| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0662% | 4,431 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0972% | 4,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1994% | 4,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0489% | 4,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0493% | 4,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1057% | 2,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1057% | 2,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0164% | 4,591 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0849% | 4,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1253% | 4,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2676% | 4,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0557% | 4,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0558% | 4,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 3,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1784% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1784% | 1,752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0125% | 4,619 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1414% | 4,562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1720% | 4,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3754% | 4,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0622% | 4,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0622% | 4,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 3,858 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0946% | 4,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0946% | 4,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0196% | 4,649 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2461% | 4,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3014% | 4,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6960% | 4,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0627% | 4,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0627% | 4,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1017% | 4,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1017% | 4,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0155% | 3,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 4,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0453% | 4,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 4,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0502% | 4,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0871% | 4,168 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0900% | 4,336 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0900% | 4,341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0871% | 4,704 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0053% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0337% | 4,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0508% | 4,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 4,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 4,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1042% | 4,201 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0838% | 4,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0838% | 4,273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1042% | 4,743 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0881% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 3,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 4,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3639% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0659% | 3,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0659% | 3,966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3639% | 6 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0910% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0566% | 4,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0364% | 4,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1031% | 4,486 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0859% | 4,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9837% | 117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9837% | 7 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0551% | 4,366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0518% | 4,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0339% | 4,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0888% | 4,438 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0768% | 3,615 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0776% | 4,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2046% | 4,350 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1889% | 4,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1889% | 4,320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2046% | 1,055 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0671% | 4,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0505% | 4,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0262% | 4,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0902% | 4,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7657% | 3,653 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0807% | 4,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2705% | 4,479 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2571% | 4,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2571% | 4,386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2705% | 1,056 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0549% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0544% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0301% | 4,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0942% | 4,562 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4959% | 3,638 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0877% | 4,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0261% | 3,824 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3179% | 4,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3179% | 4,391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0261% | 1,015 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0518% | 4,406 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 4,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0942% | 4,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0955% | 4,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1626% | 4,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1626% | 4,110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0388% | 4,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1127% | 4,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 4,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2194% | 4,803 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6201% | 3,720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2121% | 4,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4293% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6487% | 4,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6487% | 4,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4293% | 22 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0521% | 4,690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0799% | 4,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 4,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1465% | 4,785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5417% | 3,734 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1393% | 4,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0376% | 1,538 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7043% | 4,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7043% | 4,772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0376% | 31 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0701% | 4,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0863% | 4,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 4,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1666% | 4,823 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3955% | 3,724 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1623% | 4,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9835% | 4,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9835% | 4,834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0713% | 21 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1133% | 4,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1220% | 4,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2461% | 4,907 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8264% | 3,770 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2358% | 4,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2365% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5683% | 4,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5683% | 4,891 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2365% | 13 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1793% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3906% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0810% | 4,833 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4184% | 3,814 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0755% | 4,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3491% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4527% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4527% | 1,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3782% | 26 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2390% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1265% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5479% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0709% | 4,865 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2698% | 3,842 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0675% | 4,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4639% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6865% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6865% | 1,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5024% | 23 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0566% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1813% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0913% | 4,957 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4118% | 3,890 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0862% | 4,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2880% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3582% | 4,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3582% | 4,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2880% | 17 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3627% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3171% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4084% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3797% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3858% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5816% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4653% | 11 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0394% | 4,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1707% | 5,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0805% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0888% | 5,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3475% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3848% | 3,970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3583% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8665% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0855% | 2,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0855% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8665% | 23 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0206% | 4,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1717% | 5,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.1010% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8719% | 5,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2171% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5105% | 4,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2275% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1377% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2194% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2194% | 2,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1377% | 21 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2294% | 5,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3490% | 5,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.1395% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4420% | 5,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2604% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2640% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1624% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2622% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2622% | 1,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1624% | 25 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4365% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4067% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 0.2420% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1040% | 5,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8850% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 21.3425% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5709% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3278% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1002% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1002% | 2,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3278% | 13 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.7686% | 30 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9965% | 6 |
| Percentage Net Loans Charged-off:Construction & development | 3.1394% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5172% | 22 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8571% | 7 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2488% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8651% | 9 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5797% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6930% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6930% | 1,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.0843% | 17 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 4.4940% | 20 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8144% | 6 |
| Percentage Net Loans Charged-off:Construction & development | 1.7484% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.6817% | 14 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7331% | 6 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4122% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7372% | 6 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1475% | 252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8597% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8597% | 869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -67.3684% | 1,225 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1544% | 71 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2391% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 0.1520% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7411% | 29 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6964% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | 6.3279% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6507% | 18 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6938% | 280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1454% | 2,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1454% | 2,356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 69.4664% | 2 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2128% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1915% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 0.2876% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6491% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9605% | 32 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9851% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6732% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0695% | 2,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0695% | 2,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 472.7273% | 3 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.2237% | 63 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2356% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 4.2069% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6450% | 25 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0828% | 4,653 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6468% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6554% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0820% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5040% | 1,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5040% | 1,675 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4304% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2885% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2480% | 43 |
| Percentage Net Loans Charged-off:Construction & development | 2.4640% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7661% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1615% | 4,712 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1629% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1650% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0170% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5824% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5824% | 1,304 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4068% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6774% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6212% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 0.5784% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5414% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2415% | 4,747 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9525% | 266 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2024% | 5,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2024% | 5,324 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9532% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2779% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2172% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 1.0740% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0626% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2055% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2079% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8358% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4061% | 5,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4061% | 5,505 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7054% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.6068% | 44 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7711% | 18 |
| Percentage Net Loans Charged-off:Construction & development | 0.5789% | 337 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3482% | 21 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2349% | 4,861 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3520% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3852% | 35 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7075% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1461% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1461% | 2,792 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8529% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3918% | 111 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4923% | 48 |
| Percentage Net Loans Charged-off:Construction & development | 0.2952% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2932% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1555% | 4,889 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6095% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6184% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 4,594 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0248% | 5,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0248% | 4,998 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8775% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0530% | 69 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2224% | 31 |
| Percentage Net Loans Charged-off:Construction & development | 0.4450% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8750% | 29 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2330% | 4,932 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8909% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9040% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0384% | 5,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0384% | 4,969 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0521% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7050% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7589% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8855% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1716% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1741% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6144% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9805% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0327% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 0.3074% | 705 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1013% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2283% | 5,093 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4866% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4935% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1012% | 3,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1012% | 3,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9612% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2453% | 213 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3187% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.4071% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7886% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1513% | 5,118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5324% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5399% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1634% | 2,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1634% | 2,669 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8623% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5267% | 182 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6381% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 0.6020% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4915% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2268% | 5,160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6133% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6222% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0822% | 5,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0822% | 5,405 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5273% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.4474% | 93 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6578% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 1.1697% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.6381% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9644% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9789% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0821% | 5,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0821% | 5,314 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5181% | 5,854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2020% | 444 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2552% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0737% | 1,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4804% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1240% | 5,277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6890% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7016% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4426% | 6,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1063% | 3,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1063% | 3,519 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1185% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2539% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2319% | 1,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2786% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1691% | 5,336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2627% | 1,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2677% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5886% | 6,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0285% | 3,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0285% | 3,623 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2532% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1359% | 3,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1520% | 2,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2086% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1513% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1541% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8005% | 6,398 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0863% | 5,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0863% | 5,605 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9014% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0110% | 3,926 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 5,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 5,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 6,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2233% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1721% | 5,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1721% | 5,795 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9105% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6499% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5826% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 1.9830% | 1,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7233% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5433% | 5,570 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3375% | 2,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3433% | 2,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3237% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6492% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6492% | 1,831 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2503% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8044% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7524% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 2.6424% | 878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9576% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5047% | 5,596 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4195% | 1,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4268% | 1,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1895% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7229% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7229% | 1,529 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4319% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0127% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0102% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 4.1768% | 596 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4226% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4098% | 5,593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3922% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3992% | 1,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8223% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8223% | 1,337 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1455% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5483% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5389% | 1,525 |
| Percentage Net Loans Charged-off:Construction & development | 8.3708% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0636% | 6,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 2,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 2,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1531% | 6,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1531% | 5,939 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3243% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7604% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7191% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4657% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5834% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2560% | 3,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2606% | 3,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0973% | 3,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0660% | 4,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0590% | 4,546 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1400% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8869% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8915% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8844% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6953% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2650% | 2,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2698% | 2,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1074% | 6,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0934% | 6,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5925% | 193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3403% | 3,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3177% | 2,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.4403% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4011% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4086% | 2,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1251% | 3,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1044% | 3,503 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3236% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1445% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1411% | 3,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2759% | 2,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2809% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3593% | 6,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2782% | 6,731 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3881% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1338% | 5,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 5,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 4,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 3,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1453% | 4,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2844% | 4,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5872% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0769% | 5,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 5,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 4,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 4,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 4,073 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0567% | 6,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5045% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0595% | 5,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 4,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 3,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 3,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4586% | 7,214 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1700% | 7,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3695% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0635% | 4,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 3,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1575% | 1,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 7,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9059% | 7,393 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4537% | 7,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4234% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3376% | 4,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1390% | 4,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0889% | 3,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0930% | 2,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1920% | 3,305 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3026% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1231% | 3,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9188% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7104% | 3,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7652% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2698% | 4,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1591% | 3,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.1174% | 2,914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1231% | 2,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2062% | 2,784 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7840% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 3,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4730% | 3,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7272% | 3,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7477% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2339% | 4,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1242% | 3,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.1758% | 2,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1938% | 1,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0776% | 3,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 2,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9875% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3581% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2370% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1254% | 2,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.3574% | 1,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1710% | 1,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1734% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7548% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7894% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1160% | 5,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 4,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 3,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 3,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4251% | 4,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6006% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1465% | 3,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0604% | 3,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.2399% | 1,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 2,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 2,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4567% | 3,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5929% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1813% | 2,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 2,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1133% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3957% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6477% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1322% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7900% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2711% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0769% | 4,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3312% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0755% | 3,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0182% | 7,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2279% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0627% | 3,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5740% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0596% | 2,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3770% | 2,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3970% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1186% | 2,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1206% | 4,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6622% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1231% | 2,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 1,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0180% | 5,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2641% | 139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0631% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1366% | 7,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8934% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0413% | 3,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1671% | 7,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4303% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1155% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 2,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0518% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1153% | 3,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4670% | 3,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3877% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0943% | 3,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 1,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1552% | 2,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1432% | 4,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7318% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0344% | 4,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 7,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 7,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2447% | 1,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2564% | 3,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7316% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0746% | 8,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 7,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 8,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 8,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1954% | 3,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.0991% | 7,715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0947% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 3,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 2,826 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1171% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5948% | 8,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1479% | 5,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8845% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0742% | 4,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 2,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8444% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8193% | 8,311 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0440% | 7,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7287% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0747% | 3,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 2,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 2,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2333% | 8,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2659% | 4,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3315% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0212% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 1,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5649% | 8,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5862% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2980% | 2,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2623% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8272% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 3,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 3,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2662% | 5,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6879% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0018% | 7,964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 8,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 8,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0456% | 8,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 8,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 8,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 8,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9940% | 8,573 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2633% | 8,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0752% | 8,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 8,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 8,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 8,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4810% | 8,657 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4567% | 8,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1007% | 5,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 2,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0509% | 2,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3871% | 3,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6874% | 3,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1717% | 3,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0879% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1309% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6495% | 8,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0822% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5556% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0907% | 4,819 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0398% | 6,362 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0804% | 5,568 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0988% | 5,522 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5284% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2117% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0368% | 10,715 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3744% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1152% | 8,600 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
