Home > FFB Bank > Income and Expense

FFB Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$72,654,000686
Total interest expense$7,265,0001,598
Net interest income$65,389,000546
Provision for loan and lease losses$1,750,000596
Total noninterest income$28,187,000358
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,933,000410
Trading account gains and feesNANA
Additional Noninterest Income$25,254,000275
Total noninterest expense$40,456,000680
Salaries and employee benefits$20,094,000758
Premises and equipment expense$1,554,0001,495
Additional noninterest expense$25,254,000275
Pre-tax net operating income$51,370,000342
Securities gains (losses)$-3,142,0004,448
Applicable income taxes$13,248,000278
Income before extraordinary items$34,980,000372
Extraordinary gains, net$054
Net income$34,980,000378
Minority interest net income$088
Net income of bank and minority interests.$34,980,000375
Net charge-offs$1,372,000451
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$1,757,000152
Net operating income$37,462,180367
2023-09-30 (YTD Data)Rank
Total interest income$53,327,000690
Total interest expense$4,783,0001,626
Net interest income$48,544,000555
Provision for loan and lease losses$981,000663
Total noninterest income$21,151,000361
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,150,000412
Trading account gains and feesNANA
Additional Noninterest Income$19,001,000278
Total noninterest expense$29,438,000705
Salaries and employee benefits$14,512,000796
Premises and equipment expense$1,241,0001,425
Additional noninterest expense$19,001,000278
Pre-tax net operating income$39,276,000349
Securities gains (losses)$-2,028,0004,513
Applicable income taxes$10,181,000290
Income before extraordinary items$27,067,000373
Extraordinary gains, net$052
Net income$27,067,000376
Minority interest net income$081
Net income of bank and minority interests.$27,067,000373
Net charge-offs$606,000523
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$1,454,000134
Net operating income$28,669,120372
2023-06-30 (YTD Data)Rank
Total interest income$34,893,000680
Total interest expense$2,790,0001,635
Net interest income$32,103,000558
Provision for loan and lease losses$828,000571
Total noninterest income$14,701,000339
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,394,000408
Trading account gains and feesNANA
Additional Noninterest Income$13,307,000256
Total noninterest expense$19,359,000697
Salaries and employee benefits$9,503,000800
Premises and equipment expense$774,0001,493
Additional noninterest expense$13,307,000256
Pre-tax net operating income$26,617,000344
Securities gains (losses)$-2,028,0004,565
Applicable income taxes$6,694,000296
Income before extraordinary items$17,895,000381
Extraordinary gains, net$051
Net income$17,895,000389
Minority interest net income$081
Net income of bank and minority interests.$17,895,000382
Net charge-offs$535,000421
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$1,030,000117
Net operating income$19,497,120366
2023-03-31 (YTD Data)Rank
Total interest income$16,517,000704
Total interest expense$1,271,0001,578
Net interest income$15,246,000586
Provision for loan and lease losses$217,000852
Total noninterest income$5,876,000402
Gross Fiduciary activities income$0913
Service charges on deposit accounts$655,000442
Trading account gains and feesNANA
Additional Noninterest Income$5,221,000313
Total noninterest expense$8,530,000790
Salaries and employee benefits$4,699,000821
Premises and equipment expense$362,0001,611
Additional noninterest expense$5,221,000313
Pre-tax net operating income$12,375,000375
Securities gains (losses)$-1,320,0004,594
Applicable income taxes$2,820,000348
Income before extraordinary items$8,235,000423
Extraordinary gains, net$04
Net income$8,235,000424
Minority interest net income$048
Net income of bank and minority interests.$8,235,000424
Net charge-offs$406,000316
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$651,00099
Net operating income$9,277,800395
2022-12-31 (YTD Data)Rank
Total interest income$51,144,000730
Total interest expense$1,200,0002,186
Net interest income$49,944,000674
Provision for loan and lease losses$300,0001,513
Total noninterest income$13,644,000623
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,217,000520
Trading account gains and feesNANA
Additional Noninterest Income$11,427,000516
Total noninterest expense$25,004,0001,008
Salaries and employee benefits$15,336,000934
Premises and equipment expense$1,124,0001,892
Additional noninterest expense$11,427,000516
Pre-tax net operating income$38,284,000461
Securities gains (losses)$-305,0004,212
Applicable income taxes$10,107,000379
Income before extraordinary items$27,872,000498
Extraordinary gains, net$05
Net income$27,872,000499
Minority interest net income$063
Net income of bank and minority interests.$27,872,000499
Net charge-offs$171,000998
Cash dividends$3,000,0001,131
Sale, conversion, retirement of capital stock, net$1,613,000193
Net operating income$28,112,950503
2022-09-30 (YTD Data)Rank
Total interest income$35,783,000741
Total interest expense$613,0002,380
Net interest income$35,170,000703
Provision for loan and lease losses$02,835
Total noninterest income$10,442,000626
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,618,000537
Trading account gains and feesNANA
Additional Noninterest Income$8,824,000513
Total noninterest expense$18,188,0001,030
Salaries and employee benefits$11,269,000950
Premises and equipment expense$819,0001,931
Additional noninterest expense$8,824,000513
Pre-tax net operating income$27,424,000474
Securities gains (losses)$0740
Applicable income taxes$7,507,000381
Income before extraordinary items$19,917,000514
Extraordinary gains, net$04
Net income$19,917,000513
Minority interest net income$057
Net income of bank and minority interests.$19,917,000514
Net charge-offs$47,0001,252
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$1,250,000172
Net operating income$19,917,000521
2022-06-30 (YTD Data)Rank
Total interest income$22,574,000747
Total interest expense$399,0002,267
Net interest income$22,175,000713
Provision for loan and lease losses$02,599
Total noninterest income$6,748,000637
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,016,000566
Trading account gains and feesNANA
Additional Noninterest Income$5,732,000545
Total noninterest expense$11,390,0001,054
Salaries and employee benefits$7,207,000977
Premises and equipment expense$532,0001,956
Additional noninterest expense$3,651,0001,002
Pre-tax net operating income$17,533,000467
Securities gains (losses)$0687
Applicable income taxes$4,863,000370
Income before extraordinary items$12,670,000507
Extraordinary gains, net$04
Net income$12,670,000507
Minority interest net income$060
Net income of bank and minority interests.$12,670,000508
Net charge-offs$30,0001,166
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$927,000149
Net operating income$12,670,000519
2022-03-31 (YTD Data)Rank
Total interest income$11,216,000727
Total interest expense$208,0002,149
Net interest income$11,008,000697
Provision for loan and lease losses$02,285
Total noninterest income$3,257,000662
Gross Fiduciary activities income$0892
Service charges on deposit accounts$475,000594
Trading account gains and feesNANA
Additional Noninterest Income$2,782,000565
Total noninterest expense$5,866,0001,033
Salaries and employee benefits$3,846,000925
Premises and equipment expense$236,0002,105
Additional noninterest expense$1,784,0001,014
Pre-tax net operating income$8,399,000476
Securities gains (losses)$0623
Applicable income taxes$2,274,000378
Income before extraordinary items$6,125,000507
Extraordinary gains, net$04
Net income$6,125,000507
Minority interest net income$050
Net income of bank and minority interests.$6,125,000507
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$610,000108
Net operating income$6,125,000513
2021-12-31 (YTD Data)Rank
Total interest income$41,557,000803
Total interest expense$862,0002,430
Net interest income$40,695,000753
Provision for loan and lease losses$2,000,000284
Total noninterest income$9,675,000846
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,573,000655
Trading account gains and feesNANA
Additional Noninterest Income$8,102,000775
Total noninterest expense$18,523,0001,233
Salaries and employee benefits$11,508,0001,164
Premises and equipment expense$827,0002,265
Additional noninterest expense$6,188,0001,114
Pre-tax net operating income$29,847,000550
Securities gains (losses)$295,000482
Applicable income taxes$8,260,000446
Income before extraordinary items$21,882,000601
Extraordinary gains, net$010
Net income$21,882,000601
Minority interest net income$074
Net income of bank and minority interests.$21,882,000602
Net charge-offs$64,0001,544
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$1,032,000224
Net operating income$21,648,950597
2021-09-30 (YTD Data)Rank
Total interest income$30,463,000835
Total interest expense$648,0002,509
Net interest income$29,815,000779
Provision for loan and lease losses$2,000,000211
Total noninterest income$7,398,000862
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,111,000687
Trading account gains and feesNANA
Additional Noninterest Income$6,287,000785
Total noninterest expense$13,320,0001,278
Salaries and employee benefits$8,247,0001,210
Premises and equipment expense$625,0002,283
Additional noninterest expense$4,448,0001,157
Pre-tax net operating income$21,893,000578
Securities gains (losses)$295,000453
Applicable income taxes$6,044,000458
Income before extraordinary items$16,144,000620
Extraordinary gains, net$08
Net income$16,144,000620
Minority interest net income$069
Net income of bank and minority interests.$16,144,000620
Net charge-offs$64,0001,263
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$791,000208
Net operating income$15,910,950624
2021-06-30 (YTD Data)Rank
Total interest income$20,027,000840
Total interest expense$439,0002,547
Net interest income$19,588,000782
Provision for loan and lease losses$1,600,000181
Total noninterest income$5,102,000840
Gross Fiduciary activities income$0951
Service charges on deposit accounts$684,000708
Trading account gains and feesNANA
Additional Noninterest Income$4,418,000752
Total noninterest expense$8,902,0001,258
Salaries and employee benefits$5,401,0001,227
Premises and equipment expense$413,0002,297
Additional noninterest expense$3,088,0001,102
Pre-tax net operating income$14,188,000582
Securities gains (losses)$297,000380
Applicable income taxes$3,908,000473
Income before extraordinary items$10,577,000636
Extraordinary gains, net$06
Net income$10,577,000636
Minority interest net income$067
Net income of bank and minority interests.$10,577,000636
Net charge-offs$64,0001,074
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$566,000171
Net operating income$10,342,370634
2021-03-31 (YTD Data)Rank
Total interest income$9,932,000839
Total interest expense$228,0002,562
Net interest income$9,704,000783
Provision for loan and lease losses$850,000215
Total noninterest income$1,466,0001,197
Gross Fiduciary activities income$0922
Service charges on deposit accounts$269,000861
Trading account gains and feesNANA
Additional Noninterest Income$1,197,0001,141
Total noninterest expense$4,437,0001,253
Salaries and employee benefits$2,605,0001,244
Premises and equipment expense$210,0002,292
Additional noninterest expense$1,622,0001,055
Pre-tax net operating income$5,883,000675
Securities gains (losses)$312,000258
Applicable income taxes$1,666,000518
Income before extraordinary items$4,529,000731
Extraordinary gains, net$03
Net income$4,529,000731
Minority interest net income$055
Net income of bank and minority interests.$4,529,000731
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$299,000157
Net operating income$4,282,520748
2020-12-31 (YTD Data)Rank
Total interest income$28,735,0001,106
Total interest expense$996,0002,942
Net interest income$27,739,000983
Provision for loan and lease losses$3,300,000742
Total noninterest income$7,013,0001,017
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$637,0001,342
Trading account gains and feesNANA
Additional Noninterest Income$6,376,000869
Total noninterest expense$15,435,0001,377
Salaries and employee benefits$9,689,0001,289
Premises and equipment expense$823,0002,300
Additional noninterest expense$4,923,0001,299
Pre-tax net operating income$16,017,000701
Securities gains (losses)$60,0001,640
Applicable income taxes$4,305,000549
Income before extraordinary items$11,772,000821
Extraordinary gains, net$04
Net income$11,772,000822
Minority interest net income$072
Net income of bank and minority interests.$11,772,000821
Net charge-offs$-6,0004,154
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$674,000240
Net operating income$11,724,600789
2020-09-30 (YTD Data)Rank
Total interest income$20,246,0001,160
Total interest expense$767,0003,003
Net interest income$19,479,0001,026
Provision for loan and lease losses$1,950,000902
Total noninterest income$4,909,0001,033
Gross Fiduciary activities income$0981
Service charges on deposit accounts$418,0001,492
Trading account gains and feesNANA
Additional Noninterest Income$4,491,000876
Total noninterest expense$11,154,0001,401
Salaries and employee benefits$6,763,0001,353
Premises and equipment expense$630,0002,268
Additional noninterest expense$3,761,0001,249
Pre-tax net operating income$11,284,000717
Securities gains (losses)$60,0001,458
Applicable income taxes$3,045,000552
Income before extraordinary items$8,299,000838
Extraordinary gains, net$04
Net income$8,299,000838
Minority interest net income$065
Net income of bank and minority interests.$8,299,000838
Net charge-offs$-47,0004,635
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$535,000208
Net operating income$8,251,600808
2020-06-30 (YTD Data)Rank
Total interest income$12,920,0001,211
Total interest expense$535,0003,045
Net interest income$12,385,0001,071
Provision for loan and lease losses$1,200,000969
Total noninterest income$3,177,000996
Gross Fiduciary activities income$0970
Service charges on deposit accounts$242,0001,665
Trading account gains and feesNANA
Additional Noninterest Income$2,935,000831
Total noninterest expense$7,228,0001,424
Salaries and employee benefits$4,160,0001,436
Premises and equipment expense$419,0002,264
Additional noninterest expense$2,649,0001,183
Pre-tax net operating income$7,134,000684
Securities gains (losses)$60,0001,219
Applicable income taxes$1,943,000508
Income before extraordinary items$5,251,000815
Extraordinary gains, net$04
Net income$5,251,000815
Minority interest net income$065
Net income of bank and minority interests.$5,251,000815
Net charge-offs$-47,0004,732
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$391,000184
Net operating income$5,203,600785
2020-03-31 (YTD Data)Rank
Total interest income$6,140,0001,274
Total interest expense$300,0003,016
Net interest income$5,840,0001,099
Provision for loan and lease losses$400,0001,004
Total noninterest income$1,385,0001,039
Gross Fiduciary activities income$0941
Service charges on deposit accounts$123,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$1,262,000828
Total noninterest expense$3,778,0001,390
Salaries and employee benefits$2,254,0001,358
Premises and equipment expense$215,0002,240
Additional noninterest expense$1,309,0001,221
Pre-tax net operating income$3,047,000727
Securities gains (losses)$60,000783
Applicable income taxes$841,000521
Income before extraordinary items$2,266,000841
Extraordinary gains, net$04
Net income$2,266,000841
Minority interest net income$056
Net income of bank and minority interests.$2,266,000841
Net charge-offs$-3,0004,005
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$247,000159
Net operating income$2,218,600839
2019-12-31 (YTD Data)Rank
Total interest income$23,155,0001,341
Total interest expense$1,042,0003,246
Net interest income$22,113,0001,148
Provision for loan and lease losses$645,0001,279
Total noninterest income$4,044,0001,306
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$429,0002,134
Trading account gains and feesNANA
Additional Noninterest Income$3,615,0001,053
Total noninterest expense$12,833,0001,555
Salaries and employee benefits$8,004,0001,448
Premises and equipment expense$799,0002,341
Additional noninterest expense$4,030,0001,495
Pre-tax net operating income$12,679,000866
Securities gains (losses)$6,0002,041
Applicable income taxes$3,448,000641
Income before extraordinary items$9,237,000996
Extraordinary gains, net$011
Net income$9,237,000997
Minority interest net income$076
Net income of bank and minority interests.$9,237,000997
Net charge-offs$152,0001,913
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$537,000279
Net operating income$9,232,260979
2019-09-30 (YTD Data)Rank
Total interest income$16,965,0001,382
Total interest expense$745,0003,341
Net interest income$16,220,0001,185
Provision for loan and lease losses$235,0001,801
Total noninterest income$2,480,0001,480
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$318,0002,159
Trading account gains and feesNANA
Additional Noninterest Income$2,162,0001,225
Total noninterest expense$9,240,0001,621
Salaries and employee benefits$5,727,0001,515
Premises and equipment expense$599,0002,365
Additional noninterest expense$2,914,0001,540
Pre-tax net operating income$9,225,000901
Securities gains (losses)$6,0001,791
Applicable income taxes$2,570,000663
Income before extraordinary items$6,661,0001,051
Extraordinary gains, net$011
Net income$6,661,0001,052
Minority interest net income$072
Net income of bank and minority interests.$6,661,0001,052
Net charge-offs$154,0001,475
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$431,000243
Net operating income$6,656,2601,028
2019-06-30 (YTD Data)Rank
Total interest income$10,995,0001,408
Total interest expense$461,0003,430
Net interest income$10,534,0001,210
Provision for loan and lease losses$03,685
Total noninterest income$1,534,0001,513
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$204,0002,192
Trading account gains and feesNANA
Additional Noninterest Income$1,330,0001,257
Total noninterest expense$5,919,0001,691
Salaries and employee benefits$3,738,0001,549
Premises and equipment expense$393,0002,398
Additional noninterest expense$1,788,0001,659
Pre-tax net operating income$6,149,000882
Securities gains (losses)$6,0001,330
Applicable income taxes$1,739,000630
Income before extraordinary items$4,416,0001,025
Extraordinary gains, net$011
Net income$4,416,0001,025
Minority interest net income$069
Net income of bank and minority interests.$4,416,0001,025
Net charge-offs$157,0001,137
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$194,000278
Net operating income$4,411,2601,009
2019-03-31 (YTD Data)Rank
Total interest income$5,418,0001,424
Total interest expense$209,0003,539
Net interest income$5,209,0001,219
Provision for loan and lease losses$03,406
Total noninterest income$669,0001,618
Gross Fiduciary activities income$0972
Service charges on deposit accounts$91,0002,332
Trading account gains and feesNANA
Additional Noninterest Income$578,0001,314
Total noninterest expense$2,918,0001,707
Salaries and employee benefits$1,862,0001,566
Premises and equipment expense$195,0002,429
Additional noninterest expense$861,0001,705
Pre-tax net operating income$2,960,000879
Securities gains (losses)$01,087
Applicable income taxes$828,000630
Income before extraordinary items$2,132,0001,027
Extraordinary gains, net$05
Net income$2,132,0001,026
Minority interest net income$052
Net income of bank and minority interests.$2,132,0001,026
Net charge-offs$-2,0004,062
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$88,000247
Net operating income$2,132,0001,006
2018-12-31 (YTD Data)Rank
Total interest income$18,875,0001,518
Total interest expense$629,0003,597
Net interest income$18,246,0001,341
Provision for loan and lease losses$950,000924
Total noninterest income$2,416,0001,791
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$355,0002,474
Trading account gains and feesNANA
Additional Noninterest Income$2,061,0001,466
Total noninterest expense$11,212,0001,729
Salaries and employee benefits$6,385,0001,723
Premises and equipment expense$774,0002,411
Additional noninterest expense$4,053,0001,484
Pre-tax net operating income$8,500,0001,174
Securities gains (losses)$-14,0004,493
Applicable income taxes$2,196,000831
Income before extraordinary items$6,290,0001,309
Extraordinary gains, net$06
Net income$6,290,0001,308
Minority interest net income$072
Net income of bank and minority interests.$6,290,0001,308
Net charge-offs$264,0001,425
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$418,000315
Net operating income$6,301,0601,297
2018-09-30 (YTD Data)Rank
Total interest income$13,638,0001,558
Total interest expense$428,0003,707
Net interest income$13,210,0001,381
Provision for loan and lease losses$300,0001,565
Total noninterest income$1,291,0002,186
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$257,0002,544
Trading account gains and feesNANA
Additional Noninterest Income$1,034,0001,904
Total noninterest expense$7,764,0001,845
Salaries and employee benefits$4,730,0001,743
Premises and equipment expense$584,0002,427
Additional noninterest expense$2,450,0001,784
Pre-tax net operating income$6,437,0001,166
Securities gains (losses)$-8,0004,722
Applicable income taxes$1,761,000791
Income before extraordinary items$4,668,0001,333
Extraordinary gains, net$05
Net income$4,668,0001,332
Minority interest net income$066
Net income of bank and minority interests.$4,668,0001,332
Net charge-offs$-5,0004,302
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$315,000296
Net operating income$4,674,3201,317
2018-06-30 (YTD Data)Rank
Total interest income$8,703,0001,602
Total interest expense$276,0003,695
Net interest income$8,427,0001,429
Provision for loan and lease losses$03,782
Total noninterest income$827,0002,230
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$161,0002,656
Trading account gains and feesNANA
Additional Noninterest Income$666,0001,935
Total noninterest expense$5,112,0001,880
Salaries and employee benefits$3,118,0001,778
Premises and equipment expense$328,0002,724
Additional noninterest expense$1,666,0001,758
Pre-tax net operating income$4,142,0001,185
Securities gains (losses)$0961
Applicable income taxes$1,118,000808
Income before extraordinary items$3,024,0001,354
Extraordinary gains, net$06
Net income$3,024,0001,353
Minority interest net income$065
Net income of bank and minority interests.$3,024,0001,353
Net charge-offs$-3,0004,144
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$206,000284
Net operating income$3,024,0001,344
2018-03-31 (YTD Data)Rank
Total interest income$4,239,0001,629
Total interest expense$138,0003,642
Net interest income$4,101,0001,463
Provision for loan and lease losses$03,508
Total noninterest income$406,0002,239
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$79,0002,689
Trading account gains and feesNANA
Additional Noninterest Income$327,0001,922
Total noninterest expense$2,526,0001,916
Salaries and employee benefits$1,596,0001,761
Premises and equipment expense$161,0002,779
Additional noninterest expense$769,0001,884
Pre-tax net operating income$1,981,0001,198
Securities gains (losses)$0735
Applicable income taxes$511,000849
Income before extraordinary items$1,470,0001,342
Extraordinary gains, net$07
Net income$1,470,0001,342
Minority interest net income$052
Net income of bank and minority interests.$1,470,0001,342
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$101,000250
Net operating income$1,470,0001,336
2017-12-31 (YTD Data)Rank
Total interest income$15,188,0001,743
Total interest expense$477,0003,743
Net interest income$14,711,0001,589
Provision for loan and lease losses$825,0001,023
Total noninterest income$1,808,0002,160
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$316,0002,772
Trading account gains and feesNANA
Additional Noninterest Income$1,492,0001,823
Total noninterest expense$9,131,0002,053
Salaries and employee benefits$5,376,0001,982
Premises and equipment expense$664,0002,748
Additional noninterest expense$3,091,0001,885
Pre-tax net operating income$6,563,0001,377
Securities gains (losses)$119,000563
Applicable income taxes$2,974,000967
Income before extraordinary items$3,708,0001,710
Extraordinary gains, net$09
Net income$3,708,0001,710
Minority interest net income$076
Net income of bank and minority interests.$3,708,0001,710
Net charge-offs$342,0001,376
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$384,000326
Net operating income$3,631,8401,723
2017-09-30 (YTD Data)Rank
Total interest income$11,227,0001,767
Total interest expense$342,0003,836
Net interest income$10,885,0001,610
Provision for loan and lease losses$825,000822
Total noninterest income$1,398,0002,143
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$242,0002,755
Trading account gains and feesNANA
Additional Noninterest Income$1,156,0001,800
Total noninterest expense$6,923,0002,043
Salaries and employee benefits$4,117,0001,947
Premises and equipment expense$501,0002,758
Additional noninterest expense$2,305,0001,897
Pre-tax net operating income$4,535,0001,467
Securities gains (losses)$119,000528
Applicable income taxes$1,825,000975
Income before extraordinary items$2,829,0001,811
Extraordinary gains, net$09
Net income$2,829,0001,810
Minority interest net income$071
Net income of bank and minority interests.$2,829,0001,811
Net charge-offs$358,0001,004
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$286,000306
Net operating income$2,752,8401,834
2017-06-30 (YTD Data)Rank
Total interest income$7,317,0001,792
Total interest expense$223,0003,854
Net interest income$7,094,0001,644
Provision for loan and lease losses$475,000889
Total noninterest income$873,0002,227
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$164,0002,717
Trading account gains and feesNANA
Additional Noninterest Income$709,0001,916
Total noninterest expense$4,610,0002,047
Salaries and employee benefits$2,721,0001,972
Premises and equipment expense$316,0002,875
Additional noninterest expense$1,573,0001,865
Pre-tax net operating income$2,882,0001,506
Securities gains (losses)$10,0001,261
Applicable income taxes$1,131,0001,022
Income before extraordinary items$1,761,0001,883
Extraordinary gains, net$011
Net income$1,761,0001,883
Minority interest net income$071
Net income of bank and minority interests.$1,761,0001,883
Net charge-offs$327,000783
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$181,000290
Net operating income$1,754,6001,867
2017-03-31 (YTD Data)Rank
Total interest income$3,568,0001,821
Total interest expense$114,0003,810
Net interest income$3,454,0001,672
Provision for loan and lease losses$80,0001,645
Total noninterest income$303,0002,695
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$82,0002,717
Trading account gains and feesNANA
Additional Noninterest Income$221,0002,449
Total noninterest expense$2,304,0002,069
Salaries and employee benefits$1,382,0001,977
Premises and equipment expense$133,0003,230
Additional noninterest expense$789,0001,860
Pre-tax net operating income$1,373,0001,526
Securities gains (losses)$10,000671
Applicable income taxes$541,0001,020
Income before extraordinary items$842,0001,900
Extraordinary gains, net$08
Net income$842,0001,900
Minority interest net income$055
Net income of bank and minority interests.$842,0001,900
Net charge-offs$1,0002,795
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$66,000294
Net operating income$835,6001,898
2016-12-31 (YTD Data)Rank
Total interest income$12,933,0001,947
Total interest expense$458,0003,800
Net interest income$12,475,0001,799
Provision for loan and lease losses$1,266,000745
Total noninterest income$1,727,0002,298
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$281,0003,045
Trading account gains and fees$0170
Additional Noninterest Income$1,446,0001,937
Total noninterest expense$7,768,0002,350
Salaries and employee benefits$4,594,0002,237
Premises and equipment expense$516,0003,315
Additional noninterest expense$2,658,0002,185
Pre-tax net operating income$5,168,0001,586
Securities gains (losses)$8,0002,738
Applicable income taxes$2,069,0001,022
Income before extraordinary items$3,107,0002,047
Extraordinary gains, net$05
Net income$3,107,0002,045
Minority interest net income$082
Net income of bank and minority interests.$3,107,0002,046
Net charge-offs$1,942,000395
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$138,000462
Net operating income$3,101,8801,994
2016-09-30 (YTD Data)Rank
Total interest income$9,462,0001,989
Total interest expense$335,0003,869
Net interest income$9,127,0001,842
Provision for loan and lease losses$1,090,000646
Total noninterest income$1,273,0002,327
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$207,0003,099
Trading account gains and fees$0169
Additional Noninterest Income$1,066,0001,958
Total noninterest expense$5,784,0002,367
Salaries and employee benefits$3,400,0002,251
Premises and equipment expense$390,0003,322
Additional noninterest expense$1,994,0002,186
Pre-tax net operating income$3,526,0001,726
Securities gains (losses)$8,0002,659
Applicable income taxes$1,364,0001,158
Income before extraordinary items$2,170,0002,209
Extraordinary gains, net$05
Net income$2,170,0002,208
Minority interest net income$071
Net income of bank and minority interests.$2,170,0002,209
Net charge-offs$1,961,000302
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$102,000421
Net operating income$2,164,8802,144
2016-06-30 (YTD Data)Rank
Total interest income$6,094,0002,060
Total interest expense$219,0003,903
Net interest income$5,875,0001,900
Provision for loan and lease losses$525,000818
Total noninterest income$831,0002,339
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$131,0003,181
Trading account gains and fees$0157
Additional Noninterest Income$700,0001,948
Total noninterest expense$3,809,0002,397
Salaries and employee benefits$2,226,0002,299
Premises and equipment expense$258,0003,345
Additional noninterest expense$1,325,0002,210
Pre-tax net operating income$2,372,0001,708
Securities gains (losses)$8,0002,318
Applicable income taxes$919,0001,145
Income before extraordinary items$1,461,0002,186
Extraordinary gains, net$016
Net income$1,461,0002,185
Minority interest net income$071
Net income of bank and minority interests.$1,461,0002,185
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$63,000416
Net operating income$1,455,8802,120
2016-03-31 (YTD Data)Rank
Total interest income$2,971,0002,094
Total interest expense$110,0003,933
Net interest income$2,861,0001,953
Provision for loan and lease losses$210,000929
Total noninterest income$384,0002,410
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$66,0003,163
Trading account gains and fees$0142
Additional Noninterest Income$318,0002,022
Total noninterest expense$1,883,0002,435
Salaries and employee benefits$1,070,0002,383
Premises and equipment expense$135,0003,290
Additional noninterest expense$678,0002,150
Pre-tax net operating income$1,152,0001,734
Securities gains (losses)$6,0001,655
Applicable income taxes$447,0001,142
Income before extraordinary items$711,0002,187
Extraordinary gains, net$012
Net income$711,0002,187
Minority interest net income$062
Net income of bank and minority interests.$711,0002,187
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$26,000408
Net operating income$707,1602,131
2015-12-31 (YTD Data)Rank
Total interest income$11,041,0002,179
Total interest expense$422,0004,042
Net interest income$10,619,0002,032
Provision for loan and lease losses$270,0002,021
Total noninterest income$1,258,0002,723
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$286,0003,128
Trading account gains and fees$0159
Additional Noninterest Income$972,0002,403
Total noninterest expense$7,531,0002,424
Salaries and employee benefits$4,182,0002,393
Premises and equipment expense$595,0003,116
Additional noninterest expense$2,754,0002,160
Pre-tax net operating income$4,076,0001,838
Securities gains (losses)$68,0001,431
Applicable income taxes$1,600,0001,187
Income before extraordinary items$2,544,0002,309
Extraordinary gains, net$023
Net income$2,544,0002,309
Minority interest net income$081
Net income of bank and minority interests.$2,544,0002,310
Net charge-offs$-243,0005,894
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$41,000624
Net operating income$2,500,4802,304
2015-09-30 (YTD Data)Rank
Total interest income$8,208,0002,209
Total interest expense$311,0004,134
Net interest income$7,897,0002,058
Provision for loan and lease losses$270,0001,610
Total noninterest income$1,032,0002,628
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$219,0003,093
Trading account gains and fees$0153
Additional Noninterest Income$813,0002,291
Total noninterest expense$5,457,0002,492
Salaries and employee benefits$2,997,0002,498
Premises and equipment expense$440,0003,193
Additional noninterest expense$2,020,0002,189
Pre-tax net operating income$3,202,0001,814
Securities gains (losses)$59,0001,366
Applicable income taxes$1,259,0001,178
Income before extraordinary items$2,002,0002,261
Extraordinary gains, net$021
Net income$2,002,0002,262
Minority interest net income$078
Net income of bank and minority interests.$2,002,0002,262
Net charge-offs$-240,0005,995
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$25,000615
Net operating income$1,964,2402,263
2015-06-30 (YTD Data)Rank
Total interest income$5,397,0002,238
Total interest expense$206,0004,188
Net interest income$5,191,0002,071
Provision for loan and lease losses$270,0001,221
Total noninterest income$722,0002,569
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$156,0002,953
Trading account gains and fees$0157
Additional Noninterest Income$566,0002,278
Total noninterest expense$3,547,0002,573
Salaries and employee benefits$1,999,0002,519
Premises and equipment expense$283,0003,288
Additional noninterest expense$1,265,0002,330
Pre-tax net operating income$2,096,0001,834
Securities gains (losses)$59,0001,140
Applicable income taxes$832,0001,181
Income before extraordinary items$1,323,0002,258
Extraordinary gains, net$022
Net income$1,323,0002,260
Minority interest net income$075
Net income of bank and minority interests.$1,323,0002,260
Net charge-offs$-227,0006,099
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$17,000598
Net operating income$1,285,2402,265
2015-03-31 (YTD Data)Rank
Total interest income$2,679,0002,249
Total interest expense$107,0004,170
Net interest income$2,572,0002,074
Provision for loan and lease losses$145,0001,174
Total noninterest income$324,0002,684
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$84,0002,800
Trading account gains and fees$0152
Additional Noninterest Income$240,0002,408
Total noninterest expense$1,758,0002,596
Salaries and employee benefits$1,042,0002,433
Premises and equipment expense$143,0003,298
Additional noninterest expense$573,0002,512
Pre-tax net operating income$993,0001,869
Securities gains (losses)$59,000780
Applicable income taxes$406,0001,180
Income before extraordinary items$646,0002,275
Extraordinary gains, net$013
Net income$646,0002,276
Minority interest net income$064
Net income of bank and minority interests.$646,0002,276
Net charge-offs$-17,0005,627
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$8,000574
Net operating income$608,2402,300
2014-12-31 (YTD Data)Rank
Total interest income$9,970,0002,407
Total interest expense$422,0004,351
Net interest income$9,548,0002,224
Provision for loan and lease losses$380,0001,733
Total noninterest income$1,177,0002,866
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$285,0003,310
Trading account gains and fees$0180
Additional Noninterest Income$892,0002,487
Total noninterest expense$6,930,0002,639
Salaries and employee benefits$3,982,0002,510
Premises and equipment expense$644,0003,077
Additional noninterest expense$2,304,0002,570
Pre-tax net operating income$3,415,0002,067
Securities gains (losses)$-105,0006,335
Applicable income taxes$1,192,0001,367
Income before extraordinary items$2,118,0002,594
Extraordinary gains, net$017
Net income$2,118,0002,594
Minority interest net income$084
Net income of bank and minority interests.$2,118,0002,594
Net charge-offs$-140,0006,193
Cash dividends$859,0002,225
Sale, conversion, retirement of capital stock, net$32,000698
Net operating income$2,185,2002,501
2014-09-30 (YTD Data)Rank
Total interest income$7,347,0002,463
Total interest expense$313,0004,433
Net interest income$7,034,0002,277
Provision for loan and lease losses$380,0001,424
Total noninterest income$938,0002,791
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$209,0003,384
Trading account gains and fees$0174
Additional Noninterest Income$729,0002,385
Total noninterest expense$5,058,0002,691
Salaries and employee benefits$2,885,0002,582
Premises and equipment expense$489,0003,083
Additional noninterest expense$1,684,0002,634
Pre-tax net operating income$2,534,0002,120
Securities gains (losses)$-103,0006,444
Applicable income taxes$851,0001,452
Income before extraordinary items$1,580,0002,637
Extraordinary gains, net$015
Net income$1,580,0002,637
Minority interest net income$081
Net income of bank and minority interests.$1,580,0002,637
Net charge-offs$-140,0006,275
Cash dividends$304,0002,711
Sale, conversion, retirement of capital stock, net$24,000658
Net operating income$1,646,9502,515
2014-06-30 (YTD Data)Rank
Total interest income$4,794,0002,508
Total interest expense$206,0004,500
Net interest income$4,588,0002,312
Provision for loan and lease losses$380,0001,044
Total noninterest income$763,0002,474
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$149,0003,239
Trading account gains and fees$0172
Additional Noninterest Income$614,0002,021
Total noninterest expense$3,344,0002,722
Salaries and employee benefits$1,841,0002,689
Premises and equipment expense$326,0003,104
Additional noninterest expense$1,177,0002,537
Pre-tax net operating income$1,627,0002,142
Securities gains (losses)$-82,0006,528
Applicable income taxes$541,0001,471
Income before extraordinary items$1,004,0002,633
Extraordinary gains, net$020
Net income$1,004,0002,637
Minority interest net income$080
Net income of bank and minority interests.$1,004,0002,637
Net charge-offs$-1,0005,059
Cash dividends$152,0002,909
Sale, conversion, retirement of capital stock, net$15,000630
Net operating income$1,057,3002,502
2014-03-31 (YTD Data)Rank
Total interest income$2,320,0002,578
Total interest expense$102,0004,593
Net interest income$2,218,0002,371
Provision for loan and lease losses$200,000985
Total noninterest income$511,0002,009
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$77,0003,142
Trading account gains and fees$0147
Additional Noninterest Income$434,0001,549
Total noninterest expense$1,613,0002,822
Salaries and employee benefits$895,0002,757
Premises and equipment expense$160,0003,196
Additional noninterest expense$558,0002,654
Pre-tax net operating income$916,0001,894
Securities gains (losses)$01,715
Applicable income taxes$321,0001,283
Income before extraordinary items$595,0002,285
Extraordinary gains, net$016
Net income$595,0002,286
Minority interest net income$066
Net income of bank and minority interests.$595,0002,287
Net charge-offs$03,660
Cash dividends$152,0001,955
Sale, conversion, retirement of capital stock, net$8,000598
Net operating income$595,0002,245
2013-12-31 (YTD Data)Rank
Total interest income$8,494,0002,807
Total interest expense$467,0004,613
Net interest income$8,027,0002,597
Provision for loan and lease losses$3,275,000402
Total noninterest income$923,0003,343
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$257,0003,661
Trading account gains and fees$0184
Additional Noninterest Income$666,0002,943
Total noninterest expense$5,648,0003,114
Salaries and employee benefits$3,118,0003,019
Premises and equipment expense$561,0003,468
Additional noninterest expense$1,969,0003,014
Pre-tax net operating income$27,0006,129
Securities gains (losses)$17,0002,417
Applicable income taxes$18,0004,138
Income before extraordinary items$26,0006,193
Extraordinary gains, net$029
Net income$26,0006,194
Minority interest net income$090
Net income of bank and minority interests.$26,0006,195
Net charge-offs$3,250,000509
Cash dividends$305,0003,259
Sale, conversion, retirement of capital stock, net$122,000519
Net operating income$15,1206,172
2013-09-30 (YTD Data)Rank
Total interest income$6,178,0002,903
Total interest expense$360,0004,641
Net interest income$5,818,0002,681
Provision for loan and lease losses$3,275,000306
Total noninterest income$861,0003,022
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$194,0003,667
Trading account gains and fees$0180
Additional Noninterest Income$667,0002,577
Total noninterest expense$4,247,0003,107
Salaries and employee benefits$2,364,0003,023
Premises and equipment expense$416,0003,519
Additional noninterest expense$1,467,0003,030
Pre-tax net operating income$-843,0006,685
Securities gains (losses)$17,0002,288
Applicable income taxes$-342,0006,781
Income before extraordinary items$-484,0006,629
Extraordinary gains, net$025
Net income$-484,0006,630
Minority interest net income$084
Net income of bank and minority interests.$-484,0006,630
Net charge-offs$3,253,000400
Cash dividends$305,0002,581
Sale, conversion, retirement of capital stock, net$113,000442
Net operating income$-494,8806,617
2013-06-30 (YTD Data)Rank
Total interest income$4,000,0002,967
Total interest expense$245,0004,657
Net interest income$3,755,0002,753
Provision for loan and lease losses$3,275,000226
Total noninterest income$667,0002,850
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$132,0003,585
Trading account gains and fees$0157
Additional Noninterest Income$535,0002,381
Total noninterest expense$2,844,0003,115
Salaries and employee benefits$1,588,0003,039
Premises and equipment expense$272,0003,570
Additional noninterest expense$984,0003,005
Pre-tax net operating income$-1,697,0006,858
Securities gains (losses)$17,0002,091
Applicable income taxes$-689,0006,889
Income before extraordinary items$-991,0006,807
Extraordinary gains, net$022
Net income$-991,0006,809
Minority interest net income$082
Net income of bank and minority interests.$-991,0006,808
Net charge-offs$3,272,000305
Cash dividends$152,0002,731
Sale, conversion, retirement of capital stock, net$44,000499
Net operating income$-1,001,8806,798
2013-03-31 (YTD Data)Rank
Total interest income$1,943,0003,062
Total interest expense$125,0004,700
Net interest income$1,818,0002,833
Provision for loan and lease losses$375,000844
Total noninterest income$317,0002,924
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$93,0002,930
Trading account gains and fees$0148
Additional Noninterest Income$224,0002,617
Total noninterest expense$1,493,0003,028
Salaries and employee benefits$883,0002,813
Premises and equipment expense$134,0003,651
Additional noninterest expense$476,0003,103
Pre-tax net operating income$267,0004,008
Securities gains (losses)$17,0001,320
Applicable income taxes$117,0002,242
Income before extraordinary items$167,0004,573
Extraordinary gains, net$010
Net income$167,0004,574
Minority interest net income$076
Net income of bank and minority interests.$167,0004,575
Net charge-offs$-3,0005,668
Cash dividends$152,0001,786
Sale, conversion, retirement of capital stock, net$18,000482
Net operating income$156,1204,570
2012-12-31 (YTD Data)Rank
Total interest income$7,735,0003,201
Total interest expense$570,0004,863
Net interest income$7,165,0002,928
Provision for loan and lease losses$783,0002,106
Total noninterest income$1,199,0002,967
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$376,0003,062
Trading account gains and fees$0166
Additional Noninterest Income$823,0002,640
Total noninterest expense$5,699,0003,150
Salaries and employee benefits$3,262,0002,952
Premises and equipment expense$556,0003,568
Additional noninterest expense$1,881,0003,231
Pre-tax net operating income$1,882,0002,924
Securities gains (losses)$101,0002,264
Applicable income taxes$812,0001,675
Income before extraordinary items$1,171,0003,612
Extraordinary gains, net$029
Net income$1,171,0003,613
Minority interest net income$093
Net income of bank and minority interests.$1,171,0003,614
Net charge-offs$1,078,0001,748
Cash dividends$103,0003,963
Sale, conversion, retirement of capital stock, net$3,744,000109
Net operating income$1,106,3603,544
2012-09-30 (YTD Data)Rank
Total interest income$5,759,0003,281
Total interest expense$431,0004,983
Net interest income$5,328,0002,990
Provision for loan and lease losses$466,0002,369
Total noninterest income$745,0003,295
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$280,0003,116
Trading account gains and fees$0157
Additional Noninterest Income$465,0003,057
Total noninterest expense$4,124,0003,258
Salaries and employee benefits$2,388,0003,021
Premises and equipment expense$418,0003,609
Additional noninterest expense$1,318,0003,417
Pre-tax net operating income$1,483,0002,907
Securities gains (losses)$57,0002,357
Applicable income taxes$631,0001,693
Income before extraordinary items$909,0003,616
Extraordinary gains, net$020
Net income$909,0003,616
Minority interest net income$086
Net income of bank and minority interests.$909,0003,618
Net charge-offs$443,0002,338
Cash dividends$80,0003,408
Sale, conversion, retirement of capital stock, net$5,801,00046
Net operating income$872,5203,544
2012-06-30 (YTD Data)Rank
Total interest income$3,880,0003,278
Total interest expense$294,0005,031
Net interest income$3,586,0002,986
Provision for loan and lease losses$310,0002,350
Total noninterest income$493,0003,265
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$181,0003,161
Trading account gains and fees$0153
Additional Noninterest Income$312,0003,016
Total noninterest expense$2,765,0003,273
Salaries and employee benefits$1,624,0002,982
Premises and equipment expense$273,0003,654
Additional noninterest expense$868,0003,471
Pre-tax net operating income$1,004,0002,834
Securities gains (losses)$03,178
Applicable income taxes$411,0001,690
Income before extraordinary items$593,0003,676
Extraordinary gains, net$019
Net income$593,0003,677
Minority interest net income$084
Net income of bank and minority interests.$593,0003,678
Net charge-offs$444,0001,903
Cash dividends$54,0003,276
Sale, conversion, retirement of capital stock, net$63,000450
Net operating income$593,0003,481
2012-03-31 (YTD Data)Rank
Total interest income$1,939,0003,304
Total interest expense$157,0004,998
Net interest income$1,782,0003,016
Provision for loan and lease losses$155,0002,270
Total noninterest income$221,0003,468
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$103,0002,869
Trading account gains and fees$0148
Additional Noninterest Income$118,0003,447
Total noninterest expense$1,371,0003,292
Salaries and employee benefits$806,0003,012
Premises and equipment expense$135,0003,709
Additional noninterest expense$430,0003,478
Pre-tax net operating income$477,0002,967
Securities gains (losses)$02,210
Applicable income taxes$196,0001,752
Income before extraordinary items$281,0003,762
Extraordinary gains, net$019
Net income$281,0003,765
Minority interest net income$078
Net income of bank and minority interests.$281,0003,765
Net charge-offs$446,0001,177
Cash dividends$27,0002,578
Sale, conversion, retirement of capital stock, net$44,000341
Net operating income$281,0003,598
2011-12-31 (YTD Data)Rank
Total interest income$7,385,0003,543
Total interest expense$718,0005,149
Net interest income$6,667,0003,190
Provision for loan and lease losses$500,0003,454
Total noninterest income$788,0003,559
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$257,0003,903
Trading account gains and fees$0146
Additional Noninterest Income$531,0003,027
Total noninterest expense$5,383,0003,339
Salaries and employee benefits$2,938,0003,169
Premises and equipment expense$557,0003,765
Additional noninterest expense$1,888,0003,295
Pre-tax net operating income$1,572,0002,950
Securities gains (losses)$03,838
Applicable income taxes$-344,0007,001
Income before extraordinary items$1,916,0002,337
Extraordinary gains, net$029
Net income$1,916,0002,338
Minority interest net income$096
Net income of bank and minority interests.$1,916,0002,338
Net charge-offs$86,0005,102
Cash dividends$108,0003,720
Sale, conversion, retirement of capital stock, net$111,000641
Net operating income$1,916,0002,257
2011-09-30 (YTD Data)Rank
Total interest income$5,481,0003,604
Total interest expense$551,0005,221
Net interest income$4,930,0003,244
Provision for loan and lease losses$350,0003,408
Total noninterest income$523,0003,797
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$182,0004,038
Trading account gains and fees$0145
Additional Noninterest Income$341,0003,267
Total noninterest expense$3,929,0003,413
Salaries and employee benefits$2,076,0003,300
Premises and equipment expense$410,0003,850
Additional noninterest expense$1,443,0003,253
Pre-tax net operating income$1,174,0003,030
Securities gains (losses)$03,555
Applicable income taxes$-288,0007,136
Income before extraordinary items$1,462,0002,372
Extraordinary gains, net$021
Net income$1,462,0002,373
Minority interest net income$087
Net income of bank and minority interests.$1,462,0002,373
Net charge-offs$06,185
Cash dividends$80,0003,228
Sale, conversion, retirement of capital stock, net$90,000580
Net operating income$1,462,0002,271
2011-06-30 (YTD Data)Rank
Total interest income$3,559,0003,712
Total interest expense$372,0005,297
Net interest income$3,187,0003,332
Provision for loan and lease losses$300,0002,953
Total noninterest income$248,0004,489
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$108,0004,248
Trading account gains and fees$0153
Additional Noninterest Income$140,0004,059
Total noninterest expense$2,575,0003,498
Salaries and employee benefits$1,329,0003,422
Premises and equipment expense$273,0003,894
Additional noninterest expense$973,0003,272
Pre-tax net operating income$560,0003,595
Securities gains (losses)$02,914
Applicable income taxes$-209,0007,221
Income before extraordinary items$769,0002,741
Extraordinary gains, net$015
Net income$769,0002,742
Minority interest net income$089
Net income of bank and minority interests.$769,0002,742
Net charge-offs$05,875
Cash dividends$54,0003,079
Sale, conversion, retirement of capital stock, net$69,000474
Net operating income$769,0002,655
2011-03-31 (YTD Data)Rank
Total interest income$1,782,0003,723
Total interest expense$192,0005,330
Net interest income$1,590,0003,325
Provision for loan and lease losses$100,0003,337
Total noninterest income$90,0005,091
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$47,0004,460
Trading account gains and fees$0158
Additional Noninterest Income$43,0004,887
Total noninterest expense$1,271,0003,532
Salaries and employee benefits$669,0003,437
Premises and equipment expense$137,0003,939
Additional noninterest expense$465,0003,365
Pre-tax net operating income$309,0003,468
Securities gains (losses)$01,772
Applicable income taxes$-121,0007,312
Income before extraordinary items$430,0002,517
Extraordinary gains, net$09
Net income$430,0002,516
Minority interest net income$086
Net income of bank and minority interests.$430,0002,517
Net charge-offs$05,107
Cash dividends$27,0002,416
Sale, conversion, retirement of capital stock, net$47,000364
Net operating income$430,0002,468
2010-12-31 (YTD Data)Rank
Total interest income$6,828,0003,975
Total interest expense$923,0005,410
Net interest income$5,905,0003,508
Provision for loan and lease losses$1,283,0002,676
Total noninterest income$786,0003,692
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$201,0004,394
Trading account gains and fees$0175
Additional Noninterest Income$585,0002,961
Total noninterest expense$4,443,0003,930
Salaries and employee benefits$2,289,0003,835
Premises and equipment expense$559,0003,913
Additional noninterest expense$1,595,0003,840
Pre-tax net operating income$965,0003,438
Securities gains (losses)$03,793
Applicable income taxes$-555,0007,194
Income before extraordinary items$1,520,0002,487
Extraordinary gains, net$029
Net income$1,520,0002,484
Minority interest net income$0111
Net income of bank and minority interests.$1,520,0002,489
Net charge-offs$350,0004,110
Cash dividends$107,0003,664
Sale, conversion, retirement of capital stock, net$137,000718
Net operating income$1,520,0002,390
2010-09-30 (YTD Data)Rank
Total interest income$5,022,0004,098
Total interest expense$707,0005,504
Net interest income$4,315,0003,630
Provision for loan and lease losses$818,0002,812
Total noninterest income$416,0004,441
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$143,0004,574
Trading account gains and fees$0165
Additional Noninterest Income$273,0003,693
Total noninterest expense$3,248,0004,003
Salaries and employee benefits$1,672,0003,955
Premises and equipment expense$407,0004,053
Additional noninterest expense$1,169,0003,870
Pre-tax net operating income$665,0003,808
Securities gains (losses)$03,651
Applicable income taxes$-327,0007,289
Income before extraordinary items$992,0002,897
Extraordinary gains, net$023
Net income$992,0002,892
Minority interest net income$0110
Net income of bank and minority interests.$992,0002,896
Net charge-offs$376,0003,438
Cash dividends$80,0003,279
Sale, conversion, retirement of capital stock, net$119,000611
Net operating income$992,0002,760
2010-06-30 (YTD Data)Rank
Total interest income$3,295,0004,185
Total interest expense$478,0005,582
Net interest income$2,817,0003,692
Provision for loan and lease losses$635,0002,495
Total noninterest income$345,0003,952
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$94,0004,594
Trading account gains and fees$0152
Additional Noninterest Income$251,0003,122
Total noninterest expense$2,130,0004,054
Salaries and employee benefits$1,100,0004,015
Premises and equipment expense$271,0004,070
Additional noninterest expense$759,0003,924
Pre-tax net operating income$397,0004,008
Securities gains (losses)$03,184
Applicable income taxes$-201,0007,327
Income before extraordinary items$598,0003,070
Extraordinary gains, net$019
Net income$598,0003,065
Minority interest net income$0105
Net income of bank and minority interests.$598,0003,068
Net charge-offs$366,0002,819
Cash dividends$54,0003,145
Sale, conversion, retirement of capital stock, net$56,000631
Net operating income$598,0002,963
2010-03-31 (YTD Data)Rank
Total interest income$1,586,0004,341
Total interest expense$240,0005,700
Net interest income$1,346,0003,834
Provision for loan and lease losses$195,0003,039
Total noninterest income$52,0006,072
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$41,0004,830
Trading account gains and fees$0175
Additional Noninterest Income$11,0006,524
Total noninterest expense$1,075,0004,072
Salaries and employee benefits$565,0003,988
Premises and equipment expense$134,0004,186
Additional noninterest expense$376,0003,956
Pre-tax net operating income$128,0004,739
Securities gains (losses)$02,284
Applicable income taxes$-120,0007,476
Income before extraordinary items$248,0003,512
Extraordinary gains, net$016
Net income$248,0003,509
Minority interest net income$091
Net income of bank and minority interests.$248,0003,511
Net charge-offs$226,0002,304
Cash dividends$27,0002,455
Sale, conversion, retirement of capital stock, net$29,000555
Net operating income$248,0003,379
2009-12-31 (YTD Data)Rank
Total interest income$6,102,0004,569
Total interest expense$1,157,0005,734
Net interest income$4,945,0003,975
Provision for loan and lease losses$710,0004,017
Total noninterest income$189,0006,302
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$134,0005,323
Trading account gains and fees$0211
Additional Noninterest Income$55,0006,271
Total noninterest expense$4,115,0004,258
Salaries and employee benefits$1,915,0004,497
Premises and equipment expense$610,0003,832
Additional noninterest expense$1,590,0003,922
Pre-tax net operating income$309,0004,473
Securities gains (losses)$03,754
Applicable income taxes$-320,0006,887
Income before extraordinary items$629,0003,531
Extraordinary gains, net$034
Net income$629,0003,531
Minority interest net income$0115
Net income of bank and minority interests.$629,0003,530
Net charge-offs$690,0003,370
Cash dividends$83,0004,237
Sale, conversion, retirement of capital stock, net$2,154,000322
Net operating income$629,0003,463
2009-09-30 (YTD Data)Rank
Total interest income$4,562,0004,627
Total interest expense$912,0005,778
Net interest income$3,650,0004,018
Provision for loan and lease losses$456,0003,941
Total noninterest income$130,0006,536
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$97,0005,411
Trading account gains and fees$0212
Additional Noninterest Income$33,0006,638
Total noninterest expense$3,148,0004,219
Salaries and employee benefits$1,427,0004,541
Premises and equipment expense$475,0003,767
Additional noninterest expense$1,246,0003,782
Pre-tax net operating income$176,0005,023
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$176,0004,947
Extraordinary gains, net$027
Net income$176,0004,946
Minority interest net income$0118
Net income of bank and minority interests.$176,0004,947
Net charge-offs$531,0002,952
Cash dividends$27,0004,034
Sale, conversion, retirement of capital stock, net$2,119,000266
Net operating income$176,0004,899
2009-06-30 (YTD Data)Rank
Total interest income$3,005,0004,697
Total interest expense$644,0005,767
Net interest income$2,361,0004,081
Provision for loan and lease losses$356,0003,452
Total noninterest income$82,0006,655
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$61,0005,508
Trading account gains and fees$0193
Additional Noninterest Income$21,0006,756
Total noninterest expense$2,151,0004,173
Salaries and employee benefits$952,0004,588
Premises and equipment expense$323,0003,720
Additional noninterest expense$876,0003,630
Pre-tax net operating income$-64,0006,007
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-64,0006,106
Extraordinary gains, net$021
Net income$-64,0006,105
Minority interest net income$0112
Net income of bank and minority interests.$-64,0006,105
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$2,072,000205
Net operating income$-64,0006,058
2009-03-31 (YTD Data)Rank
Total interest income$1,453,0004,831
Total interest expense$362,0005,598
Net interest income$1,091,0004,309
Provision for loan and lease losses$356,0002,109
Total noninterest income$37,0006,760
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$31,0005,453
Trading account gains and fees$0171
Additional Noninterest Income$6,0007,210
Total noninterest expense$1,112,0003,998
Salaries and employee benefits$493,0004,514
Premises and equipment expense$167,0003,685
Additional noninterest expense$452,0003,265
Pre-tax net operating income$-340,0007,123
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-340,0007,264
Extraordinary gains, net$015
Net income$-340,0007,265
Minority interest net income$0102
Net income of bank and minority interests.$-340,0007,265
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$2,019,000115
Net operating income$-340,0007,218
2008-12-31 (YTD Data)Rank
Total interest income$4,430,0005,779
Total interest expense$1,386,0006,141
Net interest income$3,044,0005,381
Provision for loan and lease losses$1,062,0002,613
Total noninterest income$120,0007,115
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$90,0006,037
Trading account gains and fees$0154
Additional Noninterest Income$30,0007,180
Total noninterest expense$4,412,0003,942
Salaries and employee benefits$2,112,0004,275
Premises and equipment expense$698,0003,525
Additional noninterest expense$1,602,0003,454
Pre-tax net operating income$-2,310,0007,456
Securities gains (losses)$48,0001,634
Applicable income taxes$04,979
Income before extraordinary items$-2,262,0007,455
Extraordinary gains, net$039
Net income$-2,262,0007,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0003,205
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$469,000572
Net operating income$-2,310,0007,559
2008-09-30 (YTD Data)Rank
Total interest income$3,157,0005,962
Total interest expense$935,0006,481
Net interest income$2,222,0005,492
Provision for loan and lease losses$462,0002,847
Total noninterest income$81,0007,330
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$66,0006,104
Trading account gains and fees$0148
Additional Noninterest Income$15,0007,595
Total noninterest expense$3,281,0003,940
Salaries and employee benefits$1,578,0004,305
Premises and equipment expense$526,0003,518
Additional noninterest expense$1,177,0003,442
Pre-tax net operating income$-1,440,0007,715
Securities gains (losses)$-6,0007,287
Applicable income taxes$05,372
Income before extraordinary items$-1,446,0007,686
Extraordinary gains, net$031
Net income$-1,446,0007,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0003,258
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$352,000463
Net operating income$-1,440,0007,781
2008-06-30 (YTD Data)Rank
Total interest income$1,978,0006,163
Total interest expense$548,0006,859
Net interest income$1,430,0005,590
Provision for loan and lease losses$212,0003,054
Total noninterest income$53,0007,420
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$42,0006,170
Trading account gains and fees$0149
Additional Noninterest Income$11,0007,625
Total noninterest expense$2,152,0004,020
Salaries and employee benefits$1,059,0004,332
Premises and equipment expense$345,0003,591
Additional noninterest expense$748,0003,526
Pre-tax net operating income$-881,0007,850
Securities gains (losses)$-6,0008,076
Applicable income taxes$05,627
Income before extraordinary items$-887,0007,953
Extraordinary gains, net$021
Net income$-887,0007,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,504
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$236,000383
Net operating income$-881,0007,926
2008-03-31 (YTD Data)Rank
Total interest income$966,0006,300
Total interest expense$262,0007,063
Net interest income$704,0005,671
Provision for loan and lease losses$47,0003,879
Total noninterest income$29,0007,362
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$24,0005,995
Trading account gains and fees$0158
Additional Noninterest Income$5,0007,707
Total noninterest expense$1,071,0004,038
Salaries and employee benefits$544,0004,262
Premises and equipment expense$172,0003,617
Additional noninterest expense$355,0003,633
Pre-tax net operating income$-385,0007,992
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-385,0008,064
Extraordinary gains, net$015
Net income$-385,0008,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$119,000294
Net operating income$-385,0008,046
2007-12-31 (YTD Data)Rank
Total interest income$4,612,0005,927
Total interest expense$1,567,0006,337
Net interest income$3,045,0005,462
Provision for loan and lease losses$225,0003,682
Total noninterest income$63,0007,916
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$18,0007,177
Trading account gains and fees$0178
Additional Noninterest Income$45,0007,199
Total noninterest expense$4,165,0003,992
Salaries and employee benefits$2,051,0004,313
Premises and equipment expense$782,0003,134
Additional noninterest expense$1,332,0003,761
Pre-tax net operating income$-1,282,0008,136
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,282,0008,188
Extraordinary gains, net$039
Net income$-1,282,0008,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$664,000489
Net operating income$-1,282,0008,180
2007-09-30 (YTD Data)Rank
Total interest income$3,540,0005,890
Total interest expense$1,243,0006,257
Net interest income$2,297,0005,478
Provision for loan and lease losses$225,0002,782
Total noninterest income$39,0008,064
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$13,0007,222
Trading account gains and fees$0184
Additional Noninterest Income$26,0007,468
Total noninterest expense$3,055,0004,046
Salaries and employee benefits$1,548,0004,274
Premises and equipment expense$584,0003,128
Additional noninterest expense$923,0003,938
Pre-tax net operating income$-944,0008,277
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-944,0008,318
Extraordinary gains, net$033
Net income$-944,0008,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$541,000393
Net operating income$-944,0008,309
2007-06-30 (YTD Data)Rank
Total interest income$2,114,0006,178
Total interest expense$847,0006,254
Net interest income$1,267,0006,013
Provision for loan and lease losses$225,0001,984
Total noninterest income$18,0008,243
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$13,0007,146
Trading account gains and fees$0168
Additional Noninterest Income$5,0008,175
Total noninterest expense$2,147,0003,912
Salaries and employee benefits$1,149,0003,976
Premises and equipment expense$366,0003,322
Additional noninterest expense$632,0003,860
Pre-tax net operating income$-1,087,0008,474
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-1,087,0008,495
Extraordinary gains, net$029
Net income$-1,087,0008,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$264,000400
Net operating income$-1,087,0008,486
2007-03-31 (YTD Data)Rank
Total interest income$999,0006,327
Total interest expense$383,0006,453
Net interest income$616,0006,107
Provision for loan and lease losses$88,0002,258
Total noninterest income$6,0008,365
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,0007,430
Trading account gains and fees$0195
Additional Noninterest Income$4,0008,000
Total noninterest expense$966,0004,244
Salaries and employee benefits$503,0004,417
Premises and equipment expense$177,0003,447
Additional noninterest expense$286,0004,106
Pre-tax net operating income$-432,0008,492
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-432,0008,513
Extraordinary gains, net$022
Net income$-432,0008,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$133,000298
Net operating income$-432,0008,507
2006-12-31 (YTD Data)Rank
Total interest income$1,938,0007,594
Total interest expense$471,0007,973
Net interest income$1,467,0007,217
Provision for loan and lease losses$526,0001,820
Total noninterest income$10,0008,485
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,0007,545
Trading account gains and fees$0130
Additional Noninterest Income$7,0008,343
Total noninterest expense$3,227,0004,654
Salaries and employee benefits$1,525,0005,141
Premises and equipment expense$569,0003,916
Additional noninterest expense$1,133,0004,114
Pre-tax net operating income$-2,276,0008,599
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-2,276,0008,611
Extraordinary gains, net$051
Net income$-2,276,0008,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$421,000631
Net operating income$-2,276,0008,605
2006-09-30 (YTD Data)Rank
Total interest income$1,170,0007,945
Total interest expense$252,0008,270
Net interest income$918,0007,618
Provision for loan and lease losses$355,0001,881
Total noninterest income$6,0008,586
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$6,0008,383
Total noninterest expense$2,155,0005,019
Salaries and employee benefits$1,037,0005,430
Premises and equipment expense$408,0004,056
Additional noninterest expense$710,0004,652
Pre-tax net operating income$-1,586,0008,667
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-1,586,0008,680
Extraordinary gains, net$045
Net income$-1,586,0008,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$262,000546
Net operating income$-1,586,0008,670
2006-06-30 (YTD Data)Rank
Total interest income$607,0008,240
Total interest expense$110,0008,481
Net interest income$497,0007,973
Provision for loan and lease losses$190,0002,197
Total noninterest income$2,0008,664
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,0007,616
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$1,336,0005,270
Salaries and employee benefits$730,0005,280
Premises and equipment expense$273,0004,054
Additional noninterest expense$333,0005,762
Pre-tax net operating income$-1,027,0008,694
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-1,027,0008,712
Extraordinary gains, net$039
Net income$-1,027,0008,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$138,000486
Net operating income$-1,027,0008,702
2006-03-31 (YTD Data)Rank
Total interest income$231,0008,456
Total interest expense$28,0008,640
Net interest income$203,0008,232
Provision for loan and lease losses$95,0002,071
Total noninterest income$08,704
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$08,611
Total noninterest expense$608,0005,586
Salaries and employee benefits$329,0005,652
Premises and equipment expense$121,0004,385
Additional noninterest expense$158,0005,910
Pre-tax net operating income$-500,0008,697
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-500,0008,707
Extraordinary gains, net$021
Net income$-500,0008,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$37,000435
Net operating income$-500,0008,698
2005-12-31 (YTD Data)Rank
Total interest income$13,0008,830
Total interest expense$7,0008,795
Net interest income$6,0008,829
Provision for loan and lease losses$07,120
Total noninterest income$08,769
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$08,688
Total noninterest expense$588,0008,439
Salaries and employee benefits$261,0008,575
Premises and equipment expense$14,0008,757
Additional noninterest expense$313,0007,570
Pre-tax net operating income$-582,0008,522
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-582,0008,569
Extraordinary gains, net$046
Net income$-582,0008,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$16,500,00097
Net operating income$-582,0008,551

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.