Home > First America Bank > Income and Expense
First America Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 2,712 |
| Total interest expense | $362,000 | 1,855 |
| Net interest income | $1,796,000 | 2,829 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $497,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $48,000 | 3,764 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $449,000 | 1,636 |
| Total noninterest expense | $1,797,000 | 2,542 |
| Salaries and employee benefits | $924,000 | 2,676 |
| Premises and equipment expense | $289,000 | 1,996 |
| Additional noninterest expense | $584,000 | 2,474 |
| Pre-tax net operating income | $496,000 | 3,032 |
| Securities gains (losses) | $34,000 | 1,012 |
| Applicable income taxes | $190,000 | 1,877 |
| Income before extraordinary items | $340,000 | 3,425 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $340,000 | 3,428 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $340,000 | 3,428 |
| Net charge-offs | $7,000 | 2,613 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $318,240 | 3,459 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,757,000 | 2,705 |
| Total interest expense | $1,500,000 | 1,882 |
| Net interest income | $7,257,000 | 2,818 |
| Provision for loan and lease losses | $22,000 | 4,223 |
| Total noninterest income | $1,495,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $236,000 | 3,645 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,259,000 | 2,010 |
| Total noninterest expense | $7,497,000 | 2,449 |
| Salaries and employee benefits | $3,934,000 | 2,538 |
| Premises and equipment expense | $1,212,000 | 1,901 |
| Additional noninterest expense | $2,351,000 | 2,534 |
| Pre-tax net operating income | $1,233,000 | 3,802 |
| Securities gains (losses) | $72,000 | 1,479 |
| Applicable income taxes | $561,000 | 2,088 |
| Income before extraordinary items | $744,000 | 4,409 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $744,000 | 4,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $744,000 | 4,410 |
| Net charge-offs | $603,000 | 1,296 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $697,920 | 4,445 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,548,000 | 2,730 |
| Total interest expense | $1,130,000 | 1,904 |
| Net interest income | $5,418,000 | 2,849 |
| Provision for loan and lease losses | $22,000 | 3,913 |
| Total noninterest income | $1,181,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $175,000 | 3,711 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,006,000 | 1,921 |
| Total noninterest expense | $5,738,000 | 2,408 |
| Salaries and employee benefits | $2,983,000 | 2,507 |
| Premises and equipment expense | $957,000 | 1,822 |
| Additional noninterest expense | $1,798,000 | 2,504 |
| Pre-tax net operating income | $839,000 | 4,053 |
| Securities gains (losses) | $72,000 | 1,217 |
| Applicable income taxes | $363,000 | 2,287 |
| Income before extraordinary items | $548,000 | 4,475 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $548,000 | 4,475 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $548,000 | 4,476 |
| Net charge-offs | $571,000 | 1,044 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $501,920 | 4,551 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 2,749 |
| Total interest expense | $750,000 | 1,940 |
| Net interest income | $3,582,000 | 2,873 |
| Provision for loan and lease losses | $22,000 | 3,598 |
| Total noninterest income | $710,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $154,000 | 3,173 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $556,000 | 2,175 |
| Total noninterest expense | $3,824,000 | 2,417 |
| Salaries and employee benefits | $2,012,000 | 2,494 |
| Premises and equipment expense | $635,000 | 1,850 |
| Additional noninterest expense | $1,177,000 | 2,537 |
| Pre-tax net operating income | $446,000 | 4,361 |
| Securities gains (losses) | $72,000 | 964 |
| Applicable income taxes | $182,000 | 2,497 |
| Income before extraordinary items | $336,000 | 4,558 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $336,000 | 4,561 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $336,000 | 4,562 |
| Net charge-offs | $456,000 | 941 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $289,200 | 4,736 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 2,779 |
| Total interest expense | $392,000 | 1,900 |
| Net interest income | $1,738,000 | 2,942 |
| Provision for loan and lease losses | $22,000 | 2,919 |
| Total noninterest income | $465,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $76,000 | 3,174 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $389,000 | 1,694 |
| Total noninterest expense | $1,946,000 | 2,393 |
| Salaries and employee benefits | $1,031,000 | 2,441 |
| Premises and equipment expense | $317,000 | 1,891 |
| Additional noninterest expense | $598,000 | 2,488 |
| Pre-tax net operating income | $235,000 | 4,202 |
| Securities gains (losses) | $34,000 | 774 |
| Applicable income taxes | $90,000 | 2,440 |
| Income before extraordinary items | $179,000 | 4,436 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 4,438 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $179,000 | 4,438 |
| Net charge-offs | $322,000 | 684 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $156,220 | 4,587 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,161,000 | 2,898 |
| Total interest expense | $1,670,000 | 1,986 |
| Net interest income | $6,491,000 | 3,072 |
| Provision for loan and lease losses | $933,000 | 1,167 |
| Total noninterest income | $2,006,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $341,000 | 3,141 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,665,000 | 1,734 |
| Total noninterest expense | $7,275,000 | 2,541 |
| Salaries and employee benefits | $3,712,000 | 2,665 |
| Premises and equipment expense | $1,204,000 | 1,904 |
| Additional noninterest expense | $2,359,000 | 2,593 |
| Pre-tax net operating income | $289,000 | 5,516 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $47,000 | 3,788 |
| Income before extraordinary items | $242,000 | 5,593 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $242,000 | 5,597 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $242,000 | 5,597 |
| Net charge-offs | $1,296,000 | 1,042 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 839 |
| Net operating income | $242,000 | 5,539 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 2,949 |
| Total interest expense | $1,268,000 | 2,015 |
| Net interest income | $4,782,000 | 3,132 |
| Provision for loan and lease losses | $847,000 | 1,014 |
| Total noninterest income | $1,565,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $261,000 | 3,113 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,304,000 | 1,715 |
| Total noninterest expense | $5,328,000 | 2,603 |
| Salaries and employee benefits | $2,760,000 | 2,682 |
| Premises and equipment expense | $901,000 | 1,927 |
| Additional noninterest expense | $1,667,000 | 2,739 |
| Pre-tax net operating income | $172,000 | 5,760 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $72,000 | 3,511 |
| Income before extraordinary items | $100,000 | 6,021 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $100,000 | 6,023 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $100,000 | 6,023 |
| Net charge-offs | $981,000 | 1,020 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 764 |
| Net operating income | $100,000 | 5,961 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,017,000 | 2,961 |
| Total interest expense | $848,000 | 2,031 |
| Net interest income | $3,169,000 | 3,155 |
| Provision for loan and lease losses | $804,000 | 793 |
| Total noninterest income | $1,127,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $173,000 | 3,108 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $954,000 | 1,633 |
| Total noninterest expense | $3,434,000 | 2,680 |
| Salaries and employee benefits | $1,815,000 | 2,742 |
| Premises and equipment expense | $598,000 | 1,931 |
| Additional noninterest expense | $1,021,000 | 2,922 |
| Pre-tax net operating income | $58,000 | 6,034 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $27,000 | 3,804 |
| Income before extraordinary items | $31,000 | 6,242 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $31,000 | 6,244 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $31,000 | 6,244 |
| Net charge-offs | $978,000 | 775 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 694 |
| Net operating income | $31,000 | 6,162 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 2,987 |
| Total interest expense | $421,000 | 2,097 |
| Net interest income | $1,580,000 | 3,171 |
| Provision for loan and lease losses | $504,000 | 689 |
| Total noninterest income | $835,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $90,000 | 2,991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $745,000 | 1,202 |
| Total noninterest expense | $1,739,000 | 2,689 |
| Salaries and employee benefits | $908,000 | 2,747 |
| Premises and equipment expense | $294,000 | 1,996 |
| Additional noninterest expense | $537,000 | 2,811 |
| Pre-tax net operating income | $172,000 | 4,686 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $66,000 | 2,793 |
| Income before extraordinary items | $106,000 | 5,176 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $106,000 | 5,178 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $106,000 | 5,178 |
| Net charge-offs | $845,000 | 538 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 645 |
| Net operating income | $106,000 | 5,077 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,568,000 | 2,935 |
| Total interest expense | $1,957,000 | 2,170 |
| Net interest income | $6,611,000 | 3,129 |
| Provision for loan and lease losses | $310,000 | 3,317 |
| Total noninterest income | $101,000 | 6,284 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $410,000 | 2,887 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-309,000 | 6,866 |
| Total noninterest expense | $6,967,000 | 2,666 |
| Salaries and employee benefits | $3,305,000 | 2,923 |
| Premises and equipment expense | $1,290,000 | 1,827 |
| Additional noninterest expense | $2,372,000 | 2,680 |
| Pre-tax net operating income | $-565,000 | 6,526 |
| Securities gains (losses) | $275,000 | 1,431 |
| Applicable income taxes | $-169,000 | 6,765 |
| Income before extraordinary items | $-121,000 | 6,426 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-121,000 | 6,420 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-121,000 | 6,422 |
| Net charge-offs | $1,468,000 | 1,426 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 665 |
| Net operating income | $-297,000 | 6,435 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,541,000 | 2,954 |
| Total interest expense | $1,540,000 | 2,171 |
| Net interest income | $5,001,000 | 3,157 |
| Provision for loan and lease losses | $169,000 | 3,742 |
| Total noninterest income | $691,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $306,000 | 2,926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $385,000 | 3,330 |
| Total noninterest expense | $5,250,000 | 2,666 |
| Salaries and employee benefits | $2,458,000 | 2,953 |
| Premises and equipment expense | $997,000 | 1,789 |
| Additional noninterest expense | $1,795,000 | 2,678 |
| Pre-tax net operating income | $273,000 | 5,402 |
| Securities gains (losses) | $275,000 | 1,189 |
| Applicable income taxes | $223,000 | 2,741 |
| Income before extraordinary items | $325,000 | 5,232 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $325,000 | 5,230 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $325,000 | 5,230 |
| Net charge-offs | $1,347,000 | 1,211 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 639 |
| Net operating income | $149,000 | 5,785 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 2,954 |
| Total interest expense | $1,084,000 | 2,136 |
| Net interest income | $3,328,000 | 3,174 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $421,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $210,000 | 2,849 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $211,000 | 3,596 |
| Total noninterest expense | $3,541,000 | 2,653 |
| Salaries and employee benefits | $1,636,000 | 2,969 |
| Premises and equipment expense | $665,000 | 1,781 |
| Additional noninterest expense | $1,240,000 | 2,604 |
| Pre-tax net operating income | $208,000 | 5,264 |
| Securities gains (losses) | $193,000 | 1,122 |
| Applicable income taxes | $160,000 | 2,654 |
| Income before extraordinary items | $241,000 | 5,099 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $241,000 | 5,099 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $241,000 | 5,099 |
| Net charge-offs | $903,000 | 1,221 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 615 |
| Net operating income | $117,480 | 5,673 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 2,935 |
| Total interest expense | $570,000 | 2,125 |
| Net interest income | $1,689,000 | 3,144 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $151,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $106,000 | 2,801 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $1,862,000 | 2,531 |
| Salaries and employee benefits | $824,000 | 2,966 |
| Premises and equipment expense | $325,000 | 1,822 |
| Additional noninterest expense | $713,000 | 2,246 |
| Pre-tax net operating income | $-22,000 | 6,539 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $20,000 | 3,671 |
| Income before extraordinary items | $-42,000 | 6,691 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-42,000 | 6,693 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-42,000 | 6,693 |
| Net charge-offs | $118,000 | 2,308 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 553 |
| Net operating income | $-42,000 | 6,608 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,651,000 | 2,837 |
| Total interest expense | $2,819,000 | 2,069 |
| Net interest income | $6,832,000 | 3,135 |
| Provision for loan and lease losses | $5,717,000 | 702 |
| Total noninterest income | $1,223,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $449,000 | 2,797 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $774,000 | 2,501 |
| Total noninterest expense | $7,188,000 | 2,610 |
| Salaries and employee benefits | $3,356,000 | 2,843 |
| Premises and equipment expense | $1,356,000 | 1,833 |
| Additional noninterest expense | $2,476,000 | 2,607 |
| Pre-tax net operating income | $-4,850,000 | 7,050 |
| Securities gains (losses) | $84,000 | 2,205 |
| Applicable income taxes | $-1,682,000 | 7,233 |
| Income before extraordinary items | $-3,084,000 | 6,958 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,084,000 | 6,959 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,084,000 | 6,959 |
| Net charge-offs | $4,868,000 | 813 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 762 |
| Net operating income | $-3,138,600 | 6,944 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,398,000 | 2,820 |
| Total interest expense | $2,165,000 | 2,102 |
| Net interest income | $5,233,000 | 3,092 |
| Provision for loan and lease losses | $3,024,000 | 929 |
| Total noninterest income | $494,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $310,000 | 2,968 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $184,000 | 4,218 |
| Total noninterest expense | $5,356,000 | 2,626 |
| Salaries and employee benefits | $2,562,000 | 2,799 |
| Premises and equipment expense | $1,016,000 | 1,849 |
| Additional noninterest expense | $1,778,000 | 2,699 |
| Pre-tax net operating income | $-2,653,000 | 7,076 |
| Securities gains (losses) | $72,000 | 2,056 |
| Applicable income taxes | $-967,000 | 7,295 |
| Income before extraordinary items | $-1,614,000 | 7,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,614,000 | 7,003 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,614,000 | 7,003 |
| Net charge-offs | $2,218,000 | 1,140 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 634 |
| Net operating income | $-1,660,080 | 6,985 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 2,820 |
| Total interest expense | $1,448,000 | 2,170 |
| Net interest income | $3,525,000 | 3,063 |
| Provision for loan and lease losses | $1,902,000 | 946 |
| Total noninterest income | $457,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $200,000 | 3,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $257,000 | 3,118 |
| Total noninterest expense | $3,547,000 | 2,662 |
| Salaries and employee benefits | $1,714,000 | 2,814 |
| Premises and equipment expense | $665,000 | 1,903 |
| Additional noninterest expense | $1,168,000 | 2,797 |
| Pre-tax net operating income | $-1,467,000 | 7,094 |
| Securities gains (losses) | $41,000 | 1,708 |
| Applicable income taxes | $-535,000 | 7,344 |
| Income before extraordinary items | $-891,000 | 6,995 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-891,000 | 6,994 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-891,000 | 6,995 |
| Net charge-offs | $1,506,000 | 1,116 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 561 |
| Net operating income | $-917,240 | 6,988 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 2,791 |
| Total interest expense | $726,000 | 2,241 |
| Net interest income | $1,809,000 | 2,983 |
| Provision for loan and lease losses | $1,084,000 | 807 |
| Total noninterest income | $238,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $101,000 | 2,954 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,061 |
| Total noninterest expense | $1,741,000 | 2,722 |
| Salaries and employee benefits | $854,000 | 2,838 |
| Premises and equipment expense | $322,000 | 2,000 |
| Additional noninterest expense | $565,000 | 2,864 |
| Pre-tax net operating income | $-778,000 | 7,206 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-295,000 | 7,422 |
| Income before extraordinary items | $-483,000 | 7,120 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-483,000 | 7,121 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-483,000 | 7,121 |
| Net charge-offs | $1,402,000 | 678 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 516 |
| Net operating income | $-483,000 | 7,113 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,620,000 | 2,813 |
| Total interest expense | $3,402,000 | 2,321 |
| Net interest income | $7,218,000 | 2,994 |
| Provision for loan and lease losses | $1,394,000 | 2,567 |
| Total noninterest income | $736,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $455,000 | 2,826 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $281,000 | 4,049 |
| Total noninterest expense | $6,879,000 | 2,762 |
| Salaries and employee benefits | $3,354,000 | 2,834 |
| Premises and equipment expense | $1,343,000 | 1,909 |
| Additional noninterest expense | $2,182,000 | 3,003 |
| Pre-tax net operating income | $-319,000 | 6,132 |
| Securities gains (losses) | $128,000 | 1,948 |
| Applicable income taxes | $-447,000 | 7,141 |
| Income before extraordinary items | $256,000 | 5,096 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $256,000 | 5,100 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $256,000 | 5,100 |
| Net charge-offs | $642,000 | 3,297 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 894 |
| Net operating income | $174,080 | 5,235 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,972,000 | 2,859 |
| Total interest expense | $2,949,000 | 2,107 |
| Net interest income | $5,023,000 | 3,228 |
| Provision for loan and lease losses | $970,000 | 2,555 |
| Total noninterest income | $996,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $699,000 | 1,654 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $297,000 | 3,565 |
| Total noninterest expense | $5,139,000 | 2,779 |
| Salaries and employee benefits | $2,525,000 | 2,830 |
| Premises and equipment expense | $1,035,000 | 1,881 |
| Additional noninterest expense | $1,579,000 | 3,069 |
| Pre-tax net operating income | $-90,000 | 6,150 |
| Securities gains (losses) | $100,000 | 1,940 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $6,000 | 6,097 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,000 | 6,098 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $6,000 | 6,098 |
| Net charge-offs | $390,000 | 3,398 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,017 |
| Net operating income | $-58,000 | 6,134 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 2,839 |
| Total interest expense | $2,048,000 | 2,116 |
| Net interest income | $3,352,000 | 3,211 |
| Provision for loan and lease losses | $717,000 | 2,341 |
| Total noninterest income | $758,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $522,000 | 1,510 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $236,000 | 3,213 |
| Total noninterest expense | $3,531,000 | 2,712 |
| Salaries and employee benefits | $1,678,000 | 2,840 |
| Premises and equipment expense | $685,000 | 1,904 |
| Additional noninterest expense | $1,168,000 | 2,779 |
| Pre-tax net operating income | $-138,000 | 6,347 |
| Securities gains (losses) | $26,000 | 2,244 |
| Applicable income taxes | $-42,000 | 7,050 |
| Income before extraordinary items | $-70,000 | 6,356 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-70,000 | 6,358 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-70,000 | 6,356 |
| Net charge-offs | $348,000 | 2,870 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 967 |
| Net operating income | $-86,640 | 6,309 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 3,022 |
| Total interest expense | $1,069,000 | 2,126 |
| Net interest income | $1,508,000 | 3,541 |
| Provision for loan and lease losses | $642,000 | 1,556 |
| Total noninterest income | $355,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $250,000 | 1,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $105,000 | 3,412 |
| Total noninterest expense | $1,789,000 | 2,720 |
| Salaries and employee benefits | $845,000 | 2,868 |
| Premises and equipment expense | $338,000 | 1,989 |
| Additional noninterest expense | $606,000 | 2,682 |
| Pre-tax net operating income | $-568,000 | 7,220 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-214,000 | 7,572 |
| Income before extraordinary items | $-354,000 | 7,134 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-354,000 | 7,137 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-354,000 | 7,135 |
| Net charge-offs | $324,000 | 1,962 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 996 |
| Net operating income | $-354,000 | 7,105 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,062,000 | 4,584 |
| Total interest expense | $2,454,000 | 3,946 |
| Net interest income | $3,608,000 | 4,893 |
| Provision for loan and lease losses | $3,179,000 | 1,902 |
| Total noninterest income | $639,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $153,000 | 5,126 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $486,000 | 3,245 |
| Total noninterest expense | $4,518,000 | 3,992 |
| Salaries and employee benefits | $2,028,000 | 4,317 |
| Premises and equipment expense | $964,000 | 2,668 |
| Additional noninterest expense | $1,526,000 | 4,032 |
| Pre-tax net operating income | $-3,450,000 | 6,974 |
| Securities gains (losses) | $53,000 | 2,587 |
| Applicable income taxes | $-1,338,000 | 7,386 |
| Income before extraordinary items | $-2,059,000 | 6,776 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,059,000 | 6,773 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,059,000 | 6,774 |
| Net charge-offs | $1,507,000 | 2,368 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,243 |
| Net operating income | $-2,092,920 | 6,776 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 5,249 |
| Total interest expense | $1,533,000 | 4,538 |
| Net interest income | $2,134,000 | 5,547 |
| Provision for loan and lease losses | $1,452,000 | 2,262 |
| Total noninterest income | $206,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $91,000 | 5,507 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $115,000 | 5,187 |
| Total noninterest expense | $2,811,000 | 4,536 |
| Salaries and employee benefits | $1,318,000 | 4,766 |
| Premises and equipment expense | $636,000 | 2,995 |
| Additional noninterest expense | $857,000 | 4,855 |
| Pre-tax net operating income | $-1,923,000 | 7,019 |
| Securities gains (losses) | $30,000 | 2,554 |
| Applicable income taxes | $-712,000 | 7,449 |
| Income before extraordinary items | $-1,181,000 | 6,843 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,181,000 | 6,844 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,181,000 | 6,844 |
| Net charge-offs | $1,163,000 | 2,039 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,151 |
| Net operating income | $-1,200,200 | 6,840 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 5,291 |
| Total interest expense | $1,057,000 | 4,564 |
| Net interest income | $1,394,000 | 5,601 |
| Provision for loan and lease losses | $11,000 | 6,892 |
| Total noninterest income | $143,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $62,000 | 5,487 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $81,000 | 5,140 |
| Total noninterest expense | $1,828,000 | 4,639 |
| Salaries and employee benefits | $881,000 | 4,806 |
| Premises and equipment expense | $422,000 | 3,044 |
| Additional noninterest expense | $525,000 | 5,110 |
| Pre-tax net operating income | $-302,000 | 6,432 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-114,000 | 7,179 |
| Income before extraordinary items | $-188,000 | 6,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-188,000 | 6,359 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-188,000 | 6,359 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,112 |
| Net operating income | $-188,000 | 6,344 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 5,329 |
| Total interest expense | $567,000 | 4,486 |
| Net interest income | $661,000 | 5,735 |
| Provision for loan and lease losses | $11,000 | 6,270 |
| Total noninterest income | $78,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $888,000 | 4,650 |
| Salaries and employee benefits | $442,000 | 4,854 |
| Premises and equipment expense | $211,000 | 3,099 |
| Additional noninterest expense | $235,000 | 5,120 |
| Pre-tax net operating income | $-160,000 | 6,815 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-60,000 | 7,456 |
| Income before extraordinary items | $-100,000 | 6,811 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-100,000 | 6,811 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-100,000 | 6,812 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 994 |
| Net operating income | $-100,000 | 6,719 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,100,000 | 4,881 |
| Total interest expense | $3,228,000 | 4,037 |
| Net interest income | $2,872,000 | 5,529 |
| Provision for loan and lease losses | $130,000 | 5,723 |
| Total noninterest income | $390,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $163,000 | 5,162 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $227,000 | 4,635 |
| Total noninterest expense | $3,478,000 | 4,663 |
| Salaries and employee benefits | $1,827,000 | 4,741 |
| Premises and equipment expense | $843,000 | 3,047 |
| Additional noninterest expense | $808,000 | 5,447 |
| Pre-tax net operating income | $-346,000 | 6,668 |
| Securities gains (losses) | $138,000 | 918 |
| Applicable income taxes | $-67,000 | 7,002 |
| Income before extraordinary items | $-141,000 | 6,412 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-141,000 | 6,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 4,617 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,275 |
| Net operating income | $-234,840 | 6,664 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,716,000 | 4,879 |
| Total interest expense | $2,521,000 | 4,060 |
| Net interest income | $2,195,000 | 5,524 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $318,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $129,000 | 5,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $189,000 | 4,529 |
| Total noninterest expense | $2,619,000 | 4,635 |
| Salaries and employee benefits | $1,388,000 | 4,728 |
| Premises and equipment expense | $638,000 | 3,036 |
| Additional noninterest expense | $593,000 | 5,455 |
| Pre-tax net operating income | $-151,000 | 6,984 |
| Securities gains (losses) | $85,000 | 1,070 |
| Applicable income taxes | $-21,000 | 7,353 |
| Income before extraordinary items | $-45,000 | 6,689 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-45,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,133 |
| Net operating income | $-102,800 | 6,956 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 4,937 |
| Total interest expense | $1,720,000 | 4,131 |
| Net interest income | $1,430,000 | 5,590 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $212,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $88,000 | 5,077 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $124,000 | 4,654 |
| Total noninterest expense | $1,759,000 | 4,641 |
| Salaries and employee benefits | $933,000 | 4,740 |
| Premises and equipment expense | $428,000 | 3,032 |
| Additional noninterest expense | $398,000 | 5,436 |
| Pre-tax net operating income | $-135,000 | 7,246 |
| Securities gains (losses) | $30,000 | 1,782 |
| Applicable income taxes | $-37,000 | 7,723 |
| Income before extraordinary items | $-68,000 | 7,192 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-68,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,041 |
| Net operating income | $-87,500 | 7,193 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 4,937 |
| Total interest expense | $888,000 | 4,222 |
| Net interest income | $728,000 | 5,571 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $107,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $63,000 | 4,607 |
| Total noninterest expense | $889,000 | 4,605 |
| Salaries and employee benefits | $470,000 | 4,763 |
| Premises and equipment expense | $214,000 | 3,034 |
| Additional noninterest expense | $205,000 | 5,302 |
| Pre-tax net operating income | $-54,000 | 7,413 |
| Securities gains (losses) | $28,000 | 1,404 |
| Applicable income taxes | $-9,000 | 7,832 |
| Income before extraordinary items | $-17,000 | 7,372 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-17,000 | 7,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 922 |
| Net operating income | $-35,200 | 7,388 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,980,000 | 4,741 |
| Total interest expense | $3,808,000 | 4,132 |
| Net interest income | $3,172,000 | 5,349 |
| Provision for loan and lease losses | $109,000 | 4,794 |
| Total noninterest income | $329,000 | 5,861 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $108,000 | 5,924 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $221,000 | 4,860 |
| Total noninterest expense | $3,401,000 | 4,622 |
| Salaries and employee benefits | $1,797,000 | 4,755 |
| Premises and equipment expense | $761,000 | 3,216 |
| Additional noninterest expense | $843,000 | 5,171 |
| Pre-tax net operating income | $-9,000 | 7,458 |
| Securities gains (losses) | $95,000 | 622 |
| Applicable income taxes | $36,000 | 5,115 |
| Income before extraordinary items | $50,000 | 7,321 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $50,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,218 |
| Net operating income | $-10,800 | 7,496 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,282,000 | 4,735 |
| Total interest expense | $2,899,000 | 4,102 |
| Net interest income | $2,383,000 | 5,372 |
| Provision for loan and lease losses | $99,000 | 4,145 |
| Total noninterest income | $230,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 6,074 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $156,000 | 5,010 |
| Total noninterest expense | $2,524,000 | 4,630 |
| Salaries and employee benefits | $1,318,000 | 4,795 |
| Premises and equipment expense | $561,000 | 3,243 |
| Additional noninterest expense | $645,000 | 5,061 |
| Pre-tax net operating income | $-10,000 | 7,667 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-4,000 | 7,993 |
| Income before extraordinary items | $-6,000 | 7,696 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-6,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-6,000 | 7,670 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 4,768 |
| Total interest expense | $1,927,000 | 4,108 |
| Net interest income | $1,574,000 | 5,434 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $147,000 | 6,173 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $49,000 | 6,112 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $98,000 | 5,155 |
| Total noninterest expense | $1,659,000 | 4,683 |
| Salaries and employee benefits | $850,000 | 4,938 |
| Premises and equipment expense | $352,000 | 3,426 |
| Additional noninterest expense | $457,000 | 4,867 |
| Pre-tax net operating income | $44,000 | 7,557 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $16,000 | 5,455 |
| Income before extraordinary items | $28,000 | 7,635 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $28,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $28,000 | 7,619 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 4,756 |
| Total interest expense | $965,000 | 4,099 |
| Net interest income | $787,000 | 5,433 |
| Provision for loan and lease losses | $-1,000 | 8,375 |
| Total noninterest income | $72,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $816,000 | 4,750 |
| Salaries and employee benefits | $416,000 | 5,038 |
| Premises and equipment expense | $170,000 | 3,543 |
| Additional noninterest expense | $230,000 | 4,807 |
| Pre-tax net operating income | $44,000 | 7,362 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $16,000 | 5,054 |
| Income before extraordinary items | $28,000 | 7,495 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $28,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $28,000 | 7,479 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,057,000 | 4,990 |
| Total interest expense | $3,090,000 | 4,237 |
| Net interest income | $2,967,000 | 5,559 |
| Provision for loan and lease losses | $140,000 | 4,163 |
| Total noninterest income | $266,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $231,000 | 4,679 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,597 |
| Total noninterest expense | $2,918,000 | 4,980 |
| Salaries and employee benefits | $1,532,000 | 5,123 |
| Premises and equipment expense | $618,000 | 3,671 |
| Additional noninterest expense | $768,000 | 5,343 |
| Pre-tax net operating income | $175,000 | 7,489 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $69,000 | 5,237 |
| Income before extraordinary items | $106,000 | 7,649 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $106,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $106,000 | 7,641 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 5,181 |
| Total interest expense | $2,070,000 | 4,456 |
| Net interest income | $2,179,000 | 5,673 |
| Provision for loan and lease losses | $129,000 | 3,721 |
| Total noninterest income | $202,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $176,000 | 4,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,656 |
| Total noninterest expense | $2,144,000 | 5,032 |
| Salaries and employee benefits | $1,123,000 | 5,169 |
| Premises and equipment expense | $448,000 | 3,791 |
| Additional noninterest expense | $573,000 | 5,367 |
| Pre-tax net operating income | $108,000 | 7,774 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $41,000 | 5,554 |
| Income before extraordinary items | $67,000 | 7,881 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $67,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $67,000 | 7,878 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 5,436 |
| Total interest expense | $1,162,000 | 4,817 |
| Net interest income | $1,410,000 | 5,783 |
| Provision for loan and lease losses | $86,000 | 3,640 |
| Total noninterest income | $127,000 | 6,561 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 4,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $1,387,000 | 5,146 |
| Salaries and employee benefits | $728,000 | 5,287 |
| Premises and equipment expense | $282,000 | 3,959 |
| Additional noninterest expense | $377,000 | 5,413 |
| Pre-tax net operating income | $64,000 | 7,887 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $24,000 | 5,702 |
| Income before extraordinary items | $40,000 | 7,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $40,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $40,000 | 7,977 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 5,646 |
| Total interest expense | $526,000 | 4,970 |
| Net interest income | $656,000 | 5,996 |
| Provision for loan and lease losses | $39,000 | 3,587 |
| Total noninterest income | $55,000 | 6,782 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $662,000 | 5,311 |
| Salaries and employee benefits | $346,000 | 5,471 |
| Premises and equipment expense | $131,000 | 4,167 |
| Additional noninterest expense | $185,000 | 5,419 |
| Pre-tax net operating income | $10,000 | 8,122 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $6,000 | 8,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,000 | 8,135 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 6,855 |
| Total interest expense | $1,212,000 | 5,786 |
| Net interest income | $1,473,000 | 7,334 |
| Provision for loan and lease losses | $279,000 | 2,985 |
| Total noninterest income | $74,000 | 8,200 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $46,000 | 7,142 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 7,911 |
| Total noninterest expense | $2,201,000 | 5,782 |
| Salaries and employee benefits | $1,171,000 | 5,875 |
| Premises and equipment expense | $357,000 | 5,221 |
| Additional noninterest expense | $673,000 | 5,709 |
| Pre-tax net operating income | $-933,000 | 8,620 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-350,000 | 8,734 |
| Income before extraordinary items | $-583,000 | 8,570 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-583,000 | 8,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,976,000 | 199 |
| Net operating income | $-583,000 | 8,552 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 7,280 |
| Total interest expense | $729,000 | 6,254 |
| Net interest income | $913,000 | 7,713 |
| Provision for loan and lease losses | $155,000 | 3,419 |
| Total noninterest income | $49,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 7,231 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $1,607,000 | 5,837 |
| Salaries and employee benefits | $863,000 | 5,888 |
| Premises and equipment expense | $253,000 | 5,393 |
| Additional noninterest expense | $491,000 | 5,759 |
| Pre-tax net operating income | $-800,000 | 8,682 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-301,000 | 8,787 |
| Income before extraordinary items | $-499,000 | 8,643 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-499,000 | 8,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 710 |
| Net operating income | $-499,000 | 8,617 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $937,000 | 7,579 |
| Total interest expense | $393,000 | 6,641 |
| Net interest income | $544,000 | 7,883 |
| Provision for loan and lease losses | $88,000 | 3,638 |
| Total noninterest income | $34,000 | 8,314 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $21,000 | 7,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $1,037,000 | 5,935 |
| Salaries and employee benefits | $557,000 | 5,996 |
| Premises and equipment expense | $143,000 | 5,844 |
| Additional noninterest expense | $337,000 | 5,656 |
| Pre-tax net operating income | $-547,000 | 8,690 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-206,000 | 8,794 |
| Income before extraordinary items | $-341,000 | 8,652 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-341,000 | 8,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-341,000 | 8,627 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $410,000 | 7,845 |
| Total interest expense | $179,000 | 6,799 |
| Net interest income | $231,000 | 8,189 |
| Provision for loan and lease losses | $32,000 | 3,873 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $490,000 | 6,184 |
| Salaries and employee benefits | $273,000 | 6,106 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $153,000 | 5,937 |
| Pre-tax net operating income | $-273,000 | 8,768 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-103,000 | 8,841 |
| Income before extraordinary items | $-170,000 | 8,727 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-170,000 | 8,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-170,000 | 8,706 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $389,000 | 8,819 |
| Total interest expense | $146,000 | 8,621 |
| Net interest income | $243,000 | 8,848 |
| Provision for loan and lease losses | $161,000 | 4,114 |
| Total noninterest income | $19,000 | 8,785 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $16,000 | 7,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,000 | 8,748 |
| Total noninterest expense | $1,407,000 | 7,056 |
| Salaries and employee benefits | $596,000 | 7,677 |
| Premises and equipment expense | $105,000 | 7,910 |
| Additional noninterest expense | $706,000 | 5,501 |
| Pre-tax net operating income | $-1,306,000 | 8,844 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-490,000 | 8,900 |
| Income before extraordinary items | $-816,000 | 8,796 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-816,000 | 8,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 102 |
| Net operating income | $-816,000 | 8,777 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $125,000 | 8,954 |
| Total interest expense | $53,000 | 8,852 |
| Net interest income | $72,000 | 8,964 |
| Provision for loan and lease losses | $71,000 | 4,902 |
| Total noninterest income | $6,000 | 8,915 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $5,000 | 7,853 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 8,861 |
| Total noninterest expense | $952,000 | 7,289 |
| Salaries and employee benefits | $350,000 | 8,068 |
| Premises and equipment expense | $54,000 | 8,340 |
| Additional noninterest expense | $548,000 | 5,351 |
| Pre-tax net operating income | $-945,000 | 8,892 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-356,000 | 8,960 |
| Income before extraordinary items | $-589,000 | 8,839 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-589,000 | 8,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 77 |
| Net operating income | $-589,000 | 8,817 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,000 | 9,064 |
| Total interest expense | $7,000 | 9,003 |
| Net interest income | $8,000 | 9,061 |
| Provision for loan and lease losses | $11,000 | 6,344 |
| Total noninterest income | $0 | 9,031 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $547,000 | 7,647 |
| Salaries and employee benefits | $83,000 | 8,961 |
| Premises and equipment expense | $20,000 | 8,782 |
| Additional noninterest expense | $444,000 | 4,721 |
| Pre-tax net operating income | $-550,000 | 8,921 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-177,000 | 8,981 |
| Income before extraordinary items | $-373,000 | 8,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-373,000 | 8,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 51 |
| Net operating income | $-373,000 | 8,859 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.