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Farmers National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$36,990,0001,185
Total interest expense$12,585,0001,108
Net interest income$24,405,0001,228
Provision for loan and lease losses$-657,0004,489
Total noninterest income$2,239,0001,896
Gross Fiduciary activities income$498,000597
Service charges on deposit accounts$579,0001,494
Trading account gains and fees$0123
Additional Noninterest Income$1,162,0002,136
Total noninterest expense$11,514,0001,859
Salaries and employee benefits$6,936,0001,785
Premises and equipment expense$905,0002,138
Additional noninterest expense$1,162,0002,136
Pre-tax net operating income$15,787,000818
Securities gains (losses)$-1,849,0004,390
Applicable income taxes$2,923,000759
Income before extraordinary items$11,015,000930
Extraordinary gains, net$054
Net income$11,015,000945
Minority interest net income$088
Net income of bank and minority interests.$11,015,000933
Net charge-offs$25,0002,107
Cash dividends$5,988,000705
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,475,710850
2023-09-30 (YTD Data)Rank
Total interest income$27,276,0001,177
Total interest expense$8,829,0001,081
Net interest income$18,447,0001,223
Provision for loan and lease losses$03,085
Total noninterest income$1,643,0001,915
Gross Fiduciary activities income$355,000599
Service charges on deposit accounts$431,0001,504
Trading account gains and fees$0125
Additional Noninterest Income$857,0002,149
Total noninterest expense$8,841,0001,833
Salaries and employee benefits$5,291,0001,753
Premises and equipment expense$682,0002,139
Additional noninterest expense$857,0002,149
Pre-tax net operating income$11,249,000888
Securities gains (losses)$-437,0004,353
Applicable income taxes$2,308,000768
Income before extraordinary items$8,504,000951
Extraordinary gains, net$052
Net income$8,504,000954
Minority interest net income$081
Net income of bank and minority interests.$8,504,000951
Net charge-offs$14,0002,036
Cash dividends$2,200,0001,104
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,849,230929
2023-06-30 (YTD Data)Rank
Total interest income$17,907,0001,167
Total interest expense$5,366,0001,063
Net interest income$12,541,0001,215
Provision for loan and lease losses$02,940
Total noninterest income$1,095,0001,859
Gross Fiduciary activities income$231,000601
Service charges on deposit accounts$285,0001,501
Trading account gains and fees$0112
Additional Noninterest Income$579,0002,046
Total noninterest expense$5,810,0001,847
Salaries and employee benefits$3,457,0001,780
Premises and equipment expense$460,0002,118
Additional noninterest expense$579,0002,043
Pre-tax net operating income$7,826,000863
Securities gains (losses)$-341,0004,434
Applicable income taxes$1,620,000746
Income before extraordinary items$5,865,000933
Extraordinary gains, net$051
Net income$5,865,000945
Minority interest net income$081
Net income of bank and minority interests.$5,865,000933
Net charge-offs$-4,0003,681
Cash dividends$2,200,000809
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,134,390913
2023-03-31 (YTD Data)Rank
Total interest income$8,659,0001,187
Total interest expense$2,375,0001,048
Net interest income$6,284,0001,220
Provision for loan and lease losses$02,612
Total noninterest income$539,0001,869
Gross Fiduciary activities income$117,000619
Service charges on deposit accounts$136,0001,558
Trading account gains and fees$097
Additional Noninterest Income$286,0002,057
Total noninterest expense$2,929,0001,858
Salaries and employee benefits$1,824,0001,739
Premises and equipment expense$236,0002,123
Additional noninterest expense$286,0002,057
Pre-tax net operating income$3,894,000896
Securities gains (losses)$-253,0004,473
Applicable income taxes$765,000794
Income before extraordinary items$2,876,000971
Extraordinary gains, net$04
Net income$2,876,000970
Minority interest net income$048
Net income of bank and minority interests.$2,876,000970
Net charge-offs$-2,0003,519
Cash dividends$200,0001,791
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,075,870939
2022-12-31 (YTD Data)Rank
Total interest income$29,990,0001,152
Total interest expense$6,691,000626
Net interest income$23,299,0001,273
Provision for loan and lease losses$-1,000,0004,607
Total noninterest income$1,789,0002,160
Gross Fiduciary activities income$472,000623
Service charges on deposit accounts$534,0001,606
Trading account gains and fees$0116
Additional Noninterest Income$783,0002,600
Total noninterest expense$10,639,0001,917
Salaries and employee benefits$6,166,0001,918
Premises and equipment expense$843,0002,229
Additional noninterest expense$783,0002,600
Pre-tax net operating income$15,449,000921
Securities gains (losses)$-1,139,0004,475
Applicable income taxes$3,446,000761
Income before extraordinary items$10,864,0001,031
Extraordinary gains, net$05
Net income$10,864,0001,031
Minority interest net income$063
Net income of bank and minority interests.$10,864,0001,031
Net charge-offs$16,0002,000
Cash dividends$4,061,000917
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,763,8101,000
2022-09-30 (YTD Data)Rank
Total interest income$21,527,0001,145
Total interest expense$4,630,000493
Net interest income$16,897,0001,283
Provision for loan and lease losses$02,835
Total noninterest income$1,339,0002,191
Gross Fiduciary activities income$333,000627
Service charges on deposit accounts$398,0001,633
Trading account gains and fees$0111
Additional Noninterest Income$608,0002,583
Total noninterest expense$8,125,0001,899
Salaries and employee benefits$4,826,0001,853
Premises and equipment expense$670,0002,162
Additional noninterest expense$608,0002,583
Pre-tax net operating income$10,111,0001,032
Securities gains (losses)$-460,0004,472
Applicable income taxes$1,872,000930
Income before extraordinary items$7,779,0001,068
Extraordinary gains, net$04
Net income$7,779,0001,067
Minority interest net income$057
Net income of bank and minority interests.$7,779,0001,068
Net charge-offs$33,0001,393
Cash dividends$1,961,0001,149
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,151,6001,055
2022-06-30 (YTD Data)Rank
Total interest income$13,766,0001,139
Total interest expense$2,987,000400
Net interest income$10,779,0001,302
Provision for loan and lease losses$02,599
Total noninterest income$893,0002,185
Gross Fiduciary activities income$216,000593
Service charges on deposit accounts$261,0001,642
Trading account gains and fees$0108
Additional Noninterest Income$416,0002,587
Total noninterest expense$5,310,0001,909
Salaries and employee benefits$3,183,0001,867
Premises and equipment expense$457,0002,128
Additional noninterest expense$1,670,0001,838
Pre-tax net operating income$6,362,0001,015
Securities gains (losses)$-374,0004,543
Applicable income taxes$1,101,000951
Income before extraordinary items$4,887,0001,060
Extraordinary gains, net$04
Net income$4,887,0001,058
Minority interest net income$060
Net income of bank and minority interests.$4,887,0001,060
Net charge-offs$-37,0004,083
Cash dividends$1,861,000890
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,193,6801,041
2022-03-31 (YTD Data)Rank
Total interest income$6,725,0001,132
Total interest expense$1,486,000377
Net interest income$5,239,0001,292
Provision for loan and lease losses$02,285
Total noninterest income$447,0002,175
Gross Fiduciary activities income$105,000597
Service charges on deposit accounts$124,0001,683
Trading account gains and fees$0103
Additional Noninterest Income$218,0002,479
Total noninterest expense$2,604,0001,928
Salaries and employee benefits$1,546,0001,897
Premises and equipment expense$228,0002,156
Additional noninterest expense$830,0001,820
Pre-tax net operating income$3,082,000991
Securities gains (losses)$87,000149
Applicable income taxes$564,000909
Income before extraordinary items$2,605,000986
Extraordinary gains, net$04
Net income$2,605,000985
Minority interest net income$050
Net income of bank and minority interests.$2,605,000986
Net charge-offs$-22,0004,191
Cash dividends$261,0001,591
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,533,6601,024
2021-12-31 (YTD Data)Rank
Total interest income$27,754,0001,121
Total interest expense$7,386,000376
Net interest income$20,368,0001,344
Provision for loan and lease losses$-1,240,0004,555
Total noninterest income$3,624,0001,602
Gross Fiduciary activities income$423,000597
Service charges on deposit accounts$524,0001,555
Trading account gains and fees$0132
Additional Noninterest Income$2,677,0001,599
Total noninterest expense$12,603,0001,686
Salaries and employee benefits$6,332,0001,856
Premises and equipment expense$874,0002,198
Additional noninterest expense$5,397,0001,248
Pre-tax net operating income$12,629,0001,090
Securities gains (losses)$1,048,000213
Applicable income taxes$2,520,000955
Income before extraordinary items$11,157,0001,054
Extraordinary gains, net$010
Net income$11,157,0001,055
Minority interest net income$074
Net income of bank and minority interests.$11,157,0001,055
Net charge-offs$57,0001,590
Cash dividends$3,250,0001,105
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,297,6401,111
2021-09-30 (YTD Data)Rank
Total interest income$20,969,0001,144
Total interest expense$5,710,000384
Net interest income$15,259,0001,360
Provision for loan and lease losses$-600,0004,568
Total noninterest income$3,129,0001,516
Gross Fiduciary activities income$300,000595
Service charges on deposit accounts$387,0001,566
Trading account gains and fees$0132
Additional Noninterest Income$2,442,0001,470
Total noninterest expense$8,172,0001,869
Salaries and employee benefits$4,687,0001,879
Premises and equipment expense$590,0002,371
Additional noninterest expense$2,895,0001,632
Pre-tax net operating income$10,816,0001,002
Securities gains (losses)$1,403,000157
Applicable income taxes$2,426,000862
Income before extraordinary items$9,793,000967
Extraordinary gains, net$08
Net income$9,793,000967
Minority interest net income$069
Net income of bank and minority interests.$9,793,000967
Net charge-offs$83,0001,151
Cash dividends$1,850,0001,223
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,670,6001,051
2021-06-30 (YTD Data)Rank
Total interest income$14,218,0001,121
Total interest expense$3,872,000397
Net interest income$10,346,0001,334
Provision for loan and lease losses$-200,0004,536
Total noninterest income$2,653,0001,273
Gross Fiduciary activities income$190,000606
Service charges on deposit accounts$255,0001,523
Trading account gains and fees$0133
Additional Noninterest Income$2,208,0001,213
Total noninterest expense$5,183,0001,925
Salaries and employee benefits$3,197,0001,839
Premises and equipment expense$382,0002,397
Additional noninterest expense$1,604,0001,861
Pre-tax net operating income$8,016,000914
Securities gains (losses)$196,000474
Applicable income taxes$1,624,000853
Income before extraordinary items$6,588,000946
Extraordinary gains, net$06
Net income$6,588,000946
Minority interest net income$067
Net income of bank and minority interests.$6,588,000946
Net charge-offs$107,000885
Cash dividends$1,850,000917
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,431,200952
2021-03-31 (YTD Data)Rank
Total interest income$7,184,0001,105
Total interest expense$1,991,000405
Net interest income$5,193,0001,318
Provision for loan and lease losses$-100,0004,658
Total noninterest income$1,650,0001,123
Gross Fiduciary activities income$93,000614
Service charges on deposit accounts$124,0001,551
Trading account gains and fees$0127
Additional Noninterest Income$1,433,0001,008
Total noninterest expense$2,551,0001,939
Salaries and employee benefits$1,544,0001,865
Premises and equipment expense$193,0002,395
Additional noninterest expense$814,0001,813
Pre-tax net operating income$4,392,000851
Securities gains (losses)$285,000276
Applicable income taxes$985,000757
Income before extraordinary items$3,692,000864
Extraordinary gains, net$03
Net income$3,692,000864
Minority interest net income$055
Net income of bank and minority interests.$3,692,000864
Net charge-offs$-22,0004,378
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,466,850895
2020-12-31 (YTD Data)Rank
Total interest income$29,052,0001,094
Total interest expense$9,111,000544
Net interest income$19,941,0001,288
Provision for loan and lease losses$500,0002,227
Total noninterest income$2,602,0001,858
Gross Fiduciary activities income$376,000608
Service charges on deposit accounts$535,0001,546
Trading account gains and fees$0133
Additional Noninterest Income$1,691,0001,962
Total noninterest expense$10,591,0001,874
Salaries and employee benefits$6,118,0001,882
Premises and equipment expense$599,0002,755
Additional noninterest expense$3,874,0001,568
Pre-tax net operating income$11,452,000944
Securities gains (losses)$1,515,000266
Applicable income taxes$2,252,000868
Income before extraordinary items$10,715,000899
Extraordinary gains, net$04
Net income$10,715,000899
Minority interest net income$072
Net income of bank and minority interests.$10,715,000899
Net charge-offs$-14,0004,316
Cash dividends$4,148,000876
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,457,550973
2020-09-30 (YTD Data)Rank
Total interest income$22,134,0001,067
Total interest expense$6,981,000563
Net interest income$15,153,0001,252
Provision for loan and lease losses$500,0001,950
Total noninterest income$2,034,0001,779
Gross Fiduciary activities income$271,000607
Service charges on deposit accounts$408,0001,517
Trading account gains and fees$0125
Additional Noninterest Income$1,355,0001,846
Total noninterest expense$7,039,0002,021
Salaries and employee benefits$4,311,0001,938
Premises and equipment expense$369,0003,094
Additional noninterest expense$2,359,0001,827
Pre-tax net operating income$9,648,000827
Securities gains (losses)$1,454,000224
Applicable income taxes$2,033,000725
Income before extraordinary items$9,069,000773
Extraordinary gains, net$04
Net income$9,069,000773
Minority interest net income$065
Net income of bank and minority interests.$9,069,000773
Net charge-offs$-47,0004,635
Cash dividends$1,972,0001,130
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,876,720843
2020-06-30 (YTD Data)Rank
Total interest income$14,854,0001,071
Total interest expense$4,761,000608
Net interest income$10,093,0001,261
Provision for loan and lease losses$500,0001,591
Total noninterest income$1,422,0001,673
Gross Fiduciary activities income$177,000612
Service charges on deposit accounts$287,0001,488
Trading account gains and fees$0123
Additional Noninterest Income$958,0001,715
Total noninterest expense$4,751,0002,006
Salaries and employee benefits$2,904,0001,921
Premises and equipment expense$240,0003,134
Additional noninterest expense$1,607,0001,786
Pre-tax net operating income$6,264,000768
Securities gains (losses)$1,486,000155
Applicable income taxes$1,472,000609
Income before extraordinary items$6,278,000689
Extraordinary gains, net$04
Net income$6,278,000689
Minority interest net income$065
Net income of bank and minority interests.$6,278,000689
Net charge-offs$-25,0004,576
Cash dividends$1,972,000831
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,074,340804
2020-03-31 (YTD Data)Rank
Total interest income$7,451,0001,077
Total interest expense$2,402,000660
Net interest income$5,049,0001,246
Provision for loan and lease losses$100,0001,942
Total noninterest income$450,0002,049
Gross Fiduciary activities income$94,000610
Service charges on deposit accounts$117,0001,958
Trading account gains and fees$0106
Additional Noninterest Income$239,0002,235
Total noninterest expense$2,318,0002,058
Salaries and employee benefits$1,384,0002,002
Premises and equipment expense$132,0002,991
Additional noninterest expense$802,0001,818
Pre-tax net operating income$3,081,000717
Securities gains (losses)$570,000168
Applicable income taxes$658,000615
Income before extraordinary items$2,993,000653
Extraordinary gains, net$04
Net income$2,993,000653
Minority interest net income$056
Net income of bank and minority interests.$2,993,000653
Net charge-offs$-16,0004,606
Cash dividends$585,0001,176
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,525,600742
2019-12-31 (YTD Data)Rank
Total interest income$29,318,0001,098
Total interest expense$8,968,000750
Net interest income$20,350,0001,240
Provision for loan and lease losses$1,500,000655
Total noninterest income$1,745,0002,126
Gross Fiduciary activities income$369,000612
Service charges on deposit accounts$438,0002,101
Trading account gains and fees$0135
Additional Noninterest Income$938,0002,335
Total noninterest expense$8,652,0002,133
Salaries and employee benefits$5,228,0002,043
Premises and equipment expense$482,0003,163
Additional noninterest expense$2,942,0001,960
Pre-tax net operating income$11,943,000912
Securities gains (losses)$78,0001,058
Applicable income taxes$1,900,000931
Income before extraordinary items$10,121,000932
Extraordinary gains, net$011
Net income$10,121,000933
Minority interest net income$076
Net income of bank and minority interests.$10,121,000933
Net charge-offs$498,0001,033
Cash dividends$3,155,0001,143
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,055,480908
2019-09-30 (YTD Data)Rank
Total interest income$21,993,0001,110
Total interest expense$6,539,000775
Net interest income$15,454,0001,236
Provision for loan and lease losses$600,0001,007
Total noninterest income$1,250,0002,176
Gross Fiduciary activities income$270,000619
Service charges on deposit accounts$309,0002,195
Trading account gains and fees$0129
Additional Noninterest Income$671,0002,369
Total noninterest expense$6,441,0002,143
Salaries and employee benefits$3,871,0002,069
Premises and equipment expense$331,0003,335
Additional noninterest expense$2,239,0001,921
Pre-tax net operating income$9,663,000867
Securities gains (losses)$-33,0005,057
Applicable income taxes$1,574,000909
Income before extraordinary items$8,056,000900
Extraordinary gains, net$011
Net income$8,056,000901
Minority interest net income$072
Net income of bank and minority interests.$8,056,000901
Net charge-offs$-4,0004,209
Cash dividends$1,305,0001,554
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,083,720875
2019-06-30 (YTD Data)Rank
Total interest income$14,401,0001,118
Total interest expense$4,161,000789
Net interest income$10,240,0001,242
Provision for loan and lease losses$300,0001,195
Total noninterest income$817,0002,180
Gross Fiduciary activities income$184,000615
Service charges on deposit accounts$189,0002,284
Trading account gains and fees$0131
Additional Noninterest Income$444,0002,341
Total noninterest expense$4,373,0002,128
Salaries and employee benefits$2,631,0002,040
Premises and equipment expense$226,0003,303
Additional noninterest expense$1,516,0001,920
Pre-tax net operating income$6,384,000852
Securities gains (losses)$-57,0005,169
Applicable income taxes$1,029,000896
Income before extraordinary items$5,298,000884
Extraordinary gains, net$011
Net income$5,298,000884
Minority interest net income$069
Net income of bank and minority interests.$5,298,000884
Net charge-offs$-1,0003,898
Cash dividends$1,225,0001,265
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,345,880864
2019-03-31 (YTD Data)Rank
Total interest income$7,046,0001,129
Total interest expense$2,009,000794
Net interest income$5,037,0001,256
Provision for loan and lease losses$100,0001,466
Total noninterest income$403,0002,158
Gross Fiduciary activities income$98,000619
Service charges on deposit accounts$88,0002,379
Trading account gains and fees$0126
Additional Noninterest Income$217,0002,308
Total noninterest expense$2,093,0002,200
Salaries and employee benefits$1,262,0002,118
Premises and equipment expense$119,0003,243
Additional noninterest expense$712,0002,000
Pre-tax net operating income$3,247,000830
Securities gains (losses)$-119,0005,306
Applicable income taxes$518,000884
Income before extraordinary items$2,610,000890
Extraordinary gains, net$05
Net income$2,610,000888
Minority interest net income$052
Net income of bank and minority interests.$2,610,000889
Net charge-offs$2,0002,456
Cash dividends$50,0002,617
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,708,770832
2018-12-31 (YTD Data)Rank
Total interest income$25,730,0001,148
Total interest expense$6,706,000727
Net interest income$19,024,0001,292
Provision for loan and lease losses$700,0001,152
Total noninterest income$1,551,0002,294
Gross Fiduciary activities income$316,000653
Service charges on deposit accounts$359,0002,459
Trading account gains and fees$0126
Additional Noninterest Income$876,0002,390
Total noninterest expense$8,054,0002,236
Salaries and employee benefits$4,766,0002,182
Premises and equipment expense$486,0003,199
Additional noninterest expense$2,802,0002,041
Pre-tax net operating income$11,821,000919
Securities gains (losses)$-592,0005,272
Applicable income taxes$1,633,000994
Income before extraordinary items$9,596,000944
Extraordinary gains, net$06
Net income$9,596,000943
Minority interest net income$072
Net income of bank and minority interests.$9,596,000943
Net charge-offs$58,0002,531
Cash dividends$3,078,0001,060
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,099,200912
2018-09-30 (YTD Data)Rank
Total interest income$18,875,0001,157
Total interest expense$4,805,000724
Net interest income$14,070,0001,305
Provision for loan and lease losses$200,0001,970
Total noninterest income$1,157,0002,312
Gross Fiduciary activities income$237,000649
Service charges on deposit accounts$272,0002,456
Trading account gains and fees$0138
Additional Noninterest Income$648,0002,425
Total noninterest expense$5,906,0002,266
Salaries and employee benefits$3,527,0002,194
Premises and equipment expense$319,0003,468
Additional noninterest expense$2,060,0002,071
Pre-tax net operating income$9,121,000904
Securities gains (losses)$-126,0005,285
Applicable income taxes$1,401,000941
Income before extraordinary items$7,594,000904
Extraordinary gains, net$05
Net income$7,594,000902
Minority interest net income$066
Net income of bank and minority interests.$7,594,000903
Net charge-offs$68,0002,001
Cash dividends$1,428,0001,351
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,699,840893
2018-06-30 (YTD Data)Rank
Total interest income$12,322,0001,169
Total interest expense$3,103,000696
Net interest income$9,219,0001,321
Provision for loan and lease losses$50,0002,796
Total noninterest income$762,0002,333
Gross Fiduciary activities income$150,000658
Service charges on deposit accounts$175,0002,499
Trading account gains and fees$0130
Additional Noninterest Income$437,0002,413
Total noninterest expense$4,075,0002,234
Salaries and employee benefits$2,390,0002,182
Premises and equipment expense$215,0003,475
Additional noninterest expense$1,470,0001,961
Pre-tax net operating income$5,856,000916
Securities gains (losses)$0961
Applicable income taxes$898,000946
Income before extraordinary items$4,958,000913
Extraordinary gains, net$06
Net income$4,958,000911
Minority interest net income$065
Net income of bank and minority interests.$4,958,000912
Net charge-offs$-14,0004,630
Cash dividends$1,427,0001,002
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,958,000904
2018-03-31 (YTD Data)Rank
Total interest income$6,056,0001,179
Total interest expense$1,498,000680
Net interest income$4,558,0001,335
Provision for loan and lease losses$03,508
Total noninterest income$379,0002,330
Gross Fiduciary activities income$76,000661
Service charges on deposit accounts$83,0002,605
Trading account gains and fees$0123
Additional Noninterest Income$220,0002,365
Total noninterest expense$1,911,0002,352
Salaries and employee benefits$1,142,0002,268
Premises and equipment expense$108,0003,514
Additional noninterest expense$661,0002,130
Pre-tax net operating income$3,026,000860
Securities gains (losses)$-34,0005,370
Applicable income taxes$462,000916
Income before extraordinary items$2,530,000871
Extraordinary gains, net$07
Net income$2,530,000872
Minority interest net income$052
Net income of bank and minority interests.$2,530,000871
Net charge-offs$-12,0004,814
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,558,900848
2017-12-31 (YTD Data)Rank
Total interest income$22,848,0001,205
Total interest expense$5,338,000639
Net interest income$17,510,0001,345
Provision for loan and lease losses$200,0002,355
Total noninterest income$1,565,0002,343
Gross Fiduciary activities income$296,000668
Service charges on deposit accounts$314,0002,786
Trading account gains and fees$0151
Additional Noninterest Income$955,0002,353
Total noninterest expense$7,902,0002,291
Salaries and employee benefits$4,691,0002,190
Premises and equipment expense$448,0003,452
Additional noninterest expense$2,763,0002,073
Pre-tax net operating income$10,973,000917
Securities gains (losses)$682,000185
Applicable income taxes$3,537,000848
Income before extraordinary items$8,118,000893
Extraordinary gains, net$09
Net income$8,118,000893
Minority interest net income$076
Net income of bank and minority interests.$8,118,000893
Net charge-offs$-114,0005,331
Cash dividends$3,390,000937
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,640,600929
2017-09-30 (YTD Data)Rank
Total interest income$16,858,0001,223
Total interest expense$3,903,000642
Net interest income$12,955,0001,374
Provision for loan and lease losses$100,0002,645
Total noninterest income$1,146,0002,394
Gross Fiduciary activities income$218,000671
Service charges on deposit accounts$216,0002,949
Trading account gains and fees$0145
Additional Noninterest Income$712,0002,378
Total noninterest expense$5,756,0002,354
Salaries and employee benefits$3,336,0002,303
Premises and equipment expense$353,0003,403
Additional noninterest expense$2,067,0002,056
Pre-tax net operating income$8,245,000927
Securities gains (losses)$708,000166
Applicable income taxes$1,679,0001,031
Income before extraordinary items$7,274,000829
Extraordinary gains, net$09
Net income$7,274,000829
Minority interest net income$071
Net income of bank and minority interests.$7,274,000829
Net charge-offs$-75,0005,269
Cash dividends$1,785,0001,162
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,700,520866
2017-06-30 (YTD Data)Rank
Total interest income$11,053,0001,234
Total interest expense$2,523,000645
Net interest income$8,530,0001,382
Provision for loan and lease losses$100,0002,230
Total noninterest income$757,0002,419
Gross Fiduciary activities income$142,000681
Service charges on deposit accounts$135,0003,041
Trading account gains and fees$0139
Additional Noninterest Income$480,0002,385
Total noninterest expense$3,881,0002,331
Salaries and employee benefits$2,307,0002,245
Premises and equipment expense$239,0003,394
Additional noninterest expense$1,335,0002,109
Pre-tax net operating income$5,306,000946
Securities gains (losses)$604,000133
Applicable income taxes$1,143,0001,012
Income before extraordinary items$4,767,000834
Extraordinary gains, net$011
Net income$4,767,000833
Minority interest net income$071
Net income of bank and minority interests.$4,767,000834
Net charge-offs$-79,0005,387
Cash dividends$1,763,000848
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,277,760900
2017-03-31 (YTD Data)Rank
Total interest income$5,438,0001,240
Total interest expense$1,223,000638
Net interest income$4,215,0001,391
Provision for loan and lease losses$03,537
Total noninterest income$385,0002,384
Gross Fiduciary activities income$64,000699
Service charges on deposit accounts$62,0003,168
Trading account gains and fees$0142
Additional Noninterest Income$259,0002,272
Total noninterest expense$1,818,0002,481
Salaries and employee benefits$1,127,0002,307
Premises and equipment expense$120,0003,440
Additional noninterest expense$571,0002,405
Pre-tax net operating income$2,782,000879
Securities gains (losses)$-188,0005,822
Applicable income taxes$403,0001,231
Income before extraordinary items$2,191,000863
Extraordinary gains, net$08
Net income$2,191,000864
Minority interest net income$055
Net income of bank and minority interests.$2,191,000863
Net charge-offs$-40,0005,432
Cash dividends$973,000762
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,348,920805
2016-12-31 (YTD Data)Rank
Total interest income$20,453,0001,275
Total interest expense$5,010,000601
Net interest income$15,443,0001,461
Provision for loan and lease losses$700,0001,191
Total noninterest income$1,174,0002,793
Gross Fiduciary activities income$156,000758
Service charges on deposit accounts$267,0003,150
Trading account gains and fees$0170
Additional Noninterest Income$751,0002,735
Total noninterest expense$7,284,0002,473
Salaries and employee benefits$4,509,0002,266
Premises and equipment expense$509,0003,340
Additional noninterest expense$2,266,0002,511
Pre-tax net operating income$8,633,0001,037
Securities gains (losses)$1,407,000168
Applicable income taxes$1,739,0001,162
Income before extraordinary items$8,301,000895
Extraordinary gains, net$05
Net income$8,301,000894
Minority interest net income$082
Net income of bank and minority interests.$8,301,000894
Net charge-offs$-128,0005,575
Cash dividends$2,280,0001,273
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,133,1901,011
2016-09-30 (YTD Data)Rank
Total interest income$15,137,0001,295
Total interest expense$3,717,000602
Net interest income$11,420,0001,477
Provision for loan and lease losses$300,0001,615
Total noninterest income$1,032,0002,600
Gross Fiduciary activities income$214,000690
Service charges on deposit accounts$207,0003,099
Trading account gains and fees$0169
Additional Noninterest Income$611,0002,638
Total noninterest expense$5,492,0002,464
Salaries and employee benefits$3,446,0002,228
Premises and equipment expense$368,0003,427
Additional noninterest expense$1,678,0002,549
Pre-tax net operating income$6,660,0001,024
Securities gains (losses)$1,650,000120
Applicable income taxes$1,659,0001,005
Income before extraordinary items$6,651,000844
Extraordinary gains, net$05
Net income$6,651,000844
Minority interest net income$071
Net income of bank and minority interests.$6,651,000844
Net charge-offs$-81,0005,521
Cash dividends$530,0002,312
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,331,0001,018
2016-06-30 (YTD Data)Rank
Total interest income$9,982,0001,312
Total interest expense$2,423,000612
Net interest income$7,559,0001,495
Provision for loan and lease losses$04,017
Total noninterest income$668,0002,607
Gross Fiduciary activities income$124,000710
Service charges on deposit accounts$134,0003,145
Trading account gains and fees$0157
Additional Noninterest Income$410,0002,627
Total noninterest expense$3,640,0002,485
Salaries and employee benefits$2,226,0002,299
Premises and equipment expense$243,0003,477
Additional noninterest expense$1,171,0002,449
Pre-tax net operating income$4,587,000991
Securities gains (losses)$1,396,000107
Applicable income taxes$1,286,000882
Income before extraordinary items$4,697,000797
Extraordinary gains, net$016
Net income$4,697,000796
Minority interest net income$071
Net income of bank and minority interests.$4,697,000796
Net charge-offs$-42,0005,454
Cash dividends$530,0001,903
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,594,160996
2016-03-31 (YTD Data)Rank
Total interest income$4,952,0001,314
Total interest expense$1,163,000639
Net interest income$3,789,0001,486
Provision for loan and lease losses$03,656
Total noninterest income$352,0002,512
Gross Fiduciary activities income$70,000698
Service charges on deposit accounts$63,0003,235
Trading account gains and fees$0142
Additional Noninterest Income$219,0002,516
Total noninterest expense$1,839,0002,480
Salaries and employee benefits$1,117,0002,296
Premises and equipment expense$122,0003,479
Additional noninterest expense$600,0002,387
Pre-tax net operating income$2,302,000965
Securities gains (losses)$957,00078
Applicable income taxes$760,000778
Income before extraordinary items$2,499,000733
Extraordinary gains, net$012
Net income$2,499,000732
Minority interest net income$062
Net income of bank and minority interests.$2,499,000732
Net charge-offs$-21,0005,480
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,762,110991
2015-12-31 (YTD Data)Rank
Total interest income$19,360,0001,312
Total interest expense$4,362,000644
Net interest income$14,998,0001,475
Provision for loan and lease losses$1,800,000494
Total noninterest income$1,348,0002,621
Gross Fiduciary activities income$284,000701
Service charges on deposit accounts$269,0003,233
Trading account gains and fees$0159
Additional Noninterest Income$795,0002,663
Total noninterest expense$7,110,0002,536
Salaries and employee benefits$4,556,0002,221
Premises and equipment expense$467,0003,610
Additional noninterest expense$2,087,0002,717
Pre-tax net operating income$7,436,0001,143
Securities gains (losses)$1,426,000149
Applicable income taxes$1,182,0001,446
Income before extraordinary items$7,680,000927
Extraordinary gains, net$023
Net income$7,680,000927
Minority interest net income$081
Net income of bank and minority interests.$7,680,000927
Net charge-offs$25,0003,658
Cash dividends$2,253,0001,229
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,439,3801,071
2015-09-30 (YTD Data)Rank
Total interest income$14,377,0001,341
Total interest expense$3,257,000649
Net interest income$11,120,0001,505
Provision for loan and lease losses$600,000892
Total noninterest income$989,0002,677
Gross Fiduciary activities income$202,000712
Service charges on deposit accounts$202,0003,244
Trading account gains and fees$0153
Additional Noninterest Income$585,0002,707
Total noninterest expense$5,322,0002,552
Salaries and employee benefits$3,456,0002,202
Premises and equipment expense$347,0003,687
Additional noninterest expense$1,519,0002,761
Pre-tax net operating income$6,187,0001,062
Securities gains (losses)$1,400,000134
Applicable income taxes$1,207,0001,211
Income before extraordinary items$6,380,000846
Extraordinary gains, net$021
Net income$6,380,000847
Minority interest net income$078
Net income of bank and minority interests.$6,380,000846
Net charge-offs$55,0002,702
Cash dividends$1,013,0001,574
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,204,000993
2015-06-30 (YTD Data)Rank
Total interest income$9,504,0001,349
Total interest expense$2,152,000652
Net interest income$7,352,0001,516
Provision for loan and lease losses$525,000728
Total noninterest income$656,0002,703
Gross Fiduciary activities income$138,000717
Service charges on deposit accounts$130,0003,295
Trading account gains and fees$0157
Additional Noninterest Income$388,0002,715
Total noninterest expense$3,502,0002,600
Salaries and employee benefits$2,262,0002,259
Premises and equipment expense$229,0003,734
Additional noninterest expense$1,011,0002,777
Pre-tax net operating income$3,981,0001,092
Securities gains (losses)$1,340,000110
Applicable income taxes$832,0001,181
Income before extraordinary items$4,489,000818
Extraordinary gains, net$022
Net income$4,489,000817
Minority interest net income$075
Net income of bank and minority interests.$4,489,000818
Net charge-offs$-37,0005,662
Cash dividends$1,014,0001,200
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,363,4001,022
2015-03-31 (YTD Data)Rank
Total interest income$4,634,0001,365
Total interest expense$1,065,000657
Net interest income$3,569,0001,547
Provision for loan and lease losses$75,0001,675
Total noninterest income$326,0002,676
Gross Fiduciary activities income$66,000725
Service charges on deposit accounts$62,0003,340
Trading account gains and fees$0152
Additional Noninterest Income$198,0002,649
Total noninterest expense$1,818,0002,518
Salaries and employee benefits$1,206,0002,146
Premises and equipment expense$114,0003,775
Additional noninterest expense$498,0002,805
Pre-tax net operating income$2,002,0001,062
Securities gains (losses)$926,00097
Applicable income taxes$384,0001,224
Income before extraordinary items$2,544,000699
Extraordinary gains, net$013
Net income$2,544,000697
Minority interest net income$064
Net income of bank and minority interests.$2,544,000699
Net charge-offs$-17,0005,627
Cash dividends$439,0001,231
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,738,380951
2014-12-31 (YTD Data)Rank
Total interest income$19,079,0001,332
Total interest expense$4,283,000677
Net interest income$14,796,0001,492
Provision for loan and lease losses$1,000,000868
Total noninterest income$1,256,0002,770
Gross Fiduciary activities income$253,000735
Service charges on deposit accounts$241,0003,606
Trading account gains and fees$0180
Additional Noninterest Income$762,0002,705
Total noninterest expense$6,870,0002,658
Salaries and employee benefits$4,482,0002,260
Premises and equipment expense$464,0003,799
Additional noninterest expense$1,924,0002,975
Pre-tax net operating income$8,182,0001,005
Securities gains (losses)$473,000415
Applicable income taxes$1,691,0001,110
Income before extraordinary items$6,964,000956
Extraordinary gains, net$017
Net income$6,964,000955
Minority interest net income$084
Net income of bank and minority interests.$6,964,000955
Net charge-offs$62,0003,589
Cash dividends$1,470,0001,593
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,585,600983
2014-09-30 (YTD Data)Rank
Total interest income$14,168,0001,347
Total interest expense$3,193,000681
Net interest income$10,975,0001,513
Provision for loan and lease losses$225,0001,923
Total noninterest income$918,0002,830
Gross Fiduciary activities income$174,000746
Service charges on deposit accounts$177,0003,687
Trading account gains and fees$0174
Additional Noninterest Income$567,0002,724
Total noninterest expense$5,098,0002,678
Salaries and employee benefits$3,398,0002,246
Premises and equipment expense$338,0003,915
Additional noninterest expense$1,362,0003,102
Pre-tax net operating income$6,570,000961
Securities gains (losses)$-67,0006,393
Applicable income taxes$1,227,0001,136
Income before extraordinary items$5,276,000941
Extraordinary gains, net$015
Net income$5,276,000940
Minority interest net income$081
Net income of bank and minority interests.$5,276,000940
Net charge-offs$-138,0006,271
Cash dividends$379,0002,514
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,330,270912
2014-06-30 (YTD Data)Rank
Total interest income$9,416,0001,346
Total interest expense$2,112,000695
Net interest income$7,304,0001,509
Provision for loan and lease losses$150,0001,864
Total noninterest income$623,0002,776
Gross Fiduciary activities income$118,000748
Service charges on deposit accounts$116,0003,689
Trading account gains and fees$0172
Additional Noninterest Income$389,0002,673
Total noninterest expense$3,398,0002,684
Salaries and employee benefits$2,245,0002,264
Premises and equipment expense$232,0003,877
Additional noninterest expense$921,0003,088
Pre-tax net operating income$4,379,000936
Securities gains (losses)$-282,0006,600
Applicable income taxes$738,0001,200
Income before extraordinary items$3,359,000970
Extraordinary gains, net$020
Net income$3,359,000971
Minority interest net income$080
Net income of bank and minority interests.$3,359,000971
Net charge-offs$-200,0006,456
Cash dividends$379,0002,101
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,590,240879
2014-03-31 (YTD Data)Rank
Total interest income$4,741,0001,338
Total interest expense$1,064,000697
Net interest income$3,677,0001,484
Provision for loan and lease losses$75,0001,807
Total noninterest income$325,0002,689
Gross Fiduciary activities income$61,000744
Service charges on deposit accounts$51,0003,887
Trading account gains and fees$0147
Additional Noninterest Income$213,0002,466
Total noninterest expense$1,780,0002,591
Salaries and employee benefits$1,201,0002,146
Premises and equipment expense$115,0003,929
Additional noninterest expense$464,0003,066
Pre-tax net operating income$2,147,000917
Securities gains (losses)$-537,0006,704
Applicable income taxes$190,0001,756
Income before extraordinary items$1,420,0001,096
Extraordinary gains, net$016
Net income$1,420,0001,097
Minority interest net income$066
Net income of bank and minority interests.$1,420,0001,097
Net charge-offs$-20,0006,041
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,892,560806
2013-12-31 (YTD Data)Rank
Total interest income$18,412,0001,383
Total interest expense$4,632,000725
Net interest income$13,780,0001,583
Provision for loan and lease losses$1,000,0001,089
Total noninterest income$1,279,0002,820
Gross Fiduciary activities income$250,000734
Service charges on deposit accounts$286,0003,439
Trading account gains and fees$0184
Additional Noninterest Income$743,0002,782
Total noninterest expense$6,476,0002,820
Salaries and employee benefits$4,251,0002,345
Premises and equipment expense$451,0003,960
Additional noninterest expense$1,774,0003,237
Pre-tax net operating income$7,583,0001,008
Securities gains (losses)$914,000258
Applicable income taxes$1,832,000965
Income before extraordinary items$6,665,000938
Extraordinary gains, net$029
Net income$6,665,000940
Minority interest net income$090
Net income of bank and minority interests.$6,665,000940
Net charge-offs$852,0001,422
Cash dividends$1,366,0001,570
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,952,0801,014
2013-09-30 (YTD Data)Rank
Total interest income$13,617,0001,410
Total interest expense$3,512,000737
Net interest income$10,105,0001,613
Provision for loan and lease losses$04,941
Total noninterest income$940,0002,905
Gross Fiduciary activities income$190,000727
Service charges on deposit accounts$221,0003,413
Trading account gains and fees$0180
Additional Noninterest Income$529,0002,932
Total noninterest expense$4,902,0002,797
Salaries and employee benefits$3,282,0002,301
Premises and equipment expense$332,0004,053
Additional noninterest expense$1,288,0003,316
Pre-tax net operating income$6,143,000951
Securities gains (losses)$969,000218
Applicable income taxes$1,700,000850
Income before extraordinary items$5,412,000884
Extraordinary gains, net$025
Net income$5,412,000886
Minority interest net income$084
Net income of bank and minority interests.$5,412,000886
Net charge-offs$890,0001,096
Cash dividends$386,0002,379
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,675,560973
2013-06-30 (YTD Data)Rank
Total interest income$8,947,0001,426
Total interest expense$2,363,000756
Net interest income$6,584,0001,635
Provision for loan and lease losses$04,788
Total noninterest income$567,0003,079
Gross Fiduciary activities income$130,000729
Service charges on deposit accounts$132,0003,585
Trading account gains and fees$0157
Additional Noninterest Income$305,0003,179
Total noninterest expense$3,282,0002,782
Salaries and employee benefits$2,197,0002,309
Premises and equipment expense$221,0004,083
Additional noninterest expense$864,0003,313
Pre-tax net operating income$3,869,000979
Securities gains (losses)$1,021,000179
Applicable income taxes$1,226,000787
Income before extraordinary items$3,664,000851
Extraordinary gains, net$022
Net income$3,664,000852
Minority interest net income$082
Net income of bank and minority interests.$3,664,000853
Net charge-offs$-74,0006,621
Cash dividends$386,0001,964
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,898,2501,032
2013-03-31 (YTD Data)Rank
Total interest income$4,454,0001,439
Total interest expense$1,204,000769
Net interest income$3,250,0001,664
Provision for loan and lease losses$04,409
Total noninterest income$273,0003,129
Gross Fiduciary activities income$75,000712
Service charges on deposit accounts$61,0003,736
Trading account gains and fees$0148
Additional Noninterest Income$137,0003,318
Total noninterest expense$1,752,0002,674
Salaries and employee benefits$1,221,0002,107
Premises and equipment expense$111,0004,078
Additional noninterest expense$420,0003,392
Pre-tax net operating income$1,771,0001,037
Securities gains (losses)$812,000133
Applicable income taxes$669,000718
Income before extraordinary items$1,914,000806
Extraordinary gains, net$010
Net income$1,914,000807
Minority interest net income$076
Net income of bank and minority interests.$1,914,000808
Net charge-offs$-36,0006,623
Cash dividends$30,0002,499
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,313,1201,081
2012-12-31 (YTD Data)Rank
Total interest income$19,155,0001,392
Total interest expense$5,763,000765
Net interest income$13,392,0001,650
Provision for loan and lease losses$1,340,0001,441
Total noninterest income$965,0003,306
Gross Fiduciary activities income$225,000769
Service charges on deposit accounts$263,0003,743
Trading account gains and fees$0166
Additional Noninterest Income$477,0003,403
Total noninterest expense$8,255,0002,289
Salaries and employee benefits$6,186,0001,639
Premises and equipment expense$439,0004,118
Additional noninterest expense$1,630,0003,581
Pre-tax net operating income$4,762,0001,434
Securities gains (losses)$3,354,000150
Applicable income taxes$1,939,000903
Income before extraordinary items$6,177,000979
Extraordinary gains, net$029
Net income$6,177,000979
Minority interest net income$093
Net income of bank and minority interests.$6,177,000979
Net charge-offs$-21,0006,715
Cash dividends$1,190,0001,757
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,627,9601,491
2012-09-30 (YTD Data)Rank
Total interest income$14,464,0001,413
Total interest expense$4,428,000785
Net interest income$10,036,0001,665
Provision for loan and lease losses$1,340,0001,182
Total noninterest income$710,0003,389
Gross Fiduciary activities income$162,000770
Service charges on deposit accounts$199,0003,771
Trading account gains and fees$0157
Additional Noninterest Income$349,0003,472
Total noninterest expense$4,465,0003,067
Salaries and employee benefits$2,915,0002,531
Premises and equipment expense$336,0004,125
Additional noninterest expense$1,214,0003,626
Pre-tax net operating income$4,941,0001,090
Securities gains (losses)$3,077,000127
Applicable income taxes$2,278,000631
Income before extraordinary items$5,740,000796
Extraordinary gains, net$020
Net income$5,740,000794
Minority interest net income$086
Net income of bank and minority interests.$5,740,000796
Net charge-offs$4,0005,545
Cash dividends$350,0002,404
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,524,5601,209
2012-06-30 (YTD Data)Rank
Total interest income$9,756,0001,406
Total interest expense$3,001,000803
Net interest income$6,755,0001,634
Provision for loan and lease losses$1,340,000873
Total noninterest income$453,0003,429
Gross Fiduciary activities income$111,000774
Service charges on deposit accounts$131,0003,777
Trading account gains and fees$0153
Additional Noninterest Income$211,0003,596
Total noninterest expense$2,921,0003,127
Salaries and employee benefits$1,933,0002,543
Premises and equipment expense$226,0004,123
Additional noninterest expense$762,0003,781
Pre-tax net operating income$2,947,0001,207
Securities gains (losses)$2,361,000116
Applicable income taxes$1,497,000638
Income before extraordinary items$3,811,000797
Extraordinary gains, net$019
Net income$3,811,000795
Minority interest net income$084
Net income of bank and minority interests.$3,811,000797
Net charge-offs$-3,0006,365
Cash dividends$350,0001,976
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,111,0801,326
2012-03-31 (YTD Data)Rank
Total interest income$4,877,0001,412
Total interest expense$1,520,000825
Net interest income$3,357,0001,658
Provision for loan and lease losses$750,000765
Total noninterest income$250,0003,247
Gross Fiduciary activities income$58,000765
Service charges on deposit accounts$64,0003,833
Trading account gains and fees$0148
Additional Noninterest Income$128,0003,301
Total noninterest expense$1,524,0003,011
Salaries and employee benefits$1,045,0002,379
Premises and equipment expense$113,0004,128
Additional noninterest expense$366,0003,862
Pre-tax net operating income$1,333,0001,315
Securities gains (losses)$1,282,000106
Applicable income taxes$723,000644
Income before extraordinary items$1,892,000795
Extraordinary gains, net$019
Net income$1,892,000793
Minority interest net income$078
Net income of bank and minority interests.$1,892,000796
Net charge-offs$-2,0006,038
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$968,9601,418
2011-12-31 (YTD Data)Rank
Total interest income$20,122,0001,418
Total interest expense$6,664,000910
Net interest income$13,458,0001,654
Provision for loan and lease losses$1,812,0001,669
Total noninterest income$722,0003,725
Gross Fiduciary activities income$192,000752
Service charges on deposit accounts$242,0004,029
Trading account gains and fees$0146
Additional Noninterest Income$288,0003,925
Total noninterest expense$6,332,0002,914
Salaries and employee benefits$3,761,0002,553
Premises and equipment expense$489,0004,103
Additional noninterest expense$2,082,0003,029
Pre-tax net operating income$6,036,000995
Securities gains (losses)$1,287,000338
Applicable income taxes$1,569,000962
Income before extraordinary items$5,754,000874
Extraordinary gains, net$029
Net income$5,754,000873
Minority interest net income$096
Net income of bank and minority interests.$5,754,000874
Net charge-offs$83,0005,127
Cash dividends$1,143,0001,484
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,737,2701,009
2011-09-30 (YTD Data)Rank
Total interest income$15,121,0001,431
Total interest expense$5,099,000937
Net interest income$10,022,0001,686
Provision for loan and lease losses$1,322,0001,645
Total noninterest income$497,0003,888
Gross Fiduciary activities income$139,000753
Service charges on deposit accounts$176,0004,108
Trading account gains and fees$0145
Additional Noninterest Income$182,0004,232
Total noninterest expense$4,802,0002,904
Salaries and employee benefits$2,771,0002,600
Premises and equipment expense$386,0004,002
Additional noninterest expense$1,645,0002,892
Pre-tax net operating income$4,395,0001,050
Securities gains (losses)$1,074,000327
Applicable income taxes$1,156,000967
Income before extraordinary items$4,313,000889
Extraordinary gains, net$021
Net income$4,313,000888
Minority interest net income$087
Net income of bank and minority interests.$4,313,000889
Net charge-offs$96,0004,471
Cash dividends$350,0002,179
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,464,5401,048
2011-06-30 (YTD Data)Rank
Total interest income$10,098,0001,443
Total interest expense$3,441,000951
Net interest income$6,657,0001,684
Provision for loan and lease losses$567,0002,168
Total noninterest income$311,0004,047
Gross Fiduciary activities income$94,000760
Service charges on deposit accounts$115,0004,126
Trading account gains and fees$0153
Additional Noninterest Income$102,0004,511
Total noninterest expense$3,190,0002,932
Salaries and employee benefits$1,837,0002,622
Premises and equipment expense$262,0003,991
Additional noninterest expense$1,091,0002,971
Pre-tax net operating income$3,211,000950
Securities gains (losses)$137,000925
Applicable income taxes$651,0001,078
Income before extraordinary items$2,697,000914
Extraordinary gains, net$015
Net income$2,697,000913
Minority interest net income$089
Net income of bank and minority interests.$2,697,000914
Net charge-offs$47,0004,499
Cash dividends$350,0001,761
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,586,030922
2011-03-31 (YTD Data)Rank
Total interest income$5,099,0001,438
Total interest expense$1,741,000980
Net interest income$3,358,0001,664
Provision for loan and lease losses$381,0001,686
Total noninterest income$175,0003,842
Gross Fiduciary activities income$46,000773
Service charges on deposit accounts$54,0004,208
Trading account gains and fees$0158
Additional Noninterest Income$75,0004,016
Total noninterest expense$1,531,0003,057
Salaries and employee benefits$907,0002,674
Premises and equipment expense$123,0004,213
Additional noninterest expense$501,0003,177
Pre-tax net operating income$1,621,000938
Securities gains (losses)$30,000956
Applicable income taxes$322,0001,058
Income before extraordinary items$1,329,000915
Extraordinary gains, net$09
Net income$1,329,000914
Minority interest net income$086
Net income of bank and minority interests.$1,329,000915
Net charge-offs$38,0003,565
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,305,000907
2010-12-31 (YTD Data)Rank
Total interest income$20,228,0001,525
Total interest expense$7,675,0001,077
Net interest income$12,553,0001,766
Provision for loan and lease losses$3,093,0001,587
Total noninterest income$787,0003,688
Gross Fiduciary activities income$168,000790
Service charges on deposit accounts$238,0004,096
Trading account gains and fees$0175
Additional Noninterest Income$381,0003,591
Total noninterest expense$5,872,0003,167
Salaries and employee benefits$3,288,0002,874
Premises and equipment expense$458,0004,411
Additional noninterest expense$2,126,0003,090
Pre-tax net operating income$4,375,0001,160
Securities gains (losses)$1,460,000351
Applicable income taxes$896,0001,331
Income before extraordinary items$4,939,000893
Extraordinary gains, net$029
Net income$4,939,000894
Minority interest net income$0111
Net income of bank and minority interests.$4,939,000895
Net charge-offs$1,370,0002,277
Cash dividends$1,081,0001,391
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,698,0001,124
2010-09-30 (YTD Data)Rank
Total interest income$15,201,0001,544
Total interest expense$5,853,0001,093
Net interest income$9,348,0001,796
Provision for loan and lease losses$2,163,0001,569
Total noninterest income$532,0003,945
Gross Fiduciary activities income$121,000789
Service charges on deposit accounts$179,0004,154
Trading account gains and fees$0165
Additional Noninterest Income$232,0003,948
Total noninterest expense$4,159,0003,312
Salaries and employee benefits$2,278,0003,103
Premises and equipment expense$356,0004,387
Additional noninterest expense$1,525,0003,175
Pre-tax net operating income$3,558,0001,136
Securities gains (losses)$1,025,000402
Applicable income taxes$701,0001,336
Income before extraordinary items$3,882,000895
Extraordinary gains, net$023
Net income$3,882,000896
Minority interest net income$0110
Net income of bank and minority interests.$3,882,000896
Net charge-offs$1,025,0002,169
Cash dividends$334,0002,231
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,010,7501,081
2010-06-30 (YTD Data)Rank
Total interest income$10,232,0001,553
Total interest expense$3,965,0001,133
Net interest income$6,267,0001,786
Provision for loan and lease losses$1,175,0001,773
Total noninterest income$343,0003,967
Gross Fiduciary activities income$83,000792
Service charges on deposit accounts$117,0004,191
Trading account gains and fees$0152
Additional Noninterest Income$143,0004,047
Total noninterest expense$2,822,0003,271
Salaries and employee benefits$1,540,0003,074
Premises and equipment expense$238,0004,394
Additional noninterest expense$1,044,0003,081
Pre-tax net operating income$2,613,0001,023
Securities gains (losses)$579,000416
Applicable income taxes$703,000930
Income before extraordinary items$2,489,000902
Extraordinary gains, net$019
Net income$2,489,000902
Minority interest net income$0105
Net income of bank and minority interests.$2,489,000903
Net charge-offs$372,0002,796
Cash dividends$334,0001,784
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,037,3801,056
2010-03-31 (YTD Data)Rank
Total interest income$5,096,0001,590
Total interest expense$2,022,0001,164
Net interest income$3,074,0001,841
Provision for loan and lease losses$250,0002,660
Total noninterest income$180,0003,893
Gross Fiduciary activities income$42,000802
Service charges on deposit accounts$56,0004,261
Trading account gains and fees$0175
Additional Noninterest Income$82,0003,862
Total noninterest expense$1,290,0003,570
Salaries and employee benefits$731,0003,269
Premises and equipment expense$119,0004,489
Additional noninterest expense$440,0003,541
Pre-tax net operating income$1,714,000793
Securities gains (losses)$-14,0007,527
Applicable income taxes$396,000845
Income before extraordinary items$1,304,000839
Extraordinary gains, net$016
Net income$1,304,000843
Minority interest net income$091
Net income of bank and minority interests.$1,304,000843
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,314,780806
2009-12-31 (YTD Data)Rank
Total interest income$20,498,0001,668
Total interest expense$9,603,0001,239
Net interest income$10,895,0002,015
Provision for loan and lease losses$1,609,0002,786
Total noninterest income$733,0003,959
Gross Fiduciary activities income$157,000808
Service charges on deposit accounts$221,0004,461
Trading account gains and fees$0211
Additional Noninterest Income$355,0003,717
Total noninterest expense$5,115,0003,618
Salaries and employee benefits$2,906,0003,274
Premises and equipment expense$455,0004,641
Additional noninterest expense$1,754,0003,669
Pre-tax net operating income$4,904,000853
Securities gains (losses)$1,031,000487
Applicable income taxes$1,356,000761
Income before extraordinary items$4,579,000746
Extraordinary gains, net$034
Net income$4,579,000745
Minority interest net income$0115
Net income of bank and minority interests.$4,579,000746
Net charge-offs$108,0005,625
Cash dividends$1,052,0001,569
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,785,130904
2009-09-30 (YTD Data)Rank
Total interest income$15,349,0001,699
Total interest expense$7,371,0001,273
Net interest income$7,978,0002,065
Provision for loan and lease losses$1,000,0002,773
Total noninterest income$557,0003,989
Gross Fiduciary activities income$107,000815
Service charges on deposit accounts$164,0004,503
Trading account gains and fees$0212
Additional Noninterest Income$286,0003,694
Total noninterest expense$3,845,0003,604
Salaries and employee benefits$2,103,0003,396
Premises and equipment expense$371,0004,453
Additional noninterest expense$1,371,0003,513
Pre-tax net operating income$3,690,000908
Securities gains (losses)$1,367,000283
Applicable income taxes$1,185,000740
Income before extraordinary items$3,872,000697
Extraordinary gains, net$027
Net income$3,872,000697
Minority interest net income$0118
Net income of bank and minority interests.$3,872,000699
Net charge-offs$103,0005,031
Cash dividends$327,0002,524
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,819,410947
2009-06-30 (YTD Data)Rank
Total interest income$10,232,0001,732
Total interest expense$4,965,0001,332
Net interest income$5,267,0002,084
Provision for loan and lease losses$580,0002,767
Total noninterest income$407,0003,806
Gross Fiduciary activities income$74,000818
Service charges on deposit accounts$105,0004,568
Trading account gains and fees$0193
Additional Noninterest Income$228,0003,444
Total noninterest expense$2,579,0003,633
Salaries and employee benefits$1,406,0003,430
Premises and equipment expense$243,0004,535
Additional noninterest expense$930,0003,463
Pre-tax net operating income$2,515,000908
Securities gains (losses)$1,197,000246
Applicable income taxes$915,000673
Income before extraordinary items$2,797,000652
Extraordinary gains, net$021
Net income$2,797,000651
Minority interest net income$0112
Net income of bank and minority interests.$2,797,000653
Net charge-offs$91,0004,347
Cash dividends$327,0002,103
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,899,250967
2009-03-31 (YTD Data)Rank
Total interest income$5,106,0001,762
Total interest expense$2,496,0001,381
Net interest income$2,610,0002,099
Provision for loan and lease losses$60,0004,614
Total noninterest income$220,0003,630
Gross Fiduciary activities income$39,000818
Service charges on deposit accounts$49,0004,651
Trading account gains and fees$0171
Additional Noninterest Income$132,0003,186
Total noninterest expense$1,192,0003,781
Salaries and employee benefits$660,0003,652
Premises and equipment expense$116,0004,722
Additional noninterest expense$416,0003,469
Pre-tax net operating income$1,578,000807
Securities gains (losses)$448,000369
Applicable income taxes$525,000642
Income before extraordinary items$1,501,000682
Extraordinary gains, net$015
Net income$1,501,000681
Minority interest net income$0102
Net income of bank and minority interests.$1,501,000684
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,169,480853
2008-12-31 (YTD Data)Rank
Total interest income$19,712,0001,948
Total interest expense$10,991,0001,475
Net interest income$8,721,0002,489
Provision for loan and lease losses$841,0002,962
Total noninterest income$467,0004,984
Gross Fiduciary activities income$142,000834
Service charges on deposit accounts$164,0005,150
Trading account gains and fees$0154
Additional Noninterest Income$161,0005,188
Total noninterest expense$4,092,0004,161
Salaries and employee benefits$2,614,0003,644
Premises and equipment expense$429,0004,899
Additional noninterest expense$1,049,0004,682
Pre-tax net operating income$4,255,0001,285
Securities gains (losses)$827,000251
Applicable income taxes$1,174,0001,060
Income before extraordinary items$3,908,0001,066
Extraordinary gains, net$039
Net income$3,908,0001,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,772
Cash dividends$930,0002,429
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,271,2101,342
2008-09-30 (YTD Data)Rank
Total interest income$14,630,0001,995
Total interest expense$8,366,0001,511
Net interest income$6,264,0002,615
Provision for loan and lease losses$172,0004,453
Total noninterest income$362,0005,021
Gross Fiduciary activities income$104,000841
Service charges on deposit accounts$124,0005,176
Trading account gains and fees$0148
Additional Noninterest Income$134,0005,139
Total noninterest expense$2,871,0004,362
Salaries and employee benefits$1,860,0003,824
Premises and equipment expense$277,0005,316
Additional noninterest expense$734,0004,812
Pre-tax net operating income$3,583,0001,378
Securities gains (losses)$622,000270
Applicable income taxes$984,0001,167
Income before extraordinary items$3,221,0001,142
Extraordinary gains, net$031
Net income$3,221,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$240,0003,681
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,742,0601,421
2008-06-30 (YTD Data)Rank
Total interest income$9,741,0002,030
Total interest expense$5,722,0001,533
Net interest income$4,019,0002,698
Provision for loan and lease losses$102,0004,222
Total noninterest income$253,0004,979
Gross Fiduciary activities income$70,000857
Service charges on deposit accounts$81,0005,221
Trading account gains and fees$0149
Additional Noninterest Income$102,0005,021
Total noninterest expense$1,968,0004,284
Salaries and employee benefits$1,303,0003,715
Premises and equipment expense$185,0005,348
Additional noninterest expense$480,0004,865
Pre-tax net operating income$2,202,0001,545
Securities gains (losses)$398,000369
Applicable income taxes$588,0001,415
Income before extraordinary items$2,012,0001,379
Extraordinary gains, net$021
Net income$2,012,0001,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$240,0003,236
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,705,5401,570
2008-03-31 (YTD Data)Rank
Total interest income$4,901,0002,083
Total interest expense$2,921,0001,604
Net interest income$1,980,0002,728
Provision for loan and lease losses$60,0003,470
Total noninterest income$121,0005,062
Gross Fiduciary activities income$33,000881
Service charges on deposit accounts$41,0005,179
Trading account gains and fees$0158
Additional Noninterest Income$47,0005,178
Total noninterest expense$994,0004,250
Salaries and employee benefits$663,0003,688
Premises and equipment expense$96,0005,276
Additional noninterest expense$235,0004,878
Pre-tax net operating income$1,047,0001,714
Securities gains (losses)$248,000387
Applicable income taxes$303,0001,465
Income before extraordinary items$992,0001,506
Extraordinary gains, net$015
Net income$992,0001,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$801,0401,748
2007-12-31 (YTD Data)Rank
Total interest income$18,957,0002,168
Total interest expense$11,203,0001,781
Net interest income$7,754,0002,812
Provision for loan and lease losses$240,0003,573
Total noninterest income$465,0005,174
Gross Fiduciary activities income$127,000880
Service charges on deposit accounts$160,0005,320
Trading account gains and fees$0178
Additional Noninterest Income$178,0005,284
Total noninterest expense$3,648,0004,396
Salaries and employee benefits$2,446,0003,791
Premises and equipment expense$296,0005,799
Additional noninterest expense$906,0004,943
Pre-tax net operating income$4,331,0001,856
Securities gains (losses)$-137,0008,206
Applicable income taxes$917,0001,962
Income before extraordinary items$3,277,0001,897
Extraordinary gains, net$039
Net income$3,277,0001,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,000
Cash dividends$842,0002,896
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,383,8601,832
2007-09-30 (YTD Data)Rank
Total interest income$14,027,0002,205
Total interest expense$8,227,0001,809
Net interest income$5,800,0002,819
Provision for loan and lease losses$180,0003,151
Total noninterest income$344,0005,250
Gross Fiduciary activities income$92,000886
Service charges on deposit accounts$116,0005,394
Trading account gains and fees$0184
Additional Noninterest Income$136,0005,268
Total noninterest expense$2,732,0004,391
Salaries and employee benefits$1,834,0003,788
Premises and equipment expense$208,0005,982
Additional noninterest expense$690,0004,838
Pre-tax net operating income$3,232,0001,977
Securities gains (losses)$-178,0008,371
Applicable income taxes$653,0002,171
Income before extraordinary items$2,401,0002,068
Extraordinary gains, net$033
Net income$2,401,0002,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,320
Cash dividends$230,0003,959
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,541,6201,966
2007-06-30 (YTD Data)Rank
Total interest income$9,142,0002,278
Total interest expense$5,317,0001,869
Net interest income$3,825,0002,871
Provision for loan and lease losses$120,0002,960
Total noninterest income$228,0005,296
Gross Fiduciary activities income$63,000893
Service charges on deposit accounts$74,0005,482
Trading account gains and fees$0168
Additional Noninterest Income$91,0005,292
Total noninterest expense$1,804,0004,439
Salaries and employee benefits$1,229,0003,808
Premises and equipment expense$108,0006,612
Additional noninterest expense$467,0004,803
Pre-tax net operating income$2,129,0002,053
Securities gains (losses)$-163,0008,450
Applicable income taxes$401,0002,380
Income before extraordinary items$1,565,0002,142
Extraordinary gains, net$029
Net income$1,565,0002,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,005
Cash dividends$230,0003,472
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,695,4001,997
2007-03-31 (YTD Data)Rank
Total interest income$4,451,0002,335
Total interest expense$2,570,0001,906
Net interest income$1,881,0002,920
Provision for loan and lease losses$60,0002,747
Total noninterest income$125,0005,031
Gross Fiduciary activities income$31,000902
Service charges on deposit accounts$37,0005,442
Trading account gains and fees$0195
Additional Noninterest Income$57,0004,859
Total noninterest expense$916,0004,394
Salaries and employee benefits$618,0003,810
Premises and equipment expense$55,0006,603
Additional noninterest expense$243,0004,627
Pre-tax net operating income$1,030,0002,112
Securities gains (losses)$-43,0008,479
Applicable income taxes$200,0002,397
Income before extraordinary items$787,0002,094
Extraordinary gains, net$022
Net income$787,0002,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$821,4002,006
2006-12-31 (YTD Data)Rank
Total interest income$15,603,0002,470
Total interest expense$8,556,0001,930
Net interest income$7,047,0003,090
Provision for loan and lease losses$240,0003,157
Total noninterest income$412,0005,543
Gross Fiduciary activities income$112,000911
Service charges on deposit accounts$143,0005,607
Trading account gains and fees$0130
Additional Noninterest Income$157,0005,538
Total noninterest expense$3,076,0004,801
Salaries and employee benefits$2,039,0004,202
Premises and equipment expense$225,0006,465
Additional noninterest expense$812,0005,187
Pre-tax net operating income$4,143,0002,201
Securities gains (losses)$-219,0008,396
Applicable income taxes$829,0002,423
Income before extraordinary items$3,095,0002,222
Extraordinary gains, net$051
Net income$3,095,0002,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,131
Cash dividends$820,0002,900
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,268,0102,112
2006-09-30 (YTD Data)Rank
Total interest income$11,429,0002,509
Total interest expense$6,142,0001,947
Net interest income$5,287,0003,115
Provision for loan and lease losses$180,0003,038
Total noninterest income$287,0005,725
Gross Fiduciary activities income$84,000905
Service charges on deposit accounts$103,0005,740
Trading account gains and fees$0126
Additional Noninterest Income$100,0005,845
Total noninterest expense$2,241,0004,879
Salaries and employee benefits$1,480,0004,280
Premises and equipment expense$168,0006,497
Additional noninterest expense$593,0005,258
Pre-tax net operating income$3,153,0002,240
Securities gains (losses)$-264,0008,575
Applicable income taxes$603,0002,586
Income before extraordinary items$2,286,0002,320
Extraordinary gains, net$045
Net income$2,286,0002,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,204
Cash dividends$250,0003,894
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,494,5602,139
2006-06-30 (YTD Data)Rank
Total interest income$7,418,0002,528
Total interest expense$3,878,0001,958
Net interest income$3,540,0003,101
Provision for loan and lease losses$120,0002,983
Total noninterest income$185,0005,808
Gross Fiduciary activities income$58,000917
Service charges on deposit accounts$66,0005,810
Trading account gains and fees$0126
Additional Noninterest Income$61,0006,057
Total noninterest expense$1,489,0004,901
Salaries and employee benefits$976,0004,340
Premises and equipment expense$113,0006,491
Additional noninterest expense$400,0005,206
Pre-tax net operating income$2,116,0002,217
Securities gains (losses)$-143,0008,592
Applicable income taxes$420,0002,539
Income before extraordinary items$1,553,0002,279
Extraordinary gains, net$039
Net income$1,553,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$250,0003,368
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,665,9702,141
2006-03-31 (YTD Data)Rank
Total interest income$3,641,0002,533
Total interest expense$1,859,0001,945
Net interest income$1,782,0003,088
Provision for loan and lease losses$60,0002,788
Total noninterest income$97,0005,662
Gross Fiduciary activities income$24,000958
Service charges on deposit accounts$30,0005,914
Trading account gains and fees$0115
Additional Noninterest Income$43,0005,402
Total noninterest expense$717,0005,056
Salaries and employee benefits$465,0004,515
Premises and equipment expense$55,0006,562
Additional noninterest expense$197,0005,226
Pre-tax net operating income$1,102,0002,113
Securities gains (losses)$-62,0008,601
Applicable income taxes$227,0002,423
Income before extraordinary items$813,0002,149
Extraordinary gains, net$021
Net income$813,0002,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$861,3602,034
2005-12-31 (YTD Data)Rank
Total interest income$13,494,0002,449
Total interest expense$6,521,0001,745
Net interest income$6,973,0003,048
Provision for loan and lease losses$450,0002,063
Total noninterest income$365,0005,920
Gross Fiduciary activities income$111,000929
Service charges on deposit accounts$138,0005,767
Trading account gains and fees$0138
Additional Noninterest Income$116,0006,174
Total noninterest expense$3,191,0004,577
Salaries and employee benefits$2,013,0004,107
Premises and equipment expense$314,0005,597
Additional noninterest expense$864,0004,903
Pre-tax net operating income$3,697,0002,354
Securities gains (losses)$-47,0008,155
Applicable income taxes$734,0002,739
Income before extraordinary items$2,916,0002,308
Extraordinary gains, net$046
Net income$2,916,0002,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,288
Cash dividends$784,0002,872
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,953,6002,238
2005-09-30 (YTD Data)Rank
Total interest income$9,922,0002,435
Total interest expense$4,725,0001,707
Net interest income$5,197,0003,055
Provision for loan and lease losses$300,0002,192
Total noninterest income$265,0006,032
Gross Fiduciary activities income$76,000928
Service charges on deposit accounts$107,0005,742
Trading account gains and fees$0126
Additional Noninterest Income$82,0006,270
Total noninterest expense$2,417,0004,531
Salaries and employee benefits$1,575,0003,940
Premises and equipment expense$228,0005,699
Additional noninterest expense$614,0005,041
Pre-tax net operating income$2,745,0002,388
Securities gains (losses)$-43,0008,421
Applicable income taxes$562,0002,748
Income before extraordinary items$2,140,0002,365
Extraordinary gains, net$035
Net income$2,140,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,195
Cash dividends$238,0003,847
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,173,9702,306
2005-06-30 (YTD Data)Rank
Total interest income$6,535,0002,407
Total interest expense$3,050,0001,663
Net interest income$3,485,0003,008
Provision for loan and lease losses$300,0001,505
Total noninterest income$175,0006,038
Gross Fiduciary activities income$55,000925
Service charges on deposit accounts$68,0005,783
Trading account gains and fees$0116
Additional Noninterest Income$52,0006,337
Total noninterest expense$1,624,0004,491
Salaries and employee benefits$1,069,0003,880
Premises and equipment expense$155,0005,616
Additional noninterest expense$400,0005,082
Pre-tax net operating income$1,736,0002,437
Securities gains (losses)$-64,0008,647
Applicable income taxes$341,0002,870
Income before extraordinary items$1,331,0002,438
Extraordinary gains, net$030
Net income$1,331,0002,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,383
Cash dividends$238,0003,297
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,382,2002,332
2005-03-31 (YTD Data)Rank
Total interest income$3,212,0002,400
Total interest expense$1,468,0001,627
Net interest income$1,744,0003,001
Provision for loan and lease losses$300,000755
Total noninterest income$86,0006,003
Gross Fiduciary activities income$27,000939
Service charges on deposit accounts$33,0005,810
Trading account gains and fees$0115
Additional Noninterest Income$26,0006,409
Total noninterest expense$853,0004,341
Salaries and employee benefits$548,0003,823
Premises and equipment expense$76,0005,710
Additional noninterest expense$229,0004,660
Pre-tax net operating income$677,0002,931
Securities gains (losses)$6,0001,143
Applicable income taxes$132,0003,320
Income before extraordinary items$551,0002,801
Extraordinary gains, net$024
Net income$551,0002,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,216
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$546,1402,775
2004-12-31 (YTD Data)Rank
Total interest income$12,657,0002,264
Total interest expense$5,487,0001,501
Net interest income$7,170,0002,830
Provision for loan and lease losses$240,0003,319
Total noninterest income$396,0005,819
Gross Fiduciary activities income$122,000897
Service charges on deposit accounts$154,0005,727
Trading account gains and fees$0138
Additional Noninterest Income$120,0006,103
Total noninterest expense$3,123,0004,535
Salaries and employee benefits$2,058,0003,902
Premises and equipment expense$349,0005,226
Additional noninterest expense$716,0005,446
Pre-tax net operating income$4,203,0001,972
Securities gains (losses)$213,000794
Applicable income taxes$1,062,0002,054
Income before extraordinary items$3,354,0001,884
Extraordinary gains, net$034
Net income$3,354,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,883
Cash dividends$771,0002,780
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,192,1201,916
2004-09-30 (YTD Data)Rank
Total interest income$9,456,0002,244
Total interest expense$4,112,0001,475
Net interest income$5,344,0002,814
Provision for loan and lease losses$180,0003,152
Total noninterest income$289,0005,907
Gross Fiduciary activities income$90,000900
Service charges on deposit accounts$118,0005,739
Trading account gains and fees$0134
Additional Noninterest Income$81,0006,288
Total noninterest expense$2,350,0004,497
Salaries and employee benefits$1,553,0003,853
Premises and equipment expense$273,0005,062
Additional noninterest expense$524,0005,495
Pre-tax net operating income$3,103,0002,014
Securities gains (losses)$197,000768
Applicable income taxes$850,0002,016
Income before extraordinary items$2,450,0001,937
Extraordinary gains, net$026
Net income$2,450,0001,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,778
Cash dividends$231,0003,787
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,304,2201,986
2004-06-30 (YTD Data)Rank
Total interest income$6,307,0002,218
Total interest expense$2,753,0001,442
Net interest income$3,554,0002,803
Provision for loan and lease losses$120,0003,090
Total noninterest income$216,0005,653
Gross Fiduciary activities income$64,000892
Service charges on deposit accounts$76,0005,812
Trading account gains and fees$0130
Additional Noninterest Income$76,0005,692
Total noninterest expense$1,595,0004,459
Salaries and employee benefits$1,042,0003,857
Premises and equipment expense$184,0005,042
Additional noninterest expense$369,0005,341
Pre-tax net operating income$2,055,0002,000
Securities gains (losses)$245,000567
Applicable income taxes$615,0001,891
Income before extraordinary items$1,685,0001,867
Extraordinary gains, net$021
Net income$1,685,0001,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,407
Cash dividends$231,0003,266
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,506,1502,009
2004-03-31 (YTD Data)Rank
Total interest income$3,212,0002,179
Total interest expense$1,398,0001,431
Net interest income$1,814,0002,730
Provision for loan and lease losses$60,0002,918
Total noninterest income$118,0005,380
Gross Fiduciary activities income$32,000909
Service charges on deposit accounts$38,0005,782
Trading account gains and fees$0121
Additional Noninterest Income$48,0005,207
Total noninterest expense$787,0004,525
Salaries and employee benefits$531,0003,813
Premises and equipment expense$90,0005,166
Additional noninterest expense$166,0005,673
Pre-tax net operating income$1,085,0001,872
Securities gains (losses)$208,000486
Applicable income taxes$320,0001,834
Income before extraordinary items$973,0001,629
Extraordinary gains, net$016
Net income$973,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$817,0001,826
2003-12-31 (YTD Data)Rank
Total interest income$12,537,0002,294
Total interest expense$6,100,0001,456
Net interest income$6,437,0002,987
Provision for loan and lease losses$372,0002,724
Total noninterest income$530,0005,277
Gross Fiduciary activities income$113,000935
Service charges on deposit accounts$167,0005,657
Trading account gains and fees$0160
Additional Noninterest Income$250,0004,863
Total noninterest expense$3,029,0004,582
Salaries and employee benefits$1,941,0004,025
Premises and equipment expense$389,0004,815
Additional noninterest expense$699,0005,508
Pre-tax net operating income$3,566,0002,186
Securities gains (losses)$448,000814
Applicable income taxes$900,0002,324
Income before extraordinary items$3,114,0001,973
Extraordinary gains, net$054
Net income$3,114,0001,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,889
Cash dividends$752,0002,815
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,764,5602,093
2003-09-30 (YTD Data)Rank
Total interest income$9,341,0002,349
Total interest expense$4,632,0001,504
Net interest income$4,709,0003,061
Provision for loan and lease losses$166,0003,723
Total noninterest income$419,0005,187
Gross Fiduciary activities income$85,000941
Service charges on deposit accounts$125,0005,705
Trading account gains and fees$0153
Additional Noninterest Income$209,0004,713
Total noninterest expense$2,213,0004,632
Salaries and employee benefits$1,425,0004,092
Premises and equipment expense$297,0004,743
Additional noninterest expense$491,0005,704
Pre-tax net operating income$2,749,0002,191
Securities gains (losses)$459,000727
Applicable income taxes$790,0002,222
Income before extraordinary items$2,418,0001,989
Extraordinary gains, net$040
Net income$2,418,0001,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,833
Cash dividends$235,0003,834
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,073,7502,149
2003-06-30 (YTD Data)Rank
Total interest income$6,305,0002,328
Total interest expense$3,131,0001,540
Net interest income$3,174,0003,017
Provision for loan and lease losses$111,0003,686
Total noninterest income$293,0005,049
Gross Fiduciary activities income$59,000943
Service charges on deposit accounts$82,0005,716
Trading account gains and fees$0150
Additional Noninterest Income$152,0004,553
Total noninterest expense$1,480,0004,639
Salaries and employee benefits$951,0004,077
Premises and equipment expense$203,0004,657
Additional noninterest expense$326,0005,704
Pre-tax net operating income$1,876,0002,155
Securities gains (losses)$464,000605
Applicable income taxes$560,0002,154
Income before extraordinary items$1,780,0001,807
Extraordinary gains, net$030
Net income$1,780,0001,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$235,0003,261
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,427,3602,086
2003-03-31 (YTD Data)Rank
Total interest income$3,220,0002,289
Total interest expense$1,594,0001,551
Net interest income$1,626,0002,939
Provision for loan and lease losses$56,0003,519
Total noninterest income$121,0005,446
Gross Fiduciary activities income$29,000960
Service charges on deposit accounts$7,0007,830
Trading account gains and fees$0134
Additional Noninterest Income$85,0004,228
Total noninterest expense$744,0004,596
Salaries and employee benefits$474,0004,064
Premises and equipment expense$105,0004,559
Additional noninterest expense$165,0005,630
Pre-tax net operating income$947,0002,142
Securities gains (losses)$317,000496
Applicable income taxes$270,0002,196
Income before extraordinary items$994,0001,614
Extraordinary gains, net$021
Net income$994,0001,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$743,5701,989
2002-12-31 (YTD Data)Rank
Total interest income$13,749,0002,231
Total interest expense$7,024,0001,617
Net interest income$6,725,0002,834
Provision for loan and lease losses$222,0004,145
Total noninterest income$252,0006,836
Gross Fiduciary activities income$117,000961
Service charges on deposit accounts$33,0007,810
Trading account gains and fees$0153
Additional Noninterest Income$102,0006,410
Total noninterest expense$2,997,0004,462
Salaries and employee benefits$1,879,0003,954
Premises and equipment expense$422,0004,460
Additional noninterest expense$696,0005,424
Pre-tax net operating income$3,758,0002,088
Securities gains (losses)$324,000852
Applicable income taxes$1,015,0002,184
Income before extraordinary items$3,067,0001,949
Extraordinary gains, net$070
Net income$3,067,0001,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,742
Cash dividends$696,0002,920
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,824,0002,045
2001-12-31 (YTD Data)Rank
Total interest income$13,745,0002,488
Total interest expense$8,174,0001,979
Net interest income$5,571,0003,141
Provision for loan and lease losses$70,0006,194
Total noninterest income$259,0006,784
Gross Fiduciary activities income$117,000963
Service charges on deposit accounts$32,0007,942
Trading account gains and fees$0177
Additional Noninterest Income$110,0006,201
Total noninterest expense$2,781,0004,598
Salaries and employee benefits$1,745,0004,005
Premises and equipment expense$365,0004,898
Additional noninterest expense$671,0005,433
Pre-tax net operating income$2,979,0002,283
Securities gains (losses)$262,000979
Applicable income taxes$710,0002,642
Income before extraordinary items$2,531,0002,064
Extraordinary gains, net$0105
Net income$2,531,0002,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$626,0003,055
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,326,6402,153
2000-12-31 (YTD Data)Rank
Total interest income$13,340,0002,606
Total interest expense$8,132,0002,114
Net interest income$5,208,0003,346
Provision for loan and lease losses$140,0004,540
Total noninterest income$165,0007,683
Gross Fiduciary activities income$93,000954
Service charges on deposit accounts$28,0008,119
Trading account gains and fees$0180
Additional Noninterest Income$44,0008,029
Total noninterest expense$2,443,0004,946
Salaries and employee benefits$1,625,0004,099
Premises and equipment expense$230,0006,312
Additional noninterest expense$588,0005,868
Pre-tax net operating income$2,790,0002,536
Securities gains (losses)$-15,0008,587
Applicable income taxes$560,0003,247
Income before extraordinary items$2,215,0002,322
Extraordinary gains, net$038
Net income$2,215,0002,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,584
Cash dividends$601,0003,180
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,227,0002,322
1999-12-31 (YTD Data)Rank
Total interest income$12,352,0002,637
Total interest expense$7,454,0002,004
Net interest income$4,898,0003,507
Provision for loan and lease losses$114,0004,972
Total noninterest income$111,0008,649
Gross Fiduciary activities income$40,0001,133
Service charges on deposit accounts$28,0008,338
Trading account gains and fees$0173
Additional Noninterest Income$43,0008,297
Total noninterest expense$2,368,0005,075
Salaries and employee benefits$1,529,0004,272
Premises and equipment expense$291,0005,562
Additional noninterest expense$548,0006,166
Pre-tax net operating income$2,527,0002,770
Securities gains (losses)$-103,0009,956
Applicable income taxes$410,0004,096
Income before extraordinary items$2,014,0002,580
Extraordinary gains, net$035
Net income$2,014,0002,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,236
Cash dividends$564,0003,274
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,099,4902,433
1998-12-31 (YTD Data)Rank
Total interest income$10,965,0002,945
Total interest expense$6,447,0002,334
Net interest income$4,518,0003,719
Provision for loan and lease losses$289,0002,719
Total noninterest income$77,0009,405
Gross Fiduciary activities income$18,0001,226
Service charges on deposit accounts$18,0008,745
Trading account gains and fees$0224
Additional Noninterest Income$41,0008,487
Total noninterest expense$2,182,0005,255
Salaries and employee benefits$1,396,0004,509
Premises and equipment expense$276,0005,627
Additional noninterest expense$510,0006,359
Pre-tax net operating income$2,124,0003,183
Securities gains (losses)$482,000567
Applicable income taxes$603,0003,392
Income before extraordinary items$2,003,0002,549
Extraordinary gains, net$032
Net income$2,003,0002,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,100
Cash dividends$583,0003,205
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,631,8602,954
1997-12-31 (YTD Data)Rank
Total interest income$9,049,0003,566
Total interest expense$4,990,0002,981
Net interest income$4,059,0004,190
Provision for loan and lease losses$174,0003,820
Total noninterest income$54,00010,218
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$16,0009,200
Trading account gains and fees$0239
Additional Noninterest Income$38,0008,946
Total noninterest expense$1,885,0005,892
Salaries and employee benefits$1,163,0005,231
Premises and equipment expense$221,0006,483
Additional noninterest expense$501,0006,497
Pre-tax net operating income$2,054,0003,446
Securities gains (losses)$320,000549
Applicable income taxes$480,0004,331
Income before extraordinary items$1,894,0002,708
Extraordinary gains, net$044
Net income$1,894,0002,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0009,945
Cash dividends$552,0003,248
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,638,0003,035
1996-12-31 (YTD Data)Rank
Total interest income$8,207,0003,934
Total interest expense$4,459,0003,345
Net interest income$3,748,0004,556
Provision for loan and lease losses$74,0005,750
Total noninterest income$86,00010,166
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$28,0009,417
Trading account gains and feesNANA
Additional Noninterest Income$58,0008,550
Total noninterest expense$1,520,0007,051
Salaries and employee benefits$989,0006,040
Premises and equipment expense$154,0007,965
Additional noninterest expense$377,0008,080
Pre-tax net operating income$2,240,0003,106
Securities gains (losses)$160,000770
Applicable income taxes$604,0003,559
Income before extraordinary items$1,796,0002,710
Extraordinary gains, net$053
Net income$1,796,0002,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,243
Cash dividends$528,0003,278
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,676,0002,844
1995-12-31 (YTD Data)Rank
Total interest income$7,461,0004,293
Total interest expense$3,778,0003,874
Net interest income$3,683,0004,653
Provision for loan and lease losses$110,0004,388
Total noninterest income$112,00010,027
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$29,0009,816
Trading account gains and feesNANA
Additional Noninterest Income$83,0007,842
Total noninterest expense$1,651,0006,843
Salaries and employee benefits$989,0006,124
Premises and equipment expense$182,0007,556
Additional noninterest expense$480,0007,424
Pre-tax net operating income$2,034,0003,443
Securities gains (losses)$363,000445
Applicable income taxes$714,0003,187
Income before extraordinary items$1,683,0002,925
Extraordinary gains, net$065
Net income$1,683,0002,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,00011,498
Cash dividends$514,0003,252
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,428,9003,365
1994-12-31 (YTD Data)Rank
Total interest income$6,103,0004,784
Total interest expense$2,579,0004,521
Net interest income$3,524,0004,918
Provision for loan and lease losses$60,0005,594
Total noninterest income$106,00010,599
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,00010,401
Trading account gains and feesNANA
Additional Noninterest Income$79,0008,286
Total noninterest expense$1,633,0007,193
Salaries and employee benefits$926,0006,483
Premises and equipment expense$132,0009,037
Additional noninterest expense$575,0007,213
Pre-tax net operating income$1,937,0003,523
Securities gains (losses)$-51,00011,045
Applicable income taxes$459,0004,316
Income before extraordinary items$1,427,0003,310
Extraordinary gains, net$0249
Net income$1,427,0003,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,077
Cash dividends$540,0003,027
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,465,7603,272
1993-12-31 (YTD Data)Rank
Total interest income$6,128,0004,858
Total interest expense$2,733,0004,466
Net interest income$3,395,0005,079
Provision for loan and lease losses$60,0006,949
Total noninterest income$100,00011,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$29,00010,780
Trading account gains and feesNANA
Additional Noninterest Income$71,0009,036
Total noninterest expense$1,551,0007,643
Salaries and employee benefits$917,0006,616
Premises and equipment expense$91,00010,750
Additional noninterest expense$543,0007,832
Pre-tax net operating income$1,884,0003,515
Securities gains (losses)$72,0002,926
Applicable income taxes$483,0004,309
Income before extraordinary items$1,473,0003,295
Extraordinary gains, net$-17,00012,417
Net income$1,456,0003,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00011,387
Cash dividends$457,0003,326
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,419,0003,234
1992-12-31 (YTD Data)Rank
Total interest income$6,422,0005,192
Total interest expense$3,412,0004,646
Net interest income$3,010,0005,699
Provision for loan and lease losses$60,0008,535
Total noninterest income$101,00011,701
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,00010,777
Trading account gains and feesNANA
Additional Noninterest Income$63,0009,641
Total noninterest expense$1,485,0007,969
Salaries and employee benefits$888,0006,687
Premises and equipment expense$103,00010,619
Additional noninterest expense$494,0008,515
Pre-tax net operating income$1,566,0003,887
Securities gains (losses)$186,0002,110
Applicable income taxes$347,0005,391
Income before extraordinary items$1,405,0003,264
Extraordinary gains, net$01,422
Net income$1,405,0003,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0006,412
Cash dividends$431,0003,134
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,256,2003,382

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.