Home > Farmers and Merchants Trust Company of Chambersburg > Net charge- offs to loans
Farmers and Merchants Trust Company of Chambersburg, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 2,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,809 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 4,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1671% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5477% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5477% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 3,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,903 |
| Percentage Net Loans Charged-off:Construction & development | -0.0493% | 4,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4455% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4455% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.0705% | 4,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6337% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6337% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 4,303 |
| Percentage Net Loans Charged-off:Construction & development | -0.1386% | 4,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0675% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2254% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2254% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1811% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3744% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 3,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 4,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0447% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2373% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2373% | 388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 4,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 4,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0659% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2402% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2402% | 338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 4,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 4,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1042% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9124% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9124% | 483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 1,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0110% | 3,844 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 3,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0300% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0300% | 436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0373% | 4,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 3,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0262% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0429% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0818% | 4,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1145% | 4,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4009% | 4,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4908% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4908% | 128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0628% | 4,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 4,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0354% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0639% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1090% | 4,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 3,193 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1514% | 4,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5461% | 4,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7958% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7958% | 100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0329% | 4,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 4,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0541% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1243% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1636% | 4,675 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 3,245 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2268% | 4,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0840% | 4,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5175% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5175% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0581% | 4,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0862% | 4,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2538% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3260% | 4,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4553% | 4,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6938% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6938% | 556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 4,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0675% | 4,711 |
| Percentage Net Loans Charged-off:Construction & development | -0.5124% | 4,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2017% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0207% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0263% | 4,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4262% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4262% | 364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 2,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0313% | 4,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3370% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3370% | 375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0801% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4407% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4861% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4861% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 1,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 4,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 4,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0906% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5266% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5266% | 447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0959% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.6290% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 4,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1666% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0026% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0365% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0884% | 4,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5597% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5597% | 404 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0923% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.6223% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0145% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 1,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0035% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1043% | 4,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2850% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2850% | 507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 0.3379% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0217% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0466% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4159% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4159% | 439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 0.2703% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0435% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0105% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0815% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0799% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1032% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1032% | 620 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9720% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,377 |
| Percentage Net Loans Charged-off:Construction & development | -0.0148% | 4,349 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 4,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 4,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6755% | 27 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5254% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5254% | 407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2327% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,037 |
| Percentage Net Loans Charged-off:Construction & development | -0.0205% | 4,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 4,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.1077% | 20 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4461% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4461% | 420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8158% | 61 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,117 |
| Percentage Net Loans Charged-off:Construction & development | -0.0310% | 4,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 4,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.5674% | 14 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4258% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4258% | 412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 4,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0321% | 4,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9444% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9444% | 722 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 4,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 4,150 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1086% | 4,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4433% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4433% | 478 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 4,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1328% | 4,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5270% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5272% | 422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0138% | 4,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0118% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1964% | 5,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1161% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1161% | 605 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0369% | 5,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3799% | 5,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0327% | 820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0327% | 723 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3344% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4709% | 233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0340% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2512% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 2,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 2,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0889% | 4,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9053% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9053% | 351 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4444% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6215% | 143 |
| Percentage Net Loans Charged-off:Construction & development | -0.0228% | 4,686 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6942% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 2,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 2,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 4,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7010% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7010% | 365 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4832% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6744% | 143 |
| Percentage Net Loans Charged-off:Construction & development | -0.0360% | 4,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8231% | 68 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 1,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 1,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1080% | 5,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7121% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7121% | 359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 5,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0543% | 5,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0666% | 5,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1909% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7553% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7553% | 395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 3,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 3,027 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 4,740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 2,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 2,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1211% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2665% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2665% | 225 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0493% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 2,846 |
| Percentage Net Loans Charged-off:Construction & development | -0.0228% | 4,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 2,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 2,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2018% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2305% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2305% | 226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 2,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0225% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 2,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 1,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4188% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5696% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5696% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 4,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 5,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 5,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8296% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2379% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2379% | 293 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1860% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1237% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.4016% | 648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 1,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1517% | 1,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6285% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4674% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3303% | 604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1426% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.4966% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0516% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1643% | 1,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1881% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8186% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5135% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3375% | 554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1778% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2329% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.8656% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0838% | 1,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2497% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2846% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0455% | 5,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9882% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9375% | 860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0855% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1136% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.7715% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0254% | 946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 2,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0852% | 5,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9758% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8783% | 901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4895% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5722% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 3.1442% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1190% | 1,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2918% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3294% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2832% | 1,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0739% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0739% | 961 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0100% | 1,496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 2,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1416% | 2,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.2882% | 1,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1992% | 1,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 3,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 3,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4041% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9616% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9618% | 985 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0139% | 1,338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0835% | 2,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.4278% | 918 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 5,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 2,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 2,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5218% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0911% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0911% | 844 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0210% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1419% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.8597% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0755% | 2,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0852% | 1,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 4,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1993% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1993% | 777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0422% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6002% | 1,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6234% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 3.7194% | 720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0938% | 2,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1546% | 3,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 3,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8314% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2362% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2028% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5608% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6255% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | 3.5654% | 717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0910% | 2,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2041% | 2,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2317% | 2,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5289% | 1,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2572% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2139% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7492% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8591% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 5.2317% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 2,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2324% | 2,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2642% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6603% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0888% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0248% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1325% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4586% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 9.2045% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 6,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2138% | 2,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2428% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1202% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5536% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4293% | 747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8647% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0967% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 3.7611% | 1,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8492% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2476% | 3,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2830% | 2,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1162% | 3,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9424% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8557% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8824% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1260% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 3.0986% | 1,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1427% | 937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2978% | 2,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3411% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0714% | 3,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7772% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6956% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3462% | 3,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4167% | 2,519 |
| Percentage Net Loans Charged-off:Construction & development | 1.6170% | 1,463 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 6,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2983% | 2,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3415% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0834% | 3,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8212% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6972% | 1,663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2661% | 3,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2954% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | 1.4154% | 1,112 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1242% | 7,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2023% | 2,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2313% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1807% | 2,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8152% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6427% | 1,505 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4488% | 3,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4981% | 2,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.8477% | 2,611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7775% | 1,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1196% | 3,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1900% | 1,634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1094% | 3,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1956% | 4,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5159% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2153% | 4,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1888% | 3,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.6880% | 2,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0596% | 2,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1034% | 3,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2526% | 1,375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0817% | 3,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2257% | 3,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5337% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 5,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1061% | 2,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1147% | 3,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3832% | 1,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0762% | 3,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1306% | 3,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3368% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1144% | 4,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 3,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2149% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 7,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 7,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2366% | 2,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9297% | 1,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2617% | 4,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1571% | 4,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.6915% | 2,782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 4,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 4,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6161% | 3,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0297% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1063% | 6,855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2263% | 4,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1051% | 4,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.4526% | 2,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 3,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0522% | 3,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6783% | 2,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9073% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1476% | 6,902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 4,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 4,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 3,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0824% | 2,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4284% | 2,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7912% | 1,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2281% | 6,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 7,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 7,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 7,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1179% | 2,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2584% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4667% | 6,996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 4,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1156% | 3,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.3873% | 2,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 2,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1028% | 2,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3553% | 3,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2807% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0558% | 1,690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 4,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 3,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 3,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3083% | 2,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1248% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0782% | 1,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1226% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 7,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 7,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3793% | 1,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3504% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1278% | 1,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1261% | 2,727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 7,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 7,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4731% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1917% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2556% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 8,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 7,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 7,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3620% | 2,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0056% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0701% | 7,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0862% | 63 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 7,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 7,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 7,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3381% | 1,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7886% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1109% | 44 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 3,175 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 7,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 7,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2497% | 1,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8018% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 7,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 7,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 7,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0760% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0732% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 4,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 2,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0768% | 7,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7237% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 7,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 7,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 7,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0658% | 7,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7534% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 3,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 7,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 7,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0514% | 7,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8061% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 6,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9995% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0239% | 8,111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 7,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 8,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 8,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3001% | 7,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5111% | 3,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0679% | 8,256 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 7,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 8,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 8,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5675% | 8,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5505% | 2,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1007% | 8,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 7,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 7,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 7,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8651% | 8,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7011% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 7,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9241% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0724% | 8,550 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1734% | 8,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6145% | 8,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 8,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 8,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1194% | 3,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5479% | 3,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0226% | 7,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1067% | 8,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2298% | 8,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8372% | 8,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 7,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1738% | 2,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5427% | 3,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0301% | 7,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1757% | 8,691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3432% | 8,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2734% | 8,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 8,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 8,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2298% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6224% | 2,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3692% | 8,826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0455% | 8,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.6506% | 8,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9546% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6764% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2416% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0273% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3248% | 6,535 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1397% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3262% | 5,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1295% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4195% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3646% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5383% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4077% | 6,519 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 8,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 8,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1580% | 8,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3205% | 4,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8013% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4581% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2886% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2525% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7189% | 6,465 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 8,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 8,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2311% | 8,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3709% | 4,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4112% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2983% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 1,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0588% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 7,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6714% | 2,685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0135% | 211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2972% | 2,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 1,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 3,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 2,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5991% | 2,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6654% | 3,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8347% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4234% | 1,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 2,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 1,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6291% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1698% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9156% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3467% | 1,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2506% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1252% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6966% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0453% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0477% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4440% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0835% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5714% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1906% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2907% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0176% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5636% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9700% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3234% | 2,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4099% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5105% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0888% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4604% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0579% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2945% | 2,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0909% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2536% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8248% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8276% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3156% | 2,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5657% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7391% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1298% | 853 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2691% | 3,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 0.4987% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0873% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5869% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3095% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4530% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6041% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 5,843 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 5,419 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3073% | 5,956 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |