Home > Farmers Bank & Trust Company > Net charge- offs to loans
Farmers Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 873 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,182 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1458% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7303% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6173% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4244% | 420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,236 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0503% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6353% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7471% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2740% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 497 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0610% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6152% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9292% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4144% | 432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0520% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6252% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4818% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2486% | 432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1661% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0695% | 298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0735% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1931% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5308% | 120 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5409% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1117% | 124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0023% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1010% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0441% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5463% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2096% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2915% | 110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 3,951 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 3,802 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 3,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 3,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2907% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8892% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1807% | 113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0487% | 801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 3,930 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,021 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 4,109 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 4,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 3,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9937% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1984% | 117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2052% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 487 |
| Percentage Net Loans Charged-off:Construction & development | -0.0345% | 4,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0917% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0634% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5844% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8376% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0164% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1063% | 148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 597 |
| Percentage Net Loans Charged-off:Construction & development | -0.0407% | 4,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0276% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0840% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1927% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7235% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8407% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0486% | 4,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0450% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0564% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4718% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2441% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5655% | 202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 462 |
| Percentage Net Loans Charged-off:Construction & development | -0.1888% | 4,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1028% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6178% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5047% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7002% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1008% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.2127% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1244% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1244% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3349% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8957% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2044% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5081% | 345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1084% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 0.3152% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0532% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1217% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1217% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0822% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2158% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1800% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2983% | 393 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 1,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1222% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.4729% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1348% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1348% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1271% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1110% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1353% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1822% | 507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 1,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 4,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0316% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0926% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2716% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8818% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9861% | 316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2761% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0889% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0327% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0169% | 4,123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1150% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8369% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3230% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1456% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3313% | 233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0617% | 4,868 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0219% | 4,188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1319% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4023% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8377% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1932% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8220% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1636% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 4,271 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0937% | 5,011 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0327% | 4,227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0854% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4528% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2365% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1417% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1584% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0704% | 5,030 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1870% | 5,148 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0496% | 4,281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4721% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7438% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5446% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4905% | 100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2671% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1384% | 533 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1557% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0368% | 4,288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1788% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1788% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6753% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0405% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3057% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9490% | 301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2053% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1544% | 419 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2238% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0438% | 4,330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1630% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1630% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2384% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7268% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5387% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5701% | 365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2715% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2131% | 288 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3456% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0384% | 4,365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1732% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1732% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3464% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8177% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2997% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5531% | 365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3146% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3264% | 166 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6954% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0599% | 4,425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1041% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6893% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3409% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7725% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3025% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1526% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.3904% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0452% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 4,406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2182% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2182% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2448% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0036% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8913% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8615% | 351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2532% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2055% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 0.5147% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1345% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2110% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2110% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1928% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8349% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7523% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6238% | 398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2547% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2212% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.7184% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1433% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1497% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1497% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1020% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8412% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7931% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5189% | 423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | -0.0469% | 4,852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0565% | 4,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3462% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3957% | 503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3157% | 869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1422% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0529% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1133% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2321% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2322% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0051% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6197% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6713% | 425 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0420% | 1,364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2676% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0179% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0592% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3631% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4742% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5195% | 427 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3526% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0736% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9070% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0970% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1298% | 617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1036% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1420% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1421% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1161% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1086% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1411% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3975% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2799% | 670 |
| Percentage Net Loans Charged-off:Construction & development | -0.5012% | 5,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3696% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8085% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8089% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9174% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1417% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1701% | 581 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2180% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4513% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3465% | 491 |
| Percentage Net Loans Charged-off:Construction & development | -0.7170% | 5,487 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 5,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9497% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0348% | 125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0353% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1267% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7706% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7887% | 875 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1560% | 5,484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4849% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4699% | 349 |
| Percentage Net Loans Charged-off:Construction & development | -1.0657% | 5,590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9074% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4221% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4227% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6114% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8509% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8696% | 751 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2384% | 5,565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1081% | 5,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2988% | 6,136 |
| Percentage Net Loans Charged-off:Construction & development | -2.1850% | 5,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1382% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1383% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0378% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3845% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3926% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4622% | 5,659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2577% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2224% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.4801% | 605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2995% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 2,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 2,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4478% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5325% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5445% | 1,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2812% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2860% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.6987% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3965% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0958% | 2,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0958% | 2,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2103% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4375% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4467% | 1,667 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1706% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1762% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | -0.3661% | 5,639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4565% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0926% | 2,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 1,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0424% | 1,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4141% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4223% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0248% | 5,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0407% | 5,969 |
| Percentage Net Loans Charged-off:Construction & development | -0.7838% | 5,822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0117% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 1,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 4,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2255% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2296% | 1,962 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5644% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6222% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 1.3709% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9809% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1673% | 2,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1673% | 2,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 2,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7688% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7762% | 1,358 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5922% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6579% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.3671% | 1,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2322% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1862% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1863% | 2,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0468% | 2,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6458% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6510% | 1,433 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3229% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3403% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.5572% | 863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4774% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1904% | 2,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1905% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0157% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6684% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6724% | 1,330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1335% | 2,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1155% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2864% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2866% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0162% | 4,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7690% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7726% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4505% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4408% | 2,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.4052% | 1,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0978% | 2,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.6503% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3149% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3151% | 2,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2983% | 2,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9615% | 1,437 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9624% | 1,324 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3534% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3478% | 2,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.2056% | 1,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 2,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.5299% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3697% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3699% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1189% | 2,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8901% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8903% | 1,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1981% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1657% | 3,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.2704% | 1,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0338% | 2,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3348% | 2,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3350% | 2,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1029% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9645% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9645% | 1,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 3,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 3,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.5736% | 1,103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0683% | 1,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3199% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6577% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6577% | 1,419 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6096% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6049% | 2,372 |
| Percentage Net Loans Charged-off:Construction & development | 4.5690% | 1,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3420% | 2,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4166% | 2,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4168% | 2,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3281% | 3,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2621% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1388% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6759% | 2,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6842% | 1,985 |
| Percentage Net Loans Charged-off:Construction & development | 5.7382% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3654% | 1,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4149% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4152% | 2,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3316% | 2,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2126% | 1,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0682% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5755% | 2,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5572% | 2,140 |
| Percentage Net Loans Charged-off:Construction & development | 5.8862% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0243% | 2,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5001% | 1,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5004% | 1,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4843% | 2,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1703% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9922% | 1,215 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3447% | 2,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2673% | 2,500 |
| Percentage Net Loans Charged-off:Construction & development | 4.1900% | 701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5638% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4436% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1389% | 954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1014% | 2,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1641% | 1,661 |
| Percentage Net Loans Charged-off:Construction & development | 3.9291% | 1,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5485% | 1,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1371% | 510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4591% | 2,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4594% | 2,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8050% | 2,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7060% | 2,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7769% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7853% | 2,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.5351% | 2,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2460% | 2,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8284% | 389 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4867% | 2,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4870% | 2,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9314% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5073% | 3,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4363% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3409% | 2,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.3793% | 2,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1709% | 2,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2033% | 248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3800% | 2,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3803% | 2,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3228% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6849% | 2,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3116% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1488% | 3,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.7352% | 1,584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0937% | 1,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 2,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 2,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8482% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5482% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4789% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3840% | 3,290 |
| Percentage Net Loans Charged-off:Construction & development | 1.3825% | 2,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 3,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4420% | 2,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4423% | 2,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9853% | 2,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3195% | 2,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4423% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3962% | 2,761 |
| Percentage Net Loans Charged-off:Construction & development | 1.3145% | 2,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0469% | 2,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4442% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4445% | 1,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4821% | 3,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2375% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5947% | 2,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5463% | 2,035 |
| Percentage Net Loans Charged-off:Construction & development | 1.8264% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0699% | 1,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6031% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6035% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6188% | 2,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4826% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3324% | 2,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3113% | 2,036 |
| Percentage Net Loans Charged-off:Construction & development | 1.4644% | 1,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1683% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1684% | 1,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 2,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2121% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1933% | 4,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2415% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 1.0604% | 1,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 2,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0750% | 3,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0750% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5261% | 7,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7848% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6564% | 7,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0907% | 3,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.2806% | 1,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 1,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 2,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1125% | 7,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6912% | 2,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9023% | 7,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 4,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 2,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.3436% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 2,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 2,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1688% | 7,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5990% | 2,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2867% | 7,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 3,926 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 7,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 7,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 7,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3621% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2628% | 3,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1281% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0940% | 2,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2172% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 2,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0613% | 2,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8967% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1107% | 3,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1854% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1510% | 7,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7864% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1417% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 7,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2740% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0739% | 7,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8669% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2294% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2201% | 533 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 7,597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5575% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1247% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1480% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4856% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2104% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0643% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1193% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1196% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8382% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0945% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1999% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0040% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0857% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0886% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6078% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3190% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2462% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0061% | 435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1278% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0473% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0626% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3071% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3068% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1185% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0133% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2248% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0995% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0998% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2556% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1809% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2104% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0913% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0678% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1735% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1740% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6103% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9638% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1615% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1940% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1946% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4470% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7350% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1683% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0639% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1686% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1691% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5702% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6707% | 2,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2393% | 7,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1207% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3894% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1397% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.1037% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0372% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2809% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2825% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7100% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7712% | 2,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0435% | 7,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4505% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0062% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2494% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2510% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4525% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6746% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0590% | 7,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6272% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1619% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0111% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0596% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3385% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3408% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6104% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5845% | 2,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6209% | 741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0258% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2006% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2023% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7169% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0411% | 7,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6441% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3381% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4941% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3004% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3026% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3064% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1877% | 1,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3204% | 2,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2116% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2999% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1966% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1980% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4352% | 2,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1104% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2977% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2007% | 858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2310% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2358% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2373% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7913% | 1,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5138% | 3,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2173% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2794% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4764% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1891% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1902% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0763% | 2,220 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0392% | 7,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3819% | 2,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3264% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5763% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1804% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1817% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3638% | 3,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8647% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4270% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3294% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5613% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5633% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5541% | 2,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9590% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5795% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4261% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6536% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6572% | 46 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4967% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4879% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1230% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5744% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1578% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7857% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7924% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1361% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3972% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0969% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0821% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1209% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1220% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2244% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9075% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 3,261 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1980% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 5,096 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2013% | 3,991 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4914% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4100% | 4,984 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |