Home > Finance Factors, Ltd. > Income and Expense
Finance Factors, Ltd., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $30,992,000 | 1,362 |
| Total interest expense | $14,216,000 | 1,014 |
| Net interest income | $16,776,000 | 1,665 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $3,963,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,000 | 4,378 |
| Trading account gains and fees | $2,912,000 | 47 |
| Additional Noninterest Income | $1,050,000 | 2,242 |
| Total noninterest expense | $17,323,000 | 1,364 |
| Salaries and employee benefits | $10,488,000 | 1,296 |
| Premises and equipment expense | $1,874,000 | 1,295 |
| Additional noninterest expense | $1,050,000 | 2,242 |
| Pre-tax net operating income | $3,416,000 | 2,361 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $692,000 | 1,687 |
| Income before extraordinary items | $2,724,000 | 2,453 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,724,000 | 2,476 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,724,000 | 2,455 |
| Net charge-offs | $-1,000 | 3,506 |
| Cash dividends | $1,000,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,724,000 | 2,467 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,435,000 | 1,368 |
| Total interest expense | $9,551,000 | 1,024 |
| Net interest income | $12,884,000 | 1,648 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $2,487,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $0 | 4,443 |
| Trading account gains and fees | $1,611,000 | 54 |
| Additional Noninterest Income | $876,000 | 2,122 |
| Total noninterest expense | $13,183,000 | 1,341 |
| Salaries and employee benefits | $8,320,000 | 1,242 |
| Premises and equipment expense | $1,376,000 | 1,320 |
| Additional noninterest expense | $876,000 | 2,122 |
| Pre-tax net operating income | $2,188,000 | 2,598 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $433,000 | 1,856 |
| Income before extraordinary items | $1,755,000 | 2,663 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,755,000 | 2,693 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,755,000 | 2,664 |
| Net charge-offs | $-57,000 | 4,243 |
| Cash dividends | $500,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,755,000 | 2,686 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,220,000 | 1,392 |
| Total interest expense | $5,552,000 | 1,034 |
| Net interest income | $8,668,000 | 1,646 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $2,733,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $0 | 4,471 |
| Trading account gains and fees | $2,193,000 | 44 |
| Additional Noninterest Income | $540,000 | 2,122 |
| Total noninterest expense | $8,683,000 | 1,342 |
| Salaries and employee benefits | $5,368,000 | 1,273 |
| Premises and equipment expense | $898,000 | 1,334 |
| Additional noninterest expense | $540,000 | 2,119 |
| Pre-tax net operating income | $2,718,000 | 1,868 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $643,000 | 1,310 |
| Income before extraordinary items | $2,075,000 | 2,022 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,075,000 | 2,046 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,075,000 | 2,022 |
| Net charge-offs | $-39,000 | 4,267 |
| Cash dividends | $100,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,075,000 | 2,034 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,708,000 | 1,442 |
| Total interest expense | $2,387,000 | 1,044 |
| Net interest income | $4,321,000 | 1,658 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,235,000 | 1,146 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $0 | 4,484 |
| Trading account gains and fees | $956,000 | 53 |
| Additional Noninterest Income | $279,000 | 2,083 |
| Total noninterest expense | $4,265,000 | 1,367 |
| Salaries and employee benefits | $2,654,000 | 1,295 |
| Premises and equipment expense | $448,000 | 1,360 |
| Additional noninterest expense | $279,000 | 2,083 |
| Pre-tax net operating income | $1,291,000 | 1,979 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $303,000 | 1,384 |
| Income before extraordinary items | $988,000 | 2,106 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $988,000 | 2,106 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $988,000 | 2,106 |
| Net charge-offs | $-19,000 | 4,223 |
| Cash dividends | $100,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $988,000 | 2,131 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,223,000 | 1,497 |
| Total interest expense | $2,709,000 | 1,273 |
| Net interest income | $18,514,000 | 1,530 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $-2,933,000 | 4,705 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $9,000 | 4,442 |
| Trading account gains and fees | $-3,245,000 | 1,204 |
| Additional Noninterest Income | $303,000 | 3,512 |
| Total noninterest expense | $16,560,000 | 1,367 |
| Salaries and employee benefits | $9,675,000 | 1,350 |
| Premises and equipment expense | $1,936,000 | 1,251 |
| Additional noninterest expense | $303,000 | 3,512 |
| Pre-tax net operating income | $-979,000 | 4,651 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $-318,000 | 4,644 |
| Income before extraordinary items | $-661,000 | 4,618 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-661,000 | 4,617 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-661,000 | 4,618 |
| Net charge-offs | $-373,000 | 4,556 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $-250,000 | 4,671 |
| Net operating income | $-661,000 | 4,626 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,191,000 | 1,498 |
| Total interest expense | $1,326,000 | 1,441 |
| Net interest income | $13,865,000 | 1,510 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $-4,014,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $9,000 | 4,445 |
| Trading account gains and fees | $-4,149,000 | 1,217 |
| Additional Noninterest Income | $126,000 | 3,928 |
| Total noninterest expense | $12,177,000 | 1,384 |
| Salaries and employee benefits | $7,150,000 | 1,357 |
| Premises and equipment expense | $1,484,000 | 1,222 |
| Additional noninterest expense | $126,000 | 3,928 |
| Pre-tax net operating income | $-2,326,000 | 4,739 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $-622,000 | 4,709 |
| Income before extraordinary items | $-1,704,000 | 4,699 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,704,000 | 4,699 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-1,704,000 | 4,699 |
| Net charge-offs | $-351,000 | 4,584 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $-250,000 | 4,713 |
| Net operating income | $-1,704,000 | 4,714 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,798,000 | 1,496 |
| Total interest expense | $728,000 | 1,465 |
| Net interest income | $9,070,000 | 1,494 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $-3,303,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $8,000 | 4,454 |
| Trading account gains and fees | $-3,427,000 | 1,214 |
| Additional Noninterest Income | $116,000 | 3,763 |
| Total noninterest expense | $7,969,000 | 1,393 |
| Salaries and employee benefits | $4,683,000 | 1,377 |
| Premises and equipment expense | $991,000 | 1,212 |
| Additional noninterest expense | $2,295,000 | 1,453 |
| Pre-tax net operating income | $-2,202,000 | 4,757 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $-603,000 | 4,731 |
| Income before extraordinary items | $-1,599,000 | 4,724 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,599,000 | 4,724 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-1,599,000 | 4,724 |
| Net charge-offs | $-321,000 | 4,638 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $-250,000 | 4,742 |
| Net operating income | $-1,599,000 | 4,743 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 1,495 |
| Total interest expense | $359,000 | 1,429 |
| Net interest income | $4,418,000 | 1,492 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $-765,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $-1,000 | 4,796 |
| Trading account gains and fees | $-815,000 | 1,220 |
| Additional Noninterest Income | $51,000 | 3,815 |
| Total noninterest expense | $4,063,000 | 1,373 |
| Salaries and employee benefits | $2,394,000 | 1,357 |
| Premises and equipment expense | $503,000 | 1,211 |
| Additional noninterest expense | $1,166,000 | 1,401 |
| Pre-tax net operating income | $-410,000 | 4,748 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-118,000 | 4,726 |
| Income before extraordinary items | $-292,000 | 4,719 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-292,000 | 4,718 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-292,000 | 4,719 |
| Net charge-offs | $-19,000 | 4,129 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-292,000 | 4,734 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,458,000 | 1,456 |
| Total interest expense | $1,713,000 | 1,505 |
| Net interest income | $18,745,000 | 1,444 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $6,233,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $2,000 | 4,685 |
| Trading account gains and fees | $3,520,000 | 58 |
| Additional Noninterest Income | $2,711,000 | 1,588 |
| Total noninterest expense | $17,810,000 | 1,272 |
| Salaries and employee benefits | $10,866,000 | 1,219 |
| Premises and equipment expense | $2,279,000 | 1,081 |
| Additional noninterest expense | $4,665,000 | 1,405 |
| Pre-tax net operating income | $7,168,000 | 1,611 |
| Securities gains (losses) | $13,000 | 1,655 |
| Applicable income taxes | $1,706,000 | 1,212 |
| Income before extraordinary items | $5,475,000 | 1,769 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,475,000 | 1,769 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,475,000 | 1,770 |
| Net charge-offs | $-149,000 | 4,468 |
| Cash dividends | $2,000,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,464,730 | 1,743 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,453,000 | 1,474 |
| Total interest expense | $1,334,000 | 1,535 |
| Net interest income | $14,119,000 | 1,465 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $4,373,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $5,000 | 4,706 |
| Trading account gains and fees | $1,924,000 | 66 |
| Additional Noninterest Income | $2,444,000 | 1,469 |
| Total noninterest expense | $13,332,000 | 1,277 |
| Salaries and employee benefits | $8,232,000 | 1,213 |
| Premises and equipment expense | $1,733,000 | 1,072 |
| Additional noninterest expense | $3,367,000 | 1,447 |
| Pre-tax net operating income | $5,160,000 | 1,711 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,203,000 | 1,322 |
| Income before extraordinary items | $3,957,000 | 1,888 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,957,000 | 1,888 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,957,000 | 1,888 |
| Net charge-offs | $-70,000 | 4,335 |
| Cash dividends | $1,000,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,957,000 | 1,864 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,380,000 | 1,460 |
| Total interest expense | $946,000 | 1,523 |
| Net interest income | $9,434,000 | 1,440 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $3,711,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $0 | 4,816 |
| Trading account gains and fees | $1,881,000 | 61 |
| Additional Noninterest Income | $1,830,000 | 1,364 |
| Total noninterest expense | $8,784,000 | 1,283 |
| Salaries and employee benefits | $5,455,000 | 1,218 |
| Premises and equipment expense | $1,144,000 | 1,078 |
| Additional noninterest expense | $2,185,000 | 1,457 |
| Pre-tax net operating income | $4,361,000 | 1,442 |
| Securities gains (losses) | $13,000 | 1,320 |
| Applicable income taxes | $1,030,000 | 1,128 |
| Income before extraordinary items | $3,344,000 | 1,588 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,344,000 | 1,588 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,344,000 | 1,588 |
| Net charge-offs | $111,000 | 873 |
| Cash dividends | $500,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,333,730 | 1,558 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 1,453 |
| Total interest expense | $522,000 | 1,475 |
| Net interest income | $4,678,000 | 1,444 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,784,000 | 1,072 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $0 | 4,819 |
| Trading account gains and fees | $770,000 | 66 |
| Additional Noninterest Income | $1,014,000 | 1,264 |
| Total noninterest expense | $4,321,000 | 1,286 |
| Salaries and employee benefits | $2,643,000 | 1,231 |
| Premises and equipment expense | $565,000 | 1,102 |
| Additional noninterest expense | $1,113,000 | 1,406 |
| Pre-tax net operating income | $2,141,000 | 1,455 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $547,000 | 1,078 |
| Income before extraordinary items | $1,594,000 | 1,659 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,594,000 | 1,659 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,594,000 | 1,659 |
| Net charge-offs | $-25,000 | 4,417 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,594,000 | 1,611 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $23,436,000 | 1,293 |
| Total interest expense | $4,741,000 | 1,000 |
| Net interest income | $18,695,000 | 1,362 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $5,504,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,000 | 4,857 |
| Trading account gains and fees | $546,000 | 108 |
| Additional Noninterest Income | $4,957,000 | 1,030 |
| Total noninterest expense | $18,668,000 | 1,170 |
| Salaries and employee benefits | $11,949,000 | 1,079 |
| Premises and equipment expense | $2,149,000 | 1,105 |
| Additional noninterest expense | $4,570,000 | 1,379 |
| Pre-tax net operating income | $5,531,000 | 1,655 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,347,000 | 1,217 |
| Income before extraordinary items | $4,184,000 | 1,855 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,184,000 | 1,854 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,184,000 | 1,855 |
| Net charge-offs | $-396,000 | 4,940 |
| Cash dividends | $2,000,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,184,000 | 1,814 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,808,000 | 1,282 |
| Total interest expense | $4,042,000 | 950 |
| Net interest income | $13,766,000 | 1,382 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $2,402,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,000 | 4,887 |
| Trading account gains and fees | $-768,000 | 1,341 |
| Additional Noninterest Income | $3,169,000 | 1,120 |
| Total noninterest expense | $13,147,000 | 1,211 |
| Salaries and employee benefits | $8,509,000 | 1,105 |
| Premises and equipment expense | $1,561,000 | 1,133 |
| Additional noninterest expense | $3,077,000 | 1,486 |
| Pre-tax net operating income | $3,021,000 | 2,030 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $870,000 | 1,295 |
| Income before extraordinary items | $2,151,000 | 2,343 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,151,000 | 2,343 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,151,000 | 2,343 |
| Net charge-offs | $-251,000 | 4,932 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,151,000 | 2,292 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,055,000 | 1,283 |
| Total interest expense | $3,040,000 | 913 |
| Net interest income | $9,015,000 | 1,400 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $6,000 | 4,981 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $0 | 4,931 |
| Trading account gains and fees | $-1,577,000 | 1,356 |
| Additional Noninterest Income | $1,583,000 | 1,271 |
| Total noninterest expense | $8,621,000 | 1,218 |
| Salaries and employee benefits | $5,466,000 | 1,134 |
| Premises and equipment expense | $1,055,000 | 1,114 |
| Additional noninterest expense | $2,100,000 | 1,445 |
| Pre-tax net operating income | $400,000 | 3,911 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $241,000 | 1,903 |
| Income before extraordinary items | $159,000 | 4,420 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $159,000 | 4,420 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $159,000 | 4,420 |
| Net charge-offs | $-232,000 | 4,982 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $159,000 | 4,378 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,156,000 | 1,268 |
| Total interest expense | $1,687,000 | 911 |
| Net interest income | $4,469,000 | 1,373 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $-2,988,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $0 | 4,968 |
| Trading account gains and fees | $-3,420,000 | 1,368 |
| Additional Noninterest Income | $432,000 | 1,652 |
| Total noninterest expense | $4,151,000 | 1,273 |
| Salaries and employee benefits | $2,517,000 | 1,231 |
| Premises and equipment expense | $579,000 | 1,052 |
| Additional noninterest expense | $1,055,000 | 1,448 |
| Pre-tax net operating income | $-2,670,000 | 5,070 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-680,000 | 5,039 |
| Income before extraordinary items | $-1,990,000 | 5,038 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,990,000 | 5,038 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-1,990,000 | 5,038 |
| Net charge-offs | $-211,000 | 5,039 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-1,990,000 | 5,054 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $25,781,000 | 1,224 |
| Total interest expense | $6,269,000 | 1,018 |
| Net interest income | $19,512,000 | 1,285 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $3,898,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,000 | 5,041 |
| Trading account gains and fees | $2,523,000 | 70 |
| Additional Noninterest Income | $1,374,000 | 1,894 |
| Total noninterest expense | $17,088,000 | 1,217 |
| Salaries and employee benefits | $10,459,000 | 1,162 |
| Premises and equipment expense | $1,871,000 | 1,231 |
| Additional noninterest expense | $4,758,000 | 1,308 |
| Pre-tax net operating income | $6,322,000 | 1,482 |
| Securities gains (losses) | $15,000 | 1,739 |
| Applicable income taxes | $1,540,000 | 1,093 |
| Income before extraordinary items | $4,797,000 | 1,650 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,797,000 | 1,652 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,797,000 | 1,652 |
| Net charge-offs | $-174,000 | 4,973 |
| Cash dividends | $2,000,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,785,150 | 1,618 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $19,282,000 | 1,236 |
| Total interest expense | $4,549,000 | 1,050 |
| Net interest income | $14,733,000 | 1,288 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $2,378,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $0 | 5,128 |
| Trading account gains and fees | $1,400,000 | 77 |
| Additional Noninterest Income | $978,000 | 1,947 |
| Total noninterest expense | $12,580,000 | 1,240 |
| Salaries and employee benefits | $7,734,000 | 1,179 |
| Premises and equipment expense | $1,296,000 | 1,329 |
| Additional noninterest expense | $3,550,000 | 1,310 |
| Pre-tax net operating income | $4,531,000 | 1,572 |
| Securities gains (losses) | $15,000 | 1,535 |
| Applicable income taxes | $1,129,000 | 1,136 |
| Income before extraordinary items | $3,417,000 | 1,749 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,417,000 | 1,750 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,417,000 | 1,750 |
| Net charge-offs | $-416,000 | 5,176 |
| Cash dividends | $1,000,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,405,150 | 1,727 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,696,000 | 1,248 |
| Total interest expense | $2,867,000 | 1,089 |
| Net interest income | $9,829,000 | 1,289 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $2,003,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $0 | 5,168 |
| Trading account gains and fees | $1,340,000 | 69 |
| Additional Noninterest Income | $663,000 | 1,911 |
| Total noninterest expense | $8,145,000 | 1,276 |
| Salaries and employee benefits | $5,100,000 | 1,189 |
| Premises and equipment expense | $673,000 | 1,671 |
| Additional noninterest expense | $2,372,000 | 1,318 |
| Pre-tax net operating income | $3,687,000 | 1,317 |
| Securities gains (losses) | $15,000 | 1,113 |
| Applicable income taxes | $958,000 | 934 |
| Income before extraordinary items | $2,744,000 | 1,487 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,744,000 | 1,486 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,744,000 | 1,487 |
| Net charge-offs | $-367,000 | 5,230 |
| Cash dividends | $500,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,732,150 | 1,457 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 1,251 |
| Total interest expense | $1,362,000 | 1,112 |
| Net interest income | $4,903,000 | 1,293 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,510,000 | 943 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $0 | 5,219 |
| Trading account gains and fees | $1,117,000 | 62 |
| Additional Noninterest Income | $393,000 | 1,684 |
| Total noninterest expense | $3,816,000 | 1,355 |
| Salaries and employee benefits | $2,453,000 | 1,228 |
| Premises and equipment expense | $315,000 | 1,774 |
| Additional noninterest expense | $1,048,000 | 1,458 |
| Pre-tax net operating income | $2,597,000 | 993 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $653,000 | 732 |
| Income before extraordinary items | $1,944,000 | 1,115 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,944,000 | 1,114 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,944,000 | 1,114 |
| Net charge-offs | $-179,000 | 5,264 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,944,000 | 1,095 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $24,920,000 | 1,182 |
| Total interest expense | $4,524,000 | 1,011 |
| Net interest income | $20,396,000 | 1,221 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,039,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,000 | 5,271 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,038,000 | 2,205 |
| Total noninterest expense | $16,809,000 | 1,217 |
| Salaries and employee benefits | $10,798,000 | 1,111 |
| Premises and equipment expense | $1,338,000 | 1,663 |
| Additional noninterest expense | $4,673,000 | 1,316 |
| Pre-tax net operating income | $4,626,000 | 1,883 |
| Securities gains (losses) | $629,000 | 108 |
| Applicable income taxes | $1,120,000 | 1,289 |
| Income before extraordinary items | $4,135,000 | 1,858 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,135,000 | 1,857 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,135,000 | 1,857 |
| Net charge-offs | $-1,359,000 | 5,375 |
| Cash dividends | $1,000,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,638,090 | 2,027 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,643,000 | 1,233 |
| Total interest expense | $3,230,000 | 993 |
| Net interest income | $14,413,000 | 1,280 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $880,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,000 | 5,330 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $879,000 | 2,090 |
| Total noninterest expense | $12,518,000 | 1,228 |
| Salaries and employee benefits | $8,222,000 | 1,092 |
| Premises and equipment expense | $945,000 | 1,759 |
| Additional noninterest expense | $3,351,000 | 1,373 |
| Pre-tax net operating income | $2,775,000 | 2,230 |
| Securities gains (losses) | $304,000 | 167 |
| Applicable income taxes | $713,000 | 1,479 |
| Income before extraordinary items | $2,366,000 | 2,260 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,366,000 | 2,259 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,366,000 | 2,259 |
| Net charge-offs | $-210,000 | 5,262 |
| Cash dividends | $500,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,125,840 | 2,411 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,655,000 | 1,229 |
| Total interest expense | $2,025,000 | 983 |
| Net interest income | $9,630,000 | 1,283 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $559,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $0 | 5,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $559,000 | 2,152 |
| Total noninterest expense | $8,020,000 | 1,262 |
| Salaries and employee benefits | $5,478,000 | 1,098 |
| Premises and equipment expense | $574,000 | 1,883 |
| Additional noninterest expense | $1,968,000 | 1,530 |
| Pre-tax net operating income | $2,169,000 | 1,980 |
| Securities gains (losses) | $27,000 | 428 |
| Applicable income taxes | $529,000 | 1,367 |
| Income before extraordinary items | $1,667,000 | 2,150 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,667,000 | 2,147 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,667,000 | 2,149 |
| Net charge-offs | $-267,000 | 5,392 |
| Cash dividends | $250,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,645,670 | 2,157 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,745,000 | 1,234 |
| Total interest expense | $985,000 | 966 |
| Net interest income | $4,760,000 | 1,287 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $318,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $0 | 5,454 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $318,000 | 1,958 |
| Total noninterest expense | $4,057,000 | 1,263 |
| Salaries and employee benefits | $2,748,000 | 1,099 |
| Premises and equipment expense | $330,000 | 1,725 |
| Additional noninterest expense | $979,000 | 1,533 |
| Pre-tax net operating income | $1,021,000 | 2,012 |
| Securities gains (losses) | $-16,000 | 5,283 |
| Applicable income taxes | $236,000 | 1,422 |
| Income before extraordinary items | $769,000 | 2,219 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $769,000 | 2,218 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $769,000 | 2,219 |
| Net charge-offs | $-95,000 | 5,374 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $781,640 | 2,193 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $23,276,000 | 1,186 |
| Total interest expense | $3,828,000 | 870 |
| Net interest income | $19,448,000 | 1,246 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,381,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,000 | 5,526 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,380,000 | 1,913 |
| Total noninterest expense | $16,158,000 | 1,237 |
| Salaries and employee benefits | $10,673,000 | 1,103 |
| Premises and equipment expense | $1,507,000 | 1,519 |
| Additional noninterest expense | $3,978,000 | 1,530 |
| Pre-tax net operating income | $4,671,000 | 1,809 |
| Securities gains (losses) | $293,000 | 309 |
| Applicable income taxes | $2,515,000 | 1,102 |
| Income before extraordinary items | $2,449,000 | 2,359 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,449,000 | 2,359 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,449,000 | 2,359 |
| Net charge-offs | $-575,000 | 5,583 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,261,480 | 2,465 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $17,325,000 | 1,196 |
| Total interest expense | $2,802,000 | 867 |
| Net interest income | $14,523,000 | 1,253 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,090,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,000 | 5,584 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,089,000 | 1,884 |
| Total noninterest expense | $11,490,000 | 1,294 |
| Salaries and employee benefits | $7,865,000 | 1,119 |
| Premises and equipment expense | $898,000 | 1,868 |
| Additional noninterest expense | $2,727,000 | 1,640 |
| Pre-tax net operating income | $4,123,000 | 1,605 |
| Securities gains (losses) | $588,000 | 188 |
| Applicable income taxes | $1,841,000 | 973 |
| Income before extraordinary items | $2,870,000 | 1,788 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,870,000 | 1,787 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,870,000 | 1,788 |
| Net charge-offs | $-326,000 | 5,582 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,493,680 | 2,001 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $11,495,000 | 1,193 |
| Total interest expense | $1,794,000 | 879 |
| Net interest income | $9,701,000 | 1,243 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $681,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $1,000 | 5,620 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $680,000 | 1,962 |
| Total noninterest expense | $7,534,000 | 1,319 |
| Salaries and employee benefits | $5,198,000 | 1,140 |
| Premises and equipment expense | $630,000 | 1,787 |
| Additional noninterest expense | $1,706,000 | 1,737 |
| Pre-tax net operating income | $2,848,000 | 1,526 |
| Securities gains (losses) | $189,000 | 294 |
| Applicable income taxes | $1,159,000 | 1,001 |
| Income before extraordinary items | $1,878,000 | 1,793 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,878,000 | 1,793 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,878,000 | 1,793 |
| Net charge-offs | $-254,000 | 5,629 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,757,040 | 1,863 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,684,000 | 1,199 |
| Total interest expense | $857,000 | 892 |
| Net interest income | $4,827,000 | 1,241 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $347,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $0 | 5,688 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $347,000 | 1,904 |
| Total noninterest expense | $3,712,000 | 1,348 |
| Salaries and employee benefits | $2,578,000 | 1,165 |
| Premises and equipment expense | $314,000 | 1,824 |
| Additional noninterest expense | $820,000 | 1,793 |
| Pre-tax net operating income | $1,462,000 | 1,470 |
| Securities gains (losses) | $198,000 | 159 |
| Applicable income taxes | $593,000 | 961 |
| Income before extraordinary items | $1,067,000 | 1,592 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,067,000 | 1,591 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,067,000 | 1,592 |
| Net charge-offs | $-145,000 | 5,673 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $940,280 | 1,731 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $21,599,000 | 1,214 |
| Total interest expense | $2,883,000 | 1,005 |
| Net interest income | $18,716,000 | 1,239 |
| Provision for loan and lease losses | $-884,000 | 5,810 |
| Total noninterest income | $1,589,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,000 | 5,758 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,588,000 | 1,814 |
| Total noninterest expense | $16,355,000 | 1,226 |
| Salaries and employee benefits | $10,495,000 | 1,105 |
| Premises and equipment expense | $1,598,000 | 1,429 |
| Additional noninterest expense | $4,262,000 | 1,441 |
| Pre-tax net operating income | $4,834,000 | 1,668 |
| Securities gains (losses) | $233,000 | 789 |
| Applicable income taxes | $1,719,000 | 1,174 |
| Income before extraordinary items | $3,348,000 | 1,916 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,348,000 | 1,915 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,348,000 | 1,915 |
| Net charge-offs | $-1,090,000 | 5,864 |
| Cash dividends | $6,822,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,194,220 | 1,944 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $16,006,000 | 1,232 |
| Total interest expense | $2,061,000 | 1,053 |
| Net interest income | $13,945,000 | 1,254 |
| Provision for loan and lease losses | $-458,000 | 5,842 |
| Total noninterest income | $1,220,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,000 | 5,816 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,219,000 | 1,794 |
| Total noninterest expense | $12,041,000 | 1,253 |
| Salaries and employee benefits | $7,770,000 | 1,115 |
| Premises and equipment expense | $1,115,000 | 1,539 |
| Additional noninterest expense | $3,156,000 | 1,461 |
| Pre-tax net operating income | $3,582,000 | 1,697 |
| Securities gains (losses) | $166,000 | 905 |
| Applicable income taxes | $1,270,000 | 1,220 |
| Income before extraordinary items | $2,478,000 | 1,966 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,478,000 | 1,966 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,478,000 | 1,966 |
| Net charge-offs | $-783,000 | 5,905 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,368,440 | 1,972 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,578,000 | 1,244 |
| Total interest expense | $1,313,000 | 1,096 |
| Net interest income | $9,265,000 | 1,262 |
| Provision for loan and lease losses | $-458,000 | 5,957 |
| Total noninterest income | $755,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,000 | 5,885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $754,000 | 1,862 |
| Total noninterest expense | $7,810,000 | 1,290 |
| Salaries and employee benefits | $5,107,000 | 1,134 |
| Premises and equipment expense | $657,000 | 1,714 |
| Additional noninterest expense | $2,046,000 | 1,506 |
| Pre-tax net operating income | $2,668,000 | 1,550 |
| Securities gains (losses) | $37,000 | 1,629 |
| Applicable income taxes | $917,000 | 1,149 |
| Income before extraordinary items | $1,788,000 | 1,829 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,788,000 | 1,828 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,788,000 | 1,828 |
| Net charge-offs | $-658,000 | 5,994 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,763,580 | 1,800 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,216,000 | 1,258 |
| Total interest expense | $635,000 | 1,130 |
| Net interest income | $4,581,000 | 1,267 |
| Provision for loan and lease losses | $-208,000 | 6,021 |
| Total noninterest income | $181,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $0 | 5,957 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $181,000 | 2,749 |
| Total noninterest expense | $3,672,000 | 1,349 |
| Salaries and employee benefits | $2,385,000 | 1,209 |
| Premises and equipment expense | $349,000 | 1,641 |
| Additional noninterest expense | $938,000 | 1,614 |
| Pre-tax net operating income | $1,298,000 | 1,557 |
| Securities gains (losses) | $40,000 | 923 |
| Applicable income taxes | $469,000 | 1,106 |
| Income before extraordinary items | $869,000 | 1,844 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $869,000 | 1,845 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $869,000 | 1,845 |
| Net charge-offs | $-208,000 | 5,993 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $843,000 | 1,856 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,453,000 | 1,304 |
| Total interest expense | $2,201,000 | 1,263 |
| Net interest income | $17,252,000 | 1,308 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,240,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,000 | 6,020 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,239,000 | 1,408 |
| Total noninterest expense | $15,231,000 | 1,296 |
| Salaries and employee benefits | $9,954,000 | 1,131 |
| Premises and equipment expense | $1,433,000 | 1,598 |
| Additional noninterest expense | $3,844,000 | 1,588 |
| Pre-tax net operating income | $4,261,000 | 1,781 |
| Securities gains (losses) | $1,010,000 | 207 |
| Applicable income taxes | $1,699,000 | 1,133 |
| Income before extraordinary items | $3,572,000 | 1,760 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,572,000 | 1,760 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,572,000 | 1,761 |
| Net charge-offs | $-1,082,000 | 6,106 |
| Cash dividends | $2,000,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,885,200 | 2,070 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,302,000 | 1,343 |
| Total interest expense | $1,611,000 | 1,303 |
| Net interest income | $12,691,000 | 1,335 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,924,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,000 | 6,097 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,923,000 | 1,300 |
| Total noninterest expense | $10,993,000 | 1,343 |
| Salaries and employee benefits | $7,278,000 | 1,166 |
| Premises and equipment expense | $985,000 | 1,753 |
| Additional noninterest expense | $2,730,000 | 1,662 |
| Pre-tax net operating income | $3,622,000 | 1,641 |
| Securities gains (losses) | $979,000 | 185 |
| Applicable income taxes | $1,537,000 | 1,014 |
| Income before extraordinary items | $3,064,000 | 1,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,064,000 | 1,593 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,064,000 | 1,594 |
| Net charge-offs | $-899,000 | 6,186 |
| Cash dividends | $2,000,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,408,070 | 1,915 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,407,000 | 1,356 |
| Total interest expense | $1,058,000 | 1,330 |
| Net interest income | $8,349,000 | 1,355 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,528,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,000 | 6,159 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,527,000 | 1,178 |
| Total noninterest expense | $7,086,000 | 1,388 |
| Salaries and employee benefits | $4,775,000 | 1,181 |
| Premises and equipment expense | $616,000 | 1,870 |
| Additional noninterest expense | $1,695,000 | 1,794 |
| Pre-tax net operating income | $2,791,000 | 1,466 |
| Securities gains (losses) | $918,000 | 157 |
| Applicable income taxes | $1,260,000 | 866 |
| Income before extraordinary items | $2,449,000 | 1,363 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,449,000 | 1,365 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,449,000 | 1,364 |
| Net charge-offs | $-730,000 | 6,274 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,843,120 | 1,684 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 1,379 |
| Total interest expense | $520,000 | 1,351 |
| Net interest income | $4,065,000 | 1,383 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,221,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,221,000 | 802 |
| Total noninterest expense | $3,587,000 | 1,368 |
| Salaries and employee benefits | $2,378,000 | 1,182 |
| Premises and equipment expense | $308,000 | 1,883 |
| Additional noninterest expense | $901,000 | 1,671 |
| Pre-tax net operating income | $1,699,000 | 1,198 |
| Securities gains (losses) | $897,000 | 99 |
| Applicable income taxes | $909,000 | 667 |
| Income before extraordinary items | $1,687,000 | 1,016 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,687,000 | 1,016 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,687,000 | 1,017 |
| Net charge-offs | $-470,000 | 6,340 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,103,950 | 1,414 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,753,000 | 1,280 |
| Total interest expense | $2,208,000 | 1,319 |
| Net interest income | $17,545,000 | 1,275 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $679,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,000 | 6,333 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $678,000 | 2,867 |
| Total noninterest expense | $14,271,000 | 1,360 |
| Salaries and employee benefits | $9,010,000 | 1,198 |
| Premises and equipment expense | $1,413,000 | 1,656 |
| Additional noninterest expense | $3,848,000 | 1,614 |
| Pre-tax net operating income | $3,953,000 | 1,854 |
| Securities gains (losses) | $478,000 | 412 |
| Applicable income taxes | $1,101,000 | 1,457 |
| Income before extraordinary items | $3,330,000 | 1,848 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,330,000 | 1,848 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,330,000 | 1,847 |
| Net charge-offs | $585,000 | 1,324 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,971,500 | 1,993 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,556,000 | 1,307 |
| Total interest expense | $1,665,000 | 1,320 |
| Net interest income | $12,891,000 | 1,300 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $52,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,000 | 6,409 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $51,000 | 5,615 |
| Total noninterest expense | $10,230,000 | 1,414 |
| Salaries and employee benefits | $6,532,000 | 1,239 |
| Premises and equipment expense | $1,000,000 | 1,758 |
| Additional noninterest expense | $2,698,000 | 1,715 |
| Pre-tax net operating income | $2,713,000 | 2,011 |
| Securities gains (losses) | $510,000 | 295 |
| Applicable income taxes | $763,000 | 1,561 |
| Income before extraordinary items | $2,460,000 | 1,875 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,460,000 | 1,875 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,460,000 | 1,874 |
| Net charge-offs | $1,134,000 | 610 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,072,400 | 2,119 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,796,000 | 1,289 |
| Total interest expense | $1,118,000 | 1,321 |
| Net interest income | $8,678,000 | 1,284 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-44,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,000 | 6,461 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-45,000 | 6,548 |
| Total noninterest expense | $6,774,000 | 1,427 |
| Salaries and employee benefits | $4,218,000 | 1,271 |
| Premises and equipment expense | $652,000 | 1,818 |
| Additional noninterest expense | $1,904,000 | 1,631 |
| Pre-tax net operating income | $1,860,000 | 1,928 |
| Securities gains (losses) | $434,000 | 260 |
| Applicable income taxes | $559,000 | 1,435 |
| Income before extraordinary items | $1,735,000 | 1,736 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,735,000 | 1,739 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,735,000 | 1,738 |
| Net charge-offs | $-152,000 | 6,406 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,405,160 | 2,035 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 1,235 |
| Total interest expense | $560,000 | 1,347 |
| Net interest income | $4,565,000 | 1,224 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-22,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-22,000 | 6,600 |
| Total noninterest expense | $3,398,000 | 1,431 |
| Salaries and employee benefits | $2,133,000 | 1,280 |
| Premises and equipment expense | $334,000 | 1,807 |
| Additional noninterest expense | $931,000 | 1,649 |
| Pre-tax net operating income | $1,145,000 | 1,578 |
| Securities gains (losses) | $144,000 | 337 |
| Applicable income taxes | $310,000 | 1,322 |
| Income before extraordinary items | $979,000 | 1,525 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $979,000 | 1,528 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $979,000 | 1,528 |
| Net charge-offs | $-71,000 | 6,407 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $869,560 | 1,652 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,051,000 | 1,331 |
| Total interest expense | $2,441,000 | 1,394 |
| Net interest income | $16,610,000 | 1,312 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,602,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,000 | 6,625 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,601,000 | 1,263 |
| Total noninterest expense | $15,654,000 | 1,271 |
| Salaries and employee benefits | $9,094,000 | 1,190 |
| Premises and equipment expense | $1,354,000 | 1,733 |
| Additional noninterest expense | $5,206,000 | 1,289 |
| Pre-tax net operating income | $3,558,000 | 1,883 |
| Securities gains (losses) | $821,000 | 288 |
| Applicable income taxes | $855,000 | 1,615 |
| Income before extraordinary items | $3,524,000 | 1,666 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,524,000 | 1,669 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,524,000 | 1,670 |
| Net charge-offs | $594,000 | 1,828 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,867,200 | 1,923 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,334,000 | 1,338 |
| Total interest expense | $1,864,000 | 1,417 |
| Net interest income | $12,470,000 | 1,307 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,874,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,000 | 6,693 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,873,000 | 1,331 |
| Total noninterest expense | $11,304,000 | 1,319 |
| Salaries and employee benefits | $6,401,000 | 1,259 |
| Premises and equipment expense | $946,000 | 1,843 |
| Additional noninterest expense | $3,957,000 | 1,269 |
| Pre-tax net operating income | $3,040,000 | 1,717 |
| Securities gains (losses) | $538,000 | 384 |
| Applicable income taxes | $717,000 | 1,553 |
| Income before extraordinary items | $2,861,000 | 1,573 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,861,000 | 1,576 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,861,000 | 1,577 |
| Net charge-offs | $760,000 | 1,223 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,430,600 | 1,771 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,421,000 | 1,346 |
| Total interest expense | $1,283,000 | 1,392 |
| Net interest income | $8,138,000 | 1,326 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,548,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,000 | 6,729 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,547,000 | 1,179 |
| Total noninterest expense | $7,453,000 | 1,337 |
| Salaries and employee benefits | $4,308,000 | 1,241 |
| Premises and equipment expense | $542,000 | 2,112 |
| Additional noninterest expense | $2,603,000 | 1,277 |
| Pre-tax net operating income | $2,233,000 | 1,572 |
| Securities gains (losses) | $213,000 | 714 |
| Applicable income taxes | $466,000 | 1,592 |
| Income before extraordinary items | $1,980,000 | 1,531 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,980,000 | 1,534 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,980,000 | 1,536 |
| Net charge-offs | $1,023,000 | 753 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,807,470 | 1,591 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 1,404 |
| Total interest expense | $670,000 | 1,385 |
| Net interest income | $3,862,000 | 1,390 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $618,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $618,000 | 1,359 |
| Total noninterest expense | $3,666,000 | 1,365 |
| Salaries and employee benefits | $2,079,000 | 1,294 |
| Premises and equipment expense | $263,000 | 2,216 |
| Additional noninterest expense | $1,324,000 | 1,241 |
| Pre-tax net operating income | $814,000 | 2,007 |
| Securities gains (losses) | $-14,000 | 6,839 |
| Applicable income taxes | $-10,000 | 6,744 |
| Income before extraordinary items | $810,000 | 1,751 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $810,000 | 1,753 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $810,000 | 1,753 |
| Net charge-offs | $555,000 | 719 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $824,000 | 1,667 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,380,000 | 1,446 |
| Total interest expense | $3,804,000 | 1,179 |
| Net interest income | $14,576,000 | 1,503 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $2,732,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,000 | 6,883 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,731,000 | 1,248 |
| Total noninterest expense | $14,988,000 | 1,332 |
| Salaries and employee benefits | $8,299,000 | 1,260 |
| Premises and equipment expense | $1,482,000 | 1,593 |
| Additional noninterest expense | $5,207,000 | 1,307 |
| Pre-tax net operating income | $2,320,000 | 2,540 |
| Securities gains (losses) | $741,000 | 695 |
| Applicable income taxes | $597,000 | 2,006 |
| Income before extraordinary items | $2,464,000 | 2,203 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,464,000 | 2,202 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,464,000 | 2,204 |
| Net charge-offs | $2,979,000 | 848 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,871,200 | 2,583 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,803,000 | 1,468 |
| Total interest expense | $3,104,000 | 1,135 |
| Net interest income | $10,699,000 | 1,558 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,897,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,000 | 6,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,896,000 | 1,315 |
| Total noninterest expense | $11,069,000 | 1,346 |
| Salaries and employee benefits | $6,143,000 | 1,274 |
| Premises and equipment expense | $1,003,000 | 1,774 |
| Additional noninterest expense | $3,923,000 | 1,295 |
| Pre-tax net operating income | $1,527,000 | 2,849 |
| Securities gains (losses) | $748,000 | 545 |
| Applicable income taxes | $434,000 | 2,083 |
| Income before extraordinary items | $1,841,000 | 2,268 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,841,000 | 2,267 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,841,000 | 2,268 |
| Net charge-offs | $2,652,000 | 745 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,235,120 | 2,862 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,239,000 | 1,472 |
| Total interest expense | $2,181,000 | 1,121 |
| Net interest income | $7,058,000 | 1,571 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $854,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,000 | 7,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $853,000 | 1,687 |
| Total noninterest expense | $7,082,000 | 1,393 |
| Salaries and employee benefits | $4,086,000 | 1,274 |
| Premises and equipment expense | $609,000 | 1,935 |
| Additional noninterest expense | $2,387,000 | 1,429 |
| Pre-tax net operating income | $830,000 | 3,209 |
| Securities gains (losses) | $734,000 | 382 |
| Applicable income taxes | $294,000 | 2,078 |
| Income before extraordinary items | $1,270,000 | 2,171 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,270,000 | 2,171 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,270,000 | 2,171 |
| Net charge-offs | $698,000 | 1,456 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $675,460 | 3,222 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 1,474 |
| Total interest expense | $1,147,000 | 1,107 |
| Net interest income | $3,530,000 | 1,585 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $486,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $486,000 | 1,537 |
| Total noninterest expense | $3,423,000 | 1,432 |
| Salaries and employee benefits | $1,993,000 | 1,304 |
| Premises and equipment expense | $257,000 | 2,249 |
| Additional noninterest expense | $1,173,000 | 1,436 |
| Pre-tax net operating income | $593,000 | 2,555 |
| Securities gains (losses) | $751,000 | 188 |
| Applicable income taxes | $360,000 | 1,157 |
| Income before extraordinary items | $984,000 | 1,484 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $984,000 | 1,485 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $984,000 | 1,485 |
| Net charge-offs | $370,000 | 1,303 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $435,770 | 2,750 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,165,000 | 1,415 |
| Total interest expense | $6,785,000 | 889 |
| Net interest income | $13,380,000 | 1,670 |
| Provision for loan and lease losses | $3,336,000 | 1,088 |
| Total noninterest income | $622,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,000 | 6,950 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $620,000 | 2,813 |
| Total noninterest expense | $15,327,000 | 1,284 |
| Salaries and employee benefits | $8,325,000 | 1,194 |
| Premises and equipment expense | $1,563,000 | 1,584 |
| Additional noninterest expense | $5,439,000 | 1,276 |
| Pre-tax net operating income | $-4,661,000 | 7,037 |
| Securities gains (losses) | $25,000 | 2,985 |
| Applicable income taxes | $-2,650,000 | 7,266 |
| Income before extraordinary items | $-1,986,000 | 6,830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,986,000 | 6,830 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,986,000 | 6,830 |
| Net charge-offs | $2,698,000 | 1,290 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,002,000 | 6,811 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,392,000 | 1,413 |
| Total interest expense | $5,238,000 | 904 |
| Net interest income | $10,154,000 | 1,649 |
| Provision for loan and lease losses | $3,336,000 | 861 |
| Total noninterest income | $746,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,000 | 7,006 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $745,000 | 2,140 |
| Total noninterest expense | $11,314,000 | 1,311 |
| Salaries and employee benefits | $6,091,000 | 1,219 |
| Premises and equipment expense | $1,143,000 | 1,644 |
| Additional noninterest expense | $4,080,000 | 1,264 |
| Pre-tax net operating income | $-3,750,000 | 7,163 |
| Securities gains (losses) | $57,000 | 2,250 |
| Applicable income taxes | $-2,255,000 | 7,366 |
| Income before extraordinary items | $-1,438,000 | 6,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,438,000 | 6,969 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,438,000 | 6,969 |
| Net charge-offs | $2,704,000 | 1,006 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,474,480 | 6,949 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,610,000 | 1,372 |
| Total interest expense | $3,650,000 | 891 |
| Net interest income | $6,960,000 | 1,617 |
| Provision for loan and lease losses | $3,336,000 | 626 |
| Total noninterest income | $740,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,000 | 7,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $739,000 | 1,649 |
| Total noninterest expense | $7,543,000 | 1,319 |
| Salaries and employee benefits | $4,088,000 | 1,220 |
| Premises and equipment expense | $603,000 | 2,094 |
| Additional noninterest expense | $2,852,000 | 1,232 |
| Pre-tax net operating income | $-3,179,000 | 7,290 |
| Securities gains (losses) | $69,000 | 1,380 |
| Applicable income taxes | $-1,991,000 | 7,462 |
| Income before extraordinary items | $-1,119,000 | 7,067 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,119,000 | 7,066 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,119,000 | 7,067 |
| Net charge-offs | $1,917,000 | 949 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,163,160 | 7,059 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 1,353 |
| Total interest expense | $1,917,000 | 883 |
| Net interest income | $3,518,000 | 1,589 |
| Provision for loan and lease losses | $2,503,000 | 425 |
| Total noninterest income | $-134,000 | 7,444 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-135,000 | 7,394 |
| Total noninterest expense | $3,717,000 | 1,337 |
| Salaries and employee benefits | $2,014,000 | 1,248 |
| Premises and equipment expense | $257,000 | 2,433 |
| Additional noninterest expense | $1,446,000 | 1,231 |
| Pre-tax net operating income | $-2,836,000 | 7,449 |
| Securities gains (losses) | $87,000 | 574 |
| Applicable income taxes | $-1,244,000 | 7,527 |
| Income before extraordinary items | $-1,505,000 | 7,363 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,505,000 | 7,364 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,505,000 | 7,364 |
| Net charge-offs | $426,000 | 1,469 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,560,680 | 7,367 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $26,134,000 | 1,188 |
| Total interest expense | $11,055,000 | 725 |
| Net interest income | $15,079,000 | 1,486 |
| Provision for loan and lease losses | $15,891,000 | 460 |
| Total noninterest income | $-3,473,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 6,780 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,475,000 | 7,607 |
| Total noninterest expense | $15,441,000 | 1,296 |
| Salaries and employee benefits | $8,301,000 | 1,188 |
| Premises and equipment expense | $1,375,000 | 1,874 |
| Additional noninterest expense | $5,765,000 | 1,285 |
| Pre-tax net operating income | $-19,726,000 | 7,515 |
| Securities gains (losses) | $3,425,000 | 153 |
| Applicable income taxes | $-6,848,000 | 7,605 |
| Income before extraordinary items | $-9,453,000 | 7,361 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,453,000 | 7,361 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,453,000 | 7,361 |
| Net charge-offs | $14,788,000 | 440 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-11,645,000 | 7,407 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,578,000 | 1,145 |
| Total interest expense | $8,379,000 | 745 |
| Net interest income | $12,199,000 | 1,391 |
| Provision for loan and lease losses | $15,891,000 | 340 |
| Total noninterest income | $-1,930,000 | 7,721 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,000 | 6,867 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,932,000 | 7,708 |
| Total noninterest expense | $11,517,000 | 1,286 |
| Salaries and employee benefits | $6,195,000 | 1,186 |
| Premises and equipment expense | $880,000 | 2,179 |
| Additional noninterest expense | $4,442,000 | 1,215 |
| Pre-tax net operating income | $-17,139,000 | 7,635 |
| Securities gains (losses) | $3,419,000 | 123 |
| Applicable income taxes | $-5,239,000 | 7,699 |
| Income before extraordinary items | $-8,481,000 | 7,547 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,481,000 | 7,547 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,481,000 | 7,547 |
| Net charge-offs | $13,961,000 | 353 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-10,669,160 | 7,582 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,387,000 | 1,101 |
| Total interest expense | $5,832,000 | 733 |
| Net interest income | $8,555,000 | 1,334 |
| Provision for loan and lease losses | $8,117,000 | 419 |
| Total noninterest income | $-1,604,000 | 7,798 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,000 | 6,923 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,605,000 | 7,785 |
| Total noninterest expense | $7,547,000 | 1,304 |
| Salaries and employee benefits | $4,179,000 | 1,179 |
| Premises and equipment expense | $535,000 | 2,398 |
| Additional noninterest expense | $2,833,000 | 1,260 |
| Pre-tax net operating income | $-8,713,000 | 7,663 |
| Securities gains (losses) | $1,879,000 | 145 |
| Applicable income taxes | $-3,126,000 | 7,735 |
| Income before extraordinary items | $-3,708,000 | 7,501 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,708,000 | 7,501 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,708,000 | 7,502 |
| Net charge-offs | $7,406,000 | 417 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,910,560 | 7,573 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,360,000 | 1,090 |
| Total interest expense | $2,995,000 | 758 |
| Net interest income | $4,365,000 | 1,317 |
| Provision for loan and lease losses | $4,200,000 | 430 |
| Total noninterest income | $-77,000 | 7,785 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,000 | 6,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-78,000 | 7,710 |
| Total noninterest expense | $3,648,000 | 1,381 |
| Salaries and employee benefits | $2,099,000 | 1,180 |
| Premises and equipment expense | $224,000 | 2,840 |
| Additional noninterest expense | $1,325,000 | 1,343 |
| Pre-tax net operating income | $-3,560,000 | 7,715 |
| Securities gains (losses) | $14,000 | 1,636 |
| Applicable income taxes | $-1,598,000 | 7,842 |
| Income before extraordinary items | $-1,948,000 | 7,640 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,948,000 | 7,642 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,948,000 | 7,642 |
| Net charge-offs | $3,240,000 | 462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,956,960 | 7,635 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $35,152,000 | 959 |
| Total interest expense | $16,563,000 | 692 |
| Net interest income | $18,589,000 | 1,199 |
| Provision for loan and lease losses | $12,900,000 | 688 |
| Total noninterest income | $1,338,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,000 | 7,077 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,335,000 | 1,783 |
| Total noninterest expense | $16,055,000 | 1,286 |
| Salaries and employee benefits | $9,339,000 | 1,051 |
| Premises and equipment expense | $1,291,000 | 2,069 |
| Additional noninterest expense | $5,425,000 | 1,374 |
| Pre-tax net operating income | $-9,028,000 | 7,448 |
| Securities gains (losses) | $-435,000 | 7,567 |
| Applicable income taxes | $-4,380,000 | 7,729 |
| Income before extraordinary items | $-5,083,000 | 7,274 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,083,000 | 7,274 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,083,000 | 7,274 |
| Net charge-offs | $10,172,000 | 675 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,804,600 | 7,265 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $27,442,000 | 941 |
| Total interest expense | $13,138,000 | 697 |
| Net interest income | $14,304,000 | 1,155 |
| Provision for loan and lease losses | $5,200,000 | 1,012 |
| Total noninterest income | $1,387,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,000 | 7,142 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,385,000 | 1,473 |
| Total noninterest expense | $11,959,000 | 1,287 |
| Salaries and employee benefits | $7,140,000 | 1,046 |
| Premises and equipment expense | $841,000 | 2,368 |
| Additional noninterest expense | $3,978,000 | 1,368 |
| Pre-tax net operating income | $-1,468,000 | 6,853 |
| Securities gains (losses) | $-142,000 | 7,525 |
| Applicable income taxes | $-1,095,000 | 7,580 |
| Income before extraordinary items | $-515,000 | 6,443 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-515,000 | 6,444 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-515,000 | 6,443 |
| Net charge-offs | $5,467,000 | 766 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-424,120 | 6,353 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,890,000 | 932 |
| Total interest expense | $9,197,000 | 704 |
| Net interest income | $9,693,000 | 1,147 |
| Provision for loan and lease losses | $3,500,000 | 982 |
| Total noninterest income | $1,491,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,000 | 7,215 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,490,000 | 1,097 |
| Total noninterest expense | $8,152,000 | 1,283 |
| Salaries and employee benefits | $4,911,000 | 1,032 |
| Premises and equipment expense | $500,000 | 2,638 |
| Additional noninterest expense | $2,741,000 | 1,358 |
| Pre-tax net operating income | $-468,000 | 6,608 |
| Securities gains (losses) | $16,000 | 2,414 |
| Applicable income taxes | $-554,000 | 7,614 |
| Income before extraordinary items | $102,000 | 5,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 5,187 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $102,000 | 5,187 |
| Net charge-offs | $3,188,000 | 822 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $91,760 | 5,197 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,719,000 | 911 |
| Total interest expense | $4,698,000 | 711 |
| Net interest income | $5,021,000 | 1,088 |
| Provision for loan and lease losses | $800,000 | 1,336 |
| Total noninterest income | $691,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $691,000 | 1,123 |
| Total noninterest expense | $3,745,000 | 1,338 |
| Salaries and employee benefits | $2,316,000 | 1,102 |
| Premises and equipment expense | $241,000 | 2,757 |
| Additional noninterest expense | $1,188,000 | 1,369 |
| Pre-tax net operating income | $1,167,000 | 1,091 |
| Securities gains (losses) | $-169,000 | 8,028 |
| Applicable income taxes | $246,000 | 1,240 |
| Income before extraordinary items | $752,000 | 1,453 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $752,000 | 1,453 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $752,000 | 1,455 |
| Net charge-offs | $1,310,000 | 810 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $878,750 | 1,177 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $43,948,000 | 857 |
| Total interest expense | $22,944,000 | 696 |
| Net interest income | $21,004,000 | 1,025 |
| Provision for loan and lease losses | $3,900,000 | 1,188 |
| Total noninterest income | $393,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,282 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $391,000 | 3,628 |
| Total noninterest expense | $14,735,000 | 1,320 |
| Salaries and employee benefits | $9,505,000 | 1,049 |
| Premises and equipment expense | $323,000 | 5,617 |
| Additional noninterest expense | $4,907,000 | 1,287 |
| Pre-tax net operating income | $2,762,000 | 1,934 |
| Securities gains (losses) | $-168,000 | 7,319 |
| Applicable income taxes | $575,000 | 1,707 |
| Income before extraordinary items | $2,019,000 | 1,976 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,019,000 | 1,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,540,000 | 1,121 |
| Cash dividends | $5,500,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,150,040 | 1,985 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $33,392,000 | 870 |
| Total interest expense | $17,279,000 | 722 |
| Net interest income | $16,113,000 | 1,023 |
| Provision for loan and lease losses | $2,500,000 | 1,020 |
| Total noninterest income | $796,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,000 | 7,351 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $795,000 | 2,130 |
| Total noninterest expense | $11,009,000 | 1,303 |
| Salaries and employee benefits | $7,405,000 | 1,031 |
| Premises and equipment expense | $176,000 | 6,403 |
| Additional noninterest expense | $3,428,000 | 1,319 |
| Pre-tax net operating income | $3,400,000 | 1,437 |
| Securities gains (losses) | $-35,000 | 7,453 |
| Applicable income taxes | $862,000 | 1,301 |
| Income before extraordinary items | $2,503,000 | 1,459 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,503,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,611,000 | 964 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,528,900 | 1,529 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,607,000 | 872 |
| Total interest expense | $11,811,000 | 725 |
| Net interest income | $10,796,000 | 1,011 |
| Provision for loan and lease losses | $2,200,000 | 732 |
| Total noninterest income | $646,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $646,000 | 1,902 |
| Total noninterest expense | $7,089,000 | 1,350 |
| Salaries and employee benefits | $4,777,000 | 1,081 |
| Premises and equipment expense | $594,000 | 2,274 |
| Additional noninterest expense | $1,718,000 | 1,707 |
| Pre-tax net operating income | $2,153,000 | 1,582 |
| Securities gains (losses) | $264,000 | 500 |
| Applicable income taxes | $666,000 | 1,280 |
| Income before extraordinary items | $1,751,000 | 1,564 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,751,000 | 1,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,458 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,560,920 | 1,708 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,483,000 | 869 |
| Total interest expense | $6,195,000 | 744 |
| Net interest income | $5,288,000 | 1,014 |
| Provision for loan and lease losses | $650,000 | 846 |
| Total noninterest income | $321,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $321,000 | 1,890 |
| Total noninterest expense | $3,639,000 | 1,319 |
| Salaries and employee benefits | $2,491,000 | 1,039 |
| Premises and equipment expense | $274,000 | 2,460 |
| Additional noninterest expense | $874,000 | 1,644 |
| Pre-tax net operating income | $1,320,000 | 1,416 |
| Securities gains (losses) | $56,000 | 1,025 |
| Applicable income taxes | $380,000 | 1,239 |
| Income before extraordinary items | $996,000 | 1,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $996,000 | 1,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,055 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $955,680 | 1,510 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $44,617,000 | 942 |
| Total interest expense | $25,390,000 | 770 |
| Net interest income | $19,227,000 | 1,157 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,573,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,000 | 7,464 |
| Trading account gains and fees | $116,000 | 115 |
| Additional Noninterest Income | $1,456,000 | 1,705 |
| Total noninterest expense | $15,142,000 | 1,232 |
| Salaries and employee benefits | $10,246,000 | 968 |
| Premises and equipment expense | $1,270,000 | 2,057 |
| Additional noninterest expense | $3,626,000 | 1,522 |
| Pre-tax net operating income | $5,658,000 | 1,476 |
| Securities gains (losses) | $396,000 | 297 |
| Applicable income taxes | $1,917,000 | 1,169 |
| Income before extraordinary items | $4,137,000 | 1,534 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,137,000 | 1,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-514,000 | 8,502 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,867,720 | 1,634 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,811,000 | 961 |
| Total interest expense | $18,739,000 | 784 |
| Net interest income | $14,072,000 | 1,196 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,165,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,480 |
| Trading account gains and fees | $77,000 | 125 |
| Additional Noninterest Income | $1,087,000 | 1,718 |
| Total noninterest expense | $11,468,000 | 1,212 |
| Salaries and employee benefits | $7,764,000 | 963 |
| Premises and equipment expense | $909,000 | 2,125 |
| Additional noninterest expense | $2,795,000 | 1,448 |
| Pre-tax net operating income | $3,769,000 | 1,756 |
| Securities gains (losses) | $32,000 | 723 |
| Applicable income taxes | $1,160,000 | 1,481 |
| Income before extraordinary items | $2,641,000 | 1,916 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,641,000 | 1,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,618,920 | 1,917 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,356,000 | 998 |
| Total interest expense | $12,381,000 | 799 |
| Net interest income | $8,975,000 | 1,268 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $883,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $77,000 | 116 |
| Additional Noninterest Income | $806,000 | 1,607 |
| Total noninterest expense | $7,606,000 | 1,236 |
| Salaries and employee benefits | $5,133,000 | 982 |
| Premises and equipment expense | $554,000 | 2,337 |
| Additional noninterest expense | $1,919,000 | 1,411 |
| Pre-tax net operating income | $2,252,000 | 1,960 |
| Securities gains (losses) | $35,000 | 600 |
| Applicable income taxes | $743,000 | 1,579 |
| Income before extraordinary items | $1,544,000 | 2,164 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,544,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,125 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,520,200 | 2,169 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,432,000 | 1,017 |
| Total interest expense | $6,072,000 | 801 |
| Net interest income | $4,360,000 | 1,309 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $616,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $221,000 | 91 |
| Additional Noninterest Income | $395,000 | 1,598 |
| Total noninterest expense | $3,781,000 | 1,242 |
| Salaries and employee benefits | $2,565,000 | 990 |
| Premises and equipment expense | $250,000 | 2,587 |
| Additional noninterest expense | $966,000 | 1,385 |
| Pre-tax net operating income | $1,195,000 | 1,871 |
| Securities gains (losses) | $31,000 | 475 |
| Applicable income taxes | $422,000 | 1,467 |
| Income before extraordinary items | $804,000 | 2,062 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $804,000 | 2,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,290 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $783,540 | 2,088 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $40,288,000 | 973 |
| Total interest expense | $20,875,000 | 804 |
| Net interest income | $19,413,000 | 1,149 |
| Provision for loan and lease losses | $-170,000 | 8,522 |
| Total noninterest income | $1,431,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,430,000 | 1,727 |
| Total noninterest expense | $14,617,000 | 1,229 |
| Salaries and employee benefits | $9,767,000 | 985 |
| Premises and equipment expense | $1,652,000 | 1,555 |
| Additional noninterest expense | $3,198,000 | 1,641 |
| Pre-tax net operating income | $6,397,000 | 1,518 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $1,804,000 | 1,444 |
| Income before extraordinary items | $4,600,000 | 1,574 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,600,000 | 1,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-171,000 | 8,563 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,594,960 | 1,562 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $30,070,000 | 970 |
| Total interest expense | $15,193,000 | 807 |
| Net interest income | $14,877,000 | 1,135 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $975,000 | 2,982 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,000 | 7,639 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $974,000 | 1,856 |
| Total noninterest expense | $11,494,000 | 1,185 |
| Salaries and employee benefits | $7,604,000 | 960 |
| Premises and equipment expense | $1,314,000 | 1,477 |
| Additional noninterest expense | $2,576,000 | 1,534 |
| Pre-tax net operating income | $4,358,000 | 1,718 |
| Securities gains (losses) | $-117,000 | 8,446 |
| Applicable income taxes | $1,078,000 | 1,785 |
| Income before extraordinary items | $3,163,000 | 1,755 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,163,000 | 1,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-141,000 | 8,586 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,250,750 | 1,702 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,888,000 | 957 |
| Total interest expense | $9,658,000 | 799 |
| Net interest income | $10,230,000 | 1,105 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,401,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,400,000 | 1,066 |
| Total noninterest expense | $8,635,000 | 1,046 |
| Salaries and employee benefits | $5,160,000 | 945 |
| Premises and equipment expense | $1,085,000 | 1,185 |
| Additional noninterest expense | $2,390,000 | 1,133 |
| Pre-tax net operating income | $2,996,000 | 1,649 |
| Securities gains (losses) | $-132,000 | 8,581 |
| Applicable income taxes | $938,000 | 1,468 |
| Income before extraordinary items | $1,926,000 | 1,899 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,926,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,492 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,014,440 | 1,801 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,836,000 | 945 |
| Total interest expense | $4,580,000 | 798 |
| Net interest income | $5,256,000 | 1,075 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $418,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $418,000 | 1,522 |
| Total noninterest expense | $3,898,000 | 1,168 |
| Salaries and employee benefits | $2,505,000 | 985 |
| Premises and equipment expense | $586,000 | 1,096 |
| Additional noninterest expense | $807,000 | 1,615 |
| Pre-tax net operating income | $1,776,000 | 1,382 |
| Securities gains (losses) | $-122,000 | 8,674 |
| Applicable income taxes | $527,000 | 1,336 |
| Income before extraordinary items | $1,127,000 | 1,598 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,127,000 | 1,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,215 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,209,960 | 1,485 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $35,122,000 | 934 |
| Total interest expense | $15,130,000 | 750 |
| Net interest income | $19,992,000 | 1,080 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,751,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,750,000 | 1,486 |
| Total noninterest expense | $16,336,000 | 1,043 |
| Salaries and employee benefits | $10,057,000 | 902 |
| Premises and equipment expense | $2,453,000 | 984 |
| Additional noninterest expense | $3,826,000 | 1,336 |
| Pre-tax net operating income | $5,407,000 | 1,726 |
| Securities gains (losses) | $1,365,000 | 170 |
| Applicable income taxes | $2,119,000 | 1,294 |
| Income before extraordinary items | $4,653,000 | 1,518 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,653,000 | 1,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-276,000 | 8,750 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,711,150 | 1,838 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $25,977,000 | 928 |
| Total interest expense | $10,998,000 | 725 |
| Net interest income | $14,979,000 | 1,066 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,238,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,237,000 | 1,558 |
| Total noninterest expense | $12,552,000 | 1,006 |
| Salaries and employee benefits | $7,836,000 | 861 |
| Premises and equipment expense | $1,862,000 | 955 |
| Additional noninterest expense | $2,854,000 | 1,338 |
| Pre-tax net operating income | $3,665,000 | 1,912 |
| Securities gains (losses) | $1,487,000 | 148 |
| Applicable income taxes | $1,491,000 | 1,391 |
| Income before extraordinary items | $3,661,000 | 1,457 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,661,000 | 1,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-211,000 | 8,755 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,605,230 | 1,959 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,015,000 | 916 |
| Total interest expense | $7,124,000 | 708 |
| Net interest income | $9,891,000 | 1,064 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $931,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $931,000 | 1,423 |
| Total noninterest expense | $8,479,000 | 986 |
| Salaries and employee benefits | $5,236,000 | 854 |
| Premises and equipment expense | $1,238,000 | 945 |
| Additional noninterest expense | $2,005,000 | 1,250 |
| Pre-tax net operating income | $2,343,000 | 1,938 |
| Securities gains (losses) | $1,462,000 | 125 |
| Applicable income taxes | $1,311,000 | 1,069 |
| Income before extraordinary items | $2,494,000 | 1,399 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,494,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,683 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,529,080 | 2,161 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,269,000 | 921 |
| Total interest expense | $3,410,000 | 710 |
| Net interest income | $4,859,000 | 1,073 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $384,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $384,000 | 1,596 |
| Total noninterest expense | $4,207,000 | 989 |
| Salaries and employee benefits | $2,566,000 | 867 |
| Premises and equipment expense | $609,000 | 976 |
| Additional noninterest expense | $1,032,000 | 1,201 |
| Pre-tax net operating income | $1,036,000 | 2,103 |
| Securities gains (losses) | $432,000 | 158 |
| Applicable income taxes | $467,000 | 1,424 |
| Income before extraordinary items | $1,001,000 | 1,671 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,001,000 | 1,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,715 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $707,240 | 2,269 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $31,681,000 | 882 |
| Total interest expense | $10,489,000 | 785 |
| Net interest income | $21,192,000 | 929 |
| Provision for loan and lease losses | $-3,300,000 | 8,955 |
| Total noninterest income | $1,980,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,979,000 | 1,331 |
| Total noninterest expense | $17,598,000 | 924 |
| Salaries and employee benefits | $10,111,000 | 850 |
| Premises and equipment expense | $2,439,000 | 923 |
| Additional noninterest expense | $5,048,000 | 998 |
| Pre-tax net operating income | $8,874,000 | 983 |
| Securities gains (losses) | $1,274,000 | 237 |
| Applicable income taxes | $3,514,000 | 789 |
| Income before extraordinary items | $6,634,000 | 999 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,634,000 | 1,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,652,000 | 8,974 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,805,900 | 1,092 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,635,000 | 871 |
| Total interest expense | $7,442,000 | 805 |
| Net interest income | $16,193,000 | 911 |
| Provision for loan and lease losses | $-3,300,000 | 9,007 |
| Total noninterest income | $1,531,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,000 | 7,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,530,000 | 1,308 |
| Total noninterest expense | $13,119,000 | 929 |
| Salaries and employee benefits | $7,463,000 | 864 |
| Premises and equipment expense | $1,823,000 | 923 |
| Additional noninterest expense | $3,833,000 | 981 |
| Pre-tax net operating income | $7,905,000 | 844 |
| Securities gains (losses) | $1,097,000 | 250 |
| Applicable income taxes | $3,133,000 | 696 |
| Income before extraordinary items | $5,869,000 | 849 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,869,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,607,000 | 9,023 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,155,950 | 933 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,995,000 | 912 |
| Total interest expense | $4,725,000 | 819 |
| Net interest income | $10,270,000 | 949 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $985,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $985,000 | 1,339 |
| Total noninterest expense | $8,349,000 | 967 |
| Salaries and employee benefits | $4,850,000 | 882 |
| Premises and equipment expense | $1,221,000 | 922 |
| Additional noninterest expense | $2,278,000 | 1,078 |
| Pre-tax net operating income | $2,906,000 | 1,464 |
| Securities gains (losses) | $973,000 | 216 |
| Applicable income taxes | $1,308,000 | 1,034 |
| Income before extraordinary items | $2,571,000 | 1,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,571,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,160,000 | 9,075 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,928,820 | 1,600 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,409,000 | 928 |
| Total interest expense | $2,379,000 | 839 |
| Net interest income | $5,030,000 | 974 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $565,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $565,000 | 1,196 |
| Total noninterest expense | $4,221,000 | 969 |
| Salaries and employee benefits | $2,442,000 | 892 |
| Premises and equipment expense | $619,000 | 928 |
| Additional noninterest expense | $1,160,000 | 1,055 |
| Pre-tax net operating income | $1,374,000 | 1,511 |
| Securities gains (losses) | $394,000 | 300 |
| Applicable income taxes | $614,000 | 1,104 |
| Income before extraordinary items | $1,154,000 | 1,394 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,154,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,521 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $897,900 | 1,663 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $30,090,000 | 936 |
| Total interest expense | $10,550,000 | 839 |
| Net interest income | $19,540,000 | 980 |
| Provision for loan and lease losses | $-1,097,000 | 9,152 |
| Total noninterest income | $3,326,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,000 | 8,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,325,000 | 1,009 |
| Total noninterest expense | $17,274,000 | 939 |
| Salaries and employee benefits | $10,119,000 | 844 |
| Premises and equipment expense | $2,417,000 | 928 |
| Additional noninterest expense | $4,738,000 | 1,075 |
| Pre-tax net operating income | $6,689,000 | 1,250 |
| Securities gains (losses) | $-330,000 | 9,111 |
| Applicable income taxes | $2,141,000 | 1,225 |
| Income before extraordinary items | $4,218,000 | 1,486 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,218,000 | 1,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,282 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,435,800 | 1,358 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,662,000 | 948 |
| Total interest expense | $8,121,000 | 856 |
| Net interest income | $14,541,000 | 1,002 |
| Provision for loan and lease losses | $-734,000 | 9,207 |
| Total noninterest income | $2,698,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,000 | 8,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,697,000 | 991 |
| Total noninterest expense | $13,010,000 | 943 |
| Salaries and employee benefits | $7,367,000 | 877 |
| Premises and equipment expense | $1,788,000 | 957 |
| Additional noninterest expense | $3,855,000 | 998 |
| Pre-tax net operating income | $4,963,000 | 1,296 |
| Securities gains (losses) | $25,000 | 2,828 |
| Applicable income taxes | $1,548,000 | 1,313 |
| Income before extraordinary items | $3,440,000 | 1,433 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,440,000 | 1,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,361 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,422,750 | 1,362 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,090,000 | 962 |
| Total interest expense | $5,556,000 | 862 |
| Net interest income | $9,534,000 | 1,018 |
| Provision for loan and lease losses | $-280,000 | 9,228 |
| Total noninterest income | $1,547,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,000 | 8,110 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,546,000 | 1,113 |
| Total noninterest expense | $8,663,000 | 945 |
| Salaries and employee benefits | $4,780,000 | 901 |
| Premises and equipment expense | $1,187,000 | 970 |
| Additional noninterest expense | $2,696,000 | 940 |
| Pre-tax net operating income | $2,698,000 | 1,561 |
| Securities gains (losses) | $438,000 | 628 |
| Applicable income taxes | $1,007,000 | 1,367 |
| Income before extraordinary items | $2,129,000 | 1,535 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,129,000 | 1,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 781 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,831,160 | 1,654 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,874,000 | 934 |
| Total interest expense | $2,882,000 | 858 |
| Net interest income | $4,992,000 | 969 |
| Provision for loan and lease losses | $-210,000 | 9,285 |
| Total noninterest income | $430,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $430,000 | 1,655 |
| Total noninterest expense | $4,430,000 | 920 |
| Salaries and employee benefits | $2,366,000 | 912 |
| Premises and equipment expense | $596,000 | 969 |
| Additional noninterest expense | $1,468,000 | 856 |
| Pre-tax net operating income | $1,202,000 | 1,748 |
| Securities gains (losses) | $20,000 | 1,898 |
| Applicable income taxes | $460,000 | 1,470 |
| Income before extraordinary items | $762,000 | 2,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $762,000 | 2,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $851,000 | 351 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $749,200 | 1,975 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $33,413,000 | 911 |
| Total interest expense | $13,820,000 | 814 |
| Net interest income | $19,593,000 | 991 |
| Provision for loan and lease losses | $-2,350,000 | 9,352 |
| Total noninterest income | $1,202,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,000 | 8,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,201,000 | 1,941 |
| Total noninterest expense | $16,376,000 | 958 |
| Salaries and employee benefits | $8,655,000 | 931 |
| Premises and equipment expense | $2,449,000 | 889 |
| Additional noninterest expense | $5,272,000 | 948 |
| Pre-tax net operating income | $6,769,000 | 1,242 |
| Securities gains (losses) | $-1,367,000 | 9,317 |
| Applicable income taxes | $1,706,000 | 1,481 |
| Income before extraordinary items | $3,696,000 | 1,620 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,696,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,211,000 | 9,350 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,625,560 | 1,297 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $37,029,000 | 924 |
| Total interest expense | $20,048,000 | 815 |
| Net interest income | $16,981,000 | 1,054 |
| Provision for loan and lease losses | $730,000 | 1,610 |
| Total noninterest income | $1,285,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,000 | 8,358 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,283,000 | 1,722 |
| Total noninterest expense | $15,755,000 | 941 |
| Salaries and employee benefits | $7,877,000 | 954 |
| Premises and equipment expense | $2,640,000 | 801 |
| Additional noninterest expense | $5,238,000 | 931 |
| Pre-tax net operating income | $1,781,000 | 3,462 |
| Securities gains (losses) | $2,146,000 | 230 |
| Applicable income taxes | $1,079,000 | 1,964 |
| Income before extraordinary items | $2,848,000 | 1,846 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,848,000 | 1,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 1,159 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,281,420 | 3,529 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $37,507,000 | 944 |
| Total interest expense | $20,461,000 | 865 |
| Net interest income | $17,046,000 | 1,032 |
| Provision for loan and lease losses | $3,100,000 | 450 |
| Total noninterest income | $3,009,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,000 | 8,554 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,007,000 | 857 |
| Total noninterest expense | $16,573,000 | 858 |
| Salaries and employee benefits | $7,525,000 | 930 |
| Premises and equipment expense | $3,084,000 | 681 |
| Additional noninterest expense | $5,964,000 | 834 |
| Pre-tax net operating income | $382,000 | 7,552 |
| Securities gains (losses) | $1,982,000 | 93 |
| Applicable income taxes | $560,000 | 3,247 |
| Income before extraordinary items | $1,804,000 | 2,798 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,804,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,993,000 | 311 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $297,680 | 7,498 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $41,938,000 | 805 |
| Total interest expense | $21,159,000 | 756 |
| Net interest income | $20,779,000 | 849 |
| Provision for loan and lease losses | $5,233,000 | 295 |
| Total noninterest income | $857,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 8,790 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $854,000 | 2,068 |
| Total noninterest expense | $16,353,000 | 879 |
| Salaries and employee benefits | $7,851,000 | 871 |
| Premises and equipment expense | $3,249,000 | 656 |
| Additional noninterest expense | $5,253,000 | 923 |
| Pre-tax net operating income | $50,000 | 9,234 |
| Securities gains (losses) | $2,064,000 | 136 |
| Applicable income taxes | $446,000 | 3,880 |
| Income before extraordinary items | $1,668,000 | 2,980 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,668,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,514,000 | 234 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $37,440 | 9,259 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $42,566,000 | 783 |
| Total interest expense | $21,976,000 | 744 |
| Net interest income | $20,590,000 | 829 |
| Provision for loan and lease losses | $12,659,000 | 192 |
| Total noninterest income | $694,000 | 4,012 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $5,000 | 8,960 |
| Trading account gains and fees | $10,000 | 195 |
| Additional Noninterest Income | $679,000 | 2,449 |
| Total noninterest expense | $18,633,000 | 789 |
| Salaries and employee benefits | $8,566,000 | 780 |
| Premises and equipment expense | $3,583,000 | 601 |
| Additional noninterest expense | $6,484,000 | 803 |
| Pre-tax net operating income | $-10,008,000 | 10,465 |
| Securities gains (losses) | $6,078,000 | 106 |
| Applicable income taxes | $-1,224,000 | 10,433 |
| Income before extraordinary items | $-2,706,000 | 10,429 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-2,706,000 | 10,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,438,000 | 203 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-6,899,820 | 10,443 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $43,754,000 | 786 |
| Total interest expense | $23,197,000 | 721 |
| Net interest income | $20,557,000 | 869 |
| Provision for loan and lease losses | $6,079,000 | 288 |
| Total noninterest income | $668,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $6,000 | 9,358 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $662,000 | 2,307 |
| Total noninterest expense | $17,596,000 | 817 |
| Salaries and employee benefits | $9,039,000 | 761 |
| Premises and equipment expense | $3,257,000 | 642 |
| Additional noninterest expense | $5,300,000 | 923 |
| Pre-tax net operating income | $-2,450,000 | 10,903 |
| Securities gains (losses) | $7,378,000 | 62 |
| Applicable income taxes | $1,469,000 | 1,742 |
| Income before extraordinary items | $3,459,000 | 1,556 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,459,000 | 1,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,985,000 | 260 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-1,705,600 | 10,872 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $46,092,000 | 784 |
| Total interest expense | $23,615,000 | 745 |
| Net interest income | $22,477,000 | 827 |
| Provision for loan and lease losses | $1,100,000 | 955 |
| Total noninterest income | $2,980,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $6,000 | 9,807 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,974,000 | 881 |
| Total noninterest expense | $18,965,000 | 827 |
| Salaries and employee benefits | $9,962,000 | 703 |
| Premises and equipment expense | $3,457,000 | 648 |
| Additional noninterest expense | $5,546,000 | 1,044 |
| Pre-tax net operating income | $5,392,000 | 1,320 |
| Securities gains (losses) | $5,496,000 | 71 |
| Applicable income taxes | $3,542,000 | 767 |
| Income before extraordinary items | $7,346,000 | 743 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,346,000 | 743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,044,000 | 879 |
| Cash dividends | $536,000 | 3,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,663,680 | 1,317 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $45,432,000 | 824 |
| Total interest expense | $20,650,000 | 859 |
| Net interest income | $24,782,000 | 781 |
| Provision for loan and lease losses | $2,000,000 | 574 |
| Total noninterest income | $573,000 | 4,725 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $4,000 | 10,263 |
| Trading account gains and fees | $-1,000 | 4,795 |
| Additional Noninterest Income | $570,000 | 2,627 |
| Total noninterest expense | $17,435,000 | 893 |
| Salaries and employee benefits | $9,540,000 | 741 |
| Premises and equipment expense | $3,387,000 | 673 |
| Additional noninterest expense | $4,508,000 | 1,215 |
| Pre-tax net operating income | $5,920,000 | 1,288 |
| Securities gains (losses) | $4,685,000 | 63 |
| Applicable income taxes | $3,480,000 | 807 |
| Income before extraordinary items | $7,125,000 | 803 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,125,000 | 803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,431,000 | 507 |
| Cash dividends | $5,573,000 | 581 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,986,050 | 1,302 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $42,749,000 | 796 |
| Total interest expense | $16,050,000 | 860 |
| Net interest income | $26,699,000 | 736 |
| Provision for loan and lease losses | $280,000 | 2,395 |
| Total noninterest income | $290,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,000 | 10,814 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $287,000 | 4,217 |
| Total noninterest expense | $17,248,000 | 903 |
| Salaries and employee benefits | $10,325,000 | 682 |
| Premises and equipment expense | $2,919,000 | 782 |
| Additional noninterest expense | $4,004,000 | 1,413 |
| Pre-tax net operating income | $9,461,000 | 831 |
| Securities gains (losses) | $495,000 | 269 |
| Applicable income taxes | $3,640,000 | 740 |
| Income before extraordinary items | $6,316,000 | 834 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,316,000 | 836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $906,000 | 925 |
| Cash dividends | $5,771,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $-865,000 | 12,569 |
| Net operating income | $5,999,200 | 876 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $44,534,000 | 769 |
| Total interest expense | $17,113,000 | 819 |
| Net interest income | $27,421,000 | 712 |
| Provision for loan and lease losses | $1,676,000 | 914 |
| Total noninterest income | $317,000 | 7,419 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $3,000 | 11,298 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $314,000 | 4,341 |
| Total noninterest expense | $15,386,000 | 1,027 |
| Salaries and employee benefits | $9,418,000 | 735 |
| Premises and equipment expense | $2,373,000 | 935 |
| Additional noninterest expense | $3,595,000 | 1,649 |
| Pre-tax net operating income | $10,676,000 | 682 |
| Securities gains (losses) | $1,126,000 | 500 |
| Applicable income taxes | $3,635,000 | 709 |
| Income before extraordinary items | $8,167,000 | 640 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $8,167,000 | 657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,144 |
| Cash dividends | $5,312,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,390,060 | 662 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $42,883,000 | 886 |
| Total interest expense | $19,294,000 | 942 |
| Net interest income | $23,589,000 | 821 |
| Provision for loan and lease losses | $1,544,000 | 1,375 |
| Total noninterest income | $346,000 | 7,165 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $5,000 | 11,683 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $341,000 | 4,097 |
| Total noninterest expense | $13,759,000 | 1,143 |
| Salaries and employee benefits | $8,431,000 | 809 |
| Premises and equipment expense | $1,998,000 | 1,122 |
| Additional noninterest expense | $3,330,000 | 1,822 |
| Pre-tax net operating income | $8,632,000 | 747 |
| Securities gains (losses) | $968,000 | 666 |
| Applicable income taxes | $3,008,000 | 779 |
| Income before extraordinary items | $6,592,000 | 717 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,592,000 | 715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 2,530 |
| Cash dividends | $818,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,924,080 | 729 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.