Home > Fairfield County Bank > Net charge- offs to loans
Fairfield County Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 4,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 4,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 4,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 4,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 4,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0570% | 4,127 |
| Percentage Net Loans Charged-off: Loans to individuals | -20.9263% | 4,608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -20.9263% | 4,608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0298% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 4,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 4,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0660% | 4,152 |
| Percentage Net Loans Charged-off: Loans to individuals | -31.4953% | 4,636 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -31.4953% | 4,636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0423% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0250% | 4,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 4,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 4,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0854% | 4,237 |
| Percentage Net Loans Charged-off: Loans to individuals | -45.9184% | 4,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -45.9184% | 4,664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0336% | 4,253 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 4,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0451% | 4,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1465% | 4,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 607 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0349% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 4,356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0451% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0332% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0483% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1366% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0260% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 3,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 618 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0281% | 3,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0565% | 3,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3711% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3711% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0212% | 3,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 401 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0559% | 3,386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1829% | 4,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0271% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0020% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0363% | 4,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 3,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1309% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 3,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0537% | 3,949 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1196% | 4,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1196% | 4,209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0354% | 4,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 4,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0062% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0493% | 4,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 3,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1881% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 4,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0565% | 4,026 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3020% | 4,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3020% | 4,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0443% | 4,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0404% | 4,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0652% | 4,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2472% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 4,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0565% | 4,087 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4242% | 4,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4242% | 4,491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0276% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0179% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0494% | 4,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5302% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0647% | 4,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0716% | 4,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | -0.0613% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1487% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4239% | 3,740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1914% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0004% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3702% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3702% | 377 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 795 |
| Percentage Net Loans Charged-off:Construction & development | -0.0941% | 4,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1852% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | -2.1153% | 3,761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2474% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0157% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1226% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1226% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0931% | 523 |
| Percentage Net Loans Charged-off:Construction & development | -0.1112% | 4,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2932% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | -2.3841% | 3,770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3674% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0572% | 4,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2583% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2583% | 146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2242% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2578% | 191 |
| Percentage Net Loans Charged-off:Construction & development | -0.1365% | 4,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0342% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7543% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | -2.8151% | 3,788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8538% | 42 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1064% | 4,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5268% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.5268% | 63 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1314% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0539% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0972% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2148% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8696% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1992% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2651% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5738% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5738% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1261% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0955% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0329% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2643% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3392% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2626% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3750% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4808% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4808% | 414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1473% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1567% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.1059% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4235% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7794% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3937% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1360% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6851% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6851% | 358 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 2,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.1048% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9510% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9510% | 714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1661% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4924% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7495% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4421% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2314% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6663% | 5,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6663% | 5,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2034% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1913% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5668% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3407% | 3,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5879% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3298% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8246% | 5,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8246% | 5,208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 4,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0688% | 5,046 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0205% | 4,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0461% | 4,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4172% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9014% | 5,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9014% | 5,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 1,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 4,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0939% | 5,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0961% | 5,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8338% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4837% | 5,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4837% | 5,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4412% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3639% | 258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3213% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5437% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0435% | 3,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6608% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2045% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3255% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3255% | 2,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1790% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1882% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4424% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0826% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5282% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1931% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5445% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5445% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2657% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2829% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6546% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1529% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7801% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2988% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4002% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4002% | 1,616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4317% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4483% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1085% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9614% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2610% | 4,224 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2900% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6301% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9388% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9388% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1279% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1381% | 988 |
| Percentage Net Loans Charged-off:Construction & development | -0.0358% | 4,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3062% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8280% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1387% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0446% | 2,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0741% | 3,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0741% | 3,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1283% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2611% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4925% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1853% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0597% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2910% | 5,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2910% | 5,723 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1119% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1276% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2898% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7277% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1436% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1486% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.2984% | 5,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -8.2984% | 5,888 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1448% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 5,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3242% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9285% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1180% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2257% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5238% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5238% | 470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 4,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0453% | 5,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 2,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0219% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 2,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6124% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6124% | 75 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 4,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 5,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0775% | 5,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 2,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 4,126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 2,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 1,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0238% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0238% | 619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0293% | 5,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0583% | 5,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1166% | 5,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 5,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1081% | 4,434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 2,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1479% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6089% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6089% | 372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0515% | 5,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0949% | 5,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1678% | 6,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0508% | 5,743 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2284% | 4,562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3275% | 654 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1297% | 6,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.1297% | 6,195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2351% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2771% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0481% | 1,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5230% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2695% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2037% | 1,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0704% | 5,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4108% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4108% | 571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1600% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 1,862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3234% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8571% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0453% | 5,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7395% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7395% | 400 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1925% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2005% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 5,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4080% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2069% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 2,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 4,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3801% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3801% | 81 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2261% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1841% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3675% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0264% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 1,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2861% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7188% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.7188% | 62 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2248% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1616% | 2,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 5,305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0601% | 6,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3620% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8344% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1534% | 2,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5584% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5677% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5677% | 199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1790% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1354% | 2,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 5,341 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0773% | 6,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3220% | 1,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5779% | 591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2093% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4081% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6249% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6249% | 305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2253% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1624% | 2,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0846% | 6,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3739% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5884% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2799% | 1,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5153% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5482% | 130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5482% | 118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1173% | 2,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 2,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1693% | 6,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1731% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3435% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 1,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5548% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8600% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.8600% | 87 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2514% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3994% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 1.2201% | 1,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5684% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0055% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7904% | 789 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5681% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2559% | 2,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3294% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3294% | 2,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3281% | 2,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3161% | 2,515 |
| Percentage Net Loans Charged-off:Construction & development | 1.2393% | 1,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 2,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4254% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6980% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2987% | 2,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3791% | 2,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6748% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6748% | 674 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3861% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3818% | 2,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.7972% | 1,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 2,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5885% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0199% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3883% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4327% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2099% | 6,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2099% | 6,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4351% | 2,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4516% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 1.5503% | 821 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 6,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6273% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6732% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6061% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3709% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4892% | 6,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4892% | 6,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4644% | 3,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2798% | 3,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.2186% | 2,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2984% | 2,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2756% | 3,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5841% | 1,148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1321% | 3,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6912% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6707% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6639% | 836 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 4,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1445% | 3,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.2303% | 2,372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 6,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2248% | 3,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5759% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 3,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2526% | 2,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1577% | 197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1247% | 164 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 3,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1847% | 3,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.2151% | 2,104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 6,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2937% | 2,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8020% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 3,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3190% | 2,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7303% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7105% | 437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4399% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3668% | 2,209 |
| Percentage Net Loans Charged-off:Construction & development | -0.1019% | 6,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6301% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1532% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3792% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4367% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.3739% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 12.2404% | 78 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5905% | 3,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6134% | 2,660 |
| Percentage Net Loans Charged-off:Construction & development | 3.4257% | 1,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3019% | 2,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4007% | 2,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4499% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3744% | 2,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3393% | 3,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6348% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7527% | 2,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8046% | 2,038 |
| Percentage Net Loans Charged-off:Construction & development | 4.2710% | 1,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4058% | 1,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5187% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5332% | 1,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5107% | 1,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3184% | 3,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5827% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8370% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8426% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 2.1784% | 1,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6095% | 1,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7632% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7635% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7631% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5027% | 2,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2791% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7687% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7771% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.5781% | 1,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7529% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8302% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6058% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9626% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4724% | 2,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 32.8729% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5936% | 3,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4575% | 3,044 |
| Percentage Net Loans Charged-off:Construction & development | 1.1146% | 2,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0545% | 3,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5064% | 2,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4247% | 1,315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5539% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3127% | 2,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3415% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6119% | 2,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5210% | 2,386 |
| Percentage Net Loans Charged-off:Construction & development | 1.2287% | 2,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 2,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5985% | 1,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2775% | 1,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7839% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9899% | 2,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1422% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4744% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3200% | 2,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.8227% | 1,884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3393% | 1,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1341% | 1,162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4559% | 1,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3914% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1117% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6810% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5004% | 1,625 |
| Percentage Net Loans Charged-off:Construction & development | 1.7843% | 997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3582% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3654% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3542% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8019% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0918% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1586% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1165% | 3,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.3318% | 2,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0993% | 2,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0697% | 1,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1156% | 2,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3864% | 2,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6585% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 3,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0972% | 2,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.1754% | 1,840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1198% | 2,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0946% | 962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1337% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3279% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3071% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 4,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 3,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 2,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1416% | 715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 2,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0849% | 2,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9581% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 4,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 2,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0578% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0975% | 1,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4371% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 5,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 3,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0528% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1034% | 3,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4981% | 3,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 5,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0098% | 3,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3099% | 3,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 5,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1975% | 3,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 4,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4883% | 2,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 7,683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 7,819 |
| Percentage Net Loans Charged-off:Construction & development | -0.0745% | 7,780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 2,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0664% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 2,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 7,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1281% | 4,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 5,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 2,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0468% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0494% | 7,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1507% | 4,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 4,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 1,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 1,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0685% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0717% | 7,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1258% | 4,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 4,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1172% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1491% | 7,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0337% | 3,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 6,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 3,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2374% | 4,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 5,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0189% | 3,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3284% | 3,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 5,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 6,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3547% | 3,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0076% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 6,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6855% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 6,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 3,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 3,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0189% | 590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1100% | 3,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1589% | 5,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 5,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 3,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 2,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0257% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2074% | 2,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1247% | 5,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 4,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 2,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 2,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0393% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3351% | 1,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0979% | 5,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 7,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0545% | 7,305 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2778% | 8,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 5,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4709% | 2,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6251% | 3,670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 5,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5423% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6485% | 3,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 4,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8285% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3169% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6402% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0950% | 4,732 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4760% | 2,703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 6,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9510% | 2,535 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3188% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 7,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 3,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 3,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0132% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4060% | 4,646 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 6,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4267% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1426% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 6,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 1,271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6996% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8290% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 7,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0340% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1642% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 7,988 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 6,808 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 8,192 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 6,488 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 8,093 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 8,798 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |