Home > Evermore Bank > Assets and Liabilities
Evermore Bank, Assets and Liabilities
2023-12-31 | Rank | |
# of Employees: | 23 | 3,405 |
Assets and Liabilities | ||
Total Assets: | $99,105,000 | 3,892 |
Cash and due from depository institutions | $19,705,000 | 3,405 |
Interest-bearing balances | $18,800,000 | 1,805 |
Securities | $2,037,000 | 4,343 |
Federal funds sold & reverse repurchase agreements | $0 | 1,820 |
Net loans & leases | $74,363,000 | 3,518 |
Loan loss allowance | $752,000 | 3,710 |
Trading account assets | $0 | 214 |
Bank premises and fixed assets | $2,334,000 | 2,927 |
Other real estate owned | $0 | 3,405 |
Goodwill and other intangibles | $0 | 2,295 |
All other assets | $666,000 | 4,372 |
Life insurance assets | $0 | 3,088 |
Total liabilities and capital | $99,105,000 | 3,856 |
Total liabilities | $73,225,000 | 3,981 |
Total deposits | $70,798,000 | 3,996 |
Interest-bearing deposits | $64,653,000 | 3,757 |
Deposits held in domestic offices | $70,798,000 | 3,995 |
% insured | 65.83% | 3,570 |
Federal funds purchased & repurchase agreements | $0 | 1,169 |
Trading liabilities | $0 | 165 |
Other borrowed funds | $0 | 3,039 |
Subordinated debt | $0 | 69 |
All other liabilities | $2,427,000 | 2,222 |
Total equity capital | $25,880,000 | 2,603 |
Total bank equity capital | $25,880,000 | 2,593 |
Perpetual preferred stock | $0 | 111 |
Common stock | $14,585,000 | 231 |
Surplus | $14,806,000 | 1,754 |
Undivided profits | $-3,511,000 | 4,378 |
Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,812 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
Income earned, not collected on loans | $371,000 | 4,075 |
Earning assets | $95,200,000 | 3,806 |
Long-term assets (5+ years) | $18,419,000 | 3,812 |
Average Assets, year-to-date | $71,619,800 | 4,099 |
Average Assets, quarterly | $93,306,500 | 3,892 |
Volatile liabilities | $4,285,000 | 3,941 |
Insider loans | $0 | 3,951 |
FHLB advances | $0 | 2,635 |
Loans and leases held for sale | $490,000 | 720 |
Unused loan commitments | $23,203,000 | 2,601 |
Tier 1 (core) risk-based capital | $25,870,000 | 2,835 |
Tier 2 risk-based capital | $792,000 | 2,370 |
Total risk weighted assets | $83,136,000 | 2,341 |
Total unused commitments | $23,203,000 | 2,601 |
Derivatives | $0 | 1,163 |
2023-09-30 | Rank | |
# of Employees: | 21 | 3,543 |
Assets and Liabilities | ||
Total Assets: | $87,508,000 | 3,996 |
Cash and due from depository institutions | $24,467,000 | 3,543 |
Interest-bearing balances | $23,533,000 | 1,575 |
Securities | $0 | 4,483 |
Federal funds sold & reverse repurchase agreements | $0 | 1,844 |
Net loans & leases | $60,084,000 | 3,737 |
Loan loss allowance | $659,000 | 3,800 |
Trading account assets | $0 | 216 |
Bank premises and fixed assets | $2,409,000 | 2,899 |
Other real estate owned | $0 | 3,543 |
Goodwill and other intangibles | $0 | 2,313 |
All other assets | $548,000 | 4,448 |
Life insurance assets | $0 | 3,103 |
Total liabilities and capital | $87,508,000 | 3,955 |
Total liabilities | $61,423,000 | 4,117 |
Total deposits | $59,078,000 | 4,129 |
Interest-bearing deposits | $52,177,000 | 3,930 |
Deposits held in domestic offices | $59,078,000 | 4,129 |
% insured | 62.67% | 3,814 |
Federal funds purchased & repurchase agreements | $0 | 1,178 |
Trading liabilities | $0 | 163 |
Other borrowed funds | $0 | 3,023 |
Subordinated debt | $0 | 70 |
All other liabilities | $2,345,000 | 2,278 |
Total equity capital | $26,085,000 | 2,478 |
Total bank equity capital | $26,085,000 | 2,472 |
Perpetual preferred stock | $0 | 116 |
Common stock | $14,585,000 | 235 |
Surplus | $14,751,000 | 1,750 |
Undivided profits | $-3,251,000 | 4,306 |
Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,837 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
Income earned, not collected on loans | $294,000 | 4,201 |
Earning assets | $83,617,000 | 3,909 |
Long-term assets (5+ years) | $10,255,000 | 4,095 |
Average Assets, year-to-date | $64,748,500 | 4,186 |
Average Assets, quarterly | $83,174,000 | 4,006 |
Volatile liabilities | $1,742,000 | 4,204 |
Insider loans | $0 | 3,972 |
FHLB advances | $0 | 2,657 |
Loans and leases held for sale | $490,000 | 805 |
Unused loan commitments | $21,589,000 | 2,708 |
Tier 1 (core) risk-based capital | $26,084,000 | 2,834 |
Tier 2 risk-based capital | $689,000 | 2,431 |
Total risk weighted assets | $68,925,000 | 2,444 |
Total unused commitments | $21,589,000 | 2,708 |
Derivatives | $0 | 1,168 |
2023-06-30 | Rank | |
# of Employees: | 21 | 3,564 |
Assets and Liabilities | ||
Total Assets: | $78,840,000 | 4,099 |
Cash and due from depository institutions | $36,066,000 | 3,564 |
Interest-bearing balances | $34,804,000 | 1,191 |
Securities | $0 | 4,512 |
Federal funds sold & reverse repurchase agreements | $0 | 1,868 |
Net loans & leases | $39,908,000 | 4,023 |
Loan loss allowance | $470,000 | 4,029 |
Trading account assets | $0 | 212 |
Bank premises and fixed assets | $2,479,000 | 2,861 |
Other real estate owned | $0 | 3,564 |
Goodwill and other intangibles | $0 | 2,313 |
All other assets | $387,000 | 4,534 |
Life insurance assets | $0 | 3,127 |
Total liabilities and capital | $78,840,000 | 4,057 |
Total liabilities | $52,401,000 | 4,238 |
Total deposits | $49,955,000 | 4,266 |
Interest-bearing deposits | $44,632,000 | 4,061 |
Deposits held in domestic offices | $49,955,000 | 4,266 |
% insured | 53.92% | 4,246 |
Federal funds purchased & repurchase agreements | $0 | 1,196 |
Trading liabilities | $0 | 155 |
Other borrowed funds | $0 | 3,023 |
Subordinated debt | $0 | 71 |
All other liabilities | $2,446,000 | 2,097 |
Total equity capital | $26,439,000 | 2,507 |
Total bank equity capital | $26,439,000 | 2,500 |
Perpetual preferred stock | $0 | 119 |
Common stock | $14,585,000 | 235 |
Surplus | $14,696,000 | 1,753 |
Undivided profits | $-2,842,000 | 4,367 |
Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,836 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
Income earned, not collected on loans | $126,000 | 4,452 |
Earning assets | $74,712,000 | 4,018 |
Long-term assets (5+ years) | $2,305,000 | 4,425 |
Average Assets, year-to-date | $57,162,000 | 4,280 |
Average Assets, quarterly | $67,224,000 | 4,173 |
Volatile liabilities | $1,724,000 | 4,189 |
Insider loans | $0 | 3,997 |
FHLB advances | $0 | 2,663 |
Loans and leases held for sale | $659,000 | 776 |
Unused loan commitments | $30,350,000 | 2,356 |
Tier 1 (core) risk-based capital | $26,439,000 | 2,781 |
Tier 2 risk-based capital | $499,000 | 2,578 |
Total risk weighted assets | $51,691,000 | 2,596 |
Total unused commitments | $30,350,000 | 2,357 |
Derivatives | $0 | 1,164 |
2023-03-31 | Rank | |
# of Employees: | 17 | 3,828 |
Assets and Liabilities | ||
Total Assets: | $55,608,000 | 4,355 |
Cash and due from depository institutions | $32,399,000 | 3,828 |
Interest-bearing balances | $31,557,000 | 1,362 |
Securities | $0 | 4,584 |
Federal funds sold & reverse repurchase agreements | $0 | 1,938 |
Net loans & leases | $20,375,000 | 4,381 |
Loan loss allowance | $229,000 | 4,376 |
Trading account assets | $0 | 224 |
Bank premises and fixed assets | $2,455,000 | 2,884 |
Other real estate owned | $0 | 3,828 |
Goodwill and other intangibles | $0 | 2,327 |
All other assets | $379,000 | 4,594 |
Life insurance assets | $0 | 3,143 |
Total liabilities and capital | $55,608,000 | 4,355 |
Total liabilities | $28,589,000 | 4,517 |
Total deposits | $26,266,000 | 4,505 |
Interest-bearing deposits | $22,088,000 | 4,464 |
Deposits held in domestic offices | $26,266,000 | 4,505 |
% insured | 53.57% | 4,289 |
Federal funds purchased & repurchase agreements | $0 | 1,096 |
Trading liabilities | $0 | 167 |
Other borrowed funds | $0 | 2,785 |
Subordinated debt | $0 | 68 |
All other liabilities | $2,323,000 | 2,091 |
Total equity capital | $27,019,000 | 2,474 |
Total bank equity capital | $27,019,000 | 2,474 |
Perpetual preferred stock | $0 | 77 |
Common stock | $14,585,000 | 237 |
Surplus | $14,641,000 | 1,782 |
Undivided profits | $-2,207,000 | 4,366 |
Noncontrolling interests in consolidated subsidiaries | $0 | 104 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,889 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 577 |
Income earned, not collected on loans | $97,000 | 4,542 |
Earning assets | $51,932,000 | 4,328 |
Long-term assets (5+ years) | $212,000 | 4,593 |
Average Assets, year-to-date | $46,323,000 | 4,447 |
Average Assets, quarterly | $46,323,000 | 4,447 |
Volatile liabilities | $0 | 4,515 |
Insider loans | $0 | 4,013 |
FHLB advances | $0 | 2,522 |
Loans and leases held for sale | $169,000 | 966 |
Unused loan commitments | $12,445,000 | 3,329 |
Tier 1 (core) risk-based capital | $27,018,000 | 2,751 |
Tier 2 risk-based capital | $231,000 | 2,818 |
Total risk weighted assets | $26,300,000 | 2,849 |
Total unused commitments | $12,445,000 | 3,329 |
Derivatives | $0 | 1,166 |
2022-12-31 | Rank | |
# of Employees: | 16 | 3,922 |
Assets and Liabilities | ||
Total Assets: | $37,038,000 | 4,557 |
Cash and due from depository institutions | $27,299,000 | 3,922 |
Interest-bearing balances | $26,499,000 | 1,380 |
Securities | $0 | 4,617 |
Federal funds sold & reverse repurchase agreements | $6,950,000 | 533 |
Net loans & leases | $0 | 4,635 |
Loan loss allowance | $0 | 4,606 |
Trading account assets | $0 | 239 |
Bank premises and fixed assets | $2,608,000 | 2,814 |
Other real estate owned | $0 | 3,922 |
Goodwill and other intangibles | $0 | 2,346 |
All other assets | $181,000 | 4,693 |
Life insurance assets | $0 | 3,164 |
Total liabilities and capital | $37,038,000 | 4,557 |
Total liabilities | $9,262,000 | 4,663 |
Total deposits | $7,025,000 | 4,643 |
Interest-bearing deposits | $6,649,000 | 4,620 |
Deposits held in domestic offices | $7,025,000 | 4,643 |
% insured | 49.64% | 4,311 |
Federal funds purchased & repurchase agreements | $0 | 1,292 |
Trading liabilities | $0 | 171 |
Other borrowed funds | $0 | 2,705 |
Subordinated debt | $0 | 70 |
All other liabilities | $2,237,000 | 2,057 |
Total equity capital | $27,776,000 | 2,386 |
Total bank equity capital | $27,776,000 | 2,386 |
Perpetual preferred stock | $0 | 77 |
Common stock | $14,585,000 | 235 |
Surplus | $14,585,000 | 1,789 |
Undivided profits | $-1,394,000 | 4,302 |
Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,914 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 609 |
Income earned, not collected on loans | $11,000 | 4,668 |
Earning assets | $33,449,000 | 4,534 |
Long-term assets (5+ years) | $0 | 4,642 |
Average Assets, year-to-date | $37,038,000 | 4,555 |
Average Assets, quarterly | $37,038,000 | 4,557 |
Volatile liabilities | $0 | 4,544 |
Insider loans | $0 | 4,059 |
FHLB advances | $0 | 2,484 |
Loans and leases held for sale | $0 | 1,039 |
Unused loan commitments | $0 | 4,584 |
Tier 1 (core) risk-based capital | $27,776,000 | 2,717 |
Tier 2 risk-based capital | $0 | 2,975 |
Total risk weighted assets | $4,236,000 | 3,030 |
Total unused commitments | $0 | 4,584 |
Derivatives | $0 | 1,127 |