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EvaBank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,477,0001,416
Total interest expense$6,801,0001,677
Net interest income$22,676,0001,310
Provision for loan and lease losses$1,626,000614
Total noninterest income$767,0003,033
Gross Fiduciary activities income$0981
Service charges on deposit accounts$228,0002,525
Trading account gains and feesNANA
Additional Noninterest Income$539,0002,901
Total noninterest expense$10,714,0001,959
Salaries and employee benefits$7,295,0001,721
Premises and equipment expense$1,280,0001,722
Additional noninterest expense$539,0002,901
Pre-tax net operating income$11,103,0001,083
Securities gains (losses)$26,000594
Applicable income taxes$2,255,000909
Income before extraordinary items$8,874,0001,119
Extraordinary gains, net$054
Net income$8,874,0001,132
Minority interest net income$088
Net income of bank and minority interests.$8,874,0001,122
Net charge-offs$1,573,000420
Cash dividends$3,619,0001,022
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,853,2001,141
2023-09-30 (YTD Data)Rank
Total interest income$21,824,0001,398
Total interest expense$4,766,0001,629
Net interest income$17,058,0001,312
Provision for loan and lease losses$1,271,000575
Total noninterest income$596,0002,994
Gross Fiduciary activities income$0950
Service charges on deposit accounts$168,0002,562
Trading account gains and feesNANA
Additional Noninterest Income$428,0002,833
Total noninterest expense$7,580,0002,025
Salaries and employee benefits$5,039,0001,818
Premises and equipment expense$980,0001,707
Additional noninterest expense$428,0002,832
Pre-tax net operating income$8,803,0001,065
Securities gains (losses)$1,000805
Applicable income taxes$1,896,000854
Income before extraordinary items$6,908,0001,121
Extraordinary gains, net$052
Net income$6,908,0001,126
Minority interest net income$081
Net income of bank and minority interests.$6,908,0001,121
Net charge-offs$1,496,000342
Cash dividends$2,714,000948
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,907,2101,143
2023-06-30 (YTD Data)Rank
Total interest income$14,524,0001,375
Total interest expense$2,883,0001,597
Net interest income$11,641,0001,294
Provision for loan and lease losses$1,226,000461
Total noninterest income$401,0002,947
Gross Fiduciary activities income$0931
Service charges on deposit accounts$114,0002,533
Trading account gains and feesNANA
Additional Noninterest Income$287,0002,799
Total noninterest expense$5,284,0001,967
Salaries and employee benefits$3,543,0001,744
Premises and equipment expense$637,0001,721
Additional noninterest expense$287,0002,793
Pre-tax net operating income$5,532,0001,121
Securities gains (losses)$38,000317
Applicable income taxes$1,079,000971
Income before extraordinary items$4,491,0001,147
Extraordinary gains, net$051
Net income$4,491,0001,158
Minority interest net income$081
Net income of bank and minority interests.$4,491,0001,147
Net charge-offs$1,499,000261
Cash dividends$1,810,000957
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,460,2201,166
2023-03-31 (YTD Data)Rank
Total interest income$6,931,0001,404
Total interest expense$1,244,0001,599
Net interest income$5,687,0001,323
Provision for loan and lease losses$611,000461
Total noninterest income$210,0002,901
Gross Fiduciary activities income$0913
Service charges on deposit accounts$55,0002,591
Trading account gains and feesNANA
Additional Noninterest Income$155,0002,715
Total noninterest expense$2,754,0001,924
Salaries and employee benefits$1,867,0001,711
Premises and equipment expense$349,0001,652
Additional noninterest expense$155,0002,715
Pre-tax net operating income$2,532,0001,214
Securities gains (losses)$25,000387
Applicable income taxes$419,0001,142
Income before extraordinary items$2,138,0001,215
Extraordinary gains, net$04
Net income$2,138,0001,214
Minority interest net income$048
Net income of bank and minority interests.$2,138,0001,215
Net charge-offs$809,000218
Cash dividends$905,000883
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,117,0001,246
2022-12-31 (YTD Data)Rank
Total interest income$26,656,0001,258
Total interest expense$2,183,0001,506
Net interest income$24,473,0001,222
Provision for loan and lease losses$545,0001,182
Total noninterest income$739,0003,147
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$269,0002,384
Trading account gains and feesNANA
Additional Noninterest Income$470,0003,100
Total noninterest expense$10,632,0001,919
Salaries and employee benefits$7,124,0001,726
Premises and equipment expense$1,559,0001,495
Additional noninterest expense$470,0003,100
Pre-tax net operating income$14,035,0001,001
Securities gains (losses)$-282,0004,192
Applicable income taxes$2,892,000847
Income before extraordinary items$10,861,0001,032
Extraordinary gains, net$05
Net income$10,861,0001,032
Minority interest net income$063
Net income of bank and minority interests.$10,861,0001,032
Net charge-offs$134,0001,105
Cash dividends$3,185,0001,099
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,083,7801,047
2022-09-30 (YTD Data)Rank
Total interest income$19,759,0001,217
Total interest expense$1,461,0001,347
Net interest income$18,298,0001,197
Provision for loan and lease losses$470,000999
Total noninterest income$541,0003,211
Gross Fiduciary activities income$0968
Service charges on deposit accounts$217,0002,303
Trading account gains and feesNANA
Additional Noninterest Income$324,0003,218
Total noninterest expense$7,489,0002,012
Salaries and employee benefits$4,895,0001,834
Premises and equipment expense$1,162,0001,500
Additional noninterest expense$324,0003,218
Pre-tax net operating income$10,880,000977
Securities gains (losses)$-120,0004,260
Applicable income taxes$2,321,000822
Income before extraordinary items$8,439,0001,010
Extraordinary gains, net$04
Net income$8,439,0001,009
Minority interest net income$057
Net income of bank and minority interests.$8,439,0001,010
Net charge-offs$157,000766
Cash dividends$2,280,0001,030
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,533,8001,022
2022-06-30 (YTD Data)Rank
Total interest income$12,925,0001,198
Total interest expense$990,0001,145
Net interest income$11,935,0001,187
Provision for loan and lease losses$400,000782
Total noninterest income$335,0003,274
Gross Fiduciary activities income$0925
Service charges on deposit accounts$140,0002,331
Trading account gains and feesNANA
Additional Noninterest Income$195,0003,340
Total noninterest expense$5,095,0001,955
Salaries and employee benefits$3,296,0001,815
Premises and equipment expense$825,0001,428
Additional noninterest expense$974,0002,657
Pre-tax net operating income$6,775,000972
Securities gains (losses)$-133,0004,410
Applicable income taxes$1,385,000831
Income before extraordinary items$5,257,0001,014
Extraordinary gains, net$04
Net income$5,257,0001,013
Minority interest net income$060
Net income of bank and minority interests.$5,257,0001,014
Net charge-offs$184,000559
Cash dividends$1,520,0001,027
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,362,0701,016
2022-03-31 (YTD Data)Rank
Total interest income$6,322,0001,189
Total interest expense$525,0001,044
Net interest income$5,797,0001,187
Provision for loan and lease losses$250,000568
Total noninterest income$193,0003,085
Gross Fiduciary activities income$0892
Service charges on deposit accounts$69,0002,339
Trading account gains and feesNANA
Additional Noninterest Income$124,0003,067
Total noninterest expense$2,574,0001,944
Salaries and employee benefits$1,628,0001,830
Premises and equipment expense$442,0001,349
Additional noninterest expense$504,0002,576
Pre-tax net operating income$3,166,000971
Securities gains (losses)$43,000215
Applicable income taxes$596,000880
Income before extraordinary items$2,613,000982
Extraordinary gains, net$04
Net income$2,613,000981
Minority interest net income$050
Net income of bank and minority interests.$2,613,000982
Net charge-offs$220,000351
Cash dividends$760,000913
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,578,1701,006
2021-12-31 (YTD Data)Rank
Total interest income$26,774,0001,161
Total interest expense$2,516,0001,076
Net interest income$24,258,0001,160
Provision for loan and lease losses$1,510,000393
Total noninterest income$566,0003,533
Gross Fiduciary activities income$0994
Service charges on deposit accounts$239,0002,448
Trading account gains and feesNANA
Additional Noninterest Income$327,0003,662
Total noninterest expense$9,433,0002,047
Salaries and employee benefits$6,330,0001,857
Premises and equipment expense$1,218,0001,799
Additional noninterest expense$1,885,0002,705
Pre-tax net operating income$13,881,000995
Securities gains (losses)$122,000779
Applicable income taxes$2,951,000868
Income before extraordinary items$11,052,0001,064
Extraordinary gains, net$010
Net income$11,052,0001,065
Minority interest net income$074
Net income of bank and minority interests.$11,052,0001,065
Net charge-offs$1,166,000384
Cash dividends$3,040,0001,152
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,955,6201,057
2021-09-30 (YTD Data)Rank
Total interest income$20,265,0001,171
Total interest expense$1,958,0001,093
Net interest income$18,307,0001,175
Provision for loan and lease losses$1,215,000358
Total noninterest income$587,0003,278
Gross Fiduciary activities income$0957
Service charges on deposit accounts$173,0002,491
Trading account gains and feesNANA
Additional Noninterest Income$414,0003,222
Total noninterest expense$7,075,0002,065
Salaries and employee benefits$4,910,0001,805
Premises and equipment expense$881,0001,875
Additional noninterest expense$1,284,0002,869
Pre-tax net operating income$10,604,0001,025
Securities gains (losses)$68,000949
Applicable income taxes$2,368,000880
Income before extraordinary items$8,304,0001,101
Extraordinary gains, net$08
Net income$8,304,0001,102
Minority interest net income$069
Net income of bank and minority interests.$8,304,0001,102
Net charge-offs$806,000377
Cash dividends$2,280,0001,059
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,250,2801,093
2021-06-30 (YTD Data)Rank
Total interest income$13,315,0001,187
Total interest expense$1,356,0001,101
Net interest income$11,959,0001,187
Provision for loan and lease losses$425,000700
Total noninterest income$457,0003,104
Gross Fiduciary activities income$0951
Service charges on deposit accounts$109,0002,521
Trading account gains and feesNANA
Additional Noninterest Income$348,0003,003
Total noninterest expense$4,753,0002,051
Salaries and employee benefits$3,285,0001,804
Premises and equipment expense$610,0001,831
Additional noninterest expense$858,0002,852
Pre-tax net operating income$7,238,000996
Securities gains (losses)$13,0001,320
Applicable income taxes$1,645,000845
Income before extraordinary items$5,606,0001,089
Extraordinary gains, net$06
Net income$5,606,0001,090
Minority interest net income$067
Net income of bank and minority interests.$5,606,0001,090
Net charge-offs$177,000695
Cash dividends$1,520,0001,038
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,595,7301,069
2021-03-31 (YTD Data)Rank
Total interest income$6,829,0001,164
Total interest expense$717,0001,110
Net interest income$6,112,0001,156
Provision for loan and lease losses$300,000548
Total noninterest income$240,0003,021
Gross Fiduciary activities income$0922
Service charges on deposit accounts$55,0002,509
Trading account gains and feesNANA
Additional Noninterest Income$185,0002,920
Total noninterest expense$2,311,0002,065
Salaries and employee benefits$1,609,0001,813
Premises and equipment expense$300,0001,843
Additional noninterest expense$402,0002,929
Pre-tax net operating income$3,741,000962
Securities gains (losses)$56,000622
Applicable income taxes$771,000870
Income before extraordinary items$3,026,0001,015
Extraordinary gains, net$03
Net income$3,026,0001,015
Minority interest net income$055
Net income of bank and minority interests.$3,026,0001,015
Net charge-offs$-66,0004,676
Cash dividends$760,000912
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,981,2001,004
2020-12-31 (YTD Data)Rank
Total interest income$27,136,0001,153
Total interest expense$4,080,0001,145
Net interest income$23,056,0001,145
Provision for loan and lease losses$2,050,0001,027
Total noninterest income$624,0003,389
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$244,0002,496
Trading account gains and feesNANA
Additional Noninterest Income$380,0003,416
Total noninterest expense$9,391,0002,033
Salaries and employee benefits$6,198,0001,854
Premises and equipment expense$1,372,0001,629
Additional noninterest expense$1,821,0002,691
Pre-tax net operating income$12,239,000893
Securities gains (losses)$89,0001,447
Applicable income taxes$2,555,000782
Income before extraordinary items$9,773,000981
Extraordinary gains, net$04
Net income$9,773,000981
Minority interest net income$072
Net income of bank and minority interests.$9,773,000981
Net charge-offs$1,131,000602
Cash dividends$3,040,0001,106
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,702,690952
2020-09-30 (YTD Data)Rank
Total interest income$20,240,0001,161
Total interest expense$3,216,0001,157
Net interest income$17,024,0001,150
Provision for loan and lease losses$2,030,000883
Total noninterest income$421,0003,495
Gross Fiduciary activities income$0981
Service charges on deposit accounts$185,0002,487
Trading account gains and feesNANA
Additional Noninterest Income$236,0003,569
Total noninterest expense$6,778,0002,073
Salaries and employee benefits$4,430,0001,899
Premises and equipment expense$985,0001,680
Additional noninterest expense$1,363,0002,687
Pre-tax net operating income$8,637,000905
Securities gains (losses)$47,0001,562
Applicable income taxes$1,883,000767
Income before extraordinary items$6,801,000995
Extraordinary gains, net$04
Net income$6,801,000995
Minority interest net income$065
Net income of bank and minority interests.$6,801,000995
Net charge-offs$1,001,000507
Cash dividends$2,280,000997
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,763,870971
2020-06-30 (YTD Data)Rank
Total interest income$13,454,0001,174
Total interest expense$2,192,0001,217
Net interest income$11,262,0001,151
Provision for loan and lease losses$1,630,000810
Total noninterest income$287,0003,443
Gross Fiduciary activities income$0970
Service charges on deposit accounts$129,0002,470
Trading account gains and feesNANA
Additional Noninterest Income$158,0003,540
Total noninterest expense$4,783,0001,995
Salaries and employee benefits$3,146,0001,810
Premises and equipment expense$719,0001,558
Additional noninterest expense$918,0002,656
Pre-tax net operating income$5,136,000933
Securities gains (losses)$29,0001,540
Applicable income taxes$1,095,000770
Income before extraordinary items$4,070,0001,024
Extraordinary gains, net$04
Net income$4,070,0001,023
Minority interest net income$065
Net income of bank and minority interests.$4,070,0001,024
Net charge-offs$131,0001,221
Cash dividends$1,520,000978
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,047,0901,008
2020-03-31 (YTD Data)Rank
Total interest income$6,703,0001,183
Total interest expense$1,115,0001,318
Net interest income$5,588,0001,140
Provision for loan and lease losses$1,090,000578
Total noninterest income$148,0003,402
Gross Fiduciary activities income$0941
Service charges on deposit accounts$80,0002,427
Trading account gains and feesNANA
Additional Noninterest Income$68,0003,590
Total noninterest expense$2,676,0001,845
Salaries and employee benefits$1,754,0001,672
Premises and equipment expense$399,0001,445
Additional noninterest expense$523,0002,462
Pre-tax net operating income$1,970,0001,054
Securities gains (losses)$13,0001,249
Applicable income taxes$397,000882
Income before extraordinary items$1,586,0001,137
Extraordinary gains, net$04
Net income$1,586,0001,136
Minority interest net income$056
Net income of bank and minority interests.$1,586,0001,137
Net charge-offs$18,0001,635
Cash dividends$760,000985
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,575,6001,122
2019-12-31 (YTD Data)Rank
Total interest income$26,424,0001,197
Total interest expense$4,292,0001,405
Net interest income$22,132,0001,146
Provision for loan and lease losses$1,565,000633
Total noninterest income$784,0003,127
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$274,0002,757
Trading account gains and feesNANA
Additional Noninterest Income$510,0003,003
Total noninterest expense$9,756,0001,959
Salaries and employee benefits$6,636,0001,704
Premises and equipment expense$1,126,0001,877
Additional noninterest expense$1,994,0002,563
Pre-tax net operating income$11,595,000936
Securities gains (losses)$58,0001,182
Applicable income taxes$2,377,000809
Income before extraordinary items$9,276,000993
Extraordinary gains, net$011
Net income$9,276,000994
Minority interest net income$076
Net income of bank and minority interests.$9,276,000994
Net charge-offs$2,162,000386
Cash dividends$3,040,0001,170
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,229,600980
2019-09-30 (YTD Data)Rank
Total interest income$19,908,0001,204
Total interest expense$3,183,0001,420
Net interest income$16,725,0001,150
Provision for loan and lease losses$1,050,000660
Total noninterest income$593,0003,135
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$244,0002,514
Trading account gains and feesNANA
Additional Noninterest Income$349,0003,110
Total noninterest expense$6,938,0002,031
Salaries and employee benefits$4,681,0001,794
Premises and equipment expense$770,0002,025
Additional noninterest expense$1,487,0002,575
Pre-tax net operating income$9,330,000893
Securities gains (losses)$41,0001,142
Applicable income taxes$1,928,000788
Income before extraordinary items$7,443,000963
Extraordinary gains, net$011
Net income$7,443,000964
Minority interest net income$072
Net income of bank and minority interests.$7,443,000964
Net charge-offs$1,046,000484
Cash dividends$2,280,0001,082
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,410,610939
2019-06-30 (YTD Data)Rank
Total interest income$13,221,0001,199
Total interest expense$2,069,0001,423
Net interest income$11,152,0001,148
Provision for loan and lease losses$515,000834
Total noninterest income$400,0003,093
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$161,0002,505
Trading account gains and feesNANA
Additional Noninterest Income$239,0003,059
Total noninterest expense$4,699,0002,026
Salaries and employee benefits$3,190,0001,763
Premises and equipment expense$501,0002,067
Additional noninterest expense$1,008,0002,566
Pre-tax net operating income$6,338,000859
Securities gains (losses)$23,000995
Applicable income taxes$958,000934
Income before extraordinary items$5,403,000870
Extraordinary gains, net$011
Net income$5,403,000870
Minority interest net income$069
Net income of bank and minority interests.$5,403,000870
Net charge-offs$442,000616
Cash dividends$1,520,0001,088
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,383,450854
2019-03-31 (YTD Data)Rank
Total interest income$6,521,0001,203
Total interest expense$989,0001,446
Net interest income$5,532,0001,159
Provision for loan and lease losses$476,000487
Total noninterest income$118,0003,737
Gross Fiduciary activities income$0972
Service charges on deposit accounts$78,0002,562
Trading account gains and feesNANA
Additional Noninterest Income$40,0004,165
Total noninterest expense$2,395,0002,003
Salaries and employee benefits$1,647,0001,737
Premises and equipment expense$249,0002,088
Additional noninterest expense$499,0002,588
Pre-tax net operating income$2,779,000928
Securities gains (losses)$18,000594
Applicable income taxes$501,000907
Income before extraordinary items$2,296,000968
Extraordinary gains, net$05
Net income$2,296,000967
Minority interest net income$052
Net income of bank and minority interests.$2,296,000967
Net charge-offs$427,000376
Cash dividends$760,0001,011
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,281,240954
2018-12-31 (YTD Data)Rank
Total interest income$26,400,0001,121
Total interest expense$3,781,0001,194
Net interest income$22,619,0001,124
Provision for loan and lease losses$1,397,000671
Total noninterest income$1,162,0002,654
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$325,0002,622
Trading account gains and feesNANA
Additional Noninterest Income$837,0002,442
Total noninterest expense$9,486,0001,981
Salaries and employee benefits$6,131,0001,772
Premises and equipment expense$1,031,0002,007
Additional noninterest expense$2,324,0002,348
Pre-tax net operating income$12,898,000846
Securities gains (losses)$317,000173
Applicable income taxes$2,793,000691
Income before extraordinary items$10,422,000877
Extraordinary gains, net$06
Net income$10,422,000875
Minority interest net income$072
Net income of bank and minority interests.$10,422,000876
Net charge-offs$1,220,000497
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,171,570900
2018-09-30 (YTD Data)Rank
Total interest income$19,709,0001,111
Total interest expense$2,830,0001,121
Net interest income$16,879,0001,116
Provision for loan and lease losses$1,242,000557
Total noninterest income$988,0002,523
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$236,0002,686
Trading account gains and feesNANA
Additional Noninterest Income$752,0002,251
Total noninterest expense$6,892,0002,029
Salaries and employee benefits$4,369,0001,861
Premises and equipment expense$723,0002,109
Additional noninterest expense$1,800,0002,289
Pre-tax net operating income$9,733,000847
Securities gains (losses)$109,000283
Applicable income taxes$2,074,000712
Income before extraordinary items$7,768,000885
Extraordinary gains, net$05
Net income$7,768,000883
Minority interest net income$066
Net income of bank and minority interests.$7,768,000884
Net charge-offs$841,000497
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,681,890894
2018-06-30 (YTD Data)Rank
Total interest income$13,006,0001,117
Total interest expense$1,829,0001,089
Net interest income$11,177,0001,120
Provision for loan and lease losses$892,000523
Total noninterest income$740,0002,371
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$156,0002,700
Trading account gains and feesNANA
Additional Noninterest Income$584,0002,092
Total noninterest expense$4,712,0002,004
Salaries and employee benefits$2,849,0001,902
Premises and equipment expense$489,0002,105
Additional noninterest expense$1,374,0002,085
Pre-tax net operating income$6,313,000851
Securities gains (losses)$38,000372
Applicable income taxes$1,266,000745
Income before extraordinary items$5,085,000886
Extraordinary gains, net$06
Net income$5,085,000884
Minority interest net income$065
Net income of bank and minority interests.$5,085,000885
Net charge-offs$787,000381
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,054,600887
2018-03-31 (YTD Data)Rank
Total interest income$6,442,0001,124
Total interest expense$897,0001,060
Net interest income$5,545,0001,131
Provision for loan and lease losses$592,000412
Total noninterest income$276,0002,732
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$78,0002,712
Trading account gains and feesNANA
Additional Noninterest Income$198,0002,500
Total noninterest expense$2,374,0002,007
Salaries and employee benefits$1,495,0001,851
Premises and equipment expense$231,0002,223
Additional noninterest expense$648,0002,157
Pre-tax net operating income$2,855,000900
Securities gains (losses)$17,000365
Applicable income taxes$621,000738
Income before extraordinary items$2,251,000972
Extraordinary gains, net$07
Net income$2,251,000971
Minority interest net income$052
Net income of bank and minority interests.$2,251,000972
Net charge-offs$504,000313
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,237,570969
2017-12-31 (YTD Data)Rank
Total interest income$26,480,0001,061
Total interest expense$3,848,000866
Net interest income$22,632,0001,097
Provision for loan and lease losses$1,575,000619
Total noninterest income$1,743,0002,205
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$333,0002,677
Trading account gains and feesNANA
Additional Noninterest Income$1,410,0001,891
Total noninterest expense$10,009,0001,917
Salaries and employee benefits$5,813,0001,860
Premises and equipment expense$1,153,0001,908
Additional noninterest expense$3,043,0001,908
Pre-tax net operating income$12,791,000795
Securities gains (losses)$-228,0005,525
Applicable income taxes$2,816,0001,003
Income before extraordinary items$9,747,000767
Extraordinary gains, net$09
Net income$9,747,000767
Minority interest net income$076
Net income of bank and minority interests.$9,747,000767
Net charge-offs$1,244,000582
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,924,840751
2017-09-30 (YTD Data)Rank
Total interest income$19,780,0001,068
Total interest expense$2,937,000843
Net interest income$16,843,0001,104
Provision for loan and lease losses$1,453,000518
Total noninterest income$1,190,0002,345
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$247,0002,718
Trading account gains and feesNANA
Additional Noninterest Income$943,0002,045
Total noninterest expense$7,131,0001,995
Salaries and employee benefits$3,955,0002,020
Premises and equipment expense$837,0001,953
Additional noninterest expense$2,339,0001,877
Pre-tax net operating income$9,449,000824
Securities gains (losses)$-242,0005,679
Applicable income taxes$2,794,000726
Income before extraordinary items$6,413,000924
Extraordinary gains, net$09
Net income$6,413,000924
Minority interest net income$071
Net income of bank and minority interests.$6,413,000924
Net charge-offs$1,085,000476
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,582,400884
2017-06-30 (YTD Data)Rank
Total interest income$13,023,0001,076
Total interest expense$2,012,000792
Net interest income$11,011,0001,113
Provision for loan and lease losses$1,002,000497
Total noninterest income$788,0002,375
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$160,0002,763
Trading account gains and feesNANA
Additional Noninterest Income$628,0002,067
Total noninterest expense$4,909,0001,939
Salaries and employee benefits$2,543,0002,079
Premises and equipment expense$646,0001,752
Additional noninterest expense$1,720,0001,722
Pre-tax net operating income$5,888,000856
Securities gains (losses)$-227,0005,737
Applicable income taxes$1,603,000793
Income before extraordinary items$4,058,000952
Extraordinary gains, net$011
Net income$4,058,000953
Minority interest net income$071
Net income of bank and minority interests.$4,058,000952
Net charge-offs$902,000385
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,221,440909
2017-03-31 (YTD Data)Rank
Total interest income$6,432,0001,081
Total interest expense$1,042,000742
Net interest income$5,390,0001,129
Provision for loan and lease losses$480,000470
Total noninterest income$368,0002,441
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$78,0002,814
Trading account gains and feesNANA
Additional Noninterest Income$290,0002,138
Total noninterest expense$2,642,0001,831
Salaries and employee benefits$1,206,0002,193
Premises and equipment expense$357,0001,611
Additional noninterest expense$1,079,0001,406
Pre-tax net operating income$2,636,000920
Securities gains (losses)$-16,0005,694
Applicable income taxes$672,000877
Income before extraordinary items$1,948,000966
Extraordinary gains, net$08
Net income$1,948,000967
Minority interest net income$055
Net income of bank and minority interests.$1,948,000966
Net charge-offs$465,000354
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,959,840949
2016-12-31 (YTD Data)Rank
Total interest income$25,576,0001,053
Total interest expense$4,016,000733
Net interest income$21,560,0001,098
Provision for loan and lease losses$1,726,000580
Total noninterest income$2,553,0001,824
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$332,0002,781
Trading account gains and fees$0170
Additional Noninterest Income$2,221,0001,492
Total noninterest expense$9,211,0002,053
Salaries and employee benefits$5,742,0001,863
Premises and equipment expense$1,128,0001,967
Additional noninterest expense$2,341,0002,442
Pre-tax net operating income$13,176,000725
Securities gains (losses)$110,0001,272
Applicable income taxes$4,246,000617
Income before extraordinary items$9,040,000834
Extraordinary gains, net$05
Net income$9,040,000834
Minority interest net income$082
Net income of bank and minority interests.$9,040,000833
Net charge-offs$1,316,000540
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,965,200824
2016-09-30 (YTD Data)Rank
Total interest income$19,093,0001,059
Total interest expense$2,955,000744
Net interest income$16,138,0001,101
Provision for loan and lease losses$1,075,000653
Total noninterest income$2,260,0001,640
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$253,0002,763
Trading account gains and fees$0169
Additional Noninterest Income$2,007,0001,305
Total noninterest expense$7,133,0001,999
Salaries and employee benefits$4,443,0001,798
Premises and equipment expense$861,0001,932
Additional noninterest expense$1,829,0002,362
Pre-tax net operating income$10,190,000707
Securities gains (losses)$83,0001,398
Applicable income taxes$3,201,000623
Income before extraordinary items$7,072,000800
Extraordinary gains, net$05
Net income$7,072,000801
Minority interest net income$071
Net income of bank and minority interests.$7,072,000800
Net charge-offs$908,000519
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,014,730785
2016-06-30 (YTD Data)Rank
Total interest income$12,313,0001,089
Total interest expense$1,911,000761
Net interest income$10,402,0001,134
Provision for loan and lease losses$665,000680
Total noninterest income$1,788,0001,437
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$162,0002,822
Trading account gains and fees$0157
Additional Noninterest Income$1,626,0001,122
Total noninterest expense$4,707,0002,022
Salaries and employee benefits$2,874,0001,854
Premises and equipment expense$625,0001,793
Additional noninterest expense$1,208,0002,383
Pre-tax net operating income$6,818,000685
Securities gains (losses)$54,0001,367
Applicable income taxes$2,127,000619
Income before extraordinary items$4,745,000792
Extraordinary gains, net$016
Net income$4,745,000791
Minority interest net income$071
Net income of bank and minority interests.$4,745,000791
Net charge-offs$506,000590
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,707,740771
2016-03-31 (YTD Data)Rank
Total interest income$5,988,0001,110
Total interest expense$947,000767
Net interest income$5,041,0001,168
Provision for loan and lease losses$338,000622
Total noninterest income$1,137,0001,186
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$79,0002,849
Trading account gains and fees$0142
Additional Noninterest Income$1,058,000897
Total noninterest expense$2,430,0001,975
Salaries and employee benefits$1,407,0001,912
Premises and equipment expense$406,0001,417
Additional noninterest expense$617,0002,333
Pre-tax net operating income$3,410,000677
Securities gains (losses)$29,0001,065
Applicable income taxes$1,151,000569
Income before extraordinary items$2,288,000802
Extraordinary gains, net$012
Net income$2,288,000800
Minority interest net income$062
Net income of bank and minority interests.$2,288,000802
Net charge-offs$366,000429
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,268,570782
2015-12-31 (YTD Data)Rank
Total interest income$24,816,0001,049
Total interest expense$3,296,000849
Net interest income$21,520,0001,060
Provision for loan and lease losses$1,686,000525
Total noninterest income$3,592,0001,402
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$329,0002,859
Trading account gains and fees$0159
Additional Noninterest Income$3,263,0001,099
Total noninterest expense$9,667,0001,958
Salaries and employee benefits$5,763,0001,809
Premises and equipment expense$1,132,0001,972
Additional noninterest expense$2,772,0002,151
Pre-tax net operating income$13,759,000663
Securities gains (losses)$58,0001,540
Applicable income taxes$4,467,000573
Income before extraordinary items$9,350,000773
Extraordinary gains, net$023
Net income$9,350,000773
Minority interest net income$081
Net income of bank and minority interests.$9,350,000773
Net charge-offs$1,315,000557
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,310,560759
2015-09-30 (YTD Data)Rank
Total interest income$18,497,0001,058
Total interest expense$2,412,000879
Net interest income$16,085,0001,072
Provision for loan and lease losses$1,517,000410
Total noninterest income$2,902,0001,344
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$243,0002,905
Trading account gains and fees$0153
Additional Noninterest Income$2,659,0001,063
Total noninterest expense$7,392,0001,924
Salaries and employee benefits$4,443,0001,772
Premises and equipment expense$855,0001,991
Additional noninterest expense$2,094,0002,123
Pre-tax net operating income$10,078,000692
Securities gains (losses)$57,0001,384
Applicable income taxes$3,163,000609
Income before extraordinary items$6,972,000789
Extraordinary gains, net$021
Net income$6,972,000788
Minority interest net income$078
Net income of bank and minority interests.$6,972,000789
Net charge-offs$1,090,000463
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,932,670778
2015-06-30 (YTD Data)Rank
Total interest income$12,213,0001,067
Total interest expense$1,567,000911
Net interest income$10,646,0001,081
Provision for loan and lease losses$716,000565
Total noninterest income$2,018,0001,320
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$152,0003,001
Trading account gains and fees$0157
Additional Noninterest Income$1,866,0001,023
Total noninterest expense$4,977,0001,916
Salaries and employee benefits$3,066,0001,734
Premises and equipment expense$584,0001,961
Additional noninterest expense$1,327,0002,216
Pre-tax net operating income$6,971,000681
Securities gains (losses)$64,0001,093
Applicable income taxes$2,155,000607
Income before extraordinary items$4,880,000756
Extraordinary gains, net$022
Net income$4,880,000755
Minority interest net income$075
Net income of bank and minority interests.$4,880,000756
Net charge-offs$550,000590
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,835,840737
2015-03-31 (YTD Data)Rank
Total interest income$5,991,0001,087
Total interest expense$770,000934
Net interest income$5,221,0001,091
Provision for loan and lease losses$62,0001,881
Total noninterest income$646,0001,784
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$73,0003,050
Trading account gains and fees$0152
Additional Noninterest Income$573,0001,361
Total noninterest expense$2,424,0001,956
Salaries and employee benefits$1,382,0001,901
Premises and equipment expense$329,0001,785
Additional noninterest expense$713,0002,072
Pre-tax net operating income$3,381,000672
Securities gains (losses)$11,0001,447
Applicable income taxes$1,142,000574
Income before extraordinary items$2,250,000782
Extraordinary gains, net$013
Net income$2,250,000780
Minority interest net income$064
Net income of bank and minority interests.$2,250,000782
Net charge-offs$178,000794
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,242,740758
2014-12-31 (YTD Data)Rank
Total interest income$28,528,000883
Total interest expense$2,992,000999
Net interest income$25,536,000863
Provision for loan and lease losses$1,275,000698
Total noninterest income$2,058,0002,059
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$333,0003,020
Trading account gains and fees$0180
Additional Noninterest Income$1,725,0001,631
Total noninterest expense$11,396,0001,682
Salaries and employee benefits$6,909,0001,507
Premises and equipment expense$1,111,0002,057
Additional noninterest expense$3,376,0001,828
Pre-tax net operating income$14,923,000580
Securities gains (losses)$-81,0006,311
Applicable income taxes$4,971,000499
Income before extraordinary items$9,871,000688
Extraordinary gains, net$017
Net income$9,871,000687
Minority interest net income$084
Net income of bank and minority interests.$9,871,000688
Net charge-offs$968,000921
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,925,270672
2014-09-30 (YTD Data)Rank
Total interest income$22,280,000846
Total interest expense$2,226,0001,017
Net interest income$20,054,000826
Provision for loan and lease losses$1,227,000547
Total noninterest income$1,977,0001,727
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$248,0003,064
Trading account gains and fees$0174
Additional Noninterest Income$1,729,0001,322
Total noninterest expense$8,329,0001,722
Salaries and employee benefits$4,770,0001,628
Premises and equipment expense$871,0001,997
Additional noninterest expense$2,688,0001,720
Pre-tax net operating income$12,475,000544
Securities gains (losses)$-75,0006,413
Applicable income taxes$4,135,000460
Income before extraordinary items$8,265,000618
Extraordinary gains, net$015
Net income$8,265,000614
Minority interest net income$081
Net income of bank and minority interests.$8,265,000616
Net charge-offs$689,000903
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,315,250607
2014-06-30 (YTD Data)Rank
Total interest income$16,234,000774
Total interest expense$1,465,0001,029
Net interest income$14,769,000738
Provision for loan and lease losses$801,000561
Total noninterest income$836,0002,355
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$165,0003,041
Trading account gains and fees$0172
Additional Noninterest Income$671,0001,903
Total noninterest expense$5,323,0001,786
Salaries and employee benefits$3,138,0001,642
Premises and equipment expense$458,0002,451
Additional noninterest expense$1,727,0001,776
Pre-tax net operating income$9,481,000468
Securities gains (losses)$24,0001,570
Applicable income taxes$3,570,000389
Income before extraordinary items$5,935,000556
Extraordinary gains, net$020
Net income$5,935,000555
Minority interest net income$080
Net income of bank and minority interests.$5,935,000556
Net charge-offs$788,000609
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,919,640552
2014-03-31 (YTD Data)Rank
Total interest income$6,185,0001,034
Total interest expense$725,0001,045
Net interest income$5,460,0001,026
Provision for loan and lease losses$420,000528
Total noninterest income$489,0002,075
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$84,0003,004
Trading account gains and fees$0147
Additional Noninterest Income$405,0001,640
Total noninterest expense$2,628,0001,808
Salaries and employee benefits$1,434,0001,812
Premises and equipment expense$277,0002,138
Additional noninterest expense$917,0001,669
Pre-tax net operating income$2,901,000692
Securities gains (losses)$21,000941
Applicable income taxes$970,000575
Income before extraordinary items$1,952,000800
Extraordinary gains, net$016
Net income$1,952,000802
Minority interest net income$066
Net income of bank and minority interests.$1,952,000801
Net charge-offs$361,000636
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,937,930791
2013-12-31 (YTD Data)Rank
Total interest income$24,265,0001,044
Total interest expense$3,312,0001,016
Net interest income$20,953,0001,051
Provision for loan and lease losses$1,464,000810
Total noninterest income$2,660,0001,768
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$391,0002,865
Trading account gains and fees$0184
Additional Noninterest Income$2,269,0001,386
Total noninterest expense$10,137,0001,871
Salaries and employee benefits$5,563,0001,836
Premises and equipment expense$884,0002,509
Additional noninterest expense$3,690,0001,730
Pre-tax net operating income$12,012,000657
Securities gains (losses)$-226,0006,635
Applicable income taxes$3,927,000548
Income before extraordinary items$7,859,000799
Extraordinary gains, net$029
Net income$7,859,000799
Minority interest net income$090
Net income of bank and minority interests.$7,859,000800
Net charge-offs$1,780,000823
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,010,420770
2013-09-30 (YTD Data)Rank
Total interest income$18,244,0001,051
Total interest expense$2,568,0001,020
Net interest income$15,676,0001,055
Provision for loan and lease losses$501,0001,495
Total noninterest income$2,358,0001,586
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$290,0002,897
Trading account gains and fees$0180
Additional Noninterest Income$2,068,0001,242
Total noninterest expense$7,280,0001,951
Salaries and employee benefits$3,914,0001,959
Premises and equipment expense$646,0002,583
Additional noninterest expense$2,720,0001,740
Pre-tax net operating income$10,253,000596
Securities gains (losses)$-151,0006,756
Applicable income taxes$3,580,000487
Income before extraordinary items$6,522,000739
Extraordinary gains, net$025
Net income$6,522,000739
Minority interest net income$084
Net income of bank and minority interests.$6,522,000741
Net charge-offs$917,0001,065
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,620,150708
2013-06-30 (YTD Data)Rank
Total interest income$11,831,0001,071
Total interest expense$1,781,0001,012
Net interest income$10,050,0001,084
Provision for loan and lease losses$61,0003,378
Total noninterest income$1,874,0001,416
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$186,0002,943
Trading account gains and fees$0157
Additional Noninterest Income$1,688,0001,099
Total noninterest expense$4,771,0001,988
Salaries and employee benefits$2,484,0002,062
Premises and equipment expense$416,0002,656
Additional noninterest expense$1,871,0001,696
Pre-tax net operating income$7,092,000568
Securities gains (losses)$-59,0006,809
Applicable income taxes$2,447,000471
Income before extraordinary items$4,586,000696
Extraordinary gains, net$022
Net income$4,586,000698
Minority interest net income$082
Net income of bank and minority interests.$4,586,000698
Net charge-offs$502,0001,251
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,624,350663
2013-03-31 (YTD Data)Rank
Total interest income$5,832,0001,097
Total interest expense$924,0001,013
Net interest income$4,908,0001,114
Provision for loan and lease losses$04,409
Total noninterest income$425,0002,471
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$86,0003,095
Trading account gains and fees$0148
Additional Noninterest Income$339,0002,062
Total noninterest expense$2,383,0002,006
Salaries and employee benefits$1,123,0002,278
Premises and equipment expense$212,0002,648
Additional noninterest expense$1,048,0001,553
Pre-tax net operating income$2,950,000648
Securities gains (losses)$10,0001,481
Applicable income taxes$1,030,000534
Income before extraordinary items$1,930,000800
Extraordinary gains, net$010
Net income$1,930,000801
Minority interest net income$076
Net income of bank and minority interests.$1,930,000802
Net charge-offs$283,0001,098
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,923,500766
2012-12-31 (YTD Data)Rank
Total interest income$24,058,0001,114
Total interest expense$5,132,000879
Net interest income$18,926,0001,166
Provision for loan and lease losses$902,0001,883
Total noninterest income$869,0003,509
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$368,0003,102
Trading account gains and fees$0166
Additional Noninterest Income$501,0003,345
Total noninterest expense$9,844,0001,947
Salaries and employee benefits$4,761,0002,095
Premises and equipment expense$875,0002,550
Additional noninterest expense$4,208,0001,612
Pre-tax net operating income$9,049,000804
Securities gains (losses)$-82,0006,883
Applicable income taxes$2,916,000626
Income before extraordinary items$6,051,000998
Extraordinary gains, net$029
Net income$6,051,000998
Minority interest net income$093
Net income of bank and minority interests.$6,051,000998
Net charge-offs$2,197,0001,085
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$650,000272
Net operating income$6,105,940925
2012-09-30 (YTD Data)Rank
Total interest income$18,111,0001,132
Total interest expense$4,075,000868
Net interest income$14,036,0001,191
Provision for loan and lease losses$499,0002,284
Total noninterest income$741,0003,308
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$273,0003,161
Trading account gains and fees$0157
Additional Noninterest Income$468,0003,050
Total noninterest expense$6,736,0002,136
Salaries and employee benefits$3,360,0002,213
Premises and equipment expense$627,0002,678
Additional noninterest expense$2,749,0001,802
Pre-tax net operating income$7,542,000744
Securities gains (losses)$-95,0007,011
Applicable income taxes$2,539,000581
Income before extraordinary items$4,908,000938
Extraordinary gains, net$020
Net income$4,908,000938
Minority interest net income$086
Net income of bank and minority interests.$4,908,000938
Net charge-offs$1,484,0001,120
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$400,000262
Net operating income$4,970,700863
2012-06-30 (YTD Data)Rank
Total interest income$11,960,0001,143
Total interest expense$2,846,000863
Net interest income$9,114,0001,227
Provision for loan and lease losses$499,0001,833
Total noninterest income$813,0002,466
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$171,0003,260
Trading account gains and fees$0153
Additional Noninterest Income$642,0002,024
Total noninterest expense$4,290,0002,231
Salaries and employee benefits$2,005,0002,446
Premises and equipment expense$391,0002,824
Additional noninterest expense$1,894,0001,752
Pre-tax net operating income$5,138,000724
Securities gains (losses)$-99,0007,099
Applicable income taxes$1,690,000586
Income before extraordinary items$3,349,000909
Extraordinary gains, net$019
Net income$3,349,000908
Minority interest net income$084
Net income of bank and minority interests.$3,349,000909
Net charge-offs$1,201,000997
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$200,000271
Net operating income$3,414,340826
2012-03-31 (YTD Data)Rank
Total interest income$5,989,0001,146
Total interest expense$1,482,000858
Net interest income$4,507,0001,237
Provision for loan and lease losses$121,0002,646
Total noninterest income$639,0001,826
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$79,0003,405
Trading account gains and fees$0148
Additional Noninterest Income$560,0001,396
Total noninterest expense$2,194,0002,173
Salaries and employee benefits$985,0002,509
Premises and equipment expense$180,0003,032
Additional noninterest expense$1,029,0001,609
Pre-tax net operating income$2,831,000652
Securities gains (losses)$-63,0007,181
Applicable income taxes$957,000526
Income before extraordinary items$1,811,000831
Extraordinary gains, net$019
Net income$1,811,000830
Minority interest net income$078
Net income of bank and minority interests.$1,811,000832
Net charge-offs$1,007,000666
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$100,000222
Net operating income$1,851,950760
2011-12-31 (YTD Data)Rank
Total interest income$24,411,0001,166
Total interest expense$7,506,000790
Net interest income$16,905,0001,309
Provision for loan and lease losses$1,466,0001,924
Total noninterest income$-2,985,0007,316
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$414,0002,961
Trading account gains and fees$0146
Additional Noninterest Income$-3,399,0007,311
Total noninterest expense$9,474,0002,016
Salaries and employee benefits$3,944,0002,437
Premises and equipment expense$818,0002,863
Additional noninterest expense$4,712,0001,458
Pre-tax net operating income$2,980,0001,844
Securities gains (losses)$-53,0007,025
Applicable income taxes$850,0001,499
Income before extraordinary items$2,077,0002,193
Extraordinary gains, net$029
Net income$2,077,0002,194
Minority interest net income$096
Net income of bank and minority interests.$2,077,0002,194
Net charge-offs$2,650,0001,305
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$870,000344
Net operating income$2,114,6302,073
2011-09-30 (YTD Data)Rank
Total interest income$18,448,0001,173
Total interest expense$5,854,000792
Net interest income$12,594,0001,330
Provision for loan and lease losses$616,0002,606
Total noninterest income$-870,0007,348
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$320,0002,900
Trading account gains and fees$0145
Additional Noninterest Income$-1,190,0007,338
Total noninterest expense$7,256,0001,978
Salaries and employee benefits$2,977,0002,419
Premises and equipment expense$621,0002,856
Additional noninterest expense$3,658,0001,415
Pre-tax net operating income$3,852,0001,198
Securities gains (losses)$-39,0007,129
Applicable income taxes$1,290,000892
Income before extraordinary items$2,523,0001,508
Extraordinary gains, net$021
Net income$2,523,0001,508
Minority interest net income$087
Net income of bank and minority interests.$2,523,0001,508
Net charge-offs$646,0002,382
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$620,000321
Net operating income$2,548,7401,412
2011-06-30 (YTD Data)Rank
Total interest income$12,369,0001,175
Total interest expense$4,027,000797
Net interest income$8,342,0001,331
Provision for loan and lease losses$1,466,0001,160
Total noninterest income$-665,0007,426
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$209,0002,922
Trading account gains and fees$0153
Additional Noninterest Income$-874,0007,424
Total noninterest expense$5,390,0001,808
Salaries and employee benefits$1,944,0002,480
Premises and equipment expense$661,0001,909
Additional noninterest expense$2,785,0001,268
Pre-tax net operating income$821,0002,891
Securities gains (losses)$-38,0007,199
Applicable income taxes$195,0002,254
Income before extraordinary items$588,0003,223
Extraordinary gains, net$015
Net income$588,0003,224
Minority interest net income$089
Net income of bank and minority interests.$588,0003,224
Net charge-offs$873,0001,589
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$370,000252
Net operating income$616,5003,058
2011-03-31 (YTD Data)Rank
Total interest income$6,175,0001,186
Total interest expense$2,047,000819
Net interest income$4,128,0001,351
Provision for loan and lease losses$1,312,000710
Total noninterest income$-49,0007,388
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$101,0002,954
Trading account gains and fees$0158
Additional Noninterest Income$-150,0007,406
Total noninterest expense$2,820,0001,748
Salaries and employee benefits$994,0002,449
Premises and equipment expense$217,0002,797
Additional noninterest expense$1,609,0001,107
Pre-tax net operating income$-53,0006,560
Securities gains (losses)$-33,0007,297
Applicable income taxes$-227,0007,390
Income before extraordinary items$141,0004,552
Extraordinary gains, net$09
Net income$141,0004,551
Minority interest net income$086
Net income of bank and minority interests.$141,0004,552
Net charge-offs$315,0001,702
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$20,000548
Net operating income$162,1204,272
2010-12-31 (YTD Data)Rank
Total interest income$26,959,0001,150
Total interest expense$9,641,000854
Net interest income$17,318,0001,295
Provision for loan and lease losses$4,868,0001,169
Total noninterest income$-52,0007,349
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$508,0002,615
Trading account gains and fees$0175
Additional Noninterest Income$-560,0007,416
Total noninterest expense$11,094,0001,774
Salaries and employee benefits$3,734,0002,571
Premises and equipment expense$800,0002,992
Additional noninterest expense$6,560,0001,131
Pre-tax net operating income$1,304,0002,947
Securities gains (losses)$-736,0007,477
Applicable income taxes$-124,0006,868
Income before extraordinary items$692,0003,870
Extraordinary gains, net$029
Net income$692,0003,870
Minority interest net income$0111
Net income of bank and minority interests.$692,0003,872
Net charge-offs$6,576,000826
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,687,000298
Net operating income$1,428,0002,495
2010-09-30 (YTD Data)Rank
Total interest income$20,463,0001,153
Total interest expense$7,411,000867
Net interest income$13,052,0001,300
Provision for loan and lease losses$1,892,0001,728
Total noninterest income$1,166,0002,474
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$390,0002,636
Trading account gains and fees$0165
Additional Noninterest Income$776,0002,107
Total noninterest expense$8,528,0001,738
Salaries and employee benefits$2,757,0002,621
Premises and equipment expense$604,0003,016
Additional noninterest expense$5,167,0001,034
Pre-tax net operating income$3,798,0001,072
Securities gains (losses)$-692,0007,620
Applicable income taxes$937,0001,051
Income before extraordinary items$2,169,0001,540
Extraordinary gains, net$023
Net income$2,169,0001,543
Minority interest net income$0110
Net income of bank and minority interests.$2,169,0001,543
Net charge-offs$2,845,0001,191
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,075,000276
Net operating income$2,653,4001,209
2010-06-30 (YTD Data)Rank
Total interest income$14,196,0001,115
Total interest expense$5,100,000873
Net interest income$9,096,0001,254
Provision for loan and lease losses$1,218,0001,730
Total noninterest income$1,060,0001,968
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$272,0002,552
Trading account gains and fees$0152
Additional Noninterest Income$788,0001,534
Total noninterest expense$5,139,0001,913
Salaries and employee benefits$1,867,0002,591
Premises and equipment expense$417,0002,961
Additional noninterest expense$2,855,0001,247
Pre-tax net operating income$3,799,000729
Securities gains (losses)$-664,0007,711
Applicable income taxes$1,420,000526
Income before extraordinary items$1,715,0001,290
Extraordinary gains, net$019
Net income$1,715,0001,291
Minority interest net income$0105
Net income of bank and minority interests.$1,715,0001,291
Net charge-offs$1,345,0001,466
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,139,9601,004
2010-03-31 (YTD Data)Rank
Total interest income$7,426,0001,080
Total interest expense$2,564,000914
Net interest income$4,862,0001,167
Provision for loan and lease losses$590,0001,667
Total noninterest income$722,0001,563
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$139,0002,481
Trading account gains and fees$0175
Additional Noninterest Income$583,0001,153
Total noninterest expense$2,908,0001,718
Salaries and employee benefits$945,0002,600
Premises and equipment expense$231,0002,764
Additional noninterest expense$1,732,0001,010
Pre-tax net operating income$2,086,000656
Securities gains (losses)$-598,0007,845
Applicable income taxes$622,000584
Income before extraordinary items$866,0001,262
Extraordinary gains, net$016
Net income$866,0001,265
Minority interest net income$091
Net income of bank and minority interests.$866,0001,264
Net charge-offs$199,0002,449
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,248,720849
2009-12-31 (YTD Data)Rank
Total interest income$28,744,0001,200
Total interest expense$12,936,000915
Net interest income$15,808,0001,405
Provision for loan and lease losses$17,593,000536
Total noninterest income$-1,071,0007,927
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$578,0002,603
Trading account gains and fees$0211
Additional Noninterest Income$-1,649,0007,934
Total noninterest expense$7,898,0002,494
Salaries and employee benefits$3,592,0002,719
Premises and equipment expense$868,0002,916
Additional noninterest expense$3,438,0002,086
Pre-tax net operating income$-10,754,0007,517
Securities gains (losses)$-6,568,0007,915
Applicable income taxes$-5,875,0007,792
Income before extraordinary items$-11,447,0007,601
Extraordinary gains, net$034
Net income$-11,447,0007,600
Minority interest net income$0115
Net income of bank and minority interests.$-11,447,0007,600
Net charge-offs$13,865,000527
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-7,112,1207,450
2009-09-30 (YTD Data)Rank
Total interest income$21,896,0001,198
Total interest expense$10,047,000927
Net interest income$11,849,0001,409
Provision for loan and lease losses$4,059,0001,215
Total noninterest income$-633,0008,023
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$427,0002,633
Trading account gains and fees$0212
Additional Noninterest Income$-1,060,0008,021
Total noninterest expense$5,866,0002,519
Salaries and employee benefits$2,637,0002,794
Premises and equipment expense$668,0002,887
Additional noninterest expense$2,561,0002,062
Pre-tax net operating income$1,291,0002,319
Securities gains (losses)$-5,434,0008,010
Applicable income taxes$-913,0007,531
Income before extraordinary items$-3,230,0007,408
Extraordinary gains, net$027
Net income$-3,230,0007,408
Minority interest net income$0118
Net income of bank and minority interests.$-3,230,0007,408
Net charge-offs$3,508,0001,071
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,008,5202,419
2009-06-30 (YTD Data)Rank
Total interest income$14,593,0001,224
Total interest expense$6,975,000941
Net interest income$7,618,0001,467
Provision for loan and lease losses$1,809,0001,492
Total noninterest income$-694,0008,118
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$273,0002,694
Trading account gains and fees$0193
Additional Noninterest Income$-967,0008,123
Total noninterest expense$3,949,0002,528
Salaries and employee benefits$1,776,0002,809
Premises and equipment expense$480,0002,745
Additional noninterest expense$1,693,0002,087
Pre-tax net operating income$1,166,0001,869
Securities gains (losses)$-2,421,0008,072
Applicable income taxes$300,0001,527
Income before extraordinary items$-1,555,0007,347
Extraordinary gains, net$021
Net income$-1,555,0007,346
Minority interest net income$0112
Net income of bank and minority interests.$-1,555,0007,345
Net charge-offs$1,344,0001,419
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$866,0002,038
2009-03-31 (YTD Data)Rank
Total interest income$7,212,0001,262
Total interest expense$3,509,000978
Net interest income$3,703,0001,503
Provision for loan and lease losses$1,233,0001,032
Total noninterest income$-112,0008,160
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$126,0002,791
Trading account gains and fees$0171
Additional Noninterest Income$-238,0008,165
Total noninterest expense$2,017,0002,410
Salaries and employee benefits$858,0002,927
Premises and equipment expense$254,0002,647
Additional noninterest expense$905,0001,781
Pre-tax net operating income$341,0003,127
Securities gains (losses)$13,0001,839
Applicable income taxes$194,0001,493
Income before extraordinary items$160,0004,232
Extraordinary gains, net$015
Net income$160,0004,235
Minority interest net income$0102
Net income of bank and minority interests.$160,0004,235
Net charge-offs$790,0001,085
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$151,6804,177
2008-12-31 (YTD Data)Rank
Total interest income$31,452,0001,218
Total interest expense$13,971,0001,157
Net interest income$17,481,0001,268
Provision for loan and lease losses$12,876,000499
Total noninterest income$1,831,0002,280
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$650,0002,488
Trading account gains and fees$0154
Additional Noninterest Income$1,181,0001,901
Total noninterest expense$6,535,0002,848
Salaries and employee benefits$3,928,0002,553
Premises and equipment expense$887,0002,908
Additional noninterest expense$1,720,0003,261
Pre-tax net operating income$-99,0006,450
Securities gains (losses)$-766,0007,653
Applicable income taxes$-647,0007,580
Income before extraordinary items$-218,0006,500
Extraordinary gains, net$039
Net income$-218,0006,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,098,000335
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$272,2405,373
2008-09-30 (YTD Data)Rank
Total interest income$23,398,0001,250
Total interest expense$10,445,0001,210
Net interest income$12,953,0001,304
Provision for loan and lease losses$6,378,000553
Total noninterest income$2,001,0001,771
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$498,0002,473
Trading account gains and fees$0148
Additional Noninterest Income$1,503,0001,364
Total noninterest expense$4,940,0002,802
Salaries and employee benefits$3,011,0002,536
Premises and equipment expense$677,0002,896
Additional noninterest expense$1,252,0003,262
Pre-tax net operating income$3,636,0001,354
Securities gains (losses)$-68,0007,500
Applicable income taxes$941,0001,210
Income before extraordinary items$2,627,0001,408
Extraordinary gains, net$031
Net income$2,627,0001,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,063,000809
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,677,3201,453
2008-06-30 (YTD Data)Rank
Total interest income$15,867,0001,251
Total interest expense$6,957,0001,255
Net interest income$8,910,0001,253
Provision for loan and lease losses$3,402,000556
Total noninterest income$1,378,0001,753
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$317,0002,525
Trading account gains and fees$0149
Additional Noninterest Income$1,061,0001,335
Total noninterest expense$3,337,0002,790
Salaries and employee benefits$2,091,0002,463
Premises and equipment expense$445,0002,934
Additional noninterest expense$801,0003,355
Pre-tax net operating income$3,549,0001,004
Securities gains (losses)$-79,0008,250
Applicable income taxes$949,000985
Income before extraordinary items$2,521,0001,096
Extraordinary gains, net$021
Net income$2,521,0001,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,314
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,578,6701,057
2008-03-31 (YTD Data)Rank
Total interest income$7,974,0001,280
Total interest expense$3,551,0001,314
Net interest income$4,423,0001,256
Provision for loan and lease losses$1,062,000603
Total noninterest income$681,0001,788
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$143,0002,721
Trading account gains and fees$0158
Additional Noninterest Income$538,0001,336
Total noninterest expense$1,611,0002,868
Salaries and employee benefits$975,0002,644
Premises and equipment expense$238,0002,764
Additional noninterest expense$398,0003,325
Pre-tax net operating income$2,431,000783
Securities gains (losses)$12,0001,897
Applicable income taxes$735,000733
Income before extraordinary items$1,708,000874
Extraordinary gains, net$015
Net income$1,708,000876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0001,434
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,699,600840
2007-12-31 (YTD Data)Rank
Total interest income$29,926,0001,440
Total interest expense$13,651,0001,471
Net interest income$16,275,0001,375
Provision for loan and lease losses$3,501,000567
Total noninterest income$3,182,0001,567
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$370,0003,675
Trading account gains and fees$0178
Additional Noninterest Income$2,812,0001,065
Total noninterest expense$6,837,0002,650
Salaries and employee benefits$4,489,0002,243
Premises and equipment expense$921,0002,751
Additional noninterest expense$1,427,0003,563
Pre-tax net operating income$9,119,000932
Securities gains (losses)$23,0001,062
Applicable income taxes$3,065,000798
Income before extraordinary items$6,077,0001,069
Extraordinary gains, net$039
Net income$6,077,0001,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,205,000570
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,061,8201,055
2007-09-30 (YTD Data)Rank
Total interest income$21,814,0001,486
Total interest expense$10,027,0001,507
Net interest income$11,787,0001,430
Provision for loan and lease losses$2,213,000477
Total noninterest income$2,383,0001,582
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$231,0004,024
Trading account gains and fees$0184
Additional Noninterest Income$2,152,0001,044
Total noninterest expense$5,082,0002,651
Salaries and employee benefits$3,351,0002,248
Premises and equipment expense$724,0002,641
Additional noninterest expense$1,007,0003,678
Pre-tax net operating income$6,875,0001,002
Securities gains (losses)$12,000960
Applicable income taxes$2,348,000841
Income before extraordinary items$4,539,0001,146
Extraordinary gains, net$033
Net income$4,539,0001,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,031
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,531,0801,130
2007-06-30 (YTD Data)Rank
Total interest income$14,236,0001,536
Total interest expense$6,568,0001,526
Net interest income$7,668,0001,494
Provision for loan and lease losses$1,253,000487
Total noninterest income$1,563,0001,623
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$150,0004,083
Trading account gains and fees$0168
Additional Noninterest Income$1,413,0001,095
Total noninterest expense$3,283,0002,746
Salaries and employee benefits$2,110,0002,412
Premises and equipment expense$503,0002,579
Additional noninterest expense$670,0003,681
Pre-tax net operating income$4,695,0001,021
Securities gains (losses)$01,444
Applicable income taxes$1,713,000820
Income before extraordinary items$2,982,0001,200
Extraordinary gains, net$029
Net income$2,982,0001,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,248
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,982,0001,182
2007-03-31 (YTD Data)Rank
Total interest income$6,969,0001,557
Total interest expense$3,285,0001,514
Net interest income$3,684,0001,573
Provision for loan and lease losses$356,000692
Total noninterest income$703,0001,730
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$71,0004,138
Trading account gains and fees$0195
Additional Noninterest Income$632,0001,148
Total noninterest expense$1,677,0002,709
Salaries and employee benefits$1,073,0002,391
Premises and equipment expense$273,0002,387
Additional noninterest expense$331,0003,674
Pre-tax net operating income$2,354,0001,000
Securities gains (losses)$01,187
Applicable income taxes$821,000838
Income before extraordinary items$1,533,0001,148
Extraordinary gains, net$022
Net income$1,533,0001,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,364
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,533,0001,128
2006-12-31 (YTD Data)Rank
Total interest income$24,745,0001,636
Total interest expense$10,702,0001,580
Net interest income$14,043,0001,633
Provision for loan and lease losses$1,651,000661
Total noninterest income$2,524,0001,868
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$311,0004,056
Trading account gains and fees$0130
Additional Noninterest Income$2,213,0001,267
Total noninterest expense$6,280,0002,768
Salaries and employee benefits$4,205,0002,342
Premises and equipment expense$921,0002,668
Additional noninterest expense$1,154,0004,061
Pre-tax net operating income$8,636,0001,144
Securities gains (losses)$01,687
Applicable income taxes$2,993,000945
Income before extraordinary items$5,643,0001,281
Extraordinary gains, net$051
Net income$5,643,0001,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$998,000686
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,643,0001,269
2006-09-30 (YTD Data)Rank
Total interest income$17,987,0001,668
Total interest expense$7,620,0001,614
Net interest income$10,367,0001,667
Provision for loan and lease losses$1,066,000716
Total noninterest income$1,677,0002,058
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$235,0004,053
Trading account gains and fees$0126
Additional Noninterest Income$1,442,0001,394
Total noninterest expense$4,616,0002,806
Salaries and employee benefits$3,044,0002,410
Premises and equipment expense$690,0002,681
Additional noninterest expense$882,0003,976
Pre-tax net operating income$6,362,0001,205
Securities gains (losses)$01,388
Applicable income taxes$2,466,000914
Income before extraordinary items$3,896,0001,439
Extraordinary gains, net$045
Net income$3,896,0001,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,000842
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,896,0001,425
2006-06-30 (YTD Data)Rank
Total interest income$11,446,0001,710
Total interest expense$4,774,0001,634
Net interest income$6,672,0001,739
Provision for loan and lease losses$764,000661
Total noninterest income$1,076,0002,111
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$155,0004,077
Trading account gains and fees$0126
Additional Noninterest Income$921,0001,442
Total noninterest expense$2,920,0002,944
Salaries and employee benefits$1,930,0002,517
Premises and equipment expense$467,0002,628
Additional noninterest expense$523,0004,329
Pre-tax net operating income$4,064,0001,250
Securities gains (losses)$01,185
Applicable income taxes$1,592,000938
Income before extraordinary items$2,472,0001,497
Extraordinary gains, net$039
Net income$2,472,0001,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$389,000690
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,472,0001,476
2006-03-31 (YTD Data)Rank
Total interest income$5,524,0001,725
Total interest expense$2,270,0001,624
Net interest income$3,254,0001,774
Provision for loan and lease losses$521,000465
Total noninterest income$474,0002,266
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$73,0004,136
Trading account gains and fees$0115
Additional Noninterest Income$401,0001,576
Total noninterest expense$1,389,0003,084
Salaries and employee benefits$881,0002,734
Premises and equipment expense$232,0002,649
Additional noninterest expense$276,0004,166
Pre-tax net operating income$1,818,0001,351
Securities gains (losses)$0955
Applicable income taxes$693,0001,063
Income before extraordinary items$1,125,0001,604
Extraordinary gains, net$021
Net income$1,125,0001,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,000418
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,125,0001,583
2005-12-31 (YTD Data)Rank
Total interest income$17,756,0001,894
Total interest expense$6,438,0001,763
Net interest income$11,318,0001,967
Provision for loan and lease losses$1,798,000593
Total noninterest income$1,322,0002,923
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$353,0003,823
Trading account gains and fees$0138
Additional Noninterest Income$969,0002,260
Total noninterest expense$4,554,0003,495
Salaries and employee benefits$2,849,0003,115
Premises and equipment expense$816,0002,848
Additional noninterest expense$889,0004,822
Pre-tax net operating income$6,288,0001,523
Securities gains (losses)$02,296
Applicable income taxes$2,209,0001,250
Income before extraordinary items$4,079,0001,719
Extraordinary gains, net$046
Net income$4,079,0001,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$986,000684
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,000925
Net operating income$4,079,0001,689
2005-09-30 (YTD Data)Rank
Total interest income$12,550,0001,949
Total interest expense$4,393,0001,819
Net interest income$8,157,0002,023
Provision for loan and lease losses$958,000790
Total noninterest income$946,0003,024
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$269,0003,803
Trading account gains and fees$0126
Additional Noninterest Income$677,0002,367
Total noninterest expense$3,348,0003,522
Salaries and employee benefits$2,062,0003,192
Premises and equipment expense$630,0002,755
Additional noninterest expense$656,0004,823
Pre-tax net operating income$4,797,0001,492
Securities gains (losses)$02,317
Applicable income taxes$1,877,0001,132
Income before extraordinary items$2,920,0001,789
Extraordinary gains, net$035
Net income$2,920,0001,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,186
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$1,000763
Net operating income$2,920,0001,759
2005-06-30 (YTD Data)Rank
Total interest income$7,821,0002,017
Total interest expense$2,574,0001,941
Net interest income$5,247,0002,075
Provision for loan and lease losses$457,0001,055
Total noninterest income$569,0003,226
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$166,0003,910
Trading account gains and fees$0116
Additional Noninterest Income$403,0002,526
Total noninterest expense$2,115,0003,659
Salaries and employee benefits$1,334,0003,251
Premises and equipment expense$375,0003,019
Additional noninterest expense$406,0005,039
Pre-tax net operating income$3,244,0001,445
Securities gains (losses)$02,146
Applicable income taxes$1,282,0001,088
Income before extraordinary items$1,962,0001,742
Extraordinary gains, net$030
Net income$1,962,0001,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0001,404
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,000639
Net operating income$1,962,0001,714
2005-03-31 (YTD Data)Rank
Total interest income$3,700,0002,091
Total interest expense$1,178,0002,001
Net interest income$2,522,0002,142
Provision for loan and lease losses$90,0002,180
Total noninterest income$247,0003,499
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$77,0004,013
Trading account gains and fees$0115
Additional Noninterest Income$170,0002,758
Total noninterest expense$1,076,0003,633
Salaries and employee benefits$660,0003,280
Premises and equipment expense$207,0002,792
Additional noninterest expense$209,0004,926
Pre-tax net operating income$1,603,0001,423
Securities gains (losses)$01,685
Applicable income taxes$646,0001,074
Income before extraordinary items$957,0001,763
Extraordinary gains, net$024
Net income$957,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,262
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$957,0001,729
2004-12-31 (YTD Data)Rank
Total interest income$13,521,0002,119
Total interest expense$3,682,0002,195
Net interest income$9,839,0002,063
Provision for loan and lease losses$1,004,0001,032
Total noninterest income$843,0003,922
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$339,0004,020
Trading account gains and fees$0138
Additional Noninterest Income$504,0003,291
Total noninterest expense$3,658,0004,018
Salaries and employee benefits$2,270,0003,613
Premises and equipment expense$703,0003,119
Additional noninterest expense$685,0005,589
Pre-tax net operating income$6,020,0001,430
Securities gains (losses)$-317,0008,845
Applicable income taxes$2,170,0001,184
Income before extraordinary items$3,533,0001,796
Extraordinary gains, net$034
Net income$3,533,0001,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,483
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,735,8801,672
2004-09-30 (YTD Data)Rank
Total interest income$9,872,0002,163
Total interest expense$2,592,0002,275
Net interest income$7,280,0002,080
Provision for loan and lease losses$686,0001,108
Total noninterest income$605,0004,053
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$261,0003,987
Trading account gains and fees$0134
Additional Noninterest Income$344,0003,466
Total noninterest expense$2,739,0003,994
Salaries and employee benefits$1,688,0003,615
Premises and equipment expense$536,0003,076
Additional noninterest expense$515,0005,552
Pre-tax net operating income$4,460,0001,459
Securities gains (losses)$03,710
Applicable income taxes$1,714,0001,148
Income before extraordinary items$2,746,0001,760
Extraordinary gains, net$026
Net income$2,746,0001,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$320,0001,382
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,746,0001,709
2004-06-30 (YTD Data)Rank
Total interest income$6,423,0002,178
Total interest expense$1,651,0002,349
Net interest income$4,772,0002,102
Provision for loan and lease losses$456,0001,091
Total noninterest income$366,0004,324
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$167,0004,079
Trading account gains and fees$0130
Additional Noninterest Income$199,0003,743
Total noninterest expense$1,743,0004,174
Salaries and employee benefits$1,080,0003,750
Premises and equipment expense$327,0003,315
Additional noninterest expense$336,0005,628
Pre-tax net operating income$2,939,0001,448
Securities gains (losses)$03,413
Applicable income taxes$1,150,0001,150
Income before extraordinary items$1,789,0001,780
Extraordinary gains, net$021
Net income$1,789,0001,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0001,260
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,789,0001,720
2004-03-31 (YTD Data)Rank
Total interest income$3,191,0002,193
Total interest expense$808,0002,420
Net interest income$2,383,0002,113
Provision for loan and lease losses$233,0001,019
Total noninterest income$186,0004,225
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$75,0004,266
Trading account gains and fees$0121
Additional Noninterest Income$111,0003,491
Total noninterest expense$857,0004,257
Salaries and employee benefits$525,0003,847
Premises and equipment expense$176,0003,144
Additional noninterest expense$156,0005,881
Pre-tax net operating income$1,479,0001,401
Securities gains (losses)$02,934
Applicable income taxes$594,0001,133
Income before extraordinary items$885,0001,767
Extraordinary gains, net$016
Net income$885,0001,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,000995
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$885,0001,686
2003-12-31 (YTD Data)Rank
Total interest income$11,622,0002,453
Total interest expense$2,977,0002,891
Net interest income$8,645,0002,242
Provision for loan and lease losses$1,291,000913
Total noninterest income$804,0004,216
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$302,0004,281
Trading account gains and fees$0160
Additional Noninterest Income$502,0003,580
Total noninterest expense$2,932,0004,675
Salaries and employee benefits$1,727,0004,389
Premises and equipment expense$587,0003,589
Additional noninterest expense$618,0005,891
Pre-tax net operating income$5,226,0001,560
Securities gains (losses)$-1,886,0009,154
Applicable income taxes$1,108,0002,045
Income before extraordinary items$2,232,0002,629
Extraordinary gains, net$054
Net income$2,232,0002,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,152,000826
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$510,000485
Net operating income$3,495,6201,695
2003-09-30 (YTD Data)Rank
Total interest income$8,591,0002,522
Total interest expense$2,240,0002,964
Net interest income$6,351,0002,297
Provision for loan and lease losses$915,000961
Total noninterest income$626,0004,187
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$225,0004,320
Trading account gains and fees$0153
Additional Noninterest Income$401,0003,523
Total noninterest expense$2,122,0004,783
Salaries and employee benefits$1,221,0004,561
Premises and equipment expense$448,0003,535
Additional noninterest expense$453,0005,958
Pre-tax net operating income$3,940,0001,600
Securities gains (losses)$-1,762,0009,214
Applicable income taxes$733,0002,329
Income before extraordinary items$1,445,0003,046
Extraordinary gains, net$040
Net income$1,445,0003,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$842,000784
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$510,000363
Net operating income$2,607,9201,754
2003-06-30 (YTD Data)Rank
Total interest income$5,642,0002,588
Total interest expense$1,535,0002,981
Net interest income$4,107,0002,365
Provision for loan and lease losses$558,0001,050
Total noninterest income$425,0004,103
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$150,0004,294
Trading account gains and fees$0150
Additional Noninterest Income$275,0003,456
Total noninterest expense$1,387,0004,846
Salaries and employee benefits$837,0004,466
Premises and equipment expense$258,0003,953
Additional noninterest expense$292,0006,071
Pre-tax net operating income$2,587,0001,622
Securities gains (losses)$-1,259,0009,251
Applicable income taxes$418,0002,611
Income before extraordinary items$910,0003,183
Extraordinary gains, net$030
Net income$910,0003,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$582,000770
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$510,000259
Net operating income$1,778,7101,691
2003-03-31 (YTD Data)Rank
Total interest income$2,778,0002,646
Total interest expense$789,0002,975
Net interest income$1,989,0002,446
Provision for loan and lease losses$309,000894
Total noninterest income$174,0004,508
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$70,0004,383
Trading account gains and fees$0134
Additional Noninterest Income$104,0003,853
Total noninterest expense$704,0004,770
Salaries and employee benefits$422,0004,452
Premises and equipment expense$141,0003,672
Additional noninterest expense$141,0006,147
Pre-tax net operating income$1,150,0001,815
Securities gains (losses)$-683,0009,301
Applicable income taxes$102,0003,894
Income before extraordinary items$365,0003,692
Extraordinary gains, net$021
Net income$365,0003,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,000638
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$897,7401,658
2002-12-31 (YTD Data)Rank
Total interest income$10,261,0002,952
Total interest expense$3,206,0003,341
Net interest income$7,055,0002,710
Provision for loan and lease losses$1,948,000758
Total noninterest income$525,0005,085
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$276,0004,436
Trading account gains and fees$0153
Additional Noninterest Income$249,0004,622
Total noninterest expense$2,747,0004,753
Salaries and employee benefits$1,572,0004,511
Premises and equipment expense$522,0003,811
Additional noninterest expense$653,0005,642
Pre-tax net operating income$2,885,0002,583
Securities gains (losses)$-384,0009,239
Applicable income taxes$843,0002,507
Income before extraordinary items$1,658,0003,245
Extraordinary gains, net$070
Net income$1,658,0003,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,369,000725
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$412,000496
Net operating income$1,911,4402,820
2001-12-31 (YTD Data)Rank
Total interest income$8,643,0003,765
Total interest expense$3,621,0004,101
Net interest income$5,022,0003,414
Provision for loan and lease losses$1,662,000824
Total noninterest income$573,0004,707
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$265,0004,489
Trading account gains and fees$0177
Additional Noninterest Income$308,0004,064
Total noninterest expense$2,051,0005,637
Salaries and employee benefits$1,148,0005,489
Premises and equipment expense$344,0005,086
Additional noninterest expense$559,0006,106
Pre-tax net operating income$1,882,0003,319
Securities gains (losses)$-36,0009,417
Applicable income taxes$731,0002,592
Income before extraordinary items$1,115,0003,995
Extraordinary gains, net$0105
Net income$1,115,0003,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,036,000917
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$962,000425
Net operating income$1,138,0403,807
2000-12-31 (YTD Data)Rank
Total interest income$6,399,0004,881
Total interest expense$3,157,0004,731
Net interest income$3,242,0004,875
Provision for loan and lease losses$601,0001,602
Total noninterest income$378,0005,689
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$190,0005,229
Trading account gains and feesNANA
Additional Noninterest Income$188,0004,929
Total noninterest expense$1,742,0006,171
Salaries and employee benefits$922,0006,235
Premises and equipment expense$322,0005,216
Additional noninterest expense$498,0006,442
Pre-tax net operating income$1,277,0004,553
Securities gains (losses)$01,956
Applicable income taxes$467,0003,637
Income before extraordinary items$810,0005,008
Extraordinary gains, net$038
Net income$810,0005,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,0001,408
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$885,000476
Net operating income$810,0005,006
1999-12-31 (YTD Data)Rank
Total interest income$4,143,0006,236
Total interest expense$1,894,0006,192
Net interest income$2,249,0006,185
Provision for loan and lease losses$430,0001,981
Total noninterest income$286,0006,565
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0006,068
Trading account gains and feesNANA
Additional Noninterest Income$150,0005,606
Total noninterest expense$1,322,0007,239
Salaries and employee benefits$684,0007,328
Premises and equipment expense$317,0005,306
Additional noninterest expense$321,0007,944
Pre-tax net operating income$783,0005,993
Securities gains (losses)$03,155
Applicable income taxes$321,0004,663
Income before extraordinary items$462,0006,623
Extraordinary gains, net$035
Net income$462,0006,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0001,796
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$916,000532
Net operating income$462,0006,608
1998-12-31 (YTD Data)Rank
Total interest income$2,416,0008,191
Total interest expense$1,279,0007,730
Net interest income$1,138,0008,477
Provision for loan and lease losses$166,0003,953
Total noninterest income$178,0007,842
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$91,0007,039
Trading account gains and feesNANA
Additional Noninterest Income$87,0006,959
Total noninterest expense$844,0008,622
Salaries and employee benefits$414,0008,881
Premises and equipment expense$184,0006,975
Additional noninterest expense$246,0008,643
Pre-tax net operating income$305,0008,369
Securities gains (losses)$04,449
Applicable income taxes$90,0007,687
Income before extraordinary items$215,0008,513
Extraordinary gains, net$032
Net income$215,0008,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,101
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$230,000662
Net operating income$215,0008,432
1997-12-31 (YTD Data)Rank
Total interest income$2,213,0008,766
Total interest expense$1,187,0008,154
Net interest income$1,026,0009,121
Provision for loan and lease losses$139,0004,319
Total noninterest income$178,0008,159
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$123,0006,696
Trading account gains and feesNANA
Additional Noninterest Income$55,0008,220
Total noninterest expense$721,0009,328
Salaries and employee benefits$335,0009,695
Premises and equipment expense$117,0008,566
Additional noninterest expense$269,0008,638
Pre-tax net operating income$344,0008,759
Securities gains (losses)$03,944
Applicable income taxes$150,0007,611
Income before extraordinary items$194,0009,210
Extraordinary gains, net$044
Net income$194,0009,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,434
Cash dividends$33,0007,433
Sale, conversion, retirement of capital stock, net$180,000691
Net operating income$194,0009,167
1996-12-31 (YTD Data)Rank
Total interest income$1,721,0009,785
Total interest expense$937,0009,215
Net interest income$784,00010,145
Provision for loan and lease losses$230,0003,114
Total noninterest income$276,0007,245
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$175,0006,012
Trading account gains and feesNANA
Additional Noninterest Income$101,0007,088
Total noninterest expense$617,00010,110
Salaries and employee benefits$314,00010,240
Premises and equipment expense$96,0009,398
Additional noninterest expense$207,0009,861
Pre-tax net operating income$213,0009,709
Securities gains (losses)$1,0003,760
Applicable income taxes$31,00010,021
Income before extraordinary items$183,0009,466
Extraordinary gains, net$053
Net income$183,0009,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,758
Cash dividends$30,0007,843
Sale, conversion, retirement of capital stock, net$0953
Net operating income$182,1409,412
1995-12-31 (YTD Data)Rank
Total interest income$1,318,00010,810
Total interest expense$660,00010,444
Net interest income$658,00010,957
Provision for loan and lease losses$7,0008,542
Total noninterest income$233,0007,951
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0006,219
Trading account gains and feesNANA
Additional Noninterest Income$61,0008,706
Total noninterest expense$493,00011,044
Salaries and employee benefits$250,00011,149
Premises and equipment expense$55,00010,933
Additional noninterest expense$188,00010,575
Pre-tax net operating income$391,0009,126
Securities gains (losses)$03,831
Applicable income taxes$102,0009,142
Income before extraordinary items$289,0009,049
Extraordinary gains, net$065
Net income$289,0009,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,028
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$289,0009,017
1994-12-31 (YTD Data)Rank
Total interest income$1,102,00011,526
Total interest expense$532,00010,949
Net interest income$570,00011,804
Provision for loan and lease losses$24,0007,499
Total noninterest income$157,0009,573
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0007,388
Trading account gains and feesNANA
Additional Noninterest Income$28,00010,920
Total noninterest expense$480,00011,704
Salaries and employee benefits$212,00011,977
Premises and equipment expense$59,00011,335
Additional noninterest expense$209,00011,024
Pre-tax net operating income$223,00010,720
Securities gains (losses)$03,600
Applicable income taxes$77,0009,880
Income before extraordinary items$146,00010,866
Extraordinary gains, net$0249
Net income$146,00010,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,696
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$300,000628
Net operating income$146,00010,921
1993-12-31 (YTD Data)Rank
Total interest income$1,045,00012,191
Total interest expense$580,00011,261
Net interest income$465,00012,650
Provision for loan and lease losses$265,0003,262
Total noninterest income$154,00010,123
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0007,368
Trading account gains and feesNANA
Additional Noninterest Income$15,00012,399
Total noninterest expense$624,00011,521
Salaries and employee benefits$211,00012,528
Premises and equipment expense$26,00012,948
Additional noninterest expense$387,0009,405
Pre-tax net operating income$-270,00012,749
Securities gains (losses)$07,477
Applicable income taxes$-9,00012,780
Income before extraordinary items$-261,00012,801
Extraordinary gains, net$03,149
Net income$-261,00012,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0003,486
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-261,00012,724
1992-12-31 (YTD Data)Rank
Total interest income$1,149,00012,714
Total interest expense$650,00012,067
Net interest income$499,00013,087
Provision for loan and lease losses$25,00010,242
Total noninterest income$142,00010,654
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$131,0007,657
Trading account gains and feesNANA
Additional Noninterest Income$11,00013,290
Total noninterest expense$486,00012,714
Salaries and employee benefits$222,00012,911
Premises and equipment expense$83,00011,388
Additional noninterest expense$181,00012,510
Pre-tax net operating income$130,00011,718
Securities gains (losses)$30,0004,989
Applicable income taxes$45,00011,390
Income before extraordinary items$115,00011,737
Extraordinary gains, net$30,0001,127
Net income$145,00011,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0008,164
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$93,40011,720

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.