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EvaBank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4858%212
Percentage Net Loans Charged-off: Total real estate loans0.0367%471
Percentage Net Loans Charged-off:Construction & development0.0330%166
Percentage Net Loans Charged-off: Commercial real estate-0.0235%4,326
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.1048%148
Percentage Net Loans Charged-off: Home equity loans-1.0040%4,548
All other 1-4 family - Percent of loans charged-off, net0.1365%120
Percentage Net Loans Charged-off: Commercial and industrial34.0018%3
Percentage Net Loans Charged-off: Loans to individuals0.5511%1,121
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.5511%1,000
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6222%143
Percentage Net Loans Charged-off: Total real estate loans0.0256%466
Percentage Net Loans Charged-off:Construction & development0.0429%103
Percentage Net Loans Charged-off: Commercial real estate-0.0256%4,365
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0629%191
Percentage Net Loans Charged-off: Home equity loans-1.3394%4,579
All other 1-4 family - Percent of loans charged-off, net0.1030%141
Percentage Net Loans Charged-off: Commercial and industrial43.4819%6
Percentage Net Loans Charged-off: Loans to individuals0.4990%1,073
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.4990%1,000
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9368%93
Percentage Net Loans Charged-off: Total real estate loans0.0179%415
Percentage Net Loans Charged-off:Construction & development0.0647%61
Percentage Net Loans Charged-off: Commercial real estate-0.0304%4,428
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0519%179
Percentage Net Loans Charged-off: Home equity loans-2.0014%4,607
All other 1-4 family - Percent of loans charged-off, net0.1106%104
Percentage Net Loans Charged-off: Commercial and industrial61.8084%17
Percentage Net Loans Charged-off: Loans to individuals0.8268%685
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.8268%667
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9954%80
Percentage Net Loans Charged-off: Total real estate loans0.0301%251
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0295%4,475
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.1227%85
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.1262%81
Percentage Net Loans Charged-off: Commercial and industrial60.1098%4
Percentage Net Loans Charged-off: Loans to individuals0.1710%1,509
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.1710%1,438
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0433%1,255
Percentage Net Loans Charged-off: Total real estate loans-0.0854%4,538
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.3102%4,648
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0876%207
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0908%205
Percentage Net Loans Charged-off: Commercial and industrial4.6586%40
Percentage Net Loans Charged-off: Loans to individuals0.5851%894
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.5851%823
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0687%811
Percentage Net Loans Charged-off: Total real estate loans-0.0504%4,431
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.1344%4,623
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial4.8835%31
Percentage Net Loans Charged-off: Loans to individuals0.2527%1,392
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.2527%1,320
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1214%510
Percentage Net Loans Charged-off: Total real estate loans-0.0392%4,269
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0731%4,416
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0317%4,103
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0331%4,157
Percentage Net Loans Charged-off: Commercial and industrial6.0560%23
Percentage Net Loans Charged-off: Loans to individuals0.5279%845
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5279%790
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2914%217
Percentage Net Loans Charged-off: Total real estate loans-0.0487%4,409
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0909%4,536
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0407%4,268
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0425%4,295
Percentage Net Loans Charged-off: Commercial and industrial11.9475%9
Percentage Net Loans Charged-off: Loans to individuals1.4177%337
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4177%309
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3834%218
Percentage Net Loans Charged-off: Total real estate loans0.3828%79
Percentage Net Loans Charged-off:Construction & development0.1624%94
Percentage Net Loans Charged-off: Commercial real estate1.1620%49
Percentage Net Loans Charged-off: Multi-family residential0.0656%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0931%4,453
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0973%4,463
Percentage Net Loans Charged-off: Commercial and industrial0.6614%302
Percentage Net Loans Charged-off: Loans to individuals0.2730%1,321
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2730%1,224
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3521%221
Percentage Net Loans Charged-off: Total real estate loans0.3712%86
Percentage Net Loans Charged-off:Construction & development0.2121%78
Percentage Net Loans Charged-off: Commercial real estate1.1542%44
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.1101%4,554
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.1151%4,558
Percentage Net Loans Charged-off: Commercial and industrial-0.1932%4,402
Percentage Net Loans Charged-off: Loans to individuals0.2810%1,172
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2810%1,065
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1158%668
Percentage Net Loans Charged-off: Total real estate loans0.1331%264
Percentage Net Loans Charged-off:Construction & development0.3820%49
Percentage Net Loans Charged-off: Commercial real estate0.4410%118
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.1999%4,701
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.2090%4,709
Percentage Net Loans Charged-off: Commercial and industrial-0.2335%4,517
Percentage Net Loans Charged-off: Loans to individuals-0.0119%3,684
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0119%3,633
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0865%4,588
Percentage Net Loans Charged-off: Total real estate loans-0.0457%4,537
Percentage Net Loans Charged-off:Construction & development0.3492%44
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,327
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.2713%4,768
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.2835%4,767
Percentage Net Loans Charged-off: Commercial and industrial-1.3397%4,756
Percentage Net Loans Charged-off: Loans to individuals-0.1871%4,190
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1871%4,160
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3769%456
Percentage Net Loans Charged-off: Total real estate loans0.3958%160
Percentage Net Loans Charged-off:Construction & development0.4202%101
Percentage Net Loans Charged-off: Commercial real estate1.0591%113
Percentage Net Loans Charged-off: Multi-family residential-0.1838%4,066
Percentage Net Loans Charged-off: 1-4 family residential-0.0056%3,914
Percentage Net Loans Charged-off: Home equity loans0.3587%84
All other 1-4 family - Percent of loans charged-off, net-0.0226%4,317
Percentage Net Loans Charged-off: Commercial and industrial0.4533%736
Percentage Net Loans Charged-off: Loans to individuals0.0654%2,670
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0654%2,556
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4463%353
Percentage Net Loans Charged-off: Total real estate loans0.4942%106
Percentage Net Loans Charged-off:Construction & development0.4980%83
Percentage Net Loans Charged-off: Commercial real estate1.4244%66
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0696%4,646
Percentage Net Loans Charged-off: Home equity loans-0.0236%3,470
All other 1-4 family - Percent of loans charged-off, net-0.0718%4,661
Percentage Net Loans Charged-off: Commercial and industrial0.2881%824
Percentage Net Loans Charged-off: Loans to individuals-0.1720%4,565
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1720%4,526
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0877%1,373
Percentage Net Loans Charged-off: Total real estate loans0.0642%632
Percentage Net Loans Charged-off:Construction & development0.2995%81
Percentage Net Loans Charged-off: Commercial real estate0.0987%362
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0315%4,459
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0330%4,489
Percentage Net Loans Charged-off: Commercial and industrial1.5364%239
Percentage Net Loans Charged-off: Loans to individuals-0.2661%4,654
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2661%4,611
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0243%1,878
Percentage Net Loans Charged-off: Total real estate loans-0.0865%4,840
Percentage Net Loans Charged-off:Construction & development-1.0320%4,618
Percentage Net Loans Charged-off: Commercial real estate0.2024%177
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0377%596
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0395%544
Percentage Net Loans Charged-off: Commercial and industrial2.6930%143
Percentage Net Loans Charged-off: Loans to individuals0.2949%1,626
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2949%1,523
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7510%222
Percentage Net Loans Charged-off: Total real estate loans0.7125%77
Percentage Net Loans Charged-off:Construction & development-0.4302%4,648
Percentage Net Loans Charged-off: Commercial real estate2.8788%27
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1250%552
Percentage Net Loans Charged-off: Home equity loans1.2893%40
All other 1-4 family - Percent of loans charged-off, net0.0646%860
Percentage Net Loans Charged-off: Commercial and industrial3.0567%160
Percentage Net Loans Charged-off: Loans to individuals0.2867%2,137
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2867%2,007
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4866%348
Percentage Net Loans Charged-off: Total real estate loans0.4162%135
Percentage Net Loans Charged-off:Construction & development-1.1044%4,772
Percentage Net Loans Charged-off: Commercial real estate2.4695%27
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0671%752
Percentage Net Loans Charged-off: Home equity loans0.4791%81
All other 1-4 family - Percent of loans charged-off, net0.0453%883
Percentage Net Loans Charged-off: Commercial and industrial3.7091%119
Percentage Net Loans Charged-off: Loans to individuals0.0930%2,746
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0929%2,634
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3052%562
Percentage Net Loans Charged-off: Total real estate loans0.2088%309
Percentage Net Loans Charged-off:Construction & development-1.3408%4,794
Percentage Net Loans Charged-off: Commercial real estate1.7223%46
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0758%608
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0799%579
Percentage Net Loans Charged-off: Commercial and industrial4.7641%81
Percentage Net Loans Charged-off: Loans to individuals-0.3443%4,928
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3443%4,896
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5894%252
Percentage Net Loans Charged-off: Total real estate loans0.5927%95
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate2.1396%32
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.1823%303
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.1924%285
Percentage Net Loans Charged-off: Commercial and industrial2.7781%142
Percentage Net Loans Charged-off: Loans to individuals-0.4292%4,963
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4292%4,928
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4205%436
Percentage Net Loans Charged-off: Total real estate loans0.1675%435
Percentage Net Loans Charged-off:Construction & development0.2541%176
Percentage Net Loans Charged-off: Commercial real estate0.0753%643
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.2049%398
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.2159%378
Percentage Net Loans Charged-off: Commercial and industrial5.7007%64
Percentage Net Loans Charged-off: Loans to individuals0.8649%950
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8649%863
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3864%420
Percentage Net Loans Charged-off: Total real estate loans0.1916%316
Percentage Net Loans Charged-off:Construction & development0.3604%124
Percentage Net Loans Charged-off: Commercial real estate0.1177%408
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.2082%364
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.2191%354
Percentage Net Loans Charged-off: Commercial and industrial4.4932%86
Percentage Net Loans Charged-off: Loans to individuals0.6580%1,149
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6580%1,035
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5441%269
Percentage Net Loans Charged-off: Total real estate loans0.2532%235
Percentage Net Loans Charged-off:Construction & development0.5979%81
Percentage Net Loans Charged-off: Commercial real estate0.1948%251
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.2410%291
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.2533%277
Percentage Net Loans Charged-off: Commercial and industrial6.8228%54
Percentage Net Loans Charged-off: Loans to individuals0.8162%879
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8162%784
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6961%215
Percentage Net Loans Charged-off: Total real estate loans0.2271%241
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.4844%107
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.2008%326
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.2111%312
Percentage Net Loans Charged-off: Commercial and industrial12.1719%27
Percentage Net Loans Charged-off: Loans to individuals0.6337%1,154
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6337%1,051
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4316%564
Percentage Net Loans Charged-off: Total real estate loans0.2195%472
Percentage Net Loans Charged-off:Construction & development-0.3978%5,023
Percentage Net Loans Charged-off: Commercial real estate-0.0365%5,064
Percentage Net Loans Charged-off: Multi-family residential-0.0906%4,491
Percentage Net Loans Charged-off: 1-4 family residential0.4161%239
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.4358%227
Percentage Net Loans Charged-off: Commercial and industrial3.3510%172
Percentage Net Loans Charged-off: Loans to individuals0.8797%1,017
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8797%920
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5035%408
Percentage Net Loans Charged-off: Total real estate loans0.2768%317
Percentage Net Loans Charged-off:Construction & development-0.5429%5,102
Percentage Net Loans Charged-off: Commercial real estate-0.0421%5,145
Percentage Net Loans Charged-off: Multi-family residential-0.1239%4,533
Percentage Net Loans Charged-off: 1-4 family residential0.5259%162
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.5505%158
Percentage Net Loans Charged-off: Commercial and industrial3.5223%141
Percentage Net Loans Charged-off: Loans to individuals0.9565%865
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9565%774
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6300%315
Percentage Net Loans Charged-off: Total real estate loans0.3489%247
Percentage Net Loans Charged-off:Construction & development-0.8258%5,174
Percentage Net Loans Charged-off: Commercial real estate-0.0081%4,849
Percentage Net Loans Charged-off: Multi-family residential-0.1903%4,584
Percentage Net Loans Charged-off: 1-4 family residential0.6644%137
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.6954%129
Percentage Net Loans Charged-off: Commercial and industrial4.4219%104
Percentage Net Loans Charged-off: Loans to individuals1.0451%744
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0451%661
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6566%271
Percentage Net Loans Charged-off: Total real estate loans0.4272%167
Percentage Net Loans Charged-off:Construction & development-1.6738%5,267
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential-0.3929%4,639
Percentage Net Loans Charged-off: 1-4 family residential0.8827%102
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.9251%95
Percentage Net Loans Charged-off: Commercial and industrial4.2936%99
Percentage Net Loans Charged-off: Loans to individuals0.5796%1,294
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5796%1,170
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4731%526
Percentage Net Loans Charged-off: Total real estate loans0.4286%275
Percentage Net Loans Charged-off:Construction & development-0.0377%4,711
Percentage Net Loans Charged-off: Commercial real estate0.1318%756
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.6317%184
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.6564%187
Percentage Net Loans Charged-off: Commercial and industrial0.8035%750
Percentage Net Loans Charged-off: Loans to individuals0.6773%1,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6773%1,316
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4380%490
Percentage Net Loans Charged-off: Total real estate loans0.4185%239
Percentage Net Loans Charged-off:Construction & development-0.0317%4,723
Percentage Net Loans Charged-off: Commercial real estate0.1897%502
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.5804%190
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.6018%190
Percentage Net Loans Charged-off: Commercial and industrial0.3956%936
Percentage Net Loans Charged-off: Loans to individuals0.6136%1,373
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6136%1,256
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3691%624
Percentage Net Loans Charged-off: Total real estate loans0.3576%338
Percentage Net Loans Charged-off:Construction & development-0.0186%4,745
Percentage Net Loans Charged-off: Commercial real estate0.3115%336
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.4605%300
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.4763%295
Percentage Net Loans Charged-off: Commercial and industrial0.3053%946
Percentage Net Loans Charged-off: Loans to individuals0.4837%1,543
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4837%1,412
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5413%402
Percentage Net Loans Charged-off: Total real estate loans0.6003%193
Percentage Net Loans Charged-off:Construction & development0.0182%235
Percentage Net Loans Charged-off: Commercial real estate0.7049%146
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.7307%183
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.7550%185
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.2935%1,780
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2935%1,630
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5055%516
Percentage Net Loans Charged-off: Total real estate loans0.4386%366
Percentage Net Loans Charged-off:Construction & development1.5962%186
Percentage Net Loans Charged-off: Commercial real estate-0.0737%5,568
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.4336%471
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.4464%463
Percentage Net Loans Charged-off: Commercial and industrial2.7255%228
Percentage Net Loans Charged-off: Loans to individuals0.7805%1,085
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7805%983
Percentage Net Loans Charged-off: All other loans and lease0.7179%489
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5634%408
Percentage Net Loans Charged-off: Total real estate loans0.5450%262
Percentage Net Loans Charged-off:Construction & development2.2241%147
Percentage Net Loans Charged-off: Commercial real estate-0.1276%5,778
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.5214%349
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.5365%344
Percentage Net Loans Charged-off: Commercial and industrial-0.0969%5,095
Percentage Net Loans Charged-off: Loans to individuals0.7551%1,005
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7551%921
Percentage Net Loans Charged-off: All other loans and lease0.9408%378
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4312%597
Percentage Net Loans Charged-off: Total real estate loans0.3824%466
Percentage Net Loans Charged-off:Construction & development0.1680%399
Percentage Net Loans Charged-off: Commercial real estate-0.1865%5,933
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.5324%379
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.5475%364
Percentage Net Loans Charged-off: Commercial and industrial-0.0808%5,048
Percentage Net Loans Charged-off: Loans to individuals0.8358%866
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8358%782
Percentage Net Loans Charged-off: All other loans and lease1.3341%304
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2821%853
Percentage Net Loans Charged-off: Total real estate loans0.3283%509
Percentage Net Loans Charged-off:Construction & development0.3940%229
Percentage Net Loans Charged-off: Commercial real estate0.7956%193
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.2444%753
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.2513%718
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals-0.1330%5,290
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1330%5,228
Percentage Net Loans Charged-off: All other loans and lease2.6936%180
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3806%1,125
Percentage Net Loans Charged-off: Total real estate loans0.2972%1,050
Percentage Net Loans Charged-off:Construction & development-0.0258%5,057
Percentage Net Loans Charged-off: Commercial real estate-1.2005%6,318
Percentage Net Loans Charged-off: Multi-family residential-0.0176%4,951
Percentage Net Loans Charged-off: 1-4 family residential0.5549%584
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.5677%567
Percentage Net Loans Charged-off: Commercial and industrial3.9488%183
Percentage Net Loans Charged-off: Loans to individuals0.9452%983
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9452%893
Percentage Net Loans Charged-off: All other loans and lease0.8853%452
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3602%1,119
Percentage Net Loans Charged-off: Total real estate loans0.2810%1,035
Percentage Net Loans Charged-off:Construction & development-0.0258%5,121
Percentage Net Loans Charged-off: Commercial real estate-1.1546%6,387
Percentage Net Loans Charged-off: Multi-family residential-0.0226%5,018
Percentage Net Loans Charged-off: 1-4 family residential0.6040%514
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.6173%498
Percentage Net Loans Charged-off: Commercial and industrial0.2365%1,490
Percentage Net Loans Charged-off: Loans to individuals1.0524%811
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0524%735
Percentage Net Loans Charged-off: All other loans and lease1.2286%345
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6130%653
Percentage Net Loans Charged-off: Total real estate loans0.5956%511
Percentage Net Loans Charged-off:Construction & development-0.0263%5,193
Percentage Net Loans Charged-off: Commercial real estate0.6740%466
Percentage Net Loans Charged-off: Multi-family residential-0.0158%5,038
Percentage Net Loans Charged-off: 1-4 family residential0.7151%452
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.7307%439
Percentage Net Loans Charged-off: Commercial and industrial0.3529%1,141
Percentage Net Loans Charged-off: Loans to individuals0.7929%1,096
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7929%998
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5593%660
Percentage Net Loans Charged-off: Total real estate loans0.5537%522
Percentage Net Loans Charged-off:Construction & development-0.0533%5,393
Percentage Net Loans Charged-off: Commercial real estate1.3494%202
Percentage Net Loans Charged-off: Multi-family residential-0.0277%5,095
Percentage Net Loans Charged-off: 1-4 family residential0.5377%601
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.5494%581
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.6449%1,243
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6449%1,131
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6897%946
Percentage Net Loans Charged-off: Total real estate loans0.7021%769
Percentage Net Loans Charged-off:Construction & development-0.0821%5,550
Percentage Net Loans Charged-off: Commercial real estate0.1620%1,831
Percentage Net Loans Charged-off: Multi-family residential-0.0147%5,170
Percentage Net Loans Charged-off: 1-4 family residential0.9711%483
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.9944%497
Percentage Net Loans Charged-off: Commercial and industrial-0.1079%5,660
Percentage Net Loans Charged-off: Loans to individuals0.7265%1,566
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7265%1,445
Percentage Net Loans Charged-off: All other loans and lease-4.3879%6,122
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4734%1,358
Percentage Net Loans Charged-off: Total real estate loans0.5005%1,076
Percentage Net Loans Charged-off:Construction & development-0.0920%5,627
Percentage Net Loans Charged-off: Commercial real estate0.2157%1,472
Percentage Net Loans Charged-off: Multi-family residential-0.0098%5,208
Percentage Net Loans Charged-off: 1-4 family residential0.6708%797
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.6869%756
Percentage Net Loans Charged-off: Commercial and industrial-0.1326%5,763
Percentage Net Loans Charged-off: Loans to individuals0.3931%2,169
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3931%2,025
Percentage Net Loans Charged-off: All other loans and lease-5.8871%6,182
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3873%1,669
Percentage Net Loans Charged-off: Total real estate loans0.4079%1,312
Percentage Net Loans Charged-off:Construction & development-0.1390%5,735
Percentage Net Loans Charged-off: Commercial real estate0.3206%1,121
Percentage Net Loans Charged-off: Multi-family residential-0.0148%5,235
Percentage Net Loans Charged-off: 1-4 family residential0.5171%1,050
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.5297%994
Percentage Net Loans Charged-off: Commercial and industrial-0.0890%5,569
Percentage Net Loans Charged-off: Loans to individuals0.2553%2,456
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2553%2,310
Percentage Net Loans Charged-off: All other loans and lease-0.3878%6,021
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4348%1,366
Percentage Net Loans Charged-off: Total real estate loans0.4552%1,108
Percentage Net Loans Charged-off:Construction & development0.9182%566
Percentage Net Loans Charged-off: Commercial real estate0.2442%923
Percentage Net Loans Charged-off: Multi-family residential-0.0299%5,307
Percentage Net Loans Charged-off: 1-4 family residential0.4951%1,010
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.5074%947
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.3338%1,965
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3338%1,828
Percentage Net Loans Charged-off: All other loans and lease-1.3629%6,146
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8364%1,385
Percentage Net Loans Charged-off: Total real estate loans0.8425%1,212
Percentage Net Loans Charged-off:Construction & development-2.0935%6,384
Percentage Net Loans Charged-off: Commercial real estate0.0080%3,169
Percentage Net Loans Charged-off: Multi-family residential-0.0155%5,447
Percentage Net Loans Charged-off: 1-4 family residential1.3641%605
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net1.3982%596
Percentage Net Loans Charged-off: Commercial and industrial-0.0836%5,991
Percentage Net Loans Charged-off: Loans to individuals0.7049%1,859
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7049%1,717
Percentage Net Loans Charged-off: All other loans and lease9.5238%150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7531%1,471
Percentage Net Loans Charged-off: Total real estate loans0.7533%1,328
Percentage Net Loans Charged-off:Construction & development-2.9662%6,467
Percentage Net Loans Charged-off: Commercial real estate-0.0106%6,475
Percentage Net Loans Charged-off: Multi-family residential-0.0104%5,478
Percentage Net Loans Charged-off: 1-4 family residential1.3195%623
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net1.3525%623
Percentage Net Loans Charged-off: Commercial and industrial-0.0736%5,933
Percentage Net Loans Charged-off: Loans to individuals0.7666%1,588
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7666%1,458
Percentage Net Loans Charged-off: All other loans and lease5.1291%212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9139%1,205
Percentage Net Loans Charged-off: Total real estate loans0.9436%1,041
Percentage Net Loans Charged-off:Construction & development-2.4849%6,471
Percentage Net Loans Charged-off: Commercial real estate-0.1510%6,868
Percentage Net Loans Charged-off: Multi-family residential-0.0158%5,494
Percentage Net Loans Charged-off: 1-4 family residential1.6053%512
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net1.6452%500
Percentage Net Loans Charged-off: Commercial and industrial-0.0546%5,800
Percentage Net Loans Charged-off: Loans to individuals0.8216%1,476
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8216%1,338
Percentage Net Loans Charged-off: All other loans and lease-1.0000%6,423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5361%653
Percentage Net Loans Charged-off: Total real estate loans1.6857%512
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.2183%6,963
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential2.4611%300
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net2.5232%311
Percentage Net Loans Charged-off: Commercial and industrial-0.1080%6,007
Percentage Net Loans Charged-off: Loans to individuals0.3969%2,029
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3969%1,861
Percentage Net Loans Charged-off: All other loans and lease-0.6683%6,375
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9819%1,764
Percentage Net Loans Charged-off: Total real estate loans0.9489%1,696
Percentage Net Loans Charged-off:Construction & development0.4414%2,469
Percentage Net Loans Charged-off: Commercial real estate-0.2362%7,070
Percentage Net Loans Charged-off: Multi-family residential0.5128%741
Percentage Net Loans Charged-off: 1-4 family residential1.3586%888
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net1.3860%884
Percentage Net Loans Charged-off: Commercial and industrial-0.1067%6,477
Percentage Net Loans Charged-off: Loans to individuals1.4666%1,139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4132%1,023
Percentage Net Loans Charged-off: All other loans and lease1.9996%410
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3170%3,516
Percentage Net Loans Charged-off: Total real estate loans0.2611%3,290
Percentage Net Loans Charged-off:Construction & development-0.2318%6,535
Percentage Net Loans Charged-off: Commercial real estate-2.3959%7,243
Percentage Net Loans Charged-off: Multi-family residential0.6835%581
Percentage Net Loans Charged-off: 1-4 family residential0.9780%1,219
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.9972%1,166
Percentage Net Loans Charged-off: Commercial and industrial-0.0713%6,327
Percentage Net Loans Charged-off: Loans to individuals0.8867%1,712
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8458%1,518
Percentage Net Loans Charged-off: All other loans and lease2.4660%328
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6365%2,244
Percentage Net Loans Charged-off: Total real estate loans0.6071%2,032
Percentage Net Loans Charged-off:Construction & development0.2537%2,072
Percentage Net Loans Charged-off: Commercial real estate0.3513%1,740
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.7724%1,438
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.7874%1,358
Percentage Net Loans Charged-off: Commercial and industrial-0.0537%6,229
Percentage Net Loans Charged-off: Loans to individuals0.9395%1,577
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8806%1,358
Percentage Net Loans Charged-off: All other loans and lease3.8082%234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4537%2,335
Percentage Net Loans Charged-off: Total real estate loans0.3818%2,171
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0682%1,738
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.4818%1,593
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.4910%1,475
Percentage Net Loans Charged-off: Commercial and industrial-0.1051%6,390
Percentage Net Loans Charged-off: Loans to individuals1.0451%1,305
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9484%1,121
Percentage Net Loans Charged-off: All other loans and lease7.7212%147
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2345%871
Percentage Net Loans Charged-off: Total real estate loans2.3345%752
Percentage Net Loans Charged-off:Construction & development7.9015%790
Percentage Net Loans Charged-off: Commercial real estate3.9448%224
Percentage Net Loans Charged-off: Multi-family residential1.1974%658
Percentage Net Loans Charged-off: 1-4 family residential0.9787%1,415
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.9969%1,378
Percentage Net Loans Charged-off: Commercial and industrial0.8195%2,781
Percentage Net Loans Charged-off: Loans to individuals1.3994%1,590
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2759%1,599
Percentage Net Loans Charged-off: Total real estate loans1.2832%1,397
Percentage Net Loans Charged-off:Construction & development4.1605%1,302
Percentage Net Loans Charged-off: Commercial real estate0.0421%2,988
Percentage Net Loans Charged-off: Multi-family residential1.2207%541
Percentage Net Loans Charged-off: 1-4 family residential0.9784%1,280
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.9965%1,243
Percentage Net Loans Charged-off: Commercial and industrial1.1526%2,060
Percentage Net Loans Charged-off: Loans to individuals1.2551%1,629
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8960%2,044
Percentage Net Loans Charged-off: Total real estate loans0.8842%1,762
Percentage Net Loans Charged-off:Construction & development1.6955%1,724
Percentage Net Loans Charged-off: Commercial real estate0.0424%2,473
Percentage Net Loans Charged-off: Multi-family residential0.1879%627
Percentage Net Loans Charged-off: 1-4 family residential0.9699%1,217
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.9878%1,156
Percentage Net Loans Charged-off: Commercial and industrial-0.0496%6,651
Percentage Net Loans Charged-off: Loans to individuals1.2309%1,589
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2627%3,363
Percentage Net Loans Charged-off: Total real estate loans0.1686%3,042
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.2604%2,092
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.2652%1,980
Percentage Net Loans Charged-off: Commercial and industrial-0.0993%6,813
Percentage Net Loans Charged-off: Loans to individuals1.4592%1,350
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.3060%353
Percentage Net Loans Charged-off: Total real estate loans4.4145%313
Percentage Net Loans Charged-off:Construction & development15.9249%318
Percentage Net Loans Charged-off: Commercial real estate0.8548%1,288
Percentage Net Loans Charged-off: Multi-family residential0.6723%638
Percentage Net Loans Charged-off: 1-4 family residential1.7399%765
Percentage Net Loans Charged-off: Home equity loans0.3789%1,368
All other 1-4 family - Percent of loans charged-off, net1.7640%758
Percentage Net Loans Charged-off: Commercial and industrial0.1009%4,789
Percentage Net Loans Charged-off: Loans to individuals4.0575%520
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4329%1,444
Percentage Net Loans Charged-off: Total real estate loans1.4199%1,183
Percentage Net Loans Charged-off:Construction & development3.2833%1,350
Percentage Net Loans Charged-off: Commercial real estate-0.0130%7,636
Percentage Net Loans Charged-off: Multi-family residential0.9325%432
Percentage Net Loans Charged-off: 1-4 family residential1.1695%941
Percentage Net Loans Charged-off: Home equity loans0.5090%1,038
All other 1-4 family - Percent of loans charged-off, net1.1810%907
Percentage Net Loans Charged-off: Commercial and industrial0.1292%4,073
Percentage Net Loans Charged-off: Loans to individuals1.8871%1,352
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8172%2,052
Percentage Net Loans Charged-off: Total real estate loans0.7352%1,705
Percentage Net Loans Charged-off:Construction & development0.2463%2,345
Percentage Net Loans Charged-off: Commercial real estate0.0720%1,932
Percentage Net Loans Charged-off: Multi-family residential1.4870%273
Percentage Net Loans Charged-off: 1-4 family residential1.0376%945
Percentage Net Loans Charged-off: Home equity loans0.7667%704
All other 1-4 family - Percent of loans charged-off, net1.0423%909
Percentage Net Loans Charged-off: Commercial and industrial-0.1122%7,332
Percentage Net Loans Charged-off: Loans to individuals1.9520%1,226
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9534%1,398
Percentage Net Loans Charged-off: Total real estate loans0.7636%1,251
Percentage Net Loans Charged-off:Construction & development0.1817%1,678
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential1.1393%184
Percentage Net Loans Charged-off: 1-4 family residential1.1437%675
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net1.1632%631
Percentage Net Loans Charged-off: Commercial and industrial-0.3564%7,558
Percentage Net Loans Charged-off: Loans to individuals3.4016%611
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.8144%185
Percentage Net Loans Charged-off: Total real estate loans4.1415%114
Percentage Net Loans Charged-off:Construction & development11.6333%157
Percentage Net Loans Charged-off: Commercial real estate0.0819%1,841
Percentage Net Loans Charged-off: Multi-family residential-2.6505%6,283
Percentage Net Loans Charged-off: 1-4 family residential1.2700%475
Percentage Net Loans Charged-off: Home equity loans0.2542%955
All other 1-4 family - Percent of loans charged-off, net1.2863%460
Percentage Net Loans Charged-off: Commercial and industrial0.0108%4,571
Percentage Net Loans Charged-off: Loans to individuals1.6150%1,349
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1091%1,523
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7970%1,090
Percentage Net Loans Charged-off: Total real estate loans0.7623%817
Percentage Net Loans Charged-off:Construction & development0.7629%1,233
Percentage Net Loans Charged-off: Commercial real estate0.0185%1,607
Percentage Net Loans Charged-off: Multi-family residential-3.4760%6,267
Percentage Net Loans Charged-off: 1-4 family residential1.0498%451
Percentage Net Loans Charged-off: Home equity loans0.3477%663
All other 1-4 family - Percent of loans charged-off, net1.0609%411
Percentage Net Loans Charged-off: Commercial and industrial0.2251%2,760
Percentage Net Loans Charged-off: Loans to individuals1.4730%1,228
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1307%1,260
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2925%2,173
Percentage Net Loans Charged-off: Total real estate loans0.2174%1,638
Percentage Net Loans Charged-off:Construction & development0.1377%1,392
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential-5.0772%6,228
Percentage Net Loans Charged-off: 1-4 family residential0.5002%776
Percentage Net Loans Charged-off: Home equity loans0.5227%441
All other 1-4 family - Percent of loans charged-off, net0.4998%728
Percentage Net Loans Charged-off: Commercial and industrial0.0197%3,055
Percentage Net Loans Charged-off: Loans to individuals1.3083%1,294
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1894%2,233
Percentage Net Loans Charged-off: Total real estate loans0.0987%1,702
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential-9.4584%6,154
Percentage Net Loans Charged-off: 1-4 family residential0.5699%530
Percentage Net Loans Charged-off: Home equity loans1.0889%205
All other 1-4 family - Percent of loans charged-off, net0.5616%512
Percentage Net Loans Charged-off: Commercial and industrial-0.0401%7,040
Percentage Net Loans Charged-off: Loans to individuals1.3526%1,177
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1480%848
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7301%706
Percentage Net Loans Charged-off: Total real estate loans0.6622%406
Percentage Net Loans Charged-off:Construction & development1.3578%333
Percentage Net Loans Charged-off: Commercial real estate0.1254%992
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.4465%602
Percentage Net Loans Charged-off: Home equity loans0.2585%491
All other 1-4 family - Percent of loans charged-off, net0.4506%589
Percentage Net Loans Charged-off: Commercial and industrial0.1026%3,216
Percentage Net Loans Charged-off: Loans to individuals1.6589%852
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5142%852
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2401%1,663
Percentage Net Loans Charged-off: Total real estate loans0.1150%1,369
Percentage Net Loans Charged-off:Construction & development0.1062%739
Percentage Net Loans Charged-off: Commercial real estate0.0859%749
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1341%1,203
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1373%1,117
Percentage Net Loans Charged-off: Commercial and industrial0.1527%2,397
Percentage Net Loans Charged-off: Loans to individuals1.5577%804
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0681%519
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1545%2,091
Percentage Net Loans Charged-off: Total real estate loans0.0330%1,925
Percentage Net Loans Charged-off:Construction & development0.0440%646
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0397%1,621
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0407%1,500
Percentage Net Loans Charged-off: Commercial and industrial0.2640%1,678
Percentage Net Loans Charged-off: Loans to individuals1.3164%941
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6206%399
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1124%2,065
Percentage Net Loans Charged-off: Total real estate loans0.0081%1,727
Percentage Net Loans Charged-off:Construction & development0.0669%343
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0177%7,897
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0182%7,879
Percentage Net Loans Charged-off: Commercial and industrial-0.0654%7,212
Percentage Net Loans Charged-off: Loans to individuals1.0630%1,183
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.0268%186
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4013%956
Percentage Net Loans Charged-off: Total real estate loans0.3582%398
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential2.8466%35
Percentage Net Loans Charged-off: 1-4 family residential0.3919%429
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.4031%414
Percentage Net Loans Charged-off: Commercial and industrial-0.9492%8,129
Percentage Net Loans Charged-off: Loans to individuals1.2608%1,100
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2592%1,278
Percentage Net Loans Charged-off: Total real estate loans0.2206%509
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential3.6852%23
Percentage Net Loans Charged-off: 1-4 family residential0.0783%1,345
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0807%1,267
Percentage Net Loans Charged-off: Commercial and industrial-1.2042%8,182
Percentage Net Loans Charged-off: Loans to individuals1.1322%1,130
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3284%947
Percentage Net Loans Charged-off: Total real estate loans0.3233%328
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential5.4217%15
Percentage Net Loans Charged-off: 1-4 family residential0.0803%1,160
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0827%1,085
Percentage Net Loans Charged-off: Commercial and industrial-1.6604%8,227
Percentage Net Loans Charged-off: Loans to individuals1.1148%1,117
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6108%452
Percentage Net Loans Charged-off: Total real estate loans0.6454%122
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential11.4526%6
Percentage Net Loans Charged-off: 1-4 family residential0.1263%686
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1300%640
Percentage Net Loans Charged-off: Commercial and industrial-2.9510%8,270
Percentage Net Loans Charged-off: Loans to individuals1.6855%746
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5079%840
Percentage Net Loans Charged-off: Total real estate loans0.3093%423
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential2.8784%41
Percentage Net Loans Charged-off: 1-4 family residential0.1496%1,058
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1552%1,043
Percentage Net Loans Charged-off: Commercial and industrial2.3881%491
Percentage Net Loans Charged-off: Loans to individuals1.3441%1,231
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2597%7,467
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2324%1,704
Percentage Net Loans Charged-off: Total real estate loans0.0892%1,203
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1421%971
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1477%939
Percentage Net Loans Charged-off: Commercial and industrial-0.2760%7,859
Percentage Net Loans Charged-off: Loans to individuals1.4060%1,036
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3765%7,532
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1813%1,976
Percentage Net Loans Charged-off: Total real estate loans0.0489%1,530
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0770%1,256
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0803%1,175
Percentage Net Loans Charged-off: Commercial and industrial0.2680%1,811
Percentage Net Loans Charged-off: Loans to individuals1.0552%1,475
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5871%7,559
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1940%1,621
Percentage Net Loans Charged-off: Total real estate loans0.0028%1,766
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0044%1,495
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0046%1,370
Percentage Net Loans Charged-off: Commercial and industrial0.5741%948
Percentage Net Loans Charged-off: Loans to individuals1.3237%1,135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4233%7,519
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2932%1,962
Percentage Net Loans Charged-off: Total real estate loans0.0902%1,699
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.2754%652
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0888%1,701
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0935%1,614
Percentage Net Loans Charged-off: Commercial and industrial-0.0816%7,630
Percentage Net Loans Charged-off: Loans to individuals1.5024%1,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2954%1,672
Percentage Net Loans Charged-off: Total real estate loans0.1025%1,313
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0992%776
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1373%1,110
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1450%1,053
Percentage Net Loans Charged-off: Commercial and industrial-0.0887%7,542
Percentage Net Loans Charged-off: Loans to individuals1.4055%1,219
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3225%1,474
Percentage Net Loans Charged-off: Total real estate loans0.1291%1,086
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.1519%547
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1692%887
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1791%828
Percentage Net Loans Charged-off: Commercial and industrial-0.0909%7,502
Percentage Net Loans Charged-off: Loans to individuals1.3988%1,255
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4294%1,052
Percentage Net Loans Charged-off: Total real estate loans0.2335%564
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.3425%439
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.3631%415
Percentage Net Loans Charged-off: Commercial and industrial-0.0936%7,522
Percentage Net Loans Charged-off: Loans to individuals1.5038%1,234
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9407%649
Percentage Net Loans Charged-off: Total real estate loans0.3164%681
Percentage Net Loans Charged-off:Construction & development0.0737%637
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.4142%555
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.4344%547
Percentage Net Loans Charged-off: Commercial and industrial0.7361%2,114
Percentage Net Loans Charged-off: Loans to individuals3.2176%374
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9371%556
Percentage Net Loans Charged-off: Total real estate loans0.2243%833
Percentage Net Loans Charged-off:Construction & development-0.0357%8,003
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.2976%677
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.3111%670
Percentage Net Loans Charged-off: Commercial and industrial0.7901%1,679
Percentage Net Loans Charged-off: Loans to individuals3.2927%344
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9963%529
Percentage Net Loans Charged-off: Total real estate loans0.1360%1,150
Percentage Net Loans Charged-off:Construction & development-0.0589%7,992
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1824%918
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1900%887
Percentage Net Loans Charged-off: Commercial and industrial0.1279%2,949
Percentage Net Loans Charged-off: Loans to individuals4.0002%264
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2092%408
Percentage Net Loans Charged-off: Total real estate loans0.0489%1,446
Percentage Net Loans Charged-off:Construction & development-0.1306%7,976
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0757%1,118
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0786%1,071
Percentage Net Loans Charged-off: Commercial and industrial0.1330%2,039
Percentage Net Loans Charged-off: Loans to individuals4.9741%222
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4901%405
Percentage Net Loans Charged-off: Total real estate loans0.1422%1,450
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1703%1,176
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1773%1,155
Percentage Net Loans Charged-off: Commercial and industrial0.4584%2,915
Percentage Net Loans Charged-off: Loans to individuals4.3794%234
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6494%342
Percentage Net Loans Charged-off: Total real estate loans0.0359%2,679
Percentage Net Loans Charged-off:Construction & development0.2007%474
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0206%2,667
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0218%2,518
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals3.4582%345
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9313%612
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0049%564
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2535%2,852
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7977%819
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4474%440
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8644%818
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0842%6,071
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5868%680
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3764%5,291
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA