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Fidelity Bank & Trust, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$69,374,000	703
Total interest expense	$23,099,000	715
Net interest income	$46,275,000	715
Provision for loan and lease losses	$2,613,000	481
Total noninterest income	$5,824,000	1,076
Gross Fiduciary activities income	$293,000	649
Service charges on deposit accounts	$884,000	1,100
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,647,000	928
Total noninterest expense	$33,110,000	814
Salaries and employee benefits	$20,434,000	740
Premises and equipment expense	$3,457,000	767
Additional noninterest expense	$4,647,000	928
Pre-tax net operating income	$16,376,000	798
Securities gains (losses)	$-7,000	3,338
Applicable income taxes	$2,950,000	754
Income before extraordinary items	$13,419,000	799
Extraordinary gains, net	$0	54
Net income	$13,419,000	811
Minority interest net income	$0	88
Net income of bank and minority interests.	$13,419,000	802
Net charge-offs	$-14,000	3,914
Cash dividends	$6,000,000	696
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$13,424,740	809
2023-09-30 (YTD Data)		Rank
Total interest income	$50,419,000	716
Total interest expense	$15,461,000	730
Net interest income	$34,958,000	716
Provision for loan and lease losses	$4,013,000	304
Total noninterest income	$4,116,000	1,129
Gross Fiduciary activities income	$223,000	641
Service charges on deposit accounts	$652,000	1,104
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,241,000	982
Total noninterest expense	$24,999,000	812
Salaries and employee benefits	$15,494,000	740
Premises and equipment expense	$2,693,000	741
Additional noninterest expense	$3,241,000	982
Pre-tax net operating income	$10,062,000	965
Securities gains (losses)	$-7,000	3,437
Applicable income taxes	$1,667,000	943
Income before extraordinary items	$8,388,000	965
Extraordinary gains, net	$0	52
Net income	$8,388,000	970
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,388,000	965
Net charge-offs	$-7,000	3,746
Cash dividends	$3,000,000	874
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$8,393,810	975
2023-06-30 (YTD Data)		Rank
Total interest income	$32,537,000	712
Total interest expense	$9,260,000	722
Net interest income	$23,277,000	717
Provision for loan and lease losses	$3,713,000	248
Total noninterest income	$2,830,000	1,043
Gross Fiduciary activities income	$150,000	636
Service charges on deposit accounts	$418,000	1,125
Trading account gains and fees	$0	112
Additional Noninterest Income	$2,262,000	882
Total noninterest expense	$16,234,000	818
Salaries and employee benefits	$10,215,000	743
Premises and equipment expense	$1,781,000	730
Additional noninterest expense	$2,262,000	881
Pre-tax net operating income	$6,160,000	1,031
Securities gains (losses)	$-7,000	3,750
Applicable income taxes	$972,000	1,031
Income before extraordinary items	$5,181,000	1,025
Extraordinary gains, net	$0	51
Net income	$5,181,000	1,038
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,181,000	1,025
Net charge-offs	$-5,000	3,722
Cash dividends	$2,000,000	870
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,186,880	1,029
2023-03-31 (YTD Data)		Rank
Total interest income	$15,461,000	737
Total interest expense	$3,873,000	746
Net interest income	$11,588,000	730
Provision for loan and lease losses	$400,000	573
Total noninterest income	$1,502,000	1,002
Gross Fiduciary activities income	$72,000	665
Service charges on deposit accounts	$197,000	1,199
Trading account gains and fees	$0	97
Additional Noninterest Income	$1,233,000	837
Total noninterest expense	$8,168,000	821
Salaries and employee benefits	$5,076,000	764
Premises and equipment expense	$988,000	702
Additional noninterest expense	$1,233,000	837
Pre-tax net operating income	$4,522,000	795
Securities gains (losses)	$6,000	713
Applicable income taxes	$838,000	753
Income before extraordinary items	$3,690,000	786
Extraordinary gains, net	$0	4
Net income	$3,690,000	784
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,690,000	785
Net charge-offs	$-8,000	3,980
Cash dividends	$1,000,000	804
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,685,140	803
2022-12-31 (YTD Data)		Rank
Total interest income	$52,832,000	705
Total interest expense	$5,516,000	737
Net interest income	$47,316,000	700
Provision for loan and lease losses	$3,000,000	387
Total noninterest income	$6,256,000	1,031
Gross Fiduciary activities income	$302,000	672
Service charges on deposit accounts	$812,000	1,188
Trading account gains and fees	$0	116
Additional Noninterest Income	$5,142,000	893
Total noninterest expense	$31,211,000	849
Salaries and employee benefits	$19,568,000	760
Premises and equipment expense	$3,303,000	784
Additional noninterest expense	$5,142,000	893
Pre-tax net operating income	$19,361,000	772
Securities gains (losses)	$-20,000	3,571
Applicable income taxes	$3,755,000	722
Income before extraordinary items	$15,586,000	769
Extraordinary gains, net	$0	5
Net income	$15,586,000	770
Minority interest net income	$0	63
Net income of bank and minority interests.	$15,586,000	770
Net charge-offs	$-51,000	4,102
Cash dividends	$4,000,000	929
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$15,602,200	784
2022-09-30 (YTD Data)		Rank
Total interest income	$37,298,000	718
Total interest expense	$3,127,000	711
Net interest income	$34,171,000	717
Provision for loan and lease losses	$1,550,000	469
Total noninterest income	$4,556,000	1,074
Gross Fiduciary activities income	$234,000	662
Service charges on deposit accounts	$640,000	1,161
Trading account gains and fees	$0	111
Additional Noninterest Income	$3,682,000	938
Total noninterest expense	$23,928,000	818
Salaries and employee benefits	$15,138,000	737
Premises and equipment expense	$2,502,000	770
Additional noninterest expense	$3,682,000	938
Pre-tax net operating income	$13,249,000	838
Securities gains (losses)	$-88,000	4,194
Applicable income taxes	$2,569,000	769
Income before extraordinary items	$10,592,000	844
Extraordinary gains, net	$0	4
Net income	$10,592,000	844
Minority interest net income	$0	57
Net income of bank and minority interests.	$10,592,000	844
Net charge-offs	$-43,000	4,035
Cash dividends	$3,000,000	841
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$10,662,400	854
2022-06-30 (YTD Data)		Rank
Total interest income	$23,949,000	710
Total interest expense	$1,969,000	600
Net interest income	$21,980,000	722
Provision for loan and lease losses	$1,000,000	422
Total noninterest income	$3,070,000	1,052
Gross Fiduciary activities income	$162,000	622
Service charges on deposit accounts	$419,000	1,154
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,489,000	940
Total noninterest expense	$15,720,000	814
Salaries and employee benefits	$9,849,000	743
Premises and equipment expense	$1,630,000	783
Additional noninterest expense	$4,241,000	885
Pre-tax net operating income	$8,330,000	828
Securities gains (losses)	$33,000	259
Applicable income taxes	$1,588,000	765
Income before extraordinary items	$6,775,000	831
Extraordinary gains, net	$0	4
Net income	$6,775,000	831
Minority interest net income	$0	60
Net income of bank and minority interests.	$6,775,000	831
Net charge-offs	$-39,000	4,101
Cash dividends	$1,500,000	1,032
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$6,748,270	851
2022-03-31 (YTD Data)		Rank
Total interest income	$11,212,000	728
Total interest expense	$1,047,000	538
Net interest income	$10,165,000	745
Provision for loan and lease losses	$400,000	402
Total noninterest income	$1,670,000	997
Gross Fiduciary activities income	$71,000	637
Service charges on deposit accounts	$206,000	1,163
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,393,000	882
Total noninterest expense	$7,819,000	817
Salaries and employee benefits	$4,833,000	760
Premises and equipment expense	$895,000	726
Additional noninterest expense	$2,091,000	887
Pre-tax net operating income	$3,616,000	890
Securities gains (losses)	$33,000	243
Applicable income taxes	$664,000	828
Income before extraordinary items	$2,985,000	892
Extraordinary gains, net	$0	4
Net income	$2,985,000	891
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,985,000	892
Net charge-offs	$-34,000	4,303
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,957,940	913
2021-12-31 (YTD Data)		Rank
Total interest income	$41,338,000	805
Total interest expense	$4,699,000	578
Net interest income	$36,639,000	836
Provision for loan and lease losses	$500,000	1,035
Total noninterest income	$15,183,000	638
Gross Fiduciary activities income	$169,000	682
Service charges on deposit accounts	$731,000	1,210
Trading account gains and fees	$0	132
Additional Noninterest Income	$14,283,000	532
Total noninterest expense	$29,954,000	848
Salaries and employee benefits	$18,509,000	785
Premises and equipment expense	$3,674,000	718
Additional noninterest expense	$7,771,000	956
Pre-tax net operating income	$21,368,000	702
Securities gains (losses)	$247,000	534
Applicable income taxes	$4,518,000	673
Income before extraordinary items	$17,097,000	728
Extraordinary gains, net	$0	10
Net income	$17,097,000	729
Minority interest net income	$0	74
Net income of bank and minority interests.	$17,097,000	729
Net charge-offs	$-144,000	4,460
Cash dividends	$6,500,000	640
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$16,901,870	715
2021-09-30 (YTD Data)		Rank
Total interest income	$30,933,000	823
Total interest expense	$3,653,000	584
Net interest income	$27,280,000	853
Provision for loan and lease losses	$250,000	1,285
Total noninterest income	$13,093,000	583
Gross Fiduciary activities income	$142,000	667
Service charges on deposit accounts	$526,000	1,243
Trading account gains and fees	$0	132
Additional Noninterest Income	$12,425,000	494
Total noninterest expense	$22,567,000	856
Salaries and employee benefits	$14,158,000	782
Premises and equipment expense	$2,529,000	789
Additional noninterest expense	$5,880,000	951
Pre-tax net operating income	$17,556,000	674
Securities gains (losses)	$247,000	496
Applicable income taxes	$3,781,000	643
Income before extraordinary items	$14,022,000	706
Extraordinary gains, net	$0	8
Net income	$14,022,000	706
Minority interest net income	$0	69
Net income of bank and minority interests.	$14,022,000	706
Net charge-offs	$-174,000	4,625
Cash dividends	$3,000,000	846
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$13,826,870	699
2021-06-30 (YTD Data)		Rank
Total interest income	$20,779,000	812
Total interest expense	$2,575,000	572
Net interest income	$18,204,000	840
Provision for loan and lease losses	$250,000	1,025
Total noninterest income	$7,460,000	663
Gross Fiduciary activities income	$109,000	659
Service charges on deposit accounts	$320,000	1,290
Trading account gains and fees	$0	133
Additional Noninterest Income	$7,031,000	563
Total noninterest expense	$14,926,000	852
Salaries and employee benefits	$9,340,000	787
Premises and equipment expense	$1,651,000	802
Additional noninterest expense	$3,935,000	943
Pre-tax net operating income	$10,488,000	726
Securities gains (losses)	$0	1,818
Applicable income taxes	$2,181,000	702
Income before extraordinary items	$8,307,000	778
Extraordinary gains, net	$0	6
Net income	$8,307,000	778
Minority interest net income	$0	67
Net income of bank and minority interests.	$8,307,000	778
Net charge-offs	$-19,000	4,036
Cash dividends	$3,000,000	613
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$8,307,000	749
2021-03-31 (YTD Data)		Rank
Total interest income	$10,581,000	788
Total interest expense	$1,364,000	572
Net interest income	$9,217,000	814
Provision for loan and lease losses	$0	2,741
Total noninterest income	$2,778,000	792
Gross Fiduciary activities income	$53,000	670
Service charges on deposit accounts	$159,000	1,297
Trading account gains and fees	$0	127
Additional Noninterest Income	$2,566,000	687
Total noninterest expense	$7,240,000	867
Salaries and employee benefits	$4,547,000	797
Premises and equipment expense	$811,000	824
Additional noninterest expense	$1,882,000	954
Pre-tax net operating income	$4,755,000	799
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,007,000	744
Income before extraordinary items	$3,748,000	857
Extraordinary gains, net	$0	3
Net income	$3,748,000	857
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,748,000	857
Net charge-offs	$-9,000	4,024
Cash dividends	$1,500,000	557
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,748,000	834
2020-12-31 (YTD Data)		Rank
Total interest income	$46,506,000	728
Total interest expense	$8,201,000	591
Net interest income	$38,305,000	751
Provision for loan and lease losses	$1,700,000	1,162
Total noninterest income	$8,813,000	871
Gross Fiduciary activities income	$175,000	679
Service charges on deposit accounts	$846,000	1,090
Trading account gains and fees	$0	133
Additional Noninterest Income	$7,792,000	759
Total noninterest expense	$28,931,000	841
Salaries and employee benefits	$18,213,000	774
Premises and equipment expense	$3,142,000	821
Additional noninterest expense	$7,576,000	923
Pre-tax net operating income	$16,487,000	686
Securities gains (losses)	$1,247,000	311
Applicable income taxes	$3,619,000	618
Income before extraordinary items	$14,115,000	701
Extraordinary gains, net	$0	4
Net income	$14,115,000	701
Minority interest net income	$0	72
Net income of bank and minority interests.	$14,115,000	701
Net charge-offs	$569,000	897
Cash dividends	$7,250,000	581
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$13,117,400	720
2020-09-30 (YTD Data)		Rank
Total interest income	$35,918,000	710
Total interest expense	$6,684,000	587
Net interest income	$29,234,000	729
Provision for loan and lease losses	$1,500,000	1,059
Total noninterest income	$5,402,000	974
Gross Fiduciary activities income	$147,000	664
Service charges on deposit accounts	$650,000	1,068
Trading account gains and fees	$0	125
Additional Noninterest Income	$4,605,000	858
Total noninterest expense	$21,059,000	849
Salaries and employee benefits	$13,272,000	786
Premises and equipment expense	$2,288,000	835
Additional noninterest expense	$5,499,000	930
Pre-tax net operating income	$12,077,000	673
Securities gains (losses)	$1,247,000	255
Applicable income taxes	$2,727,000	592
Income before extraordinary items	$10,597,000	670
Extraordinary gains, net	$0	4
Net income	$10,597,000	669
Minority interest net income	$0	65
Net income of bank and minority interests.	$10,597,000	670
Net charge-offs	$321,000	990
Cash dividends	$5,750,000	526
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$9,599,400	709
2020-06-30 (YTD Data)		Rank
Total interest income	$24,585,000	699
Total interest expense	$4,838,000	598
Net interest income	$19,747,000	714
Provision for loan and lease losses	$1,000,000	1,077
Total noninterest income	$3,293,000	971
Gross Fiduciary activities income	$102,000	669
Service charges on deposit accounts	$441,000	1,065
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,750,000	871
Total noninterest expense	$13,898,000	849
Salaries and employee benefits	$8,644,000	791
Premises and equipment expense	$1,498,000	849
Additional noninterest expense	$3,756,000	905
Pre-tax net operating income	$8,142,000	618
Securities gains (losses)	$1,247,000	185
Applicable income taxes	$1,956,000	502
Income before extraordinary items	$7,433,000	583
Extraordinary gains, net	$0	4
Net income	$7,433,000	582
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,433,000	583
Net charge-offs	$257,000	879
Cash dividends	$4,500,000	466
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$6,447,870	644
2020-03-31 (YTD Data)		Rank
Total interest income	$12,606,000	684
Total interest expense	$2,602,000	620
Net interest income	$10,004,000	691
Provision for loan and lease losses	$300,000	1,167
Total noninterest income	$1,331,000	1,076
Gross Fiduciary activities income	$55,000	669
Service charges on deposit accounts	$280,000	1,011
Trading account gains and fees	$0	106
Additional Noninterest Income	$996,000	969
Total noninterest expense	$6,849,000	869
Salaries and employee benefits	$4,044,000	832
Premises and equipment expense	$779,000	823
Additional noninterest expense	$2,026,000	853
Pre-tax net operating income	$4,186,000	552
Securities gains (losses)	$1,247,000	91
Applicable income taxes	$1,146,000	413
Income before extraordinary items	$4,287,000	471
Extraordinary gains, net	$0	4
Net income	$4,287,000	470
Minority interest net income	$0	56
Net income of bank and minority interests.	$4,287,000	471
Net charge-offs	$235,000	578
Cash dividends	$2,750,000	436
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,301,870	572
2019-12-31 (YTD Data)		Rank
Total interest income	$52,277,000	655
Total interest expense	$10,814,000	641
Net interest income	$41,463,000	672
Provision for loan and lease losses	$925,000	953
Total noninterest income	$5,459,000	1,064
Gross Fiduciary activities income	$206,000	688
Service charges on deposit accounts	$1,440,000	833
Trading account gains and fees	$0	135
Additional Noninterest Income	$3,813,000	999
Total noninterest expense	$27,043,000	849
Salaries and employee benefits	$15,746,000	832
Premises and equipment expense	$2,980,000	861
Additional noninterest expense	$8,317,000	828
Pre-tax net operating income	$18,954,000	636
Securities gains (losses)	$499,000	355
Applicable income taxes	$3,878,000	600
Income before extraordinary items	$15,575,000	649
Extraordinary gains, net	$0	11
Net income	$15,575,000	651
Minority interest net income	$0	76
Net income of bank and minority interests.	$15,575,000	650
Net charge-offs	$-211,000	4,998
Cash dividends	$6,500,000	655
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$15,175,800	649
2019-09-30 (YTD Data)		Rank
Total interest income	$36,486,000	712
Total interest expense	$7,308,000	698
Net interest income	$29,178,000	708
Provision for loan and lease losses	$925,000	721
Total noninterest income	$3,540,000	1,168
Gross Fiduciary activities income	$155,000	682
Service charges on deposit accounts	$820,000	1,071
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,565,000	1,081
Total noninterest expense	$18,872,000	905
Salaries and employee benefits	$10,699,000	893
Premises and equipment expense	$2,204,000	874
Additional noninterest expense	$5,969,000	846
Pre-tax net operating income	$12,921,000	684
Securities gains (losses)	$486,000	323
Applicable income taxes	$2,762,000	627
Income before extraordinary items	$10,645,000	707
Extraordinary gains, net	$0	11
Net income	$10,645,000	709
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,645,000	708
Net charge-offs	$-169,000	5,058
Cash dividends	$4,750,000	641
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$10,261,060	716
2019-06-30 (YTD Data)		Rank
Total interest income	$16,211,000	1,010
Total interest expense	$3,556,000	906
Net interest income	$12,655,000	1,040
Provision for loan and lease losses	$300,000	1,195
Total noninterest income	$1,204,000	1,764
Gross Fiduciary activities income	$20,000	810
Service charges on deposit accounts	$325,000	1,582
Trading account gains and fees	$0	131
Additional Noninterest Income	$859,000	1,635
Total noninterest expense	$8,126,000	1,280
Salaries and employee benefits	$4,936,000	1,219
Premises and equipment expense	$964,000	1,223
Additional noninterest expense	$2,226,000	1,401
Pre-tax net operating income	$5,433,000	975
Securities gains (losses)	$163,000	412
Applicable income taxes	$1,134,000	844
Income before extraordinary items	$4,462,000	1,015
Extraordinary gains, net	$0	11
Net income	$4,462,000	1,015
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,462,000	1,015
Net charge-offs	$27,000	2,212
Cash dividends	$2,750,000	698
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,331,600	1,021
2019-03-31 (YTD Data)		Rank
Total interest income	$8,049,000	1,013
Total interest expense	$1,697,000	917
Net interest income	$6,352,000	1,038
Provision for loan and lease losses	$200,000	934
Total noninterest income	$445,000	2,055
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$161,000	1,585
Trading account gains and fees	$0	126
Additional Noninterest Income	$284,000	2,018
Total noninterest expense	$4,017,000	1,285
Salaries and employee benefits	$2,405,000	1,251
Premises and equipment expense	$502,000	1,192
Additional noninterest expense	$1,110,000	1,392
Pre-tax net operating income	$2,580,000	998
Securities gains (losses)	$41,000	425
Applicable income taxes	$520,000	881
Income before extraordinary items	$2,101,000	1,039
Extraordinary gains, net	$0	5
Net income	$2,101,000	1,038
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,101,000	1,038
Net charge-offs	$-2,000	4,062
Cash dividends	$1,250,000	706
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,068,200	1,029
2018-12-31 (YTD Data)		Rank
Total interest income	$31,315,000	983
Total interest expense	$5,441,000	863
Net interest income	$25,874,000	1,008
Provision for loan and lease losses	$1,100,000	823
Total noninterest income	$2,566,000	1,721
Gross Fiduciary activities income	$31,000	877
Service charges on deposit accounts	$720,000	1,495
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,815,000	1,590
Total noninterest expense	$15,882,000	1,279
Salaries and employee benefits	$9,504,000	1,214
Premises and equipment expense	$1,923,000	1,219
Additional noninterest expense	$4,455,000	1,372
Pre-tax net operating income	$11,458,000	931
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,255,000	811
Income before extraordinary items	$9,203,000	982
Extraordinary gains, net	$0	6
Net income	$9,203,000	981
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,203,000	981
Net charge-offs	$548,000	893
Cash dividends	$23,250,000	242
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$9,203,000	981
2018-09-30 (YTD Data)		Rank
Total interest income	$23,309,000	979
Total interest expense	$3,815,000	867
Net interest income	$19,494,000	999
Provision for loan and lease losses	$775,000	796
Total noninterest income	$1,873,000	1,756
Gross Fiduciary activities income	$1,000	1,014
Service charges on deposit accounts	$528,000	1,536
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,344,000	1,624
Total noninterest expense	$11,820,000	1,277
Salaries and employee benefits	$7,081,000	1,221
Premises and equipment expense	$1,433,000	1,224
Additional noninterest expense	$3,306,000	1,386
Pre-tax net operating income	$8,772,000	930
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,705,000	808
Income before extraordinary items	$7,067,000	974
Extraordinary gains, net	$0	5
Net income	$7,067,000	973
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,067,000	973
Net charge-offs	$76,000	1,934
Cash dividends	$3,750,000	680
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$7,067,000	969
2018-06-30 (YTD Data)		Rank
Total interest income	$15,554,000	969
Total interest expense	$2,368,000	858
Net interest income	$13,186,000	986
Provision for loan and lease losses	$550,000	760
Total noninterest income	$1,271,000	1,745
Gross Fiduciary activities income	$1,000	997
Service charges on deposit accounts	$339,000	1,572
Trading account gains and fees	$0	130
Additional Noninterest Income	$931,000	1,597
Total noninterest expense	$7,784,000	1,303
Salaries and employee benefits	$4,670,000	1,238
Premises and equipment expense	$894,000	1,300
Additional noninterest expense	$2,220,000	1,383
Pre-tax net operating income	$6,123,000	876
Securities gains (losses)	$0	961
Applicable income taxes	$1,210,000	772
Income before extraordinary items	$4,913,000	928
Extraordinary gains, net	$0	6
Net income	$4,913,000	926
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,913,000	927
Net charge-offs	$54,000	1,716
Cash dividends	$2,500,000	632
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,913,000	918
2018-03-31 (YTD Data)		Rank
Total interest income	$7,502,000	993
Total interest expense	$1,108,000	865
Net interest income	$6,394,000	1,002
Provision for loan and lease losses	$100,000	1,437
Total noninterest income	$639,000	1,727
Gross Fiduciary activities income	$1,000	957
Service charges on deposit accounts	$166,000	1,599
Trading account gains and fees	$0	123
Additional Noninterest Income	$472,000	1,540
Total noninterest expense	$3,830,000	1,331
Salaries and employee benefits	$2,312,000	1,265
Premises and equipment expense	$428,000	1,373
Additional noninterest expense	$1,090,000	1,388
Pre-tax net operating income	$3,103,000	840
Securities gains (losses)	$0	735
Applicable income taxes	$606,000	747
Income before extraordinary items	$2,497,000	882
Extraordinary gains, net	$0	7
Net income	$2,497,000	883
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,497,000	882
Net charge-offs	$2,000	2,440
Cash dividends	$1,250,000	605
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,497,000	873
2017-12-31 (YTD Data)		Rank
Total interest income	$29,740,000	968
Total interest expense	$4,413,000	776
Net interest income	$25,327,000	1,000
Provision for loan and lease losses	$550,000	1,358
Total noninterest income	$2,715,000	1,693
Gross Fiduciary activities income	$16,000	943
Service charges on deposit accounts	$723,000	1,528
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,976,000	1,551
Total noninterest expense	$16,755,000	1,210
Salaries and employee benefits	$10,232,000	1,137
Premises and equipment expense	$2,029,000	1,155
Additional noninterest expense	$4,494,000	1,359
Pre-tax net operating income	$10,737,000	935
Securities gains (losses)	$40,000	992
Applicable income taxes	$3,248,000	908
Income before extraordinary items	$7,529,000	955
Extraordinary gains, net	$0	9
Net income	$7,529,000	955
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,529,000	955
Net charge-offs	$-7,000	4,728
Cash dividends	$5,000,000	676
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$7,501,000	946
2017-09-30 (YTD Data)		Rank
Total interest income	$22,193,000	974
Total interest expense	$3,250,000	758
Net interest income	$18,943,000	1,003
Provision for loan and lease losses	$550,000	1,074
Total noninterest income	$1,867,000	1,799
Gross Fiduciary activities income	$7,000	968
Service charges on deposit accounts	$537,000	1,547
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,323,000	1,671
Total noninterest expense	$12,464,000	1,225
Salaries and employee benefits	$7,558,000	1,163
Premises and equipment expense	$1,566,000	1,134
Additional noninterest expense	$3,340,000	1,373
Pre-tax net operating income	$7,796,000	983
Securities gains (losses)	$40,000	975
Applicable income taxes	$2,347,000	824
Income before extraordinary items	$5,489,000	1,079
Extraordinary gains, net	$0	9
Net income	$5,489,000	1,078
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,489,000	1,079
Net charge-offs	$-138,000	5,426
Cash dividends	$3,000,000	755
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,461,000	1,067
2017-06-30 (YTD Data)		Rank
Total interest income	$14,654,000	972
Total interest expense	$2,088,000	763
Net interest income	$12,566,000	999
Provision for loan and lease losses	$550,000	796
Total noninterest income	$1,225,000	1,807
Gross Fiduciary activities income	$7,000	945
Service charges on deposit accounts	$354,000	1,548
Trading account gains and fees	$0	139
Additional Noninterest Income	$864,000	1,690
Total noninterest expense	$8,205,000	1,240
Salaries and employee benefits	$4,933,000	1,187
Premises and equipment expense	$1,011,000	1,168
Additional noninterest expense	$2,261,000	1,346
Pre-tax net operating income	$5,036,000	988
Securities gains (losses)	$40,000	727
Applicable income taxes	$1,506,000	824
Income before extraordinary items	$3,570,000	1,091
Extraordinary gains, net	$0	11
Net income	$3,570,000	1,091
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,570,000	1,091
Net charge-offs	$-185,000	5,573
Cash dividends	$2,000,000	754
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,542,000	1,082
2017-03-31 (YTD Data)		Rank
Total interest income	$7,236,000	980
Total interest expense	$1,019,000	765
Net interest income	$6,217,000	1,006
Provision for loan and lease losses	$325,000	635
Total noninterest income	$583,000	1,858
Gross Fiduciary activities income	$7,000	893
Service charges on deposit accounts	$170,000	1,596
Trading account gains and fees	$0	142
Additional Noninterest Income	$406,000	1,739
Total noninterest expense	$3,997,000	1,276
Salaries and employee benefits	$2,413,000	1,211
Premises and equipment expense	$501,000	1,192
Additional noninterest expense	$1,083,000	1,399
Pre-tax net operating income	$2,478,000	975
Securities gains (losses)	$0	1,153
Applicable income taxes	$734,000	821
Income before extraordinary items	$1,744,000	1,076
Extraordinary gains, net	$0	8
Net income	$1,744,000	1,075
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,744,000	1,076
Net charge-offs	$15,000	2,041
Cash dividends	$1,000,000	712
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,744,000	1,054
2016-12-31 (YTD Data)		Rank
Total interest income	$28,986,000	943
Total interest expense	$3,855,000	764
Net interest income	$25,131,000	961
Provision for loan and lease losses	$1,575,000	627
Total noninterest income	$2,905,000	1,682
Gross Fiduciary activities income	$17,000	975
Service charges on deposit accounts	$784,000	1,467
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,104,000	1,552
Total noninterest expense	$15,899,000	1,263
Salaries and employee benefits	$9,394,000	1,207
Premises and equipment expense	$1,821,000	1,282
Additional noninterest expense	$4,684,000	1,337
Pre-tax net operating income	$10,562,000	883
Securities gains (losses)	$110,000	1,272
Applicable income taxes	$3,329,000	724
Income before extraordinary items	$7,343,000	1,015
Extraordinary gains, net	$0	5
Net income	$7,343,000	1,014
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,343,000	1,014
Net charge-offs	$710,000	860
Cash dividends	$4,400,000	749
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,267,100	1,000
2016-09-30 (YTD Data)		Rank
Total interest income	$21,753,000	942
Total interest expense	$2,828,000	775
Net interest income	$18,925,000	954
Provision for loan and lease losses	$1,200,000	607
Total noninterest income	$2,152,000	1,687
Gross Fiduciary activities income	$8,000	989
Service charges on deposit accounts	$590,000	1,457
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,554,000	1,558
Total noninterest expense	$11,885,000	1,272
Salaries and employee benefits	$7,072,000	1,211
Premises and equipment expense	$1,344,000	1,300
Additional noninterest expense	$3,469,000	1,347
Pre-tax net operating income	$7,992,000	886
Securities gains (losses)	$110,000	1,186
Applicable income taxes	$2,523,000	738
Income before extraordinary items	$5,579,000	1,008
Extraordinary gains, net	$0	5
Net income	$5,579,000	1,008
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,579,000	1,008
Net charge-offs	$570,000	717
Cash dividends	$3,000,000	756
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,503,100	999
2016-06-30 (YTD Data)		Rank
Total interest income	$14,556,000	930
Total interest expense	$1,856,000	787
Net interest income	$12,700,000	945
Provision for loan and lease losses	$1,000,000	509
Total noninterest income	$1,383,000	1,720
Gross Fiduciary activities income	$8,000	969
Service charges on deposit accounts	$379,000	1,494
Trading account gains and fees	$0	157
Additional Noninterest Income	$996,000	1,557
Total noninterest expense	$7,921,000	1,271
Salaries and employee benefits	$4,711,000	1,214
Premises and equipment expense	$901,000	1,300
Additional noninterest expense	$2,309,000	1,349
Pre-tax net operating income	$5,162,000	906
Securities gains (losses)	$20,000	1,940
Applicable income taxes	$1,606,000	755
Income before extraordinary items	$3,576,000	1,028
Extraordinary gains, net	$0	16
Net income	$3,576,000	1,027
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,576,000	1,027
Net charge-offs	$53,000	2,100
Cash dividends	$2,000,000	749
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,562,200	1,012
2016-03-31 (YTD Data)		Rank
Total interest income	$7,209,000	929
Total interest expense	$901,000	805
Net interest income	$6,308,000	945
Provision for loan and lease losses	$500,000	456
Total noninterest income	$602,000	1,848
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$184,000	1,533
Trading account gains and fees	$0	142
Additional Noninterest Income	$418,000	1,693
Total noninterest expense	$3,930,000	1,284
Salaries and employee benefits	$2,348,000	1,224
Premises and equipment expense	$455,000	1,288
Additional noninterest expense	$1,127,000	1,373
Pre-tax net operating income	$2,480,000	911
Securities gains (losses)	$1,000	1,958
Applicable income taxes	$752,000	782
Income before extraordinary items	$1,729,000	1,038
Extraordinary gains, net	$0	12
Net income	$1,729,000	1,039
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,729,000	1,039
Net charge-offs	$57,000	1,349
Cash dividends	$1,000,000	720
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,728,300	1,012
2015-12-31 (YTD Data)		Rank
Total interest income	$23,030,000	1,112
Total interest expense	$3,178,000	880
Net interest income	$19,852,000	1,147
Provision for loan and lease losses	$500,000	1,348
Total noninterest income	$3,213,000	1,526
Gross Fiduciary activities income	$10,000	1,040
Service charges on deposit accounts	$835,000	1,426
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,368,000	1,344
Total noninterest expense	$13,843,000	1,407
Salaries and employee benefits	$7,935,000	1,371
Premises and equipment expense	$1,768,000	1,320
Additional noninterest expense	$4,140,000	1,479
Pre-tax net operating income	$8,722,000	1,000
Securities gains (losses)	$48,000	1,678
Applicable income taxes	$2,767,000	799
Income before extraordinary items	$6,003,000	1,181
Extraordinary gains, net	$0	23
Net income	$6,003,000	1,182
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,003,000	1,181
Net charge-offs	$723,000	872
Cash dividends	$2,000,000	1,332
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,970,360	1,161
2015-09-30 (YTD Data)		Rank
Total interest income	$16,956,000	1,138
Total interest expense	$2,316,000	919
Net interest income	$14,640,000	1,173
Provision for loan and lease losses	$350,000	1,381
Total noninterest income	$1,284,000	2,328
Gross Fiduciary activities income	$1,000	1,117
Service charges on deposit accounts	$616,000	1,456
Trading account gains and fees	$0	153
Additional Noninterest Income	$667,000	2,536
Total noninterest expense	$9,901,000	1,483
Salaries and employee benefits	$5,764,000	1,407
Premises and equipment expense	$1,282,000	1,369
Additional noninterest expense	$2,855,000	1,592
Pre-tax net operating income	$5,673,000	1,139
Securities gains (losses)	$48,000	1,493
Applicable income taxes	$1,764,000	921
Income before extraordinary items	$3,957,000	1,310
Extraordinary gains, net	$0	21
Net income	$3,957,000	1,310
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,957,000	1,310
Net charge-offs	$710,000	670
Cash dividends	$1,200,000	1,412
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,923,880	1,290
2015-06-30 (YTD Data)		Rank
Total interest income	$11,181,000	1,150
Total interest expense	$1,469,000	963
Net interest income	$9,712,000	1,179
Provision for loan and lease losses	$200,000	1,484
Total noninterest income	$710,000	2,592
Gross Fiduciary activities income	$1,000	1,108
Service charges on deposit accounts	$393,000	1,493
Trading account gains and fees	$0	157
Additional Noninterest Income	$316,000	3,007
Total noninterest expense	$6,553,000	1,494
Salaries and employee benefits	$3,795,000	1,424
Premises and equipment expense	$863,000	1,363
Additional noninterest expense	$1,895,000	1,614
Pre-tax net operating income	$3,669,000	1,156
Securities gains (losses)	$32,000	1,463
Applicable income taxes	$1,135,000	942
Income before extraordinary items	$2,566,000	1,322
Extraordinary gains, net	$0	22
Net income	$2,566,000	1,324
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,566,000	1,323
Net charge-offs	$30,000	2,684
Cash dividends	$800,000	1,456
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,543,920	1,298
2015-03-31 (YTD Data)		Rank
Total interest income	$5,497,000	1,165
Total interest expense	$696,000	1,033
Net interest income	$4,801,000	1,182
Provision for loan and lease losses	$50,000	2,062
Total noninterest income	$512,000	2,069
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$182,000	1,564
Trading account gains and fees	$0	152
Additional Noninterest Income	$330,000	1,990
Total noninterest expense	$3,221,000	1,515
Salaries and employee benefits	$1,866,000	1,444
Premises and equipment expense	$414,000	1,440
Additional noninterest expense	$941,000	1,606
Pre-tax net operating income	$2,042,000	1,041
Securities gains (losses)	$32,000	1,035
Applicable income taxes	$652,000	842
Income before extraordinary items	$1,422,000	1,178
Extraordinary gains, net	$0	13
Net income	$1,422,000	1,179
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,422,000	1,179
Net charge-offs	$0	3,288
Cash dividends	$400,000	1,291
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,399,920	1,167
2014-12-31 (YTD Data)		Rank
Total interest income	$22,869,000	1,125
Total interest expense	$3,278,000	911
Net interest income	$19,591,000	1,148
Provision for loan and lease losses	$450,000	1,555
Total noninterest income	$1,897,000	2,182
Gross Fiduciary activities income	$11,000	1,064
Service charges on deposit accounts	$886,000	1,452
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,000,000	2,324
Total noninterest expense	$12,836,000	1,482
Salaries and employee benefits	$7,260,000	1,441
Premises and equipment expense	$1,664,000	1,430
Additional noninterest expense	$3,912,000	1,589
Pre-tax net operating income	$8,202,000	1,003
Securities gains (losses)	$42,000	1,849
Applicable income taxes	$2,720,000	775
Income before extraordinary items	$5,524,000	1,192
Extraordinary gains, net	$0	17
Net income	$5,524,000	1,190
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,524,000	1,191
Net charge-offs	$35,000	4,013
Cash dividends	$2,000,000	1,263
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,495,860	1,168
2014-09-30 (YTD Data)		Rank
Total interest income	$17,310,000	1,122
Total interest expense	$2,508,000	903
Net interest income	$14,802,000	1,149
Provision for loan and lease losses	$225,000	1,923
Total noninterest income	$1,354,000	2,261
Gross Fiduciary activities income	$2,000	1,121
Service charges on deposit accounts	$660,000	1,463
Trading account gains and fees	$0	174
Additional Noninterest Income	$692,000	2,455
Total noninterest expense	$9,298,000	1,547
Salaries and employee benefits	$5,173,000	1,506
Premises and equipment expense	$1,239,000	1,445
Additional noninterest expense	$2,886,000	1,623
Pre-tax net operating income	$6,633,000	956
Securities gains (losses)	$0	2,980
Applicable income taxes	$2,346,000	713
Income before extraordinary items	$4,287,000	1,161
Extraordinary gains, net	$0	15
Net income	$4,287,000	1,159
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,287,000	1,160
Net charge-offs	$-89,000	6,178
Cash dividends	$1,400,000	1,217
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,287,000	1,135
2014-06-30 (YTD Data)		Rank
Total interest income	$11,789,000	1,087
Total interest expense	$1,688,000	901
Net interest income	$10,101,000	1,106
Provision for loan and lease losses	$225,000	1,542
Total noninterest income	$799,000	2,410
Gross Fiduciary activities income	$2,000	1,095
Service charges on deposit accounts	$432,000	1,468
Trading account gains and fees	$0	172
Additional Noninterest Income	$365,000	2,779
Total noninterest expense	$6,123,000	1,560
Salaries and employee benefits	$3,426,000	1,523
Premises and equipment expense	$810,000	1,472
Additional noninterest expense	$1,887,000	1,647
Pre-tax net operating income	$4,552,000	895
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,621,000	678
Income before extraordinary items	$2,931,000	1,096
Extraordinary gains, net	$0	20
Net income	$2,931,000	1,097
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,931,000	1,097
Net charge-offs	$-71,000	6,245
Cash dividends	$900,000	1,252
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,931,000	1,074
2014-03-31 (YTD Data)		Rank
Total interest income	$5,585,000	1,149
Total interest expense	$854,000	899
Net interest income	$4,731,000	1,183
Provision for loan and lease losses	$225,000	909
Total noninterest income	$404,000	2,358
Gross Fiduciary activities income	$1,000	1,081
Service charges on deposit accounts	$210,000	1,489
Trading account gains and fees	$0	147
Additional Noninterest Income	$193,000	2,608
Total noninterest expense	$3,084,000	1,556
Salaries and employee benefits	$1,716,000	1,532
Premises and equipment expense	$421,000	1,446
Additional noninterest expense	$947,000	1,622
Pre-tax net operating income	$1,826,000	1,055
Securities gains (losses)	$0	1,715
Applicable income taxes	$648,000	774
Income before extraordinary items	$1,178,000	1,289
Extraordinary gains, net	$0	16
Net income	$1,178,000	1,290
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,178,000	1,290
Net charge-offs	$-13,000	5,862
Cash dividends	$450,000	1,107
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,178,000	1,258
2013-12-31 (YTD Data)		Rank
Total interest income	$22,643,000	1,141
Total interest expense	$4,084,000	828
Net interest income	$18,559,000	1,184
Provision for loan and lease losses	$1,200,000	946
Total noninterest income	$2,011,000	2,167
Gross Fiduciary activities income	$10,000	1,105
Service charges on deposit accounts	$965,000	1,413
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,036,000	2,335
Total noninterest expense	$12,318,000	1,569
Salaries and employee benefits	$6,759,000	1,535
Premises and equipment expense	$1,510,000	1,569
Additional noninterest expense	$4,049,000	1,602
Pre-tax net operating income	$7,052,000	1,070
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,377,000	792
Income before extraordinary items	$4,675,000	1,304
Extraordinary gains, net	$0	29
Net income	$4,675,000	1,305
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,675,000	1,307
Net charge-offs	$422,000	2,202
Cash dividends	$2,400,000	1,037
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,675,000	1,279
2013-09-30 (YTD Data)		Rank
Total interest income	$17,002,000	1,137
Total interest expense	$3,143,000	831
Net interest income	$13,859,000	1,192
Provision for loan and lease losses	$900,000	951
Total noninterest income	$1,522,000	2,192
Gross Fiduciary activities income	$1,000	1,186
Service charges on deposit accounts	$730,000	1,410
Trading account gains and fees	$0	180
Additional Noninterest Income	$791,000	2,358
Total noninterest expense	$9,115,000	1,589
Salaries and employee benefits	$4,918,000	1,582
Premises and equipment expense	$1,147,000	1,557
Additional noninterest expense	$3,050,000	1,594
Pre-tax net operating income	$5,366,000	1,073
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,894,000	775
Income before extraordinary items	$3,472,000	1,316
Extraordinary gains, net	$0	25
Net income	$3,472,000	1,317
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,472,000	1,318
Net charge-offs	$238,000	2,372
Cash dividends	$1,800,000	952
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,472,000	1,288
2013-06-30 (YTD Data)		Rank
Total interest income	$11,378,000	1,121
Total interest expense	$2,138,000	836
Net interest income	$9,240,000	1,175
Provision for loan and lease losses	$600,000	990
Total noninterest income	$1,045,000	2,171
Gross Fiduciary activities income	$1,000	1,167
Service charges on deposit accounts	$475,000	1,406
Trading account gains and fees	$0	157
Additional Noninterest Income	$569,000	2,302
Total noninterest expense	$5,998,000	1,605
Salaries and employee benefits	$3,230,000	1,614
Premises and equipment expense	$764,000	1,561
Additional noninterest expense	$2,004,000	1,607
Pre-tax net operating income	$3,687,000	1,023
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,304,000	749
Income before extraordinary items	$2,383,000	1,269
Extraordinary gains, net	$0	22
Net income	$2,383,000	1,272
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,383,000	1,272
Net charge-offs	$245,000	1,890
Cash dividends	$1,200,000	926
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,383,000	1,220
2013-03-31 (YTD Data)		Rank
Total interest income	$5,710,000	1,124
Total interest expense	$1,091,000	847
Net interest income	$4,619,000	1,175
Provision for loan and lease losses	$300,000	980
Total noninterest income	$540,000	2,111
Gross Fiduciary activities income	$1,000	1,109
Service charges on deposit accounts	$231,000	1,424
Trading account gains and fees	$0	148
Additional Noninterest Income	$308,000	2,192
Total noninterest expense	$2,964,000	1,639
Salaries and employee benefits	$1,577,000	1,666
Premises and equipment expense	$387,000	1,566
Additional noninterest expense	$1,000,000	1,617
Pre-tax net operating income	$1,895,000	979
Securities gains (losses)	$0	1,966
Applicable income taxes	$674,000	712
Income before extraordinary items	$1,221,000	1,223
Extraordinary gains, net	$0	10
Net income	$1,221,000	1,225
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,221,000	1,225
Net charge-offs	$-9,000	6,154
Cash dividends	$600,000	809
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,221,000	1,168
2012-12-31 (YTD Data)		Rank
Total interest income	$23,512,000	1,137
Total interest expense	$5,163,000	876
Net interest income	$18,349,000	1,205
Provision for loan and lease losses	$1,275,000	1,488
Total noninterest income	$2,672,000	1,787
Gross Fiduciary activities income	$11,000	1,117
Service charges on deposit accounts	$981,000	1,439
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,680,000	1,722
Total noninterest expense	$12,035,000	1,601
Salaries and employee benefits	$6,617,000	1,533
Premises and equipment expense	$1,512,000	1,562
Additional noninterest expense	$3,906,000	1,707
Pre-tax net operating income	$7,711,000	919
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,669,000	686
Income before extraordinary items	$5,042,000	1,181
Extraordinary gains, net	$0	29
Net income	$5,042,000	1,181
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,042,000	1,181
Net charge-offs	$1,543,000	1,382
Cash dividends	$2,000,000	1,202
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,042,000	1,112
2012-09-30 (YTD Data)		Rank
Total interest income	$17,714,000	1,149
Total interest expense	$3,965,000	895
Net interest income	$13,749,000	1,214
Provision for loan and lease losses	$975,000	1,466
Total noninterest income	$2,012,000	1,781
Gross Fiduciary activities income	$3,000	1,175
Service charges on deposit accounts	$731,000	1,457
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,278,000	1,708
Total noninterest expense	$8,922,000	1,629
Salaries and employee benefits	$4,955,000	1,526
Premises and equipment expense	$1,178,000	1,524
Additional noninterest expense	$2,789,000	1,779
Pre-tax net operating income	$5,864,000	928
Securities gains (losses)	$0	3,575
Applicable income taxes	$2,091,000	678
Income before extraordinary items	$3,773,000	1,191
Extraordinary gains, net	$0	20
Net income	$3,773,000	1,191
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,773,000	1,191
Net charge-offs	$1,206,000	1,289
Cash dividends	$2,000,000	766
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,773,000	1,127
2012-06-30 (YTD Data)		Rank
Total interest income	$11,955,000	1,144
Total interest expense	$2,699,000	904
Net interest income	$9,256,000	1,207
Provision for loan and lease losses	$675,000	1,451
Total noninterest income	$1,356,000	1,752
Gross Fiduciary activities income	$2,000	1,169
Service charges on deposit accounts	$466,000	1,502
Trading account gains and fees	$0	153
Additional Noninterest Income	$888,000	1,634
Total noninterest expense	$5,881,000	1,651
Salaries and employee benefits	$3,280,000	1,541
Premises and equipment expense	$775,000	1,538
Additional noninterest expense	$1,826,000	1,824
Pre-tax net operating income	$4,056,000	900
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,447,000	663
Income before extraordinary items	$2,609,000	1,154
Extraordinary gains, net	$0	19
Net income	$2,609,000	1,153
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,609,000	1,153
Net charge-offs	$633,000	1,554
Cash dividends	$1,400,000	732
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,609,000	1,074
2012-03-31 (YTD Data)		Rank
Total interest income	$6,041,000	1,140
Total interest expense	$1,374,000	922
Net interest income	$4,667,000	1,195
Provision for loan and lease losses	$300,000	1,500
Total noninterest income	$676,000	1,762
Gross Fiduciary activities income	$2,000	1,093
Service charges on deposit accounts	$228,000	1,519
Trading account gains and fees	$0	148
Additional Noninterest Income	$446,000	1,631
Total noninterest expense	$2,963,000	1,627
Salaries and employee benefits	$1,629,000	1,551
Premises and equipment expense	$391,000	1,530
Additional noninterest expense	$943,000	1,764
Pre-tax net operating income	$2,080,000	861
Securities gains (losses)	$0	2,210
Applicable income taxes	$751,000	632
Income before extraordinary items	$1,329,000	1,113
Extraordinary gains, net	$0	19
Net income	$1,329,000	1,115
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,329,000	1,114
Net charge-offs	$486,000	1,118
Cash dividends	$800,000	568
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,329,000	1,045
2011-12-31 (YTD Data)		Rank
Total interest income	$26,459,000	1,068
Total interest expense	$6,630,000	916
Net interest income	$19,829,000	1,122
Provision for loan and lease losses	$1,550,000	1,850
Total noninterest income	$1,983,000	2,021
Gross Fiduciary activities income	$10,000	1,096
Service charges on deposit accounts	$1,049,000	1,416
Trading account gains and fees	$0	146
Additional Noninterest Income	$924,000	2,244
Total noninterest expense	$12,790,000	1,528
Salaries and employee benefits	$6,631,000	1,489
Premises and equipment expense	$1,763,000	1,417
Additional noninterest expense	$4,396,000	1,554
Pre-tax net operating income	$7,472,000	815
Securities gains (losses)	$0	3,838
Applicable income taxes	$2,603,000	639
Income before extraordinary items	$4,869,000	1,028
Extraordinary gains, net	$0	29
Net income	$4,869,000	1,028
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,869,000	1,028
Net charge-offs	$1,298,000	2,062
Cash dividends	$2,500,000	785
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,869,000	984
2011-09-30 (YTD Data)		Rank
Total interest income	$20,055,000	1,075
Total interest expense	$5,140,000	926
Net interest income	$14,915,000	1,125
Provision for loan and lease losses	$875,000	2,144
Total noninterest income	$1,341,000	2,178
Gross Fiduciary activities income	$1,000	1,199
Service charges on deposit accounts	$796,000	1,399
Trading account gains and fees	$0	145
Additional Noninterest Income	$544,000	2,577
Total noninterest expense	$9,668,000	1,515
Salaries and employee benefits	$4,961,000	1,495
Premises and equipment expense	$1,339,000	1,416
Additional noninterest expense	$3,368,000	1,527
Pre-tax net operating income	$5,713,000	813
Securities gains (losses)	$0	3,555
Applicable income taxes	$2,017,000	617
Income before extraordinary items	$3,696,000	1,044
Extraordinary gains, net	$0	21
Net income	$3,696,000	1,044
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,696,000	1,044
Net charge-offs	$403,000	2,904
Cash dividends	$2,500,000	533
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,696,000	991
2011-06-30 (YTD Data)		Rank
Total interest income	$10,714,000	1,358
Total interest expense	$2,878,000	1,130
Net interest income	$7,836,000	1,432
Provision for loan and lease losses	$600,000	2,044
Total noninterest income	$764,000	2,390
Gross Fiduciary activities income	$1,000	1,171
Service charges on deposit accounts	$380,000	1,841
Trading account gains and fees	$0	153
Additional Noninterest Income	$383,000	2,499
Total noninterest expense	$5,014,000	1,924
Salaries and employee benefits	$2,489,000	1,960
Premises and equipment expense	$696,000	1,820
Additional noninterest expense	$1,829,000	1,863
Pre-tax net operating income	$2,986,000	1,014
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,055,000	729
Income before extraordinary items	$1,931,000	1,301
Extraordinary gains, net	$0	15
Net income	$1,931,000	1,301
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,931,000	1,301
Net charge-offs	$306,000	2,663
Cash dividends	$2,000,000	425
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,931,000	1,236
2011-03-31 (YTD Data)		Rank
Total interest income	$5,426,000	1,356
Total interest expense	$1,479,000	1,135
Net interest income	$3,947,000	1,411
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$440,000	2,202
Gross Fiduciary activities income	$1,000	1,126
Service charges on deposit accounts	$192,000	1,803
Trading account gains and fees	$0	158
Additional Noninterest Income	$247,000	2,173
Total noninterest expense	$2,501,000	1,939
Salaries and employee benefits	$1,228,000	1,996
Premises and equipment expense	$360,000	1,804
Additional noninterest expense	$913,000	1,847
Pre-tax net operating income	$1,586,000	961
Securities gains (losses)	$0	1,772
Applicable income taxes	$556,000	680
Income before extraordinary items	$1,030,000	1,192
Extraordinary gains, net	$0	9
Net income	$1,030,000	1,192
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,030,000	1,192
Net charge-offs	$317,000	1,694
Cash dividends	$2,000,000	202
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,030,000	1,158
2010-12-31 (YTD Data)		Rank
Total interest income	$23,904,000	1,288
Total interest expense	$7,481,000	1,105
Net interest income	$16,423,000	1,366
Provision for loan and lease losses	$3,400,000	1,486
Total noninterest income	$1,383,000	2,661
Gross Fiduciary activities income	$10,000	1,147
Service charges on deposit accounts	$884,000	1,670
Trading account gains and fees	$0	175
Additional Noninterest Income	$489,000	3,226
Total noninterest expense	$10,221,000	1,917
Salaries and employee benefits	$4,885,000	1,979
Premises and equipment expense	$1,519,000	1,693
Additional noninterest expense	$3,817,000	1,876
Pre-tax net operating income	$4,185,000	1,215
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,426,000	941
Income before extraordinary items	$2,759,000	1,504
Extraordinary gains, net	$0	29
Net income	$2,759,000	1,505
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,759,000	1,506
Net charge-offs	$3,835,000	1,253
Cash dividends	$600,000	2,113
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,759,000	1,455
2010-09-30 (YTD Data)		Rank
Total interest income	$18,162,000	1,293
Total interest expense	$5,794,000	1,103
Net interest income	$12,368,000	1,371
Provision for loan and lease losses	$3,100,000	1,241
Total noninterest income	$1,041,000	2,654
Gross Fiduciary activities income	$2,000	1,229
Service charges on deposit accounts	$670,000	1,698
Trading account gains and fees	$0	165
Additional Noninterest Income	$369,000	3,228
Total noninterest expense	$7,842,000	1,868
Salaries and employee benefits	$3,696,000	1,962
Premises and equipment expense	$1,243,000	1,561
Additional noninterest expense	$2,903,000	1,826
Pre-tax net operating income	$2,467,000	1,602
Securities gains (losses)	$0	3,651
Applicable income taxes	$810,000	1,191
Income before extraordinary items	$1,657,000	1,977
Extraordinary gains, net	$0	23
Net income	$1,657,000	1,978
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,657,000	1,979
Net charge-offs	$3,509,000	1,012
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,657,000	1,880
2010-06-30 (YTD Data)		Rank
Total interest income	$12,147,000	1,305
Total interest expense	$3,986,000	1,121
Net interest income	$8,161,000	1,389
Provision for loan and lease losses	$2,600,000	1,055
Total noninterest income	$710,000	2,562
Gross Fiduciary activities income	$2,000	1,203
Service charges on deposit accounts	$437,000	1,742
Trading account gains and fees	$0	152
Additional Noninterest Income	$271,000	3,007
Total noninterest expense	$5,407,000	1,818
Salaries and employee benefits	$2,495,000	1,948
Premises and equipment expense	$977,000	1,356
Additional noninterest expense	$1,935,000	1,818
Pre-tax net operating income	$864,000	2,655
Securities gains (losses)	$0	3,184
Applicable income taxes	$256,000	1,891
Income before extraordinary items	$608,000	3,037
Extraordinary gains, net	$0	19
Net income	$608,000	3,032
Minority interest net income	$0	105
Net income of bank and minority interests.	$608,000	3,035
Net charge-offs	$2,705,000	900
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$608,000	2,928
2010-03-31 (YTD Data)		Rank
Total interest income	$5,371,000	1,517
Total interest expense	$1,806,000	1,294
Net interest income	$3,565,000	1,608
Provision for loan and lease losses	$1,200,000	1,029
Total noninterest income	$225,000	3,415
Gross Fiduciary activities income	$1,000	1,185
Service charges on deposit accounts	$165,000	2,178
Trading account gains and fees	$0	175
Additional Noninterest Income	$59,000	4,409
Total noninterest expense	$2,353,000	2,074
Salaries and employee benefits	$1,091,000	2,260
Premises and equipment expense	$445,000	1,517
Additional noninterest expense	$817,000	2,078
Pre-tax net operating income	$237,000	3,772
Securities gains (losses)	$0	2,284
Applicable income taxes	$67,000	2,520
Income before extraordinary items	$170,000	4,167
Extraordinary gains, net	$0	16
Net income	$170,000	4,168
Minority interest net income	$0	91
Net income of bank and minority interests.	$170,000	4,166
Net charge-offs	$1,055,000	1,002
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$170,000	4,069
2009-12-31 (YTD Data)		Rank
Total interest income	$21,727,000	1,579
Total interest expense	$8,374,000	1,431
Net interest income	$13,353,000	1,677
Provision for loan and lease losses	$3,708,000	1,733
Total noninterest income	$1,213,000	2,960
Gross Fiduciary activities income	$9,000	1,197
Service charges on deposit accounts	$767,000	2,107
Trading account gains and fees	$0	211
Additional Noninterest Income	$437,000	3,420
Total noninterest expense	$9,311,000	2,144
Salaries and employee benefits	$4,592,000	2,137
Premises and equipment expense	$1,465,000	1,847
Additional noninterest expense	$3,254,000	2,185
Pre-tax net operating income	$1,547,000	2,306
Securities gains (losses)	$20,000	3,038
Applicable income taxes	$479,000	1,598
Income before extraordinary items	$1,088,000	2,639
Extraordinary gains, net	$0	34
Net income	$1,088,000	2,637
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,088,000	2,638
Net charge-offs	$2,145,000	1,950
Cash dividends	$900,000	1,759
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,074,200	2,608
2009-09-30 (YTD Data)		Rank
Total interest income	$16,475,000	1,585
Total interest expense	$6,431,000	1,465
Net interest income	$10,044,000	1,674
Provision for loan and lease losses	$2,308,000	1,744
Total noninterest income	$925,000	2,975
Gross Fiduciary activities income	$1,000	1,297
Service charges on deposit accounts	$572,000	2,121
Trading account gains and fees	$0	212
Additional Noninterest Income	$352,000	3,389
Total noninterest expense	$7,102,000	2,113
Salaries and employee benefits	$3,584,000	2,063
Premises and equipment expense	$1,077,000	1,887
Additional noninterest expense	$2,441,000	2,154
Pre-tax net operating income	$1,559,000	1,991
Securities gains (losses)	$0	3,497
Applicable income taxes	$514,000	1,376
Income before extraordinary items	$1,045,000	2,417
Extraordinary gains, net	$0	27
Net income	$1,045,000	2,415
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,045,000	2,418
Net charge-offs	$1,324,000	1,904
Cash dividends	$900,000	1,363
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,045,000	2,363
2009-06-30 (YTD Data)		Rank
Total interest income	$9,432,000	1,872
Total interest expense	$3,702,000	1,755
Net interest income	$5,730,000	1,916
Provision for loan and lease losses	$58,000	5,972
Total noninterest income	$530,000	3,273
Gross Fiduciary activities income	$1,000	1,272
Service charges on deposit accounts	$260,000	2,774
Trading account gains and fees	$0	193
Additional Noninterest Income	$269,000	3,172
Total noninterest expense	$3,588,000	2,770
Salaries and employee benefits	$1,908,000	2,607
Premises and equipment expense	$506,000	2,609
Additional noninterest expense	$1,174,000	2,886
Pre-tax net operating income	$2,614,000	874
Securities gains (losses)	$0	3,136
Applicable income taxes	$926,000	665
Income before extraordinary items	$1,688,000	1,119
Extraordinary gains, net	$0	21
Net income	$1,688,000	1,117
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,688,000	1,119
Net charge-offs	$10,000	5,988
Cash dividends	$600,000	1,412
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,688,000	1,084
2009-03-31 (YTD Data)		Rank
Total interest income	$4,667,000	1,912
Total interest expense	$1,837,000	1,819
Net interest income	$2,830,000	1,932
Provision for loan and lease losses	$0	6,744
Total noninterest income	$259,000	3,306
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$129,000	2,747
Trading account gains and fees	$0	171
Additional Noninterest Income	$130,000	3,212
Total noninterest expense	$1,728,000	2,773
Salaries and employee benefits	$930,000	2,716
Premises and equipment expense	$248,000	2,690
Additional noninterest expense	$550,000	2,771
Pre-tax net operating income	$1,361,000	933
Securities gains (losses)	$0	2,434
Applicable income taxes	$486,000	697
Income before extraordinary items	$875,000	1,249
Extraordinary gains, net	$0	15
Net income	$875,000	1,250
Minority interest net income	$0	102
Net income of bank and minority interests.	$875,000	1,251
Net charge-offs	$16,000	4,481
Cash dividends	$300,000	1,336
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$875,000	1,179
2008-12-31 (YTD Data)		Rank
Total interest income	$19,096,000	1,994
Total interest expense	$8,036,000	1,968
Net interest income	$11,060,000	2,010
Provision for loan and lease losses	$975,000	2,744
Total noninterest income	$998,000	3,405
Gross Fiduciary activities income	$1,000	1,385
Service charges on deposit accounts	$597,000	2,656
Trading account gains and fees	$0	154
Additional Noninterest Income	$400,000	3,589
Total noninterest expense	$6,670,000	2,799
Salaries and employee benefits	$3,637,000	2,728
Premises and equipment expense	$1,186,000	2,271
Additional noninterest expense	$1,847,000	3,073
Pre-tax net operating income	$4,413,000	1,239
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,541,000	852
Income before extraordinary items	$2,872,000	1,422
Extraordinary gains, net	$0	39
Net income	$2,872,000	1,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$589,000	2,579
Cash dividends	$2,020,000	1,326
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,872,000	1,520
2008-09-30 (YTD Data)		Rank
Total interest income	$12,086,000	2,367
Total interest expense	$5,164,000	2,309
Net interest income	$6,922,000	2,387
Provision for loan and lease losses	$0	6,991
Total noninterest income	$576,000	4,045
Gross Fiduciary activities income	$1,000	1,339
Service charges on deposit accounts	$385,000	2,983
Trading account gains and fees	$0	148
Additional Noninterest Income	$190,000	4,521
Total noninterest expense	$4,007,000	3,379
Salaries and employee benefits	$2,187,000	3,386
Premises and equipment expense	$699,000	2,799
Additional noninterest expense	$1,121,000	3,554
Pre-tax net operating income	$3,491,000	1,412
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,237,000	981
Income before extraordinary items	$2,254,000	1,605
Extraordinary gains, net	$0	31
Net income	$2,254,000	1,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	2,728
Cash dividends	$750,000	2,176
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,254,000	1,691
2008-06-30 (YTD Data)		Rank
Total interest income	$8,154,000	2,381
Total interest expense	$3,534,000	2,354
Net interest income	$4,620,000	2,373
Provision for loan and lease losses	$0	6,671
Total noninterest income	$460,000	3,700
Gross Fiduciary activities income	$1,000	1,327
Service charges on deposit accounts	$252,000	2,987
Trading account gains and fees	$0	149
Additional Noninterest Income	$207,000	3,699
Total noninterest expense	$2,614,000	3,442
Salaries and employee benefits	$1,445,000	3,436
Premises and equipment expense	$462,000	2,837
Additional noninterest expense	$707,000	3,700
Pre-tax net operating income	$2,466,000	1,399
Securities gains (losses)	$0	3,233
Applicable income taxes	$876,000	1,041
Income before extraordinary items	$1,590,000	1,701
Extraordinary gains, net	$0	21
Net income	$1,590,000	1,702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	3,454
Cash dividends	$500,000	2,245
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,590,000	1,672
2008-03-31 (YTD Data)		Rank
Total interest income	$4,142,000	2,409
Total interest expense	$1,828,000	2,422
Net interest income	$2,314,000	2,366
Provision for loan and lease losses	$0	6,080
Total noninterest income	$232,000	3,683
Gross Fiduciary activities income	$1,000	1,254
Service charges on deposit accounts	$122,000	3,018
Trading account gains and fees	$0	158
Additional Noninterest Income	$109,000	3,609
Total noninterest expense	$1,323,000	3,431
Salaries and employee benefits	$718,000	3,479
Premises and equipment expense	$239,000	2,753
Additional noninterest expense	$366,000	3,543
Pre-tax net operating income	$1,223,000	1,503
Securities gains (losses)	$0	2,688
Applicable income taxes	$437,000	1,121
Income before extraordinary items	$786,000	1,843
Extraordinary gains, net	$0	15
Net income	$786,000	1,845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	2,607
Cash dividends	$250,000	2,054
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$786,000	1,776
2007-12-31 (YTD Data)		Rank
Total interest income	$13,420,000	2,961
Total interest expense	$6,650,000	2,756
Net interest income	$6,770,000	3,185
Provision for loan and lease losses	$77,000	5,229
Total noninterest income	$742,000	4,175
Gross Fiduciary activities income	$1,000	1,439
Service charges on deposit accounts	$461,000	3,230
Trading account gains and fees	$0	178
Additional Noninterest Income	$280,000	4,373
Total noninterest expense	$4,245,000	3,934
Salaries and employee benefits	$2,334,000	3,911
Premises and equipment expense	$775,000	3,167
Additional noninterest expense	$1,136,000	4,230
Pre-tax net operating income	$3,190,000	2,354
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,124,000	1,724
Income before extraordinary items	$2,066,000	2,744
Extraordinary gains, net	$0	39
Net income	$2,066,000	2,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	3,021
Cash dividends	$575,000	3,501
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,066,000	2,726
2007-09-30 (YTD Data)		Rank
Total interest income	$9,191,000	3,231
Total interest expense	$4,631,000	2,938
Net interest income	$4,560,000	3,480
Provision for loan and lease losses	$77,000	4,543
Total noninterest income	$439,000	4,697
Gross Fiduciary activities income	$1,000	1,384
Service charges on deposit accounts	$297,000	3,536
Trading account gains and fees	$0	184
Additional Noninterest Income	$141,000	5,213
Total noninterest expense	$2,918,000	4,179
Salaries and employee benefits	$1,632,000	4,103
Premises and equipment expense	$512,000	3,491
Additional noninterest expense	$774,000	4,477
Pre-tax net operating income	$2,004,000	2,824
Securities gains (losses)	$0	1,655
Applicable income taxes	$708,000	2,068
Income before extraordinary items	$1,296,000	3,292
Extraordinary gains, net	$0	33
Net income	$1,296,000	3,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	3,557
Cash dividends	$325,000	3,517
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,296,000	3,276
2007-06-30 (YTD Data)		Rank
Total interest income	$4,956,000	3,809
Total interest expense	$2,506,000	3,451
Net interest income	$2,450,000	4,100
Provision for loan and lease losses	$30,000	4,873
Total noninterest income	$191,000	5,667
Gross Fiduciary activities income	$1,000	1,345
Service charges on deposit accounts	$113,000	4,690
Trading account gains and fees	$0	168
Additional Noninterest Income	$77,000	5,595
Total noninterest expense	$1,494,000	5,023
Salaries and employee benefits	$834,000	4,989
Premises and equipment expense	$265,000	4,205
Additional noninterest expense	$395,000	5,337
Pre-tax net operating income	$1,117,000	3,277
Securities gains (losses)	$0	1,444
Applicable income taxes	$408,000	2,353
Income before extraordinary items	$709,000	3,793
Extraordinary gains, net	$0	29
Net income	$709,000	3,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,409
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$709,000	3,777
2007-03-31 (YTD Data)		Rank
Total interest income	$2,320,000	3,981
Total interest expense	$1,174,000	3,590
Net interest income	$1,146,000	4,295
Provision for loan and lease losses	$15,000	4,592
Total noninterest income	$84,000	5,880
Gross Fiduciary activities income	$1,000	1,263
Service charges on deposit accounts	$46,000	5,043
Trading account gains and fees	$0	195
Additional Noninterest Income	$37,000	5,638
Total noninterest expense	$703,000	5,240
Salaries and employee benefits	$391,000	5,243
Premises and equipment expense	$120,000	4,509
Additional noninterest expense	$192,000	5,396
Pre-tax net operating income	$512,000	3,475
Securities gains (losses)	$0	1,187
Applicable income taxes	$188,000	2,483
Income before extraordinary items	$324,000	3,998
Extraordinary gains, net	$0	22
Net income	$324,000	3,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,588
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$324,000	3,978
2006-12-31 (YTD Data)		Rank
Total interest income	$7,603,000	4,335
Total interest expense	$3,570,000	3,863
Net interest income	$4,033,000	4,638
Provision for loan and lease losses	$45,000	5,711
Total noninterest income	$304,000	6,155
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$170,000	5,301
Trading account gains and fees	$0	130
Additional Noninterest Income	$134,000	5,839
Total noninterest expense	$2,398,000	5,619
Salaries and employee benefits	$1,378,000	5,464
Premises and equipment expense	$451,000	4,561
Additional noninterest expense	$569,000	6,207
Pre-tax net operating income	$1,894,000	3,760
Securities gains (losses)	$0	1,687
Applicable income taxes	$687,000	2,698
Income before extraordinary items	$1,207,000	4,267
Extraordinary gains, net	$0	51
Net income	$1,207,000	4,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,486
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,207,000	4,247
2006-09-30 (YTD Data)		Rank
Total interest income	$5,619,000	4,360
Total interest expense	$2,577,000	3,877
Net interest income	$3,042,000	4,650
Provision for loan and lease losses	$30,000	5,631
Total noninterest income	$192,000	6,532
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$120,000	5,469
Trading account gains and fees	$0	126
Additional Noninterest Income	$72,000	6,374
Total noninterest expense	$1,773,000	5,647
Salaries and employee benefits	$1,020,000	5,493
Premises and equipment expense	$355,000	4,435
Additional noninterest expense	$398,000	6,406
Pre-tax net operating income	$1,431,000	3,895
Securities gains (losses)	$0	1,388
Applicable income taxes	$516,000	2,823
Income before extraordinary items	$915,000	4,371
Extraordinary gains, net	$0	45
Net income	$915,000	4,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,141
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$915,000	4,364
2006-06-30 (YTD Data)		Rank
Total interest income	$3,653,000	4,372
Total interest expense	$1,638,000	3,897
Net interest income	$2,015,000	4,694
Provision for loan and lease losses	$15,000	5,732
Total noninterest income	$132,000	6,475
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$76,000	5,555
Trading account gains and fees	$0	126
Additional Noninterest Income	$56,000	6,195
Total noninterest expense	$1,174,000	5,682
Salaries and employee benefits	$675,000	5,541
Premises and equipment expense	$228,000	4,532
Additional noninterest expense	$271,000	6,366
Pre-tax net operating income	$958,000	3,895
Securities gains (losses)	$0	1,185
Applicable income taxes	$345,000	2,850
Income before extraordinary items	$613,000	4,384
Extraordinary gains, net	$0	39
Net income	$613,000	4,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,860
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$613,000	4,380
2006-03-31 (YTD Data)		Rank
Total interest income	$1,756,000	4,443
Total interest expense	$772,000	3,912
Net interest income	$984,000	4,760
Provision for loan and lease losses	$0	6,013
Total noninterest income	$68,000	6,391
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$35,000	5,651
Trading account gains and fees	$0	115
Additional Noninterest Income	$33,000	5,895
Total noninterest expense	$583,000	5,713
Salaries and employee benefits	$331,000	5,637
Premises and equipment expense	$117,000	4,489
Additional noninterest expense	$135,000	6,355
Pre-tax net operating income	$469,000	3,894
Securities gains (losses)	$0	955
Applicable income taxes	$169,000	2,858
Income before extraordinary items	$300,000	4,417
Extraordinary gains, net	$0	21
Net income	$300,000	4,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$300,000	4,406
2005-12-31 (YTD Data)		Rank
Total interest income	$6,278,000	4,486
Total interest expense	$2,529,000	3,796
Net interest income	$3,749,000	4,821
Provision for loan and lease losses	$20,000	6,489
Total noninterest income	$258,000	6,617
Gross Fiduciary activities income	$3,000	1,412
Service charges on deposit accounts	$152,000	5,600
Trading account gains and fees	$0	138
Additional Noninterest Income	$103,000	6,363
Total noninterest expense	$2,278,000	5,672
Salaries and employee benefits	$1,299,000	5,530
Premises and equipment expense	$449,000	4,501
Additional noninterest expense	$530,000	6,411
Pre-tax net operating income	$1,709,000	4,078
Securities gains (losses)	$0	2,296
Applicable income taxes	$613,000	3,042
Income before extraordinary items	$1,096,000	4,576
Extraordinary gains, net	$0	46
Net income	$1,096,000	4,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,381
Cash dividends	$50,000	5,775
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,096,000	4,539
2005-09-30 (YTD Data)		Rank
Total interest income	$4,552,000	4,540
Total interest expense	$1,778,000	3,831
Net interest income	$2,774,000	4,870
Provision for loan and lease losses	$20,000	6,139
Total noninterest income	$163,000	6,950
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$107,000	5,742
Trading account gains and fees	$0	126
Additional Noninterest Income	$56,000	6,894
Total noninterest expense	$1,704,000	5,649
Salaries and employee benefits	$964,000	5,539
Premises and equipment expense	$337,000	4,478
Additional noninterest expense	$403,000	6,331
Pre-tax net operating income	$1,213,000	4,286
Securities gains (losses)	$0	2,317
Applicable income taxes	$432,000	3,196
Income before extraordinary items	$781,000	4,818
Extraordinary gains, net	$0	35
Net income	$781,000	4,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,995
Cash dividends	$50,000	5,017
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$781,000	4,788
2005-06-30 (YTD Data)		Rank
Total interest income	$2,954,000	4,553
Total interest expense	$1,111,000	3,840
Net interest income	$1,843,000	4,868
Provision for loan and lease losses	$20,000	5,646
Total noninterest income	$111,000	6,907
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$69,000	5,752
Trading account gains and fees	$0	116
Additional Noninterest Income	$42,000	6,689
Total noninterest expense	$1,141,000	5,628
Salaries and employee benefits	$638,000	5,544
Premises and equipment expense	$224,000	4,445
Additional noninterest expense	$279,000	6,210
Pre-tax net operating income	$793,000	4,301
Securities gains (losses)	$0	2,146
Applicable income taxes	$283,000	3,206
Income before extraordinary items	$510,000	4,843
Extraordinary gains, net	$0	30
Net income	$510,000	4,845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$50,000	4,720
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$510,000	4,791
2005-03-31 (YTD Data)		Rank
Total interest income	$1,433,000	4,620
Total interest expense	$521,000	3,915
Net interest income	$912,000	4,914
Provision for loan and lease losses	$20,000	4,626
Total noninterest income	$47,000	7,174
Gross Fiduciary activities income	$1,000	1,320
Service charges on deposit accounts	$30,000	5,982
Trading account gains and fees	$0	115
Additional Noninterest Income	$16,000	7,179
Total noninterest expense	$571,000	5,663
Salaries and employee benefits	$316,000	5,611
Premises and equipment expense	$115,000	4,423
Additional noninterest expense	$140,000	6,238
Pre-tax net operating income	$368,000	4,485
Securities gains (losses)	$0	1,685
Applicable income taxes	$131,000	3,336
Income before extraordinary items	$237,000	4,999
Extraordinary gains, net	$0	24
Net income	$237,000	4,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$50,000	3,408
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$237,000	4,960
2004-12-31 (YTD Data)		Rank
Total interest income	$5,362,000	4,620
Total interest expense	$1,870,000	3,843
Net interest income	$3,492,000	4,910
Provision for loan and lease losses	$22,000	6,676
Total noninterest income	$223,000	6,969
Gross Fiduciary activities income	$1,000	1,536
Service charges on deposit accounts	$130,000	6,047
Trading account gains and fees	$0	138
Additional Noninterest Income	$92,000	6,549
Total noninterest expense	$2,280,000	5,580
Salaries and employee benefits	$1,286,000	5,469
Premises and equipment expense	$437,000	4,509
Additional noninterest expense	$557,000	6,227
Pre-tax net operating income	$1,413,000	4,403
Securities gains (losses)	$0	3,819
Applicable income taxes	$493,000	3,379
Income before extraordinary items	$920,000	4,911
Extraordinary gains, net	$0	34
Net income	$920,000	4,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,343
Cash dividends	$175,000	5,021
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$920,000	4,844
2004-09-30 (YTD Data)		Rank
Total interest income	$3,944,000	4,656
Total interest expense	$1,378,000	3,854
Net interest income	$2,566,000	4,974
Provision for loan and lease losses	$17,000	6,493
Total noninterest income	$157,000	7,095
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$107,000	5,933
Trading account gains and fees	$0	134
Additional Noninterest Income	$50,000	7,056
Total noninterest expense	$1,703,000	5,580
Salaries and employee benefits	$945,000	5,504
Premises and equipment expense	$316,000	4,606
Additional noninterest expense	$442,000	5,991
Pre-tax net operating income	$1,003,000	4,601
Securities gains (losses)	$0	3,710
Applicable income taxes	$351,000	3,515
Income before extraordinary items	$652,000	5,147
Extraordinary gains, net	$0	26
Net income	$652,000	5,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,993
Cash dividends	$175,000	4,140
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$652,000	5,060
2004-06-30 (YTD Data)		Rank
Total interest income	$2,583,000	4,723
Total interest expense	$903,000	3,915
Net interest income	$1,680,000	5,032
Provision for loan and lease losses	$17,000	6,044
Total noninterest income	$103,000	7,176
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$74,000	5,866
Trading account gains and fees	$0	130
Additional Noninterest Income	$29,000	7,273
Total noninterest expense	$1,114,000	5,672
Salaries and employee benefits	$623,000	5,569
Premises and equipment expense	$211,000	4,611
Additional noninterest expense	$280,000	6,184
Pre-tax net operating income	$652,000	4,624
Securities gains (losses)	$0	3,413
Applicable income taxes	$228,000	3,544
Income before extraordinary items	$424,000	5,162
Extraordinary gains, net	$0	21
Net income	$424,000	5,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,159
Cash dividends	$175,000	3,625
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$424,000	5,073
2004-03-31 (YTD Data)		Rank
Total interest income	$1,253,000	4,857
Total interest expense	$449,000	3,983
Net interest income	$804,000	5,194
Provision for loan and lease losses	$0	6,501
Total noninterest income	$57,000	6,981
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$41,000	5,626
Trading account gains and fees	$0	121
Additional Noninterest Income	$16,000	7,156
Total noninterest expense	$555,000	5,690
Salaries and employee benefits	$308,000	5,667
Premises and equipment expense	$107,000	4,590
Additional noninterest expense	$140,000	6,209
Pre-tax net operating income	$306,000	4,767
Securities gains (losses)	$0	2,934
Applicable income taxes	$103,000	3,738
Income before extraordinary items	$203,000	5,305
Extraordinary gains, net	$0	16
Net income	$203,000	5,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,968
Cash dividends	$75,000	3,114
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$203,000	5,186
2003-12-31 (YTD Data)		Rank
Total interest income	$5,241,000	4,736
Total interest expense	$2,058,000	3,937
Net interest income	$3,183,000	5,119
Provision for loan and lease losses	$8,000	7,438
Total noninterest income	$220,000	7,182
Gross Fiduciary activities income	$1,000	1,575
Service charges on deposit accounts	$134,000	6,090
Trading account gains and fees	$0	160
Additional Noninterest Income	$85,000	6,798
Total noninterest expense	$2,076,000	5,868
Salaries and employee benefits	$1,127,000	5,850
Premises and equipment expense	$390,000	4,807
Additional noninterest expense	$559,000	6,199
Pre-tax net operating income	$1,319,000	4,439
Securities gains (losses)	$0	4,500
Applicable income taxes	$461,000	3,528
Income before extraordinary items	$858,000	5,063
Extraordinary gains, net	$0	54
Net income	$858,000	5,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	8,519
Cash dividends	$750,000	2,818
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$858,000	4,901
2003-09-30 (YTD Data)		Rank
Total interest income	$3,975,000	4,754
Total interest expense	$1,575,000	3,992
Net interest income	$2,400,000	5,114
Provision for loan and lease losses	$8,000	7,260
Total noninterest income	$140,000	7,510
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$96,000	6,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$44,000	7,400
Total noninterest expense	$1,515,000	5,948
Salaries and employee benefits	$845,000	5,820
Premises and equipment expense	$280,000	4,953
Additional noninterest expense	$390,000	6,413
Pre-tax net operating income	$1,017,000	4,506
Securities gains (losses)	$0	4,204
Applicable income taxes	$357,000	3,602
Income before extraordinary items	$660,000	5,145
Extraordinary gains, net	$0	40
Net income	$660,000	5,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,344
Cash dividends	$600,000	2,396
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$660,000	4,961
2003-06-30 (YTD Data)		Rank
Total interest income	$2,660,000	4,773
Total interest expense	$1,066,000	4,046
Net interest income	$1,594,000	5,133
Provision for loan and lease losses	$8,000	6,936
Total noninterest income	$87,000	7,636
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$60,000	6,305
Trading account gains and fees	$0	150
Additional Noninterest Income	$27,000	7,458
Total noninterest expense	$994,000	6,009
Salaries and employee benefits	$565,000	5,814
Premises and equipment expense	$187,000	4,922
Additional noninterest expense	$242,000	6,633
Pre-tax net operating income	$679,000	4,509
Securities gains (losses)	$0	3,782
Applicable income taxes	$239,000	3,635
Income before extraordinary items	$440,000	5,152
Extraordinary gains, net	$0	30
Net income	$440,000	5,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,111
Cash dividends	$450,000	2,287
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$440,000	4,945
2003-03-31 (YTD Data)		Rank
Total interest income	$1,347,000	4,757
Total interest expense	$545,000	4,078
Net interest income	$802,000	5,087
Provision for loan and lease losses	$0	6,934
Total noninterest income	$44,000	7,584
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$28,000	6,375
Trading account gains and fees	$0	134
Additional Noninterest Income	$16,000	7,254
Total noninterest expense	$472,000	6,189
Salaries and employee benefits	$280,000	5,852
Premises and equipment expense	$93,000	4,937
Additional noninterest expense	$99,000	7,172
Pre-tax net operating income	$374,000	4,208
Securities gains (losses)	$0	2,891
Applicable income taxes	$132,000	3,455
Income before extraordinary items	$242,000	4,798
Extraordinary gains, net	$0	21
Net income	$242,000	4,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,770
Cash dividends	$200,000	2,197
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$242,000	4,606
2002-12-31 (YTD Data)		Rank
Total interest income	$5,604,000	4,775
Total interest expense	$2,581,000	3,998
Net interest income	$3,023,000	5,257
Provision for loan and lease losses	$40,000	6,915
Total noninterest income	$200,000	7,306
Gross Fiduciary activities income	$1,000	1,652
Service charges on deposit accounts	$115,000	6,322
Trading account gains and fees	$0	153
Additional Noninterest Income	$84,000	6,794
Total noninterest expense	$1,674,000	6,514
Salaries and employee benefits	$983,000	6,207
Premises and equipment expense	$271,000	5,879
Additional noninterest expense	$420,000	7,011
Pre-tax net operating income	$1,509,000	4,106
Securities gains (losses)	$0	4,537
Applicable income taxes	$547,000	3,279
Income before extraordinary items	$962,000	4,699
Extraordinary gains, net	$0	70
Net income	$962,000	4,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	8,721
Cash dividends	$500,000	3,434
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$962,000	4,581
2001-12-31 (YTD Data)		Rank
Total interest income	$6,139,000	4,885
Total interest expense	$3,132,000	4,571
Net interest income	$3,007,000	5,062
Provision for loan and lease losses	$0	8,228
Total noninterest income	$217,000	7,151
Gross Fiduciary activities income	$1,000	1,678
Service charges on deposit accounts	$127,000	6,132
Trading account gains and fees	$0	177
Additional Noninterest Income	$89,000	6,670
Total noninterest expense	$1,581,000	6,618
Salaries and employee benefits	$948,000	6,176
Premises and equipment expense	$280,000	5,742
Additional noninterest expense	$353,000	7,493
Pre-tax net operating income	$1,643,000	3,646
Securities gains (losses)	$0	4,612
Applicable income taxes	$601,000	2,966
Income before extraordinary items	$1,042,000	4,167
Extraordinary gains, net	$0	105
Net income	$1,042,000	4,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,192
Cash dividends	$700,000	2,851
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,042,000	4,057
2000-12-31 (YTD Data)		Rank
Total interest income	$6,004,000	5,081
Total interest expense	$3,188,000	4,700
Net interest income	$2,816,000	5,380
Provision for loan and lease losses	$0	8,337
Total noninterest income	$264,000	6,632
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	6,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	5,176
Total noninterest expense	$1,592,000	6,506
Salaries and employee benefits	$954,000	6,114
Premises and equipment expense	$270,000	5,774
Additional noninterest expense	$368,000	7,416
Pre-tax net operating income	$1,488,000	4,087
Securities gains (losses)	$0	1,956
Applicable income taxes	$545,000	3,299
Income before extraordinary items	$943,000	4,547
Extraordinary gains, net	$0	38
Net income	$943,000	4,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$750,000	2,772
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$943,000	4,542
1999-12-31 (YTD Data)		Rank
Total interest income	$5,503,000	5,229
Total interest expense	$2,777,000	4,887
Net interest income	$2,726,000	5,505
Provision for loan and lease losses	$15,000	7,855
Total noninterest income	$414,000	5,501
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$98,000	6,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	3,900
Total noninterest expense	$1,647,000	6,418
Salaries and employee benefits	$1,018,000	5,811
Premises and equipment expense	$278,000	5,710
Additional noninterest expense	$351,000	7,697
Pre-tax net operating income	$1,478,000	4,138
Securities gains (losses)	$0	3,155
Applicable income taxes	$551,000	3,418
Income before extraordinary items	$927,000	4,664
Extraordinary gains, net	$0	35
Net income	$927,000	4,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,087
Cash dividends	$657,000	2,994
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$927,000	4,625
1998-12-31 (YTD Data)		Rank
Total interest income	$5,486,000	5,313
Total interest expense	$2,873,000	4,881
Net interest income	$2,613,000	5,677
Provision for loan and lease losses	$45,000	6,783
Total noninterest income	$436,000	5,343
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$91,000	7,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$345,000	3,731
Total noninterest expense	$1,704,000	6,221
Salaries and employee benefits	$1,070,000	5,520
Premises and equipment expense	$259,000	5,838
Additional noninterest expense	$375,000	7,429
Pre-tax net operating income	$1,300,000	4,620
Securities gains (losses)	$0	4,449
Applicable income taxes	$479,000	3,952
Income before extraordinary items	$821,000	5,112
Extraordinary gains, net	$0	32
Net income	$821,000	5,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,985
Cash dividends	$1,220,000	1,921
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$821,000	5,023
1997-12-31 (YTD Data)		Rank
Total interest income	$5,266,000	5,584
Total interest expense	$2,805,000	4,980
Net interest income	$2,461,000	6,115
Provision for loan and lease losses	$0	8,829
Total noninterest income	$347,000	6,191
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$87,000	7,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$260,000	4,274
Total noninterest expense	$1,599,000	6,537
Salaries and employee benefits	$1,021,000	5,774
Premises and equipment expense	$267,000	5,836
Additional noninterest expense	$311,000	8,213
Pre-tax net operating income	$1,209,000	5,223
Securities gains (losses)	$-3,000	9,416
Applicable income taxes	$443,000	4,580
Income before extraordinary items	$763,000	5,613
Extraordinary gains, net	$0	44
Net income	$763,000	5,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$365,000	4,157
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$764,920	5,558
1996-12-31 (YTD Data)		Rank
Total interest income	$5,235,000	5,739
Total interest expense	$2,613,000	5,340
Net interest income	$2,622,000	6,008
Provision for loan and lease losses	$0	9,041
Total noninterest income	$313,000	6,797
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	7,820
Trading account gains and fees	NA	NA
Additional Noninterest Income	$227,000	4,833
Total noninterest expense	$1,578,000	6,897
Salaries and employee benefits	$986,000	6,055
Premises and equipment expense	$287,000	5,753
Additional noninterest expense	$305,000	8,827
Pre-tax net operating income	$1,357,000	4,691
Securities gains (losses)	$-5,000	9,952
Applicable income taxes	$485,000	4,244
Income before extraordinary items	$867,000	4,996
Extraordinary gains, net	$0	53
Net income	$867,000	4,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	10,715
Cash dividends	$854,000	2,384
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$870,200	4,936
1995-12-31 (YTD Data)		Rank
Total interest income	$4,847,000	6,134
Total interest expense	$2,501,000	5,569
Net interest income	$2,346,000	6,585
Provision for loan and lease losses	$79,000	5,161
Total noninterest income	$334,000	6,672
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	8,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	4,403
Total noninterest expense	$1,541,000	7,146
Salaries and employee benefits	$894,000	6,584
Premises and equipment expense	$293,000	5,735
Additional noninterest expense	$354,000	8,662
Pre-tax net operating income	$1,060,000	5,747
Securities gains (losses)	$9,000	2,462
Applicable income taxes	$328,000	5,688
Income before extraordinary items	$741,000	5,758
Extraordinary gains, net	$0	65
Net income	$741,000	5,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,816
Cash dividends	$383,000	3,985
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$734,790	5,768
1994-12-31 (YTD Data)		Rank
Total interest income	$4,161,000	6,510
Total interest expense	$1,869,000	5,905
Net interest income	$2,292,000	6,879
Provision for loan and lease losses	$43,000	6,473
Total noninterest income	$313,000	7,082
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$67,000	9,102
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	4,644
Total noninterest expense	$1,459,000	7,734
Salaries and employee benefits	$771,000	7,371
Premises and equipment expense	$286,000	5,920
Additional noninterest expense	$402,000	8,814
Pre-tax net operating income	$1,103,000	5,555
Securities gains (losses)	$2,000	3,070
Applicable income taxes	$313,000	5,722
Income before extraordinary items	$792,000	5,402
Extraordinary gains, net	$0	249
Net income	$792,000	5,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-54,000	11,924
Cash dividends	$737,000	2,437
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$790,560	5,471
1993-12-31 (YTD Data)		Rank
Total interest income	$4,044,000	6,828
Total interest expense	$1,845,000	6,225
Net interest income	$2,199,000	7,188
Provision for loan and lease losses	$32,000	8,327
Total noninterest income	$330,000	7,267
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$74,000	9,210
Trading account gains and fees	NA	NA
Additional Noninterest Income	$256,000	4,949
Total noninterest expense	$1,398,000	8,200
Salaries and employee benefits	$775,000	7,471
Premises and equipment expense	$244,000	6,805
Additional noninterest expense	$379,000	9,492
Pre-tax net operating income	$1,099,000	5,516
Securities gains (losses)	$4,000	6,316
Applicable income taxes	$304,000	6,031
Income before extraordinary items	$799,000	5,578
Extraordinary gains, net	$0	3,149
Net income	$799,000	5,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	5,874
Cash dividends	$645,000	2,538
Sale, conversion, retirement of capital stock, net	$-272,000	13,218
Net operating income	$796,120	5,358
1992-12-31 (YTD Data)		Rank
Total interest income	$4,673,000	6,706
Total interest expense	$2,418,000	6,147
Net interest income	$2,255,000	7,107
Provision for loan and lease losses	$18,000	10,694
Total noninterest income	$254,000	8,431
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	9,773
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	5,835
Total noninterest expense	$1,319,000	8,594
Salaries and employee benefits	$744,000	7,653
Premises and equipment expense	$234,000	7,098
Additional noninterest expense	$341,000	10,308
Pre-tax net operating income	$1,172,000	5,010
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$335,000	5,521
Income before extraordinary items	$838,000	5,176
Extraordinary gains, net	$0	1,422
Net income	$838,000	5,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	12,396
Cash dividends	$629,000	2,326
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$837,290	4,877

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.