Home > Farmers Bank & Trust Company > Income and Expense

Farmers Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$132,137,000416
Total interest expense$54,677,000368
Net interest income$77,460,000478
Provision for loan and lease losses$2,500,000496
Total noninterest income$20,609,000442
Gross Fiduciary activities income$3,912,000295
Service charges on deposit accounts$7,670,000201
Trading account gains and feesNANA
Additional Noninterest Income$9,027,000575
Total noninterest expense$65,765,000447
Salaries and employee benefits$36,511,000436
Premises and equipment expense$8,989,000325
Additional noninterest expense$9,027,000575
Pre-tax net operating income$29,804,000517
Securities gains (losses)$784,00085
Applicable income taxes$6,773,000445
Income before extraordinary items$23,815,000515
Extraordinary gains, net$054
Net income$23,815,000521
Minority interest net income$088
Net income of bank and minority interests.$23,815,000517
Net charge-offs$1,614,000418
Cash dividends$8,000,000571
Sale, conversion, retirement of capital stock, net$0540
Net operating income$23,195,640538
2023-09-30 (YTD Data)Rank
Total interest income$95,134,000422
Total interest expense$38,058,000372
Net interest income$57,076,000488
Provision for loan and lease losses$1,812,000474
Total noninterest income$14,804,000461
Gross Fiduciary activities income$2,643,000310
Service charges on deposit accounts$5,652,000204
Trading account gains and feesNANA
Additional Noninterest Income$6,509,000611
Total noninterest expense$48,833,000453
Salaries and employee benefits$27,093,000443
Premises and equipment expense$6,767,000330
Additional noninterest expense$6,509,000611
Pre-tax net operating income$21,235,000541
Securities gains (losses)$435,00069
Applicable income taxes$3,843,000550
Income before extraordinary items$17,827,000530
Extraordinary gains, net$052
Net income$17,827,000534
Minority interest net income$081
Net income of bank and minority interests.$17,827,000530
Net charge-offs$938,000421
Cash dividends$6,000,000528
Sale, conversion, retirement of capital stock, net$0507
Net operating income$17,470,300541
2023-06-30 (YTD Data)Rank
Total interest income$60,363,000423
Total interest expense$22,829,000361
Net interest income$37,534,000493
Provision for loan and lease losses$1,000,000511
Total noninterest income$7,394,000560
Gross Fiduciary activities income$282,000574
Service charges on deposit accounts$3,635,000200
Trading account gains and feesNANA
Additional Noninterest Income$3,477,000679
Total noninterest expense$30,185,000475
Salaries and employee benefits$17,491,000448
Premises and equipment expense$3,805,000377
Additional noninterest expense$3,477,000679
Pre-tax net operating income$13,743,000550
Securities gains (losses)$665,00061
Applicable income taxes$3,014,000492
Income before extraordinary items$11,394,000549
Extraordinary gains, net$051
Net income$11,394,000557
Minority interest net income$081
Net income of bank and minority interests.$11,394,000548
Net charge-offs$624,000388
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,868,650562
2023-03-31 (YTD Data)Rank
Total interest income$28,797,000442
Total interest expense$10,001,000362
Net interest income$18,796,000499
Provision for loan and lease losses$450,000540
Total noninterest income$3,751,000552
Gross Fiduciary activities income$156,000581
Service charges on deposit accounts$1,806,000209
Trading account gains and feesNANA
Additional Noninterest Income$1,789,000656
Total noninterest expense$15,324,000480
Salaries and employee benefits$9,069,000442
Premises and equipment expense$1,948,000385
Additional noninterest expense$1,789,000656
Pre-tax net operating income$6,773,000582
Securities gains (losses)$517,00057
Applicable income taxes$1,575,000499
Income before extraordinary items$5,715,000562
Extraordinary gains, net$04
Net income$5,715,000561
Minority interest net income$048
Net income of bank and minority interests.$5,715,000561
Net charge-offs$294,000365
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,306,570602
2022-12-31 (YTD Data)Rank
Total interest income$95,218,000433
Total interest expense$15,630,000315
Net interest income$79,588,000453
Provision for loan and lease losses$3,889,000330
Total noninterest income$16,274,000548
Gross Fiduciary activities income$792,000555
Service charges on deposit accounts$7,296,000214
Trading account gains and feesNANA
Additional Noninterest Income$8,186,000644
Total noninterest expense$54,832,000512
Salaries and employee benefits$29,009,000529
Premises and equipment expense$7,109,000408
Additional noninterest expense$8,186,000644
Pre-tax net operating income$37,141,000472
Securities gains (losses)$-836,0004,423
Applicable income taxes$7,035,000488
Income before extraordinary items$29,270,000477
Extraordinary gains, net$05
Net income$29,270,000478
Minority interest net income$063
Net income of bank and minority interests.$29,270,000478
Net charge-offs$2,631,000242
Cash dividends$6,000,000666
Sale, conversion, retirement of capital stock, net$0568
Net operating income$29,947,160475
2022-09-30 (YTD Data)Rank
Total interest income$68,046,000431
Total interest expense$8,221,000305
Net interest income$59,825,000444
Provision for loan and lease losses$1,800,000420
Total noninterest income$12,600,000539
Gross Fiduciary activities income$592,000556
Service charges on deposit accounts$5,429,000213
Trading account gains and feesNANA
Additional Noninterest Income$6,579,000631
Total noninterest expense$41,504,000499
Salaries and employee benefits$22,722,000496
Premises and equipment expense$4,967,000434
Additional noninterest expense$6,579,000631
Pre-tax net operating income$29,121,000452
Securities gains (losses)$-1,041,0004,567
Applicable income taxes$6,053,000446
Income before extraordinary items$22,027,000469
Extraordinary gains, net$04
Net income$22,027,000469
Minority interest net income$057
Net income of bank and minority interests.$22,027,000469
Net charge-offs$1,469,000247
Cash dividends$4,000,000682
Sale, conversion, retirement of capital stock, net$0519
Net operating income$22,849,390461
2022-06-30 (YTD Data)Rank
Total interest income$43,235,000426
Total interest expense$3,895,000320
Net interest income$39,340,000432
Provision for loan and lease losses$1,200,000367
Total noninterest income$8,400,000538
Gross Fiduciary activities income$445,000500
Service charges on deposit accounts$3,500,000220
Trading account gains and feesNANA
Additional Noninterest Income$4,455,000639
Total noninterest expense$27,442,000489
Salaries and employee benefits$15,106,000496
Premises and equipment expense$3,281,000428
Additional noninterest expense$9,055,000463
Pre-tax net operating income$19,098,000439
Securities gains (losses)$-183,0004,454
Applicable income taxes$4,152,000411
Income before extraordinary items$14,763,000447
Extraordinary gains, net$04
Net income$14,763,000447
Minority interest net income$060
Net income of bank and minority interests.$14,763,000447
Net charge-offs$495,000343
Cash dividends$2,000,000829
Sale, conversion, retirement of capital stock, net$0494
Net operating income$14,907,570454
2022-03-31 (YTD Data)Rank
Total interest income$20,627,000430
Total interest expense$1,629,000348
Net interest income$18,998,000435
Provision for loan and lease losses$750,000243
Total noninterest income$4,002,000571
Gross Fiduciary activities income$245,000489
Service charges on deposit accounts$1,581,000238
Trading account gains and feesNANA
Additional Noninterest Income$2,176,000659
Total noninterest expense$13,327,000498
Salaries and employee benefits$7,356,000508
Premises and equipment expense$1,546,000456
Additional noninterest expense$4,425,000469
Pre-tax net operating income$8,923,000458
Securities gains (losses)$-160,0004,580
Applicable income taxes$1,967,000423
Income before extraordinary items$6,796,000475
Extraordinary gains, net$04
Net income$6,796,000474
Minority interest net income$050
Net income of bank and minority interests.$6,796,000475
Net charge-offs$179,000387
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,922,400475
2021-12-31 (YTD Data)Rank
Total interest income$78,978,000452
Total interest expense$8,139,000346
Net interest income$70,839,000461
Provision for loan and lease losses$4,400,000125
Total noninterest income$13,915,000673
Gross Fiduciary activities income$893,000499
Service charges on deposit accounts$4,524,000288
Trading account gains and feesNANA
Additional Noninterest Income$8,498,000747
Total noninterest expense$44,241,000594
Salaries and employee benefits$24,189,000613
Premises and equipment expense$5,492,000492
Additional noninterest expense$14,560,000560
Pre-tax net operating income$36,113,000476
Securities gains (losses)$-111,0004,667
Applicable income taxes$7,434,000476
Income before extraordinary items$28,568,000493
Extraordinary gains, net$010
Net income$28,568,000494
Minority interest net income$074
Net income of bank and minority interests.$28,568,000494
Net charge-offs$2,859,000233
Cash dividends$6,000,000685
Sale, conversion, retirement of capital stock, net$0582
Net operating income$28,655,690484
2021-09-30 (YTD Data)Rank
Total interest income$58,962,000458
Total interest expense$6,365,000343
Net interest income$52,597,000465
Provision for loan and lease losses$3,600,000107
Total noninterest income$9,993,000703
Gross Fiduciary activities income$561,000519
Service charges on deposit accounts$3,235,000298
Trading account gains and feesNANA
Additional Noninterest Income$6,197,000792
Total noninterest expense$32,137,000615
Salaries and employee benefits$17,887,000624
Premises and equipment expense$3,959,000517
Additional noninterest expense$10,291,000586
Pre-tax net operating income$26,853,000494
Securities gains (losses)$-233,0004,851
Applicable income taxes$5,998,000463
Income before extraordinary items$20,622,000517
Extraordinary gains, net$08
Net income$20,622,000516
Minority interest net income$069
Net income of bank and minority interests.$20,622,000517
Net charge-offs$825,000374
Cash dividends$3,000,000846
Sale, conversion, retirement of capital stock, net$0543
Net operating income$20,806,070506
2021-06-30 (YTD Data)Rank
Total interest income$38,096,000465
Total interest expense$4,463,000344
Net interest income$33,633,000472
Provision for loan and lease losses$2,400,000119
Total noninterest income$6,308,000733
Gross Fiduciary activities income$377,000519
Service charges on deposit accounts$2,024,000299
Trading account gains and feesNANA
Additional Noninterest Income$3,907,000817
Total noninterest expense$20,884,000620
Salaries and employee benefits$11,590,000638
Premises and equipment expense$2,536,000538
Additional noninterest expense$6,758,000584
Pre-tax net operating income$16,657,000513
Securities gains (losses)$-188,0004,892
Applicable income taxes$3,764,000486
Income before extraordinary items$12,705,000546
Extraordinary gains, net$06
Net income$12,705,000545
Minority interest net income$067
Net income of bank and minority interests.$12,705,000546
Net charge-offs$514,000394
Cash dividends$2,000,000837
Sale, conversion, retirement of capital stock, net$0517
Net operating income$12,853,520535
2021-03-31 (YTD Data)Rank
Total interest income$18,754,000473
Total interest expense$2,375,000344
Net interest income$16,379,000483
Provision for loan and lease losses$1,200,000152
Total noninterest income$3,124,000734
Gross Fiduciary activities income$192,000520
Service charges on deposit accounts$988,000297
Trading account gains and feesNANA
Additional Noninterest Income$1,944,000835
Total noninterest expense$9,801,000656
Salaries and employee benefits$5,106,000716
Premises and equipment expense$1,276,000533
Additional noninterest expense$3,419,000553
Pre-tax net operating income$8,502,000512
Securities gains (losses)$-379,0004,943
Applicable income taxes$1,804,000494
Income before extraordinary items$6,319,000552
Extraordinary gains, net$03
Net income$6,319,000551
Minority interest net income$055
Net income of bank and minority interests.$6,319,000552
Net charge-offs$254,000373
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,618,410523
2020-12-31 (YTD Data)Rank
Total interest income$77,536,000453
Total interest expense$14,435,000363
Net interest income$63,101,000473
Provision for loan and lease losses$8,400,000402
Total noninterest income$11,368,000728
Gross Fiduciary activities income$828,000493
Service charges on deposit accounts$3,519,000332
Trading account gains and feesNANA
Additional Noninterest Income$7,021,000813
Total noninterest expense$39,335,000640
Salaries and employee benefits$22,143,000640
Premises and equipment expense$5,133,000513
Additional noninterest expense$12,059,000625
Pre-tax net operating income$26,734,000466
Securities gains (losses)$847,000421
Applicable income taxes$5,593,000449
Income before extraordinary items$21,988,000489
Extraordinary gains, net$04
Net income$21,988,000487
Minority interest net income$072
Net income of bank and minority interests.$21,988,000489
Net charge-offs$4,205,000250
Cash dividends$3,000,0001,116
Sale, conversion, retirement of capital stock, net$0566
Net operating income$21,310,400479
2020-09-30 (YTD Data)Rank
Total interest income$57,621,000452
Total interest expense$11,613,000365
Net interest income$46,008,000480
Provision for loan and lease losses$3,400,000650
Total noninterest income$7,640,000762
Gross Fiduciary activities income$559,000508
Service charges on deposit accounts$2,421,000353
Trading account gains and feesNANA
Additional Noninterest Income$4,660,000851
Total noninterest expense$29,267,000633
Salaries and employee benefits$16,291,000637
Premises and equipment expense$3,668,000538
Additional noninterest expense$9,308,000590
Pre-tax net operating income$20,981,000432
Securities gains (losses)$500,000491
Applicable income taxes$4,762,000389
Income before extraordinary items$16,719,000457
Extraordinary gains, net$04
Net income$16,719,000457
Minority interest net income$065
Net income of bank and minority interests.$16,719,000457
Net charge-offs$1,202,000455
Cash dividends$3,000,000806
Sale, conversion, retirement of capital stock, net$0532
Net operating income$16,324,000459
2020-06-30 (YTD Data)Rank
Total interest income$41,043,000431
Total interest expense$8,370,000375
Net interest income$32,673,000442
Provision for loan and lease losses$2,000,000716
Total noninterest income$5,027,000721
Gross Fiduciary activities income$379,000507
Service charges on deposit accounts$1,592,000359
Trading account gains and feesNANA
Additional Noninterest Income$3,056,000800
Total noninterest expense$19,596,000626
Salaries and employee benefits$10,902,000635
Premises and equipment expense$2,567,000516
Additional noninterest expense$6,127,000594
Pre-tax net operating income$16,104,000341
Securities gains (losses)$-87,0004,945
Applicable income taxes$3,545,000324
Income before extraordinary items$12,472,000365
Extraordinary gains, net$04
Net income$12,472,000364
Minority interest net income$065
Net income of bank and minority interests.$12,472,000365
Net charge-offs$896,000418
Cash dividends$2,000,000793
Sale, conversion, retirement of capital stock, net$0504
Net operating income$12,540,730354
2020-03-31 (YTD Data)Rank
Total interest income$19,300,000465
Total interest expense$4,656,000384
Net interest income$14,644,000491
Provision for loan and lease losses$800,000684
Total noninterest income$2,527,000691
Gross Fiduciary activities income$210,000490
Service charges on deposit accounts$914,000361
Trading account gains and feesNANA
Additional Noninterest Income$1,403,000770
Total noninterest expense$9,118,000671
Salaries and employee benefits$4,829,000730
Premises and equipment expense$1,177,000563
Additional noninterest expense$3,112,000589
Pre-tax net operating income$7,253,000337
Securities gains (losses)$-593,0005,030
Applicable income taxes$1,526,000326
Income before extraordinary items$5,134,000388
Extraordinary gains, net$04
Net income$5,134,000387
Minority interest net income$056
Net income of bank and minority interests.$5,134,000388
Net charge-offs$389,000440
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,602,470358
2019-12-31 (YTD Data)Rank
Total interest income$74,315,000475
Total interest expense$20,835,000375
Net interest income$53,480,000511
Provision for loan and lease losses$3,650,000319
Total noninterest income$10,215,000685
Gross Fiduciary activities income$712,000516
Service charges on deposit accounts$3,658,000361
Trading account gains and feesNANA
Additional Noninterest Income$5,845,000741
Total noninterest expense$36,852,000635
Salaries and employee benefits$20,293,000653
Premises and equipment expense$4,876,000535
Additional noninterest expense$11,683,000608
Pre-tax net operating income$23,193,000543
Securities gains (losses)$859,000253
Applicable income taxes$5,040,000511
Income before extraordinary items$19,012,000559
Extraordinary gains, net$011
Net income$19,012,000560
Minority interest net income$076
Net income of bank and minority interests.$19,012,000560
Net charge-offs$3,442,000276
Cash dividends$23,000,000273
Sale, conversion, retirement of capital stock, net$0626
Net operating income$18,333,390564
2019-09-30 (YTD Data)Rank
Total interest income$55,337,000480
Total interest expense$15,804,000376
Net interest income$39,533,000527
Provision for loan and lease losses$2,735,000321
Total noninterest income$7,887,000665
Gross Fiduciary activities income$569,000507
Service charges on deposit accounts$2,684,000366
Trading account gains and feesNANA
Additional Noninterest Income$4,634,000708
Total noninterest expense$27,565,000636
Salaries and employee benefits$15,297,000647
Premises and equipment expense$3,573,000549
Additional noninterest expense$8,695,000611
Pre-tax net operating income$17,120,000556
Securities gains (losses)$473,000328
Applicable income taxes$3,703,000517
Income before extraordinary items$13,890,000581
Extraordinary gains, net$011
Net income$13,890,000580
Minority interest net income$072
Net income of bank and minority interests.$13,890,000581
Net charge-offs$1,833,000330
Cash dividends$13,000,000314
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,516,330585
2019-06-30 (YTD Data)Rank
Total interest income$36,415,000486
Total interest expense$10,371,000373
Net interest income$26,044,000534
Provision for loan and lease losses$1,820,000312
Total noninterest income$4,952,000686
Gross Fiduciary activities income$341,000528
Service charges on deposit accounts$1,743,000372
Trading account gains and fees$0131
Additional Noninterest Income$2,868,000726
Total noninterest expense$18,416,000633
Salaries and employee benefits$10,372,000635
Premises and equipment expense$2,375,000557
Additional noninterest expense$5,669,000624
Pre-tax net operating income$10,760,000564
Securities gains (losses)$432,000248
Applicable income taxes$2,346,000521
Income before extraordinary items$8,846,000591
Extraordinary gains, net$011
Net income$8,846,000592
Minority interest net income$069
Net income of bank and minority interests.$8,846,000591
Net charge-offs$1,002,000336
Cash dividends$12,000,000251
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,504,720592
2019-03-31 (YTD Data)Rank
Total interest income$17,585,000498
Total interest expense$4,742,000400
Net interest income$12,843,000542
Provision for loan and lease losses$905,000306
Total noninterest income$2,336,000685
Gross Fiduciary activities income$148,000553
Service charges on deposit accounts$846,000373
Trading account gains and fees$0126
Additional Noninterest Income$1,342,000733
Total noninterest expense$9,322,000627
Salaries and employee benefits$5,464,000601
Premises and equipment expense$1,111,000575
Additional noninterest expense$2,747,000634
Pre-tax net operating income$4,952,000596
Securities gains (losses)$354,000143
Applicable income taxes$1,135,000524
Income before extraordinary items$4,171,000601
Extraordinary gains, net$05
Net income$4,171,000600
Minority interest net income$052
Net income of bank and minority interests.$4,171,000600
Net charge-offs$366,000420
Cash dividends$8,000,000205
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,891,340610
2018-12-31 (YTD Data)Rank
Total interest income$64,804,000501
Total interest expense$13,539,000412
Net interest income$51,265,000532
Provision for loan and lease losses$3,600,000329
Total noninterest income$8,845,000745
Gross Fiduciary activities income$662,000541
Service charges on deposit accounts$3,677,000370
Trading account gains and fees$0126
Additional Noninterest Income$4,506,000858
Total noninterest expense$33,506,000676
Salaries and employee benefits$17,986,000708
Premises and equipment expense$4,464,000568
Additional noninterest expense$11,056,000636
Pre-tax net operating income$23,004,000532
Securities gains (losses)$-349,0005,221
Applicable income taxes$2,343,000785
Income before extraordinary items$20,312,000510
Extraordinary gains, net$06
Net income$20,312,000509
Minority interest net income$072
Net income of bank and minority interests.$20,312,000509
Net charge-offs$3,005,000279
Cash dividends$2,501,0001,250
Sale, conversion, retirement of capital stock, net$0671
Net operating income$20,626,100500
2018-09-30 (YTD Data)Rank
Total interest income$47,817,000504
Total interest expense$9,439,000409
Net interest income$38,378,000526
Provision for loan and lease losses$2,827,000306
Total noninterest income$6,632,000758
Gross Fiduciary activities income$509,000528
Service charges on deposit accounts$2,723,000374
Trading account gains and fees$0138
Additional Noninterest Income$3,400,000863
Total noninterest expense$25,810,000656
Salaries and employee benefits$13,942,000688
Premises and equipment expense$3,612,000532
Additional noninterest expense$8,256,000622
Pre-tax net operating income$16,373,000554
Securities gains (losses)$80,000337
Applicable income taxes$1,201,0001,031
Income before extraordinary items$15,252,000504
Extraordinary gains, net$05
Net income$15,252,000503
Minority interest net income$066
Net income of bank and minority interests.$15,252,000503
Net charge-offs$1,710,000303
Cash dividends$2,001,0001,064
Sale, conversion, retirement of capital stock, net$0633
Net operating income$15,177,600510
2018-06-30 (YTD Data)Rank
Total interest income$31,278,000510
Total interest expense$5,873,000407
Net interest income$25,405,000527
Provision for loan and lease losses$1,921,000300
Total noninterest income$4,107,000793
Gross Fiduciary activities income$366,000514
Service charges on deposit accounts$1,750,000380
Trading account gains and fees$0130
Additional Noninterest Income$1,991,000938
Total noninterest expense$16,803,000672
Salaries and employee benefits$9,231,000701
Premises and equipment expense$2,364,000539
Additional noninterest expense$5,208,000657
Pre-tax net operating income$10,788,000556
Securities gains (losses)$-28,0005,171
Applicable income taxes$36,0003,294
Income before extraordinary items$10,724,000482
Extraordinary gains, net$06
Net income$10,724,000481
Minority interest net income$065
Net income of bank and minority interests.$10,724,000481
Net charge-offs$1,497,000263
Cash dividends$1,500,000946
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,752,000477
2018-03-31 (YTD Data)Rank
Total interest income$15,243,000514
Total interest expense$2,786,000405
Net interest income$12,457,000535
Provision for loan and lease losses$1,021,000273
Total noninterest income$1,758,000874
Gross Fiduciary activities income$240,000471
Service charges on deposit accounts$853,000391
Trading account gains and fees$0123
Additional Noninterest Income$665,0001,245
Total noninterest expense$8,514,000669
Salaries and employee benefits$4,563,000703
Premises and equipment expense$1,106,000577
Additional noninterest expense$2,845,000598
Pre-tax net operating income$4,680,000614
Securities gains (losses)$96,000167
Applicable income taxes$-1,386,0005,596
Income before extraordinary items$6,162,000427
Extraordinary gains, net$07
Net income$6,162,000426
Minority interest net income$052
Net income of bank and minority interests.$6,162,000427
Net charge-offs$853,000243
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,066,000434
2017-12-31 (YTD Data)Rank
Total interest income$58,545,000493
Total interest expense$8,762,000417
Net interest income$49,783,000509
Provision for loan and lease losses$3,600,000305
Total noninterest income$5,735,0001,022
Gross Fiduciary activities income$676,000528
Service charges on deposit accounts$3,559,000385
Trading account gains and fees$0151
Additional Noninterest Income$1,500,0001,817
Total noninterest expense$32,997,000666
Salaries and employee benefits$18,150,000677
Premises and equipment expense$4,669,000533
Additional noninterest expense$10,178,000670
Pre-tax net operating income$18,921,000571
Securities gains (losses)$609,000198
Applicable income taxes$04,135
Income before extraordinary items$19,530,000410
Extraordinary gains, net$09
Net income$19,530,000410
Minority interest net income$076
Net income of bank and minority interests.$19,530,000410
Net charge-offs$3,143,000285
Cash dividends$12,400,000317
Sale, conversion, retirement of capital stock, net$0711
Net operating income$18,921,000419
2017-09-30 (YTD Data)Rank
Total interest income$43,224,000504
Total interest expense$6,278,000418
Net interest income$36,946,000515
Provision for loan and lease losses$2,700,000310
Total noninterest income$6,830,000747
Gross Fiduciary activities income$480,000545
Service charges on deposit accounts$2,634,000393
Trading account gains and fees$0145
Additional Noninterest Income$3,716,000841
Total noninterest expense$24,956,000662
Salaries and employee benefits$13,525,000681
Premises and equipment expense$3,800,000505
Additional noninterest expense$7,631,000667
Pre-tax net operating income$16,120,000527
Securities gains (losses)$595,000183
Applicable income taxes$04,172
Income before extraordinary items$16,715,000410
Extraordinary gains, net$09
Net income$16,715,000409
Minority interest net income$071
Net income of bank and minority interests.$16,715,000410
Net charge-offs$1,957,000304
Cash dividends$7,400,000366
Sale, conversion, retirement of capital stock, net$0677
Net operating income$16,120,000420
2017-06-30 (YTD Data)Rank
Total interest income$29,017,000493
Total interest expense$3,981,000425
Net interest income$25,036,000505
Provision for loan and lease losses$1,795,000310
Total noninterest income$4,605,000736
Gross Fiduciary activities income$383,000511
Service charges on deposit accounts$1,738,000391
Trading account gains and fees$0139
Additional Noninterest Income$2,484,000839
Total noninterest expense$17,010,000646
Salaries and employee benefits$9,402,000656
Premises and equipment expense$2,580,000490
Additional noninterest expense$5,028,000681
Pre-tax net operating income$10,836,000518
Securities gains (losses)$294,000216
Applicable income taxes$04,189
Income before extraordinary items$11,130,000414
Extraordinary gains, net$011
Net income$11,130,000413
Minority interest net income$071
Net income of bank and minority interests.$11,130,000414
Net charge-offs$1,307,000299
Cash dividends$4,700,000379
Sale, conversion, retirement of capital stock, net$0659
Net operating income$10,836,000417
2017-03-31 (YTD Data)Rank
Total interest income$15,046,000475
Total interest expense$1,902,000432
Net interest income$13,144,000483
Provision for loan and lease losses$896,000298
Total noninterest income$2,322,000718
Gross Fiduciary activities income$260,000461
Service charges on deposit accounts$886,000390
Trading account gains and fees$0142
Additional Noninterest Income$1,176,000849
Total noninterest expense$8,727,000637
Salaries and employee benefits$4,880,000634
Premises and equipment expense$1,357,000483
Additional noninterest expense$2,490,000677
Pre-tax net operating income$5,843,000466
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$5,843,000399
Extraordinary gains, net$08
Net income$5,843,000398
Minority interest net income$055
Net income of bank and minority interests.$5,843,000399
Net charge-offs$162,000680
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,843,000393
2016-12-31 (YTD Data)Rank
Total interest income$57,455,000471
Total interest expense$7,338,000411
Net interest income$50,117,000475
Provision for loan and lease losses$4,155,000302
Total noninterest income$7,847,000826
Gross Fiduciary activities income$493,000595
Service charges on deposit accounts$3,600,000389
Trading account gains and fees$0170
Additional Noninterest Income$3,754,0001,032
Total noninterest expense$33,206,000652
Salaries and employee benefits$18,464,000634
Premises and equipment expense$4,521,000558
Additional noninterest expense$10,221,000672
Pre-tax net operating income$20,603,000496
Securities gains (losses)$313,000640
Applicable income taxes$04,278
Income before extraordinary items$20,916,000392
Extraordinary gains, net$05
Net income$20,916,000391
Minority interest net income$082
Net income of bank and minority interests.$20,916,000391
Net charge-offs$3,236,000283
Cash dividends$18,743,000218
Sale, conversion, retirement of capital stock, net$0759
Net operating income$20,603,000394
2016-09-30 (YTD Data)Rank
Total interest income$43,103,000471
Total interest expense$5,456,000408
Net interest income$37,647,000474
Provision for loan and lease losses$1,555,000498
Total noninterest income$5,578,000866
Gross Fiduciary activities income$415,000570
Service charges on deposit accounts$2,641,000393
Trading account gains and fees$0169
Additional Noninterest Income$2,522,0001,123
Total noninterest expense$25,609,000632
Salaries and employee benefits$14,417,000610
Premises and equipment expense$3,545,000532
Additional noninterest expense$7,647,000679
Pre-tax net operating income$16,061,000487
Securities gains (losses)$300,000596
Applicable income taxes$04,325
Income before extraordinary items$16,361,000380
Extraordinary gains, net$05
Net income$16,361,000380
Minority interest net income$071
Net income of bank and minority interests.$16,361,000380
Net charge-offs$2,049,000295
Cash dividends$13,344,000223
Sale, conversion, retirement of capital stock, net$0719
Net operating income$16,061,000379
2016-06-30 (YTD Data)Rank
Total interest income$28,575,000476
Total interest expense$3,603,000407
Net interest income$24,972,000477
Provision for loan and lease losses$655,000685
Total noninterest income$3,713,000859
Gross Fiduciary activities income$297,000562
Service charges on deposit accounts$1,673,000408
Trading account gains and fees$0157
Additional Noninterest Income$1,743,0001,075
Total noninterest expense$17,214,000627
Salaries and employee benefits$9,448,000624
Premises and equipment expense$2,607,000490
Additional noninterest expense$5,159,000671
Pre-tax net operating income$10,816,000479
Securities gains (losses)$276,000458
Applicable income taxes$04,338
Income before extraordinary items$11,092,000368
Extraordinary gains, net$016
Net income$11,092,000367
Minority interest net income$071
Net income of bank and minority interests.$11,092,000367
Net charge-offs$1,782,000235
Cash dividends$10,644,000196
Sale, conversion, retirement of capital stock, net$0705
Net operating income$10,816,000371
2016-03-31 (YTD Data)Rank
Total interest income$14,101,000479
Total interest expense$1,801,000404
Net interest income$12,300,000480
Provision for loan and lease losses$330,000627
Total noninterest income$1,635,000904
Gross Fiduciary activities income$115,000616
Service charges on deposit accounts$809,000413
Trading account gains and fees$0142
Additional Noninterest Income$711,0001,189
Total noninterest expense$8,557,000629
Salaries and employee benefits$4,722,000629
Premises and equipment expense$1,258,000514
Additional noninterest expense$2,577,000665
Pre-tax net operating income$5,048,000489
Securities gains (losses)$255,000247
Applicable income taxes$04,259
Income before extraordinary items$5,303,000368
Extraordinary gains, net$012
Net income$5,303,000368
Minority interest net income$062
Net income of bank and minority interests.$5,303,000368
Net charge-offs$259,000537
Cash dividends$5,244,000201
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,048,000374
2015-12-31 (YTD Data)Rank
Total interest income$57,214,000450
Total interest expense$6,627,000412
Net interest income$50,587,000450
Provision for loan and lease losses$6,403,000180
Total noninterest income$7,417,000849
Gross Fiduciary activities income$472,000612
Service charges on deposit accounts$3,648,000384
Trading account gains and fees$0159
Additional Noninterest Income$3,297,0001,088
Total noninterest expense$32,192,000644
Salaries and employee benefits$17,855,000638
Premises and equipment expense$4,686,000534
Additional noninterest expense$9,651,000695
Pre-tax net operating income$19,409,000503
Securities gains (losses)$27,0002,055
Applicable income taxes$04,402
Income before extraordinary items$19,436,000399
Extraordinary gains, net$023
Net income$19,436,000398
Minority interest net income$081
Net income of bank and minority interests.$19,436,000399
Net charge-offs$3,786,000231
Cash dividends$11,300,000348
Sale, conversion, retirement of capital stock, net$0804
Net operating income$19,409,000397
2015-09-30 (YTD Data)Rank
Total interest income$42,706,000450
Total interest expense$4,912,000418
Net interest income$37,794,000454
Provision for loan and lease losses$3,834,000203
Total noninterest income$5,400,000883
Gross Fiduciary activities income$354,000608
Service charges on deposit accounts$2,743,000386
Trading account gains and fees$0153
Additional Noninterest Income$2,303,0001,160
Total noninterest expense$24,053,000655
Salaries and employee benefits$13,637,000644
Premises and equipment expense$3,663,000521
Additional noninterest expense$6,753,000738
Pre-tax net operating income$15,307,000497
Securities gains (losses)$31,0001,769
Applicable income taxes$04,489
Income before extraordinary items$15,338,000391
Extraordinary gains, net$021
Net income$15,338,000390
Minority interest net income$078
Net income of bank and minority interests.$15,338,000391
Net charge-offs$3,191,000199
Cash dividends$11,300,000261
Sale, conversion, retirement of capital stock, net$0773
Net operating income$15,307,000389
2015-06-30 (YTD Data)Rank
Total interest income$28,361,000447
Total interest expense$3,303,000413
Net interest income$25,058,000452
Provision for loan and lease losses$2,513,000206
Total noninterest income$3,535,000890
Gross Fiduciary activities income$240,000617
Service charges on deposit accounts$1,807,000388
Trading account gains and fees$0157
Additional Noninterest Income$1,488,0001,192
Total noninterest expense$16,450,000648
Salaries and employee benefits$9,168,000623
Premises and equipment expense$2,282,000559
Additional noninterest expense$5,000,000678
Pre-tax net operating income$9,630,000519
Securities gains (losses)$16,0001,815
Applicable income taxes$04,497
Income before extraordinary items$9,646,000409
Extraordinary gains, net$022
Net income$9,646,000409
Minority interest net income$075
Net income of bank and minority interests.$9,646,000409
Net charge-offs$2,273,000196
Cash dividends$8,600,000235
Sale, conversion, retirement of capital stock, net$0751
Net operating income$9,630,000403
2015-03-31 (YTD Data)Rank
Total interest income$13,890,000457
Total interest expense$1,666,000410
Net interest income$12,224,000464
Provision for loan and lease losses$1,240,000193
Total noninterest income$1,576,000937
Gross Fiduciary activities income$85,000676
Service charges on deposit accounts$857,000399
Trading account gains and fees$0152
Additional Noninterest Income$634,0001,275
Total noninterest expense$7,994,000659
Salaries and employee benefits$4,576,000631
Premises and equipment expense$1,113,000573
Additional noninterest expense$2,305,000721
Pre-tax net operating income$4,566,000523
Securities gains (losses)$10,0001,480
Applicable income taxes$04,400
Income before extraordinary items$4,576,000409
Extraordinary gains, net$013
Net income$4,576,000408
Minority interest net income$064
Net income of bank and minority interests.$4,576,000409
Net charge-offs$-253,0006,272
Cash dividends$3,400,000246
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,566,000405
2014-12-31 (YTD Data)Rank
Total interest income$39,175,000641
Total interest expense$5,012,000565
Net interest income$34,163,000645
Provision for loan and lease losses$3,690,000268
Total noninterest income$5,230,0001,069
Gross Fiduciary activities income$397,000654
Service charges on deposit accounts$2,348,000584
Trading account gains and fees$0180
Additional Noninterest Income$2,485,0001,256
Total noninterest expense$19,162,0001,067
Salaries and employee benefits$11,527,000946
Premises and equipment expense$2,371,0001,014
Additional noninterest expense$5,264,0001,236
Pre-tax net operating income$16,541,000544
Securities gains (losses)$225,000755
Applicable income taxes$04,531
Income before extraordinary items$16,766,000432
Extraordinary gains, net$017
Net income$16,766,000431
Minority interest net income$084
Net income of bank and minority interests.$16,766,000432
Net charge-offs$1,658,000603
Cash dividends$26,300,000183
Sale, conversion, retirement of capital stock, net$0862
Net operating income$16,541,000432
2014-09-30 (YTD Data)Rank
Total interest income$29,134,000641
Total interest expense$3,702,000587
Net interest income$25,432,000647
Provision for loan and lease losses$2,456,000290
Total noninterest income$4,057,0001,046
Gross Fiduciary activities income$335,000628
Service charges on deposit accounts$1,761,000578
Trading account gains and fees$0174
Additional Noninterest Income$1,961,0001,218
Total noninterest expense$14,478,0001,059
Salaries and employee benefits$8,677,000940
Premises and equipment expense$1,896,000966
Additional noninterest expense$3,905,0001,248
Pre-tax net operating income$12,555,000536
Securities gains (losses)$-164,0006,477
Applicable income taxes$04,583
Income before extraordinary items$12,391,000435
Extraordinary gains, net$015
Net income$12,391,000433
Minority interest net income$081
Net income of bank and minority interests.$12,391,000435
Net charge-offs$1,334,000531
Cash dividends$5,700,000394
Sale, conversion, retirement of capital stock, net$0819
Net operating income$12,555,000425
2014-06-30 (YTD Data)Rank
Total interest income$19,030,000653
Total interest expense$2,437,000595
Net interest income$16,593,000662
Provision for loan and lease losses$1,238,000381
Total noninterest income$2,705,0001,018
Gross Fiduciary activities income$266,000598
Service charges on deposit accounts$1,144,000586
Trading account gains and fees$0172
Additional Noninterest Income$1,295,0001,207
Total noninterest expense$9,603,0001,058
Salaries and employee benefits$5,852,000928
Premises and equipment expense$1,341,000923
Additional noninterest expense$2,410,0001,335
Pre-tax net operating income$8,457,000522
Securities gains (losses)$4,0002,221
Applicable income taxes$04,568
Income before extraordinary items$8,461,000418
Extraordinary gains, net$020
Net income$8,461,000417
Minority interest net income$080
Net income of bank and minority interests.$8,461,000418
Net charge-offs$531,000829
Cash dividends$3,800,000396
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,457,000411
2014-03-31 (YTD Data)Rank
Total interest income$9,277,000672
Total interest expense$1,192,000621
Net interest income$8,085,000676
Provision for loan and lease losses$619,000373
Total noninterest income$1,407,000964
Gross Fiduciary activities income$80,000694
Service charges on deposit accounts$554,000598
Trading account gains and fees$0147
Additional Noninterest Income$773,0001,038
Total noninterest expense$4,695,0001,088
Salaries and employee benefits$2,916,000945
Premises and equipment expense$637,000990
Additional noninterest expense$1,142,0001,397
Pre-tax net operating income$4,178,000512
Securities gains (losses)$-52,0006,595
Applicable income taxes$04,445
Income before extraordinary items$4,126,000411
Extraordinary gains, net$016
Net income$4,126,000410
Minority interest net income$066
Net income of bank and minority interests.$4,126,000411
Net charge-offs$-38,0006,230
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,178,000397
2013-12-31 (YTD Data)Rank
Total interest income$37,170,000663
Total interest expense$4,717,000707
Net interest income$32,453,000655
Provision for loan and lease losses$2,458,000527
Total noninterest income$4,426,0001,238
Gross Fiduciary activities income$312,000698
Service charges on deposit accounts$2,563,000538
Trading account gains and fees$0184
Additional Noninterest Income$1,551,0001,802
Total noninterest expense$17,691,0001,157
Salaries and employee benefits$10,654,0001,005
Premises and equipment expense$2,467,000978
Additional noninterest expense$4,570,0001,453
Pre-tax net operating income$16,730,000500
Securities gains (losses)$-264,0006,657
Applicable income taxes$04,631
Income before extraordinary items$16,466,000419
Extraordinary gains, net$029
Net income$16,466,000418
Minority interest net income$090
Net income of bank and minority interests.$16,466,000420
Net charge-offs$3,291,000500
Cash dividends$6,700,000450
Sale, conversion, retirement of capital stock, net$0924
Net operating income$16,730,000414
2013-09-30 (YTD Data)Rank
Total interest income$27,658,000667
Total interest expense$3,507,000740
Net interest income$24,151,000656
Provision for loan and lease losses$1,839,000532
Total noninterest income$3,289,0001,262
Gross Fiduciary activities income$272,000673
Service charges on deposit accounts$1,899,000543
Trading account gains and fees$0180
Additional Noninterest Income$1,118,0001,901
Total noninterest expense$13,138,0001,173
Salaries and employee benefits$8,003,0001,001
Premises and equipment expense$1,799,0001,004
Additional noninterest expense$3,336,0001,486
Pre-tax net operating income$12,463,000512
Securities gains (losses)$136,0001,032
Applicable income taxes$04,713
Income before extraordinary items$12,599,000415
Extraordinary gains, net$025
Net income$12,599,000414
Minority interest net income$084
Net income of bank and minority interests.$12,599,000416
Net charge-offs$2,567,000496
Cash dividends$4,800,000427
Sale, conversion, retirement of capital stock, net$0868
Net operating income$12,463,000416
2013-06-30 (YTD Data)Rank
Total interest income$18,395,000670
Total interest expense$2,328,000764
Net interest income$16,067,000654
Provision for loan and lease losses$1,227,000565
Total noninterest income$2,123,0001,305
Gross Fiduciary activities income$213,000638
Service charges on deposit accounts$1,215,000549
Trading account gains and fees$0157
Additional Noninterest Income$695,0002,031
Total noninterest expense$8,588,0001,186
Salaries and employee benefits$5,298,0001,022
Premises and equipment expense$1,191,0001,005
Additional noninterest expense$2,099,0001,553
Pre-tax net operating income$8,375,000504
Securities gains (losses)$69,0001,327
Applicable income taxes$04,679
Income before extraordinary items$8,444,000406
Extraordinary gains, net$022
Net income$8,444,000407
Minority interest net income$082
Net income of bank and minority interests.$8,444,000408
Net charge-offs$925,000815
Cash dividends$3,500,000389
Sale, conversion, retirement of capital stock, net$0838
Net operating income$8,375,000400
2013-03-31 (YTD Data)Rank
Total interest income$9,100,000689
Total interest expense$1,172,000790
Net interest income$7,928,000670
Provision for loan and lease losses$613,000589
Total noninterest income$1,006,0001,358
Gross Fiduciary activities income$90,000677
Service charges on deposit accounts$580,000570
Trading account gains and fees$0148
Additional Noninterest Income$336,0002,073
Total noninterest expense$4,417,0001,157
Salaries and employee benefits$2,693,0001,013
Premises and equipment expense$595,0001,034
Additional noninterest expense$1,129,0001,442
Pre-tax net operating income$3,904,000533
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$3,904,000437
Extraordinary gains, net$010
Net income$3,904,000438
Minority interest net income$076
Net income of bank and minority interests.$3,904,000438
Net charge-offs$191,0001,397
Cash dividends$2,200,000279
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,904,000417
2012-12-31 (YTD Data)Rank
Total interest income$35,990,000726
Total interest expense$5,734,000769
Net interest income$30,256,000719
Provision for loan and lease losses$4,200,000589
Total noninterest income$3,599,0001,432
Gross Fiduciary activities income$312,000693
Service charges on deposit accounts$2,553,000560
Trading account gains and fees$0166
Additional Noninterest Income$734,0002,826
Total noninterest expense$16,461,0001,229
Salaries and employee benefits$9,627,0001,094
Premises and equipment expense$2,181,0001,091
Additional noninterest expense$4,653,0001,452
Pre-tax net operating income$13,194,000581
Securities gains (losses)$338,0001,255
Applicable income taxes$04,751
Income before extraordinary items$13,532,000494
Extraordinary gains, net$029
Net income$13,532,000491
Minority interest net income$093
Net income of bank and minority interests.$13,532,000494
Net charge-offs$2,401,0001,014
Cash dividends$6,205,000474
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$13,194,000494
2012-09-30 (YTD Data)Rank
Total interest income$26,733,000741
Total interest expense$4,454,000781
Net interest income$22,279,000733
Provision for loan and lease losses$3,585,000536
Total noninterest income$2,459,0001,538
Gross Fiduciary activities income$277,000664
Service charges on deposit accounts$1,872,000576
Trading account gains and fees$0157
Additional Noninterest Income$310,0003,639
Total noninterest expense$12,474,0001,214
Salaries and employee benefits$7,496,0001,046
Premises and equipment expense$1,601,0001,118
Additional noninterest expense$3,377,0001,501
Pre-tax net operating income$8,679,000649
Securities gains (losses)$335,0001,018
Applicable income taxes$04,802
Income before extraordinary items$9,014,000552
Extraordinary gains, net$020
Net income$9,014,000551
Minority interest net income$086
Net income of bank and minority interests.$9,014,000552
Net charge-offs$1,390,0001,180
Cash dividends$4,100,000424
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,679,000543
2012-06-30 (YTD Data)Rank
Total interest income$17,743,000755
Total interest expense$3,067,000780
Net interest income$14,676,000748
Provision for loan and lease losses$2,364,000567
Total noninterest income$1,673,0001,499
Gross Fiduciary activities income$203,000653
Service charges on deposit accounts$1,216,000590
Trading account gains and fees$0153
Additional Noninterest Income$254,0003,313
Total noninterest expense$8,266,0001,216
Salaries and employee benefits$4,983,0001,049
Premises and equipment expense$1,051,0001,134
Additional noninterest expense$2,232,0001,517
Pre-tax net operating income$5,719,000650
Securities gains (losses)$335,000787
Applicable income taxes$04,770
Income before extraordinary items$6,054,000535
Extraordinary gains, net$019
Net income$6,054,000535
Minority interest net income$084
Net income of bank and minority interests.$6,054,000535
Net charge-offs$515,0001,732
Cash dividends$2,775,000403
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,719,000543
2012-03-31 (YTD Data)Rank
Total interest income$8,789,000771
Total interest expense$1,568,000794
Net interest income$7,221,000762
Provision for loan and lease losses$1,134,000557
Total noninterest income$723,0001,654
Gross Fiduciary activities income$72,000724
Service charges on deposit accounts$586,000606
Trading account gains and fees$0148
Additional Noninterest Income$65,0004,337
Total noninterest expense$4,143,0001,205
Salaries and employee benefits$2,492,0001,041
Premises and equipment expense$545,0001,095
Additional noninterest expense$1,106,0001,520
Pre-tax net operating income$2,667,000695
Securities gains (losses)$162,000688
Applicable income taxes$04,704
Income before extraordinary items$2,829,000556
Extraordinary gains, net$019
Net income$2,829,000556
Minority interest net income$078
Net income of bank and minority interests.$2,829,000557
Net charge-offs$153,0002,065
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,667,000580
2011-12-31 (YTD Data)Rank
Total interest income$34,546,000808
Total interest expense$7,198,000825
Net interest income$27,348,000796
Provision for loan and lease losses$5,662,000708
Total noninterest income$4,899,0001,060
Gross Fiduciary activities income$298,000664
Service charges on deposit accounts$2,628,000564
Trading account gains and fees$0146
Additional Noninterest Income$1,973,0001,374
Total noninterest expense$16,419,0001,202
Salaries and employee benefits$8,406,0001,183
Premises and equipment expense$2,183,0001,141
Additional noninterest expense$5,830,0001,195
Pre-tax net operating income$10,166,000619
Securities gains (losses)$8,0003,400
Applicable income taxes$04,719
Income before extraordinary items$10,174,000530
Extraordinary gains, net$029
Net income$10,174,000530
Minority interest net income$096
Net income of bank and minority interests.$10,174,000531
Net charge-offs$3,144,0001,160
Cash dividends$3,525,000578
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,166,000519
2011-09-30 (YTD Data)Rank
Total interest income$25,680,000828
Total interest expense$5,511,000850
Net interest income$20,169,000819
Provision for loan and lease losses$4,427,000690
Total noninterest income$3,775,0001,044
Gross Fiduciary activities income$238,000643
Service charges on deposit accounts$1,935,000575
Trading account gains and fees$0145
Additional Noninterest Income$1,602,0001,284
Total noninterest expense$12,074,0001,223
Salaries and employee benefits$6,357,0001,168
Premises and equipment expense$1,627,0001,166
Additional noninterest expense$4,090,0001,262
Pre-tax net operating income$7,443,000647
Securities gains (losses)$2,0003,369
Applicable income taxes$04,740
Income before extraordinary items$7,445,000551
Extraordinary gains, net$021
Net income$7,445,000550
Minority interest net income$087
Net income of bank and minority interests.$7,445,000551
Net charge-offs$2,620,0001,025
Cash dividends$2,550,000521
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,443,000540
2011-06-30 (YTD Data)Rank
Total interest income$16,852,000853
Total interest expense$3,737,000869
Net interest income$13,115,000843
Provision for loan and lease losses$3,127,000651
Total noninterest income$2,458,0001,059
Gross Fiduciary activities income$164,000642
Service charges on deposit accounts$1,234,000595
Trading account gains and fees$0153
Additional Noninterest Income$1,060,0001,291
Total noninterest expense$7,861,0001,270
Salaries and employee benefits$4,201,0001,191
Premises and equipment expense$1,054,0001,217
Additional noninterest expense$2,606,0001,343
Pre-tax net operating income$4,585,000684
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$4,585,000576
Extraordinary gains, net$015
Net income$4,585,000573
Minority interest net income$089
Net income of bank and minority interests.$4,585,000576
Net charge-offs$1,494,0001,127
Cash dividends$1,700,000501
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,585,000563
2011-03-31 (YTD Data)Rank
Total interest income$8,308,000868
Total interest expense$1,898,000892
Net interest income$6,410,000861
Provision for loan and lease losses$906,000929
Total noninterest income$1,199,0001,071
Gross Fiduciary activities income$55,000726
Service charges on deposit accounts$584,000616
Trading account gains and fees$0158
Additional Noninterest Income$560,0001,258
Total noninterest expense$3,607,0001,378
Salaries and employee benefits$1,985,0001,262
Premises and equipment expense$503,0001,302
Additional noninterest expense$1,119,0001,549
Pre-tax net operating income$3,096,000536
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$3,096,000429
Extraordinary gains, net$09
Net income$3,096,000428
Minority interest net income$086
Net income of bank and minority interests.$3,096,000429
Net charge-offs$449,0001,426
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,096,000419
2010-12-31 (YTD Data)Rank
Total interest income$33,140,000924
Total interest expense$8,621,000968
Net interest income$24,519,000902
Provision for loan and lease losses$6,880,000886
Total noninterest income$4,143,0001,234
Gross Fiduciary activities income$320,000658
Service charges on deposit accounts$2,538,000588
Trading account gains and fees$0175
Additional Noninterest Income$1,285,0001,873
Total noninterest expense$15,434,0001,297
Salaries and employee benefits$8,374,0001,178
Premises and equipment expense$2,030,0001,277
Additional noninterest expense$5,030,0001,444
Pre-tax net operating income$6,348,000835
Securities gains (losses)$185,0001,651
Applicable income taxes$04,655
Income before extraordinary items$6,533,000687
Extraordinary gains, net$029
Net income$6,533,000684
Minority interest net income$0111
Net income of bank and minority interests.$6,533,000688
Net charge-offs$5,763,000907
Cash dividends$3,700,000450
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,348,000677
2010-09-30 (YTD Data)Rank
Total interest income$24,693,000945
Total interest expense$6,533,000993
Net interest income$18,160,000912
Provision for loan and lease losses$4,198,0001,006
Total noninterest income$3,097,0001,230
Gross Fiduciary activities income$302,000595
Service charges on deposit accounts$1,869,000604
Trading account gains and fees$0165
Additional Noninterest Income$926,0001,888
Total noninterest expense$11,359,0001,306
Salaries and employee benefits$6,252,0001,170
Premises and equipment expense$1,520,0001,301
Additional noninterest expense$3,587,0001,478
Pre-tax net operating income$5,700,000744
Securities gains (losses)$184,0001,436
Applicable income taxes$04,726
Income before extraordinary items$5,884,000585
Extraordinary gains, net$023
Net income$5,884,000584
Minority interest net income$0110
Net income of bank and minority interests.$5,884,000585
Net charge-offs$3,045,0001,133
Cash dividends$2,850,000385
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,700,000578
2010-06-30 (YTD Data)Rank
Total interest income$16,380,000963
Total interest expense$4,417,0001,015
Net interest income$11,963,000925
Provision for loan and lease losses$2,742,0001,013
Total noninterest income$1,904,0001,270
Gross Fiduciary activities income$72,000808
Service charges on deposit accounts$1,203,000638
Trading account gains and fees$0152
Additional Noninterest Income$629,0001,804
Total noninterest expense$7,476,0001,322
Salaries and employee benefits$4,111,0001,195
Premises and equipment expense$1,022,0001,294
Additional noninterest expense$2,343,0001,516
Pre-tax net operating income$3,649,000757
Securities gains (losses)$-24,0007,380
Applicable income taxes$04,691
Income before extraordinary items$3,625,000622
Extraordinary gains, net$019
Net income$3,625,000622
Minority interest net income$0105
Net income of bank and minority interests.$3,625,000623
Net charge-offs$1,138,0001,598
Cash dividends$2,000,000348
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,649,000590
2010-03-31 (YTD Data)Rank
Total interest income$8,188,000985
Total interest expense$2,262,0001,038
Net interest income$5,926,000945
Provision for loan and lease losses$1,226,0001,015
Total noninterest income$881,0001,358
Gross Fiduciary activities income$42,000802
Service charges on deposit accounts$568,000679
Trading account gains and fees$0175
Additional Noninterest Income$271,0001,971
Total noninterest expense$3,751,0001,337
Salaries and employee benefits$2,115,0001,174
Premises and equipment expense$514,0001,330
Additional noninterest expense$1,122,0001,573
Pre-tax net operating income$1,830,000741
Securities gains (losses)$13,0001,658
Applicable income taxes$04,611
Income before extraordinary items$1,843,000610
Extraordinary gains, net$016
Net income$1,843,000614
Minority interest net income$091
Net income of bank and minority interests.$1,843,000614
Net charge-offs$408,0001,755
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,830,000594
2009-12-31 (YTD Data)Rank
Total interest income$33,115,0001,022
Total interest expense$10,182,0001,173
Net interest income$22,933,000942
Provision for loan and lease losses$3,666,0001,751
Total noninterest income$3,818,0001,346
Gross Fiduciary activities income$224,000734
Service charges on deposit accounts$2,507,000672
Trading account gains and fees$0211
Additional Noninterest Income$1,087,0002,052
Total noninterest expense$14,909,0001,373
Salaries and employee benefits$8,200,0001,198
Premises and equipment expense$2,006,0001,354
Additional noninterest expense$4,703,0001,588
Pre-tax net operating income$8,176,000528
Securities gains (losses)$-26,0007,085
Applicable income taxes$04,388
Income before extraordinary items$8,150,000401
Extraordinary gains, net$034
Net income$8,150,000399
Minority interest net income$0115
Net income of bank and minority interests.$8,150,000402
Net charge-offs$2,457,0001,811
Cash dividends$4,400,000400
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,176,000402
2009-09-30 (YTD Data)Rank
Total interest income$24,861,0001,042
Total interest expense$7,742,0001,207
Net interest income$17,119,000952
Provision for loan and lease losses$2,396,0001,709
Total noninterest income$2,901,0001,354
Gross Fiduciary activities income$179,000716
Service charges on deposit accounts$1,842,000684
Trading account gains and fees$0212
Additional Noninterest Income$880,0001,993
Total noninterest expense$11,445,0001,338
Salaries and employee benefits$6,259,0001,188
Premises and equipment expense$1,478,0001,392
Additional noninterest expense$3,708,0001,462
Pre-tax net operating income$6,179,000555
Securities gains (losses)$12,0002,919
Applicable income taxes$04,592
Income before extraordinary items$6,191,000428
Extraordinary gains, net$027
Net income$6,191,000427
Minority interest net income$0118
Net income of bank and minority interests.$6,191,000428
Net charge-offs$1,693,0001,667
Cash dividends$3,300,000371
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,179,000427
2009-06-30 (YTD Data)Rank
Total interest income$16,514,0001,073
Total interest expense$5,198,0001,270
Net interest income$11,316,000953
Provision for loan and lease losses$1,271,0001,792
Total noninterest income$1,788,0001,451
Gross Fiduciary activities income$63,000830
Service charges on deposit accounts$1,146,000719
Trading account gains and fees$0193
Additional Noninterest Income$579,0002,030
Total noninterest expense$7,715,0001,350
Salaries and employee benefits$4,202,0001,201
Premises and equipment expense$969,0001,445
Additional noninterest expense$2,544,0001,457
Pre-tax net operating income$4,118,000537
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$4,118,000424
Extraordinary gains, net$021
Net income$4,118,000422
Minority interest net income$0112
Net income of bank and minority interests.$4,118,000424
Net charge-offs$1,510,0001,341
Cash dividends$2,300,000387
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,118,000408
2009-03-31 (YTD Data)Rank
Total interest income$8,058,0001,115
Total interest expense$2,665,0001,290
Net interest income$5,393,0001,004
Provision for loan and lease losses$462,0001,850
Total noninterest income$879,0001,437
Gross Fiduciary activities income$30,000855
Service charges on deposit accounts$538,000748
Trading account gains and fees$0171
Additional Noninterest Income$311,0001,900
Total noninterest expense$3,659,0001,370
Salaries and employee benefits$2,102,0001,219
Premises and equipment expense$481,0001,475
Additional noninterest expense$1,076,0001,500
Pre-tax net operating income$2,151,000563
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$2,151,000452
Extraordinary gains, net$015
Net income$2,151,000453
Minority interest net income$0102
Net income of bank and minority interests.$2,151,000454
Net charge-offs$420,0001,497
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,151,000423
2008-12-31 (YTD Data)Rank
Total interest income$35,423,0001,071
Total interest expense$14,427,0001,127
Net interest income$20,996,0001,027
Provision for loan and lease losses$2,008,0001,783
Total noninterest income$4,260,0001,215
Gross Fiduciary activities income$234,000748
Service charges on deposit accounts$2,549,000680
Trading account gains and fees$0154
Additional Noninterest Income$1,477,0001,617
Total noninterest expense$13,743,0001,425
Salaries and employee benefits$7,751,0001,303
Premises and equipment expense$1,908,0001,451
Additional noninterest expense$4,084,0001,511
Pre-tax net operating income$9,505,000576
Securities gains (losses)$183,000763
Applicable income taxes$04,979
Income before extraordinary items$9,688,000397
Extraordinary gains, net$039
Net income$9,688,000397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$911,0002,063
Cash dividends$6,150,000459
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,505,000429
2008-09-30 (YTD Data)Rank
Total interest income$26,903,0001,086
Total interest expense$11,369,0001,109
Net interest income$15,534,0001,065
Provision for loan and lease losses$1,011,0001,809
Total noninterest income$3,100,0001,275
Gross Fiduciary activities income$205,000712
Service charges on deposit accounts$1,895,000692
Trading account gains and fees$0148
Additional Noninterest Income$1,000,0001,816
Total noninterest expense$10,371,0001,396
Salaries and employee benefits$6,099,0001,251
Premises and equipment expense$1,404,0001,491
Additional noninterest expense$2,868,0001,557
Pre-tax net operating income$7,252,000689
Securities gains (losses)$115,000874
Applicable income taxes$05,372
Income before extraordinary items$7,367,000495
Extraordinary gains, net$031
Net income$7,367,000494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0002,415
Cash dividends$5,050,000451
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,252,000523
2008-06-30 (YTD Data)Rank
Total interest income$18,073,0001,091
Total interest expense$7,940,0001,101
Net interest income$10,133,0001,077
Provision for loan and lease losses$547,0001,818
Total noninterest income$2,032,0001,313
Gross Fiduciary activities income$115,000772
Service charges on deposit accounts$1,232,000702
Trading account gains and fees$0149
Additional Noninterest Income$685,0001,826
Total noninterest expense$6,919,0001,388
Salaries and employee benefits$4,149,0001,243
Premises and equipment expense$933,0001,492
Additional noninterest expense$1,837,0001,602
Pre-tax net operating income$4,699,000751
Securities gains (losses)$29,0001,807
Applicable income taxes$05,627
Income before extraordinary items$4,728,000584
Extraordinary gains, net$021
Net income$4,728,000583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,340
Cash dividends$3,850,000438
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,699,000569
2008-03-31 (YTD Data)Rank
Total interest income$9,236,0001,099
Total interest expense$4,287,0001,091
Net interest income$4,949,0001,108
Provision for loan and lease losses$169,0001,999
Total noninterest income$889,0001,458
Gross Fiduciary activities income$29,000903
Service charges on deposit accounts$566,000758
Trading account gains and fees$0158
Additional Noninterest Income$294,0002,001
Total noninterest expense$3,369,0001,420
Salaries and employee benefits$2,046,0001,284
Premises and equipment expense$440,0001,592
Additional noninterest expense$883,0001,621
Pre-tax net operating income$2,300,000835
Securities gains (losses)$15,0001,758
Applicable income taxes$05,622
Income before extraordinary items$2,315,000667
Extraordinary gains, net$015
Net income$2,315,000668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,589
Cash dividends$250,0002,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,300,000643
2007-12-31 (YTD Data)Rank
Total interest income$31,940,0001,337
Total interest expense$15,323,0001,307
Net interest income$16,617,0001,348
Provision for loan and lease losses$261,0003,429
Total noninterest income$3,400,0001,493
Gross Fiduciary activities income$205,000799
Service charges on deposit accounts$2,041,000873
Trading account gains and fees$0178
Additional Noninterest Income$1,154,0002,023
Total noninterest expense$10,948,0001,689
Salaries and employee benefits$6,450,0001,569
Premises and equipment expense$1,526,0001,717
Additional noninterest expense$2,972,0001,853
Pre-tax net operating income$8,808,000966
Securities gains (losses)$3,0001,730
Applicable income taxes$06,070
Income before extraordinary items$8,811,000743
Extraordinary gains, net$039
Net income$8,811,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$445,0001,825
Cash dividends$13,000,000340
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,808,000734
2007-09-30 (YTD Data)Rank
Total interest income$23,775,0001,354
Total interest expense$11,428,0001,307
Net interest income$12,347,0001,365
Provision for loan and lease losses$169,0003,319
Total noninterest income$2,389,0001,577
Gross Fiduciary activities income$173,000762
Service charges on deposit accounts$1,495,000885
Trading account gains and fees$0184
Additional Noninterest Income$721,0002,275
Total noninterest expense$8,329,0001,645
Salaries and employee benefits$4,972,0001,517
Premises and equipment expense$1,142,0001,719
Additional noninterest expense$2,215,0001,818
Pre-tax net operating income$6,238,0001,104
Securities gains (losses)$-11,0007,805
Applicable income taxes$06,220
Income before extraordinary items$6,227,000840
Extraordinary gains, net$033
Net income$6,227,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,586
Cash dividends$5,100,000561
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,238,000825
2007-06-30 (YTD Data)Rank
Total interest income$15,786,0001,367
Total interest expense$7,560,0001,325
Net interest income$8,226,0001,385
Provision for loan and lease losses$140,0002,749
Total noninterest income$1,512,0001,663
Gross Fiduciary activities income$59,000901
Service charges on deposit accounts$985,000908
Trading account gains and fees$0168
Additional Noninterest Income$468,0002,346
Total noninterest expense$5,516,0001,674
Salaries and employee benefits$3,319,0001,546
Premises and equipment expense$754,0001,757
Additional noninterest expense$1,443,0001,877
Pre-tax net operating income$4,082,0001,154
Securities gains (losses)$-11,0008,018
Applicable income taxes$06,265
Income before extraordinary items$4,071,000900
Extraordinary gains, net$029
Net income$4,071,000899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0001,195
Cash dividends$3,650,000546
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,082,000884
2007-03-31 (YTD Data)Rank
Total interest income$7,815,0001,373
Total interest expense$3,697,0001,341
Net interest income$4,118,0001,380
Provision for loan and lease losses$125,0001,705
Total noninterest income$730,0001,678
Gross Fiduciary activities income$30,000910
Service charges on deposit accounts$469,000925
Trading account gains and fees$0195
Additional Noninterest Income$231,0002,339
Total noninterest expense$2,764,0001,679
Salaries and employee benefits$1,666,0001,562
Premises and equipment expense$379,0001,756
Additional noninterest expense$719,0001,860
Pre-tax net operating income$1,959,0001,202
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,959,000902
Extraordinary gains, net$022
Net income$1,959,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,000770
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,959,000891
2006-12-31 (YTD Data)Rank
Total interest income$29,867,0001,329
Total interest expense$12,571,0001,338
Net interest income$17,296,0001,319
Provision for loan and lease losses$519,0001,844
Total noninterest income$2,945,0001,661
Gross Fiduciary activities income$191,000814
Service charges on deposit accounts$2,007,000878
Trading account gains and fees$0130
Additional Noninterest Income$747,0002,683
Total noninterest expense$10,674,0001,668
Salaries and employee benefits$6,188,0001,595
Premises and equipment expense$1,454,0001,747
Additional noninterest expense$3,032,0001,743
Pre-tax net operating income$9,048,0001,085
Securities gains (losses)$311,000316
Applicable income taxes$06,600
Income before extraordinary items$9,359,000797
Extraordinary gains, net$051
Net income$9,359,000796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$657,000947
Cash dividends$6,900,000539
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,048,000809
2006-09-30 (YTD Data)Rank
Total interest income$22,129,0001,333
Total interest expense$8,996,0001,359
Net interest income$13,133,0001,323
Provision for loan and lease losses$474,0001,457
Total noninterest income$2,281,0001,606
Gross Fiduciary activities income$166,000771
Service charges on deposit accounts$1,487,000894
Trading account gains and fees$0126
Additional Noninterest Income$628,0002,505
Total noninterest expense$8,002,0001,673
Salaries and employee benefits$4,691,0001,589
Premises and equipment expense$1,078,0001,768
Additional noninterest expense$2,233,0001,745
Pre-tax net operating income$6,938,0001,105
Securities gains (losses)$311,000267
Applicable income taxes$06,687
Income before extraordinary items$7,249,000807
Extraordinary gains, net$045
Net income$7,249,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,000860
Cash dividends$5,400,000487
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,938,000827
2006-06-30 (YTD Data)Rank
Total interest income$14,573,0001,320
Total interest expense$5,779,0001,349
Net interest income$8,794,0001,309
Provision for loan and lease losses$279,0001,611
Total noninterest income$1,532,0001,604
Gross Fiduciary activities income$142,000739
Service charges on deposit accounts$969,000903
Trading account gains and fees$0126
Additional Noninterest Income$421,0002,486
Total noninterest expense$5,288,0001,690
Salaries and employee benefits$3,109,0001,599
Premises and equipment expense$701,0001,801
Additional noninterest expense$1,478,0001,777
Pre-tax net operating income$4,759,0001,070
Securities gains (losses)$28,000539
Applicable income taxes$06,706
Income before extraordinary items$4,787,000816
Extraordinary gains, net$039
Net income$4,787,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$378,000704
Cash dividends$3,900,000469
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,759,000807
2006-03-31 (YTD Data)Rank
Total interest income$7,088,0001,332
Total interest expense$2,725,0001,353
Net interest income$4,363,0001,310
Provision for loan and lease losses$204,0001,117
Total noninterest income$714,0001,669
Gross Fiduciary activities income$29,000927
Service charges on deposit accounts$455,000933
Trading account gains and fees$0115
Additional Noninterest Income$230,0002,296
Total noninterest expense$2,644,0001,697
Salaries and employee benefits$1,561,0001,593
Premises and equipment expense$349,0001,811
Additional noninterest expense$734,0001,782
Pre-tax net operating income$2,229,0001,108
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$2,229,000849
Extraordinary gains, net$021
Net income$2,229,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,000555
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,229,000834
2005-12-31 (YTD Data)Rank
Total interest income$26,958,0001,243
Total interest expense$9,321,0001,213
Net interest income$17,637,0001,231
Provision for loan and lease losses$827,0001,231
Total noninterest income$3,070,0001,582
Gross Fiduciary activities income$206,000794
Service charges on deposit accounts$2,054,000845
Trading account gains and fees$0138
Additional Noninterest Income$810,0002,514
Total noninterest expense$10,379,0001,643
Salaries and employee benefits$6,021,0001,555
Premises and equipment expense$1,429,0001,710
Additional noninterest expense$2,929,0001,726
Pre-tax net operating income$9,501,0001,026
Securities gains (losses)$64,000854
Applicable income taxes$06,964
Income before extraordinary items$9,565,000762
Extraordinary gains, net$046
Net income$9,565,000764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$621,000975
Cash dividends$6,500,000522
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,501,000751
2005-09-30 (YTD Data)Rank
Total interest income$19,866,0001,224
Total interest expense$6,719,0001,175
Net interest income$13,147,0001,225
Provision for loan and lease losses$682,0001,092
Total noninterest income$2,353,0001,545
Gross Fiduciary activities income$186,000744
Service charges on deposit accounts$1,550,000840
Trading account gains and fees$0126
Additional Noninterest Income$617,0002,516
Total noninterest expense$7,717,0001,640
Salaries and employee benefits$4,490,0001,548
Premises and equipment expense$1,093,0001,664
Additional noninterest expense$2,134,0001,746
Pre-tax net operating income$7,101,0001,026
Securities gains (losses)$64,000807
Applicable income taxes$06,976
Income before extraordinary items$7,165,000752
Extraordinary gains, net$035
Net income$7,165,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0001,110
Cash dividends$5,100,000462
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,101,000743
2005-06-30 (YTD Data)Rank
Total interest income$12,903,0001,216
Total interest expense$4,199,0001,188
Net interest income$8,704,0001,215
Provision for loan and lease losses$346,0001,353
Total noninterest income$1,547,0001,554
Gross Fiduciary activities income$135,000718
Service charges on deposit accounts$1,009,000843
Trading account gains and fees$0116
Additional Noninterest Income$403,0002,526
Total noninterest expense$5,133,0001,645
Salaries and employee benefits$2,985,0001,547
Premises and equipment expense$707,0001,698
Additional noninterest expense$1,441,0001,716
Pre-tax net operating income$4,772,000993
Securities gains (losses)$35,000911
Applicable income taxes$06,961
Income before extraordinary items$4,807,000735
Extraordinary gains, net$030
Net income$4,807,000736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,053
Cash dividends$3,700,000428
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,772,000723
2005-03-31 (YTD Data)Rank
Total interest income$6,252,0001,222
Total interest expense$1,953,0001,208
Net interest income$4,299,0001,231
Provision for loan and lease losses$113,0001,870
Total noninterest income$696,0001,657
Gross Fiduciary activities income$38,000866
Service charges on deposit accounts$481,000850
Trading account gains and fees$0115
Additional Noninterest Income$177,0002,686
Total noninterest expense$2,535,0001,663
Salaries and employee benefits$1,461,0001,582
Premises and equipment expense$367,0001,653
Additional noninterest expense$707,0001,749
Pre-tax net operating income$2,347,000998
Securities gains (losses)$13,000933
Applicable income taxes$06,892
Income before extraordinary items$2,360,000745
Extraordinary gains, net$024
Net income$2,360,000746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,740
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,347,000726
2004-12-31 (YTD Data)Rank
Total interest income$22,006,0001,284
Total interest expense$6,484,0001,264
Net interest income$15,522,0001,304
Provision for loan and lease losses$870,0001,195
Total noninterest income$2,873,0001,664
Gross Fiduciary activities income$211,000772
Service charges on deposit accounts$1,990,000871
Trading account gains and fees$0138
Additional Noninterest Income$672,0002,771
Total noninterest expense$9,682,0001,678
Salaries and employee benefits$5,653,0001,569
Premises and equipment expense$1,379,0001,690
Additional noninterest expense$2,650,0001,832
Pre-tax net operating income$7,843,0001,124
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$7,843,000840
Extraordinary gains, net$034
Net income$7,843,000841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$965,000805
Cash dividends$4,000,000755
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,843,000807
2004-09-30 (YTD Data)Rank
Total interest income$15,901,0001,324
Total interest expense$4,666,0001,293
Net interest income$11,235,0001,337
Provision for loan and lease losses$701,0001,081
Total noninterest income$2,068,0001,730
Gross Fiduciary activities income$168,000764
Service charges on deposit accounts$1,431,000914
Trading account gains and fees$0134
Additional Noninterest Income$469,0002,909
Total noninterest expense$6,736,0001,788
Salaries and employee benefits$3,912,0001,687
Premises and equipment expense$1,055,0001,658
Additional noninterest expense$1,769,0002,040
Pre-tax net operating income$5,866,0001,125
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$5,866,000850
Extraordinary gains, net$026
Net income$5,866,000851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$807,000668
Cash dividends$3,000,000690
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,866,000816
2004-06-30 (YTD Data)Rank
Total interest income$10,400,0001,332
Total interest expense$3,064,0001,294
Net interest income$7,336,0001,349
Provision for loan and lease losses$464,0001,082
Total noninterest income$1,309,0001,793
Gross Fiduciary activities income$66,000886
Service charges on deposit accounts$921,000945
Trading account gains and fees$0130
Additional Noninterest Income$322,0002,871
Total noninterest expense$4,417,0001,810
Salaries and employee benefits$2,569,0001,711
Premises and equipment expense$677,0001,710
Additional noninterest expense$1,171,0002,064
Pre-tax net operating income$3,764,0001,147
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$3,764,000873
Extraordinary gains, net$021
Net income$3,764,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$710,000551
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,764,000833
2004-03-31 (YTD Data)Rank
Total interest income$5,200,0001,337
Total interest expense$1,567,0001,271
Net interest income$3,633,0001,368
Provision for loan and lease losses$206,0001,129
Total noninterest income$608,0001,857
Gross Fiduciary activities income$34,000889
Service charges on deposit accounts$413,0001,041
Trading account gains and fees$0121
Additional Noninterest Income$161,0002,816
Total noninterest expense$2,179,0001,841
Salaries and employee benefits$1,292,0001,721
Premises and equipment expense$332,0001,759
Additional noninterest expense$555,0002,136
Pre-tax net operating income$1,856,0001,138
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,856,000880
Extraordinary gains, net$016
Net income$1,856,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,000553
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,856,000829
2003-12-31 (YTD Data)Rank
Total interest income$20,598,0001,388
Total interest expense$7,516,0001,189
Net interest income$13,082,0001,487
Provision for loan and lease losses$898,0001,332
Total noninterest income$2,688,0001,841
Gross Fiduciary activities income$287,000719
Service charges on deposit accounts$1,696,0001,024
Trading account gains and fees$0160
Additional Noninterest Income$705,0002,963
Total noninterest expense$8,690,0001,821
Salaries and employee benefits$4,842,0001,773
Premises and equipment expense$1,446,0001,579
Additional noninterest expense$2,402,0002,002
Pre-tax net operating income$6,182,0001,335
Securities gains (losses)$1,0004,307
Applicable income taxes$07,459
Income before extraordinary items$6,183,0001,038
Extraordinary gains, net$054
Net income$6,183,0001,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,357,000720
Cash dividends$5,200,000601
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,182,000978
2003-09-30 (YTD Data)Rank
Total interest income$15,488,0001,412
Total interest expense$5,855,0001,191
Net interest income$9,633,0001,526
Provision for loan and lease losses$402,0002,013
Total noninterest income$1,925,0001,966
Gross Fiduciary activities income$153,000790
Service charges on deposit accounts$1,236,0001,051
Trading account gains and fees$0153
Additional Noninterest Income$536,0003,008
Total noninterest expense$6,382,0001,859
Salaries and employee benefits$3,623,0001,794
Premises and equipment expense$1,063,0001,614
Additional noninterest expense$1,696,0002,119
Pre-tax net operating income$4,774,0001,354
Securities gains (losses)$1,0004,000
Applicable income taxes$07,524
Income before extraordinary items$4,775,0001,058
Extraordinary gains, net$040
Net income$4,775,0001,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,0001,162
Cash dividends$3,800,000601
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,774,000984
2003-06-30 (YTD Data)Rank
Total interest income$10,418,0001,401
Total interest expense$4,063,0001,174
Net interest income$6,355,0001,535
Provision for loan and lease losses$271,0001,996
Total noninterest income$1,282,0001,942
Gross Fiduciary activities income$82,000866
Service charges on deposit accounts$817,0001,056
Trading account gains and fees$0150
Additional Noninterest Income$383,0002,863
Total noninterest expense$4,249,0001,861
Salaries and employee benefits$2,414,0001,785
Premises and equipment expense$677,0001,683
Additional noninterest expense$1,158,0002,068
Pre-tax net operating income$3,117,0001,374
Securities gains (losses)$1,0003,586
Applicable income taxes$07,529
Income before extraordinary items$3,118,0001,072
Extraordinary gains, net$030
Net income$3,118,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,0001,222
Cash dividends$2,700,000573
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,117,000988
2003-03-31 (YTD Data)Rank
Total interest income$5,280,0001,395
Total interest expense$2,073,0001,178
Net interest income$3,207,0001,513
Provision for loan and lease losses$205,0001,334
Total noninterest income$617,0001,954
Gross Fiduciary activities income$40,000866
Service charges on deposit accounts$386,0001,078
Trading account gains and fees$0134
Additional Noninterest Income$191,0002,797
Total noninterest expense$2,067,0001,899
Salaries and employee benefits$1,203,0001,771
Premises and equipment expense$321,0001,784
Additional noninterest expense$543,0002,162
Pre-tax net operating income$1,552,0001,378
Securities gains (losses)$1,0002,714
Applicable income taxes$07,403
Income before extraordinary items$1,553,0001,067
Extraordinary gains, net$021
Net income$1,553,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,381
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,552,000996
2002-12-31 (YTD Data)Rank
Total interest income$23,083,0001,329
Total interest expense$9,673,0001,164
Net interest income$13,410,0001,457
Provision for loan and lease losses$1,079,0001,262
Total noninterest income$2,762,0001,653
Gross Fiduciary activities income$213,000810
Service charges on deposit accounts$1,534,0001,047
Trading account gains and fees$0153
Additional Noninterest Income$1,015,0002,157
Total noninterest expense$8,614,0001,758
Salaries and employee benefits$4,964,0001,623
Premises and equipment expense$1,254,0001,760
Additional noninterest expense$2,396,0001,934
Pre-tax net operating income$6,479,0001,311
Securities gains (losses)$171,0001,277
Applicable income taxes$07,681
Income before extraordinary items$6,650,000940
Extraordinary gains, net$070
Net income$6,650,000940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$766,0001,201
Cash dividends$4,100,000728
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,479,000922
2001-12-31 (YTD Data)Rank
Total interest income$26,458,0001,291
Total interest expense$15,292,0001,053
Net interest income$11,166,0001,591
Provision for loan and lease losses$550,0002,033
Total noninterest income$2,497,0001,688
Gross Fiduciary activities income$221,000810
Service charges on deposit accounts$1,456,0001,022
Trading account gains and fees$0177
Additional Noninterest Income$820,0002,350
Total noninterest expense$7,952,0001,819
Salaries and employee benefits$4,412,0001,713
Premises and equipment expense$1,201,0001,798
Additional noninterest expense$2,339,0001,931
Pre-tax net operating income$5,161,0001,395
Securities gains (losses)$127,0001,550
Applicable income taxes$07,903
Income before extraordinary items$5,288,0001,041
Extraordinary gains, net$0105
Net income$5,288,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$807,0001,093
Cash dividends$3,150,000879
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,161,0001,022
2000-12-31 (YTD Data)Rank
Total interest income$27,783,0001,281
Total interest expense$16,049,0001,092
Net interest income$11,734,0001,495
Provision for loan and lease losses$1,365,000826
Total noninterest income$2,030,0001,850
Gross Fiduciary activities income$208,000794
Service charges on deposit accounts$1,408,000954
Trading account gains and fees$0180
Additional Noninterest Income$414,0003,262
Total noninterest expense$7,162,0001,947
Salaries and employee benefits$4,021,0001,793
Premises and equipment expense$1,053,0001,971
Additional noninterest expense$2,088,0002,082
Pre-tax net operating income$5,237,0001,418
Securities gains (losses)$-42,0009,121
Applicable income taxes$1,625,0001,404
Income before extraordinary items$3,570,0001,481
Extraordinary gains, net$038
Net income$3,570,0001,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,040,000727
Cash dividends$500,0003,528
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,598,9801,467
1999-12-31 (YTD Data)Rank
Total interest income$25,835,0001,262
Total interest expense$14,036,0001,079
Net interest income$11,799,0001,493
Provision for loan and lease losses$2,025,000559
Total noninterest income$1,913,0001,917
Gross Fiduciary activities income$207,000859
Service charges on deposit accounts$1,202,0001,113
Trading account gains and fees$0173
Additional Noninterest Income$504,0002,944
Total noninterest expense$7,042,0001,953
Salaries and employee benefits$4,089,0001,685
Premises and equipment expense$1,004,0002,043
Additional noninterest expense$1,949,0002,245
Pre-tax net operating income$4,645,0001,617
Securities gains (losses)$-2,0008,771
Applicable income taxes$1,281,0001,807
Income before extraordinary items$3,362,0001,586
Extraordinary gains, net$035
Net income$3,362,0001,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,965,000458
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,363,4401,559
1998-12-31 (YTD Data)Rank
Total interest income$24,798,0001,304
Total interest expense$14,111,0001,105
Net interest income$10,687,0001,581
Provision for loan and lease losses$2,969,000454
Total noninterest income$1,463,0002,308
Gross Fiduciary activities income$171,000897
Service charges on deposit accounts$917,0001,372
Trading account gains and fees$0224
Additional Noninterest Income$375,0003,563
Total noninterest expense$6,651,0001,967
Salaries and employee benefits$3,825,0001,726
Premises and equipment expense$907,0002,136
Additional noninterest expense$1,919,0002,187
Pre-tax net operating income$2,530,0002,750
Securities gains (losses)$47,0001,787
Applicable income taxes$332,0004,907
Income before extraordinary items$2,245,0002,299
Extraordinary gains, net$032
Net income$2,245,0002,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,790,000500
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,204,1102,262
1997-12-31 (YTD Data)Rank
Total interest income$20,108,0001,636
Total interest expense$11,212,0001,405
Net interest income$8,896,0001,953
Provision for loan and lease losses$740,0001,273
Total noninterest income$936,0003,210
Gross Fiduciary activities income$144,000974
Service charges on deposit accounts$565,0002,324
Trading account gains and fees$0239
Additional Noninterest Income$227,0004,653
Total noninterest expense$4,706,0002,722
Salaries and employee benefits$2,805,0002,370
Premises and equipment expense$664,0002,872
Additional noninterest expense$1,237,0003,272
Pre-tax net operating income$4,386,0001,744
Securities gains (losses)$70,0001,148
Applicable income taxes$1,295,0001,943
Income before extraordinary items$3,161,0001,694
Extraordinary gains, net$044
Net income$3,161,0001,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,820
Cash dividends$275,0004,748
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,111,3001,670
1996-12-31 (YTD Data)Rank
Total interest income$18,265,0001,858
Total interest expense$10,492,0001,526
Net interest income$7,773,0002,318
Provision for loan and lease losses$345,0002,341
Total noninterest income$938,0003,298
Gross Fiduciary activities income$143,0001,048
Service charges on deposit accounts$533,0002,546
Trading account gains and fees$0262
Additional Noninterest Income$262,0004,411
Total noninterest expense$4,436,0003,056
Salaries and employee benefits$2,576,0002,604
Premises and equipment expense$606,0003,183
Additional noninterest expense$1,254,0003,643
Pre-tax net operating income$3,930,0001,831
Securities gains (losses)$13,0002,310
Applicable income taxes$1,075,0002,190
Income before extraordinary items$2,868,0001,731
Extraordinary gains, net$053
Net income$2,868,0001,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,430
Cash dividends$600,0003,013
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,858,5101,701
1995-12-31 (YTD Data)Rank
Total interest income$16,062,0002,091
Total interest expense$9,031,0001,756
Net interest income$7,031,0002,550
Provision for loan and lease losses$162,0003,488
Total noninterest income$925,0003,295
Gross Fiduciary activities income$141,0001,088
Service charges on deposit accounts$460,0002,947
Trading account gains and fees$0522
Additional Noninterest Income$324,0003,823
Total noninterest expense$4,471,0003,007
Salaries and employee benefits$2,420,0002,760
Premises and equipment expense$538,0003,527
Additional noninterest expense$1,513,0003,080
Pre-tax net operating income$3,323,0002,213
Securities gains (losses)$19,0001,949
Applicable income taxes$767,0002,987
Income before extraordinary items$2,575,0001,947
Extraordinary gains, net$065
Net income$2,575,0001,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,217
Cash dividends$500,0003,291
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,560,3701,945
1994-12-31 (YTD Data)Rank
Total interest income$13,696,0002,236
Total interest expense$7,101,0001,780
Net interest income$6,595,0002,746
Provision for loan and lease losses$375,0001,906
Total noninterest income$775,0003,815
Gross Fiduciary activities income$146,0001,095
Service charges on deposit accounts$347,0003,871
Trading account gains and fees$0475
Additional Noninterest Income$282,0004,274
Total noninterest expense$3,953,0003,468
Salaries and employee benefits$2,061,0003,194
Premises and equipment expense$459,0004,088
Additional noninterest expense$1,433,0003,457
Pre-tax net operating income$3,042,0002,343
Securities gains (losses)$104,000759
Applicable income taxes$571,0003,655
Income before extraordinary items$2,575,0001,892
Extraordinary gains, net$0249
Net income$2,575,0001,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,648
Cash dividends$650,0002,652
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,489,7201,965
1993-12-31 (YTD Data)Rank
Total interest income$12,681,0002,433
Total interest expense$6,466,0001,998
Net interest income$6,215,0002,933
Provision for loan and lease losses$568,0001,934
Total noninterest income$811,0003,948
Gross Fiduciary activities income$103,0001,200
Service charges on deposit accounts$331,0004,067
Trading account gains and fees$1,000508
Additional Noninterest Income$376,0003,913
Total noninterest expense$3,595,0003,821
Salaries and employee benefits$1,841,0003,540
Premises and equipment expense$458,0004,185
Additional noninterest expense$1,296,0003,943
Pre-tax net operating income$2,863,0002,402
Securities gains (losses)$141,0002,056
Applicable income taxes$665,0003,274
Income before extraordinary items$2,339,0002,142
Extraordinary gains, net$03,149
Net income$2,339,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$389,0002,091
Cash dividends$600,0002,624
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,229,0202,107
1992-12-31 (YTD Data)Rank
Total interest income$12,898,0002,728
Total interest expense$6,976,0002,412
Net interest income$5,922,0003,091
Provision for loan and lease losses$311,0004,027
Total noninterest income$539,0005,337
Gross Fiduciary activities income$105,0001,238
Service charges on deposit accounts$282,0004,672
Trading account gains and fees$6,000432
Additional Noninterest Income$146,0006,738
Total noninterest expense$3,373,0004,067
Salaries and employee benefits$1,635,0003,920
Premises and equipment expense$499,0003,971
Additional noninterest expense$1,239,0004,224
Pre-tax net operating income$2,777,0002,217
Securities gains (losses)$695,000844
Applicable income taxes$668,0003,122
Income before extraordinary items$2,804,0001,639
Extraordinary gains, net$01,422
Net income$2,804,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0003,339
Cash dividends$600,0002,382
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,241,0501,879

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.