Home > First Arkansas Bank and Trust > Income and Expense

First Arkansas Bank and Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$46,665,000989
Total interest expense$15,570,000952
Net interest income$31,095,0001,012
Provision for loan and lease losses$2,911,000456
Total noninterest income$40,811,000286
Gross Fiduciary activities income$1,101,000491
Service charges on deposit accounts$2,905,000412
Trading account gains and feesNANA
Additional Noninterest Income$36,805,000216
Total noninterest expense$66,543,000441
Salaries and employee benefits$21,062,000720
Premises and equipment expense$4,694,000591
Additional noninterest expense$36,805,000216
Pre-tax net operating income$2,452,0002,723
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$2,452,0002,557
Extraordinary gains, net$054
Net income$2,452,0002,582
Minority interest net income$088
Net income of bank and minority interests.$2,452,0002,559
Net charge-offs$5,033,000236
Cash dividends$3,050,0001,168
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,452,0002,580
2023-09-30 (YTD Data)Rank
Total interest income$34,101,000985
Total interest expense$10,165,000982
Net interest income$23,936,000981
Provision for loan and lease losses$2,096,000436
Total noninterest income$31,893,000278
Gross Fiduciary activities income$803,000488
Service charges on deposit accounts$2,141,000414
Trading account gains and feesNANA
Additional Noninterest Income$28,949,000205
Total noninterest expense$49,389,000446
Salaries and employee benefits$15,856,000723
Premises and equipment expense$3,474,000598
Additional noninterest expense$28,949,000205
Pre-tax net operating income$4,344,0001,812
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$4,344,0001,613
Extraordinary gains, net$052
Net income$4,344,0001,625
Minority interest net income$081
Net income of bank and minority interests.$4,344,0001,613
Net charge-offs$4,207,000200
Cash dividends$3,050,000871
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,344,0001,634
2023-06-30 (YTD Data)Rank
Total interest income$22,200,000972
Total interest expense$6,126,000969
Net interest income$16,074,000985
Provision for loan and lease losses$1,092,000488
Total noninterest income$22,389,000256
Gross Fiduciary activities income$525,000487
Service charges on deposit accounts$1,413,000403
Trading account gains and feesNANA
Additional Noninterest Income$20,451,000193
Total noninterest expense$32,270,000445
Salaries and employee benefits$10,754,000707
Premises and equipment expense$2,281,000592
Additional noninterest expense$20,451,000193
Pre-tax net operating income$5,101,0001,186
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$5,101,0001,038
Extraordinary gains, net$051
Net income$5,101,0001,051
Minority interest net income$081
Net income of bank and minority interests.$5,101,0001,038
Net charge-offs$3,013,000180
Cash dividends$250,0002,407
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,101,0001,046
2022-12-31 (YTD Data)Rank
Total interest income$38,031,000935
Total interest expense$4,252,000888
Net interest income$33,779,000922
Provision for loan and lease losses$4,550,000298
Total noninterest income$41,305,000290
Gross Fiduciary activities income$1,096,000496
Service charges on deposit accounts$2,685,000456
Trading account gains and feesNANA
Additional Noninterest Income$37,524,000220
Total noninterest expense$56,228,000499
Salaries and employee benefits$21,652,000686
Premises and equipment expense$4,852,000569
Additional noninterest expense$37,524,000220
Pre-tax net operating income$14,306,000980
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$14,306,000830
Extraordinary gains, net$05
Net income$14,306,000831
Minority interest net income$063
Net income of bank and minority interests.$14,306,000831
Net charge-offs$3,086,000218
Cash dividends$4,440,000858
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,306,000849
2022-09-30 (YTD Data)Rank
Total interest income$27,792,000918
Total interest expense$2,548,000826
Net interest income$25,244,000913
Provision for loan and lease losses$1,652,000451
Total noninterest income$31,284,000295
Gross Fiduciary activities income$843,000495
Service charges on deposit accounts$1,997,000459
Trading account gains and feesNANA
Additional Noninterest Income$28,444,000226
Total noninterest expense$42,511,000486
Salaries and employee benefits$16,311,000690
Premises and equipment expense$3,568,000579
Additional noninterest expense$28,444,000226
Pre-tax net operating income$12,365,000869
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$12,365,000745
Extraordinary gains, net$04
Net income$12,365,000745
Minority interest net income$057
Net income of bank and minority interests.$12,365,000745
Net charge-offs$2,567,000190
Cash dividends$4,000,000682
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,365,000755
2022-06-30 (YTD Data)Rank
Total interest income$18,223,000890
Total interest expense$1,612,000722
Net interest income$16,611,000904
Provision for loan and lease losses$684,000557
Total noninterest income$20,839,000292
Gross Fiduciary activities income$570,000455
Service charges on deposit accounts$1,282,000471
Trading account gains and feesNANA
Additional Noninterest Income$18,987,000231
Total noninterest expense$28,524,000471
Salaries and employee benefits$10,667,000699
Premises and equipment expense$2,373,000577
Additional noninterest expense$15,484,000316
Pre-tax net operating income$8,242,000831
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$8,242,000699
Extraordinary gains, net$04
Net income$8,242,000699
Minority interest net income$060
Net income of bank and minority interests.$8,242,000699
Net charge-offs$734,000273
Cash dividends$3,600,000535
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,242,000709
2022-03-31 (YTD Data)Rank
Total interest income$8,911,000893
Total interest expense$792,000696
Net interest income$8,119,000905
Provision for loan and lease losses$449,000375
Total noninterest income$11,663,000276
Gross Fiduciary activities income$292,000461
Service charges on deposit accounts$626,000474
Trading account gains and feesNANA
Additional Noninterest Income$10,745,000217
Total noninterest expense$15,695,000440
Salaries and employee benefits$5,464,000682
Premises and equipment expense$1,134,000607
Additional noninterest expense$9,097,000276
Pre-tax net operating income$3,638,000886
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,638,000754
Extraordinary gains, net$04
Net income$3,638,000754
Minority interest net income$050
Net income of bank and minority interests.$3,638,000754
Net charge-offs$457,000243
Cash dividends$600,0001,048
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,638,000761
2021-12-31 (YTD Data)Rank
Total interest income$34,993,000926
Total interest expense$3,960,000682
Net interest income$31,033,000943
Provision for loan and lease losses$1,551,000380
Total noninterest income$36,630,000350
Gross Fiduciary activities income$1,220,000446
Service charges on deposit accounts$2,249,000491
Trading account gains and feesNANA
Additional Noninterest Income$33,161,000288
Total noninterest expense$45,728,000580
Salaries and employee benefits$20,224,000724
Premises and equipment expense$4,535,000594
Additional noninterest expense$20,969,000408
Pre-tax net operating income$20,384,000727
Securities gains (losses)$410,000414
Applicable income taxes$03,710
Income before extraordinary items$20,794,000630
Extraordinary gains, net$010
Net income$20,794,000630
Minority interest net income$074
Net income of bank and minority interests.$20,794,000631
Net charge-offs$1,995,000291
Cash dividends$36,950,000210
Sale, conversion, retirement of capital stock, net$0582
Net operating income$20,384,000628
2021-09-30 (YTD Data)Rank
Total interest income$26,213,000943
Total interest expense$2,903,000744
Net interest income$23,310,000955
Provision for loan and lease losses$1,236,000354
Total noninterest income$28,647,000343
Gross Fiduciary activities income$920,000441
Service charges on deposit accounts$1,617,000508
Trading account gains and feesNANA
Additional Noninterest Income$26,110,000285
Total noninterest expense$33,537,000592
Salaries and employee benefits$15,242,000733
Premises and equipment expense$3,370,000599
Additional noninterest expense$14,925,000425
Pre-tax net operating income$17,184,000684
Securities gains (losses)$56,0001,015
Applicable income taxes$03,719
Income before extraordinary items$17,240,000597
Extraordinary gains, net$08
Net income$17,240,000597
Minority interest net income$069
Net income of bank and minority interests.$17,240,000597
Net charge-offs$1,662,000265
Cash dividends$36,700,000167
Sale, conversion, retirement of capital stock, net$0543
Net operating income$17,184,000594
2021-06-30 (YTD Data)Rank
Total interest income$17,596,000940
Total interest expense$1,877,000818
Net interest income$15,719,000937
Provision for loan and lease losses$983,000319
Total noninterest income$18,881,000348
Gross Fiduciary activities income$596,000442
Service charges on deposit accounts$1,027,000510
Trading account gains and feesNANA
Additional Noninterest Income$17,258,000292
Total noninterest expense$22,275,000595
Salaries and employee benefits$10,318,000715
Premises and equipment expense$2,235,000597
Additional noninterest expense$9,722,000427
Pre-tax net operating income$11,342,000691
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$11,342,000603
Extraordinary gains, net$06
Net income$11,342,000603
Minority interest net income$067
Net income of bank and minority interests.$11,342,000603
Net charge-offs$1,410,000224
Cash dividends$34,950,000121
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,342,000593
2021-03-31 (YTD Data)Rank
Total interest income$9,395,000881
Total interest expense$901,000886
Net interest income$8,494,000880
Provision for loan and lease losses$533,000352
Total noninterest income$8,080,000390
Gross Fiduciary activities income$297,000443
Service charges on deposit accounts$503,000512
Trading account gains and feesNANA
Additional Noninterest Income$7,280,000342
Total noninterest expense$11,227,000581
Salaries and employee benefits$5,371,000678
Premises and equipment expense$1,172,000578
Additional noninterest expense$4,684,000424
Pre-tax net operating income$4,814,000794
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$4,814,000690
Extraordinary gains, net$03
Net income$4,814,000690
Minority interest net income$055
Net income of bank and minority interests.$4,814,000690
Net charge-offs$551,000250
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,814,000672
2020-12-31 (YTD Data)Rank
Total interest income$33,516,000966
Total interest expense$3,553,0001,295
Net interest income$29,963,000920
Provision for loan and lease losses$3,491,000723
Total noninterest income$31,072,000367
Gross Fiduciary activities income$1,092,000442
Service charges on deposit accounts$1,735,000587
Trading account gains and feesNANA
Additional Noninterest Income$28,245,000315
Total noninterest expense$43,463,000580
Salaries and employee benefits$20,379,000703
Premises and equipment expense$4,330,000605
Additional noninterest expense$18,754,000429
Pre-tax net operating income$14,081,000784
Securities gains (losses)$306,000821
Applicable income taxes$03,697
Income before extraordinary items$14,387,000686
Extraordinary gains, net$04
Net income$14,387,000686
Minority interest net income$072
Net income of bank and minority interests.$14,387,000686
Net charge-offs$1,584,000486
Cash dividends$13,938,000368
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,081,000674
2020-09-30 (YTD Data)Rank
Total interest income$25,127,000972
Total interest expense$2,677,0001,353
Net interest income$22,450,000919
Provision for loan and lease losses$3,209,000677
Total noninterest income$23,730,000351
Gross Fiduciary activities income$811,000442
Service charges on deposit accounts$1,212,000619
Trading account gains and feesNANA
Additional Noninterest Income$21,707,000303
Total noninterest expense$32,379,000573
Salaries and employee benefits$15,420,000682
Premises and equipment expense$3,183,000604
Additional noninterest expense$13,776,000427
Pre-tax net operating income$10,592,000752
Securities gains (losses)$303,000704
Applicable income taxes$03,696
Income before extraordinary items$10,895,000650
Extraordinary gains, net$04
Net income$10,895,000649
Minority interest net income$065
Net income of bank and minority interests.$10,895,000650
Net charge-offs$1,325,000431
Cash dividends$10,381,000348
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,592,000640
2020-06-30 (YTD Data)Rank
Total interest income$16,828,000981
Total interest expense$1,824,0001,417
Net interest income$15,004,000921
Provision for loan and lease losses$2,434,000640
Total noninterest income$13,627,000358
Gross Fiduciary activities income$537,000446
Service charges on deposit accounts$801,000629
Trading account gains and feesNANA
Additional Noninterest Income$12,289,000307
Total noninterest expense$21,744,000565
Salaries and employee benefits$10,264,000675
Premises and equipment expense$2,109,000606
Additional noninterest expense$9,371,000417
Pre-tax net operating income$4,453,0001,060
Securities gains (losses)$188,000728
Applicable income taxes$03,655
Income before extraordinary items$4,641,000910
Extraordinary gains, net$04
Net income$4,641,000909
Minority interest net income$065
Net income of bank and minority interests.$4,641,000910
Net charge-offs$1,052,000384
Cash dividends$5,215,000411
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,453,000922
2020-03-31 (YTD Data)Rank
Total interest income$8,691,000955
Total interest expense$915,0001,519
Net interest income$7,776,000883
Provision for loan and lease losses$2,304,000366
Total noninterest income$8,213,000297
Gross Fiduciary activities income$256,000457
Service charges on deposit accounts$477,000634
Trading account gains and feesNANA
Additional Noninterest Income$7,480,000239
Total noninterest expense$11,007,000558
Salaries and employee benefits$4,633,000756
Premises and equipment expense$1,040,000621
Additional noninterest expense$5,334,000372
Pre-tax net operating income$2,678,000823
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,678,000722
Extraordinary gains, net$04
Net income$2,678,000722
Minority interest net income$056
Net income of bank and minority interests.$2,678,000722
Net charge-offs$527,000356
Cash dividends$5,115,000289
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,678,000699
2019-12-31 (YTD Data)Rank
Total interest income$34,188,000971
Total interest expense$3,048,0001,784
Net interest income$31,140,000875
Provision for loan and lease losses$3,007,000366
Total noninterest income$29,094,000326
Gross Fiduciary activities income$692,000528
Service charges on deposit accounts$1,985,000636
Trading account gains and feesNANA
Additional Noninterest Income$26,417,000268
Total noninterest expense$44,573,000517
Salaries and employee benefits$18,836,000715
Premises and equipment expense$4,281,000595
Additional noninterest expense$21,456,000361
Pre-tax net operating income$12,654,000868
Securities gains (losses)$79,0001,050
Applicable income taxes$03,859
Income before extraordinary items$12,733,000762
Extraordinary gains, net$011
Net income$12,733,000763
Minority interest net income$076
Net income of bank and minority interests.$12,733,000763
Net charge-offs$1,567,000496
Cash dividends$27,200,000253
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,654,000752
2019-09-30 (YTD Data)Rank
Total interest income$25,576,000973
Total interest expense$2,309,0001,783
Net interest income$23,267,000876
Provision for loan and lease losses$2,413,000350
Total noninterest income$21,507,000327
Gross Fiduciary activities income$467,000544
Service charges on deposit accounts$1,467,000640
Trading account gains and feesNANA
Additional Noninterest Income$19,573,000269
Total noninterest expense$31,823,000547
Salaries and employee benefits$13,997,000715
Premises and equipment expense$3,150,000605
Additional noninterest expense$14,676,000381
Pre-tax net operating income$10,538,000809
Securities gains (losses)$79,000891
Applicable income taxes$03,902
Income before extraordinary items$10,617,000710
Extraordinary gains, net$011
Net income$10,617,000712
Minority interest net income$072
Net income of bank and minority interests.$10,617,000711
Net charge-offs$1,298,000410
Cash dividends$2,950,000902
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,538,000705
2019-06-30 (YTD Data)Rank
Total interest income$17,298,000962
Total interest expense$1,629,0001,694
Net interest income$15,669,000867
Provision for loan and lease losses$1,890,000309
Total noninterest income$14,574,000320
Gross Fiduciary activities income$308,000545
Service charges on deposit accounts$901,000691
Trading account gains and feesNANA
Additional Noninterest Income$13,365,000256
Total noninterest expense$21,895,000531
Salaries and employee benefits$9,656,000685
Premises and equipment expense$2,086,000609
Additional noninterest expense$10,153,000379
Pre-tax net operating income$6,458,000841
Securities gains (losses)$79,000608
Applicable income taxes$03,901
Income before extraordinary items$6,537,000728
Extraordinary gains, net$011
Net income$6,537,000729
Minority interest net income$069
Net income of bank and minority interests.$6,537,000728
Net charge-offs$852,000390
Cash dividends$2,950,000663
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,458,000726
2019-03-31 (YTD Data)Rank
Total interest income$8,425,000977
Total interest expense$735,0001,779
Net interest income$7,690,000881
Provision for loan and lease losses$830,000323
Total noninterest income$7,401,000305
Gross Fiduciary activities income$161,000539
Service charges on deposit accounts$375,000791
Trading account gains and feesNANA
Additional Noninterest Income$6,865,000235
Total noninterest expense$10,875,000529
Salaries and employee benefits$4,542,000728
Premises and equipment expense$1,038,000614
Additional noninterest expense$5,295,000368
Pre-tax net operating income$3,386,000795
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$3,386,000698
Extraordinary gains, net$05
Net income$3,386,000699
Minority interest net income$052
Net income of bank and minority interests.$3,386,000697
Net charge-offs$398,000391
Cash dividends$1,525,000615
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,386,000685
2018-12-31 (YTD Data)Rank
Total interest income$31,746,000975
Total interest expense$2,056,0001,904
Net interest income$29,690,000892
Provision for loan and lease losses$3,220,000356
Total noninterest income$25,355,000348
Gross Fiduciary activities income$554,000576
Service charges on deposit accounts$1,697,000737
Trading account gains and feesNANA
Additional Noninterest Income$23,104,000282
Total noninterest expense$40,563,000551
Salaries and employee benefits$17,679,000717
Premises and equipment expense$4,089,000611
Additional noninterest expense$18,795,000404
Pre-tax net operating income$11,262,000949
Securities gains (losses)$89,000325
Applicable income taxes$03,978
Income before extraordinary items$11,351,000825
Extraordinary gains, net$06
Net income$11,351,000823
Minority interest net income$072
Net income of bank and minority interests.$11,351,000824
Net charge-offs$3,332,000264
Cash dividends$2,150,0001,392
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,262,000829
2018-09-30 (YTD Data)Rank
Total interest income$23,434,000976
Total interest expense$1,474,0001,890
Net interest income$21,960,000898
Provision for loan and lease losses$2,630,000322
Total noninterest income$18,498,000362
Gross Fiduciary activities income$409,000575
Service charges on deposit accounts$1,240,000750
Trading account gains and feesNANA
Additional Noninterest Income$16,849,000296
Total noninterest expense$30,482,000540
Salaries and employee benefits$13,307,000716
Premises and equipment expense$2,971,000630
Additional noninterest expense$14,204,000394
Pre-tax net operating income$7,346,0001,067
Securities gains (losses)$89,000314
Applicable income taxes$04,032
Income before extraordinary items$7,435,000926
Extraordinary gains, net$05
Net income$7,435,000924
Minority interest net income$066
Net income of bank and minority interests.$7,435,000925
Net charge-offs$2,643,000237
Cash dividends$1,702,0001,197
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,346,000938
2018-06-30 (YTD Data)Rank
Total interest income$15,360,000982
Total interest expense$982,0001,798
Net interest income$14,378,000911
Provision for loan and lease losses$797,000564
Total noninterest income$12,308,000360
Gross Fiduciary activities income$260,000589
Service charges on deposit accounts$1,199,000530
Trading account gains and feesNANA
Additional Noninterest Income$10,849,000302
Total noninterest expense$20,599,000537
Salaries and employee benefits$8,957,000714
Premises and equipment expense$1,988,000637
Additional noninterest expense$9,654,000389
Pre-tax net operating income$5,290,000985
Securities gains (losses)$89,000258
Applicable income taxes$04,018
Income before extraordinary items$5,379,000842
Extraordinary gains, net$06
Net income$5,379,000840
Minority interest net income$065
Net income of bank and minority interests.$5,379,000841
Net charge-offs$770,000386
Cash dividends$877,0001,437
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,290,000852
2018-03-31 (YTD Data)Rank
Total interest income$7,596,000981
Total interest expense$490,0001,738
Net interest income$7,106,000916
Provision for loan and lease losses$395,000562
Total noninterest income$5,918,000367
Gross Fiduciary activities income$133,000588
Service charges on deposit accounts$607,000523
Trading account gains and feesNANA
Additional Noninterest Income$5,178,000302
Total noninterest expense$10,428,000535
Salaries and employee benefits$4,496,000713
Premises and equipment expense$964,000670
Additional noninterest expense$4,968,000375
Pre-tax net operating income$2,201,0001,112
Securities gains (losses)$89,000175
Applicable income taxes$03,948
Income before extraordinary items$2,290,000955
Extraordinary gains, net$07
Net income$2,290,000955
Minority interest net income$052
Net income of bank and minority interests.$2,290,000955
Net charge-offs$354,000381
Cash dividends$429,0001,314
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,201,000985
2017-12-31 (YTD Data)Rank
Total interest income$28,997,000991
Total interest expense$1,581,0001,843
Net interest income$27,416,000917
Provision for loan and lease losses$1,463,000656
Total noninterest income$23,909,000366
Gross Fiduciary activities income$579,000563
Service charges on deposit accounts$2,472,000518
Trading account gains and feesNANA
Additional Noninterest Income$20,858,000303
Total noninterest expense$38,321,000566
Salaries and employee benefits$16,368,000752
Premises and equipment expense$3,404,000730
Additional noninterest expense$18,549,000394
Pre-tax net operating income$11,541,000879
Securities gains (losses)$452,000243
Applicable income taxes$04,135
Income before extraordinary items$11,993,000640
Extraordinary gains, net$09
Net income$11,993,000640
Minority interest net income$076
Net income of bank and minority interests.$11,993,000640
Net charge-offs$3,571,000264
Cash dividends$1,362,0001,826
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,541,000650
2017-09-30 (YTD Data)Rank
Total interest income$21,456,000999
Total interest expense$1,112,0001,912
Net interest income$20,344,000930
Provision for loan and lease losses$940,000735
Total noninterest income$17,804,000371
Gross Fiduciary activities income$435,000564
Service charges on deposit accounts$1,842,000527
Trading account gains and feesNANA
Additional Noninterest Income$15,527,000306
Total noninterest expense$28,347,000575
Salaries and employee benefits$12,214,000757
Premises and equipment expense$2,487,000757
Additional noninterest expense$13,646,000402
Pre-tax net operating income$8,861,000876
Securities gains (losses)$381,000253
Applicable income taxes$04,172
Income before extraordinary items$9,242,000673
Extraordinary gains, net$09
Net income$9,242,000673
Minority interest net income$071
Net income of bank and minority interests.$9,242,000673
Net charge-offs$3,233,000216
Cash dividends$939,0001,775
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,861,000689
2017-06-30 (YTD Data)Rank
Total interest income$14,026,0001,010
Total interest expense$713,0001,939
Net interest income$13,313,000943
Provision for loan and lease losses$695,000672
Total noninterest income$11,955,000367
Gross Fiduciary activities income$282,000575
Service charges on deposit accounts$1,218,000524
Trading account gains and feesNANA
Additional Noninterest Income$10,455,000305
Total noninterest expense$19,123,000573
Salaries and employee benefits$8,245,000746
Premises and equipment expense$1,639,000769
Additional noninterest expense$9,239,000399
Pre-tax net operating income$5,450,000925
Securities gains (losses)$325,000203
Applicable income taxes$04,189
Income before extraordinary items$5,775,000701
Extraordinary gains, net$011
Net income$5,775,000701
Minority interest net income$071
Net income of bank and minority interests.$5,775,000701
Net charge-offs$2,765,000184
Cash dividends$515,0001,967
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,450,000717
2017-03-31 (YTD Data)Rank
Total interest income$6,992,0001,003
Total interest expense$316,0002,088
Net interest income$6,676,000938
Provision for loan and lease losses$339,000612
Total noninterest income$6,001,000364
Gross Fiduciary activities income$142,000580
Service charges on deposit accounts$614,000522
Trading account gains and feesNANA
Additional Noninterest Income$5,245,000304
Total noninterest expense$9,518,000582
Salaries and employee benefits$4,177,000745
Premises and equipment expense$823,000774
Additional noninterest expense$4,518,000405
Pre-tax net operating income$2,820,000868
Securities gains (losses)$31,000431
Applicable income taxes$04,086
Income before extraordinary items$2,851,000692
Extraordinary gains, net$08
Net income$2,851,000692
Minority interest net income$055
Net income of bank and minority interests.$2,851,000692
Net charge-offs$1,419,000177
Cash dividends$260,0001,751
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,820,000683
2016-12-31 (YTD Data)Rank
Total interest income$26,831,0001,010
Total interest expense$1,307,0001,989
Net interest income$25,524,000943
Provision for loan and lease losses$4,973,000261
Total noninterest income$23,085,000379
Gross Fiduciary activities income$510,000589
Service charges on deposit accounts$2,471,000525
Trading account gains and fees$0170
Additional Noninterest Income$20,104,000310
Total noninterest expense$38,549,000562
Salaries and employee benefits$15,188,000784
Premises and equipment expense$3,351,000744
Additional noninterest expense$20,010,000376
Pre-tax net operating income$5,087,0001,605
Securities gains (losses)$580,000382
Applicable income taxes$04,278
Income before extraordinary items$5,667,0001,249
Extraordinary gains, net$05
Net income$5,667,0001,248
Minority interest net income$082
Net income of bank and minority interests.$5,667,0001,248
Net charge-offs$9,904,000138
Cash dividends$3,235,000966
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,087,0001,335
2016-09-30 (YTD Data)Rank
Total interest income$19,908,0001,018
Total interest expense$967,0002,015
Net interest income$18,941,000953
Provision for loan and lease losses$1,961,000417
Total noninterest income$17,039,000385
Gross Fiduciary activities income$382,000587
Service charges on deposit accounts$1,842,000530
Trading account gains and fees$0169
Additional Noninterest Income$14,815,000317
Total noninterest expense$29,113,000559
Salaries and employee benefits$11,431,000778
Premises and equipment expense$2,481,000751
Additional noninterest expense$15,201,000370
Pre-tax net operating income$4,906,0001,335
Securities gains (losses)$668,000299
Applicable income taxes$04,325
Income before extraordinary items$5,574,0001,011
Extraordinary gains, net$05
Net income$5,574,0001,011
Minority interest net income$071
Net income of bank and minority interests.$5,574,0001,011
Net charge-offs$483,000817
Cash dividends$3,010,000751
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,906,0001,108
2016-06-30 (YTD Data)Rank
Total interest income$13,145,0001,030
Total interest expense$626,0002,064
Net interest income$12,519,000963
Provision for loan and lease losses$1,644,000344
Total noninterest income$11,238,000381
Gross Fiduciary activities income$238,000610
Service charges on deposit accounts$1,196,000537
Trading account gains and fees$0157
Additional Noninterest Income$9,804,000316
Total noninterest expense$19,749,000549
Salaries and employee benefits$7,619,000773
Premises and equipment expense$1,645,000757
Additional noninterest expense$10,485,000362
Pre-tax net operating income$2,364,0001,711
Securities gains (losses)$482,000287
Applicable income taxes$04,338
Income before extraordinary items$2,846,0001,258
Extraordinary gains, net$016
Net income$2,846,0001,258
Minority interest net income$071
Net income of bank and minority interests.$2,846,0001,258
Net charge-offs$164,0001,268
Cash dividends$1,560,000924
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,364,0001,413
2016-03-31 (YTD Data)Rank
Total interest income$6,713,0001,013
Total interest expense$315,0002,060
Net interest income$6,398,000931
Provision for loan and lease losses$714,000359
Total noninterest income$5,455,000376
Gross Fiduciary activities income$91,000655
Service charges on deposit accounts$463,000678
Trading account gains and fees$0142
Additional Noninterest Income$4,901,000302
Total noninterest expense$9,916,000549
Salaries and employee benefits$3,870,000766
Premises and equipment expense$822,000767
Additional noninterest expense$5,224,000359
Pre-tax net operating income$1,223,0001,639
Securities gains (losses)$451,000141
Applicable income taxes$04,259
Income before extraordinary items$1,674,0001,070
Extraordinary gains, net$012
Net income$1,674,0001,071
Minority interest net income$062
Net income of bank and minority interests.$1,674,0001,071
Net charge-offs$21,0001,949
Cash dividends$920,000799
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,223,0001,350
2015-12-31 (YTD Data)Rank
Total interest income$26,499,000988
Total interest expense$1,412,0001,862
Net interest income$25,087,000905
Provision for loan and lease losses$5,567,000195
Total noninterest income$22,080,000382
Gross Fiduciary activities income$355,000660
Service charges on deposit accounts$1,880,000698
Trading account gains and fees$0159
Additional Noninterest Income$19,845,000301
Total noninterest expense$35,656,000599
Salaries and employee benefits$14,894,000767
Premises and equipment expense$3,472,000707
Additional noninterest expense$17,290,000417
Pre-tax net operating income$5,944,0001,373
Securities gains (losses)$328,000512
Applicable income taxes$04,402
Income before extraordinary items$6,272,0001,123
Extraordinary gains, net$023
Net income$6,272,0001,123
Minority interest net income$081
Net income of bank and minority interests.$6,272,0001,123
Net charge-offs$1,997,000371
Cash dividends$6,161,000551
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,944,0001,165
2015-09-30 (YTD Data)Rank
Total interest income$19,806,000993
Total interest expense$1,070,0001,861
Net interest income$18,736,000915
Provision for loan and lease losses$3,988,000198
Total noninterest income$16,478,000387
Gross Fiduciary activities income$260,000665
Service charges on deposit accounts$1,396,000705
Trading account gains and fees$0153
Additional Noninterest Income$14,822,000313
Total noninterest expense$26,623,000603
Salaries and employee benefits$11,243,000774
Premises and equipment expense$2,661,000710
Additional noninterest expense$12,719,000422
Pre-tax net operating income$4,603,0001,363
Securities gains (losses)$294,000488
Applicable income taxes$04,489
Income before extraordinary items$4,897,0001,098
Extraordinary gains, net$021
Net income$4,897,0001,096
Minority interest net income$078
Net income of bank and minority interests.$4,897,0001,098
Net charge-offs$1,635,000325
Cash dividends$5,015,000478
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,603,0001,125
2015-06-30 (YTD Data)Rank
Total interest income$13,112,0001,004
Total interest expense$719,0001,858
Net interest income$12,393,000914
Provision for loan and lease losses$3,053,000180
Total noninterest income$10,775,000392
Gross Fiduciary activities income$174,000675
Service charges on deposit accounts$900,000730
Trading account gains and fees$0157
Additional Noninterest Income$9,701,000318
Total noninterest expense$17,862,000596
Salaries and employee benefits$7,618,000765
Premises and equipment expense$1,766,000717
Additional noninterest expense$8,478,000425
Pre-tax net operating income$2,253,0001,728
Securities gains (losses)$291,000388
Applicable income taxes$04,497
Income before extraordinary items$2,544,0001,327
Extraordinary gains, net$022
Net income$2,544,0001,329
Minority interest net income$075
Net income of bank and minority interests.$2,544,0001,328
Net charge-offs$496,000646
Cash dividends$2,680,000564
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,253,0001,432
2015-03-31 (YTD Data)Rank
Total interest income$6,538,000997
Total interest expense$351,0001,913
Net interest income$6,187,000913
Provision for loan and lease losses$1,934,000143
Total noninterest income$5,231,000392
Gross Fiduciary activities income$101,000648
Service charges on deposit accounts$435,000731
Trading account gains and fees$0152
Additional Noninterest Income$4,695,000310
Total noninterest expense$9,008,000590
Salaries and employee benefits$3,892,000762
Premises and equipment expense$884,000724
Additional noninterest expense$4,232,000412
Pre-tax net operating income$476,0003,101
Securities gains (losses)$12,0001,416
Applicable income taxes$04,400
Income before extraordinary items$488,0002,767
Extraordinary gains, net$013
Net income$488,0002,770
Minority interest net income$064
Net income of bank and minority interests.$488,0002,770
Net charge-offs$156,000851
Cash dividends$1,300,000529
Sale, conversion, retirement of capital stock, net$0697
Net operating income$476,0002,739
2014-12-31 (YTD Data)Rank
Total interest income$28,236,000897
Total interest expense$1,870,0001,577
Net interest income$26,366,000839
Provision for loan and lease losses$1,910,000487
Total noninterest income$22,486,000354
Gross Fiduciary activities income$391,000658
Service charges on deposit accounts$2,057,000667
Trading account gains and fees$0180
Additional Noninterest Income$20,038,000271
Total noninterest expense$35,361,000577
Salaries and employee benefits$14,312,000776
Premises and equipment expense$3,848,000636
Additional noninterest expense$17,201,000418
Pre-tax net operating income$11,581,000722
Securities gains (losses)$69,0001,510
Applicable income taxes$04,531
Income before extraordinary items$11,650,000588
Extraordinary gains, net$017
Net income$11,650,000585
Minority interest net income$084
Net income of bank and minority interests.$11,650,000588
Net charge-offs$1,377,000694
Cash dividends$3,640,000785
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,581,000580
2014-09-30 (YTD Data)Rank
Total interest income$21,500,000884
Total interest expense$1,501,0001,501
Net interest income$19,999,000828
Provision for loan and lease losses$1,621,000416
Total noninterest income$17,219,000340
Gross Fiduciary activities income$290,000655
Service charges on deposit accounts$1,557,000650
Trading account gains and fees$0174
Additional Noninterest Income$15,372,000264
Total noninterest expense$26,268,000581
Salaries and employee benefits$10,711,000774
Premises and equipment expense$2,797,000655
Additional noninterest expense$12,760,000414
Pre-tax net operating income$9,329,000678
Securities gains (losses)$345,000432
Applicable income taxes$04,583
Income before extraordinary items$9,674,000527
Extraordinary gains, net$015
Net income$9,674,000524
Minority interest net income$081
Net income of bank and minority interests.$9,674,000527
Net charge-offs$587,0001,026
Cash dividends$3,490,000603
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,329,000535
2014-06-30 (YTD Data)Rank
Total interest income$14,669,000855
Total interest expense$1,038,0001,442
Net interest income$13,631,000802
Provision for loan and lease losses$816,000550
Total noninterest income$11,148,000343
Gross Fiduciary activities income$200,000654
Service charges on deposit accounts$1,023,000651
Trading account gains and fees$0172
Additional Noninterest Income$9,925,000266
Total noninterest expense$17,432,000584
Salaries and employee benefits$7,173,000764
Premises and equipment expense$1,829,000677
Additional noninterest expense$8,430,000412
Pre-tax net operating income$6,531,000637
Securities gains (losses)$340,000323
Applicable income taxes$04,568
Income before extraordinary items$6,871,000492
Extraordinary gains, net$020
Net income$6,871,000491
Minority interest net income$080
Net income of bank and minority interests.$6,871,000492
Net charge-offs$77,0002,426
Cash dividends$2,270,000586
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,531,000500
2014-03-31 (YTD Data)Rank
Total interest income$7,353,000852
Total interest expense$518,0001,464
Net interest income$6,835,000801
Provision for loan and lease losses$563,000409
Total noninterest income$5,647,000336
Gross Fiduciary activities income$107,000643
Service charges on deposit accounts$507,000643
Trading account gains and fees$0147
Additional Noninterest Income$5,033,000265
Total noninterest expense$8,638,000597
Salaries and employee benefits$3,621,000769
Premises and equipment expense$913,000702
Additional noninterest expense$4,104,000423
Pre-tax net operating income$3,281,000613
Securities gains (losses)$138,000349
Applicable income taxes$04,445
Income before extraordinary items$3,419,000474
Extraordinary gains, net$016
Net income$3,419,000473
Minority interest net income$066
Net income of bank and minority interests.$3,419,000474
Net charge-offs$619,000417
Cash dividends$2,120,000318
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,281,000481
2013-12-31 (YTD Data)Rank
Total interest income$31,613,000782
Total interest expense$3,028,0001,110
Net interest income$28,585,000748
Provision for loan and lease losses$3,493,000377
Total noninterest income$24,600,000342
Gross Fiduciary activities income$392,000651
Service charges on deposit accounts$2,306,000601
Trading account gains and fees$0184
Additional Noninterest Income$21,902,000271
Total noninterest expense$36,748,000560
Salaries and employee benefits$14,205,000764
Premises and equipment expense$3,650,000674
Additional noninterest expense$18,893,000400
Pre-tax net operating income$12,944,000611
Securities gains (losses)$145,0001,089
Applicable income taxes$04,631
Income before extraordinary items$13,089,000517
Extraordinary gains, net$029
Net income$13,089,000517
Minority interest net income$090
Net income of bank and minority interests.$13,089,000518
Net charge-offs$3,819,000436
Cash dividends$9,675,000339
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,944,000507
2013-09-30 (YTD Data)Rank
Total interest income$24,315,000768
Total interest expense$2,292,0001,143
Net interest income$22,023,000726
Provision for loan and lease losses$3,093,000324
Total noninterest income$19,264,000345
Gross Fiduciary activities income$281,000666
Service charges on deposit accounts$1,702,000607
Trading account gains and fees$0180
Additional Noninterest Income$17,281,000264
Total noninterest expense$27,721,000562
Salaries and employee benefits$10,812,000757
Premises and equipment expense$2,783,000666
Additional noninterest expense$14,126,000397
Pre-tax net operating income$10,473,000588
Securities gains (losses)$145,000994
Applicable income taxes$04,713
Income before extraordinary items$10,618,000485
Extraordinary gains, net$025
Net income$10,618,000484
Minority interest net income$084
Net income of bank and minority interests.$10,618,000487
Net charge-offs$2,604,000484
Cash dividends$9,575,000250
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,473,000479
2013-06-30 (YTD Data)Rank
Total interest income$16,408,000753
Total interest expense$1,536,0001,171
Net interest income$14,872,000718
Provision for loan and lease losses$1,895,000386
Total noninterest income$12,246,000367
Gross Fiduciary activities income$157,000696
Service charges on deposit accounts$1,087,000620
Trading account gains and fees$0157
Additional Noninterest Income$11,002,000289
Total noninterest expense$18,624,000559
Salaries and employee benefits$7,335,000744
Premises and equipment expense$1,829,000675
Additional noninterest expense$9,460,000391
Pre-tax net operating income$6,599,000602
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$6,599,000518
Extraordinary gains, net$022
Net income$6,599,000518
Minority interest net income$082
Net income of bank and minority interests.$6,599,000520
Net charge-offs$1,588,000547
Cash dividends$7,875,000206
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,599,000499
2013-03-31 (YTD Data)Rank
Total interest income$8,193,000763
Total interest expense$766,0001,204
Net interest income$7,427,000720
Provision for loan and lease losses$675,000551
Total noninterest income$6,478,000356
Gross Fiduciary activities income$72,000719
Service charges on deposit accounts$550,000606
Trading account gains and fees$0148
Additional Noninterest Income$5,856,000271
Total noninterest expense$9,150,000580
Salaries and employee benefits$3,642,000760
Premises and equipment expense$898,000703
Additional noninterest expense$4,610,000403
Pre-tax net operating income$4,080,000507
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$4,080,000417
Extraordinary gains, net$010
Net income$4,080,000418
Minority interest net income$076
Net income of bank and minority interests.$4,080,000418
Net charge-offs$732,000589
Cash dividends$1,175,000470
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,080,000400
2012-12-31 (YTD Data)Rank
Total interest income$35,113,000742
Total interest expense$3,865,0001,159
Net interest income$31,248,000690
Provision for loan and lease losses$11,290,000245
Total noninterest income$28,701,000327
Gross Fiduciary activities income$324,000691
Service charges on deposit accounts$2,673,000543
Trading account gains and fees$0166
Additional Noninterest Income$25,704,000257
Total noninterest expense$37,001,000563
Salaries and employee benefits$13,953,000752
Premises and equipment expense$3,749,000644
Additional noninterest expense$19,299,000406
Pre-tax net operating income$11,658,000633
Securities gains (losses)$620,000802
Applicable income taxes$04,751
Income before extraordinary items$12,278,000535
Extraordinary gains, net$029
Net income$12,278,000533
Minority interest net income$093
Net income of bank and minority interests.$12,278,000535
Net charge-offs$4,734,000598
Cash dividends$7,611,000388
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$11,658,000538
2012-09-30 (YTD Data)Rank
Total interest income$26,522,000745
Total interest expense$3,037,0001,166
Net interest income$23,485,000694
Provision for loan and lease losses$8,036,000269
Total noninterest income$22,184,000319
Gross Fiduciary activities income$245,000686
Service charges on deposit accounts$2,041,000538
Trading account gains and fees$0157
Additional Noninterest Income$19,898,000253
Total noninterest expense$28,087,000557
Salaries and employee benefits$10,395,000754
Premises and equipment expense$2,769,000660
Additional noninterest expense$14,923,000392
Pre-tax net operating income$9,546,000606
Securities gains (losses)$620,000642
Applicable income taxes$04,802
Income before extraordinary items$10,166,000497
Extraordinary gains, net$020
Net income$10,166,000494
Minority interest net income$086
Net income of bank and minority interests.$10,166,000497
Net charge-offs$3,582,000590
Cash dividends$7,486,000263
Sale, conversion, retirement of capital stock, net$0952
Net operating income$9,546,000506
2012-06-30 (YTD Data)Rank
Total interest income$17,520,000769
Total interest expense$2,127,0001,154
Net interest income$15,393,000710
Provision for loan and lease losses$6,400,000235
Total noninterest income$14,172,000320
Gross Fiduciary activities income$163,000693
Service charges on deposit accounts$1,430,000507
Trading account gains and fees$0153
Additional Noninterest Income$12,579,000260
Total noninterest expense$18,296,000569
Salaries and employee benefits$6,941,000751
Premises and equipment expense$1,784,000684
Additional noninterest expense$9,571,000402
Pre-tax net operating income$4,869,000763
Securities gains (losses)$620,000442
Applicable income taxes$04,770
Income before extraordinary items$5,489,000586
Extraordinary gains, net$019
Net income$5,489,000585
Minority interest net income$084
Net income of bank and minority interests.$5,489,000586
Net charge-offs$2,835,000537
Cash dividends$4,136,000298
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,869,000621
2012-03-31 (YTD Data)Rank
Total interest income$8,564,000797
Total interest expense$1,093,0001,164
Net interest income$7,471,000730
Provision for loan and lease losses$5,122,000158
Total noninterest income$8,074,000286
Gross Fiduciary activities income$71,000727
Service charges on deposit accounts$726,000500
Trading account gains and fees$0148
Additional Noninterest Income$7,277,000233
Total noninterest expense$8,496,000601
Salaries and employee benefits$3,466,000753
Premises and equipment expense$899,000677
Additional noninterest expense$4,131,000440
Pre-tax net operating income$1,927,000924
Securities gains (losses)$620,000226
Applicable income taxes$04,704
Income before extraordinary items$2,547,000611
Extraordinary gains, net$019
Net income$2,547,000611
Minority interest net income$078
Net income of bank and minority interests.$2,547,000612
Net charge-offs$1,739,000440
Cash dividends$375,0001,117
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,927,000734
2011-12-31 (YTD Data)Rank
Total interest income$32,269,000864
Total interest expense$5,301,0001,131
Net interest income$26,968,000811
Provision for loan and lease losses$1,470,0001,919
Total noninterest income$7,740,000748
Gross Fiduciary activities income$290,000668
Service charges on deposit accounts$3,282,000460
Trading account gains and fees$0146
Additional Noninterest Income$4,168,000815
Total noninterest expense$21,090,000937
Salaries and employee benefits$11,301,000868
Premises and equipment expense$3,182,000778
Additional noninterest expense$6,607,0001,057
Pre-tax net operating income$12,148,000525
Securities gains (losses)$343,0001,040
Applicable income taxes$04,719
Income before extraordinary items$12,491,000436
Extraordinary gains, net$029
Net income$12,491,000436
Minority interest net income$096
Net income of bank and minority interests.$12,491,000437
Net charge-offs$1,390,0001,984
Cash dividends$4,729,000440
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,148,000440
2011-09-30 (YTD Data)Rank
Total interest income$24,426,000870
Total interest expense$4,100,0001,150
Net interest income$20,326,000812
Provision for loan and lease losses$596,0002,650
Total noninterest income$5,914,000737
Gross Fiduciary activities income$221,000656
Service charges on deposit accounts$2,498,000462
Trading account gains and fees$0145
Additional Noninterest Income$3,195,000797
Total noninterest expense$15,760,000943
Salaries and employee benefits$8,296,000889
Premises and equipment expense$2,385,000793
Additional noninterest expense$5,079,0001,036
Pre-tax net operating income$9,884,000505
Securities gains (losses)$343,000840
Applicable income taxes$04,740
Income before extraordinary items$10,227,000408
Extraordinary gains, net$021
Net income$10,227,000408
Minority interest net income$087
Net income of bank and minority interests.$10,227,000408
Net charge-offs$679,0002,320
Cash dividends$4,589,000316
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$9,884,000407
2011-06-30 (YTD Data)Rank
Total interest income$16,177,000887
Total interest expense$2,799,0001,154
Net interest income$13,378,000833
Provision for loan and lease losses$503,0002,296
Total noninterest income$3,890,000752
Gross Fiduciary activities income$135,000678
Service charges on deposit accounts$1,653,000462
Trading account gains and fees$0153
Additional Noninterest Income$2,102,000806
Total noninterest expense$10,634,000940
Salaries and employee benefits$5,654,000880
Premises and equipment expense$1,565,000817
Additional noninterest expense$3,415,0001,047
Pre-tax net operating income$6,131,000534
Securities gains (losses)$391,000440
Applicable income taxes$04,697
Income before extraordinary items$6,522,000421
Extraordinary gains, net$015
Net income$6,522,000421
Minority interest net income$089
Net income of bank and minority interests.$6,522,000421
Net charge-offs$839,0001,619
Cash dividends$2,150,000394
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,131,000424
2011-03-31 (YTD Data)Rank
Total interest income$8,077,000891
Total interest expense$1,431,0001,173
Net interest income$6,646,000836
Provision for loan and lease losses$331,0001,825
Total noninterest income$1,988,000736
Gross Fiduciary activities income$65,000686
Service charges on deposit accounts$791,000470
Trading account gains and fees$0158
Additional Noninterest Income$1,132,000751
Total noninterest expense$5,253,000952
Salaries and employee benefits$2,887,000876
Premises and equipment expense$742,000892
Additional noninterest expense$1,624,0001,097
Pre-tax net operating income$3,050,000541
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$3,050,000435
Extraordinary gains, net$09
Net income$3,050,000435
Minority interest net income$086
Net income of bank and minority interests.$3,050,000435
Net charge-offs$715,0001,069
Cash dividends$150,0001,610
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,050,000423
2010-12-31 (YTD Data)Rank
Total interest income$29,503,0001,041
Total interest expense$7,210,0001,142
Net interest income$22,293,000991
Provision for loan and lease losses$2,240,0001,931
Total noninterest income$8,211,000731
Gross Fiduciary activities income$384,000614
Service charges on deposit accounts$3,890,000399
Trading account gains and fees$0175
Additional Noninterest Income$3,937,000881
Total noninterest expense$19,896,0001,003
Salaries and employee benefits$10,399,000938
Premises and equipment expense$3,124,000824
Additional noninterest expense$6,373,0001,163
Pre-tax net operating income$8,368,000643
Securities gains (losses)$1,045,000473
Applicable income taxes$04,655
Income before extraordinary items$9,413,000483
Extraordinary gains, net$029
Net income$9,413,000483
Minority interest net income$0111
Net income of bank and minority interests.$9,413,000485
Net charge-offs$1,633,0002,079
Cash dividends$1,842,000885
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,368,000517
2010-09-30 (YTD Data)Rank
Total interest income$21,102,0001,114
Total interest expense$5,359,0001,200
Net interest income$15,743,0001,060
Provision for loan and lease losses$1,907,0001,713
Total noninterest income$6,457,000689
Gross Fiduciary activities income$294,000605
Service charges on deposit accounts$2,959,000394
Trading account gains and fees$0165
Additional Noninterest Income$3,204,000787
Total noninterest expense$15,023,000981
Salaries and employee benefits$7,742,000934
Premises and equipment expense$2,291,000841
Additional noninterest expense$4,990,0001,076
Pre-tax net operating income$5,270,000797
Securities gains (losses)$1,045,000396
Applicable income taxes$04,726
Income before extraordinary items$6,315,000543
Extraordinary gains, net$023
Net income$6,315,000544
Minority interest net income$0110
Net income of bank and minority interests.$6,315,000545
Net charge-offs$1,125,0002,055
Cash dividends$1,762,000614
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,270,000629
2010-06-30 (YTD Data)Rank
Total interest income$13,710,0001,157
Total interest expense$3,580,0001,240
Net interest income$10,130,0001,107
Provision for loan and lease losses$1,375,0001,610
Total noninterest income$4,424,000669
Gross Fiduciary activities income$202,000604
Service charges on deposit accounts$1,971,000395
Trading account gains and fees$0152
Additional Noninterest Income$2,251,000729
Total noninterest expense$9,993,000987
Salaries and employee benefits$5,155,000947
Premises and equipment expense$1,522,000855
Additional noninterest expense$3,316,0001,072
Pre-tax net operating income$3,186,000862
Securities gains (losses)$765,000330
Applicable income taxes$04,691
Income before extraordinary items$3,951,000560
Extraordinary gains, net$019
Net income$3,951,000560
Minority interest net income$0105
Net income of bank and minority interests.$3,951,000561
Net charge-offs$910,0001,822
Cash dividends$1,150,000613
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,186,000684
2010-03-31 (YTD Data)Rank
Total interest income$6,728,0001,206
Total interest expense$1,786,0001,314
Net interest income$4,942,0001,144
Provision for loan and lease losses$945,0001,218
Total noninterest income$2,193,000662
Gross Fiduciary activities income$104,000605
Service charges on deposit accounts$930,000412
Trading account gains and fees$0175
Additional Noninterest Income$1,159,000707
Total noninterest expense$5,083,000979
Salaries and employee benefits$2,570,000955
Premises and equipment expense$753,000895
Additional noninterest expense$1,760,000995
Pre-tax net operating income$1,107,0001,177
Securities gains (losses)$765,000163
Applicable income taxes$04,611
Income before extraordinary items$1,872,000599
Extraordinary gains, net$016
Net income$1,872,000604
Minority interest net income$091
Net income of bank and minority interests.$1,872,000603
Net charge-offs$846,0001,163
Cash dividends$560,000598
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,107,000964
2009-12-31 (YTD Data)Rank
Total interest income$25,599,0001,337
Total interest expense$8,018,0001,484
Net interest income$17,581,0001,274
Provision for loan and lease losses$2,356,0002,264
Total noninterest income$7,434,000804
Gross Fiduciary activities income$315,000658
Service charges on deposit accounts$3,788,000436
Trading account gains and fees$0211
Additional Noninterest Income$3,331,000977
Total noninterest expense$21,045,000994
Salaries and employee benefits$9,612,0001,024
Premises and equipment expense$3,084,000875
Additional noninterest expense$8,349,000942
Pre-tax net operating income$1,614,0002,249
Securities gains (losses)$58,0002,541
Applicable income taxes$04,388
Income before extraordinary items$1,672,0001,935
Extraordinary gains, net$034
Net income$1,672,0001,932
Minority interest net income$0115
Net income of bank and minority interests.$1,672,0001,934
Net charge-offs$2,149,0001,948
Cash dividends$2,895,000614
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,614,0001,955
2009-09-30 (YTD Data)Rank
Total interest income$18,779,0001,392
Total interest expense$5,848,0001,580
Net interest income$12,931,0001,289
Provision for loan and lease losses$2,017,0001,891
Total noninterest income$5,563,000803
Gross Fiduciary activities income$235,000656
Service charges on deposit accounts$2,782,000445
Trading account gains and fees$0212
Additional Noninterest Income$2,546,000979
Total noninterest expense$16,036,000972
Salaries and employee benefits$7,195,0001,033
Premises and equipment expense$2,303,000887
Additional noninterest expense$6,538,000862
Pre-tax net operating income$441,0004,056
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$441,0003,895
Extraordinary gains, net$027
Net income$441,0003,892
Minority interest net income$0118
Net income of bank and minority interests.$441,0003,894
Net charge-offs$1,511,0001,761
Cash dividends$2,320,000545
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$441,0003,798
2009-06-30 (YTD Data)Rank
Total interest income$12,405,0001,432
Total interest expense$3,576,0001,798
Net interest income$8,829,0001,266
Provision for loan and lease losses$1,068,0001,991
Total noninterest income$3,626,000824
Gross Fiduciary activities income$156,000664
Service charges on deposit accounts$1,802,000459
Trading account gains and fees$0193
Additional Noninterest Income$1,668,0001,016
Total noninterest expense$11,009,000972
Salaries and employee benefits$4,825,0001,049
Premises and equipment expense$1,542,000910
Additional noninterest expense$4,642,000831
Pre-tax net operating income$378,0003,779
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$378,0003,571
Extraordinary gains, net$021
Net income$378,0003,569
Minority interest net income$0112
Net income of bank and minority interests.$378,0003,570
Net charge-offs$464,0002,428
Cash dividends$1,695,000533
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$378,0003,458
2009-03-31 (YTD Data)Rank
Total interest income$6,153,0001,473
Total interest expense$1,763,0001,887
Net interest income$4,390,0001,261
Provision for loan and lease losses$727,0001,433
Total noninterest income$1,686,000841
Gross Fiduciary activities income$79,000664
Service charges on deposit accounts$865,000467
Trading account gains and fees$0171
Additional Noninterest Income$742,0001,072
Total noninterest expense$4,940,0001,024
Salaries and employee benefits$2,438,0001,037
Premises and equipment expense$781,000911
Additional noninterest expense$1,721,000981
Pre-tax net operating income$409,0002,760
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$409,0002,528
Extraordinary gains, net$015
Net income$409,0002,528
Minority interest net income$0102
Net income of bank and minority interests.$409,0002,530
Net charge-offs$418,0001,501
Cash dividends$1,105,000392
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$409,0002,382
2008-12-31 (YTD Data)Rank
Total interest income$26,541,0001,465
Total interest expense$8,632,0001,844
Net interest income$17,909,0001,236
Provision for loan and lease losses$1,051,0002,628
Total noninterest income$6,653,000837
Gross Fiduciary activities income$404,000614
Service charges on deposit accounts$3,576,000483
Trading account gains and fees$0154
Additional Noninterest Income$2,673,0001,062
Total noninterest expense$18,843,0001,051
Salaries and employee benefits$9,571,0001,042
Premises and equipment expense$3,135,000882
Additional noninterest expense$6,137,0001,052
Pre-tax net operating income$4,668,0001,159
Securities gains (losses)$-269,0007,404
Applicable income taxes$04,979
Income before extraordinary items$4,399,000932
Extraordinary gains, net$039
Net income$4,399,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0003,060
Cash dividends$14,033,000222
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,668,000940
2008-09-30 (YTD Data)Rank
Total interest income$20,020,0001,492
Total interest expense$6,657,0001,859
Net interest income$13,363,0001,257
Provision for loan and lease losses$224,0004,051
Total noninterest income$4,984,000874
Gross Fiduciary activities income$316,000609
Service charges on deposit accounts$2,540,000520
Trading account gains and fees$0148
Additional Noninterest Income$2,128,0001,056
Total noninterest expense$13,368,0001,094
Salaries and employee benefits$7,155,0001,069
Premises and equipment expense$2,278,000907
Additional noninterest expense$3,935,0001,165
Pre-tax net operating income$4,755,0001,066
Securities gains (losses)$-9,0007,325
Applicable income taxes$05,372
Income before extraordinary items$4,746,000769
Extraordinary gains, net$031
Net income$4,746,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,443
Cash dividends$12,992,000197
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,755,000810
2008-06-30 (YTD Data)Rank
Total interest income$13,333,0001,517
Total interest expense$4,619,0001,870
Net interest income$8,714,0001,282
Provision for loan and lease losses$46,0005,262
Total noninterest income$3,191,000920
Gross Fiduciary activities income$205,000627
Service charges on deposit accounts$1,588,000540
Trading account gains and fees$0149
Additional Noninterest Income$1,398,0001,110
Total noninterest expense$8,724,0001,113
Salaries and employee benefits$4,806,0001,076
Premises and equipment expense$1,520,000899
Additional noninterest expense$2,398,0001,239
Pre-tax net operating income$3,135,0001,126
Securities gains (losses)$-9,0008,113
Applicable income taxes$05,627
Income before extraordinary items$3,126,000870
Extraordinary gains, net$021
Net income$3,126,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,173
Cash dividends$2,245,000721
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,135,000853
2008-03-31 (YTD Data)Rank
Total interest income$6,858,0001,504
Total interest expense$2,466,0001,883
Net interest income$4,392,0001,263
Provision for loan and lease losses$17,0005,028
Total noninterest income$1,710,000857
Gross Fiduciary activities income$109,000632
Service charges on deposit accounts$778,000544
Trading account gains and fees$0158
Additional Noninterest Income$823,000983
Total noninterest expense$4,444,0001,089
Salaries and employee benefits$2,454,0001,053
Premises and equipment expense$757,000913
Additional noninterest expense$1,233,0001,164
Pre-tax net operating income$1,641,0001,155
Securities gains (losses)$-9,0008,315
Applicable income taxes$05,622
Income before extraordinary items$1,632,000926
Extraordinary gains, net$015
Net income$1,632,000928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$1,150,000649
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,641,000876
2007-12-31 (YTD Data)Rank
Total interest income$28,631,0001,502
Total interest expense$10,062,0001,939
Net interest income$18,569,0001,201
Provision for loan and lease losses$62,0005,432
Total noninterest income$6,132,000931
Gross Fiduciary activities income$469,000607
Service charges on deposit accounts$3,286,000528
Trading account gains and fees$0178
Additional Noninterest Income$2,377,0001,209
Total noninterest expense$17,151,0001,093
Salaries and employee benefits$9,036,0001,108
Premises and equipment expense$2,742,000943
Additional noninterest expense$5,373,0001,047
Pre-tax net operating income$7,488,0001,127
Securities gains (losses)$24,0001,047
Applicable income taxes$06,070
Income before extraordinary items$7,512,000855
Extraordinary gains, net$039
Net income$7,512,000853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,188
Cash dividends$6,385,000602
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,488,000845
2007-09-30 (YTD Data)Rank
Total interest income$21,547,0001,506
Total interest expense$7,448,0001,961
Net interest income$14,099,0001,195
Provision for loan and lease losses$205,0002,962
Total noninterest income$4,675,000912
Gross Fiduciary activities income$314,000629
Service charges on deposit accounts$2,371,000540
Trading account gains and fees$0184
Additional Noninterest Income$1,990,0001,118
Total noninterest expense$12,982,0001,074
Salaries and employee benefits$6,735,0001,116
Premises and equipment expense$2,047,000938
Additional noninterest expense$4,200,000985
Pre-tax net operating income$5,587,0001,223
Securities gains (losses)$20,000826
Applicable income taxes$06,220
Income before extraordinary items$5,607,000924
Extraordinary gains, net$033
Net income$5,607,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,364
Cash dividends$5,725,000508
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,587,000913
2007-06-30 (YTD Data)Rank
Total interest income$14,382,0001,519
Total interest expense$4,958,0001,976
Net interest income$9,424,0001,211
Provision for loan and lease losses$183,0002,287
Total noninterest income$3,076,000951
Gross Fiduciary activities income$200,000646
Service charges on deposit accounts$1,552,000564
Trading account gains and fees$0168
Additional Noninterest Income$1,324,0001,147
Total noninterest expense$8,988,0001,051
Salaries and employee benefits$4,524,0001,129
Premises and equipment expense$1,349,000966
Additional noninterest expense$3,115,000895
Pre-tax net operating income$3,329,0001,408
Securities gains (losses)$20,000710
Applicable income taxes$06,265
Income before extraordinary items$3,349,0001,079
Extraordinary gains, net$029
Net income$3,349,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,302
Cash dividends$3,725,000538
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,329,0001,064
2007-03-31 (YTD Data)Rank
Total interest income$7,096,0001,527
Total interest expense$2,475,0001,959
Net interest income$4,621,0001,233
Provision for loan and lease losses$156,0001,395
Total noninterest income$1,453,000977
Gross Fiduciary activities income$100,000659
Service charges on deposit accounts$765,000544
Trading account gains and fees$0195
Additional Noninterest Income$588,0001,218
Total noninterest expense$4,516,0001,043
Salaries and employee benefits$2,270,0001,138
Premises and equipment expense$661,0001,000
Additional noninterest expense$1,585,000870
Pre-tax net operating income$1,402,0001,635
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,402,0001,252
Extraordinary gains, net$022
Net income$1,402,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,691
Cash dividends$1,300,000650
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,402,0001,232
2006-12-31 (YTD Data)Rank
Total interest income$27,839,0001,434
Total interest expense$8,744,0001,890
Net interest income$19,095,0001,168
Provision for loan and lease losses$684,0001,439
Total noninterest income$6,457,000883
Gross Fiduciary activities income$484,000594
Service charges on deposit accounts$3,374,000502
Trading account gains and fees$0130
Additional Noninterest Income$2,599,0001,104
Total noninterest expense$16,299,0001,108
Salaries and employee benefits$8,910,0001,084
Premises and equipment expense$2,833,000897
Additional noninterest expense$4,556,0001,174
Pre-tax net operating income$8,569,0001,154
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$8,569,000877
Extraordinary gains, net$051
Net income$8,569,000877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,744
Cash dividends$8,110,000462
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,569,000860
2006-09-30 (YTD Data)Rank
Total interest income$20,759,0001,432
Total interest expense$6,344,0001,898
Net interest income$14,415,0001,174
Provision for loan and lease losses$509,0001,371
Total noninterest income$4,776,000917
Gross Fiduciary activities income$338,000601
Service charges on deposit accounts$2,519,000509
Trading account gains and fees$0126
Additional Noninterest Income$1,919,0001,130
Total noninterest expense$12,221,0001,115
Salaries and employee benefits$6,702,0001,098
Premises and equipment expense$2,026,000934
Additional noninterest expense$3,493,0001,157
Pre-tax net operating income$6,461,0001,187
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$6,461,000903
Extraordinary gains, net$045
Net income$6,461,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,050
Cash dividends$7,540,000370
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,461,000890
2006-06-30 (YTD Data)Rank
Total interest income$13,553,0001,432
Total interest expense$3,989,0001,910
Net interest income$9,564,0001,185
Provision for loan and lease losses$329,0001,364
Total noninterest income$3,137,000910
Gross Fiduciary activities income$230,000608
Service charges on deposit accounts$1,636,000519
Trading account gains and fees$0126
Additional Noninterest Income$1,271,0001,134
Total noninterest expense$8,240,0001,097
Salaries and employee benefits$4,582,0001,070
Premises and equipment expense$1,376,000919
Additional noninterest expense$2,282,0001,191
Pre-tax net operating income$4,132,0001,218
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$4,132,000937
Extraordinary gains, net$039
Net income$4,132,000938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,651
Cash dividends$6,490,000301
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,132,000915
2006-03-31 (YTD Data)Rank
Total interest income$6,570,0001,437
Total interest expense$1,760,0002,026
Net interest income$4,810,0001,168
Provision for loan and lease losses$162,0001,343
Total noninterest income$1,456,000960
Gross Fiduciary activities income$115,000616
Service charges on deposit accounts$752,000548
Trading account gains and fees$0115
Additional Noninterest Income$589,0001,184
Total noninterest expense$4,131,0001,096
Salaries and employee benefits$2,376,0001,033
Premises and equipment expense$628,0001,007
Additional noninterest expense$1,127,0001,182
Pre-tax net operating income$1,973,0001,255
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,973,000967
Extraordinary gains, net$021
Net income$1,973,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$2,600,000348
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,973,000948
2005-12-31 (YTD Data)Rank
Total interest income$18,839,0001,792
Total interest expense$4,166,0002,563
Net interest income$14,673,0001,495
Provision for loan and lease losses$411,0002,234
Total noninterest income$5,549,0001,008
Gross Fiduciary activities income$403,000630
Service charges on deposit accounts$2,733,000628
Trading account gains and fees$0138
Additional Noninterest Income$2,413,0001,188
Total noninterest expense$12,122,0001,417
Salaries and employee benefits$6,875,0001,354
Premises and equipment expense$2,162,0001,124
Additional noninterest expense$3,085,0001,639
Pre-tax net operating income$7,689,0001,234
Securities gains (losses)$35,0001,043
Applicable income taxes$-801,0008,791
Income before extraordinary items$8,525,000848
Extraordinary gains, net$046
Net income$8,525,000850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,535
Cash dividends$6,700,000517
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,490,000840
2005-09-30 (YTD Data)Rank
Total interest income$11,322,0002,148
Total interest expense$2,159,0003,285
Net interest income$9,163,0001,783
Provision for loan and lease losses$265,0002,443
Total noninterest income$3,794,0001,084
Gross Fiduciary activities income$288,000636
Service charges on deposit accounts$1,805,000717
Trading account gains and fees$0126
Additional Noninterest Income$1,701,0001,234
Total noninterest expense$7,729,0001,636
Salaries and employee benefits$4,522,0001,540
Premises and equipment expense$1,455,0001,255
Additional noninterest expense$1,752,0002,118
Pre-tax net operating income$4,963,0001,445
Securities gains (losses)$-11,0007,939
Applicable income taxes$06,976
Income before extraordinary items$4,952,0001,086
Extraordinary gains, net$035
Net income$4,952,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0002,778
Cash dividends$2,400,000913
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,963,0001,065
2005-06-30 (YTD Data)Rank
Total interest income$7,297,0002,159
Total interest expense$1,376,0003,271
Net interest income$5,921,0001,825
Provision for loan and lease losses$168,0002,458
Total noninterest income$2,389,0001,111
Gross Fiduciary activities income$188,000649
Service charges on deposit accounts$1,180,000712
Trading account gains and fees$0116
Additional Noninterest Income$1,021,0001,321
Total noninterest expense$5,178,0001,629
Salaries and employee benefits$3,030,0001,527
Premises and equipment expense$1,008,0001,197
Additional noninterest expense$1,140,0002,160
Pre-tax net operating income$2,964,0001,568
Securities gains (losses)$-11,0008,167
Applicable income taxes$06,961
Income before extraordinary items$2,953,0001,192
Extraordinary gains, net$030
Net income$2,953,0001,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0002,487
Cash dividends$1,800,000803
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,964,0001,162
2005-03-31 (YTD Data)Rank
Total interest income$3,522,0002,197
Total interest expense$662,0003,254
Net interest income$2,860,0001,876
Provision for loan and lease losses$83,0002,367
Total noninterest income$1,145,0001,126
Gross Fiduciary activities income$94,000655
Service charges on deposit accounts$566,000721
Trading account gains and fees$0115
Additional Noninterest Income$485,0001,350
Total noninterest expense$2,619,0001,620
Salaries and employee benefits$1,543,0001,508
Premises and equipment expense$445,0001,356
Additional noninterest expense$631,0001,946
Pre-tax net operating income$1,303,0001,755
Securities gains (losses)$-11,0008,547
Applicable income taxes$06,892
Income before extraordinary items$1,292,0001,341
Extraordinary gains, net$024
Net income$1,292,0001,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,689
Cash dividends$600,0001,028
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,303,0001,294
2004-12-31 (YTD Data)Rank
Total interest income$13,607,0002,103
Total interest expense$2,457,0003,092
Net interest income$11,150,0001,814
Provision for loan and lease losses$324,0002,768
Total noninterest income$4,988,0001,076
Gross Fiduciary activities income$409,000629
Service charges on deposit accounts$2,575,000680
Trading account gains and fees$0138
Additional Noninterest Income$2,004,0001,316
Total noninterest expense$9,474,0001,710
Salaries and employee benefits$5,625,0001,580
Premises and equipment expense$1,763,0001,312
Additional noninterest expense$2,086,0002,330
Pre-tax net operating income$6,340,0001,368
Securities gains (losses)$305,000635
Applicable income taxes$07,185
Income before extraordinary items$6,645,000998
Extraordinary gains, net$034
Net income$6,645,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,719
Cash dividends$2,800,0001,024
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,340,0001,004
2004-09-30 (YTD Data)Rank
Total interest income$10,128,0002,076
Total interest expense$1,835,0003,055
Net interest income$8,293,0001,811
Provision for loan and lease losses$238,0002,666
Total noninterest income$3,755,0001,084
Gross Fiduciary activities income$308,000624
Service charges on deposit accounts$1,946,000683
Trading account gains and fees$0134
Additional Noninterest Income$1,501,0001,331
Total noninterest expense$7,147,0001,686
Salaries and employee benefits$4,241,0001,565
Premises and equipment expense$1,274,0001,358
Additional noninterest expense$1,632,0002,217
Pre-tax net operating income$4,663,0001,396
Securities gains (losses)$289,000618
Applicable income taxes$07,220
Income before extraordinary items$4,952,0001,012
Extraordinary gains, net$026
Net income$4,952,0001,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,964
Cash dividends$2,800,000737
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,663,0001,022
2004-06-30 (YTD Data)Rank
Total interest income$6,719,0002,077
Total interest expense$1,227,0003,028
Net interest income$5,492,0001,812
Provision for loan and lease losses$151,0002,683
Total noninterest income$2,447,0001,105
Gross Fiduciary activities income$206,000632
Service charges on deposit accounts$1,272,000685
Trading account gains and fees$0130
Additional Noninterest Income$969,0001,356
Total noninterest expense$4,779,0001,682
Salaries and employee benefits$2,832,0001,559
Premises and equipment expense$835,0001,382
Additional noninterest expense$1,112,0002,169
Pre-tax net operating income$3,009,0001,422
Securities gains (losses)$275,000519
Applicable income taxes$07,214
Income before extraordinary items$3,284,000997
Extraordinary gains, net$021
Net income$3,284,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,672
Cash dividends$2,225,000633
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,009,0001,057
2004-03-31 (YTD Data)Rank
Total interest income$3,338,0002,094
Total interest expense$627,0003,015
Net interest income$2,711,0001,838
Provision for loan and lease losses$68,0002,801
Total noninterest income$1,195,0001,094
Gross Fiduciary activities income$104,000639
Service charges on deposit accounts$615,000687
Trading account gains and fees$0121
Additional Noninterest Income$476,0001,338
Total noninterest expense$2,368,0001,715
Salaries and employee benefits$1,415,0001,585
Premises and equipment expense$421,0001,385
Additional noninterest expense$532,0002,239
Pre-tax net operating income$1,470,0001,409
Securities gains (losses)$20,0001,707
Applicable income taxes$07,103
Income before extraordinary items$1,490,0001,101
Extraordinary gains, net$016
Net income$1,490,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,783
Cash dividends$1,050,000640
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,470,0001,054
2003-12-31 (YTD Data)Rank
Total interest income$13,946,0002,041
Total interest expense$2,850,0002,996
Net interest income$11,096,0001,754
Provision for loan and lease losses$335,0002,929
Total noninterest income$5,757,0001,014
Gross Fiduciary activities income$404,000632
Service charges on deposit accounts$2,655,000644
Trading account gains and fees$0160
Additional Noninterest Income$2,698,0001,163
Total noninterest expense$9,377,0001,710
Salaries and employee benefits$5,457,0001,581
Premises and equipment expense$1,582,0001,432
Additional noninterest expense$2,338,0002,060
Pre-tax net operating income$7,141,0001,172
Securities gains (losses)$321,0001,009
Applicable income taxes$07,459
Income before extraordinary items$7,462,000872
Extraordinary gains, net$054
Net income$7,462,000874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,987
Cash dividends$2,915,0001,027
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,141,000850
2003-09-30 (YTD Data)Rank
Total interest income$10,442,0002,075
Total interest expense$2,167,0003,068
Net interest income$8,275,0001,767
Provision for loan and lease losses$271,0002,686
Total noninterest income$4,555,000993
Gross Fiduciary activities income$300,000633
Service charges on deposit accounts$1,976,000664
Trading account gains and fees$0153
Additional Noninterest Income$2,279,0001,127
Total noninterest expense$7,005,0001,720
Salaries and employee benefits$4,156,0001,561
Premises and equipment expense$1,102,0001,557
Additional noninterest expense$1,747,0002,045
Pre-tax net operating income$5,554,0001,163
Securities gains (losses)$311,000937
Applicable income taxes$07,524
Income before extraordinary items$5,865,000862
Extraordinary gains, net$040
Net income$5,865,000863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0003,415
Cash dividends$2,915,000756
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,554,000844
2003-06-30 (YTD Data)Rank
Total interest income$7,006,0002,079
Total interest expense$1,463,0003,121
Net interest income$5,543,0001,758
Provision for loan and lease losses$173,0002,798
Total noninterest income$3,032,000993
Gross Fiduciary activities income$183,000661
Service charges on deposit accounts$1,289,000663
Trading account gains and fees$0150
Additional Noninterest Income$1,560,0001,106
Total noninterest expense$4,749,0001,689
Salaries and employee benefits$2,798,0001,541
Premises and equipment expense$738,0001,550
Additional noninterest expense$1,213,0001,973
Pre-tax net operating income$3,653,0001,169
Securities gains (losses)$311,000787
Applicable income taxes$07,529
Income before extraordinary items$3,964,000848
Extraordinary gains, net$030
Net income$3,964,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,218
Cash dividends$2,265,000662
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,653,000858
2003-03-31 (YTD Data)Rank
Total interest income$3,419,0002,152
Total interest expense$724,0003,218
Net interest income$2,695,0001,812
Provision for loan and lease losses$85,0002,667
Total noninterest income$1,580,000935
Gross Fiduciary activities income$89,000682
Service charges on deposit accounts$608,000683
Trading account gains and fees$0134
Additional Noninterest Income$883,000974
Total noninterest expense$2,380,0001,677
Salaries and employee benefits$1,398,0001,524
Premises and equipment expense$373,0001,536
Additional noninterest expense$609,0001,934
Pre-tax net operating income$1,810,0001,191
Securities gains (losses)$305,000505
Applicable income taxes$07,403
Income before extraordinary items$2,115,000803
Extraordinary gains, net$021
Net income$2,115,000802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$700,000914
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,810,000860
2002-12-31 (YTD Data)Rank
Total interest income$14,615,0002,099
Total interest expense$3,895,0002,816
Net interest income$10,720,0001,805
Provision for loan and lease losses$784,0001,668
Total noninterest income$5,171,0001,025
Gross Fiduciary activities income$422,000633
Service charges on deposit accounts$2,758,000594
Trading account gains and fees$0153
Additional Noninterest Income$1,991,0001,312
Total noninterest expense$8,873,0001,708
Salaries and employee benefits$5,172,0001,569
Premises and equipment expense$1,419,0001,564
Additional noninterest expense$2,282,0002,024
Pre-tax net operating income$6,234,0001,345
Securities gains (losses)$21,0003,108
Applicable income taxes$07,681
Income before extraordinary items$6,255,0001,003
Extraordinary gains, net$070
Net income$6,255,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,834
Cash dividends$5,725,000560
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,234,000964
2001-12-31 (YTD Data)Rank
Total interest income$15,917,0002,166
Total interest expense$5,484,0002,898
Net interest income$10,433,0001,722
Provision for loan and lease losses$186,0004,286
Total noninterest income$4,512,0001,084
Gross Fiduciary activities income$376,000672
Service charges on deposit accounts$2,533,000596
Trading account gains and fees$0177
Additional Noninterest Income$1,603,0001,445
Total noninterest expense$8,580,0001,691
Salaries and employee benefits$4,975,0001,514
Premises and equipment expense$1,418,0001,519
Additional noninterest expense$2,187,0002,059
Pre-tax net operating income$6,179,0001,211
Securities gains (losses)$18,0003,221
Applicable income taxes$07,903
Income before extraordinary items$6,197,000887
Extraordinary gains, net$0105
Net income$6,197,000889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,683
Cash dividends$2,360,0001,145
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,179,000851
2000-12-31 (YTD Data)Rank
Total interest income$15,392,0002,282
Total interest expense$5,589,0002,970
Net interest income$9,803,0001,789
Provision for loan and lease losses$97,0005,392
Total noninterest income$3,850,0001,098
Gross Fiduciary activities income$372,000678
Service charges on deposit accounts$2,335,000569
Trading account gains and fees$0180
Additional Noninterest Income$1,143,0001,700
Total noninterest expense$7,791,0001,789
Salaries and employee benefits$4,391,0001,621
Premises and equipment expense$1,420,0001,468
Additional noninterest expense$1,980,0002,179
Pre-tax net operating income$5,765,0001,278
Securities gains (losses)$-495,0009,707
Applicable income taxes$08,362
Income before extraordinary items$5,270,0001,017
Extraordinary gains, net$038
Net income$5,270,0001,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$378,0001,541
Cash dividends$3,435,000857
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,765,000916
1999-12-31 (YTD Data)Rank
Total interest income$14,243,0002,285
Total interest expense$4,711,0003,094
Net interest income$9,532,0001,831
Provision for loan and lease losses$63,0006,078
Total noninterest income$3,689,0001,152
Gross Fiduciary activities income$337,000750
Service charges on deposit accounts$2,174,000608
Trading account gains and fees$0173
Additional Noninterest Income$1,178,0001,674
Total noninterest expense$7,440,0001,864
Salaries and employee benefits$4,080,0001,691
Premises and equipment expense$1,332,0001,542
Additional noninterest expense$2,028,0002,162
Pre-tax net operating income$5,718,0001,333
Securities gains (losses)$03,155
Applicable income taxes$205,0005,648
Income before extraordinary items$5,513,0001,004
Extraordinary gains, net$035
Net income$5,513,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,853
Cash dividends$4,325,000722
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,513,000987
1998-12-31 (YTD Data)Rank
Total interest income$13,955,0002,335
Total interest expense$4,730,0003,158
Net interest income$9,225,0001,851
Provision for loan and lease losses$20,0007,729
Total noninterest income$3,431,0001,209
Gross Fiduciary activities income$263,000811
Service charges on deposit accounts$1,864,000660
Trading account gains and fees$0224
Additional Noninterest Income$1,304,0001,535
Total noninterest expense$7,028,0001,848
Salaries and employee benefits$3,828,0001,725
Premises and equipment expense$1,198,0001,644
Additional noninterest expense$2,002,0002,111
Pre-tax net operating income$5,608,0001,338
Securities gains (losses)$7,0003,223
Applicable income taxes$850,0002,596
Income before extraordinary items$4,765,0001,136
Extraordinary gains, net$032
Net income$4,765,0001,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,568
Cash dividends$925,0002,355
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,759,0501,101
1997-12-31 (YTD Data)Rank
Total interest income$12,544,0002,619
Total interest expense$4,355,0003,388
Net interest income$8,189,0002,129
Provision for loan and lease losses$08,829
Total noninterest income$2,523,0001,472
Gross Fiduciary activities income$261,000836
Service charges on deposit accounts$1,379,000925
Trading account gains and fees$0239
Additional Noninterest Income$883,0001,895
Total noninterest expense$5,918,0002,172
Salaries and employee benefits$3,266,0002,014
Premises and equipment expense$1,080,0001,838
Additional noninterest expense$1,572,0002,610
Pre-tax net operating income$4,794,0001,615
Securities gains (losses)$141,000840
Applicable income taxes$1,334,0001,891
Income before extraordinary items$3,601,0001,498
Extraordinary gains, net$044
Net income$3,601,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,00010,389
Cash dividends$1,325,0001,760
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,498,0701,500
1996-12-31 (YTD Data)Rank
Total interest income$11,809,0002,794
Total interest expense$4,213,0003,537
Net interest income$7,596,0002,373
Provision for loan and lease losses$15,0008,204
Total noninterest income$2,450,0001,577
Gross Fiduciary activities income$268,000899
Service charges on deposit accounts$1,343,000989
Trading account gains and fees$0262
Additional Noninterest Income$839,0002,035
Total noninterest expense$5,858,0002,350
Salaries and employee benefits$3,116,0002,143
Premises and equipment expense$1,160,0001,740
Additional noninterest expense$1,582,0002,993
Pre-tax net operating income$4,173,0001,723
Securities gains (losses)$5,0002,986
Applicable income taxes$1,126,0002,115
Income before extraordinary items$3,052,0001,633
Extraordinary gains, net$053
Net income$3,052,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,00010,584
Cash dividends$510,0003,339
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,048,3501,603
1995-12-31 (YTD Data)Rank
Total interest income$10,814,0003,064
Total interest expense$3,986,0003,690
Net interest income$6,828,0002,617
Provision for loan and lease losses$60,0005,704
Total noninterest income$2,192,0001,697
Gross Fiduciary activities income$211,000989
Service charges on deposit accounts$1,294,0001,034
Trading account gains and fees$0522
Additional Noninterest Income$687,0002,322
Total noninterest expense$5,562,0002,443
Salaries and employee benefits$2,870,0002,311
Premises and equipment expense$1,163,0001,738
Additional noninterest expense$1,529,0003,048
Pre-tax net operating income$3,398,0002,165
Securities gains (losses)$153,000774
Applicable income taxes$777,0002,946
Income before extraordinary items$2,774,0001,814
Extraordinary gains, net$065
Net income$2,774,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$440,0003,651
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,654,6601,871
1994-12-31 (YTD Data)Rank
Total interest income$9,955,0003,044
Total interest expense$3,423,0003,514
Net interest income$6,532,0002,773
Provision for loan and lease losses$120,0004,039
Total noninterest income$2,185,0001,723
Gross Fiduciary activities income$213,0001,002
Service charges on deposit accounts$1,161,0001,141
Trading account gains and fees$0475
Additional Noninterest Income$811,0002,117
Total noninterest expense$5,711,0002,460
Salaries and employee benefits$2,827,0002,371
Premises and equipment expense$1,080,0001,895
Additional noninterest expense$1,804,0002,826
Pre-tax net operating income$2,886,0002,462
Securities gains (losses)$-16,00010,174
Applicable income taxes$619,0003,422
Income before extraordinary items$2,251,0002,179
Extraordinary gains, net$0249
Net income$2,251,0002,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,849
Cash dividends$1,128,0001,722
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,263,4802,179
1993-12-31 (YTD Data)Rank
Total interest income$10,285,0003,007
Total interest expense$3,563,0003,521
Net interest income$6,722,0002,680
Provision for loan and lease losses$300,0002,975
Total noninterest income$3,454,0001,305
Gross Fiduciary activities income$235,0001,018
Service charges on deposit accounts$1,094,0001,230
Trading account gains and fees$0532
Additional Noninterest Income$2,125,0001,207
Total noninterest expense$4,968,0002,873
Salaries and employee benefits$2,682,0002,477
Premises and equipment expense$797,0002,562
Additional noninterest expense$1,489,0003,527
Pre-tax net operating income$4,908,0001,424
Securities gains (losses)$36,0003,866
Applicable income taxes$1,043,0002,153
Income before extraordinary items$3,901,0001,301
Extraordinary gains, net$286,000753
Net income$4,187,0001,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0003,107
Cash dividends$1,116,0001,596
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,872,5601,224
1992-12-31 (YTD Data)Rank
Total interest income$10,927,0003,211
Total interest expense$4,388,0003,734
Net interest income$6,539,0002,802
Provision for loan and lease losses$380,0003,569
Total noninterest income$1,835,0002,052
Gross Fiduciary activities income$215,0001,064
Service charges on deposit accounts$1,004,0001,328
Trading account gains and fees$0504
Additional Noninterest Income$616,0002,781
Total noninterest expense$5,034,0002,849
Salaries and employee benefits$2,482,0002,621
Premises and equipment expense$747,0002,770
Additional noninterest expense$1,805,0003,052
Pre-tax net operating income$2,960,0002,102
Securities gains (losses)$214,0001,926
Applicable income taxes$981,0002,145
Income before extraordinary items$2,193,0002,097
Extraordinary gains, net$01,422
Net income$2,193,0002,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0004,763
Cash dividends$645,0002,283
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,045,3402,058

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.