Home > Farmers and Drovers Bank > Income and Expense
Farmers and Drovers Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,280,000 | 3,083 |
| Total interest expense | $2,709,000 | 2,744 |
| Net interest income | $5,571,000 | 3,221 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $650,000 | 3,190 |
| Gross Fiduciary activities income | $40,000 | 783 |
| Service charges on deposit accounts | $149,000 | 2,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,051 |
| Total noninterest expense | $3,916,000 | 3,379 |
| Salaries and employee benefits | $2,309,000 | 3,281 |
| Premises and equipment expense | $495,000 | 2,970 |
| Additional noninterest expense | $461,000 | 3,051 |
| Pre-tax net operating income | $2,305,000 | 2,800 |
| Securities gains (losses) | $-991,000 | 4,292 |
| Applicable income taxes | $215,000 | 2,409 |
| Income before extraordinary items | $1,099,000 | 3,382 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,099,000 | 3,419 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,099,000 | 3,384 |
| Net charge-offs | $-10,000 | 3,847 |
| Cash dividends | $677,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,931,440 | 2,855 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,133,000 | 3,075 |
| Total interest expense | $1,944,000 | 2,675 |
| Net interest income | $4,189,000 | 3,228 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $465,000 | 3,229 |
| Gross Fiduciary activities income | $33,000 | 767 |
| Service charges on deposit accounts | $111,000 | 3,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,105 |
| Total noninterest expense | $2,884,000 | 3,388 |
| Salaries and employee benefits | $1,676,000 | 3,313 |
| Premises and equipment expense | $376,000 | 2,962 |
| Additional noninterest expense | $321,000 | 3,104 |
| Pre-tax net operating income | $1,770,000 | 2,842 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $395,000 | 1,916 |
| Income before extraordinary items | $1,375,000 | 2,940 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,375,000 | 2,970 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,375,000 | 2,941 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $508,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,375,000 | 2,966 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 3,064 |
| Total interest expense | $1,242,000 | 2,581 |
| Net interest income | $2,836,000 | 3,227 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $275,000 | 3,327 |
| Gross Fiduciary activities income | $22,000 | 763 |
| Service charges on deposit accounts | $71,000 | 3,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,257 |
| Total noninterest expense | $1,909,000 | 3,397 |
| Salaries and employee benefits | $1,113,000 | 3,321 |
| Premises and equipment expense | $234,000 | 3,059 |
| Additional noninterest expense | $182,000 | 3,249 |
| Pre-tax net operating income | $1,202,000 | 2,843 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $270,000 | 1,928 |
| Income before extraordinary items | $932,000 | 2,955 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $932,000 | 2,987 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $932,000 | 2,954 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $338,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $932,000 | 2,970 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 3,104 |
| Total interest expense | $494,000 | 2,651 |
| Net interest income | $1,471,000 | 3,188 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $155,000 | 3,232 |
| Gross Fiduciary activities income | $11,000 | 788 |
| Service charges on deposit accounts | $38,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,086 |
| Total noninterest expense | $960,000 | 3,427 |
| Salaries and employee benefits | $528,000 | 3,422 |
| Premises and equipment expense | $116,000 | 3,112 |
| Additional noninterest expense | $106,000 | 3,086 |
| Pre-tax net operating income | $666,000 | 2,769 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $146,000 | 1,890 |
| Income before extraordinary items | $520,000 | 2,866 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $520,000 | 2,865 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $520,000 | 2,866 |
| Net charge-offs | $-5,000 | 3,836 |
| Cash dividends | $169,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $520,000 | 2,892 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,880,000 | 3,070 |
| Total interest expense | $867,000 | 2,609 |
| Net interest income | $6,013,000 | 3,092 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $607,000 | 3,348 |
| Gross Fiduciary activities income | $45,000 | 806 |
| Service charges on deposit accounts | $147,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,231 |
| Total noninterest expense | $3,932,000 | 3,376 |
| Salaries and employee benefits | $2,410,000 | 3,245 |
| Premises and equipment expense | $501,000 | 2,987 |
| Additional noninterest expense | $415,000 | 3,231 |
| Pre-tax net operating income | $2,688,000 | 2,783 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $584,000 | 1,927 |
| Income before extraordinary items | $2,104,000 | 2,886 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,104,000 | 2,883 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,104,000 | 2,885 |
| Net charge-offs | $6,000 | 2,274 |
| Cash dividends | $806,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,104,000 | 2,917 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 3,054 |
| Total interest expense | $564,000 | 2,506 |
| Net interest income | $4,490,000 | 3,074 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $459,000 | 3,373 |
| Gross Fiduciary activities income | $27,000 | 811 |
| Service charges on deposit accounts | $108,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,218 |
| Total noninterest expense | $2,901,000 | 3,386 |
| Salaries and employee benefits | $1,764,000 | 3,260 |
| Premises and equipment expense | $379,000 | 2,987 |
| Additional noninterest expense | $324,000 | 3,218 |
| Pre-tax net operating income | $2,048,000 | 2,744 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $447,000 | 1,914 |
| Income before extraordinary items | $1,601,000 | 2,851 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,601,000 | 2,849 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,601,000 | 2,850 |
| Net charge-offs | $7,000 | 1,925 |
| Cash dividends | $641,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,601,000 | 2,888 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 3,026 |
| Total interest expense | $340,000 | 2,489 |
| Net interest income | $2,988,000 | 3,053 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $271,000 | 3,476 |
| Gross Fiduciary activities income | $18,000 | 777 |
| Service charges on deposit accounts | $71,000 | 3,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,416 |
| Total noninterest expense | $1,884,000 | 3,421 |
| Salaries and employee benefits | $1,157,000 | 3,298 |
| Premises and equipment expense | $229,000 | 3,131 |
| Additional noninterest expense | $498,000 | 3,657 |
| Pre-tax net operating income | $1,375,000 | 2,669 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $301,000 | 1,849 |
| Income before extraordinary items | $1,074,000 | 2,745 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,074,000 | 2,743 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,074,000 | 2,745 |
| Net charge-offs | $6,000 | 1,731 |
| Cash dividends | $476,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,074,000 | 2,777 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 3,001 |
| Total interest expense | $166,000 | 2,494 |
| Net interest income | $1,492,000 | 3,025 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $119,000 | 3,563 |
| Gross Fiduciary activities income | $9,000 | 777 |
| Service charges on deposit accounts | $34,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 3,536 |
| Total noninterest expense | $913,000 | 3,456 |
| Salaries and employee benefits | $582,000 | 3,294 |
| Premises and equipment expense | $110,000 | 3,191 |
| Additional noninterest expense | $221,000 | 3,794 |
| Pre-tax net operating income | $698,000 | 2,556 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $150,000 | 1,800 |
| Income before extraordinary items | $548,000 | 2,655 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $548,000 | 2,652 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $548,000 | 2,655 |
| Net charge-offs | $6,000 | 1,321 |
| Cash dividends | $312,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $548,000 | 2,673 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,987,000 | 2,999 |
| Total interest expense | $787,000 | 2,542 |
| Net interest income | $6,200,000 | 3,031 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $538,000 | 3,583 |
| Gross Fiduciary activities income | $39,000 | 783 |
| Service charges on deposit accounts | $124,000 | 3,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 3,525 |
| Total noninterest expense | $4,033,000 | 3,345 |
| Salaries and employee benefits | $2,395,000 | 3,260 |
| Premises and equipment expense | $528,000 | 2,945 |
| Additional noninterest expense | $1,110,000 | 3,555 |
| Pre-tax net operating income | $2,705,000 | 2,809 |
| Securities gains (losses) | $-19,000 | 4,429 |
| Applicable income taxes | $576,000 | 2,007 |
| Income before extraordinary items | $2,110,000 | 2,952 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,110,000 | 2,952 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,110,000 | 2,952 |
| Net charge-offs | $27,000 | 1,945 |
| Cash dividends | $661,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,125,010 | 2,924 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,203,000 | 3,062 |
| Total interest expense | $613,000 | 2,575 |
| Net interest income | $4,590,000 | 3,096 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $403,000 | 3,626 |
| Gross Fiduciary activities income | $26,000 | 779 |
| Service charges on deposit accounts | $90,000 | 3,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 3,558 |
| Total noninterest expense | $2,890,000 | 3,436 |
| Salaries and employee benefits | $1,753,000 | 3,316 |
| Premises and equipment expense | $354,000 | 3,140 |
| Additional noninterest expense | $783,000 | 3,657 |
| Pre-tax net operating income | $2,103,000 | 2,877 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $455,000 | 2,042 |
| Income before extraordinary items | $1,648,000 | 3,026 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,648,000 | 3,026 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,648,000 | 3,026 |
| Net charge-offs | $23,000 | 1,678 |
| Cash dividends | $496,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,648,000 | 3,005 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 3,105 |
| Total interest expense | $413,000 | 2,628 |
| Net interest income | $3,002,000 | 3,120 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $244,000 | 3,725 |
| Gross Fiduciary activities income | $18,000 | 779 |
| Service charges on deposit accounts | $56,000 | 3,302 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 3,675 |
| Total noninterest expense | $1,882,000 | 3,484 |
| Salaries and employee benefits | $1,140,000 | 3,347 |
| Premises and equipment expense | $241,000 | 3,100 |
| Additional noninterest expense | $501,000 | 3,707 |
| Pre-tax net operating income | $1,364,000 | 2,895 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $291,000 | 2,043 |
| Income before extraordinary items | $1,073,000 | 3,052 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,073,000 | 3,051 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,073,000 | 3,052 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $331,000 | 2,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,073,000 | 3,028 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 3,190 |
| Total interest expense | $204,000 | 2,730 |
| Net interest income | $1,409,000 | 3,215 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $121,000 | 3,716 |
| Gross Fiduciary activities income | $11,000 | 782 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,676 |
| Total noninterest expense | $967,000 | 3,432 |
| Salaries and employee benefits | $600,000 | 3,271 |
| Premises and equipment expense | $122,000 | 3,099 |
| Additional noninterest expense | $245,000 | 3,710 |
| Pre-tax net operating income | $563,000 | 3,118 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $115,000 | 2,192 |
| Income before extraordinary items | $448,000 | 3,239 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $448,000 | 3,240 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $448,000 | 3,239 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $165,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $448,000 | 3,212 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 3,149 |
| Total interest expense | $1,000,000 | 2,933 |
| Net interest income | $5,632,000 | 3,150 |
| Provision for loan and lease losses | $60,000 | 3,790 |
| Total noninterest income | $515,000 | 3,589 |
| Gross Fiduciary activities income | $37,000 | 804 |
| Service charges on deposit accounts | $125,000 | 3,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 3,487 |
| Total noninterest expense | $3,724,000 | 3,492 |
| Salaries and employee benefits | $2,302,000 | 3,328 |
| Premises and equipment expense | $424,000 | 3,308 |
| Additional noninterest expense | $998,000 | 3,697 |
| Pre-tax net operating income | $2,363,000 | 2,748 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $497,000 | 1,948 |
| Income before extraordinary items | $1,866,000 | 2,906 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,866,000 | 2,904 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,866,000 | 2,906 |
| Net charge-offs | $97,000 | 2,032 |
| Cash dividends | $641,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,866,000 | 2,862 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 3,160 |
| Total interest expense | $778,000 | 2,978 |
| Net interest income | $4,218,000 | 3,171 |
| Provision for loan and lease losses | $60,000 | 3,613 |
| Total noninterest income | $400,000 | 3,545 |
| Gross Fiduciary activities income | $28,000 | 784 |
| Service charges on deposit accounts | $90,000 | 3,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 3,411 |
| Total noninterest expense | $2,767,000 | 3,489 |
| Salaries and employee benefits | $1,727,000 | 3,323 |
| Premises and equipment expense | $335,000 | 3,235 |
| Additional noninterest expense | $705,000 | 3,774 |
| Pre-tax net operating income | $1,791,000 | 2,739 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $380,000 | 1,914 |
| Income before extraordinary items | $1,411,000 | 2,908 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,411,000 | 2,907 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,411,000 | 2,908 |
| Net charge-offs | $23,000 | 2,435 |
| Cash dividends | $481,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,411,000 | 2,866 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 3,161 |
| Total interest expense | $543,000 | 3,021 |
| Net interest income | $2,879,000 | 3,153 |
| Provision for loan and lease losses | $25,000 | 3,779 |
| Total noninterest income | $226,000 | 3,700 |
| Gross Fiduciary activities income | $19,000 | 791 |
| Service charges on deposit accounts | $58,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,600 |
| Total noninterest expense | $1,784,000 | 3,557 |
| Salaries and employee benefits | $1,130,000 | 3,368 |
| Premises and equipment expense | $211,000 | 3,327 |
| Additional noninterest expense | $443,000 | 3,848 |
| Pre-tax net operating income | $1,296,000 | 2,592 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $275,000 | 1,807 |
| Income before extraordinary items | $1,021,000 | 2,782 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,021,000 | 2,781 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,021,000 | 2,782 |
| Net charge-offs | $17,000 | 2,258 |
| Cash dividends | $321,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,021,000 | 2,734 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 3,170 |
| Total interest expense | $290,000 | 3,058 |
| Net interest income | $1,416,000 | 3,163 |
| Provision for loan and lease losses | $25,000 | 2,983 |
| Total noninterest income | $128,000 | 3,555 |
| Gross Fiduciary activities income | $9,000 | 804 |
| Service charges on deposit accounts | $41,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 3,452 |
| Total noninterest expense | $907,000 | 3,557 |
| Salaries and employee benefits | $587,000 | 3,335 |
| Premises and equipment expense | $97,000 | 3,470 |
| Additional noninterest expense | $223,000 | 3,886 |
| Pre-tax net operating income | $612,000 | 2,528 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $127,000 | 1,756 |
| Income before extraordinary items | $485,000 | 2,666 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $485,000 | 2,665 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $485,000 | 2,667 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $160,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $485,000 | 2,655 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 3,228 |
| Total interest expense | $1,164,000 | 3,095 |
| Net interest income | $5,633,000 | 3,211 |
| Provision for loan and lease losses | $30,000 | 3,585 |
| Total noninterest income | $534,000 | 3,604 |
| Gross Fiduciary activities income | $40,000 | 810 |
| Service charges on deposit accounts | $182,000 | 3,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,538 |
| Total noninterest expense | $3,651,000 | 3,582 |
| Salaries and employee benefits | $2,225,000 | 3,418 |
| Premises and equipment expense | $361,000 | 3,637 |
| Additional noninterest expense | $1,065,000 | 3,711 |
| Pre-tax net operating income | $2,486,000 | 2,742 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $500,000 | 1,987 |
| Income before extraordinary items | $1,986,000 | 2,913 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,986,000 | 2,913 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,986,000 | 2,914 |
| Net charge-offs | $-145,000 | 4,951 |
| Cash dividends | $622,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,986,000 | 2,868 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 3,272 |
| Total interest expense | $871,000 | 3,140 |
| Net interest income | $4,218,000 | 3,260 |
| Provision for loan and lease losses | $30,000 | 3,365 |
| Total noninterest income | $380,000 | 3,686 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $136,000 | 3,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 3,515 |
| Total noninterest expense | $2,564,000 | 3,717 |
| Salaries and employee benefits | $1,457,000 | 3,676 |
| Premises and equipment expense | $273,000 | 3,657 |
| Additional noninterest expense | $834,000 | 3,651 |
| Pre-tax net operating income | $2,004,000 | 2,722 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $419,000 | 1,948 |
| Income before extraordinary items | $1,585,000 | 2,887 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,585,000 | 2,888 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,585,000 | 2,888 |
| Net charge-offs | $-174,000 | 5,061 |
| Cash dividends | $467,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,585,000 | 2,856 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 3,257 |
| Total interest expense | $566,000 | 3,151 |
| Net interest income | $2,882,000 | 3,231 |
| Provision for loan and lease losses | $30,000 | 3,043 |
| Total noninterest income | $221,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $88,000 | 3,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 3,714 |
| Total noninterest expense | $1,711,000 | 3,747 |
| Salaries and employee benefits | $949,000 | 3,747 |
| Premises and equipment expense | $182,000 | 3,673 |
| Additional noninterest expense | $580,000 | 3,605 |
| Pre-tax net operating income | $1,362,000 | 2,665 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $278,000 | 1,921 |
| Income before extraordinary items | $1,084,000 | 2,834 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,084,000 | 2,833 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,084,000 | 2,833 |
| Net charge-offs | $6,000 | 2,766 |
| Cash dividends | $311,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,084,000 | 2,809 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 3,284 |
| Total interest expense | $274,000 | 3,173 |
| Net interest income | $1,449,000 | 3,251 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $110,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $80,000 | 2,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,379 |
| Total noninterest expense | $863,000 | 3,763 |
| Salaries and employee benefits | $521,000 | 3,627 |
| Premises and equipment expense | $94,000 | 3,647 |
| Additional noninterest expense | $248,000 | 3,878 |
| Pre-tax net operating income | $696,000 | 2,584 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $154,000 | 1,814 |
| Income before extraordinary items | $542,000 | 2,780 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $542,000 | 2,780 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $542,000 | 2,779 |
| Net charge-offs | $14,000 | 1,843 |
| Cash dividends | $155,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $542,000 | 2,767 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,492,000 | 3,307 |
| Total interest expense | $897,000 | 3,095 |
| Net interest income | $5,595,000 | 3,285 |
| Provision for loan and lease losses | $50,000 | 3,480 |
| Total noninterest income | $355,000 | 4,164 |
| Gross Fiduciary activities income | $42,000 | 844 |
| Service charges on deposit accounts | $337,000 | 2,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-24,000 | 5,341 |
| Total noninterest expense | $3,690,000 | 3,638 |
| Salaries and employee benefits | $2,363,000 | 3,390 |
| Premises and equipment expense | $385,000 | 3,591 |
| Additional noninterest expense | $942,000 | 3,990 |
| Pre-tax net operating income | $2,210,000 | 2,976 |
| Securities gains (losses) | $-17,000 | 4,544 |
| Applicable income taxes | $429,000 | 2,112 |
| Income before extraordinary items | $1,764,000 | 3,126 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,764,000 | 3,125 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,764,000 | 3,125 |
| Net charge-offs | $23,000 | 3,041 |
| Cash dividends | $603,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,777,600 | 3,111 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 3,345 |
| Total interest expense | $601,000 | 3,195 |
| Net interest income | $4,173,000 | 3,323 |
| Provision for loan and lease losses | $25,000 | 3,536 |
| Total noninterest income | $392,000 | 3,747 |
| Gross Fiduciary activities income | $2,000 | 991 |
| Service charges on deposit accounts | $250,000 | 2,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 4,172 |
| Total noninterest expense | $2,558,000 | 3,810 |
| Salaries and employee benefits | $1,614,000 | 3,557 |
| Premises and equipment expense | $227,000 | 4,047 |
| Additional noninterest expense | $717,000 | 3,997 |
| Pre-tax net operating income | $1,982,000 | 2,740 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $408,000 | 1,966 |
| Income before extraordinary items | $1,574,000 | 2,911 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,574,000 | 2,910 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,574,000 | 2,910 |
| Net charge-offs | $4,000 | 3,250 |
| Cash dividends | $452,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,574,000 | 2,900 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 3,349 |
| Total interest expense | $376,000 | 3,217 |
| Net interest income | $2,784,000 | 3,322 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $221,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $164,000 | 2,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,588 |
| Total noninterest expense | $1,659,000 | 3,884 |
| Salaries and employee benefits | $1,008,000 | 3,704 |
| Premises and equipment expense | $149,000 | 4,100 |
| Additional noninterest expense | $502,000 | 3,935 |
| Pre-tax net operating income | $1,346,000 | 2,685 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $278,000 | 1,923 |
| Income before extraordinary items | $1,068,000 | 2,856 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,068,000 | 2,856 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,068,000 | 2,856 |
| Net charge-offs | $5,000 | 2,834 |
| Cash dividends | $302,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,068,000 | 2,850 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 3,361 |
| Total interest expense | $170,000 | 3,329 |
| Net interest income | $1,402,000 | 3,331 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $120,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $76,000 | 2,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 4,258 |
| Total noninterest expense | $851,000 | 3,872 |
| Salaries and employee benefits | $529,000 | 3,649 |
| Premises and equipment expense | $83,000 | 3,959 |
| Additional noninterest expense | $239,000 | 4,053 |
| Pre-tax net operating income | $671,000 | 2,653 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $142,000 | 1,877 |
| Income before extraordinary items | $529,000 | 2,804 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $529,000 | 2,804 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $529,000 | 2,804 |
| Net charge-offs | $6,000 | 2,135 |
| Cash dividends | $151,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $529,000 | 2,792 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,026,000 | 3,411 |
| Total interest expense | $572,000 | 3,460 |
| Net interest income | $5,454,000 | 3,361 |
| Provision for loan and lease losses | $50,000 | 3,556 |
| Total noninterest income | $579,000 | 3,748 |
| Gross Fiduciary activities income | $44,000 | 857 |
| Service charges on deposit accounts | $338,000 | 2,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 4,225 |
| Total noninterest expense | $3,652,000 | 3,737 |
| Salaries and employee benefits | $2,187,000 | 3,582 |
| Premises and equipment expense | $385,000 | 3,726 |
| Additional noninterest expense | $1,080,000 | 3,883 |
| Pre-tax net operating income | $2,331,000 | 2,859 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $540,000 | 2,357 |
| Income before extraordinary items | $1,792,000 | 2,868 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,792,000 | 2,867 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,792,000 | 2,868 |
| Net charge-offs | $465,000 | 1,143 |
| Cash dividends | $2,500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,791,230 | 2,849 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,501,000 | 3,440 |
| Total interest expense | $416,000 | 3,527 |
| Net interest income | $4,085,000 | 3,387 |
| Provision for loan and lease losses | $50,000 | 3,230 |
| Total noninterest income | $400,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $248,000 | 2,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 4,245 |
| Total noninterest expense | $2,523,000 | 3,921 |
| Salaries and employee benefits | $1,413,000 | 3,892 |
| Premises and equipment expense | $405,000 | 3,146 |
| Additional noninterest expense | $705,000 | 4,133 |
| Pre-tax net operating income | $1,912,000 | 2,781 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $585,000 | 1,950 |
| Income before extraordinary items | $1,328,000 | 3,046 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,328,000 | 3,045 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,328,000 | 3,046 |
| Net charge-offs | $481,000 | 832 |
| Cash dividends | $2,359,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,327,310 | 3,028 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 3,418 |
| Total interest expense | $265,000 | 3,564 |
| Net interest income | $2,744,000 | 3,363 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $253,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $161,000 | 2,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 4,356 |
| Total noninterest expense | $1,707,000 | 3,913 |
| Salaries and employee benefits | $933,000 | 3,924 |
| Premises and equipment expense | $251,000 | 3,291 |
| Additional noninterest expense | $523,000 | 3,972 |
| Pre-tax net operating income | $1,290,000 | 2,732 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $405,000 | 1,882 |
| Income before extraordinary items | $885,000 | 3,009 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $885,000 | 3,008 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $885,000 | 3,009 |
| Net charge-offs | $220,000 | 994 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $885,000 | 2,988 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 3,486 |
| Total interest expense | $121,000 | 3,707 |
| Net interest income | $1,343,000 | 3,432 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $153,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $81,000 | 2,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 3,922 |
| Total noninterest expense | $831,000 | 4,009 |
| Salaries and employee benefits | $498,000 | 3,857 |
| Premises and equipment expense | $104,000 | 3,671 |
| Additional noninterest expense | $229,000 | 4,236 |
| Pre-tax net operating income | $665,000 | 2,621 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $215,000 | 1,799 |
| Income before extraordinary items | $450,000 | 2,935 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $450,000 | 2,935 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $450,000 | 2,935 |
| Net charge-offs | $6,000 | 2,391 |
| Cash dividends | $150,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $450,000 | 2,916 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,649,000 | 3,553 |
| Total interest expense | $462,000 | 3,787 |
| Net interest income | $5,187,000 | 3,505 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $499,000 | 4,088 |
| Gross Fiduciary activities income | $52,000 | 869 |
| Service charges on deposit accounts | $272,000 | 3,110 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $175,000 | 4,491 |
| Total noninterest expense | $3,495,000 | 3,918 |
| Salaries and employee benefits | $2,366,000 | 3,514 |
| Premises and equipment expense | $273,000 | 4,469 |
| Additional noninterest expense | $856,000 | 4,443 |
| Pre-tax net operating income | $2,191,000 | 2,903 |
| Securities gains (losses) | $-27,000 | 5,705 |
| Applicable income taxes | $636,000 | 2,056 |
| Income before extraordinary items | $1,528,000 | 3,261 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,528,000 | 3,261 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,528,000 | 3,261 |
| Net charge-offs | $107,000 | 2,553 |
| Cash dividends | $4,112,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,547,170 | 3,184 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 3,566 |
| Total interest expense | $344,000 | 3,830 |
| Net interest income | $3,897,000 | 3,509 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $341,000 | 4,235 |
| Gross Fiduciary activities income | $12,000 | 962 |
| Service charges on deposit accounts | $197,000 | 3,198 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $132,000 | 4,544 |
| Total noninterest expense | $2,258,000 | 4,241 |
| Salaries and employee benefits | $1,520,000 | 3,805 |
| Premises and equipment expense | $178,000 | 4,706 |
| Additional noninterest expense | $560,000 | 4,708 |
| Pre-tax net operating income | $1,980,000 | 2,640 |
| Securities gains (losses) | $-31,000 | 5,854 |
| Applicable income taxes | $633,000 | 1,847 |
| Income before extraordinary items | $1,316,000 | 3,034 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,316,000 | 3,034 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,316,000 | 3,034 |
| Net charge-offs | $105,000 | 2,037 |
| Cash dividends | $3,797,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,337,080 | 2,956 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 3,547 |
| Total interest expense | $227,000 | 3,858 |
| Net interest income | $2,667,000 | 3,462 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $188,000 | 4,486 |
| Gross Fiduciary activities income | $12,000 | 937 |
| Service charges on deposit accounts | $124,000 | 3,286 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,021 |
| Total noninterest expense | $1,387,000 | 4,444 |
| Salaries and employee benefits | $984,000 | 3,888 |
| Premises and equipment expense | $90,000 | 5,094 |
| Additional noninterest expense | $313,000 | 5,028 |
| Pre-tax net operating income | $1,468,000 | 2,439 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $462,000 | 1,748 |
| Income before extraordinary items | $1,006,000 | 2,785 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,006,000 | 2,783 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,006,000 | 2,784 |
| Net charge-offs | $101,000 | 1,612 |
| Cash dividends | $291,000 | 2,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,006,000 | 2,716 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 3,487 |
| Total interest expense | $112,000 | 3,906 |
| Net interest income | $1,368,000 | 3,416 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $105,000 | 4,329 |
| Gross Fiduciary activities income | $12,000 | 878 |
| Service charges on deposit accounts | $63,000 | 3,235 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $30,000 | 4,934 |
| Total noninterest expense | $691,000 | 4,479 |
| Salaries and employee benefits | $462,000 | 4,054 |
| Premises and equipment expense | $40,000 | 5,260 |
| Additional noninterest expense | $189,000 | 4,763 |
| Pre-tax net operating income | $782,000 | 2,307 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $240,000 | 1,690 |
| Income before extraordinary items | $542,000 | 2,618 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $542,000 | 2,618 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $542,000 | 2,618 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $145,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $542,000 | 2,571 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,822,000 | 3,505 |
| Total interest expense | $359,000 | 4,345 |
| Net interest income | $5,463,000 | 3,390 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $493,000 | 4,190 |
| Gross Fiduciary activities income | $34,000 | 938 |
| Service charges on deposit accounts | $257,000 | 3,307 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $202,000 | 4,454 |
| Total noninterest expense | $3,173,000 | 4,213 |
| Salaries and employee benefits | $2,181,000 | 3,718 |
| Premises and equipment expense | $252,000 | 4,764 |
| Additional noninterest expense | $740,000 | 4,846 |
| Pre-tax net operating income | $2,783,000 | 2,447 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $848,000 | 1,746 |
| Income before extraordinary items | $1,935,000 | 2,796 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,935,000 | 2,798 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,935,000 | 2,799 |
| Net charge-offs | $11,000 | 3,977 |
| Cash dividends | $541,000 | 2,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,935,000 | 2,741 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 3,560 |
| Total interest expense | $262,000 | 4,439 |
| Net interest income | $4,072,000 | 3,433 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $320,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $191,000 | 3,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 4,650 |
| Total noninterest expense | $1,988,000 | 4,622 |
| Salaries and employee benefits | $1,351,000 | 4,143 |
| Premises and equipment expense | $136,000 | 5,265 |
| Additional noninterest expense | $501,000 | 5,047 |
| Pre-tax net operating income | $2,404,000 | 2,251 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $757,000 | 1,638 |
| Income before extraordinary items | $1,647,000 | 2,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,647,000 | 2,602 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,647,000 | 2,602 |
| Net charge-offs | $5,000 | 3,836 |
| Cash dividends | $405,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,647,000 | 2,556 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 3,520 |
| Total interest expense | $177,000 | 4,453 |
| Net interest income | $2,784,000 | 3,395 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $170,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $120,000 | 3,422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $50,000 | 5,166 |
| Total noninterest expense | $1,361,000 | 4,603 |
| Salaries and employee benefits | $917,000 | 4,140 |
| Premises and equipment expense | $90,000 | 5,312 |
| Additional noninterest expense | $354,000 | 4,996 |
| Pre-tax net operating income | $1,593,000 | 2,238 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $504,000 | 1,619 |
| Income before extraordinary items | $1,089,000 | 2,603 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,089,000 | 2,605 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,089,000 | 2,605 |
| Net charge-offs | $4,000 | 3,531 |
| Cash dividends | $271,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,089,000 | 2,542 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 3,465 |
| Total interest expense | $87,000 | 4,536 |
| Net interest income | $1,435,000 | 3,317 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $74,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $56,000 | 3,514 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $18,000 | 5,469 |
| Total noninterest expense | $674,000 | 4,651 |
| Salaries and employee benefits | $429,000 | 4,304 |
| Premises and equipment expense | $35,000 | 5,621 |
| Additional noninterest expense | $210,000 | 4,709 |
| Pre-tax net operating income | $835,000 | 2,141 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $260,000 | 1,579 |
| Income before extraordinary items | $575,000 | 2,465 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $575,000 | 2,468 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $575,000 | 2,467 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $135,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $575,000 | 2,396 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 3,424 |
| Total interest expense | $387,000 | 4,526 |
| Net interest income | $5,878,000 | 3,304 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $523,000 | 4,206 |
| Gross Fiduciary activities income | $53,000 | 924 |
| Service charges on deposit accounts | $255,000 | 3,506 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $215,000 | 4,436 |
| Total noninterest expense | $3,118,000 | 4,388 |
| Salaries and employee benefits | $2,054,000 | 3,932 |
| Premises and equipment expense | $270,000 | 4,860 |
| Additional noninterest expense | $794,000 | 4,931 |
| Pre-tax net operating income | $3,283,000 | 2,128 |
| Securities gains (losses) | $19,000 | 2,350 |
| Applicable income taxes | $1,019,000 | 1,522 |
| Income before extraordinary items | $2,283,000 | 2,454 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,283,000 | 2,454 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,283,000 | 2,454 |
| Net charge-offs | $16,000 | 4,402 |
| Cash dividends | $499,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,269,890 | 2,431 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 3,437 |
| Total interest expense | $292,000 | 4,580 |
| Net interest income | $4,439,000 | 3,306 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $352,000 | 4,414 |
| Gross Fiduciary activities income | $10,000 | 1,033 |
| Service charges on deposit accounts | $194,000 | 3,515 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $148,000 | 4,587 |
| Total noninterest expense | $1,934,000 | 4,863 |
| Salaries and employee benefits | $1,253,000 | 4,396 |
| Premises and equipment expense | $172,000 | 5,199 |
| Additional noninterest expense | $509,000 | 5,242 |
| Pre-tax net operating income | $2,857,000 | 1,934 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $913,000 | 1,390 |
| Income before extraordinary items | $1,944,000 | 2,266 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,944,000 | 2,267 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,944,000 | 2,266 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $374,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,944,000 | 2,216 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 3,398 |
| Total interest expense | $191,000 | 4,675 |
| Net interest income | $3,044,000 | 3,237 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $200,000 | 4,661 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $128,000 | 3,522 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $72,000 | 4,959 |
| Total noninterest expense | $1,302,000 | 4,883 |
| Salaries and employee benefits | $848,000 | 4,407 |
| Premises and equipment expense | $112,000 | 5,265 |
| Additional noninterest expense | $342,000 | 5,254 |
| Pre-tax net operating income | $1,942,000 | 1,865 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $622,000 | 1,347 |
| Income before extraordinary items | $1,320,000 | 2,186 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,320,000 | 2,189 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,320,000 | 2,189 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $249,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,320,000 | 2,140 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 3,368 |
| Total interest expense | $95,000 | 4,743 |
| Net interest income | $1,553,000 | 3,184 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $96,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $61,000 | 3,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $35,000 | 4,979 |
| Total noninterest expense | $651,000 | 4,922 |
| Salaries and employee benefits | $394,000 | 4,616 |
| Premises and equipment expense | $62,000 | 5,177 |
| Additional noninterest expense | $195,000 | 5,071 |
| Pre-tax net operating income | $998,000 | 1,772 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $314,000 | 1,302 |
| Income before extraordinary items | $684,000 | 2,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $684,000 | 2,044 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $684,000 | 2,044 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $124,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $684,000 | 2,001 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 3,602 |
| Total interest expense | $425,000 | 4,786 |
| Net interest income | $5,621,000 | 3,417 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $484,000 | 4,451 |
| Gross Fiduciary activities income | $36,000 | 978 |
| Service charges on deposit accounts | $252,000 | 3,689 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $196,000 | 4,642 |
| Total noninterest expense | $3,271,000 | 4,418 |
| Salaries and employee benefits | $2,045,000 | 4,023 |
| Premises and equipment expense | $303,000 | 4,831 |
| Additional noninterest expense | $923,000 | 4,756 |
| Pre-tax net operating income | $2,734,000 | 2,312 |
| Securities gains (losses) | $395,000 | 555 |
| Applicable income taxes | $919,000 | 1,547 |
| Income before extraordinary items | $2,210,000 | 2,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,210,000 | 2,418 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,210,000 | 2,417 |
| Net charge-offs | $126,000 | 3,507 |
| Cash dividends | $436,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,929,550 | 2,617 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,435,000 | 3,699 |
| Total interest expense | $326,000 | 4,844 |
| Net interest income | $4,109,000 | 3,501 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $306,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $183,000 | 3,777 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $123,000 | 4,940 |
| Total noninterest expense | $2,022,000 | 4,873 |
| Salaries and employee benefits | $1,258,000 | 4,492 |
| Premises and equipment expense | $183,000 | 5,256 |
| Additional noninterest expense | $581,000 | 5,146 |
| Pre-tax net operating income | $2,393,000 | 2,139 |
| Securities gains (losses) | $395,000 | 509 |
| Applicable income taxes | $863,000 | 1,382 |
| Income before extraordinary items | $1,925,000 | 2,198 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,925,000 | 2,205 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,925,000 | 2,204 |
| Net charge-offs | $126,000 | 3,043 |
| Cash dividends | $327,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,652,450 | 2,384 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 3,720 |
| Total interest expense | $224,000 | 4,840 |
| Net interest income | $2,710,000 | 3,522 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $177,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $125,000 | 3,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,464 |
| Total noninterest expense | $1,350,000 | 4,886 |
| Salaries and employee benefits | $828,000 | 4,555 |
| Premises and equipment expense | $116,000 | 5,365 |
| Additional noninterest expense | $406,000 | 5,061 |
| Pre-tax net operating income | $1,537,000 | 2,158 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $469,000 | 1,585 |
| Income before extraordinary items | $1,070,000 | 2,497 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,070,000 | 2,504 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,070,000 | 2,503 |
| Net charge-offs | $85,000 | 2,906 |
| Cash dividends | $219,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,068,600 | 2,407 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 3,770 |
| Total interest expense | $117,000 | 4,839 |
| Net interest income | $1,337,000 | 3,574 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $94,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $60,000 | 3,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,178 |
| Total noninterest expense | $725,000 | 4,769 |
| Salaries and employee benefits | $426,000 | 4,524 |
| Premises and equipment expense | $77,000 | 4,877 |
| Additional noninterest expense | $222,000 | 4,926 |
| Pre-tax net operating income | $706,000 | 2,258 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $198,000 | 1,724 |
| Income before extraordinary items | $509,000 | 2,550 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $509,000 | 2,553 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $509,000 | 2,552 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $109,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $508,280 | 2,465 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 3,810 |
| Total interest expense | $584,000 | 4,809 |
| Net interest income | $5,476,000 | 3,589 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $519,000 | 4,439 |
| Gross Fiduciary activities income | $37,000 | 1,000 |
| Service charges on deposit accounts | $243,000 | 3,915 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $239,000 | 4,370 |
| Total noninterest expense | $3,120,000 | 4,645 |
| Salaries and employee benefits | $1,957,000 | 4,186 |
| Premises and equipment expense | $243,000 | 5,405 |
| Additional noninterest expense | $920,000 | 4,978 |
| Pre-tax net operating income | $2,775,000 | 2,229 |
| Securities gains (losses) | $5,000 | 3,522 |
| Applicable income taxes | $840,000 | 1,642 |
| Income before extraordinary items | $1,940,000 | 2,634 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,940,000 | 2,637 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,940,000 | 2,635 |
| Net charge-offs | $9,000 | 5,634 |
| Cash dividends | $374,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,936,500 | 2,532 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 3,835 |
| Total interest expense | $456,000 | 4,854 |
| Net interest income | $4,148,000 | 3,627 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $347,000 | 4,661 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $180,000 | 3,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $167,000 | 4,490 |
| Total noninterest expense | $1,911,000 | 5,166 |
| Salaries and employee benefits | $1,221,000 | 4,660 |
| Premises and equipment expense | $158,000 | 5,700 |
| Additional noninterest expense | $532,000 | 5,571 |
| Pre-tax net operating income | $2,584,000 | 1,919 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $810,000 | 1,433 |
| Income before extraordinary items | $1,774,000 | 2,327 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,774,000 | 2,328 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,774,000 | 2,328 |
| Net charge-offs | $8,000 | 5,367 |
| Cash dividends | $281,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,774,000 | 2,205 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,082,000 | 3,852 |
| Total interest expense | $317,000 | 4,872 |
| Net interest income | $2,765,000 | 3,635 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $183,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $117,000 | 4,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,172 |
| Total noninterest expense | $1,258,000 | 5,239 |
| Salaries and employee benefits | $775,000 | 4,824 |
| Premises and equipment expense | $98,000 | 5,839 |
| Additional noninterest expense | $385,000 | 5,420 |
| Pre-tax net operating income | $1,690,000 | 1,938 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $579,000 | 1,356 |
| Income before extraordinary items | $1,111,000 | 2,411 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,111,000 | 2,411 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,111,000 | 2,411 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $187,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,111,000 | 2,285 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 3,958 |
| Total interest expense | $163,000 | 4,933 |
| Net interest income | $1,349,000 | 3,717 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $95,000 | 5,010 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $57,000 | 4,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,091 |
| Total noninterest expense | $711,000 | 4,962 |
| Salaries and employee benefits | $435,000 | 4,556 |
| Premises and equipment expense | $47,000 | 5,945 |
| Additional noninterest expense | $229,000 | 5,073 |
| Pre-tax net operating income | $733,000 | 2,180 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $222,000 | 1,612 |
| Income before extraordinary items | $511,000 | 2,548 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $511,000 | 2,550 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $511,000 | 2,551 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $94,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $511,000 | 2,433 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,945,000 | 4,091 |
| Total interest expense | $717,000 | 5,151 |
| Net interest income | $5,228,000 | 3,794 |
| Provision for loan and lease losses | $150,000 | 4,935 |
| Total noninterest income | $505,000 | 4,387 |
| Gross Fiduciary activities income | $38,000 | 950 |
| Service charges on deposit accounts | $258,000 | 3,895 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $209,000 | 4,411 |
| Total noninterest expense | $2,631,000 | 5,222 |
| Salaries and employee benefits | $1,761,000 | 4,520 |
| Premises and equipment expense | $223,000 | 5,825 |
| Additional noninterest expense | $647,000 | 5,848 |
| Pre-tax net operating income | $2,952,000 | 1,861 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $941,000 | 1,397 |
| Income before extraordinary items | $2,013,000 | 2,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,013,000 | 2,258 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,013,000 | 2,258 |
| Net charge-offs | $21,000 | 5,893 |
| Cash dividends | $333,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,011,640 | 2,185 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 4,138 |
| Total interest expense | $557,000 | 5,196 |
| Net interest income | $3,894,000 | 3,835 |
| Provision for loan and lease losses | $150,000 | 4,478 |
| Total noninterest income | $302,000 | 4,813 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $161,000 | 4,268 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $140,000 | 4,627 |
| Total noninterest expense | $1,576,000 | 5,744 |
| Salaries and employee benefits | $1,017,000 | 5,226 |
| Premises and equipment expense | $155,000 | 5,996 |
| Additional noninterest expense | $404,000 | 6,192 |
| Pre-tax net operating income | $2,470,000 | 1,750 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $830,000 | 1,252 |
| Income before extraordinary items | $1,640,000 | 2,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,640,000 | 2,160 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,640,000 | 2,161 |
| Net charge-offs | $10,000 | 5,779 |
| Cash dividends | $250,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,640,000 | 2,067 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 4,166 |
| Total interest expense | $377,000 | 5,268 |
| Net interest income | $2,600,000 | 3,840 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $168,000 | 5,113 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $97,000 | 4,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,079 |
| Total noninterest expense | $1,095,000 | 5,729 |
| Salaries and employee benefits | $728,000 | 5,074 |
| Premises and equipment expense | $82,000 | 6,391 |
| Additional noninterest expense | $285,000 | 6,199 |
| Pre-tax net operating income | $1,523,000 | 1,857 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $525,000 | 1,272 |
| Income before extraordinary items | $998,000 | 2,284 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $998,000 | 2,284 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $998,000 | 2,284 |
| Net charge-offs | $12,000 | 5,280 |
| Cash dividends | $166,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $998,000 | 2,204 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 4,243 |
| Total interest expense | $187,000 | 5,391 |
| Net interest income | $1,273,000 | 3,901 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $84,000 | 5,202 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $46,000 | 4,495 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,099 |
| Total noninterest expense | $565,000 | 5,688 |
| Salaries and employee benefits | $361,000 | 5,146 |
| Premises and equipment expense | $41,000 | 6,442 |
| Additional noninterest expense | $163,000 | 5,982 |
| Pre-tax net operating income | $692,000 | 1,988 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $243,000 | 1,304 |
| Income before extraordinary items | $449,000 | 2,444 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $449,000 | 2,443 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $449,000 | 2,444 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $83,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $449,000 | 2,395 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 4,276 |
| Total interest expense | $880,000 | 5,518 |
| Net interest income | $5,221,000 | 3,841 |
| Provision for loan and lease losses | $100,000 | 6,012 |
| Total noninterest income | $476,000 | 4,659 |
| Gross Fiduciary activities income | $29,000 | 1,023 |
| Service charges on deposit accounts | $221,000 | 4,225 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $226,000 | 4,403 |
| Total noninterest expense | $2,787,000 | 5,234 |
| Salaries and employee benefits | $1,915,000 | 4,366 |
| Premises and equipment expense | $194,000 | 6,252 |
| Additional noninterest expense | $678,000 | 5,965 |
| Pre-tax net operating income | $2,810,000 | 1,714 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $872,000 | 1,357 |
| Income before extraordinary items | $1,940,000 | 2,079 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,940,000 | 2,080 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,940,000 | 2,081 |
| Net charge-offs | $58,000 | 5,812 |
| Cash dividends | $322,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,938,620 | 2,001 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 4,332 |
| Total interest expense | $686,000 | 5,583 |
| Net interest income | $3,933,000 | 3,882 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $331,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $166,000 | 4,300 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $165,000 | 4,505 |
| Total noninterest expense | $1,755,000 | 5,706 |
| Salaries and employee benefits | $1,158,000 | 5,018 |
| Premises and equipment expense | $129,000 | 6,532 |
| Additional noninterest expense | $468,000 | 6,185 |
| Pre-tax net operating income | $2,509,000 | 1,572 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $763,000 | 1,248 |
| Income before extraordinary items | $1,747,000 | 1,887 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,747,000 | 1,888 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,747,000 | 1,889 |
| Net charge-offs | $59,000 | 5,382 |
| Cash dividends | $242,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,746,300 | 1,790 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 4,342 |
| Total interest expense | $471,000 | 5,614 |
| Net interest income | $2,636,000 | 3,877 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $204,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $112,000 | 4,281 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $92,000 | 4,756 |
| Total noninterest expense | $1,173,000 | 5,721 |
| Salaries and employee benefits | $749,000 | 5,115 |
| Premises and equipment expense | $84,000 | 6,602 |
| Additional noninterest expense | $340,000 | 6,029 |
| Pre-tax net operating income | $1,667,000 | 1,563 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $523,000 | 1,177 |
| Income before extraordinary items | $1,145,000 | 1,874 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,145,000 | 1,873 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,145,000 | 1,874 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $161,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,144,310 | 1,793 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 4,416 |
| Total interest expense | $246,000 | 5,635 |
| Net interest income | $1,296,000 | 3,939 |
| Provision for loan and lease losses | $-150,000 | 7,892 |
| Total noninterest income | $112,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $59,000 | 4,409 |
| Total noninterest expense | $637,000 | 5,585 |
| Salaries and employee benefits | $420,000 | 4,853 |
| Premises and equipment expense | $35,000 | 6,925 |
| Additional noninterest expense | $182,000 | 5,907 |
| Pre-tax net operating income | $921,000 | 1,416 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $230,000 | 1,293 |
| Income before extraordinary items | $691,000 | 1,579 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $691,000 | 1,581 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $691,000 | 1,581 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $81,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $691,000 | 1,517 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,386,000 | 4,441 |
| Total interest expense | $1,304,000 | 5,482 |
| Net interest income | $5,082,000 | 3,909 |
| Provision for loan and lease losses | $-50,000 | 7,977 |
| Total noninterest income | $497,000 | 4,738 |
| Gross Fiduciary activities income | $33,000 | 1,017 |
| Service charges on deposit accounts | $229,000 | 4,399 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $235,000 | 4,377 |
| Total noninterest expense | $2,874,000 | 5,305 |
| Salaries and employee benefits | $1,816,000 | 4,649 |
| Premises and equipment expense | $266,000 | 5,923 |
| Additional noninterest expense | $792,000 | 5,843 |
| Pre-tax net operating income | $2,755,000 | 1,451 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $776,000 | 1,160 |
| Income before extraordinary items | $1,979,000 | 1,703 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,979,000 | 1,701 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,979,000 | 1,702 |
| Net charge-offs | $-342,000 | 8,005 |
| Cash dividends | $301,000 | 3,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,979,000 | 1,647 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 4,511 |
| Total interest expense | $1,024,000 | 5,503 |
| Net interest income | $3,738,000 | 3,963 |
| Provision for loan and lease losses | $-50,000 | 8,059 |
| Total noninterest income | $324,000 | 5,066 |
| Gross Fiduciary activities income | $3,000 | 1,227 |
| Service charges on deposit accounts | $162,000 | 4,524 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $159,000 | 4,665 |
| Total noninterest expense | $1,919,000 | 5,636 |
| Salaries and employee benefits | $1,194,000 | 5,059 |
| Premises and equipment expense | $193,000 | 6,048 |
| Additional noninterest expense | $532,000 | 6,111 |
| Pre-tax net operating income | $2,193,000 | 1,484 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $633,000 | 1,182 |
| Income before extraordinary items | $1,560,000 | 1,714 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,560,000 | 1,714 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,560,000 | 1,714 |
| Net charge-offs | $-349,000 | 8,089 |
| Cash dividends | $226,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,560,000 | 1,676 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 4,605 |
| Total interest expense | $712,000 | 5,532 |
| Net interest income | $2,409,000 | 4,027 |
| Provision for loan and lease losses | $160,000 | 4,648 |
| Total noninterest income | $173,000 | 5,477 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $95,000 | 4,760 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $78,000 | 5,201 |
| Total noninterest expense | $1,268,000 | 5,703 |
| Salaries and employee benefits | $744,000 | 5,317 |
| Premises and equipment expense | $116,000 | 6,299 |
| Additional noninterest expense | $408,000 | 5,774 |
| Pre-tax net operating income | $1,154,000 | 1,888 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $379,000 | 1,315 |
| Income before extraordinary items | $775,000 | 2,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $775,000 | 2,287 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $775,000 | 2,289 |
| Net charge-offs | $-281,000 | 8,180 |
| Cash dividends | $151,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $775,000 | 2,231 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 4,610 |
| Total interest expense | $377,000 | 5,509 |
| Net interest income | $1,201,000 | 4,049 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $95,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $52,000 | 4,522 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $43,000 | 5,090 |
| Total noninterest expense | $551,000 | 6,016 |
| Salaries and employee benefits | $348,000 | 5,560 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $161,000 | 6,133 |
| Pre-tax net operating income | $745,000 | 1,713 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $220,000 | 1,351 |
| Income before extraordinary items | $525,000 | 2,040 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $525,000 | 2,041 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $525,000 | 2,041 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $75,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $525,000 | 1,922 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,538,000 | 4,680 |
| Total interest expense | $1,884,000 | 5,457 |
| Net interest income | $4,654,000 | 4,141 |
| Provision for loan and lease losses | $375,000 | 4,233 |
| Total noninterest income | $473,000 | 4,963 |
| Gross Fiduciary activities income | $27,000 | 1,072 |
| Service charges on deposit accounts | $231,000 | 4,521 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $215,000 | 4,717 |
| Total noninterest expense | $2,338,000 | 5,817 |
| Salaries and employee benefits | $1,387,000 | 5,563 |
| Premises and equipment expense | $262,000 | 6,136 |
| Additional noninterest expense | $689,000 | 5,862 |
| Pre-tax net operating income | $2,414,000 | 2,153 |
| Securities gains (losses) | $-121,000 | 7,271 |
| Applicable income taxes | $563,000 | 1,728 |
| Income before extraordinary items | $1,730,000 | 2,262 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,730,000 | 2,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,039 |
| Cash dividends | $281,000 | 4,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,820,750 | 2,293 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,901,000 | 4,759 |
| Total interest expense | $1,477,000 | 5,464 |
| Net interest income | $3,424,000 | 4,217 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $314,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $164,000 | 4,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $150,000 | 4,951 |
| Total noninterest expense | $1,581,000 | 6,089 |
| Salaries and employee benefits | $906,000 | 5,963 |
| Premises and equipment expense | $348,000 | 4,680 |
| Additional noninterest expense | $327,000 | 6,881 |
| Pre-tax net operating income | $2,157,000 | 2,184 |
| Securities gains (losses) | $-1,000 | 7,156 |
| Applicable income taxes | $419,000 | 2,107 |
| Income before extraordinary items | $1,737,000 | 2,029 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,737,000 | 2,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,009 |
| Cash dividends | $211,000 | 3,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,737,810 | 2,127 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 4,810 |
| Total interest expense | $1,041,000 | 5,479 |
| Net interest income | $2,236,000 | 4,274 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $200,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $109,000 | 4,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $91,000 | 5,205 |
| Total noninterest expense | $1,101,000 | 6,011 |
| Salaries and employee benefits | $611,000 | 5,994 |
| Premises and equipment expense | $265,000 | 4,348 |
| Additional noninterest expense | $225,000 | 6,846 |
| Pre-tax net operating income | $1,335,000 | 2,417 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $159,000 | 2,949 |
| Income before extraordinary items | $1,176,000 | 2,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,176,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $140,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,176,000 | 2,194 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 4,879 |
| Total interest expense | $568,000 | 5,438 |
| Net interest income | $1,088,000 | 4,357 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $107,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $585,000 | 5,876 |
| Salaries and employee benefits | $303,000 | 6,050 |
| Premises and equipment expense | $148,000 | 4,024 |
| Additional noninterest expense | $134,000 | 6,461 |
| Pre-tax net operating income | $610,000 | 2,670 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $34,000 | 3,939 |
| Income before extraordinary items | $576,000 | 2,393 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $576,000 | 2,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $70,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $576,000 | 2,321 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,754,000 | 4,838 |
| Total interest expense | $2,483,000 | 5,288 |
| Net interest income | $4,271,000 | 4,442 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $532,000 | 4,897 |
| Gross Fiduciary activities income | $47,000 | 1,024 |
| Service charges on deposit accounts | $234,000 | 4,581 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $251,000 | 4,580 |
| Total noninterest expense | $2,428,000 | 5,698 |
| Salaries and employee benefits | $1,481,000 | 5,342 |
| Premises and equipment expense | $471,000 | 4,547 |
| Additional noninterest expense | $476,000 | 6,694 |
| Pre-tax net operating income | $2,375,000 | 2,938 |
| Securities gains (losses) | $-7,000 | 7,477 |
| Applicable income taxes | $667,000 | 2,358 |
| Income before extraordinary items | $1,701,000 | 3,168 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,701,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,597 |
| Cash dividends | $1,589,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,706,040 | 3,149 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,018,000 | 4,888 |
| Total interest expense | $1,837,000 | 5,330 |
| Net interest income | $3,181,000 | 4,490 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $323,000 | 5,394 |
| Gross Fiduciary activities income | $23,000 | 1,063 |
| Service charges on deposit accounts | $179,000 | 4,574 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $121,000 | 5,463 |
| Total noninterest expense | $1,538,000 | 6,148 |
| Salaries and employee benefits | $948,000 | 5,808 |
| Premises and equipment expense | $274,000 | 5,280 |
| Additional noninterest expense | $316,000 | 6,938 |
| Pre-tax net operating income | $1,966,000 | 2,876 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $582,000 | 2,340 |
| Income before extraordinary items | $1,382,000 | 3,143 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,382,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,744 |
| Cash dividends | $1,532,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,383,400 | 3,125 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 4,887 |
| Total interest expense | $1,188,000 | 5,405 |
| Net interest income | $2,172,000 | 4,440 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $210,000 | 5,476 |
| Gross Fiduciary activities income | $23,000 | 1,026 |
| Service charges on deposit accounts | $120,000 | 4,583 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $67,000 | 5,821 |
| Total noninterest expense | $1,007,000 | 6,239 |
| Salaries and employee benefits | $618,000 | 5,914 |
| Premises and equipment expense | $175,000 | 5,426 |
| Additional noninterest expense | $214,000 | 6,940 |
| Pre-tax net operating income | $1,375,000 | 2,835 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $403,000 | 2,369 |
| Income before extraordinary items | $970,000 | 3,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $970,000 | 3,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,769 |
| Cash dividends | $1,475,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $971,420 | 3,080 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 4,922 |
| Total interest expense | $580,000 | 5,467 |
| Net interest income | $1,080,000 | 4,473 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $103,000 | 5,473 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $60,000 | 4,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $497,000 | 6,308 |
| Salaries and employee benefits | $317,000 | 5,892 |
| Premises and equipment expense | $58,000 | 6,480 |
| Additional noninterest expense | $122,000 | 6,656 |
| Pre-tax net operating income | $686,000 | 2,840 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $208,000 | 2,349 |
| Income before extraordinary items | $476,000 | 3,140 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $476,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $59,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $477,400 | 3,109 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,237,000 | 4,877 |
| Total interest expense | $1,960,000 | 5,454 |
| Net interest income | $4,277,000 | 4,474 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $463,000 | 5,302 |
| Gross Fiduciary activities income | $30,000 | 1,107 |
| Service charges on deposit accounts | $233,000 | 4,662 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $200,000 | 5,126 |
| Total noninterest expense | $2,122,000 | 5,991 |
| Salaries and employee benefits | $1,412,000 | 5,395 |
| Premises and equipment expense | $281,000 | 5,906 |
| Additional noninterest expense | $429,000 | 6,924 |
| Pre-tax net operating income | $2,618,000 | 3,027 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $714,000 | 2,638 |
| Income before extraordinary items | $1,908,000 | 3,202 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,908,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,042 |
| Cash dividends | $194,000 | 5,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,905,080 | 3,194 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 4,930 |
| Total interest expense | $1,407,000 | 5,512 |
| Net interest income | $3,181,000 | 4,534 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $310,000 | 5,563 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $177,000 | 4,680 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 5,373 |
| Total noninterest expense | $1,427,000 | 6,302 |
| Salaries and employee benefits | $891,000 | 5,907 |
| Premises and equipment expense | $221,000 | 5,809 |
| Additional noninterest expense | $315,000 | 6,990 |
| Pre-tax net operating income | $2,064,000 | 3,034 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $621,000 | 2,534 |
| Income before extraordinary items | $1,447,000 | 3,284 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,447,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $146,000 | 4,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,444,200 | 3,280 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 4,901 |
| Total interest expense | $899,000 | 5,511 |
| Net interest income | $2,145,000 | 4,513 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $199,000 | 5,656 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $120,000 | 4,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 5,619 |
| Total noninterest expense | $919,000 | 6,406 |
| Salaries and employee benefits | $577,000 | 6,027 |
| Premises and equipment expense | $133,000 | 6,083 |
| Additional noninterest expense | $209,000 | 7,003 |
| Pre-tax net operating income | $1,425,000 | 2,981 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $427,000 | 2,522 |
| Income before extraordinary items | $1,003,000 | 3,201 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,003,000 | 3,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $97,000 | 4,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $999,500 | 3,205 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 4,951 |
| Total interest expense | $404,000 | 5,658 |
| Net interest income | $1,067,000 | 4,515 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $106,000 | 5,470 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $56,000 | 4,691 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,161 |
| Total noninterest expense | $500,000 | 6,184 |
| Salaries and employee benefits | $315,000 | 5,788 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $126,000 | 6,517 |
| Pre-tax net operating income | $673,000 | 3,054 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $211,000 | 2,537 |
| Income before extraordinary items | $462,000 | 3,353 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $462,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $49,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $462,000 | 3,332 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 4,948 |
| Total interest expense | $1,266,000 | 5,693 |
| Net interest income | $4,083,000 | 4,561 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $497,000 | 5,256 |
| Gross Fiduciary activities income | $46,000 | 1,057 |
| Service charges on deposit accounts | $233,000 | 4,723 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $218,000 | 4,999 |
| Total noninterest expense | $2,174,000 | 5,817 |
| Salaries and employee benefits | $1,393,000 | 5,307 |
| Premises and equipment expense | $351,000 | 5,277 |
| Additional noninterest expense | $430,000 | 6,932 |
| Pre-tax net operating income | $2,406,000 | 3,236 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $674,000 | 2,878 |
| Income before extraordinary items | $1,728,000 | 3,466 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,728,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,012 |
| Cash dividends | $162,000 | 5,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,730,880 | 3,432 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 4,954 |
| Total interest expense | $897,000 | 5,732 |
| Net interest income | $3,054,000 | 4,586 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $319,000 | 5,638 |
| Gross Fiduciary activities income | $7,000 | 1,273 |
| Service charges on deposit accounts | $176,000 | 4,736 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 5,378 |
| Total noninterest expense | $1,397,000 | 6,302 |
| Salaries and employee benefits | $836,000 | 5,975 |
| Premises and equipment expense | $273,000 | 5,144 |
| Additional noninterest expense | $288,000 | 7,184 |
| Pre-tax net operating income | $1,976,000 | 3,090 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $567,000 | 2,736 |
| Income before extraordinary items | $1,404,000 | 3,294 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,404,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $121,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,407,550 | 3,245 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 4,939 |
| Total interest expense | $567,000 | 5,717 |
| Net interest income | $2,029,000 | 4,570 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $196,000 | 5,783 |
| Gross Fiduciary activities income | $6,000 | 1,239 |
| Service charges on deposit accounts | $115,000 | 4,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $903,000 | 6,390 |
| Salaries and employee benefits | $539,000 | 6,112 |
| Premises and equipment expense | $177,000 | 5,221 |
| Additional noninterest expense | $187,000 | 7,228 |
| Pre-tax net operating income | $1,322,000 | 3,038 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $366,000 | 2,746 |
| Income before extraordinary items | $959,000 | 3,186 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $959,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $81,000 | 4,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $956,840 | 3,148 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 4,984 |
| Total interest expense | $269,000 | 5,775 |
| Net interest income | $1,005,000 | 4,609 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $94,000 | 5,821 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $51,000 | 4,944 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $415,000 | 6,683 |
| Salaries and employee benefits | $242,000 | 6,470 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $103,000 | 7,065 |
| Pre-tax net operating income | $684,000 | 2,908 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $195,000 | 2,641 |
| Income before extraordinary items | $492,000 | 3,087 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $492,000 | 3,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $489,840 | 3,059 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 4,856 |
| Total interest expense | $1,055,000 | 5,511 |
| Net interest income | $3,939,000 | 4,529 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $451,000 | 5,523 |
| Gross Fiduciary activities income | $32,000 | 1,128 |
| Service charges on deposit accounts | $245,000 | 4,784 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $174,000 | 5,397 |
| Total noninterest expense | $2,081,000 | 5,881 |
| Salaries and employee benefits | $1,369,000 | 5,263 |
| Premises and equipment expense | $309,000 | 5,595 |
| Additional noninterest expense | $403,000 | 7,104 |
| Pre-tax net operating income | $2,309,000 | 3,194 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $629,000 | 2,948 |
| Income before extraordinary items | $1,683,000 | 3,345 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,683,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $130,000 | 5,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,680,810 | 3,279 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 4,834 |
| Total interest expense | $779,000 | 5,518 |
| Net interest income | $2,969,000 | 4,512 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $270,000 | 6,057 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $185,000 | 4,815 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $83,000 | 6,238 |
| Total noninterest expense | $1,532,000 | 5,889 |
| Salaries and employee benefits | $801,000 | 6,018 |
| Premises and equipment expense | $476,000 | 3,392 |
| Additional noninterest expense | $255,000 | 7,458 |
| Pre-tax net operating income | $1,707,000 | 3,282 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $461,000 | 3,053 |
| Income before extraordinary items | $1,248,000 | 3,447 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,248,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $57,000 | 4,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,246,540 | 3,361 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 4,790 |
| Total interest expense | $521,000 | 5,537 |
| Net interest income | $2,019,000 | 4,445 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $178,000 | 6,086 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $122,000 | 4,840 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $54,000 | 6,302 |
| Total noninterest expense | $882,000 | 6,418 |
| Salaries and employee benefits | $538,000 | 6,033 |
| Premises and equipment expense | $172,000 | 5,274 |
| Additional noninterest expense | $172,000 | 7,463 |
| Pre-tax net operating income | $1,315,000 | 2,885 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $369,000 | 2,709 |
| Income before extraordinary items | $946,000 | 3,070 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $946,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $57,000 | 4,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $946,000 | 2,986 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 4,836 |
| Total interest expense | $264,000 | 5,566 |
| Net interest income | $996,000 | 4,496 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $94,000 | 5,919 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $368,000 | 6,994 |
| Salaries and employee benefits | $250,000 | 6,338 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $90,000 | 7,377 |
| Pre-tax net operating income | $722,000 | 2,644 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $205,000 | 2,536 |
| Income before extraordinary items | $517,000 | 2,861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $517,000 | 2,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $517,000 | 2,766 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,012,000 | 4,887 |
| Total interest expense | $1,190,000 | 5,589 |
| Net interest income | $3,822,000 | 4,508 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $488,000 | 5,508 |
| Gross Fiduciary activities income | $75,000 | 1,012 |
| Service charges on deposit accounts | $247,000 | 4,779 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $166,000 | 5,642 |
| Total noninterest expense | $1,866,000 | 6,219 |
| Salaries and employee benefits | $1,331,000 | 5,262 |
| Premises and equipment expense | $189,000 | 6,917 |
| Additional noninterest expense | $346,000 | 7,474 |
| Pre-tax net operating income | $2,444,000 | 2,937 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $660,000 | 2,893 |
| Income before extraordinary items | $1,789,000 | 3,119 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,789,000 | 3,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-126,000 | 9,067 |
| Cash dividends | $122,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,785,350 | 2,977 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 4,918 |
| Total interest expense | $919,000 | 5,644 |
| Net interest income | $2,869,000 | 4,526 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $298,000 | 6,027 |
| Gross Fiduciary activities income | $4,000 | 1,409 |
| Service charges on deposit accounts | $188,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 5,966 |
| Total noninterest expense | $1,181,000 | 6,744 |
| Salaries and employee benefits | $786,000 | 6,067 |
| Premises and equipment expense | $133,000 | 7,071 |
| Additional noninterest expense | $262,000 | 7,457 |
| Pre-tax net operating income | $1,986,000 | 2,871 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $544,000 | 2,879 |
| Income before extraordinary items | $1,442,000 | 3,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,442,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,711 |
| Cash dividends | $56,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,442,000 | 2,904 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 4,872 |
| Total interest expense | $631,000 | 5,671 |
| Net interest income | $1,957,000 | 4,458 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $184,000 | 6,183 |
| Gross Fiduciary activities income | $4,000 | 1,366 |
| Service charges on deposit accounts | $126,000 | 4,731 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $54,000 | 6,441 |
| Total noninterest expense | $795,000 | 6,730 |
| Salaries and employee benefits | $535,000 | 6,009 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $175,000 | 7,460 |
| Pre-tax net operating income | $1,346,000 | 2,831 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $369,000 | 2,854 |
| Income before extraordinary items | $977,000 | 3,035 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $977,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $56,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $977,000 | 2,875 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 4,811 |
| Total interest expense | $323,000 | 5,714 |
| Net interest income | $1,004,000 | 4,390 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $98,000 | 5,965 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $413,000 | 6,610 |
| Salaries and employee benefits | $259,000 | 6,127 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $111,000 | 6,863 |
| Pre-tax net operating income | $689,000 | 2,767 |
| Securities gains (losses) | $3,000 | 2,514 |
| Applicable income taxes | $185,000 | 2,834 |
| Income before extraordinary items | $507,000 | 2,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $507,000 | 2,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $504,810 | 2,784 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,707,000 | 4,711 |
| Total interest expense | $1,644,000 | 5,440 |
| Net interest income | $4,063,000 | 4,302 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $458,000 | 5,451 |
| Gross Fiduciary activities income | $47,000 | 1,119 |
| Service charges on deposit accounts | $250,000 | 4,695 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 5,459 |
| Total noninterest expense | $1,809,000 | 6,244 |
| Salaries and employee benefits | $1,245,000 | 5,358 |
| Premises and equipment expense | $218,000 | 6,549 |
| Additional noninterest expense | $346,000 | 7,499 |
| Pre-tax net operating income | $2,612,000 | 2,799 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $633,000 | 3,028 |
| Income before extraordinary items | $1,982,000 | 2,818 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,982,000 | 2,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $689,000 | 1,305 |
| Cash dividends | $122,000 | 5,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,979,720 | 2,740 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,586,000 | 4,629 |
| Total interest expense | $2,713,000 | 5,102 |
| Net interest income | $3,873,000 | 4,224 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $411,000 | 5,603 |
| Gross Fiduciary activities income | $41,000 | 1,170 |
| Service charges on deposit accounts | $212,000 | 5,028 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $158,000 | 5,439 |
| Total noninterest expense | $1,737,000 | 6,268 |
| Salaries and employee benefits | $1,173,000 | 5,412 |
| Premises and equipment expense | $200,000 | 6,791 |
| Additional noninterest expense | $364,000 | 7,402 |
| Pre-tax net operating income | $2,547,000 | 2,627 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $709,000 | 2,646 |
| Income before extraordinary items | $1,842,000 | 2,725 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,842,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $122,000 | 5,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,839,120 | 2,637 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,653,000 | 4,765 |
| Total interest expense | $2,943,000 | 4,993 |
| Net interest income | $3,710,000 | 4,429 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $384,000 | 5,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,739 |
| Total noninterest expense | $1,558,000 | 6,589 |
| Salaries and employee benefits | $1,046,000 | 5,748 |
| Premises and equipment expense | $181,000 | 7,070 |
| Additional noninterest expense | $331,000 | 7,706 |
| Pre-tax net operating income | $2,536,000 | 2,733 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $714,000 | 2,740 |
| Income before extraordinary items | $1,822,000 | 2,778 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,822,000 | 2,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $122,000 | 5,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,822,000 | 2,774 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,164,000 | 4,855 |
| Total interest expense | $2,573,000 | 5,110 |
| Net interest income | $3,591,000 | 4,566 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $387,000 | 5,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 4,920 |
| Total noninterest expense | $1,559,000 | 6,627 |
| Salaries and employee benefits | $1,030,000 | 5,760 |
| Premises and equipment expense | $207,000 | 6,697 |
| Additional noninterest expense | $322,000 | 7,933 |
| Pre-tax net operating income | $2,419,000 | 2,863 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $672,000 | 2,986 |
| Income before extraordinary items | $1,747,000 | 2,874 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,747,000 | 2,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 9,826 |
| Cash dividends | $113,000 | 5,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,747,000 | 2,849 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,329,000 | 4,804 |
| Total interest expense | $2,753,000 | 5,022 |
| Net interest income | $3,576,000 | 4,501 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $402,000 | 5,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 4,955 |
| Total noninterest expense | $1,571,000 | 6,499 |
| Salaries and employee benefits | $1,008,000 | 5,767 |
| Premises and equipment expense | $190,000 | 6,867 |
| Additional noninterest expense | $373,000 | 7,451 |
| Pre-tax net operating income | $2,257,000 | 3,027 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $681,000 | 3,096 |
| Income before extraordinary items | $1,575,000 | 3,130 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,575,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $113,000 | 6,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,575,700 | 3,040 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 4,999 |
| Total interest expense | $2,771,000 | 5,017 |
| Net interest income | $3,330,000 | 4,903 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $352,000 | 6,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $1,486,000 | 6,822 |
| Salaries and employee benefits | $945,000 | 6,083 |
| Premises and equipment expense | $165,000 | 7,471 |
| Additional noninterest expense | $376,000 | 7,565 |
| Pre-tax net operating income | $2,196,000 | 3,249 |
| Securities gains (losses) | $-16,000 | 10,264 |
| Applicable income taxes | $568,000 | 3,841 |
| Income before extraordinary items | $1,612,000 | 3,140 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,612,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $105,000 | 6,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,623,840 | 3,057 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,862,000 | 5,270 |
| Total interest expense | $2,606,000 | 5,346 |
| Net interest income | $3,256,000 | 5,124 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $409,000 | 5,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,706 |
| Total noninterest expense | $1,459,000 | 7,228 |
| Salaries and employee benefits | $883,000 | 6,542 |
| Premises and equipment expense | $149,000 | 8,083 |
| Additional noninterest expense | $427,000 | 7,658 |
| Pre-tax net operating income | $2,056,000 | 3,359 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $673,000 | 3,264 |
| Income before extraordinary items | $1,385,000 | 3,440 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,385,000 | 3,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $97,000 | 6,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,383,660 | 3,393 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 5,488 |
| Total interest expense | $2,407,000 | 5,726 |
| Net interest income | $3,224,000 | 5,198 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $355,000 | 6,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,493 |
| Total noninterest expense | $1,426,000 | 7,503 |
| Salaries and employee benefits | $853,000 | 6,803 |
| Premises and equipment expense | $161,000 | 8,015 |
| Additional noninterest expense | $412,000 | 8,074 |
| Pre-tax net operating income | $2,153,000 | 3,266 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $684,000 | 3,298 |
| Income before extraordinary items | $1,458,000 | 3,327 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,458,000 | 3,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,337 |
| Cash dividends | $97,000 | 6,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,465,480 | 3,288 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 5,677 |
| Total interest expense | $1,972,000 | 5,671 |
| Net interest income | $3,017,000 | 5,594 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $322,000 | 6,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,205 |
| Total noninterest expense | $1,427,000 | 7,830 |
| Salaries and employee benefits | $806,000 | 7,173 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $426,000 | 8,568 |
| Pre-tax net operating income | $1,912,000 | 3,562 |
| Securities gains (losses) | $-153,000 | 11,802 |
| Applicable income taxes | $509,000 | 4,008 |
| Income before extraordinary items | $1,250,000 | 3,715 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,250,000 | 3,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 11,826 |
| Cash dividends | $97,000 | 7,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,358,630 | 3,480 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,997,000 | 5,790 |
| Total interest expense | $1,970,000 | 5,908 |
| Net interest income | $3,027,000 | 5,620 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $301,000 | 7,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,500 |
| Total noninterest expense | $1,457,000 | 7,974 |
| Salaries and employee benefits | $801,000 | 7,317 |
| Premises and equipment expense | $210,000 | 7,496 |
| Additional noninterest expense | $446,000 | 8,764 |
| Pre-tax net operating income | $1,871,000 | 3,539 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $544,000 | 3,887 |
| Income before extraordinary items | $1,329,000 | 3,636 |
| Extraordinary gains, net | $50,000 | 2,172 |
| Net income | $1,379,000 | 3,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $97,000 | 7,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,327,580 | 3,446 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 6,037 |
| Total interest expense | $2,417,000 | 6,148 |
| Net interest income | $2,930,000 | 5,833 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $262,000 | 8,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,990 |
| Total noninterest expense | $1,311,000 | 8,625 |
| Salaries and employee benefits | $754,000 | 7,581 |
| Premises and equipment expense | $96,000 | 10,873 |
| Additional noninterest expense | $461,000 | 8,858 |
| Pre-tax net operating income | $1,881,000 | 3,295 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $530,000 | 3,801 |
| Income before extraordinary items | $1,356,000 | 3,385 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,356,000 | 3,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-206,000 | 13,846 |
| Cash dividends | $97,000 | 6,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,352,400 | 3,149 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.