Farmers and Merchants Bank of South Carolina, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$17,791,0002,043
Total interest expense$697,0003,950
Net interest income$17,094,0001,634
Provision for loan and lease losses$-9,0004,193
Total noninterest income$2,187,0001,918
Gross Fiduciary activities income$0981
Service charges on deposit accounts$831,0001,160
Trading account gains and feesNANA
Additional Noninterest Income$1,356,0001,982
Total noninterest expense$9,391,0002,117
Salaries and employee benefits$5,061,0002,179
Premises and equipment expense$1,076,0001,942
Additional noninterest expense$1,356,0001,982
Pre-tax net operating income$9,899,0001,174
Securities gains (losses)$0988
Applicable income taxes$2,270,000902
Income before extraordinary items$7,629,0001,252
Extraordinary gains, net$054
Net income$7,629,0001,267
Minority interest net income$088
Net income of bank and minority interests.$7,629,0001,255
Net charge-offs$34,0001,967
Cash dividends$1,187,0002,019
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,629,0001,275
2023-09-30 (YTD Data)Rank
Total interest income$13,544,0001,995
Total interest expense$443,0003,985
Net interest income$13,101,0001,627
Provision for loan and lease losses$-6,0004,244
Total noninterest income$1,651,0001,911
Gross Fiduciary activities income$0950
Service charges on deposit accounts$622,0001,154
Trading account gains and feesNANA
Additional Noninterest Income$1,029,0001,955
Total noninterest expense$6,606,0002,189
Salaries and employee benefits$3,539,0002,261
Premises and equipment expense$805,0001,953
Additional noninterest expense$1,029,0001,955
Pre-tax net operating income$8,152,0001,126
Securities gains (losses)$0849
Applicable income taxes$1,882,000859
Income before extraordinary items$6,270,0001,203
Extraordinary gains, net$052
Net income$6,270,0001,212
Minority interest net income$081
Net income of bank and minority interests.$6,270,0001,203
Net charge-offs$31,0001,697
Cash dividends$313,0002,540
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,270,0001,228
2023-06-30 (YTD Data)Rank
Total interest income$9,570,0001,897
Total interest expense$257,0003,986
Net interest income$9,313,0001,550
Provision for loan and lease losses$-17,0004,360
Total noninterest income$1,063,0001,882
Gross Fiduciary activities income$0931
Service charges on deposit accounts$410,0001,141
Trading account gains and feesNANA
Additional Noninterest Income$653,0001,928
Total noninterest expense$4,484,0002,158
Salaries and employee benefits$2,399,0002,236
Premises and equipment expense$527,0001,957
Additional noninterest expense$653,0001,925
Pre-tax net operating income$5,909,0001,061
Securities gains (losses)$0938
Applicable income taxes$1,367,000830
Income before extraordinary items$4,542,0001,135
Extraordinary gains, net$051
Net income$4,542,0001,147
Minority interest net income$081
Net income of bank and minority interests.$4,542,0001,135
Net charge-offs$32,0001,348
Cash dividends$313,0002,274
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,542,0001,149
2023-03-31 (YTD Data)Rank
Total interest income$4,939,0001,828
Total interest expense$99,0004,045
Net interest income$4,840,0001,513
Provision for loan and lease losses$-2,0004,417
Total noninterest income$535,0001,873
Gross Fiduciary activities income$0913
Service charges on deposit accounts$201,0001,180
Trading account gains and feesNANA
Additional Noninterest Income$334,0001,904
Total noninterest expense$2,174,0002,233
Salaries and employee benefits$1,114,0002,383
Premises and equipment expense$275,0001,929
Additional noninterest expense$334,0001,904
Pre-tax net operating income$3,203,0001,029
Securities gains (losses)$0950
Applicable income taxes$742,000811
Income before extraordinary items$2,461,0001,091
Extraordinary gains, net$04
Net income$2,461,0001,090
Minority interest net income$048
Net income of bank and minority interests.$2,461,0001,090
Net charge-offs$14,0001,246
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,461,0001,103
2022-12-31 (YTD Data)Rank
Total interest income$10,232,0002,485
Total interest expense$350,0003,605
Net interest income$9,882,0002,387
Provision for loan and lease losses$03,012
Total noninterest income$3,897,0001,393
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$820,0001,181
Trading account gains and feesNANA
Additional Noninterest Income$3,077,0001,238
Total noninterest expense$8,532,0002,215
Salaries and employee benefits$4,589,0002,306
Premises and equipment expense$1,009,0002,001
Additional noninterest expense$3,077,0001,238
Pre-tax net operating income$5,247,0001,988
Securities gains (losses)$0691
Applicable income taxes$1,200,0001,419
Income before extraordinary items$4,047,0002,091
Extraordinary gains, net$05
Net income$4,047,0002,090
Minority interest net income$063
Net income of bank and minority interests.$4,047,0002,090
Net charge-offs$-20,0003,826
Cash dividends$813,0002,317
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,047,0002,119
2022-09-30 (YTD Data)Rank
Total interest income$6,367,0002,710
Total interest expense$262,0003,452
Net interest income$6,105,0002,634
Provision for loan and lease losses$02,835
Total noninterest income$1,736,0001,911
Gross Fiduciary activities income$0968
Service charges on deposit accounts$616,0001,190
Trading account gains and feesNANA
Additional Noninterest Income$1,120,0001,934
Total noninterest expense$6,150,0002,264
Salaries and employee benefits$3,246,0002,376
Premises and equipment expense$745,0002,023
Additional noninterest expense$1,120,0001,934
Pre-tax net operating income$1,691,0002,966
Securities gains (losses)$0740
Applicable income taxes$374,0002,030
Income before extraordinary items$1,317,0003,067
Extraordinary gains, net$04
Net income$1,317,0003,065
Minority interest net income$057
Net income of bank and minority interests.$1,317,0003,066
Net charge-offs$11,0001,790
Cash dividends$313,0002,487
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,317,0003,097
2022-06-30 (YTD Data)Rank
Total interest income$3,690,0002,890
Total interest expense$179,0003,339
Net interest income$3,511,0002,822
Provision for loan and lease losses$02,599
Total noninterest income$1,209,0001,857
Gross Fiduciary activities income$0925
Service charges on deposit accounts$403,0001,193
Trading account gains and feesNANA
Additional Noninterest Income$806,0001,899
Total noninterest expense$4,130,0002,234
Salaries and employee benefits$2,206,0002,353
Premises and equipment expense$475,0002,076
Additional noninterest expense$1,449,0002,057
Pre-tax net operating income$590,0003,552
Securities gains (losses)$0687
Applicable income taxes$122,0002,469
Income before extraordinary items$468,0003,604
Extraordinary gains, net$04
Net income$468,0003,602
Minority interest net income$060
Net income of bank and minority interests.$468,0003,604
Net charge-offs$-50,0004,189
Cash dividends$313,0002,206
Sale, conversion, retirement of capital stock, net$0494
Net operating income$468,0003,638
2022-03-31 (YTD Data)Rank
Total interest income$1,671,0002,987
Total interest expense$92,0003,283
Net interest income$1,579,0002,946
Provision for loan and lease losses$02,285
Total noninterest income$513,0002,047
Gross Fiduciary activities income$0892
Service charges on deposit accounts$202,0001,176
Trading account gains and feesNANA
Additional Noninterest Income$311,0002,143
Total noninterest expense$1,989,0002,292
Salaries and employee benefits$1,026,0002,463
Premises and equipment expense$224,0002,186
Additional noninterest expense$739,0002,012
Pre-tax net operating income$103,0004,116
Securities gains (losses)$0623
Applicable income taxes$15,0003,002
Income before extraordinary items$88,0004,122
Extraordinary gains, net$04
Net income$88,0004,121
Minority interest net income$050
Net income of bank and minority interests.$88,0004,122
Net charge-offs$-66,0004,466
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$88,0004,145
2021-12-31 (YTD Data)Rank
Total interest income$6,983,0003,000
Total interest expense$352,0003,580
Net interest income$6,631,0002,922
Provision for loan and lease losses$03,064
Total noninterest income$2,319,0002,072
Gross Fiduciary activities income$0994
Service charges on deposit accounts$782,0001,157
Trading account gains and feesNANA
Additional Noninterest Income$1,537,0002,181
Total noninterest expense$6,901,0002,508
Salaries and employee benefits$3,193,0002,839
Premises and equipment expense$965,0002,083
Additional noninterest expense$2,743,0002,107
Pre-tax net operating income$2,049,0003,118
Securities gains (losses)$02,062
Applicable income taxes$404,0002,245
Income before extraordinary items$1,645,0003,250
Extraordinary gains, net$010
Net income$1,645,0003,249
Minority interest net income$074
Net income of bank and minority interests.$1,645,0003,250
Net charge-offs$26,0001,956
Cash dividends$1,713,0001,680
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,645,0003,227
2021-09-30 (YTD Data)Rank
Total interest income$5,269,0003,048
Total interest expense$271,0003,652
Net interest income$4,998,0002,967
Provision for loan and lease losses$02,963
Total noninterest income$1,746,0002,115
Gross Fiduciary activities income$0957
Service charges on deposit accounts$567,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$1,179,0002,202
Total noninterest expense$5,477,0002,421
Salaries and employee benefits$2,735,0002,652
Premises and equipment expense$719,0002,112
Additional noninterest expense$2,023,0002,142
Pre-tax net operating income$1,267,0003,475
Securities gains (losses)$02,015
Applicable income taxes$276,0002,366
Income before extraordinary items$991,0003,624
Extraordinary gains, net$08
Net income$991,0003,624
Minority interest net income$069
Net income of bank and minority interests.$991,0003,624
Net charge-offs$5,0002,152
Cash dividends$1,213,0001,561
Sale, conversion, retirement of capital stock, net$0543
Net operating income$991,0003,600
2021-06-30 (YTD Data)Rank
Total interest income$3,553,0003,044
Total interest expense$190,0003,671
Net interest income$3,363,0002,963
Provision for loan and lease losses$02,862
Total noninterest income$1,115,0002,121
Gross Fiduciary activities income$0951
Service charges on deposit accounts$367,0001,173
Trading account gains and feesNANA
Additional Noninterest Income$748,0002,229
Total noninterest expense$3,979,0002,303
Salaries and employee benefits$2,179,0002,363
Premises and equipment expense$462,0002,147
Additional noninterest expense$1,338,0002,126
Pre-tax net operating income$499,0003,968
Securities gains (losses)$01,818
Applicable income taxes$101,0002,724
Income before extraordinary items$398,0004,075
Extraordinary gains, net$06
Net income$398,0004,075
Minority interest net income$067
Net income of bank and minority interests.$398,0004,075
Net charge-offs$-7,0003,675
Cash dividends$1,213,0001,218
Sale, conversion, retirement of capital stock, net$0517
Net operating income$398,0004,058
2021-03-31 (YTD Data)Rank
Total interest income$1,682,0003,125
Total interest expense$104,0003,639
Net interest income$1,578,0003,034
Provision for loan and lease losses$02,741
Total noninterest income$608,0002,019
Gross Fiduciary activities income$0922
Service charges on deposit accounts$188,0001,153
Trading account gains and feesNANA
Additional Noninterest Income$420,0002,107
Total noninterest expense$1,883,0002,356
Salaries and employee benefits$1,012,0002,484
Premises and equipment expense$211,0002,288
Additional noninterest expense$660,0002,111
Pre-tax net operating income$303,0003,765
Securities gains (losses)$01,392
Applicable income taxes$63,0002,569
Income before extraordinary items$240,0003,896
Extraordinary gains, net$03
Net income$240,0003,895
Minority interest net income$055
Net income of bank and minority interests.$240,0003,896
Net charge-offs$29,0001,017
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$240,0003,873
2020-12-31 (YTD Data)Rank
Total interest income$8,292,0002,821
Total interest expense$557,0003,713
Net interest income$7,735,0002,661
Provision for loan and lease losses$04,319
Total noninterest income$1,987,0002,129
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$836,0001,098
Trading account gains and feesNANA
Additional Noninterest Income$1,151,0002,343
Total noninterest expense$8,245,0002,223
Salaries and employee benefits$4,711,0002,231
Premises and equipment expense$990,0002,048
Additional noninterest expense$2,544,0002,180
Pre-tax net operating income$1,477,0003,290
Securities gains (losses)$2,0002,562
Applicable income taxes$334,0002,236
Income before extraordinary items$1,145,0003,512
Extraordinary gains, net$04
Net income$1,145,0003,512
Minority interest net income$072
Net income of bank and minority interests.$1,145,0003,512
Net charge-offs$40,0002,524
Cash dividends$1,194,0002,014
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,143,4203,464
2020-09-30 (YTD Data)Rank
Total interest income$6,487,0002,763
Total interest expense$443,0003,737
Net interest income$6,044,0002,614
Provision for loan and lease losses$04,239
Total noninterest income$1,479,0002,100
Gross Fiduciary activities income$0981
Service charges on deposit accounts$629,0001,088
Trading account gains and feesNANA
Additional Noninterest Income$850,0002,309
Total noninterest expense$6,097,0002,215
Salaries and employee benefits$3,505,0002,223
Premises and equipment expense$755,0002,022
Additional noninterest expense$1,837,0002,206
Pre-tax net operating income$1,426,0003,015
Securities gains (losses)$1,0002,423
Applicable income taxes$329,0002,025
Income before extraordinary items$1,098,0003,235
Extraordinary gains, net$04
Net income$1,098,0003,235
Minority interest net income$065
Net income of bank and minority interests.$1,098,0003,235
Net charge-offs$10,0002,745
Cash dividends$694,0002,047
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,097,2103,175
2020-06-30 (YTD Data)Rank
Total interest income$4,622,0002,691
Total interest expense$325,0003,726
Net interest income$4,297,0002,513
Provision for loan and lease losses$04,134
Total noninterest income$997,0002,026
Gross Fiduciary activities income$0970
Service charges on deposit accounts$436,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$561,0002,274
Total noninterest expense$4,169,0002,191
Salaries and employee benefits$2,418,0002,178
Premises and equipment expense$514,0001,992
Additional noninterest expense$1,237,0002,186
Pre-tax net operating income$1,125,0002,779
Securities gains (losses)$1,0002,174
Applicable income taxes$263,0001,847
Income before extraordinary items$863,0002,996
Extraordinary gains, net$04
Net income$863,0002,995
Minority interest net income$065
Net income of bank and minority interests.$863,0002,996
Net charge-offs$21,0002,164
Cash dividends$694,0001,660
Sale, conversion, retirement of capital stock, net$0504
Net operating income$862,2102,962
2020-03-31 (YTD Data)Rank
Total interest income$2,769,0002,401
Total interest expense$196,0003,615
Net interest income$2,573,0002,173
Provision for loan and lease losses$03,711
Total noninterest income$539,0001,866
Gross Fiduciary activities income$0941
Service charges on deposit accounts$262,0001,075
Trading account gains and feesNANA
Additional Noninterest Income$277,0002,086
Total noninterest expense$2,036,0002,247
Salaries and employee benefits$1,141,0002,273
Premises and equipment expense$261,0001,993
Additional noninterest expense$634,0002,160
Pre-tax net operating income$1,076,0001,731
Securities gains (losses)$01,705
Applicable income taxes$254,0001,207
Income before extraordinary items$822,0001,936
Extraordinary gains, net$04
Net income$822,0001,935
Minority interest net income$056
Net income of bank and minority interests.$822,0001,936
Net charge-offs$-5,0004,210
Cash dividends$382,0001,488
Sale, conversion, retirement of capital stock, net$0482
Net operating income$822,0001,902
2019-12-31 (YTD Data)Rank
Total interest income$11,264,0002,392
Total interest expense$713,0003,782
Net interest income$10,551,0002,134
Provision for loan and lease losses$03,973
Total noninterest income$2,240,0001,865
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,128,0001,038
Trading account gains and feesNANA
Additional Noninterest Income$1,112,0002,131
Total noninterest expense$8,302,0002,193
Salaries and employee benefits$4,751,0002,180
Premises and equipment expense$973,0002,073
Additional noninterest expense$2,578,0002,172
Pre-tax net operating income$4,489,0001,901
Securities gains (losses)$02,379
Applicable income taxes$1,055,0001,389
Income before extraordinary items$3,434,0002,104
Extraordinary gains, net$011
Net income$3,434,0002,105
Minority interest net income$076
Net income of bank and minority interests.$3,434,0002,106
Net charge-offs$2,0003,605
Cash dividends$937,0002,433
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,434,0002,069
2019-09-30 (YTD Data)Rank
Total interest income$8,714,0002,369
Total interest expense$519,0003,860
Net interest income$8,195,0002,104
Provision for loan and lease losses$03,836
Total noninterest income$1,668,0001,873
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$848,0001,035
Trading account gains and feesNANA
Additional Noninterest Income$820,0002,141
Total noninterest expense$6,091,0002,229
Salaries and employee benefits$3,508,0002,210
Premises and equipment expense$709,0002,125
Additional noninterest expense$1,874,0002,213
Pre-tax net operating income$3,772,0001,797
Securities gains (losses)$02,167
Applicable income taxes$888,0001,325
Income before extraordinary items$2,884,0001,991
Extraordinary gains, net$011
Net income$2,884,0001,991
Minority interest net income$072
Net income of bank and minority interests.$2,884,0001,992
Net charge-offs$67,0002,026
Cash dividends$313,0002,853
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,884,0001,964
2019-06-30 (YTD Data)Rank
Total interest income$5,989,0002,315
Total interest expense$328,0003,916
Net interest income$5,661,0002,042
Provision for loan and lease losses$03,685
Total noninterest income$1,134,0001,825
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$590,000973
Trading account gains and feesNANA
Additional Noninterest Income$544,0002,108
Total noninterest expense$3,987,0002,267
Salaries and employee benefits$2,288,0002,249
Premises and equipment expense$451,0002,197
Additional noninterest expense$1,248,0002,227
Pre-tax net operating income$2,808,0001,633
Securities gains (losses)$01,702
Applicable income taxes$661,0001,215
Income before extraordinary items$2,147,0001,813
Extraordinary gains, net$011
Net income$2,147,0001,812
Minority interest net income$069
Net income of bank and minority interests.$2,147,0001,813
Net charge-offs$55,0001,767
Cash dividends$312,0002,548
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,147,0001,785
2019-03-31 (YTD Data)Rank
Total interest income$3,193,0002,203
Total interest expense$162,0003,918
Net interest income$3,031,0001,944
Provision for loan and lease losses$03,406
Total noninterest income$573,0001,780
Gross Fiduciary activities income$0972
Service charges on deposit accounts$302,000945
Trading account gains and feesNANA
Additional Noninterest Income$271,0002,066
Total noninterest expense$2,073,0002,210
Salaries and employee benefits$1,192,0002,219
Premises and equipment expense$214,0002,309
Additional noninterest expense$667,0002,108
Pre-tax net operating income$1,531,0001,500
Securities gains (losses)$01,087
Applicable income taxes$361,0001,121
Income before extraordinary items$1,170,0001,656
Extraordinary gains, net$05
Net income$1,170,0001,654
Minority interest net income$052
Net income of bank and minority interests.$1,170,0001,655
Net charge-offs$156,000715
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,170,0001,633
2018-12-31 (YTD Data)Rank
Total interest income$10,434,0002,449
Total interest expense$523,0003,876
Net interest income$9,911,0002,271
Provision for loan and lease losses$04,082
Total noninterest income$2,469,0001,769
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,323,000910
Trading account gains and feesNANA
Additional Noninterest Income$1,146,0002,086
Total noninterest expense$8,378,0002,177
Salaries and employee benefits$4,856,0002,145
Premises and equipment expense$1,017,0002,032
Additional noninterest expense$2,505,0002,219
Pre-tax net operating income$4,002,0002,109
Securities gains (losses)$01,125
Applicable income taxes$940,0001,445
Income before extraordinary items$3,062,0002,288
Extraordinary gains, net$06
Net income$3,062,0002,286
Minority interest net income$072
Net income of bank and minority interests.$3,062,0002,287
Net charge-offs$29,0002,930
Cash dividends$1,138,0002,082
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,062,0002,287
2018-09-30 (YTD Data)Rank
Total interest income$7,796,0002,449
Total interest expense$384,0003,854
Net interest income$7,412,0002,275
Provision for loan and lease losses$03,948
Total noninterest income$1,813,0001,796
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$968,000930
Trading account gains and feesNANA
Additional Noninterest Income$845,0002,138
Total noninterest expense$6,290,0002,169
Salaries and employee benefits$3,665,0002,123
Premises and equipment expense$778,0002,005
Additional noninterest expense$1,847,0002,239
Pre-tax net operating income$2,935,0002,154
Securities gains (losses)$01,118
Applicable income taxes$675,0001,531
Income before extraordinary items$2,260,0002,328
Extraordinary gains, net$05
Net income$2,260,0002,327
Minority interest net income$066
Net income of bank and minority interests.$2,260,0002,327
Net charge-offs$75,0001,941
Cash dividends$512,0002,333
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,260,0002,325
2018-06-30 (YTD Data)Rank
Total interest income$5,134,0002,452
Total interest expense$256,0003,804
Net interest income$4,878,0002,296
Provision for loan and lease losses$03,782
Total noninterest income$1,214,0001,789
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$632,000944
Trading account gains and feesNANA
Additional Noninterest Income$582,0002,102
Total noninterest expense$4,125,0002,207
Salaries and employee benefits$2,393,0002,177
Premises and equipment expense$526,0002,000
Additional noninterest expense$1,206,0002,285
Pre-tax net operating income$1,967,0002,119
Securities gains (losses)$0961
Applicable income taxes$447,0001,510
Income before extraordinary items$1,520,0002,293
Extraordinary gains, net$06
Net income$1,520,0002,291
Minority interest net income$065
Net income of bank and minority interests.$1,520,0002,292
Net charge-offs$29,0002,043
Cash dividends$512,0001,955
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,520,0002,292
2018-03-31 (YTD Data)Rank
Total interest income$2,622,0002,422
Total interest expense$129,0003,754
Net interest income$2,493,0002,252
Provision for loan and lease losses$03,508
Total noninterest income$618,0001,765
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$311,000957
Trading account gains and feesNANA
Additional Noninterest Income$307,0001,994
Total noninterest expense$2,079,0002,212
Salaries and employee benefits$1,249,0002,128
Premises and equipment expense$288,0001,911
Additional noninterest expense$542,0002,478
Pre-tax net operating income$1,032,0001,995
Securities gains (losses)$0735
Applicable income taxes$231,0001,439
Income before extraordinary items$801,0002,168
Extraordinary gains, net$07
Net income$801,0002,167
Minority interest net income$052
Net income of bank and minority interests.$801,0002,168
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$801,0002,152
2017-12-31 (YTD Data)Rank
Total interest income$9,452,0002,560
Total interest expense$502,0003,663
Net interest income$8,950,0002,420
Provision for loan and lease losses$04,227
Total noninterest income$2,449,0001,795
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,297,000942
Trading account gains and feesNANA
Additional Noninterest Income$1,152,0002,117
Total noninterest expense$8,645,0002,140
Salaries and employee benefits$4,746,0002,165
Premises and equipment expense$1,003,0002,102
Additional noninterest expense$2,896,0001,993
Pre-tax net operating income$2,754,0002,607
Securities gains (losses)$02,243
Applicable income taxes$1,512,0001,533
Income before extraordinary items$1,242,0003,423
Extraordinary gains, net$09
Net income$1,242,0003,421
Minority interest net income$076
Net income of bank and minority interests.$1,242,0003,423
Net charge-offs$230,0001,713
Cash dividends$938,0002,291
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,242,0003,409
2017-09-30 (YTD Data)Rank
Total interest income$7,142,0002,551
Total interest expense$374,0003,690
Net interest income$6,768,0002,398
Provision for loan and lease losses$04,088
Total noninterest income$1,855,0001,807
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$962,000952
Trading account gains and feesNANA
Additional Noninterest Income$893,0002,107
Total noninterest expense$6,240,0002,213
Salaries and employee benefits$3,582,0002,156
Premises and equipment expense$729,0002,155
Additional noninterest expense$1,929,0002,201
Pre-tax net operating income$2,383,0002,437
Securities gains (losses)$02,274
Applicable income taxes$826,0001,628
Income before extraordinary items$1,557,0002,794
Extraordinary gains, net$09
Net income$1,557,0002,793
Minority interest net income$071
Net income of bank and minority interests.$1,557,0002,794
Net charge-offs$110,0001,840
Cash dividends$313,0002,830
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,557,0002,777
2017-06-30 (YTD Data)Rank
Total interest income$4,767,0002,533
Total interest expense$251,0003,658
Net interest income$4,516,0002,399
Provision for loan and lease losses$03,871
Total noninterest income$1,233,0001,801
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$618,000974
Trading account gains and feesNANA
Additional Noninterest Income$615,0002,084
Total noninterest expense$4,115,0002,242
Salaries and employee benefits$2,329,0002,227
Premises and equipment expense$496,0002,145
Additional noninterest expense$1,290,0002,189
Pre-tax net operating income$1,634,0002,350
Securities gains (losses)$01,906
Applicable income taxes$573,0001,571
Income before extraordinary items$1,061,0002,726
Extraordinary gains, net$011
Net income$1,061,0002,726
Minority interest net income$071
Net income of bank and minority interests.$1,061,0002,726
Net charge-offs$-27,0005,100
Cash dividends$313,0002,455
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,061,0002,705
2017-03-31 (YTD Data)Rank
Total interest income$2,404,0002,508
Total interest expense$127,0003,626
Net interest income$2,277,0002,387
Provision for loan and lease losses$03,537
Total noninterest income$610,0001,801
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$309,000970
Trading account gains and feesNANA
Additional Noninterest Income$301,0002,095
Total noninterest expense$2,106,0002,217
Salaries and employee benefits$1,214,0002,181
Premises and equipment expense$232,0002,259
Additional noninterest expense$660,0002,139
Pre-tax net operating income$781,0002,336
Securities gains (losses)$01,153
Applicable income taxes$244,0001,679
Income before extraordinary items$537,0002,638
Extraordinary gains, net$08
Net income$537,0002,638
Minority interest net income$055
Net income of bank and minority interests.$537,0002,638
Net charge-offs$16,0002,006
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$537,0002,623
2016-12-31 (YTD Data)Rank
Total interest income$9,171,0002,586
Total interest expense$479,0003,713
Net interest income$8,692,0002,451
Provision for loan and lease losses$885,0001,011
Total noninterest income$2,351,0001,920
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,339,000926
Trading account gains and fees$0170
Additional Noninterest Income$1,012,0002,396
Total noninterest expense$8,117,0002,262
Salaries and employee benefits$4,556,0002,252
Premises and equipment expense$1,090,0002,002
Additional noninterest expense$2,471,0002,332
Pre-tax net operating income$2,041,0003,022
Securities gains (losses)$1,0003,113
Applicable income taxes$715,0001,951
Income before extraordinary items$1,327,0003,469
Extraordinary gains, net$05
Net income$1,327,0003,467
Minority interest net income$082
Net income of bank and minority interests.$1,327,0003,468
Net charge-offs$1,026,000652
Cash dividends$937,0002,301
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,326,3503,419
2016-09-30 (YTD Data)Rank
Total interest income$6,964,0002,570
Total interest expense$356,0003,754
Net interest income$6,608,0002,427
Provision for loan and lease losses$885,000764
Total noninterest income$1,749,0001,931
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,004,000929
Trading account gains and fees$0169
Additional Noninterest Income$745,0002,411
Total noninterest expense$6,088,0002,256
Salaries and employee benefits$3,440,0002,233
Premises and equipment expense$777,0002,099
Additional noninterest expense$1,871,0002,309
Pre-tax net operating income$1,384,0003,235
Securities gains (losses)$1,0003,060
Applicable income taxes$467,0002,111
Income before extraordinary items$918,0003,648
Extraordinary gains, net$05
Net income$918,0003,646
Minority interest net income$071
Net income of bank and minority interests.$918,0003,648
Net charge-offs$776,000583
Cash dividends$313,0002,851
Sale, conversion, retirement of capital stock, net$0719
Net operating income$917,3403,584
2016-06-30 (YTD Data)Rank
Total interest income$4,666,0002,554
Total interest expense$235,0003,787
Net interest income$4,431,0002,414
Provision for loan and lease losses$350,0001,119
Total noninterest income$1,204,0001,887
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$669,000922
Trading account gains and fees$0157
Additional Noninterest Income$535,0002,289
Total noninterest expense$3,963,0002,316
Salaries and employee benefits$2,234,0002,291
Premises and equipment expense$521,0002,086
Additional noninterest expense$1,208,0002,383
Pre-tax net operating income$1,322,0002,601
Securities gains (losses)$1,0002,737
Applicable income taxes$452,0001,766
Income before extraordinary items$871,0003,021
Extraordinary gains, net$016
Net income$871,0003,019
Minority interest net income$071
Net income of bank and minority interests.$871,0003,020
Net charge-offs$94,0001,678
Cash dividends$313,0002,478
Sale, conversion, retirement of capital stock, net$0705
Net operating income$870,3402,966
2016-03-31 (YTD Data)Rank
Total interest income$2,308,0002,574
Total interest expense$115,0003,859
Net interest income$2,193,0002,444
Provision for loan and lease losses$03,656
Total noninterest income$606,0001,838
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$339,000905
Trading account gains and fees$0142
Additional Noninterest Income$267,0002,246
Total noninterest expense$2,004,0002,292
Salaries and employee benefits$1,162,0002,232
Premises and equipment expense$247,0002,174
Additional noninterest expense$595,0002,403
Pre-tax net operating income$795,0002,286
Securities gains (losses)$02,077
Applicable income taxes$267,0001,588
Income before extraordinary items$528,0002,661
Extraordinary gains, net$012
Net income$528,0002,661
Minority interest net income$062
Net income of bank and minority interests.$528,0002,661
Net charge-offs$59,0001,329
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$528,0002,612
2015-12-31 (YTD Data)Rank
Total interest income$9,082,0002,577
Total interest expense$472,0003,836
Net interest income$8,610,0002,428
Provision for loan and lease losses$400,0001,583
Total noninterest income$2,656,0001,749
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,456,000878
Trading account gains and fees$0159
Additional Noninterest Income$1,200,0002,134
Total noninterest expense$8,127,0002,264
Salaries and employee benefits$4,451,0002,271
Premises and equipment expense$1,158,0001,946
Additional noninterest expense$2,518,0002,320
Pre-tax net operating income$2,739,0002,476
Securities gains (losses)$03,216
Applicable income taxes$965,0001,621
Income before extraordinary items$1,774,0002,934
Extraordinary gains, net$023
Net income$1,774,0002,936
Minority interest net income$081
Net income of bank and minority interests.$1,774,0002,936
Net charge-offs$212,0001,933
Cash dividends$937,0002,226
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,774,0002,893
2015-09-30 (YTD Data)Rank
Total interest income$6,791,0002,601
Total interest expense$353,0003,896
Net interest income$6,438,0002,442
Provision for loan and lease losses$150,0002,243
Total noninterest income$2,031,0001,734
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,100,000873
Trading account gains and fees$0153
Additional Noninterest Income$931,0002,120
Total noninterest expense$5,952,0002,310
Salaries and employee benefits$3,363,0002,262
Premises and equipment expense$791,0002,126
Additional noninterest expense$1,798,0002,413
Pre-tax net operating income$2,367,0002,274
Securities gains (losses)$03,031
Applicable income taxes$821,0001,556
Income before extraordinary items$1,546,0002,706
Extraordinary gains, net$021
Net income$1,546,0002,706
Minority interest net income$078
Net income of bank and minority interests.$1,546,0002,707
Net charge-offs$147,0001,818
Cash dividends$312,0002,759
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,546,0002,654
2015-06-30 (YTD Data)Rank
Total interest income$4,537,0002,602
Total interest expense$238,0003,905
Net interest income$4,299,0002,443
Provision for loan and lease losses$100,0002,201
Total noninterest income$1,369,0001,720
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$698,000900
Trading account gains and fees$0157
Additional Noninterest Income$671,0002,022
Total noninterest expense$3,964,0002,317
Salaries and employee benefits$2,209,0002,298
Premises and equipment expense$523,0002,147
Additional noninterest expense$1,232,0002,377
Pre-tax net operating income$1,604,0002,223
Securities gains (losses)$02,636
Applicable income taxes$553,0001,534
Income before extraordinary items$1,051,0002,666
Extraordinary gains, net$022
Net income$1,051,0002,667
Minority interest net income$075
Net income of bank and minority interests.$1,051,0002,668
Net charge-offs$124,0001,532
Cash dividends$312,0002,377
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,051,0002,609
2015-03-31 (YTD Data)Rank
Total interest income$2,264,0002,593
Total interest expense$121,0003,910
Net interest income$2,143,0002,452
Provision for loan and lease losses$50,0002,062
Total noninterest income$674,0001,717
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$335,000924
Trading account gains and fees$0152
Additional Noninterest Income$339,0001,964
Total noninterest expense$1,951,0002,359
Salaries and employee benefits$1,026,0002,471
Premises and equipment expense$267,0002,136
Additional noninterest expense$658,0002,224
Pre-tax net operating income$816,0002,178
Securities gains (losses)$02,027
Applicable income taxes$278,0001,522
Income before extraordinary items$538,0002,587
Extraordinary gains, net$013
Net income$538,0002,589
Minority interest net income$064
Net income of bank and minority interests.$538,0002,589
Net charge-offs$112,0001,037
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$538,0002,508
2014-12-31 (YTD Data)Rank
Total interest income$9,290,0002,568
Total interest expense$492,0004,043
Net interest income$8,798,0002,406
Provision for loan and lease losses$700,0001,131
Total noninterest income$2,635,0001,726
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,529,000873
Trading account gains and fees$0180
Additional Noninterest Income$1,106,0002,185
Total noninterest expense$8,170,0002,286
Salaries and employee benefits$4,485,0002,258
Premises and equipment expense$1,211,0001,905
Additional noninterest expense$2,474,0002,437
Pre-tax net operating income$2,563,0002,538
Securities gains (losses)$03,259
Applicable income taxes$900,0001,654
Income before extraordinary items$1,663,0003,051
Extraordinary gains, net$017
Net income$1,663,0003,051
Minority interest net income$084
Net income of bank and minority interests.$1,663,0003,052
Net charge-offs$973,000919
Cash dividends$938,0002,118
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,663,0003,003
2014-09-30 (YTD Data)Rank
Total interest income$6,991,0002,576
Total interest expense$372,0004,086
Net interest income$6,619,0002,416
Provision for loan and lease losses$275,0001,722
Total noninterest income$1,993,0001,712
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,154,000876
Trading account gains and fees$0174
Additional Noninterest Income$839,0002,187
Total noninterest expense$5,842,0002,377
Salaries and employee benefits$3,271,0002,318
Premises and equipment expense$850,0002,035
Additional noninterest expense$1,721,0002,587
Pre-tax net operating income$2,495,0002,147
Securities gains (losses)$02,980
Applicable income taxes$865,0001,441
Income before extraordinary items$1,630,0002,575
Extraordinary gains, net$015
Net income$1,630,0002,576
Minority interest net income$081
Net income of bank and minority interests.$1,630,0002,575
Net charge-offs$382,0001,384
Cash dividends$313,0002,694
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,630,0002,533
2014-06-30 (YTD Data)Rank
Total interest income$4,675,0002,573
Total interest expense$249,0004,122
Net interest income$4,426,0002,394
Provision for loan and lease losses$175,0001,769
Total noninterest income$1,293,0001,729
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$747,000887
Trading account gains and fees$0172
Additional Noninterest Income$546,0002,196
Total noninterest expense$3,949,0002,354
Salaries and employee benefits$2,237,0002,274
Premises and equipment expense$579,0002,018
Additional noninterest expense$1,133,0002,610
Pre-tax net operating income$1,595,0002,175
Securities gains (losses)$02,580
Applicable income taxes$548,0001,456
Income before extraordinary items$1,047,0002,563
Extraordinary gains, net$020
Net income$1,047,0002,566
Minority interest net income$080
Net income of bank and minority interests.$1,047,0002,567
Net charge-offs$331,0001,185
Cash dividends$313,0002,285
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,047,0002,518
2014-03-31 (YTD Data)Rank
Total interest income$2,349,0002,554
Total interest expense$127,0004,134
Net interest income$2,222,0002,369
Provision for loan and lease losses$50,0002,211
Total noninterest income$627,0001,739
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$366,000893
Trading account gains and fees$0147
Additional Noninterest Income$261,0002,201
Total noninterest expense$1,893,0002,459
Salaries and employee benefits$1,036,0002,428
Premises and equipment expense$288,0002,058
Additional noninterest expense$569,0002,610
Pre-tax net operating income$906,0001,909
Securities gains (losses)$01,715
Applicable income taxes$307,0001,328
Income before extraordinary items$599,0002,271
Extraordinary gains, net$016
Net income$599,0002,272
Minority interest net income$066
Net income of bank and minority interests.$599,0002,273
Net charge-offs$90,0001,442
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$599,0002,234
2013-12-31 (YTD Data)Rank
Total interest income$9,646,0002,504
Total interest expense$519,0004,379
Net interest income$9,127,0002,303
Provision for loan and lease losses$900,0001,197
Total noninterest income$2,802,0001,688
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,672,000825
Trading account gains and fees$0184
Additional Noninterest Income$1,130,0002,206
Total noninterest expense$8,026,0002,330
Salaries and employee benefits$4,429,0002,281
Premises and equipment expense$1,206,0001,901
Additional noninterest expense$2,391,0002,562
Pre-tax net operating income$3,003,0002,161
Securities gains (losses)$03,182
Applicable income taxes$1,053,0001,422
Income before extraordinary items$1,950,0002,659
Extraordinary gains, net$029
Net income$1,950,0002,662
Minority interest net income$090
Net income of bank and minority interests.$1,950,0002,662
Net charge-offs$924,0001,354
Cash dividends$937,0002,021
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,950,0002,596
2013-09-30 (YTD Data)Rank
Total interest income$7,226,0002,528
Total interest expense$391,0004,461
Net interest income$6,835,0002,305
Provision for loan and lease losses$150,0002,922
Total noninterest income$2,100,0001,724
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,247,000837
Trading account gains and fees$0180
Additional Noninterest Income$853,0002,267
Total noninterest expense$5,693,0002,454
Salaries and employee benefits$3,225,0002,335
Premises and equipment expense$859,0002,013
Additional noninterest expense$1,609,0002,819
Pre-tax net operating income$3,092,0001,694
Securities gains (losses)$03,040
Applicable income taxes$1,071,0001,186
Income before extraordinary items$2,021,0002,119
Extraordinary gains, net$025
Net income$2,021,0002,127
Minority interest net income$084
Net income of bank and minority interests.$2,021,0002,126
Net charge-offs$433,0001,748
Cash dividends$313,0002,569
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,021,0002,052
2013-06-30 (YTD Data)Rank
Total interest income$4,802,0002,528
Total interest expense$263,0004,507
Net interest income$4,539,0002,296
Provision for loan and lease losses$100,0002,924
Total noninterest income$1,394,0001,740
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$822,000832
Trading account gains and fees$0157
Additional Noninterest Income$572,0002,293
Total noninterest expense$3,851,0002,423
Salaries and employee benefits$2,192,0002,313
Premises and equipment expense$569,0002,028
Additional noninterest expense$1,090,0002,763
Pre-tax net operating income$1,982,0001,730
Securities gains (losses)$02,791
Applicable income taxes$661,0001,247
Income before extraordinary items$1,321,0002,133
Extraordinary gains, net$022
Net income$1,321,0002,141
Minority interest net income$082
Net income of bank and minority interests.$1,321,0002,139
Net charge-offs$213,0002,035
Cash dividends$313,0002,140
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,321,0002,054
2013-03-31 (YTD Data)Rank
Total interest income$2,368,0002,582
Total interest expense$134,0004,553
Net interest income$2,234,0002,347
Provision for loan and lease losses$50,0002,783
Total noninterest income$700,0001,728
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$412,000823
Trading account gains and fees$0148
Additional Noninterest Income$288,0002,281
Total noninterest expense$1,879,0002,500
Salaries and employee benefits$1,019,0002,477
Premises and equipment expense$276,0002,115
Additional noninterest expense$584,0002,610
Pre-tax net operating income$1,005,0001,696
Securities gains (losses)$01,966
Applicable income taxes$325,0001,259
Income before extraordinary items$680,0002,041
Extraordinary gains, net$010
Net income$680,0002,042
Minority interest net income$076
Net income of bank and minority interests.$680,0002,043
Net charge-offs$189,0001,406
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$680,0001,961
2012-12-31 (YTD Data)Rank
Total interest income$9,682,0002,644
Total interest expense$612,0004,715
Net interest income$9,070,0002,369
Provision for loan and lease losses$850,0001,977
Total noninterest income$2,745,0001,754
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,722,000820
Trading account gains and fees$0166
Additional Noninterest Income$1,023,0002,339
Total noninterest expense$8,064,0002,335
Salaries and employee benefits$4,400,0002,251
Premises and equipment expense$1,208,0001,930
Additional noninterest expense$2,456,0002,613
Pre-tax net operating income$2,901,0002,151
Securities gains (losses)$03,810
Applicable income taxes$1,020,0001,453
Income before extraordinary items$1,881,0002,692
Extraordinary gains, net$029
Net income$1,881,0002,696
Minority interest net income$093
Net income of bank and minority interests.$1,881,0002,694
Net charge-offs$1,201,0001,628
Cash dividends$1,137,0001,799
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,881,0002,573
2012-09-30 (YTD Data)Rank
Total interest income$7,316,0002,673
Total interest expense$478,0004,749
Net interest income$6,838,0002,398
Provision for loan and lease losses$150,0003,869
Total noninterest income$1,984,0001,798
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,281,000823
Trading account gains and fees$0157
Additional Noninterest Income$703,0002,459
Total noninterest expense$5,687,0002,488
Salaries and employee benefits$3,209,0002,310
Premises and equipment expense$881,0002,008
Additional noninterest expense$1,597,0002,948
Pre-tax net operating income$2,985,0001,707
Securities gains (losses)$03,575
Applicable income taxes$1,026,0001,204
Income before extraordinary items$1,959,0002,146
Extraordinary gains, net$020
Net income$1,959,0002,147
Minority interest net income$086
Net income of bank and minority interests.$1,959,0002,148
Net charge-offs$605,0001,971
Cash dividends$313,0002,518
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,959,0002,023
2012-06-30 (YTD Data)Rank
Total interest income$4,882,0002,685
Total interest expense$335,0004,741
Net interest income$4,547,0002,402
Provision for loan and lease losses$100,0003,821
Total noninterest income$1,342,0001,764
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$832,000837
Trading account gains and fees$0153
Additional Noninterest Income$510,0002,302
Total noninterest expense$3,747,0002,522
Salaries and employee benefits$2,169,0002,286
Premises and equipment expense$565,0002,064
Additional noninterest expense$1,013,0003,092
Pre-tax net operating income$2,042,0001,661
Securities gains (losses)$03,178
Applicable income taxes$698,0001,176
Income before extraordinary items$1,344,0002,073
Extraordinary gains, net$019
Net income$1,344,0002,072
Minority interest net income$084
Net income of bank and minority interests.$1,344,0002,073
Net charge-offs$382,0002,047
Cash dividends$313,0002,092
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,344,0001,960
2012-03-31 (YTD Data)Rank
Total interest income$2,475,0002,682
Total interest expense$181,0004,675
Net interest income$2,294,0002,390
Provision for loan and lease losses$50,0003,648
Total noninterest income$667,0001,772
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$412,000841
Trading account gains and fees$0148
Additional Noninterest Income$255,0002,321
Total noninterest expense$1,791,0002,613
Salaries and employee benefits$1,001,0002,465
Premises and equipment expense$285,0002,066
Additional noninterest expense$505,0003,070
Pre-tax net operating income$1,120,0001,527
Securities gains (losses)$02,210
Applicable income taxes$367,0001,141
Income before extraordinary items$753,0001,888
Extraordinary gains, net$019
Net income$753,0001,890
Minority interest net income$078
Net income of bank and minority interests.$753,0001,891
Net charge-offs$74,0002,709
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$753,0001,784
2011-12-31 (YTD Data)Rank
Total interest income$9,961,0002,765
Total interest expense$946,0004,534
Net interest income$9,015,0002,435
Provision for loan and lease losses$650,0003,053
Total noninterest income$2,646,0001,655
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,742,000847
Trading account gains and fees$0146
Additional Noninterest Income$904,0002,282
Total noninterest expense$7,974,0002,380
Salaries and employee benefits$4,383,0002,205
Premises and equipment expense$1,185,0002,089
Additional noninterest expense$2,406,0002,665
Pre-tax net operating income$3,037,0001,819
Securities gains (losses)$03,838
Applicable income taxes$1,075,0001,278
Income before extraordinary items$1,962,0002,293
Extraordinary gains, net$029
Net income$1,962,0002,294
Minority interest net income$096
Net income of bank and minority interests.$1,962,0002,294
Net charge-offs$655,0002,857
Cash dividends$938,0001,707
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,962,0002,217
2011-09-30 (YTD Data)Rank
Total interest income$7,487,0002,789
Total interest expense$749,0004,516
Net interest income$6,738,0002,452
Provision for loan and lease losses$150,0004,478
Total noninterest income$2,025,0001,599
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,286,000859
Trading account gains and fees$0145
Additional Noninterest Income$739,0002,154
Total noninterest expense$5,673,0002,494
Salaries and employee benefits$3,193,0002,265
Premises and equipment expense$845,0002,187
Additional noninterest expense$1,635,0002,914
Pre-tax net operating income$2,940,0001,516
Securities gains (losses)$03,555
Applicable income taxes$1,028,0001,064
Income before extraordinary items$1,912,0001,907
Extraordinary gains, net$021
Net income$1,912,0001,907
Minority interest net income$087
Net income of bank and minority interests.$1,912,0001,907
Net charge-offs$423,0002,849
Cash dividends$313,0002,287
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,912,0001,814
2011-06-30 (YTD Data)Rank
Total interest income$5,026,0002,789
Total interest expense$531,0004,486
Net interest income$4,495,0002,450
Provision for loan and lease losses$100,0004,367
Total noninterest income$1,348,0001,598
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$840,000869
Trading account gains and fees$0153
Additional Noninterest Income$508,0002,070
Total noninterest expense$3,857,0002,469
Salaries and employee benefits$2,173,0002,241
Premises and equipment expense$538,0002,296
Additional noninterest expense$1,146,0002,839
Pre-tax net operating income$1,886,0001,530
Securities gains (losses)$02,914
Applicable income taxes$653,0001,076
Income before extraordinary items$1,233,0001,909
Extraordinary gains, net$015
Net income$1,233,0001,909
Minority interest net income$089
Net income of bank and minority interests.$1,233,0001,909
Net charge-offs$298,0002,688
Cash dividends$313,0001,874
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,233,0001,842
2011-03-31 (YTD Data)Rank
Total interest income$2,458,0002,865
Total interest expense$279,0004,488
Net interest income$2,179,0002,527
Provision for loan and lease losses$50,0004,153
Total noninterest income$681,0001,604
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$410,000869
Trading account gains and fees$0158
Additional Noninterest Income$271,0002,041
Total noninterest expense$1,863,0002,559
Salaries and employee benefits$1,014,0002,404
Premises and equipment expense$270,0002,320
Additional noninterest expense$579,0002,794
Pre-tax net operating income$947,0001,526
Securities gains (losses)$01,772
Applicable income taxes$325,0001,046
Income before extraordinary items$622,0001,861
Extraordinary gains, net$09
Net income$622,0001,860
Minority interest net income$086
Net income of bank and minority interests.$622,0001,861
Net charge-offs$116,0002,586
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$622,0001,805
2010-12-31 (YTD Data)Rank
Total interest income$10,022,0002,957
Total interest expense$1,542,0004,203
Net interest income$8,480,0002,586
Provision for loan and lease losses$650,0003,712
Total noninterest income$2,715,0001,662
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,831,000827
Trading account gains and fees$0175
Additional Noninterest Income$884,0002,359
Total noninterest expense$7,708,0002,512
Salaries and employee benefits$4,345,0002,221
Premises and equipment expense$1,199,0002,108
Additional noninterest expense$2,164,0003,035
Pre-tax net operating income$2,837,0001,698
Securities gains (losses)$03,793
Applicable income taxes$1,004,0001,212
Income before extraordinary items$1,833,0002,171
Extraordinary gains, net$029
Net income$1,833,0002,173
Minority interest net income$0111
Net income of bank and minority interests.$1,833,0002,174
Net charge-offs$1,021,0002,653
Cash dividends$938,0001,567
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,833,0002,092
2010-09-30 (YTD Data)Rank
Total interest income$7,575,0002,995
Total interest expense$1,203,0004,243
Net interest income$6,372,0002,607
Provision for loan and lease losses$150,0005,242
Total noninterest income$2,025,0001,672
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,394,000834
Trading account gains and fees$0165
Additional Noninterest Income$631,0002,413
Total noninterest expense$5,670,0002,557
Salaries and employee benefits$3,200,0002,264
Premises and equipment expense$891,0002,149
Additional noninterest expense$1,579,0003,069
Pre-tax net operating income$2,577,0001,533
Securities gains (losses)$03,651
Applicable income taxes$899,0001,086
Income before extraordinary items$1,678,0001,964
Extraordinary gains, net$023
Net income$1,678,0001,965
Minority interest net income$0110
Net income of bank and minority interests.$1,678,0001,966
Net charge-offs$923,0002,289
Cash dividends$313,0002,279
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,678,0001,864
2010-06-30 (YTD Data)Rank
Total interest income$5,077,0003,008
Total interest expense$812,0004,305
Net interest income$4,265,0002,598
Provision for loan and lease losses$100,0005,137
Total noninterest income$1,302,0001,669
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$927,000844
Trading account gains and fees$0152
Additional Noninterest Income$375,0002,505
Total noninterest expense$3,845,0002,515
Salaries and employee benefits$2,183,0002,234
Premises and equipment expense$560,0002,301
Additional noninterest expense$1,102,0002,939
Pre-tax net operating income$1,622,0001,598
Securities gains (losses)$03,184
Applicable income taxes$557,0001,114
Income before extraordinary items$1,065,0001,996
Extraordinary gains, net$019
Net income$1,065,0001,996
Minority interest net income$0105
Net income of bank and minority interests.$1,065,0001,996
Net charge-offs$774,0001,971
Cash dividends$313,0001,832
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,065,0001,911
2010-03-31 (YTD Data)Rank
Total interest income$2,573,0003,029
Total interest expense$409,0004,420
Net interest income$2,164,0002,595
Provision for loan and lease losses$50,0004,831
Total noninterest income$733,0001,535
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$477,000821
Trading account gains and fees$0175
Additional Noninterest Income$256,0002,036
Total noninterest expense$1,867,0002,617
Salaries and employee benefits$1,023,0002,418
Premises and equipment expense$279,0002,362
Additional noninterest expense$565,0002,857
Pre-tax net operating income$980,0001,328
Securities gains (losses)$02,284
Applicable income taxes$330,000969
Income before extraordinary items$650,0001,687
Extraordinary gains, net$016
Net income$650,0001,688
Minority interest net income$091
Net income of bank and minority interests.$650,0001,689
Net charge-offs$603,0001,451
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$650,0001,616
2009-12-31 (YTD Data)Rank
Total interest income$10,764,0003,039
Total interest expense$1,865,0004,657
Net interest income$8,899,0002,434
Provision for loan and lease losses$650,0004,141
Total noninterest income$3,176,0001,548
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,257,000746
Trading account gains and fees$0211
Additional Noninterest Income$919,0002,252
Total noninterest expense$7,906,0002,491
Salaries and employee benefits$4,454,0002,207
Premises and equipment expense$1,143,0002,315
Additional noninterest expense$2,309,0002,938
Pre-tax net operating income$3,519,0001,155
Securities gains (losses)$1,0003,653
Applicable income taxes$1,266,000814
Income before extraordinary items$2,254,0001,485
Extraordinary gains, net$034
Net income$2,254,0001,483
Minority interest net income$0115
Net income of bank and minority interests.$2,254,0001,484
Net charge-offs$484,0003,839
Cash dividends$1,125,0001,502
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,253,3601,448
2009-09-30 (YTD Data)Rank
Total interest income$8,152,0003,060
Total interest expense$1,462,0004,675
Net interest income$6,690,0002,432
Provision for loan and lease losses$150,0005,500
Total noninterest income$2,420,0001,553
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,676,000750
Trading account gains and fees$0212
Additional Noninterest Income$744,0002,217
Total noninterest expense$5,782,0002,564
Salaries and employee benefits$3,281,0002,271
Premises and equipment expense$827,0002,405
Additional noninterest expense$1,674,0003,008
Pre-tax net operating income$3,178,0001,032
Securities gains (losses)$1,0003,393
Applicable income taxes$1,100,000784
Income before extraordinary items$2,079,0001,286
Extraordinary gains, net$027
Net income$2,079,0001,284
Minority interest net income$0118
Net income of bank and minority interests.$2,079,0001,286
Net charge-offs$369,0003,441
Cash dividends$375,0002,356
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,078,3501,257
2009-06-30 (YTD Data)Rank
Total interest income$5,462,0003,072
Total interest expense$1,029,0004,654
Net interest income$4,433,0002,434
Provision for loan and lease losses$100,0005,300
Total noninterest income$1,614,0001,560
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,071,000778
Trading account gains and fees$0193
Additional Noninterest Income$543,0002,110
Total noninterest expense$3,831,0002,608
Salaries and employee benefits$2,239,0002,251
Premises and equipment expense$521,0002,552
Additional noninterest expense$1,071,0003,121
Pre-tax net operating income$2,116,0001,063
Securities gains (losses)$03,136
Applicable income taxes$732,000809
Income before extraordinary items$1,384,0001,369
Extraordinary gains, net$021
Net income$1,384,0001,366
Minority interest net income$0112
Net income of bank and minority interests.$1,384,0001,368
Net charge-offs$261,0003,109
Cash dividends$375,0001,962
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,384,0001,325
2009-03-31 (YTD Data)Rank
Total interest income$2,699,0003,130
Total interest expense$545,0004,602
Net interest income$2,154,0002,510
Provision for loan and lease losses$50,0004,881
Total noninterest income$785,0001,568
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$512,000790
Trading account gains and fees$0171
Additional Noninterest Income$273,0002,088
Total noninterest expense$1,816,0002,648
Salaries and employee benefits$1,042,0002,457
Premises and equipment expense$253,0002,652
Additional noninterest expense$521,0002,896
Pre-tax net operating income$1,073,0001,198
Securities gains (losses)$02,434
Applicable income taxes$357,000906
Income before extraordinary items$716,0001,520
Extraordinary gains, net$015
Net income$716,0001,522
Minority interest net income$0102
Net income of bank and minority interests.$716,0001,522
Net charge-offs$43,0003,708
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$716,0001,439
2008-12-31 (YTD Data)Rank
Total interest income$12,975,0002,833
Total interest expense$2,978,0004,269
Net interest income$9,997,0002,230
Provision for loan and lease losses$550,0003,663
Total noninterest income$3,670,0001,356
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,486,000696
Trading account gains and fees$0154
Additional Noninterest Income$1,184,0001,893
Total noninterest expense$7,880,0002,406
Salaries and employee benefits$4,569,0002,220
Premises and equipment expense$1,213,0002,219
Additional noninterest expense$2,098,0002,740
Pre-tax net operating income$5,237,0001,060
Securities gains (losses)$8,0002,595
Applicable income taxes$1,831,000731
Income before extraordinary items$3,414,0001,221
Extraordinary gains, net$039
Net income$3,414,0001,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0003,507
Cash dividends$1,187,0002,076
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,408,8001,302
2008-09-30 (YTD Data)Rank
Total interest income$10,015,0002,810
Total interest expense$2,311,0004,301
Net interest income$7,704,0002,178
Provision for loan and lease losses$150,0004,617
Total noninterest income$2,742,0001,406
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,876,000703
Trading account gains and fees$0148
Additional Noninterest Income$866,0002,014
Total noninterest expense$5,805,0002,435
Salaries and employee benefits$3,310,0002,325
Premises and equipment expense$963,0002,117
Additional noninterest expense$1,532,0002,732
Pre-tax net operating income$4,491,0001,128
Securities gains (losses)$7,0002,502
Applicable income taxes$1,555,000810
Income before extraordinary items$2,943,0001,259
Extraordinary gains, net$031
Net income$2,943,0001,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,713
Cash dividends$375,0003,119
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,938,4501,333
2008-06-30 (YTD Data)Rank
Total interest income$6,894,0002,768
Total interest expense$1,653,0004,239
Net interest income$5,241,0002,116
Provision for loan and lease losses$100,0004,246
Total noninterest income$1,830,0001,420
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,210,000715
Trading account gains and fees$0149
Additional Noninterest Income$620,0001,965
Total noninterest expense$3,822,0002,482
Salaries and employee benefits$2,166,0002,383
Premises and equipment expense$611,0002,217
Additional noninterest expense$1,045,0002,645
Pre-tax net operating income$3,149,0001,120
Securities gains (losses)$1,0003,084
Applicable income taxes$1,087,000881
Income before extraordinary items$2,063,0001,332
Extraordinary gains, net$021
Net income$2,063,0001,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,549
Cash dividends$375,0002,666
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,062,3501,304
2008-03-31 (YTD Data)Rank
Total interest income$3,713,0002,647
Total interest expense$946,0004,042
Net interest income$2,767,0002,010
Provision for loan and lease losses$50,0003,776
Total noninterest income$902,0001,442
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$582,000743
Trading account gains and fees$0158
Additional Noninterest Income$320,0001,892
Total noninterest expense$1,978,0002,391
Salaries and employee benefits$1,145,0002,299
Premises and equipment expense$281,0002,399
Additional noninterest expense$552,0002,487
Pre-tax net operating income$1,641,0001,155
Securities gains (losses)$1,0002,556
Applicable income taxes$565,000908
Income before extraordinary items$1,077,0001,394
Extraordinary gains, net$015
Net income$1,077,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,138
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,076,3401,358
2007-12-31 (YTD Data)Rank
Total interest income$14,754,0002,723
Total interest expense$3,824,0004,123
Net interest income$10,930,0002,066
Provision for loan and lease losses$450,0002,497
Total noninterest income$3,305,0001,529
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,368,000751
Trading account gains and fees$0178
Additional Noninterest Income$937,0002,307
Total noninterest expense$7,791,0002,342
Salaries and employee benefits$4,614,0002,181
Premises and equipment expense$1,153,0002,254
Additional noninterest expense$2,024,0002,649
Pre-tax net operating income$5,994,0001,394
Securities gains (losses)$2,0001,832
Applicable income taxes$2,079,0001,104
Income before extraordinary items$3,917,0001,633
Extraordinary gains, net$039
Net income$3,917,0001,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0001,857
Cash dividends$1,125,0002,448
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,915,7001,617
2007-09-30 (YTD Data)Rank
Total interest income$11,129,0002,703
Total interest expense$2,826,0004,165
Net interest income$8,303,0002,066
Provision for loan and lease losses$150,0003,464
Total noninterest income$2,423,0001,561
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,726,000759
Trading account gains and fees$0184
Additional Noninterest Income$697,0002,326
Total noninterest expense$5,435,0002,497
Salaries and employee benefits$3,183,0002,366
Premises and equipment expense$767,0002,509
Additional noninterest expense$1,485,0002,641
Pre-tax net operating income$5,141,0001,327
Securities gains (losses)$1,0001,492
Applicable income taxes$1,761,0001,066
Income before extraordinary items$3,381,0001,501
Extraordinary gains, net$033
Net income$3,381,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,180
Cash dividends$363,0003,374
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,380,3401,496
2007-06-30 (YTD Data)Rank
Total interest income$7,505,0002,696
Total interest expense$1,847,0004,226
Net interest income$5,658,0002,046
Provision for loan and lease losses$100,0003,268
Total noninterest income$1,554,0001,633
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,117,000794
Trading account gains and fees$0168
Additional Noninterest Income$437,0002,450
Total noninterest expense$3,559,0002,567
Salaries and employee benefits$2,067,0002,463
Premises and equipment expense$478,0002,682
Additional noninterest expense$1,014,0002,596
Pre-tax net operating income$3,553,0001,329
Securities gains (losses)$01,444
Applicable income taxes$1,214,0001,093
Income before extraordinary items$2,339,0001,496
Extraordinary gains, net$029
Net income$2,339,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,332
Cash dividends$363,0002,887
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,339,0001,478
2007-03-31 (YTD Data)Rank
Total interest income$3,897,0002,612
Total interest expense$920,0004,206
Net interest income$2,977,0001,938
Provision for loan and lease losses$50,0003,068
Total noninterest income$773,0001,615
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$547,000779
Trading account gains and fees$0195
Additional Noninterest Income$226,0002,368
Total noninterest expense$1,881,0002,429
Salaries and employee benefits$1,097,0002,339
Premises and equipment expense$231,0002,775
Additional noninterest expense$553,0002,383
Pre-tax net operating income$1,819,0001,283
Securities gains (losses)$01,187
Applicable income taxes$610,0001,103
Income before extraordinary items$1,209,0001,439
Extraordinary gains, net$022
Net income$1,209,0001,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,538
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,209,0001,428
2006-12-31 (YTD Data)Rank
Total interest income$12,485,0002,981
Total interest expense$2,680,0004,616
Net interest income$9,805,0002,326
Provision for loan and lease losses$350,0002,520
Total noninterest income$3,108,0001,571
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,492,000711
Trading account gains and fees$0130
Additional Noninterest Income$616,0002,964
Total noninterest expense$7,299,0002,423
Salaries and employee benefits$4,137,0002,374
Premises and equipment expense$1,163,0002,124
Additional noninterest expense$1,999,0002,567
Pre-tax net operating income$5,264,0001,801
Securities gains (losses)$1,0001,542
Applicable income taxes$1,829,0001,423
Income before extraordinary items$3,436,0002,051
Extraordinary gains, net$051
Net income$3,436,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,730
Cash dividends$1,063,0002,467
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,435,3502,035
2006-09-30 (YTD Data)Rank
Total interest income$9,192,0003,012
Total interest expense$1,818,0004,828
Net interest income$7,374,0002,343
Provision for loan and lease losses$150,0003,386
Total noninterest income$2,266,0001,621
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,872,000715
Trading account gains and fees$0126
Additional Noninterest Income$394,0003,245
Total noninterest expense$5,051,0002,602
Salaries and employee benefits$2,876,0002,532
Premises and equipment expense$755,0002,459
Additional noninterest expense$1,420,0002,690
Pre-tax net operating income$4,439,0001,674
Securities gains (losses)$01,388
Applicable income taxes$1,524,0001,381
Income before extraordinary items$2,915,0001,882
Extraordinary gains, net$045
Net income$2,915,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,0008,455
Cash dividends$338,0003,481
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,915,0001,865
2006-06-30 (YTD Data)Rank
Total interest income$6,017,0003,020
Total interest expense$1,111,0004,946
Net interest income$4,906,0002,361
Provision for loan and lease losses$100,0003,294
Total noninterest income$1,481,0001,664
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,215,000726
Trading account gains and fees$0126
Additional Noninterest Income$266,0003,222
Total noninterest expense$3,281,0002,681
Salaries and employee benefits$1,871,0002,590
Premises and equipment expense$493,0002,500
Additional noninterest expense$917,0002,775
Pre-tax net operating income$3,006,0001,643
Securities gains (losses)$01,185
Applicable income taxes$1,034,0001,370
Income before extraordinary items$1,972,0001,857
Extraordinary gains, net$039
Net income$1,972,0001,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-94,0008,563
Cash dividends$338,0002,945
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,972,0001,840
2006-03-31 (YTD Data)Rank
Total interest income$3,063,0002,917
Total interest expense$529,0004,957
Net interest income$2,534,0002,299
Provision for loan and lease losses$50,0003,099
Total noninterest income$738,0001,631
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$598,000701
Trading account gains and fees$0115
Additional Noninterest Income$140,0003,094
Total noninterest expense$1,682,0002,615
Salaries and employee benefits$970,0002,513
Premises and equipment expense$243,0002,522
Additional noninterest expense$469,0002,693
Pre-tax net operating income$1,540,0001,592
Securities gains (losses)$0955
Applicable income taxes$525,0001,340
Income before extraordinary items$1,015,0001,764
Extraordinary gains, net$021
Net income$1,015,0001,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0008,547
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,015,0001,747
2005-12-31 (YTD Data)Rank
Total interest income$9,671,0003,234
Total interest expense$1,759,0004,808
Net interest income$7,912,0002,727
Provision for loan and lease losses$350,0002,522
Total noninterest income$3,086,0001,572
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,509,000698
Trading account gains and fees$0138
Additional Noninterest Income$577,0003,130
Total noninterest expense$6,439,0002,578
Salaries and employee benefits$3,718,0002,456
Premises and equipment expense$910,0002,570
Additional noninterest expense$1,811,0002,741
Pre-tax net operating income$4,209,0002,142
Securities gains (losses)$-63,0008,275
Applicable income taxes$1,407,0001,787
Income before extraordinary items$2,739,0002,422
Extraordinary gains, net$046
Net income$2,739,0002,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,800
Cash dividends$1,050,0002,345
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,780,5802,359
2005-09-30 (YTD Data)Rank
Total interest income$7,129,0003,227
Total interest expense$1,250,0004,828
Net interest income$5,879,0002,737
Provision for loan and lease losses$120,0003,874
Total noninterest income$2,277,0001,590
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,819,000711
Trading account gains and fees$0126
Additional Noninterest Income$458,0003,037
Total noninterest expense$4,653,0002,638
Salaries and employee benefits$2,701,0002,497
Premises and equipment expense$676,0002,576
Additional noninterest expense$1,276,0002,875
Pre-tax net operating income$3,383,0002,041
Securities gains (losses)$02,317
Applicable income taxes$1,155,0001,699
Income before extraordinary items$2,228,0002,288
Extraordinary gains, net$035
Net income$2,228,0002,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,516
Cash dividends$338,0003,360
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,228,0002,246
2005-06-30 (YTD Data)Rank
Total interest income$4,712,0003,192
Total interest expense$762,0004,913
Net interest income$3,950,0002,689
Provision for loan and lease losses$80,0003,732
Total noninterest income$1,522,0001,575
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,191,000705
Trading account gains and fees$0116
Additional Noninterest Income$331,0002,888
Total noninterest expense$3,046,0002,660
Salaries and employee benefits$1,770,0002,523
Premises and equipment expense$432,0002,650
Additional noninterest expense$844,0002,872
Pre-tax net operating income$2,346,0001,936
Securities gains (losses)$02,146
Applicable income taxes$788,0001,636
Income before extraordinary items$1,558,0002,160
Extraordinary gains, net$030
Net income$1,558,0002,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,971
Cash dividends$338,0002,766
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,558,0002,126
2005-03-31 (YTD Data)Rank
Total interest income$2,304,0003,219
Total interest expense$354,0005,027
Net interest income$1,950,0002,710
Provision for loan and lease losses$40,0003,596
Total noninterest income$804,0001,488
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$594,000688
Trading account gains and fees$0115
Additional Noninterest Income$210,0002,407
Total noninterest expense$1,590,0002,571
Salaries and employee benefits$942,0002,405
Premises and equipment expense$215,0002,693
Additional noninterest expense$433,0002,804
Pre-tax net operating income$1,124,0001,968
Securities gains (losses)$01,685
Applicable income taxes$366,0001,713
Income before extraordinary items$758,0002,186
Extraordinary gains, net$024
Net income$758,0002,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$758,0002,145
2004-12-31 (YTD Data)Rank
Total interest income$8,301,0003,315
Total interest expense$1,325,0004,836
Net interest income$6,976,0002,893
Provision for loan and lease losses$250,0003,237
Total noninterest income$2,911,0001,641
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,506,000700
Trading account gains and fees$0138
Additional Noninterest Income$405,0003,692
Total noninterest expense$5,966,0002,665
Salaries and employee benefits$3,442,0002,534
Premises and equipment expense$889,0002,554
Additional noninterest expense$1,635,0002,919
Pre-tax net operating income$3,671,0002,195
Securities gains (losses)$14,0002,631
Applicable income taxes$1,233,0001,867
Income before extraordinary items$2,452,0002,465
Extraordinary gains, net$034
Net income$2,452,0002,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,147
Cash dividends$1,012,0002,292
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,442,6202,423
2004-09-30 (YTD Data)Rank
Total interest income$6,123,0003,333
Total interest expense$970,0004,864
Net interest income$5,153,0002,921
Provision for loan and lease losses$120,0003,974
Total noninterest income$2,227,0001,632
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,909,000695
Trading account gains and fees$0134
Additional Noninterest Income$318,0003,628
Total noninterest expense$4,448,0002,640
Salaries and employee benefits$2,573,0002,506
Premises and equipment expense$660,0002,566
Additional noninterest expense$1,215,0002,898
Pre-tax net operating income$2,812,0002,178
Securities gains (losses)$11,0002,659
Applicable income taxes$942,0001,874
Income before extraordinary items$1,881,0002,451
Extraordinary gains, net$026
Net income$1,881,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,770
Cash dividends$338,0003,289
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,873,6302,397
2004-06-30 (YTD Data)Rank
Total interest income$4,046,0003,355
Total interest expense$643,0004,897
Net interest income$3,403,0002,937
Provision for loan and lease losses$80,0003,908
Total noninterest income$1,467,0001,634
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,254,000694
Trading account gains and fees$0130
Additional Noninterest Income$213,0003,623
Total noninterest expense$2,922,0002,687
Salaries and employee benefits$1,680,0002,560
Premises and equipment expense$441,0002,553
Additional noninterest expense$801,0002,935
Pre-tax net operating income$1,868,0002,170
Securities gains (losses)$11,0002,367
Applicable income taxes$622,0001,880
Income before extraordinary items$1,257,0002,425
Extraordinary gains, net$021
Net income$1,257,0002,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-89,0008,866
Cash dividends$338,0002,712
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,249,6302,369
2004-03-31 (YTD Data)Rank
Total interest income$2,028,0003,362
Total interest expense$326,0004,921
Net interest income$1,702,0002,916
Provision for loan and lease losses$40,0003,725
Total noninterest income$731,0001,609
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$612,000696
Trading account gains and fees$0121
Additional Noninterest Income$119,0003,364
Total noninterest expense$1,493,0002,634
Salaries and employee benefits$873,0002,478
Premises and equipment expense$231,0002,467
Additional noninterest expense$389,0002,999
Pre-tax net operating income$900,0002,195
Securities gains (losses)$8,0002,145
Applicable income taxes$294,0001,964
Income before extraordinary items$614,0002,444
Extraordinary gains, net$016
Net income$614,0002,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,675
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$608,5602,384
2003-12-31 (YTD Data)Rank
Total interest income$8,112,0003,401
Total interest expense$1,530,0004,815
Net interest income$6,582,0002,919
Provision for loan and lease losses$250,0003,535
Total noninterest income$2,990,0001,690
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,488,000694
Trading account gains and fees$0160
Additional Noninterest Income$502,0003,580
Total noninterest expense$5,996,0002,604
Salaries and employee benefits$3,583,0002,365
Premises and equipment expense$933,0002,408
Additional noninterest expense$1,480,0003,124
Pre-tax net operating income$3,326,0002,304
Securities gains (losses)$2,0004,163
Applicable income taxes$1,047,0002,117
Income before extraordinary items$2,281,0002,576
Extraordinary gains, net$054
Net income$2,281,0002,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,0001,738
Cash dividends$987,0002,363
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,279,6202,457
2003-09-30 (YTD Data)Rank
Total interest income$6,107,0003,442
Total interest expense$1,199,0004,826
Net interest income$4,908,0002,943
Provision for loan and lease losses$120,0004,343
Total noninterest income$2,156,0001,799
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,824,000710
Trading account gains and fees$0153
Additional Noninterest Income$332,0003,874
Total noninterest expense$4,193,0002,774
Salaries and employee benefits$2,410,0002,612
Premises and equipment expense$695,0002,420
Additional noninterest expense$1,088,0003,161
Pre-tax net operating income$2,751,0002,190
Securities gains (losses)$2,0003,872
Applicable income taxes$915,0001,989
Income before extraordinary items$1,838,0002,509
Extraordinary gains, net$040
Net income$1,838,0002,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,557
Cash dividends$337,0003,308
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,836,6602,377
2003-06-30 (YTD Data)Rank
Total interest income$4,120,0003,425
Total interest expense$856,0004,723
Net interest income$3,264,0002,938
Provision for loan and lease losses$80,0004,288
Total noninterest income$1,441,0001,775
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,231,000693
Trading account gains and fees$0150
Additional Noninterest Income$210,0003,950
Total noninterest expense$2,883,0002,694
Salaries and employee benefits$1,668,0002,513
Premises and equipment expense$475,0002,359
Additional noninterest expense$740,0003,089
Pre-tax net operating income$1,742,0002,302
Securities gains (losses)$2,0003,460
Applicable income taxes$560,0002,154
Income before extraordinary items$1,184,0002,609
Extraordinary gains, net$030
Net income$1,184,0002,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0001,352
Cash dividends$337,0002,717
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,182,6402,465
2003-03-31 (YTD Data)Rank
Total interest income$2,090,0003,393
Total interest expense$445,0004,702
Net interest income$1,645,0002,914
Provision for loan and lease losses$40,0004,103
Total noninterest income$713,0001,751
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$597,000694
Trading account gains and fees$0134
Additional Noninterest Income$116,0003,667
Total noninterest expense$1,387,0002,775
Salaries and employee benefits$766,0002,710
Premises and equipment expense$257,0002,200
Additional noninterest expense$364,0003,087
Pre-tax net operating income$931,0002,173
Securities gains (losses)$02,891
Applicable income taxes$295,0002,083
Income before extraordinary items$636,0002,400
Extraordinary gains, net$021
Net income$636,0002,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,000979
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$636,0002,273
2002-12-31 (YTD Data)Rank
Total interest income$9,458,0003,168
Total interest expense$2,291,0004,389
Net interest income$7,167,0002,666
Provision for loan and lease losses$300,0003,409
Total noninterest income$2,886,0001,611
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,714,000603
Trading account gains and fees$0153
Additional Noninterest Income$172,0005,314
Total noninterest expense$5,746,0002,572
Salaries and employee benefits$3,334,0002,394
Premises and equipment expense$954,0002,287
Additional noninterest expense$1,458,0003,015
Pre-tax net operating income$4,007,0001,987
Securities gains (losses)$9,0003,662
Applicable income taxes$1,329,0001,817
Income before extraordinary items$2,687,0002,220
Extraordinary gains, net$070
Net income$2,687,0002,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,768
Cash dividends$988,0002,304
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,680,9702,147
2001-12-31 (YTD Data)Rank
Total interest income$12,090,0002,803
Total interest expense$4,571,0003,406
Net interest income$7,519,0002,386
Provision for loan and lease losses$420,0002,511
Total noninterest income$2,211,0001,859
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,765,000838
Trading account gains and fees$0177
Additional Noninterest Income$446,0003,330
Total noninterest expense$5,550,0002,545
Salaries and employee benefits$3,042,0002,476
Premises and equipment expense$1,019,0002,092
Additional noninterest expense$1,489,0002,890
Pre-tax net operating income$3,760,0001,870
Securities gains (losses)$10,0003,593
Applicable income taxes$1,235,0001,771
Income before extraordinary items$2,535,0002,059
Extraordinary gains, net$0105
Net income$2,535,0002,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$495,0001,573
Cash dividends$950,0002,347
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,528,3001,991
2000-12-31 (YTD Data)Rank
Total interest income$12,737,0002,738
Total interest expense$4,870,0003,401
Net interest income$7,867,0002,262
Provision for loan and lease losses$400,0002,269
Total noninterest income$2,133,0001,787
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,603,000843
Trading account gains and fees$0180
Additional Noninterest Income$530,0002,855
Total noninterest expense$5,384,0002,534
Salaries and employee benefits$3,014,0002,379
Premises and equipment expense$963,0002,139
Additional noninterest expense$1,407,0002,976
Pre-tax net operating income$4,216,0001,736
Securities gains (losses)$2,0001,609
Applicable income taxes$1,376,0001,622
Income before extraordinary items$2,842,0001,834
Extraordinary gains, net$038
Net income$2,842,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,074
Cash dividends$2,525,0001,107
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,840,6601,838
1999-12-31 (YTD Data)Rank
Total interest income$11,581,0002,795
Total interest expense$4,042,0003,558
Net interest income$7,539,0002,342
Provision for loan and lease losses$250,0003,042
Total noninterest income$2,088,0001,809
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,479,000895
Trading account gains and fees$0173
Additional Noninterest Income$609,0002,599
Total noninterest expense$5,434,0002,492
Salaries and employee benefits$3,010,0002,338
Premises and equipment expense$959,0002,130
Additional noninterest expense$1,465,0002,921
Pre-tax net operating income$3,943,0001,862
Securities gains (losses)$-3,0008,917
Applicable income taxes$1,257,0001,837
Income before extraordinary items$2,683,0001,973
Extraordinary gains, net$035
Net income$2,683,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,114
Cash dividends$925,0002,414
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,685,0401,938
1998-12-31 (YTD Data)Rank
Total interest income$11,578,0002,790
Total interest expense$4,577,0003,247
Net interest income$7,001,0002,422
Provision for loan and lease losses$200,0003,499
Total noninterest income$2,017,0001,819
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,333,000931
Trading account gains and fees$0224
Additional Noninterest Income$684,0002,433
Total noninterest expense$5,076,0002,564
Salaries and employee benefits$2,814,0002,402
Premises and equipment expense$867,0002,245
Additional noninterest expense$1,395,0002,965
Pre-tax net operating income$3,742,0001,945
Securities gains (losses)$6,0003,324
Applicable income taxes$1,174,0002,033
Income before extraordinary items$2,574,0002,032
Extraordinary gains, net$032
Net income$2,574,0002,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,145
Cash dividends$800,0002,583
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,569,8601,954
1997-12-31 (YTD Data)Rank
Total interest income$10,842,0002,995
Total interest expense$4,357,0003,387
Net interest income$6,485,0002,683
Provision for loan and lease losses$300,0002,568
Total noninterest income$1,938,0001,814
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,252,0001,000
Trading account gains and fees$0239
Additional Noninterest Income$686,0002,248
Total noninterest expense$4,660,0002,742
Salaries and employee benefits$2,606,0002,538
Premises and equipment expense$786,0002,460
Additional noninterest expense$1,268,0003,191
Pre-tax net operating income$3,463,0002,175
Securities gains (losses)$-27,00010,475
Applicable income taxes$1,036,0002,360
Income before extraordinary items$2,400,0002,198
Extraordinary gains, net$044
Net income$2,400,0002,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,332
Cash dividends$550,0003,253
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,418,9002,121
1996-12-31 (YTD Data)Rank
Total interest income$9,867,0003,318
Total interest expense$3,908,0003,797
Net interest income$5,959,0002,971
Provision for loan and lease losses$200,0003,395
Total noninterest income$1,826,0001,989
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,129,0001,175
Trading account gains and fees$0262
Additional Noninterest Income$697,0002,308
Total noninterest expense$4,279,0003,141
Salaries and employee benefits$2,455,0002,749
Premises and equipment expense$677,0002,889
Additional noninterest expense$1,147,0003,925
Pre-tax net operating income$3,306,0002,169
Securities gains (losses)$-92,00011,179
Applicable income taxes$987,0002,380
Income before extraordinary items$2,227,0002,216
Extraordinary gains, net$053
Net income$2,227,0002,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,068
Cash dividends$1,950,0001,324
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,290,4802,114
1995-12-31 (YTD Data)Rank
Total interest income$8,895,0003,650
Total interest expense$3,513,0004,144
Net interest income$5,382,0003,302
Provision for loan and lease losses$150,0003,621
Total noninterest income$1,593,0002,195
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,061,0001,270
Trading account gains and fees$0522
Additional Noninterest Income$532,0002,754
Total noninterest expense$4,087,0003,256
Salaries and employee benefits$2,251,0002,956
Premises and equipment expense$616,0003,144
Additional noninterest expense$1,220,0003,686
Pre-tax net operating income$2,738,0002,633
Securities gains (losses)$25,0001,741
Applicable income taxes$693,0003,263
Income before extraordinary items$2,070,0002,428
Extraordinary gains, net$065
Net income$2,070,0002,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,961
Cash dividends$500,0003,291
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,051,2502,423
1994-12-31 (YTD Data)Rank
Total interest income$7,923,0003,774
Total interest expense$2,970,0003,999
Net interest income$4,953,0003,599
Provision for loan and lease losses$150,0003,586
Total noninterest income$1,553,0002,232
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$999,0001,343
Trading account gains and fees$0475
Additional Noninterest Income$554,0002,751
Total noninterest expense$3,807,0003,573
Salaries and employee benefits$2,025,0003,246
Premises and equipment expense$601,0003,264
Additional noninterest expense$1,181,0004,106
Pre-tax net operating income$2,549,0002,775
Securities gains (losses)$-31,00010,677
Applicable income taxes$567,0003,673
Income before extraordinary items$1,951,0002,486
Extraordinary gains, net$0249
Net income$1,951,0002,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,094
Cash dividends$475,0003,352
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,974,8702,481
1993-12-31 (YTD Data)Rank
Total interest income$7,416,0004,090
Total interest expense$2,816,0004,347
Net interest income$4,600,0003,848
Provision for loan and lease losses$318,0002,879
Total noninterest income$1,422,0002,548
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$890,0001,530
Trading account gains and feesNANA
Additional Noninterest Income$532,0003,129
Total noninterest expense$3,465,0003,939
Salaries and employee benefits$1,877,0003,476
Premises and equipment expense$557,0003,540
Additional noninterest expense$1,031,0004,784
Pre-tax net operating income$2,239,0002,987
Securities gains (losses)$38,0003,799
Applicable income taxes$473,0004,381
Income before extraordinary items$1,804,0002,757
Extraordinary gains, net$130,0001,350
Net income$1,934,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,696
Cash dividends$450,0003,356
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,773,9802,653
1992-12-31 (YTD Data)Rank
Total interest income$7,777,0004,389
Total interest expense$3,260,0004,826
Net interest income$4,517,0003,992
Provision for loan and lease losses$386,0003,537
Total noninterest income$1,223,0002,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$873,0001,547
Trading account gains and feesNANA
Additional Noninterest Income$350,0004,036
Total noninterest expense$3,360,0004,085
Salaries and employee benefits$1,900,0003,358
Premises and equipment expense$549,0003,655
Additional noninterest expense$911,0005,461
Pre-tax net operating income$1,994,0003,111
Securities gains (losses)$73,0003,512
Applicable income taxes$437,0004,480
Income before extraordinary items$1,630,0002,823
Extraordinary gains, net$01,422
Net income$1,630,0002,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0003,935
Cash dividends$425,0003,155
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,572,3302,703

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.