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Essex Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$19,573,000	1,921
Total interest expense	$1,326,000	3,465
Net interest income	$18,247,000	1,556
Provision for loan and lease losses	$180,000	2,075
Total noninterest income	$20,073,000	452
Gross Fiduciary activities income	$2,239,000	380
Service charges on deposit accounts	$260,000	2,377
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,574,000	363
Total noninterest expense	$31,159,000	868
Salaries and employee benefits	$23,307,000	654
Premises and equipment expense	$1,757,000	1,359
Additional noninterest expense	$17,574,000	363
Pre-tax net operating income	$6,981,000	1,543
Securities gains (losses)	$0	988
Applicable income taxes	$1,805,000	1,049
Income before extraordinary items	$5,176,000	1,685
Extraordinary gains, net	$0	54
Net income	$5,176,000	1,706
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,176,000	1,688
Net charge-offs	$0	2,884
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,176,000	1,713
2023-09-30 (YTD Data)		Rank
Total interest income	$14,618,000	1,893
Total interest expense	$765,000	3,612
Net interest income	$13,853,000	1,546
Provision for loan and lease losses	$135,000	1,936
Total noninterest income	$15,096,000	456
Gross Fiduciary activities income	$1,739,000	377
Service charges on deposit accounts	$185,000	2,466
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,172,000	369
Total noninterest expense	$23,377,000	868
Salaries and employee benefits	$17,563,000	656
Premises and equipment expense	$1,314,000	1,364
Additional noninterest expense	$13,172,000	369
Pre-tax net operating income	$5,437,000	1,558
Securities gains (losses)	$0	849
Applicable income taxes	$1,417,000	1,045
Income before extraordinary items	$4,020,000	1,711
Extraordinary gains, net	$0	52
Net income	$4,020,000	1,725
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,020,000	1,711
Net charge-offs	$0	2,641
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,020,000	1,734
2023-06-30 (YTD Data)		Rank
Total interest income	$9,716,000	1,870
Total interest expense	$379,000	3,735
Net interest income	$9,337,000	1,547
Provision for loan and lease losses	$90,000	1,868
Total noninterest income	$10,159,000	441
Gross Fiduciary activities income	$1,239,000	360
Service charges on deposit accounts	$116,000	2,511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,804,000	359
Total noninterest expense	$15,884,000	837
Salaries and employee benefits	$11,769,000	642
Premises and equipment expense	$868,000	1,363
Additional noninterest expense	$8,804,000	359
Pre-tax net operating income	$3,522,000	1,583
Securities gains (losses)	$0	938
Applicable income taxes	$890,000	1,088
Income before extraordinary items	$2,632,000	1,727
Extraordinary gains, net	$0	51
Net income	$2,632,000	1,747
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,632,000	1,727
Net charge-offs	$0	2,431
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,632,000	1,736
2023-03-31 (YTD Data)		Rank
Total interest income	$4,842,000	1,847
Total interest expense	$133,000	3,872
Net interest income	$4,709,000	1,550
Provision for loan and lease losses	$45,000	1,736
Total noninterest income	$5,036,000	446
Gross Fiduciary activities income	$493,000	409
Service charges on deposit accounts	$60,000	2,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,483,000	351
Total noninterest expense	$7,985,000	845
Salaries and employee benefits	$5,986,000	651
Premises and equipment expense	$436,000	1,392
Additional noninterest expense	$4,483,000	351
Pre-tax net operating income	$1,715,000	1,636
Securities gains (losses)	$0	950
Applicable income taxes	$425,000	1,134
Income before extraordinary items	$1,290,000	1,767
Extraordinary gains, net	$0	4
Net income	$1,290,000	1,766
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,290,000	1,767
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,290,000	1,790
2022-12-31 (YTD Data)		Rank
Total interest income	$15,749,000	1,877
Total interest expense	$380,000	3,536
Net interest income	$15,369,000	1,757
Provision for loan and lease losses	$135,000	2,028
Total noninterest income	$20,218,000	473
Gross Fiduciary activities income	$2,292,000	391
Service charges on deposit accounts	$245,000	2,509
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,681,000	386
Total noninterest expense	$30,738,000	860
Salaries and employee benefits	$23,053,000	654
Premises and equipment expense	$1,708,000	1,401
Additional noninterest expense	$17,681,000	386
Pre-tax net operating income	$4,714,000	2,103
Securities gains (losses)	$0	691
Applicable income taxes	$1,282,000	1,374
Income before extraordinary items	$3,432,000	2,292
Extraordinary gains, net	$0	5
Net income	$3,432,000	2,291
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,432,000	2,291
Net charge-offs	$23,000	1,881
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,432,000	2,318
2022-09-30 (YTD Data)		Rank
Total interest income	$11,036,000	1,922
Total interest expense	$287,000	3,353
Net interest income	$10,749,000	1,830
Provision for loan and lease losses	$90,000	1,934
Total noninterest income	$15,471,000	471
Gross Fiduciary activities income	$1,791,000	383
Service charges on deposit accounts	$189,000	2,488
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,491,000	391
Total noninterest expense	$23,196,000	848
Salaries and employee benefits	$17,415,000	652
Premises and equipment expense	$1,281,000	1,399
Additional noninterest expense	$13,491,000	391
Pre-tax net operating income	$2,934,000	2,315
Securities gains (losses)	$0	740
Applicable income taxes	$805,000	1,498
Income before extraordinary items	$2,129,000	2,512
Extraordinary gains, net	$0	4
Net income	$2,129,000	2,510
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,129,000	2,511
Net charge-offs	$23,000	1,551
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,129,000	2,547
2022-06-30 (YTD Data)		Rank
Total interest income	$6,883,000	1,976
Total interest expense	$193,000	3,242
Net interest income	$6,690,000	1,875
Provision for loan and lease losses	$60,000	1,769
Total noninterest income	$10,533,000	452
Gross Fiduciary activities income	$1,281,000	332
Service charges on deposit accounts	$128,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,124,000	398
Total noninterest expense	$15,447,000	828
Salaries and employee benefits	$11,656,000	641
Premises and equipment expense	$849,000	1,392
Additional noninterest expense	$2,942,000	1,171
Pre-tax net operating income	$1,716,000	2,396
Securities gains (losses)	$0	687
Applicable income taxes	$514,000	1,469
Income before extraordinary items	$1,202,000	2,622
Extraordinary gains, net	$0	4
Net income	$1,202,000	2,620
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,202,000	2,622
Net charge-offs	$98,000	732
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,202,000	2,659
2022-03-31 (YTD Data)		Rank
Total interest income	$3,309,000	1,983
Total interest expense	$98,000	3,209
Net interest income	$3,211,000	1,893
Provision for loan and lease losses	$30,000	1,548
Total noninterest income	$5,200,000	476
Gross Fiduciary activities income	$528,000	370
Service charges on deposit accounts	$64,000	2,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,608,000	405
Total noninterest expense	$7,809,000	819
Salaries and employee benefits	$5,939,000	632
Premises and equipment expense	$454,000	1,325
Additional noninterest expense	$1,416,000	1,193
Pre-tax net operating income	$572,000	2,766
Securities gains (losses)	$0	623
Applicable income taxes	$171,000	1,712
Income before extraordinary items	$401,000	2,978
Extraordinary gains, net	$0	4
Net income	$401,000	2,977
Minority interest net income	$0	50
Net income of bank and minority interests.	$401,000	2,978
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$401,000	3,002
2021-12-31 (YTD Data)		Rank
Total interest income	$13,904,000	1,982
Total interest expense	$500,000	3,178
Net interest income	$13,404,000	1,883
Provision for loan and lease losses	$400,000	1,195
Total noninterest income	$20,299,000	510
Gross Fiduciary activities income	$2,492,000	330
Service charges on deposit accounts	$226,000	2,525
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,581,000	459
Total noninterest expense	$29,898,000	850
Salaries and employee benefits	$22,377,000	650
Premises and equipment expense	$1,800,000	1,318
Additional noninterest expense	$5,721,000	1,179
Pre-tax net operating income	$3,405,000	2,531
Securities gains (losses)	$0	2,062
Applicable income taxes	$817,000	1,750
Income before extraordinary items	$2,588,000	2,721
Extraordinary gains, net	$0	10
Net income	$2,588,000	2,722
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,588,000	2,722
Net charge-offs	$590,000	574
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,588,000	2,700
2021-09-30 (YTD Data)		Rank
Total interest income	$10,486,000	2,011
Total interest expense	$400,000	3,175
Net interest income	$10,086,000	1,907
Provision for loan and lease losses	$370,000	1,026
Total noninterest income	$15,014,000	524
Gross Fiduciary activities income	$1,892,000	327
Service charges on deposit accounts	$165,000	2,567
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,957,000	485
Total noninterest expense	$22,400,000	860
Salaries and employee benefits	$16,657,000	658
Premises and equipment expense	$1,365,000	1,323
Additional noninterest expense	$4,378,000	1,165
Pre-tax net operating income	$2,330,000	2,766
Securities gains (losses)	$0	2,015
Applicable income taxes	$543,000	1,927
Income before extraordinary items	$1,787,000	2,929
Extraordinary gains, net	$0	8
Net income	$1,787,000	2,929
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,787,000	2,929
Net charge-offs	$590,000	455
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,787,000	2,907
2021-06-30 (YTD Data)		Rank
Total interest income	$6,932,000	2,010
Total interest expense	$298,000	3,103
Net interest income	$6,634,000	1,912
Provision for loan and lease losses	$180,000	1,246
Total noninterest income	$9,778,000	539
Gross Fiduciary activities income	$1,302,000	320
Service charges on deposit accounts	$107,000	2,544
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,369,000	497
Total noninterest expense	$14,495,000	873
Salaries and employee benefits	$10,672,000	684
Premises and equipment expense	$923,000	1,311
Additional noninterest expense	$2,900,000	1,153
Pre-tax net operating income	$1,737,000	2,601
Securities gains (losses)	$0	1,818
Applicable income taxes	$447,000	1,754
Income before extraordinary items	$1,290,000	2,834
Extraordinary gains, net	$0	6
Net income	$1,290,000	2,833
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,290,000	2,834
Net charge-offs	$97,000	924
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,290,000	2,818
2021-03-31 (YTD Data)		Rank
Total interest income	$3,520,000	1,968
Total interest expense	$169,000	3,005
Net interest income	$3,351,000	1,862
Provision for loan and lease losses	$90,000	1,312
Total noninterest income	$4,524,000	574
Gross Fiduciary activities income	$535,000	353
Service charges on deposit accounts	$58,000	2,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,931,000	531
Total noninterest expense	$7,105,000	881
Salaries and employee benefits	$5,161,000	707
Premises and equipment expense	$473,000	1,287
Additional noninterest expense	$1,471,000	1,120
Pre-tax net operating income	$680,000	2,872
Securities gains (losses)	$0	1,392
Applicable income taxes	$172,000	1,915
Income before extraordinary items	$508,000	3,096
Extraordinary gains, net	$0	3
Net income	$508,000	3,095
Minority interest net income	$0	55
Net income of bank and minority interests.	$508,000	3,096
Net charge-offs	$97,000	628
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$508,000	3,069
2020-12-31 (YTD Data)		Rank
Total interest income	$13,628,000	2,017
Total interest expense	$1,246,000	2,637
Net interest income	$12,382,000	1,899
Provision for loan and lease losses	$700,000	1,931
Total noninterest income	$16,333,000	569
Gross Fiduciary activities income	$1,931,000	359
Service charges on deposit accounts	$242,000	2,502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,160,000	512
Total noninterest expense	$26,738,000	901
Salaries and employee benefits	$19,092,000	745
Premises and equipment expense	$1,790,000	1,315
Additional noninterest expense	$5,856,000	1,113
Pre-tax net operating income	$1,277,000	3,456
Securities gains (losses)	$0	2,675
Applicable income taxes	$378,000	2,136
Income before extraordinary items	$899,000	3,755
Extraordinary gains, net	$0	4
Net income	$899,000	3,755
Minority interest net income	$0	72
Net income of bank and minority interests.	$899,000	3,755
Net charge-offs	$480,000	994
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$899,000	3,696
2020-09-30 (YTD Data)		Rank
Total interest income	$10,166,000	2,042
Total interest expense	$1,047,000	2,571
Net interest income	$9,119,000	1,932
Provision for loan and lease losses	$640,000	1,749
Total noninterest income	$12,015,000	560
Gross Fiduciary activities income	$1,437,000	356
Service charges on deposit accounts	$179,000	2,525
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,399,000	496
Total noninterest expense	$20,075,000	887
Salaries and employee benefits	$14,294,000	742
Premises and equipment expense	$1,340,000	1,311
Additional noninterest expense	$4,441,000	1,091
Pre-tax net operating income	$419,000	4,159
Securities gains (losses)	$0	2,494
Applicable income taxes	$11,000	3,451
Income before extraordinary items	$408,000	4,159
Extraordinary gains, net	$0	4
Net income	$408,000	4,158
Minority interest net income	$0	65
Net income of bank and minority interests.	$408,000	4,159
Net charge-offs	$-1,000	3,797
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$408,000	4,113
2020-06-30 (YTD Data)		Rank
Total interest income	$6,813,000	2,062
Total interest expense	$764,000	2,556
Net interest income	$6,049,000	1,944
Provision for loan and lease losses	$320,000	1,990
Total noninterest income	$7,928,000	538
Gross Fiduciary activities income	$1,001,000	346
Service charges on deposit accounts	$125,000	2,513
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,802,000	475
Total noninterest expense	$13,360,000	880
Salaries and employee benefits	$9,554,000	733
Premises and equipment expense	$877,000	1,329
Additional noninterest expense	$2,929,000	1,092
Pre-tax net operating income	$297,000	4,126
Securities gains (losses)	$0	2,249
Applicable income taxes	$26,000	3,144
Income before extraordinary items	$271,000	4,153
Extraordinary gains, net	$0	4
Net income	$271,000	4,152
Minority interest net income	$0	65
Net income of bank and minority interests.	$271,000	4,153
Net charge-offs	$-1,000	3,744
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$271,000	4,108
2020-03-31 (YTD Data)		Rank
Total interest income	$3,514,000	2,006
Total interest expense	$413,000	2,580
Net interest income	$3,101,000	1,868
Provision for loan and lease losses	$60,000	2,352
Total noninterest income	$4,013,000	499
Gross Fiduciary activities income	$394,000	388
Service charges on deposit accounts	$77,000	2,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,542,000	412
Total noninterest expense	$6,924,000	857
Salaries and employee benefits	$4,950,000	710
Premises and equipment expense	$445,000	1,313
Additional noninterest expense	$1,529,000	1,088
Pre-tax net operating income	$130,000	4,116
Securities gains (losses)	$0	1,705
Applicable income taxes	$40,000	2,540
Income before extraordinary items	$90,000	4,280
Extraordinary gains, net	$0	4
Net income	$90,000	4,280
Minority interest net income	$0	56
Net income of bank and minority interests.	$90,000	4,280
Net charge-offs	$-1,000	3,618
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$90,000	4,261
2019-12-31 (YTD Data)		Rank
Total interest income	$14,890,000	1,935
Total interest expense	$1,528,000	2,723
Net interest income	$13,362,000	1,774
Provision for loan and lease losses	$195,000	2,386
Total noninterest income	$18,213,000	457
Gross Fiduciary activities income	$2,034,000	344
Service charges on deposit accounts	$331,000	2,460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,848,000	383
Total noninterest expense	$27,643,000	833
Salaries and employee benefits	$19,494,000	687
Premises and equipment expense	$1,677,000	1,368
Additional noninterest expense	$6,472,000	1,032
Pre-tax net operating income	$3,737,000	2,147
Securities gains (losses)	$0	2,379
Applicable income taxes	$942,000	1,473
Income before extraordinary items	$2,795,000	2,397
Extraordinary gains, net	$0	11
Net income	$2,795,000	2,398
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,795,000	2,399
Net charge-offs	$1,000	3,665
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,795,000	2,356
2019-09-30 (YTD Data)		Rank
Total interest income	$11,197,000	1,949
Total interest expense	$1,098,000	2,790
Net interest income	$10,099,000	1,790
Provision for loan and lease losses	$135,000	2,339
Total noninterest income	$13,936,000	452
Gross Fiduciary activities income	$1,582,000	334
Service charges on deposit accounts	$243,000	2,519
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,111,000	369
Total noninterest expense	$20,815,000	815
Salaries and employee benefits	$14,641,000	689
Premises and equipment expense	$1,253,000	1,375
Additional noninterest expense	$4,921,000	1,014
Pre-tax net operating income	$3,085,000	2,075
Securities gains (losses)	$0	2,167
Applicable income taxes	$811,000	1,410
Income before extraordinary items	$2,274,000	2,333
Extraordinary gains, net	$0	11
Net income	$2,274,000	2,332
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,274,000	2,334
Net charge-offs	$1,000	3,377
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,274,000	2,302
2019-06-30 (YTD Data)		Rank
Total interest income	$7,517,000	1,928
Total interest expense	$699,000	2,844
Net interest income	$6,818,000	1,768
Provision for loan and lease losses	$90,000	2,284
Total noninterest income	$9,221,000	448
Gross Fiduciary activities income	$1,109,000	331
Service charges on deposit accounts	$150,000	2,628
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,962,000	371
Total noninterest expense	$13,643,000	831
Salaries and employee benefits	$9,664,000	684
Premises and equipment expense	$834,000	1,377
Additional noninterest expense	$3,145,000	1,057
Pre-tax net operating income	$2,306,000	1,895
Securities gains (losses)	$0	1,702
Applicable income taxes	$588,000	1,309
Income before extraordinary items	$1,718,000	2,142
Extraordinary gains, net	$0	11
Net income	$1,718,000	2,140
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,718,000	2,142
Net charge-offs	$0	3,172
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,718,000	2,118
2019-03-31 (YTD Data)		Rank
Total interest income	$3,746,000	1,940
Total interest expense	$320,000	2,942
Net interest income	$3,426,000	1,765
Provision for loan and lease losses	$45,000	2,137
Total noninterest income	$4,400,000	439
Gross Fiduciary activities income	$437,000	370
Service charges on deposit accounts	$69,000	2,769
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,894,000	351
Total noninterest expense	$6,717,000	842
Salaries and employee benefits	$4,827,000	685
Premises and equipment expense	$408,000	1,432
Additional noninterest expense	$1,482,000	1,084
Pre-tax net operating income	$1,064,000	1,982
Securities gains (losses)	$0	1,087
Applicable income taxes	$262,000	1,367
Income before extraordinary items	$802,000	2,188
Extraordinary gains, net	$0	5
Net income	$802,000	2,187
Minority interest net income	$0	52
Net income of bank and minority interests.	$802,000	2,187
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$802,000	2,176
2018-12-31 (YTD Data)		Rank
Total interest income	$14,159,000	1,939
Total interest expense	$852,000	3,174
Net interest income	$13,307,000	1,787
Provision for loan and lease losses	$135,000	2,738
Total noninterest income	$20,713,000	408
Gross Fiduciary activities income	$1,737,000	371
Service charges on deposit accounts	$272,000	2,893
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,704,000	324
Total noninterest expense	$30,545,000	744
Salaries and employee benefits	$19,227,000	651
Premises and equipment expense	$1,477,000	1,517
Additional noninterest expense	$9,841,000	716
Pre-tax net operating income	$3,340,000	2,351
Securities gains (losses)	$0	1,125
Applicable income taxes	$917,000	1,463
Income before extraordinary items	$2,423,000	2,637
Extraordinary gains, net	$0	6
Net income	$2,423,000	2,635
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,423,000	2,636
Net charge-offs	$0	3,782
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,423,000	2,627
2018-09-30 (YTD Data)		Rank
Total interest income	$10,462,000	1,955
Total interest expense	$586,000	3,234
Net interest income	$9,876,000	1,800
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$15,685,000	402
Gross Fiduciary activities income	$1,297,000	373
Service charges on deposit accounts	$204,000	2,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,184,000	325
Total noninterest expense	$22,678,000	745
Salaries and employee benefits	$14,308,000	657
Premises and equipment expense	$1,095,000	1,550
Additional noninterest expense	$7,275,000	705
Pre-tax net operating income	$2,793,000	2,221
Securities gains (losses)	$0	1,118
Applicable income taxes	$719,000	1,470
Income before extraordinary items	$2,074,000	2,456
Extraordinary gains, net	$0	5
Net income	$2,074,000	2,455
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,074,000	2,455
Net charge-offs	$0	3,489
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,074,000	2,451
2018-06-30 (YTD Data)		Rank
Total interest income	$6,868,000	1,964
Total interest expense	$366,000	3,259
Net interest income	$6,502,000	1,804
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$10,349,000	408
Gross Fiduciary activities income	$894,000	372
Service charges on deposit accounts	$136,000	2,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,319,000	331
Total noninterest expense	$15,014,000	747
Salaries and employee benefits	$9,529,000	661
Premises and equipment expense	$782,000	1,466
Additional noninterest expense	$4,703,000	723
Pre-tax net operating income	$1,777,000	2,267
Securities gains (losses)	$0	961
Applicable income taxes	$541,000	1,345
Income before extraordinary items	$1,236,000	2,617
Extraordinary gains, net	$0	6
Net income	$1,236,000	2,616
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,236,000	2,616
Net charge-offs	$0	3,209
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,236,000	2,608
2018-03-31 (YTD Data)		Rank
Total interest income	$3,373,000	1,984
Total interest expense	$173,000	3,306
Net interest income	$3,200,000	1,826
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$5,186,000	402
Gross Fiduciary activities income	$347,000	415
Service charges on deposit accounts	$70,000	2,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,769,000	322
Total noninterest expense	$7,608,000	742
Salaries and employee benefits	$4,869,000	647
Premises and equipment expense	$408,000	1,427
Additional noninterest expense	$2,331,000	721
Pre-tax net operating income	$748,000	2,496
Securities gains (losses)	$0	735
Applicable income taxes	$228,000	1,455
Income before extraordinary items	$520,000	2,833
Extraordinary gains, net	$0	7
Net income	$520,000	2,833
Minority interest net income	$0	52
Net income of bank and minority interests.	$520,000	2,833
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$520,000	2,823
2017-12-31 (YTD Data)		Rank
Total interest income	$13,196,000	1,962
Total interest expense	$787,000	2,946
Net interest income	$12,409,000	1,857
Provision for loan and lease losses	$120,000	2,846
Total noninterest income	$21,044,000	403
Gross Fiduciary activities income	$1,995,000	340
Service charges on deposit accounts	$263,000	3,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,786,000	325
Total noninterest expense	$29,203,000	752
Salaries and employee benefits	$20,093,000	600
Premises and equipment expense	$1,630,000	1,402
Additional noninterest expense	$7,480,000	877
Pre-tax net operating income	$4,130,000	1,997
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,749,000	1,396
Income before extraordinary items	$2,381,000	2,396
Extraordinary gains, net	$0	9
Net income	$2,381,000	2,396
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,381,000	2,396
Net charge-offs	$76,000	2,678
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,381,000	2,383
2017-09-30 (YTD Data)		Rank
Total interest income	$9,789,000	1,978
Total interest expense	$597,000	2,918
Net interest income	$9,192,000	1,887
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$15,733,000	404
Gross Fiduciary activities income	$1,374,000	356
Service charges on deposit accounts	$190,000	3,130
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,169,000	325
Total noninterest expense	$21,930,000	745
Salaries and employee benefits	$15,514,000	584
Premises and equipment expense	$1,247,000	1,387
Additional noninterest expense	$5,169,000	948
Pre-tax net operating income	$2,905,000	2,121
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,084,000	1,398
Income before extraordinary items	$1,821,000	2,554
Extraordinary gains, net	$0	9
Net income	$1,821,000	2,554
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,821,000	2,554
Net charge-offs	$76,000	2,144
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,821,000	2,545
2017-06-30 (YTD Data)		Rank
Total interest income	$6,457,000	1,982
Total interest expense	$408,000	2,834
Net interest income	$6,049,000	1,888
Provision for loan and lease losses	$60,000	2,608
Total noninterest income	$10,667,000	405
Gross Fiduciary activities income	$959,000	346
Service charges on deposit accounts	$125,000	3,140
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,583,000	326
Total noninterest expense	$14,710,000	740
Salaries and employee benefits	$10,367,000	587
Premises and equipment expense	$864,000	1,350
Additional noninterest expense	$3,479,000	943
Pre-tax net operating income	$1,946,000	2,067
Securities gains (losses)	$0	1,906
Applicable income taxes	$726,000	1,362
Income before extraordinary items	$1,220,000	2,492
Extraordinary gains, net	$0	11
Net income	$1,220,000	2,491
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,220,000	2,492
Net charge-offs	$0	3,512
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,220,000	2,473
2017-03-31 (YTD Data)		Rank
Total interest income	$3,195,000	1,985
Total interest expense	$214,000	2,725
Net interest income	$2,981,000	1,904
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$5,196,000	413
Gross Fiduciary activities income	$412,000	374
Service charges on deposit accounts	$65,000	3,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,719,000	323
Total noninterest expense	$7,352,000	753
Salaries and employee benefits	$5,238,000	594
Premises and equipment expense	$441,000	1,334
Additional noninterest expense	$1,673,000	959
Pre-tax net operating income	$795,000	2,295
Securities gains (losses)	$0	1,153
Applicable income taxes	$298,000	1,497
Income before extraordinary items	$497,000	2,766
Extraordinary gains, net	$0	8
Net income	$497,000	2,766
Minority interest net income	$0	55
Net income of bank and minority interests.	$497,000	2,766
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$497,000	2,749
2016-12-31 (YTD Data)		Rank
Total interest income	$12,676,000	1,982
Total interest expense	$1,069,000	2,303
Net interest income	$11,607,000	1,917
Provision for loan and lease losses	$120,000	2,919
Total noninterest income	$20,526,000	413
Gross Fiduciary activities income	$1,591,000	376
Service charges on deposit accounts	$223,000	3,442
Trading account gains and fees	$0	170
Additional Noninterest Income	$18,712,000	333
Total noninterest expense	$28,510,000	751
Salaries and employee benefits	$19,798,000	595
Premises and equipment expense	$1,668,000	1,376
Additional noninterest expense	$7,044,000	933
Pre-tax net operating income	$3,503,000	2,127
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,361,000	1,355
Income before extraordinary items	$2,142,000	2,674
Extraordinary gains, net	$0	5
Net income	$2,142,000	2,672
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,142,000	2,673
Net charge-offs	$2,000	4,145
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,142,000	2,620
2016-09-30 (YTD Data)		Rank
Total interest income	$9,444,000	1,993
Total interest expense	$821,000	2,283
Net interest income	$8,623,000	1,943
Provision for loan and lease losses	$90,000	2,817
Total noninterest income	$15,401,000	414
Gross Fiduciary activities income	$1,226,000	371
Service charges on deposit accounts	$165,000	3,467
Trading account gains and fees	$0	169
Additional Noninterest Income	$14,010,000	330
Total noninterest expense	$21,376,000	749
Salaries and employee benefits	$14,800,000	595
Premises and equipment expense	$1,262,000	1,367
Additional noninterest expense	$5,314,000	926
Pre-tax net operating income	$2,558,000	2,213
Securities gains (losses)	$0	3,160
Applicable income taxes	$983,000	1,424
Income before extraordinary items	$1,575,000	2,747
Extraordinary gains, net	$0	5
Net income	$1,575,000	2,747
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,575,000	2,747
Net charge-offs	$2,000	3,786
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,575,000	2,686
2016-06-30 (YTD Data)		Rank
Total interest income	$6,244,000	2,016
Total interest expense	$553,000	2,269
Net interest income	$5,691,000	1,965
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$10,211,000	412
Gross Fiduciary activities income	$864,000	360
Service charges on deposit accounts	$112,000	3,448
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,235,000	334
Total noninterest expense	$14,387,000	738
Salaries and employee benefits	$9,826,000	601
Premises and equipment expense	$822,000	1,402
Additional noninterest expense	$3,739,000	888
Pre-tax net operating income	$1,455,000	2,455
Securities gains (losses)	$0	2,835
Applicable income taxes	$565,000	1,548
Income before extraordinary items	$890,000	2,984
Extraordinary gains, net	$0	16
Net income	$890,000	2,982
Minority interest net income	$0	71
Net income of bank and minority interests.	$890,000	2,983
Net charge-offs	$2,000	3,496
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$890,000	2,922
2016-03-31 (YTD Data)		Rank
Total interest income	$3,094,000	2,023
Total interest expense	$283,000	2,238
Net interest income	$2,811,000	1,983
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$4,965,000	407
Gross Fiduciary activities income	$343,000	405
Service charges on deposit accounts	$52,000	3,540
Trading account gains and fees	$0	142
Additional Noninterest Income	$4,570,000	317
Total noninterest expense	$7,376,000	722
Salaries and employee benefits	$5,029,000	589
Premises and equipment expense	$403,000	1,427
Additional noninterest expense	$1,944,000	836
Pre-tax net operating income	$370,000	3,532
Securities gains (losses)	$0	2,077
Applicable income taxes	$159,000	2,049
Income before extraordinary items	$211,000	4,164
Extraordinary gains, net	$0	12
Net income	$211,000	4,160
Minority interest net income	$0	62
Net income of bank and minority interests.	$211,000	4,162
Net charge-offs	$2,000	2,815
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$211,000	4,110
2015-12-31 (YTD Data)		Rank
Total interest income	$11,784,000	2,056
Total interest expense	$1,191,000	2,132
Net interest income	$10,593,000	2,035
Provision for loan and lease losses	$0	4,380
Total noninterest income	$20,761,000	401
Gross Fiduciary activities income	$1,321,000	416
Service charges on deposit accounts	$216,000	3,593
Trading account gains and fees	$0	159
Additional Noninterest Income	$19,224,000	309
Total noninterest expense	$29,565,000	698
Salaries and employee benefits	$19,913,000	568
Premises and equipment expense	$1,760,000	1,326
Additional noninterest expense	$7,892,000	827
Pre-tax net operating income	$1,789,000	3,210
Securities gains (losses)	$0	3,216
Applicable income taxes	$704,000	1,915
Income before extraordinary items	$1,085,000	3,792
Extraordinary gains, net	$0	23
Net income	$1,085,000	3,792
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,085,000	3,793
Net charge-offs	$0	4,462
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,085,000	3,745
2015-09-30 (YTD Data)		Rank
Total interest income	$8,766,000	2,090
Total interest expense	$897,000	2,138
Net interest income	$7,869,000	2,063
Provision for loan and lease losses	$0	4,232
Total noninterest income	$15,550,000	414
Gross Fiduciary activities income	$1,007,000	414
Service charges on deposit accounts	$161,000	3,625
Trading account gains and fees	$0	153
Additional Noninterest Income	$14,382,000	320
Total noninterest expense	$22,130,000	709
Salaries and employee benefits	$15,075,000	571
Premises and equipment expense	$1,357,000	1,315
Additional noninterest expense	$5,698,000	859
Pre-tax net operating income	$1,289,000	3,334
Securities gains (losses)	$0	3,031
Applicable income taxes	$509,000	2,002
Income before extraordinary items	$780,000	3,935
Extraordinary gains, net	$0	21
Net income	$780,000	3,932
Minority interest net income	$0	78
Net income of bank and minority interests.	$780,000	3,935
Net charge-offs	$0	4,182
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$780,000	3,870
2015-06-30 (YTD Data)		Rank
Total interest income	$5,745,000	2,123
Total interest expense	$601,000	2,151
Net interest income	$5,144,000	2,086
Provision for loan and lease losses	$0	4,069
Total noninterest income	$10,469,000	405
Gross Fiduciary activities income	$705,000	406
Service charges on deposit accounts	$102,000	3,696
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,662,000	319
Total noninterest expense	$14,494,000	720
Salaries and employee benefits	$9,902,000	570
Premises and equipment expense	$924,000	1,296
Additional noninterest expense	$3,668,000	885
Pre-tax net operating income	$1,119,000	2,872
Securities gains (losses)	$0	2,636
Applicable income taxes	$422,000	1,801
Income before extraordinary items	$697,000	3,421
Extraordinary gains, net	$0	22
Net income	$697,000	3,421
Minority interest net income	$0	75
Net income of bank and minority interests.	$697,000	3,422
Net charge-offs	$0	3,893
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$697,000	3,359
2015-03-31 (YTD Data)		Rank
Total interest income	$2,817,000	2,152
Total interest expense	$311,000	2,106
Net interest income	$2,506,000	2,127
Provision for loan and lease losses	$0	3,703
Total noninterest income	$5,046,000	402
Gross Fiduciary activities income	$281,000	447
Service charges on deposit accounts	$49,000	3,733
Trading account gains and fees	$0	152
Additional Noninterest Income	$4,716,000	308
Total noninterest expense	$7,265,000	717
Salaries and employee benefits	$4,916,000	581
Premises and equipment expense	$473,000	1,276
Additional noninterest expense	$1,876,000	855
Pre-tax net operating income	$287,000	3,946
Securities gains (losses)	$0	2,027
Applicable income taxes	$104,000	2,407
Income before extraordinary items	$183,000	4,415
Extraordinary gains, net	$0	13
Net income	$183,000	4,417
Minority interest net income	$0	64
Net income of bank and minority interests.	$183,000	4,418
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$183,000	4,339
2014-12-31 (YTD Data)		Rank
Total interest income	$11,268,000	2,146
Total interest expense	$1,403,000	2,004
Net interest income	$9,865,000	2,156
Provision for loan and lease losses	$30,000	4,054
Total noninterest income	$19,914,000	396
Gross Fiduciary activities income	$1,468,000	398
Service charges on deposit accounts	$202,000	3,893
Trading account gains and fees	$1,000	177
Additional Noninterest Income	$18,243,000	290
Total noninterest expense	$28,293,000	722
Salaries and employee benefits	$18,910,000	574
Premises and equipment expense	$1,752,000	1,352
Additional noninterest expense	$7,631,000	854
Pre-tax net operating income	$1,456,000	3,539
Securities gains (losses)	$0	3,259
Applicable income taxes	$642,000	1,989
Income before extraordinary items	$814,000	4,281
Extraordinary gains, net	$0	17
Net income	$814,000	4,281
Minority interest net income	$0	84
Net income of bank and minority interests.	$814,000	4,282
Net charge-offs	$-146,000	6,198
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$814,000	4,228
2014-09-30 (YTD Data)		Rank
Total interest income	$8,405,000	2,172
Total interest expense	$1,076,000	1,990
Net interest income	$7,329,000	2,192
Provision for loan and lease losses	$30,000	3,723
Total noninterest income	$14,922,000	387
Gross Fiduciary activities income	$1,146,000	389
Service charges on deposit accounts	$154,000	3,915
Trading account gains and fees	$1,000	172
Additional Noninterest Income	$13,621,000	284
Total noninterest expense	$21,285,000	719
Salaries and employee benefits	$14,267,000	570
Premises and equipment expense	$1,297,000	1,375
Additional noninterest expense	$5,721,000	856
Pre-tax net operating income	$936,000	3,867
Securities gains (losses)	$0	2,980
Applicable income taxes	$410,000	2,164
Income before extraordinary items	$526,000	4,535
Extraordinary gains, net	$0	15
Net income	$526,000	4,535
Minority interest net income	$0	81
Net income of bank and minority interests.	$526,000	4,536
Net charge-offs	$0	4,696
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$526,000	4,496
2014-06-30 (YTD Data)		Rank
Total interest income	$5,501,000	2,202
Total interest expense	$738,000	1,964
Net interest income	$4,763,000	2,227
Provision for loan and lease losses	$30,000	3,313
Total noninterest income	$9,764,000	385
Gross Fiduciary activities income	$828,000	371
Service charges on deposit accounts	$108,000	3,812
Trading account gains and fees	$1,000	168
Additional Noninterest Income	$8,827,000	287
Total noninterest expense	$13,766,000	734
Salaries and employee benefits	$9,210,000	583
Premises and equipment expense	$873,000	1,371
Additional noninterest expense	$3,683,000	878
Pre-tax net operating income	$731,000	3,539
Securities gains (losses)	$0	2,580
Applicable income taxes	$314,000	2,003
Income before extraordinary items	$417,000	4,244
Extraordinary gains, net	$0	20
Net income	$417,000	4,247
Minority interest net income	$0	80
Net income of bank and minority interests.	$417,000	4,249
Net charge-offs	$0	4,375
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$417,000	4,178
2014-03-31 (YTD Data)		Rank
Total interest income	$2,749,000	2,202
Total interest expense	$376,000	1,972
Net interest income	$2,373,000	2,228
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$4,758,000	387
Gross Fiduciary activities income	$343,000	409
Service charges on deposit accounts	$54,000	3,799
Trading account gains and fees	$0	147
Additional Noninterest Income	$4,361,000	289
Total noninterest expense	$6,772,000	756
Salaries and employee benefits	$4,715,000	577
Premises and equipment expense	$459,000	1,335
Additional noninterest expense	$1,598,000	1,010
Pre-tax net operating income	$329,000	3,656
Securities gains (losses)	$0	1,715
Applicable income taxes	$90,000	2,440
Income before extraordinary items	$239,000	3,941
Extraordinary gains, net	$0	16
Net income	$239,000	3,943
Minority interest net income	$0	66
Net income of bank and minority interests.	$239,000	3,943
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$239,000	3,897
2013-12-31 (YTD Data)		Rank
Total interest income	$11,154,000	2,192
Total interest expense	$1,973,000	1,725
Net interest income	$9,181,000	2,282
Provision for loan and lease losses	$120,000	3,475
Total noninterest income	$20,043,000	409
Gross Fiduciary activities income	$1,393,000	397
Service charges on deposit accounts	$223,000	3,912
Trading account gains and fees	$0	184
Additional Noninterest Income	$18,427,000	308
Total noninterest expense	$26,679,000	759
Salaries and employee benefits	$18,119,000	593
Premises and equipment expense	$1,742,000	1,369
Additional noninterest expense	$6,818,000	1,000
Pre-tax net operating income	$2,425,000	2,519
Securities gains (losses)	$0	3,182
Applicable income taxes	$765,000	1,721
Income before extraordinary items	$1,660,000	2,963
Extraordinary gains, net	$0	29
Net income	$1,660,000	2,965
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,660,000	2,966
Net charge-offs	$0	5,475
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,660,000	2,905
2013-09-30 (YTD Data)		Rank
Total interest income	$8,379,000	2,199
Total interest expense	$1,539,000	1,707
Net interest income	$6,840,000	2,299
Provision for loan and lease losses	$90,000	3,447
Total noninterest income	$15,391,000	413
Gross Fiduciary activities income	$1,061,000	390
Service charges on deposit accounts	$165,000	3,976
Trading account gains and fees	$0	180
Additional Noninterest Income	$14,165,000	312
Total noninterest expense	$20,024,000	762
Salaries and employee benefits	$13,485,000	604
Premises and equipment expense	$1,276,000	1,409
Additional noninterest expense	$5,263,000	961
Pre-tax net operating income	$2,117,000	2,324
Securities gains (losses)	$0	3,040
Applicable income taxes	$755,000	1,508
Income before extraordinary items	$1,362,000	2,833
Extraordinary gains, net	$0	25
Net income	$1,362,000	2,837
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,362,000	2,837
Net charge-offs	$0	5,212
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,362,000	2,763
2013-06-30 (YTD Data)		Rank
Total interest income	$5,605,000	2,198
Total interest expense	$1,060,000	1,688
Net interest income	$4,545,000	2,293
Provision for loan and lease losses	$60,000	3,384
Total noninterest income	$10,361,000	417
Gross Fiduciary activities income	$674,000	397
Service charges on deposit accounts	$109,000	3,964
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,578,000	315
Total noninterest expense	$13,197,000	780
Salaries and employee benefits	$9,119,000	596
Premises and equipment expense	$867,000	1,389
Additional noninterest expense	$3,211,000	1,050
Pre-tax net operating income	$1,649,000	2,035
Securities gains (losses)	$0	2,791
Applicable income taxes	$745,000	1,151
Income before extraordinary items	$904,000	2,844
Extraordinary gains, net	$0	22
Net income	$904,000	2,848
Minority interest net income	$0	82
Net income of bank and minority interests.	$904,000	2,848
Net charge-offs	$0	4,909
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$904,000	2,745
2013-03-31 (YTD Data)		Rank
Total interest income	$2,822,000	2,205
Total interest expense	$548,000	1,685
Net interest income	$2,274,000	2,305
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$4,857,000	440
Gross Fiduciary activities income	$252,000	464
Service charges on deposit accounts	$50,000	4,085
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,555,000	323
Total noninterest expense	$6,400,000	804
Salaries and employee benefits	$4,363,000	633
Premises and equipment expense	$430,000	1,423
Additional noninterest expense	$1,607,000	1,048
Pre-tax net operating income	$701,000	2,267
Securities gains (losses)	$0	1,966
Applicable income taxes	$322,000	1,266
Income before extraordinary items	$379,000	3,125
Extraordinary gains, net	$0	10
Net income	$379,000	3,126
Minority interest net income	$0	76
Net income of bank and minority interests.	$379,000	3,127
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$379,000	3,036
2012-12-31 (YTD Data)		Rank
Total interest income	$11,676,000	2,232
Total interest expense	$2,638,000	1,668
Net interest income	$9,038,000	2,379
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$18,664,000	446
Gross Fiduciary activities income	$1,140,000	420
Service charges on deposit accounts	$207,000	4,198
Trading account gains and fees	$1,000	164
Additional Noninterest Income	$17,316,000	328
Total noninterest expense	$24,348,000	823
Salaries and employee benefits	$16,858,000	622
Premises and equipment expense	$1,466,000	1,610
Additional noninterest expense	$6,024,000	1,153
Pre-tax net operating income	$3,234,000	1,959
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,387,000	1,160
Income before extraordinary items	$1,847,000	2,735
Extraordinary gains, net	$0	29
Net income	$1,979,000	2,606
Minority interest net income	$-132,000	7,070
Net income of bank and minority interests.	$1,847,000	2,737
Net charge-offs	$348,000	3,128
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,847,000	2,615
2012-09-30 (YTD Data)		Rank
Total interest income	$8,860,000	2,257
Total interest expense	$2,010,000	1,711
Net interest income	$6,850,000	2,391
Provision for loan and lease losses	$90,000	4,446
Total noninterest income	$13,696,000	445
Gross Fiduciary activities income	$890,000	411
Service charges on deposit accounts	$152,000	4,289
Trading account gains and fees	$0	157
Additional Noninterest Income	$12,654,000	334
Total noninterest expense	$17,856,000	834
Salaries and employee benefits	$12,333,000	634
Premises and equipment expense	$1,082,000	1,641
Additional noninterest expense	$4,441,000	1,164
Pre-tax net operating income	$2,600,000	1,908
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,066,000	1,179
Income before extraordinary items	$1,534,000	2,599
Extraordinary gains, net	$0	20
Net income	$1,534,000	2,600
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,534,000	2,600
Net charge-offs	$348,000	2,650
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,534,000	2,475
2012-06-30 (YTD Data)		Rank
Total interest income	$5,952,000	2,250
Total interest expense	$1,360,000	1,743
Net interest income	$4,592,000	2,376
Provision for loan and lease losses	$60,000	4,338
Total noninterest income	$9,072,000	437
Gross Fiduciary activities income	$601,000	405
Service charges on deposit accounts	$102,000	4,265
Trading account gains and fees	$0	153
Additional Noninterest Income	$8,369,000	322
Total noninterest expense	$11,873,000	834
Salaries and employee benefits	$8,129,000	637
Premises and equipment expense	$723,000	1,643
Additional noninterest expense	$3,021,000	1,138
Pre-tax net operating income	$1,731,000	1,884
Securities gains (losses)	$0	3,178
Applicable income taxes	$760,000	1,109
Income before extraordinary items	$971,000	2,676
Extraordinary gains, net	$0	19
Net income	$971,000	2,676
Minority interest net income	$0	84
Net income of bank and minority interests.	$971,000	2,676
Net charge-offs	$36,000	4,276
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$971,000	2,540
2012-03-31 (YTD Data)		Rank
Total interest income	$2,954,000	2,289
Total interest expense	$703,000	1,751
Net interest income	$2,251,000	2,429
Provision for loan and lease losses	$30,000	4,088
Total noninterest income	$4,501,000	431
Gross Fiduciary activities income	$248,000	452
Service charges on deposit accounts	$52,000	4,216
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,201,000	319
Total noninterest expense	$5,935,000	832
Salaries and employee benefits	$4,097,000	635
Premises and equipment expense	$367,000	1,627
Additional noninterest expense	$1,471,000	1,160
Pre-tax net operating income	$787,000	2,060
Securities gains (losses)	$0	2,210
Applicable income taxes	$353,000	1,173
Income before extraordinary items	$434,000	2,908
Extraordinary gains, net	$0	19
Net income	$434,000	2,911
Minority interest net income	$0	78
Net income of bank and minority interests.	$434,000	2,912
Net charge-offs	$17,000	3,772
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$434,000	2,754
2011-12-31 (YTD Data)		Rank
Total interest income	$12,287,000	2,272
Total interest expense	$3,260,000	1,812
Net interest income	$9,027,000	2,429
Provision for loan and lease losses	$120,000	5,149
Total noninterest income	$16,912,000	421
Gross Fiduciary activities income	$1,044,000	388
Service charges on deposit accounts	$229,000	4,136
Trading account gains and fees	$0	146
Additional Noninterest Income	$15,639,000	319
Total noninterest expense	$22,445,000	880
Salaries and employee benefits	$15,409,000	632
Premises and equipment expense	$1,458,000	1,694
Additional noninterest expense	$5,578,000	1,239
Pre-tax net operating income	$3,374,000	1,653
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,409,000	1,043
Income before extraordinary items	$1,965,000	2,291
Extraordinary gains, net	$0	29
Net income	$1,965,000	2,292
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,965,000	2,292
Net charge-offs	$171,000	4,481
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,965,000	2,215
2011-09-30 (YTD Data)		Rank
Total interest income	$9,306,000	2,276
Total interest expense	$2,512,000	1,841
Net interest income	$6,794,000	2,431
Provision for loan and lease losses	$90,000	5,036
Total noninterest income	$12,484,000	431
Gross Fiduciary activities income	$779,000	386
Service charges on deposit accounts	$170,000	4,177
Trading account gains and fees	$0	145
Additional Noninterest Income	$11,535,000	320
Total noninterest expense	$16,638,000	893
Salaries and employee benefits	$11,419,000	644
Premises and equipment expense	$1,091,000	1,734
Additional noninterest expense	$4,128,000	1,251
Pre-tax net operating income	$2,550,000	1,703
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,056,000	1,042
Income before extraordinary items	$1,494,000	2,328
Extraordinary gains, net	$0	21
Net income	$1,494,000	2,328
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,494,000	2,329
Net charge-offs	$83,000	4,603
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,494,000	2,222
2011-06-30 (YTD Data)		Rank
Total interest income	$6,256,000	2,267
Total interest expense	$1,699,000	1,885
Net interest income	$4,557,000	2,409
Provision for loan and lease losses	$60,000	4,872
Total noninterest income	$8,191,000	432
Gross Fiduciary activities income	$553,000	382
Service charges on deposit accounts	$113,000	4,156
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,525,000	329
Total noninterest expense	$10,954,000	917
Salaries and employee benefits	$7,436,000	660
Premises and equipment expense	$721,000	1,752
Additional noninterest expense	$2,797,000	1,264
Pre-tax net operating income	$1,734,000	1,642
Securities gains (losses)	$0	2,914
Applicable income taxes	$794,000	924
Income before extraordinary items	$940,000	2,390
Extraordinary gains, net	$0	15
Net income	$940,000	2,390
Minority interest net income	$0	89
Net income of bank and minority interests.	$940,000	2,390
Net charge-offs	$83,000	4,023
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$940,000	2,303
2011-03-31 (YTD Data)		Rank
Total interest income	$3,145,000	2,273
Total interest expense	$860,000	1,925
Net interest income	$2,285,000	2,403
Provision for loan and lease losses	$30,000	4,582
Total noninterest income	$3,976,000	437
Gross Fiduciary activities income	$243,000	411
Service charges on deposit accounts	$59,000	4,038
Trading account gains and fees	$0	158
Additional Noninterest Income	$3,674,000	326
Total noninterest expense	$5,398,000	923
Salaries and employee benefits	$3,639,000	688
Premises and equipment expense	$359,000	1,808
Additional noninterest expense	$1,400,000	1,264
Pre-tax net operating income	$833,000	1,718
Securities gains (losses)	$0	1,772
Applicable income taxes	$384,000	918
Income before extraordinary items	$449,000	2,444
Extraordinary gains, net	$0	9
Net income	$449,000	2,443
Minority interest net income	$0	86
Net income of bank and minority interests.	$449,000	2,444
Net charge-offs	$79,000	2,965
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$449,000	2,395
2010-12-31 (YTD Data)		Rank
Total interest income	$13,239,000	2,276
Total interest expense	$3,799,000	2,088
Net interest income	$9,440,000	2,309
Provision for loan and lease losses	$120,000	5,848
Total noninterest income	$14,188,000	491
Gross Fiduciary activities income	$1,104,000	373
Service charges on deposit accounts	$237,000	4,104
Trading account gains and fees	$0	175
Additional Noninterest Income	$12,847,000	381
Total noninterest expense	$19,973,000	1,000
Salaries and employee benefits	$13,481,000	716
Premises and equipment expense	$1,305,000	1,953
Additional noninterest expense	$5,187,000	1,404
Pre-tax net operating income	$3,535,000	1,404
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,447,000	926
Income before extraordinary items	$2,088,000	1,949
Extraordinary gains, net	$0	29
Net income	$2,088,000	1,950
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,088,000	1,951
Net charge-offs	$4,000	6,717
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,088,000	1,872
2010-09-30 (YTD Data)		Rank
Total interest income	$9,970,000	2,320
Total interest expense	$2,889,000	2,151
Net interest income	$7,081,000	2,350
Provision for loan and lease losses	$90,000	5,755
Total noninterest income	$10,350,000	499
Gross Fiduciary activities income	$868,000	363
Service charges on deposit accounts	$175,000	4,209
Trading account gains and fees	$0	165
Additional Noninterest Income	$9,307,000	381
Total noninterest expense	$14,835,000	993
Salaries and employee benefits	$10,060,000	716
Premises and equipment expense	$966,000	1,996
Additional noninterest expense	$3,809,000	1,394
Pre-tax net operating income	$2,506,000	1,577
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,038,000	971
Income before extraordinary items	$1,468,000	2,184
Extraordinary gains, net	$0	23
Net income	$1,468,000	2,185
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,468,000	2,187
Net charge-offs	$4,000	6,473
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,468,000	2,090
2010-06-30 (YTD Data)		Rank
Total interest income	$6,646,000	2,351
Total interest expense	$1,935,000	2,227
Net interest income	$4,711,000	2,374
Provision for loan and lease losses	$60,000	5,595
Total noninterest income	$6,681,000	500
Gross Fiduciary activities income	$590,000	363
Service charges on deposit accounts	$113,000	4,263
Trading account gains and fees	$0	152
Additional Noninterest Income	$5,978,000	376
Total noninterest expense	$9,708,000	1,014
Salaries and employee benefits	$6,534,000	734
Premises and equipment expense	$654,000	1,988
Additional noninterest expense	$2,520,000	1,408
Pre-tax net operating income	$1,624,000	1,595
Securities gains (losses)	$0	3,184
Applicable income taxes	$674,000	965
Income before extraordinary items	$950,000	2,204
Extraordinary gains, net	$0	19
Net income	$950,000	2,203
Minority interest net income	$0	105
Net income of bank and minority interests.	$950,000	2,206
Net charge-offs	$0	6,372
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$950,000	2,128
2010-03-31 (YTD Data)		Rank
Total interest income	$3,335,000	2,387
Total interest expense	$970,000	2,319
Net interest income	$2,365,000	2,385
Provision for loan and lease losses	$30,000	5,300
Total noninterest income	$3,131,000	506
Gross Fiduciary activities income	$244,000	413
Service charges on deposit accounts	$55,000	4,301
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,832,000	385
Total noninterest expense	$4,711,000	1,057
Salaries and employee benefits	$3,142,000	774
Premises and equipment expense	$330,000	2,039
Additional noninterest expense	$1,239,000	1,432
Pre-tax net operating income	$755,000	1,703
Securities gains (losses)	$0	2,284
Applicable income taxes	$314,000	1,016
Income before extraordinary items	$441,000	2,385
Extraordinary gains, net	$0	16
Net income	$441,000	2,384
Minority interest net income	$0	91
Net income of bank and minority interests.	$441,000	2,385
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$441,000	2,295
2009-12-31 (YTD Data)		Rank
Total interest income	$13,978,000	2,385
Total interest expense	$4,580,000	2,445
Net interest income	$9,398,000	2,321
Provision for loan and lease losses	$120,000	6,252
Total noninterest income	$11,472,000	585
Gross Fiduciary activities income	$1,049,000	374
Service charges on deposit accounts	$236,000	4,338
Trading account gains and fees	$0	211
Additional Noninterest Income	$10,187,000	436
Total noninterest expense	$17,482,000	1,186
Salaries and employee benefits	$11,133,000	886
Premises and equipment expense	$1,130,000	2,333
Additional noninterest expense	$5,219,000	1,428
Pre-tax net operating income	$3,268,000	1,236
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,236,000	830
Income before extraordinary items	$2,032,000	1,642
Extraordinary gains, net	$0	34
Net income	$2,032,000	1,640
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,032,000	1,641
Net charge-offs	$68,000	6,009
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,032,000	1,598
2009-09-30 (YTD Data)		Rank
Total interest income	$10,567,000	2,410
Total interest expense	$3,588,000	2,458
Net interest income	$6,979,000	2,336
Provision for loan and lease losses	$90,000	6,065
Total noninterest income	$8,351,000	604
Gross Fiduciary activities income	$761,000	384
Service charges on deposit accounts	$178,000	4,343
Trading account gains and fees	$0	212
Additional Noninterest Income	$7,412,000	453
Total noninterest expense	$12,732,000	1,214
Salaries and employee benefits	$8,119,000	915
Premises and equipment expense	$848,000	2,355
Additional noninterest expense	$3,765,000	1,438
Pre-tax net operating income	$2,508,000	1,292
Securities gains (losses)	$0	3,497
Applicable income taxes	$931,000	890
Income before extraordinary items	$1,577,000	1,699
Extraordinary gains, net	$0	27
Net income	$1,577,000	1,698
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,577,000	1,699
Net charge-offs	$-2,000	7,695
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,577,000	1,655
2009-06-30 (YTD Data)		Rank
Total interest income	$7,129,000	2,407
Total interest expense	$2,486,000	2,467
Net interest income	$4,643,000	2,349
Provision for loan and lease losses	$60,000	5,816
Total noninterest income	$5,373,000	627
Gross Fiduciary activities income	$522,000	379
Service charges on deposit accounts	$117,000	4,337
Trading account gains and fees	$0	193
Additional Noninterest Income	$4,734,000	466
Total noninterest expense	$8,378,000	1,242
Salaries and employee benefits	$5,174,000	977
Premises and equipment expense	$574,000	2,345
Additional noninterest expense	$2,630,000	1,417
Pre-tax net operating income	$1,578,000	1,453
Securities gains (losses)	$0	3,136
Applicable income taxes	$607,000	920
Income before extraordinary items	$971,000	1,886
Extraordinary gains, net	$0	21
Net income	$971,000	1,883
Minority interest net income	$0	112
Net income of bank and minority interests.	$971,000	1,885
Net charge-offs	$-1,000	7,516
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$971,000	1,835
2009-03-31 (YTD Data)		Rank
Total interest income	$3,599,000	2,412
Total interest expense	$1,307,000	2,433
Net interest income	$2,292,000	2,367
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$2,469,000	640
Gross Fiduciary activities income	$250,000	384
Service charges on deposit accounts	$57,000	4,341
Trading account gains and fees	$0	171
Additional Noninterest Income	$2,162,000	473
Total noninterest expense	$4,024,000	1,247
Salaries and employee benefits	$2,513,000	1,006
Premises and equipment expense	$297,000	2,317
Additional noninterest expense	$1,214,000	1,341
Pre-tax net operating income	$707,000	1,788
Securities gains (losses)	$0	2,434
Applicable income taxes	$269,000	1,162
Income before extraordinary items	$438,000	2,388
Extraordinary gains, net	$0	15
Net income	$438,000	2,388
Minority interest net income	$0	102
Net income of bank and minority interests.	$438,000	2,390
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$438,000	2,248
2008-12-31 (YTD Data)		Rank
Total interest income	$14,744,000	2,505
Total interest expense	$6,341,000	2,401
Net interest income	$8,403,000	2,584
Provision for loan and lease losses	$30,000	6,834
Total noninterest income	$12,418,000	504
Gross Fiduciary activities income	$698,000	498
Service charges on deposit accounts	$276,000	4,163
Trading account gains and fees	$0	154
Additional Noninterest Income	$11,444,000	358
Total noninterest expense	$17,146,000	1,148
Salaries and employee benefits	$10,928,000	916
Premises and equipment expense	$1,067,000	2,483
Additional noninterest expense	$5,151,000	1,232
Pre-tax net operating income	$3,645,000	1,496
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,615,000	811
Income before extraordinary items	$2,030,000	1,963
Extraordinary gains, net	$0	39
Net income	$2,030,000	1,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	6,011
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,030,000	2,087
2008-09-30 (YTD Data)		Rank
Total interest income	$11,074,000	2,556
Total interest expense	$4,824,000	2,452
Net interest income	$6,250,000	2,627
Provision for loan and lease losses	$0	6,991
Total noninterest income	$9,540,000	519
Gross Fiduciary activities income	$503,000	509
Service charges on deposit accounts	$205,000	4,199
Trading account gains and fees	$0	148
Additional Noninterest Income	$8,832,000	373
Total noninterest expense	$12,844,000	1,137
Salaries and employee benefits	$8,135,000	949
Premises and equipment expense	$801,000	2,487
Additional noninterest expense	$3,908,000	1,173
Pre-tax net operating income	$2,946,000	1,658
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,355,000	911
Income before extraordinary items	$1,591,000	2,211
Extraordinary gains, net	$0	31
Net income	$1,591,000	2,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,143
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,591,000	2,320
2008-06-30 (YTD Data)		Rank
Total interest income	$7,395,000	2,581
Total interest expense	$3,278,000	2,505
Net interest income	$4,117,000	2,641
Provision for loan and lease losses	$0	6,671
Total noninterest income	$6,421,000	534
Gross Fiduciary activities income	$317,000	531
Service charges on deposit accounts	$136,000	4,226
Trading account gains and fees	$0	149
Additional Noninterest Income	$5,968,000	388
Total noninterest expense	$8,440,000	1,153
Salaries and employee benefits	$5,354,000	973
Premises and equipment expense	$500,000	2,637
Additional noninterest expense	$2,586,000	1,151
Pre-tax net operating income	$2,098,000	1,620
Securities gains (losses)	$0	3,233
Applicable income taxes	$941,000	989
Income before extraordinary items	$1,157,000	2,280
Extraordinary gains, net	$0	21
Net income	$1,157,000	2,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,157,000	2,229
2008-03-31 (YTD Data)		Rank
Total interest income	$3,716,000	2,644
Total interest expense	$1,684,000	2,603
Net interest income	$2,032,000	2,673
Provision for loan and lease losses	$0	6,080
Total noninterest income	$3,196,000	541
Gross Fiduciary activities income	$141,000	576
Service charges on deposit accounts	$68,000	4,202
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,987,000	397
Total noninterest expense	$4,297,000	1,131
Salaries and employee benefits	$2,694,000	974
Premises and equipment expense	$256,000	2,617
Additional noninterest expense	$1,347,000	1,080
Pre-tax net operating income	$931,000	1,908
Securities gains (losses)	$0	2,688
Applicable income taxes	$431,000	1,134
Income before extraordinary items	$500,000	2,685
Extraordinary gains, net	$0	15
Net income	$500,000	2,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$500,000	2,617
2007-12-31 (YTD Data)		Rank
Total interest income	$15,113,000	2,661
Total interest expense	$6,961,000	2,646
Net interest income	$8,152,000	2,675
Provision for loan and lease losses	$0	6,851
Total noninterest income	$12,541,000	527
Gross Fiduciary activities income	$692,000	514
Service charges on deposit accounts	$269,000	4,313
Trading account gains and fees	$0	178
Additional Noninterest Income	$11,580,000	374
Total noninterest expense	$17,005,000	1,101
Salaries and employee benefits	$11,143,000	887
Premises and equipment expense	$967,000	2,647
Additional noninterest expense	$4,895,000	1,163
Pre-tax net operating income	$3,688,000	2,114
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$1,534,000	1,401
Income before extraordinary items	$2,156,000	2,666
Extraordinary gains, net	$0	39
Net income	$2,156,000	2,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,154,720	2,665
2007-09-30 (YTD Data)		Rank
Total interest income	$11,282,000	2,674
Total interest expense	$5,190,000	2,652
Net interest income	$6,092,000	2,697
Provision for loan and lease losses	$0	6,528
Total noninterest income	$9,307,000	533
Gross Fiduciary activities income	$539,000	508
Service charges on deposit accounts	$199,000	4,351
Trading account gains and fees	$0	184
Additional Noninterest Income	$8,569,000	385
Total noninterest expense	$12,359,000	1,132
Salaries and employee benefits	$8,229,000	899
Premises and equipment expense	$736,000	2,604
Additional noninterest expense	$3,394,000	1,210
Pre-tax net operating income	$3,040,000	2,077
Securities gains (losses)	$2,000	1,394
Applicable income taxes	$1,314,000	1,353
Income before extraordinary items	$1,728,000	2,678
Extraordinary gains, net	$0	33
Net income	$1,728,000	2,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,726,720	2,661
2007-06-30 (YTD Data)		Rank
Total interest income	$7,485,000	2,705
Total interest expense	$3,422,000	2,673
Net interest income	$4,063,000	2,709
Provision for loan and lease losses	$0	6,209
Total noninterest income	$5,788,000	573
Gross Fiduciary activities income	$272,000	580
Service charges on deposit accounts	$131,000	4,384
Trading account gains and fees	$0	168
Additional Noninterest Income	$5,385,000	418
Total noninterest expense	$8,029,000	1,176
Salaries and employee benefits	$5,281,000	957
Premises and equipment expense	$497,000	2,600
Additional noninterest expense	$2,251,000	1,230
Pre-tax net operating income	$1,822,000	2,321
Securities gains (losses)	$2,000	1,203
Applicable income taxes	$783,000	1,510
Income before extraordinary items	$1,041,000	2,946
Extraordinary gains, net	$0	29
Net income	$1,041,000	2,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,039,720	2,942
2007-03-31 (YTD Data)		Rank
Total interest income	$3,678,000	2,738
Total interest expense	$1,668,000	2,724
Net interest income	$2,010,000	2,744
Provision for loan and lease losses	$0	5,779
Total noninterest income	$2,833,000	574
Gross Fiduciary activities income	$137,000	589
Service charges on deposit accounts	$65,000	4,347
Trading account gains and fees	$0	195
Additional Noninterest Income	$2,631,000	416
Total noninterest expense	$4,065,000	1,154
Salaries and employee benefits	$2,661,000	958
Premises and equipment expense	$253,000	2,561
Additional noninterest expense	$1,151,000	1,184
Pre-tax net operating income	$778,000	2,611
Securities gains (losses)	$0	1,187
Applicable income taxes	$329,000	1,750
Income before extraordinary items	$449,000	3,234
Extraordinary gains, net	$0	22
Net income	$449,000	3,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$449,000	3,210
2006-12-31 (YTD Data)		Rank
Total interest income	$13,945,000	2,697
Total interest expense	$5,516,000	2,793
Net interest income	$8,429,000	2,659
Provision for loan and lease losses	$-175,000	8,524
Total noninterest income	$10,145,000	606
Gross Fiduciary activities income	$538,000	577
Service charges on deposit accounts	$272,000	4,312
Trading account gains and fees	$0	130
Additional Noninterest Income	$9,335,000	437
Total noninterest expense	$14,763,000	1,218
Salaries and employee benefits	$9,364,000	1,034
Premises and equipment expense	$955,000	2,577
Additional noninterest expense	$4,444,000	1,200
Pre-tax net operating income	$3,986,000	2,267
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,593,000	1,570
Income before extraordinary items	$2,393,000	2,701
Extraordinary gains, net	$0	51
Net income	$2,393,000	2,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-175,000	8,567
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,393,000	2,693
2006-09-30 (YTD Data)		Rank
Total interest income	$10,302,000	2,722
Total interest expense	$3,944,000	2,813
Net interest income	$6,358,000	2,674
Provision for loan and lease losses	$-175,000	8,612
Total noninterest income	$7,439,000	628
Gross Fiduciary activities income	$333,000	605
Service charges on deposit accounts	$200,000	4,389
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,906,000	450
Total noninterest expense	$11,039,000	1,239
Salaries and employee benefits	$7,022,000	1,036
Premises and equipment expense	$717,000	2,578
Additional noninterest expense	$3,300,000	1,221
Pre-tax net operating income	$2,933,000	2,377
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,200,000	1,651
Income before extraordinary items	$1,733,000	2,880
Extraordinary gains, net	$0	45
Net income	$1,733,000	2,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-175,000	8,616
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,733,000	2,868
2006-06-30 (YTD Data)		Rank
Total interest income	$6,755,000	2,724
Total interest expense	$2,519,000	2,802
Net interest income	$4,236,000	2,674
Provision for loan and lease losses	$-175,000	8,658
Total noninterest income	$4,989,000	621
Gross Fiduciary activities income	$218,000	619
Service charges on deposit accounts	$132,000	4,392
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,639,000	454
Total noninterest expense	$7,382,000	1,246
Salaries and employee benefits	$4,658,000	1,052
Premises and equipment expense	$466,000	2,636
Additional noninterest expense	$2,258,000	1,203
Pre-tax net operating income	$2,018,000	2,293
Securities gains (losses)	$0	1,185
Applicable income taxes	$848,000	1,592
Income before extraordinary items	$1,170,000	2,852
Extraordinary gains, net	$0	39
Net income	$1,170,000	2,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-175,000	8,665
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,170,000	2,840
2006-03-31 (YTD Data)		Rank
Total interest income	$3,284,000	2,748
Total interest expense	$1,208,000	2,787
Net interest income	$2,076,000	2,698
Provision for loan and lease losses	$-175,000	8,694
Total noninterest income	$2,387,000	633
Gross Fiduciary activities income	$84,000	686
Service charges on deposit accounts	$65,000	4,375
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,238,000	462
Total noninterest expense	$3,705,000	1,233
Salaries and employee benefits	$2,292,000	1,071
Premises and equipment expense	$236,000	2,603
Additional noninterest expense	$1,177,000	1,136
Pre-tax net operating income	$933,000	2,405
Securities gains (losses)	$0	955
Applicable income taxes	$387,000	1,697
Income before extraordinary items	$546,000	2,946
Extraordinary gains, net	$0	21
Net income	$546,000	2,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-175,000	8,710
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$546,000	2,929
2005-12-31 (YTD Data)		Rank
Total interest income	$12,169,000	2,679
Total interest expense	$3,968,000	2,672
Net interest income	$8,201,000	2,637
Provision for loan and lease losses	$-45,000	8,568
Total noninterest income	$8,750,000	687
Gross Fiduciary activities income	$300,000	710
Service charges on deposit accounts	$268,000	4,419
Trading account gains and fees	$0	138
Additional Noninterest Income	$8,182,000	488
Total noninterest expense	$13,347,000	1,286
Salaries and employee benefits	$8,243,000	1,124
Premises and equipment expense	$919,000	2,547
Additional noninterest expense	$4,185,000	1,242
Pre-tax net operating income	$3,649,000	2,376
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,536,000	1,678
Income before extraordinary items	$2,113,000	2,954
Extraordinary gains, net	$0	46
Net income	$2,113,000	2,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	8,446
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,113,000	2,924
2005-09-30 (YTD Data)		Rank
Total interest income	$8,943,000	2,667
Total interest expense	$2,851,000	2,640
Net interest income	$6,092,000	2,639
Provision for loan and lease losses	$-45,000	8,653
Total noninterest income	$6,359,000	706
Gross Fiduciary activities income	$163,000	773
Service charges on deposit accounts	$200,000	4,460
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,996,000	499
Total noninterest expense	$9,825,000	1,304
Salaries and employee benefits	$6,060,000	1,136
Premises and equipment expense	$703,000	2,503
Additional noninterest expense	$3,062,000	1,254
Pre-tax net operating income	$2,671,000	2,448
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,118,000	1,740
Income before extraordinary items	$1,553,000	3,042
Extraordinary gains, net	$0	35
Net income	$1,553,000	3,043
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	8,432
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,553,000	3,007
2005-06-30 (YTD Data)		Rank
Total interest income	$5,856,000	2,655
Total interest expense	$1,832,000	2,594
Net interest income	$4,024,000	2,639
Provision for loan and lease losses	$-45,000	8,695
Total noninterest income	$4,232,000	698
Gross Fiduciary activities income	$107,000	787
Service charges on deposit accounts	$130,000	4,473
Trading account gains and fees	$0	116
Additional Noninterest Income	$3,995,000	487
Total noninterest expense	$6,418,000	1,323
Salaries and employee benefits	$4,006,000	1,134
Premises and equipment expense	$474,000	2,444
Additional noninterest expense	$1,938,000	1,287
Pre-tax net operating income	$1,883,000	2,287
Securities gains (losses)	$0	2,146
Applicable income taxes	$772,000	1,666
Income before extraordinary items	$1,111,000	2,848
Extraordinary gains, net	$0	30
Net income	$1,111,000	2,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	8,444
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,111,000	2,803
2005-03-31 (YTD Data)		Rank
Total interest income	$2,874,000	2,672
Total interest expense	$892,000	2,554
Net interest income	$1,982,000	2,664
Provision for loan and lease losses	$-45,000	8,796
Total noninterest income	$2,164,000	667
Gross Fiduciary activities income	$45,000	830
Service charges on deposit accounts	$63,000	4,498
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,056,000	467
Total noninterest expense	$3,249,000	1,313
Salaries and employee benefits	$2,009,000	1,133
Premises and equipment expense	$235,000	2,492
Additional noninterest expense	$1,005,000	1,239
Pre-tax net operating income	$942,000	2,268
Securities gains (losses)	$0	1,685
Applicable income taxes	$386,000	1,648
Income before extraordinary items	$556,000	2,783
Extraordinary gains, net	$0	24
Net income	$556,000	2,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	8,609
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$556,000	2,732
2004-12-31 (YTD Data)		Rank
Total interest income	$10,835,000	2,622
Total interest expense	$3,250,000	2,444
Net interest income	$7,585,000	2,660
Provision for loan and lease losses	$0	7,314
Total noninterest income	$7,099,000	794
Gross Fiduciary activities income	$99,000	940
Service charges on deposit accounts	$281,000	4,462
Trading account gains and fees	$0	138
Additional Noninterest Income	$6,719,000	538
Total noninterest expense	$11,753,000	1,393
Salaries and employee benefits	$7,402,000	1,170
Premises and equipment expense	$874,000	2,587
Additional noninterest expense	$3,477,000	1,428
Pre-tax net operating income	$2,931,000	2,644
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,216,000	1,881
Income before extraordinary items	$1,715,000	3,294
Extraordinary gains, net	$0	34
Net income	$1,715,000	3,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,715,000	3,219
2004-09-30 (YTD Data)		Rank
Total interest income	$8,022,000	2,626
Total interest expense	$2,389,000	2,456
Net interest income	$5,633,000	2,662
Provision for loan and lease losses	$0	7,100
Total noninterest income	$5,220,000	820
Gross Fiduciary activities income	$77,000	933
Service charges on deposit accounts	$210,000	4,508
Trading account gains and fees	$0	134
Additional Noninterest Income	$4,933,000	547
Total noninterest expense	$8,751,000	1,400
Salaries and employee benefits	$5,548,000	1,174
Premises and equipment expense	$652,000	2,587
Additional noninterest expense	$2,551,000	1,443
Pre-tax net operating income	$2,102,000	2,758
Securities gains (losses)	$0	3,710
Applicable income taxes	$910,000	1,931
Income before extraordinary items	$1,192,000	3,552
Extraordinary gains, net	$0	26
Net income	$1,192,000	3,552
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,192,000	3,478
2004-06-30 (YTD Data)		Rank
Total interest income	$5,298,000	2,634
Total interest expense	$1,579,000	2,455
Net interest income	$3,719,000	2,674
Provision for loan and lease losses	$0	6,885
Total noninterest income	$3,481,000	817
Gross Fiduciary activities income	$54,000	940
Service charges on deposit accounts	$141,000	4,478
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,286,000	555
Total noninterest expense	$5,816,000	1,392
Salaries and employee benefits	$3,636,000	1,198
Premises and equipment expense	$432,000	2,595
Additional noninterest expense	$1,748,000	1,386
Pre-tax net operating income	$1,384,000	2,751
Securities gains (losses)	$0	3,413
Applicable income taxes	$613,000	1,897
Income before extraordinary items	$771,000	3,622
Extraordinary gains, net	$0	21
Net income	$771,000	3,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$771,000	3,528
2004-03-31 (YTD Data)		Rank
Total interest income	$2,640,000	2,641
Total interest expense	$792,000	2,473
Net interest income	$1,848,000	2,678
Provision for loan and lease losses	$0	6,501
Total noninterest income	$1,729,000	804
Gross Fiduciary activities income	$25,000	963
Service charges on deposit accounts	$69,000	4,450
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,635,000	561
Total noninterest expense	$2,880,000	1,426
Salaries and employee benefits	$1,858,000	1,182
Premises and equipment expense	$209,000	2,694
Additional noninterest expense	$813,000	1,478
Pre-tax net operating income	$697,000	2,719
Securities gains (losses)	$0	2,934
Applicable income taxes	$307,000	1,893
Income before extraordinary items	$390,000	3,578
Extraordinary gains, net	$0	16
Net income	$390,000	3,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$390,000	3,462
2003-12-31 (YTD Data)		Rank
Total interest income	$10,765,000	2,630
Total interest expense	$3,411,000	2,556
Net interest income	$7,354,000	2,628
Provision for loan and lease losses	$0	7,651
Total noninterest income	$4,865,000	1,158
Gross Fiduciary activities income	$68,000	1,029
Service charges on deposit accounts	$281,000	4,473
Trading account gains and fees	$0	160
Additional Noninterest Income	$4,516,000	820
Total noninterest expense	$9,714,000	1,653
Salaries and employee benefits	$5,885,000	1,458
Premises and equipment expense	$870,000	2,564
Additional noninterest expense	$2,959,000	1,650
Pre-tax net operating income	$2,505,000	2,880
Securities gains (losses)	$0	4,500
Applicable income taxes	$908,000	2,310
Income before extraordinary items	$1,597,000	3,420
Extraordinary gains, net	$0	54
Net income	$1,597,000	3,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,340
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,597,000	3,246
2003-09-30 (YTD Data)		Rank
Total interest income	$8,142,000	2,652
Total interest expense	$2,606,000	2,595
Net interest income	$5,536,000	2,631
Provision for loan and lease losses	$0	7,481
Total noninterest income	$3,584,000	1,189
Gross Fiduciary activities income	$45,000	1,041
Service charges on deposit accounts	$208,000	4,511
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,331,000	859
Total noninterest expense	$7,119,000	1,703
Salaries and employee benefits	$4,407,000	1,472
Premises and equipment expense	$652,000	2,574
Additional noninterest expense	$2,060,000	1,752
Pre-tax net operating income	$2,001,000	2,854
Securities gains (losses)	$0	4,204
Applicable income taxes	$741,000	2,313
Income before extraordinary items	$1,260,000	3,368
Extraordinary gains, net	$0	40
Net income	$1,260,000	3,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,128
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,260,000	3,206
2003-06-30 (YTD Data)		Rank
Total interest income	$5,344,000	2,711
Total interest expense	$1,787,000	2,605
Net interest income	$3,557,000	2,730
Provision for loan and lease losses	$0	7,324
Total noninterest income	$2,361,000	1,204
Gross Fiduciary activities income	$26,000	1,076
Service charges on deposit accounts	$135,000	4,548
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,200,000	854
Total noninterest expense	$4,638,000	1,726
Salaries and employee benefits	$2,894,000	1,486
Premises and equipment expense	$423,000	2,631
Additional noninterest expense	$1,321,000	1,827
Pre-tax net operating income	$1,280,000	2,937
Securities gains (losses)	$0	3,782
Applicable income taxes	$492,000	2,344
Income before extraordinary items	$788,000	3,553
Extraordinary gains, net	$0	30
Net income	$788,000	3,553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$788,000	3,354
2003-03-31 (YTD Data)		Rank
Total interest income	$2,726,000	2,682
Total interest expense	$917,000	2,615
Net interest income	$1,809,000	2,671
Provision for loan and lease losses	$0	6,934
Total noninterest income	$1,135,000	1,215
Gross Fiduciary activities income	$13,000	1,092
Service charges on deposit accounts	$66,000	4,513
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,056,000	854
Total noninterest expense	$2,349,000	1,688
Salaries and employee benefits	$1,444,000	1,482
Premises and equipment expense	$223,000	2,509
Additional noninterest expense	$682,000	1,731
Pre-tax net operating income	$595,000	3,101
Securities gains (losses)	$0	2,891
Applicable income taxes	$210,000	2,601
Income before extraordinary items	$385,000	3,567
Extraordinary gains, net	$0	21
Net income	$385,000	3,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$385,000	3,388
2002-12-31 (YTD Data)		Rank
Total interest income	$10,785,000	2,823
Total interest expense	$4,112,000	2,671
Net interest income	$6,673,000	2,858
Provision for loan and lease losses	$-200,000	9,300
Total noninterest income	$5,159,000	1,029
Gross Fiduciary activities income	$42,000	1,146
Service charges on deposit accounts	$264,000	4,558
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,853,000	710
Total noninterest expense	$9,654,000	1,598
Salaries and employee benefits	$5,932,000	1,370
Premises and equipment expense	$935,000	2,323
Additional noninterest expense	$2,787,000	1,686
Pre-tax net operating income	$2,378,000	2,997
Securities gains (losses)	$0	4,537
Applicable income taxes	$897,000	2,395
Income before extraordinary items	$1,481,000	3,539
Extraordinary gains, net	$0	70
Net income	$1,481,000	3,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-207,000	9,295
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,481,000	3,428
2001-12-31 (YTD Data)		Rank
Total interest income	$10,573,000	3,160
Total interest expense	$4,908,000	3,199
Net interest income	$5,665,000	3,100
Provision for loan and lease losses	$-58,000	9,511
Total noninterest income	$5,101,000	981
Gross Fiduciary activities income	$32,000	1,221
Service charges on deposit accounts	$226,000	4,871
Trading account gains and fees	$0	177
Additional Noninterest Income	$4,843,000	676
Total noninterest expense	$8,910,000	1,638
Salaries and employee benefits	$5,530,000	1,357
Premises and equipment expense	$832,000	2,531
Additional noninterest expense	$2,548,000	1,796
Pre-tax net operating income	$1,914,000	3,281
Securities gains (losses)	$0	4,612
Applicable income taxes	$630,000	2,880
Income before extraordinary items	$1,284,000	3,617
Extraordinary gains, net	$0	105
Net income	$1,284,000	3,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-65,000	9,454
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,284,000	3,522
2000-12-31 (YTD Data)		Rank
Total interest income	$10,159,000	3,349
Total interest expense	$4,814,000	3,435
Net interest income	$5,345,000	3,277
Provision for loan and lease losses	$0	8,337
Total noninterest income	$6,091,000	803
Gross Fiduciary activities income	$41,000	1,074
Service charges on deposit accounts	$181,000	5,339
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,869,000	575
Total noninterest expense	$9,279,000	1,501
Salaries and employee benefits	$5,998,000	1,176
Premises and equipment expense	$775,000	2,652
Additional noninterest expense	$2,506,000	1,767
Pre-tax net operating income	$2,157,000	3,130
Securities gains (losses)	$0	1,956
Applicable income taxes	$738,000	2,674
Income before extraordinary items	$1,419,000	3,398
Extraordinary gains, net	$0	38
Net income	$1,419,000	3,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	9,459
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,419,000	3,388
1999-12-31 (YTD Data)		Rank
Total interest income	$9,343,000	3,425
Total interest expense	$4,522,000	3,225
Net interest income	$4,821,000	3,564
Provision for loan and lease losses	$0	8,503
Total noninterest income	$4,438,000	1,017
Gross Fiduciary activities income	$3,000	1,324
Service charges on deposit accounts	$154,000	5,778
Trading account gains and fees	$0	173
Additional Noninterest Income	$4,281,000	712
Total noninterest expense	$7,957,000	1,731
Salaries and employee benefits	$4,829,000	1,431
Premises and equipment expense	$726,000	2,783
Additional noninterest expense	$2,402,000	1,831
Pre-tax net operating income	$1,302,000	4,512
Securities gains (losses)	$0	3,155
Applicable income taxes	$332,000	4,599
Income before extraordinary items	$970,000	4,523
Extraordinary gains, net	$0	35
Net income	$970,000	4,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	9,896
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$970,000	4,477
1998-12-31 (YTD Data)		Rank
Total interest income	$9,131,000	3,495
Total interest expense	$4,525,000	3,281
Net interest income	$4,606,000	3,665
Provision for loan and lease losses	$-161,000	10,362
Total noninterest income	$1,416,000	2,369
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$152,000	5,903
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,264,000	1,571
Total noninterest expense	$4,552,000	2,845
Salaries and employee benefits	$2,524,000	2,685
Premises and equipment expense	$488,000	3,782
Additional noninterest expense	$1,540,000	2,703
Pre-tax net operating income	$1,631,000	3,933
Securities gains (losses)	$0	4,449
Applicable income taxes	$518,000	3,747
Income before extraordinary items	$1,113,000	4,149
Extraordinary gains, net	$0	32
Net income	$1,113,000	4,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-168,000	10,337
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,113,000	4,055
1997-12-31 (YTD Data)		Rank
Total interest income	$9,311,000	3,473
Total interest expense	$4,745,000	3,135
Net interest income	$4,566,000	3,781
Provision for loan and lease losses	$-300,000	10,851
Total noninterest income	$517,000	4,900
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$141,000	6,332
Trading account gains and fees	$0	239
Additional Noninterest Income	$376,000	3,423
Total noninterest expense	$3,541,000	3,567
Salaries and employee benefits	$1,832,000	3,576
Premises and equipment expense	$366,000	4,744
Additional noninterest expense	$1,343,000	3,015
Pre-tax net operating income	$1,842,000	3,793
Securities gains (losses)	$0	3,944
Applicable income taxes	$657,000	3,432
Income before extraordinary items	$1,185,000	4,100
Extraordinary gains, net	$0	44
Net income	$1,185,000	4,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-303,000	10,853
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,185,000	4,035
1996-12-31 (YTD Data)		Rank
Total interest income	$9,825,000	3,336
Total interest expense	$5,529,000	2,754
Net interest income	$4,296,000	4,036
Provision for loan and lease losses	$-200,000	11,333
Total noninterest income	$358,000	6,348
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$148,000	6,499
Trading account gains and fees	$0	262
Additional Noninterest Income	$210,000	5,032
Total noninterest expense	$3,247,000	4,050
Salaries and employee benefits	$1,772,000	3,727
Premises and equipment expense	$368,000	4,854
Additional noninterest expense	$1,107,000	4,038
Pre-tax net operating income	$1,607,000	4,110
Securities gains (losses)	$0	4,148
Applicable income taxes	$665,000	3,298
Income before extraordinary items	$942,000	4,720
Extraordinary gains, net	$0	53
Net income	$942,000	4,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,716
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$942,000	4,668
1995-12-31 (YTD Data)		Rank
Total interest income	$9,578,000	3,417
Total interest expense	$4,952,000	3,052
Net interest income	$4,626,000	3,798
Provision for loan and lease losses	$172,000	3,375
Total noninterest income	$465,000	5,445
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$181,000	6,040
Trading account gains and fees	$0	522
Additional Noninterest Income	$284,000	4,134
Total noninterest expense	$3,518,000	3,726
Salaries and employee benefits	$1,721,000	3,789
Premises and equipment expense	$466,000	3,985
Additional noninterest expense	$1,331,000	3,417
Pre-tax net operating income	$1,401,000	4,687
Securities gains (losses)	$0	3,831
Applicable income taxes	$-151,000	11,762
Income before extraordinary items	$1,552,000	3,148
Extraordinary gains, net	$-377,000	11,953
Net income	$1,175,000	4,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	3,162
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,552,000	3,125
1994-12-31 (YTD Data)		Rank
Total interest income	$8,539,000	3,509
Total interest expense	$4,142,000	2,939
Net interest income	$4,397,000	3,998
Provision for loan and lease losses	$720,000	1,182
Total noninterest income	$397,000	6,177
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$187,000	6,136
Trading account gains and fees	$0	475
Additional Noninterest Income	$210,000	5,108
Total noninterest expense	$3,021,000	4,382
Salaries and employee benefits	$1,488,000	4,298
Premises and equipment expense	$425,000	4,362
Additional noninterest expense	$1,108,000	4,334
Pre-tax net operating income	$1,053,000	5,740
Securities gains (losses)	$0	3,600
Applicable income taxes	$22,000	11,114
Income before extraordinary items	$1,031,000	4,426
Extraordinary gains, net	$0	249
Net income	$1,031,000	4,426
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$620,000	1,179
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,031,000	4,470
1993-12-31 (YTD Data)		Rank
Total interest income	$8,547,000	3,596
Total interest expense	$4,625,000	2,791
Net interest income	$3,922,000	4,498
Provision for loan and lease losses	$430,000	2,334
Total noninterest income	$502,000	5,583
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$232,000	5,385
Trading account gains and fees	$0	532
Additional Noninterest Income	$270,000	4,770
Total noninterest expense	$3,253,000	4,195
Salaries and employee benefits	$1,502,000	4,271
Premises and equipment expense	$381,000	4,908
Additional noninterest expense	$1,370,000	3,779
Pre-tax net operating income	$741,000	7,139
Securities gains (losses)	$3,000	6,505
Applicable income taxes	$-72,000	12,914
Income before extraordinary items	$816,000	5,485
Extraordinary gains, net	$160,000	1,179
Net income	$976,000	4,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$962,000	1,177
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$813,000	5,257
1992-12-31 (YTD Data)		Rank
Total interest income	$9,841,000	3,547
Total interest expense	$5,706,000	2,919
Net interest income	$4,135,000	4,313
Provision for loan and lease losses	$485,000	3,068
Total noninterest income	$400,000	6,546
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$260,000	4,984
Trading account gains and fees	$0	504
Additional Noninterest Income	$140,000	6,888
Total noninterest expense	$3,203,000	4,259
Salaries and employee benefits	$1,454,000	4,343
Premises and equipment expense	$356,000	5,305
Additional noninterest expense	$1,393,000	3,806
Pre-tax net operating income	$847,000	6,352
Securities gains (losses)	$59,000	3,858
Applicable income taxes	$259,000	6,530
Income before extraordinary items	$647,000	6,248
Extraordinary gains, net	$0	1,422
Net income	$647,000	6,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	5,577
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$605,110	6,171

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.