Farmers and Merchants State Bank of Pierz, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,242,0002,366
Total interest expense$2,663,0002,762
Net interest income$11,579,0002,168
Provision for loan and lease losses$424,0001,389
Total noninterest income$1,107,0002,621
Gross Fiduciary activities income$0981
Service charges on deposit accounts$921,0001,067
Trading account gains and feesNANA
Additional Noninterest Income$186,0003,714
Total noninterest expense$7,970,0002,337
Salaries and employee benefits$4,392,0002,384
Premises and equipment expense$919,0002,122
Additional noninterest expense$186,0003,714
Pre-tax net operating income$4,292,0002,097
Securities gains (losses)$-261,0004,034
Applicable income taxes$03,369
Income before extraordinary items$4,031,0001,984
Extraordinary gains, net$054
Net income$4,031,0002,008
Minority interest net income$088
Net income of bank and minority interests.$4,031,0001,987
Net charge-offs$47,0001,832
Cash dividends$1,429,0001,838
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,292,0001,937
2023-09-30 (YTD Data)Rank
Total interest income$10,402,0002,366
Total interest expense$1,836,0002,740
Net interest income$8,566,0002,196
Provision for loan and lease losses$314,0001,312
Total noninterest income$830,0002,618
Gross Fiduciary activities income$0950
Service charges on deposit accounts$692,0001,058
Trading account gains and feesNANA
Additional Noninterest Income$138,0003,715
Total noninterest expense$5,709,0002,401
Salaries and employee benefits$3,282,0002,384
Premises and equipment expense$600,0002,306
Additional noninterest expense$138,0003,713
Pre-tax net operating income$3,373,0002,093
Securities gains (losses)$-261,0004,257
Applicable income taxes$03,407
Income before extraordinary items$3,112,0002,016
Extraordinary gains, net$052
Net income$3,112,0002,035
Minority interest net income$081
Net income of bank and minority interests.$3,112,0002,016
Net charge-offs$-14,0003,912
Cash dividends$865,0001,810
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,373,0001,946
2023-06-30 (YTD Data)Rank
Total interest income$6,722,0002,378
Total interest expense$1,086,0002,729
Net interest income$5,636,0002,235
Provision for loan and lease losses$202,0001,327
Total noninterest income$521,0002,656
Gross Fiduciary activities income$0931
Service charges on deposit accounts$429,0001,101
Trading account gains and feesNANA
Additional Noninterest Income$92,0003,733
Total noninterest expense$3,758,0002,415
Salaries and employee benefits$2,213,0002,367
Premises and equipment expense$410,0002,278
Additional noninterest expense$92,0003,716
Pre-tax net operating income$2,197,0002,129
Securities gains (losses)$-261,0004,386
Applicable income taxes$03,436
Income before extraordinary items$1,936,0002,101
Extraordinary gains, net$051
Net income$1,936,0002,126
Minority interest net income$081
Net income of bank and minority interests.$1,936,0002,101
Net charge-offs$-3,0003,600
Cash dividends$471,0002,012
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,197,0001,941
2023-03-31 (YTD Data)Rank
Total interest income$3,271,0002,406
Total interest expense$462,0002,720
Net interest income$2,809,0002,251
Provision for loan and lease losses$92,0001,315
Total noninterest income$257,0002,652
Gross Fiduciary activities income$0913
Service charges on deposit accounts$212,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$45,0003,752
Total noninterest expense$1,857,0002,455
Salaries and employee benefits$1,147,0002,340
Premises and equipment expense$198,0002,365
Additional noninterest expense$45,0003,752
Pre-tax net operating income$1,117,0002,165
Securities gains (losses)$-259,0004,475
Applicable income taxes$03,388
Income before extraordinary items$858,0002,288
Extraordinary gains, net$04
Net income$858,0002,288
Minority interest net income$048
Net income of bank and minority interests.$858,0002,288
Net charge-offs$-2,0003,519
Cash dividends$52,0002,203
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,117,0001,980
2022-12-31 (YTD Data)Rank
Total interest income$12,035,0002,275
Total interest expense$888,0002,576
Net interest income$11,147,0002,214
Provision for loan and lease losses$128,0002,058
Total noninterest income$1,310,0002,489
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,016,0001,006
Trading account gains and feesNANA
Additional Noninterest Income$294,0003,543
Total noninterest expense$7,023,0002,508
Salaries and employee benefits$4,190,0002,430
Premises and equipment expense$770,0002,368
Additional noninterest expense$294,0003,543
Pre-tax net operating income$5,306,0001,970
Securities gains (losses)$-852,0004,425
Applicable income taxes$03,596
Income before extraordinary items$4,454,0001,969
Extraordinary gains, net$05
Net income$4,454,0001,969
Minority interest net income$063
Net income of bank and minority interests.$4,454,0001,968
Net charge-offs$-5,0003,487
Cash dividends$3,083,0001,117
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,306,0001,779
2022-09-30 (YTD Data)Rank
Total interest income$8,803,0002,246
Total interest expense$554,0002,541
Net interest income$8,249,0002,211
Provision for loan and lease losses$128,0001,739
Total noninterest income$1,008,0002,481
Gross Fiduciary activities income$0968
Service charges on deposit accounts$762,0001,015
Trading account gains and feesNANA
Additional Noninterest Income$246,0003,477
Total noninterest expense$5,097,0002,552
Salaries and employee benefits$3,103,0002,439
Premises and equipment expense$436,0002,764
Additional noninterest expense$246,0003,477
Pre-tax net operating income$4,032,0001,933
Securities gains (losses)$-432,0004,464
Applicable income taxes$03,603
Income before extraordinary items$3,600,0001,854
Extraordinary gains, net$04
Net income$3,600,0001,852
Minority interest net income$057
Net income of bank and minority interests.$3,600,0001,853
Net charge-offs$-4,0003,351
Cash dividends$2,953,000874
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,032,0001,750
2022-06-30 (YTD Data)Rank
Total interest income$5,670,0002,253
Total interest expense$333,0002,515
Net interest income$5,337,0002,226
Provision for loan and lease losses$128,0001,390
Total noninterest income$605,0002,609
Gross Fiduciary activities income$0925
Service charges on deposit accounts$405,0001,189
Trading account gains and feesNANA
Additional Noninterest Income$200,0003,314
Total noninterest expense$3,451,0002,515
Salaries and employee benefits$2,110,0002,415
Premises and equipment expense$293,0002,761
Additional noninterest expense$1,048,0002,543
Pre-tax net operating income$2,363,0001,995
Securities gains (losses)$-262,0004,498
Applicable income taxes$03,564
Income before extraordinary items$2,101,0001,944
Extraordinary gains, net$04
Net income$2,101,0001,944
Minority interest net income$060
Net income of bank and minority interests.$2,101,0001,944
Net charge-offs$-2,0003,158
Cash dividends$2,751,000674
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,363,0001,827
2022-03-31 (YTD Data)Rank
Total interest income$2,754,0002,249
Total interest expense$159,0002,553
Net interest income$2,595,0002,221
Provision for loan and lease losses$96,0001,006
Total noninterest income$236,0002,857
Gross Fiduciary activities income$0892
Service charges on deposit accounts$191,0001,220
Trading account gains and feesNANA
Additional Noninterest Income$45,0003,877
Total noninterest expense$1,699,0002,538
Salaries and employee benefits$1,056,0002,419
Premises and equipment expense$152,0002,717
Additional noninterest expense$491,0002,621
Pre-tax net operating income$1,036,0002,056
Securities gains (losses)$-1,0003,977
Applicable income taxes$03,450
Income before extraordinary items$1,035,0001,881
Extraordinary gains, net$04
Net income$1,035,0001,879
Minority interest net income$050
Net income of bank and minority interests.$1,035,0001,881
Net charge-offs$-2,0003,266
Cash dividends$2,490,000410
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,036,0001,896
2021-12-31 (YTD Data)Rank
Total interest income$10,911,0002,343
Total interest expense$750,0002,609
Net interest income$10,161,0002,307
Provision for loan and lease losses$145,0001,952
Total noninterest income$2,266,0002,087
Gross Fiduciary activities income$0994
Service charges on deposit accounts$743,0001,195
Trading account gains and feesNANA
Additional Noninterest Income$1,523,0002,190
Total noninterest expense$6,306,0002,647
Salaries and employee benefits$3,765,0002,597
Premises and equipment expense$601,0002,736
Additional noninterest expense$1,940,0002,638
Pre-tax net operating income$5,976,0001,827
Securities gains (losses)$1,0002,004
Applicable income taxes$03,710
Income before extraordinary items$5,977,0001,660
Extraordinary gains, net$010
Net income$5,977,0001,659
Minority interest net income$074
Net income of bank and minority interests.$5,977,0001,660
Net charge-offs$-27,0003,929
Cash dividends$4,587,000853
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,976,0001,634
2021-09-30 (YTD Data)Rank
Total interest income$8,036,0002,419
Total interest expense$578,0002,657
Net interest income$7,458,0002,380
Provision for loan and lease losses$145,0001,721
Total noninterest income$2,013,0001,977
Gross Fiduciary activities income$0957
Service charges on deposit accounts$540,0001,214
Trading account gains and feesNANA
Additional Noninterest Income$1,473,0001,975
Total noninterest expense$4,657,0002,678
Salaries and employee benefits$2,821,0002,610
Premises and equipment expense$422,0002,858
Additional noninterest expense$1,414,0002,698
Pre-tax net operating income$4,669,0001,861
Securities gains (losses)$10,0001,630
Applicable income taxes$03,719
Income before extraordinary items$4,679,0001,685
Extraordinary gains, net$08
Net income$4,679,0001,684
Minority interest net income$069
Net income of bank and minority interests.$4,679,0001,685
Net charge-offs$-20,0003,887
Cash dividends$4,587,000629
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,669,0001,662
2021-06-30 (YTD Data)Rank
Total interest income$5,283,0002,435
Total interest expense$399,0002,682
Net interest income$4,884,0002,404
Provision for loan and lease losses$145,0001,454
Total noninterest income$1,757,0001,641
Gross Fiduciary activities income$0951
Service charges on deposit accounts$346,0001,225
Trading account gains and feesNANA
Additional Noninterest Income$1,411,0001,569
Total noninterest expense$3,030,0002,711
Salaries and employee benefits$1,838,0002,643
Premises and equipment expense$287,0002,831
Additional noninterest expense$905,0002,759
Pre-tax net operating income$3,466,0001,690
Securities gains (losses)$10,0001,415
Applicable income taxes$03,702
Income before extraordinary items$3,476,0001,551
Extraordinary gains, net$06
Net income$3,476,0001,551
Minority interest net income$067
Net income of bank and minority interests.$3,476,0001,551
Net charge-offs$02,245
Cash dividends$4,073,000497
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,466,0001,521
2021-03-31 (YTD Data)Rank
Total interest income$2,570,0002,462
Total interest expense$210,0002,679
Net interest income$2,360,0002,431
Provision for loan and lease losses$87,0001,381
Total noninterest income$1,227,0001,342
Gross Fiduciary activities income$0922
Service charges on deposit accounts$162,0001,280
Trading account gains and feesNANA
Additional Noninterest Income$1,065,0001,226
Total noninterest expense$1,535,0002,672
Salaries and employee benefits$923,0002,624
Premises and equipment expense$137,0002,918
Additional noninterest expense$475,0002,630
Pre-tax net operating income$1,965,0001,546
Securities gains (losses)$6,0001,173
Applicable income taxes$03,613
Income before extraordinary items$1,971,0001,410
Extraordinary gains, net$03
Net income$1,971,0001,410
Minority interest net income$055
Net income of bank and minority interests.$1,971,0001,410
Net charge-offs$3,0001,645
Cash dividends$2,491,000409
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,965,0001,377
2020-12-31 (YTD Data)Rank
Total interest income$10,617,0002,431
Total interest expense$1,144,0002,736
Net interest income$9,473,0002,346
Provision for loan and lease losses$522,0002,198
Total noninterest income$1,492,0002,429
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$664,0001,298
Trading account gains and feesNANA
Additional Noninterest Income$828,0002,663
Total noninterest expense$5,895,0002,721
Salaries and employee benefits$3,579,0002,644
Premises and equipment expense$584,0002,795
Additional noninterest expense$1,732,0002,782
Pre-tax net operating income$4,548,0001,907
Securities gains (losses)$51,0001,718
Applicable income taxes$03,697
Income before extraordinary items$4,599,0001,741
Extraordinary gains, net$04
Net income$4,599,0001,741
Minority interest net income$072
Net income of bank and minority interests.$4,599,0001,741
Net charge-offs$414,0001,101
Cash dividends$4,538,000819
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,548,0001,723
2020-09-30 (YTD Data)Rank
Total interest income$7,954,0002,442
Total interest expense$904,0002,750
Net interest income$7,050,0002,352
Provision for loan and lease losses$404,0002,138
Total noninterest income$1,270,0002,259
Gross Fiduciary activities income$0981
Service charges on deposit accounts$491,0001,296
Trading account gains and feesNANA
Additional Noninterest Income$779,0002,400
Total noninterest expense$4,345,0002,733
Salaries and employee benefits$2,693,0002,638
Premises and equipment expense$421,0002,862
Additional noninterest expense$1,231,0002,864
Pre-tax net operating income$3,571,0001,828
Securities gains (losses)$51,0001,523
Applicable income taxes$03,696
Income before extraordinary items$3,622,0001,655
Extraordinary gains, net$04
Net income$3,622,0001,656
Minority interest net income$065
Net income of bank and minority interests.$3,622,0001,656
Net charge-offs$426,000823
Cash dividends$4,538,000608
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,571,0001,630
2020-06-30 (YTD Data)Rank
Total interest income$5,274,0002,483
Total interest expense$641,0002,765
Net interest income$4,633,0002,392
Provision for loan and lease losses$386,0001,831
Total noninterest income$1,051,0001,964
Gross Fiduciary activities income$0970
Service charges on deposit accounts$318,0001,343
Trading account gains and feesNANA
Additional Noninterest Income$733,0001,989
Total noninterest expense$2,864,0002,764
Salaries and employee benefits$1,810,0002,636
Premises and equipment expense$280,0002,877
Additional noninterest expense$774,0002,964
Pre-tax net operating income$2,434,0001,737
Securities gains (losses)$50,0001,293
Applicable income taxes$03,655
Income before extraordinary items$2,484,0001,536
Extraordinary gains, net$04
Net income$2,484,0001,535
Minority interest net income$065
Net income of bank and minority interests.$2,484,0001,536
Net charge-offs$175,0001,076
Cash dividends$3,940,000523
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,434,0001,520
2020-03-31 (YTD Data)Rank
Total interest income$2,648,0002,468
Total interest expense$350,0002,784
Net interest income$2,298,0002,362
Provision for loan and lease losses$18,0003,160
Total noninterest income$195,0003,049
Gross Fiduciary activities income$0941
Service charges on deposit accounts$169,0001,499
Trading account gains and feesNANA
Additional Noninterest Income$26,0004,301
Total noninterest expense$1,401,0002,828
Salaries and employee benefits$858,0002,722
Premises and equipment expense$144,0002,840
Additional noninterest expense$399,0002,945
Pre-tax net operating income$1,074,0001,733
Securities gains (losses)$39,000923
Applicable income taxes$03,513
Income before extraordinary items$1,113,0001,530
Extraordinary gains, net$04
Net income$1,113,0001,528
Minority interest net income$056
Net income of bank and minority interests.$1,113,0001,530
Net charge-offs$161,000698
Cash dividends$2,936,000422
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,074,0001,544
2019-12-31 (YTD Data)Rank
Total interest income$10,798,0002,452
Total interest expense$1,353,0002,879
Net interest income$9,445,0002,338
Provision for loan and lease losses$360,0001,775
Total noninterest income$879,0002,990
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$724,0001,452
Trading account gains and feesNANA
Additional Noninterest Income$155,0004,136
Total noninterest expense$5,504,0002,837
Salaries and employee benefits$3,345,0002,737
Premises and equipment expense$534,0002,996
Additional noninterest expense$1,625,0002,929
Pre-tax net operating income$4,460,0001,907
Securities gains (losses)$-51,0005,016
Applicable income taxes$03,859
Income before extraordinary items$4,409,0001,756
Extraordinary gains, net$011
Net income$4,409,0001,758
Minority interest net income$076
Net income of bank and minority interests.$4,409,0001,758
Net charge-offs$82,0002,337
Cash dividends$4,263,000909
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,460,0001,711
2019-09-30 (YTD Data)Rank
Total interest income$8,044,0002,492
Total interest expense$984,0002,946
Net interest income$7,060,0002,382
Provision for loan and lease losses$360,0001,428
Total noninterest income$670,0002,986
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$544,0001,448
Trading account gains and feesNANA
Additional Noninterest Income$126,0004,127
Total noninterest expense$4,072,0002,869
Salaries and employee benefits$2,469,0002,782
Premises and equipment expense$383,0003,097
Additional noninterest expense$1,220,0002,946
Pre-tax net operating income$3,298,0001,990
Securities gains (losses)$-51,0005,108
Applicable income taxes$03,902
Income before extraordinary items$3,247,0001,821
Extraordinary gains, net$011
Net income$3,247,0001,822
Minority interest net income$072
Net income of bank and minority interests.$3,247,0001,822
Net charge-offs$12,0002,893
Cash dividends$4,263,000688
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,298,0001,769
2019-06-30 (YTD Data)Rank
Total interest income$5,318,0002,507
Total interest expense$631,0002,986
Net interest income$4,687,0002,405
Provision for loan and lease losses$240,0001,405
Total noninterest income$441,0002,969
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$347,0001,488
Trading account gains and feesNANA
Additional Noninterest Income$94,0004,043
Total noninterest expense$2,704,0002,886
Salaries and employee benefits$1,636,0002,805
Premises and equipment expense$252,0003,120
Additional noninterest expense$816,0002,964
Pre-tax net operating income$2,184,0001,982
Securities gains (losses)$-47,0005,151
Applicable income taxes$03,901
Income before extraordinary items$2,137,0001,815
Extraordinary gains, net$011
Net income$2,137,0001,814
Minority interest net income$069
Net income of bank and minority interests.$2,137,0001,815
Net charge-offs$20,0002,347
Cash dividends$3,803,000551
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,184,0001,753
2019-03-31 (YTD Data)Rank
Total interest income$2,611,0002,540
Total interest expense$308,0002,998
Net interest income$2,303,0002,435
Provision for loan and lease losses$120,0001,335
Total noninterest income$191,0003,105
Gross Fiduciary activities income$0972
Service charges on deposit accounts$158,0001,604
Trading account gains and feesNANA
Additional Noninterest Income$33,0004,305
Total noninterest expense$1,367,0002,893
Salaries and employee benefits$810,0002,837
Premises and equipment expense$139,0002,994
Additional noninterest expense$418,0002,913
Pre-tax net operating income$1,007,0002,048
Securities gains (losses)$-42,0005,244
Applicable income taxes$03,800
Income before extraordinary items$965,0001,920
Extraordinary gains, net$05
Net income$965,0001,918
Minority interest net income$052
Net income of bank and minority interests.$965,0001,919
Net charge-offs$20,0001,699
Cash dividends$2,838,000401
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,007,0001,837
2018-12-31 (YTD Data)Rank
Total interest income$10,338,0002,470
Total interest expense$1,065,0002,839
Net interest income$9,273,0002,389
Provision for loan and lease losses$150,0002,622
Total noninterest income$915,0002,972
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$725,0001,483
Trading account gains and feesNANA
Additional Noninterest Income$190,0004,121
Total noninterest expense$5,322,0002,936
Salaries and employee benefits$3,227,0002,826
Premises and equipment expense$500,0003,147
Additional noninterest expense$1,595,0003,048
Pre-tax net operating income$4,716,0001,858
Securities gains (losses)$-1,0004,008
Applicable income taxes$03,978
Income before extraordinary items$4,715,0001,658
Extraordinary gains, net$06
Net income$4,715,0001,657
Minority interest net income$072
Net income of bank and minority interests.$4,715,0001,657
Net charge-offs$-147,0005,112
Cash dividends$3,947,000891
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,716,0001,654
2018-09-30 (YTD Data)Rank
Total interest income$7,671,0002,482
Total interest expense$773,0002,805
Net interest income$6,898,0002,408
Provision for loan and lease losses$270,0001,667
Total noninterest income$629,0003,122
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$533,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$96,0004,473
Total noninterest expense$3,973,0002,957
Salaries and employee benefits$2,416,0002,835
Premises and equipment expense$369,0003,217
Additional noninterest expense$1,188,0003,055
Pre-tax net operating income$3,284,0001,991
Securities gains (losses)$-1,0004,378
Applicable income taxes$04,032
Income before extraordinary items$3,283,0001,780
Extraordinary gains, net$05
Net income$3,283,0001,779
Minority interest net income$066
Net income of bank and minority interests.$3,283,0001,779
Net charge-offs$-51,0004,934
Cash dividends$3,947,000654
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,284,0001,771
2018-06-30 (YTD Data)Rank
Total interest income$5,053,0002,481
Total interest expense$498,0002,799
Net interest income$4,555,0002,425
Provision for loan and lease losses$180,0001,601
Total noninterest income$410,0003,154
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$343,0001,550
Trading account gains and feesNANA
Additional Noninterest Income$67,0004,478
Total noninterest expense$2,632,0002,994
Salaries and employee benefits$1,613,0002,863
Premises and equipment expense$251,0003,201
Additional noninterest expense$768,0003,135
Pre-tax net operating income$2,153,0001,993
Securities gains (losses)$-1,0004,637
Applicable income taxes$04,018
Income before extraordinary items$2,152,0001,772
Extraordinary gains, net$06
Net income$2,152,0001,771
Minority interest net income$065
Net income of bank and minority interests.$2,152,0001,771
Net charge-offs$-39,0004,949
Cash dividends$3,517,000507
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,153,0001,765
2018-03-31 (YTD Data)Rank
Total interest income$2,522,0002,481
Total interest expense$239,0002,811
Net interest income$2,283,0002,415
Provision for loan and lease losses$90,0001,532
Total noninterest income$191,0003,240
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$160,0001,649
Trading account gains and feesNANA
Additional Noninterest Income$31,0004,560
Total noninterest expense$1,311,0003,022
Salaries and employee benefits$797,0002,916
Premises and equipment expense$118,0003,355
Additional noninterest expense$396,0003,074
Pre-tax net operating income$1,073,0001,943
Securities gains (losses)$1,000666
Applicable income taxes$03,948
Income before extraordinary items$1,074,0001,737
Extraordinary gains, net$07
Net income$1,074,0001,737
Minority interest net income$052
Net income of bank and minority interests.$1,074,0001,737
Net charge-offs$72,0001,004
Cash dividends$2,530,000348
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,073,0001,726
2017-12-31 (YTD Data)Rank
Total interest income$9,932,0002,457
Total interest expense$875,0002,786
Net interest income$9,057,0002,388
Provision for loan and lease losses$275,0002,060
Total noninterest income$895,0003,116
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$693,0001,580
Trading account gains and feesNANA
Additional Noninterest Income$202,0004,206
Total noninterest expense$5,297,0002,996
Salaries and employee benefits$3,229,0002,850
Premises and equipment expense$444,0003,472
Additional noninterest expense$1,624,0003,053
Pre-tax net operating income$4,380,0001,910
Securities gains (losses)$-13,0005,100
Applicable income taxes$04,135
Income before extraordinary items$4,367,0001,507
Extraordinary gains, net$09
Net income$4,367,0001,507
Minority interest net income$076
Net income of bank and minority interests.$4,367,0001,507
Net charge-offs$324,0001,416
Cash dividends$3,768,000854
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,380,0001,489
2017-09-30 (YTD Data)Rank
Total interest income$7,382,0002,485
Total interest expense$656,0002,767
Net interest income$6,726,0002,415
Provision for loan and lease losses$225,0001,898
Total noninterest income$697,0003,071
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$513,0001,605
Trading account gains and feesNANA
Additional Noninterest Income$184,0004,065
Total noninterest expense$3,921,0003,034
Salaries and employee benefits$2,384,0002,902
Premises and equipment expense$330,0003,526
Additional noninterest expense$1,207,0003,081
Pre-tax net operating income$3,277,0001,926
Securities gains (losses)$-20,0005,498
Applicable income taxes$04,172
Income before extraordinary items$3,257,0001,620
Extraordinary gains, net$09
Net income$3,257,0001,620
Minority interest net income$071
Net income of bank and minority interests.$3,257,0001,620
Net charge-offs$99,0001,948
Cash dividends$3,768,000637
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,277,0001,593
2017-06-30 (YTD Data)Rank
Total interest income$4,860,0002,493
Total interest expense$434,0002,720
Net interest income$4,426,0002,436
Provision for loan and lease losses$150,0001,808
Total noninterest income$479,0003,033
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$329,0001,638
Trading account gains and feesNANA
Additional Noninterest Income$150,0003,844
Total noninterest expense$2,616,0003,047
Salaries and employee benefits$1,568,0002,938
Premises and equipment expense$222,0003,523
Additional noninterest expense$826,0003,049
Pre-tax net operating income$2,139,0001,933
Securities gains (losses)$-2,0005,321
Applicable income taxes$04,189
Income before extraordinary items$2,137,0001,614
Extraordinary gains, net$011
Net income$2,137,0001,614
Minority interest net income$071
Net income of bank and minority interests.$2,137,0001,614
Net charge-offs$-16,0004,936
Cash dividends$3,251,000506
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,139,0001,591
2017-03-31 (YTD Data)Rank
Total interest income$2,385,0002,521
Total interest expense$214,0002,725
Net interest income$2,171,0002,466
Provision for loan and lease losses$75,0001,685
Total noninterest income$268,0002,851
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$155,0001,708
Trading account gains and feesNANA
Additional Noninterest Income$113,0003,294
Total noninterest expense$1,263,0003,148
Salaries and employee benefits$786,0002,976
Premises and equipment expense$95,0003,835
Additional noninterest expense$382,0003,204
Pre-tax net operating income$1,101,0001,839
Securities gains (losses)$-3,0005,540
Applicable income taxes$04,086
Income before extraordinary items$1,098,0001,560
Extraordinary gains, net$08
Net income$1,098,0001,560
Minority interest net income$055
Net income of bank and minority interests.$1,098,0001,560
Net charge-offs$-10,0004,993
Cash dividends$2,221,000373
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,101,0001,539
2016-12-31 (YTD Data)Rank
Total interest income$8,523,0002,729
Total interest expense$726,0002,978
Net interest income$7,797,0002,674
Provision for loan and lease losses$50,0003,627
Total noninterest income$738,0003,503
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$579,0001,848
Trading account gains and fees$0170
Additional Noninterest Income$159,0004,595
Total noninterest expense$4,649,0003,337
Salaries and employee benefits$2,735,0003,226
Premises and equipment expense$385,0003,847
Additional noninterest expense$1,529,0003,299
Pre-tax net operating income$3,836,0001,989
Securities gains (losses)$45,0001,907
Applicable income taxes$04,278
Income before extraordinary items$3,881,0001,683
Extraordinary gains, net$05
Net income$3,881,0001,681
Minority interest net income$082
Net income of bank and minority interests.$3,881,0001,682
Net charge-offs$169,0002,113
Cash dividends$3,744,000874
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,836,0001,666
2016-09-30 (YTD Data)Rank
Total interest income$6,176,0002,798
Total interest expense$536,0003,001
Net interest income$5,640,0002,741
Provision for loan and lease losses$04,186
Total noninterest income$536,0003,566
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$416,0001,922
Trading account gains and fees$0169
Additional Noninterest Income$120,0004,635
Total noninterest expense$3,226,0003,511
Salaries and employee benefits$1,974,0003,291
Premises and equipment expense$257,0004,085
Additional noninterest expense$995,0003,618
Pre-tax net operating income$2,950,0001,988
Securities gains (losses)$44,0001,850
Applicable income taxes$04,325
Income before extraordinary items$2,994,0001,698
Extraordinary gains, net$05
Net income$2,994,0001,698
Minority interest net income$071
Net income of bank and minority interests.$2,994,0001,698
Net charge-offs$70,0002,353
Cash dividends$3,744,000643
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,950,0001,667
2016-06-30 (YTD Data)Rank
Total interest income$4,042,0002,843
Total interest expense$355,0003,030
Net interest income$3,687,0002,792
Provision for loan and lease losses$04,017
Total noninterest income$353,0003,588
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$270,0001,940
Trading account gains and fees$0157
Additional Noninterest Income$83,0004,611
Total noninterest expense$2,143,0003,541
Salaries and employee benefits$1,306,0003,327
Premises and equipment expense$175,0004,065
Additional noninterest expense$662,0003,651
Pre-tax net operating income$1,897,0002,027
Securities gains (losses)$15,0002,089
Applicable income taxes$04,338
Income before extraordinary items$1,912,0001,735
Extraordinary gains, net$016
Net income$1,912,0001,735
Minority interest net income$071
Net income of bank and minority interests.$1,912,0001,735
Net charge-offs$76,0001,854
Cash dividends$3,244,000529
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,897,0001,699
2016-03-31 (YTD Data)Rank
Total interest income$2,019,0002,845
Total interest expense$176,0003,059
Net interest income$1,843,0002,786
Provision for loan and lease losses$03,656
Total noninterest income$166,0003,648
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$125,0002,056
Trading account gains and fees$0142
Additional Noninterest Income$41,0004,611
Total noninterest expense$1,031,0003,640
Salaries and employee benefits$630,0003,425
Premises and equipment expense$89,0004,074
Additional noninterest expense$312,0003,785
Pre-tax net operating income$978,0001,953
Securities gains (losses)$-1,0005,825
Applicable income taxes$04,259
Income before extraordinary items$977,0001,657
Extraordinary gains, net$012
Net income$977,0001,658
Minority interest net income$062
Net income of bank and minority interests.$977,0001,658
Net charge-offs$81,0001,129
Cash dividends$2,319,000379
Sale, conversion, retirement of capital stock, net$0659
Net operating income$978,0001,616
2015-12-31 (YTD Data)Rank
Total interest income$8,099,0002,816
Total interest expense$663,0003,179
Net interest income$7,436,0002,741
Provision for loan and lease losses$240,0002,131
Total noninterest income$765,0003,500
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$568,0001,919
Trading account gains and fees$0159
Additional Noninterest Income$197,0004,472
Total noninterest expense$4,047,0003,690
Salaries and employee benefits$2,456,0003,457
Premises and equipment expense$337,0004,252
Additional noninterest expense$1,254,0003,824
Pre-tax net operating income$3,914,0001,898
Securities gains (losses)$26,0002,080
Applicable income taxes$04,402
Income before extraordinary items$3,940,0001,616
Extraordinary gains, net$023
Net income$3,940,0001,618
Minority interest net income$081
Net income of bank and minority interests.$3,940,0001,618
Net charge-offs$-162,0005,824
Cash dividends$3,396,000893
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,914,0001,596
2015-09-30 (YTD Data)Rank
Total interest income$6,080,0002,829
Total interest expense$495,0003,232
Net interest income$5,585,0002,760
Provision for loan and lease losses$240,0001,746
Total noninterest income$419,0004,032
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$415,0001,979
Trading account gains and fees$0153
Additional Noninterest Income$4,0006,040
Total noninterest expense$2,983,0003,755
Salaries and employee benefits$1,806,0003,511
Premises and equipment expense$255,0004,287
Additional noninterest expense$922,0003,878
Pre-tax net operating income$2,781,0002,029
Securities gains (losses)$32,0001,747
Applicable income taxes$04,489
Income before extraordinary items$2,813,0001,720
Extraordinary gains, net$021
Net income$2,813,0001,723
Minority interest net income$078
Net income of bank and minority interests.$2,813,0001,723
Net charge-offs$-130,0005,868
Cash dividends$3,396,000654
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,781,0001,698
2015-06-30 (YTD Data)Rank
Total interest income$4,013,0002,853
Total interest expense$329,0003,261
Net interest income$3,684,0002,785
Provision for loan and lease losses$200,0001,484
Total noninterest income$228,0004,344
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$256,0002,068
Trading account gains and fees$0157
Additional Noninterest Income$-28,0006,261
Total noninterest expense$1,999,0003,763
Salaries and employee benefits$1,207,0003,526
Premises and equipment expense$171,0004,303
Additional noninterest expense$621,0003,882
Pre-tax net operating income$1,713,0002,138
Securities gains (losses)$19,0001,735
Applicable income taxes$04,497
Income before extraordinary items$1,732,0001,828
Extraordinary gains, net$022
Net income$1,732,0001,832
Minority interest net income$075
Net income of bank and minority interests.$1,732,0001,833
Net charge-offs$-62,0005,806
Cash dividends$2,867,000531
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,713,0001,799
2015-03-31 (YTD Data)Rank
Total interest income$1,967,0002,892
Total interest expense$163,0003,311
Net interest income$1,804,0002,822
Provision for loan and lease losses$120,0001,278
Total noninterest income$131,0004,135
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$126,0002,075
Trading account gains and fees$0152
Additional Noninterest Income$5,0006,018
Total noninterest expense$991,0003,812
Salaries and employee benefits$594,0003,592
Premises and equipment expense$85,0004,344
Additional noninterest expense$312,0003,874
Pre-tax net operating income$824,0002,165
Securities gains (losses)$19,0001,251
Applicable income taxes$04,400
Income before extraordinary items$843,0001,852
Extraordinary gains, net$013
Net income$843,0001,855
Minority interest net income$064
Net income of bank and minority interests.$843,0001,854
Net charge-offs$-4,0005,028
Cash dividends$2,041,000351
Sale, conversion, retirement of capital stock, net$0697
Net operating income$824,0001,819
2014-12-31 (YTD Data)Rank
Total interest income$7,716,0002,953
Total interest expense$653,0003,436
Net interest income$7,063,0002,867
Provision for loan and lease losses$180,0002,581
Total noninterest income$674,0003,780
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$558,0002,088
Trading account gains and fees$0180
Additional Noninterest Income$116,0005,121
Total noninterest expense$3,995,0003,839
Salaries and employee benefits$2,401,0003,572
Premises and equipment expense$362,0004,287
Additional noninterest expense$1,232,0004,005
Pre-tax net operating income$3,562,0001,999
Securities gains (losses)$-6,0005,976
Applicable income taxes$04,531
Income before extraordinary items$3,556,0001,741
Extraordinary gains, net$017
Net income$3,556,0001,741
Minority interest net income$084
Net income of bank and minority interests.$3,556,0001,740
Net charge-offs$267,0002,142
Cash dividends$3,143,000879
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,562,0001,701
2014-09-30 (YTD Data)Rank
Total interest income$5,694,0003,005
Total interest expense$489,0003,492
Net interest income$5,205,0002,941
Provision for loan and lease losses$60,0003,250
Total noninterest income$511,0003,804
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$419,0002,093
Trading account gains and fees$0174
Additional Noninterest Income$92,0005,134
Total noninterest expense$3,027,0003,831
Salaries and employee benefits$1,794,0003,588
Premises and equipment expense$290,0004,213
Additional noninterest expense$943,0003,971
Pre-tax net operating income$2,629,0002,063
Securities gains (losses)$9,0002,383
Applicable income taxes$04,583
Income before extraordinary items$2,638,0001,768
Extraordinary gains, net$015
Net income$2,638,0001,769
Minority interest net income$081
Net income of bank and minority interests.$2,638,0001,768
Net charge-offs$3,0004,462
Cash dividends$3,143,000647
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,629,0001,740
2014-06-30 (YTD Data)Rank
Total interest income$3,741,0003,051
Total interest expense$324,0003,543
Net interest income$3,417,0002,977
Provision for loan and lease losses$60,0002,755
Total noninterest income$310,0003,986
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$270,0002,133
Trading account gains and fees$0172
Additional Noninterest Income$40,0005,527
Total noninterest expense$1,976,0003,899
Salaries and employee benefits$1,187,0003,638
Premises and equipment expense$187,0004,314
Additional noninterest expense$602,0004,094
Pre-tax net operating income$1,691,0002,067
Securities gains (losses)$3,0002,288
Applicable income taxes$04,568
Income before extraordinary items$1,694,0001,777
Extraordinary gains, net$020
Net income$1,694,0001,780
Minority interest net income$080
Net income of bank and minority interests.$1,694,0001,779
Net charge-offs$9,0003,772
Cash dividends$2,675,000515
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,691,0001,736
2014-03-31 (YTD Data)Rank
Total interest income$1,870,0003,065
Total interest expense$162,0003,607
Net interest income$1,708,0002,982
Provision for loan and lease losses$15,0003,093
Total noninterest income$142,0004,066
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$121,0002,290
Trading account gains and fees$0147
Additional Noninterest Income$21,0005,497
Total noninterest expense$964,0003,987
Salaries and employee benefits$587,0003,690
Premises and equipment expense$97,0004,279
Additional noninterest expense$280,0004,257
Pre-tax net operating income$871,0001,971
Securities gains (losses)$4,0001,399
Applicable income taxes$04,445
Income before extraordinary items$875,0001,677
Extraordinary gains, net$016
Net income$875,0001,681
Minority interest net income$066
Net income of bank and minority interests.$875,0001,680
Net charge-offs$-6,0005,539
Cash dividends$1,892,000358
Sale, conversion, retirement of capital stock, net$0747
Net operating income$871,0001,647
2013-12-31 (YTD Data)Rank
Total interest income$7,730,0003,022
Total interest expense$795,0003,462
Net interest income$6,935,0002,928
Provision for loan and lease losses$05,091
Total noninterest income$714,0003,825
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$532,0002,275
Trading account gains and fees$0184
Additional Noninterest Income$182,0004,736
Total noninterest expense$3,956,0003,947
Salaries and employee benefits$2,244,0003,818
Premises and equipment expense$627,0003,212
Additional noninterest expense$1,085,0004,413
Pre-tax net operating income$3,693,0001,830
Securities gains (losses)$52,0001,763
Applicable income taxes$04,631
Income before extraordinary items$3,745,0001,585
Extraordinary gains, net$029
Net income$3,745,0001,589
Minority interest net income$090
Net income of bank and minority interests.$3,745,0001,589
Net charge-offs$151,0003,323
Cash dividends$3,276,000812
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,693,0001,566
2013-09-30 (YTD Data)Rank
Total interest income$5,772,0003,059
Total interest expense$617,0003,472
Net interest income$5,155,0002,965
Provision for loan and lease losses$04,941
Total noninterest income$543,0003,886
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$396,0002,299
Trading account gains and fees$0180
Additional Noninterest Income$147,0004,740
Total noninterest expense$2,876,0004,040
Salaries and employee benefits$1,655,0003,852
Premises and equipment expense$432,0003,437
Additional noninterest expense$789,0004,507
Pre-tax net operating income$2,822,0001,837
Securities gains (losses)$107,0001,168
Applicable income taxes$04,713
Income before extraordinary items$2,929,0001,536
Extraordinary gains, net$025
Net income$2,929,0001,538
Minority interest net income$084
Net income of bank and minority interests.$2,929,0001,539
Net charge-offs$71,0003,590
Cash dividends$3,276,000594
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,822,0001,550
2013-06-30 (YTD Data)Rank
Total interest income$3,826,0003,074
Total interest expense$417,0003,505
Net interest income$3,409,0002,977
Provision for loan and lease losses$04,788
Total noninterest income$374,0003,826
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$258,0002,306
Trading account gains and fees$0157
Additional Noninterest Income$116,0004,552
Total noninterest expense$1,921,0004,055
Salaries and employee benefits$1,083,0003,928
Premises and equipment expense$284,0003,493
Additional noninterest expense$554,0004,392
Pre-tax net operating income$1,862,0001,838
Securities gains (losses)$103,0001,098
Applicable income taxes$04,679
Income before extraordinary items$1,965,0001,543
Extraordinary gains, net$022
Net income$1,965,0001,546
Minority interest net income$082
Net income of bank and minority interests.$1,965,0001,548
Net charge-offs$-3,0005,794
Cash dividends$2,829,000476
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,862,0001,556
2013-03-31 (YTD Data)Rank
Total interest income$1,913,0003,100
Total interest expense$211,0003,555
Net interest income$1,702,0002,991
Provision for loan and lease losses$04,409
Total noninterest income$149,0004,201
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$126,0002,338
Trading account gains and fees$0148
Additional Noninterest Income$23,0005,562
Total noninterest expense$968,0004,075
Salaries and employee benefits$531,0004,010
Premises and equipment expense$140,0003,543
Additional noninterest expense$297,0004,250
Pre-tax net operating income$883,0001,906
Securities gains (losses)$121,000617
Applicable income taxes$04,602
Income before extraordinary items$1,004,0001,482
Extraordinary gains, net$010
Net income$1,004,0001,485
Minority interest net income$076
Net income of bank and minority interests.$1,004,0001,484
Net charge-offs$-41,0006,659
Cash dividends$1,886,000330
Sale, conversion, retirement of capital stock, net$0789
Net operating income$883,0001,597
2012-12-31 (YTD Data)Rank
Total interest income$8,525,0002,948
Total interest expense$1,084,0003,430
Net interest income$7,441,0002,835
Provision for loan and lease losses$420,0002,950
Total noninterest income$525,0004,416
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$502,0002,477
Trading account gains and fees$0166
Additional Noninterest Income$23,0006,224
Total noninterest expense$4,002,0004,036
Salaries and employee benefits$2,282,0003,801
Premises and equipment expense$603,0003,371
Additional noninterest expense$1,117,0004,529
Pre-tax net operating income$3,544,0001,804
Securities gains (losses)$837,000625
Applicable income taxes$04,751
Income before extraordinary items$4,381,0001,342
Extraordinary gains, net$029
Net income$4,381,0001,343
Minority interest net income$093
Net income of bank and minority interests.$4,381,0001,343
Net charge-offs$530,0002,577
Cash dividends$3,448,000790
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,544,0001,523
2012-09-30 (YTD Data)Rank
Total interest income$6,486,0002,970
Total interest expense$851,0003,433
Net interest income$5,635,0002,846
Provision for loan and lease losses$400,0002,581
Total noninterest income$406,0004,394
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$368,0002,553
Trading account gains and fees$0157
Additional Noninterest Income$38,0005,960
Total noninterest expense$2,927,0004,120
Salaries and employee benefits$1,689,0003,835
Premises and equipment expense$418,0003,609
Additional noninterest expense$820,0004,610
Pre-tax net operating income$2,714,0001,823
Securities gains (losses)$759,000535
Applicable income taxes$04,802
Income before extraordinary items$3,473,0001,296
Extraordinary gains, net$020
Net income$3,473,0001,297
Minority interest net income$086
Net income of bank and minority interests.$3,473,0001,297
Net charge-offs$143,0003,649
Cash dividends$3,448,000492
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,714,0001,534
2012-06-30 (YTD Data)Rank
Total interest income$4,392,0002,965
Total interest expense$596,0003,417
Net interest income$3,796,0002,823
Provision for loan and lease losses$250,0002,658
Total noninterest income$228,0004,686
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$230,0002,671
Trading account gains and fees$0153
Additional Noninterest Income$-2,0006,798
Total noninterest expense$1,928,0004,169
Salaries and employee benefits$1,117,0003,881
Premises and equipment expense$273,0003,654
Additional noninterest expense$538,0004,658
Pre-tax net operating income$1,846,0001,791
Securities gains (losses)$390,000703
Applicable income taxes$04,770
Income before extraordinary items$2,236,0001,330
Extraordinary gains, net$019
Net income$2,236,0001,330
Minority interest net income$084
Net income of bank and minority interests.$2,236,0001,330
Net charge-offs$80,0003,625
Cash dividends$1,450,000717
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,846,0001,501
2012-03-31 (YTD Data)Rank
Total interest income$2,176,0003,009
Total interest expense$308,0003,457
Net interest income$1,868,0002,882
Provision for loan and lease losses$150,0002,302
Total noninterest income$74,0005,359
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$109,0002,739
Trading account gains and fees$0148
Additional Noninterest Income$-35,0007,060
Total noninterest expense$936,0004,267
Salaries and employee benefits$549,0003,960
Premises and equipment expense$133,0003,747
Additional noninterest expense$254,0004,825
Pre-tax net operating income$856,0001,929
Securities gains (losses)$235,000540
Applicable income taxes$04,704
Income before extraordinary items$1,091,0001,330
Extraordinary gains, net$019
Net income$1,091,0001,331
Minority interest net income$078
Net income of bank and minority interests.$1,091,0001,331
Net charge-offs$-6,0006,458
Cash dividends$489,000919
Sale, conversion, retirement of capital stock, net$0861
Net operating income$856,0001,599
2011-12-31 (YTD Data)Rank
Total interest income$9,169,0002,988
Total interest expense$1,597,0003,282
Net interest income$7,572,0002,873
Provision for loan and lease losses$737,0002,867
Total noninterest income$279,0005,319
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$527,0002,461
Trading account gains and fees$0146
Additional Noninterest Income$-248,0006,983
Total noninterest expense$3,701,0004,339
Salaries and employee benefits$2,169,0003,937
Premises and equipment expense$485,0004,120
Additional noninterest expense$1,047,0004,799
Pre-tax net operating income$3,413,0001,632
Securities gains (losses)$623,000675
Applicable income taxes$04,719
Income before extraordinary items$4,036,0001,244
Extraordinary gains, net$029
Net income$4,036,0001,244
Minority interest net income$096
Net income of bank and minority interests.$4,036,0001,244
Net charge-offs$918,0002,460
Cash dividends$2,992,000672
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,413,0001,368
2011-09-30 (YTD Data)Rank
Total interest income$6,933,0002,998
Total interest expense$1,258,0003,272
Net interest income$5,675,0002,887
Provision for loan and lease losses$617,0002,603
Total noninterest income$148,0005,850
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$391,0002,495
Trading account gains and fees$0145
Additional Noninterest Income$-243,0007,151
Total noninterest expense$2,791,0004,327
Salaries and employee benefits$1,607,0003,980
Premises and equipment expense$335,0004,362
Additional noninterest expense$849,0004,609
Pre-tax net operating income$2,415,0001,788
Securities gains (losses)$459,000687
Applicable income taxes$04,740
Income before extraordinary items$2,874,0001,349
Extraordinary gains, net$021
Net income$2,874,0001,348
Minority interest net income$087
Net income of bank and minority interests.$2,874,0001,349
Net charge-offs$754,0002,206
Cash dividends$2,485,000542
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,415,0001,490
2011-06-30 (YTD Data)Rank
Total interest income$4,685,0002,977
Total interest expense$886,0003,252
Net interest income$3,799,0002,860
Provision for loan and lease losses$497,0002,334
Total noninterest income$4,0007,157
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$257,0002,508
Trading account gains and fees$0153
Additional Noninterest Income$-253,0007,298
Total noninterest expense$1,847,0004,382
Salaries and employee benefits$1,051,0004,065
Premises and equipment expense$229,0004,344
Additional noninterest expense$567,0004,664
Pre-tax net operating income$1,459,0001,927
Securities gains (losses)$210,000708
Applicable income taxes$04,697
Income before extraordinary items$1,669,0001,473
Extraordinary gains, net$015
Net income$1,669,0001,473
Minority interest net income$089
Net income of bank and minority interests.$1,669,0001,473
Net charge-offs$796,0001,672
Cash dividends$721,0001,089
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,459,0001,597
2011-03-31 (YTD Data)Rank
Total interest income$2,348,0002,991
Total interest expense$467,0003,215
Net interest income$1,881,0002,871
Provision for loan and lease losses$416,0001,613
Total noninterest income$70,0005,483
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$120,0002,615
Trading account gains and fees$0158
Additional Noninterest Income$-50,0007,301
Total noninterest expense$945,0004,351
Salaries and employee benefits$529,0004,072
Premises and equipment expense$117,0004,338
Additional noninterest expense$299,0004,538
Pre-tax net operating income$590,0002,256
Securities gains (losses)$-21,0007,248
Applicable income taxes$04,545
Income before extraordinary items$569,0002,005
Extraordinary gains, net$09
Net income$569,0002,004
Minority interest net income$086
Net income of bank and minority interests.$569,0002,005
Net charge-offs$482,0001,361
Cash dividends$481,000784
Sale, conversion, retirement of capital stock, net$0925
Net operating income$590,0001,888
2010-12-31 (YTD Data)Rank
Total interest income$10,006,0002,963
Total interest expense$2,439,0003,055
Net interest income$7,567,0002,872
Provision for loan and lease losses$1,529,0002,436
Total noninterest income$990,0003,235
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$598,0002,295
Trading account gains and fees$0175
Additional Noninterest Income$392,0003,548
Total noninterest expense$3,777,0004,366
Salaries and employee benefits$2,172,0003,997
Premises and equipment expense$397,0004,774
Additional noninterest expense$1,208,0004,589
Pre-tax net operating income$3,251,0001,508
Securities gains (losses)$519,000863
Applicable income taxes$04,655
Income before extraordinary items$3,770,0001,151
Extraordinary gains, net$029
Net income$3,770,0001,153
Minority interest net income$0111
Net income of bank and minority interests.$3,770,0001,154
Net charge-offs$1,520,0002,172
Cash dividends$1,931,000849
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,251,0001,262
2010-09-30 (YTD Data)Rank
Total interest income$7,610,0002,985
Total interest expense$1,922,0003,049
Net interest income$5,688,0002,906
Provision for loan and lease losses$1,195,0002,280
Total noninterest income$604,0003,671
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$452,0002,342
Trading account gains and fees$0165
Additional Noninterest Income$152,0004,637
Total noninterest expense$2,757,0004,468
Salaries and employee benefits$1,610,0004,072
Premises and equipment expense$289,0004,914
Additional noninterest expense$858,0004,733
Pre-tax net operating income$2,340,0001,685
Securities gains (losses)$288,0001,104
Applicable income taxes$04,726
Income before extraordinary items$2,628,0001,265
Extraordinary gains, net$023
Net income$2,628,0001,269
Minority interest net income$0110
Net income of bank and minority interests.$2,628,0001,269
Net charge-offs$1,075,0002,110
Cash dividends$1,400,000794
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,340,0001,366
2010-06-30 (YTD Data)Rank
Total interest income$5,027,0003,032
Total interest expense$1,329,0003,070
Net interest income$3,698,0002,971
Provision for loan and lease losses$995,0001,955
Total noninterest income$411,0003,584
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$305,0002,326
Trading account gains and fees$0152
Additional Noninterest Income$106,0004,550
Total noninterest expense$1,809,0004,527
Salaries and employee benefits$1,067,0004,110
Premises and equipment expense$189,0005,009
Additional noninterest expense$553,0004,819
Pre-tax net operating income$1,305,0001,918
Securities gains (losses)$63,0001,740
Applicable income taxes$04,691
Income before extraordinary items$1,368,0001,601
Extraordinary gains, net$019
Net income$1,368,0001,601
Minority interest net income$0105
Net income of bank and minority interests.$1,368,0001,601
Net charge-offs$869,0001,868
Cash dividends$1,034,000678
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,305,0001,603
2010-03-31 (YTD Data)Rank
Total interest income$2,524,0003,082
Total interest expense$698,0003,069
Net interest income$1,826,0003,025
Provision for loan and lease losses$895,0001,270
Total noninterest income$181,0003,874
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$135,0002,545
Trading account gains and fees$0175
Additional Noninterest Income$46,0004,823
Total noninterest expense$885,0004,640
Salaries and employee benefits$542,0004,114
Premises and equipment expense$103,0004,876
Additional noninterest expense$240,0005,232
Pre-tax net operating income$227,0003,855
Securities gains (losses)$24,0001,449
Applicable income taxes$04,611
Income before extraordinary items$251,0003,475
Extraordinary gains, net$016
Net income$251,0003,472
Minority interest net income$091
Net income of bank and minority interests.$251,0003,474
Net charge-offs$877,0001,140
Cash dividends$1,034,000316
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$227,0003,530
2009-12-31 (YTD Data)Rank
Total interest income$10,591,0003,088
Total interest expense$3,640,0002,952
Net interest income$6,951,0003,082
Provision for loan and lease losses$1,750,0002,663
Total noninterest income$891,0003,559
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$641,0002,423
Trading account gains and fees$0211
Additional Noninterest Income$250,0004,275
Total noninterest expense$3,660,0004,588
Salaries and employee benefits$2,044,0004,285
Premises and equipment expense$467,0004,566
Additional noninterest expense$1,149,0004,859
Pre-tax net operating income$2,432,0001,614
Securities gains (losses)$216,0001,497
Applicable income taxes$04,388
Income before extraordinary items$2,648,0001,264
Extraordinary gains, net$034
Net income$2,648,0001,264
Minority interest net income$0115
Net income of bank and minority interests.$2,648,0001,263
Net charge-offs$855,0003,078
Cash dividends$2,508,000716
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,432,0001,346
2009-09-30 (YTD Data)Rank
Total interest income$7,954,0003,125
Total interest expense$2,837,0002,984
Net interest income$5,117,0003,132
Provision for loan and lease losses$700,0003,273
Total noninterest income$668,0003,619
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$474,0002,467
Trading account gains and fees$0212
Additional Noninterest Income$194,0004,331
Total noninterest expense$2,619,0004,734
Salaries and employee benefits$1,499,0004,388
Premises and equipment expense$275,0005,244
Additional noninterest expense$845,0004,906
Pre-tax net operating income$2,466,0001,309
Securities gains (losses)$198,0001,287
Applicable income taxes$04,592
Income before extraordinary items$2,664,0001,018
Extraordinary gains, net$027
Net income$2,664,0001,017
Minority interest net income$0118
Net income of bank and minority interests.$2,664,0001,018
Net charge-offs$640,0002,729
Cash dividends$2,158,000590
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,466,0001,091
2009-06-30 (YTD Data)Rank
Total interest income$5,242,0003,190
Total interest expense$1,949,0003,026
Net interest income$3,293,0003,204
Provision for loan and lease losses$240,0004,070
Total noninterest income$429,0003,713
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$305,0002,507
Trading account gains and fees$0193
Additional Noninterest Income$124,0004,433
Total noninterest expense$1,677,0004,902
Salaries and employee benefits$997,0004,447
Premises and equipment expense$185,0005,273
Additional noninterest expense$495,0005,274
Pre-tax net operating income$1,805,0001,272
Securities gains (losses)$113,0001,407
Applicable income taxes$04,657
Income before extraordinary items$1,918,000988
Extraordinary gains, net$021
Net income$1,918,000988
Minority interest net income$0112
Net income of bank and minority interests.$1,918,000988
Net charge-offs$106,0004,182
Cash dividends$2,158,000412
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,805,0001,027
2009-03-31 (YTD Data)Rank
Total interest income$2,571,0003,260
Total interest expense$1,002,0003,042
Net interest income$1,569,0003,325
Provision for loan and lease losses$180,0002,990
Total noninterest income$197,0003,843
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$143,0002,568
Trading account gains and fees$0171
Additional Noninterest Income$54,0004,691
Total noninterest expense$804,0004,938
Salaries and employee benefits$499,0004,463
Premises and equipment expense$99,0005,139
Additional noninterest expense$206,0005,524
Pre-tax net operating income$782,0001,641
Securities gains (losses)$101,000987
Applicable income taxes$04,835
Income before extraordinary items$883,0001,239
Extraordinary gains, net$015
Net income$883,0001,241
Minority interest net income$0102
Net income of bank and minority interests.$883,0001,241
Net charge-offs$05,728
Cash dividends$1,386,000323
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$782,0001,326
2008-12-31 (YTD Data)Rank
Total interest income$11,044,0003,265
Total interest expense$4,595,0003,189
Net interest income$6,449,0003,283
Provision for loan and lease losses$600,0003,490
Total noninterest income$981,0003,455
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$704,0002,335
Trading account gains and fees$0154
Additional Noninterest Income$277,0004,245
Total noninterest expense$3,196,0004,909
Salaries and employee benefits$1,965,0004,515
Premises and equipment expense$377,0005,249
Additional noninterest expense$854,0005,294
Pre-tax net operating income$3,634,0001,503
Securities gains (losses)$44,0001,693
Applicable income taxes$04,979
Income before extraordinary items$3,678,0001,122
Extraordinary gains, net$039
Net income$3,678,0001,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$561,0002,646
Cash dividends$3,108,000881
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,634,0001,212
2008-09-30 (YTD Data)Rank
Total interest income$8,328,0003,302
Total interest expense$3,544,0003,223
Net interest income$4,784,0003,338
Provision for loan and lease losses$540,0002,623
Total noninterest income$714,0003,600
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$518,0002,384
Trading account gains and fees$0148
Additional Noninterest Income$196,0004,462
Total noninterest expense$2,243,0005,112
Salaries and employee benefits$1,411,0004,675
Premises and equipment expense$275,0005,340
Additional noninterest expense$557,0005,623
Pre-tax net operating income$2,715,0001,798
Securities gains (losses)$40,0001,574
Applicable income taxes$05,372
Income before extraordinary items$2,755,0001,349
Extraordinary gains, net$031
Net income$2,755,0001,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,609
Cash dividends$3,108,000694
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,715,0001,435
2008-06-30 (YTD Data)Rank
Total interest income$5,570,0003,358
Total interest expense$2,452,0003,239
Net interest income$3,118,0003,392
Provision for loan and lease losses$330,0002,398
Total noninterest income$442,0003,794
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$321,0002,501
Trading account gains and fees$0149
Additional Noninterest Income$121,0004,711
Total noninterest expense$1,435,0005,263
Salaries and employee benefits$928,0004,753
Premises and equipment expense$206,0005,061
Additional noninterest expense$301,0006,180
Pre-tax net operating income$1,795,0001,857
Securities gains (losses)$36,0001,670
Applicable income taxes$2,0005,394
Income before extraordinary items$1,829,0001,499
Extraordinary gains, net$021
Net income$1,829,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,064
Cash dividends$2,793,000589
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,793,0001,490
2008-03-31 (YTD Data)Rank
Total interest income$2,884,0003,334
Total interest expense$1,287,0003,280
Net interest income$1,597,0003,333
Provision for loan and lease losses$60,0003,470
Total noninterest income$227,0003,729
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$149,0002,633
Trading account gains and fees$0158
Additional Noninterest Income$78,0004,253
Total noninterest expense$707,0005,335
Salaries and employee benefits$454,0004,860
Premises and equipment expense$111,0004,858
Additional noninterest expense$142,0006,321
Pre-tax net operating income$1,057,0001,697
Securities gains (losses)$28,0001,404
Applicable income taxes$2,0005,366
Income before extraordinary items$1,083,0001,388
Extraordinary gains, net$015
Net income$1,083,0001,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$1,915,000461
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,055,0001,376
2007-12-31 (YTD Data)Rank
Total interest income$11,386,0003,424
Total interest expense$5,291,0003,322
Net interest income$6,095,0003,462
Provision for loan and lease losses$730,0001,792
Total noninterest income$972,0003,594
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$649,0002,522
Trading account gains and fees$0178
Additional Noninterest Income$323,0004,113
Total noninterest expense$3,017,0004,991
Salaries and employee benefits$1,964,0004,437
Premises and equipment expense$413,0004,921
Additional noninterest expense$640,0005,966
Pre-tax net operating income$3,320,0002,296
Securities gains (losses)$-137,0008,206
Applicable income taxes$2,0005,906
Income before extraordinary items$3,181,0001,946
Extraordinary gains, net$039
Net income$3,181,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$757,0001,256
Cash dividends$3,923,000940
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,318,0001,867
2007-09-30 (YTD Data)Rank
Total interest income$8,435,0003,471
Total interest expense$3,950,0003,329
Net interest income$4,485,0003,520
Provision for loan and lease losses$680,0001,237
Total noninterest income$730,0003,597
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$486,0002,495
Trading account gains and fees$0184
Additional Noninterest Income$244,0004,132
Total noninterest expense$2,220,0005,018
Salaries and employee benefits$1,463,0004,453
Premises and equipment expense$295,0005,067
Additional noninterest expense$462,0006,020
Pre-tax net operating income$2,315,0002,562
Securities gains (losses)$-130,0008,334
Applicable income taxes$2,0006,041
Income before extraordinary items$2,183,0002,204
Extraordinary gains, net$033
Net income$2,183,0002,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$764,000787
Cash dividends$3,923,000691
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,313,0002,097
2007-06-30 (YTD Data)Rank
Total interest income$5,557,0003,515
Total interest expense$2,587,0003,361
Net interest income$2,970,0003,566
Provision for loan and lease losses$650,000817
Total noninterest income$469,0003,689
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$314,0002,561
Trading account gains and fees$0168
Additional Noninterest Income$155,0004,256
Total noninterest expense$1,511,0004,984
Salaries and employee benefits$980,0004,478
Premises and equipment expense$201,0005,023
Additional noninterest expense$330,0005,850
Pre-tax net operating income$1,278,0002,984
Securities gains (losses)$-41,0008,269
Applicable income taxes$2,0006,068
Income before extraordinary items$1,235,0002,572
Extraordinary gains, net$029
Net income$1,235,0002,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$761,000540
Cash dividends$3,493,000579
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,276,0002,495
2007-03-31 (YTD Data)Rank
Total interest income$2,767,0003,510
Total interest expense$1,273,0003,385
Net interest income$1,494,0003,545
Provision for loan and lease losses$600,000449
Total noninterest income$230,0003,726
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$148,0002,628
Trading account gains and fees$0195
Additional Noninterest Income$82,0004,163
Total noninterest expense$749,0005,023
Salaries and employee benefits$483,0004,552
Premises and equipment expense$110,0004,765
Additional noninterest expense$156,0006,015
Pre-tax net operating income$375,0004,143
Securities gains (losses)$01,187
Applicable income taxes$2,0005,948
Income before extraordinary items$373,0003,663
Extraordinary gains, net$022
Net income$373,0003,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$647,000340
Cash dividends$2,998,000346
Sale, conversion, retirement of capital stock, net$0885
Net operating income$373,0003,642
2006-12-31 (YTD Data)Rank
Total interest income$10,486,0003,451
Total interest expense$4,173,0003,495
Net interest income$6,313,0003,395
Provision for loan and lease losses$120,0004,374
Total noninterest income$965,0003,636
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$646,0002,536
Trading account gains and fees$0130
Additional Noninterest Income$319,0004,182
Total noninterest expense$2,893,0005,001
Salaries and employee benefits$1,917,0004,416
Premises and equipment expense$380,0005,092
Additional noninterest expense$596,0006,079
Pre-tax net operating income$4,265,0002,149
Securities gains (losses)$-42,0007,878
Applicable income taxes$2,0006,435
Income before extraordinary items$4,221,0001,708
Extraordinary gains, net$051
Net income$4,221,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,997
Cash dividends$4,526,000778
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,263,0001,680
2006-09-30 (YTD Data)Rank
Total interest income$7,701,0003,485
Total interest expense$3,000,0003,514
Net interest income$4,701,0003,431
Provision for loan and lease losses$90,0004,225
Total noninterest income$738,0003,594
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$480,0002,567
Trading account gains and fees$0126
Additional Noninterest Income$258,0004,038
Total noninterest expense$2,073,0005,149
Salaries and employee benefits$1,360,0004,566
Premises and equipment expense$278,0005,176
Additional noninterest expense$435,0006,165
Pre-tax net operating income$3,276,0002,174
Securities gains (losses)$-42,0008,127
Applicable income taxes$2,0006,519
Income before extraordinary items$3,232,0001,725
Extraordinary gains, net$045
Net income$3,232,0001,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,158
Cash dividends$4,526,000570
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,274,0001,685
2006-06-30 (YTD Data)Rank
Total interest income$5,037,0003,481
Total interest expense$1,906,0003,518
Net interest income$3,131,0003,445
Provision for loan and lease losses$60,0004,062
Total noninterest income$437,0003,830
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$286,0002,761
Trading account gains and fees$0126
Additional Noninterest Income$151,0004,304
Total noninterest expense$1,360,0005,215
Salaries and employee benefits$892,0004,646
Premises and equipment expense$181,0005,240
Additional noninterest expense$287,0006,204
Pre-tax net operating income$2,148,0002,192
Securities gains (losses)$-19,0008,060
Applicable income taxes$2,0006,505
Income before extraordinary items$2,127,0001,715
Extraordinary gains, net$039
Net income$2,127,0001,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,027
Cash dividends$4,068,000444
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,146,0001,683
2006-03-31 (YTD Data)Rank
Total interest income$2,486,0003,459
Total interest expense$900,0003,543
Net interest income$1,586,0003,381
Provision for loan and lease losses$30,0003,822
Total noninterest income$186,0004,131
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$126,0002,974
Trading account gains and fees$0115
Additional Noninterest Income$60,0004,759
Total noninterest expense$649,0005,366
Salaries and employee benefits$421,0004,852
Premises and equipment expense$88,0005,343
Additional noninterest expense$140,0006,252
Pre-tax net operating income$1,093,0002,131
Securities gains (losses)$-8,0008,193
Applicable income taxes$2,0006,346
Income before extraordinary items$1,083,0001,655
Extraordinary gains, net$021
Net income$1,083,0001,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$3,166,000299
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,091,0001,627
2005-12-31 (YTD Data)Rank
Total interest income$9,480,0003,295
Total interest expense$2,880,0003,455
Net interest income$6,600,0003,181
Provision for loan and lease losses$120,0004,465
Total noninterest income$807,0004,018
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$548,0002,857
Trading account gains and fees$0138
Additional Noninterest Income$259,0004,657
Total noninterest expense$2,581,0005,274
Salaries and employee benefits$1,710,0004,640
Premises and equipment expense$332,0005,449
Additional noninterest expense$539,0006,359
Pre-tax net operating income$4,706,0001,954
Securities gains (losses)$39,0001,012
Applicable income taxes$2,0006,781
Income before extraordinary items$4,743,0001,483
Extraordinary gains, net$046
Net income$4,743,0001,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,849
Cash dividends$4,244,000770
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,704,0001,483
2005-09-30 (YTD Data)Rank
Total interest income$6,969,0003,292
Total interest expense$2,081,0003,405
Net interest income$4,888,0003,201
Provision for loan and lease losses$90,0004,305
Total noninterest income$596,0004,067
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$404,0002,896
Trading account gains and fees$0126
Additional Noninterest Income$192,0004,690
Total noninterest expense$1,864,0005,367
Salaries and employee benefits$1,231,0004,749
Premises and equipment expense$237,0005,587
Additional noninterest expense$396,0006,389
Pre-tax net operating income$3,530,0001,970
Securities gains (losses)$35,0001,002
Applicable income taxes$2,0006,802
Income before extraordinary items$3,563,0001,493
Extraordinary gains, net$035
Net income$3,563,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,761
Cash dividends$4,244,000549
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,528,0001,476
2005-06-30 (YTD Data)Rank
Total interest income$4,590,0003,256
Total interest expense$1,332,0003,355
Net interest income$3,258,0003,185
Provision for loan and lease losses$60,0004,115
Total noninterest income$366,0004,255
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$257,0002,955
Trading account gains and fees$0116
Additional Noninterest Income$109,0005,004
Total noninterest expense$1,222,0005,412
Salaries and employee benefits$815,0004,750
Premises and equipment expense$152,0005,667
Additional noninterest expense$255,0006,476
Pre-tax net operating income$2,342,0001,940
Securities gains (losses)$12,0001,290
Applicable income taxes$2,0006,782
Income before extraordinary items$2,352,0001,480
Extraordinary gains, net$030
Net income$2,352,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,385
Cash dividends$3,724,000426
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,340,0001,456
2005-03-31 (YTD Data)Rank
Total interest income$2,255,0003,276
Total interest expense$637,0003,349
Net interest income$1,618,0003,192
Provision for loan and lease losses$30,0003,913
Total noninterest income$161,0004,532
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$113,0003,173
Trading account gains and fees$0115
Additional Noninterest Income$48,0005,277
Total noninterest expense$608,0005,470
Salaries and employee benefits$397,0004,867
Premises and equipment expense$74,0005,787
Additional noninterest expense$137,0006,307
Pre-tax net operating income$1,141,0001,952
Securities gains (losses)$12,000950
Applicable income taxes$2,0006,630
Income before extraordinary items$1,151,0001,470
Extraordinary gains, net$024
Net income$1,151,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$2,737,000286
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,139,0001,464
2004-12-31 (YTD Data)Rank
Total interest income$9,022,0003,090
Total interest expense$2,511,0003,053
Net interest income$6,511,0003,074
Provision for loan and lease losses$120,0004,623
Total noninterest income$844,0003,920
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$546,0002,947
Trading account gains and fees$0138
Additional Noninterest Income$298,0004,284
Total noninterest expense$2,564,0005,215
Salaries and employee benefits$1,648,0004,639
Premises and equipment expense$364,0005,073
Additional noninterest expense$552,0006,263
Pre-tax net operating income$4,671,0001,797
Securities gains (losses)$97,0001,266
Applicable income taxes$2,0007,032
Income before extraordinary items$4,766,0001,353
Extraordinary gains, net$034
Net income$4,766,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,809
Cash dividends$3,972,000778
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,669,0001,344
2004-09-30 (YTD Data)Rank
Total interest income$6,733,0003,086
Total interest expense$1,885,0002,989
Net interest income$4,848,0003,084
Provision for loan and lease losses$90,0004,429
Total noninterest income$626,0003,977
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$404,0002,987
Trading account gains and fees$0134
Additional Noninterest Income$222,0004,298
Total noninterest expense$1,858,0005,298
Salaries and employee benefits$1,184,0004,724
Premises and equipment expense$257,0005,261
Additional noninterest expense$417,0006,188
Pre-tax net operating income$3,526,0001,793
Securities gains (losses)$23,0002,216
Applicable income taxes$2,0007,080
Income before extraordinary items$3,547,0001,385
Extraordinary gains, net$026
Net income$3,547,0001,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,436
Cash dividends$3,972,000559
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,524,0001,346
2004-06-30 (YTD Data)Rank
Total interest income$4,444,0003,096
Total interest expense$1,253,0002,980
Net interest income$3,191,0003,103
Provision for loan and lease losses$60,0004,267
Total noninterest income$387,0004,171
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$258,0003,067
Trading account gains and fees$0130
Additional Noninterest Income$129,0004,617
Total noninterest expense$1,229,0005,352
Salaries and employee benefits$788,0004,772
Premises and equipment expense$165,0005,397
Additional noninterest expense$276,0006,232
Pre-tax net operating income$2,289,0001,828
Securities gains (losses)$30,0001,791
Applicable income taxes$2,0007,043
Income before extraordinary items$2,317,0001,399
Extraordinary gains, net$021
Net income$2,317,0001,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,447
Cash dividends$3,488,000436
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,287,0001,360
2004-03-31 (YTD Data)Rank
Total interest income$2,213,0003,114
Total interest expense$628,0003,011
Net interest income$1,585,0003,117
Provision for loan and lease losses$30,0004,060
Total noninterest income$174,0004,410
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$117,0003,205
Trading account gains and fees$0121
Additional Noninterest Income$57,0004,851
Total noninterest expense$588,0005,519
Salaries and employee benefits$383,0004,889
Premises and equipment expense$79,0005,553
Additional noninterest expense$126,0006,532
Pre-tax net operating income$1,141,0001,804
Securities gains (losses)$30,0001,495
Applicable income taxes$2,0006,854
Income before extraordinary items$1,169,0001,368
Extraordinary gains, net$016
Net income$1,169,0001,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,853
Cash dividends$2,502,000312
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,139,0001,336
2003-12-31 (YTD Data)Rank
Total interest income$9,317,0003,018
Total interest expense$2,754,0003,096
Net interest income$6,563,0002,926
Provision for loan and lease losses$251,0003,533
Total noninterest income$693,0004,582
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$538,0002,929
Trading account gains and fees$0160
Additional Noninterest Income$155,0005,766
Total noninterest expense$2,423,0005,331
Salaries and employee benefits$1,562,0004,726
Premises and equipment expense$325,0005,414
Additional noninterest expense$536,0006,342
Pre-tax net operating income$4,582,0001,758
Securities gains (losses)$8,0003,717
Applicable income taxes$2,0007,318
Income before extraordinary items$4,588,0001,381
Extraordinary gains, net$054
Net income$4,588,0001,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0003,157
Cash dividends$3,426,000891
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,580,0001,326
2003-09-30 (YTD Data)Rank
Total interest income$6,998,0003,058
Total interest expense$2,092,0003,171
Net interest income$4,906,0002,945
Provision for loan and lease losses$221,0003,163
Total noninterest income$477,0004,866
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$401,0002,941
Trading account gains and fees$0153
Additional Noninterest Income$76,0006,560
Total noninterest expense$1,773,0005,391
Salaries and employee benefits$1,121,0004,845
Premises and equipment expense$242,0005,429
Additional noninterest expense$410,0006,276
Pre-tax net operating income$3,389,0001,845
Securities gains (losses)$8,0003,425
Applicable income taxes$2,0007,369
Income before extraordinary items$3,395,0001,449
Extraordinary gains, net$040
Net income$3,395,0001,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,594
Cash dividends$3,426,000659
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,387,0001,368
2003-06-30 (YTD Data)Rank
Total interest income$4,649,0003,087
Total interest expense$1,414,0003,221
Net interest income$3,235,0002,965
Provision for loan and lease losses$191,0002,595
Total noninterest income$252,0005,442
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$258,0002,987
Trading account gains and fees$0150
Additional Noninterest Income$-6,0009,217
Total noninterest expense$1,172,0005,408
Salaries and employee benefits$741,0004,878
Premises and equipment expense$158,0005,480
Additional noninterest expense$273,0006,267
Pre-tax net operating income$2,124,0001,936
Securities gains (losses)$8,0003,037
Applicable income taxes$2,0007,353
Income before extraordinary items$2,130,0001,534
Extraordinary gains, net$030
Net income$2,130,0001,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,423
Cash dividends$2,896,000546
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,122,0001,437
2003-03-31 (YTD Data)Rank
Total interest income$2,294,0003,132
Total interest expense$709,0003,281
Net interest income$1,585,0003,013
Provision for loan and lease losses$161,0001,609
Total noninterest income$30,0008,154
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$122,0003,033
Trading account gains and fees$0134
Additional Noninterest Income$-92,0009,314
Total noninterest expense$587,0005,419
Salaries and employee benefits$364,0004,951
Premises and equipment expense$73,0005,718
Additional noninterest expense$150,0005,938
Pre-tax net operating income$867,0002,310
Securities gains (losses)$7,0002,278
Applicable income taxes$2,0007,162
Income before extraordinary items$872,0001,814
Extraordinary gains, net$021
Net income$872,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,131
Cash dividends$1,995,000399
Sale, conversion, retirement of capital stock, net$0419
Net operating income$865,0001,717
2002-12-31 (YTD Data)Rank
Total interest income$9,582,0003,132
Total interest expense$3,509,0003,090
Net interest income$6,073,0003,111
Provision for loan and lease losses$937,0001,435
Total noninterest income$830,0003,897
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$535,0002,813
Trading account gains and fees$0153
Additional Noninterest Income$295,0004,295
Total noninterest expense$2,318,0005,346
Salaries and employee benefits$1,492,0004,716
Premises and equipment expense$310,0005,463
Additional noninterest expense$516,0006,410
Pre-tax net operating income$3,648,0002,145
Securities gains (losses)$284,000931
Applicable income taxes$2,0007,560
Income before extraordinary items$3,930,0001,552
Extraordinary gains, net$070
Net income$3,930,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$995,000976
Cash dividends$2,854,000964
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,646,0001,591
2001-12-31 (YTD Data)Rank
Total interest income$10,552,0003,167
Total interest expense$5,298,0003,000
Net interest income$5,254,0003,303
Provision for loan and lease losses$120,0005,188
Total noninterest income$757,0004,006
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$462,0003,031
Trading account gains and fees$0177
Additional Noninterest Income$295,0004,146
Total noninterest expense$2,176,0005,423
Salaries and employee benefits$1,429,0004,680
Premises and equipment expense$302,0005,494
Additional noninterest expense$445,0006,823
Pre-tax net operating income$3,715,0001,886
Securities gains (losses)$49,0002,369
Applicable income taxes$24,0007,209
Income before extraordinary items$3,740,0001,444
Extraordinary gains, net$0105
Net income$3,740,0001,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,677
Cash dividends$3,751,000765
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,691,4901,401
2000-12-31 (YTD Data)Rank
Total interest income$10,584,0003,245
Total interest expense$5,216,0003,186
Net interest income$5,368,0003,267
Provision for loan and lease losses$120,0004,828
Total noninterest income$719,0003,927
Gross Fiduciary activities income$2,0001,298
Service charges on deposit accounts$402,0003,230
Trading account gains and fees$0180
Additional Noninterest Income$315,0003,813
Total noninterest expense$2,099,0005,506
Salaries and employee benefits$1,373,0004,691
Premises and equipment expense$202,0006,737
Additional noninterest expense$524,0006,253
Pre-tax net operating income$3,868,0001,890
Securities gains (losses)$01,956
Applicable income taxes$379,0004,094
Income before extraordinary items$3,489,0001,511
Extraordinary gains, net$038
Net income$3,489,0001,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,414
Cash dividends$2,626,0001,082
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,489,0001,503
1999-12-31 (YTD Data)Rank
Total interest income$9,289,0003,436
Total interest expense$4,223,0003,427
Net interest income$5,066,0003,425
Provision for loan and lease losses$120,0004,720
Total noninterest income$622,0004,321
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$335,0003,674
Trading account gains and feesNANA
Additional Noninterest Income$287,0004,113
Total noninterest expense$1,943,0005,794
Salaries and employee benefits$1,268,0004,957
Premises and equipment expense$206,0006,718
Additional noninterest expense$469,0006,753
Pre-tax net operating income$3,625,0002,015
Securities gains (losses)$5,0002,145
Applicable income taxes$343,0004,523
Income before extraordinary items$3,287,0001,623
Extraordinary gains, net$035
Net income$3,287,0001,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,508
Cash dividends$2,750,0001,046
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,282,4501,592
1998-12-31 (YTD Data)Rank
Total interest income$8,452,0003,734
Total interest expense$4,012,0003,679
Net interest income$4,440,0003,771
Provision for loan and lease losses$82,0005,540
Total noninterest income$544,0004,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$303,0003,921
Trading account gains and feesNANA
Additional Noninterest Income$241,0004,503
Total noninterest expense$1,804,0005,988
Salaries and employee benefits$1,163,0005,193
Premises and equipment expense$207,0006,600
Additional noninterest expense$434,0006,943
Pre-tax net operating income$3,098,0002,302
Securities gains (losses)$2,0003,909
Applicable income taxes$290,0005,254
Income before extraordinary items$2,810,0001,868
Extraordinary gains, net$032
Net income$2,810,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0009,919
Cash dividends$1,863,0001,414
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,808,1801,792
1997-12-31 (YTD Data)Rank
Total interest income$7,428,0004,281
Total interest expense$3,512,0004,127
Net interest income$3,916,0004,312
Provision for loan and lease losses$39,0007,061
Total noninterest income$609,0004,372
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$342,0003,686
Trading account gains and feesNANA
Additional Noninterest Income$267,0004,199
Total noninterest expense$1,633,0006,458
Salaries and employee benefits$1,056,0005,655
Premises and equipment expense$197,0006,903
Additional noninterest expense$380,0007,527
Pre-tax net operating income$2,853,0002,593
Securities gains (losses)$30,0001,635
Applicable income taxes$207,0006,784
Income before extraordinary items$2,676,0001,974
Extraordinary gains, net$044
Net income$2,676,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0009,783
Cash dividends$1,550,0001,572
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,648,1001,936
1996-12-31 (YTD Data)Rank
Total interest income$6,177,0005,071
Total interest expense$2,921,0004,896
Net interest income$3,256,0005,124
Provision for loan and lease losses$6,0008,753
Total noninterest income$499,0005,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$289,0004,340
Trading account gains and feesNANA
Additional Noninterest Income$210,0005,032
Total noninterest expense$1,570,0006,914
Salaries and employee benefits$986,0006,055
Premises and equipment expense$193,0007,149
Additional noninterest expense$391,0007,955
Pre-tax net operating income$2,179,0003,185
Securities gains (losses)$23,0001,905
Applicable income taxes$680,0003,243
Income before extraordinary items$1,522,0003,150
Extraordinary gains, net$053
Net income$1,522,0003,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,733
Cash dividends$700,0002,732
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,506,1303,140
1995-12-31 (YTD Data)Rank
Total interest income$5,134,0005,872
Total interest expense$2,212,0006,064
Net interest income$2,922,0005,616
Provision for loan and lease losses$08,958
Total noninterest income$488,0005,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$274,0004,620
Trading account gains and feesNANA
Additional Noninterest Income$214,0004,932
Total noninterest expense$1,472,0007,350
Salaries and employee benefits$882,0006,646
Premises and equipment expense$196,0007,269
Additional noninterest expense$394,0008,248
Pre-tax net operating income$1,938,0003,592
Securities gains (losses)$47,0001,345
Applicable income taxes$576,0003,765
Income before extraordinary items$1,409,0003,436
Extraordinary gains, net$065
Net income$1,409,0003,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,354
Cash dividends$700,0002,638
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,375,6303,498
1994-12-31 (YTD Data)Rank
Total interest income$4,465,0006,176
Total interest expense$1,532,0006,801
Net interest income$2,933,0005,696
Provision for loan and lease losses$09,146
Total noninterest income$431,0005,844
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$254,0004,984
Trading account gains and feesNANA
Additional Noninterest Income$177,0005,670
Total noninterest expense$1,380,0007,977
Salaries and employee benefits$798,0007,221
Premises and equipment expense$176,0007,948
Additional noninterest expense$406,0008,774
Pre-tax net operating income$1,984,0003,444
Securities gains (losses)$11,0002,158
Applicable income taxes$594,0003,540
Income before extraordinary items$1,401,0003,369
Extraordinary gains, net$0249
Net income$1,401,0003,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,455
Cash dividends$715,0002,485
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,393,3003,408
1993-12-31 (YTD Data)Rank
Total interest income$4,429,0006,386
Total interest expense$1,556,0007,031
Net interest income$2,873,0005,846
Provision for loan and lease losses$50,0007,415
Total noninterest income$367,0006,836
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$235,0005,331
Trading account gains and feesNANA
Additional Noninterest Income$132,0006,969
Total noninterest expense$1,302,0008,506
Salaries and employee benefits$745,0007,674
Premises and equipment expense$158,0008,699
Additional noninterest expense$399,0009,275
Pre-tax net operating income$1,888,0003,510
Securities gains (losses)$188,0001,769
Applicable income taxes$642,0003,382
Income before extraordinary items$1,434,0003,382
Extraordinary gains, net$03,149
Net income$1,434,0003,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0008,808
Cash dividends$600,0002,624
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,304,2803,508
1992-12-31 (YTD Data)Rank
Total interest income$4,556,0006,827
Total interest expense$1,958,0007,203
Net interest income$2,598,0006,405
Provision for loan and lease losses$15,00010,851
Total noninterest income$349,0007,131
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$237,0005,330
Trading account gains and feesNANA
Additional Noninterest Income$112,0007,695
Total noninterest expense$1,253,0008,831
Salaries and employee benefits$687,0008,091
Premises and equipment expense$164,0008,734
Additional noninterest expense$402,0009,542
Pre-tax net operating income$1,679,0003,655
Securities gains (losses)$140,0002,505
Applicable income taxes$586,0003,494
Income before extraordinary items$1,233,0003,709
Extraordinary gains, net$01,422
Net income$1,233,0003,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,00013,107
Cash dividends$400,0003,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,137,8003,714

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.