Home > Farmers and Merchants Savings Bank > Income and Expense
Farmers and Merchants Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 3,743 |
| Total interest expense | $1,118,000 | 3,615 |
| Net interest income | $3,533,000 | 3,747 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $258,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $78,000 | 3,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 3,731 |
| Total noninterest expense | $2,636,000 | 3,826 |
| Salaries and employee benefits | $1,702,000 | 3,633 |
| Premises and equipment expense | $258,000 | 3,725 |
| Additional noninterest expense | $180,000 | 3,731 |
| Pre-tax net operating income | $1,155,000 | 3,471 |
| Securities gains (losses) | $-10,000 | 3,363 |
| Applicable income taxes | $215,000 | 2,409 |
| Income before extraordinary items | $930,000 | 3,535 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $930,000 | 3,572 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $930,000 | 3,536 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $835,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $938,100 | 3,551 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 4,003 |
| Total interest expense | $563,000 | 3,827 |
| Net interest income | $1,989,000 | 4,017 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $152,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $46,000 | 3,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,867 |
| Total noninterest expense | $1,398,000 | 4,097 |
| Salaries and employee benefits | $937,000 | 3,940 |
| Premises and equipment expense | $158,000 | 3,919 |
| Additional noninterest expense | $106,000 | 3,865 |
| Pre-tax net operating income | $743,000 | 3,661 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $116,000 | 2,631 |
| Income before extraordinary items | $627,000 | 3,685 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $627,000 | 3,718 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $627,000 | 3,685 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $835,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $627,000 | 3,717 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 4,034 |
| Total interest expense | $318,000 | 3,848 |
| Net interest income | $1,319,000 | 4,055 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $87,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $24,000 | 3,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 3,944 |
| Total noninterest expense | $919,000 | 4,124 |
| Salaries and employee benefits | $623,000 | 3,954 |
| Premises and equipment expense | $105,000 | 3,934 |
| Additional noninterest expense | $63,000 | 3,924 |
| Pre-tax net operating income | $487,000 | 3,719 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $60,000 | 2,792 |
| Income before extraordinary items | $427,000 | 3,706 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $427,000 | 3,741 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $427,000 | 3,705 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $450,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $427,000 | 3,727 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 4,086 |
| Total interest expense | $156,000 | 3,763 |
| Net interest income | $643,000 | 4,096 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $50,000 | 4,064 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $17,000 | 3,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 3,919 |
| Total noninterest expense | $443,000 | 4,215 |
| Salaries and employee benefits | $296,000 | 4,047 |
| Premises and equipment expense | $52,000 | 3,988 |
| Additional noninterest expense | $33,000 | 3,919 |
| Pre-tax net operating income | $250,000 | 3,760 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $45,000 | 2,601 |
| Income before extraordinary items | $205,000 | 3,801 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $205,000 | 3,800 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $205,000 | 3,801 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $450,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $205,000 | 3,822 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 3,944 |
| Total interest expense | $345,000 | 3,616 |
| Net interest income | $2,870,000 | 3,940 |
| Provision for loan and lease losses | $7,000 | 2,952 |
| Total noninterest income | $426,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $64,000 | 3,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,357 |
| Total noninterest expense | $1,925,000 | 4,143 |
| Salaries and employee benefits | $1,319,000 | 3,955 |
| Premises and equipment expense | $226,000 | 3,913 |
| Additional noninterest expense | $362,000 | 3,357 |
| Pre-tax net operating income | $1,364,000 | 3,519 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $257,000 | 2,516 |
| Income before extraordinary items | $1,107,000 | 3,570 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,107,000 | 3,568 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,107,000 | 3,569 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $675,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,107,000 | 3,589 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 3,953 |
| Total interest expense | $224,000 | 3,610 |
| Net interest income | $2,122,000 | 3,948 |
| Provision for loan and lease losses | $8,000 | 2,735 |
| Total noninterest income | $353,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $56,000 | 3,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 3,297 |
| Total noninterest expense | $1,428,000 | 4,163 |
| Salaries and employee benefits | $973,000 | 3,968 |
| Premises and equipment expense | $172,000 | 3,912 |
| Additional noninterest expense | $297,000 | 3,297 |
| Pre-tax net operating income | $1,039,000 | 3,504 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $173,000 | 2,567 |
| Income before extraordinary items | $866,000 | 3,526 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $866,000 | 3,524 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $866,000 | 3,525 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $675,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $866,000 | 3,557 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 3,987 |
| Total interest expense | $142,000 | 3,592 |
| Net interest income | $1,388,000 | 3,988 |
| Provision for loan and lease losses | $3,000 | 2,538 |
| Total noninterest income | $295,000 | 3,394 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $32,000 | 3,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 3,058 |
| Total noninterest expense | $959,000 | 4,169 |
| Salaries and employee benefits | $661,000 | 3,974 |
| Premises and equipment expense | $114,000 | 3,952 |
| Additional noninterest expense | $184,000 | 4,499 |
| Pre-tax net operating income | $721,000 | 3,357 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $95,000 | 2,597 |
| Income before extraordinary items | $626,000 | 3,345 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $626,000 | 3,344 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $626,000 | 3,345 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $300,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $626,000 | 3,375 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $765,000 | 3,977 |
| Total interest expense | $74,000 | 3,533 |
| Net interest income | $691,000 | 3,977 |
| Provision for loan and lease losses | $1,000 | 2,260 |
| Total noninterest income | $55,000 | 4,111 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $17,000 | 3,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 3,978 |
| Total noninterest expense | $478,000 | 4,184 |
| Salaries and employee benefits | $324,000 | 4,002 |
| Premises and equipment expense | $61,000 | 3,916 |
| Additional noninterest expense | $93,000 | 4,510 |
| Pre-tax net operating income | $267,000 | 3,541 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $60,000 | 2,405 |
| Income before extraordinary items | $207,000 | 3,610 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $207,000 | 3,609 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $207,000 | 3,610 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $207,000 | 3,635 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 3,899 |
| Total interest expense | $390,000 | 3,463 |
| Net interest income | $3,175,000 | 3,908 |
| Provision for loan and lease losses | $7,000 | 2,992 |
| Total noninterest income | $284,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $67,000 | 3,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 3,949 |
| Total noninterest expense | $2,036,000 | 4,159 |
| Salaries and employee benefits | $1,319,000 | 4,020 |
| Premises and equipment expense | $255,000 | 3,903 |
| Additional noninterest expense | $462,000 | 4,435 |
| Pre-tax net operating income | $1,416,000 | 3,527 |
| Securities gains (losses) | $31,000 | 1,330 |
| Applicable income taxes | $334,000 | 2,389 |
| Income before extraordinary items | $1,113,000 | 3,651 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,113,000 | 3,651 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,113,000 | 3,651 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $825,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,088,510 | 3,656 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 3,932 |
| Total interest expense | $305,000 | 3,510 |
| Net interest income | $2,470,000 | 3,938 |
| Provision for loan and lease losses | $7,000 | 2,875 |
| Total noninterest income | $224,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $50,000 | 3,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 3,936 |
| Total noninterest expense | $1,559,000 | 4,180 |
| Salaries and employee benefits | $1,009,000 | 4,034 |
| Premises and equipment expense | $200,000 | 3,894 |
| Additional noninterest expense | $350,000 | 4,482 |
| Pre-tax net operating income | $1,128,000 | 3,605 |
| Securities gains (losses) | $31,000 | 1,244 |
| Applicable income taxes | $270,000 | 2,382 |
| Income before extraordinary items | $889,000 | 3,743 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $889,000 | 3,743 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $889,000 | 3,743 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $825,000 | 1,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $864,510 | 3,740 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 3,875 |
| Total interest expense | $211,000 | 3,546 |
| Net interest income | $1,775,000 | 3,873 |
| Provision for loan and lease losses | $7,000 | 2,741 |
| Total noninterest income | $110,000 | 4,297 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $31,000 | 3,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 4,196 |
| Total noninterest expense | $1,055,000 | 4,192 |
| Salaries and employee benefits | $680,000 | 4,048 |
| Premises and equipment expense | $143,000 | 3,836 |
| Additional noninterest expense | $232,000 | 4,507 |
| Pre-tax net operating income | $823,000 | 3,497 |
| Securities gains (losses) | $31,000 | 1,047 |
| Applicable income taxes | $209,000 | 2,277 |
| Income before extraordinary items | $645,000 | 3,647 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $645,000 | 3,647 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $645,000 | 3,647 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $620,510 | 3,655 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $771,000 | 4,166 |
| Total interest expense | $110,000 | 3,580 |
| Net interest income | $661,000 | 4,186 |
| Provision for loan and lease losses | $8,000 | 2,540 |
| Total noninterest income | $294,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $17,000 | 3,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 2,530 |
| Total noninterest expense | $548,000 | 4,182 |
| Salaries and employee benefits | $350,000 | 4,026 |
| Premises and equipment expense | $83,000 | 3,672 |
| Additional noninterest expense | $115,000 | 4,519 |
| Pre-tax net operating income | $399,000 | 3,498 |
| Securities gains (losses) | $31,000 | 782 |
| Applicable income taxes | $105,000 | 2,256 |
| Income before extraordinary items | $325,000 | 3,615 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $325,000 | 3,615 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $325,000 | 3,615 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $300,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $300,510 | 3,661 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 4,084 |
| Total interest expense | $668,000 | 3,505 |
| Net interest income | $2,717,000 | 4,139 |
| Provision for loan and lease losses | $170,000 | 3,178 |
| Total noninterest income | $515,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $75,000 | 3,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 3,277 |
| Total noninterest expense | $1,937,000 | 4,299 |
| Salaries and employee benefits | $1,245,000 | 4,180 |
| Premises and equipment expense | $256,000 | 4,009 |
| Additional noninterest expense | $436,000 | 4,573 |
| Pre-tax net operating income | $1,125,000 | 3,598 |
| Securities gains (losses) | $10,000 | 2,309 |
| Applicable income taxes | $250,000 | 2,427 |
| Income before extraordinary items | $885,000 | 3,769 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $885,000 | 3,769 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $885,000 | 3,769 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $500,000 | 2,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $877,100 | 3,716 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 4,108 |
| Total interest expense | $532,000 | 3,514 |
| Net interest income | $2,032,000 | 4,167 |
| Provision for loan and lease losses | $164,000 | 2,942 |
| Total noninterest income | $434,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $56,000 | 3,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 3,105 |
| Total noninterest expense | $1,456,000 | 4,314 |
| Salaries and employee benefits | $942,000 | 4,178 |
| Premises and equipment expense | $191,000 | 4,029 |
| Additional noninterest expense | $323,000 | 4,593 |
| Pre-tax net operating income | $846,000 | 3,619 |
| Securities gains (losses) | $10,000 | 2,124 |
| Applicable income taxes | $187,000 | 2,425 |
| Income before extraordinary items | $669,000 | 3,773 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $669,000 | 3,772 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $669,000 | 3,773 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $500,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $661,100 | 3,732 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 4,134 |
| Total interest expense | $380,000 | 3,522 |
| Net interest income | $1,364,000 | 4,194 |
| Provision for loan and lease losses | $149,000 | 2,698 |
| Total noninterest income | $330,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $39,000 | 3,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 2,938 |
| Total noninterest expense | $979,000 | 4,334 |
| Salaries and employee benefits | $640,000 | 4,173 |
| Premises and equipment expense | $124,000 | 4,066 |
| Additional noninterest expense | $215,000 | 4,616 |
| Pre-tax net operating income | $566,000 | 3,608 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $124,000 | 2,392 |
| Income before extraordinary items | $442,000 | 3,773 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $442,000 | 3,773 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $442,000 | 3,773 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $250,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $442,000 | 3,725 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $895,000 | 4,129 |
| Total interest expense | $202,000 | 3,577 |
| Net interest income | $693,000 | 4,195 |
| Provision for loan and lease losses | $15,000 | 3,204 |
| Total noninterest income | $66,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $22,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 3,945 |
| Total noninterest expense | $510,000 | 4,338 |
| Salaries and employee benefits | $338,000 | 4,151 |
| Premises and equipment expense | $63,000 | 4,076 |
| Additional noninterest expense | $109,000 | 4,665 |
| Pre-tax net operating income | $234,000 | 3,649 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $50,000 | 2,408 |
| Income before extraordinary items | $184,000 | 3,789 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $184,000 | 3,790 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $184,000 | 3,790 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $250,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $184,000 | 3,759 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 4,239 |
| Total interest expense | $856,000 | 3,522 |
| Net interest income | $2,573,000 | 4,333 |
| Provision for loan and lease losses | $44,000 | 3,454 |
| Total noninterest income | $290,000 | 4,179 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $86,000 | 4,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,930 |
| Total noninterest expense | $2,032,000 | 4,386 |
| Salaries and employee benefits | $1,322,000 | 4,213 |
| Premises and equipment expense | $233,000 | 4,215 |
| Additional noninterest expense | $477,000 | 4,658 |
| Pre-tax net operating income | $787,000 | 4,083 |
| Securities gains (losses) | $124,000 | 813 |
| Applicable income taxes | $192,000 | 2,664 |
| Income before extraordinary items | $719,000 | 4,094 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $719,000 | 4,096 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $719,000 | 4,096 |
| Net charge-offs | $-3,000 | 4,276 |
| Cash dividends | $400,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $621,040 | 4,211 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 4,320 |
| Total interest expense | $628,000 | 3,580 |
| Net interest income | $1,913,000 | 4,410 |
| Provision for loan and lease losses | $24,000 | 3,479 |
| Total noninterest income | $214,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $68,000 | 4,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 3,994 |
| Total noninterest expense | $1,539,000 | 4,412 |
| Salaries and employee benefits | $986,000 | 4,250 |
| Premises and equipment expense | $176,000 | 4,258 |
| Additional noninterest expense | $377,000 | 4,688 |
| Pre-tax net operating income | $564,000 | 4,246 |
| Securities gains (losses) | $56,000 | 1,021 |
| Applicable income taxes | $128,000 | 2,801 |
| Income before extraordinary items | $492,000 | 4,297 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $492,000 | 4,297 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $492,000 | 4,297 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $400,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $447,760 | 4,343 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 4,376 |
| Total interest expense | $401,000 | 3,629 |
| Net interest income | $1,253,000 | 4,455 |
| Provision for loan and lease losses | $9,000 | 3,519 |
| Total noninterest income | $139,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $46,000 | 4,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 4,049 |
| Total noninterest expense | $1,023,000 | 4,448 |
| Salaries and employee benefits | $660,000 | 4,282 |
| Premises and equipment expense | $117,000 | 4,285 |
| Additional noninterest expense | $246,000 | 4,736 |
| Pre-tax net operating income | $360,000 | 4,293 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $77,000 | 2,848 |
| Income before extraordinary items | $285,000 | 4,401 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $285,000 | 4,399 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $285,000 | 4,399 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $200,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $283,420 | 4,388 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 4,427 |
| Total interest expense | $187,000 | 3,711 |
| Net interest income | $623,000 | 4,502 |
| Provision for loan and lease losses | $5,000 | 3,251 |
| Total noninterest income | $69,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $20,000 | 4,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 3,999 |
| Total noninterest expense | $510,000 | 4,501 |
| Salaries and employee benefits | $331,000 | 4,321 |
| Premises and equipment expense | $58,000 | 4,339 |
| Additional noninterest expense | $121,000 | 4,794 |
| Pre-tax net operating income | $177,000 | 4,315 |
| Securities gains (losses) | $2,000 | 961 |
| Applicable income taxes | $40,000 | 2,790 |
| Income before extraordinary items | $139,000 | 4,405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $139,000 | 4,404 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $139,000 | 4,404 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $200,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $137,420 | 4,406 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 4,441 |
| Total interest expense | $584,000 | 3,721 |
| Net interest income | $2,532,000 | 4,504 |
| Provision for loan and lease losses | $250,000 | 2,131 |
| Total noninterest income | $649,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $84,000 | 4,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,915 |
| Total noninterest expense | $2,105,000 | 4,490 |
| Salaries and employee benefits | $1,373,000 | 4,303 |
| Premises and equipment expense | $228,000 | 4,385 |
| Additional noninterest expense | $504,000 | 4,807 |
| Pre-tax net operating income | $826,000 | 4,231 |
| Securities gains (losses) | $-4,000 | 4,208 |
| Applicable income taxes | $-93,000 | 5,300 |
| Income before extraordinary items | $915,000 | 3,996 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $915,000 | 3,994 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $915,000 | 3,995 |
| Net charge-offs | $5,000 | 3,535 |
| Cash dividends | $400,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $919,000 | 4,001 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 4,498 |
| Total interest expense | $414,000 | 3,754 |
| Net interest income | $1,887,000 | 4,559 |
| Provision for loan and lease losses | $27,000 | 3,502 |
| Total noninterest income | $216,000 | 4,395 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $63,000 | 4,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 4,087 |
| Total noninterest expense | $1,545,000 | 4,549 |
| Salaries and employee benefits | $1,028,000 | 4,324 |
| Premises and equipment expense | $169,000 | 4,436 |
| Additional noninterest expense | $348,000 | 4,905 |
| Pre-tax net operating income | $531,000 | 4,464 |
| Securities gains (losses) | $-4,000 | 4,587 |
| Applicable income taxes | $-167,000 | 5,427 |
| Income before extraordinary items | $694,000 | 4,058 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $694,000 | 4,057 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $694,000 | 4,057 |
| Net charge-offs | $1,000 | 3,412 |
| Cash dividends | $400,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $698,000 | 4,052 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 4,552 |
| Total interest expense | $255,000 | 3,811 |
| Net interest income | $1,245,000 | 4,607 |
| Provision for loan and lease losses | $18,000 | 3,390 |
| Total noninterest income | $129,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $41,000 | 4,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 4,250 |
| Total noninterest expense | $1,039,000 | 4,584 |
| Salaries and employee benefits | $696,000 | 4,342 |
| Premises and equipment expense | $111,000 | 4,495 |
| Additional noninterest expense | $232,000 | 4,949 |
| Pre-tax net operating income | $317,000 | 4,576 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-219,000 | 5,500 |
| Income before extraordinary items | $536,000 | 3,869 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $536,000 | 3,867 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $536,000 | 3,868 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $200,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $536,000 | 3,873 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 4,616 |
| Total interest expense | $122,000 | 3,833 |
| Net interest income | $615,000 | 4,665 |
| Provision for loan and lease losses | $9,000 | 3,174 |
| Total noninterest income | $61,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $20,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,313 |
| Total noninterest expense | $530,000 | 4,620 |
| Salaries and employee benefits | $353,000 | 4,374 |
| Premises and equipment expense | $58,000 | 4,490 |
| Additional noninterest expense | $119,000 | 4,969 |
| Pre-tax net operating income | $137,000 | 4,685 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $22,000 | 3,199 |
| Income before extraordinary items | $115,000 | 4,706 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $115,000 | 4,705 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $115,000 | 4,706 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $200,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $115,000 | 4,710 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 4,672 |
| Total interest expense | $361,000 | 4,139 |
| Net interest income | $2,446,000 | 4,687 |
| Provision for loan and lease losses | $28,000 | 3,831 |
| Total noninterest income | $449,000 | 4,062 |
| Gross Fiduciary activities income | $6,000 | 1,012 |
| Service charges on deposit accounts | $96,000 | 4,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 3,624 |
| Total noninterest expense | $2,208,000 | 4,606 |
| Salaries and employee benefits | $1,458,000 | 4,342 |
| Premises and equipment expense | $282,000 | 4,259 |
| Additional noninterest expense | $468,000 | 5,068 |
| Pre-tax net operating income | $659,000 | 4,518 |
| Securities gains (losses) | $16,000 | 1,414 |
| Applicable income taxes | $384,000 | 2,608 |
| Income before extraordinary items | $291,000 | 4,873 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $291,000 | 4,873 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $291,000 | 4,873 |
| Net charge-offs | $17,000 | 3,500 |
| Cash dividends | $400,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $280,760 | 4,879 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 4,722 |
| Total interest expense | $265,000 | 4,198 |
| Net interest income | $1,822,000 | 4,737 |
| Provision for loan and lease losses | $25,000 | 3,603 |
| Total noninterest income | $330,000 | 4,135 |
| Gross Fiduciary activities income | $6,000 | 977 |
| Service charges on deposit accounts | $72,000 | 4,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 3,701 |
| Total noninterest expense | $1,622,000 | 4,656 |
| Salaries and employee benefits | $1,090,000 | 4,367 |
| Premises and equipment expense | $187,000 | 4,478 |
| Additional noninterest expense | $345,000 | 5,118 |
| Pre-tax net operating income | $505,000 | 4,591 |
| Securities gains (losses) | $16,000 | 1,419 |
| Applicable income taxes | $160,000 | 2,899 |
| Income before extraordinary items | $361,000 | 4,744 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $361,000 | 4,745 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $361,000 | 4,745 |
| Net charge-offs | $17,000 | 3,057 |
| Cash dividends | $400,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $349,960 | 4,763 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 4,769 |
| Total interest expense | $167,000 | 4,276 |
| Net interest income | $1,201,000 | 4,780 |
| Provision for loan and lease losses | $18,000 | 3,441 |
| Total noninterest income | $208,000 | 4,223 |
| Gross Fiduciary activities income | $4,000 | 986 |
| Service charges on deposit accounts | $46,000 | 4,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 3,790 |
| Total noninterest expense | $1,084,000 | 4,686 |
| Salaries and employee benefits | $725,000 | 4,399 |
| Premises and equipment expense | $126,000 | 4,487 |
| Additional noninterest expense | $233,000 | 5,137 |
| Pre-tax net operating income | $307,000 | 4,654 |
| Securities gains (losses) | $-7,000 | 5,446 |
| Applicable income taxes | $85,000 | 3,024 |
| Income before extraordinary items | $215,000 | 4,826 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $215,000 | 4,825 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $215,000 | 4,826 |
| Net charge-offs | $25,000 | 2,462 |
| Cash dividends | $200,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $220,040 | 4,798 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 4,826 |
| Total interest expense | $83,000 | 4,291 |
| Net interest income | $591,000 | 4,837 |
| Provision for loan and lease losses | $9,000 | 3,208 |
| Total noninterest income | $119,000 | 4,050 |
| Gross Fiduciary activities income | $2,000 | 961 |
| Service charges on deposit accounts | $21,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 3,534 |
| Total noninterest expense | $535,000 | 4,759 |
| Salaries and employee benefits | $356,000 | 4,497 |
| Premises and equipment expense | $64,000 | 4,506 |
| Additional noninterest expense | $115,000 | 5,193 |
| Pre-tax net operating income | $166,000 | 4,557 |
| Securities gains (losses) | $-7,000 | 5,619 |
| Applicable income taxes | $46,000 | 2,943 |
| Income before extraordinary items | $113,000 | 4,762 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $113,000 | 4,762 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $113,000 | 4,762 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $200,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $117,970 | 4,721 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 4,671 |
| Total interest expense | $403,000 | 4,014 |
| Net interest income | $2,688,000 | 4,700 |
| Provision for loan and lease losses | $36,000 | 3,812 |
| Total noninterest income | $534,000 | 3,988 |
| Gross Fiduciary activities income | $4,000 | 1,075 |
| Service charges on deposit accounts | $83,000 | 4,728 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $447,000 | 3,403 |
| Total noninterest expense | $2,084,000 | 4,839 |
| Salaries and employee benefits | $1,296,000 | 4,642 |
| Premises and equipment expense | $282,000 | 4,413 |
| Additional noninterest expense | $506,000 | 5,200 |
| Pre-tax net operating income | $1,102,000 | 3,946 |
| Securities gains (losses) | $8,000 | 2,738 |
| Applicable income taxes | $375,000 | 2,496 |
| Income before extraordinary items | $735,000 | 4,299 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $735,000 | 4,297 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $735,000 | 4,298 |
| Net charge-offs | $-195,000 | 5,655 |
| Cash dividends | $300,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $729,720 | 4,256 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 4,702 |
| Total interest expense | $311,000 | 3,983 |
| Net interest income | $2,031,000 | 4,719 |
| Provision for loan and lease losses | $28,000 | 3,703 |
| Total noninterest income | $344,000 | 4,226 |
| Gross Fiduciary activities income | $4,000 | 1,030 |
| Service charges on deposit accounts | $61,000 | 4,796 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $279,000 | 3,674 |
| Total noninterest expense | $1,564,000 | 4,861 |
| Salaries and employee benefits | $965,000 | 4,660 |
| Premises and equipment expense | $217,000 | 4,395 |
| Additional noninterest expense | $382,000 | 5,232 |
| Pre-tax net operating income | $783,000 | 4,068 |
| Securities gains (losses) | $6,000 | 2,746 |
| Applicable income taxes | $264,000 | 2,592 |
| Income before extraordinary items | $525,000 | 4,429 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $525,000 | 4,427 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $525,000 | 4,429 |
| Net charge-offs | $-94,000 | 5,559 |
| Cash dividends | $300,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $520,980 | 4,371 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 4,726 |
| Total interest expense | $208,000 | 3,989 |
| Net interest income | $1,364,000 | 4,756 |
| Provision for loan and lease losses | $19,000 | 3,575 |
| Total noninterest income | $257,000 | 4,096 |
| Gross Fiduciary activities income | $2,000 | 1,041 |
| Service charges on deposit accounts | $38,000 | 4,894 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $217,000 | 3,485 |
| Total noninterest expense | $1,040,000 | 4,924 |
| Salaries and employee benefits | $646,000 | 4,697 |
| Premises and equipment expense | $142,000 | 4,460 |
| Additional noninterest expense | $252,000 | 5,301 |
| Pre-tax net operating income | $562,000 | 3,993 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $193,000 | 2,526 |
| Income before extraordinary items | $375,000 | 4,354 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $375,000 | 4,351 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $375,000 | 4,352 |
| Net charge-offs | $-94,000 | 5,691 |
| Cash dividends | $150,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $371,040 | 4,301 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 4,736 |
| Total interest expense | $108,000 | 3,955 |
| Net interest income | $690,000 | 4,770 |
| Provision for loan and lease losses | $9,000 | 3,314 |
| Total noninterest income | $67,000 | 4,850 |
| Gross Fiduciary activities income | $2,000 | 992 |
| Service charges on deposit accounts | $19,000 | 4,895 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $46,000 | 4,486 |
| Total noninterest expense | $518,000 | 4,966 |
| Salaries and employee benefits | $325,000 | 4,726 |
| Premises and equipment expense | $71,000 | 4,475 |
| Additional noninterest expense | $122,000 | 5,383 |
| Pre-tax net operating income | $230,000 | 4,248 |
| Securities gains (losses) | $6,000 | 1,655 |
| Applicable income taxes | $61,000 | 2,833 |
| Income before extraordinary items | $175,000 | 4,422 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $175,000 | 4,420 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $175,000 | 4,422 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $150,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $170,560 | 4,400 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 4,590 |
| Total interest expense | $524,000 | 3,635 |
| Net interest income | $2,933,000 | 4,681 |
| Provision for loan and lease losses | $50,000 | 3,601 |
| Total noninterest income | $558,000 | 4,007 |
| Gross Fiduciary activities income | $2,000 | 1,140 |
| Service charges on deposit accounts | $88,000 | 4,865 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $468,000 | 3,382 |
| Total noninterest expense | $2,173,000 | 4,930 |
| Salaries and employee benefits | $1,272,000 | 4,792 |
| Premises and equipment expense | $311,000 | 4,417 |
| Additional noninterest expense | $590,000 | 5,190 |
| Pre-tax net operating income | $1,268,000 | 3,766 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $443,000 | 2,338 |
| Income before extraordinary items | $835,000 | 4,194 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $835,000 | 4,192 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $835,000 | 4,194 |
| Net charge-offs | $-53,000 | 5,587 |
| Cash dividends | $125,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $828,500 | 4,149 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 4,766 |
| Total interest expense | $408,000 | 3,628 |
| Net interest income | $2,038,000 | 4,863 |
| Provision for loan and lease losses | $41,000 | 3,448 |
| Total noninterest income | $211,000 | 4,920 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $64,000 | 4,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $146,000 | 4,521 |
| Total noninterest expense | $1,645,000 | 4,938 |
| Salaries and employee benefits | $972,000 | 4,796 |
| Premises and equipment expense | $231,000 | 4,466 |
| Additional noninterest expense | $442,000 | 5,239 |
| Pre-tax net operating income | $563,000 | 4,590 |
| Securities gains (losses) | $10,000 | 2,368 |
| Applicable income taxes | $178,000 | 2,907 |
| Income before extraordinary items | $395,000 | 4,859 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $395,000 | 4,861 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $395,000 | 4,863 |
| Net charge-offs | $-36,000 | 5,514 |
| Cash dividends | $125,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $388,100 | 4,821 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 4,774 |
| Total interest expense | $283,000 | 3,578 |
| Net interest income | $1,360,000 | 4,897 |
| Provision for loan and lease losses | $32,000 | 3,169 |
| Total noninterest income | $126,000 | 5,053 |
| Gross Fiduciary activities income | $1,000 | 1,108 |
| Service charges on deposit accounts | $43,000 | 4,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $82,000 | 4,716 |
| Total noninterest expense | $1,109,000 | 4,966 |
| Salaries and employee benefits | $651,000 | 4,836 |
| Premises and equipment expense | $167,000 | 4,334 |
| Additional noninterest expense | $291,000 | 5,296 |
| Pre-tax net operating income | $345,000 | 4,669 |
| Securities gains (losses) | $12,000 | 1,941 |
| Applicable income taxes | $107,000 | 2,978 |
| Income before extraordinary items | $250,000 | 4,912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $250,000 | 4,914 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $250,000 | 4,915 |
| Net charge-offs | $-18,000 | 5,444 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $241,600 | 4,880 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 4,873 |
| Total interest expense | $150,000 | 3,471 |
| Net interest income | $644,000 | 5,013 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $62,000 | 5,084 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $23,000 | 4,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $38,000 | 4,805 |
| Total noninterest expense | $570,000 | 4,968 |
| Salaries and employee benefits | $334,000 | 4,830 |
| Premises and equipment expense | $90,000 | 4,234 |
| Additional noninterest expense | $146,000 | 5,317 |
| Pre-tax net operating income | $136,000 | 4,935 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $43,000 | 3,108 |
| Income before extraordinary items | $93,000 | 5,194 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $93,000 | 5,197 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $93,000 | 5,198 |
| Net charge-offs | $-16,000 | 5,599 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $93,000 | 5,125 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $132,000 | 6,488 |
| Total interest expense | $15,000 | 6,457 |
| Net interest income | $117,000 | 6,489 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $11,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,000 | 6,148 |
| Total noninterest expense | $156,000 | 6,499 |
| Salaries and employee benefits | $55,000 | 6,492 |
| Premises and equipment expense | $27,000 | 6,450 |
| Additional noninterest expense | $74,000 | 6,499 |
| Pre-tax net operating income | $-28,000 | 6,112 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $25,000 | 3,948 |
| Income before extraordinary items | $-53,000 | 6,154 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-53,000 | 6,153 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-53,000 | 6,154 |
| Net charge-offs | $-44,000 | 5,969 |
| Cash dividends | $5,722,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-53,000 | 6,139 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 4,813 |
| Total interest expense | $584,000 | 3,154 |
| Net interest income | $2,038,000 | 5,052 |
| Provision for loan and lease losses | $-100,000 | 6,199 |
| Total noninterest income | $270,000 | 4,823 |
| Gross Fiduciary activities income | $4,000 | 1,091 |
| Service charges on deposit accounts | $93,000 | 4,739 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $173,000 | 4,395 |
| Total noninterest expense | $2,461,000 | 4,299 |
| Salaries and employee benefits | $988,000 | 4,930 |
| Premises and equipment expense | $285,000 | 4,254 |
| Additional noninterest expense | $1,188,000 | 3,434 |
| Pre-tax net operating income | $-53,000 | 6,212 |
| Securities gains (losses) | $736,000 | 210 |
| Applicable income taxes | $171,000 | 2,934 |
| Income before extraordinary items | $512,000 | 4,568 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $512,000 | 4,568 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $512,000 | 4,569 |
| Net charge-offs | $-27,000 | 5,867 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-40,000 | 6,199 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 4,804 |
| Total interest expense | $398,000 | 3,142 |
| Net interest income | $1,373,000 | 5,045 |
| Provision for loan and lease losses | $-100,000 | 6,336 |
| Total noninterest income | $170,000 | 4,896 |
| Gross Fiduciary activities income | $2,000 | 1,095 |
| Service charges on deposit accounts | $60,000 | 4,790 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $108,000 | 4,475 |
| Total noninterest expense | $1,908,000 | 3,986 |
| Salaries and employee benefits | $673,000 | 4,922 |
| Premises and equipment expense | $199,000 | 4,192 |
| Additional noninterest expense | $1,036,000 | 2,801 |
| Pre-tax net operating income | $-265,000 | 6,427 |
| Securities gains (losses) | $736,000 | 162 |
| Applicable income taxes | $96,000 | 3,037 |
| Income before extraordinary items | $375,000 | 4,407 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $375,000 | 4,410 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $375,000 | 4,411 |
| Net charge-offs | $-23,000 | 5,932 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-213,800 | 6,413 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 4,752 |
| Total interest expense | $200,000 | 3,180 |
| Net interest income | $720,000 | 4,999 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $86,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $55,000 | 4,432 |
| Total noninterest expense | $1,317,000 | 3,252 |
| Salaries and employee benefits | $336,000 | 4,984 |
| Premises and equipment expense | $95,000 | 4,329 |
| Additional noninterest expense | $886,000 | 1,723 |
| Pre-tax net operating income | $-511,000 | 6,634 |
| Securities gains (losses) | $736,000 | 100 |
| Applicable income taxes | $61,000 | 2,802 |
| Income before extraordinary items | $164,000 | 4,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $164,000 | 4,555 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $164,000 | 4,555 |
| Net charge-offs | $-11,000 | 5,794 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-373,280 | 6,604 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,973,000 | 4,632 |
| Total interest expense | $953,000 | 3,058 |
| Net interest income | $3,020,000 | 4,922 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $490,000 | 4,432 |
| Gross Fiduciary activities income | $5,000 | 1,167 |
| Service charges on deposit accounts | $108,000 | 5,144 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $377,000 | 3,757 |
| Total noninterest expense | $2,560,000 | 4,991 |
| Salaries and employee benefits | $1,494,000 | 4,765 |
| Premises and equipment expense | $418,000 | 4,119 |
| Additional noninterest expense | $648,000 | 5,464 |
| Pre-tax net operating income | $750,000 | 4,499 |
| Securities gains (losses) | $281,000 | 724 |
| Applicable income taxes | $281,000 | 2,688 |
| Income before extraordinary items | $750,000 | 4,342 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $750,000 | 4,345 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $750,000 | 4,346 |
| Net charge-offs | $53,000 | 4,308 |
| Cash dividends | $156,000 | 3,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $544,870 | 4,731 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 4,705 |
| Total interest expense | $732,000 | 3,077 |
| Net interest income | $2,228,000 | 4,995 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $385,000 | 4,434 |
| Gross Fiduciary activities income | $3,000 | 1,137 |
| Service charges on deposit accounts | $77,000 | 5,272 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $305,000 | 3,730 |
| Total noninterest expense | $1,931,000 | 4,993 |
| Salaries and employee benefits | $1,183,000 | 4,654 |
| Premises and equipment expense | $276,000 | 4,450 |
| Additional noninterest expense | $472,000 | 5,528 |
| Pre-tax net operating income | $482,000 | 4,815 |
| Securities gains (losses) | $275,000 | 676 |
| Applicable income taxes | $180,000 | 2,877 |
| Income before extraordinary items | $577,000 | 4,367 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $577,000 | 4,370 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $577,000 | 4,371 |
| Net charge-offs | $14,000 | 4,586 |
| Cash dividends | $155,000 | 3,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $368,000 | 4,951 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 4,726 |
| Total interest expense | $491,000 | 3,120 |
| Net interest income | $1,480,000 | 5,007 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $265,000 | 4,423 |
| Gross Fiduciary activities income | $2,000 | 1,138 |
| Service charges on deposit accounts | $46,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $217,000 | 3,665 |
| Total noninterest expense | $1,307,000 | 4,976 |
| Salaries and employee benefits | $811,000 | 4,615 |
| Premises and equipment expense | $179,000 | 4,522 |
| Additional noninterest expense | $317,000 | 5,528 |
| Pre-tax net operating income | $238,000 | 5,124 |
| Securities gains (losses) | $275,000 | 596 |
| Applicable income taxes | $120,000 | 2,881 |
| Income before extraordinary items | $393,000 | 4,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $393,000 | 4,347 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $393,000 | 4,348 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $155,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $181,250 | 5,252 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 4,620 |
| Total interest expense | $254,000 | 3,113 |
| Net interest income | $782,000 | 4,916 |
| Provision for loan and lease losses | $200,000 | 1,346 |
| Total noninterest income | $119,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 3,784 |
| Total noninterest expense | $658,000 | 5,000 |
| Salaries and employee benefits | $416,000 | 4,597 |
| Premises and equipment expense | $90,000 | 4,538 |
| Additional noninterest expense | $152,000 | 5,656 |
| Pre-tax net operating income | $43,000 | 5,923 |
| Securities gains (losses) | $182,000 | 494 |
| Applicable income taxes | $60,000 | 2,860 |
| Income before extraordinary items | $165,000 | 4,590 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $165,000 | 4,591 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $165,000 | 4,592 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $78,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $32,140 | 5,985 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 4,622 |
| Total interest expense | $1,360,000 | 2,919 |
| Net interest income | $3,050,000 | 5,059 |
| Provision for loan and lease losses | $178,000 | 4,108 |
| Total noninterest income | $999,000 | 3,258 |
| Gross Fiduciary activities income | $60,000 | 949 |
| Service charges on deposit accounts | $106,000 | 5,352 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $833,000 | 2,617 |
| Total noninterest expense | $2,961,000 | 4,780 |
| Salaries and employee benefits | $1,700,000 | 4,533 |
| Premises and equipment expense | $414,000 | 4,241 |
| Additional noninterest expense | $847,000 | 5,160 |
| Pre-tax net operating income | $910,000 | 4,153 |
| Securities gains (losses) | $346,000 | 1,237 |
| Applicable income taxes | $346,000 | 2,533 |
| Income before extraordinary items | $910,000 | 4,072 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $910,000 | 4,072 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $910,000 | 4,074 |
| Net charge-offs | $227,000 | 3,634 |
| Cash dividends | $410,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $660,880 | 4,383 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 4,700 |
| Total interest expense | $1,083,000 | 2,899 |
| Net interest income | $2,231,000 | 5,205 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $598,000 | 3,690 |
| Gross Fiduciary activities income | $56,000 | 915 |
| Service charges on deposit accounts | $79,000 | 5,430 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $463,000 | 3,063 |
| Total noninterest expense | $2,182,000 | 4,844 |
| Salaries and employee benefits | $1,247,000 | 4,606 |
| Premises and equipment expense | $292,000 | 4,415 |
| Additional noninterest expense | $643,000 | 5,180 |
| Pre-tax net operating income | $647,000 | 4,341 |
| Securities gains (losses) | $209,000 | 1,399 |
| Applicable income taxes | $286,000 | 2,511 |
| Income before extraordinary items | $570,000 | 4,459 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $570,000 | 4,458 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $570,000 | 4,457 |
| Net charge-offs | $123,000 | 3,765 |
| Cash dividends | $232,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $429,970 | 4,701 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 4,721 |
| Total interest expense | $732,000 | 2,954 |
| Net interest income | $1,490,000 | 5,221 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $355,000 | 3,891 |
| Gross Fiduciary activities income | $55,000 | 874 |
| Service charges on deposit accounts | $52,000 | 5,459 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $248,000 | 3,357 |
| Total noninterest expense | $1,429,000 | 4,925 |
| Salaries and employee benefits | $810,000 | 4,701 |
| Premises and equipment expense | $192,000 | 4,467 |
| Additional noninterest expense | $427,000 | 5,211 |
| Pre-tax net operating income | $416,000 | 4,394 |
| Securities gains (losses) | $60,000 | 1,926 |
| Applicable income taxes | $92,000 | 3,120 |
| Income before extraordinary items | $384,000 | 4,438 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $384,000 | 4,444 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $384,000 | 4,442 |
| Net charge-offs | $123,000 | 3,228 |
| Cash dividends | $155,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $335,400 | 4,457 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 4,759 |
| Total interest expense | $370,000 | 3,032 |
| Net interest income | $746,000 | 5,246 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $113,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,856 |
| Total noninterest expense | $702,000 | 4,993 |
| Salaries and employee benefits | $400,000 | 4,770 |
| Premises and equipment expense | $91,000 | 4,607 |
| Additional noninterest expense | $211,000 | 5,238 |
| Pre-tax net operating income | $157,000 | 4,866 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $24,000 | 3,568 |
| Income before extraordinary items | $133,000 | 5,019 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $133,000 | 5,022 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $133,000 | 5,023 |
| Net charge-offs | $7,000 | 4,174 |
| Cash dividends | $77,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $133,000 | 4,869 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 4,691 |
| Total interest expense | $1,795,000 | 3,001 |
| Net interest income | $2,963,000 | 5,294 |
| Provision for loan and lease losses | $25,000 | 6,126 |
| Total noninterest income | $197,000 | 5,745 |
| Gross Fiduciary activities income | $19,000 | 1,037 |
| Service charges on deposit accounts | $107,000 | 5,412 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $71,000 | 5,630 |
| Total noninterest expense | $2,825,000 | 5,037 |
| Salaries and employee benefits | $1,579,000 | 4,827 |
| Premises and equipment expense | $400,000 | 4,566 |
| Additional noninterest expense | $846,000 | 5,298 |
| Pre-tax net operating income | $310,000 | 5,211 |
| Securities gains (losses) | $330,000 | 1,071 |
| Applicable income taxes | $131,000 | 3,206 |
| Income before extraordinary items | $509,000 | 4,636 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $509,000 | 4,639 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $509,000 | 4,638 |
| Net charge-offs | $554,000 | 3,054 |
| Cash dividends | $300,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $245,000 | 5,292 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 4,742 |
| Total interest expense | $1,391,000 | 3,044 |
| Net interest income | $2,197,000 | 5,357 |
| Provision for loan and lease losses | $25,000 | 5,904 |
| Total noninterest income | $326,000 | 4,667 |
| Gross Fiduciary activities income | $17,000 | 1,002 |
| Service charges on deposit accounts | $78,000 | 5,490 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $231,000 | 3,873 |
| Total noninterest expense | $2,088,000 | 5,084 |
| Salaries and employee benefits | $1,172,000 | 4,846 |
| Premises and equipment expense | $295,000 | 4,652 |
| Additional noninterest expense | $621,000 | 5,363 |
| Pre-tax net operating income | $410,000 | 4,739 |
| Securities gains (losses) | $203,000 | 1,207 |
| Applicable income taxes | $112,000 | 3,128 |
| Income before extraordinary items | $501,000 | 4,310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $501,000 | 4,312 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $501,000 | 4,312 |
| Net charge-offs | $45,000 | 5,043 |
| Cash dividends | $223,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $334,540 | 4,794 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 4,789 |
| Total interest expense | $947,000 | 3,084 |
| Net interest income | $1,435,000 | 5,427 |
| Provision for loan and lease losses | $25,000 | 5,594 |
| Total noninterest income | $245,000 | 4,504 |
| Gross Fiduciary activities income | $14,000 | 981 |
| Service charges on deposit accounts | $48,000 | 5,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $183,000 | 3,646 |
| Total noninterest expense | $1,366,000 | 5,187 |
| Salaries and employee benefits | $760,000 | 4,959 |
| Premises and equipment expense | $190,000 | 4,789 |
| Additional noninterest expense | $416,000 | 5,435 |
| Pre-tax net operating income | $289,000 | 4,668 |
| Securities gains (losses) | $79,000 | 1,299 |
| Applicable income taxes | $48,000 | 3,386 |
| Income before extraordinary items | $320,000 | 4,348 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $320,000 | 4,347 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $320,000 | 4,349 |
| Net charge-offs | $46,000 | 4,519 |
| Cash dividends | $145,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $251,270 | 4,613 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 4,889 |
| Total interest expense | $477,000 | 3,164 |
| Net interest income | $677,000 | 5,562 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $96,000 | 4,984 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,124 |
| Total noninterest expense | $666,000 | 5,281 |
| Salaries and employee benefits | $368,000 | 5,089 |
| Premises and equipment expense | $103,000 | 4,637 |
| Additional noninterest expense | $195,000 | 5,604 |
| Pre-tax net operating income | $82,000 | 5,351 |
| Securities gains (losses) | $79,000 | 613 |
| Applicable income taxes | $24,000 | 3,333 |
| Income before extraordinary items | $137,000 | 4,590 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $137,000 | 4,590 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $137,000 | 4,591 |
| Net charge-offs | $38,000 | 3,565 |
| Cash dividends | $68,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $69,850 | 5,378 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 4,667 |
| Total interest expense | $2,252,000 | 3,245 |
| Net interest income | $3,024,000 | 5,339 |
| Provision for loan and lease losses | $525,000 | 4,044 |
| Total noninterest income | $284,000 | 5,475 |
| Gross Fiduciary activities income | $58,000 | 947 |
| Service charges on deposit accounts | $143,000 | 4,993 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $83,000 | 5,650 |
| Total noninterest expense | $2,601,000 | 5,400 |
| Salaries and employee benefits | $1,483,000 | 5,086 |
| Premises and equipment expense | $365,000 | 4,969 |
| Additional noninterest expense | $753,000 | 5,745 |
| Pre-tax net operating income | $182,000 | 5,246 |
| Securities gains (losses) | $357,000 | 1,119 |
| Applicable income taxes | $116,000 | 3,118 |
| Income before extraordinary items | $423,000 | 4,554 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $423,000 | 4,554 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $423,000 | 4,554 |
| Net charge-offs | $1,066,000 | 2,599 |
| Cash dividends | $302,000 | 2,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $144,540 | 5,338 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 4,715 |
| Total interest expense | $1,753,000 | 3,272 |
| Net interest income | $2,273,000 | 5,396 |
| Provision for loan and lease losses | $450,000 | 3,704 |
| Total noninterest income | $180,000 | 5,840 |
| Gross Fiduciary activities income | $4,000 | 1,188 |
| Service charges on deposit accounts | $113,000 | 4,974 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $63,000 | 5,757 |
| Total noninterest expense | $1,923,000 | 5,467 |
| Salaries and employee benefits | $1,087,000 | 5,186 |
| Premises and equipment expense | $284,000 | 4,959 |
| Additional noninterest expense | $552,000 | 5,834 |
| Pre-tax net operating income | $80,000 | 5,688 |
| Securities gains (losses) | $354,000 | 957 |
| Applicable income taxes | $112,000 | 3,038 |
| Income before extraordinary items | $322,000 | 4,772 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $322,000 | 4,775 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $322,000 | 4,775 |
| Net charge-offs | $816,000 | 2,438 |
| Cash dividends | $235,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $60,040 | 5,763 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 4,694 |
| Total interest expense | $1,205,000 | 3,297 |
| Net interest income | $1,538,000 | 5,373 |
| Provision for loan and lease losses | $375,000 | 3,285 |
| Total noninterest income | $183,000 | 5,170 |
| Gross Fiduciary activities income | $4,000 | 1,162 |
| Service charges on deposit accounts | $80,000 | 4,881 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $99,000 | 4,658 |
| Total noninterest expense | $1,240,000 | 5,574 |
| Salaries and employee benefits | $707,000 | 5,283 |
| Premises and equipment expense | $173,000 | 5,202 |
| Additional noninterest expense | $360,000 | 5,884 |
| Pre-tax net operating income | $106,000 | 5,468 |
| Securities gains (losses) | $291,000 | 734 |
| Applicable income taxes | $88,000 | 2,885 |
| Income before extraordinary items | $309,000 | 4,250 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $309,000 | 4,249 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $309,000 | 4,249 |
| Net charge-offs | $702,000 | 2,088 |
| Cash dividends | $156,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $82,020 | 5,545 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 4,697 |
| Total interest expense | $615,000 | 3,367 |
| Net interest income | $782,000 | 5,358 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $70,000 | 5,638 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 5,318 |
| Total noninterest expense | $605,000 | 5,712 |
| Salaries and employee benefits | $352,000 | 5,344 |
| Premises and equipment expense | $89,000 | 5,215 |
| Additional noninterest expense | $164,000 | 6,154 |
| Pre-tax net operating income | $172,000 | 4,328 |
| Securities gains (losses) | $102,000 | 779 |
| Applicable income taxes | $24,000 | 3,330 |
| Income before extraordinary items | $250,000 | 3,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 3,481 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $250,000 | 3,483 |
| Net charge-offs | $352,000 | 1,876 |
| Cash dividends | $78,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $157,180 | 4,210 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,251,000 | 4,492 |
| Total interest expense | $3,035,000 | 3,389 |
| Net interest income | $3,216,000 | 5,201 |
| Provision for loan and lease losses | $980,000 | 3,539 |
| Total noninterest income | $-299,000 | 7,849 |
| Gross Fiduciary activities income | $9,000 | 1,197 |
| Service charges on deposit accounts | $175,000 | 4,872 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-483,000 | 7,805 |
| Total noninterest expense | $2,688,000 | 5,485 |
| Salaries and employee benefits | $1,365,000 | 5,464 |
| Premises and equipment expense | $379,000 | 5,127 |
| Additional noninterest expense | $944,000 | 5,394 |
| Pre-tax net operating income | $-751,000 | 6,140 |
| Securities gains (losses) | $769,000 | 627 |
| Applicable income taxes | $-93,000 | 6,558 |
| Income before extraordinary items | $111,000 | 5,110 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $111,000 | 5,110 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $111,000 | 5,110 |
| Net charge-offs | $330,000 | 4,368 |
| Cash dividends | $311,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-658,000 | 6,172 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 4,505 |
| Total interest expense | $2,375,000 | 3,412 |
| Net interest income | $2,394,000 | 5,235 |
| Provision for loan and lease losses | $579,000 | 3,580 |
| Total noninterest income | $269,000 | 5,395 |
| Gross Fiduciary activities income | $7,000 | 1,163 |
| Service charges on deposit accounts | $123,000 | 5,032 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $139,000 | 4,900 |
| Total noninterest expense | $2,178,000 | 5,288 |
| Salaries and employee benefits | $1,027,000 | 5,502 |
| Premises and equipment expense | $279,000 | 5,208 |
| Additional noninterest expense | $872,000 | 4,811 |
| Pre-tax net operating income | $-94,000 | 5,873 |
| Securities gains (losses) | $492,000 | 708 |
| Applicable income taxes | $72,000 | 3,102 |
| Income before extraordinary items | $326,000 | 4,317 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $326,000 | 4,313 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $326,000 | 4,316 |
| Net charge-offs | $330,000 | 3,576 |
| Cash dividends | $234,000 | 2,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-77,440 | 5,900 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 4,467 |
| Total interest expense | $1,655,000 | 3,419 |
| Net interest income | $1,609,000 | 5,201 |
| Provision for loan and lease losses | $450,000 | 3,101 |
| Total noninterest income | $167,000 | 5,537 |
| Gross Fiduciary activities income | $5,000 | 1,161 |
| Service charges on deposit accounts | $75,000 | 5,177 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $87,000 | 5,043 |
| Total noninterest expense | $1,398,000 | 5,432 |
| Salaries and employee benefits | $682,000 | 5,572 |
| Premises and equipment expense | $188,000 | 5,234 |
| Additional noninterest expense | $528,000 | 5,092 |
| Pre-tax net operating income | $-72,000 | 6,029 |
| Securities gains (losses) | $341,000 | 688 |
| Applicable income taxes | $48,000 | 3,189 |
| Income before extraordinary items | $221,000 | 4,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 4,413 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $221,000 | 4,413 |
| Net charge-offs | $251,000 | 3,154 |
| Cash dividends | $155,000 | 2,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-58,620 | 6,047 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 4,480 |
| Total interest expense | $850,000 | 3,463 |
| Net interest income | $800,000 | 5,214 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $69,000 | 5,846 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $31,000 | 5,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $638,000 | 5,634 |
| Salaries and employee benefits | $342,000 | 5,604 |
| Premises and equipment expense | $102,000 | 5,065 |
| Additional noninterest expense | $194,000 | 5,683 |
| Pre-tax net operating income | $156,000 | 4,440 |
| Securities gains (losses) | $120,000 | 906 |
| Applicable income taxes | $24,000 | 3,435 |
| Income before extraordinary items | $252,000 | 3,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $252,000 | 3,432 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $252,000 | 3,432 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $78,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $142,800 | 4,273 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 4,538 |
| Total interest expense | $3,908,000 | 3,569 |
| Net interest income | $2,953,000 | 5,457 |
| Provision for loan and lease losses | $630,000 | 3,423 |
| Total noninterest income | $365,000 | 5,453 |
| Gross Fiduciary activities income | $9,000 | 1,231 |
| Service charges on deposit accounts | $173,000 | 5,059 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $183,000 | 4,986 |
| Total noninterest expense | $2,478,000 | 5,672 |
| Salaries and employee benefits | $1,240,000 | 5,879 |
| Premises and equipment expense | $375,000 | 5,266 |
| Additional noninterest expense | $863,000 | 5,267 |
| Pre-tax net operating income | $210,000 | 5,724 |
| Securities gains (losses) | $116,000 | 1,025 |
| Applicable income taxes | $45,000 | 3,900 |
| Income before extraordinary items | $281,000 | 5,188 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $281,000 | 5,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 4,064 |
| Cash dividends | $312,000 | 4,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $181,240 | 5,712 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,137,000 | 4,627 |
| Total interest expense | $2,977,000 | 3,646 |
| Net interest income | $2,160,000 | 5,567 |
| Provision for loan and lease losses | $225,000 | 4,003 |
| Total noninterest income | $251,000 | 5,717 |
| Gross Fiduciary activities income | $6,000 | 1,224 |
| Service charges on deposit accounts | $130,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 5,380 |
| Total noninterest expense | $1,711,000 | 5,875 |
| Salaries and employee benefits | $935,000 | 5,880 |
| Premises and equipment expense | $274,000 | 5,349 |
| Additional noninterest expense | $502,000 | 5,901 |
| Pre-tax net operating income | $475,000 | 5,013 |
| Securities gains (losses) | $36,000 | 1,643 |
| Applicable income taxes | $46,000 | 4,158 |
| Income before extraordinary items | $465,000 | 4,562 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $465,000 | 4,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,148 |
| Cash dividends | $234,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $432,240 | 4,833 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 4,699 |
| Total interest expense | $2,067,000 | 3,659 |
| Net interest income | $1,354,000 | 5,771 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $172,000 | 5,734 |
| Gross Fiduciary activities income | $4,000 | 1,235 |
| Service charges on deposit accounts | $85,000 | 5,148 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $83,000 | 5,358 |
| Total noninterest expense | $1,125,000 | 5,954 |
| Salaries and employee benefits | $631,000 | 5,906 |
| Premises and equipment expense | $175,000 | 5,499 |
| Additional noninterest expense | $319,000 | 6,021 |
| Pre-tax net operating income | $251,000 | 5,485 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $244,000 | 5,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $244,000 | 5,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,636 |
| Cash dividends | $156,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $244,000 | 5,245 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 4,725 |
| Total interest expense | $1,083,000 | 3,705 |
| Net interest income | $663,000 | 5,831 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $84,000 | 5,778 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $548,000 | 6,062 |
| Salaries and employee benefits | $315,000 | 5,951 |
| Premises and equipment expense | $87,000 | 5,531 |
| Additional noninterest expense | $146,000 | 6,249 |
| Pre-tax net operating income | $124,000 | 5,724 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $109,000 | 5,722 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,782 |
| Cash dividends | $79,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $109,000 | 5,629 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,805,000 | 4,815 |
| Total interest expense | $4,094,000 | 3,954 |
| Net interest income | $2,711,000 | 5,758 |
| Provision for loan and lease losses | $990,000 | 1,432 |
| Total noninterest income | $418,000 | 5,403 |
| Gross Fiduciary activities income | $33,000 | 1,074 |
| Service charges on deposit accounts | $195,000 | 4,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $190,000 | 5,176 |
| Total noninterest expense | $2,232,000 | 5,911 |
| Salaries and employee benefits | $1,307,000 | 5,733 |
| Premises and equipment expense | $359,000 | 5,337 |
| Additional noninterest expense | $566,000 | 6,289 |
| Pre-tax net operating income | $-93,000 | 7,551 |
| Securities gains (losses) | $-346,000 | 8,324 |
| Applicable income taxes | $-97,000 | 8,023 |
| Income before extraordinary items | $-342,000 | 7,808 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-342,000 | 7,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $817,000 | 1,189 |
| Cash dividends | $311,000 | 4,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-72,120 | 7,579 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 4,872 |
| Total interest expense | $2,995,000 | 4,031 |
| Net interest income | $2,045,000 | 5,773 |
| Provision for loan and lease losses | $590,000 | 1,366 |
| Total noninterest income | $312,000 | 5,457 |
| Gross Fiduciary activities income | $21,000 | 1,075 |
| Service charges on deposit accounts | $156,000 | 4,839 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $135,000 | 5,282 |
| Total noninterest expense | $1,648,000 | 5,933 |
| Salaries and employee benefits | $976,000 | 5,718 |
| Premises and equipment expense | $264,000 | 5,379 |
| Additional noninterest expense | $408,000 | 6,343 |
| Pre-tax net operating income | $119,000 | 7,247 |
| Securities gains (losses) | $-350,000 | 8,422 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-231,000 | 7,960 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-231,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,361 |
| Cash dividends | $234,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $119,000 | 7,156 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 5,022 |
| Total interest expense | $1,923,000 | 4,119 |
| Net interest income | $1,303,000 | 5,940 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $225,000 | 5,329 |
| Gross Fiduciary activities income | $19,000 | 1,043 |
| Service charges on deposit accounts | $106,000 | 4,826 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $100,000 | 5,125 |
| Total noninterest expense | $1,070,000 | 6,050 |
| Salaries and employee benefits | $634,000 | 5,838 |
| Premises and equipment expense | $174,000 | 5,447 |
| Additional noninterest expense | $262,000 | 6,468 |
| Pre-tax net operating income | $418,000 | 5,425 |
| Securities gains (losses) | $-350,000 | 8,506 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $68,000 | 7,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $68,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,657 |
| Cash dividends | $155,000 | 3,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $418,000 | 4,961 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 5,125 |
| Total interest expense | $942,000 | 4,155 |
| Net interest income | $614,000 | 6,117 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $101,000 | 5,536 |
| Gross Fiduciary activities income | $3,000 | 1,184 |
| Service charges on deposit accounts | $52,000 | 4,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $544,000 | 6,050 |
| Salaries and employee benefits | $328,000 | 5,806 |
| Premises and equipment expense | $92,000 | 5,299 |
| Additional noninterest expense | $124,000 | 6,617 |
| Pre-tax net operating income | $161,000 | 5,928 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $49,000 | 4,153 |
| Income before extraordinary items | $112,000 | 6,210 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $112,000 | 6,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 916 |
| Cash dividends | $78,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $112,000 | 6,192 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,841,000 | 5,103 |
| Total interest expense | $3,485,000 | 3,925 |
| Net interest income | $2,356,000 | 6,168 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $402,000 | 5,594 |
| Gross Fiduciary activities income | $20,000 | 1,170 |
| Service charges on deposit accounts | $207,000 | 4,910 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $175,000 | 5,346 |
| Total noninterest expense | $2,153,000 | 5,940 |
| Salaries and employee benefits | $1,217,000 | 5,870 |
| Premises and equipment expense | $371,000 | 5,157 |
| Additional noninterest expense | $565,000 | 6,229 |
| Pre-tax net operating income | $535,000 | 6,373 |
| Securities gains (losses) | $38,000 | 744 |
| Applicable income taxes | $65,000 | 5,274 |
| Income before extraordinary items | $508,000 | 6,134 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $508,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $359,000 | 4,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $474,180 | 6,242 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 5,155 |
| Total interest expense | $2,521,000 | 3,933 |
| Net interest income | $1,767,000 | 6,228 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $288,000 | 5,717 |
| Gross Fiduciary activities income | $9,000 | 1,220 |
| Service charges on deposit accounts | $152,000 | 5,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 5,430 |
| Total noninterest expense | $1,609,000 | 5,935 |
| Salaries and employee benefits | $915,000 | 5,829 |
| Premises and equipment expense | $274,000 | 5,213 |
| Additional noninterest expense | $420,000 | 6,264 |
| Pre-tax net operating income | $406,000 | 6,586 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $44,000 | 5,517 |
| Income before extraordinary items | $362,000 | 6,419 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $362,000 | 6,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $233,000 | 3,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $362,000 | 6,417 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 5,249 |
| Total interest expense | $1,554,000 | 4,013 |
| Net interest income | $1,189,000 | 6,245 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $185,000 | 5,808 |
| Gross Fiduciary activities income | $7,000 | 1,216 |
| Service charges on deposit accounts | $96,000 | 5,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 5,531 |
| Total noninterest expense | $1,077,000 | 5,941 |
| Salaries and employee benefits | $611,000 | 5,855 |
| Premises and equipment expense | $181,000 | 5,240 |
| Additional noninterest expense | $285,000 | 6,229 |
| Pre-tax net operating income | $287,000 | 6,548 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $23,000 | 5,728 |
| Income before extraordinary items | $264,000 | 6,277 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $264,000 | 6,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $156,000 | 3,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $264,000 | 6,281 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 5,338 |
| Total interest expense | $743,000 | 4,022 |
| Net interest income | $563,000 | 6,388 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $76,000 | 6,181 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $533,000 | 5,988 |
| Salaries and employee benefits | $300,000 | 5,932 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $141,000 | 6,235 |
| Pre-tax net operating income | $106,000 | 6,982 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $98,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $98,000 | 6,767 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,467,000 | 5,511 |
| Total interest expense | $2,441,000 | 3,887 |
| Net interest income | $2,026,000 | 6,607 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $356,000 | 5,972 |
| Gross Fiduciary activities income | $11,000 | 1,287 |
| Service charges on deposit accounts | $159,000 | 5,516 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $186,000 | 5,315 |
| Total noninterest expense | $2,013,000 | 6,098 |
| Salaries and employee benefits | $1,124,000 | 5,988 |
| Premises and equipment expense | $377,000 | 5,048 |
| Additional noninterest expense | $512,000 | 6,501 |
| Pre-tax net operating income | $369,000 | 7,166 |
| Securities gains (losses) | $39,000 | 1,012 |
| Applicable income taxes | $18,000 | 6,362 |
| Income before extraordinary items | $390,000 | 6,813 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $390,000 | 6,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,621 |
| Cash dividends | $123,000 | 5,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $352,560 | 6,948 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 5,605 |
| Total interest expense | $1,761,000 | 3,868 |
| Net interest income | $1,447,000 | 6,762 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $237,000 | 6,241 |
| Gross Fiduciary activities income | $8,000 | 1,254 |
| Service charges on deposit accounts | $115,000 | 5,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,708 |
| Total noninterest expense | $1,397,000 | 6,302 |
| Salaries and employee benefits | $825,000 | 6,029 |
| Premises and equipment expense | $203,000 | 5,995 |
| Additional noninterest expense | $369,000 | 6,601 |
| Pre-tax net operating income | $287,000 | 7,259 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $16,000 | 6,381 |
| Income before extraordinary items | $278,000 | 7,027 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $278,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 8,587 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $271,350 | 7,032 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 5,704 |
| Total interest expense | $1,135,000 | 3,782 |
| Net interest income | $892,000 | 6,956 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $150,000 | 6,341 |
| Gross Fiduciary activities income | $7,000 | 1,215 |
| Service charges on deposit accounts | $72,000 | 5,681 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $71,000 | 5,855 |
| Total noninterest expense | $889,000 | 6,429 |
| Salaries and employee benefits | $536,000 | 6,132 |
| Premises and equipment expense | $124,000 | 6,206 |
| Additional noninterest expense | $229,000 | 6,788 |
| Pre-tax net operating income | $153,000 | 7,529 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $150,000 | 7,353 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $150,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 8,622 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $143,420 | 7,362 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 5,807 |
| Total interest expense | $552,000 | 3,743 |
| Net interest income | $422,000 | 7,130 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $67,000 | 6,520 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $438,000 | 6,507 |
| Salaries and employee benefits | $263,000 | 6,212 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $115,000 | 6,784 |
| Pre-tax net operating income | $51,000 | 7,887 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $49,000 | 7,780 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $49,000 | 7,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $49,000 | 7,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,967,000 | 5,580 |
| Total interest expense | $2,246,000 | 3,317 |
| Net interest income | $1,721,000 | 7,015 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $395,000 | 5,825 |
| Gross Fiduciary activities income | $16,000 | 1,241 |
| Service charges on deposit accounts | $164,000 | 5,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $215,000 | 4,961 |
| Total noninterest expense | $1,726,000 | 6,494 |
| Salaries and employee benefits | $967,000 | 6,387 |
| Premises and equipment expense | $330,000 | 5,404 |
| Additional noninterest expense | $429,000 | 6,968 |
| Pre-tax net operating income | $390,000 | 7,122 |
| Securities gains (losses) | $102,000 | 1,233 |
| Applicable income taxes | $35,000 | 6,251 |
| Income before extraordinary items | $457,000 | 6,518 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $457,000 | 6,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,264 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $362,140 | 6,899 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 5,612 |
| Total interest expense | $1,690,000 | 3,262 |
| Net interest income | $1,249,000 | 7,112 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $288,000 | 5,918 |
| Gross Fiduciary activities income | $9,000 | 1,258 |
| Service charges on deposit accounts | $123,000 | 5,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $156,000 | 5,039 |
| Total noninterest expense | $1,259,000 | 6,535 |
| Salaries and employee benefits | $723,000 | 6,372 |
| Premises and equipment expense | $232,000 | 5,560 |
| Additional noninterest expense | $304,000 | 7,052 |
| Pre-tax net operating income | $278,000 | 7,332 |
| Securities gains (losses) | $66,000 | 1,451 |
| Applicable income taxes | $27,000 | 6,358 |
| Income before extraordinary items | $317,000 | 6,805 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $317,000 | 6,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,247 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $256,280 | 7,108 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 5,639 |
| Total interest expense | $1,118,000 | 3,262 |
| Net interest income | $825,000 | 7,159 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $182,000 | 6,038 |
| Gross Fiduciary activities income | $9,000 | 1,203 |
| Service charges on deposit accounts | $77,000 | 5,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $96,000 | 5,236 |
| Total noninterest expense | $829,000 | 6,626 |
| Salaries and employee benefits | $477,000 | 6,449 |
| Premises and equipment expense | $149,000 | 5,683 |
| Additional noninterest expense | $203,000 | 7,091 |
| Pre-tax net operating income | $178,000 | 7,362 |
| Securities gains (losses) | $61,000 | 1,333 |
| Applicable income taxes | $13,000 | 6,532 |
| Income before extraordinary items | $226,000 | 6,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $168,050 | 7,103 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $939,000 | 5,786 |
| Total interest expense | $555,000 | 3,324 |
| Net interest income | $384,000 | 7,364 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $89,000 | 6,038 |
| Gross Fiduciary activities income | $3,000 | 1,247 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $51,000 | 5,085 |
| Total noninterest expense | $409,000 | 6,702 |
| Salaries and employee benefits | $242,000 | 6,445 |
| Premises and equipment expense | $75,000 | 5,696 |
| Additional noninterest expense | $92,000 | 7,332 |
| Pre-tax net operating income | $64,000 | 7,694 |
| Securities gains (losses) | $60,000 | 1,096 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $106,000 | 6,771 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $106,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $55,000 | 7,605 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 5,664 |
| Total interest expense | $2,421,000 | 3,420 |
| Net interest income | $1,562,000 | 7,267 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $368,000 | 6,139 |
| Gross Fiduciary activities income | $11,000 | 1,340 |
| Service charges on deposit accounts | $156,000 | 5,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $201,000 | 5,275 |
| Total noninterest expense | $1,879,000 | 6,199 |
| Salaries and employee benefits | $947,000 | 6,448 |
| Premises and equipment expense | $473,000 | 4,235 |
| Additional noninterest expense | $459,000 | 6,796 |
| Pre-tax net operating income | $51,000 | 8,375 |
| Securities gains (losses) | $408,000 | 861 |
| Applicable income taxes | $20,000 | 6,788 |
| Income before extraordinary items | $439,000 | 6,619 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $439,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,655 |
| Cash dividends | $117,000 | 5,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $47,320 | 8,364 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 5,728 |
| Total interest expense | $1,832,000 | 3,510 |
| Net interest income | $1,149,000 | 7,374 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $273,000 | 6,218 |
| Gross Fiduciary activities income | $10,000 | 1,282 |
| Service charges on deposit accounts | $115,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 5,363 |
| Total noninterest expense | $1,269,000 | 6,523 |
| Salaries and employee benefits | $731,000 | 6,336 |
| Premises and equipment expense | $214,000 | 5,799 |
| Additional noninterest expense | $324,000 | 6,940 |
| Pre-tax net operating income | $153,000 | 7,953 |
| Securities gains (losses) | $350,000 | 873 |
| Applicable income taxes | $54,000 | 6,146 |
| Income before extraordinary items | $449,000 | 6,100 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $449,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,698 |
| Cash dividends | $117,000 | 4,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $137,500 | 7,853 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 5,762 |
| Total interest expense | $1,210,000 | 3,638 |
| Net interest income | $783,000 | 7,332 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $194,000 | 6,083 |
| Gross Fiduciary activities income | $8,000 | 1,256 |
| Service charges on deposit accounts | $77,000 | 5,845 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $109,000 | 5,171 |
| Total noninterest expense | $852,000 | 6,520 |
| Salaries and employee benefits | $491,000 | 6,330 |
| Premises and equipment expense | $147,000 | 5,723 |
| Additional noninterest expense | $214,000 | 6,965 |
| Pre-tax net operating income | $126,000 | 7,797 |
| Securities gains (losses) | $286,000 | 828 |
| Applicable income taxes | $36,000 | 6,202 |
| Income before extraordinary items | $376,000 | 5,573 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $376,000 | 5,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,783 |
| Cash dividends | $117,000 | 4,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $115,740 | 7,622 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 5,836 |
| Total interest expense | $616,000 | 3,666 |
| Net interest income | $364,000 | 7,513 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $84,000 | 6,303 |
| Gross Fiduciary activities income | $5,000 | 1,228 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 5,509 |
| Total noninterest expense | $417,000 | 6,585 |
| Salaries and employee benefits | $244,000 | 6,341 |
| Premises and equipment expense | $73,000 | 5,718 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $31,000 | 8,305 |
| Securities gains (losses) | $142,000 | 822 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $155,000 | 5,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,840 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $27,200 | 8,213 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 5,579 |
| Total interest expense | $2,664,000 | 3,900 |
| Net interest income | $1,774,000 | 7,003 |
| Provision for loan and lease losses | $55,000 | 6,608 |
| Total noninterest income | $251,000 | 6,846 |
| Gross Fiduciary activities income | $12,000 | 1,373 |
| Service charges on deposit accounts | $154,000 | 5,785 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 6,773 |
| Total noninterest expense | $1,942,000 | 5,971 |
| Salaries and employee benefits | $846,000 | 6,715 |
| Premises and equipment expense | $653,000 | 3,170 |
| Additional noninterest expense | $443,000 | 6,864 |
| Pre-tax net operating income | $28,000 | 8,546 |
| Securities gains (losses) | $387,000 | 768 |
| Applicable income taxes | $10,000 | 7,292 |
| Income before extraordinary items | $405,000 | 6,817 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $405,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $25,740 | 8,564 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 5,637 |
| Total interest expense | $3,237,000 | 4,456 |
| Net interest income | $1,736,000 | 6,917 |
| Provision for loan and lease losses | $220,000 | 3,917 |
| Total noninterest income | $251,000 | 6,853 |
| Gross Fiduciary activities income | $9,000 | 1,449 |
| Service charges on deposit accounts | $162,000 | 5,640 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $80,000 | 6,875 |
| Total noninterest expense | $1,420,000 | 6,977 |
| Salaries and employee benefits | $787,000 | 6,842 |
| Premises and equipment expense | $238,000 | 6,235 |
| Additional noninterest expense | $395,000 | 7,182 |
| Pre-tax net operating income | $347,000 | 7,198 |
| Securities gains (losses) | $150,000 | 1,408 |
| Applicable income taxes | $54,000 | 6,641 |
| Income before extraordinary items | $443,000 | 6,342 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $443,000 | 6,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,597 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $309,500 | 6,958 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 5,649 |
| Total interest expense | $3,188,000 | 4,700 |
| Net interest income | $1,941,000 | 6,651 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $274,000 | 6,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 5,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 5,927 |
| Total noninterest expense | $1,351,000 | 7,109 |
| Salaries and employee benefits | $803,000 | 6,716 |
| Premises and equipment expense | $189,000 | 6,930 |
| Additional noninterest expense | $359,000 | 7,489 |
| Pre-tax net operating income | $864,000 | 5,657 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $152,000 | 5,885 |
| Income before extraordinary items | $713,000 | 5,371 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $713,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $712,180 | 5,380 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,699,000 | 5,790 |
| Total interest expense | $2,866,000 | 4,757 |
| Net interest income | $1,833,000 | 6,946 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $238,000 | 7,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 5,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,757 |
| Total noninterest expense | $1,131,000 | 7,749 |
| Salaries and employee benefits | $686,000 | 7,313 |
| Premises and equipment expense | $161,000 | 7,475 |
| Additional noninterest expense | $284,000 | 8,257 |
| Pre-tax net operating income | $940,000 | 5,489 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $250,000 | 5,204 |
| Income before extraordinary items | $701,000 | 5,456 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $701,000 | 5,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 9,886 |
| Cash dividends | $199,000 | 5,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $692,860 | 5,457 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 6,304 |
| Total interest expense | $2,520,000 | 5,335 |
| Net interest income | $1,681,000 | 7,324 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $226,000 | 7,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,421 |
| Total noninterest expense | $1,199,000 | 7,556 |
| Salaries and employee benefits | $670,000 | 7,371 |
| Premises and equipment expense | $180,000 | 7,052 |
| Additional noninterest expense | $349,000 | 7,673 |
| Pre-tax net operating income | $708,000 | 6,450 |
| Securities gains (losses) | $187,000 | 957 |
| Applicable income taxes | $244,000 | 5,703 |
| Income before extraordinary items | $651,000 | 5,816 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $651,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $398,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $514,490 | 6,409 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 6,800 |
| Total interest expense | $2,238,000 | 5,813 |
| Net interest income | $1,607,000 | 7,756 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $268,000 | 7,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,436 |
| Total noninterest expense | $1,123,000 | 7,929 |
| Salaries and employee benefits | $627,000 | 7,740 |
| Premises and equipment expense | $158,000 | 7,632 |
| Additional noninterest expense | $338,000 | 7,923 |
| Pre-tax net operating income | $752,000 | 6,767 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $183,000 | 7,132 |
| Income before extraordinary items | $580,000 | 6,477 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $580,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 10,339 |
| Cash dividends | $316,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $571,640 | 6,474 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 7,571 |
| Total interest expense | $1,833,000 | 6,768 |
| Net interest income | $1,502,000 | 8,264 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $330,000 | 6,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,966 |
| Total noninterest expense | $1,082,000 | 8,393 |
| Salaries and employee benefits | $616,000 | 8,028 |
| Premises and equipment expense | $128,000 | 8,584 |
| Additional noninterest expense | $338,000 | 8,480 |
| Pre-tax net operating income | $750,000 | 6,700 |
| Securities gains (losses) | $-18,000 | 10,586 |
| Applicable income taxes | $188,000 | 7,318 |
| Income before extraordinary items | $544,000 | 6,599 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $544,000 | 6,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,045 |
| Cash dividends | $281,000 | 4,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $557,320 | 6,457 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 8,242 |
| Total interest expense | $1,614,000 | 7,378 |
| Net interest income | $1,361,000 | 8,903 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $261,000 | 7,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $1,022,000 | 8,848 |
| Salaries and employee benefits | $591,000 | 8,419 |
| Premises and equipment expense | $133,000 | 8,707 |
| Additional noninterest expense | $298,000 | 9,258 |
| Pre-tax net operating income | $600,000 | 7,869 |
| Securities gains (losses) | $-32,000 | 10,879 |
| Applicable income taxes | $129,000 | 8,642 |
| Income before extraordinary items | $439,000 | 7,733 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $439,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $252,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $463,640 | 7,497 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 8,570 |
| Total interest expense | $1,306,000 | 7,530 |
| Net interest income | $1,386,000 | 9,200 |
| Provision for loan and lease losses | $127,000 | 3,933 |
| Total noninterest income | $278,000 | 7,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,360 |
| Total noninterest expense | $1,041,000 | 9,206 |
| Salaries and employee benefits | $564,000 | 8,855 |
| Premises and equipment expense | $114,000 | 9,573 |
| Additional noninterest expense | $363,000 | 9,199 |
| Pre-tax net operating income | $496,000 | 8,677 |
| Securities gains (losses) | $59,000 | 1,053 |
| Applicable income taxes | $122,000 | 8,885 |
| Income before extraordinary items | $433,000 | 7,869 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $433,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,299 |
| Cash dividends | $243,000 | 5,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $386,980 | 8,353 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 8,654 |
| Total interest expense | $1,399,000 | 7,544 |
| Net interest income | $1,403,000 | 9,405 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $239,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $1,118,000 | 9,260 |
| Salaries and employee benefits | $552,000 | 9,193 |
| Premises and equipment expense | $179,000 | 8,164 |
| Additional noninterest expense | $387,000 | 9,405 |
| Pre-tax net operating income | $344,000 | 9,861 |
| Securities gains (losses) | $199,000 | 1,699 |
| Applicable income taxes | $107,000 | 9,575 |
| Income before extraordinary items | $436,000 | 8,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $436,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 3,099 |
| Cash dividends | $152,000 | 6,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $276,800 | 9,482 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 8,826 |
| Total interest expense | $1,812,000 | 7,580 |
| Net interest income | $1,273,000 | 10,050 |
| Provision for loan and lease losses | $165,000 | 5,823 |
| Total noninterest income | $370,000 | 6,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 5,118 |
| Total noninterest expense | $1,199,000 | 9,040 |
| Salaries and employee benefits | $528,000 | 9,501 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $535,000 | 8,141 |
| Pre-tax net operating income | $279,000 | 10,344 |
| Securities gains (losses) | $280,000 | 1,603 |
| Applicable income taxes | $140,000 | 8,887 |
| Income before extraordinary items | $419,000 | 8,029 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $419,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $94,000 | 6,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $209,000 | 10,132 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.