Home > Fairfield County Bank > Income and Expense

Fairfield County Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$73,189,000681
Total interest expense$21,146,000755
Net interest income$52,043,000647
Provision for loan and lease losses$-54,0004,283
Total noninterest income$16,295,000538
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,498,000737
Trading account gains and feesNANA
Additional Noninterest Income$14,797,000410
Total noninterest expense$59,933,000498
Salaries and employee benefits$38,134,000417
Premises and equipment expense$8,212,000352
Additional noninterest expense$14,797,000410
Pre-tax net operating income$8,459,0001,336
Securities gains (losses)$-657,0004,230
Applicable income taxes$1,668,0001,100
Income before extraordinary items$6,134,0001,495
Extraordinary gains, net$054
Net income$6,134,0001,511
Minority interest net income$088
Net income of bank and minority interests.$6,134,0001,498
Net charge-offs$-327,0004,504
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,653,0301,425
2023-09-30 (YTD Data)Rank
Total interest income$54,201,000680
Total interest expense$14,463,000763
Net interest income$39,738,000647
Provision for loan and lease losses$-167,0004,419
Total noninterest income$12,368,000536
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,107,000741
Trading account gains and feesNANA
Additional Noninterest Income$11,261,000411
Total noninterest expense$44,528,000500
Salaries and employee benefits$28,534,000421
Premises and equipment expense$6,123,000357
Additional noninterest expense$11,261,000411
Pre-tax net operating income$7,745,0001,169
Securities gains (losses)$-700,0004,404
Applicable income taxes$1,527,000998
Income before extraordinary items$5,518,0001,329
Extraordinary gains, net$052
Net income$5,518,0001,339
Minority interest net income$081
Net income of bank and minority interests.$5,518,0001,329
Net charge-offs$-312,0004,521
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,071,0001,261
2023-06-30 (YTD Data)Rank
Total interest income$35,518,000668
Total interest expense$8,788,000746
Net interest income$26,730,000643
Provision for loan and lease losses$-208,0004,496
Total noninterest income$7,940,000536
Gross Fiduciary activities income$0931
Service charges on deposit accounts$725,000744
Trading account gains and feesNANA
Additional Noninterest Income$7,215,000412
Total noninterest expense$29,518,000488
Salaries and employee benefits$18,811,000416
Premises and equipment expense$4,280,000334
Additional noninterest expense$7,215,000412
Pre-tax net operating income$5,360,0001,145
Securities gains (losses)$-673,0004,498
Applicable income taxes$1,016,0001,001
Income before extraordinary items$3,671,0001,337
Extraordinary gains, net$051
Net income$3,671,0001,351
Minority interest net income$081
Net income of bank and minority interests.$3,671,0001,337
Net charge-offs$-293,0004,572
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,202,6701,213
2023-03-31 (YTD Data)Rank
Total interest income$17,357,000680
Total interest expense$3,873,000746
Net interest income$13,484,000648
Provision for loan and lease losses$-183,0004,573
Total noninterest income$3,818,000543
Gross Fiduciary activities income$0913
Service charges on deposit accounts$362,000756
Trading account gains and feesNANA
Additional Noninterest Income$3,456,000425
Total noninterest expense$14,497,000502
Salaries and employee benefits$9,406,000429
Premises and equipment expense$2,045,000361
Additional noninterest expense$3,456,000425
Pre-tax net operating income$2,988,0001,081
Securities gains (losses)$-656,0004,561
Applicable income taxes$509,0001,036
Income before extraordinary items$1,823,0001,370
Extraordinary gains, net$04
Net income$1,823,0001,369
Minority interest net income$048
Net income of bank and minority interests.$1,823,0001,370
Net charge-offs$-116,0004,563
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,341,2401,149
2022-12-31 (YTD Data)Rank
Total interest income$62,863,000615
Total interest expense$4,379,000870
Net interest income$58,484,000591
Provision for loan and lease losses$03,012
Total noninterest income$15,994,000551
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,409,000781
Trading account gains and feesNANA
Additional Noninterest Income$14,585,000431
Total noninterest expense$57,025,000488
Salaries and employee benefits$36,392,000420
Premises and equipment expense$7,977,000357
Additional noninterest expense$14,585,000431
Pre-tax net operating income$17,453,000838
Securities gains (losses)$-1,468,0004,505
Applicable income taxes$3,365,000772
Income before extraordinary items$12,620,000932
Extraordinary gains, net$05
Net income$12,620,000933
Minority interest net income$063
Net income of bank and minority interests.$12,620,000933
Net charge-offs$91,0001,269
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,779,720887
2022-09-30 (YTD Data)Rank
Total interest income$45,946,000598
Total interest expense$2,168,000944
Net interest income$43,778,000574
Provision for loan and lease losses$02,835
Total noninterest income$12,029,000559
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,046,000793
Trading account gains and feesNANA
Additional Noninterest Income$10,983,000433
Total noninterest expense$41,979,000492
Salaries and employee benefits$26,882,000425
Premises and equipment expense$5,952,000355
Additional noninterest expense$10,983,000433
Pre-tax net operating income$13,828,000809
Securities gains (losses)$-123,0004,265
Applicable income taxes$2,924,000705
Income before extraordinary items$10,781,000832
Extraordinary gains, net$04
Net income$10,781,000833
Minority interest net income$057
Net income of bank and minority interests.$10,781,000832
Net charge-offs$286,000587
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,878,170843
2022-06-30 (YTD Data)Rank
Total interest income$29,876,000582
Total interest expense$1,238,000928
Net interest income$28,638,000563
Provision for loan and lease losses$02,599
Total noninterest income$7,693,000578
Gross Fiduciary activities income$0925
Service charges on deposit accounts$709,000779
Trading account gains and feesNANA
Additional Noninterest Income$6,984,000471
Total noninterest expense$27,711,000486
Salaries and employee benefits$17,840,000423
Premises and equipment expense$3,981,000351
Additional noninterest expense$5,890,000670
Pre-tax net operating income$8,620,000813
Securities gains (losses)$-83,0004,332
Applicable income taxes$1,832,000695
Income before extraordinary items$6,705,000842
Extraordinary gains, net$04
Net income$6,705,000842
Minority interest net income$060
Net income of bank and minority interests.$6,705,000842
Net charge-offs$-50,0004,189
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,770,570848
2022-03-31 (YTD Data)Rank
Total interest income$14,692,000572
Total interest expense$582,000957
Net interest income$14,110,000558
Provision for loan and lease losses$02,285
Total noninterest income$4,000,000572
Gross Fiduciary activities income$0892
Service charges on deposit accounts$340,000799
Trading account gains and feesNANA
Additional Noninterest Income$3,660,000478
Total noninterest expense$13,988,000484
Salaries and employee benefits$8,979,000427
Premises and equipment expense$2,032,000350
Additional noninterest expense$2,977,000654
Pre-tax net operating income$4,122,000809
Securities gains (losses)$-47,0004,445
Applicable income taxes$878,000698
Income before extraordinary items$3,197,000841
Extraordinary gains, net$04
Net income$3,197,000840
Minority interest net income$050
Net income of bank and minority interests.$3,197,000841
Net charge-offs$-64,0004,452
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,234,130839
2021-12-31 (YTD Data)Rank
Total interest income$60,733,000567
Total interest expense$2,387,0001,138
Net interest income$58,346,000549
Provision for loan and lease losses$300,0001,389
Total noninterest income$16,922,000587
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,360,000754
Trading account gains and feesNANA
Additional Noninterest Income$15,562,000501
Total noninterest expense$55,826,000476
Salaries and employee benefits$36,416,000418
Premises and equipment expense$7,945,000357
Additional noninterest expense$11,465,000692
Pre-tax net operating income$19,142,000768
Securities gains (losses)$147,000710
Applicable income taxes$4,093,000721
Income before extraordinary items$15,196,000805
Extraordinary gains, net$010
Net income$15,196,000806
Minority interest net income$074
Net income of bank and minority interests.$15,196,000806
Net charge-offs$-345,0004,666
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,079,870791
2021-09-30 (YTD Data)Rank
Total interest income$46,068,000570
Total interest expense$1,784,0001,202
Net interest income$44,284,000547
Provision for loan and lease losses$300,0001,152
Total noninterest income$13,022,000586
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,011,000753
Trading account gains and feesNANA
Additional Noninterest Income$12,011,000508
Total noninterest expense$40,865,000485
Salaries and employee benefits$26,493,000433
Premises and equipment expense$6,007,000357
Additional noninterest expense$8,365,000702
Pre-tax net operating income$16,141,000718
Securities gains (losses)$155,000647
Applicable income taxes$3,470,000685
Income before extraordinary items$12,826,000752
Extraordinary gains, net$08
Net income$12,826,000752
Minority interest net income$069
Net income of bank and minority interests.$12,826,000752
Net charge-offs$-341,0004,770
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,703,550744
2021-06-30 (YTD Data)Rank
Total interest income$30,556,000560
Total interest expense$1,184,0001,254
Net interest income$29,372,000537
Provision for loan and lease losses$300,000865
Total noninterest income$9,138,000567
Gross Fiduciary activities income$0951
Service charges on deposit accounts$661,000733
Trading account gains and feesNANA
Additional Noninterest Income$8,477,000493
Total noninterest expense$26,955,000485
Salaries and employee benefits$17,559,000433
Premises and equipment expense$3,998,000362
Additional noninterest expense$5,398,000715
Pre-tax net operating income$11,255,000695
Securities gains (losses)$158,000525
Applicable income taxes$2,434,000654
Income before extraordinary items$8,979,000720
Extraordinary gains, net$06
Net income$8,979,000720
Minority interest net income$067
Net income of bank and minority interests.$8,979,000720
Net charge-offs$-286,0004,813
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,854,180707
2021-03-31 (YTD Data)Rank
Total interest income$15,694,000549
Total interest expense$606,0001,297
Net interest income$15,088,000514
Provision for loan and lease losses$300,000548
Total noninterest income$4,737,000558
Gross Fiduciary activities income$0922
Service charges on deposit accounts$335,000716
Trading account gains and feesNANA
Additional Noninterest Income$4,402,000489
Total noninterest expense$13,441,000487
Salaries and employee benefits$8,824,000433
Premises and equipment expense$2,000,000365
Additional noninterest expense$2,617,000724
Pre-tax net operating income$6,084,000654
Securities gains (losses)$119,000433
Applicable income taxes$1,324,000618
Income before extraordinary items$4,879,000683
Extraordinary gains, net$03
Net income$4,879,000683
Minority interest net income$055
Net income of bank and minority interests.$4,879,000683
Net charge-offs$-89,0004,741
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,784,990675
2020-12-31 (YTD Data)Rank
Total interest income$61,047,000566
Total interest expense$4,490,0001,046
Net interest income$56,557,000522
Provision for loan and lease losses$4,383,000631
Total noninterest income$19,095,000514
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,494,000663
Trading account gains and feesNANA
Additional Noninterest Income$17,601,000440
Total noninterest expense$55,494,000465
Salaries and employee benefits$36,143,000406
Premises and equipment expense$8,232,000352
Additional noninterest expense$11,119,000680
Pre-tax net operating income$15,775,000709
Securities gains (losses)$595,000534
Applicable income taxes$3,546,000624
Income before extraordinary items$12,824,000765
Extraordinary gains, net$04
Net income$12,824,000765
Minority interest net income$072
Net income of bank and minority interests.$12,824,000765
Net charge-offs$490,000984
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,353,950752
2020-09-30 (YTD Data)Rank
Total interest income$45,545,000565
Total interest expense$3,806,0001,001
Net interest income$41,739,000523
Provision for loan and lease losses$4,383,000546
Total noninterest income$13,412,000514
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,132,000654
Trading account gains and feesNANA
Additional Noninterest Income$12,280,000444
Total noninterest expense$40,835,000462
Salaries and employee benefits$26,528,000402
Premises and equipment expense$6,401,000334
Additional noninterest expense$7,906,000696
Pre-tax net operating income$9,933,000803
Securities gains (losses)$595,000445
Applicable income taxes$2,366,000638
Income before extraordinary items$8,162,000845
Extraordinary gains, net$04
Net income$8,162,000845
Minority interest net income$065
Net income of bank and minority interests.$8,162,000845
Net charge-offs$472,000778
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,691,950863
2020-06-30 (YTD Data)Rank
Total interest income$30,409,000571
Total interest expense$3,056,000910
Net interest income$27,353,000525
Provision for loan and lease losses$1,817,000762
Total noninterest income$8,611,000506
Gross Fiduciary activities income$0970
Service charges on deposit accounts$779,000646
Trading account gains and feesNANA
Additional Noninterest Income$7,832,000423
Total noninterest expense$27,777,000445
Salaries and employee benefits$17,711,000394
Premises and equipment expense$4,299,000330
Additional noninterest expense$5,767,000626
Pre-tax net operating income$6,370,000755
Securities gains (losses)$595,000330
Applicable income taxes$1,576,000589
Income before extraordinary items$5,389,000792
Extraordinary gains, net$04
Net income$5,389,000792
Minority interest net income$065
Net income of bank and minority interests.$5,389,000792
Net charge-offs$432,000652
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,918,950832
2020-03-31 (YTD Data)Rank
Total interest income$14,985,000579
Total interest expense$2,017,000784
Net interest income$12,968,000542
Provision for loan and lease losses$750,000712
Total noninterest income$4,534,000457
Gross Fiduciary activities income$0941
Service charges on deposit accounts$489,000619
Trading account gains and feesNANA
Additional Noninterest Income$4,045,000368
Total noninterest expense$13,861,000451
Salaries and employee benefits$8,953,000396
Premises and equipment expense$2,148,000335
Additional noninterest expense$2,760,000659
Pre-tax net operating income$2,891,000759
Securities gains (losses)$478,000197
Applicable income taxes$747,000564
Income before extraordinary items$2,622,000734
Extraordinary gains, net$04
Net income$2,622,000734
Minority interest net income$056
Net income of bank and minority interests.$2,622,000734
Net charge-offs$638,000317
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,244,380835
2019-12-31 (YTD Data)Rank
Total interest income$60,893,000577
Total interest expense$7,894,000841
Net interest income$52,999,000522
Provision for loan and lease losses$1,553,000639
Total noninterest income$15,820,000504
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,192,000572
Trading account gains and feesNANA
Additional Noninterest Income$13,628,000423
Total noninterest expense$54,817,000439
Salaries and employee benefits$34,872,000389
Premises and equipment expense$8,276,000341
Additional noninterest expense$11,669,000609
Pre-tax net operating income$12,449,000875
Securities gains (losses)$862,000252
Applicable income taxes$2,957,000702
Income before extraordinary items$10,354,000913
Extraordinary gains, net$011
Net income$10,354,000914
Minority interest net income$076
Net income of bank and minority interests.$10,354,000914
Net charge-offs$1,594,000489
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,673,020946
2019-09-30 (YTD Data)Rank
Total interest income$45,975,000576
Total interest expense$5,757,000866
Net interest income$40,218,000517
Provision for loan and lease losses$1,113,000635
Total noninterest income$12,047,000500
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,664,000563
Trading account gains and feesNANA
Additional Noninterest Income$10,383,000410
Total noninterest expense$40,791,000434
Salaries and employee benefits$26,191,000389
Premises and equipment expense$6,203,000343
Additional noninterest expense$8,397,000628
Pre-tax net operating income$10,361,000820
Securities gains (losses)$865,000220
Applicable income taxes$2,423,000686
Income before extraordinary items$8,803,000827
Extraordinary gains, net$011
Net income$8,803,000828
Minority interest net income$072
Net income of bank and minority interests.$8,803,000828
Net charge-offs$1,039,000486
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,119,650870
2019-06-30 (YTD Data)Rank
Total interest income$30,927,000570
Total interest expense$3,776,000866
Net interest income$27,151,000514
Provision for loan and lease losses$675,000660
Total noninterest income$7,981,000494
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,100,000564
Trading account gains and fees$0131
Additional Noninterest Income$6,881,000404
Total noninterest expense$26,939,000439
Salaries and employee benefits$17,274,000390
Premises and equipment expense$4,209,000340
Additional noninterest expense$5,456,000651
Pre-tax net operating income$7,518,000739
Securities gains (losses)$857,000166
Applicable income taxes$1,805,000614
Income before extraordinary items$6,570,000725
Extraordinary gains, net$011
Net income$6,570,000726
Minority interest net income$069
Net income of bank and minority interests.$6,570,000725
Net charge-offs$806,000408
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,892,970781
2019-03-31 (YTD Data)Rank
Total interest income$15,276,000573
Total interest expense$1,678,000931
Net interest income$13,598,000511
Provision for loan and lease losses$188,000992
Total noninterest income$3,773,000502
Gross Fiduciary activities income$0972
Service charges on deposit accounts$554,000553
Trading account gains and fees$0126
Additional Noninterest Income$3,219,000415
Total noninterest expense$13,509,000435
Salaries and employee benefits$8,692,000387
Premises and equipment expense$2,094,000347
Additional noninterest expense$2,723,000639
Pre-tax net operating income$3,674,000737
Securities gains (losses)$13,000656
Applicable income taxes$795,000646
Income before extraordinary items$2,892,000800
Extraordinary gains, net$05
Net income$2,892,000800
Minority interest net income$052
Net income of bank and minority interests.$2,892,000799
Net charge-offs$10,0001,981
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,881,730788
2018-12-31 (YTD Data)Rank
Total interest income$58,463,000547
Total interest expense$3,934,0001,151
Net interest income$54,529,000501
Provision for loan and lease losses$1,250,000737
Total noninterest income$16,797,000476
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,106,000604
Trading account gains and fees$0126
Additional Noninterest Income$14,691,000382
Total noninterest expense$54,336,000427
Salaries and employee benefits$34,626,000384
Premises and equipment expense$8,251,000343
Additional noninterest expense$11,459,000612
Pre-tax net operating income$15,740,000725
Securities gains (losses)$-38,0004,788
Applicable income taxes$3,250,000633
Income before extraordinary items$12,452,000755
Extraordinary gains, net$06
Net income$12,452,000754
Minority interest net income$072
Net income of bank and minority interests.$12,452,000754
Net charge-offs$1,940,000373
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,482,020753
2018-09-30 (YTD Data)Rank
Total interest income$43,395,000546
Total interest expense$2,668,0001,193
Net interest income$40,727,000502
Provision for loan and lease losses$1,063,000618
Total noninterest income$12,226,000488
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,543,000616
Trading account gains and fees$0138
Additional Noninterest Income$10,683,000398
Total noninterest expense$40,787,000428
Salaries and employee benefits$26,022,000388
Premises and equipment expense$6,238,000341
Additional noninterest expense$8,527,000602
Pre-tax net operating income$11,103,000748
Securities gains (losses)$-38,0005,082
Applicable income taxes$2,398,000644
Income before extraordinary items$8,667,000812
Extraordinary gains, net$05
Net income$8,667,000811
Minority interest net income$066
Net income of bank and minority interests.$8,667,000811
Net charge-offs$1,698,000304
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,697,020807
2018-06-30 (YTD Data)Rank
Total interest income$28,567,000544
Total interest expense$1,600,0001,234
Net interest income$26,967,000503
Provision for loan and lease losses$375,0001,014
Total noninterest income$8,740,000466
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,008,000626
Trading account gains and fees$0130
Additional Noninterest Income$7,732,000380
Total noninterest expense$27,098,000428
Salaries and employee benefits$17,386,000389
Premises and equipment expense$4,144,000341
Additional noninterest expense$5,568,000617
Pre-tax net operating income$8,234,000690
Securities gains (losses)$-38,0005,231
Applicable income taxes$1,773,000597
Income before extraordinary items$6,423,000731
Extraordinary gains, net$06
Net income$6,423,000730
Minority interest net income$065
Net income of bank and minority interests.$6,423,000730
Net charge-offs$152,0001,068
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,453,020729
2018-03-31 (YTD Data)Rank
Total interest income$14,171,000545
Total interest expense$744,0001,256
Net interest income$13,427,000509
Provision for loan and lease losses$188,000995
Total noninterest income$4,659,000437
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$505,000627
Trading account gains and fees$0123
Additional Noninterest Income$4,154,000354
Total noninterest expense$13,673,000425
Salaries and employee benefits$8,863,000383
Premises and equipment expense$2,119,000340
Additional noninterest expense$2,691,000628
Pre-tax net operating income$4,225,000661
Securities gains (losses)$-38,0005,382
Applicable income taxes$904,000580
Income before extraordinary items$3,283,000703
Extraordinary gains, net$07
Net income$3,283,000703
Minority interest net income$052
Net income of bank and minority interests.$3,283,000703
Net charge-offs$219,000547
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,313,020695
2017-12-31 (YTD Data)Rank
Total interest income$58,496,000497
Total interest expense$2,886,0001,124
Net interest income$55,610,000462
Provision for loan and lease losses$2,386,000455
Total noninterest income$13,172,000569
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,033,000626
Trading account gains and fees$0151
Additional Noninterest Income$11,139,000482
Total noninterest expense$53,800,000422
Salaries and employee benefits$33,809,000383
Premises and equipment expense$8,274,000341
Additional noninterest expense$11,717,000576
Pre-tax net operating income$12,596,000809
Securities gains (losses)$16,0001,414
Applicable income taxes$11,068,000379
Income before extraordinary items$1,544,0003,085
Extraordinary gains, net$09
Net income$1,544,0003,083
Minority interest net income$076
Net income of bank and minority interests.$1,544,0003,085
Net charge-offs$5,370,000204
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,533,7603,077
2017-09-30 (YTD Data)Rank
Total interest income$44,123,000491
Total interest expense$2,149,0001,110
Net interest income$41,974,000463
Provision for loan and lease losses$2,025,000396
Total noninterest income$12,743,000487
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,502,000640
Trading account gains and fees$0145
Additional Noninterest Income$11,241,000386
Total noninterest expense$40,231,000429
Salaries and employee benefits$25,519,000385
Premises and equipment expense$6,218,000341
Additional noninterest expense$8,494,000595
Pre-tax net operating income$12,461,000644
Securities gains (losses)$7,0001,738
Applicable income taxes$4,379,000547
Income before extraordinary items$8,089,000757
Extraordinary gains, net$09
Net income$8,089,000755
Minority interest net income$071
Net income of bank and minority interests.$8,089,000757
Net charge-offs$1,668,000346
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,084,450746
2017-06-30 (YTD Data)Rank
Total interest income$29,266,000490
Total interest expense$1,380,0001,116
Net interest income$27,886,000460
Provision for loan and lease losses$1,800,000307
Total noninterest income$8,809,000472
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$995,000628
Trading account gains and fees$0139
Additional Noninterest Income$7,814,000375
Total noninterest expense$27,093,000432
Salaries and employee benefits$17,188,000380
Premises and equipment expense$4,212,000338
Additional noninterest expense$5,693,000600
Pre-tax net operating income$7,802,000656
Securities gains (losses)$7,0001,367
Applicable income taxes$2,752,000549
Income before extraordinary items$5,057,000795
Extraordinary gains, net$011
Net income$5,057,000795
Minority interest net income$071
Net income of bank and minority interests.$5,057,000795
Net charge-offs$1,658,000248
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,052,450777
2017-03-31 (YTD Data)Rank
Total interest income$14,445,000496
Total interest expense$662,0001,138
Net interest income$13,783,000466
Provision for loan and lease losses$1,125,000247
Total noninterest income$4,654,000447
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$462,000684
Trading account gains and fees$0142
Additional Noninterest Income$4,192,000353
Total noninterest expense$13,454,000436
Salaries and employee benefits$8,631,000382
Premises and equipment expense$2,140,000334
Additional noninterest expense$2,683,000631
Pre-tax net operating income$3,858,000649
Securities gains (losses)$7,000747
Applicable income taxes$1,370,000537
Income before extraordinary items$2,495,000776
Extraordinary gains, net$08
Net income$2,495,000776
Minority interest net income$055
Net income of bank and minority interests.$2,495,000776
Net charge-offs$1,347,000189
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,490,450764
2016-12-31 (YTD Data)Rank
Total interest income$58,302,000467
Total interest expense$3,244,000899
Net interest income$55,058,000440
Provision for loan and lease losses$1,350,000702
Total noninterest income$17,492,000464
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,986,000657
Trading account gains and fees$0170
Additional Noninterest Income$15,506,000377
Total noninterest expense$55,883,000415
Salaries and employee benefits$34,341,000374
Premises and equipment expense$8,780,000314
Additional noninterest expense$12,762,000546
Pre-tax net operating income$15,317,000638
Securities gains (losses)$441,000482
Applicable income taxes$5,496,000523
Income before extraordinary items$10,262,000754
Extraordinary gains, net$05
Net income$10,262,000753
Minority interest net income$082
Net income of bank and minority interests.$10,262,000753
Net charge-offs$1,607,000457
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,975,350751
2016-09-30 (YTD Data)Rank
Total interest income$43,889,000465
Total interest expense$2,485,000876
Net interest income$41,404,000437
Provision for loan and lease losses$1,210,000604
Total noninterest income$13,511,000451
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,514,000644
Trading account gains and fees$0169
Additional Noninterest Income$11,997,000361
Total noninterest expense$42,048,000412
Salaries and employee benefits$25,688,000372
Premises and equipment expense$6,540,000311
Additional noninterest expense$9,820,000538
Pre-tax net operating income$11,657,000626
Securities gains (losses)$335,000562
Applicable income taxes$4,108,000527
Income before extraordinary items$7,884,000727
Extraordinary gains, net$05
Net income$7,884,000727
Minority interest net income$071
Net income of bank and minority interests.$7,884,000727
Net charge-offs$1,111,000444
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,662,900729
2016-06-30 (YTD Data)Rank
Total interest income$29,178,000469
Total interest expense$1,640,000888
Net interest income$27,538,000441
Provision for loan and lease losses$1,090,000475
Total noninterest income$9,223,000442
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$998,000640
Trading account gains and fees$0157
Additional Noninterest Income$8,225,000355
Total noninterest expense$28,050,000408
Salaries and employee benefits$16,943,000378
Premises and equipment expense$4,403,000315
Additional noninterest expense$6,704,000517
Pre-tax net operating income$7,621,000627
Securities gains (losses)$338,000391
Applicable income taxes$2,696,000523
Income before extraordinary items$5,263,000718
Extraordinary gains, net$016
Net income$5,263,000717
Minority interest net income$071
Net income of bank and minority interests.$5,263,000717
Net charge-offs$703,000456
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,039,920731
2016-03-31 (YTD Data)Rank
Total interest income$14,629,000466
Total interest expense$809,000899
Net interest income$13,820,000441
Provision for loan and lease losses$310,000654
Total noninterest income$4,758,000418
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$492,000643
Trading account gains and fees$0142
Additional Noninterest Income$4,266,000333
Total noninterest expense$14,489,000398
Salaries and employee benefits$8,610,000371
Premises and equipment expense$2,250,000313
Additional noninterest expense$3,629,000475
Pre-tax net operating income$3,779,000615
Securities gains (losses)$02,077
Applicable income taxes$1,281,000535
Income before extraordinary items$2,498,000734
Extraordinary gains, net$012
Net income$2,498,000733
Minority interest net income$062
Net income of bank and minority interests.$2,498,000733
Net charge-offs$487,000349
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,498,000710
2015-12-31 (YTD Data)Rank
Total interest income$58,549,000437
Total interest expense$3,551,000789
Net interest income$54,998,000424
Provision for loan and lease losses$320,0001,838
Total noninterest income$18,612,000435
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,211,000595
Trading account gains and fees$0159
Additional Noninterest Income$16,401,000348
Total noninterest expense$59,600,000381
Salaries and employee benefits$35,008,000357
Premises and equipment expense$8,807,000299
Additional noninterest expense$15,785,000444
Pre-tax net operating income$13,690,000665
Securities gains (losses)$183,000798
Applicable income taxes$4,697,000552
Income before extraordinary items$9,176,000792
Extraordinary gains, net$023
Net income$9,176,000791
Minority interest net income$081
Net income of bank and minority interests.$9,176,000792
Net charge-offs$270,0001,707
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,055,220785
2015-09-30 (YTD Data)Rank
Total interest income$43,743,000440
Total interest expense$2,727,000775
Net interest income$41,016,000425
Provision for loan and lease losses$320,0001,441
Total noninterest income$14,767,000429
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,699,000587
Trading account gains and fees$0153
Additional Noninterest Income$13,068,000338
Total noninterest expense$45,231,000382
Salaries and employee benefits$26,382,000361
Premises and equipment expense$6,595,000310
Additional noninterest expense$12,254,000432
Pre-tax net operating income$10,232,000680
Securities gains (losses)$184,000689
Applicable income taxes$3,543,000566
Income before extraordinary items$6,873,000803
Extraordinary gains, net$021
Net income$6,873,000802
Minority interest net income$078
Net income of bank and minority interests.$6,873,000803
Net charge-offs$-94,0005,791
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,751,560788
2015-06-30 (YTD Data)Rank
Total interest income$29,112,000438
Total interest expense$1,840,000759
Net interest income$27,272,000422
Provision for loan and lease losses$320,0001,050
Total noninterest income$9,597,000433
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,139,000570
Trading account gains and fees$0157
Additional Noninterest Income$8,458,000355
Total noninterest expense$29,888,000384
Salaries and employee benefits$17,547,000361
Premises and equipment expense$4,389,000316
Additional noninterest expense$7,952,000441
Pre-tax net operating income$6,661,000708
Securities gains (losses)$183,000561
Applicable income taxes$2,314,000590
Income before extraordinary items$4,530,000809
Extraordinary gains, net$022
Net income$4,530,000808
Minority interest net income$075
Net income of bank and minority interests.$4,530,000809
Net charge-offs$-180,0006,054
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,409,220803
2015-03-31 (YTD Data)Rank
Total interest income$14,728,000436
Total interest expense$935,000751
Net interest income$13,793,000418
Provision for loan and lease losses$320,000597
Total noninterest income$5,092,000399
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$571,000561
Trading account gains and fees$0152
Additional Noninterest Income$4,521,000320
Total noninterest expense$14,716,000388
Salaries and employee benefits$8,882,000359
Premises and equipment expense$2,148,000325
Additional noninterest expense$3,686,000460
Pre-tax net operating income$3,849,000601
Securities gains (losses)$27,0001,105
Applicable income taxes$1,296,000521
Income before extraordinary items$2,580,000692
Extraordinary gains, net$013
Net income$2,580,000690
Minority interest net income$064
Net income of bank and minority interests.$2,580,000692
Net charge-offs$-158,0006,204
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,561,910678
2014-12-31 (YTD Data)Rank
Total interest income$57,819,000435
Total interest expense$4,153,000698
Net interest income$53,666,000419
Provision for loan and lease losses$1,650,000557
Total noninterest income$17,172,000438
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,636,000518
Trading account gains and fees$0180
Additional Noninterest Income$14,536,000341
Total noninterest expense$55,838,000403
Salaries and employee benefits$32,905,000366
Premises and equipment expense$8,365,000319
Additional noninterest expense$14,568,000471
Pre-tax net operating income$13,350,000630
Securities gains (losses)$76,0001,453
Applicable income taxes$4,392,000546
Income before extraordinary items$9,034,000750
Extraordinary gains, net$017
Net income$9,034,000749
Minority interest net income$084
Net income of bank and minority interests.$9,034,000749
Net charge-offs$2,799,000373
Cash dividends$373,0003,193
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,983,080743
2014-09-30 (YTD Data)Rank
Total interest income$43,024,000437
Total interest expense$3,162,000688
Net interest income$39,862,000425
Provision for loan and lease losses$700,000887
Total noninterest income$12,805,000433
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,039,000505
Trading account gains and fees$0174
Additional Noninterest Income$10,766,000339
Total noninterest expense$41,149,000407
Salaries and employee benefits$24,355,000367
Premises and equipment expense$6,270,000319
Additional noninterest expense$10,524,000485
Pre-tax net operating income$10,818,000596
Securities gains (losses)$204,000633
Applicable income taxes$3,724,000502
Income before extraordinary items$7,298,000698
Extraordinary gains, net$015
Net income$7,298,000695
Minority interest net income$081
Net income of bank and minority interests.$7,298,000696
Net charge-offs$1,222,000581
Cash dividends$280,0002,819
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,163,360692
2014-06-30 (YTD Data)Rank
Total interest income$28,384,000441
Total interest expense$2,172,000675
Net interest income$26,212,000427
Provision for loan and lease losses$600,000713
Total noninterest income$8,556,000419
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,360,000496
Trading account gains and fees$0172
Additional Noninterest Income$7,196,000337
Total noninterest expense$26,759,000415
Salaries and employee benefits$15,843,000372
Premises and equipment expense$4,228,000313
Additional noninterest expense$6,688,000507
Pre-tax net operating income$7,409,000578
Securities gains (losses)$326,000331
Applicable income taxes$2,701,000461
Income before extraordinary items$5,034,000650
Extraordinary gains, net$020
Net income$5,034,000648
Minority interest net income$080
Net income of bank and minority interests.$5,034,000650
Net charge-offs$1,123,000446
Cash dividends$187,0002,787
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,822,100662
2014-03-31 (YTD Data)Rank
Total interest income$14,212,000440
Total interest expense$1,096,000676
Net interest income$13,116,000426
Provision for loan and lease losses$450,000484
Total noninterest income$4,627,000394
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$682,000488
Trading account gains and fees$0147
Additional Noninterest Income$3,945,000310
Total noninterest expense$13,064,000424
Salaries and employee benefits$7,993,000366
Premises and equipment expense$2,171,000314
Additional noninterest expense$2,900,000578
Pre-tax net operating income$4,229,000506
Securities gains (losses)$326,000190
Applicable income taxes$1,572,000413
Income before extraordinary items$2,983,000534
Extraordinary gains, net$016
Net income$2,983,000535
Minority interest net income$066
Net income of bank and minority interests.$2,983,000535
Net charge-offs$654,000401
Cash dividends$93,0002,309
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,771,100570
2013-12-31 (YTD Data)Rank
Total interest income$58,653,000426
Total interest expense$5,250,000617
Net interest income$53,403,000415
Provision for loan and lease losses$1,833,000665
Total noninterest income$18,719,000430
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,820,000496
Trading account gains and fees$0184
Additional Noninterest Income$15,899,000343
Total noninterest expense$55,384,000405
Salaries and employee benefits$32,435,000355
Premises and equipment expense$9,234,000284
Additional noninterest expense$13,715,000516
Pre-tax net operating income$14,905,000547
Securities gains (losses)$472,000474
Applicable income taxes$5,151,000446
Income before extraordinary items$10,226,000633
Extraordinary gains, net$029
Net income$10,226,000636
Minority interest net income$090
Net income of bank and minority interests.$10,226,000635
Net charge-offs$2,651,000599
Cash dividends$376,0003,068
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,909,760630
2013-09-30 (YTD Data)Rank
Total interest income$44,402,000426
Total interest expense$4,012,000625
Net interest income$40,390,000413
Provision for loan and lease losses$2,100,000470
Total noninterest income$15,034,000421
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,114,000492
Trading account gains and fees$0180
Additional Noninterest Income$12,920,000336
Total noninterest expense$40,313,000408
Salaries and employee benefits$23,913,000361
Premises and equipment expense$6,766,000286
Additional noninterest expense$9,634,000547
Pre-tax net operating income$13,011,000496
Securities gains (losses)$472,000430
Applicable income taxes$4,551,000413
Income before extraordinary items$8,932,000571
Extraordinary gains, net$025
Net income$8,932,000573
Minority interest net income$084
Net income of bank and minority interests.$8,932,000573
Net charge-offs$1,592,000708
Cash dividends$283,0002,682
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,620,480569
2013-06-30 (YTD Data)Rank
Total interest income$29,987,000420
Total interest expense$2,720,000631
Net interest income$27,267,000411
Provision for loan and lease losses$1,400,000506
Total noninterest income$9,992,000429
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,373,000495
Trading account gains and fees$0157
Additional Noninterest Income$8,619,000347
Total noninterest expense$26,413,000415
Salaries and employee benefits$15,656,000368
Premises and equipment expense$4,514,000288
Additional noninterest expense$6,243,000559
Pre-tax net operating income$9,446,000461
Securities gains (losses)$472,000387
Applicable income taxes$3,355,000385
Income before extraordinary items$6,563,000522
Extraordinary gains, net$022
Net income$6,563,000522
Minority interest net income$082
Net income of bank and minority interests.$6,563,000524
Net charge-offs$1,351,000623
Cash dividends$189,0002,618
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,251,480524
2013-03-31 (YTD Data)Rank
Total interest income$15,423,000412
Total interest expense$1,382,000640
Net interest income$14,041,000398
Provision for loan and lease losses$700,000531
Total noninterest income$5,296,000409
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$673,000504
Trading account gains and fees$0148
Additional Noninterest Income$4,623,000319
Total noninterest expense$13,608,000409
Salaries and employee benefits$8,194,000353
Premises and equipment expense$2,268,000286
Additional noninterest expense$3,146,000557
Pre-tax net operating income$5,029,000436
Securities gains (losses)$-11,0006,814
Applicable income taxes$1,698,000386
Income before extraordinary items$3,320,000507
Extraordinary gains, net$010
Net income$3,320,000506
Minority interest net income$076
Net income of bank and minority interests.$3,320,000508
Net charge-offs$353,000954
Cash dividends$92,0002,117
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,327,260482
2012-12-31 (YTD Data)Rank
Total interest income$62,163,000423
Total interest expense$6,773,000628
Net interest income$55,390,000410
Provision for loan and lease losses$13,821,000213
Total noninterest income$19,583,000433
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,852,000505
Trading account gains and fees$0166
Additional Noninterest Income$16,731,000337
Total noninterest expense$58,341,000381
Salaries and employee benefits$31,762,000352
Premises and equipment expense$9,157,000283
Additional noninterest expense$17,422,000443
Pre-tax net operating income$2,811,0002,212
Securities gains (losses)$-5,0006,693
Applicable income taxes$744,0001,777
Income before extraordinary items$2,062,0002,525
Extraordinary gains, net$029
Net income$2,062,0002,527
Minority interest net income$093
Net income of bank and minority interests.$2,062,0002,526
Net charge-offs$15,050,000229
Cash dividends$396,0003,055
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,065,6502,404
2012-09-30 (YTD Data)Rank
Total interest income$46,940,000423
Total interest expense$5,229,000644
Net interest income$41,711,000413
Provision for loan and lease losses$3,275,000583
Total noninterest income$14,988,000422
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,147,000512
Trading account gains and fees$0157
Additional Noninterest Income$12,841,000328
Total noninterest expense$42,808,000383
Salaries and employee benefits$23,306,000351
Premises and equipment expense$6,854,000283
Additional noninterest expense$12,648,000454
Pre-tax net operating income$10,616,000553
Securities gains (losses)$-5,0006,828
Applicable income taxes$3,458,000471
Income before extraordinary items$7,153,000656
Extraordinary gains, net$020
Net income$7,153,000653
Minority interest net income$086
Net income of bank and minority interests.$7,153,000656
Net charge-offs$2,957,000679
Cash dividends$300,0002,542
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,156,350628
2012-06-30 (YTD Data)Rank
Total interest income$31,275,000432
Total interest expense$3,614,000642
Net interest income$27,661,000416
Provision for loan and lease losses$2,375,000564
Total noninterest income$9,717,000421
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,420,000511
Trading account gains and fees$0153
Additional Noninterest Income$8,297,000324
Total noninterest expense$27,664,000389
Salaries and employee benefits$15,222,000359
Premises and equipment expense$4,636,000281
Additional noninterest expense$7,806,000478
Pre-tax net operating income$7,339,000536
Securities gains (losses)$-15,0006,967
Applicable income taxes$2,390,000462
Income before extraordinary items$4,934,000638
Extraordinary gains, net$019
Net income$4,934,000638
Minority interest net income$084
Net income of bank and minority interests.$4,934,000638
Net charge-offs$2,326,000619
Cash dividends$199,0002,561
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,944,050615
2012-03-31 (YTD Data)Rank
Total interest income$15,637,000436
Total interest expense$1,906,000626
Net interest income$13,731,000412
Provision for loan and lease losses$1,350,000486
Total noninterest income$5,300,000385
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$700,000518
Trading account gains and fees$0148
Additional Noninterest Income$4,600,000301
Total noninterest expense$13,787,000393
Salaries and employee benefits$7,825,000345
Premises and equipment expense$2,326,000276
Additional noninterest expense$3,636,000499
Pre-tax net operating income$3,894,000511
Securities gains (losses)$-15,0007,084
Applicable income taxes$1,242,000444
Income before extraordinary items$2,637,000594
Extraordinary gains, net$019
Net income$2,637,000594
Minority interest net income$078
Net income of bank and minority interests.$2,637,000595
Net charge-offs$1,315,000560
Cash dividends$103,0002,043
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,647,200585
2011-12-31 (YTD Data)Rank
Total interest income$68,116,000407
Total interest expense$10,925,000520
Net interest income$57,191,000387
Provision for loan and lease losses$8,300,000499
Total noninterest income$18,796,000390
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,897,000521
Trading account gains and fees$0146
Additional Noninterest Income$15,899,000315
Total noninterest expense$56,656,000383
Salaries and employee benefits$30,663,000329
Premises and equipment expense$9,535,000277
Additional noninterest expense$16,458,000468
Pre-tax net operating income$11,031,000562
Securities gains (losses)$464,000830
Applicable income taxes$3,584,000513
Income before extraordinary items$7,911,000655
Extraordinary gains, net$029
Net income$7,911,000653
Minority interest net income$096
Net income of bank and minority interests.$7,911,000655
Net charge-offs$5,782,000714
Cash dividends$379,0002,747
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,590,840653
2011-09-30 (YTD Data)Rank
Total interest income$51,737,000410
Total interest expense$8,593,000512
Net interest income$43,144,000387
Provision for loan and lease losses$4,200,000712
Total noninterest income$14,175,000387
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,247,000509
Trading account gains and fees$0145
Additional Noninterest Income$11,928,000310
Total noninterest expense$42,754,000373
Salaries and employee benefits$22,809,000329
Premises and equipment expense$7,226,000271
Additional noninterest expense$12,719,000448
Pre-tax net operating income$10,365,000491
Securities gains (losses)$457,000688
Applicable income taxes$3,390,000442
Income before extraordinary items$7,432,000553
Extraordinary gains, net$021
Net income$7,432,000552
Minority interest net income$087
Net income of bank and minority interests.$7,432,000553
Net charge-offs$1,732,0001,351
Cash dividends$284,0002,406
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,116,670566
2011-06-30 (YTD Data)Rank
Total interest income$34,832,000415
Total interest expense$5,966,000516
Net interest income$28,866,000386
Provision for loan and lease losses$2,200,000858
Total noninterest income$8,619,000421
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,509,000505
Trading account gains and fees$0153
Additional Noninterest Income$7,110,000340
Total noninterest expense$28,415,000371
Salaries and employee benefits$15,298,000324
Premises and equipment expense$4,837,000280
Additional noninterest expense$8,280,000461
Pre-tax net operating income$6,870,000489
Securities gains (losses)$445,000397
Applicable income taxes$2,260,000425
Income before extraordinary items$5,055,000532
Extraordinary gains, net$015
Net income$5,055,000531
Minority interest net income$089
Net income of bank and minority interests.$5,055,000532
Net charge-offs$1,340,0001,222
Cash dividends$189,0002,348
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,747,950552
2011-03-31 (YTD Data)Rank
Total interest income$17,656,000409
Total interest expense$3,139,000511
Net interest income$14,517,000386
Provision for loan and lease losses$1,600,000609
Total noninterest income$4,812,000386
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$715,000519
Trading account gains and fees$0158
Additional Noninterest Income$4,097,000309
Total noninterest expense$13,959,000383
Salaries and employee benefits$7,718,000325
Premises and equipment expense$2,389,000293
Additional noninterest expense$3,852,000494
Pre-tax net operating income$3,770,000459
Securities gains (losses)$01,772
Applicable income taxes$1,150,000413
Income before extraordinary items$2,620,000516
Extraordinary gains, net$09
Net income$2,620,000515
Minority interest net income$086
Net income of bank and minority interests.$2,620,000516
Net charge-offs$1,379,000687
Cash dividends$93,0001,973
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,620,000500
2010-12-31 (YTD Data)Rank
Total interest income$72,789,000416
Total interest expense$17,733,000448
Net interest income$55,056,000399
Provision for loan and lease losses$9,750,000673
Total noninterest income$17,817,000426
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,175,000475
Trading account gains and fees$0175
Additional Noninterest Income$14,642,000346
Total noninterest expense$62,084,000351
Salaries and employee benefits$31,783,000308
Premises and equipment expense$9,530,000283
Additional noninterest expense$20,771,000393
Pre-tax net operating income$1,039,0003,320
Securities gains (losses)$-63,0007,180
Applicable income taxes$-134,0006,892
Income before extraordinary items$1,110,0003,034
Extraordinary gains, net$029
Net income$1,110,0003,031
Minority interest net income$0111
Net income of bank and minority interests.$1,110,0003,034
Net charge-offs$7,377,000762
Cash dividends$382,0002,690
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,173,0002,835
2010-09-30 (YTD Data)Rank
Total interest income$54,601,000415
Total interest expense$13,921,000446
Net interest income$40,680,000402
Provision for loan and lease losses$7,650,000625
Total noninterest income$13,424,000411
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,396,000473
Trading account gains and fees$0165
Additional Noninterest Income$11,028,000339
Total noninterest expense$44,834,000361
Salaries and employee benefits$24,535,000297
Premises and equipment expense$7,186,000286
Additional noninterest expense$13,113,000439
Pre-tax net operating income$1,620,0002,238
Securities gains (losses)$-71,0007,365
Applicable income taxes$324,0002,071
Income before extraordinary items$1,225,0002,510
Extraordinary gains, net$023
Net income$1,225,0002,507
Minority interest net income$0110
Net income of bank and minority interests.$1,225,0002,511
Net charge-offs$7,015,000623
Cash dividends$288,0002,388
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,281,0902,307
2010-06-30 (YTD Data)Rank
Total interest income$36,169,000425
Total interest expense$9,603,000445
Net interest income$26,566,000411
Provision for loan and lease losses$6,250,000524
Total noninterest income$9,094,000398
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,572,000476
Trading account gains and fees$0152
Additional Noninterest Income$7,522,000326
Total noninterest expense$29,665,000358
Salaries and employee benefits$16,762,000286
Premises and equipment expense$4,780,000288
Additional noninterest expense$8,123,000457
Pre-tax net operating income$-255,0006,512
Securities gains (losses)$-29,0007,395
Applicable income taxes$-7,0006,907
Income before extraordinary items$-277,0006,668
Extraordinary gains, net$019
Net income$-277,0006,670
Minority interest net income$0105
Net income of bank and minority interests.$-277,0006,669
Net charge-offs$5,197,000559
Cash dividends$188,0002,376
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-248,5806,571
2010-03-31 (YTD Data)Rank
Total interest income$18,052,000443
Total interest expense$4,868,000468
Net interest income$13,184,000427
Provision for loan and lease losses$2,050,000740
Total noninterest income$5,235,000362
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$754,000500
Trading account gains and fees$0175
Additional Noninterest Income$4,481,000289
Total noninterest expense$14,700,000362
Salaries and employee benefits$8,388,000294
Premises and equipment expense$2,433,000292
Additional noninterest expense$3,879,000475
Pre-tax net operating income$1,669,000809
Securities gains (losses)$-12,0007,514
Applicable income taxes$438,000791
Income before extraordinary items$1,219,000898
Extraordinary gains, net$016
Net income$1,219,000902
Minority interest net income$091
Net income of bank and minority interests.$1,219,000902
Net charge-offs$2,395,000573
Cash dividends$93,0001,968
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,227,880867
2009-12-31 (YTD Data)Rank
Total interest income$80,561,000415
Total interest expense$24,712,000454
Net interest income$55,849,000392
Provision for loan and lease losses$8,700,000968
Total noninterest income$17,130,000431
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,200,000520
Trading account gains and fees$0211
Additional Noninterest Income$13,930,000356
Total noninterest expense$59,373,000388
Salaries and employee benefits$31,605,000307
Premises and equipment expense$9,109,000306
Additional noninterest expense$18,659,000462
Pre-tax net operating income$4,906,000852
Securities gains (losses)$-2,638,0007,837
Applicable income taxes$-85,0006,539
Income before extraordinary items$2,353,0001,417
Extraordinary gains, net$034
Net income$2,353,0001,415
Minority interest net income$0115
Net income of bank and minority interests.$2,353,0001,416
Net charge-offs$7,920,000820
Cash dividends$441,0002,717
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,991,000683
2009-09-30 (YTD Data)Rank
Total interest income$62,175,000420
Total interest expense$19,489,000465
Net interest income$42,686,000393
Provision for loan and lease losses$6,000,000928
Total noninterest income$13,547,000427
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,348,000533
Trading account gains and fees$0212
Additional Noninterest Income$11,199,000338
Total noninterest expense$43,454,000393
Salaries and employee benefits$23,709,000311
Premises and equipment expense$6,925,000309
Additional noninterest expense$12,820,000473
Pre-tax net operating income$6,779,000500
Securities gains (losses)$-1,859,0007,922
Applicable income taxes$980,000860
Income before extraordinary items$3,940,000685
Extraordinary gains, net$027
Net income$3,940,000685
Minority interest net income$0118
Net income of bank and minority interests.$3,940,000687
Net charge-offs$6,211,000701
Cash dividends$346,0002,468
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,427,200482
2009-06-30 (YTD Data)Rank
Total interest income$42,397,000416
Total interest expense$13,593,000474
Net interest income$28,804,000390
Provision for loan and lease losses$3,667,000945
Total noninterest income$9,352,000410
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,513,000547
Trading account gains and fees$0193
Additional Noninterest Income$7,839,000332
Total noninterest expense$29,139,000397
Salaries and employee benefits$16,101,000313
Premises and equipment expense$4,603,000316
Additional noninterest expense$8,435,000482
Pre-tax net operating income$5,350,000409
Securities gains (losses)$-1,678,0008,047
Applicable income taxes$922,000668
Income before extraordinary items$2,750,000661
Extraordinary gains, net$021
Net income$2,750,000658
Minority interest net income$0112
Net income of bank and minority interests.$2,750,000662
Net charge-offs$3,267,000801
Cash dividends$244,0002,475
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,008,500419
2009-03-31 (YTD Data)Rank
Total interest income$21,278,000421
Total interest expense$7,137,000464
Net interest income$14,141,000393
Provision for loan and lease losses$1,600,000869
Total noninterest income$4,698,000387
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$721,000555
Trading account gains and fees$0171
Additional Noninterest Income$3,977,000297
Total noninterest expense$13,758,000392
Salaries and employee benefits$7,834,000326
Premises and equipment expense$2,293,000324
Additional noninterest expense$3,631,000473
Pre-tax net operating income$3,481,000351
Securities gains (losses)$7,0002,001
Applicable income taxes$1,048,000339
Income before extraordinary items$2,440,000394
Extraordinary gains, net$015
Net income$2,440,000395
Minority interest net income$0102
Net income of bank and minority interests.$2,440,000396
Net charge-offs$2,351,000536
Cash dividends$128,0002,048
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,435,100367
2008-12-31 (YTD Data)Rank
Total interest income$90,826,000433
Total interest expense$33,207,000481
Net interest income$57,619,000395
Provision for loan and lease losses$4,000,0001,179
Total noninterest income$12,953,000485
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,701,000646
Trading account gains and fees$0154
Additional Noninterest Income$10,252,000382
Total noninterest expense$54,754,000402
Salaries and employee benefits$31,636,000308
Premises and equipment expense$8,508,000330
Additional noninterest expense$14,610,000487
Pre-tax net operating income$11,818,000451
Securities gains (losses)$-5,102,0008,088
Applicable income taxes$1,679,000784
Income before extraordinary items$5,037,000805
Extraordinary gains, net$039
Net income$5,037,000805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,087,0001,260
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,863,500460
2008-09-30 (YTD Data)Rank
Total interest income$68,310,000445
Total interest expense$25,559,000497
Net interest income$42,751,000410
Provision for loan and lease losses$2,125,0001,137
Total noninterest income$10,315,000495
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,030,000653
Trading account gains and fees$0148
Additional Noninterest Income$8,285,000390
Total noninterest expense$39,627,000407
Salaries and employee benefits$23,073,000330
Premises and equipment expense$6,292,000343
Additional noninterest expense$10,262,000474
Pre-tax net operating income$11,314,000456
Securities gains (losses)$46,0001,481
Applicable income taxes$3,301,000423
Income before extraordinary items$8,059,000447
Extraordinary gains, net$031
Net income$8,059,000446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,289,0001,114
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,026,340475
2008-06-30 (YTD Data)Rank
Total interest income$46,186,000447
Total interest expense$17,931,000487
Net interest income$28,255,000415
Provision for loan and lease losses$1,300,0001,034
Total noninterest income$6,895,000510
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,300,000661
Trading account gains and fees$0149
Additional Noninterest Income$5,595,000408
Total noninterest expense$25,966,000412
Salaries and employee benefits$15,243,000337
Premises and equipment expense$4,224,000340
Additional noninterest expense$6,499,000488
Pre-tax net operating income$7,884,000467
Securities gains (losses)$30,0001,782
Applicable income taxes$2,368,000449
Income before extraordinary items$5,546,000502
Extraordinary gains, net$021
Net income$5,546,000501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0001,632
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,525,000495
2008-03-31 (YTD Data)Rank
Total interest income$23,155,000458
Total interest expense$9,781,000478
Net interest income$13,374,000437
Provision for loan and lease losses$450,0001,056
Total noninterest income$3,947,000474
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$611,000703
Trading account gains and fees$0158
Additional Noninterest Income$3,336,000361
Total noninterest expense$12,768,000413
Salaries and employee benefits$7,541,000343
Premises and equipment expense$2,070,000349
Additional noninterest expense$3,157,000480
Pre-tax net operating income$4,103,000482
Securities gains (losses)$-31,0008,381
Applicable income taxes$1,222,000499
Income before extraordinary items$2,850,000536
Extraordinary gains, net$015
Net income$2,850,000537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,764
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,871,700506
2007-12-31 (YTD Data)Rank
Total interest income$90,527,000487
Total interest expense$39,989,000505
Net interest income$50,538,000459
Provision for loan and lease losses$1,000,0001,413
Total noninterest income$13,197,000506
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,285,000771
Trading account gains and fees$0178
Additional Noninterest Income$10,912,000393
Total noninterest expense$49,590,000413
Salaries and employee benefits$28,852,000348
Premises and equipment expense$8,243,000343
Additional noninterest expense$12,495,000490
Pre-tax net operating income$13,145,000661
Securities gains (losses)$120,000566
Applicable income taxes$3,996,000637
Income before extraordinary items$9,269,000700
Extraordinary gains, net$039
Net income$9,269,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,573
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,185,000702
2007-09-30 (YTD Data)Rank
Total interest income$67,369,000489
Total interest expense$29,902,000509
Net interest income$37,467,000462
Provision for loan and lease losses$750,0001,146
Total noninterest income$10,394,000495
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,679,000777
Trading account gains and fees$0184
Additional Noninterest Income$8,715,000380
Total noninterest expense$36,791,000410
Salaries and employee benefits$21,626,000350
Premises and equipment expense$6,126,000343
Additional noninterest expense$9,039,000487
Pre-tax net operating income$10,320,000681
Securities gains (losses)$-9,0007,750
Applicable income taxes$3,319,000639
Income before extraordinary items$6,992,000744
Extraordinary gains, net$033
Net income$6,992,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,091
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,998,120735
2007-06-30 (YTD Data)Rank
Total interest income$43,817,000512
Total interest expense$19,567,000528
Net interest income$24,250,000489
Provision for loan and lease losses$500,0001,024
Total noninterest income$7,590,000476
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,205,000723
Trading account gains and fees$0168
Additional Noninterest Income$6,385,000374
Total noninterest expense$24,240,000425
Salaries and employee benefits$14,425,000357
Premises and equipment expense$4,130,000351
Additional noninterest expense$5,685,000514
Pre-tax net operating income$7,100,000692
Securities gains (losses)$-9,0007,974
Applicable income taxes$2,410,000624
Income before extraordinary items$4,681,000774
Extraordinary gains, net$029
Net income$4,681,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,302
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,686,940762
2007-03-31 (YTD Data)Rank
Total interest income$21,685,000513
Total interest expense$9,758,000515
Net interest income$11,927,000495
Provision for loan and lease losses$250,000954
Total noninterest income$4,234,000441
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$562,000745
Trading account gains and fees$0195
Additional Noninterest Income$3,672,000335
Total noninterest expense$11,880,000429
Salaries and employee benefits$7,266,000363
Premises and equipment expense$2,017,000358
Additional noninterest expense$2,597,000551
Pre-tax net operating income$4,031,000613
Securities gains (losses)$01,187
Applicable income taxes$1,462,000548
Income before extraordinary items$2,569,000704
Extraordinary gains, net$022
Net income$2,569,000703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,851
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,569,000694
2006-12-31 (YTD Data)Rank
Total interest income$83,382,000499
Total interest expense$34,720,000503
Net interest income$48,662,000473
Provision for loan and lease losses$700,0001,414
Total noninterest income$12,021,000538
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,895,000931
Trading account gains and fees$0130
Additional Noninterest Income$10,126,000412
Total noninterest expense$43,164,000450
Salaries and employee benefits$25,762,000384
Premises and equipment expense$6,765,000392
Additional noninterest expense$10,637,000531
Pre-tax net operating income$16,819,000623
Securities gains (losses)$68,000620
Applicable income taxes$5,154,000622
Income before extraordinary items$11,733,000646
Extraordinary gains, net$051
Net income$11,733,000645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,0008,442
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$11,686,080643
2006-09-30 (YTD Data)Rank
Total interest income$60,741,000512
Total interest expense$24,470,000528
Net interest income$36,271,000491
Provision for loan and lease losses$675,0001,080
Total noninterest income$9,436,000534
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,394,000956
Trading account gains and fees$0126
Additional Noninterest Income$8,042,000406
Total noninterest expense$31,548,000476
Salaries and employee benefits$18,971,000399
Premises and equipment expense$4,972,000403
Additional noninterest expense$7,605,000555
Pre-tax net operating income$13,484,000614
Securities gains (losses)$89,000460
Applicable income taxes$4,134,000622
Income before extraordinary items$9,439,000631
Extraordinary gains, net$045
Net income$9,439,000630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,004
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,376,700625
2006-06-30 (YTD Data)Rank
Total interest income$39,520,000516
Total interest expense$15,027,000542
Net interest income$24,493,000483
Provision for loan and lease losses$450,0001,060
Total noninterest income$6,578,000522
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$888,000988
Trading account gains and fees$0126
Additional Noninterest Income$5,690,000400
Total noninterest expense$20,849,000482
Salaries and employee benefits$12,476,000413
Premises and equipment expense$3,239,000408
Additional noninterest expense$5,134,000549
Pre-tax net operating income$9,772,000579
Securities gains (losses)$01,185
Applicable income taxes$2,995,000595
Income before extraordinary items$6,777,000596
Extraordinary gains, net$039
Net income$6,777,000594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,485
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,777,000581
2006-03-31 (YTD Data)Rank
Total interest income$19,241,000510
Total interest expense$7,104,000536
Net interest income$12,137,000482
Provision for loan and lease losses$225,0001,018
Total noninterest income$3,515,000500
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$427,000999
Trading account gains and fees$0115
Additional Noninterest Income$3,088,000382
Total noninterest expense$10,247,000481
Salaries and employee benefits$6,126,000419
Premises and equipment expense$1,638,000403
Additional noninterest expense$2,483,000559
Pre-tax net operating income$5,180,000540
Securities gains (losses)$0955
Applicable income taxes$1,684,000530
Income before extraordinary items$3,496,000577
Extraordinary gains, net$021
Net income$3,496,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,757
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,496,000565
2005-12-31 (YTD Data)Rank
Total interest income$67,960,000509
Total interest expense$22,406,000532
Net interest income$45,554,000488
Provision for loan and lease losses$1,275,000826
Total noninterest income$11,804,000554
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,704,0001,037
Trading account gains and fees$0138
Additional Noninterest Income$10,100,000427
Total noninterest expense$39,089,000479
Salaries and employee benefits$23,938,000399
Premises and equipment expense$5,747,000435
Additional noninterest expense$9,404,000591
Pre-tax net operating income$16,994,000612
Securities gains (losses)$166,000557
Applicable income taxes$5,259,000618
Income before extraordinary items$11,901,000621
Extraordinary gains, net$046
Net income$11,901,000622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,338
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,786,460616
2005-09-30 (YTD Data)Rank
Total interest income$49,796,000501
Total interest expense$15,865,000528
Net interest income$33,931,000481
Provision for loan and lease losses$700,0001,063
Total noninterest income$9,273,000542
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,280,0001,032
Trading account gains and fees$0126
Additional Noninterest Income$7,993,000420
Total noninterest expense$29,035,000480
Salaries and employee benefits$17,971,000398
Premises and equipment expense$4,098,000451
Additional noninterest expense$6,966,000591
Pre-tax net operating income$13,469,000582
Securities gains (losses)$160,000526
Applicable income taxes$4,211,000597
Income before extraordinary items$9,418,000597
Extraordinary gains, net$035
Net income$9,418,000597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,419
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,307,600588
2005-06-30 (YTD Data)Rank
Total interest income$32,360,000501
Total interest expense$9,813,000535
Net interest income$22,547,000477
Provision for loan and lease losses$425,0001,126
Total noninterest income$6,447,000519
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$844,0001,021
Trading account gains and fees$0116
Additional Noninterest Income$5,603,000407
Total noninterest expense$19,117,000477
Salaries and employee benefits$11,896,000395
Premises and equipment expense$2,659,000458
Additional noninterest expense$4,562,000596
Pre-tax net operating income$9,452,000551
Securities gains (losses)$95,000589
Applicable income taxes$2,973,000555
Income before extraordinary items$6,574,000565
Extraordinary gains, net$030
Net income$6,574,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,846
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,508,450554
2005-03-31 (YTD Data)Rank
Total interest income$15,692,000506
Total interest expense$4,599,000535
Net interest income$11,093,000481
Provision for loan and lease losses$200,0001,128
Total noninterest income$3,574,000470
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$396,0001,050
Trading account gains and fees$0115
Additional Noninterest Income$3,178,000355
Total noninterest expense$9,509,000471
Salaries and employee benefits$5,959,000388
Premises and equipment expense$1,281,000469
Additional noninterest expense$2,269,000594
Pre-tax net operating income$4,958,000516
Securities gains (losses)$1,0001,514
Applicable income taxes$1,551,000547
Income before extraordinary items$3,408,000546
Extraordinary gains, net$024
Net income$3,408,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,544
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,407,310527
2004-12-31 (YTD Data)Rank
Total interest income$54,507,000540
Total interest expense$14,581,000563
Net interest income$39,926,000515
Provision for loan and lease losses$420,0002,272
Total noninterest income$9,426,000637
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,567,0001,134
Trading account gains and fees$0138
Additional Noninterest Income$7,859,000484
Total noninterest expense$38,620,000464
Salaries and employee benefits$23,392,000387
Premises and equipment expense$4,798,000489
Additional noninterest expense$10,430,000522
Pre-tax net operating income$10,312,000851
Securities gains (losses)$379,000542
Applicable income taxes$3,237,000852
Income before extraordinary items$7,454,000884
Extraordinary gains, net$034
Net income$7,454,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,861
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,188,700877
2004-09-30 (YTD Data)Rank
Total interest income$39,792,000546
Total interest expense$10,576,000572
Net interest income$29,216,000522
Provision for loan and lease losses$300,0002,260
Total noninterest income$7,310,000629
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,116,0001,201
Trading account gains and fees$0134
Additional Noninterest Income$6,194,000472
Total noninterest expense$28,091,000470
Salaries and employee benefits$17,087,000405
Premises and equipment expense$3,477,000511
Additional noninterest expense$7,527,000544
Pre-tax net operating income$8,135,000817
Securities gains (losses)$390,000494
Applicable income taxes$2,664,000800
Income before extraordinary items$5,861,000852
Extraordinary gains, net$026
Net income$5,861,000853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,863
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,591,900849
2004-06-30 (YTD Data)Rank
Total interest income$26,125,000542
Total interest expense$6,903,000576
Net interest income$19,222,000521
Provision for loan and lease losses$300,0001,523
Total noninterest income$5,025,000617
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$700,0001,261
Trading account gains and fees$0130
Additional Noninterest Income$4,325,000460
Total noninterest expense$17,788,000486
Salaries and employee benefits$10,995,000422
Premises and equipment expense$2,191,000524
Additional noninterest expense$4,602,000578
Pre-tax net operating income$6,159,000730
Securities gains (losses)$405,000403
Applicable income taxes$2,131,000686
Income before extraordinary items$4,433,000752
Extraordinary gains, net$021
Net income$4,433,000752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0001,324
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,157,600758
2004-03-31 (YTD Data)Rank
Total interest income$12,964,000549
Total interest expense$3,477,000588
Net interest income$9,487,000536
Provision for loan and lease losses$180,0001,248
Total noninterest income$2,587,000598
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$354,0001,203
Trading account gains and fees$0121
Additional Noninterest Income$2,233,000446
Total noninterest expense$8,867,000495
Salaries and employee benefits$5,498,000432
Premises and equipment expense$1,085,000542
Additional noninterest expense$2,284,000574
Pre-tax net operating income$3,027,000739
Securities gains (losses)$482,000270
Applicable income taxes$1,041,000710
Income before extraordinary items$2,468,000676
Extraordinary gains, net$016
Net income$2,468,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,539
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,130,600729
2003-12-31 (YTD Data)Rank
Total interest income$35,618,000802
Total interest expense$9,481,000946
Net interest income$26,137,000719
Provision for loan and lease losses$575,0001,949
Total noninterest income$9,898,000659
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,281,0001,348
Trading account gains and fees$0160
Additional Noninterest Income$8,617,000502
Total noninterest expense$26,357,000637
Salaries and employee benefits$15,626,000562
Premises and equipment expense$3,132,000729
Additional noninterest expense$7,599,000703
Pre-tax net operating income$9,103,000929
Securities gains (losses)$76,0002,141
Applicable income taxes$3,061,000903
Income before extraordinary items$6,118,0001,051
Extraordinary gains, net$054
Net income$6,118,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,520
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,067,080999
2003-09-30 (YTD Data)Rank
Total interest income$26,508,000822
Total interest expense$7,304,000958
Net interest income$19,204,000752
Provision for loan and lease losses$450,0001,799
Total noninterest income$7,966,000649
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$956,0001,367
Trading account gains and fees$0153
Additional Noninterest Income$7,010,000505
Total noninterest expense$18,764,000686
Salaries and employee benefits$11,642,000576
Premises and equipment expense$2,364,000741
Additional noninterest expense$4,758,000819
Pre-tax net operating income$7,956,000843
Securities gains (losses)$680,000569
Applicable income taxes$2,882,000803
Income before extraordinary items$5,754,000883
Extraordinary gains, net$040
Net income$5,754,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,154
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,298,400883
2003-06-30 (YTD Data)Rank
Total interest income$17,616,000833
Total interest expense$5,100,000946
Net interest income$12,516,000773
Provision for loan and lease losses$300,0001,769
Total noninterest income$5,242,000652
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$645,0001,333
Trading account gains and fees$0150
Additional Noninterest Income$4,597,000502
Total noninterest expense$12,225,000693
Salaries and employee benefits$7,685,000582
Premises and equipment expense$1,574,000744
Additional noninterest expense$2,966,000875
Pre-tax net operating income$5,233,000854
Securities gains (losses)$59,0001,903
Applicable income taxes$1,755,000871
Income before extraordinary items$3,537,000951
Extraordinary gains, net$030
Net income$3,537,000951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0001,553
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,497,470887
2003-03-31 (YTD Data)Rank
Total interest income$8,772,000839
Total interest expense$2,709,000903
Net interest income$6,063,000798
Provision for loan and lease losses$150,0001,666
Total noninterest income$2,821,000614
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$310,0001,345
Trading account gains and fees$0134
Additional Noninterest Income$2,511,000467
Total noninterest expense$6,113,000683
Salaries and employee benefits$3,881,000571
Premises and equipment expense$839,000693
Additional noninterest expense$1,393,000900
Pre-tax net operating income$2,621,000860
Securities gains (losses)$59,0001,296
Applicable income taxes$882,000886
Income before extraordinary items$1,798,000935
Extraordinary gains, net$021
Net income$1,798,000934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0001,069
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,758,470885
2002-12-31 (YTD Data)Rank
Total interest income$36,903,000811
Total interest expense$12,391,000909
Net interest income$24,512,000768
Provision for loan and lease losses$460,0002,532
Total noninterest income$9,399,000652
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,214,0001,345
Trading account gains and fees$0153
Additional Noninterest Income$8,185,000494
Total noninterest expense$23,221,000696
Salaries and employee benefits$14,066,000583
Premises and equipment expense$3,199,000691
Additional noninterest expense$5,956,000835
Pre-tax net operating income$10,230,000851
Securities gains (losses)$-1,442,0009,322
Applicable income taxes$2,721,0001,013
Income before extraordinary items$6,067,0001,033
Extraordinary gains, net$070
Net income$6,067,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0004,058
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,061,980858
2001-12-31 (YTD Data)Rank
Total interest income$39,026,000870
Total interest expense$15,698,0001,032
Net interest income$23,328,000760
Provision for loan and lease losses$500,0002,196
Total noninterest income$7,575,000725
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,154,0001,294
Trading account gains and fees$0177
Additional Noninterest Income$6,421,000550
Total noninterest expense$21,196,000729
Salaries and employee benefits$12,101,000634
Premises and equipment expense$2,696,000787
Additional noninterest expense$6,399,000779
Pre-tax net operating income$9,207,000828
Securities gains (losses)$302,000896
Applicable income taxes$3,104,000821
Income before extraordinary items$6,405,000864
Extraordinary gains, net$0105
Net income$6,405,000866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,593
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,202,660848
2000-12-31 (YTD Data)Rank
Total interest income$37,180,000954
Total interest expense$17,241,0001,028
Net interest income$19,939,000868
Provision for loan and lease losses$650,0001,497
Total noninterest income$6,136,000796
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,132,0001,200
Trading account gains and fees$0180
Additional Noninterest Income$5,004,000632
Total noninterest expense$17,407,000830
Salaries and employee benefits$10,171,000697
Premises and equipment expense$2,458,000814
Additional noninterest expense$4,778,000983
Pre-tax net operating income$8,018,000966
Securities gains (losses)$757,000194
Applicable income taxes$2,998,000822
Income before extraordinary items$5,777,000914
Extraordinary gains, net$038
Net income$5,777,000914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,750
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,277,3801,012
1999-12-31 (YTD Data)Rank
Total interest income$31,329,0001,049
Total interest expense$13,134,0001,160
Net interest income$18,195,000970
Provision for loan and lease losses$1,054,000927
Total noninterest income$5,929,000827
Gross Fiduciary activities income$37,0001,139
Service charges on deposit accounts$1,144,0001,160
Trading account gains and fees$0173
Additional Noninterest Income$4,748,000674
Total noninterest expense$16,377,000876
Salaries and employee benefits$9,241,000755
Premises and equipment expense$2,301,000872
Additional noninterest expense$4,835,000985
Pre-tax net operating income$6,693,0001,155
Securities gains (losses)$1,356,000175
Applicable income taxes$2,771,000946
Income before extraordinary items$5,278,0001,046
Extraordinary gains, net$035
Net income$5,278,0001,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,578
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,383,0401,225
1998-12-31 (YTD Data)Rank
Total interest income$26,481,0001,225
Total interest expense$11,690,0001,328
Net interest income$14,791,0001,145
Provision for loan and lease losses$414,0002,016
Total noninterest income$3,561,0001,172
Gross Fiduciary activities income$121,000972
Service charges on deposit accounts$777,0001,638
Trading account gains and fees$0224
Additional Noninterest Income$2,663,000976
Total noninterest expense$12,093,0001,096
Salaries and employee benefits$6,785,000962
Premises and equipment expense$1,727,0001,123
Additional noninterest expense$3,581,0001,246
Pre-tax net operating income$5,845,0001,284
Securities gains (losses)$1,402,000302
Applicable income taxes$2,940,000893
Income before extraordinary items$4,307,0001,235
Extraordinary gains, net$032
Net income$4,307,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,973
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,409,7201,490
1997-12-31 (YTD Data)Rank
Total interest income$21,466,0001,531
Total interest expense$9,462,0001,631
Net interest income$12,004,0001,448
Provision for loan and lease losses$600,0001,510
Total noninterest income$2,297,0001,578
Gross Fiduciary activities income$116,0001,019
Service charges on deposit accounts$662,0001,983
Trading account gains and fees$0239
Additional Noninterest Income$1,519,0001,313
Total noninterest expense$9,238,0001,414
Salaries and employee benefits$4,943,0001,335
Premises and equipment expense$1,180,0001,660
Additional noninterest expense$3,115,0001,397
Pre-tax net operating income$4,463,0001,717
Securities gains (losses)$800,000321
Applicable income taxes$2,072,0001,278
Income before extraordinary items$3,191,0001,681
Extraordinary gains, net$044
Net income$3,191,0001,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,018
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,679,0001,915
1996-12-31 (YTD Data)Rank
Total interest income$19,766,0001,709
Total interest expense$9,378,0001,678
Net interest income$10,388,0001,702
Provision for loan and lease losses$300,0002,555
Total noninterest income$2,708,0001,462
Gross Fiduciary activities income$324,000840
Service charges on deposit accounts$640,0002,108
Trading account gains and fees$0262
Additional Noninterest Income$1,744,0001,273
Total noninterest expense$7,470,0001,892
Salaries and employee benefits$3,816,0001,733
Premises and equipment expense$939,0002,122
Additional noninterest expense$2,715,0001,882
Pre-tax net operating income$5,326,0001,347
Securities gains (losses)$193,000713
Applicable income taxes$2,144,0001,158
Income before extraordinary items$3,375,0001,459
Extraordinary gains, net$053
Net income$3,375,0001,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,696
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,251,4801,496
1995-12-31 (YTD Data)Rank
Total interest income$18,396,0001,841
Total interest expense$8,567,0001,849
Net interest income$9,829,0001,820
Provision for loan and lease losses$578,0001,407
Total noninterest income$1,793,0002,005
Gross Fiduciary activities income$130,0001,103
Service charges on deposit accounts$533,0002,523
Trading account gains and fees$0522
Additional Noninterest Income$1,130,0001,657
Total noninterest expense$6,684,0002,065
Salaries and employee benefits$3,383,0001,959
Premises and equipment expense$906,0002,209
Additional noninterest expense$2,395,0002,075
Pre-tax net operating income$4,360,0001,688
Securities gains (losses)$247,000595
Applicable income taxes$1,867,0001,351
Income before extraordinary items$2,740,0001,839
Extraordinary gains, net$065
Net income$2,740,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,176
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,581,9201,926
1994-12-31 (YTD Data)Rank
Total interest income$13,835,0002,214
Total interest expense$5,440,0002,283
Net interest income$8,395,0002,152
Provision for loan and lease losses$165,0003,404
Total noninterest income$1,684,0002,095
Gross Fiduciary activities income$62,0001,271
Service charges on deposit accounts$384,0003,519
Trading account gains and fees$0475
Additional Noninterest Income$1,238,0001,594
Total noninterest expense$6,315,0002,232
Salaries and employee benefits$3,241,0002,040
Premises and equipment expense$867,0002,330
Additional noninterest expense$2,207,0002,380
Pre-tax net operating income$3,599,0001,984
Securities gains (losses)$103,000767
Applicable income taxes$1,324,0001,733
Income before extraordinary items$2,378,0002,060
Extraordinary gains, net$0249
Net income$2,378,0002,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0003,935
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,312,0802,130
1993-12-31 (YTD Data)Rank
Total interest income$12,333,0002,501
Total interest expense$5,306,0002,439
Net interest income$7,027,0002,565
Provision for loan and lease losses$348,0002,728
Total noninterest income$2,805,0001,539
Gross Fiduciary activities income$3,0001,578
Service charges on deposit accounts$227,0005,475
Trading account gains and fees$0532
Additional Noninterest Income$2,575,0001,066
Total noninterest expense$5,626,0002,541
Salaries and employee benefits$2,977,0002,237
Premises and equipment expense$813,0002,520
Additional noninterest expense$1,836,0002,939
Pre-tax net operating income$3,858,0001,788
Securities gains (losses)$650,000752
Applicable income taxes$1,699,0001,396
Income before extraordinary items$2,809,0001,778
Extraordinary gains, net$600,000372
Net income$3,409,0001,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0005,762
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,393,0001,961
1992-12-31 (YTD Data)Rank
Total interest income$12,858,0002,739
Total interest expense$6,751,0002,498
Net interest income$6,107,0002,994
Provision for loan and lease losses$575,0002,705
Total noninterest income$2,754,0001,539
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$209,0005,819
Trading account gains and fees$0504
Additional Noninterest Income$2,545,0001,067
Total noninterest expense$5,311,0002,712
Salaries and employee benefits$2,552,0002,531
Premises and equipment expense$709,0002,892
Additional noninterest expense$2,050,0002,742
Pre-tax net operating income$2,975,0002,090
Securities gains (losses)$989,000657
Applicable income taxes$1,748,0001,265
Income before extraordinary items$2,216,0002,075
Extraordinary gains, net$01,422
Net income$2,216,0002,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0005,956
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,583,0402,685

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.