Home > Evermore Bank > Income and Expense

Evermore Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$4,447,0003,786
Total interest expense$1,532,0003,309
Net interest income$2,915,0003,930
Provision for loan and lease losses$792,000967
Total noninterest income$100,0004,273
Gross Fiduciary activities income$0981
Service charges on deposit accounts$23,0004,150
Trading account gains and feesNANA
Additional Noninterest Income$77,0004,098
Total noninterest expense$4,351,0003,237
Salaries and employee benefits$3,137,0002,874
Premises and equipment expense$522,0002,895
Additional noninterest expense$77,0004,098
Pre-tax net operating income$-2,128,0004,532
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$-2,128,0004,514
Extraordinary gains, net$054
Net income$-2,128,0004,513
Minority interest net income$088
Net income of bank and minority interests.$-2,128,0004,514
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$221,000356
Net operating income$-2,128,0004,527
2023-09-30 (YTD Data)Rank
Total interest income$2,842,0003,937
Total interest expense$918,0003,452
Net interest income$1,924,0004,046
Provision for loan and lease losses$689,000835
Total noninterest income$37,0004,429
Gross Fiduciary activities income$0950
Service charges on deposit accounts$13,0004,229
Trading account gains and feesNANA
Additional Noninterest Income$24,0004,312
Total noninterest expense$3,129,0003,276
Salaries and employee benefits$2,219,0002,940
Premises and equipment expense$401,0002,866
Additional noninterest expense$24,0004,308
Pre-tax net operating income$-1,857,0004,536
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$-1,857,0004,553
Extraordinary gains, net$052
Net income$-1,857,0004,551
Minority interest net income$081
Net income of bank and minority interests.$-1,857,0004,553
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$166,000344
Net operating income$-1,857,0004,561
2023-06-30 (YTD Data)Rank
Total interest income$1,494,0004,110
Total interest expense$431,0003,644
Net interest income$1,063,0004,210
Provision for loan and lease losses$498,000789
Total noninterest income$15,0004,520
Gross Fiduciary activities income$0931
Service charges on deposit accounts$6,0004,315
Trading account gains and feesNANA
Additional Noninterest Income$9,0004,443
Total noninterest expense$2,028,0003,307
Salaries and employee benefits$1,441,0002,975
Premises and equipment expense$263,0002,888
Additional noninterest expense$9,0004,432
Pre-tax net operating income$-1,448,0004,578
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$-1,448,0004,601
Extraordinary gains, net$051
Net income$-1,448,0004,599
Minority interest net income$081
Net income of bank and minority interests.$-1,448,0004,600
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$112,000335
Net operating income$-1,448,0004,602
2023-03-31 (YTD Data)Rank
Total interest income$536,0004,339
Total interest expense$127,0003,902
Net interest income$409,0004,369
Provision for loan and lease losses$233,000815
Total noninterest income$4,0004,603
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,0004,443
Trading account gains and feesNANA
Additional Noninterest Income$3,0004,499
Total noninterest expense$993,0003,377
Salaries and employee benefits$710,0003,046
Premises and equipment expense$128,0002,977
Additional noninterest expense$3,0004,499
Pre-tax net operating income$-813,0004,635
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$-813,0004,616
Extraordinary gains, net$04
Net income$-813,0004,616
Minority interest net income$048
Net income of bank and minority interests.$-813,0004,616
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$56,000307
Net operating income$-813,0004,626
2022-12-31 (YTD Data)Rank
Total interest income$104,0004,684
Total interest expense$8,0004,632
Net interest income$96,0004,685
Provision for loan and lease losses$03,012
Total noninterest income$04,677
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$04,545
Trading account gains and feesNANA
Additional Noninterest Income$04,616
Total noninterest expense$1,490,0004,358
Salaries and employee benefits$100,0004,692
Premises and equipment expense$50,0004,598
Additional noninterest expense$04,616
Pre-tax net operating income$-1,394,0004,661
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$-1,394,0004,642
Extraordinary gains, net$05
Net income$-1,394,0004,641
Minority interest net income$063
Net income of bank and minority interests.$-1,394,0004,642
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$29,170,00036
Net operating income$-1,394,0004,650

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.