Home > Exchange Bank > Net charge- offs to loans
Exchange Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 2,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | -0.0527% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 4,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 4,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0979% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2985% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2985% | 1,517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0976% | 61 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 3,849 |
| Percentage Net Loans Charged-off:Construction & development | -0.0700% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1482% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1168% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1168% | 1,996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1464% | 58 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,702 |
| Percentage Net Loans Charged-off:Construction & development | -0.0368% | 4,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1227% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1602% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1602% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1211% | 56 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2889% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1960% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1960% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2846% | 7 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 905 |
| Percentage Net Loans Charged-off:Construction & development | -0.0355% | 4,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0854% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2763% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2763% | 1,404 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0823% | 17 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 3,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0493% | 4,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2182% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2182% | 1,423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0061% | 4,731 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,637 |
| Percentage Net Loans Charged-off:Construction & development | -0.0768% | 4,210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0066% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2358% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2358% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0051% | 16 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0221% | 3,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 3,732 |
| Percentage Net Loans Charged-off:Construction & development | -0.0925% | 4,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2629% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2629% | 1,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0354% | 12 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0108% | 3,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0455% | 4,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.5098% | 4,385 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 4,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0031% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4884% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4884% | 798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0043% | 28 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0401% | 4,367 |
| Percentage Net Loans Charged-off:Construction & development | -0.6364% | 4,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0117% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6193% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6193% | 557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0153% | 18 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 3,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0596% | 4,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.9525% | 4,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8039% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8039% | 413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0408% | 15 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0815% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9573% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9573% | 420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1152% | 12 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 3,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0671% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7850% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7850% | 734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 2,264 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0479% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9717% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9717% | 557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 4,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 4,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0270% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7717% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7717% | 790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0131% | 4,175 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 4,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0481% | 4,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0653% | 4,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0481% | 4,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9831% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9831% | 714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 4,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1291% | 4,965 |
| Percentage Net Loans Charged-off:Construction & development | -2.0099% | 4,729 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 4,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0261% | 4,514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0794% | 3,684 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 4,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0529% | 4,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9494% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9494% | 168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 4,607 |
| Percentage Net Loans Charged-off:Construction & development | -0.3762% | 4,708 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0497% | 3,677 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1309% | 4,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8804% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8804% | 169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0340% | 4,763 |
| Percentage Net Loans Charged-off:Construction & development | -0.6268% | 4,763 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 4,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0465% | 3,708 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2095% | 4,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0960% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0960% | 160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 4,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0563% | 3,779 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 4,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0387% | 4,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3827% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3827% | 74 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 2,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 4,833 |
| Percentage Net Loans Charged-off:Construction & development | -0.5131% | 4,862 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0526% | 3,754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0893% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4239% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4239% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 1,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,491 |
| Percentage Net Loans Charged-off:Construction & development | -0.1609% | 4,751 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0576% | 3,803 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1293% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9005% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9005% | 167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0691% | 5,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.2354% | 4,848 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1607% | 5,253 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0576% | 3,834 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2061% | 5,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2121% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6000% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6000% | 119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 5,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0956% | 5,214 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0577% | 3,896 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1124% | 5,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4015% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9688% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9688% | 181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1591% | 5,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1418% | 5,410 |
| Percentage Net Loans Charged-off:Construction & development | -1.1282% | 5,151 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0681% | 5,221 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0543% | 3,959 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0740% | 5,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5315% | 5,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0677% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0677% | 745 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1005% | 5,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0956% | 5,355 |
| Percentage Net Loans Charged-off:Construction & development | -1.0926% | 5,178 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0587% | 5,217 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0530% | 3,969 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0611% | 5,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3409% | 5,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8666% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8666% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1509% | 5,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1266% | 5,471 |
| Percentage Net Loans Charged-off:Construction & development | -1.7033% | 5,235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0311% | 5,000 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0604% | 3,997 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4189% | 5,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8810% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8810% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1105% | 5,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 5,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0324% | 5,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0607% | 4,069 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7050% | 5,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4566% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4566% | 1,364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0806% | 5,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0816% | 5,454 |
| Percentage Net Loans Charged-off:Construction & development | -0.8780% | 5,306 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0573% | 5,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0700% | 5,426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1597% | 4,256 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0335% | 5,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1957% | 5,238 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0286% | 5,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0286% | 5,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3013% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1046% | 5,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1073% | 5,568 |
| Percentage Net Loans Charged-off:Construction & development | -1.3548% | 5,405 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0761% | 5,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0850% | 5,522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2009% | 4,303 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0384% | 5,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1784% | 5,213 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4206% | 5,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4206% | 5,558 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2286% | 782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1430% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1558% | 5,723 |
| Percentage Net Loans Charged-off:Construction & development | -2.2145% | 5,479 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1110% | 5,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1097% | 5,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2633% | 4,367 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0486% | 5,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2024% | 5,312 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0054% | 5,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0054% | 5,751 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4229% | 539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1567% | 5,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1349% | 5,770 |
| Percentage Net Loans Charged-off:Construction & development | -3.3609% | 5,513 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 5,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1435% | 5,750 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4725% | 4,430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 5,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3210% | 5,509 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7414% | 5,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7414% | 5,679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2735% | 6,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3579% | 5,990 |
| Percentage Net Loans Charged-off:Construction & development | -10.0118% | 5,688 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1286% | 5,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0685% | 5,707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1649% | 4,428 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 5,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 4,535 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3050% | 5,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3050% | 5,684 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4109% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3511% | 6,111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4255% | 6,094 |
| Percentage Net Loans Charged-off:Construction & development | -12.6180% | 5,747 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1490% | 5,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0604% | 5,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2001% | 4,483 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 5,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1918% | 5,396 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4432% | 5,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4432% | 5,793 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4108% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4539% | 6,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5468% | 6,178 |
| Percentage Net Loans Charged-off:Construction & development | -15.7045% | 5,772 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2160% | 5,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0782% | 5,830 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2693% | 4,537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 5,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3200% | 5,637 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4790% | 5,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4790% | 5,817 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7027% | 418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0897% | 5,813 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0991% | 5,906 |
| Percentage Net Loans Charged-off:Construction & development | -6.6148% | 5,759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1608% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 5,378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0292% | 4,316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 5,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0662% | 4,987 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3814% | 5,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3814% | 5,707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0281% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0606% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0904% | 6,067 |
| Percentage Net Loans Charged-off:Construction & development | -1.8738% | 5,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 2,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0616% | 6,023 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2075% | 4,664 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 5,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0199% | 2,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0451% | 3,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0451% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1680% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0725% | 6,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1014% | 6,128 |
| Percentage Net Loans Charged-off:Construction & development | -2.5090% | 5,895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 1,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0644% | 6,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2231% | 4,719 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 5,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0261% | 2,227 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2576% | 5,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2577% | 5,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1318% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0785% | 6,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1459% | 6,279 |
| Percentage Net Loans Charged-off:Construction & development | -3.6121% | 5,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 1,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0838% | 6,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3098% | 4,777 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 5,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2906% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1178% | 5,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1178% | 5,525 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1001% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2142% | 6,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2013% | 6,416 |
| Percentage Net Loans Charged-off:Construction & development | -4.4343% | 5,997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1349% | 6,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5222% | 4,834 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 5,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3302% | 5,916 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6437% | 6,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6437% | 6,180 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1244% | 5,735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 3,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1660% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | -1.4665% | 6,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2904% | 1,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 4,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0440% | 1,335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 6,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3179% | 6,061 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0414% | 5,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0414% | 5,662 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1314% | 1,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0191% | 6,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0599% | 3,329 |
| Percentage Net Loans Charged-off:Construction & development | -1.5813% | 6,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0591% | 1,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 3,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0911% | 1,119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 6,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6754% | 6,335 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1461% | 6,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1461% | 5,941 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0793% | 1,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 4,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1635% | 2,287 |
| Percentage Net Loans Charged-off:Construction & development | -1.5933% | 6,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0939% | 1,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 6,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1907% | 867 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0814% | 6,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0925% | 6,461 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7012% | 6,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7012% | 6,474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1228% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2292% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | -3.1036% | 6,222 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 6,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 2,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2942% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0350% | 6,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0911% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0674% | 6,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0674% | 6,573 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1719% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5032% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4216% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | 2.3991% | 985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2261% | 2,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4415% | 582 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2609% | 2,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3053% | 1,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2461% | 2,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3292% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1915% | 3,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1915% | 3,321 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0130% | 5,845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0555% | 1,431 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3325% | 2,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2663% | 2,733 |
| Percentage Net Loans Charged-off:Construction & development | 1.4638% | 1,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2227% | 1,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2871% | 568 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 3,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1648% | 1,321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 3,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9204% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5385% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5385% | 1,908 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0095% | 5,845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3158% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2905% | 2,476 |
| Percentage Net Loans Charged-off:Construction & development | 1.4821% | 1,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2950% | 1,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4334% | 427 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 3,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2898% | 1,018 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0952% | 6,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6285% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0487% | 1,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 2,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2117% | 2,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.4479% | 1,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3602% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 2,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0679% | 950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3869% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3166% | 6,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3166% | 6,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1474% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3222% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5651% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 4.2698% | 1,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7109% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4811% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1062% | 1,777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6165% | 1,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3830% | 2,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3457% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2721% | 1,139 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3383% | 950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1401% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3046% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 2.6151% | 1,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7149% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3009% | 2,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1584% | 1,479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3530% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4462% | 2,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7271% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6084% | 803 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4821% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2579% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3214% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | -0.1032% | 6,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4698% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4468% | 2,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1988% | 1,240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5391% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9290% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9794% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7972% | 659 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0300% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6952% | 57 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8847% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0763% | 551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0516% | 6,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1762% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2754% | 2,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5211% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1838% | 2,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2124% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4095% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0754% | 537 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9115% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4103% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3001% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 7.0462% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6403% | 1,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2770% | 3,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0299% | 1,906 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3767% | 2,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1071% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1523% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3564% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3790% | 124 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2514% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2094% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | 5.4920% | 1,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8523% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3044% | 2,704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1386% | 5,596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4862% | 2,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4953% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9703% | 2,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3161% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8744% | 102 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6200% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4233% | 2,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.3883% | 2,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7978% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 3,752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1916% | 5,622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1477% | 2,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6205% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7295% | 2,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8160% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.3881% | 54 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4490% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1790% | 2,992 |
| Percentage Net Loans Charged-off:Construction & development | -2.3397% | 7,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0416% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1452% | 2,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0229% | 5,574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2155% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8303% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3434% | 1,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4763% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.9931% | 33 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4761% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7650% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 19.5652% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6618% | 1,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2412% | 3,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6133% | 1,121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0592% | 4,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9280% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5140% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8646% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4102% | 142 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1492% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6147% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 23.8684% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6863% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1487% | 3,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3652% | 1,163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 3,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9377% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6905% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3043% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4872% | 142 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9869% | 352 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2603% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 20.0415% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0232% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0702% | 1,215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0664% | 3,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7508% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5598% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0176% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7310% | 102 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9143% | 221 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.9566% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 25.7575% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0879% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6279% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8308% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4063% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9303% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7551% | 56 |
| Percentage Net Loans Charged-off:Construction & development | 23.0652% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0650% | 1,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1524% | 2,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2319% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5901% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8548% | 2,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6490% | 934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.4947% | 26 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5239% | 80 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1125% | 42 |
| Percentage Net Loans Charged-off:Construction & development | 19.4410% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0869% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1976% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3005% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2133% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7354% | 2,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6767% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.4091% | 22 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4349% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6859% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 10.0108% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5912% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6694% | 2,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3476% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.8750% | 17 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1105% | 2,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4618% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5480% | 2,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3058% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0987% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3510% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 4.0561% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2128% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3254% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2188% | 2,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5064% | 3,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7143% | 732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 3,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0968% | 7,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7746% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8674% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 3,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0635% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4045% | 2,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3185% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 3,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0489% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3439% | 2,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 3,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 1,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5677% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1548% | 4,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1736% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 5,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1439% | 7,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1229% | 4,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1200% | 1,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0605% | 8,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2899% | 7,800 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0825% | 7,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2368% | 7,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1071% | 8,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4858% | 7,960 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1476% | 7,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4869% | 7,408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 3,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 3,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 1,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0814% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4283% | 2,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3294% | 4,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0850% | 7,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 6,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1665% | 7,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2737% | 4,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0992% | 7,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 7,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1960% | 7,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2346% | 3,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0507% | 7,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 6,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1972% | 7,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2707% | 3,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0758% | 7,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 5,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 7,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3833% | 4,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2802% | 7,585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0833% | 8,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4579% | 8,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3105% | 4,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6077% | 7,697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 7,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 7,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3070% | 4,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5544% | 7,678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 4,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 7,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4233% | 3,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3907% | 7,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1918% | 3,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6265% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2667% | 5,501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4630% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0353% | 5,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 7,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1919% | 5,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1509% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 7,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1494% | 5,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4221% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 4,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0536% | 2,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1952% | 4,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1887% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 4,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 4,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4675% | 4,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8953% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4967% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5924% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5367% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | -3.9118% | 5,538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1744% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2188% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8912% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2771% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6282% | 1,321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2466% | 1,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 7,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2538% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2691% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4331% | 1,298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0198% | 1,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 6,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3717% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2723% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1879% | 1,261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4587% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 4,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1746% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2490% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9387% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4561% | 47 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 5,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0948% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4095% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4351% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 4,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0972% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6172% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6025% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4345% | 2,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2045% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6374% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5695% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3072% | 4,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7229% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7506% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1581% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2917% | 6,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1789% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0831% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8803% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |