Home > Fidelity Bank > Income and Expense
Fidelity Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,509,000 | 1,457 |
| Total interest expense | $7,563,000 | 2,031 |
| Net interest income | $14,946,000 | 1,177 |
| Provision for loan and lease losses | $1,929,000 | 607 |
| Total noninterest income | $2,671,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,476,000 | 869 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,195,000 | 1,560 |
| Total noninterest expense | $11,682,000 | 1,139 |
| Salaries and employee benefits | $5,332,000 | 1,233 |
| Premises and equipment expense | $2,182,000 | 921 |
| Additional noninterest expense | $4,168,000 | 1,098 |
| Pre-tax net operating income | $4,006,000 | 1,880 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,492,000 | 1,713 |
| Income before extraordinary items | $2,514,000 | 2,099 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,514,000 | 2,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,514,000 | 2,052 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,871,000 | 1,606 |
| Total interest expense | $7,719,000 | 2,039 |
| Net interest income | $13,152,000 | 1,363 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $2,415,000 | 1,591 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,450,000 | 911 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $965,000 | 1,866 |
| Total noninterest expense | $9,943,000 | 1,442 |
| Salaries and employee benefits | $4,767,000 | 1,408 |
| Premises and equipment expense | $2,054,000 | 1,030 |
| Additional noninterest expense | $3,122,000 | 1,666 |
| Pre-tax net operating income | $5,588,000 | 1,279 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,964,000 | 1,250 |
| Income before extraordinary items | $3,624,000 | 1,366 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,624,000 | 1,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,513 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,624,000 | 1,331 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,533,000 | 1,929 |
| Total interest expense | $6,253,000 | 2,460 |
| Net interest income | $11,280,000 | 1,588 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $2,366,000 | 1,602 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,194,000 | 1,114 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,172,000 | 1,623 |
| Total noninterest expense | $7,944,000 | 1,764 |
| Salaries and employee benefits | $3,746,000 | 1,769 |
| Premises and equipment expense | $1,509,000 | 1,362 |
| Additional noninterest expense | $2,689,000 | 1,857 |
| Pre-tax net operating income | $5,636,000 | 1,357 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $1,920,000 | 1,319 |
| Income before extraordinary items | $3,706,000 | 1,395 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,706,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,600 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,090,000 | 203 |
| Net operating income | $3,712,600 | 1,381 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,522,000 | 3,180 |
| Total interest expense | $2,899,000 | 4,084 |
| Net interest income | $6,623,000 | 2,733 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $1,593,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $693,000 | 1,948 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $900,000 | 1,978 |
| Total noninterest expense | $5,059,000 | 2,752 |
| Salaries and employee benefits | $2,100,000 | 3,136 |
| Premises and equipment expense | $949,000 | 2,133 |
| Additional noninterest expense | $2,010,000 | 2,563 |
| Pre-tax net operating income | $3,052,000 | 2,328 |
| Securities gains (losses) | $-25,000 | 10,510 |
| Applicable income taxes | $1,027,000 | 2,176 |
| Income before extraordinary items | $2,000,000 | 2,438 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,000,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,925 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,691,000 | 333 |
| Net operating income | $2,016,500 | 2,428 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,724,000 | 4,473 |
| Total interest expense | $1,883,000 | 6,130 |
| Net interest income | $4,841,000 | 3,678 |
| Provision for loan and lease losses | $69,000 | 6,693 |
| Total noninterest income | $1,177,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $402,000 | 3,426 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $775,000 | 2,436 |
| Total noninterest expense | $3,437,000 | 3,974 |
| Salaries and employee benefits | $1,475,000 | 4,340 |
| Premises and equipment expense | $774,000 | 2,635 |
| Additional noninterest expense | $1,188,000 | 4,224 |
| Pre-tax net operating income | $2,512,000 | 2,697 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-119,000 | 12,975 |
| Income before extraordinary items | $2,631,000 | 1,900 |
| Extraordinary gains, net | $575,000 | 390 |
| Net income | $3,206,000 | 1,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,631,000 | 1,788 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,021,000 | 6,365 |
| Total interest expense | $1,782,000 | 7,669 |
| Net interest income | $3,239,000 | 5,356 |
| Provision for loan and lease losses | $92,000 | 7,505 |
| Total noninterest income | $1,647,000 | 2,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 4,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,311,000 | 1,659 |
| Total noninterest expense | $3,026,000 | 4,503 |
| Salaries and employee benefits | $1,236,000 | 5,023 |
| Premises and equipment expense | $595,000 | 3,389 |
| Additional noninterest expense | $1,195,000 | 4,356 |
| Pre-tax net operating income | $1,768,000 | 3,491 |
| Securities gains (losses) | $105,000 | 2,939 |
| Applicable income taxes | $521,000 | 3,860 |
| Income before extraordinary items | $1,352,000 | 3,394 |
| Extraordinary gains, net | $492,000 | 212 |
| Net income | $1,844,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 3,605 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,276,400 | 3,338 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.