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Exchange Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$115,546,000475
Total interest expense$25,059,000670
Net interest income$90,487,000403
Provision for loan and lease losses$03,275
Total noninterest income$23,651,000401
Gross Fiduciary activities income$9,787,000173
Service charges on deposit accounts$5,337,000260
Trading account gains and fees$0123
Additional Noninterest Income$8,527,000605
Total noninterest expense$86,437,000352
Salaries and employee benefits$41,198,000391
Premises and equipment expense$8,057,000358
Additional noninterest expense$8,527,000605
Pre-tax net operating income$27,701,000536
Securities gains (losses)$12,000732
Applicable income taxes$7,519,000421
Income before extraordinary items$20,194,000581
Extraordinary gains, net$054
Net income$20,194,000587
Minority interest net income$088
Net income of bank and minority interests.$20,194,000584
Net charge-offs$192,0001,186
Cash dividends$8,915,000536
Sale, conversion, retirement of capital stock, net$0540
Net operating income$20,184,520597
2023-09-30 (YTD Data)Rank
Total interest income$85,228,000476
Total interest expense$16,119,000712
Net interest income$69,109,000399
Provision for loan and lease losses$03,085
Total noninterest income$17,685,000413
Gross Fiduciary activities income$7,141,000177
Service charges on deposit accounts$3,951,000260
Trading account gains and fees$0125
Additional Noninterest Income$6,593,000604
Total noninterest expense$67,579,000343
Salaries and employee benefits$30,736,000394
Premises and equipment expense$5,909,000373
Additional noninterest expense$6,593,000604
Pre-tax net operating income$19,215,000579
Securities gains (losses)$9,000632
Applicable income taxes$5,802,000427
Income before extraordinary items$13,422,000646
Extraordinary gains, net$052
Net income$13,422,000650
Minority interest net income$081
Net income of bank and minority interests.$13,422,000646
Net charge-offs$134,0001,055
Cash dividends$6,686,000485
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,414,890660
2023-06-30 (YTD Data)Rank
Total interest income$56,025,000461
Total interest expense$8,452,000767
Net interest income$47,573,000388
Provision for loan and lease losses$02,940
Total noninterest income$11,805,000394
Gross Fiduciary activities income$4,594,000180
Service charges on deposit accounts$2,606,000254
Trading account gains and fees$0112
Additional Noninterest Income$4,605,000565
Total noninterest expense$49,030,000312
Salaries and employee benefits$20,478,000391
Premises and equipment expense$3,939,000364
Additional noninterest expense$4,605,000565
Pre-tax net operating income$10,348,000680
Securities gains (losses)$6,000725
Applicable income taxes$3,275,000468
Income before extraordinary items$7,079,000791
Extraordinary gains, net$051
Net income$7,079,000803
Minority interest net income$081
Net income of bank and minority interests.$7,079,000791
Net charge-offs$29,0001,403
Cash dividends$4,457,000482
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,074,260799
2023-03-31 (YTD Data)Rank
Total interest income$27,422,000468
Total interest expense$2,676,000961
Net interest income$24,746,000380
Provision for loan and lease losses$02,612
Total noninterest income$6,025,000392
Gross Fiduciary activities income$2,148,000196
Service charges on deposit accounts$1,292,000263
Trading account gains and fees$097
Additional Noninterest Income$2,585,000511
Total noninterest expense$18,124,000405
Salaries and employee benefits$9,870,000415
Premises and equipment expense$1,984,000378
Additional noninterest expense$2,585,000511
Pre-tax net operating income$12,647,000366
Securities gains (losses)$3,000808
Applicable income taxes$3,433,000299
Income before extraordinary items$9,217,000388
Extraordinary gains, net$04
Net income$9,217,000389
Minority interest net income$048
Net income of bank and minority interests.$9,217,000389
Net charge-offs$77,000663
Cash dividends$2,229,000441
Sale, conversion, retirement of capital stock, net$0430
Net operating income$9,214,630398
2022-12-31 (YTD Data)Rank
Total interest income$101,212,000407
Total interest expense$2,075,0001,558
Net interest income$99,137,000369
Provision for loan and lease losses$03,012
Total noninterest income$24,357,000415
Gross Fiduciary activities income$10,024,000177
Service charges on deposit accounts$6,440,000226
Trading account gains and fees$0116
Additional Noninterest Income$7,893,000656
Total noninterest expense$73,411,000387
Salaries and employee benefits$40,266,000389
Premises and equipment expense$7,611,000372
Additional noninterest expense$7,893,000656
Pre-tax net operating income$50,083,000382
Securities gains (losses)$3,000566
Applicable income taxes$12,606,000322
Income before extraordinary items$37,480,000396
Extraordinary gains, net$05
Net income$37,480,000397
Minority interest net income$063
Net income of bank and minority interests.$37,480,000397
Net charge-offs$308,000768
Cash dividends$8,400,000536
Sale, conversion, retirement of capital stock, net$0568
Net operating income$37,477,630400
2022-09-30 (YTD Data)Rank
Total interest income$74,150,000393
Total interest expense$1,232,0001,529
Net interest income$72,918,000365
Provision for loan and lease losses$02,835
Total noninterest income$18,670,000418
Gross Fiduciary activities income$7,754,000177
Service charges on deposit accounts$5,021,000224
Trading account gains and fees$0111
Additional Noninterest Income$5,895,000670
Total noninterest expense$53,146,000398
Salaries and employee benefits$29,210,000395
Premises and equipment expense$5,800,000366
Additional noninterest expense$5,895,000670
Pre-tax net operating income$38,442,000372
Securities gains (losses)$1,000675
Applicable income taxes$10,597,000314
Income before extraordinary items$27,846,000391
Extraordinary gains, net$04
Net income$27,846,000391
Minority interest net income$057
Net income of bank and minority interests.$27,846,000391
Net charge-offs$-64,0004,174
Cash dividends$6,257,000494
Sale, conversion, retirement of capital stock, net$0519
Net operating income$27,845,210400
2022-06-30 (YTD Data)Rank
Total interest income$47,739,000388
Total interest expense$808,0001,346
Net interest income$46,931,000367
Provision for loan and lease losses$02,599
Total noninterest income$12,171,000421
Gross Fiduciary activities income$5,366,000146
Service charges on deposit accounts$3,303,000227
Trading account gains and fees$0108
Additional Noninterest Income$3,502,000739
Total noninterest expense$34,574,000396
Salaries and employee benefits$19,153,000395
Premises and equipment expense$3,865,000358
Additional noninterest expense$11,556,000389
Pre-tax net operating income$24,528,000370
Securities gains (losses)$0687
Applicable income taxes$6,751,000308
Income before extraordinary items$17,777,000395
Extraordinary gains, net$04
Net income$17,777,000394
Minority interest net income$060
Net income of bank and minority interests.$17,777,000395
Net charge-offs$-23,0003,933
Cash dividends$4,114,000483
Sale, conversion, retirement of capital stock, net$0494
Net operating income$17,777,000401
2022-03-31 (YTD Data)Rank
Total interest income$22,787,000391
Total interest expense$401,0001,311
Net interest income$22,386,000376
Provision for loan and lease losses$02,285
Total noninterest income$6,100,000424
Gross Fiduciary activities income$2,752,000145
Service charges on deposit accounts$1,606,000235
Trading account gains and fees$0103
Additional Noninterest Income$1,742,000758
Total noninterest expense$17,102,000403
Salaries and employee benefits$9,677,000396
Premises and equipment expense$1,764,000398
Additional noninterest expense$5,661,000390
Pre-tax net operating income$11,384,000380
Securities gains (losses)$0623
Applicable income taxes$3,124,000312
Income before extraordinary items$8,260,000412
Extraordinary gains, net$04
Net income$8,260,000411
Minority interest net income$050
Net income of bank and minority interests.$8,260,000412
Net charge-offs$-83,0004,516
Cash dividends$2,057,000445
Sale, conversion, retirement of capital stock, net$0453
Net operating income$8,260,000416
2021-12-31 (YTD Data)Rank
Total interest income$95,311,000379
Total interest expense$1,757,0001,470
Net interest income$93,554,000355
Provision for loan and lease losses$2,000,000284
Total noninterest income$23,639,000468
Gross Fiduciary activities income$10,482,000152
Service charges on deposit accounts$6,172,000230
Trading account gains and fees$0132
Additional Noninterest Income$6,985,000850
Total noninterest expense$64,645,000415
Salaries and employee benefits$35,620,000426
Premises and equipment expense$7,905,000358
Additional noninterest expense$21,120,000405
Pre-tax net operating income$50,548,000384
Securities gains (losses)$02,062
Applicable income taxes$14,138,000312
Income before extraordinary items$36,410,000418
Extraordinary gains, net$010
Net income$36,410,000417
Minority interest net income$074
Net income of bank and minority interests.$36,410,000418
Net charge-offs$-178,0004,518
Cash dividends$8,229,000555
Sale, conversion, retirement of capital stock, net$0582
Net operating income$36,410,000411
2021-09-30 (YTD Data)Rank
Total interest income$71,834,000379
Total interest expense$1,337,0001,532
Net interest income$70,497,000358
Provision for loan and lease losses$2,000,000211
Total noninterest income$16,907,000492
Gross Fiduciary activities income$7,889,000149
Service charges on deposit accounts$4,549,000229
Trading account gains and fees$0132
Additional Noninterest Income$4,469,000968
Total noninterest expense$48,605,000417
Salaries and employee benefits$27,419,000417
Premises and equipment expense$5,769,000372
Additional noninterest expense$15,417,000415
Pre-tax net operating income$36,799,000404
Securities gains (losses)$02,015
Applicable income taxes$10,239,000326
Income before extraordinary items$26,560,000437
Extraordinary gains, net$08
Net income$26,560,000436
Minority interest net income$069
Net income of bank and minority interests.$26,560,000437
Net charge-offs$31,0001,558
Cash dividends$6,172,000521
Sale, conversion, retirement of capital stock, net$0543
Net operating income$26,560,000430
2021-06-30 (YTD Data)Rank
Total interest income$47,419,000380
Total interest expense$911,0001,571
Net interest income$46,508,000358
Provision for loan and lease losses$2,000,000145
Total noninterest income$11,357,000486
Gross Fiduciary activities income$5,367,000144
Service charges on deposit accounts$2,894,000229
Trading account gains and fees$0133
Additional Noninterest Income$3,096,000945
Total noninterest expense$32,735,000410
Salaries and employee benefits$18,035,000420
Premises and equipment expense$3,851,000377
Additional noninterest expense$10,849,000386
Pre-tax net operating income$23,130,000418
Securities gains (losses)$01,818
Applicable income taxes$6,418,000340
Income before extraordinary items$16,712,000449
Extraordinary gains, net$06
Net income$16,712,000448
Minority interest net income$067
Net income of bank and minority interests.$16,712,000449
Net charge-offs$-121,0004,640
Cash dividends$4,114,000494
Sale, conversion, retirement of capital stock, net$0517
Net operating income$16,712,000443
2021-03-31 (YTD Data)Rank
Total interest income$23,953,000374
Total interest expense$480,0001,567
Net interest income$23,473,000352
Provision for loan and lease losses$1,200,000152
Total noninterest income$5,407,000511
Gross Fiduciary activities income$2,727,000143
Service charges on deposit accounts$1,421,000229
Trading account gains and fees$0127
Additional Noninterest Income$1,259,0001,098
Total noninterest expense$15,917,000418
Salaries and employee benefits$8,872,000430
Premises and equipment expense$1,993,000369
Additional noninterest expense$5,052,000396
Pre-tax net operating income$11,763,000411
Securities gains (losses)$01,392
Applicable income taxes$3,269,000332
Income before extraordinary items$8,494,000455
Extraordinary gains, net$03
Net income$8,494,000452
Minority interest net income$055
Net income of bank and minority interests.$8,494,000455
Net charge-offs$145,000518
Cash dividends$2,057,000442
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,494,000444
2020-12-31 (YTD Data)Rank
Total interest income$99,704,000362
Total interest expense$3,298,0001,376
Net interest income$96,406,000329
Provision for loan and lease losses$1,800,0001,119
Total noninterest income$21,501,000476
Gross Fiduciary activities income$8,951,000157
Service charges on deposit accounts$4,909,000253
Trading account gains and fees$0133
Additional Noninterest Income$7,641,000769
Total noninterest expense$68,641,000381
Salaries and employee benefits$38,922,000378
Premises and equipment expense$7,838,000361
Additional noninterest expense$21,881,000389
Pre-tax net operating income$47,466,000309
Securities gains (losses)$7,0002,384
Applicable income taxes$13,774,000234
Income before extraordinary items$33,699,000343
Extraordinary gains, net$04
Net income$33,699,000342
Minority interest net income$072
Net income of bank and minority interests.$33,699,000343
Net charge-offs$39,0002,532
Cash dividends$8,229,000532
Sale, conversion, retirement of capital stock, net$0566
Net operating income$33,693,470337
2020-09-30 (YTD Data)Rank
Total interest income$73,888,000366
Total interest expense$2,685,0001,351
Net interest income$71,203,000328
Provision for loan and lease losses$900,0001,436
Total noninterest income$15,794,000464
Gross Fiduciary activities income$6,435,000156
Service charges on deposit accounts$3,211,000275
Trading account gains and fees$0125
Additional Noninterest Income$6,148,000712
Total noninterest expense$52,310,000372
Salaries and employee benefits$29,221,000372
Premises and equipment expense$5,910,000355
Additional noninterest expense$17,179,000359
Pre-tax net operating income$33,787,000294
Securities gains (losses)$7,0002,204
Applicable income taxes$9,331,000236
Income before extraordinary items$24,463,000326
Extraordinary gains, net$04
Net income$24,463,000325
Minority interest net income$065
Net income of bank and minority interests.$24,463,000326
Net charge-offs$363,000926
Cash dividends$6,172,000504
Sale, conversion, retirement of capital stock, net$0532
Net operating income$24,457,470321
2020-06-30 (YTD Data)Rank
Total interest income$49,054,000371
Total interest expense$1,968,0001,330
Net interest income$47,086,000331
Provision for loan and lease losses$04,134
Total noninterest income$10,609,000431
Gross Fiduciary activities income$4,360,000151
Service charges on deposit accounts$2,083,000283
Trading account gains and fees$0123
Additional Noninterest Income$4,166,000651
Total noninterest expense$34,909,000371
Salaries and employee benefits$19,435,000369
Premises and equipment expense$3,892,000357
Additional noninterest expense$11,582,000357
Pre-tax net operating income$22,786,000259
Securities gains (losses)$7,0001,953
Applicable income taxes$6,308,000206
Income before extraordinary items$16,485,000291
Extraordinary gains, net$04
Net income$16,485,000290
Minority interest net income$065
Net income of bank and minority interests.$16,485,000291
Net charge-offs$29,0002,009
Cash dividends$4,114,000501
Sale, conversion, retirement of capital stock, net$0504
Net operating income$16,479,470281
2020-03-31 (YTD Data)Rank
Total interest income$25,013,000370
Total interest expense$1,110,0001,322
Net interest income$23,903,000331
Provision for loan and lease losses$03,711
Total noninterest income$5,864,000375
Gross Fiduciary activities income$2,267,000153
Service charges on deposit accounts$1,277,000277
Trading account gains and fees$0106
Additional Noninterest Income$2,320,000530
Total noninterest expense$17,785,000358
Salaries and employee benefits$10,026,000358
Premises and equipment expense$1,922,000360
Additional noninterest expense$5,837,000353
Pre-tax net operating income$11,982,000225
Securities gains (losses)$6,0001,418
Applicable income taxes$3,356,000175
Income before extraordinary items$8,632,000253
Extraordinary gains, net$04
Net income$8,632,000253
Minority interest net income$056
Net income of bank and minority interests.$8,632,000253
Net charge-offs$-52,0004,867
Cash dividends$2,057,000507
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,627,260246
2019-12-31 (YTD Data)Rank
Total interest income$101,556,000362
Total interest expense$4,678,0001,313
Net interest income$96,878,000319
Provision for loan and lease losses$03,973
Total noninterest income$24,092,000374
Gross Fiduciary activities income$8,633,000155
Service charges on deposit accounts$5,439,000265
Trading account gains and fees$0135
Additional Noninterest Income$10,020,000519
Total noninterest expense$70,338,000346
Salaries and employee benefits$39,055,000346
Premises and equipment expense$7,664,000360
Additional noninterest expense$23,619,000346
Pre-tax net operating income$50,632,000311
Securities gains (losses)$170,000692
Applicable income taxes$14,301,000262
Income before extraordinary items$36,501,000341
Extraordinary gains, net$011
Net income$36,501,000342
Minority interest net income$076
Net income of bank and minority interests.$36,501,000342
Net charge-offs$-53,0004,784
Cash dividends$7,543,000586
Sale, conversion, retirement of capital stock, net$0626
Net operating income$36,366,700338
2019-09-30 (YTD Data)Rank
Total interest income$76,506,000366
Total interest expense$3,494,0001,329
Net interest income$73,012,000321
Provision for loan and lease losses$03,836
Total noninterest income$17,835,000378
Gross Fiduciary activities income$6,295,000157
Service charges on deposit accounts$4,113,000267
Trading account gains and fees$0129
Additional Noninterest Income$7,427,000524
Total noninterest expense$52,836,000346
Salaries and employee benefits$29,173,000352
Premises and equipment expense$5,812,000358
Additional noninterest expense$17,851,000333
Pre-tax net operating income$38,011,000309
Securities gains (losses)$170,000585
Applicable income taxes$10,750,000256
Income before extraordinary items$27,431,000341
Extraordinary gains, net$011
Net income$27,431,000342
Minority interest net income$072
Net income of bank and minority interests.$27,431,000342
Net charge-offs$281,0001,075
Cash dividends$5,572,000560
Sale, conversion, retirement of capital stock, net$0590
Net operating income$27,296,700335
2019-06-30 (YTD Data)Rank
Total interest income$50,360,000370
Total interest expense$2,267,0001,338
Net interest income$48,093,000327
Provision for loan and lease losses$03,685
Total noninterest income$11,403,000377
Gross Fiduciary activities income$4,015,000161
Service charges on deposit accounts$2,697,000270
Trading account gains and fees$0131
Additional Noninterest Income$4,691,000532
Total noninterest expense$34,564,000358
Salaries and employee benefits$19,208,000354
Premises and equipment expense$3,885,000362
Additional noninterest expense$11,471,000352
Pre-tax net operating income$24,932,000311
Securities gains (losses)$170,000406
Applicable income taxes$7,026,000262
Income before extraordinary items$18,076,000345
Extraordinary gains, net$011
Net income$18,076,000346
Minority interest net income$069
Net income of bank and minority interests.$18,076,000346
Net charge-offs$-4,0004,200
Cash dividends$3,686,000560
Sale, conversion, retirement of capital stock, net$0573
Net operating income$17,941,700339
2019-03-31 (YTD Data)Rank
Total interest income$25,159,000373
Total interest expense$1,068,0001,362
Net interest income$24,091,000326
Provision for loan and lease losses$03,406
Total noninterest income$5,576,000365
Gross Fiduciary activities income$2,016,000158
Service charges on deposit accounts$1,335,000272
Trading account gains and fees$0126
Additional Noninterest Income$2,225,000525
Total noninterest expense$17,188,000359
Salaries and employee benefits$9,740,000350
Premises and equipment expense$1,929,000365
Additional noninterest expense$5,519,000354
Pre-tax net operating income$12,479,000306
Securities gains (losses)$170,000208
Applicable income taxes$3,580,000255
Income before extraordinary items$9,069,000336
Extraordinary gains, net$05
Net income$9,069,000336
Minority interest net income$052
Net income of bank and minority interests.$9,069,000336
Net charge-offs$276,000500
Cash dividends$1,800,000553
Sale, conversion, retirement of capital stock, net$0529
Net operating income$8,934,700328
2018-12-31 (YTD Data)Rank
Total interest income$95,956,000370
Total interest expense$2,626,0001,586
Net interest income$93,330,000335
Provision for loan and lease losses$04,082
Total noninterest income$25,972,000343
Gross Fiduciary activities income$7,330,000170
Service charges on deposit accounts$4,845,000302
Trading account gains and fees$0126
Additional Noninterest Income$13,797,000402
Total noninterest expense$65,607,000371
Salaries and employee benefits$36,059,000367
Premises and equipment expense$7,663,000365
Additional noninterest expense$21,885,000363
Pre-tax net operating income$53,695,000299
Securities gains (losses)$-200,0005,149
Applicable income taxes$14,984,000238
Income before extraordinary items$38,511,000321
Extraordinary gains, net$06
Net income$38,511,000321
Minority interest net income$072
Net income of bank and minority interests.$38,511,000321
Net charge-offs$469,000991
Cash dividends$6,600,000579
Sale, conversion, retirement of capital stock, net$0671
Net operating income$38,669,000322
2018-09-30 (YTD Data)Rank
Total interest income$70,901,000371
Total interest expense$1,658,0001,725
Net interest income$69,243,000337
Provision for loan and lease losses$03,948
Total noninterest income$20,105,000347
Gross Fiduciary activities income$5,477,000170
Service charges on deposit accounts$3,596,000305
Trading account gains and fees$0138
Additional Noninterest Income$11,032,000390
Total noninterest expense$48,342,000373
Salaries and employee benefits$26,646,000380
Premises and equipment expense$5,675,000370
Additional noninterest expense$16,021,000364
Pre-tax net operating income$41,006,000296
Securities gains (losses)$01,118
Applicable income taxes$11,502,000240
Income before extraordinary items$29,504,000321
Extraordinary gains, net$05
Net income$29,504,000321
Minority interest net income$066
Net income of bank and minority interests.$29,504,000321
Net charge-offs$950,000458
Cash dividends$4,886,000555
Sale, conversion, retirement of capital stock, net$0633
Net operating income$29,504,000321
2018-06-30 (YTD Data)Rank
Total interest income$46,447,000373
Total interest expense$943,0001,861
Net interest income$45,504,000342
Provision for loan and lease losses$03,782
Total noninterest income$14,490,000329
Gross Fiduciary activities income$3,636,000172
Service charges on deposit accounts$2,396,000306
Trading account gains and fees$0130
Additional Noninterest Income$8,458,000351
Total noninterest expense$32,210,000374
Salaries and employee benefits$17,877,000379
Premises and equipment expense$3,706,000374
Additional noninterest expense$10,627,000369
Pre-tax net operating income$27,784,000285
Securities gains (losses)$0961
Applicable income taxes$7,810,000232
Income before extraordinary items$19,974,000306
Extraordinary gains, net$06
Net income$19,974,000306
Minority interest net income$065
Net income of bank and minority interests.$19,974,000306
Net charge-offs$558,000492
Cash dividends$3,257,000539
Sale, conversion, retirement of capital stock, net$0620
Net operating income$19,974,000306
2018-03-31 (YTD Data)Rank
Total interest income$22,679,000377
Total interest expense$373,0002,119
Net interest income$22,306,000344
Provision for loan and lease losses$03,508
Total noninterest income$9,097,000285
Gross Fiduciary activities income$1,857,000170
Service charges on deposit accounts$1,198,000303
Trading account gains and fees$0123
Additional Noninterest Income$6,042,000268
Total noninterest expense$15,896,000379
Salaries and employee benefits$8,966,000379
Premises and equipment expense$1,810,000383
Additional noninterest expense$5,120,000369
Pre-tax net operating income$15,507,000262
Securities gains (losses)$0735
Applicable income taxes$4,407,000216
Income before extraordinary items$11,100,000279
Extraordinary gains, net$07
Net income$11,100,000279
Minority interest net income$052
Net income of bank and minority interests.$11,100,000279
Net charge-offs$399,000353
Cash dividends$1,629,000499
Sale, conversion, retirement of capital stock, net$0580
Net operating income$11,100,000278
2017-12-31 (YTD Data)Rank
Total interest income$82,369,000381
Total interest expense$1,418,0002,017
Net interest income$80,951,000351
Provision for loan and lease losses$04,227
Total noninterest income$24,291,000361
Gross Fiduciary activities income$6,709,000173
Service charges on deposit accounts$5,067,000293
Trading account gains and fees$0151
Additional Noninterest Income$12,515,000438
Total noninterest expense$61,671,000381
Salaries and employee benefits$33,510,000386
Premises and equipment expense$7,459,000368
Additional noninterest expense$20,702,000369
Pre-tax net operating income$43,571,000321
Securities gains (losses)$02,243
Applicable income taxes$24,063,000231
Income before extraordinary items$19,508,000411
Extraordinary gains, net$09
Net income$19,508,000411
Minority interest net income$076
Net income of bank and minority interests.$19,508,000411
Net charge-offs$-2,314,0005,649
Cash dividends$5,829,000593
Sale, conversion, retirement of capital stock, net$0711
Net operating income$19,508,000406
2017-09-30 (YTD Data)Rank
Total interest income$60,115,000387
Total interest expense$1,007,0002,073
Net interest income$59,108,000360
Provision for loan and lease losses$04,088
Total noninterest income$19,068,000355
Gross Fiduciary activities income$5,010,000175
Service charges on deposit accounts$3,965,000290
Trading account gains and fees$0145
Additional Noninterest Income$10,093,000419
Total noninterest expense$45,468,000384
Salaries and employee benefits$25,176,000390
Premises and equipment expense$5,475,000377
Additional noninterest expense$14,817,000376
Pre-tax net operating income$32,708,000321
Securities gains (losses)$02,274
Applicable income taxes$12,909,000266
Income before extraordinary items$19,799,000365
Extraordinary gains, net$09
Net income$19,799,000365
Minority interest net income$071
Net income of bank and minority interests.$19,799,000365
Net charge-offs$-1,088,0005,696
Cash dividends$4,286,000570
Sale, conversion, retirement of capital stock, net$0677
Net operating income$19,799,000363
2017-06-30 (YTD Data)Rank
Total interest income$39,406,000389
Total interest expense$769,0001,823
Net interest income$38,637,000364
Provision for loan and lease losses$03,871
Total noninterest income$13,505,000346
Gross Fiduciary activities income$3,279,000176
Service charges on deposit accounts$2,654,000287
Trading account gains and fees$0139
Additional Noninterest Income$7,572,000386
Total noninterest expense$30,418,000393
Salaries and employee benefits$16,860,000388
Premises and equipment expense$3,597,000379
Additional noninterest expense$9,961,000378
Pre-tax net operating income$21,724,000321
Securities gains (losses)$01,906
Applicable income taxes$8,578,000265
Income before extraordinary items$13,146,000364
Extraordinary gains, net$011
Net income$13,146,000363
Minority interest net income$071
Net income of bank and minority interests.$13,146,000364
Net charge-offs$-1,084,0005,759
Cash dividends$2,829,000569
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,146,000364
2017-03-31 (YTD Data)Rank
Total interest income$19,585,000391
Total interest expense$269,0002,338
Net interest income$19,316,000363
Provision for loan and lease losses$03,537
Total noninterest income$6,791,000344
Gross Fiduciary activities income$1,660,000174
Service charges on deposit accounts$1,330,000286
Trading account gains and fees$0142
Additional Noninterest Income$3,801,000382
Total noninterest expense$15,142,000398
Salaries and employee benefits$8,415,000395
Premises and equipment expense$1,827,000380
Additional noninterest expense$4,900,000389
Pre-tax net operating income$10,965,000316
Securities gains (losses)$01,153
Applicable income taxes$4,332,000260
Income before extraordinary items$6,633,000360
Extraordinary gains, net$08
Net income$6,633,000359
Minority interest net income$055
Net income of bank and minority interests.$6,633,000360
Net charge-offs$-394,0005,797
Cash dividends$1,371,000553
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,633,000353
2016-12-31 (YTD Data)Rank
Total interest income$74,095,000388
Total interest expense$1,149,0002,206
Net interest income$72,946,000366
Provision for loan and lease losses$-900,0005,813
Total noninterest income$20,304,000418
Gross Fiduciary activities income$6,377,000171
Service charges on deposit accounts$5,358,000280
Trading account gains and fees$0170
Additional Noninterest Income$8,569,000572
Total noninterest expense$59,481,000392
Salaries and employee benefits$34,024,000376
Premises and equipment expense$6,932,000392
Additional noninterest expense$18,525,000395
Pre-tax net operating income$34,669,000335
Securities gains (losses)$03,212
Applicable income taxes$13,167,000290
Income before extraordinary items$21,502,000387
Extraordinary gains, net$05
Net income$21,502,000386
Minority interest net income$082
Net income of bank and minority interests.$21,502,000386
Net charge-offs$-1,079,0005,863
Cash dividends$4,800,000694
Sale, conversion, retirement of capital stock, net$0759
Net operating income$21,502,000383
2016-09-30 (YTD Data)Rank
Total interest income$54,729,000390
Total interest expense$871,0002,191
Net interest income$53,858,000370
Provision for loan and lease losses$-900,0005,905
Total noninterest income$15,356,000415
Gross Fiduciary activities income$4,754,000169
Service charges on deposit accounts$4,047,000281
Trading account gains and fees$0169
Additional Noninterest Income$6,555,000571
Total noninterest expense$44,244,000394
Salaries and employee benefits$25,351,000379
Premises and equipment expense$5,105,000397
Additional noninterest expense$13,788,000392
Pre-tax net operating income$25,870,000335
Securities gains (losses)$03,160
Applicable income taxes$9,821,000289
Income before extraordinary items$16,049,000386
Extraordinary gains, net$05
Net income$16,049,000386
Minority interest net income$071
Net income of bank and minority interests.$16,049,000386
Net charge-offs$-1,033,0005,924
Cash dividends$3,514,000673
Sale, conversion, retirement of capital stock, net$0719
Net operating income$16,049,000380
2016-06-30 (YTD Data)Rank
Total interest income$36,317,000394
Total interest expense$588,0002,168
Net interest income$35,729,000372
Provision for loan and lease losses$-900,0006,009
Total noninterest income$9,882,000421
Gross Fiduciary activities income$2,972,000179
Service charges on deposit accounts$2,735,000279
Trading account gains and fees$0157
Additional Noninterest Income$4,175,000584
Total noninterest expense$29,317,000397
Salaries and employee benefits$16,938,000379
Premises and equipment expense$3,381,000398
Additional noninterest expense$8,998,000400
Pre-tax net operating income$17,194,000333
Securities gains (losses)$02,835
Applicable income taxes$6,538,000279
Income before extraordinary items$10,656,000379
Extraordinary gains, net$016
Net income$10,656,000378
Minority interest net income$071
Net income of bank and minority interests.$10,656,000378
Net charge-offs$-925,0006,017
Cash dividends$2,314,000676
Sale, conversion, retirement of capital stock, net$0705
Net operating income$10,656,000375
2016-03-31 (YTD Data)Rank
Total interest income$18,120,000390
Total interest expense$301,0002,131
Net interest income$17,819,000370
Provision for loan and lease losses$-500,0006,064
Total noninterest income$4,762,000416
Gross Fiduciary activities income$1,460,000182
Service charges on deposit accounts$1,385,000271
Trading account gains and fees$0142
Additional Noninterest Income$1,917,000587
Total noninterest expense$14,704,000395
Salaries and employee benefits$8,694,000367
Premises and equipment expense$1,695,000406
Additional noninterest expense$4,315,000405
Pre-tax net operating income$8,377,000322
Securities gains (losses)$02,077
Applicable income taxes$3,166,000284
Income before extraordinary items$5,211,000371
Extraordinary gains, net$012
Net income$5,211,000371
Minority interest net income$062
Net income of bank and minority interests.$5,211,000371
Net charge-offs$-500,0006,071
Cash dividends$1,114,000675
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,211,000368
2015-12-31 (YTD Data)Rank
Total interest income$69,781,000385
Total interest expense$1,770,0001,543
Net interest income$68,011,000369
Provision for loan and lease losses$-3,200,0006,138
Total noninterest income$21,127,000395
Gross Fiduciary activities income$6,105,000175
Service charges on deposit accounts$5,791,000266
Trading account gains and fees$0159
Additional Noninterest Income$9,231,000522
Total noninterest expense$58,318,000391
Salaries and employee benefits$31,211,000388
Premises and equipment expense$6,913,000390
Additional noninterest expense$20,194,000368
Pre-tax net operating income$34,020,000322
Securities gains (losses)$03,216
Applicable income taxes$12,992,000267
Income before extraordinary items$21,028,000376
Extraordinary gains, net$023
Net income$21,028,000376
Minority interest net income$081
Net income of bank and minority interests.$21,028,000376
Net charge-offs$-3,378,0006,162
Cash dividends$3,772,000829
Sale, conversion, retirement of capital stock, net$0804
Net operating income$21,028,000372
2015-09-30 (YTD Data)Rank
Total interest income$51,986,000389
Total interest expense$1,451,0001,444
Net interest income$50,535,000374
Provision for loan and lease losses$-3,200,0006,235
Total noninterest income$16,100,000397
Gross Fiduciary activities income$4,632,000173
Service charges on deposit accounts$4,383,000270
Trading account gains and fees$0153
Additional Noninterest Income$7,085,000533
Total noninterest expense$43,465,000398
Salaries and employee benefits$23,721,000388
Premises and equipment expense$4,706,000426
Additional noninterest expense$15,038,000369
Pre-tax net operating income$26,370,000319
Securities gains (losses)$03,031
Applicable income taxes$10,464,000262
Income before extraordinary items$15,906,000380
Extraordinary gains, net$021
Net income$15,906,000380
Minority interest net income$078
Net income of bank and minority interests.$15,906,000380
Net charge-offs$-3,224,0006,250
Cash dividends$2,743,000775
Sale, conversion, retirement of capital stock, net$0773
Net operating income$15,906,000375
2015-06-30 (YTD Data)Rank
Total interest income$34,742,000386
Total interest expense$1,123,0001,247
Net interest income$33,619,000372
Provision for loan and lease losses$-2,900,0006,319
Total noninterest income$10,692,000396
Gross Fiduciary activities income$3,146,000175
Service charges on deposit accounts$2,919,000265
Trading account gains and fees$0157
Additional Noninterest Income$4,627,000542
Total noninterest expense$29,320,000397
Salaries and employee benefits$16,323,000378
Premises and equipment expense$2,936,000454
Additional noninterest expense$10,061,000365
Pre-tax net operating income$17,891,000315
Securities gains (losses)$02,636
Applicable income taxes$7,123,000262
Income before extraordinary items$10,768,000374
Extraordinary gains, net$022
Net income$10,768,000373
Minority interest net income$075
Net income of bank and minority interests.$10,768,000373
Net charge-offs$-2,760,0006,332
Cash dividends$1,800,000779
Sale, conversion, retirement of capital stock, net$0751
Net operating income$10,768,000368
2015-03-31 (YTD Data)Rank
Total interest income$16,988,000393
Total interest expense$485,0001,441
Net interest income$16,503,000380
Provision for loan and lease losses$-400,0006,305
Total noninterest income$5,601,000382
Gross Fiduciary activities income$1,637,000169
Service charges on deposit accounts$1,445,000263
Trading account gains and fees$0152
Additional Noninterest Income$2,519,000487
Total noninterest expense$14,031,000409
Salaries and employee benefits$7,743,000394
Premises and equipment expense$1,582,000425
Additional noninterest expense$4,706,000376
Pre-tax net operating income$8,473,000323
Securities gains (losses)$02,027
Applicable income taxes$3,339,000271
Income before extraordinary items$5,134,000375
Extraordinary gains, net$013
Net income$5,134,000375
Minority interest net income$064
Net income of bank and minority interests.$5,134,000375
Net charge-offs$-273,0006,282
Cash dividends$857,000762
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,134,000369
2014-12-31 (YTD Data)Rank
Total interest income$66,061,000390
Total interest expense$2,511,0001,164
Net interest income$63,550,000377
Provision for loan and lease losses$04,603
Total noninterest income$21,291,000369
Gross Fiduciary activities income$5,860,000177
Service charges on deposit accounts$6,444,000248
Trading account gains and fees$0180
Additional Noninterest Income$8,987,000491
Total noninterest expense$56,570,000397
Salaries and employee benefits$29,731,000398
Premises and equipment expense$6,720,000393
Additional noninterest expense$20,119,000366
Pre-tax net operating income$28,271,000357
Securities gains (losses)$03,259
Applicable income taxes$10,563,000292
Income before extraordinary items$17,708,000416
Extraordinary gains, net$017
Net income$17,708,000416
Minority interest net income$084
Net income of bank and minority interests.$17,708,000416
Net charge-offs$-707,0006,421
Cash dividends$2,793,000984
Sale, conversion, retirement of capital stock, net$-9,150,0006,504
Net operating income$17,708,000412
2014-09-30 (YTD Data)Rank
Total interest income$49,445,000392
Total interest expense$1,770,0001,249
Net interest income$47,675,000377
Provision for loan and lease losses$04,401
Total noninterest income$16,408,000355
Gross Fiduciary activities income$4,419,000174
Service charges on deposit accounts$4,924,000240
Trading account gains and fees$0174
Additional Noninterest Income$7,065,000474
Total noninterest expense$42,699,000394
Salaries and employee benefits$23,001,000384
Premises and equipment expense$4,922,000401
Additional noninterest expense$14,776,000366
Pre-tax net operating income$21,384,000349
Securities gains (losses)$02,980
Applicable income taxes$8,223,000287
Income before extraordinary items$13,161,000417
Extraordinary gains, net$015
Net income$13,161,000415
Minority interest net income$081
Net income of bank and minority interests.$13,161,000416
Net charge-offs$-627,0006,501
Cash dividends$2,022,000919
Sale, conversion, retirement of capital stock, net$-9,150,0006,585
Net operating income$13,161,000409
2014-06-30 (YTD Data)Rank
Total interest income$32,223,000398
Total interest expense$1,189,0001,250
Net interest income$31,034,000381
Provision for loan and lease losses$04,196
Total noninterest income$10,927,000348
Gross Fiduciary activities income$2,924,000174
Service charges on deposit accounts$3,300,000240
Trading account gains and fees$0172
Additional Noninterest Income$4,703,000479
Total noninterest expense$28,073,000399
Salaries and employee benefits$15,332,000379
Premises and equipment expense$3,262,000402
Additional noninterest expense$9,479,000374
Pre-tax net operating income$13,888,000345
Securities gains (losses)$02,580
Applicable income taxes$5,282,000285
Income before extraordinary items$8,606,000410
Extraordinary gains, net$020
Net income$8,606,000409
Minority interest net income$080
Net income of bank and minority interests.$8,606,000410
Net charge-offs$-450,0006,553
Cash dividends$1,336,000919
Sale, conversion, retirement of capital stock, net$-9,150,0006,653
Net operating income$8,606,000402
2014-03-31 (YTD Data)Rank
Total interest income$15,997,000399
Total interest expense$596,0001,266
Net interest income$15,401,000386
Provision for loan and lease losses$03,817
Total noninterest income$5,201,000364
Gross Fiduciary activities income$1,415,000180
Service charges on deposit accounts$1,706,000229
Trading account gains and fees$0147
Additional Noninterest Income$2,080,000491
Total noninterest expense$14,091,000398
Salaries and employee benefits$7,953,000374
Premises and equipment expense$1,553,000428
Additional noninterest expense$4,585,000391
Pre-tax net operating income$6,511,000351
Securities gains (losses)$01,715
Applicable income taxes$2,448,000290
Income before extraordinary items$4,063,000415
Extraordinary gains, net$016
Net income$4,063,000414
Minority interest net income$066
Net income of bank and minority interests.$4,063,000415
Net charge-offs$-607,0006,681
Cash dividends$736,000784
Sale, conversion, retirement of capital stock, net$-9,150,0006,728
Net operating income$4,063,000405
2013-12-31 (YTD Data)Rank
Total interest income$63,017,000402
Total interest expense$3,463,000976
Net interest income$59,554,000383
Provision for loan and lease losses$2,500,000521
Total noninterest income$24,887,000340
Gross Fiduciary activities income$5,153,000180
Service charges on deposit accounts$7,116,000229
Trading account gains and fees$0184
Additional Noninterest Income$12,618,000406
Total noninterest expense$57,993,000379
Salaries and employee benefits$31,226,000374
Premises and equipment expense$6,586,000392
Additional noninterest expense$20,181,000377
Pre-tax net operating income$23,948,000377
Securities gains (losses)$03,182
Applicable income taxes$8,219,000311
Income before extraordinary items$15,729,000439
Extraordinary gains, net$029
Net income$15,729,000439
Minority interest net income$090
Net income of bank and minority interests.$15,729,000440
Net charge-offs$1,186,0001,115
Cash dividends$2,868,000906
Sale, conversion, retirement of capital stock, net$-15,751,0006,808
Net operating income$15,729,000435
2013-09-30 (YTD Data)Rank
Total interest income$47,240,000405
Total interest expense$2,814,000945
Net interest income$44,426,000385
Provision for loan and lease losses$2,500,000400
Total noninterest income$18,373,000358
Gross Fiduciary activities income$3,813,000177
Service charges on deposit accounts$5,396,000225
Trading account gains and fees$0180
Additional Noninterest Income$9,164,000430
Total noninterest expense$43,153,000382
Salaries and employee benefits$23,588,000368
Premises and equipment expense$4,802,000402
Additional noninterest expense$14,763,000381
Pre-tax net operating income$17,146,000402
Securities gains (losses)$03,040
Applicable income taxes$5,716,000348
Income before extraordinary items$11,430,000457
Extraordinary gains, net$025
Net income$11,430,000456
Minority interest net income$084
Net income of bank and minority interests.$11,430,000458
Net charge-offs$-151,0006,674
Cash dividends$2,129,000839
Sale, conversion, retirement of capital stock, net$-9,894,0006,884
Net operating income$11,430,000447
2013-06-30 (YTD Data)Rank
Total interest income$30,898,000412
Total interest expense$1,622,0001,092
Net interest income$29,276,000386
Provision for loan and lease losses$2,250,000322
Total noninterest income$11,606,000377
Gross Fiduciary activities income$2,539,000177
Service charges on deposit accounts$3,641,000223
Trading account gains and fees$0157
Additional Noninterest Income$5,426,000472
Total noninterest expense$27,826,000397
Salaries and employee benefits$15,451,000373
Premises and equipment expense$3,161,000407
Additional noninterest expense$9,214,000399
Pre-tax net operating income$10,806,000413
Securities gains (losses)$02,791
Applicable income taxes$3,783,000348
Income before extraordinary items$7,023,000479
Extraordinary gains, net$022
Net income$7,023,000479
Minority interest net income$082
Net income of bank and minority interests.$7,023,000481
Net charge-offs$94,0002,814
Cash dividends$1,404,000835
Sale, conversion, retirement of capital stock, net$-9,894,0006,934
Net operating income$7,023,000462
2013-03-31 (YTD Data)Rank
Total interest income$15,451,000411
Total interest expense$829,0001,114
Net interest income$14,622,000385
Provision for loan and lease losses$1,450,000282
Total noninterest income$5,570,000398
Gross Fiduciary activities income$1,228,000181
Service charges on deposit accounts$1,843,000220
Trading account gains and fees$0148
Additional Noninterest Income$2,499,000503
Total noninterest expense$13,938,000399
Salaries and employee benefits$8,048,000358
Premises and equipment expense$1,597,000395
Additional noninterest expense$4,293,000430
Pre-tax net operating income$4,804,000452
Securities gains (losses)$01,966
Applicable income taxes$1,595,000406
Income before extraordinary items$3,209,000520
Extraordinary gains, net$010
Net income$3,209,000518
Minority interest net income$076
Net income of bank and minority interests.$3,209,000521
Net charge-offs$520,000753
Cash dividends$765,000676
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,209,000499
2012-12-31 (YTD Data)Rank
Total interest income$67,302,000397
Total interest expense$3,832,0001,169
Net interest income$63,470,000364
Provision for loan and lease losses$9,150,000298
Total noninterest income$20,977,000409
Gross Fiduciary activities income$4,924,000175
Service charges on deposit accounts$8,060,000204
Trading account gains and fees$0166
Additional Noninterest Income$7,993,000577
Total noninterest expense$56,906,000388
Salaries and employee benefits$31,053,000359
Premises and equipment expense$6,689,000377
Additional noninterest expense$19,164,000408
Pre-tax net operating income$18,391,000458
Securities gains (losses)$03,810
Applicable income taxes$6,129,000384
Income before extraordinary items$12,262,000538
Extraordinary gains, net$029
Net income$12,262,000536
Minority interest net income$093
Net income of bank and minority interests.$12,262,000538
Net charge-offs$5,270,000554
Cash dividends$2,951,000897
Sale, conversion, retirement of capital stock, net$-17,505,0007,076
Net operating income$12,262,000519
2012-09-30 (YTD Data)Rank
Total interest income$51,092,000399
Total interest expense$2,951,0001,200
Net interest income$48,141,000367
Provision for loan and lease losses$7,350,000293
Total noninterest income$15,749,000405
Gross Fiduciary activities income$3,646,000171
Service charges on deposit accounts$6,134,000201
Trading account gains and fees$0157
Additional Noninterest Income$5,969,000579
Total noninterest expense$43,146,000382
Salaries and employee benefits$23,721,000346
Premises and equipment expense$5,135,000366
Additional noninterest expense$14,290,000409
Pre-tax net operating income$13,394,000466
Securities gains (losses)$03,575
Applicable income taxes$4,396,000402
Income before extraordinary items$8,998,000554
Extraordinary gains, net$020
Net income$8,998,000553
Minority interest net income$086
Net income of bank and minority interests.$8,998,000554
Net charge-offs$2,613,000750
Cash dividends$2,187,000722
Sale, conversion, retirement of capital stock, net$-17,505,0007,174
Net operating income$8,998,000529
2012-06-30 (YTD Data)Rank
Total interest income$34,048,000399
Total interest expense$2,014,0001,219
Net interest income$32,034,000369
Provision for loan and lease losses$5,250,000283
Total noninterest income$10,382,000403
Gross Fiduciary activities income$2,416,000173
Service charges on deposit accounts$4,150,000202
Trading account gains and fees$0153
Additional Noninterest Income$3,816,000575
Total noninterest expense$28,641,000378
Salaries and employee benefits$15,900,000345
Premises and equipment expense$3,443,000370
Additional noninterest expense$9,298,000412
Pre-tax net operating income$8,525,000476
Securities gains (losses)$03,178
Applicable income taxes$2,737,000417
Income before extraordinary items$5,788,000563
Extraordinary gains, net$019
Net income$5,788,000560
Minority interest net income$084
Net income of bank and minority interests.$5,788,000563
Net charge-offs$1,655,000791
Cash dividends$1,172,000852
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,788,000538
2012-03-31 (YTD Data)Rank
Total interest income$17,518,000392
Total interest expense$1,039,0001,226
Net interest income$16,479,000358
Provision for loan and lease losses$2,750,000268
Total noninterest income$5,200,000389
Gross Fiduciary activities income$1,208,000174
Service charges on deposit accounts$2,104,000197
Trading account gains and fees$0148
Additional Noninterest Income$1,888,000577
Total noninterest expense$14,584,000375
Salaries and employee benefits$8,133,000332
Premises and equipment expense$1,746,000365
Additional noninterest expense$4,705,000398
Pre-tax net operating income$4,345,000466
Securities gains (losses)$02,210
Applicable income taxes$1,400,000402
Income before extraordinary items$2,945,000537
Extraordinary gains, net$019
Net income$2,945,000536
Minority interest net income$078
Net income of bank and minority interests.$2,945,000538
Net charge-offs$595,000979
Cash dividends$586,000768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,945,000522
2011-12-31 (YTD Data)Rank
Total interest income$70,851,000394
Total interest expense$4,845,0001,253
Net interest income$66,006,000348
Provision for loan and lease losses$12,550,000350
Total noninterest income$20,822,000364
Gross Fiduciary activities income$4,685,000147
Service charges on deposit accounts$7,453,000225
Trading account gains and fees$0146
Additional Noninterest Income$8,684,000486
Total noninterest expense$56,664,000382
Salaries and employee benefits$28,646,000353
Premises and equipment expense$7,345,000356
Additional noninterest expense$20,673,000380
Pre-tax net operating income$17,614,000405
Securities gains (losses)$03,838
Applicable income taxes$5,436,000391
Income before extraordinary items$12,178,000454
Extraordinary gains, net$029
Net income$12,178,000455
Minority interest net income$096
Net income of bank and minority interests.$12,178,000455
Net charge-offs$13,943,000338
Cash dividends$2,344,000839
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,178,000439
2011-09-30 (YTD Data)Rank
Total interest income$53,218,000398
Total interest expense$3,731,0001,273
Net interest income$49,487,000351
Provision for loan and lease losses$9,250,000342
Total noninterest income$15,820,000359
Gross Fiduciary activities income$3,576,000147
Service charges on deposit accounts$5,521,000229
Trading account gains and fees$0145
Additional Noninterest Income$6,723,000466
Total noninterest expense$43,152,000368
Salaries and employee benefits$21,883,000345
Premises and equipment expense$5,436,000361
Additional noninterest expense$15,833,000366
Pre-tax net operating income$12,905,000416
Securities gains (losses)$03,555
Applicable income taxes$3,901,000391
Income before extraordinary items$9,004,000456
Extraordinary gains, net$021
Net income$9,004,000455
Minority interest net income$087
Net income of bank and minority interests.$9,004,000456
Net charge-offs$9,021,000380
Cash dividends$1,758,000732
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$9,004,000439
2011-06-30 (YTD Data)Rank
Total interest income$35,400,000407
Total interest expense$2,545,0001,292
Net interest income$32,855,000351
Provision for loan and lease losses$6,250,000344
Total noninterest income$10,435,000367
Gross Fiduciary activities income$2,368,000149
Service charges on deposit accounts$3,666,000229
Trading account gains and fees$0153
Additional Noninterest Income$4,401,000472
Total noninterest expense$28,542,000369
Salaries and employee benefits$14,679,000342
Premises and equipment expense$3,591,000368
Additional noninterest expense$10,272,000382
Pre-tax net operating income$8,498,000423
Securities gains (losses)$02,914
Applicable income taxes$2,505,000396
Income before extraordinary items$5,993,000450
Extraordinary gains, net$015
Net income$5,993,000450
Minority interest net income$089
Net income of bank and minority interests.$5,993,000450
Net charge-offs$6,603,000367
Cash dividends$1,172,000715
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,993,000437
2011-03-31 (YTD Data)Rank
Total interest income$17,516,000418
Total interest expense$1,298,0001,311
Net interest income$16,218,000352
Provision for loan and lease losses$3,250,000343
Total noninterest income$5,200,000366
Gross Fiduciary activities income$1,150,000153
Service charges on deposit accounts$1,820,000227
Trading account gains and fees$0158
Additional Noninterest Income$2,230,000481
Total noninterest expense$13,852,000385
Salaries and employee benefits$7,422,000337
Premises and equipment expense$1,694,000400
Additional noninterest expense$4,736,000403
Pre-tax net operating income$4,316,000416
Securities gains (losses)$01,772
Applicable income taxes$1,325,000382
Income before extraordinary items$2,991,000446
Extraordinary gains, net$09
Net income$2,991,000446
Minority interest net income$086
Net income of bank and minority interests.$2,991,000446
Net charge-offs$4,915,000278
Cash dividends$586,000639
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,991,000431
2010-12-31 (YTD Data)Rank
Total interest income$76,120,000400
Total interest expense$6,754,0001,217
Net interest income$69,366,000330
Provision for loan and lease losses$19,500,000377
Total noninterest income$20,377,000389
Gross Fiduciary activities income$4,781,000148
Service charges on deposit accounts$8,456,000195
Trading account gains and fees$0175
Additional Noninterest Income$7,140,000574
Total noninterest expense$56,281,000386
Salaries and employee benefits$27,206,000365
Premises and equipment expense$6,888,000379
Additional noninterest expense$22,187,000378
Pre-tax net operating income$13,962,000408
Securities gains (losses)$03,793
Applicable income taxes$3,706,000453
Income before extraordinary items$10,256,000450
Extraordinary gains, net$029
Net income$10,256,000447
Minority interest net income$0111
Net income of bank and minority interests.$10,256,000450
Net charge-offs$15,137,000435
Cash dividends$1,758,000912
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,256,000427
2010-09-30 (YTD Data)Rank
Total interest income$57,927,000391
Total interest expense$5,352,0001,202
Net interest income$52,575,000323
Provision for loan and lease losses$15,500,000346
Total noninterest income$15,311,000373
Gross Fiduciary activities income$3,654,000145
Service charges on deposit accounts$6,531,000193
Trading account gains and fees$0165
Additional Noninterest Income$5,126,000564
Total noninterest expense$41,159,000386
Salaries and employee benefits$20,190,000359
Premises and equipment expense$5,110,000379
Additional noninterest expense$15,859,000369
Pre-tax net operating income$11,227,000388
Securities gains (losses)$03,651
Applicable income taxes$3,195,000407
Income before extraordinary items$8,032,000429
Extraordinary gains, net$023
Net income$8,032,000429
Minority interest net income$0110
Net income of bank and minority interests.$8,032,000430
Net charge-offs$10,124,000457
Cash dividends$1,172,000921
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,032,000411
2010-06-30 (YTD Data)Rank
Total interest income$39,065,000389
Total interest expense$3,759,0001,188
Net interest income$35,306,000322
Provision for loan and lease losses$11,000,000334
Total noninterest income$10,138,000368
Gross Fiduciary activities income$2,338,000147
Service charges on deposit accounts$4,465,000193
Trading account gains and fees$0152
Additional Noninterest Income$3,335,000556
Total noninterest expense$27,751,000386
Salaries and employee benefits$13,538,000358
Premises and equipment expense$3,307,000396
Additional noninterest expense$10,906,000356
Pre-tax net operating income$6,693,000417
Securities gains (losses)$03,184
Applicable income taxes$1,800,000425
Income before extraordinary items$4,893,000444
Extraordinary gains, net$019
Net income$4,893,000445
Minority interest net income$0105
Net income of bank and minority interests.$4,893,000445
Net charge-offs$3,370,000748
Cash dividends$586,0001,183
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,893,000436
2010-03-31 (YTD Data)Rank
Total interest income$19,998,000398
Total interest expense$2,016,0001,173
Net interest income$17,982,000316
Provision for loan and lease losses$6,000,000326
Total noninterest income$4,872,000383
Gross Fiduciary activities income$1,108,000154
Service charges on deposit accounts$2,231,000198
Trading account gains and fees$0175
Additional Noninterest Income$1,533,000583
Total noninterest expense$14,074,000379
Salaries and employee benefits$6,932,000353
Premises and equipment expense$1,625,000419
Additional noninterest expense$5,517,000343
Pre-tax net operating income$2,780,000493
Securities gains (losses)$02,284
Applicable income taxes$652,000558
Income before extraordinary items$2,128,000523
Extraordinary gains, net$016
Net income$2,128,000525
Minority interest net income$091
Net income of bank and minority interests.$2,128,000525
Net charge-offs$1,222,000905
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,128,000507
2009-12-31 (YTD Data)Rank
Total interest income$82,078,000408
Total interest expense$15,860,000727
Net interest income$66,218,000332
Provision for loan and lease losses$41,000,000293
Total noninterest income$19,497,000398
Gross Fiduciary activities income$4,170,000158
Service charges on deposit accounts$8,884,000209
Trading account gains and fees$0211
Additional Noninterest Income$6,443,000592
Total noninterest expense$56,751,000403
Salaries and employee benefits$28,461,000340
Premises and equipment expense$6,407,000421
Additional noninterest expense$21,883,000411
Pre-tax net operating income$-12,036,0007,562
Securities gains (losses)$1,112,000452
Applicable income taxes$-7,061,0007,825
Income before extraordinary items$-3,863,0007,139
Extraordinary gains, net$034
Net income$-3,863,0007,138
Minority interest net income$0115
Net income of bank and minority interests.$-3,863,0007,137
Net charge-offs$39,399,000232
Cash dividends$2,122,000857
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,574,6807,230
2009-09-30 (YTD Data)Rank
Total interest income$62,365,000418
Total interest expense$13,121,000701
Net interest income$49,244,000345
Provision for loan and lease losses$35,000,000262
Total noninterest income$14,345,000408
Gross Fiduciary activities income$3,038,000159
Service charges on deposit accounts$6,600,000211
Trading account gains and fees$0212
Additional Noninterest Income$4,707,000617
Total noninterest expense$44,450,000388
Salaries and employee benefits$21,941,000340
Premises and equipment expense$4,396,000467
Additional noninterest expense$18,113,000382
Pre-tax net operating income$-15,861,0007,838
Securities gains (losses)$1,114,000343
Applicable income taxes$-7,695,0007,950
Income before extraordinary items$-7,052,0007,691
Extraordinary gains, net$027
Net income$-7,052,0007,690
Minority interest net income$0118
Net income of bank and minority interests.$-7,052,0007,690
Net charge-offs$35,598,000209
Cash dividends$1,536,000828
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-7,764,9607,728
2009-06-30 (YTD Data)Rank
Total interest income$42,104,000418
Total interest expense$9,194,000705
Net interest income$32,910,000349
Provision for loan and lease losses$29,000,000229
Total noninterest income$9,340,000411
Gross Fiduciary activities income$1,993,000161
Service charges on deposit accounts$4,269,000219
Trading account gains and fees$0193
Additional Noninterest Income$3,078,000629
Total noninterest expense$28,811,000403
Salaries and employee benefits$15,112,000336
Premises and equipment expense$2,603,000532
Additional noninterest expense$11,096,000399
Pre-tax net operating income$-15,561,0007,989
Securities gains (losses)$349,000671
Applicable income taxes$-7,344,0008,071
Income before extraordinary items$-7,868,0007,909
Extraordinary gains, net$021
Net income$-7,868,0007,908
Minority interest net income$0112
Net income of bank and minority interests.$-7,868,0007,908
Net charge-offs$22,942,000216
Cash dividends$950,000973
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-8,091,3607,918
2009-03-31 (YTD Data)Rank
Total interest income$20,787,000428
Total interest expense$4,574,000727
Net interest income$16,213,000349
Provision for loan and lease losses$23,000,000150
Total noninterest income$4,525,000397
Gross Fiduciary activities income$985,000163
Service charges on deposit accounts$2,050,000221
Trading account gains and fees$0171
Additional Noninterest Income$1,490,000630
Total noninterest expense$16,352,000328
Salaries and employee benefits$7,757,000332
Premises and equipment expense$1,837,000384
Additional noninterest expense$6,758,000306
Pre-tax net operating income$-18,614,0008,142
Securities gains (losses)$205,000659
Applicable income taxes$-8,110,0008,175
Income before extraordinary items$-10,299,0008,125
Extraordinary gains, net$015
Net income$-10,299,0008,125
Minority interest net income$0102
Net income of bank and minority interests.$-10,299,0008,125
Net charge-offs$14,209,000160
Cash dividends$365,0001,198
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-10,430,2008,123
2008-12-31 (YTD Data)Rank
Total interest income$91,478,000428
Total interest expense$25,271,000627
Net interest income$66,207,000348
Provision for loan and lease losses$61,800,000163
Total noninterest income$19,464,000360
Gross Fiduciary activities income$4,677,000159
Service charges on deposit accounts$8,914,000217
Trading account gains and fees$0154
Additional Noninterest Income$5,873,000573
Total noninterest expense$60,361,000365
Salaries and employee benefits$28,438,000344
Premises and equipment expense$9,771,000292
Additional noninterest expense$22,152,000362
Pre-tax net operating income$-36,490,0008,173
Securities gains (losses)$320,000523
Applicable income taxes$-17,665,0008,220
Income before extraordinary items$-18,505,0008,084
Extraordinary gains, net$039
Net income$-18,505,0008,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,506,000119
Cash dividends$3,429,000797
Sale, conversion, retirement of capital stock, net$43,000,00037
Net operating income$-18,709,8008,112
2008-09-30 (YTD Data)Rank
Total interest income$69,613,000439
Total interest expense$19,864,000632
Net interest income$49,749,000357
Provision for loan and lease losses$43,800,000144
Total noninterest income$14,981,000378
Gross Fiduciary activities income$3,662,000160
Service charges on deposit accounts$6,684,000221
Trading account gains and fees$0148
Additional Noninterest Income$4,635,000585
Total noninterest expense$43,499,000373
Salaries and employee benefits$20,900,000364
Premises and equipment expense$7,703,000291
Additional noninterest expense$14,896,000367
Pre-tax net operating income$-22,569,0008,296
Securities gains (losses)$201,000618
Applicable income taxes$-11,399,0008,316
Income before extraordinary items$-10,969,0008,222
Extraordinary gains, net$031
Net income$-10,969,0008,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,482,000119
Cash dividends$3,429,000639
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-11,097,6408,246
2008-06-30 (YTD Data)Rank
Total interest income$47,389,000435
Total interest expense$13,807,000624
Net interest income$33,582,000353
Provision for loan and lease losses$16,300,000190
Total noninterest income$9,899,000389
Gross Fiduciary activities income$2,478,000161
Service charges on deposit accounts$4,378,000219
Trading account gains and fees$0149
Additional Noninterest Income$3,043,000612
Total noninterest expense$26,401,000401
Salaries and employee benefits$14,261,000361
Premises and equipment expense$3,685,000389
Additional noninterest expense$8,455,000402
Pre-tax net operating income$780,0003,479
Securities gains (losses)$03,233
Applicable income taxes$253,0002,411
Income before extraordinary items$527,0003,914
Extraordinary gains, net$021
Net income$527,0003,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,510,000157
Cash dividends$3,429,000489
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$527,0003,853
2008-03-31 (YTD Data)Rank
Total interest income$23,859,000443
Total interest expense$7,433,000625
Net interest income$16,426,000367
Provision for loan and lease losses$2,700,000320
Total noninterest income$4,937,000400
Gross Fiduciary activities income$1,281,000154
Service charges on deposit accounts$2,174,000220
Trading account gains and fees$0158
Additional Noninterest Income$1,482,000620
Total noninterest expense$12,864,000409
Salaries and employee benefits$7,181,000356
Premises and equipment expense$1,817,000395
Additional noninterest expense$3,866,000417
Pre-tax net operating income$5,799,000351
Securities gains (losses)$02,688
Applicable income taxes$2,136,000321
Income before extraordinary items$3,663,000400
Extraordinary gains, net$015
Net income$3,663,000401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,000917
Cash dividends$1,714,000491
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,663,000387
2007-12-31 (YTD Data)Rank
Total interest income$102,455,000427
Total interest expense$32,611,000618
Net interest income$69,844,000353
Provision for loan and lease losses$17,000,000179
Total noninterest income$20,201,000376
Gross Fiduciary activities income$5,308,000153
Service charges on deposit accounts$8,621,000216
Trading account gains and fees$0178
Additional Noninterest Income$6,272,000570
Total noninterest expense$52,232,000390
Salaries and employee benefits$27,700,000367
Premises and equipment expense$7,014,000389
Additional noninterest expense$17,518,000386
Pre-tax net operating income$20,813,000449
Securities gains (losses)$-7,0007,477
Applicable income taxes$7,407,000411
Income before extraordinary items$13,399,000495
Extraordinary gains, net$039
Net income$13,399,000492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,639,000153
Cash dividends$10,457,000403
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$13,403,480489
2007-09-30 (YTD Data)Rank
Total interest income$77,635,000427
Total interest expense$24,161,000620
Net interest income$53,474,000348
Provision for loan and lease losses$2,250,000469
Total noninterest income$14,892,000382
Gross Fiduciary activities income$4,025,000148
Service charges on deposit accounts$6,396,000214
Trading account gains and fees$0184
Additional Noninterest Income$4,471,000591
Total noninterest expense$39,233,000389
Salaries and employee benefits$21,398,000355
Premises and equipment expense$5,170,000393
Additional noninterest expense$12,665,000383
Pre-tax net operating income$26,883,000323
Securities gains (losses)$01,655
Applicable income taxes$10,210,000283
Income before extraordinary items$16,673,000363
Extraordinary gains, net$033
Net income$16,673,000361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$844,000734
Cash dividends$5,143,000557
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$16,673,000360
2007-06-30 (YTD Data)Rank
Total interest income$51,503,000441
Total interest expense$15,660,000643
Net interest income$35,843,000354
Provision for loan and lease losses$1,500,000417
Total noninterest income$9,883,000406
Gross Fiduciary activities income$2,725,000155
Service charges on deposit accounts$4,186,000220
Trading account gains and fees$0168
Additional Noninterest Income$2,972,000614
Total noninterest expense$26,033,000396
Salaries and employee benefits$14,344,000361
Premises and equipment expense$3,385,000412
Additional noninterest expense$8,304,000392
Pre-tax net operating income$18,193,000342
Securities gains (losses)$01,444
Applicable income taxes$6,894,000308
Income before extraordinary items$11,299,000383
Extraordinary gains, net$029
Net income$11,299,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,000940
Cash dividends$3,429,000587
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$11,299,000381
2007-03-31 (YTD Data)Rank
Total interest income$25,293,000444
Total interest expense$7,610,000654
Net interest income$17,683,000359
Provision for loan and lease losses$750,000360
Total noninterest income$4,717,000410
Gross Fiduciary activities income$1,263,000155
Service charges on deposit accounts$1,954,000222
Trading account gains and fees$0195
Additional Noninterest Income$1,500,000604
Total noninterest expense$13,006,000387
Salaries and employee benefits$7,284,000361
Premises and equipment expense$1,701,000411
Additional noninterest expense$4,021,000392
Pre-tax net operating income$8,644,000357
Securities gains (losses)$01,187
Applicable income taxes$3,282,000325
Income before extraordinary items$5,362,000395
Extraordinary gains, net$022
Net income$5,362,000394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,190
Cash dividends$1,714,000524
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,362,000389
2006-12-31 (YTD Data)Rank
Total interest income$95,034,000434
Total interest expense$24,499,000694
Net interest income$70,535,000346
Provision for loan and lease losses$3,345,000347
Total noninterest income$18,907,000394
Gross Fiduciary activities income$4,801,000159
Service charges on deposit accounts$8,260,000213
Trading account gains and fees$0130
Additional Noninterest Income$5,846,000604
Total noninterest expense$53,548,000356
Salaries and employee benefits$29,566,000325
Premises and equipment expense$6,851,000383
Additional noninterest expense$17,131,000364
Pre-tax net operating income$32,549,000376
Securities gains (losses)$01,687
Applicable income taxes$10,921,000367
Income before extraordinary items$21,628,000398
Extraordinary gains, net$051
Net income$21,628,000397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,172,000602
Cash dividends$10,286,000372
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$21,628,000394
2006-09-30 (YTD Data)Rank
Total interest income$69,620,000450
Total interest expense$17,262,000723
Net interest income$52,358,000366
Provision for loan and lease losses$2,445,000331
Total noninterest income$14,031,000412
Gross Fiduciary activities income$3,458,000167
Service charges on deposit accounts$6,287,000216
Trading account gains and fees$0126
Additional Noninterest Income$4,286,000619
Total noninterest expense$37,580,000391
Salaries and employee benefits$20,446,000370
Premises and equipment expense$5,052,000397
Additional noninterest expense$12,082,000394
Pre-tax net operating income$26,364,000372
Securities gains (losses)$01,388
Applicable income taxes$9,816,000342
Income before extraordinary items$16,548,000410
Extraordinary gains, net$045
Net income$16,548,000409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,593
Cash dividends$5,143,000506
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$16,548,000402
2006-06-30 (YTD Data)Rank
Total interest income$44,623,000458
Total interest expense$10,447,000752
Net interest income$34,176,000375
Provision for loan and lease losses$1,495,000348
Total noninterest income$9,292,000414
Gross Fiduciary activities income$2,249,000177
Service charges on deposit accounts$4,207,000216
Trading account gains and fees$0126
Additional Noninterest Income$2,836,000618
Total noninterest expense$24,879,000397
Salaries and employee benefits$13,561,000373
Premises and equipment expense$3,291,000402
Additional noninterest expense$8,027,000407
Pre-tax net operating income$17,094,000380
Securities gains (losses)$01,185
Applicable income taxes$6,365,000351
Income before extraordinary items$10,729,000411
Extraordinary gains, net$039
Net income$10,729,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-321,0008,715
Cash dividends$3,429,000515
Sale, conversion, retirement of capital stock, net$0887
Net operating income$10,729,000405
2006-03-31 (YTD Data)Rank
Total interest income$20,875,000475
Total interest expense$4,679,000780
Net interest income$16,196,000385
Provision for loan and lease losses$445,000560
Total noninterest income$4,529,000418
Gross Fiduciary activities income$1,070,000179
Service charges on deposit accounts$2,057,000214
Trading account gains and fees$0115
Additional Noninterest Income$1,402,000626
Total noninterest expense$11,770,000420
Salaries and employee benefits$6,683,000380
Premises and equipment expense$1,623,000405
Additional noninterest expense$3,464,000435
Pre-tax net operating income$8,510,000381
Securities gains (losses)$0955
Applicable income taxes$3,189,000348
Income before extraordinary items$5,321,000412
Extraordinary gains, net$021
Net income$5,321,000411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-279,0008,737
Cash dividends$1,714,000475
Sale, conversion, retirement of capital stock, net$0648
Net operating income$5,321,000408
2005-12-31 (YTD Data)Rank
Total interest income$80,980,000442
Total interest expense$12,573,000892
Net interest income$68,407,000360
Provision for loan and lease losses$4,395,000266
Total noninterest income$18,295,000432
Gross Fiduciary activities income$4,334,000174
Service charges on deposit accounts$8,458,000214
Trading account gains and fees$0138
Additional Noninterest Income$5,503,000637
Total noninterest expense$51,450,000376
Salaries and employee benefits$28,310,000338
Premises and equipment expense$6,527,000388
Additional noninterest expense$16,613,000387
Pre-tax net operating income$30,857,000393
Securities gains (losses)$38,0001,020
Applicable income taxes$11,438,000361
Income before extraordinary items$19,457,000420
Extraordinary gains, net$046
Net income$19,457,000420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$998,000678
Cash dividends$10,115,000381
Sale, conversion, retirement of capital stock, net$0934
Net operating income$19,432,680415
2005-09-30 (YTD Data)Rank
Total interest income$59,353,000438
Total interest expense$8,576,000924
Net interest income$50,777,000359
Provision for loan and lease losses$2,600,000301
Total noninterest income$13,570,000432
Gross Fiduciary activities income$3,159,000175
Service charges on deposit accounts$6,306,000207
Trading account gains and fees$0126
Additional Noninterest Income$4,105,000636
Total noninterest expense$35,906,000398
Salaries and employee benefits$18,381,000384
Premises and equipment expense$4,826,000391
Additional noninterest expense$12,699,000376
Pre-tax net operating income$25,841,000358
Securities gains (losses)$38,000975
Applicable income taxes$9,822,000336
Income before extraordinary items$16,057,000399
Extraordinary gains, net$035
Net income$16,057,000400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,651
Cash dividends$5,143,000460
Sale, conversion, retirement of capital stock, net$0769
Net operating income$16,032,680391
2005-06-30 (YTD Data)Rank
Total interest income$38,016,000444
Total interest expense$5,017,000976
Net interest income$32,999,000360
Provision for loan and lease losses$689,000731
Total noninterest income$8,992,000428
Gross Fiduciary activities income$2,157,000172
Service charges on deposit accounts$4,160,000202
Trading account gains and fees$0116
Additional Noninterest Income$2,675,000645
Total noninterest expense$24,108,000389
Salaries and employee benefits$12,219,000383
Premises and equipment expense$3,207,000385
Additional noninterest expense$8,682,000368
Pre-tax net operating income$17,194,000354
Securities gains (losses)$38,000887
Applicable income taxes$6,494,000335
Income before extraordinary items$10,738,000400
Extraordinary gains, net$030
Net income$10,738,000400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,165
Cash dividends$3,429,000454
Sale, conversion, retirement of capital stock, net$0643
Net operating income$10,713,680391
2005-03-31 (YTD Data)Rank
Total interest income$18,549,000443
Total interest expense$2,154,0001,086
Net interest income$16,395,000356
Provision for loan and lease losses$900,000282
Total noninterest income$4,392,000420
Gross Fiduciary activities income$1,060,000177
Service charges on deposit accounts$2,043,000200
Trading account gains and fees$0115
Additional Noninterest Income$1,289,000659
Total noninterest expense$11,203,000414
Salaries and employee benefits$6,080,000376
Premises and equipment expense$1,603,000384
Additional noninterest expense$3,520,000412
Pre-tax net operating income$8,684,000349
Securities gains (losses)$52,000535
Applicable income taxes$3,286,000330
Income before extraordinary items$5,450,000379
Extraordinary gains, net$024
Net income$5,450,000379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$1,714,000423
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,416,720372
2004-12-31 (YTD Data)Rank
Total interest income$65,265,000458
Total interest expense$6,096,0001,349
Net interest income$59,169,000376
Provision for loan and lease losses$3,000,000384
Total noninterest income$17,864,000422
Gross Fiduciary activities income$3,765,000180
Service charges on deposit accounts$8,876,000203
Trading account gains and fees$0138
Additional Noninterest Income$5,223,000647
Total noninterest expense$48,890,000379
Salaries and employee benefits$27,561,000336
Premises and equipment expense$6,685,000356
Additional noninterest expense$14,644,000407
Pre-tax net operating income$25,143,000423
Securities gains (losses)$342,000582
Applicable income taxes$9,027,000393
Income before extraordinary items$16,458,000445
Extraordinary gains, net$034
Net income$16,458,000446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0002,235
Cash dividends$9,772,000370
Sale, conversion, retirement of capital stock, net$0872
Net operating income$16,235,700437
2004-09-30 (YTD Data)Rank
Total interest income$48,070,000460
Total interest expense$4,327,0001,395
Net interest income$43,743,000383
Provision for loan and lease losses$2,250,000386
Total noninterest income$13,403,000432
Gross Fiduciary activities income$2,835,000176
Service charges on deposit accounts$6,699,000207
Trading account gains and fees$0134
Additional Noninterest Income$3,869,000674
Total noninterest expense$34,034,000404
Salaries and employee benefits$18,818,000364
Premises and equipment expense$4,933,000363
Additional noninterest expense$10,283,000425
Pre-tax net operating income$20,862,000391
Securities gains (losses)$342,000543
Applicable income taxes$7,820,000357
Income before extraordinary items$13,384,000422
Extraordinary gains, net$026
Net income$13,384,000423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-534,0008,987
Cash dividends$5,143,000445
Sale, conversion, retirement of capital stock, net$0738
Net operating income$13,165,120413
2004-06-30 (YTD Data)Rank
Total interest income$31,507,000458
Total interest expense$2,753,0001,442
Net interest income$28,754,000381
Provision for loan and lease losses$1,550,000377
Total noninterest income$8,857,000429
Gross Fiduciary activities income$1,812,000186
Service charges on deposit accounts$4,510,000200
Trading account gains and fees$0130
Additional Noninterest Income$2,535,000683
Total noninterest expense$22,824,000400
Salaries and employee benefits$12,788,000360
Premises and equipment expense$3,226,000369
Additional noninterest expense$6,810,000421
Pre-tax net operating income$13,237,000403
Securities gains (losses)$329,000457
Applicable income taxes$4,941,000380
Income before extraordinary items$8,625,000431
Extraordinary gains, net$021
Net income$8,625,000431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,266
Cash dividends$3,429,000443
Sale, conversion, retirement of capital stock, net$0638
Net operating income$8,414,440418
2004-03-31 (YTD Data)Rank
Total interest income$15,435,000470
Total interest expense$1,362,0001,467
Net interest income$14,073,000392
Provision for loan and lease losses$800,000363
Total noninterest income$4,291,000433
Gross Fiduciary activities income$827,000191
Service charges on deposit accounts$2,244,000197
Trading account gains and fees$0121
Additional Noninterest Income$1,220,000686
Total noninterest expense$11,189,000410
Salaries and employee benefits$6,354,000372
Premises and equipment expense$1,679,000361
Additional noninterest expense$3,156,000443
Pre-tax net operating income$6,375,000404
Securities gains (losses)$329,000348
Applicable income taxes$2,437,000389
Income before extraordinary items$4,267,000431
Extraordinary gains, net$016
Net income$4,267,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,294
Cash dividends$1,714,000409
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,056,440422
2003-12-31 (YTD Data)Rank
Total interest income$61,313,000468
Total interest expense$5,959,0001,486
Net interest income$55,354,000386
Provision for loan and lease losses$2,900,000495
Total noninterest income$16,461,000459
Gross Fiduciary activities income$3,022,000204
Service charges on deposit accounts$8,130,000219
Trading account gains and fees$0160
Additional Noninterest Income$5,309,000723
Total noninterest expense$47,523,000394
Salaries and employee benefits$27,502,000337
Premises and equipment expense$6,559,000372
Additional noninterest expense$13,462,000441
Pre-tax net operating income$21,392,000465
Securities gains (losses)$547,000710
Applicable income taxes$7,399,000459
Income before extraordinary items$14,540,000492
Extraordinary gains, net$054
Net income$14,540,000494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,408,000711
Cash dividends$9,772,000389
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,178,980473
2003-09-30 (YTD Data)Rank
Total interest income$45,647,000484
Total interest expense$4,586,0001,517
Net interest income$41,061,000395
Provision for loan and lease losses$1,800,000562
Total noninterest income$12,004,000489
Gross Fiduciary activities income$2,199,000216
Service charges on deposit accounts$5,939,000235
Trading account gains and fees$0153
Additional Noninterest Income$3,866,000771
Total noninterest expense$33,123,000420
Salaries and employee benefits$18,651,000373
Premises and equipment expense$4,849,000384
Additional noninterest expense$9,623,000464
Pre-tax net operating income$18,142,000419
Securities gains (losses)$547,000646
Applicable income taxes$6,694,000411
Income before extraordinary items$11,995,000467
Extraordinary gains, net$040
Net income$11,995,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,263
Cash dividends$5,143,000466
Sale, conversion, retirement of capital stock, net$0722
Net operating income$11,644,920447
2003-06-30 (YTD Data)Rank
Total interest income$30,305,000496
Total interest expense$3,211,0001,500
Net interest income$27,094,000404
Provision for loan and lease losses$1,200,000559
Total noninterest income$7,748,000488
Gross Fiduciary activities income$1,437,000225
Service charges on deposit accounts$3,757,000250
Trading account gains and fees$0150
Additional Noninterest Income$2,554,000772
Total noninterest expense$21,796,000432
Salaries and employee benefits$12,291,000379
Premises and equipment expense$3,184,000391
Additional noninterest expense$6,321,000469
Pre-tax net operating income$11,846,000430
Securities gains (losses)$547,000546
Applicable income taxes$4,410,000419
Income before extraordinary items$7,983,000474
Extraordinary gains, net$030
Net income$7,983,000474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,783
Cash dividends$3,428,000467
Sale, conversion, retirement of capital stock, net$0589
Net operating income$7,632,920457
2003-03-31 (YTD Data)Rank
Total interest income$14,940,000508
Total interest expense$1,646,0001,510
Net interest income$13,294,000407
Provision for loan and lease losses$600,000538
Total noninterest income$3,552,000527
Gross Fiduciary activities income$650,000240
Service charges on deposit accounts$1,702,000269
Trading account gains and fees$0134
Additional Noninterest Income$1,200,000781
Total noninterest expense$10,672,000436
Salaries and employee benefits$6,035,000386
Premises and equipment expense$1,589,000395
Additional noninterest expense$3,048,000482
Pre-tax net operating income$5,574,000448
Securities gains (losses)$66,0001,234
Applicable income taxes$1,994,000458
Income before extraordinary items$3,646,000493
Extraordinary gains, net$021
Net income$3,646,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,601
Cash dividends$1,714,000430
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,603,100468
2002-12-31 (YTD Data)Rank
Total interest income$59,358,000534
Total interest expense$7,713,0001,462
Net interest income$51,645,000412
Provision for loan and lease losses$2,000,000727
Total noninterest income$13,804,000516
Gross Fiduciary activities income$3,033,000223
Service charges on deposit accounts$6,336,000279
Trading account gains and fees$0153
Additional Noninterest Income$4,435,000752
Total noninterest expense$43,491,000417
Salaries and employee benefits$25,225,000347
Premises and equipment expense$6,121,000398
Additional noninterest expense$12,145,000484
Pre-tax net operating income$19,958,000474
Securities gains (losses)$501,000658
Applicable income taxes$6,960,000462
Income before extraordinary items$13,499,000505
Extraordinary gains, net$070
Net income$13,499,000509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$913,0001,053
Cash dividends$9,602,000376
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,168,340490
2001-12-31 (YTD Data)Rank
Total interest income$63,460,000564
Total interest expense$14,260,0001,122
Net interest income$49,200,000408
Provision for loan and lease losses$1,800,000767
Total noninterest income$12,911,000511
Gross Fiduciary activities income$2,909,000231
Service charges on deposit accounts$5,814,000283
Trading account gains and fees$0177
Additional Noninterest Income$4,188,000749
Total noninterest expense$39,377,000439
Salaries and employee benefits$22,696,000351
Premises and equipment expense$5,643,000414
Additional noninterest expense$11,038,000534
Pre-tax net operating income$20,934,000408
Securities gains (losses)$-512,0009,577
Applicable income taxes$6,882,000440
Income before extraordinary items$13,540,000448
Extraordinary gains, net$0105
Net income$13,540,000448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,941,000438
Cash dividends$9,600,000385
Sale, conversion, retirement of capital stock, net$0922
Net operating income$13,877,920417
2000-12-31 (YTD Data)Rank
Total interest income$63,667,000595
Total interest expense$15,372,0001,135
Net interest income$48,295,000412
Provision for loan and lease losses$3,550,000411
Total noninterest income$14,907,000449
Gross Fiduciary activities income$2,922,000231
Service charges on deposit accounts$5,681,000264
Trading account gains and fees$0180
Additional Noninterest Income$6,304,000553
Total noninterest expense$38,700,000425
Salaries and employee benefits$21,602,000342
Premises and equipment expense$5,365,000424
Additional noninterest expense$11,733,000515
Pre-tax net operating income$20,952,000432
Securities gains (losses)$-33,0008,995
Applicable income taxes$6,885,000437
Income before extraordinary items$14,034,000432
Extraordinary gains, net$038
Net income$14,034,000433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,185,000665
Cash dividends$9,425,000398
Sale, conversion, retirement of capital stock, net$0969
Net operating income$14,056,110433
1999-12-31 (YTD Data)Rank
Total interest income$56,605,000622
Total interest expense$13,779,0001,102
Net interest income$42,826,000471
Provision for loan and lease losses$1,020,000947
Total noninterest income$14,338,000493
Gross Fiduciary activities income$2,715,000271
Service charges on deposit accounts$5,630,000269
Trading account gains and fees$0173
Additional Noninterest Income$5,993,000591
Total noninterest expense$37,144,000460
Salaries and employee benefits$20,743,000375
Premises and equipment expense$5,296,000440
Additional noninterest expense$11,105,000560
Pre-tax net operating income$19,000,000506
Securities gains (losses)$11,0001,705
Applicable income taxes$6,296,000514
Income before extraordinary items$12,715,000512
Extraordinary gains, net$035
Net income$12,715,000512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,123
Cash dividends$9,000,000429
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$12,707,630505
1998-12-31 (YTD Data)Rank
Total interest income$54,250,000640
Total interest expense$14,537,0001,074
Net interest income$39,713,000487
Provision for loan and lease losses$1,320,000769
Total noninterest income$11,847,000538
Gross Fiduciary activities income$2,258,000295
Service charges on deposit accounts$4,879,000277
Trading account gains and fees$0224
Additional Noninterest Income$4,710,000675
Total noninterest expense$33,818,000487
Salaries and employee benefits$19,066,000393
Premises and equipment expense$5,033,000437
Additional noninterest expense$9,719,000603
Pre-tax net operating income$16,422,000513
Securities gains (losses)$39,0001,926
Applicable income taxes$5,147,000566
Income before extraordinary items$11,314,000518
Extraordinary gains, net$032
Net income$11,314,000518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,285
Cash dividends$8,567,000431
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$11,287,090494
1997-12-31 (YTD Data)Rank
Total interest income$52,182,000676
Total interest expense$14,204,0001,143
Net interest income$37,978,000504
Provision for loan and lease losses$850,0001,130
Total noninterest income$10,699,000547
Gross Fiduciary activities income$2,060,000320
Service charges on deposit accounts$4,472,000306
Trading account gains and fees$0239
Additional Noninterest Income$4,167,000697
Total noninterest expense$33,223,000479
Salaries and employee benefits$17,783,000400
Premises and equipment expense$5,162,000429
Additional noninterest expense$10,278,000580
Pre-tax net operating income$14,604,000589
Securities gains (losses)$197,000710
Applicable income taxes$4,424,000664
Income before extraordinary items$10,377,000586
Extraordinary gains, net$044
Net income$10,377,000586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,0001,344
Cash dividends$8,008,000428
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$10,239,100569
1996-12-31 (YTD Data)Rank
Total interest income$49,429,000739
Total interest expense$13,508,0001,214
Net interest income$35,921,000563
Provision for loan and lease losses$1,215,000884
Total noninterest income$9,558,000601
Gross Fiduciary activities income$1,685,000390
Service charges on deposit accounts$4,172,000360
Trading account gains and fees$0262
Additional Noninterest Income$3,701,000779
Total noninterest expense$30,898,000550
Salaries and employee benefits$17,207,000432
Premises and equipment expense$4,786,000480
Additional noninterest expense$8,905,000733
Pre-tax net operating income$13,366,000622
Securities gains (losses)$158,000777
Applicable income taxes$3,963,000701
Income before extraordinary items$9,561,000608
Extraordinary gains, net$053
Net income$9,561,000608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,0001,681
Cash dividends$7,762,000514
Sale, conversion, retirement of capital stock, net$0953
Net operating income$9,448,820601
1995-12-31 (YTD Data)Rank
Total interest income$47,015,000797
Total interest expense$13,941,0001,195
Net interest income$33,074,000622
Provision for loan and lease losses$760,0001,152
Total noninterest income$8,120,000690
Gross Fiduciary activities income$1,586,000425
Service charges on deposit accounts$3,657,000424
Trading account gains and fees$0522
Additional Noninterest Income$2,877,000912
Total noninterest expense$27,824,000609
Salaries and employee benefits$15,099,000491
Premises and equipment expense$4,456,000540
Additional noninterest expense$8,269,000782
Pre-tax net operating income$12,610,000686
Securities gains (losses)$4,0002,936
Applicable income taxes$3,510,000799
Income before extraordinary items$9,104,000643
Extraordinary gains, net$065
Net income$9,104,000643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$471,0001,433
Cash dividends$6,857,000499
Sale, conversion, retirement of capital stock, net$0809
Net operating income$9,101,120637
1994-12-31 (YTD Data)Rank
Total interest income$46,310,000748
Total interest expense$11,466,0001,150
Net interest income$34,844,000590
Provision for loan and lease losses$1,620,000661
Total noninterest income$8,910,000642
Gross Fiduciary activities income$1,534,000426
Service charges on deposit accounts$3,538,000429
Trading account gains and fees$0475
Additional Noninterest Income$3,838,000752
Total noninterest expense$28,587,000612
Salaries and employee benefits$15,165,000488
Premises and equipment expense$4,651,000512
Additional noninterest expense$8,771,000770
Pre-tax net operating income$13,547,000622
Securities gains (losses)$7,0002,440
Applicable income taxes$3,877,000699
Income before extraordinary items$9,677,000580
Extraordinary gains, net$0249
Net income$9,677,000580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,241,000765
Cash dividends$5,854,000508
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$9,672,030582
1993-12-31 (YTD Data)Rank
Total interest income$46,891,000733
Total interest expense$13,365,0001,009
Net interest income$33,526,000607
Provision for loan and lease losses$1,520,000993
Total noninterest income$7,176,000756
Gross Fiduciary activities income$1,503,000445
Service charges on deposit accounts$3,553,000417
Trading account gains and fees$0532
Additional Noninterest Income$2,120,0001,208
Total noninterest expense$27,010,000667
Salaries and employee benefits$14,420,000522
Premises and equipment expense$4,120,000586
Additional noninterest expense$8,470,000858
Pre-tax net operating income$12,172,000593
Securities gains (losses)$223,0001,570
Applicable income taxes$3,258,000789
Income before extraordinary items$9,137,000580
Extraordinary gains, net$03,149
Net income$9,137,000597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$857,0001,272
Cash dividends$5,711,000428
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$8,971,980549
1992-12-31 (YTD Data)Rank
Total interest income$49,754,000786
Total interest expense$16,247,0001,103
Net interest income$33,507,000612
Provision for loan and lease losses$1,200,0001,633
Total noninterest income$6,766,000785
Gross Fiduciary activities income$1,370,000468
Service charges on deposit accounts$3,449,000426
Trading account gains and fees$0504
Additional Noninterest Income$1,947,0001,271
Total noninterest expense$26,154,000687
Salaries and employee benefits$14,458,000513
Premises and equipment expense$4,069,000618
Additional noninterest expense$7,627,000956
Pre-tax net operating income$12,919,000495
Securities gains (losses)$4,0007,235
Applicable income taxes$3,586,000656
Income before extraordinary items$9,337,000519
Extraordinary gains, net$-145,00013,698
Net income$9,192,000528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$852,0001,744
Cash dividends$4,663,000405
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$9,334,120469

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.