Home > First American State Bank > Income and Expense
First American State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,947,000 | 2,292 |
| Total interest expense | $7,787,000 | 1,528 |
| Net interest income | $7,160,000 | 2,871 |
| Provision for loan and lease losses | $525,000 | 1,246 |
| Total noninterest income | $509,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $78,000 | 3,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $431,000 | 3,110 |
| Total noninterest expense | $5,959,000 | 2,791 |
| Salaries and employee benefits | $3,597,000 | 2,682 |
| Premises and equipment expense | $560,000 | 2,806 |
| Additional noninterest expense | $431,000 | 3,110 |
| Pre-tax net operating income | $1,185,000 | 3,449 |
| Securities gains (losses) | $77,000 | 307 |
| Applicable income taxes | $102,000 | 2,783 |
| Income before extraordinary items | $1,160,000 | 3,327 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,160,000 | 3,364 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,160,000 | 3,329 |
| Net charge-offs | $495,000 | 755 |
| Cash dividends | $900,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,089,160 | 3,411 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,070,000 | 2,275 |
| Total interest expense | $5,574,000 | 1,467 |
| Net interest income | $5,496,000 | 2,845 |
| Provision for loan and lease losses | $460,000 | 1,048 |
| Total noninterest income | $469,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $57,000 | 3,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 2,859 |
| Total noninterest expense | $4,641,000 | 2,732 |
| Salaries and employee benefits | $2,893,000 | 2,565 |
| Premises and equipment expense | $413,000 | 2,830 |
| Additional noninterest expense | $412,000 | 2,858 |
| Pre-tax net operating income | $864,000 | 3,547 |
| Securities gains (losses) | $70,000 | 212 |
| Applicable income taxes | $75,000 | 2,855 |
| Income before extraordinary items | $859,000 | 3,428 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $859,000 | 3,460 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $859,000 | 3,428 |
| Net charge-offs | $496,000 | 580 |
| Cash dividends | $600,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $794,600 | 3,515 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 2,273 |
| Total interest expense | $3,424,000 | 1,437 |
| Net interest income | $3,831,000 | 2,796 |
| Provision for loan and lease losses | $460,000 | 817 |
| Total noninterest income | $74,000 | 4,162 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $38,000 | 3,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,160 |
| Total noninterest expense | $3,081,000 | 2,729 |
| Salaries and employee benefits | $1,961,000 | 2,543 |
| Premises and equipment expense | $275,000 | 2,819 |
| Additional noninterest expense | $36,000 | 4,135 |
| Pre-tax net operating income | $364,000 | 3,905 |
| Securities gains (losses) | $70,000 | 224 |
| Applicable income taxes | $11,000 | 3,273 |
| Income before extraordinary items | $423,000 | 3,714 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $423,000 | 3,750 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $423,000 | 3,713 |
| Net charge-offs | $496,000 | 440 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $355,100 | 3,857 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 2,296 |
| Total interest expense | $1,450,000 | 1,460 |
| Net interest income | $2,077,000 | 2,701 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $36,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $18,000 | 3,640 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,173 |
| Total noninterest expense | $1,600,000 | 2,694 |
| Salaries and employee benefits | $1,033,000 | 2,498 |
| Premises and equipment expense | $139,000 | 2,860 |
| Additional noninterest expense | $18,000 | 4,173 |
| Pre-tax net operating income | $513,000 | 3,071 |
| Securities gains (losses) | $25,000 | 387 |
| Applicable income taxes | $77,000 | 2,333 |
| Income before extraordinary items | $461,000 | 3,025 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $461,000 | 3,024 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $461,000 | 3,025 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $300,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $439,500 | 3,096 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,046,000 | 2,395 |
| Total interest expense | $1,673,000 | 1,789 |
| Net interest income | $9,373,000 | 2,453 |
| Provision for loan and lease losses | $-110,000 | 4,371 |
| Total noninterest income | $398,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $80,000 | 3,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,474 |
| Total noninterest expense | $6,068,000 | 2,740 |
| Salaries and employee benefits | $3,875,000 | 2,555 |
| Premises and equipment expense | $570,000 | 2,808 |
| Additional noninterest expense | $318,000 | 3,474 |
| Pre-tax net operating income | $3,813,000 | 2,365 |
| Securities gains (losses) | $-1,885,000 | 4,542 |
| Applicable income taxes | $294,000 | 2,423 |
| Income before extraordinary items | $1,634,000 | 3,173 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,634,000 | 3,170 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,634,000 | 3,172 |
| Net charge-offs | $-11,000 | 3,661 |
| Cash dividends | $1,200,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,236,250 | 2,390 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,030,000 | 2,383 |
| Total interest expense | $961,000 | 1,810 |
| Net interest income | $7,069,000 | 2,423 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $111,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $60,000 | 3,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,313 |
| Total noninterest expense | $4,552,000 | 2,730 |
| Salaries and employee benefits | $2,954,000 | 2,532 |
| Premises and equipment expense | $412,000 | 2,872 |
| Additional noninterest expense | $51,000 | 4,313 |
| Pre-tax net operating income | $2,628,000 | 2,455 |
| Securities gains (losses) | $-1,885,000 | 4,621 |
| Applicable income taxes | $44,000 | 3,211 |
| Income before extraordinary items | $699,000 | 3,705 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $699,000 | 3,704 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $699,000 | 3,704 |
| Net charge-offs | $-7,000 | 3,496 |
| Cash dividends | $900,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,470,900 | 2,356 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 2,356 |
| Total interest expense | $585,000 | 1,772 |
| Net interest income | $4,729,000 | 2,397 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $74,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $40,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,340 |
| Total noninterest expense | $2,996,000 | 2,743 |
| Salaries and employee benefits | $1,945,000 | 2,545 |
| Premises and equipment expense | $272,000 | 2,892 |
| Additional noninterest expense | $779,000 | 3,041 |
| Pre-tax net operating income | $1,807,000 | 2,336 |
| Securities gains (losses) | $-1,885,000 | 4,667 |
| Applicable income taxes | $-112,000 | 4,687 |
| Income before extraordinary items | $34,000 | 4,485 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $34,000 | 4,486 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $34,000 | 4,485 |
| Net charge-offs | $-7,000 | 3,543 |
| Cash dividends | $600,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,523,150 | 2,364 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,731,000 | 2,266 |
| Total interest expense | $297,000 | 1,693 |
| Net interest income | $2,434,000 | 2,306 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $37,000 | 4,311 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $21,000 | 3,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,347 |
| Total noninterest expense | $1,468,000 | 2,757 |
| Salaries and employee benefits | $942,000 | 2,596 |
| Premises and equipment expense | $132,000 | 2,940 |
| Additional noninterest expense | $394,000 | 2,995 |
| Pre-tax net operating income | $1,003,000 | 2,092 |
| Securities gains (losses) | $-1,885,000 | 4,744 |
| Applicable income taxes | $-264,000 | 4,753 |
| Income before extraordinary items | $-618,000 | 4,741 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-618,000 | 4,739 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-618,000 | 4,741 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $871,150 | 2,109 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,175,000 | 2,305 |
| Total interest expense | $1,652,000 | 1,546 |
| Net interest income | $9,523,000 | 2,400 |
| Provision for loan and lease losses | $-475,000 | 4,422 |
| Total noninterest income | $19,000 | 4,768 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $104,000 | 3,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-85,000 | 4,831 |
| Total noninterest expense | $6,357,000 | 2,632 |
| Salaries and employee benefits | $4,110,000 | 2,447 |
| Premises and equipment expense | $517,000 | 2,983 |
| Additional noninterest expense | $1,730,000 | 2,854 |
| Pre-tax net operating income | $3,660,000 | 2,444 |
| Securities gains (losses) | $5,000 | 1,837 |
| Applicable income taxes | $769,000 | 1,802 |
| Income before extraordinary items | $2,896,000 | 2,587 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,896,000 | 2,587 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,896,000 | 2,588 |
| Net charge-offs | $9,000 | 2,316 |
| Cash dividends | $1,200,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,892,050 | 2,571 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 2,359 |
| Total interest expense | $1,307,000 | 1,561 |
| Net interest income | $7,047,000 | 2,455 |
| Provision for loan and lease losses | $-475,000 | 4,541 |
| Total noninterest income | $48,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $75,000 | 3,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-27,000 | 4,895 |
| Total noninterest expense | $4,763,000 | 2,655 |
| Salaries and employee benefits | $3,038,000 | 2,489 |
| Premises and equipment expense | $389,000 | 2,988 |
| Additional noninterest expense | $1,336,000 | 2,800 |
| Pre-tax net operating income | $2,807,000 | 2,514 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $604,000 | 1,848 |
| Income before extraordinary items | $2,203,000 | 2,678 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,203,000 | 2,678 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,203,000 | 2,678 |
| Net charge-offs | $6,000 | 2,115 |
| Cash dividends | $900,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,203,000 | 2,656 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 2,365 |
| Total interest expense | $939,000 | 1,535 |
| Net interest income | $4,572,000 | 2,482 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $46,000 | 3,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-45,000 | 4,934 |
| Total noninterest expense | $3,166,000 | 2,639 |
| Salaries and employee benefits | $1,978,000 | 2,529 |
| Premises and equipment expense | $251,000 | 3,042 |
| Additional noninterest expense | $937,000 | 2,701 |
| Pre-tax net operating income | $1,407,000 | 2,852 |
| Securities gains (losses) | $15,000 | 1,275 |
| Applicable income taxes | $304,000 | 2,013 |
| Income before extraordinary items | $1,118,000 | 3,006 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,118,000 | 3,005 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,118,000 | 3,006 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $600,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,106,150 | 2,990 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 2,333 |
| Total interest expense | $513,000 | 1,494 |
| Net interest income | $2,284,000 | 2,475 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $-39,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $23,000 | 3,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-62,000 | 4,961 |
| Total noninterest expense | $1,513,000 | 2,698 |
| Salaries and employee benefits | $967,000 | 2,547 |
| Premises and equipment expense | $120,000 | 3,116 |
| Additional noninterest expense | $426,000 | 2,821 |
| Pre-tax net operating income | $732,000 | 2,788 |
| Securities gains (losses) | $15,000 | 950 |
| Applicable income taxes | $168,000 | 1,931 |
| Income before extraordinary items | $579,000 | 2,949 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $579,000 | 2,948 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $579,000 | 2,949 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $300,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $567,150 | 2,943 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,812,000 | 2,263 |
| Total interest expense | $3,142,000 | 1,429 |
| Net interest income | $8,670,000 | 2,486 |
| Provision for loan and lease losses | $490,000 | 2,269 |
| Total noninterest income | $63,000 | 4,783 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $97,000 | 3,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-34,000 | 4,968 |
| Total noninterest expense | $5,741,000 | 2,764 |
| Salaries and employee benefits | $3,470,000 | 2,698 |
| Premises and equipment expense | $508,000 | 3,023 |
| Additional noninterest expense | $1,763,000 | 2,752 |
| Pre-tax net operating income | $2,502,000 | 2,672 |
| Securities gains (losses) | $179,000 | 1,086 |
| Applicable income taxes | $657,000 | 1,739 |
| Income before extraordinary items | $2,024,000 | 2,814 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,024,000 | 2,812 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,024,000 | 2,814 |
| Net charge-offs | $5,000 | 3,176 |
| Cash dividends | $1,200,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,882,590 | 2,851 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,965,000 | 2,261 |
| Total interest expense | $2,497,000 | 1,433 |
| Net interest income | $6,468,000 | 2,496 |
| Provision for loan and lease losses | $490,000 | 1,987 |
| Total noninterest income | $19,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $72,000 | 3,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-53,000 | 5,004 |
| Total noninterest expense | $4,265,000 | 2,775 |
| Salaries and employee benefits | $2,534,000 | 2,737 |
| Premises and equipment expense | $380,000 | 3,044 |
| Additional noninterest expense | $1,351,000 | 2,693 |
| Pre-tax net operating income | $1,732,000 | 2,783 |
| Securities gains (losses) | $175,000 | 951 |
| Applicable income taxes | $474,000 | 1,771 |
| Income before extraordinary items | $1,433,000 | 2,891 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,433,000 | 2,890 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,433,000 | 2,891 |
| Net charge-offs | $5,000 | 2,912 |
| Cash dividends | $900,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,294,750 | 2,965 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 2,273 |
| Total interest expense | $1,781,000 | 1,448 |
| Net interest income | $4,263,000 | 2,527 |
| Provision for loan and lease losses | $295,000 | 2,090 |
| Total noninterest income | $-24,000 | 5,036 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $48,000 | 3,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-72,000 | 5,036 |
| Total noninterest expense | $2,851,000 | 2,774 |
| Salaries and employee benefits | $1,671,000 | 2,764 |
| Premises and equipment expense | $253,000 | 3,038 |
| Additional noninterest expense | $927,000 | 2,638 |
| Pre-tax net operating income | $1,093,000 | 2,821 |
| Securities gains (losses) | $171,000 | 763 |
| Applicable income taxes | $315,000 | 1,707 |
| Income before extraordinary items | $949,000 | 2,877 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $949,000 | 2,876 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $949,000 | 2,877 |
| Net charge-offs | $6,000 | 2,607 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $813,910 | 3,038 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 2,273 |
| Total interest expense | $986,000 | 1,436 |
| Net interest income | $2,005,000 | 2,596 |
| Provision for loan and lease losses | $15,000 | 3,204 |
| Total noninterest income | $-65,000 | 5,084 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $22,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-87,000 | 5,087 |
| Total noninterest expense | $1,454,000 | 2,764 |
| Salaries and employee benefits | $837,000 | 2,769 |
| Premises and equipment expense | $125,000 | 3,082 |
| Additional noninterest expense | $492,000 | 2,566 |
| Pre-tax net operating income | $471,000 | 2,856 |
| Securities gains (losses) | $163,000 | 441 |
| Applicable income taxes | $158,000 | 1,593 |
| Income before extraordinary items | $476,000 | 2,696 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $476,000 | 2,695 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $476,000 | 2,697 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $300,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $347,230 | 3,075 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,646,000 | 2,342 |
| Total interest expense | $4,030,000 | 1,465 |
| Net interest income | $7,616,000 | 2,712 |
| Provision for loan and lease losses | $94,000 | 3,009 |
| Total noninterest income | $48,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $85,000 | 4,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-37,000 | 5,132 |
| Total noninterest expense | $5,790,000 | 2,752 |
| Salaries and employee benefits | $3,431,000 | 2,699 |
| Premises and equipment expense | $491,000 | 3,131 |
| Additional noninterest expense | $1,868,000 | 2,680 |
| Pre-tax net operating income | $1,780,000 | 3,180 |
| Securities gains (losses) | $52,000 | 1,227 |
| Applicable income taxes | $461,000 | 2,056 |
| Income before extraordinary items | $1,371,000 | 3,373 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,371,000 | 3,374 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,371,000 | 3,374 |
| Net charge-offs | $54,000 | 2,597 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,329,920 | 3,395 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,693,000 | 2,373 |
| Total interest expense | $3,001,000 | 1,486 |
| Net interest income | $5,692,000 | 2,752 |
| Provision for loan and lease losses | $84,000 | 2,791 |
| Total noninterest income | $11,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $63,000 | 4,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-52,000 | 5,217 |
| Total noninterest expense | $4,212,000 | 2,824 |
| Salaries and employee benefits | $2,428,000 | 2,810 |
| Premises and equipment expense | $362,000 | 3,183 |
| Additional noninterest expense | $1,422,000 | 2,655 |
| Pre-tax net operating income | $1,407,000 | 3,182 |
| Securities gains (losses) | $52,000 | 1,055 |
| Applicable income taxes | $367,000 | 2,071 |
| Income before extraordinary items | $1,092,000 | 3,372 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,092,000 | 3,372 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,092,000 | 3,372 |
| Net charge-offs | $34,000 | 2,447 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,050,920 | 3,404 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,680,000 | 2,408 |
| Total interest expense | $1,975,000 | 1,475 |
| Net interest income | $3,705,000 | 2,811 |
| Provision for loan and lease losses | $3,000 | 3,629 |
| Total noninterest income | $-30,000 | 5,273 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $38,000 | 4,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-68,000 | 5,276 |
| Total noninterest expense | $2,811,000 | 2,834 |
| Salaries and employee benefits | $1,677,000 | 2,766 |
| Premises and equipment expense | $236,000 | 3,230 |
| Additional noninterest expense | $898,000 | 2,779 |
| Pre-tax net operating income | $861,000 | 3,297 |
| Securities gains (losses) | $38,000 | 827 |
| Applicable income taxes | $226,000 | 2,105 |
| Income before extraordinary items | $673,000 | 3,487 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $673,000 | 3,486 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $673,000 | 3,486 |
| Net charge-offs | $31,000 | 2,145 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $642,980 | 3,524 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 2,398 |
| Total interest expense | $974,000 | 1,458 |
| Net interest income | $1,879,000 | 2,798 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $35,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $18,000 | 4,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,693 |
| Total noninterest expense | $1,419,000 | 2,839 |
| Salaries and employee benefits | $854,000 | 2,759 |
| Premises and equipment expense | $125,000 | 3,174 |
| Additional noninterest expense | $440,000 | 2,814 |
| Pre-tax net operating income | $495,000 | 3,085 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $124,000 | 1,996 |
| Income before extraordinary items | $371,000 | 3,337 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $371,000 | 3,335 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $371,000 | 3,336 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $371,000 | 3,324 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,363,000 | 2,468 |
| Total interest expense | $2,304,000 | 1,755 |
| Net interest income | $8,059,000 | 2,643 |
| Provision for loan and lease losses | $257,000 | 2,113 |
| Total noninterest income | $254,000 | 4,469 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $73,000 | 4,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 4,169 |
| Total noninterest expense | $5,619,000 | 2,831 |
| Salaries and employee benefits | $3,300,000 | 2,778 |
| Premises and equipment expense | $482,000 | 3,219 |
| Additional noninterest expense | $1,837,000 | 2,743 |
| Pre-tax net operating income | $2,437,000 | 2,820 |
| Securities gains (losses) | $7,000 | 778 |
| Applicable income taxes | $610,000 | 1,819 |
| Income before extraordinary items | $1,834,000 | 3,063 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,834,000 | 3,062 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,834,000 | 3,062 |
| Net charge-offs | $280,000 | 1,383 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,828,470 | 3,066 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,699,000 | 2,473 |
| Total interest expense | $1,605,000 | 1,772 |
| Net interest income | $6,094,000 | 2,631 |
| Provision for loan and lease losses | $257,000 | 1,733 |
| Total noninterest income | $221,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $56,000 | 4,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 4,023 |
| Total noninterest expense | $4,269,000 | 2,821 |
| Salaries and employee benefits | $2,490,000 | 2,783 |
| Premises and equipment expense | $366,000 | 3,238 |
| Additional noninterest expense | $1,413,000 | 2,702 |
| Pre-tax net operating income | $1,789,000 | 2,914 |
| Securities gains (losses) | $7,000 | 778 |
| Applicable income taxes | $448,000 | 1,892 |
| Income before extraordinary items | $1,348,000 | 3,147 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,348,000 | 3,145 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,348,000 | 3,146 |
| Net charge-offs | $135,000 | 1,499 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,342,470 | 3,145 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,081,000 | 2,472 |
| Total interest expense | $1,090,000 | 1,664 |
| Net interest income | $3,991,000 | 2,658 |
| Provision for loan and lease losses | $170,000 | 1,692 |
| Total noninterest income | $200,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $36,000 | 4,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 3,622 |
| Total noninterest expense | $2,922,000 | 2,791 |
| Salaries and employee benefits | $1,695,000 | 2,769 |
| Premises and equipment expense | $245,000 | 3,251 |
| Additional noninterest expense | $982,000 | 2,650 |
| Pre-tax net operating income | $1,099,000 | 3,020 |
| Securities gains (losses) | $7,000 | 660 |
| Applicable income taxes | $276,000 | 1,932 |
| Income before extraordinary items | $830,000 | 3,237 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $830,000 | 3,235 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $830,000 | 3,236 |
| Net charge-offs | $86,000 | 1,407 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $824,470 | 3,241 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,528,000 | 2,476 |
| Total interest expense | $571,000 | 1,551 |
| Net interest income | $1,957,000 | 2,699 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $159,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $17,000 | 4,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,905 |
| Total noninterest expense | $1,499,000 | 2,788 |
| Salaries and employee benefits | $879,000 | 2,713 |
| Premises and equipment expense | $125,000 | 3,238 |
| Additional noninterest expense | $495,000 | 2,646 |
| Pre-tax net operating income | $467,000 | 3,208 |
| Securities gains (losses) | $7,000 | 490 |
| Applicable income taxes | $119,000 | 2,020 |
| Income before extraordinary items | $355,000 | 3,435 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $355,000 | 3,434 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $355,000 | 3,435 |
| Net charge-offs | $50,000 | 1,196 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $349,470 | 3,461 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,626,000 | 2,321 |
| Total interest expense | $2,351,000 | 1,351 |
| Net interest income | $8,275,000 | 2,578 |
| Provision for loan and lease losses | $451,000 | 1,536 |
| Total noninterest income | $-135,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $61,000 | 4,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-196,000 | 5,644 |
| Total noninterest expense | $5,996,000 | 2,762 |
| Salaries and employee benefits | $3,486,000 | 2,714 |
| Premises and equipment expense | $507,000 | 3,239 |
| Additional noninterest expense | $2,003,000 | 2,647 |
| Pre-tax net operating income | $1,693,000 | 3,376 |
| Securities gains (losses) | $-6,000 | 4,997 |
| Applicable income taxes | $964,000 | 1,908 |
| Income before extraordinary items | $723,000 | 4,122 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $723,000 | 4,122 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $723,000 | 4,122 |
| Net charge-offs | $426,000 | 1,197 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $726,840 | 4,103 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,689,000 | 2,406 |
| Total interest expense | $1,759,000 | 1,341 |
| Net interest income | $5,930,000 | 2,677 |
| Provision for loan and lease losses | $451,000 | 1,228 |
| Total noninterest income | $113,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $46,000 | 4,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 4,904 |
| Total noninterest expense | $4,509,000 | 2,785 |
| Salaries and employee benefits | $2,609,000 | 2,737 |
| Premises and equipment expense | $384,000 | 3,256 |
| Additional noninterest expense | $1,516,000 | 2,647 |
| Pre-tax net operating income | $1,083,000 | 3,635 |
| Securities gains (losses) | $-6,000 | 5,335 |
| Applicable income taxes | $413,000 | 2,231 |
| Income before extraordinary items | $664,000 | 4,068 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $664,000 | 4,067 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $664,000 | 4,068 |
| Net charge-offs | $338,000 | 1,046 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $667,840 | 4,055 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,036,000 | 2,415 |
| Total interest expense | $1,153,000 | 1,328 |
| Net interest income | $3,883,000 | 2,704 |
| Provision for loan and lease losses | $391,000 | 1,006 |
| Total noninterest income | $84,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $31,000 | 4,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 4,825 |
| Total noninterest expense | $3,001,000 | 2,801 |
| Salaries and employee benefits | $1,730,000 | 2,770 |
| Premises and equipment expense | $257,000 | 3,242 |
| Additional noninterest expense | $1,014,000 | 2,637 |
| Pre-tax net operating income | $575,000 | 3,948 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $222,000 | 2,390 |
| Income before extraordinary items | $353,000 | 4,327 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $353,000 | 4,326 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $353,000 | 4,327 |
| Net charge-offs | $251,000 | 927 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $353,000 | 4,311 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 2,401 |
| Total interest expense | $568,000 | 1,317 |
| Net interest income | $1,956,000 | 2,691 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $56,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $15,000 | 4,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,520 |
| Total noninterest expense | $1,494,000 | 2,831 |
| Salaries and employee benefits | $849,000 | 2,832 |
| Premises and equipment expense | $129,000 | 3,286 |
| Additional noninterest expense | $516,000 | 2,616 |
| Pre-tax net operating income | $413,000 | 3,377 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $157,000 | 2,075 |
| Income before extraordinary items | $256,000 | 3,833 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $256,000 | 3,832 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $256,000 | 3,833 |
| Net charge-offs | $181,000 | 641 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $256,000 | 3,819 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,320,000 | 2,331 |
| Total interest expense | $2,468,000 | 1,166 |
| Net interest income | $7,852,000 | 2,661 |
| Provision for loan and lease losses | $865,000 | 1,030 |
| Total noninterest income | $174,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $60,000 | 5,047 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $114,000 | 4,874 |
| Total noninterest expense | $5,775,000 | 2,918 |
| Salaries and employee benefits | $3,244,000 | 2,891 |
| Premises and equipment expense | $499,000 | 3,385 |
| Additional noninterest expense | $2,032,000 | 2,733 |
| Pre-tax net operating income | $1,386,000 | 3,622 |
| Securities gains (losses) | $156,000 | 1,032 |
| Applicable income taxes | $546,000 | 2,191 |
| Income before extraordinary items | $996,000 | 3,895 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $996,000 | 3,893 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $996,000 | 3,894 |
| Net charge-offs | $374,000 | 1,325 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $894,600 | 3,967 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,831,000 | 2,320 |
| Total interest expense | $1,892,000 | 1,137 |
| Net interest income | $5,939,000 | 2,645 |
| Provision for loan and lease losses | $693,000 | 919 |
| Total noninterest income | $134,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $46,000 | 5,077 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $88,000 | 4,902 |
| Total noninterest expense | $4,504,000 | 2,850 |
| Salaries and employee benefits | $2,442,000 | 2,879 |
| Premises and equipment expense | $369,000 | 3,424 |
| Additional noninterest expense | $1,693,000 | 2,531 |
| Pre-tax net operating income | $876,000 | 3,919 |
| Securities gains (losses) | $109,000 | 1,191 |
| Applicable income taxes | $335,000 | 2,413 |
| Income before extraordinary items | $650,000 | 4,139 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $650,000 | 4,138 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $650,000 | 4,139 |
| Net charge-offs | $263,000 | 1,248 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $578,060 | 4,230 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 2,333 |
| Total interest expense | $1,281,000 | 1,118 |
| Net interest income | $3,910,000 | 2,676 |
| Provision for loan and lease losses | $537,000 | 810 |
| Total noninterest income | $86,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $23,000 | 5,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $63,000 | 4,885 |
| Total noninterest expense | $3,031,000 | 2,839 |
| Salaries and employee benefits | $1,643,000 | 2,879 |
| Premises and equipment expense | $244,000 | 3,464 |
| Additional noninterest expense | $1,144,000 | 2,493 |
| Pre-tax net operating income | $428,000 | 4,366 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $123,000 | 2,858 |
| Income before extraordinary items | $305,000 | 4,616 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $305,000 | 4,613 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $305,000 | 4,614 |
| Net charge-offs | $188,000 | 1,170 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $305,000 | 4,554 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 2,317 |
| Total interest expense | $642,000 | 1,114 |
| Net interest income | $1,975,000 | 2,665 |
| Provision for loan and lease losses | $442,000 | 523 |
| Total noninterest income | $57,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $12,000 | 5,315 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $45,000 | 4,507 |
| Total noninterest expense | $1,563,000 | 2,783 |
| Salaries and employee benefits | $827,000 | 2,883 |
| Premises and equipment expense | $122,000 | 3,479 |
| Additional noninterest expense | $614,000 | 2,340 |
| Pre-tax net operating income | $27,000 | 5,634 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-31,000 | 6,031 |
| Income before extraordinary items | $58,000 | 5,376 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $58,000 | 5,377 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $58,000 | 5,377 |
| Net charge-offs | $129,000 | 870 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $58,000 | 5,320 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,286,000 | 2,315 |
| Total interest expense | $2,604,000 | 1,086 |
| Net interest income | $7,682,000 | 2,678 |
| Provision for loan and lease losses | $176,000 | 2,492 |
| Total noninterest income | $-225,000 | 6,157 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $51,000 | 5,372 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-276,000 | 6,153 |
| Total noninterest expense | $6,093,000 | 2,826 |
| Salaries and employee benefits | $3,082,000 | 2,981 |
| Premises and equipment expense | $489,000 | 3,531 |
| Additional noninterest expense | $2,522,000 | 2,319 |
| Pre-tax net operating income | $1,188,000 | 3,851 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $421,000 | 2,376 |
| Income before extraordinary items | $767,000 | 4,309 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $767,000 | 4,307 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $767,000 | 4,309 |
| Net charge-offs | $355,000 | 1,464 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $767,000 | 4,259 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,717,000 | 2,332 |
| Total interest expense | $1,963,000 | 1,082 |
| Net interest income | $5,754,000 | 2,706 |
| Provision for loan and lease losses | $176,000 | 2,115 |
| Total noninterest income | $-256,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $42,000 | 5,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-298,000 | 6,244 |
| Total noninterest expense | $4,505,000 | 2,874 |
| Salaries and employee benefits | $2,278,000 | 3,033 |
| Premises and equipment expense | $365,000 | 3,582 |
| Additional noninterest expense | $1,862,000 | 2,348 |
| Pre-tax net operating income | $817,000 | 4,048 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $319,000 | 2,428 |
| Income before extraordinary items | $498,000 | 4,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $498,000 | 4,580 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $498,000 | 4,581 |
| Net charge-offs | $246,000 | 1,359 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $498,000 | 4,510 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 2,375 |
| Total interest expense | $1,340,000 | 1,066 |
| Net interest income | $3,692,000 | 2,778 |
| Provision for loan and lease losses | $176,000 | 1,647 |
| Total noninterest income | $-273,000 | 6,328 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $39,000 | 5,068 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-312,000 | 6,325 |
| Total noninterest expense | $2,963,000 | 2,915 |
| Salaries and employee benefits | $1,521,000 | 3,057 |
| Premises and equipment expense | $242,000 | 3,617 |
| Additional noninterest expense | $1,200,000 | 2,425 |
| Pre-tax net operating income | $280,000 | 4,931 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $115,000 | 2,929 |
| Income before extraordinary items | $165,000 | 5,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $165,000 | 5,299 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $165,000 | 5,302 |
| Net charge-offs | $169,000 | 1,304 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $165,000 | 5,253 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 2,416 |
| Total interest expense | $718,000 | 1,005 |
| Net interest income | $1,738,000 | 2,904 |
| Provision for loan and lease losses | $121,000 | 1,276 |
| Total noninterest income | $-111,000 | 6,389 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $21,000 | 4,993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-132,000 | 6,384 |
| Total noninterest expense | $1,451,000 | 2,970 |
| Salaries and employee benefits | $757,000 | 3,090 |
| Premises and equipment expense | $123,000 | 3,601 |
| Additional noninterest expense | $571,000 | 2,526 |
| Pre-tax net operating income | $55,000 | 5,584 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $25,000 | 3,429 |
| Income before extraordinary items | $30,000 | 5,803 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $30,000 | 5,804 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $30,000 | 5,804 |
| Net charge-offs | $71,000 | 1,323 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $30,000 | 5,752 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,292,000 | 2,335 |
| Total interest expense | $2,695,000 | 1,105 |
| Net interest income | $7,597,000 | 2,739 |
| Provision for loan and lease losses | $155,000 | 2,743 |
| Total noninterest income | $625,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $85,000 | 5,195 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $540,000 | 3,161 |
| Total noninterest expense | $5,827,000 | 2,978 |
| Salaries and employee benefits | $2,734,000 | 3,278 |
| Premises and equipment expense | $489,000 | 3,689 |
| Additional noninterest expense | $2,604,000 | 2,327 |
| Pre-tax net operating income | $2,240,000 | 2,785 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $851,000 | 1,715 |
| Income before extraordinary items | $1,389,000 | 3,378 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,389,000 | 3,380 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,389,000 | 3,380 |
| Net charge-offs | $364,000 | 1,815 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,389,000 | 3,330 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,765,000 | 2,342 |
| Total interest expense | $2,011,000 | 1,120 |
| Net interest income | $5,754,000 | 2,734 |
| Provision for loan and lease losses | $155,000 | 2,346 |
| Total noninterest income | $628,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $64,000 | 5,264 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $564,000 | 2,728 |
| Total noninterest expense | $4,403,000 | 2,971 |
| Salaries and employee benefits | $2,065,000 | 3,292 |
| Premises and equipment expense | $374,000 | 3,694 |
| Additional noninterest expense | $1,964,000 | 2,290 |
| Pre-tax net operating income | $1,824,000 | 2,680 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $692,000 | 1,658 |
| Income before extraordinary items | $1,132,000 | 3,257 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,132,000 | 3,256 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,132,000 | 3,258 |
| Net charge-offs | $184,000 | 2,083 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,132,000 | 3,222 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 2,403 |
| Total interest expense | $1,340,000 | 1,116 |
| Net interest income | $3,670,000 | 2,825 |
| Provision for loan and lease losses | $155,000 | 1,850 |
| Total noninterest income | $115,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $42,000 | 5,287 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $73,000 | 4,934 |
| Total noninterest expense | $2,893,000 | 3,018 |
| Salaries and employee benefits | $1,397,000 | 3,274 |
| Premises and equipment expense | $249,000 | 3,725 |
| Additional noninterest expense | $1,247,000 | 2,404 |
| Pre-tax net operating income | $737,000 | 3,523 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $236,000 | 2,257 |
| Income before extraordinary items | $501,000 | 3,962 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $501,000 | 3,968 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $501,000 | 3,968 |
| Net charge-offs | $184,000 | 1,660 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $501,000 | 3,901 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 2,447 |
| Total interest expense | $664,000 | 1,136 |
| Net interest income | $1,790,000 | 2,874 |
| Provision for loan and lease losses | $125,000 | 1,415 |
| Total noninterest income | $66,000 | 5,179 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $45,000 | 4,685 |
| Total noninterest expense | $1,462,000 | 3,013 |
| Salaries and employee benefits | $701,000 | 3,277 |
| Premises and equipment expense | $127,000 | 3,720 |
| Additional noninterest expense | $634,000 | 2,361 |
| Pre-tax net operating income | $269,000 | 3,990 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $105,000 | 2,317 |
| Income before extraordinary items | $164,000 | 4,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $164,000 | 4,555 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $164,000 | 4,555 |
| Net charge-offs | $184,000 | 1,000 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $164,000 | 4,502 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,275,000 | 2,610 |
| Total interest expense | $2,495,000 | 1,360 |
| Net interest income | $6,780,000 | 2,978 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $-648,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $90,000 | 5,385 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-738,000 | 6,767 |
| Total noninterest expense | $5,965,000 | 3,014 |
| Salaries and employee benefits | $2,636,000 | 3,411 |
| Premises and equipment expense | $479,000 | 3,820 |
| Additional noninterest expense | $2,850,000 | 2,192 |
| Pre-tax net operating income | $67,000 | 6,042 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $45,000 | 3,807 |
| Income before extraordinary items | $25,000 | 6,194 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $25,000 | 6,195 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $25,000 | 6,196 |
| Net charge-offs | $595,000 | 1,827 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $23,080 | 6,156 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,777,000 | 2,678 |
| Total interest expense | $1,847,000 | 1,427 |
| Net interest income | $4,930,000 | 3,065 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $26,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $69,000 | 5,413 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-43,000 | 6,678 |
| Total noninterest expense | $4,454,000 | 3,015 |
| Salaries and employee benefits | $1,908,000 | 3,514 |
| Premises and equipment expense | $358,000 | 3,874 |
| Additional noninterest expense | $2,188,000 | 2,130 |
| Pre-tax net operating income | $502,000 | 4,764 |
| Securities gains (losses) | $-3,000 | 6,385 |
| Applicable income taxes | $199,000 | 2,795 |
| Income before extraordinary items | $300,000 | 5,258 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $300,000 | 5,259 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $300,000 | 5,260 |
| Net charge-offs | $528,000 | 1,541 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $301,920 | 5,164 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 2,704 |
| Total interest expense | $1,240,000 | 1,441 |
| Net interest income | $3,224,000 | 3,114 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $52,000 | 6,285 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $46,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,000 | 6,464 |
| Total noninterest expense | $2,959,000 | 3,029 |
| Salaries and employee benefits | $1,282,000 | 3,505 |
| Premises and equipment expense | $235,000 | 3,919 |
| Additional noninterest expense | $1,442,000 | 2,151 |
| Pre-tax net operating income | $317,000 | 4,800 |
| Securities gains (losses) | $-3,000 | 6,560 |
| Applicable income taxes | $125,000 | 2,841 |
| Income before extraordinary items | $189,000 | 5,332 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $189,000 | 5,335 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $189,000 | 5,335 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $190,920 | 5,204 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 2,762 |
| Total interest expense | $630,000 | 1,473 |
| Net interest income | $1,561,000 | 3,200 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $55,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $18,000 | 5,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $1,590,000 | 2,886 |
| Salaries and employee benefits | $652,000 | 3,507 |
| Premises and equipment expense | $114,000 | 4,024 |
| Additional noninterest expense | $824,000 | 1,898 |
| Pre-tax net operating income | $26,000 | 6,088 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $13,000 | 3,816 |
| Income before extraordinary items | $13,000 | 6,287 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $13,000 | 6,288 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $13,000 | 6,288 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $13,000 | 6,208 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,887,000 | 2,592 |
| Total interest expense | $2,797,000 | 1,586 |
| Net interest income | $7,090,000 | 2,953 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $-163,000 | 6,924 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $90,000 | 5,580 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-253,000 | 6,841 |
| Total noninterest expense | $6,385,000 | 2,897 |
| Salaries and employee benefits | $2,530,000 | 3,546 |
| Premises and equipment expense | $478,000 | 3,910 |
| Additional noninterest expense | $3,377,000 | 1,942 |
| Pre-tax net operating income | $542,000 | 4,830 |
| Securities gains (losses) | $189,000 | 1,755 |
| Applicable income taxes | $289,000 | 2,688 |
| Income before extraordinary items | $442,000 | 5,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $442,000 | 5,085 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $442,000 | 5,086 |
| Net charge-offs | $486,000 | 2,693 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $321,040 | 5,222 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,414,000 | 2,650 |
| Total interest expense | $2,138,000 | 1,630 |
| Net interest income | $5,276,000 | 3,015 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $-254,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $69,000 | 5,630 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-323,000 | 7,026 |
| Total noninterest expense | $4,401,000 | 3,100 |
| Salaries and employee benefits | $1,851,000 | 3,621 |
| Premises and equipment expense | $360,000 | 3,965 |
| Additional noninterest expense | $2,190,000 | 2,210 |
| Pre-tax net operating income | $621,000 | 4,404 |
| Securities gains (losses) | $140,000 | 1,719 |
| Applicable income taxes | $295,000 | 2,486 |
| Income before extraordinary items | $466,000 | 4,738 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $466,000 | 4,739 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $466,000 | 4,739 |
| Net charge-offs | $487,000 | 2,223 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $376,400 | 4,879 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 2,608 |
| Total interest expense | $1,441,000 | 1,669 |
| Net interest income | $3,609,000 | 2,966 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-57,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $48,000 | 5,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-105,000 | 7,012 |
| Total noninterest expense | $3,094,000 | 2,984 |
| Salaries and employee benefits | $1,249,000 | 3,601 |
| Premises and equipment expense | $243,000 | 3,940 |
| Additional noninterest expense | $1,602,000 | 2,035 |
| Pre-tax net operating income | $458,000 | 4,242 |
| Securities gains (losses) | $142,000 | 1,349 |
| Applicable income taxes | $230,000 | 2,313 |
| Income before extraordinary items | $370,000 | 4,486 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $370,000 | 4,490 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $370,000 | 4,490 |
| Net charge-offs | $19,000 | 4,674 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $279,120 | 4,725 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 2,853 |
| Total interest expense | $733,000 | 1,705 |
| Net interest income | $1,601,000 | 3,273 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-146,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $24,000 | 5,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-170,000 | 7,194 |
| Total noninterest expense | $1,543,000 | 2,981 |
| Salaries and employee benefits | $638,000 | 3,583 |
| Premises and equipment expense | $121,000 | 3,968 |
| Additional noninterest expense | $784,000 | 2,071 |
| Pre-tax net operating income | $-88,000 | 6,707 |
| Securities gains (losses) | $42,000 | 1,300 |
| Applicable income taxes | $-13,000 | 6,998 |
| Income before extraordinary items | $-33,000 | 6,669 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-33,000 | 6,669 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-33,000 | 6,669 |
| Net charge-offs | $15,000 | 3,852 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-63,240 | 6,671 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,693,000 | 2,827 |
| Total interest expense | $3,013,000 | 1,954 |
| Net interest income | $6,680,000 | 3,185 |
| Provision for loan and lease losses | $555,000 | 3,310 |
| Total noninterest income | $312,000 | 5,141 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $105,000 | 5,446 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $207,000 | 4,422 |
| Total noninterest expense | $6,622,000 | 2,796 |
| Salaries and employee benefits | $2,301,000 | 3,790 |
| Premises and equipment expense | $486,000 | 4,117 |
| Additional noninterest expense | $3,835,000 | 1,765 |
| Pre-tax net operating income | $-185,000 | 6,223 |
| Securities gains (losses) | $447,000 | 865 |
| Applicable income taxes | $112,000 | 3,306 |
| Income before extraordinary items | $150,000 | 5,707 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $150,000 | 5,710 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $150,000 | 5,710 |
| Net charge-offs | $605,000 | 2,947 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-136,080 | 6,221 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,268,000 | 2,867 |
| Total interest expense | $2,261,000 | 2,036 |
| Net interest income | $5,007,000 | 3,202 |
| Provision for loan and lease losses | $555,000 | 2,727 |
| Total noninterest income | $204,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $80,000 | 5,461 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $124,000 | 4,820 |
| Total noninterest expense | $4,922,000 | 2,826 |
| Salaries and employee benefits | $1,714,000 | 3,811 |
| Premises and equipment expense | $362,000 | 4,170 |
| Additional noninterest expense | $2,846,000 | 1,780 |
| Pre-tax net operating income | $-266,000 | 6,439 |
| Securities gains (losses) | $410,000 | 743 |
| Applicable income taxes | $64,000 | 3,494 |
| Income before extraordinary items | $80,000 | 5,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 5,977 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $80,000 | 5,977 |
| Net charge-offs | $549,000 | 2,561 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-182,400 | 6,414 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 2,879 |
| Total interest expense | $1,482,000 | 2,122 |
| Net interest income | $3,379,000 | 3,187 |
| Provision for loan and lease losses | $555,000 | 2,181 |
| Total noninterest income | $142,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $54,000 | 5,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 4,745 |
| Total noninterest expense | $3,119,000 | 2,996 |
| Salaries and employee benefits | $1,163,000 | 3,803 |
| Premises and equipment expense | $244,000 | 4,180 |
| Additional noninterest expense | $1,712,000 | 1,997 |
| Pre-tax net operating income | $-153,000 | 6,509 |
| Securities gains (losses) | $107,000 | 1,096 |
| Applicable income taxes | $-12,000 | 6,883 |
| Income before extraordinary items | $-34,000 | 6,386 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-34,000 | 6,385 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-34,000 | 6,386 |
| Net charge-offs | $401,000 | 2,360 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-113,180 | 6,487 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 2,895 |
| Total interest expense | $736,000 | 2,210 |
| Net interest income | $1,692,000 | 3,169 |
| Provision for loan and lease losses | $555,000 | 1,345 |
| Total noninterest income | $65,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $27,000 | 5,395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,072 |
| Total noninterest expense | $1,571,000 | 2,979 |
| Salaries and employee benefits | $599,000 | 3,733 |
| Premises and equipment expense | $127,000 | 4,116 |
| Additional noninterest expense | $845,000 | 2,002 |
| Pre-tax net operating income | $-369,000 | 7,007 |
| Securities gains (losses) | $63,000 | 680 |
| Applicable income taxes | $-111,000 | 7,299 |
| Income before extraordinary items | $-195,000 | 6,875 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-195,000 | 6,875 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-195,000 | 6,875 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-235,320 | 6,919 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,744,000 | 2,769 |
| Total interest expense | $3,460,000 | 2,292 |
| Net interest income | $7,284,000 | 2,976 |
| Provision for loan and lease losses | $1,055,000 | 2,963 |
| Total noninterest income | $129,000 | 6,447 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $109,000 | 5,373 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 6,604 |
| Total noninterest expense | $7,759,000 | 2,489 |
| Salaries and employee benefits | $2,560,000 | 3,519 |
| Premises and equipment expense | $524,000 | 4,057 |
| Additional noninterest expense | $4,675,000 | 1,540 |
| Pre-tax net operating income | $-1,401,000 | 6,625 |
| Securities gains (losses) | $52,000 | 2,628 |
| Applicable income taxes | $-492,000 | 7,163 |
| Income before extraordinary items | $-857,000 | 6,524 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-857,000 | 6,525 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-857,000 | 6,525 |
| Net charge-offs | $1,463,000 | 2,206 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-890,280 | 6,502 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,207,000 | 2,787 |
| Total interest expense | $2,660,000 | 2,325 |
| Net interest income | $5,547,000 | 2,976 |
| Provision for loan and lease losses | $839,000 | 2,785 |
| Total noninterest income | $99,000 | 6,552 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $81,000 | 5,471 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $18,000 | 6,717 |
| Total noninterest expense | $5,572,000 | 2,604 |
| Salaries and employee benefits | $1,770,000 | 3,787 |
| Premises and equipment expense | $391,000 | 4,146 |
| Additional noninterest expense | $3,411,000 | 1,558 |
| Pre-tax net operating income | $-765,000 | 6,684 |
| Securities gains (losses) | $7,000 | 3,200 |
| Applicable income taxes | $-275,000 | 7,264 |
| Income before extraordinary items | $-483,000 | 6,657 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-483,000 | 6,657 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-483,000 | 6,657 |
| Net charge-offs | $1,373,000 | 1,855 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-487,480 | 6,600 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,533,000 | 2,791 |
| Total interest expense | $1,802,000 | 2,387 |
| Net interest income | $3,731,000 | 2,948 |
| Provision for loan and lease losses | $549,000 | 2,735 |
| Total noninterest income | $50,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $54,000 | 5,483 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-4,000 | 7,314 |
| Total noninterest expense | $4,025,000 | 2,417 |
| Salaries and employee benefits | $1,191,000 | 3,782 |
| Premises and equipment expense | $259,000 | 4,185 |
| Additional noninterest expense | $2,575,000 | 1,384 |
| Pre-tax net operating income | $-793,000 | 6,908 |
| Securities gains (losses) | $-10,000 | 7,312 |
| Applicable income taxes | $-296,000 | 7,396 |
| Income before extraordinary items | $-507,000 | 6,869 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-507,000 | 6,871 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-507,000 | 6,870 |
| Net charge-offs | $501,000 | 2,442 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-500,600 | 6,815 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 2,815 |
| Total interest expense | $894,000 | 2,507 |
| Net interest income | $1,910,000 | 2,910 |
| Provision for loan and lease losses | $281,000 | 2,539 |
| Total noninterest income | $-3,000 | 7,694 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-30,000 | 7,631 |
| Total noninterest expense | $1,686,000 | 2,850 |
| Salaries and employee benefits | $603,000 | 3,804 |
| Premises and equipment expense | $129,000 | 4,282 |
| Additional noninterest expense | $954,000 | 1,818 |
| Pre-tax net operating income | $-60,000 | 6,534 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $-21,000 | 7,203 |
| Income before extraordinary items | $-38,000 | 6,562 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-38,000 | 6,564 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-38,000 | 6,563 |
| Net charge-offs | $495,000 | 1,586 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-38,640 | 6,491 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,295,000 | 2,677 |
| Total interest expense | $4,764,000 | 2,366 |
| Net interest income | $7,531,000 | 2,868 |
| Provision for loan and lease losses | $2,440,000 | 2,221 |
| Total noninterest income | $190,000 | 6,296 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $113,000 | 5,582 |
| Trading account gains and fees | $19,000 | 187 |
| Additional Noninterest Income | $58,000 | 6,221 |
| Total noninterest expense | $5,748,000 | 3,285 |
| Salaries and employee benefits | $2,571,000 | 3,608 |
| Premises and equipment expense | $521,000 | 4,264 |
| Additional noninterest expense | $2,656,000 | 2,608 |
| Pre-tax net operating income | $-467,000 | 5,957 |
| Securities gains (losses) | $48,000 | 2,645 |
| Applicable income taxes | $-207,000 | 6,773 |
| Income before extraordinary items | $-212,000 | 5,833 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-212,000 | 5,832 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-212,000 | 5,832 |
| Net charge-offs | $1,125,000 | 2,730 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-242,720 | 5,870 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,348,000 | 2,685 |
| Total interest expense | $3,776,000 | 2,341 |
| Net interest income | $5,572,000 | 2,907 |
| Provision for loan and lease losses | $800,000 | 3,105 |
| Total noninterest income | $148,000 | 6,356 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $89,000 | 5,547 |
| Trading account gains and fees | $19,000 | 186 |
| Additional Noninterest Income | $40,000 | 6,457 |
| Total noninterest expense | $4,072,000 | 3,449 |
| Salaries and employee benefits | $1,911,000 | 3,674 |
| Premises and equipment expense | $395,000 | 4,291 |
| Additional noninterest expense | $1,766,000 | 2,852 |
| Pre-tax net operating income | $848,000 | 3,018 |
| Securities gains (losses) | $37,000 | 2,446 |
| Applicable income taxes | $281,000 | 1,994 |
| Income before extraordinary items | $604,000 | 3,384 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $604,000 | 3,382 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $604,000 | 3,384 |
| Net charge-offs | $124,000 | 4,853 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $578,840 | 3,355 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,337,000 | 2,679 |
| Total interest expense | $2,681,000 | 2,291 |
| Net interest income | $3,656,000 | 2,938 |
| Provision for loan and lease losses | $600,000 | 2,697 |
| Total noninterest income | $104,000 | 6,328 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $58,000 | 5,576 |
| Trading account gains and fees | $21,000 | 165 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $2,704,000 | 3,494 |
| Salaries and employee benefits | $1,338,000 | 3,581 |
| Premises and equipment expense | $264,000 | 4,307 |
| Additional noninterest expense | $1,102,000 | 3,052 |
| Pre-tax net operating income | $456,000 | 3,455 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $134,000 | 2,379 |
| Income before extraordinary items | $322,000 | 3,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $322,000 | 3,850 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $322,000 | 3,850 |
| Net charge-offs | $83,000 | 4,443 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $322,000 | 3,733 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 2,666 |
| Total interest expense | $1,430,000 | 2,238 |
| Net interest income | $1,802,000 | 2,972 |
| Provision for loan and lease losses | $600,000 | 1,587 |
| Total noninterest income | $90,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $28,000 | 5,598 |
| Trading account gains and fees | $52,000 | 113 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $1,358,000 | 3,405 |
| Salaries and employee benefits | $745,000 | 3,291 |
| Premises and equipment expense | $128,000 | 4,454 |
| Additional noninterest expense | $485,000 | 3,082 |
| Pre-tax net operating income | $-66,000 | 6,540 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $69,000 | 2,563 |
| Income before extraordinary items | $-135,000 | 6,896 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-135,000 | 6,897 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-135,000 | 6,897 |
| Net charge-offs | $34,000 | 3,910 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-135,000 | 6,817 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,422,000 | 2,747 |
| Total interest expense | $6,316,000 | 2,407 |
| Net interest income | $7,106,000 | 3,010 |
| Provision for loan and lease losses | $1,060,000 | 2,615 |
| Total noninterest income | $220,000 | 6,350 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $161,000 | 5,181 |
| Trading account gains and fees | $-8,000 | 8,185 |
| Additional Noninterest Income | $67,000 | 6,437 |
| Total noninterest expense | $4,731,000 | 3,728 |
| Salaries and employee benefits | $2,765,000 | 3,480 |
| Premises and equipment expense | $516,000 | 4,368 |
| Additional noninterest expense | $1,450,000 | 3,714 |
| Pre-tax net operating income | $1,535,000 | 2,975 |
| Securities gains (losses) | $51,000 | 1,583 |
| Applicable income taxes | $470,000 | 1,911 |
| Income before extraordinary items | $1,116,000 | 3,080 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,116,000 | 3,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 2,860 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,080,300 | 3,283 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,995,000 | 2,818 |
| Total interest expense | $4,697,000 | 2,513 |
| Net interest income | $5,298,000 | 3,050 |
| Provision for loan and lease losses | $910,000 | 1,941 |
| Total noninterest income | $207,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $122,000 | 5,209 |
| Trading account gains and fees | $33,000 | 120 |
| Additional Noninterest Income | $52,000 | 6,542 |
| Total noninterest expense | $3,296,000 | 3,929 |
| Salaries and employee benefits | $1,816,000 | 3,895 |
| Premises and equipment expense | $383,000 | 4,425 |
| Additional noninterest expense | $1,097,000 | 3,622 |
| Pre-tax net operating income | $1,299,000 | 3,155 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $381,000 | 2,217 |
| Income before extraordinary items | $918,000 | 3,273 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $918,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 2,217 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $918,000 | 3,411 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 2,921 |
| Total interest expense | $3,081,000 | 2,648 |
| Net interest income | $3,428,000 | 3,121 |
| Provision for loan and lease losses | $260,000 | 2,752 |
| Total noninterest income | $124,000 | 6,313 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $80,000 | 5,243 |
| Trading account gains and fees | $3,000 | 140 |
| Additional Noninterest Income | $41,000 | 6,390 |
| Total noninterest expense | $2,148,000 | 4,030 |
| Salaries and employee benefits | $1,203,000 | 3,948 |
| Premises and equipment expense | $251,000 | 4,499 |
| Additional noninterest expense | $694,000 | 3,743 |
| Pre-tax net operating income | $1,144,000 | 2,684 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $357,000 | 1,998 |
| Income before extraordinary items | $787,000 | 3,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $787,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $787,000 | 3,031 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 3,007 |
| Total interest expense | $1,627,000 | 2,677 |
| Net interest income | $1,612,000 | 3,299 |
| Provision for loan and lease losses | $94,000 | 2,813 |
| Total noninterest income | $67,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $15,000 | 130 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $1,067,000 | 4,049 |
| Salaries and employee benefits | $612,000 | 3,913 |
| Premises and equipment expense | $122,000 | 4,581 |
| Additional noninterest expense | $333,000 | 3,805 |
| Pre-tax net operating income | $518,000 | 3,008 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $158,000 | 2,257 |
| Income before extraordinary items | $360,000 | 3,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $360,000 | 3,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $360,000 | 3,329 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,211,000 | 3,234 |
| Total interest expense | $6,651,000 | 2,753 |
| Net interest income | $5,560,000 | 3,706 |
| Provision for loan and lease losses | $274,000 | 3,358 |
| Total noninterest income | $357,000 | 5,722 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $134,000 | 5,605 |
| Trading account gains and fees | $127,000 | 111 |
| Additional Noninterest Income | $96,000 | 6,277 |
| Total noninterest expense | $4,033,000 | 4,096 |
| Salaries and employee benefits | $2,417,000 | 3,822 |
| Premises and equipment expense | $433,000 | 4,791 |
| Additional noninterest expense | $1,183,000 | 4,116 |
| Pre-tax net operating income | $1,610,000 | 3,773 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $471,000 | 2,818 |
| Income before extraordinary items | $1,139,000 | 4,036 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,139,000 | 4,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,139,000 | 4,035 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,071,000 | 3,267 |
| Total interest expense | $5,132,000 | 2,682 |
| Net interest income | $3,939,000 | 3,863 |
| Provision for loan and lease losses | $171,000 | 3,299 |
| Total noninterest income | $252,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $97,000 | 5,682 |
| Trading account gains and fees | $189,000 | 105 |
| Additional Noninterest Income | $-34,000 | 8,521 |
| Total noninterest expense | $2,756,000 | 4,356 |
| Salaries and employee benefits | $1,611,000 | 4,146 |
| Premises and equipment expense | $317,000 | 4,842 |
| Additional noninterest expense | $828,000 | 4,277 |
| Pre-tax net operating income | $1,264,000 | 3,834 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $373,000 | 2,900 |
| Income before extraordinary items | $891,000 | 4,134 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $891,000 | 4,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $891,000 | 4,120 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,096,000 | 3,252 |
| Total interest expense | $3,603,000 | 2,558 |
| Net interest income | $2,493,000 | 4,027 |
| Provision for loan and lease losses | $117,000 | 3,080 |
| Total noninterest income | $60,000 | 7,472 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $63,000 | 5,738 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-3,000 | 8,550 |
| Total noninterest expense | $1,826,000 | 4,398 |
| Salaries and employee benefits | $1,074,000 | 4,189 |
| Premises and equipment expense | $205,000 | 4,959 |
| Additional noninterest expense | $547,000 | 4,300 |
| Pre-tax net operating income | $610,000 | 4,618 |
| Securities gains (losses) | $138,000 | 364 |
| Applicable income taxes | $209,000 | 3,203 |
| Income before extraordinary items | $539,000 | 4,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $539,000 | 4,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $439,640 | 4,858 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 3,155 |
| Total interest expense | $1,887,000 | 2,422 |
| Net interest income | $1,250,000 | 4,029 |
| Provision for loan and lease losses | $61,000 | 2,735 |
| Total noninterest income | $185,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $30,000 | 5,797 |
| Trading account gains and fees | $140,000 | 104 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $959,000 | 4,259 |
| Salaries and employee benefits | $555,000 | 4,108 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $304,000 | 3,930 |
| Pre-tax net operating income | $415,000 | 3,910 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $87,000 | 3,460 |
| Income before extraordinary items | $328,000 | 3,971 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $328,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $328,000 | 3,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,177,000 | 3,275 |
| Total interest expense | $6,059,000 | 2,568 |
| Net interest income | $5,118,000 | 3,938 |
| Provision for loan and lease losses | $385,000 | 2,344 |
| Total noninterest income | $182,000 | 7,072 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $102,000 | 6,130 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 6,674 |
| Total noninterest expense | $3,764,000 | 4,159 |
| Salaries and employee benefits | $2,282,000 | 3,871 |
| Premises and equipment expense | $400,000 | 4,911 |
| Additional noninterest expense | $1,082,000 | 4,268 |
| Pre-tax net operating income | $1,151,000 | 4,873 |
| Securities gains (losses) | $-31,000 | 7,737 |
| Applicable income taxes | $276,000 | 3,915 |
| Income before extraordinary items | $844,000 | 5,098 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $844,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,176 |
| Cash dividends | $374,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $867,250 | 5,027 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,148,000 | 3,328 |
| Total interest expense | $4,244,000 | 2,644 |
| Net interest income | $3,904,000 | 3,917 |
| Provision for loan and lease losses | $287,000 | 2,236 |
| Total noninterest income | $146,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $74,000 | 6,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,374 |
| Total noninterest expense | $2,674,000 | 4,322 |
| Salaries and employee benefits | $1,574,000 | 4,103 |
| Premises and equipment expense | $300,000 | 4,946 |
| Additional noninterest expense | $800,000 | 4,260 |
| Pre-tax net operating income | $1,089,000 | 4,541 |
| Securities gains (losses) | $-31,000 | 8,000 |
| Applicable income taxes | $287,000 | 3,644 |
| Income before extraordinary items | $771,000 | 4,786 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $771,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,911 |
| Cash dividends | $374,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $793,630 | 4,711 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 3,323 |
| Total interest expense | $2,691,000 | 2,658 |
| Net interest income | $2,668,000 | 3,865 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $113,000 | 6,768 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 5,953 |
| Total noninterest expense | $1,751,000 | 4,394 |
| Salaries and employee benefits | $1,041,000 | 4,159 |
| Premises and equipment expense | $199,000 | 4,947 |
| Additional noninterest expense | $511,000 | 4,421 |
| Pre-tax net operating income | $940,000 | 3,942 |
| Securities gains (losses) | $-31,000 | 8,225 |
| Applicable income taxes | $264,000 | 3,217 |
| Income before extraordinary items | $645,000 | 4,268 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $645,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,531 |
| Cash dividends | $374,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $667,010 | 4,178 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 3,332 |
| Total interest expense | $1,304,000 | 2,633 |
| Net interest income | $1,301,000 | 3,939 |
| Provision for loan and lease losses | $37,000 | 3,640 |
| Total noninterest income | $38,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $878,000 | 4,398 |
| Salaries and employee benefits | $521,000 | 4,173 |
| Premises and equipment expense | $98,000 | 5,028 |
| Additional noninterest expense | $259,000 | 4,358 |
| Pre-tax net operating income | $424,000 | 4,147 |
| Securities gains (losses) | $-31,000 | 8,470 |
| Applicable income taxes | $110,000 | 3,471 |
| Income before extraordinary items | $283,000 | 4,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $283,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $374,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $305,320 | 4,369 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,130,000 | 3,386 |
| Total interest expense | $4,057,000 | 2,630 |
| Net interest income | $5,073,000 | 3,916 |
| Provision for loan and lease losses | $224,000 | 3,401 |
| Total noninterest income | $161,000 | 7,397 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $101,000 | 6,278 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $60,000 | 7,171 |
| Total noninterest expense | $3,457,000 | 4,325 |
| Salaries and employee benefits | $2,104,000 | 3,977 |
| Premises and equipment expense | $392,000 | 4,915 |
| Additional noninterest expense | $961,000 | 4,555 |
| Pre-tax net operating income | $1,553,000 | 4,288 |
| Securities gains (losses) | $12,000 | 1,423 |
| Applicable income taxes | $395,000 | 3,719 |
| Income before extraordinary items | $1,170,000 | 4,413 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,170,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,230 |
| Cash dividends | $425,000 | 3,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,161,000 | 4,390 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 3,445 |
| Total interest expense | $2,849,000 | 2,644 |
| Net interest income | $3,713,000 | 3,978 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $122,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 6,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,221 |
| Total noninterest expense | $2,387,000 | 4,564 |
| Salaries and employee benefits | $1,382,000 | 4,362 |
| Premises and equipment expense | $298,000 | 4,864 |
| Additional noninterest expense | $707,000 | 4,597 |
| Pre-tax net operating income | $1,298,000 | 4,123 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $327,000 | 3,648 |
| Income before extraordinary items | $983,000 | 4,213 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $983,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $425,000 | 3,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $974,000 | 4,182 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 3,529 |
| Total interest expense | $1,775,000 | 2,657 |
| Net interest income | $2,357,000 | 4,106 |
| Provision for loan and lease losses | $121,000 | 2,999 |
| Total noninterest income | $75,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $47,000 | 6,391 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $1,609,000 | 4,518 |
| Salaries and employee benefits | $943,000 | 4,266 |
| Premises and equipment expense | $202,000 | 4,786 |
| Additional noninterest expense | $464,000 | 4,623 |
| Pre-tax net operating income | $702,000 | 4,610 |
| Securities gains (losses) | $12,000 | 1,290 |
| Applicable income taxes | $153,000 | 4,217 |
| Income before extraordinary items | $561,000 | 4,597 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $561,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $374,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $551,520 | 4,594 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 3,714 |
| Total interest expense | $780,000 | 2,856 |
| Net interest income | $1,141,000 | 4,219 |
| Provision for loan and lease losses | $7,000 | 5,663 |
| Total noninterest income | $39,000 | 7,451 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $832,000 | 4,432 |
| Salaries and employee benefits | $499,000 | 4,095 |
| Premises and equipment expense | $101,000 | 4,827 |
| Additional noninterest expense | $232,000 | 4,619 |
| Pre-tax net operating income | $341,000 | 4,659 |
| Securities gains (losses) | $12,000 | 950 |
| Applicable income taxes | $74,000 | 4,218 |
| Income before extraordinary items | $279,000 | 4,573 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $279,000 | 4,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $339,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $269,520 | 4,633 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,156,000 | 3,742 |
| Total interest expense | $2,327,000 | 3,226 |
| Net interest income | $4,829,000 | 3,903 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $139,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $109,000 | 6,343 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,956 |
| Total noninterest expense | $3,165,000 | 4,488 |
| Salaries and employee benefits | $1,919,000 | 4,129 |
| Premises and equipment expense | $369,000 | 5,036 |
| Additional noninterest expense | $877,000 | 4,781 |
| Pre-tax net operating income | $1,743,000 | 3,864 |
| Securities gains (losses) | $122,000 | 1,116 |
| Applicable income taxes | $403,000 | 3,717 |
| Income before extraordinary items | $1,462,000 | 3,696 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,462,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $77,000 | 5,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,366,840 | 3,798 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,332,000 | 3,733 |
| Total interest expense | $1,665,000 | 3,295 |
| Net interest income | $3,667,000 | 3,858 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $107,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $84,000 | 6,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 7,956 |
| Total noninterest expense | $2,062,000 | 4,935 |
| Salaries and employee benefits | $1,149,000 | 4,824 |
| Premises and equipment expense | $270,000 | 5,086 |
| Additional noninterest expense | $643,000 | 4,823 |
| Pre-tax net operating income | $1,652,000 | 3,364 |
| Securities gains (losses) | $42,000 | 1,794 |
| Applicable income taxes | $409,000 | 3,260 |
| Income before extraordinary items | $1,285,000 | 3,373 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,285,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $67,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,253,080 | 3,339 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 3,780 |
| Total interest expense | $1,074,000 | 3,384 |
| Net interest income | $2,418,000 | 3,886 |
| Provision for loan and lease losses | $41,000 | 5,001 |
| Total noninterest income | $74,000 | 7,708 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $59,000 | 6,260 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $1,382,000 | 4,930 |
| Salaries and employee benefits | $769,000 | 4,849 |
| Premises and equipment expense | $185,000 | 5,027 |
| Additional noninterest expense | $428,000 | 4,837 |
| Pre-tax net operating income | $1,069,000 | 3,378 |
| Securities gains (losses) | $58,000 | 1,362 |
| Applicable income taxes | $271,000 | 3,252 |
| Income before extraordinary items | $856,000 | 3,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $856,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $67,000 | 4,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $811,920 | 3,403 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 3,871 |
| Total interest expense | $504,000 | 3,615 |
| Net interest income | $1,198,000 | 3,900 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $36,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $702,000 | 4,915 |
| Salaries and employee benefits | $396,000 | 4,776 |
| Premises and equipment expense | $91,000 | 5,132 |
| Additional noninterest expense | $215,000 | 4,818 |
| Pre-tax net operating income | $524,000 | 3,393 |
| Securities gains (losses) | $25,000 | 1,594 |
| Applicable income taxes | $132,000 | 3,327 |
| Income before extraordinary items | $417,000 | 3,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $417,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $35,000 | 3,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $398,000 | 3,417 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 4,241 |
| Total interest expense | $2,017,000 | 4,004 |
| Net interest income | $4,126,000 | 4,266 |
| Provision for loan and lease losses | $76,000 | 5,707 |
| Total noninterest income | $157,000 | 7,731 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $125,000 | 6,206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $32,000 | 8,051 |
| Total noninterest expense | $2,760,000 | 4,874 |
| Salaries and employee benefits | $1,536,000 | 4,773 |
| Premises and equipment expense | $380,000 | 4,919 |
| Additional noninterest expense | $844,000 | 4,879 |
| Pre-tax net operating income | $1,447,000 | 4,210 |
| Securities gains (losses) | $22,000 | 3,160 |
| Applicable income taxes | $354,000 | 4,020 |
| Income before extraordinary items | $1,115,000 | 4,322 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,115,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,824 |
| Cash dividends | $79,000 | 5,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,098,280 | 4,211 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 4,359 |
| Total interest expense | $1,486,000 | 4,175 |
| Net interest income | $3,026,000 | 4,363 |
| Provision for loan and lease losses | $76,000 | 5,192 |
| Total noninterest income | $115,000 | 7,835 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $93,000 | 6,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $1,893,000 | 5,164 |
| Salaries and employee benefits | $1,000,000 | 5,252 |
| Premises and equipment expense | $286,000 | 4,880 |
| Additional noninterest expense | $607,000 | 4,961 |
| Pre-tax net operating income | $1,172,000 | 4,140 |
| Securities gains (losses) | $22,000 | 2,902 |
| Applicable income taxes | $324,000 | 3,785 |
| Income before extraordinary items | $870,000 | 4,385 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $870,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $79,000 | 4,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $853,940 | 4,264 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 4,423 |
| Total interest expense | $972,000 | 4,333 |
| Net interest income | $1,993,000 | 4,408 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $80,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $62,000 | 6,251 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $1,232,000 | 5,242 |
| Salaries and employee benefits | $650,000 | 5,357 |
| Premises and equipment expense | $191,000 | 4,851 |
| Additional noninterest expense | $391,000 | 5,088 |
| Pre-tax net operating income | $766,000 | 4,175 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $219,000 | 3,788 |
| Income before extraordinary items | $556,000 | 4,513 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $556,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,597 |
| Cash dividends | $52,000 | 4,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $549,520 | 4,328 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 4,555 |
| Total interest expense | $476,000 | 4,495 |
| Net interest income | $954,000 | 4,538 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $613,000 | 5,265 |
| Salaries and employee benefits | $320,000 | 5,425 |
| Premises and equipment expense | $98,000 | 4,773 |
| Additional noninterest expense | $195,000 | 5,052 |
| Pre-tax net operating income | $374,000 | 4,208 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $112,000 | 3,747 |
| Income before extraordinary items | $267,000 | 4,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $263,500 | 4,383 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 4,840 |
| Total interest expense | $1,737,000 | 5,246 |
| Net interest income | $3,762,000 | 4,535 |
| Provision for loan and lease losses | $192,000 | 4,459 |
| Total noninterest income | $165,000 | 7,668 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $123,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,814 |
| Total noninterest expense | $2,397,000 | 5,226 |
| Salaries and employee benefits | $1,273,000 | 5,263 |
| Premises and equipment expense | $348,000 | 5,112 |
| Additional noninterest expense | $776,000 | 5,040 |
| Pre-tax net operating income | $1,338,000 | 4,404 |
| Securities gains (losses) | $64,000 | 2,184 |
| Applicable income taxes | $438,000 | 3,714 |
| Income before extraordinary items | $964,000 | 4,695 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $964,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $123,000 | 5,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $919,840 | 4,696 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 5,511 |
| Total interest expense | $2,044,000 | 6,030 |
| Net interest income | $3,113,000 | 4,928 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $135,000 | 8,036 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $106,000 | 6,467 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $29,000 | 8,383 |
| Total noninterest expense | $2,265,000 | 5,288 |
| Salaries and employee benefits | $1,190,000 | 5,356 |
| Premises and equipment expense | $326,000 | 5,266 |
| Additional noninterest expense | $749,000 | 5,015 |
| Pre-tax net operating income | $928,000 | 5,097 |
| Securities gains (losses) | $-5,000 | 9,212 |
| Applicable income taxes | $263,000 | 4,527 |
| Income before extraordinary items | $660,000 | 5,368 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $660,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $90,000 | 5,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $663,600 | 5,234 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 6,226 |
| Total interest expense | $1,862,000 | 6,491 |
| Net interest income | $2,471,000 | 5,857 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $411,000 | 5,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 6,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,885 |
| Total noninterest expense | $2,006,000 | 5,673 |
| Salaries and employee benefits | $1,029,000 | 5,801 |
| Premises and equipment expense | $329,000 | 5,144 |
| Additional noninterest expense | $648,000 | 5,484 |
| Pre-tax net operating income | $766,000 | 5,985 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $265,000 | 4,854 |
| Income before extraordinary items | $509,000 | 6,265 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $509,000 | 6,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,889 |
| Cash dividends | $172,000 | 5,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $503,720 | 6,316 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 6,670 |
| Total interest expense | $1,406,000 | 7,180 |
| Net interest income | $2,245,000 | 6,194 |
| Provision for loan and lease losses | $117,000 | 4,922 |
| Total noninterest income | $399,000 | 5,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,927 |
| Total noninterest expense | $1,818,000 | 6,048 |
| Salaries and employee benefits | $958,000 | 6,056 |
| Premises and equipment expense | $305,000 | 5,412 |
| Additional noninterest expense | $555,000 | 6,116 |
| Pre-tax net operating income | $709,000 | 6,287 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $257,000 | 5,139 |
| Income before extraordinary items | $454,000 | 6,671 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $454,000 | 6,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,488 |
| Cash dividends | $29,000 | 6,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $452,720 | 6,661 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 7,503 |
| Total interest expense | $1,252,000 | 7,786 |
| Net interest income | $1,777,000 | 7,100 |
| Provision for loan and lease losses | $47,000 | 6,746 |
| Total noninterest income | $299,000 | 6,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,743 |
| Total noninterest expense | $1,549,000 | 6,547 |
| Salaries and employee benefits | $823,000 | 6,582 |
| Premises and equipment expense | $280,000 | 5,588 |
| Additional noninterest expense | $446,000 | 6,837 |
| Pre-tax net operating income | $480,000 | 7,480 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $174,000 | 6,522 |
| Income before extraordinary items | $306,000 | 7,833 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $306,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $306,000 | 7,747 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 9,099 |
| Total interest expense | $675,000 | 9,603 |
| Net interest income | $1,252,000 | 8,576 |
| Provision for loan and lease losses | $103,000 | 5,098 |
| Total noninterest income | $224,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,684 |
| Total noninterest expense | $1,123,000 | 7,929 |
| Salaries and employee benefits | $506,000 | 8,563 |
| Premises and equipment expense | $172,000 | 7,344 |
| Additional noninterest expense | $445,000 | 6,971 |
| Pre-tax net operating income | $250,000 | 9,292 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $250,000 | 8,754 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $250,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 906 |
| Net operating income | $250,000 | 8,718 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 10,391 |
| Total interest expense | $402,000 | 10,869 |
| Net interest income | $896,000 | 9,844 |
| Provision for loan and lease losses | $83,000 | 5,545 |
| Total noninterest income | $60,000 | 10,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $794,000 | 9,447 |
| Salaries and employee benefits | $406,000 | 9,566 |
| Premises and equipment expense | $163,000 | 7,772 |
| Additional noninterest expense | $225,000 | 9,655 |
| Pre-tax net operating income | $79,000 | 10,476 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $79,000 | 10,393 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $79,000 | 10,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $79,000 | 10,350 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $255,000 | 11,901 |
| Total interest expense | $68,000 | 11,891 |
| Net interest income | $187,000 | 11,875 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $8,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 10,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,841 |
| Total noninterest expense | $452,000 | 11,229 |
| Salaries and employee benefits | $235,000 | 11,267 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $139,000 | 11,195 |
| Pre-tax net operating income | $-307,000 | 11,731 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-307,000 | 11,736 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-307,000 | 11,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,317,000 | 192 |
| Net operating income | $-307,000 | 11,724 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.