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Fayetteville Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$22,392,000	1,744
Total interest expense	$16,262,000	919
Net interest income	$6,130,000	3,078
Provision for loan and lease losses	$200,000	1,989
Total noninterest income	$1,119,000	2,606
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$231,000	2,514
Trading account gains and fees	$0	123
Additional Noninterest Income	$888,000	2,399
Total noninterest expense	$6,723,000	2,623
Salaries and employee benefits	$2,986,000	2,944
Premises and equipment expense	$470,000	3,044
Additional noninterest expense	$888,000	2,399
Pre-tax net operating income	$326,000	4,089
Securities gains (losses)	$-730,000	4,253
Applicable income taxes	$-81,000	4,410
Income before extraordinary items	$-323,000	4,424
Extraordinary gains, net	$0	54
Net income	$-323,000	4,423
Minority interest net income	$0	88
Net income of bank and minority interests.	$-323,000	4,424
Net charge-offs	$692,000	635
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$261,000	4,123
2023-09-30 (YTD Data)		Rank
Total interest income	$16,798,000	1,718
Total interest expense	$11,467,000	902
Net interest income	$5,331,000	2,890
Provision for loan and lease losses	$200,000	1,644
Total noninterest income	$891,000	2,536
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$173,000	2,536
Trading account gains and fees	$0	125
Additional Noninterest Income	$718,000	2,305
Total noninterest expense	$5,080,000	2,598
Salaries and employee benefits	$2,307,000	2,892
Premises and equipment expense	$370,000	2,978
Additional noninterest expense	$718,000	2,304
Pre-tax net operating income	$942,000	3,478
Securities gains (losses)	$-731,000	4,411
Applicable income taxes	$-34,000	4,457
Income before extraordinary items	$245,000	4,095
Extraordinary gains, net	$0	52
Net income	$245,000	4,134
Minority interest net income	$0	81
Net income of bank and minority interests.	$245,000	4,095
Net charge-offs	$633,000	513
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$976,000	3,342
2023-06-30 (YTD Data)		Rank
Total interest income	$11,157,000	1,689
Total interest expense	$6,947,000	888
Net interest income	$4,210,000	2,663
Provision for loan and lease losses	$200,000	1,332
Total noninterest income	$585,000	2,512
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$115,000	2,521
Trading account gains and fees	$0	112
Additional Noninterest Income	$470,000	2,261
Total noninterest expense	$3,408,000	2,569
Salaries and employee benefits	$1,570,000	2,871
Premises and equipment expense	$247,000	2,983
Additional noninterest expense	$470,000	2,257
Pre-tax net operating income	$1,187,000	2,855
Securities gains (losses)	$-223,000	4,360
Applicable income taxes	$-17,000	4,495
Income before extraordinary items	$981,000	2,884
Extraordinary gains, net	$0	51
Net income	$981,000	2,914
Minority interest net income	$0	81
Net income of bank and minority interests.	$981,000	2,883
Net charge-offs	$633,000	384
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,204,000	2,663
2023-03-31 (YTD Data)		Rank
Total interest income	$5,467,000	1,695
Total interest expense	$3,128,000	867
Net interest income	$2,339,000	2,523
Provision for loan and lease losses	$0	2,612
Total noninterest income	$288,000	2,534
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$54,000	2,614
Trading account gains and fees	$0	97
Additional Noninterest Income	$234,000	2,258
Total noninterest expense	$1,719,000	2,579
Salaries and employee benefits	$784,000	2,908
Premises and equipment expense	$128,000	2,977
Additional noninterest expense	$234,000	2,258
Pre-tax net operating income	$908,000	2,419
Securities gains (losses)	$60,000	233
Applicable income taxes	$-7,000	4,488
Income before extraordinary items	$975,000	2,127
Extraordinary gains, net	$0	4
Net income	$975,000	2,127
Minority interest net income	$0	48
Net income of bank and minority interests.	$975,000	2,127
Net charge-offs	$62,000	730
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$915,000	2,237
2022-12-31 (YTD Data)		Rank
Total interest income	$21,105,000	1,504
Total interest expense	$5,954,000	694
Net interest income	$15,151,000	1,779
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,384,000	2,425
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$218,000	2,636
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,166,000	2,179
Total noninterest expense	$6,486,000	2,633
Salaries and employee benefits	$2,932,000	2,979
Premises and equipment expense	$502,000	2,982
Additional noninterest expense	$1,166,000	2,179
Pre-tax net operating income	$10,049,000	1,281
Securities gains (losses)	$-118,000	3,957
Applicable income taxes	$32,000	3,371
Income before extraordinary items	$9,899,000	1,115
Extraordinary gains, net	$0	5
Net income	$9,899,000	1,114
Minority interest net income	$0	63
Net income of bank and minority interests.	$9,899,000	1,115
Net charge-offs	$6,000	2,274
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$10,017,000	1,127
2022-09-30 (YTD Data)		Rank
Total interest income	$15,593,000	1,466
Total interest expense	$3,498,000	642
Net interest income	$12,095,000	1,679
Provision for loan and lease losses	$0	2,835
Total noninterest income	$804,000	2,759
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$163,000	2,662
Trading account gains and fees	$0	111
Additional Noninterest Income	$641,000	2,529
Total noninterest expense	$4,695,000	2,672
Salaries and employee benefits	$2,168,000	2,985
Premises and equipment expense	$379,000	2,987
Additional noninterest expense	$641,000	2,529
Pre-tax net operating income	$8,204,000	1,191
Securities gains (losses)	$53,000	226
Applicable income taxes	$15,000	3,435
Income before extraordinary items	$8,242,000	1,024
Extraordinary gains, net	$0	4
Net income	$8,242,000	1,022
Minority interest net income	$0	57
Net income of bank and minority interests.	$8,242,000	1,024
Net charge-offs	$3,000	2,106
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$8,189,000	1,049
2022-06-30 (YTD Data)		Rank
Total interest income	$10,172,000	1,455
Total interest expense	$1,886,000	624
Net interest income	$8,286,000	1,611
Provision for loan and lease losses	$0	2,599
Total noninterest income	$518,000	2,793
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$107,000	2,686
Trading account gains and fees	$0	108
Additional Noninterest Income	$411,000	2,609
Total noninterest expense	$3,102,000	2,681
Salaries and employee benefits	$1,434,000	3,001
Premises and equipment expense	$253,000	2,997
Additional noninterest expense	$1,415,000	2,087
Pre-tax net operating income	$5,702,000	1,097
Securities gains (losses)	$28,000	276
Applicable income taxes	$-6,000	4,602
Income before extraordinary items	$5,736,000	946
Extraordinary gains, net	$0	4
Net income	$5,736,000	946
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,736,000	946
Net charge-offs	$5,000	1,778
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,708,000	969
2022-03-31 (YTD Data)		Rank
Total interest income	$4,900,000	1,464
Total interest expense	$877,000	632
Net interest income	$4,023,000	1,599
Provision for loan and lease losses	$0	2,285
Total noninterest income	$257,000	2,763
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$58,000	2,560
Trading account gains and fees	$0	103
Additional Noninterest Income	$199,000	2,578
Total noninterest expense	$1,482,000	2,750
Salaries and employee benefits	$684,000	3,072
Premises and equipment expense	$126,000	3,011
Additional noninterest expense	$672,000	2,141
Pre-tax net operating income	$2,798,000	1,064
Securities gains (losses)	$9,000	394
Applicable income taxes	$0	3,450
Income before extraordinary items	$2,807,000	932
Extraordinary gains, net	$0	4
Net income	$2,807,000	931
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,807,000	932
Net charge-offs	$2,000	1,559
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,798,000	946
2021-12-31 (YTD Data)		Rank
Total interest income	$18,070,000	1,607
Total interest expense	$3,871,000	695
Net interest income	$14,199,000	1,795
Provision for loan and lease losses	$300,000	1,389
Total noninterest income	$1,028,000	2,942
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$422,000	1,798
Trading account gains and fees	$0	132
Additional Noninterest Income	$606,000	3,105
Total noninterest expense	$6,194,000	2,677
Salaries and employee benefits	$2,971,000	2,949
Premises and equipment expense	$550,000	2,883
Additional noninterest expense	$2,673,000	2,158
Pre-tax net operating income	$8,733,000	1,395
Securities gains (losses)	$1,257,000	183
Applicable income taxes	$-145,000	4,785
Income before extraordinary items	$10,135,000	1,143
Extraordinary gains, net	$0	10
Net income	$10,135,000	1,143
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,135,000	1,143
Net charge-offs	$43,000	1,736
Cash dividends	$1,800,000	1,634
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$8,878,000	1,235
2021-09-30 (YTD Data)		Rank
Total interest income	$13,385,000	1,655
Total interest expense	$2,979,000	722
Net interest income	$10,406,000	1,866
Provision for loan and lease losses	$0	2,963
Total noninterest income	$756,000	2,993
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$310,000	1,809
Trading account gains and fees	$0	132
Additional Noninterest Income	$446,000	3,166
Total noninterest expense	$4,604,000	2,702
Salaries and employee benefits	$2,207,000	2,975
Premises and equipment expense	$416,000	2,879
Additional noninterest expense	$1,981,000	2,171
Pre-tax net operating income	$6,558,000	1,447
Securities gains (losses)	$611,000	273
Applicable income taxes	$-276,000	4,890
Income before extraordinary items	$7,445,000	1,201
Extraordinary gains, net	$0	8
Net income	$7,445,000	1,202
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,445,000	1,202
Net charge-offs	$42,000	1,431
Cash dividends	$500,000	2,304
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,834,000	1,253
2021-06-30 (YTD Data)		Rank
Total interest income	$8,840,000	1,664
Total interest expense	$2,041,000	733
Net interest income	$6,799,000	1,871
Provision for loan and lease losses	$0	2,862
Total noninterest income	$467,000	3,075
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$196,000	1,833
Trading account gains and fees	$0	133
Additional Noninterest Income	$271,000	3,218
Total noninterest expense	$3,078,000	2,693
Salaries and employee benefits	$1,470,000	2,974
Premises and equipment expense	$288,000	2,821
Additional noninterest expense	$1,320,000	2,147
Pre-tax net operating income	$4,188,000	1,485
Securities gains (losses)	$295,000	384
Applicable income taxes	$-300,000	4,926
Income before extraordinary items	$4,783,000	1,222
Extraordinary gains, net	$0	6
Net income	$4,783,000	1,223
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,783,000	1,223
Net charge-offs	$3,000	2,008
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,488,000	1,256
2021-03-31 (YTD Data)		Rank
Total interest income	$4,284,000	1,705
Total interest expense	$1,035,000	770
Net interest income	$3,249,000	1,915
Provision for loan and lease losses	$0	2,741
Total noninterest income	$219,000	3,129
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$92,000	1,898
Trading account gains and fees	$0	127
Additional Noninterest Income	$127,000	3,282
Total noninterest expense	$1,510,000	2,701
Salaries and employee benefits	$732,000	2,967
Premises and equipment expense	$125,000	3,065
Additional noninterest expense	$653,000	2,131
Pre-tax net operating income	$1,958,000	1,550
Securities gains (losses)	$45,000	685
Applicable income taxes	$0	3,613
Income before extraordinary items	$2,003,000	1,392
Extraordinary gains, net	$0	3
Net income	$2,003,000	1,392
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,003,000	1,392
Net charge-offs	$1,000	1,805
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,958,000	1,381
2020-12-31 (YTD Data)		Rank
Total interest income	$16,670,000	1,734
Total interest expense	$6,107,000	785
Net interest income	$10,563,000	2,169
Provision for loan and lease losses	$558,000	2,138
Total noninterest income	$895,000	3,001
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$353,000	2,047
Trading account gains and fees	$0	133
Additional Noninterest Income	$542,000	3,070
Total noninterest expense	$5,832,000	2,740
Salaries and employee benefits	$2,907,000	2,990
Premises and equipment expense	$501,000	3,044
Additional noninterest expense	$2,424,000	2,250
Pre-tax net operating income	$5,068,000	1,770
Securities gains (losses)	$4,723,000	114
Applicable income taxes	$-292,000	4,934
Income before extraordinary items	$10,083,000	956
Extraordinary gains, net	$0	4
Net income	$10,083,000	956
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,083,000	956
Net charge-offs	$-10,000	4,247
Cash dividends	$1,550,000	1,746
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,360,000	1,511
2020-09-30 (YTD Data)		Rank
Total interest income	$12,596,000	1,736
Total interest expense	$4,983,000	779
Net interest income	$7,613,000	2,233
Provision for loan and lease losses	$333,000	2,326
Total noninterest income	$657,000	2,999
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$259,000	2,064
Trading account gains and fees	$0	125
Additional Noninterest Income	$398,000	3,061
Total noninterest expense	$4,339,000	2,735
Salaries and employee benefits	$2,164,000	2,984
Premises and equipment expense	$381,000	3,035
Additional noninterest expense	$1,794,000	2,232
Pre-tax net operating income	$3,598,000	1,813
Securities gains (losses)	$4,427,000	101
Applicable income taxes	$-304,000	4,964
Income before extraordinary items	$8,329,000	835
Extraordinary gains, net	$0	4
Net income	$8,329,000	835
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,329,000	835
Net charge-offs	$-8,000	4,194
Cash dividends	$700,000	2,029
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,902,000	1,499
2020-06-30 (YTD Data)		Rank
Total interest income	$8,595,000	1,719
Total interest expense	$3,726,000	758
Net interest income	$4,869,000	2,315
Provision for loan and lease losses	$258,000	2,190
Total noninterest income	$437,000	2,968
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$168,000	2,126
Trading account gains and fees	$0	123
Additional Noninterest Income	$269,000	3,005
Total noninterest expense	$2,899,000	2,747
Salaries and employee benefits	$1,454,000	2,986
Premises and equipment expense	$255,000	3,026
Additional noninterest expense	$1,190,000	2,225
Pre-tax net operating income	$2,149,000	1,899
Securities gains (losses)	$3,698,000	82
Applicable income taxes	$-160,000	4,953
Income before extraordinary items	$6,007,000	716
Extraordinary gains, net	$0	4
Net income	$6,007,000	716
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,007,000	716
Net charge-offs	$-7,000	4,216
Cash dividends	$500,000	1,959
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,309,000	1,589
2020-03-31 (YTD Data)		Rank
Total interest income	$4,311,000	1,707
Total interest expense	$2,065,000	767
Net interest income	$2,246,000	2,404
Provision for loan and lease losses	$102,000	1,938
Total noninterest income	$234,000	2,822
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$92,000	2,252
Trading account gains and fees	$0	106
Additional Noninterest Income	$142,000	2,820
Total noninterest expense	$1,462,000	2,756
Salaries and employee benefits	$730,000	2,991
Premises and equipment expense	$127,000	3,055
Additional noninterest expense	$605,000	2,240
Pre-tax net operating income	$916,000	1,961
Securities gains (losses)	$2,535,000	58
Applicable income taxes	$0	3,513
Income before extraordinary items	$3,451,000	573
Extraordinary gains, net	$0	4
Net income	$3,451,000	574
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,451,000	573
Net charge-offs	$-4,000	4,126
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$916,000	1,759
2019-12-31 (YTD Data)		Rank
Total interest income	$16,605,000	1,785
Total interest expense	$8,008,000	829
Net interest income	$8,597,000	2,493
Provision for loan and lease losses	$0	3,973
Total noninterest income	$964,000	2,875
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$377,000	2,282
Trading account gains and fees	$0	135
Additional Noninterest Income	$587,000	2,862
Total noninterest expense	$5,677,000	2,794
Salaries and employee benefits	$2,841,000	3,035
Premises and equipment expense	$518,000	3,037
Additional noninterest expense	$2,318,000	2,329
Pre-tax net operating income	$3,884,000	2,097
Securities gains (losses)	$885,000	243
Applicable income taxes	$-234,000	5,114
Income before extraordinary items	$5,003,000	1,603
Extraordinary gains, net	$0	11
Net income	$5,003,000	1,605
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,003,000	1,605
Net charge-offs	$17,000	3,182
Cash dividends	$3,000,000	1,180
Sale, conversion, retirement of capital stock, net	$20,000	579
Net operating income	$4,118,000	1,812
2019-09-30 (YTD Data)		Rank
Total interest income	$12,327,000	1,810
Total interest expense	$5,849,000	853
Net interest income	$6,478,000	2,515
Provision for loan and lease losses	$0	3,836
Total noninterest income	$736,000	2,865
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$280,000	2,318
Trading account gains and fees	$0	129
Additional Noninterest Income	$456,000	2,827
Total noninterest expense	$4,281,000	2,793
Salaries and employee benefits	$2,169,000	3,015
Premises and equipment expense	$399,000	3,023
Additional noninterest expense	$1,713,000	2,348
Pre-tax net operating income	$2,933,000	2,139
Securities gains (losses)	$867,000	219
Applicable income taxes	$-230,000	5,213
Income before extraordinary items	$4,030,000	1,541
Extraordinary gains, net	$0	11
Net income	$4,030,000	1,543
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,030,000	1,543
Net charge-offs	$16,000	2,802
Cash dividends	$3,000,000	869
Sale, conversion, retirement of capital stock, net	$20,000	537
Net operating income	$3,163,000	1,827
2019-06-30 (YTD Data)		Rank
Total interest income	$8,257,000	1,807
Total interest expense	$3,789,000	863
Net interest income	$4,468,000	2,472
Provision for loan and lease losses	$0	3,685
Total noninterest income	$446,000	2,952
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$179,000	2,360
Trading account gains and fees	$0	131
Additional Noninterest Income	$267,000	2,928
Total noninterest expense	$2,841,000	2,817
Salaries and employee benefits	$1,440,000	3,042
Premises and equipment expense	$269,000	3,029
Additional noninterest expense	$1,132,000	2,382
Pre-tax net operating income	$2,073,000	2,045
Securities gains (losses)	$312,000	288
Applicable income taxes	$-237,000	5,268
Income before extraordinary items	$2,622,000	1,541
Extraordinary gains, net	$0	11
Net income	$2,622,000	1,542
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,622,000	1,541
Net charge-offs	$5,000	2,814
Cash dividends	$1,700,000	993
Sale, conversion, retirement of capital stock, net	$20,000	505
Net operating income	$2,310,000	1,673
2019-03-31 (YTD Data)		Rank
Total interest income	$4,151,000	1,803
Total interest expense	$1,849,000	853
Net interest income	$2,302,000	2,437
Provision for loan and lease losses	$0	3,406
Total noninterest income	$252,000	2,740
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$88,000	2,379
Trading account gains and fees	$0	126
Additional Noninterest Income	$164,000	2,653
Total noninterest expense	$1,427,000	2,826
Salaries and employee benefits	$722,000	3,048
Premises and equipment expense	$134,000	3,054
Additional noninterest expense	$571,000	2,353
Pre-tax net operating income	$1,127,000	1,898
Securities gains (losses)	$36,000	448
Applicable income taxes	$-185,000	5,319
Income before extraordinary items	$1,348,000	1,482
Extraordinary gains, net	$0	5
Net income	$1,348,000	1,481
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,348,000	1,481
Net charge-offs	$4,000	2,286
Cash dividends	$500,000	1,319
Sale, conversion, retirement of capital stock, net	$9,000	467
Net operating income	$1,312,000	1,487
2018-12-31 (YTD Data)		Rank
Total interest income	$15,809,000	1,786
Total interest expense	$5,677,000	829
Net interest income	$10,132,000	2,223
Provision for loan and lease losses	$0	4,082
Total noninterest income	$918,000	2,968
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$353,000	2,482
Trading account gains and fees	$0	126
Additional Noninterest Income	$565,000	2,915
Total noninterest expense	$5,405,000	2,913
Salaries and employee benefits	$2,747,000	3,111
Premises and equipment expense	$539,000	3,035
Additional noninterest expense	$2,119,000	2,498
Pre-tax net operating income	$5,645,000	1,612
Securities gains (losses)	$265,000	190
Applicable income taxes	$56,000	3,321
Income before extraordinary items	$5,854,000	1,380
Extraordinary gains, net	$0	6
Net income	$5,854,000	1,379
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,854,000	1,379
Net charge-offs	$12,000	3,283
Cash dividends	$5,800,000	654
Sale, conversion, retirement of capital stock, net	$30,000	586
Net operating income	$5,591,650	1,437
2018-09-30 (YTD Data)		Rank
Total interest income	$11,708,000	1,786
Total interest expense	$4,005,000	826
Net interest income	$7,703,000	2,190
Provision for loan and lease losses	$0	3,948
Total noninterest income	$715,000	2,944
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$259,000	2,528
Trading account gains and fees	$0	138
Additional Noninterest Income	$456,000	2,872
Total noninterest expense	$4,108,000	2,894
Salaries and employee benefits	$2,093,000	3,080
Premises and equipment expense	$413,000	3,012
Additional noninterest expense	$1,602,000	2,486
Pre-tax net operating income	$4,310,000	1,589
Securities gains (losses)	$258,000	183
Applicable income taxes	$38,000	3,424
Income before extraordinary items	$4,530,000	1,356
Extraordinary gains, net	$0	5
Net income	$4,530,000	1,355
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,530,000	1,355
Net charge-offs	$6,000	3,153
Cash dividends	$3,450,000	719
Sale, conversion, retirement of capital stock, net	$25,000	545
Net operating income	$4,274,580	1,410
2018-06-30 (YTD Data)		Rank
Total interest income	$7,759,000	1,781
Total interest expense	$2,529,000	822
Net interest income	$5,230,000	2,160
Provision for loan and lease losses	$0	3,782
Total noninterest income	$481,000	2,933
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$168,000	2,570
Trading account gains and fees	$0	130
Additional Noninterest Income	$313,000	2,841
Total noninterest expense	$2,706,000	2,937
Salaries and employee benefits	$1,379,000	3,117
Premises and equipment expense	$268,000	3,076
Additional noninterest expense	$1,059,000	2,510
Pre-tax net operating income	$3,005,000	1,515
Securities gains (losses)	$201,000	172
Applicable income taxes	$52,000	3,122
Income before extraordinary items	$3,154,000	1,312
Extraordinary gains, net	$0	6
Net income	$3,154,000	1,311
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,154,000	1,311
Net charge-offs	$5,000	2,834
Cash dividends	$2,050,000	745
Sale, conversion, retirement of capital stock, net	$16,000	539
Net operating income	$2,957,020	1,356
2018-03-31 (YTD Data)		Rank
Total interest income	$3,856,000	1,773
Total interest expense	$1,202,000	819
Net interest income	$2,654,000	2,149
Provision for loan and lease losses	$0	3,508
Total noninterest income	$231,000	2,967
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$86,000	2,550
Trading account gains and fees	$0	123
Additional Noninterest Income	$145,000	2,884
Total noninterest expense	$1,343,000	2,976
Salaries and employee benefits	$685,000	3,156
Premises and equipment expense	$135,000	3,086
Additional noninterest expense	$523,000	2,549
Pre-tax net operating income	$1,542,000	1,451
Securities gains (losses)	$116,000	154
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,658,000	1,223
Extraordinary gains, net	$0	7
Net income	$1,658,000	1,223
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,658,000	1,223
Net charge-offs	$4,000	2,263
Cash dividends	$450,000	1,277
Sale, conversion, retirement of capital stock, net	$9,000	493
Net operating income	$1,542,000	1,300
2017-12-31 (YTD Data)		Rank
Total interest income	$15,122,000	1,751
Total interest expense	$4,447,000	769
Net interest income	$10,675,000	2,115
Provision for loan and lease losses	$115,000	2,950
Total noninterest income	$1,016,000	2,918
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$312,000	2,795
Trading account gains and fees	$0	151
Additional Noninterest Income	$704,000	2,710
Total noninterest expense	$5,501,000	2,929
Salaries and employee benefits	$2,673,000	3,211
Premises and equipment expense	$523,000	3,175
Additional noninterest expense	$2,305,000	2,388
Pre-tax net operating income	$6,075,000	1,446
Securities gains (losses)	$588,000	205
Applicable income taxes	$-4,209,000	5,647
Income before extraordinary items	$10,872,000	694
Extraordinary gains, net	$0	9
Net income	$10,872,000	694
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,872,000	694
Net charge-offs	$14,000	3,567
Cash dividends	$800,000	2,449
Sale, conversion, retirement of capital stock, net	$23,000	632
Net operating income	$10,284,000	725
2017-09-30 (YTD Data)		Rank
Total interest income	$11,288,000	1,754
Total interest expense	$3,291,000	752
Net interest income	$7,997,000	2,125
Provision for loan and lease losses	$23,000	3,650
Total noninterest income	$577,000	3,366
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$232,000	2,831
Trading account gains and fees	$0	145
Additional Noninterest Income	$345,000	3,287
Total noninterest expense	$3,945,000	3,024
Salaries and employee benefits	$1,914,000	3,307
Premises and equipment expense	$371,000	3,328
Additional noninterest expense	$1,660,000	2,484
Pre-tax net operating income	$4,606,000	1,454
Securities gains (losses)	$304,000	288
Applicable income taxes	$705,000	1,781
Income before extraordinary items	$4,205,000	1,328
Extraordinary gains, net	$0	9
Net income	$4,205,000	1,327
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,205,000	1,328
Net charge-offs	$51,000	2,455
Cash dividends	$300,000	2,852
Sale, conversion, retirement of capital stock, net	$18,000	602
Net operating income	$3,943,560	1,370
2017-06-30 (YTD Data)		Rank
Total interest income	$7,474,000	1,752
Total interest expense	$2,170,000	735
Net interest income	$5,304,000	2,125
Provision for loan and lease losses	$15,000	3,486
Total noninterest income	$395,000	3,338
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$156,000	2,819
Trading account gains and fees	$0	139
Additional Noninterest Income	$239,000	3,239
Total noninterest expense	$2,626,000	3,044
Salaries and employee benefits	$1,294,000	3,300
Premises and equipment expense	$239,000	3,394
Additional noninterest expense	$1,093,000	2,505
Pre-tax net operating income	$3,058,000	1,451
Securities gains (losses)	$167,000	312
Applicable income taxes	$460,000	1,769
Income before extraordinary items	$2,765,000	1,330
Extraordinary gains, net	$0	11
Net income	$2,765,000	1,329
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,765,000	1,330
Net charge-offs	$45,000	2,067
Cash dividends	$300,000	2,486
Sale, conversion, retirement of capital stock, net	$12,000	585
Net operating income	$2,621,380	1,365
2017-03-31 (YTD Data)		Rank
Total interest income	$3,670,000	1,769
Total interest expense	$1,065,000	728
Net interest income	$2,605,000	2,153
Provision for loan and lease losses	$8,000	3,248
Total noninterest income	$195,000	3,337
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$79,000	2,794
Trading account gains and fees	$0	142
Additional Noninterest Income	$116,000	3,264
Total noninterest expense	$1,304,000	3,089
Salaries and employee benefits	$647,000	3,328
Premises and equipment expense	$115,000	3,510
Additional noninterest expense	$542,000	2,515
Pre-tax net operating income	$1,488,000	1,446
Securities gains (losses)	$81,000	269
Applicable income taxes	$221,000	1,774
Income before extraordinary items	$1,348,000	1,334
Extraordinary gains, net	$0	8
Net income	$1,348,000	1,333
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,348,000	1,334
Net charge-offs	$42,000	1,435
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$7,000	547
Net operating income	$1,278,340	1,369
2016-12-31 (YTD Data)		Rank
Total interest income	$13,761,000	1,848
Total interest expense	$4,067,000	726
Net interest income	$9,694,000	2,245
Provision for loan and lease losses	$0	4,332
Total noninterest income	$791,000	3,392
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$294,000	2,968
Trading account gains and fees	$0	170
Additional Noninterest Income	$497,000	3,282
Total noninterest expense	$5,233,000	3,095
Salaries and employee benefits	$2,564,000	3,360
Premises and equipment expense	$459,000	3,534
Additional noninterest expense	$2,210,000	2,565
Pre-tax net operating income	$5,252,000	1,561
Securities gains (losses)	$1,058,000	218
Applicable income taxes	$911,000	1,741
Income before extraordinary items	$5,399,000	1,301
Extraordinary gains, net	$0	5
Net income	$5,399,000	1,300
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,399,000	1,300
Net charge-offs	$7,000	3,950
Cash dividends	$700,000	2,596
Sale, conversion, retirement of capital stock, net	$22,000	654
Net operating income	$4,489,120	1,478
2016-09-30 (YTD Data)		Rank
Total interest income	$10,313,000	1,848
Total interest expense	$3,018,000	727
Net interest income	$7,295,000	2,248
Provision for loan and lease losses	$0	4,186
Total noninterest income	$608,000	3,370
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$218,000	3,008
Trading account gains and fees	$0	169
Additional Noninterest Income	$390,000	3,220
Total noninterest expense	$3,948,000	3,085
Salaries and employee benefits	$1,934,000	3,336
Premises and equipment expense	$338,000	3,579
Additional noninterest expense	$1,676,000	2,550
Pre-tax net operating income	$3,955,000	1,570
Securities gains (losses)	$908,000	231
Applicable income taxes	$710,000	1,739
Income before extraordinary items	$4,153,000	1,294
Extraordinary gains, net	$0	5
Net income	$4,153,000	1,294
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,153,000	1,294
Net charge-offs	$6,000	3,575
Cash dividends	$350,000	2,746
Sale, conversion, retirement of capital stock, net	$18,000	606
Net operating income	$3,381,200	1,491
2016-06-30 (YTD Data)		Rank
Total interest income	$6,944,000	1,833
Total interest expense	$1,992,000	727
Net interest income	$4,952,000	2,199
Provision for loan and lease losses	$0	4,017
Total noninterest income	$396,000	3,413
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$146,000	2,989
Trading account gains and fees	$0	157
Additional Noninterest Income	$250,000	3,277
Total noninterest expense	$2,637,000	3,099
Salaries and employee benefits	$1,302,000	3,333
Premises and equipment expense	$225,000	3,618
Additional noninterest expense	$1,110,000	2,550
Pre-tax net operating income	$2,711,000	1,529
Securities gains (losses)	$592,000	248
Applicable income taxes	$484,000	1,689
Income before extraordinary items	$2,819,000	1,268
Extraordinary gains, net	$0	16
Net income	$2,819,000	1,269
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,819,000	1,269
Net charge-offs	$1,000	3,591
Cash dividends	$350,000	2,350
Sale, conversion, retirement of capital stock, net	$11,000	599
Net operating income	$2,315,800	1,444
2016-03-31 (YTD Data)		Rank
Total interest income	$3,477,000	1,833
Total interest expense	$981,000	739
Net interest income	$2,496,000	2,181
Provision for loan and lease losses	$0	3,656
Total noninterest income	$216,000	3,239
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$74,000	2,958
Trading account gains and fees	$0	142
Additional Noninterest Income	$142,000	3,047
Total noninterest expense	$1,353,000	3,072
Salaries and employee benefits	$679,000	3,278
Premises and equipment expense	$112,000	3,646
Additional noninterest expense	$562,000	2,524
Pre-tax net operating income	$1,359,000	1,496
Securities gains (losses)	$111,000	481
Applicable income taxes	$206,000	1,814
Income before extraordinary items	$1,264,000	1,358
Extraordinary gains, net	$0	12
Net income	$1,264,000	1,359
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,264,000	1,359
Net charge-offs	$-1,000	4,102
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$7,000	552
Net operating income	$1,168,540	1,407
2015-12-31 (YTD Data)		Rank
Total interest income	$13,200,000	1,867
Total interest expense	$3,475,000	806
Net interest income	$9,725,000	2,201
Provision for loan and lease losses	$8,000	4,264
Total noninterest income	$877,000	3,297
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$292,000	3,079
Trading account gains and fees	$0	159
Additional Noninterest Income	$585,000	3,074
Total noninterest expense	$5,139,000	3,150
Salaries and employee benefits	$2,555,000	3,365
Premises and equipment expense	$483,000	3,548
Additional noninterest expense	$2,101,000	2,696
Pre-tax net operating income	$5,455,000	1,471
Securities gains (losses)	$876,000	236
Applicable income taxes	$2,310,000	899
Income before extraordinary items	$4,021,000	1,589
Extraordinary gains, net	$0	23
Net income	$4,021,000	1,590
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,021,000	1,590
Net charge-offs	$154,000	2,232
Cash dividends	$970,000	2,181
Sale, conversion, retirement of capital stock, net	$24,000	677
Net operating income	$3,460,360	1,783
2015-09-30 (YTD Data)		Rank
Total interest income	$9,806,000	1,894
Total interest expense	$2,541,000	830
Net interest income	$7,265,000	2,218
Provision for loan and lease losses	$8,000	4,086
Total noninterest income	$690,000	3,226
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$211,000	3,174
Trading account gains and fees	$0	153
Additional Noninterest Income	$479,000	2,972
Total noninterest expense	$3,857,000	3,177
Salaries and employee benefits	$1,904,000	3,385
Premises and equipment expense	$358,000	3,616
Additional noninterest expense	$1,595,000	2,661
Pre-tax net operating income	$4,090,000	1,495
Securities gains (losses)	$717,000	231
Applicable income taxes	$1,306,000	1,149
Income before extraordinary items	$3,501,000	1,442
Extraordinary gains, net	$0	21
Net income	$3,501,000	1,443
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,501,000	1,443
Net charge-offs	$-2,000	4,778
Cash dividends	$570,000	2,192
Sale, conversion, retirement of capital stock, net	$24,000	618
Net operating income	$2,977,590	1,596
2015-06-30 (YTD Data)		Rank
Total interest income	$6,513,000	1,896
Total interest expense	$1,680,000	847
Net interest income	$4,833,000	2,217
Provision for loan and lease losses	$8,000	3,847
Total noninterest income	$475,000	3,179
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$135,000	3,230
Trading account gains and fees	$0	157
Additional Noninterest Income	$340,000	2,886
Total noninterest expense	$2,573,000	3,203
Salaries and employee benefits	$1,287,000	3,382
Premises and equipment expense	$235,000	3,680
Additional noninterest expense	$1,051,000	2,695
Pre-tax net operating income	$2,727,000	1,491
Securities gains (losses)	$593,000	222
Applicable income taxes	$896,000	1,107
Income before extraordinary items	$2,424,000	1,377
Extraordinary gains, net	$0	22
Net income	$2,424,000	1,379
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,424,000	1,378
Net charge-offs	$0	3,893
Cash dividends	$570,000	1,787
Sale, conversion, retirement of capital stock, net	$10,000	644
Net operating income	$1,991,110	1,576
2015-03-31 (YTD Data)		Rank
Total interest income	$3,258,000	1,909
Total interest expense	$835,000	854
Net interest income	$2,423,000	2,196
Provision for loan and lease losses	$8,000	3,349
Total noninterest income	$323,000	2,687
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$66,000	3,229
Trading account gains and fees	$0	152
Additional Noninterest Income	$257,000	2,317
Total noninterest expense	$1,333,000	3,144
Salaries and employee benefits	$677,000	3,307
Premises and equipment expense	$122,000	3,622
Additional noninterest expense	$534,000	2,654
Pre-tax net operating income	$1,405,000	1,414
Securities gains (losses)	$382,000	211
Applicable income taxes	$475,000	1,051
Income before extraordinary items	$1,312,000	1,273
Extraordinary gains, net	$0	13
Net income	$1,312,000	1,274
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,312,000	1,275
Net charge-offs	$2,000	2,999
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,033,140	1,493
2014-12-31 (YTD Data)		Rank
Total interest income	$13,131,000	1,895
Total interest expense	$3,454,000	863
Net interest income	$9,677,000	2,199
Provision for loan and lease losses	$30,000	4,054
Total noninterest income	$771,000	3,547
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$266,000	3,426
Trading account gains and fees	$0	180
Additional Noninterest Income	$505,000	3,262
Total noninterest expense	$4,858,000	3,382
Salaries and employee benefits	$2,362,000	3,625
Premises and equipment expense	$488,000	3,695
Additional noninterest expense	$2,008,000	2,868
Pre-tax net operating income	$5,560,000	1,389
Securities gains (losses)	$402,000	497
Applicable income taxes	$1,238,000	1,339
Income before extraordinary items	$4,724,000	1,379
Extraordinary gains, net	$0	17
Net income	$4,724,000	1,378
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,724,000	1,378
Net charge-offs	$19,000	4,318
Cash dividends	$850,000	2,241
Sale, conversion, retirement of capital stock, net	$96,000	546
Net operating income	$4,406,420	1,436
2014-09-30 (YTD Data)		Rank
Total interest income	$9,887,000	1,904
Total interest expense	$2,600,000	874
Net interest income	$7,287,000	2,204
Provision for loan and lease losses	$23,000	3,893
Total noninterest income	$627,000	3,451
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$197,000	3,489
Trading account gains and fees	$0	174
Additional Noninterest Income	$430,000	3,124
Total noninterest expense	$3,678,000	3,382
Salaries and employee benefits	$1,767,000	3,628
Premises and equipment expense	$371,000	3,711
Additional noninterest expense	$1,540,000	2,820
Pre-tax net operating income	$4,213,000	1,397
Securities gains (losses)	$262,000	522
Applicable income taxes	$760,000	1,564
Income before extraordinary items	$3,715,000	1,302
Extraordinary gains, net	$0	15
Net income	$3,715,000	1,302
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,715,000	1,302
Net charge-offs	$20,000	3,838
Cash dividends	$450,000	2,316
Sale, conversion, retirement of capital stock, net	$49,000	566
Net operating income	$3,497,540	1,355
2014-06-30 (YTD Data)		Rank
Total interest income	$6,591,000	1,897
Total interest expense	$1,743,000	863
Net interest income	$4,848,000	2,179
Provision for loan and lease losses	$15,000	3,758
Total noninterest income	$452,000	3,289
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$124,000	3,586
Trading account gains and fees	$0	172
Additional Noninterest Income	$328,000	2,914
Total noninterest expense	$2,462,000	3,389
Salaries and employee benefits	$1,199,000	3,610
Premises and equipment expense	$241,000	3,794
Additional noninterest expense	$1,022,000	2,831
Pre-tax net operating income	$2,823,000	1,352
Securities gains (losses)	$109,000	741
Applicable income taxes	$515,000	1,516
Income before extraordinary items	$2,417,000	1,296
Extraordinary gains, net	$0	20
Net income	$2,417,000	1,296
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,417,000	1,297
Net charge-offs	$13,000	3,613
Cash dividends	$450,000	1,914
Sale, conversion, retirement of capital stock, net	$33,000	532
Net operating income	$2,327,620	1,325
2014-03-31 (YTD Data)		Rank
Total interest income	$3,299,000	1,888
Total interest expense	$869,000	880
Net interest income	$2,430,000	2,172
Provision for loan and lease losses	$8,000	3,464
Total noninterest income	$332,000	2,656
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$60,000	3,626
Trading account gains and fees	$0	147
Additional Noninterest Income	$272,000	2,145
Total noninterest expense	$1,306,000	3,274
Salaries and employee benefits	$666,000	3,406
Premises and equipment expense	$118,000	3,868
Additional noninterest expense	$522,000	2,785
Pre-tax net operating income	$1,448,000	1,293
Securities gains (losses)	$25,000	887
Applicable income taxes	$280,000	1,404
Income before extraordinary items	$1,193,000	1,267
Extraordinary gains, net	$0	16
Net income	$1,193,000	1,268
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,193,000	1,268
Net charge-offs	$9,000	2,888
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$16,000	498
Net operating income	$1,172,750	1,263
2013-12-31 (YTD Data)		Rank
Total interest income	$12,442,000	1,990
Total interest expense	$3,514,000	965
Net interest income	$8,928,000	2,358
Provision for loan and lease losses	$30,000	4,534
Total noninterest income	$895,000	3,420
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$220,000	3,944
Trading account gains and fees	$0	184
Additional Noninterest Income	$675,000	2,925
Total noninterest expense	$4,513,000	3,639
Salaries and employee benefits	$2,316,000	3,734
Premises and equipment expense	$362,000	4,455
Additional noninterest expense	$1,835,000	3,176
Pre-tax net operating income	$5,280,000	1,367
Securities gains (losses)	$651,000	350
Applicable income taxes	$385,000	2,397
Income before extraordinary items	$5,546,000	1,116
Extraordinary gains, net	$0	29
Net income	$5,546,000	1,118
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,546,000	1,119
Net charge-offs	$1,000	5,415
Cash dividends	$1,100,000	1,810
Sale, conversion, retirement of capital stock, net	$68,000	595
Net operating income	$4,934,060	1,215
2013-09-30 (YTD Data)		Rank
Total interest income	$9,154,000	2,029
Total interest expense	$2,622,000	1,002
Net interest income	$6,532,000	2,421
Provision for loan and lease losses	$23,000	4,446
Total noninterest income	$667,000	3,483
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$159,000	4,033
Trading account gains and fees	$0	180
Additional Noninterest Income	$508,000	2,992
Total noninterest expense	$3,404,000	3,645
Salaries and employee benefits	$1,772,000	3,697
Premises and equipment expense	$259,000	4,574
Additional noninterest expense	$1,373,000	3,174
Pre-tax net operating income	$3,772,000	1,454
Securities gains (losses)	$660,000	316
Applicable income taxes	$94,000	3,350
Income before extraordinary items	$4,338,000	1,078
Extraordinary gains, net	$0	25
Net income	$4,338,000	1,080
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,338,000	1,080
Net charge-offs	$1,000	5,139
Cash dividends	$700,000	1,777
Sale, conversion, retirement of capital stock, net	$48,000	575
Net operating income	$3,691,200	1,218
2013-06-30 (YTD Data)		Rank
Total interest income	$5,981,000	2,060
Total interest expense	$1,738,000	1,030
Net interest income	$4,243,000	2,461
Provision for loan and lease losses	$15,000	4,344
Total noninterest income	$483,000	3,356
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$103,000	4,057
Trading account gains and fees	$0	157
Additional Noninterest Income	$380,000	2,872
Total noninterest expense	$2,194,000	3,738
Salaries and employee benefits	$1,210,000	3,656
Premises and equipment expense	$153,000	4,847
Additional noninterest expense	$831,000	3,407
Pre-tax net operating income	$2,517,000	1,435
Securities gains (losses)	$581,000	322
Applicable income taxes	$141,000	2,752
Income before extraordinary items	$2,957,000	1,051
Extraordinary gains, net	$0	22
Net income	$2,957,000	1,052
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,957,000	1,054
Net charge-offs	$0	4,909
Cash dividends	$700,000	1,401
Sale, conversion, retirement of capital stock, net	$32,000	547
Net operating income	$2,405,050	1,209
2013-03-31 (YTD Data)		Rank
Total interest income	$2,921,000	2,129
Total interest expense	$864,000	1,067
Net interest income	$2,057,000	2,552
Provision for loan and lease losses	$7,000	4,113
Total noninterest income	$361,000	2,714
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$52,000	4,025
Trading account gains and fees	$0	148
Additional Noninterest Income	$309,000	2,185
Total noninterest expense	$1,151,000	3,662
Salaries and employee benefits	$671,000	3,427
Premises and equipment expense	$77,000	4,877
Additional noninterest expense	$403,000	3,484
Pre-tax net operating income	$1,260,000	1,404
Securities gains (losses)	$416,000	247
Applicable income taxes	$130,000	2,152
Income before extraordinary items	$1,546,000	983
Extraordinary gains, net	$0	10
Net income	$1,546,000	983
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,546,000	985
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$14,000	530
Net operating income	$1,163,280	1,226
2012-12-31 (YTD Data)		Rank
Total interest income	$11,320,000	2,295
Total interest expense	$3,355,000	1,327
Net interest income	$7,965,000	2,672
Provision for loan and lease losses	$30,000	5,437
Total noninterest income	$1,095,000	3,106
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$226,000	4,033
Trading account gains and fees	$0	166
Additional Noninterest Income	$869,000	2,559
Total noninterest expense	$3,884,000	4,107
Salaries and employee benefits	$2,211,000	3,885
Premises and equipment expense	$267,000	5,204
Additional noninterest expense	$1,406,000	3,948
Pre-tax net operating income	$5,146,000	1,337
Securities gains (losses)	$2,113,000	251
Applicable income taxes	$886,000	1,587
Income before extraordinary items	$6,373,000	955
Extraordinary gains, net	$0	29
Net income	$6,373,000	955
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,373,000	955
Net charge-offs	$12,000	5,553
Cash dividends	$400,000	3,004
Sale, conversion, retirement of capital stock, net	$58,000	683
Net operating income	$4,513,560	1,249
2012-09-30 (YTD Data)		Rank
Total interest income	$8,535,000	2,331
Total interest expense	$2,505,000	1,402
Net interest income	$6,030,000	2,706
Provision for loan and lease losses	$23,000	5,337
Total noninterest income	$924,000	2,934
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$168,000	4,101
Trading account gains and fees	$0	157
Additional Noninterest Income	$756,000	2,350
Total noninterest expense	$2,902,000	4,141
Salaries and employee benefits	$1,687,000	3,840
Premises and equipment expense	$180,000	5,477
Additional noninterest expense	$1,035,000	4,020
Pre-tax net operating income	$4,029,000	1,318
Securities gains (losses)	$1,409,000	286
Applicable income taxes	$674,000	1,622
Income before extraordinary items	$4,764,000	970
Extraordinary gains, net	$0	20
Net income	$4,764,000	970
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,764,000	970
Net charge-offs	$10,000	5,305
Cash dividends	$400,000	2,271
Sale, conversion, retirement of capital stock, net	$37,000	670
Net operating income	$3,524,080	1,210
2012-06-30 (YTD Data)		Rank
Total interest income	$5,821,000	2,305
Total interest expense	$1,676,000	1,441
Net interest income	$4,145,000	2,625
Provision for loan and lease losses	$15,000	5,227
Total noninterest income	$326,000	4,044
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$110,000	4,130
Trading account gains and fees	$0	153
Additional Noninterest Income	$216,000	3,563
Total noninterest expense	$1,696,000	4,503
Salaries and employee benefits	$933,000	4,344
Premises and equipment expense	$101,000	5,779
Additional noninterest expense	$662,000	4,148
Pre-tax net operating income	$2,760,000	1,288
Securities gains (losses)	$744,000	377
Applicable income taxes	$406,000	1,698
Income before extraordinary items	$3,098,000	986
Extraordinary gains, net	$0	19
Net income	$3,098,000	986
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,098,000	986
Net charge-offs	$10,000	4,928
Cash dividends	$400,000	1,828
Sale, conversion, retirement of capital stock, net	$23,000	647
Net operating income	$2,443,280	1,151
2012-03-31 (YTD Data)		Rank
Total interest income	$2,871,000	2,354
Total interest expense	$835,000	1,511
Net interest income	$2,036,000	2,683
Provision for loan and lease losses	$8,000	4,929
Total noninterest income	$122,000	4,614
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$53,000	4,182
Trading account gains and fees	$0	148
Additional Noninterest Income	$69,000	4,238
Total noninterest expense	$808,000	4,633
Salaries and employee benefits	$442,000	4,518
Premises and equipment expense	$51,000	5,812
Additional noninterest expense	$315,000	4,253
Pre-tax net operating income	$1,342,000	1,307
Securities gains (losses)	$254,000	513
Applicable income taxes	$152,000	2,012
Income before extraordinary items	$1,444,000	1,034
Extraordinary gains, net	$0	19
Net income	$1,444,000	1,036
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,444,000	1,035
Net charge-offs	$9,000	4,072
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$9,000	634
Net operating income	$1,215,400	1,141
2011-12-31 (YTD Data)		Rank
Total interest income	$11,089,000	2,516
Total interest expense	$3,276,000	1,804
Net interest income	$7,813,000	2,806
Provision for loan and lease losses	$105,000	5,298
Total noninterest income	$443,000	4,592
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$210,000	4,285
Trading account gains and fees	$0	146
Additional Noninterest Income	$233,000	4,237
Total noninterest expense	$3,976,000	4,130
Salaries and employee benefits	$1,716,000	4,588
Premises and equipment expense	$209,000	5,927
Additional noninterest expense	$2,051,000	3,071
Pre-tax net operating income	$4,175,000	1,382
Securities gains (losses)	$932,000	472
Applicable income taxes	$601,000	1,844
Income before extraordinary items	$4,506,000	1,107
Extraordinary gains, net	$0	29
Net income	$4,506,000	1,107
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,506,000	1,107
Net charge-offs	$4,000	6,264
Cash dividends	$900,000	1,742
Sale, conversion, retirement of capital stock, net	$35,000	870
Net operating income	$3,685,840	1,274
2011-09-30 (YTD Data)		Rank
Total interest income	$8,381,000	2,524
Total interest expense	$2,454,000	1,885
Net interest income	$5,927,000	2,777
Provision for loan and lease losses	$53,000	5,491
Total noninterest income	$295,000	4,853
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$158,000	4,303
Trading account gains and fees	$0	145
Additional Noninterest Income	$137,000	4,664
Total noninterest expense	$2,445,000	4,660
Salaries and employee benefits	$1,292,000	4,581
Premises and equipment expense	$159,000	5,955
Additional noninterest expense	$994,000	4,192
Pre-tax net operating income	$3,724,000	1,232
Securities gains (losses)	$589,000	570
Applicable income taxes	$445,000	1,835
Income before extraordinary items	$3,868,000	1,002
Extraordinary gains, net	$0	21
Net income	$3,868,000	1,001
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,868,000	1,002
Net charge-offs	$4,000	5,984
Cash dividends	$400,000	2,021
Sale, conversion, retirement of capital stock, net	$19,000	864
Net operating income	$3,337,900	1,091
2011-06-30 (YTD Data)		Rank
Total interest income	$5,497,000	2,581
Total interest expense	$1,642,000	1,944
Net interest income	$3,855,000	2,830
Provision for loan and lease losses	$45,000	5,204
Total noninterest income	$151,000	5,299
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$102,000	4,351
Trading account gains and fees	$0	153
Additional Noninterest Income	$49,000	5,480
Total noninterest expense	$1,667,000	4,659
Salaries and employee benefits	$864,000	4,606
Premises and equipment expense	$103,000	6,042
Additional noninterest expense	$700,000	4,109
Pre-tax net operating income	$2,294,000	1,283
Securities gains (losses)	$281,000	565
Applicable income taxes	$218,000	2,135
Income before extraordinary items	$2,357,000	1,055
Extraordinary gains, net	$0	15
Net income	$2,357,000	1,053
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,357,000	1,055
Net charge-offs	$2,000	5,706
Cash dividends	$400,000	1,605
Sale, conversion, retirement of capital stock, net	$10,000	844
Net operating income	$2,098,480	1,146
2011-03-31 (YTD Data)		Rank
Total interest income	$2,675,000	2,669
Total interest expense	$826,000	1,999
Net interest income	$1,849,000	2,922
Provision for loan and lease losses	$30,000	4,582
Total noninterest income	$-6,000	7,328
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$49,000	4,390
Trading account gains and fees	$0	158
Additional Noninterest Income	$-55,000	7,307
Total noninterest expense	$819,000	4,730
Salaries and employee benefits	$426,000	4,688
Premises and equipment expense	$55,000	5,982
Additional noninterest expense	$338,000	4,197
Pre-tax net operating income	$994,000	1,446
Securities gains (losses)	$106,000	518
Applicable income taxes	$59,000	2,706
Income before extraordinary items	$1,041,000	1,178
Extraordinary gains, net	$0	9
Net income	$1,041,000	1,178
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,041,000	1,178
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$940,300	1,270
2010-12-31 (YTD Data)		Rank
Total interest income	$9,334,000	3,123
Total interest expense	$3,240,000	2,428
Net interest income	$6,094,000	3,433
Provision for loan and lease losses	$580,000	3,910
Total noninterest income	$402,000	4,950
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$202,000	4,384
Trading account gains and fees	$0	175
Additional Noninterest Income	$200,000	4,593
Total noninterest expense	$3,171,000	4,873
Salaries and employee benefits	$1,623,000	4,834
Premises and equipment expense	$200,000	6,200
Additional noninterest expense	$1,348,000	4,296
Pre-tax net operating income	$2,745,000	1,752
Securities gains (losses)	$925,000	529
Applicable income taxes	$327,000	2,285
Income before extraordinary items	$3,343,000	1,269
Extraordinary gains, net	$0	29
Net income	$3,343,000	1,271
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,343,000	1,272
Net charge-offs	$397,000	3,938
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$8,000	1,173
Net operating income	$2,501,250	1,590
2010-09-30 (YTD Data)		Rank
Total interest income	$6,903,000	3,226
Total interest expense	$2,385,000	2,571
Net interest income	$4,518,000	3,502
Provision for loan and lease losses	$510,000	3,498
Total noninterest income	$373,000	4,653
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$153,000	4,438
Trading account gains and fees	$0	165
Additional Noninterest Income	$220,000	4,018
Total noninterest expense	$2,376,000	4,882
Salaries and employee benefits	$1,201,000	4,911
Premises and equipment expense	$149,000	6,294
Additional noninterest expense	$1,026,000	4,237
Pre-tax net operating income	$2,005,000	1,894
Securities gains (losses)	$707,000	553
Applicable income taxes	$266,000	2,263
Income before extraordinary items	$2,446,000	1,363
Extraordinary gains, net	$0	23
Net income	$2,446,000	1,366
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,446,000	1,367
Net charge-offs	$398,000	3,361
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,809,700	1,731
2010-06-30 (YTD Data)		Rank
Total interest income	$4,507,000	3,315
Total interest expense	$1,533,000	2,735
Net interest income	$2,974,000	3,540
Provision for loan and lease losses	$310,000	3,545
Total noninterest income	$214,000	4,908
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$102,000	4,444
Trading account gains and fees	$0	152
Additional Noninterest Income	$112,000	4,452
Total noninterest expense	$1,527,000	5,018
Salaries and employee benefits	$757,000	5,086
Premises and equipment expense	$99,000	6,324
Additional noninterest expense	$671,000	4,280
Pre-tax net operating income	$1,351,000	1,858
Securities gains (losses)	$394,000	581
Applicable income taxes	$181,000	2,227
Income before extraordinary items	$1,564,000	1,410
Extraordinary gains, net	$0	19
Net income	$1,564,000	1,410
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,564,000	1,411
Net charge-offs	$247,000	3,292
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,209,400	1,712
2010-03-31 (YTD Data)		Rank
Total interest income	$2,235,000	3,404
Total interest expense	$733,000	2,958
Net interest income	$1,502,000	3,551
Provision for loan and lease losses	$180,000	3,129
Total noninterest income	$86,000	5,295
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$49,000	4,514
Trading account gains and fees	$0	175
Additional Noninterest Income	$37,000	5,161
Total noninterest expense	$745,000	5,132
Salaries and employee benefits	$362,000	5,257
Premises and equipment expense	$48,000	6,465
Additional noninterest expense	$335,000	4,291
Pre-tax net operating income	$663,000	1,927
Securities gains (losses)	$248,000	446
Applicable income taxes	$117,000	1,970
Income before extraordinary items	$794,000	1,388
Extraordinary gains, net	$0	16
Net income	$794,000	1,390
Minority interest net income	$0	91
Net income of bank and minority interests.	$794,000	1,390
Net charge-offs	$200,000	2,434
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$578,240	1,813
2009-12-31 (YTD Data)		Rank
Total interest income	$8,083,000	3,785
Total interest expense	$2,961,000	3,440
Net interest income	$5,122,000	3,884
Provision for loan and lease losses	$310,000	5,214
Total noninterest income	$442,000	4,948
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$213,000	4,526
Trading account gains and fees	$0	211
Additional Noninterest Income	$229,000	4,421
Total noninterest expense	$2,786,000	5,390
Salaries and employee benefits	$1,286,000	5,638
Premises and equipment expense	$203,000	6,461
Additional noninterest expense	$1,297,000	4,515
Pre-tax net operating income	$2,468,000	1,591
Securities gains (losses)	$800,000	605
Applicable income taxes	$525,000	1,507
Income before extraordinary items	$2,743,000	1,204
Extraordinary gains, net	$0	34
Net income	$2,743,000	1,204
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,743,000	1,203
Net charge-offs	$0	7,246
Cash dividends	$175,000	3,758
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,071,000	1,562
2009-09-30 (YTD Data)		Rank
Total interest income	$5,892,000	3,918
Total interest expense	$2,212,000	3,585
Net interest income	$3,680,000	3,999
Provision for loan and lease losses	$126,000	5,719
Total noninterest income	$327,000	5,044
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$153,000	4,645
Trading account gains and fees	$0	212
Additional Noninterest Income	$174,000	4,513
Total noninterest expense	$2,126,000	5,348
Salaries and employee benefits	$966,000	5,675
Premises and equipment expense	$158,000	6,448
Additional noninterest expense	$1,002,000	4,378
Pre-tax net operating income	$1,755,000	1,811
Securities gains (losses)	$562,000	635
Applicable income taxes	$379,000	1,688
Income before extraordinary items	$1,938,000	1,372
Extraordinary gains, net	$0	27
Net income	$1,938,000	1,370
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,938,000	1,372
Net charge-offs	$0	6,987
Cash dividends	$175,000	3,200
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,465,920	1,775
2009-06-30 (YTD Data)		Rank
Total interest income	$3,867,000	4,000
Total interest expense	$1,484,000	3,700
Net interest income	$2,383,000	4,060
Provision for loan and lease losses	$90,000	5,421
Total noninterest income	$198,000	5,241
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$97,000	4,720
Trading account gains and fees	$0	193
Additional Noninterest Income	$101,000	4,769
Total noninterest expense	$1,398,000	5,432
Salaries and employee benefits	$628,000	5,811
Premises and equipment expense	$108,000	6,448
Additional noninterest expense	$662,000	4,418
Pre-tax net operating income	$1,093,000	1,969
Securities gains (losses)	$335,000	698
Applicable income taxes	$235,000	1,791
Income before extraordinary items	$1,193,000	1,560
Extraordinary gains, net	$0	21
Net income	$1,193,000	1,557
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,193,000	1,559
Net charge-offs	$0	6,628
Cash dividends	$175,000	2,819
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$911,600	1,936
2009-03-31 (YTD Data)		Rank
Total interest income	$1,924,000	4,058
Total interest expense	$758,000	3,743
Net interest income	$1,166,000	4,103
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$113,000	4,983
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$45,000	4,805
Trading account gains and fees	$0	171
Additional Noninterest Income	$68,000	4,284
Total noninterest expense	$679,000	5,462
Salaries and employee benefits	$310,000	5,892
Premises and equipment expense	$57,000	6,392
Additional noninterest expense	$312,000	4,280
Pre-tax net operating income	$570,000	2,142
Securities gains (losses)	$167,000	746
Applicable income taxes	$133,000	1,892
Income before extraordinary items	$604,000	1,779
Extraordinary gains, net	$0	15
Net income	$604,000	1,780
Minority interest net income	$0	102
Net income of bank and minority interests.	$604,000	1,781
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$467,060	2,131
2008-12-31 (YTD Data)		Rank
Total interest income	$6,775,000	4,577
Total interest expense	$3,104,000	4,164
Net interest income	$3,671,000	4,847
Provision for loan and lease losses	$193,000	5,252
Total noninterest income	$313,000	5,757
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$200,000	4,791
Trading account gains and fees	$0	154
Additional Noninterest Income	$113,000	5,753
Total noninterest expense	$2,399,000	5,749
Salaries and employee benefits	$1,217,000	5,946
Premises and equipment expense	$232,000	6,398
Additional noninterest expense	$950,000	4,978
Pre-tax net operating income	$1,392,000	3,146
Securities gains (losses)	$213,000	693
Applicable income taxes	$216,000	2,739
Income before extraordinary items	$1,389,000	2,653
Extraordinary gains, net	$0	39
Net income	$1,389,000	2,652
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	5,603
Cash dividends	$85,000	5,061
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,203,690	3,051
2008-09-30 (YTD Data)		Rank
Total interest income	$4,970,000	4,727
Total interest expense	$2,344,000	4,262
Net interest income	$2,626,000	5,017
Provision for loan and lease losses	$68,000	5,598
Total noninterest income	$230,000	5,860
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$151,000	4,805
Trading account gains and fees	$0	148
Additional Noninterest Income	$79,000	5,968
Total noninterest expense	$1,745,000	5,828
Salaries and employee benefits	$913,000	5,943
Premises and equipment expense	$169,000	6,490
Additional noninterest expense	$663,000	5,127
Pre-tax net operating income	$1,043,000	3,600
Securities gains (losses)	$146,000	759
Applicable income taxes	$182,000	3,017
Income before extraordinary items	$1,007,000	3,089
Extraordinary gains, net	$0	31
Net income	$1,007,000	3,085
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,856
Cash dividends	$85,000	4,501
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$882,900	3,501
2008-06-30 (YTD Data)		Rank
Total interest income	$3,228,000	4,858
Total interest expense	$1,569,000	4,385
Net interest income	$1,659,000	5,177
Provision for loan and lease losses	$18,000	6,030
Total noninterest income	$150,000	5,979
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$97,000	4,891
Trading account gains and fees	$0	149
Additional Noninterest Income	$53,000	6,048
Total noninterest expense	$1,145,000	5,909
Salaries and employee benefits	$607,000	6,014
Premises and equipment expense	$111,000	6,565
Additional noninterest expense	$427,000	5,220
Pre-tax net operating income	$646,000	3,856
Securities gains (losses)	$146,000	750
Applicable income taxes	$134,000	3,145
Income before extraordinary items	$658,000	3,437
Extraordinary gains, net	$0	21
Net income	$658,000	3,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,124
Cash dividends	$85,000	4,213
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$536,820	3,823
2008-03-31 (YTD Data)		Rank
Total interest income	$1,569,000	5,024
Total interest expense	$808,000	4,482
Net interest income	$761,000	5,447
Provision for loan and lease losses	$6,000	5,669
Total noninterest income	$66,000	6,219
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$50,000	4,810
Trading account gains and fees	$0	158
Additional Noninterest Income	$16,000	6,737
Total noninterest expense	$563,000	5,987
Salaries and employee benefits	$295,000	6,134
Premises and equipment expense	$54,000	6,627
Additional noninterest expense	$214,000	5,170
Pre-tax net operating income	$258,000	4,470
Securities gains (losses)	$116,000	644
Applicable income taxes	$62,000	3,341
Income before extraordinary items	$312,000	3,715
Extraordinary gains, net	$0	15
Net income	$312,000	3,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$215,720	4,407
2007-12-31 (YTD Data)		Rank
Total interest income	$5,720,000	5,378
Total interest expense	$3,218,000	4,590
Net interest income	$2,502,000	5,978
Provision for loan and lease losses	$24,000	6,240
Total noninterest income	$305,000	6,002
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$161,000	5,307
Trading account gains and fees	$0	178
Additional Noninterest Income	$144,000	5,639
Total noninterest expense	$1,971,000	6,255
Salaries and employee benefits	$1,041,000	6,341
Premises and equipment expense	$209,000	6,637
Additional noninterest expense	$721,000	5,658
Pre-tax net operating income	$812,000	5,149
Securities gains (losses)	$23,000	1,062
Applicable income taxes	$70,000	4,730
Income before extraordinary items	$765,000	4,878
Extraordinary gains, net	$0	39
Net income	$765,000	4,879
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,483
Cash dividends	$100,000	5,341
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$743,840	4,914
2007-09-30 (YTD Data)		Rank
Total interest income	$4,218,000	5,421
Total interest expense	$2,412,000	4,593
Net interest income	$1,806,000	6,111
Provision for loan and lease losses	$18,000	5,899
Total noninterest income	$194,000	6,361
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$110,000	5,476
Trading account gains and fees	$0	184
Additional Noninterest Income	$84,000	6,082
Total noninterest expense	$1,418,000	6,348
Salaries and employee benefits	$743,000	6,459
Premises and equipment expense	$157,000	6,643
Additional noninterest expense	$518,000	5,721
Pre-tax net operating income	$564,000	5,546
Securities gains (losses)	$23,000	791
Applicable income taxes	$48,000	4,974
Income before extraordinary items	$539,000	5,234
Extraordinary gains, net	$0	33
Net income	$539,000	5,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,926
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$517,840	5,301
2007-06-30 (YTD Data)		Rank
Total interest income	$2,742,000	5,523
Total interest expense	$1,579,000	4,626
Net interest income	$1,163,000	6,232
Provision for loan and lease losses	$12,000	5,644
Total noninterest income	$120,000	6,538
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$74,000	5,482
Trading account gains and fees	$0	168
Additional Noninterest Income	$46,000	6,404
Total noninterest expense	$911,000	6,489
Salaries and employee benefits	$466,000	6,646
Premises and equipment expense	$102,000	6,740
Additional noninterest expense	$343,000	5,747
Pre-tax net operating income	$360,000	5,719
Securities gains (losses)	$23,000	680
Applicable income taxes	$33,000	5,052
Income before extraordinary items	$350,000	5,344
Extraordinary gains, net	$0	29
Net income	$350,000	5,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,315
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$329,070	5,447
2007-03-31 (YTD Data)		Rank
Total interest income	$1,334,000	5,597
Total interest expense	$772,000	4,673
Net interest income	$562,000	6,337
Provision for loan and lease losses	$6,000	5,291
Total noninterest income	$54,000	6,707
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$37,000	5,442
Trading account gains and fees	$0	195
Additional Noninterest Income	$17,000	6,843
Total noninterest expense	$449,000	6,552
Salaries and employee benefits	$228,000	6,741
Premises and equipment expense	$51,000	6,759
Additional noninterest expense	$170,000	5,750
Pre-tax net operating income	$161,000	5,928
Securities gains (losses)	$19,000	575
Applicable income taxes	$17,000	5,024
Income before extraordinary items	$163,000	5,483
Extraordinary gains, net	$0	22
Net income	$163,000	5,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$145,710	5,698
2006-12-31 (YTD Data)		Rank
Total interest income	$4,698,000	5,719
Total interest expense	$2,537,000	4,782
Net interest income	$2,161,000	6,377
Provision for loan and lease losses	$0	6,850
Total noninterest income	$212,000	6,832
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$160,000	5,402
Trading account gains and fees	$0	130
Additional Noninterest Income	$52,000	7,209
Total noninterest expense	$1,786,000	6,467
Salaries and employee benefits	$894,000	6,677
Premises and equipment expense	$239,000	6,321
Additional noninterest expense	$653,000	5,832
Pre-tax net operating income	$587,000	6,226
Securities gains (losses)	$66,000	625
Applicable income taxes	$59,000	5,342
Income before extraordinary items	$594,000	5,841
Extraordinary gains, net	$0	51
Net income	$594,000	5,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$121,000	5,317
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$533,940	6,036
2006-09-30 (YTD Data)		Rank
Total interest income	$3,403,000	5,817
Total interest expense	$1,790,000	4,871
Net interest income	$1,613,000	6,456
Provision for loan and lease losses	$0	6,685
Total noninterest income	$162,000	6,834
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$121,000	5,450
Trading account gains and fees	$0	126
Additional Noninterest Income	$41,000	7,178
Total noninterest expense	$1,337,000	6,476
Salaries and employee benefits	$670,000	6,677
Premises and equipment expense	$179,000	6,350
Additional noninterest expense	$488,000	5,836
Pre-tax net operating income	$438,000	6,461
Securities gains (losses)	$29,000	669
Applicable income taxes	$38,000	5,607
Income before extraordinary items	$429,000	6,093
Extraordinary gains, net	$0	45
Net income	$429,000	6,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$121,000	4,618
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$402,320	6,224
2006-06-30 (YTD Data)		Rank
Total interest income	$2,181,000	5,913
Total interest expense	$1,106,000	4,959
Net interest income	$1,075,000	6,484
Provision for loan and lease losses	$0	6,419
Total noninterest income	$107,000	6,867
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$78,000	5,510
Trading account gains and fees	$0	126
Additional Noninterest Income	$29,000	7,165
Total noninterest expense	$889,000	6,508
Salaries and employee benefits	$444,000	6,717
Premises and equipment expense	$118,000	6,392
Additional noninterest expense	$327,000	5,818
Pre-tax net operating income	$293,000	6,507
Securities gains (losses)	$16,000	650
Applicable income taxes	$24,000	5,702
Income before extraordinary items	$285,000	6,118
Extraordinary gains, net	$0	39
Net income	$285,000	6,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$36,000	4,877
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$270,280	6,232
2006-03-31 (YTD Data)		Rank
Total interest income	$1,057,000	5,959
Total interest expense	$515,000	5,028
Net interest income	$542,000	6,480
Provision for loan and lease losses	$0	6,013
Total noninterest income	$51,000	6,914
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$34,000	5,706
Trading account gains and fees	$0	115
Additional Noninterest Income	$17,000	6,929
Total noninterest expense	$446,000	6,499
Salaries and employee benefits	$222,000	6,737
Premises and equipment expense	$59,000	6,404
Additional noninterest expense	$165,000	5,767
Pre-tax net operating income	$147,000	6,456
Securities gains (losses)	$13,000	532
Applicable income taxes	$14,000	5,578
Income before extraordinary items	$146,000	6,024
Extraordinary gains, net	$0	21
Net income	$146,000	6,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$36,000	3,694
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$134,170	6,187
2005-12-31 (YTD Data)		Rank
Total interest income	$3,834,000	5,948
Total interest expense	$1,582,000	5,102
Net interest income	$2,252,000	6,318
Provision for loan and lease losses	$0	7,120
Total noninterest income	$175,000	7,266
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$137,000	5,782
Trading account gains and fees	$0	138
Additional Noninterest Income	$38,000	7,667
Total noninterest expense	$1,766,000	6,451
Salaries and employee benefits	$862,000	6,747
Premises and equipment expense	$230,000	6,421
Additional noninterest expense	$674,000	5,704
Pre-tax net operating income	$661,000	6,244
Securities gains (losses)	$22,000	1,227
Applicable income taxes	$127,000	5,163
Income before extraordinary items	$556,000	6,160
Extraordinary gains, net	$0	46
Net income	$556,000	6,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,503
Cash dividends	$189,000	4,981
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$538,180	6,193
2005-09-30 (YTD Data)		Rank
Total interest income	$2,786,000	6,010
Total interest expense	$1,101,000	5,168
Net interest income	$1,685,000	6,365
Provision for loan and lease losses	$0	6,899
Total noninterest income	$129,000	7,322
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$99,000	5,878
Trading account gains and fees	$0	126
Additional Noninterest Income	$30,000	7,649
Total noninterest expense	$1,306,000	6,492
Salaries and employee benefits	$638,000	6,763
Premises and equipment expense	$168,000	6,453
Additional noninterest expense	$500,000	5,697
Pre-tax net operating income	$508,000	6,372
Securities gains (losses)	$15,000	1,338
Applicable income taxes	$113,000	5,118
Income before extraordinary items	$410,000	6,313
Extraordinary gains, net	$0	35
Net income	$410,000	6,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$80,000	4,821
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$398,300	6,351
2005-06-30 (YTD Data)		Rank
Total interest income	$1,799,000	6,038
Total interest expense	$674,000	5,259
Net interest income	$1,125,000	6,359
Provision for loan and lease losses	$0	6,626
Total noninterest income	$87,000	7,281
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$66,000	5,832
Trading account gains and fees	$0	116
Additional Noninterest Income	$21,000	7,597
Total noninterest expense	$853,000	6,560
Salaries and employee benefits	$409,000	6,854
Premises and equipment expense	$107,000	6,557
Additional noninterest expense	$337,000	5,656
Pre-tax net operating income	$359,000	6,235
Securities gains (losses)	$14,000	1,233
Applicable income taxes	$87,000	4,992
Income before extraordinary items	$286,000	6,218
Extraordinary gains, net	$0	30
Net income	$286,000	6,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$35,000	4,844
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$275,220	6,257
2005-03-31 (YTD Data)		Rank
Total interest income	$860,000	6,180
Total interest expense	$304,000	5,440
Net interest income	$556,000	6,424
Provision for loan and lease losses	$0	6,226
Total noninterest income	$44,000	7,259
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$33,000	5,810
Trading account gains and fees	$0	115
Additional Noninterest Income	$11,000	7,631
Total noninterest expense	$426,000	6,606
Salaries and employee benefits	$205,000	6,918
Premises and equipment expense	$50,000	6,770
Additional noninterest expense	$171,000	5,577
Pre-tax net operating income	$174,000	6,269
Securities gains (losses)	$-2,000	8,244
Applicable income taxes	$41,000	5,013
Income before extraordinary items	$131,000	6,379
Extraordinary gains, net	$0	24
Net income	$131,000	6,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$35,000	3,575
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$132,520	6,318
2004-12-31 (YTD Data)		Rank
Total interest income	$3,048,000	6,374
Total interest expense	$758,000	6,399
Net interest income	$2,290,000	6,257
Provision for loan and lease losses	$25,000	6,557
Total noninterest income	$161,000	7,498
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$138,000	5,947
Trading account gains and fees	$0	138
Additional Noninterest Income	$23,000	8,128
Total noninterest expense	$1,606,000	6,697
Salaries and employee benefits	$752,000	7,109
Premises and equipment expense	$200,000	6,775
Additional noninterest expense	$654,000	5,744
Pre-tax net operating income	$820,000	5,730
Securities gains (losses)	$0	3,819
Applicable income taxes	$231,000	4,561
Income before extraordinary items	$589,000	5,987
Extraordinary gains, net	$0	34
Net income	$589,000	5,990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,745
Cash dividends	$84,000	5,619
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$589,000	5,929
2004-09-30 (YTD Data)		Rank
Total interest income	$2,248,000	6,429
Total interest expense	$520,000	6,606
Net interest income	$1,728,000	6,242
Provision for loan and lease losses	$25,000	6,158
Total noninterest income	$117,000	7,596
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$102,000	6,016
Trading account gains and fees	$0	134
Additional Noninterest Income	$15,000	8,248
Total noninterest expense	$1,173,000	6,735
Salaries and employee benefits	$553,000	7,120
Premises and equipment expense	$151,000	6,711
Additional noninterest expense	$469,000	5,815
Pre-tax net operating income	$647,000	5,705
Securities gains (losses)	$0	3,710
Applicable income taxes	$191,000	4,508
Income before extraordinary items	$456,000	6,025
Extraordinary gains, net	$0	26
Net income	$456,000	6,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,223
Cash dividends	$60,000	4,908
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$456,000	5,950
2004-06-30 (YTD Data)		Rank
Total interest income	$1,477,000	6,510
Total interest expense	$320,000	6,827
Net interest income	$1,157,000	6,266
Provision for loan and lease losses	$25,000	5,618
Total noninterest income	$77,000	7,649
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$66,000	6,081
Trading account gains and fees	$0	130
Additional Noninterest Income	$11,000	8,227
Total noninterest expense	$772,000	6,819
Salaries and employee benefits	$365,000	7,190
Premises and equipment expense	$102,000	6,737
Additional noninterest expense	$305,000	5,930
Pre-tax net operating income	$437,000	5,646
Securities gains (losses)	$0	3,413
Applicable income taxes	$135,000	4,420
Income before extraordinary items	$302,000	6,028
Extraordinary gains, net	$0	21
Net income	$302,000	6,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,680
Cash dividends	$50,000	4,651
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$302,000	5,945
2004-03-31 (YTD Data)		Rank
Total interest income	$734,000	6,558
Total interest expense	$151,000	7,026
Net interest income	$583,000	6,243
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$38,000	7,671
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$32,000	6,092
Trading account gains and fees	$0	121
Additional Noninterest Income	$6,000	8,203
Total noninterest expense	$372,000	6,968
Salaries and employee benefits	$179,000	7,286
Premises and equipment expense	$47,000	6,927
Additional noninterest expense	$146,000	6,092
Pre-tax net operating income	$234,000	5,441
Securities gains (losses)	$0	2,934
Applicable income taxes	$74,000	4,258
Income before extraordinary items	$160,000	5,851
Extraordinary gains, net	$0	16
Net income	$160,000	5,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,804
Cash dividends	$10,000	3,776
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$160,000	5,733
2003-12-31 (YTD Data)		Rank
Total interest income	$909,000	8,663
Total interest expense	$198,000	8,751
Net interest income	$711,000	8,546
Provision for loan and lease losses	$20,000	7,057
Total noninterest income	$50,000	8,799
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$13,000	7,904
Trading account gains and fees	$0	160
Additional Noninterest Income	$37,000	7,907
Total noninterest expense	$486,000	8,856
Salaries and employee benefits	$228,000	8,945
Premises and equipment expense	$60,000	8,623
Additional noninterest expense	$198,000	8,456
Pre-tax net operating income	$255,000	7,616
Securities gains (losses)	$45,000	2,612
Applicable income taxes	$102,000	5,702
Income before extraordinary items	$198,000	7,776
Extraordinary gains, net	$0	54
Net income	$198,000	7,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,883
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$168,300	7,793
2003-09-30 (YTD Data)		Rank
Total interest income	$212,000	9,127
Total interest expense	$49,000	9,099
Net interest income	$163,000	9,115
Provision for loan and lease losses	$5,000	7,333
Total noninterest income	$12,000	9,096
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$11,000	7,946
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,000	9,071
Total noninterest expense	$117,000	9,205
Salaries and employee benefits	$58,000	9,198
Premises and equipment expense	$12,000	9,145
Additional noninterest expense	$47,000	9,168
Pre-tax net operating income	$53,000	8,437
Securities gains (losses)	$0	4,204
Applicable income taxes	$19,000	6,822
Income before extraordinary items	$34,000	8,601
Extraordinary gains, net	$0	40
Net income	$34,000	8,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,999
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$34,000	8,493
2003-06-30 (YTD Data)		Rank
Total interest income	$1,428,000	6,811
Total interest expense	$390,000	7,035
Net interest income	$1,038,000	6,528
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$54,000	8,279
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$47,000	6,687
Trading account gains and fees	$0	150
Additional Noninterest Income	$7,000	8,670
Total noninterest expense	$651,000	7,294
Salaries and employee benefits	$363,000	7,188
Premises and equipment expense	$80,000	7,290
Additional noninterest expense	$208,000	7,038
Pre-tax net operating income	$411,000	5,793
Securities gains (losses)	$0	3,782
Applicable income taxes	$131,000	4,712
Income before extraordinary items	$280,000	6,250
Extraordinary gains, net	$0	30
Net income	$280,000	6,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,160
Cash dividends	$26,000	4,983
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$280,000	6,045
2003-03-31 (YTD Data)		Rank
Total interest income	$714,000	6,858
Total interest expense	$201,000	7,054
Net interest income	$513,000	6,570
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$28,000	8,245
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$24,000	6,593
Trading account gains and fees	$0	134
Additional Noninterest Income	$4,000	8,607
Total noninterest expense	$327,000	7,306
Salaries and employee benefits	$180,000	7,236
Premises and equipment expense	$40,000	7,320
Additional noninterest expense	$107,000	6,979
Pre-tax net operating income	$199,000	5,856
Securities gains (losses)	$0	2,891
Applicable income taxes	$63,000	4,744
Income before extraordinary items	$136,000	6,247
Extraordinary gains, net	$0	21
Net income	$136,000	6,246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$136,000	6,076
2002-12-31 (YTD Data)		Rank
Total interest income	$2,967,000	6,887
Total interest expense	$1,024,000	6,873
Net interest income	$1,943,000	6,711
Provision for loan and lease losses	$105,000	5,629
Total noninterest income	$112,000	8,258
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$96,000	6,642
Trading account gains and fees	$0	153
Additional Noninterest Income	$16,000	8,678
Total noninterest expense	$1,278,000	7,298
Salaries and employee benefits	$718,000	7,204
Premises and equipment expense	$157,000	7,354
Additional noninterest expense	$403,000	7,135
Pre-tax net operating income	$672,000	6,182
Securities gains (losses)	$4,000	4,045
Applicable income taxes	$204,000	5,080
Income before extraordinary items	$472,000	6,528
Extraordinary gains, net	$0	70
Net income	$472,000	6,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,572
Cash dividends	$69,000	5,819
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$469,200	6,400
2001-12-31 (YTD Data)		Rank
Total interest income	$2,998,000	7,262
Total interest expense	$1,427,000	7,129
Net interest income	$1,571,000	7,210
Provision for loan and lease losses	$50,000	6,655
Total noninterest income	$110,000	8,362
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$95,000	6,675
Trading account gains and fees	$0	177
Additional Noninterest Income	$15,000	8,930
Total noninterest expense	$1,274,000	7,279
Salaries and employee benefits	$698,000	7,217
Premises and equipment expense	$166,000	7,273
Additional noninterest expense	$410,000	7,063
Pre-tax net operating income	$357,000	7,160
Securities gains (losses)	$46,000	2,438
Applicable income taxes	$103,000	5,970
Income before extraordinary items	$300,000	7,144
Extraordinary gains, net	$0	105
Net income	$300,000	7,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,648
Cash dividends	$35,000	6,288
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$265,960	7,224
2000-12-31 (YTD Data)		Rank
Total interest income	$2,679,000	7,734
Total interest expense	$1,271,000	7,645
Net interest income	$1,408,000	7,631
Provision for loan and lease losses	$22,000	7,551
Total noninterest income	$90,000	8,746
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$80,000	6,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	9,421
Total noninterest expense	$1,156,000	7,609
Salaries and employee benefits	$628,000	7,552
Premises and equipment expense	$113,000	8,218
Additional noninterest expense	$415,000	7,032
Pre-tax net operating income	$320,000	7,818
Securities gains (losses)	$0	1,956
Applicable income taxes	$74,000	6,870
Income before extraordinary items	$246,000	7,805
Extraordinary gains, net	$0	38
Net income	$246,000	7,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$24,000	6,644
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$246,000	7,810
1999-12-31 (YTD Data)		Rank
Total interest income	$2,373,000	8,045
Total interest expense	$1,041,000	8,071
Net interest income	$1,332,000	7,918
Provision for loan and lease losses	$20,000	7,660
Total noninterest income	$86,000	9,039
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	7,784
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	8,669
Total noninterest expense	$1,127,000	7,763
Salaries and employee benefits	$645,000	7,511
Premises and equipment expense	$98,000	8,667
Additional noninterest expense	$384,000	7,413
Pre-tax net operating income	$271,000	8,250
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$74,000	7,277
Income before extraordinary items	$198,000	8,325
Extraordinary gains, net	$0	35
Net income	$198,000	8,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,271
Cash dividends	$5,000	7,081
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$197,270	8,296
1998-12-31 (YTD Data)		Rank
Total interest income	$2,103,000	8,556
Total interest expense	$962,000	8,521
Net interest income	$1,141,000	8,470
Provision for loan and lease losses	$6,000	8,399
Total noninterest income	$70,000	9,516
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	8,116
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	9,338
Total noninterest expense	$1,069,000	7,913
Salaries and employee benefits	$609,000	7,707
Premises and equipment expense	$82,000	9,110
Additional noninterest expense	$378,000	7,405
Pre-tax net operating income	$136,000	9,247
Securities gains (losses)	$0	4,449
Applicable income taxes	$27,000	8,759
Income before extraordinary items	$109,000	9,279
Extraordinary gains, net	$0	32
Net income	$109,000	9,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,100
Cash dividends	$3,000	7,447
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$109,000	9,205
1997-12-31 (YTD Data)		Rank
Total interest income	$1,994,000	9,021
Total interest expense	$858,000	9,091
Net interest income	$1,136,000	8,846
Provision for loan and lease losses	$-10,000	10,609
Total noninterest income	$64,000	10,048
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	8,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	10,305
Total noninterest expense	$909,000	8,647
Salaries and employee benefits	$537,000	8,349
Premises and equipment expense	$68,000	9,770
Additional noninterest expense	$304,000	8,278
Pre-tax net operating income	$301,000	8,993
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$79,000	8,756
Income before extraordinary items	$221,000	8,977
Extraordinary gains, net	$0	44
Net income	$221,000	8,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,179
Cash dividends	$180,000	5,601
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$221,740	8,940
1996-12-31 (YTD Data)		Rank
Total interest income	$1,999,000	9,379
Total interest expense	$835,000	9,530
Net interest income	$1,164,000	9,117
Provision for loan and lease losses	$28,000	7,549
Total noninterest income	$61,000	10,659
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$53,000	8,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	11,065
Total noninterest expense	$936,000	8,940
Salaries and employee benefits	$540,000	8,569
Premises and equipment expense	$60,000	10,351
Additional noninterest expense	$336,000	8,505
Pre-tax net operating income	$261,000	9,401
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$90,000	8,931
Income before extraordinary items	$173,000	9,558
Extraordinary gains, net	$0	53
Net income	$173,000	9,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,912
Cash dividends	$155,000	5,923
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$171,680	9,531
1995-12-31 (YTD Data)		Rank
Total interest income	$2,055,000	9,627
Total interest expense	$866,000	9,746
Net interest income	$1,189,000	9,360
Provision for loan and lease losses	$-35,000	11,544
Total noninterest income	$58,000	11,205
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	9,337
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	11,437
Total noninterest expense	$872,000	9,468
Salaries and employee benefits	$502,000	9,095
Premises and equipment expense	$46,000	11,193
Additional noninterest expense	$324,000	8,989
Pre-tax net operating income	$410,000	9,004
Securities gains (losses)	$-1,000	9,017
Applicable income taxes	$127,000	8,677
Income before extraordinary items	$282,000	9,111
Extraordinary gains, net	$0	65
Net income	$282,000	9,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,295
Cash dividends	$240,000	5,079
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$282,690	9,085
1994-12-31 (YTD Data)		Rank
Total interest income	$1,896,000	9,999
Total interest expense	$715,000	10,015
Net interest income	$1,181,000	9,806
Provision for loan and lease losses	$-50,000	11,988
Total noninterest income	$55,000	11,823
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$44,000	9,903
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	12,029
Total noninterest expense	$885,000	9,845
Salaries and employee benefits	$480,000	9,570
Premises and equipment expense	$47,000	11,731
Additional noninterest expense	$358,000	9,258
Pre-tax net operating income	$401,000	9,356
Securities gains (losses)	$-17,000	10,215
Applicable income taxes	$104,000	9,268
Income before extraordinary items	$280,000	9,373
Extraordinary gains, net	$0	249
Net income	$280,000	9,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	11,826
Cash dividends	$230,000	5,139
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$292,410	9,296
1993-12-31 (YTD Data)		Rank
Total interest income	$1,986,000	10,211
Total interest expense	$764,000	10,239
Net interest income	$1,222,000	10,000
Provision for loan and lease losses	$0	10,371
Total noninterest income	$56,000	12,391
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$43,000	10,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	12,543
Total noninterest expense	$901,000	10,187
Salaries and employee benefits	$473,000	9,926
Premises and equipment expense	$48,000	12,290
Additional noninterest expense	$380,000	9,477
Pre-tax net operating income	$377,000	9,601
Securities gains (losses)	$0	7,477
Applicable income taxes	$112,000	9,471
Income before extraordinary items	$265,000	9,869
Extraordinary gains, net	$0	3,149
Net income	$265,000	10,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-33,000	12,420
Cash dividends	$220,000	5,198
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$265,000	9,616
1992-12-31 (YTD Data)		Rank
Total interest income	$2,233,000	10,408
Total interest expense	$1,001,000	10,382
Net interest income	$1,232,000	10,209
Provision for loan and lease losses	$46,000	9,271
Total noninterest income	$59,000	12,872
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$44,000	10,547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	12,987
Total noninterest expense	$909,000	10,431
Salaries and employee benefits	$459,000	10,213
Premises and equipment expense	$49,000	12,719
Additional noninterest expense	$401,000	9,560
Pre-tax net operating income	$336,000	9,809
Securities gains (losses)	$0	8,369
Applicable income taxes	$133,000	9,043
Income before extraordinary items	$203,000	10,551
Extraordinary gains, net	$0	1,422
Net income	$203,000	10,684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	13,003
Cash dividends	$173,000	5,457
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$203,000	10,211

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.