Home > Evermore Bank > Income and Expense
Evermore Bank, Income and Expense
2023-12-31 (YTD Data) | Rank | |
Total interest income | $4,447,000 | 3,786 |
Total interest expense | $1,532,000 | 3,309 |
Net interest income | $2,915,000 | 3,930 |
Provision for loan and lease losses | $792,000 | 967 |
Total noninterest income | $100,000 | 4,273 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $23,000 | 4,150 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $77,000 | 4,098 |
Total noninterest expense | $4,351,000 | 3,237 |
Salaries and employee benefits | $3,137,000 | 2,874 |
Premises and equipment expense | $522,000 | 2,895 |
Additional noninterest expense | $77,000 | 4,098 |
Pre-tax net operating income | $-2,128,000 | 4,532 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $0 | 3,369 |
Income before extraordinary items | $-2,128,000 | 4,514 |
Extraordinary gains, net | $0 | 54 |
Net income | $-2,128,000 | 4,513 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $-2,128,000 | 4,514 |
Net charge-offs | $0 | 2,884 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $221,000 | 356 |
Net operating income | $-2,128,000 | 4,527 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $2,842,000 | 3,937 |
Total interest expense | $918,000 | 3,452 |
Net interest income | $1,924,000 | 4,046 |
Provision for loan and lease losses | $689,000 | 835 |
Total noninterest income | $37,000 | 4,429 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $13,000 | 4,229 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 4,312 |
Total noninterest expense | $3,129,000 | 3,276 |
Salaries and employee benefits | $2,219,000 | 2,940 |
Premises and equipment expense | $401,000 | 2,866 |
Additional noninterest expense | $24,000 | 4,308 |
Pre-tax net operating income | $-1,857,000 | 4,536 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $0 | 3,407 |
Income before extraordinary items | $-1,857,000 | 4,553 |
Extraordinary gains, net | $0 | 52 |
Net income | $-1,857,000 | 4,551 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-1,857,000 | 4,553 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $166,000 | 344 |
Net operating income | $-1,857,000 | 4,561 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $1,494,000 | 4,110 |
Total interest expense | $431,000 | 3,644 |
Net interest income | $1,063,000 | 4,210 |
Provision for loan and lease losses | $498,000 | 789 |
Total noninterest income | $15,000 | 4,520 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $6,000 | 4,315 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 4,443 |
Total noninterest expense | $2,028,000 | 3,307 |
Salaries and employee benefits | $1,441,000 | 2,975 |
Premises and equipment expense | $263,000 | 2,888 |
Additional noninterest expense | $9,000 | 4,432 |
Pre-tax net operating income | $-1,448,000 | 4,578 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $0 | 3,436 |
Income before extraordinary items | $-1,448,000 | 4,601 |
Extraordinary gains, net | $0 | 51 |
Net income | $-1,448,000 | 4,599 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-1,448,000 | 4,600 |
Net charge-offs | $0 | 2,431 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $112,000 | 335 |
Net operating income | $-1,448,000 | 4,602 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $536,000 | 4,339 |
Total interest expense | $127,000 | 3,902 |
Net interest income | $409,000 | 4,369 |
Provision for loan and lease losses | $233,000 | 815 |
Total noninterest income | $4,000 | 4,603 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $1,000 | 4,443 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $3,000 | 4,499 |
Total noninterest expense | $993,000 | 3,377 |
Salaries and employee benefits | $710,000 | 3,046 |
Premises and equipment expense | $128,000 | 2,977 |
Additional noninterest expense | $3,000 | 4,499 |
Pre-tax net operating income | $-813,000 | 4,635 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $0 | 3,388 |
Income before extraordinary items | $-813,000 | 4,616 |
Extraordinary gains, net | $0 | 4 |
Net income | $-813,000 | 4,616 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $-813,000 | 4,616 |
Net charge-offs | $0 | 2,062 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $56,000 | 307 |
Net operating income | $-813,000 | 4,626 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $104,000 | 4,684 |
Total interest expense | $8,000 | 4,632 |
Net interest income | $96,000 | 4,685 |
Provision for loan and lease losses | $0 | 3,012 |
Total noninterest income | $0 | 4,677 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $0 | 4,545 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,616 |
Total noninterest expense | $1,490,000 | 4,358 |
Salaries and employee benefits | $100,000 | 4,692 |
Premises and equipment expense | $50,000 | 4,598 |
Additional noninterest expense | $0 | 4,616 |
Pre-tax net operating income | $-1,394,000 | 4,661 |
Securities gains (losses) | $0 | 691 |
Applicable income taxes | $0 | 3,596 |
Income before extraordinary items | $-1,394,000 | 4,642 |
Extraordinary gains, net | $0 | 5 |
Net income | $-1,394,000 | 4,641 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $-1,394,000 | 4,642 |
Net charge-offs | $0 | 2,620 |
Cash dividends | $0 | 3,475 |
Sale, conversion, retirement of capital stock, net | $29,170,000 | 36 |
Net operating income | $-1,394,000 | 4,650 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.