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Fidelity Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,720,0001,843
Total interest expense$6,577,0001,718
Net interest income$14,143,0001,900
Provision for loan and lease losses$250,0001,809
Total noninterest income$7,138,000937
Gross Fiduciary activities income$0981
Service charges on deposit accounts$743,0001,265
Trading account gains and feesNANA
Additional Noninterest Income$6,395,000750
Total noninterest expense$11,011,0001,919
Salaries and employee benefits$6,175,0001,927
Premises and equipment expense$1,091,0001,925
Additional noninterest expense$6,395,000750
Pre-tax net operating income$10,020,0001,154
Securities gains (losses)$-1,480,0004,359
Applicable income taxes$03,369
Income before extraordinary items$8,540,0001,151
Extraordinary gains, net$054
Net income$8,540,0001,166
Minority interest net income$088
Net income of bank and minority interests.$8,540,0001,154
Net charge-offs$42,0001,888
Cash dividends$4,275,000906
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,020,0001,023
2023-09-30 (YTD Data)Rank
Total interest income$15,147,0001,846
Total interest expense$4,390,0001,728
Net interest income$10,757,0001,894
Provision for loan and lease losses$250,0001,476
Total noninterest income$6,255,000852
Gross Fiduciary activities income$0950
Service charges on deposit accounts$542,0001,283
Trading account gains and feesNANA
Additional Noninterest Income$5,713,000666
Total noninterest expense$8,346,0001,898
Salaries and employee benefits$4,735,0001,902
Premises and equipment expense$874,0001,852
Additional noninterest expense$5,713,000666
Pre-tax net operating income$8,416,0001,109
Securities gains (losses)$15,000537
Applicable income taxes$03,407
Income before extraordinary items$8,431,000962
Extraordinary gains, net$052
Net income$8,431,000966
Minority interest net income$081
Net income of bank and minority interests.$8,431,000962
Net charge-offs$39,0001,585
Cash dividends$1,775,0001,259
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,416,000974
2023-06-30 (YTD Data)Rank
Total interest income$9,698,0001,871
Total interest expense$2,463,0001,775
Net interest income$7,235,0001,887
Provision for loan and lease losses$60,0002,092
Total noninterest income$858,0002,123
Gross Fiduciary activities income$0931
Service charges on deposit accounts$351,0001,296
Trading account gains and feesNANA
Additional Noninterest Income$507,0002,184
Total noninterest expense$4,868,0002,073
Salaries and employee benefits$2,871,0002,015
Premises and equipment expense$386,0002,354
Additional noninterest expense$507,0002,181
Pre-tax net operating income$3,165,0001,701
Securities gains (losses)$15,000516
Applicable income taxes$03,436
Income before extraordinary items$3,180,0001,492
Extraordinary gains, net$051
Net income$3,180,0001,510
Minority interest net income$081
Net income of bank and minority interests.$3,180,0001,492
Net charge-offs$4,0002,088
Cash dividends$1,125,0001,292
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,165,0001,511
2023-03-31 (YTD Data)Rank
Total interest income$4,685,0001,897
Total interest expense$1,058,0001,772
Net interest income$3,627,0001,892
Provision for loan and lease losses$02,612
Total noninterest income$434,0002,108
Gross Fiduciary activities income$0913
Service charges on deposit accounts$175,0001,316
Trading account gains and feesNANA
Additional Noninterest Income$259,0002,151
Total noninterest expense$2,353,0002,134
Salaries and employee benefits$1,431,0002,055
Premises and equipment expense$201,0002,341
Additional noninterest expense$259,0002,151
Pre-tax net operating income$1,708,0001,642
Securities gains (losses)$9,000612
Applicable income taxes$03,388
Income before extraordinary items$1,717,0001,447
Extraordinary gains, net$04
Net income$1,717,0001,447
Minority interest net income$048
Net income of bank and minority interests.$1,717,0001,447
Net charge-offs$2,0001,796
Cash dividends$600,0001,112
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,708,0001,462
2022-12-31 (YTD Data)Rank
Total interest income$17,026,0001,771
Total interest expense$1,791,0001,720
Net interest income$15,235,0001,767
Provision for loan and lease losses$03,012
Total noninterest income$1,896,0002,101
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$698,0001,350
Trading account gains and feesNANA
Additional Noninterest Income$1,198,0002,141
Total noninterest expense$9,272,0002,103
Salaries and employee benefits$5,608,0002,031
Premises and equipment expense$837,0002,240
Additional noninterest expense$1,198,0002,141
Pre-tax net operating income$7,859,0001,503
Securities gains (losses)$-3,0003,239
Applicable income taxes$03,596
Income before extraordinary items$7,856,0001,323
Extraordinary gains, net$05
Net income$7,856,0001,323
Minority interest net income$063
Net income of bank and minority interests.$7,856,0001,323
Net charge-offs$-63,0004,161
Cash dividends$3,475,0001,042
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,859,0001,344
2022-09-30 (YTD Data)Rank
Total interest income$12,307,0001,766
Total interest expense$999,0001,761
Net interest income$11,308,0001,757
Provision for loan and lease losses$02,835
Total noninterest income$1,442,0002,112
Gross Fiduciary activities income$0968
Service charges on deposit accounts$523,0001,363
Trading account gains and feesNANA
Additional Noninterest Income$919,0002,151
Total noninterest expense$6,757,0002,137
Salaries and employee benefits$4,152,0002,039
Premises and equipment expense$624,0002,273
Additional noninterest expense$919,0002,151
Pre-tax net operating income$5,993,0001,489
Securities gains (losses)$-3,0003,592
Applicable income taxes$03,603
Income before extraordinary items$5,990,0001,294
Extraordinary gains, net$04
Net income$5,990,0001,293
Minority interest net income$057
Net income of bank and minority interests.$5,990,0001,294
Net charge-offs$-64,0004,174
Cash dividends$1,725,0001,240
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,993,0001,321
2022-06-30 (YTD Data)Rank
Total interest income$7,774,0001,798
Total interest expense$520,0001,907
Net interest income$7,254,0001,779
Provision for loan and lease losses$02,599
Total noninterest income$1,001,0002,063
Gross Fiduciary activities income$0925
Service charges on deposit accounts$330,0001,396
Trading account gains and feesNANA
Additional Noninterest Income$671,0002,094
Total noninterest expense$4,378,0002,156
Salaries and employee benefits$2,719,0002,066
Premises and equipment expense$417,0002,268
Additional noninterest expense$1,242,0002,254
Pre-tax net operating income$3,877,0001,446
Securities gains (losses)$-6,0003,865
Applicable income taxes$03,564
Income before extraordinary items$3,871,0001,260
Extraordinary gains, net$04
Net income$3,871,0001,260
Minority interest net income$060
Net income of bank and minority interests.$3,871,0001,260
Net charge-offs$-70,0004,293
Cash dividends$1,175,0001,229
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,877,0001,283
2022-03-31 (YTD Data)Rank
Total interest income$3,742,0001,804
Total interest expense$245,0001,946
Net interest income$3,497,0001,787
Provision for loan and lease losses$02,285
Total noninterest income$415,0002,257
Gross Fiduciary activities income$0892
Service charges on deposit accounts$162,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$253,0002,355
Total noninterest expense$2,158,0002,175
Salaries and employee benefits$1,320,0002,102
Premises and equipment expense$218,0002,226
Additional noninterest expense$620,0002,247
Pre-tax net operating income$1,754,0001,473
Securities gains (losses)$3,000496
Applicable income taxes$03,450
Income before extraordinary items$1,757,0001,307
Extraordinary gains, net$04
Net income$1,757,0001,306
Minority interest net income$050
Net income of bank and minority interests.$1,757,0001,307
Net charge-offs$-72,0004,479
Cash dividends$650,0001,010
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,754,0001,323
2021-12-31 (YTD Data)Rank
Total interest income$15,477,0001,826
Total interest expense$1,074,0002,117
Net interest income$14,403,0001,773
Provision for loan and lease losses$03,064
Total noninterest income$3,624,0001,602
Gross Fiduciary activities income$0994
Service charges on deposit accounts$603,0001,406
Trading account gains and feesNANA
Additional Noninterest Income$3,021,0001,483
Total noninterest expense$8,986,0002,118
Salaries and employee benefits$5,569,0002,035
Premises and equipment expense$812,0002,293
Additional noninterest expense$2,605,0002,195
Pre-tax net operating income$9,041,0001,368
Securities gains (losses)$210,000596
Applicable income taxes$03,710
Income before extraordinary items$9,251,0001,215
Extraordinary gains, net$010
Net income$9,251,0001,215
Minority interest net income$074
Net income of bank and minority interests.$9,251,0001,215
Net charge-offs$-16,0003,780
Cash dividends$5,930,000700
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,041,0001,216
2021-09-30 (YTD Data)Rank
Total interest income$11,535,0001,861
Total interest expense$825,0002,165
Net interest income$10,710,0001,813
Provision for loan and lease losses$02,963
Total noninterest income$2,990,0001,559
Gross Fiduciary activities income$0957
Service charges on deposit accounts$441,0001,417
Trading account gains and feesNANA
Additional Noninterest Income$2,549,0001,432
Total noninterest expense$6,682,0002,144
Salaries and employee benefits$4,032,0002,087
Premises and equipment expense$595,0002,354
Additional noninterest expense$2,055,0002,117
Pre-tax net operating income$7,018,0001,387
Securities gains (losses)$193,000570
Applicable income taxes$03,719
Income before extraordinary items$7,211,0001,222
Extraordinary gains, net$08
Net income$7,211,0001,222
Minority interest net income$069
Net income of bank and minority interests.$7,211,0001,222
Net charge-offs$-26,0003,983
Cash dividends$2,280,0001,059
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,018,0001,228
2021-06-30 (YTD Data)Rank
Total interest income$7,210,0001,952
Total interest expense$580,0002,149
Net interest income$6,630,0001,914
Provision for loan and lease losses$02,862
Total noninterest income$776,0002,511
Gross Fiduciary activities income$0951
Service charges on deposit accounts$283,0001,414
Trading account gains and feesNANA
Additional Noninterest Income$493,0002,653
Total noninterest expense$4,158,0002,224
Salaries and employee benefits$2,573,0002,138
Premises and equipment expense$398,0002,339
Additional noninterest expense$1,187,0002,308
Pre-tax net operating income$3,248,0001,767
Securities gains (losses)$75,000753
Applicable income taxes$03,702
Income before extraordinary items$3,323,0001,591
Extraordinary gains, net$06
Net income$3,323,0001,591
Minority interest net income$067
Net income of bank and minority interests.$3,323,0001,591
Net charge-offs$-13,0003,908
Cash dividends$1,730,000959
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,248,0001,595
2021-03-31 (YTD Data)Rank
Total interest income$3,457,0001,999
Total interest expense$310,0002,133
Net interest income$3,147,0001,962
Provision for loan and lease losses$02,741
Total noninterest income$392,0002,504
Gross Fiduciary activities income$0922
Service charges on deposit accounts$146,0001,377
Trading account gains and feesNANA
Additional Noninterest Income$246,0002,645
Total noninterest expense$2,062,0002,225
Salaries and employee benefits$1,262,0002,149
Premises and equipment expense$207,0002,307
Additional noninterest expense$593,0002,282
Pre-tax net operating income$1,477,0001,895
Securities gains (losses)$74,000552
Applicable income taxes$03,613
Income before extraordinary items$1,551,0001,689
Extraordinary gains, net$03
Net income$1,551,0001,689
Minority interest net income$055
Net income of bank and minority interests.$1,551,0001,689
Net charge-offs$-6,0003,842
Cash dividends$865,000840
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,477,0001,701
2020-12-31 (YTD Data)Rank
Total interest income$15,153,0001,871
Total interest expense$1,978,0001,994
Net interest income$13,175,0001,828
Provision for loan and lease losses$450,0002,346
Total noninterest income$1,763,0002,261
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$637,0001,342
Trading account gains and feesNANA
Additional Noninterest Income$1,126,0002,358
Total noninterest expense$8,203,0002,231
Salaries and employee benefits$5,078,0002,138
Premises and equipment expense$788,0002,366
Additional noninterest expense$2,337,0002,292
Pre-tax net operating income$6,285,0001,501
Securities gains (losses)$615,000524
Applicable income taxes$03,697
Income before extraordinary items$6,900,0001,274
Extraordinary gains, net$04
Net income$6,900,0001,275
Minority interest net income$072
Net income of bank and minority interests.$6,900,0001,275
Net charge-offs$-15,0004,338
Cash dividends$4,075,000888
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,285,0001,334
2020-09-30 (YTD Data)Rank
Total interest income$11,508,0001,874
Total interest expense$1,596,0001,985
Net interest income$9,912,0001,823
Provision for loan and lease losses$300,0002,421
Total noninterest income$1,141,0002,381
Gross Fiduciary activities income$0981
Service charges on deposit accounts$474,0001,340
Trading account gains and feesNANA
Additional Noninterest Income$667,0002,557
Total noninterest expense$6,157,0002,203
Salaries and employee benefits$3,808,0002,102
Premises and equipment expense$578,0002,386
Additional noninterest expense$1,771,0002,249
Pre-tax net operating income$4,596,0001,505
Securities gains (losses)$623,000435
Applicable income taxes$03,696
Income before extraordinary items$5,219,0001,223
Extraordinary gains, net$04
Net income$5,219,0001,223
Minority interest net income$065
Net income of bank and minority interests.$5,219,0001,223
Net charge-offs$-9,0004,226
Cash dividends$1,525,0001,311
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,596,0001,311
2020-06-30 (YTD Data)Rank
Total interest income$7,648,0001,901
Total interest expense$1,146,0001,992
Net interest income$6,502,0001,841
Provision for loan and lease losses$150,0002,632
Total noninterest income$768,0002,322
Gross Fiduciary activities income$0970
Service charges on deposit accounts$319,0001,338
Trading account gains and feesNANA
Additional Noninterest Income$449,0002,477
Total noninterest expense$4,116,0002,211
Salaries and employee benefits$2,528,0002,112
Premises and equipment expense$384,0002,388
Additional noninterest expense$1,204,0002,207
Pre-tax net operating income$3,004,0001,446
Securities gains (losses)$21,0001,665
Applicable income taxes$03,655
Income before extraordinary items$3,025,0001,300
Extraordinary gains, net$04
Net income$3,025,0001,300
Minority interest net income$065
Net income of bank and minority interests.$3,025,0001,300
Net charge-offs$-4,0004,068
Cash dividends$1,025,0001,289
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,004,0001,265
2020-03-31 (YTD Data)Rank
Total interest income$3,765,0001,904
Total interest expense$610,0002,033
Net interest income$3,155,0001,848
Provision for loan and lease losses$03,711
Total noninterest income$404,0002,171
Gross Fiduciary activities income$0941
Service charges on deposit accounts$186,0001,370
Trading account gains and feesNANA
Additional Noninterest Income$218,0002,338
Total noninterest expense$2,015,0002,258
Salaries and employee benefits$1,252,0002,150
Premises and equipment expense$187,0002,437
Additional noninterest expense$576,0002,310
Pre-tax net operating income$1,544,0001,293
Securities gains (losses)$10,0001,316
Applicable income taxes$03,513
Income before extraordinary items$1,554,0001,159
Extraordinary gains, net$04
Net income$1,554,0001,158
Minority interest net income$056
Net income of bank and minority interests.$1,554,0001,159
Net charge-offs$-5,0004,210
Cash dividends$525,0001,230
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,544,0001,143
2019-12-31 (YTD Data)Rank
Total interest income$14,463,0001,976
Total interest expense$2,077,0002,278
Net interest income$12,386,0001,881
Provision for loan and lease losses$-200,0005,033
Total noninterest income$1,631,0002,204
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$785,0001,352
Trading account gains and feesNANA
Additional Noninterest Income$846,0002,446
Total noninterest expense$8,122,0002,230
Salaries and employee benefits$5,098,0002,080
Premises and equipment expense$688,0002,573
Additional noninterest expense$2,336,0002,318
Pre-tax net operating income$6,095,0001,510
Securities gains (losses)$15,0001,739
Applicable income taxes$03,859
Income before extraordinary items$6,110,0001,367
Extraordinary gains, net$011
Net income$6,110,0001,370
Minority interest net income$076
Net income of bank and minority interests.$6,110,0001,370
Net charge-offs$-4,0004,311
Cash dividends$4,075,000942
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,095,0001,339
2019-09-30 (YTD Data)Rank
Total interest income$10,721,0002,016
Total interest expense$1,472,0002,377
Net interest income$9,249,0001,908
Provision for loan and lease losses$-200,0005,137
Total noninterest income$1,224,0002,201
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$582,0001,381
Trading account gains and feesNANA
Additional Noninterest Income$642,0002,417
Total noninterest expense$6,088,0002,230
Salaries and employee benefits$3,817,0002,090
Premises and equipment expense$518,0002,575
Additional noninterest expense$1,753,0002,307
Pre-tax net operating income$4,585,0001,553
Securities gains (losses)$15,0001,535
Applicable income taxes$03,902
Income before extraordinary items$4,600,0001,381
Extraordinary gains, net$011
Net income$4,600,0001,381
Minority interest net income$072
Net income of bank and minority interests.$4,600,0001,383
Net charge-offs$-1,0003,994
Cash dividends$2,300,0001,073
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,585,0001,360
2019-06-30 (YTD Data)Rank
Total interest income$7,092,0002,028
Total interest expense$910,0002,473
Net interest income$6,182,0001,909
Provision for loan and lease losses$-200,0005,208
Total noninterest income$816,0002,183
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$382,0001,379
Trading account gains and feesNANA
Additional Noninterest Income$434,0002,368
Total noninterest expense$4,048,0002,242
Salaries and employee benefits$2,529,0002,101
Premises and equipment expense$344,0002,583
Additional noninterest expense$1,175,0002,312
Pre-tax net operating income$3,150,0001,482
Securities gains (losses)$7,0001,296
Applicable income taxes$03,901
Income before extraordinary items$3,157,0001,335
Extraordinary gains, net$011
Net income$3,157,0001,335
Minority interest net income$069
Net income of bank and minority interests.$3,157,0001,335
Net charge-offs$-4,0004,200
Cash dividends$1,700,000993
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,150,0001,317
2019-03-31 (YTD Data)Rank
Total interest income$3,478,0002,056
Total interest expense$442,0002,479
Net interest income$3,036,0001,942
Provision for loan and lease losses$03,406
Total noninterest income$415,0002,131
Gross Fiduciary activities income$0972
Service charges on deposit accounts$193,0001,356
Trading account gains and feesNANA
Additional Noninterest Income$222,0002,282
Total noninterest expense$2,012,0002,258
Salaries and employee benefits$1,262,0002,118
Premises and equipment expense$175,0002,585
Additional noninterest expense$575,0002,346
Pre-tax net operating income$1,439,0001,582
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,439,0001,401
Extraordinary gains, net$05
Net income$1,439,0001,399
Minority interest net income$052
Net income of bank and minority interests.$1,439,0001,400
Net charge-offs$02,740
Cash dividends$900,000902
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,439,0001,376
2018-12-31 (YTD Data)Rank
Total interest income$13,909,0001,974
Total interest expense$1,505,0002,329
Net interest income$12,404,0001,889
Provision for loan and lease losses$250,0002,131
Total noninterest income$1,308,0002,495
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$828,0001,335
Trading account gains and feesNANA
Additional Noninterest Income$480,0003,119
Total noninterest expense$7,924,0002,262
Salaries and employee benefits$4,930,0002,116
Premises and equipment expense$679,0002,624
Additional noninterest expense$2,315,0002,352
Pre-tax net operating income$5,538,0001,643
Securities gains (losses)$6,000806
Applicable income taxes$03,978
Income before extraordinary items$5,544,0001,454
Extraordinary gains, net$06
Net income$5,544,0001,453
Minority interest net income$072
Net income of bank and minority interests.$5,544,0001,453
Net charge-offs$11,0003,326
Cash dividends$3,450,000982
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,538,0001,449
2018-09-30 (YTD Data)Rank
Total interest income$10,467,0001,954
Total interest expense$1,101,0002,300
Net interest income$9,366,0001,872
Provision for loan and lease losses$250,0001,745
Total noninterest income$907,0002,636
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$614,0001,362
Trading account gains and feesNANA
Additional Noninterest Income$293,0003,400
Total noninterest expense$5,900,0002,270
Salaries and employee benefits$3,665,0002,123
Premises and equipment expense$528,0002,576
Additional noninterest expense$1,707,0002,375
Pre-tax net operating income$4,123,0001,653
Securities gains (losses)$5,000822
Applicable income taxes$04,032
Income before extraordinary items$4,128,0001,467
Extraordinary gains, net$05
Net income$4,128,0001,466
Minority interest net income$066
Net income of bank and minority interests.$4,128,0001,466
Net charge-offs$-14,0004,567
Cash dividends$1,600,0001,244
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,123,0001,454
2018-06-30 (YTD Data)Rank
Total interest income$6,996,0001,936
Total interest expense$705,0002,278
Net interest income$6,291,0001,865
Provision for loan and lease losses$250,0001,331
Total noninterest income$553,0002,749
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$408,0001,363
Trading account gains and feesNANA
Additional Noninterest Income$145,0003,771
Total noninterest expense$3,888,0002,301
Salaries and employee benefits$2,408,0002,168
Premises and equipment expense$356,0002,571
Additional noninterest expense$1,124,0002,407
Pre-tax net operating income$2,706,0001,644
Securities gains (losses)$4,000737
Applicable income taxes$04,018
Income before extraordinary items$2,710,0001,463
Extraordinary gains, net$06
Net income$2,710,0001,462
Minority interest net income$065
Net income of bank and minority interests.$2,710,0001,462
Net charge-offs$-7,0004,412
Cash dividends$1,150,0001,192
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,706,0001,450
2018-03-31 (YTD Data)Rank
Total interest income$3,358,0001,995
Total interest expense$348,0002,222
Net interest income$3,010,0001,935
Provision for loan and lease losses$150,0001,106
Total noninterest income$456,0002,084
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$203,0001,373
Trading account gains and feesNANA
Additional Noninterest Income$253,0002,212
Total noninterest expense$1,926,0002,336
Salaries and employee benefits$1,180,0002,227
Premises and equipment expense$184,0002,573
Additional noninterest expense$562,0002,413
Pre-tax net operating income$1,390,0001,581
Securities gains (losses)$1,000666
Applicable income taxes$03,948
Income before extraordinary items$1,391,0001,407
Extraordinary gains, net$07
Net income$1,391,0001,407
Minority interest net income$052
Net income of bank and minority interests.$1,391,0001,407
Net charge-offs$-10,0004,740
Cash dividends$625,0001,020
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,390,0001,399
2017-12-31 (YTD Data)Rank
Total interest income$12,713,0002,027
Total interest expense$1,201,0002,240
Net interest income$11,512,0001,980
Provision for loan and lease losses$285,0002,039
Total noninterest income$1,611,0002,308
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$871,0001,325
Trading account gains and feesNANA
Additional Noninterest Income$740,0002,656
Total noninterest expense$7,505,0002,384
Salaries and employee benefits$4,445,0002,293
Premises and equipment expense$680,0002,700
Additional noninterest expense$2,380,0002,332
Pre-tax net operating income$5,333,0001,626
Securities gains (losses)$-25,0005,199
Applicable income taxes$04,135
Income before extraordinary items$5,308,0001,284
Extraordinary gains, net$09
Net income$5,308,0001,284
Minority interest net income$076
Net income of bank and minority interests.$5,308,0001,284
Net charge-offs$2,0003,998
Cash dividends$3,100,000996
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,333,0001,271
2017-09-30 (YTD Data)Rank
Total interest income$9,338,0002,069
Total interest expense$843,0002,323
Net interest income$8,495,0002,013
Provision for loan and lease losses$135,0002,385
Total noninterest income$1,211,0002,327
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$647,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$564,0002,669
Total noninterest expense$5,700,0002,372
Salaries and employee benefits$3,326,0002,309
Premises and equipment expense$529,0002,661
Additional noninterest expense$1,845,0002,279
Pre-tax net operating income$3,871,0001,692
Securities gains (losses)$18,0001,361
Applicable income taxes$04,172
Income before extraordinary items$3,889,0001,410
Extraordinary gains, net$09
Net income$3,889,0001,408
Minority interest net income$071
Net income of bank and minority interests.$3,889,0001,410
Net charge-offs$-19,0004,906
Cash dividends$1,700,0001,197
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,871,0001,391
2017-06-30 (YTD Data)Rank
Total interest income$6,028,0002,108
Total interest expense$504,0002,473
Net interest income$5,524,0002,039
Provision for loan and lease losses$90,0002,313
Total noninterest income$839,0002,292
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$428,0001,338
Trading account gains and feesNANA
Additional Noninterest Income$411,0002,548
Total noninterest expense$3,703,0002,423
Salaries and employee benefits$2,233,0002,306
Premises and equipment expense$358,0002,649
Additional noninterest expense$1,112,0002,482
Pre-tax net operating income$2,570,0001,665
Securities gains (losses)$2,0001,641
Applicable income taxes$04,189
Income before extraordinary items$2,572,0001,396
Extraordinary gains, net$011
Net income$2,572,0001,396
Minority interest net income$071
Net income of bank and minority interests.$2,572,0001,397
Net charge-offs$-12,0004,850
Cash dividends$1,200,0001,138
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,570,0001,380
2017-03-31 (YTD Data)Rank
Total interest income$2,955,0002,143
Total interest expense$237,0002,549
Net interest income$2,718,0002,063
Provision for loan and lease losses$45,0002,149
Total noninterest income$436,0002,207
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$216,0001,328
Trading account gains and feesNANA
Additional Noninterest Income$220,0002,457
Total noninterest expense$1,850,0002,450
Salaries and employee benefits$1,130,0002,304
Premises and equipment expense$176,0002,723
Additional noninterest expense$544,0002,508
Pre-tax net operating income$1,259,0001,653
Securities gains (losses)$2,000951
Applicable income taxes$04,086
Income before extraordinary items$1,261,0001,405
Extraordinary gains, net$08
Net income$1,261,0001,405
Minority interest net income$055
Net income of bank and minority interests.$1,261,0001,405
Net charge-offs$-7,0004,847
Cash dividends$525,0001,157
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,259,0001,389
2016-12-31 (YTD Data)Rank
Total interest income$11,690,0002,118
Total interest expense$992,0002,429
Net interest income$10,698,0002,059
Provision for loan and lease losses$135,0002,820
Total noninterest income$1,756,0002,275
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$922,0001,299
Trading account gains and fees$0170
Additional Noninterest Income$834,0002,615
Total noninterest expense$7,683,0002,371
Salaries and employee benefits$4,504,0002,270
Premises and equipment expense$955,0002,222
Additional noninterest expense$2,224,0002,556
Pre-tax net operating income$4,636,0001,721
Securities gains (losses)$100,0001,344
Applicable income taxes$04,278
Income before extraordinary items$4,736,0001,449
Extraordinary gains, net$05
Net income$4,736,0001,448
Minority interest net income$082
Net income of bank and minority interests.$4,736,0001,448
Net charge-offs$-23,0005,151
Cash dividends$2,900,0001,055
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,636,0001,443
2016-09-30 (YTD Data)Rank
Total interest income$8,796,0002,108
Total interest expense$750,0002,420
Net interest income$8,046,0002,056
Provision for loan and lease losses$90,0002,817
Total noninterest income$1,315,0002,278
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$695,0001,289
Trading account gains and fees$0169
Additional Noninterest Income$620,0002,622
Total noninterest expense$5,638,0002,405
Salaries and employee benefits$3,392,0002,256
Premises and equipment expense$587,0002,538
Additional noninterest expense$1,659,0002,570
Pre-tax net operating income$3,633,0001,677
Securities gains (losses)$93,0001,319
Applicable income taxes$04,325
Income before extraordinary items$3,726,0001,420
Extraordinary gains, net$05
Net income$3,726,0001,420
Minority interest net income$071
Net income of bank and minority interests.$3,726,0001,420
Net charge-offs$-16,0005,038
Cash dividends$1,400,0001,344
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,633,0001,404
2016-06-30 (YTD Data)Rank
Total interest income$5,838,0002,124
Total interest expense$489,0002,463
Net interest income$5,349,0002,068
Provision for loan and lease losses$45,0003,014
Total noninterest income$862,0002,287
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$455,0001,297
Trading account gains and fees$0157
Additional Noninterest Income$407,0002,639
Total noninterest expense$3,744,0002,432
Salaries and employee benefits$2,259,0002,268
Premises and equipment expense$386,0002,582
Additional noninterest expense$1,099,0002,585
Pre-tax net operating income$2,422,0001,672
Securities gains (losses)$89,0001,037
Applicable income taxes$04,338
Income before extraordinary items$2,511,0001,392
Extraordinary gains, net$016
Net income$2,511,0001,391
Minority interest net income$071
Net income of bank and minority interests.$2,511,0001,392
Net charge-offs$-13,0005,063
Cash dividends$950,0001,372
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,422,0001,386
2016-03-31 (YTD Data)Rank
Total interest income$2,879,0002,152
Total interest expense$242,0002,486
Net interest income$2,637,0002,091
Provision for loan and lease losses$03,656
Total noninterest income$447,0002,222
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$226,0001,290
Trading account gains and fees$0142
Additional Noninterest Income$221,0002,506
Total noninterest expense$1,891,0002,420
Salaries and employee benefits$1,125,0002,280
Premises and equipment expense$191,0002,621
Additional noninterest expense$575,0002,481
Pre-tax net operating income$1,193,0001,682
Securities gains (losses)$75,000649
Applicable income taxes$04,259
Income before extraordinary items$1,268,0001,353
Extraordinary gains, net$012
Net income$1,268,0001,354
Minority interest net income$062
Net income of bank and minority interests.$1,268,0001,354
Net charge-offs$-7,0005,019
Cash dividends$450,0001,290
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,193,0001,385
2015-12-31 (YTD Data)Rank
Total interest income$11,574,0002,090
Total interest expense$1,030,0002,372
Net interest income$10,544,0002,042
Provision for loan and lease losses$135,0002,741
Total noninterest income$1,750,0002,288
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$901,0001,333
Trading account gains and fees$0159
Additional Noninterest Income$849,0002,576
Total noninterest expense$7,522,0002,426
Salaries and employee benefits$4,437,0002,275
Premises and equipment expense$798,0002,570
Additional noninterest expense$2,287,0002,512
Pre-tax net operating income$4,637,0001,681
Securities gains (losses)$123,0001,040
Applicable income taxes$04,402
Income before extraordinary items$4,760,0001,400
Extraordinary gains, net$023
Net income$4,760,0001,400
Minority interest net income$081
Net income of bank and minority interests.$4,760,0001,400
Net charge-offs$-8,0005,150
Cash dividends$2,600,0001,100
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,637,0001,408
2015-09-30 (YTD Data)Rank
Total interest income$8,738,0002,096
Total interest expense$783,0002,376
Net interest income$7,955,0002,037
Provision for loan and lease losses$90,0002,744
Total noninterest income$1,258,0002,358
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$657,0001,390
Trading account gains and fees$0153
Additional Noninterest Income$601,0002,666
Total noninterest expense$5,572,0002,460
Salaries and employee benefits$3,309,0002,295
Premises and equipment expense$599,0002,590
Additional noninterest expense$1,664,0002,577
Pre-tax net operating income$3,551,0001,666
Securities gains (losses)$102,0001,025
Applicable income taxes$04,489
Income before extraordinary items$3,653,0001,398
Extraordinary gains, net$021
Net income$3,653,0001,399
Minority interest net income$078
Net income of bank and minority interests.$3,653,0001,399
Net charge-offs$17,0003,431
Cash dividends$1,375,0001,294
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,551,0001,397
2015-06-30 (YTD Data)Rank
Total interest income$5,806,0002,102
Total interest expense$529,0002,361
Net interest income$5,277,0002,041
Provision for loan and lease losses$45,0002,981
Total noninterest income$843,0002,355
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$421,0001,405
Trading account gains and fees$0157
Additional Noninterest Income$422,0002,609
Total noninterest expense$3,642,0002,504
Salaries and employee benefits$2,170,0002,334
Premises and equipment expense$396,0002,623
Additional noninterest expense$1,076,0002,659
Pre-tax net operating income$2,433,0001,613
Securities gains (losses)$70,0001,032
Applicable income taxes$04,497
Income before extraordinary items$2,503,0001,341
Extraordinary gains, net$022
Net income$2,503,0001,343
Minority interest net income$075
Net income of bank and minority interests.$2,503,0001,342
Net charge-offs$4,0003,531
Cash dividends$950,0001,295
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,433,0001,336
2015-03-31 (YTD Data)Rank
Total interest income$2,948,0002,068
Total interest expense$273,0002,333
Net interest income$2,675,0002,011
Provision for loan and lease losses$03,703
Total noninterest income$445,0002,267
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$206,0001,410
Trading account gains and fees$0152
Additional Noninterest Income$239,0002,414
Total noninterest expense$1,828,0002,509
Salaries and employee benefits$1,076,0002,355
Premises and equipment expense$204,0002,610
Additional noninterest expense$548,0002,610
Pre-tax net operating income$1,292,0001,509
Securities gains (losses)$3,0001,758
Applicable income taxes$04,400
Income before extraordinary items$1,295,0001,284
Extraordinary gains, net$013
Net income$1,295,0001,285
Minority interest net income$064
Net income of bank and minority interests.$1,295,0001,286
Net charge-offs$4,0002,829
Cash dividends$450,0001,199
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,292,0001,248
2014-12-31 (YTD Data)Rank
Total interest income$10,974,0002,191
Total interest expense$1,195,0002,267
Net interest income$9,779,0002,176
Provision for loan and lease losses$04,603
Total noninterest income$1,751,0002,299
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$990,0001,303
Trading account gains and fees$0180
Additional Noninterest Income$761,0002,707
Total noninterest expense$7,067,0002,599
Salaries and employee benefits$4,062,0002,459
Premises and equipment expense$800,0002,664
Additional noninterest expense$2,205,0002,660
Pre-tax net operating income$4,463,0001,689
Securities gains (losses)$61,0001,598
Applicable income taxes$04,531
Income before extraordinary items$4,524,0001,429
Extraordinary gains, net$017
Net income$4,524,0001,427
Minority interest net income$084
Net income of bank and minority interests.$4,524,0001,428
Net charge-offs$-28,0005,873
Cash dividends$2,825,000976
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,463,0001,419
2014-09-30 (YTD Data)Rank
Total interest income$8,167,0002,224
Total interest expense$905,0002,285
Net interest income$7,262,0002,212
Provision for loan and lease losses$04,401
Total noninterest income$1,327,0002,290
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$741,0001,309
Trading account gains and fees$0174
Additional Noninterest Income$586,0002,676
Total noninterest expense$5,247,0002,613
Salaries and employee benefits$3,014,0002,482
Premises and equipment expense$609,0002,666
Additional noninterest expense$1,624,0002,721
Pre-tax net operating income$3,342,0001,699
Securities gains (losses)$43,0001,534
Applicable income taxes$04,583
Income before extraordinary items$3,385,0001,425
Extraordinary gains, net$015
Net income$3,385,0001,424
Minority interest net income$081
Net income of bank and minority interests.$3,385,0001,425
Net charge-offs$7,0004,273
Cash dividends$1,975,000965
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,342,0001,413
2014-06-30 (YTD Data)Rank
Total interest income$5,371,0002,246
Total interest expense$609,0002,296
Net interest income$4,762,0002,229
Provision for loan and lease losses$04,196
Total noninterest income$890,0002,248
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$476,0001,342
Trading account gains and fees$0172
Additional Noninterest Income$414,0002,578
Total noninterest expense$3,418,0002,664
Salaries and employee benefits$1,952,0002,567
Premises and equipment expense$401,0002,704
Additional noninterest expense$1,065,0002,739
Pre-tax net operating income$2,234,0001,660
Securities gains (losses)$33,0001,399
Applicable income taxes$04,568
Income before extraordinary items$2,267,0001,376
Extraordinary gains, net$020
Net income$2,267,0001,376
Minority interest net income$080
Net income of bank and minority interests.$2,267,0001,378
Net charge-offs$9,0003,772
Cash dividends$975,0001,196
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,234,0001,375
2014-03-31 (YTD Data)Rank
Total interest income$2,585,0002,334
Total interest expense$304,0002,323
Net interest income$2,281,0002,306
Provision for loan and lease losses$03,817
Total noninterest income$438,0002,229
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$237,0001,332
Trading account gains and fees$0147
Additional Noninterest Income$201,0002,551
Total noninterest expense$1,646,0002,765
Salaries and employee benefits$958,0002,611
Premises and equipment expense$204,0002,725
Additional noninterest expense$484,0002,965
Pre-tax net operating income$1,073,0001,663
Securities gains (losses)$3,0001,458
Applicable income taxes$04,445
Income before extraordinary items$1,076,0001,404
Extraordinary gains, net$016
Net income$1,076,0001,405
Minority interest net income$066
Net income of bank and minority interests.$1,076,0001,406
Net charge-offs$15,0002,640
Cash dividends$475,0001,076
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,073,0001,390
2013-12-31 (YTD Data)Rank
Total interest income$11,017,0002,215
Total interest expense$1,328,0002,389
Net interest income$9,689,0002,154
Provision for loan and lease losses$05,091
Total noninterest income$1,776,0002,314
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,071,0001,275
Trading account gains and fees$0184
Additional Noninterest Income$705,0002,858
Total noninterest expense$6,653,0002,741
Salaries and employee benefits$3,612,0002,723
Premises and equipment expense$818,0002,660
Additional noninterest expense$2,223,0002,743
Pre-tax net operating income$4,812,0001,477
Securities gains (losses)$60,0001,671
Applicable income taxes$04,631
Income before extraordinary items$4,872,0001,250
Extraordinary gains, net$029
Net income$4,872,0001,252
Minority interest net income$090
Net income of bank and minority interests.$4,872,0001,253
Net charge-offs$-13,0006,214
Cash dividends$2,700,000938
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,812,0001,245
2013-09-30 (YTD Data)Rank
Total interest income$8,294,0002,224
Total interest expense$1,012,0002,417
Net interest income$7,282,0002,155
Provision for loan and lease losses$04,941
Total noninterest income$1,341,0002,360
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$798,0001,287
Trading account gains and fees$0180
Additional Noninterest Income$543,0002,891
Total noninterest expense$5,045,0002,721
Salaries and employee benefits$2,704,0002,735
Premises and equipment expense$608,0002,699
Additional noninterest expense$1,733,0002,643
Pre-tax net operating income$3,578,0001,512
Securities gains (losses)$63,0001,503
Applicable income taxes$04,713
Income before extraordinary items$3,641,0001,262
Extraordinary gains, net$025
Net income$3,641,0001,263
Minority interest net income$084
Net income of bank and minority interests.$3,641,0001,264
Net charge-offs$6,0004,860
Cash dividends$1,450,0001,130
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,578,0001,253
2013-06-30 (YTD Data)Rank
Total interest income$5,453,0002,246
Total interest expense$688,0002,432
Net interest income$4,765,0002,189
Provision for loan and lease losses$04,788
Total noninterest income$906,0002,360
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$519,0001,293
Trading account gains and fees$0157
Additional Noninterest Income$387,0002,844
Total noninterest expense$3,369,0002,714
Salaries and employee benefits$1,789,0002,765
Premises and equipment expense$413,0002,673
Additional noninterest expense$1,167,0002,606
Pre-tax net operating income$2,302,0001,540
Securities gains (losses)$64,0001,370
Applicable income taxes$04,679
Income before extraordinary items$2,366,0001,278
Extraordinary gains, net$022
Net income$2,366,0001,281
Minority interest net income$082
Net income of bank and minority interests.$2,366,0001,281
Net charge-offs$7,0004,432
Cash dividends$975,0001,125
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,302,0001,261
2013-03-31 (YTD Data)Rank
Total interest income$2,708,0002,285
Total interest expense$353,0002,442
Net interest income$2,355,0002,230
Provision for loan and lease losses$04,409
Total noninterest income$458,0002,347
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$261,0001,275
Trading account gains and fees$0148
Additional Noninterest Income$197,0002,795
Total noninterest expense$1,732,0002,701
Salaries and employee benefits$887,0002,800
Premises and equipment expense$203,0002,738
Additional noninterest expense$642,0002,394
Pre-tax net operating income$1,081,0001,602
Securities gains (losses)$19,0001,284
Applicable income taxes$04,602
Income before extraordinary items$1,100,0001,350
Extraordinary gains, net$010
Net income$1,100,0001,351
Minority interest net income$076
Net income of bank and minority interests.$1,100,0001,352
Net charge-offs$19,0003,117
Cash dividends$475,000985
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,081,0001,315
2012-12-31 (YTD Data)Rank
Total interest income$11,613,0002,244
Total interest expense$1,583,0002,606
Net interest income$10,030,0002,145
Provision for loan and lease losses$195,0003,972
Total noninterest income$1,927,0002,249
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,122,0001,269
Trading account gains and fees$0166
Additional Noninterest Income$805,0002,677
Total noninterest expense$7,243,0002,589
Salaries and employee benefits$3,416,0002,850
Premises and equipment expense$825,0002,675
Additional noninterest expense$3,002,0002,162
Pre-tax net operating income$4,519,0001,502
Securities gains (losses)$203,0001,680
Applicable income taxes$04,751
Income before extraordinary items$4,722,0001,246
Extraordinary gains, net$029
Net income$4,722,0001,247
Minority interest net income$093
Net income of bank and minority interests.$4,722,0001,247
Net charge-offs$285,0003,363
Cash dividends$2,355,0001,066
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,519,0001,245
2012-09-30 (YTD Data)Rank
Total interest income$8,846,0002,260
Total interest expense$1,206,0002,663
Net interest income$7,640,0002,149
Provision for loan and lease losses$150,0003,869
Total noninterest income$1,465,0002,207
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$830,0001,294
Trading account gains and fees$0157
Additional Noninterest Income$635,0002,593
Total noninterest expense$5,478,0002,581
Salaries and employee benefits$2,614,0002,807
Premises and equipment expense$616,0002,717
Additional noninterest expense$2,248,0002,161
Pre-tax net operating income$3,477,0001,504
Securities gains (losses)$47,0002,476
Applicable income taxes$04,802
Income before extraordinary items$3,524,0001,281
Extraordinary gains, net$020
Net income$3,524,0001,283
Minority interest net income$086
Net income of bank and minority interests.$3,524,0001,282
Net charge-offs$255,0003,029
Cash dividends$1,630,000934
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,477,0001,231
2012-06-30 (YTD Data)Rank
Total interest income$6,034,0002,218
Total interest expense$824,0002,710
Net interest income$5,210,0002,102
Provision for loan and lease losses$05,619
Total noninterest income$1,007,0002,140
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$547,0001,294
Trading account gains and fees$0153
Additional Noninterest Income$460,0002,447
Total noninterest expense$3,720,0002,534
Salaries and employee benefits$1,744,0002,811
Premises and equipment expense$404,0002,748
Additional noninterest expense$1,572,0002,077
Pre-tax net operating income$2,497,0001,395
Securities gains (losses)$14,0002,626
Applicable income taxes$04,770
Income before extraordinary items$2,511,0001,200
Extraordinary gains, net$019
Net income$2,511,0001,199
Minority interest net income$084
Net income of bank and minority interests.$2,511,0001,199
Net charge-offs$41,0004,196
Cash dividends$1,150,000860
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,497,0001,126
2012-03-31 (YTD Data)Rank
Total interest income$3,110,0002,170
Total interest expense$423,0002,746
Net interest income$2,687,0002,052
Provision for loan and lease losses$05,254
Total noninterest income$496,0002,159
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$268,0001,312
Trading account gains and fees$0148
Additional Noninterest Income$228,0002,460
Total noninterest expense$1,679,0002,775
Salaries and employee benefits$871,0002,822
Premises and equipment expense$205,0002,746
Additional noninterest expense$603,0002,656
Pre-tax net operating income$1,504,0001,163
Securities gains (losses)$1,0002,095
Applicable income taxes$04,704
Income before extraordinary items$1,505,000993
Extraordinary gains, net$019
Net income$1,505,000995
Minority interest net income$078
Net income of bank and minority interests.$1,505,000994
Net charge-offs$38,0003,242
Cash dividends$710,000652
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,504,000929
2011-12-31 (YTD Data)Rank
Total interest income$11,808,0002,350
Total interest expense$2,200,0002,568
Net interest income$9,608,0002,279
Provision for loan and lease losses$524,0003,397
Total noninterest income$1,915,0002,072
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,226,0001,201
Trading account gains and fees$0146
Additional Noninterest Income$689,0002,661
Total noninterest expense$7,100,0002,637
Salaries and employee benefits$3,344,0002,853
Premises and equipment expense$814,0002,875
Additional noninterest expense$2,942,0002,242
Pre-tax net operating income$3,899,0001,469
Securities gains (losses)$596,000696
Applicable income taxes$04,719
Income before extraordinary items$4,495,0001,110
Extraordinary gains, net$029
Net income$4,495,0001,110
Minority interest net income$096
Net income of bank and minority interests.$4,495,0001,110
Net charge-offs$568,0003,026
Cash dividends$1,775,0001,067
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,899,0001,207
2011-09-30 (YTD Data)Rank
Total interest income$8,945,0002,362
Total interest expense$1,709,0002,588
Net interest income$7,236,0002,280
Provision for loan and lease losses$524,0002,819
Total noninterest income$1,424,0002,078
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$905,0001,221
Trading account gains and fees$0145
Additional Noninterest Income$519,0002,648
Total noninterest expense$5,399,0002,603
Salaries and employee benefits$2,618,0002,748
Premises and equipment expense$617,0002,872
Additional noninterest expense$2,164,0002,287
Pre-tax net operating income$2,737,0001,607
Securities gains (losses)$583,000577
Applicable income taxes$04,740
Income before extraordinary items$3,320,0001,149
Extraordinary gains, net$021
Net income$3,320,0001,149
Minority interest net income$087
Net income of bank and minority interests.$3,320,0001,149
Net charge-offs$313,0003,205
Cash dividends$1,325,000921
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,737,0001,325
2011-06-30 (YTD Data)Rank
Total interest income$6,030,0002,356
Total interest expense$1,192,0002,586
Net interest income$4,838,0002,268
Provision for loan and lease losses$524,0002,258
Total noninterest income$944,0002,077
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$586,0001,237
Trading account gains and fees$0153
Additional Noninterest Income$358,0002,609
Total noninterest expense$3,380,0002,771
Salaries and employee benefits$1,765,0002,736
Premises and equipment expense$408,0002,922
Additional noninterest expense$1,207,0002,734
Pre-tax net operating income$1,878,0001,541
Securities gains (losses)$252,000620
Applicable income taxes$04,697
Income before extraordinary items$2,130,0001,165
Extraordinary gains, net$015
Net income$2,130,0001,165
Minority interest net income$089
Net income of bank and minority interests.$2,130,0001,165
Net charge-offs$220,0003,009
Cash dividends$850,000923
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,878,0001,268
2011-03-31 (YTD Data)Rank
Total interest income$3,092,0002,316
Total interest expense$641,0002,500
Net interest income$2,451,0002,232
Provision for loan and lease losses$394,0001,662
Total noninterest income$487,0002,027
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$288,0001,231
Trading account gains and fees$0158
Additional Noninterest Income$199,0002,477
Total noninterest expense$1,653,0002,843
Salaries and employee benefits$889,0002,731
Premises and equipment expense$206,0002,911
Additional noninterest expense$558,0002,912
Pre-tax net operating income$891,0001,604
Securities gains (losses)$149,000416
Applicable income taxes$04,545
Income before extraordinary items$1,040,0001,179
Extraordinary gains, net$09
Net income$1,040,0001,179
Minority interest net income$086
Net income of bank and minority interests.$1,040,0001,179
Net charge-offs$5,0004,645
Cash dividends$425,000848
Sale, conversion, retirement of capital stock, net$0925
Net operating income$891,0001,317
2010-12-31 (YTD Data)Rank
Total interest income$14,059,0002,148
Total interest expense$3,597,0002,205
Net interest income$10,462,0002,085
Provision for loan and lease losses$865,0003,283
Total noninterest income$1,943,0002,111
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,289,0001,165
Trading account gains and fees$0175
Additional Noninterest Income$654,0002,797
Total noninterest expense$7,060,0002,709
Salaries and employee benefits$3,505,0002,723
Premises and equipment expense$814,0002,950
Additional noninterest expense$2,741,0002,474
Pre-tax net operating income$4,480,0001,131
Securities gains (losses)$761,000617
Applicable income taxes$04,655
Income before extraordinary items$5,241,000842
Extraordinary gains, net$029
Net income$5,241,000842
Minority interest net income$0111
Net income of bank and minority interests.$5,241,000843
Net charge-offs$683,0003,204
Cash dividends$3,400,000485
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,480,000939
2010-09-30 (YTD Data)Rank
Total interest income$10,678,0002,170
Total interest expense$2,817,0002,199
Net interest income$7,861,0002,105
Provision for loan and lease losses$695,0003,048
Total noninterest income$1,448,0002,143
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$962,0001,214
Trading account gains and fees$0165
Additional Noninterest Income$486,0002,799
Total noninterest expense$5,146,0002,775
Salaries and employee benefits$2,676,0002,689
Premises and equipment expense$613,0002,979
Additional noninterest expense$1,857,0002,656
Pre-tax net operating income$3,468,0001,157
Securities gains (losses)$563,000661
Applicable income taxes$04,726
Income before extraordinary items$4,031,000859
Extraordinary gains, net$023
Net income$4,031,000860
Minority interest net income$0110
Net income of bank and minority interests.$4,031,000860
Net charge-offs$628,0002,760
Cash dividends$1,800,000599
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,468,000950
2010-06-30 (YTD Data)Rank
Total interest income$7,198,0002,165
Total interest expense$1,899,0002,263
Net interest income$5,299,0002,081
Provision for loan and lease losses$460,0002,970
Total noninterest income$972,0002,098
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$635,0001,232
Trading account gains and fees$0152
Additional Noninterest Income$337,0002,665
Total noninterest expense$3,405,0002,787
Salaries and employee benefits$1,785,0002,713
Premises and equipment expense$407,0003,014
Additional noninterest expense$1,213,0002,692
Pre-tax net operating income$2,406,0001,111
Securities gains (losses)$292,000730
Applicable income taxes$04,691
Income before extraordinary items$2,698,000824
Extraordinary gains, net$019
Net income$2,698,000822
Minority interest net income$0105
Net income of bank and minority interests.$2,698,000824
Net charge-offs$442,0002,588
Cash dividends$1,025,000684
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,406,000906
2010-03-31 (YTD Data)Rank
Total interest income$3,590,0002,234
Total interest expense$945,0002,384
Net interest income$2,645,0002,115
Provision for loan and lease losses$105,0003,873
Total noninterest income$497,0002,040
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$310,0001,262
Trading account gains and fees$0175
Additional Noninterest Income$187,0002,498
Total noninterest expense$1,580,0003,014
Salaries and employee benefits$887,0002,766
Premises and equipment expense$203,0003,081
Additional noninterest expense$490,0003,247
Pre-tax net operating income$1,457,000922
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,457,000760
Extraordinary gains, net$016
Net income$1,457,000762
Minority interest net income$091
Net income of bank and minority interests.$1,457,000764
Net charge-offs$-46,0007,776
Cash dividends$450,000752
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,457,000725
2009-12-31 (YTD Data)Rank
Total interest income$14,897,0002,236
Total interest expense$4,045,0002,711
Net interest income$10,852,0002,018
Provision for loan and lease losses$375,0004,953
Total noninterest income$1,911,0002,185
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,342,0001,287
Trading account gains and fees$0211
Additional Noninterest Income$569,0002,978
Total noninterest expense$7,424,0002,654
Salaries and employee benefits$3,465,0002,806
Premises and equipment expense$801,0003,122
Additional noninterest expense$3,158,0002,248
Pre-tax net operating income$4,964,000843
Securities gains (losses)$102,0002,123
Applicable income taxes$04,388
Income before extraordinary items$5,066,000675
Extraordinary gains, net$034
Net income$5,066,000675
Minority interest net income$0115
Net income of bank and minority interests.$5,066,000675
Net charge-offs$235,0004,797
Cash dividends$2,200,000826
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,964,000686
2009-09-30 (YTD Data)Rank
Total interest income$11,210,0002,265
Total interest expense$3,092,0002,787
Net interest income$8,118,0002,026
Provision for loan and lease losses$300,0004,583
Total noninterest income$1,418,0002,251
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$986,0001,303
Trading account gains and fees$0212
Additional Noninterest Income$432,0003,049
Total noninterest expense$5,011,0002,911
Salaries and employee benefits$2,581,0002,854
Premises and equipment expense$586,0003,219
Additional noninterest expense$1,844,0002,742
Pre-tax net operating income$4,225,000803
Securities gains (losses)$108,0001,771
Applicable income taxes$04,592
Income before extraordinary items$4,333,000624
Extraordinary gains, net$027
Net income$4,333,000625
Minority interest net income$0118
Net income of bank and minority interests.$4,333,000626
Net charge-offs$135,0004,746
Cash dividends$1,350,000963
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,225,000628
2009-06-30 (YTD Data)Rank
Total interest income$7,471,0002,297
Total interest expense$2,103,0002,846
Net interest income$5,368,0002,040
Provision for loan and lease losses$200,0004,313
Total noninterest income$937,0002,282
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$639,0001,323
Trading account gains and fees$0193
Additional Noninterest Income$298,0003,018
Total noninterest expense$3,319,0002,952
Salaries and employee benefits$1,714,0002,890
Premises and equipment expense$389,0003,257
Additional noninterest expense$1,216,0002,789
Pre-tax net operating income$2,786,000829
Securities gains (losses)$83,0001,613
Applicable income taxes$04,657
Income before extraordinary items$2,869,000637
Extraordinary gains, net$021
Net income$2,869,000636
Minority interest net income$0112
Net income of bank and minority interests.$2,869,000638
Net charge-offs$128,0003,966
Cash dividends$650,0001,329
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,786,000641
2009-03-31 (YTD Data)Rank
Total interest income$3,739,0002,325
Total interest expense$1,093,0002,848
Net interest income$2,646,0002,065
Provision for loan and lease losses$100,0003,845
Total noninterest income$462,0002,257
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$303,0001,361
Trading account gains and fees$0171
Additional Noninterest Income$159,0002,871
Total noninterest expense$1,639,0002,904
Salaries and employee benefits$858,0002,927
Premises and equipment expense$194,0003,303
Additional noninterest expense$587,0002,620
Pre-tax net operating income$1,369,000926
Securities gains (losses)$70,0001,152
Applicable income taxes$04,835
Income before extraordinary items$1,439,000721
Extraordinary gains, net$015
Net income$1,439,000721
Minority interest net income$0102
Net income of bank and minority interests.$1,439,000723
Net charge-offs$124,0002,632
Cash dividends$200,0001,688
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,369,000701
2008-12-31 (YTD Data)Rank
Total interest income$14,660,0002,523
Total interest expense$5,394,0002,780
Net interest income$9,266,0002,363
Provision for loan and lease losses$520,0003,745
Total noninterest income$1,899,0002,227
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,350,0001,338
Trading account gains and fees$0154
Additional Noninterest Income$549,0003,029
Total noninterest expense$6,003,0003,072
Salaries and employee benefits$3,286,0003,002
Premises and equipment expense$705,0003,489
Additional noninterest expense$2,012,0002,859
Pre-tax net operating income$4,642,0001,168
Securities gains (losses)$-30,0007,121
Applicable income taxes$04,979
Income before extraordinary items$4,612,000881
Extraordinary gains, net$039
Net income$4,612,000881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0003,028
Cash dividends$2,675,0001,028
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,642,000949
2008-09-30 (YTD Data)Rank
Total interest income$10,952,0002,586
Total interest expense$4,194,0002,788
Net interest income$6,758,0002,443
Provision for loan and lease losses$175,0004,422
Total noninterest income$1,427,0002,287
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,007,0001,346
Trading account gains and fees$0148
Additional Noninterest Income$420,0003,103
Total noninterest expense$4,447,0003,085
Salaries and employee benefits$2,514,0002,965
Premises and equipment expense$495,0003,664
Additional noninterest expense$1,438,0002,879
Pre-tax net operating income$3,563,0001,385
Securities gains (losses)$-12,0007,352
Applicable income taxes$05,372
Income before extraordinary items$3,551,0001,034
Extraordinary gains, net$031
Net income$3,551,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,066
Cash dividends$2,075,000982
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,563,0001,092
2008-06-30 (YTD Data)Rank
Total interest income$7,314,0002,607
Total interest expense$2,916,0002,776
Net interest income$4,398,0002,492
Provision for loan and lease losses$124,0003,929
Total noninterest income$945,0002,321
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$658,0001,361
Trading account gains and fees$0149
Additional Noninterest Income$287,0003,109
Total noninterest expense$2,921,0003,139
Salaries and employee benefits$1,674,0002,999
Premises and equipment expense$319,0003,777
Additional noninterest expense$928,0002,934
Pre-tax net operating income$2,298,0001,493
Securities gains (losses)$-16,0008,160
Applicable income taxes$05,627
Income before extraordinary items$2,282,0001,216
Extraordinary gains, net$021
Net income$2,282,0001,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,260
Cash dividends$1,375,0001,080
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,298,0001,182
2008-03-31 (YTD Data)Rank
Total interest income$3,704,0002,650
Total interest expense$1,537,0002,819
Net interest income$2,167,0002,516
Provision for loan and lease losses$79,0003,082
Total noninterest income$481,0002,298
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$315,0001,387
Trading account gains and fees$0158
Additional Noninterest Income$166,0002,870
Total noninterest expense$1,424,0003,219
Salaries and employee benefits$820,0003,095
Premises and equipment expense$158,0003,825
Additional noninterest expense$446,0003,000
Pre-tax net operating income$1,145,0001,583
Securities gains (losses)$-16,0008,354
Applicable income taxes$05,622
Income before extraordinary items$1,129,0001,340
Extraordinary gains, net$015
Net income$1,129,0001,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$400,0001,571
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,145,0001,281
2007-12-31 (YTD Data)Rank
Total interest income$13,714,0002,908
Total interest expense$6,122,0002,965
Net interest income$7,592,0002,876
Provision for loan and lease losses$311,0003,122
Total noninterest income$1,847,0002,343
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,323,0001,354
Trading account gains and fees$0178
Additional Noninterest Income$524,0003,223
Total noninterest expense$5,476,0003,198
Salaries and employee benefits$3,137,0003,108
Premises and equipment expense$629,0003,710
Additional noninterest expense$1,710,0003,068
Pre-tax net operating income$3,652,0002,136
Securities gains (losses)$90,000633
Applicable income taxes$06,070
Income before extraordinary items$3,742,0001,693
Extraordinary gains, net$039
Net income$3,742,0001,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,123
Cash dividends$2,200,0001,506
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,652,0001,718
2007-09-30 (YTD Data)Rank
Total interest income$10,077,0002,967
Total interest expense$4,514,0002,990
Net interest income$5,563,0002,943
Provision for loan and lease losses$120,0003,851
Total noninterest income$1,379,0002,346
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$964,0001,369
Trading account gains and fees$0184
Additional Noninterest Income$415,0003,141
Total noninterest expense$4,040,0003,223
Salaries and employee benefits$2,323,0003,124
Premises and equipment expense$469,0003,722
Additional noninterest expense$1,248,0003,083
Pre-tax net operating income$2,782,0002,245
Securities gains (losses)$1,0001,492
Applicable income taxes$06,220
Income before extraordinary items$2,783,0001,813
Extraordinary gains, net$033
Net income$2,783,0001,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,079
Cash dividends$1,625,0001,414
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,782,0001,800
2007-06-30 (YTD Data)Rank
Total interest income$6,570,0003,027
Total interest expense$2,949,0003,052
Net interest income$3,621,0003,038
Provision for loan and lease losses$75,0003,728
Total noninterest income$928,0002,347
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$622,0001,417
Trading account gains and fees$0168
Additional Noninterest Income$306,0002,981
Total noninterest expense$2,654,0003,289
Salaries and employee benefits$1,544,0003,170
Premises and equipment expense$310,0003,769
Additional noninterest expense$800,0003,193
Pre-tax net operating income$1,820,0002,326
Securities gains (losses)$1,0001,305
Applicable income taxes$06,265
Income before extraordinary items$1,821,0001,899
Extraordinary gains, net$029
Net income$1,821,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$1,125,0001,395
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,820,0001,880
2007-03-31 (YTD Data)Rank
Total interest income$3,336,0003,002
Total interest expense$1,467,0003,043
Net interest income$1,869,0002,938
Provision for loan and lease losses$45,0003,197
Total noninterest income$494,0002,230
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$295,0001,457
Trading account gains and fees$0195
Additional Noninterest Income$199,0002,552
Total noninterest expense$1,333,0003,284
Salaries and employee benefits$788,0003,126
Premises and equipment expense$161,0003,678
Additional noninterest expense$384,0003,279
Pre-tax net operating income$985,0002,198
Securities gains (losses)$1,0001,055
Applicable income taxes$06,196
Income before extraordinary items$986,0001,735
Extraordinary gains, net$022
Net income$986,0001,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$300,0001,961
Sale, conversion, retirement of capital stock, net$0885
Net operating income$985,0001,724
2006-12-31 (YTD Data)Rank
Total interest income$12,446,0002,993
Total interest expense$5,039,0003,008
Net interest income$7,407,0002,960
Provision for loan and lease losses$165,0003,897
Total noninterest income$1,652,0002,529
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,278,0001,399
Trading account gains and fees$0130
Additional Noninterest Income$374,0003,854
Total noninterest expense$5,116,0003,288
Salaries and employee benefits$3,048,0003,088
Premises and equipment expense$596,0003,790
Additional noninterest expense$1,472,0003,336
Pre-tax net operating income$3,778,0002,351
Securities gains (losses)$-1,0006,756
Applicable income taxes$06,600
Income before extraordinary items$3,777,0001,882
Extraordinary gains, net$051
Net income$3,777,0001,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,117
Cash dividends$1,950,0001,589
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,778,0001,868
2006-09-30 (YTD Data)Rank
Total interest income$9,027,0003,059
Total interest expense$3,545,0003,078
Net interest income$5,482,0003,023
Provision for loan and lease losses$120,0003,815
Total noninterest income$1,235,0002,549
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$939,0001,434
Trading account gains and fees$0126
Additional Noninterest Income$296,0003,756
Total noninterest expense$3,809,0003,303
Salaries and employee benefits$2,288,0003,070
Premises and equipment expense$444,0003,815
Additional noninterest expense$1,077,0003,409
Pre-tax net operating income$2,788,0002,448
Securities gains (losses)$-3,0007,275
Applicable income taxes$06,687
Income before extraordinary items$2,785,0001,963
Extraordinary gains, net$045
Net income$2,785,0001,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,063
Cash dividends$1,575,0001,388
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,788,0001,943
2006-06-30 (YTD Data)Rank
Total interest income$5,836,0003,101
Total interest expense$2,204,0003,139
Net interest income$3,632,0003,045
Provision for loan and lease losses$90,0003,463
Total noninterest income$833,0002,527
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$618,0001,442
Trading account gains and fees$0126
Additional Noninterest Income$215,0003,613
Total noninterest expense$2,505,0003,340
Salaries and employee benefits$1,509,0003,100
Premises and equipment expense$292,0003,847
Additional noninterest expense$704,0003,456
Pre-tax net operating income$1,870,0002,442
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,870,0001,949
Extraordinary gains, net$039
Net income$1,870,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,084
Cash dividends$1,025,0001,395
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,870,0001,932
2006-03-31 (YTD Data)Rank
Total interest income$2,823,0003,137
Total interest expense$1,028,0003,191
Net interest income$1,795,0003,066
Provision for loan and lease losses$45,0003,261
Total noninterest income$434,0002,419
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$294,0001,453
Trading account gains and fees$0115
Additional Noninterest Income$140,0003,094
Total noninterest expense$1,233,0003,392
Salaries and employee benefits$756,0003,125
Premises and equipment expense$145,0003,885
Additional noninterest expense$332,0003,593
Pre-tax net operating income$951,0002,367
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$951,0001,882
Extraordinary gains, net$021
Net income$951,0001,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,154
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$0648
Net operating income$951,0001,863
2005-12-31 (YTD Data)Rank
Total interest income$10,633,0002,994
Total interest expense$3,161,0003,183
Net interest income$7,472,0002,871
Provision for loan and lease losses$80,0005,115
Total noninterest income$1,655,0002,526
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,212,0001,446
Trading account gains and fees$0138
Additional Noninterest Income$443,0003,594
Total noninterest expense$5,028,0003,223
Salaries and employee benefits$2,925,0003,034
Premises and equipment expense$616,0003,578
Additional noninterest expense$1,487,0003,252
Pre-tax net operating income$4,019,0002,215
Securities gains (losses)$1,0002,117
Applicable income taxes$06,964
Income before extraordinary items$4,020,0001,739
Extraordinary gains, net$046
Net income$4,020,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,450
Cash dividends$2,500,0001,197
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,019,0001,710
2005-09-30 (YTD Data)Rank
Total interest income$7,832,0002,983
Total interest expense$2,205,0003,241
Net interest income$5,627,0002,839
Provision for loan and lease losses$60,0004,948
Total noninterest income$1,151,0002,657
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$865,0001,496
Trading account gains and fees$0126
Additional Noninterest Income$286,0003,881
Total noninterest expense$3,733,0003,222
Salaries and employee benefits$2,198,0002,991
Premises and equipment expense$451,0003,648
Additional noninterest expense$1,084,0003,295
Pre-tax net operating income$2,985,0002,245
Securities gains (losses)$1,0002,135
Applicable income taxes$06,976
Income before extraordinary items$2,986,0001,763
Extraordinary gains, net$035
Net income$2,986,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,0008,537
Cash dividends$1,850,0001,131
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,985,0001,732
2005-06-30 (YTD Data)Rank
Total interest income$5,166,0002,950
Total interest expense$1,344,0003,327
Net interest income$3,822,0002,771
Provision for loan and lease losses$60,0004,115
Total noninterest income$752,0002,653
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$558,0001,512
Trading account gains and fees$0116
Additional Noninterest Income$194,0003,809
Total noninterest expense$2,481,0003,219
Salaries and employee benefits$1,463,0002,990
Premises and equipment expense$300,0003,627
Additional noninterest expense$718,0003,300
Pre-tax net operating income$2,033,0002,157
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,033,0001,681
Extraordinary gains, net$030
Net income$2,033,0001,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,0008,566
Cash dividends$1,250,0001,079
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,033,0001,654
2005-03-31 (YTD Data)Rank
Total interest income$2,551,0002,944
Total interest expense$619,0003,429
Net interest income$1,932,0002,735
Provision for loan and lease losses$60,0002,830
Total noninterest income$397,0002,499
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$269,0001,514
Trading account gains and fees$0115
Additional Noninterest Income$128,0003,283
Total noninterest expense$1,228,0003,260
Salaries and employee benefits$728,0003,013
Premises and equipment expense$151,0003,632
Additional noninterest expense$349,0003,370
Pre-tax net operating income$1,041,0002,092
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,041,0001,604
Extraordinary gains, net$024
Net income$1,041,0001,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$250,0001,945
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,041,0001,587
2004-12-31 (YTD Data)Rank
Total interest income$9,708,0002,911
Total interest expense$2,121,0003,472
Net interest income$7,587,0002,659
Provision for loan and lease losses$240,0003,319
Total noninterest income$1,501,0002,683
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,199,0001,467
Trading account gains and fees$0138
Additional Noninterest Income$302,0004,256
Total noninterest expense$4,815,0003,228
Salaries and employee benefits$2,829,0002,992
Premises and equipment expense$549,0003,803
Additional noninterest expense$1,437,0003,238
Pre-tax net operating income$4,033,0002,048
Securities gains (losses)$23,0002,306
Applicable income taxes$07,185
Income before extraordinary items$4,056,0001,594
Extraordinary gains, net$034
Net income$4,056,0001,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,396
Cash dividends$1,875,0001,441
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,033,0001,557
2004-09-30 (YTD Data)Rank
Total interest income$7,235,0002,895
Total interest expense$1,581,0003,460
Net interest income$5,654,0002,650
Provision for loan and lease losses$220,0002,845
Total noninterest income$1,135,0002,674
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$881,0001,512
Trading account gains and fees$0134
Additional Noninterest Income$254,0004,035
Total noninterest expense$3,570,0003,245
Salaries and employee benefits$2,115,0002,981
Premises and equipment expense$400,0003,873
Additional noninterest expense$1,055,0003,265
Pre-tax net operating income$2,999,0002,075
Securities gains (losses)$23,0002,216
Applicable income taxes$07,220
Income before extraordinary items$3,022,0001,605
Extraordinary gains, net$026
Net income$3,022,0001,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,660
Cash dividends$1,425,0001,329
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,999,0001,570
2004-06-30 (YTD Data)Rank
Total interest income$4,798,0002,900
Total interest expense$1,060,0003,431
Net interest income$3,738,0002,656
Provision for loan and lease losses$160,0002,593
Total noninterest income$773,0002,645
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$570,0001,542
Trading account gains and fees$0130
Additional Noninterest Income$203,0003,704
Total noninterest expense$2,349,0003,289
Salaries and employee benefits$1,398,0003,021
Premises and equipment expense$257,0003,989
Additional noninterest expense$694,0003,336
Pre-tax net operating income$2,002,0002,042
Securities gains (losses)$14,0002,233
Applicable income taxes$07,214
Income before extraordinary items$2,016,0001,598
Extraordinary gains, net$021
Net income$2,016,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,057
Cash dividends$875,0001,432
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,002,0001,542
2004-03-31 (YTD Data)Rank
Total interest income$2,404,0002,898
Total interest expense$534,0003,442
Net interest income$1,870,0002,647
Provision for loan and lease losses$60,0002,918
Total noninterest income$380,0002,622
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$259,0001,645
Trading account gains and fees$0121
Additional Noninterest Income$121,0003,332
Total noninterest expense$1,166,0003,307
Salaries and employee benefits$713,0002,981
Premises and equipment expense$124,0004,137
Additional noninterest expense$329,0003,475
Pre-tax net operating income$1,024,0001,959
Securities gains (losses)$12,0001,956
Applicable income taxes$07,103
Income before extraordinary items$1,036,0001,540
Extraordinary gains, net$016
Net income$1,036,0001,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$275,0001,834
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,024,0001,477
2003-12-31 (YTD Data)Rank
Total interest income$9,816,0002,877
Total interest expense$2,888,0002,970
Net interest income$6,928,0002,777
Provision for loan and lease losses$480,0002,232
Total noninterest income$1,307,0003,124
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$967,0001,786
Trading account gains and fees$0160
Additional Noninterest Income$340,0004,266
Total noninterest expense$4,623,0003,277
Salaries and employee benefits$2,767,0002,981
Premises and equipment expense$496,0004,084
Additional noninterest expense$1,360,0003,361
Pre-tax net operating income$3,132,0002,415
Securities gains (losses)$281,0001,095
Applicable income taxes$07,459
Income before extraordinary items$3,413,0001,822
Extraordinary gains, net$054
Net income$3,413,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$706,0001,218
Cash dividends$1,800,0001,510
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,132,0001,875
2003-09-30 (YTD Data)Rank
Total interest income$7,381,0002,909
Total interest expense$2,311,0002,893
Net interest income$5,070,0002,857
Provision for loan and lease losses$180,0003,498
Total noninterest income$946,0003,247
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$666,0001,946
Trading account gains and fees$0153
Additional Noninterest Income$280,0004,157
Total noninterest expense$3,440,0003,291
Salaries and employee benefits$2,067,0002,998
Premises and equipment expense$363,0004,162
Additional noninterest expense$1,010,0003,368
Pre-tax net operating income$2,396,0002,470
Securities gains (losses)$280,0001,012
Applicable income taxes$07,524
Income before extraordinary items$2,676,0001,806
Extraordinary gains, net$040
Net income$2,676,0001,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0001,942
Cash dividends$1,450,0001,306
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,396,0001,897
2003-06-30 (YTD Data)Rank
Total interest income$5,022,0002,877
Total interest expense$1,616,0002,849
Net interest income$3,406,0002,834
Provision for loan and lease losses$120,0003,448
Total noninterest income$636,0003,208
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$421,0001,998
Trading account gains and fees$0150
Additional Noninterest Income$215,0003,915
Total noninterest expense$2,313,0003,257
Salaries and employee benefits$1,386,0002,988
Premises and equipment expense$240,0004,180
Additional noninterest expense$687,0003,279
Pre-tax net operating income$1,609,0002,453
Securities gains (losses)$276,000854
Applicable income taxes$07,529
Income before extraordinary items$1,885,0001,718
Extraordinary gains, net$030
Net income$1,885,0001,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,357
Cash dividends$925,0001,396
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,609,0001,867
2003-03-31 (YTD Data)Rank
Total interest income$2,519,0002,891
Total interest expense$809,0002,911
Net interest income$1,710,0002,819
Provision for loan and lease losses$60,0003,248
Total noninterest income$355,0002,891
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$207,0001,965
Trading account gains and fees$0134
Additional Noninterest Income$148,0003,237
Total noninterest expense$1,136,0003,297
Salaries and employee benefits$695,0002,979
Premises and equipment expense$117,0004,253
Additional noninterest expense$324,0003,410
Pre-tax net operating income$869,0002,305
Securities gains (losses)$39,0001,535
Applicable income taxes$07,403
Income before extraordinary items$908,0001,751
Extraordinary gains, net$021
Net income$908,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,069
Cash dividends$300,0001,748
Sale, conversion, retirement of capital stock, net$0419
Net operating income$869,0001,712
2002-12-31 (YTD Data)Rank
Total interest income$10,176,0002,973
Total interest expense$3,205,0003,342
Net interest income$6,971,0002,745
Provision for loan and lease losses$265,0003,725
Total noninterest income$1,178,0003,111
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$834,0001,929
Trading account gains and fees$0153
Additional Noninterest Income$344,0003,988
Total noninterest expense$4,439,0003,261
Salaries and employee benefits$2,636,0002,980
Premises and equipment expense$453,0004,248
Additional noninterest expense$1,350,0003,249
Pre-tax net operating income$3,445,0002,235
Securities gains (losses)$17,0003,266
Applicable income taxes$07,681
Income before extraordinary items$3,462,0001,732
Extraordinary gains, net$070
Net income$3,462,0001,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0005,090
Cash dividends$1,725,0001,485
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,445,0001,684
2001-12-31 (YTD Data)Rank
Total interest income$10,802,0003,103
Total interest expense$4,999,0003,154
Net interest income$5,803,0003,027
Provision for loan and lease losses$235,0003,803
Total noninterest income$1,329,0002,737
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$925,0001,626
Trading account gains and fees$0177
Additional Noninterest Income$404,0003,512
Total noninterest expense$4,030,0003,407
Salaries and employee benefits$2,374,0003,090
Premises and equipment expense$449,0004,247
Additional noninterest expense$1,207,0003,479
Pre-tax net operating income$2,867,0002,367
Securities gains (losses)$2,0004,242
Applicable income taxes$07,903
Income before extraordinary items$2,869,0001,828
Extraordinary gains, net$0105
Net income$2,869,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0003,024
Cash dividends$1,460,0001,703
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,867,0001,764
2000-12-31 (YTD Data)Rank
Total interest income$8,605,0003,895
Total interest expense$4,020,0003,962
Net interest income$4,585,0003,735
Provision for loan and lease losses$125,0004,758
Total noninterest income$1,129,0002,893
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$777,0001,784
Trading account gains and fees$0180
Additional Noninterest Income$352,0003,611
Total noninterest expense$3,088,0004,131
Salaries and employee benefits$1,797,0003,784
Premises and equipment expense$282,0005,628
Additional noninterest expense$1,009,0003,972
Pre-tax net operating income$2,501,0002,764
Securities gains (losses)$-2,0007,578
Applicable income taxes$08,362
Income before extraordinary items$2,499,0002,087
Extraordinary gains, net$038
Net income$2,499,0002,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,446
Cash dividends$1,300,0001,851
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,501,0002,079
1999-12-31 (YTD Data)Rank
Total interest income$7,198,0004,291
Total interest expense$3,170,0004,391
Net interest income$4,028,0004,153
Provision for loan and lease losses$75,0005,766
Total noninterest income$1,054,0002,972
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$733,0001,811
Trading account gains and feesNANA
Additional Noninterest Income$321,0003,866
Total noninterest expense$2,800,0004,471
Salaries and employee benefits$1,629,0004,061
Premises and equipment expense$253,0005,997
Additional noninterest expense$918,0004,312
Pre-tax net operating income$2,207,0003,088
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$2,207,0002,359
Extraordinary gains, net$035
Net income$2,207,0002,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,311
Cash dividends$1,040,0002,184
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,207,0002,330
1998-12-31 (YTD Data)Rank
Total interest income$5,979,0005,015
Total interest expense$2,473,0005,405
Net interest income$3,506,0004,586
Provision for loan and lease losses$100,0005,089
Total noninterest income$976,0003,138
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$664,0001,917
Trading account gains and feesNANA
Additional Noninterest Income$312,0003,935
Total noninterest expense$2,558,0004,694
Salaries and employee benefits$1,486,0004,278
Premises and equipment expense$276,0005,627
Additional noninterest expense$796,0004,695
Pre-tax net operating income$1,824,0003,592
Securities gains (losses)$17,0002,560
Applicable income taxes$498,0003,845
Income before extraordinary items$1,343,0003,573
Extraordinary gains, net$032
Net income$1,343,0003,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,945
Cash dividends$685,0002,890
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,330,5903,506
1997-12-31 (YTD Data)Rank
Total interest income$5,228,0005,611
Total interest expense$2,089,0006,100
Net interest income$3,139,0005,115
Provision for loan and lease losses$50,0006,616
Total noninterest income$964,0003,120
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$700,0001,862
Trading account gains and feesNANA
Additional Noninterest Income$264,0004,238
Total noninterest expense$2,261,0005,181
Salaries and employee benefits$1,344,0004,655
Premises and equipment expense$281,0005,637
Additional noninterest expense$636,0005,582
Pre-tax net operating income$1,792,0003,876
Securities gains (losses)$-19,00010,340
Applicable income taxes$537,0004,008
Income before extraordinary items$1,236,0003,951
Extraordinary gains, net$044
Net income$1,236,0003,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,932
Cash dividends$500,0003,451
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,249,3003,855
1996-12-31 (YTD Data)Rank
Total interest income$4,327,0006,554
Total interest expense$1,683,0007,131
Net interest income$2,644,0005,975
Provision for loan and lease losses$09,041
Total noninterest income$945,0003,277
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$694,0001,959
Trading account gains and feesNANA
Additional Noninterest Income$251,0004,527
Total noninterest expense$2,121,0005,693
Salaries and employee benefits$1,234,0005,079
Premises and equipment expense$264,0006,054
Additional noninterest expense$623,0006,211
Pre-tax net operating income$1,468,0004,420
Securities gains (losses)$19,0002,034
Applicable income taxes$443,0004,553
Income before extraordinary items$1,044,0004,319
Extraordinary gains, net$053
Net income$1,044,0004,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,00010,811
Cash dividends$375,0004,050
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,030,7004,322
1995-12-31 (YTD Data)Rank
Total interest income$3,679,0007,328
Total interest expense$1,377,0008,041
Net interest income$2,302,0006,679
Provision for loan and lease losses$08,958
Total noninterest income$846,0003,531
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$631,0002,148
Trading account gains and feesNANA
Additional Noninterest Income$215,0004,917
Total noninterest expense$2,093,0005,783
Salaries and employee benefits$1,169,0005,330
Premises and equipment expense$251,0006,325
Additional noninterest expense$673,0006,042
Pre-tax net operating income$1,055,0005,769
Securities gains (losses)$17,0002,020
Applicable income taxes$285,0006,195
Income before extraordinary items$787,0005,510
Extraordinary gains, net$065
Net income$787,0005,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00011,095
Cash dividends$475,0003,477
Sale, conversion, retirement of capital stock, net$0809
Net operating income$774,5905,559
1994-12-31 (YTD Data)Rank
Total interest income$3,181,0007,785
Total interest expense$1,058,0008,446
Net interest income$2,123,0007,260
Provision for loan and lease losses$43,0006,473
Total noninterest income$862,0003,476
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$662,0002,050
Trading account gains and feesNANA
Additional Noninterest Income$200,0005,268
Total noninterest expense$2,096,0005,974
Salaries and employee benefits$1,123,0005,559
Premises and equipment expense$259,0006,372
Additional noninterest expense$714,0006,218
Pre-tax net operating income$846,0006,648
Securities gains (losses)$5,0002,624
Applicable income taxes$97,0009,435
Income before extraordinary items$754,0005,590
Extraordinary gains, net$0249
Net income$754,0005,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,444
Cash dividends$325,0004,247
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$749,5505,691
1993-12-31 (YTD Data)Rank
Total interest income$3,110,0008,160
Total interest expense$1,040,0008,923
Net interest income$2,070,0007,486
Provision for loan and lease losses$50,0007,415
Total noninterest income$882,0003,688
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$688,0001,983
Trading account gains and feesNANA
Additional Noninterest Income$194,0005,762
Total noninterest expense$2,080,0006,132
Salaries and employee benefits$1,100,0005,644
Premises and equipment expense$253,0006,631
Additional noninterest expense$727,0006,383
Pre-tax net operating income$822,0006,707
Securities gains (losses)$94,0002,589
Applicable income taxes$256,0006,691
Income before extraordinary items$660,0006,353
Extraordinary gains, net$03,149
Net income$660,0006,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0006,513
Cash dividends$475,0003,246
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$592,3206,596
1992-12-31 (YTD Data)Rank
Total interest income$3,431,0008,286
Total interest expense$1,211,0009,560
Net interest income$2,220,0007,197
Provision for loan and lease losses$97,0007,370
Total noninterest income$976,0003,381
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$637,0002,133
Trading account gains and feesNANA
Additional Noninterest Income$339,0004,110
Total noninterest expense$2,091,0006,158
Salaries and employee benefits$1,117,0005,509
Premises and equipment expense$278,0006,313
Additional noninterest expense$696,0006,772
Pre-tax net operating income$1,008,0005,583
Securities gains (losses)$17,0005,804
Applicable income taxes$438,0004,472
Income before extraordinary items$587,0006,659
Extraordinary gains, net$01,422
Net income$587,0006,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0006,342
Cash dividends$275,0004,239
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$576,1206,385

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.