Home > Farmers State Bank of Calhan > Net charge- offs to loans

Farmers State Bank of Calhan, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0228%1,871
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,113
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial0.0411%1,397
Percentage Net Loans Charged-off: Loans to individuals0.3711%1,457
Percentage Net Loans Charged-off: Credit card loans1.6502%318
Percentage Net Loans Charged-off: Other loans to individual0.2428%1,684
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0195%1,735
Percentage Net Loans Charged-off: Total real estate loans0.0000%925
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial0.0543%1,072
Percentage Net Loans Charged-off: Loans to individuals0.2997%1,449
Percentage Net Loans Charged-off: Credit card loans1.4733%278
Percentage Net Loans Charged-off: Other loans to individual0.1801%1,748
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0282%1,322
Percentage Net Loans Charged-off: Total real estate loans0.0000%735
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0797%850
Percentage Net Loans Charged-off: Loans to individuals0.4351%1,081
Percentage Net Loans Charged-off: Credit card loans2.2157%194
Percentage Net Loans Charged-off: Other loans to individual0.2514%1,410
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0263%1,166
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.1555%464
Percentage Net Loans Charged-off: Loans to individuals0.3014%1,241
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.3334%1,114
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0236%1,586
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,043
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0000%805
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial0.0074%1,333
Percentage Net Loans Charged-off: Loans to individuals0.4584%1,085
Percentage Net Loans Charged-off: Credit card loans1.4425%234
Percentage Net Loans Charged-off: Other loans to individual0.3418%1,234
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0297%1,239
Percentage Net Loans Charged-off: Total real estate loans0.0000%831
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals0.5935%811
Percentage Net Loans Charged-off: Credit card loans1.9089%173
Percentage Net Loans Charged-off: Other loans to individual0.4322%952
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0318%1,089
Percentage Net Loans Charged-off: Total real estate loans0.0000%698
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals0.6480%732
Percentage Net Loans Charged-off: Credit card loans3.0916%97
Percentage Net Loans Charged-off: Other loans to individual0.3371%1,065
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0173%1,185
Percentage Net Loans Charged-off: Total real estate loans0.0000%527
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.3526%1,028
Percentage Net Loans Charged-off: Credit card loans1.7709%164
Percentage Net Loans Charged-off: Other loans to individual0.1705%1,285
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1295%705
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,370
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,013
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial1.0366%206
Percentage Net Loans Charged-off: Loans to individuals0.1226%1,865
Percentage Net Loans Charged-off: Credit card loans0.2289%447
Percentage Net Loans Charged-off: Other loans to individual0.1098%1,832
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1769%490
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,226
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial1.3131%136
Percentage Net Loans Charged-off: Loans to individuals0.1955%1,407
Percentage Net Loans Charged-off: Credit card loans0.1544%447
Percentage Net Loans Charged-off: Other loans to individual0.2004%1,280
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2627%337
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,096
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial1.8655%88
Percentage Net Loans Charged-off: Loans to individuals0.1712%1,375
Percentage Net Loans Charged-off: Credit card loans0.4675%364
Percentage Net Loans Charged-off: Other loans to individual0.1366%1,371
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0112%1,532
Percentage Net Loans Charged-off: Total real estate loans0.0000%775
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals0.1947%1,235
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual0.2172%1,082
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0202%2,662
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,009
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0000%1,462
Percentage Net Loans Charged-off: Commercial and industrial-0.0093%3,897
Percentage Net Loans Charged-off: Loans to individuals0.3953%1,457
Percentage Net Loans Charged-off: Credit card loans0.5684%485
Percentage Net Loans Charged-off: Other loans to individual0.3726%1,398
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0289%2,255
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,734
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,326
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0000%1,241
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,840
Percentage Net Loans Charged-off: Loans to individuals0.5395%1,108
Percentage Net Loans Charged-off: Credit card loans0.7546%417
Percentage Net Loans Charged-off: Other loans to individual0.5104%1,055
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0279%2,159
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,486
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,154
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals0.5274%1,200
Percentage Net Loans Charged-off: Credit card loans0.4505%460
Percentage Net Loans Charged-off: Other loans to individual0.5383%1,079
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0447%1,579
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,097
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.8262%904
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual0.9436%743
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0190%3,047
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,825
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%3,985
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0030%4,045
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,246
Percentage Net Loans Charged-off: Loans to individuals0.4081%1,780
Percentage Net Loans Charged-off: Credit card loans-0.2203%920
Percentage Net Loans Charged-off: Other loans to individual0.5002%1,440
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0285%2,526
Percentage Net Loans Charged-off: Total real estate loans-0.0014%3,782
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%4,011
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0040%4,072
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,875
Percentage Net Loans Charged-off: Loans to individuals0.6029%1,279
Percentage Net Loans Charged-off: Credit card loans-0.2942%927
Percentage Net Loans Charged-off: Other loans to individual0.7348%947
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0046%3,001
Percentage Net Loans Charged-off: Total real estate loans-0.0020%3,863
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0050%4,082
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0060%4,156
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,571
Percentage Net Loans Charged-off: Loans to individuals0.2006%2,100
Percentage Net Loans Charged-off: Credit card loans0.0000%510
Percentage Net Loans Charged-off: Other loans to individual0.2301%1,898
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0184%2,100
Percentage Net Loans Charged-off: Total real estate loans-0.0041%4,112
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%4,340
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0119%4,419
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.4699%1,351
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual0.5410%1,131
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0928%1,843
Percentage Net Loans Charged-off: Total real estate loans0.0800%904
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.1858%433
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.2138%384
Percentage Net Loans Charged-off: Commercial and industrial0.0895%1,683
Percentage Net Loans Charged-off: Loans to individuals0.4907%1,582
Percentage Net Loans Charged-off: Credit card loans1.8923%318
Percentage Net Loans Charged-off: Other loans to individual0.2668%2,092
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1080%1,405
Percentage Net Loans Charged-off: Total real estate loans0.1086%590
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.2489%288
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.2850%248
Percentage Net Loans Charged-off: Commercial and industrial0.0964%1,409
Percentage Net Loans Charged-off: Loans to individuals0.3530%1,764
Percentage Net Loans Charged-off: Credit card loans0.5985%490
Percentage Net Loans Charged-off: Other loans to individual0.3135%1,765
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1719%908
Percentage Net Loans Charged-off: Total real estate loans0.1680%361
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.3792%179
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.4313%151
Percentage Net Loans Charged-off: Commercial and industrial0.1425%1,068
Percentage Net Loans Charged-off: Loans to individuals0.6299%1,121
Percentage Net Loans Charged-off: Credit card loans0.9150%414
Percentage Net Loans Charged-off: Other loans to individual0.5843%1,081
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0630%1,476
Percentage Net Loans Charged-off: Total real estate loans-0.0046%4,148
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0102%4,475
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0116%4,571
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals1.2833%608
Percentage Net Loans Charged-off: Credit card loans1.8275%267
Percentage Net Loans Charged-off: Other loans to individual1.1944%571
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2216%1,168
Percentage Net Loans Charged-off: Total real estate loans0.0127%2,253
Percentage Net Loans Charged-off:Construction & development0.0160%455
Percentage Net Loans Charged-off: Commercial real estate0.0528%900
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%4,441
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net-0.0027%4,485
Percentage Net Loans Charged-off: Commercial and industrial0.1885%1,542
Percentage Net Loans Charged-off: Loans to individuals0.4610%1,841
Percentage Net Loans Charged-off: Credit card loans0.0000%699
Percentage Net Loans Charged-off: Other loans to individual0.5358%1,534
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2811%773
Percentage Net Loans Charged-off: Total real estate loans0.0170%1,868
Percentage Net Loans Charged-off:Construction & development0.0213%360
Percentage Net Loans Charged-off: Commercial real estate0.0720%639
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%4,438
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net-0.0036%4,507
Percentage Net Loans Charged-off: Commercial and industrial0.2582%1,091
Percentage Net Loans Charged-off: Loans to individuals0.2963%2,175
Percentage Net Loans Charged-off: Credit card loans0.0000%650
Percentage Net Loans Charged-off: Other loans to individual0.3444%1,893
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3847%536
Percentage Net Loans Charged-off: Total real estate loans0.0276%1,455
Percentage Net Loans Charged-off:Construction & development0.0316%277
Percentage Net Loans Charged-off: Commercial real estate0.1106%450
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,811
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial0.0714%1,379
Percentage Net Loans Charged-off: Loans to individuals0.3834%1,774
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual0.4458%1,504
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7212%241
Percentage Net Loans Charged-off: Total real estate loans0.0272%1,139
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.1694%238
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.5281%1,380
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.6171%1,111
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0298%3,424
Percentage Net Loans Charged-off: Total real estate loans-0.0168%4,946
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0343%5,252
Percentage Net Loans Charged-off: Home equity loans-0.6060%4,358
All other 1-4 family - Percent of loans charged-off, net0.0149%2,375
Percentage Net Loans Charged-off: Commercial and industrial0.1286%1,787
Percentage Net Loans Charged-off: Loans to individuals0.4239%2,024
Percentage Net Loans Charged-off: Credit card loans0.5700%613
Percentage Net Loans Charged-off: Other loans to individual0.3984%1,958
Percentage Net Loans Charged-off: All other loans and lease0.1246%1,115
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0281%3,102
Percentage Net Loans Charged-off: Total real estate loans-0.0209%4,998
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0424%5,320
Percentage Net Loans Charged-off: Home equity loans-0.8213%4,403
All other 1-4 family - Percent of loans charged-off, net0.0230%1,977
Percentage Net Loans Charged-off: Commercial and industrial0.1742%1,336
Percentage Net Loans Charged-off: Loans to individuals0.3655%1,930
Percentage Net Loans Charged-off: Credit card loans0.7625%534
Percentage Net Loans Charged-off: Other loans to individual0.2957%1,997
Percentage Net Loans Charged-off: All other loans and lease0.1384%920
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0301%2,873
Percentage Net Loans Charged-off: Total real estate loans0.0134%2,085
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0272%1,782
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0295%1,681
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.3838%1,771
Percentage Net Loans Charged-off: Credit card loans0.0000%604
Percentage Net Loans Charged-off: Other loans to individual0.4528%1,472
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0071%2,880
Percentage Net Loans Charged-off: Total real estate loans0.0134%1,570
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0273%1,357
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0295%1,262
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals-0.0716%4,985
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual-0.0846%4,955
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1278%2,095
Percentage Net Loans Charged-off: Total real estate loans0.0289%2,624
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0070%5,097
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0593%2,223
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0635%2,090
Percentage Net Loans Charged-off: Commercial and industrial0.9025%660
Percentage Net Loans Charged-off: Loans to individuals0.5506%1,524
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.6458%1,193
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0481%2,929
Percentage Net Loans Charged-off: Total real estate loans-0.0077%4,943
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0093%5,208
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0122%5,282
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.0131%5,309
Percentage Net Loans Charged-off: Commercial and industrial0.2857%1,117
Percentage Net Loans Charged-off: Loans to individuals0.5479%1,375
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual0.6415%1,076
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0746%2,328
Percentage Net Loans Charged-off: Total real estate loans-0.0023%4,696
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0138%5,383
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,507
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0000%2,362
Percentage Net Loans Charged-off: Commercial and industrial0.4549%785
Percentage Net Loans Charged-off: Loans to individuals0.6859%1,053
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual0.8007%821
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1928%1,161
Percentage Net Loans Charged-off: Total real estate loans0.0330%1,661
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0274%5,687
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0741%1,336
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0793%1,240
Percentage Net Loans Charged-off: Commercial and industrial0.9539%370
Percentage Net Loans Charged-off: Loans to individuals1.5591%474
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual1.8170%363
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3416%1,281
Percentage Net Loans Charged-off: Total real estate loans0.2614%1,189
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate1.2954%281
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,589
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0000%3,439
Percentage Net Loans Charged-off: Commercial and industrial-0.1477%5,485
Percentage Net Loans Charged-off: Loans to individuals1.9573%399
Percentage Net Loans Charged-off: Credit card loans0.6406%623
Percentage Net Loans Charged-off: Other loans to individual2.1774%328
Percentage Net Loans Charged-off: All other loans and lease0.3778%701
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4367%902
Percentage Net Loans Charged-off: Total real estate loans0.3490%847
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate1.6758%192
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,246
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0000%3,100
Percentage Net Loans Charged-off: Commercial and industrial-0.0820%5,252
Percentage Net Loans Charged-off: Loans to individuals2.1898%343
Percentage Net Loans Charged-off: Credit card loans0.5649%608
Percentage Net Loans Charged-off: Other loans to individual2.4618%262
Percentage Net Loans Charged-off: All other loans and lease0.4542%577
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5515%737
Percentage Net Loans Charged-off: Total real estate loans0.5264%581
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate2.5006%119
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,913
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial0.0973%1,624
Percentage Net Loans Charged-off: Loans to individuals1.3381%640
Percentage Net Loans Charged-off: Credit card loans0.8550%497
Percentage Net Loans Charged-off: Other loans to individual1.4182%542
Percentage Net Loans Charged-off: All other loans and lease0.6758%436
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0892%2,273
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,538
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial0.1965%921
Percentage Net Loans Charged-off: Loans to individuals1.1498%770
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual1.3377%592
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4722%1,412
Percentage Net Loans Charged-off: Total real estate loans0.1860%2,414
Percentage Net Loans Charged-off:Construction & development0.1552%1,364
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.3139%1,651
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.3406%1,497
Percentage Net Loans Charged-off: Commercial and industrial2.7051%429
Percentage Net Loans Charged-off: Loans to individuals0.7935%1,454
Percentage Net Loans Charged-off: Credit card loans0.7485%627
Percentage Net Loans Charged-off: Other loans to individual0.8005%1,323
Percentage Net Loans Charged-off: All other loans and lease0.3962%741
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2610%2,248
Percentage Net Loans Charged-off: Total real estate loans0.2165%2,067
Percentage Net Loans Charged-off:Construction & development0.2156%1,172
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.3560%1,433
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.3877%1,296
Percentage Net Loans Charged-off: Commercial and industrial0.1232%2,186
Percentage Net Loans Charged-off: Loans to individuals0.7443%1,376
Percentage Net Loans Charged-off: Credit card loans1.5602%420
Percentage Net Loans Charged-off: Other loans to individual0.6175%1,492
Percentage Net Loans Charged-off: All other loans and lease0.5242%610
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3603%1,761
Percentage Net Loans Charged-off: Total real estate loans0.3268%1,547
Percentage Net Loans Charged-off:Construction & development0.3392%968
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.5411%1,002
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.5920%903
Percentage Net Loans Charged-off: Commercial and industrial0.0998%1,995
Percentage Net Loans Charged-off: Loans to individuals0.8316%1,217
Percentage Net Loans Charged-off: Credit card loans2.3454%305
Percentage Net Loans Charged-off: Other loans to individual0.5964%1,462
Percentage Net Loans Charged-off: All other loans and lease0.7036%478
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4260%1,391
Percentage Net Loans Charged-off: Total real estate loans0.4181%1,180
Percentage Net Loans Charged-off:Construction & development0.1814%800
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.7685%694
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.8429%607
Percentage Net Loans Charged-off: Commercial and industrial0.1960%1,270
Percentage Net Loans Charged-off: Loans to individuals0.9790%1,025
Percentage Net Loans Charged-off: Credit card loans2.1459%323
Percentage Net Loans Charged-off: Other loans to individual0.7981%1,089
Percentage Net Loans Charged-off: All other loans and lease0.2747%588
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3889%2,697
Percentage Net Loans Charged-off: Total real estate loans0.4156%2,234
Percentage Net Loans Charged-off:Construction & development0.5904%1,731
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.6524%1,421
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.7181%1,255
Percentage Net Loans Charged-off: Commercial and industrial0.0652%3,288
Percentage Net Loans Charged-off: Loans to individuals0.9529%1,449
Percentage Net Loans Charged-off: Credit card loans1.9485%454
Percentage Net Loans Charged-off: Other loans to individual0.7970%1,541
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4981%2,123
Percentage Net Loans Charged-off: Total real estate loans0.5626%1,716
Percentage Net Loans Charged-off:Construction & development0.7918%1,480
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.8880%1,005
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.9773%907
Percentage Net Loans Charged-off: Commercial and industrial0.0983%2,826
Percentage Net Loans Charged-off: Loans to individuals0.8835%1,429
Percentage Net Loans Charged-off: Credit card loans1.0108%603
Percentage Net Loans Charged-off: Other loans to individual0.8634%1,335
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4696%2,184
Percentage Net Loans Charged-off: Total real estate loans0.5572%1,730
Percentage Net Loans Charged-off:Construction & development-0.0708%6,072
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.1450%773
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net1.2583%694
Percentage Net Loans Charged-off: Commercial and industrial0.1463%2,357
Percentage Net Loans Charged-off: Loans to individuals0.4748%2,098
Percentage Net Loans Charged-off: Credit card loans1.3182%513
Percentage Net Loans Charged-off: Other loans to individual0.3431%2,268
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8703%1,179
Percentage Net Loans Charged-off: Total real estate loans1.1232%834
Percentage Net Loans Charged-off:Construction & development-0.1438%6,195
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential2.2945%325
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net2.5214%312
Percentage Net Loans Charged-off: Commercial and industrial0.1099%1,753
Percentage Net Loans Charged-off: Loans to individuals0.1788%2,583
Percentage Net Loans Charged-off: Credit card loans1.3201%434
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8522%2,036
Percentage Net Loans Charged-off: Total real estate loans0.8615%1,824
Percentage Net Loans Charged-off:Construction & development-0.1973%6,487
Percentage Net Loans Charged-off: Commercial real estate1.3873%892
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.1577%1,067
Percentage Net Loans Charged-off: Home equity loans0.0857%1,813
All other 1-4 family - Percent of loans charged-off, net1.2725%981
Percentage Net Loans Charged-off: Commercial and industrial1.4510%1,570
Percentage Net Loans Charged-off: Loans to individuals0.6562%2,338
Percentage Net Loans Charged-off: Credit card loans0.7495%800
Percentage Net Loans Charged-off: Other loans to individual0.5952%2,231
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5596%2,561
Percentage Net Loans Charged-off: Total real estate loans0.5195%2,355
Percentage Net Loans Charged-off:Construction & development0.0119%2,622
Percentage Net Loans Charged-off: Commercial real estate1.2513%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4521%2,160
Percentage Net Loans Charged-off: Home equity loans0.1125%1,551
All other 1-4 family - Percent of loans charged-off, net0.4890%1,963
Percentage Net Loans Charged-off: Commercial and industrial1.3106%1,487
Percentage Net Loans Charged-off: Loans to individuals0.3892%2,938
Percentage Net Loans Charged-off: Credit card loans0.8552%736
Percentage Net Loans Charged-off: Other loans to individual0.2823%3,049
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5011%2,603
Percentage Net Loans Charged-off: Total real estate loans0.5788%2,090
Percentage Net Loans Charged-off:Construction & development0.0180%2,285
Percentage Net Loans Charged-off: Commercial real estate1.0100%984
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.6842%1,584
Percentage Net Loans Charged-off: Home equity loans0.1637%1,285
All other 1-4 family - Percent of loans charged-off, net0.7428%1,422
Percentage Net Loans Charged-off: Commercial and industrial0.4592%2,228
Percentage Net Loans Charged-off: Loans to individuals0.1853%3,402
Percentage Net Loans Charged-off: Credit card loans-0.6426%1,393
Percentage Net Loans Charged-off: Other loans to individual0.2836%2,782
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7771%1,658
Percentage Net Loans Charged-off: Total real estate loans0.8800%1,308
Percentage Net Loans Charged-off:Construction & development0.0363%1,656
Percentage Net Loans Charged-off: Commercial real estate1.9974%453
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.7941%1,147
Percentage Net Loans Charged-off: Home equity loans0.3197%836
All other 1-4 family - Percent of loans charged-off, net0.8489%1,030
Percentage Net Loans Charged-off: Commercial and industrial0.9695%1,271
Percentage Net Loans Charged-off: Loans to individuals0.0619%3,256
Percentage Net Loans Charged-off: Credit card loans-0.4357%1,383
Percentage Net Loans Charged-off: Other loans to individual0.1173%2,860
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4782%3,710
Percentage Net Loans Charged-off: Total real estate loans0.4224%3,237
Percentage Net Loans Charged-off:Construction & development0.1560%3,173
Percentage Net Loans Charged-off: Commercial real estate0.5034%2,028
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.5090%2,257
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.5673%2,069
Percentage Net Loans Charged-off: Commercial and industrial0.4587%3,408
Percentage Net Loans Charged-off: Loans to individuals1.6640%1,325
Percentage Net Loans Charged-off: Credit card loans2.9005%530
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5775%3,013
Percentage Net Loans Charged-off: Total real estate loans0.5107%2,681
Percentage Net Loans Charged-off:Construction & development0.1285%2,905
Percentage Net Loans Charged-off: Commercial real estate0.6860%1,480
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.5897%1,876
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.6566%1,692
Percentage Net Loans Charged-off: Commercial and industrial0.6181%2,735
Percentage Net Loans Charged-off: Loans to individuals1.9151%1,101
Percentage Net Loans Charged-off: Credit card loans3.2854%468
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4282%3,280
Percentage Net Loans Charged-off: Total real estate loans0.2968%3,107
Percentage Net Loans Charged-off:Construction & development0.1109%2,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.4293%2,066
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.4779%1,877
Percentage Net Loans Charged-off: Commercial and industrial0.5759%2,533
Percentage Net Loans Charged-off: Loans to individuals2.1582%951
Percentage Net Loans Charged-off: Credit card loans3.8346%409
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5667%2,384
Percentage Net Loans Charged-off: Total real estate loans0.5989%1,873
Percentage Net Loans Charged-off:Construction & development0.2131%1,845
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.1528%922
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net1.2862%830
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,838
Percentage Net Loans Charged-off: Loans to individuals1.7541%1,136
Percentage Net Loans Charged-off: Credit card loans5.0430%334
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5052%3,758
Percentage Net Loans Charged-off: Total real estate loans0.4712%3,001
Percentage Net Loans Charged-off:Construction & development2.0180%2,080
Percentage Net Loans Charged-off: Commercial real estate0.0274%3,244
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1735%3,407
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.1935%3,143
Percentage Net Loans Charged-off: Commercial and industrial0.6608%3,412
Percentage Net Loans Charged-off: Loans to individuals1.0071%2,674
Percentage Net Loans Charged-off: Credit card loans2.8578%657
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0961%1,822
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3691%3,807
Percentage Net Loans Charged-off: Total real estate loans0.2306%3,426
Percentage Net Loans Charged-off:Construction & development0.6077%2,422
Percentage Net Loans Charged-off: Commercial real estate0.0094%2,767
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2310%2,658
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.2576%2,397
Percentage Net Loans Charged-off: Commercial and industrial0.8944%2,499
Percentage Net Loans Charged-off: Loans to individuals1.2247%2,091
Percentage Net Loans Charged-off: Credit card loans3.9964%474
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1315%1,506
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5181%2,769
Percentage Net Loans Charged-off: Total real estate loans0.3480%2,536
Percentage Net Loans Charged-off:Construction & development0.9416%1,809
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.3467%1,941
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.3852%1,729
Percentage Net Loans Charged-off: Commercial and industrial1.3268%1,709
Percentage Net Loans Charged-off: Loans to individuals1.2365%1,938
Percentage Net Loans Charged-off: Credit card loans3.6765%496
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2131%1,205
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8095%1,598
Percentage Net Loans Charged-off: Total real estate loans0.6667%1,370
Percentage Net Loans Charged-off:Construction & development3.6141%697
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0223%2,632
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0247%2,403
Percentage Net Loans Charged-off: Commercial and industrial1.3302%1,236
Percentage Net Loans Charged-off: Loans to individuals1.7867%1,294
Percentage Net Loans Charged-off: Credit card loans2.5641%548
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4334%793
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3781%2,946
Percentage Net Loans Charged-off: Total real estate loans0.3026%2,317
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.4204%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.4448%1,319
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.4880%1,161
Percentage Net Loans Charged-off: Commercial and industrial0.0159%4,534
Percentage Net Loans Charged-off: Loans to individuals1.1390%1,984
Percentage Net Loans Charged-off: Credit card loans1.9896%714
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1295%733
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3990%2,053
Percentage Net Loans Charged-off: Total real estate loans0.3015%1,674
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.6012%778
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.6573%668
Percentage Net Loans Charged-off: Commercial and industrial0.0104%3,833
Percentage Net Loans Charged-off: Loans to individuals1.1299%1,660
Percentage Net Loans Charged-off: Credit card loans2.3352%562
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5135%524
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2292%2,528
Percentage Net Loans Charged-off: Total real estate loans0.1395%2,062
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.2793%1,195
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.3050%1,033
Percentage Net Loans Charged-off: Commercial and industrial-0.4491%7,805
Percentage Net Loans Charged-off: Loans to individuals1.3982%1,207
Percentage Net Loans Charged-off: Credit card loans2.2453%539
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2909%508
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0560%3,676
Percentage Net Loans Charged-off: Total real estate loans0.1668%1,374
Percentage Net Loans Charged-off:Construction & development-0.0598%7,610
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.3621%774
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.3943%676
Percentage Net Loans Charged-off: Commercial and industrial-0.7490%7,893
Percentage Net Loans Charged-off: Loans to individuals1.2323%1,270
Percentage Net Loans Charged-off: Credit card loans0.5003%734
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.7104%7,301
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2275%2,375
Percentage Net Loans Charged-off: Total real estate loans0.3004%955
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential69.9482%6
Percentage Net Loans Charged-off: 1-4 family residential0.1729%1,362
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1854%1,257
Percentage Net Loans Charged-off: Commercial and industrial-0.5521%7,938
Percentage Net Loans Charged-off: Loans to individuals0.7851%2,112
Percentage Net Loans Charged-off: Credit card loans4.2576%253
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0661%1,493
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1485%2,487
Percentage Net Loans Charged-off: Total real estate loans0.4094%413
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential93.5897%3
Percentage Net Loans Charged-off: 1-4 family residential0.2307%825
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.2466%748
Percentage Net Loans Charged-off: Commercial and industrial-1.5609%8,049
Percentage Net Loans Charged-off: Loans to individuals0.4649%2,818
Percentage Net Loans Charged-off: Credit card loans1.9704%572
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0863%1,248
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2068%1,673
Percentage Net Loans Charged-off: Total real estate loans0.6206%227
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential139.7236%2
Percentage Net Loans Charged-off: 1-4 family residential0.3450%519
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.3684%471
Percentage Net Loans Charged-off: Commercial and industrial-2.3071%8,114
Percentage Net Loans Charged-off: Loans to individuals0.5168%2,330
Percentage Net Loans Charged-off: Credit card loans1.6484%588
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7042%466
Percentage Net Loans Charged-off: Total real estate loans0.9552%122
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential278.2609%1
Percentage Net Loans Charged-off: 1-4 family residential0.1564%729
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.1669%657
Percentage Net Loans Charged-off: Commercial and industrial0.0734%1,614
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3541%1,109
Percentage Net Loans Charged-off: Total real estate loans0.1748%829
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.7617%218
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0422%2,071
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0445%1,927
Percentage Net Loans Charged-off: Commercial and industrial0.7716%1,237
Percentage Net Loans Charged-off: Loans to individuals1.0257%1,433
Percentage Net Loans Charged-off: Credit card loans3.6966%278
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4432%833
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3608%881
Percentage Net Loans Charged-off: Total real estate loans0.2354%468
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate1.0090%126
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0566%1,549
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0593%1,447
Percentage Net Loans Charged-off: Commercial and industrial0.5097%1,281
Percentage Net Loans Charged-off: Loans to individuals0.9455%1,412
Percentage Net Loans Charged-off: Credit card loans3.8147%259
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5549%664
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2930%1,064
Percentage Net Loans Charged-off: Total real estate loans0.3312%323
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate1.5436%82
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0367%1,535
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0384%1,429
Percentage Net Loans Charged-off: Commercial and industrial0.1098%2,014
Percentage Net Loans Charged-off: Loans to individuals0.4437%2,567
Percentage Net Loans Charged-off: Credit card loans4.8913%194
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4447%637
Percentage Net Loans Charged-off: Total real estate loans0.6279%127
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate3.2421%28
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0123%1,254
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0129%1,141
Percentage Net Loans Charged-off: Commercial and industrial0.1459%1,298
Percentage Net Loans Charged-off: Loans to individuals-0.1432%7,211
Percentage Net Loans Charged-off: Credit card loans2.7155%407
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9286%341
Percentage Net Loans Charged-off: Total real estate loans0.4506%252
Percentage Net Loans Charged-off:Construction & development0.2072%287
Percentage Net Loans Charged-off: Commercial real estate-0.0249%8,118
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.7371%179
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.7660%186
Percentage Net Loans Charged-off: Commercial and industrial2.7144%411
Percentage Net Loans Charged-off: Loans to individuals2.0614%616
Percentage Net Loans Charged-off: Credit card loans5.8078%218
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1063%7,304
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7334%441
Percentage Net Loans Charged-off: Total real estate loans0.5044%204
Percentage Net Loans Charged-off:Construction & development0.2742%204
Percentage Net Loans Charged-off: Commercial real estate-0.0330%8,163
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.8100%161
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.8407%167
Percentage Net Loans Charged-off: Commercial and industrial0.5065%1,532
Percentage Net Loans Charged-off: Loans to individuals3.0216%304
Percentage Net Loans Charged-off: Credit card loans5.9723%201
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1384%7,382
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7250%476
Percentage Net Loans Charged-off: Total real estate loans0.6962%150
Percentage Net Loans Charged-off:Construction & development0.2105%185
Percentage Net Loans Charged-off: Commercial real estate-0.0480%8,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential1.1794%111
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net1.2235%113
Percentage Net Loans Charged-off: Commercial and industrial0.1792%2,078
Percentage Net Loans Charged-off: Loans to individuals2.1449%545
Percentage Net Loans Charged-off: Credit card loans2.0842%676
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2124%7,410
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4538%768
Percentage Net Loans Charged-off: Total real estate loans0.0965%855
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0963%8,417
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1184%830
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.1226%780
Percentage Net Loans Charged-off: Commercial and industrial0.5013%1,022
Percentage Net Loans Charged-off: Loans to individuals3.1425%338
Percentage Net Loans Charged-off: Credit card loans3.1332%427
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4329%7,522
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0715%398
Percentage Net Loans Charged-off: Total real estate loans0.8069%174
Percentage Net Loans Charged-off:Construction & development0.1409%437
Percentage Net Loans Charged-off: Commercial real estate3.2080%66
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2615%745
Percentage Net Loans Charged-off: Home equity loans2.0508%47
All other 1-4 family - Percent of loans charged-off, net0.2079%935
Percentage Net Loans Charged-off: Commercial and industrial1.2002%1,157
Percentage Net Loans Charged-off: Loans to individuals2.2850%604
Percentage Net Loans Charged-off: Credit card loans3.6058%525
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6847%400
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0880%345
Percentage Net Loans Charged-off: Total real estate loans1.0629%92
Percentage Net Loans Charged-off:Construction & development0.1838%319
Percentage Net Loans Charged-off: Commercial real estate4.2088%37
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3495%499
Percentage Net Loans Charged-off: Home equity loans2.7171%36
All other 1-4 family - Percent of loans charged-off, net0.2786%618
Percentage Net Loans Charged-off: Commercial and industrial0.8592%1,270
Percentage Net Loans Charged-off: Loans to individuals2.0321%689
Percentage Net Loans Charged-off: Credit card loans3.7685%473
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1035%1,135
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9273%462
Percentage Net Loans Charged-off: Total real estate loans0.9656%128
Percentage Net Loans Charged-off:Construction & development0.2787%229
Percentage Net Loans Charged-off: Commercial real estate4.1131%48
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2289%711
Percentage Net Loans Charged-off: Home equity loans4.0127%27
All other 1-4 family - Percent of loans charged-off, net0.1150%1,101
Percentage Net Loans Charged-off: Commercial and industrial0.3854%1,795
Percentage Net Loans Charged-off: Loans to individuals1.8031%848
Percentage Net Loans Charged-off: Credit card loans4.0743%465
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1507%924
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3585%315
Percentage Net Loans Charged-off: Total real estate loans1.7057%64
Percentage Net Loans Charged-off:Construction & development0.5498%131
Percentage Net Loans Charged-off: Commercial real estate9.1188%18
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0110%1,505
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0114%1,396
Percentage Net Loans Charged-off: Commercial and industrial0.1606%1,674
Percentage Net Loans Charged-off: Loans to individuals1.5417%1,199
Percentage Net Loans Charged-off: Credit card loans6.1111%299
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6257%1,134
Percentage Net Loans Charged-off: Total real estate loans0.1228%1,616
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.5184%471
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0486%2,377
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0500%2,277
Percentage Net Loans Charged-off: Commercial and industrial1.8417%987
Percentage Net Loans Charged-off: Loans to individuals2.1558%746
Percentage Net Loans Charged-off: Credit card loans4.8423%442
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3911%1,079
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5753%1,095
Percentage Net Loans Charged-off: Total real estate loans0.1446%1,195
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.6930%296
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0269%2,308
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0277%2,214
Percentage Net Loans Charged-off: Commercial and industrial1.5417%999
Percentage Net Loans Charged-off: Loans to individuals1.8865%851
Percentage Net Loans Charged-off: Credit card loans6.4842%267
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5446%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5449%1,130
Percentage Net Loans Charged-off: Total real estate loans0.0163%2,443
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0867%728
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial2.2114%699
Percentage Net Loans Charged-off: Loans to individuals1.7459%1,019
Percentage Net Loans Charged-off: Credit card loans6.3390%300
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3321%894
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8326%615
Percentage Net Loans Charged-off: Total real estate loans0.0334%1,582
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.1737%390
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial3.8269%332
Percentage Net Loans Charged-off: Loans to individuals2.2256%768
Percentage Net Loans Charged-off: Credit card loans8.3916%223
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6675%546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5363%1,556
Percentage Net Loans Charged-off: Total real estate loans0.0292%3,017
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.1508%950
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial3.1849%645
Percentage Net Loans Charged-off: Loans to individuals0.9452%2,545
Percentage Net Loans Charged-off: Credit card loans0.9172%1,686
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5245%1,001
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0997%5,108
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.5808%2,498
Percentage Net Loans Charged-off: Loans to individuals0.2569%5,611
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1540%3,736
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1292%4,262
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2271%3,143
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3717%2,191
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4071%2,191
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1963%3,930
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8808%896
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1955%5,452
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4011%5,065
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA