Home > Enterprise Bank > Income and Expense
Enterprise Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $23,570,000 | 1,089 |
| Total interest expense | $2,019,000 | 1,468 |
| Net interest income | $21,551,000 | 1,048 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,396,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $686,000 | 1,774 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $710,000 | 2,796 |
| Total noninterest expense | $15,195,000 | 1,295 |
| Salaries and employee benefits | $10,754,000 | 1,007 |
| Premises and equipment expense | $1,207,000 | 1,912 |
| Additional noninterest expense | $3,234,000 | 1,908 |
| Pre-tax net operating income | $7,752,000 | 1,059 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $2,682,000 | 787 |
| Income before extraordinary items | $5,070,000 | 1,288 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,070,000 | 1,287 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,070,000 | 1,287 |
| Net charge-offs | $418,000 | 1,671 |
| Cash dividends | $2,216,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,070,000 | 1,258 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $17,572,000 | 1,103 |
| Total interest expense | $1,518,000 | 1,484 |
| Net interest income | $16,054,000 | 1,059 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $857,000 | 2,941 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $523,000 | 1,766 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $334,000 | 3,475 |
| Total noninterest expense | $10,905,000 | 1,350 |
| Salaries and employee benefits | $7,760,000 | 1,050 |
| Premises and equipment expense | $902,000 | 1,929 |
| Additional noninterest expense | $2,243,000 | 2,032 |
| Pre-tax net operating income | $6,006,000 | 1,038 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,006,000 | 802 |
| Income before extraordinary items | $4,000,000 | 1,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,000,000 | 1,211 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,000,000 | 1,213 |
| Net charge-offs | $-146,000 | 6,282 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,000,000 | 1,197 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,644,000 | 1,100 |
| Total interest expense | $996,000 | 1,512 |
| Net interest income | $10,648,000 | 1,057 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $544,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $351,000 | 1,742 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $193,000 | 3,690 |
| Total noninterest expense | $7,250,000 | 1,353 |
| Salaries and employee benefits | $5,187,000 | 1,053 |
| Premises and equipment expense | $605,000 | 1,930 |
| Additional noninterest expense | $1,458,000 | 2,072 |
| Pre-tax net operating income | $3,942,000 | 1,038 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,335,000 | 776 |
| Income before extraordinary items | $2,607,000 | 1,213 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,607,000 | 1,212 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,607,000 | 1,214 |
| Net charge-offs | $-296,000 | 6,507 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,607,000 | 1,185 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 1,099 |
| Total interest expense | $488,000 | 1,569 |
| Net interest income | $5,329,000 | 1,058 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $241,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $184,000 | 1,664 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $57,000 | 4,383 |
| Total noninterest expense | $3,515,000 | 1,390 |
| Salaries and employee benefits | $2,543,000 | 1,086 |
| Premises and equipment expense | $296,000 | 2,006 |
| Additional noninterest expense | $676,000 | 2,214 |
| Pre-tax net operating income | $2,055,000 | 951 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $705,000 | 724 |
| Income before extraordinary items | $1,350,000 | 1,146 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,350,000 | 1,147 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,350,000 | 1,147 |
| Net charge-offs | $-179,000 | 6,578 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,350,000 | 1,126 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,797,000 | 1,126 |
| Total interest expense | $2,096,000 | 1,629 |
| Net interest income | $20,701,000 | 1,063 |
| Provision for loan and lease losses | $-1,000,000 | 6,669 |
| Total noninterest income | $933,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $930,000 | 1,452 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,000 | 6,411 |
| Total noninterest expense | $14,457,000 | 1,366 |
| Salaries and employee benefits | $9,598,000 | 1,138 |
| Premises and equipment expense | $1,129,000 | 2,014 |
| Additional noninterest expense | $3,730,000 | 1,707 |
| Pre-tax net operating income | $8,177,000 | 938 |
| Securities gains (losses) | $275,000 | 730 |
| Applicable income taxes | $2,893,000 | 686 |
| Income before extraordinary items | $5,559,000 | 1,110 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,559,000 | 1,113 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,559,000 | 1,113 |
| Net charge-offs | $706,000 | 1,635 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,377,500 | 1,124 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $16,974,000 | 1,140 |
| Total interest expense | $1,603,000 | 1,641 |
| Net interest income | $15,371,000 | 1,076 |
| Provision for loan and lease losses | $-1,000,000 | 6,782 |
| Total noninterest income | $708,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $712,000 | 1,436 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-4,000 | 6,614 |
| Total noninterest expense | $10,935,000 | 1,362 |
| Salaries and employee benefits | $7,182,000 | 1,142 |
| Premises and equipment expense | $860,000 | 2,009 |
| Additional noninterest expense | $2,893,000 | 1,664 |
| Pre-tax net operating income | $6,144,000 | 950 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,108,000 | 704 |
| Income before extraordinary items | $4,036,000 | 1,154 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,036,000 | 1,155 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,036,000 | 1,156 |
| Net charge-offs | $344,000 | 1,987 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,036,000 | 1,122 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,336,000 | 1,126 |
| Total interest expense | $1,090,000 | 1,642 |
| Net interest income | $10,246,000 | 1,064 |
| Provision for loan and lease losses | $-1,000,000 | 6,852 |
| Total noninterest income | $428,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $457,000 | 1,464 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-29,000 | 6,721 |
| Total noninterest expense | $7,236,000 | 1,367 |
| Salaries and employee benefits | $4,814,000 | 1,131 |
| Premises and equipment expense | $581,000 | 1,982 |
| Additional noninterest expense | $1,841,000 | 1,724 |
| Pre-tax net operating income | $4,438,000 | 866 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,529,000 | 657 |
| Income before extraordinary items | $2,909,000 | 1,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,909,000 | 1,069 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,909,000 | 1,071 |
| Net charge-offs | $167,000 | 2,273 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,909,000 | 1,027 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,719,000 | 1,121 |
| Total interest expense | $558,000 | 1,660 |
| Net interest income | $5,161,000 | 1,060 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $281,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $218,000 | 1,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,419 |
| Total noninterest expense | $3,582,000 | 1,394 |
| Salaries and employee benefits | $2,334,000 | 1,179 |
| Premises and equipment expense | $295,000 | 1,987 |
| Additional noninterest expense | $953,000 | 1,679 |
| Pre-tax net operating income | $1,860,000 | 990 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $642,000 | 743 |
| Income before extraordinary items | $1,218,000 | 1,227 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,218,000 | 1,229 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,218,000 | 1,229 |
| Net charge-offs | $76,000 | 2,104 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,218,000 | 1,172 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $24,195,000 | 1,113 |
| Total interest expense | $2,745,000 | 1,620 |
| Net interest income | $21,450,000 | 1,030 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $130,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $787,000 | 1,716 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-657,000 | 6,961 |
| Total noninterest expense | $14,222,000 | 1,387 |
| Salaries and employee benefits | $9,038,000 | 1,165 |
| Premises and equipment expense | $1,060,000 | 2,165 |
| Additional noninterest expense | $4,124,000 | 1,644 |
| Pre-tax net operating income | $6,758,000 | 1,052 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,307,000 | 773 |
| Income before extraordinary items | $4,451,000 | 1,325 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,451,000 | 1,326 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,451,000 | 1,326 |
| Net charge-offs | $1,425,000 | 1,444 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,451,000 | 1,264 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,690,000 | 1,151 |
| Total interest expense | $2,149,000 | 1,623 |
| Net interest income | $15,541,000 | 1,068 |
| Provision for loan and lease losses | $600,000 | 2,031 |
| Total noninterest income | $155,000 | 5,733 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $550,000 | 1,841 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-395,000 | 7,049 |
| Total noninterest expense | $10,652,000 | 1,392 |
| Salaries and employee benefits | $6,823,000 | 1,152 |
| Premises and equipment expense | $768,000 | 2,262 |
| Additional noninterest expense | $3,061,000 | 1,644 |
| Pre-tax net operating income | $4,444,000 | 1,212 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,511,000 | 906 |
| Income before extraordinary items | $2,933,000 | 1,515 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,933,000 | 1,516 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,933,000 | 1,516 |
| Net charge-offs | $1,023,000 | 1,441 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,933,000 | 1,425 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,118,000 | 1,127 |
| Total interest expense | $1,484,000 | 1,624 |
| Net interest income | $10,634,000 | 1,042 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $-91,000 | 7,098 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $348,000 | 1,915 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-439,000 | 7,158 |
| Total noninterest expense | $7,322,000 | 1,356 |
| Salaries and employee benefits | $4,469,000 | 1,172 |
| Premises and equipment expense | $483,000 | 2,356 |
| Additional noninterest expense | $2,370,000 | 1,437 |
| Pre-tax net operating income | $2,621,000 | 1,348 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $891,000 | 973 |
| Income before extraordinary items | $1,730,000 | 1,685 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,730,000 | 1,683 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,730,000 | 1,685 |
| Net charge-offs | $858,000 | 1,277 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,730,000 | 1,599 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,918,000 | 1,163 |
| Total interest expense | $756,000 | 1,657 |
| Net interest income | $5,162,000 | 1,075 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $-65,000 | 7,188 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $174,000 | 1,909 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-239,000 | 7,230 |
| Total noninterest expense | $3,682,000 | 1,343 |
| Salaries and employee benefits | $2,223,000 | 1,169 |
| Premises and equipment expense | $238,000 | 2,403 |
| Additional noninterest expense | $1,221,000 | 1,380 |
| Pre-tax net operating income | $1,115,000 | 1,534 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $379,000 | 1,116 |
| Income before extraordinary items | $736,000 | 1,934 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $736,000 | 1,935 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $736,000 | 1,936 |
| Net charge-offs | $595,000 | 979 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $736,000 | 1,829 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $25,967,000 | 1,090 |
| Total interest expense | $3,826,000 | 1,589 |
| Net interest income | $22,141,000 | 989 |
| Provision for loan and lease losses | $3,550,000 | 1,043 |
| Total noninterest income | $-1,813,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $778,000 | 1,819 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,591,000 | 7,299 |
| Total noninterest expense | $14,580,000 | 1,345 |
| Salaries and employee benefits | $8,562,000 | 1,159 |
| Premises and equipment expense | $1,042,000 | 2,329 |
| Additional noninterest expense | $4,976,000 | 1,388 |
| Pre-tax net operating income | $2,198,000 | 2,336 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $747,000 | 1,618 |
| Income before extraordinary items | $1,451,000 | 2,840 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,451,000 | 2,842 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,451,000 | 2,842 |
| Net charge-offs | $2,181,000 | 1,475 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,451,000 | 2,742 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,736,000 | 1,090 |
| Total interest expense | $2,954,000 | 1,603 |
| Net interest income | $16,782,000 | 987 |
| Provision for loan and lease losses | $3,250,000 | 875 |
| Total noninterest income | $225,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $609,000 | 1,770 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-384,000 | 7,206 |
| Total noninterest expense | $11,557,000 | 1,281 |
| Salaries and employee benefits | $6,346,000 | 1,173 |
| Premises and equipment expense | $798,000 | 2,318 |
| Additional noninterest expense | $4,413,000 | 1,176 |
| Pre-tax net operating income | $2,200,000 | 1,936 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $748,000 | 1,352 |
| Income before extraordinary items | $1,452,000 | 2,387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,452,000 | 2,388 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,452,000 | 2,388 |
| Net charge-offs | $1,816,000 | 1,303 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,452,000 | 2,278 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,246,000 | 1,090 |
| Total interest expense | $2,011,000 | 1,626 |
| Net interest income | $11,235,000 | 986 |
| Provision for loan and lease losses | $650,000 | 1,973 |
| Total noninterest income | $-57,000 | 7,278 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $402,000 | 1,762 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-459,000 | 7,369 |
| Total noninterest expense | $7,907,000 | 1,262 |
| Salaries and employee benefits | $4,245,000 | 1,181 |
| Premises and equipment expense | $539,000 | 2,292 |
| Additional noninterest expense | $3,123,000 | 1,132 |
| Pre-tax net operating income | $2,621,000 | 1,139 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $891,000 | 834 |
| Income before extraordinary items | $1,730,000 | 1,427 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,730,000 | 1,427 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,730,000 | 1,427 |
| Net charge-offs | $848,000 | 1,612 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,730,000 | 1,364 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 1,093 |
| Total interest expense | $1,042,000 | 1,625 |
| Net interest income | $5,620,000 | 987 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $301,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $210,000 | 1,681 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,718 |
| Total noninterest expense | $4,060,000 | 1,230 |
| Salaries and employee benefits | $2,138,000 | 1,174 |
| Premises and equipment expense | $261,000 | 2,397 |
| Additional noninterest expense | $1,661,000 | 1,073 |
| Pre-tax net operating income | $1,561,000 | 974 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $531,000 | 706 |
| Income before extraordinary items | $1,030,000 | 1,192 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,030,000 | 1,192 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,030,000 | 1,192 |
| Net charge-offs | $176,000 | 2,217 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,030,000 | 1,158 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $27,010,000 | 1,145 |
| Total interest expense | $5,591,000 | 1,486 |
| Net interest income | $21,419,000 | 1,029 |
| Provision for loan and lease losses | $5,350,000 | 1,085 |
| Total noninterest income | $619,000 | 4,174 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $925,000 | 1,603 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-306,000 | 7,343 |
| Total noninterest expense | $15,383,000 | 1,302 |
| Salaries and employee benefits | $8,465,000 | 1,163 |
| Premises and equipment expense | $1,137,000 | 2,223 |
| Additional noninterest expense | $5,781,000 | 1,278 |
| Pre-tax net operating income | $1,305,000 | 2,945 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $449,000 | 1,998 |
| Income before extraordinary items | $856,000 | 3,506 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $856,000 | 3,503 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $856,000 | 3,506 |
| Net charge-offs | $4,280,000 | 1,150 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $856,000 | 3,383 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,166,000 | 1,172 |
| Total interest expense | $4,412,000 | 1,468 |
| Net interest income | $15,754,000 | 1,058 |
| Provision for loan and lease losses | $3,650,000 | 1,113 |
| Total noninterest income | $592,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $701,000 | 1,647 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-109,000 | 7,395 |
| Total noninterest expense | $10,602,000 | 1,405 |
| Salaries and employee benefits | $6,294,000 | 1,166 |
| Premises and equipment expense | $870,000 | 2,212 |
| Additional noninterest expense | $3,438,000 | 1,542 |
| Pre-tax net operating income | $2,094,000 | 1,824 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $691,000 | 1,350 |
| Income before extraordinary items | $1,403,000 | 2,270 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,403,000 | 2,270 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,403,000 | 2,272 |
| Net charge-offs | $3,041,000 | 1,134 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,403,000 | 2,165 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,545,000 | 1,177 |
| Total interest expense | $3,081,000 | 1,461 |
| Net interest income | $10,464,000 | 1,064 |
| Provision for loan and lease losses | $1,000,000 | 1,929 |
| Total noninterest income | $446,000 | 3,442 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $464,000 | 1,653 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-18,000 | 7,368 |
| Total noninterest expense | $6,750,000 | 1,465 |
| Salaries and employee benefits | $4,208,000 | 1,172 |
| Premises and equipment expense | $575,000 | 2,248 |
| Additional noninterest expense | $1,967,000 | 1,791 |
| Pre-tax net operating income | $3,160,000 | 868 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,073,000 | 678 |
| Income before extraordinary items | $2,087,000 | 1,077 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,087,000 | 1,079 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,087,000 | 1,078 |
| Net charge-offs | $815,000 | 1,921 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,087,000 | 1,036 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 1,199 |
| Total interest expense | $1,567,000 | 1,508 |
| Net interest income | $5,183,000 | 1,087 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $3,000 | 7,597 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $246,000 | 1,585 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-243,000 | 7,819 |
| Total noninterest expense | $3,407,000 | 1,473 |
| Salaries and employee benefits | $2,191,000 | 1,134 |
| Premises and equipment expense | $294,000 | 2,239 |
| Additional noninterest expense | $922,000 | 1,862 |
| Pre-tax net operating income | $1,479,000 | 906 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $503,000 | 701 |
| Income before extraordinary items | $976,000 | 1,111 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $976,000 | 1,111 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $976,000 | 1,113 |
| Net charge-offs | $556,000 | 1,502 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $976,000 | 1,077 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,533,000 | 1,403 |
| Total interest expense | $7,124,000 | 1,664 |
| Net interest income | $17,409,000 | 1,289 |
| Provision for loan and lease losses | $4,315,000 | 1,585 |
| Total noninterest income | $1,139,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,022,000 | 1,650 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $117,000 | 5,441 |
| Total noninterest expense | $13,640,000 | 1,512 |
| Salaries and employee benefits | $8,176,000 | 1,201 |
| Premises and equipment expense | $1,299,000 | 2,056 |
| Additional noninterest expense | $4,165,000 | 1,786 |
| Pre-tax net operating income | $593,000 | 3,786 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-15,000 | 6,274 |
| Income before extraordinary items | $608,000 | 3,574 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $608,000 | 3,573 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $608,000 | 3,573 |
| Net charge-offs | $1,839,000 | 2,136 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $608,000 | 3,504 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,814,000 | 1,475 |
| Total interest expense | $5,445,000 | 1,706 |
| Net interest income | $12,369,000 | 1,348 |
| Provision for loan and lease losses | $1,115,000 | 2,622 |
| Total noninterest income | $891,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $767,000 | 1,653 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $124,000 | 5,071 |
| Total noninterest expense | $10,043,000 | 1,530 |
| Salaries and employee benefits | $6,083,000 | 1,231 |
| Premises and equipment expense | $1,014,000 | 2,001 |
| Additional noninterest expense | $2,946,000 | 1,811 |
| Pre-tax net operating income | $2,102,000 | 1,544 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $498,000 | 1,405 |
| Income before extraordinary items | $1,604,000 | 1,669 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,604,000 | 1,668 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,604,000 | 1,669 |
| Net charge-offs | $1,152,000 | 2,050 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,604,000 | 1,628 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,271,000 | 1,578 |
| Total interest expense | $3,737,000 | 1,736 |
| Net interest income | $7,534,000 | 1,485 |
| Provision for loan and lease losses | $400,000 | 3,257 |
| Total noninterest income | $625,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $503,000 | 1,653 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $122,000 | 4,461 |
| Total noninterest expense | $6,672,000 | 1,568 |
| Salaries and employee benefits | $4,034,000 | 1,259 |
| Premises and equipment expense | $669,000 | 2,045 |
| Additional noninterest expense | $1,969,000 | 1,831 |
| Pre-tax net operating income | $1,087,000 | 1,980 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $370,000 | 1,340 |
| Income before extraordinary items | $717,000 | 2,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $717,000 | 2,432 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $717,000 | 2,434 |
| Net charge-offs | $964,000 | 1,667 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $717,000 | 2,358 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,455,000 | 1,650 |
| Total interest expense | $1,963,000 | 1,727 |
| Net interest income | $3,492,000 | 1,603 |
| Provision for loan and lease losses | $400,000 | 1,987 |
| Total noninterest income | $269,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $243,000 | 1,661 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $3,232,000 | 1,557 |
| Salaries and employee benefits | $2,017,000 | 1,278 |
| Premises and equipment expense | $327,000 | 2,131 |
| Additional noninterest expense | $888,000 | 1,810 |
| Pre-tax net operating income | $129,000 | 4,714 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $45,000 | 2,970 |
| Income before extraordinary items | $84,000 | 5,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 5,168 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $84,000 | 5,167 |
| Net charge-offs | $293,000 | 1,799 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $84,000 | 4,997 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $25,258,000 | 1,535 |
| Total interest expense | $9,730,000 | 1,673 |
| Net interest income | $15,528,000 | 1,441 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,113,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,028,000 | 1,717 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $85,000 | 6,138 |
| Total noninterest expense | $12,656,000 | 1,547 |
| Salaries and employee benefits | $7,851,000 | 1,280 |
| Premises and equipment expense | $1,427,000 | 1,917 |
| Additional noninterest expense | $3,378,000 | 1,813 |
| Pre-tax net operating income | $3,985,000 | 1,366 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,355,000 | 938 |
| Income before extraordinary items | $2,630,000 | 1,549 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,630,000 | 1,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,900 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,630,000 | 1,652 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,488,000 | 1,533 |
| Total interest expense | $7,453,000 | 1,696 |
| Net interest income | $12,035,000 | 1,407 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $802,000 | 3,331 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $766,000 | 1,748 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 6,941 |
| Total noninterest expense | $9,290,000 | 1,566 |
| Salaries and employee benefits | $5,800,000 | 1,328 |
| Premises and equipment expense | $1,147,000 | 1,792 |
| Additional noninterest expense | $2,343,000 | 1,884 |
| Pre-tax net operating income | $3,547,000 | 1,389 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,206,000 | 1,002 |
| Income before extraordinary items | $2,341,000 | 1,548 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,341,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,648 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,341,000 | 1,634 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,155,000 | 1,539 |
| Total interest expense | $5,173,000 | 1,694 |
| Net interest income | $7,982,000 | 1,401 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $523,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $511,000 | 1,731 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $12,000 | 7,577 |
| Total noninterest expense | $6,182,000 | 1,567 |
| Salaries and employee benefits | $3,881,000 | 1,336 |
| Premises and equipment expense | $765,000 | 1,789 |
| Additional noninterest expense | $1,536,000 | 1,875 |
| Pre-tax net operating income | $2,323,000 | 1,478 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $790,000 | 1,124 |
| Income before extraordinary items | $1,533,000 | 1,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,533,000 | 1,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,693 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,533,000 | 1,733 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 1,519 |
| Total interest expense | $2,719,000 | 1,729 |
| Net interest income | $4,093,000 | 1,353 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $261,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $282,000 | 1,553 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-21,000 | 8,418 |
| Total noninterest expense | $3,100,000 | 1,555 |
| Salaries and employee benefits | $1,945,000 | 1,342 |
| Premises and equipment expense | $378,000 | 1,811 |
| Additional noninterest expense | $777,000 | 1,812 |
| Pre-tax net operating income | $1,254,000 | 1,476 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $426,000 | 1,142 |
| Income before extraordinary items | $828,000 | 1,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $828,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,293 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $828,000 | 1,697 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,957,000 | 1,598 |
| Total interest expense | $10,676,000 | 1,862 |
| Net interest income | $16,281,000 | 1,373 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $856,000 | 3,867 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $731,000 | 2,286 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $125,000 | 5,877 |
| Total noninterest expense | $10,799,000 | 1,712 |
| Salaries and employee benefits | $6,520,000 | 1,556 |
| Premises and equipment expense | $1,314,000 | 1,991 |
| Additional noninterest expense | $2,965,000 | 1,859 |
| Pre-tax net operating income | $6,138,000 | 1,368 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,964,000 | 1,151 |
| Income before extraordinary items | $4,174,000 | 1,519 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,174,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 1,674 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,174,000 | 1,505 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,637,000 | 1,645 |
| Total interest expense | $7,825,000 | 1,894 |
| Net interest income | $11,812,000 | 1,423 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $592,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $501,000 | 2,446 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $91,000 | 5,961 |
| Total noninterest expense | $7,871,000 | 1,748 |
| Salaries and employee benefits | $4,792,000 | 1,580 |
| Premises and equipment expense | $957,000 | 2,031 |
| Additional noninterest expense | $2,122,000 | 1,900 |
| Pre-tax net operating income | $4,533,000 | 1,491 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,416,000 | 1,287 |
| Income before extraordinary items | $3,117,000 | 1,622 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,117,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,295 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,117,000 | 1,609 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,278,000 | 1,764 |
| Total interest expense | $4,923,000 | 1,986 |
| Net interest income | $7,355,000 | 1,581 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $361,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $300,000 | 2,649 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $61,000 | 5,968 |
| Total noninterest expense | $5,069,000 | 1,815 |
| Salaries and employee benefits | $3,039,000 | 1,691 |
| Premises and equipment expense | $594,000 | 2,178 |
| Additional noninterest expense | $1,436,000 | 1,891 |
| Pre-tax net operating income | $2,647,000 | 1,726 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $771,000 | 1,533 |
| Income before extraordinary items | $1,876,000 | 1,848 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,876,000 | 1,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,712 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,876,000 | 1,829 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 2,007 |
| Total interest expense | $2,291,000 | 2,073 |
| Net interest income | $2,988,000 | 1,927 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $144,000 | 4,732 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $123,000 | 3,011 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $2,088,000 | 2,221 |
| Salaries and employee benefits | $1,302,000 | 1,970 |
| Premises and equipment expense | $227,000 | 2,812 |
| Additional noninterest expense | $559,000 | 2,360 |
| Pre-tax net operating income | $1,044,000 | 2,091 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $341,000 | 1,705 |
| Income before extraordinary items | $703,000 | 2,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $703,000 | 2,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,158 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $703,000 | 2,298 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,793,000 | 2,099 |
| Total interest expense | $6,794,000 | 2,344 |
| Net interest income | $11,999,000 | 1,934 |
| Provision for loan and lease losses | $243,000 | 3,147 |
| Total noninterest income | $591,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $506,000 | 3,032 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $85,000 | 6,596 |
| Total noninterest expense | $7,536,000 | 2,352 |
| Salaries and employee benefits | $4,885,000 | 1,995 |
| Premises and equipment expense | $808,000 | 2,981 |
| Additional noninterest expense | $1,843,000 | 2,752 |
| Pre-tax net operating income | $4,811,000 | 1,957 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,636,000 | 1,540 |
| Income before extraordinary items | $3,175,000 | 2,177 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,175,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,175,000 | 2,168 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,272,000 | 2,200 |
| Total interest expense | $4,476,000 | 2,531 |
| Net interest income | $8,796,000 | 1,999 |
| Provision for loan and lease losses | $223,000 | 2,702 |
| Total noninterest income | $423,000 | 4,888 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $360,000 | 3,160 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,605 |
| Total noninterest expense | $5,540,000 | 2,392 |
| Salaries and employee benefits | $3,528,000 | 2,075 |
| Premises and equipment expense | $587,000 | 3,065 |
| Additional noninterest expense | $1,425,000 | 2,678 |
| Pre-tax net operating income | $3,456,000 | 2,088 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,175,000 | 1,675 |
| Income before extraordinary items | $2,281,000 | 2,323 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,281,000 | 2,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,281,000 | 2,311 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,239,000 | 2,305 |
| Total interest expense | $2,544,000 | 2,774 |
| Net interest income | $5,695,000 | 2,061 |
| Provision for loan and lease losses | $160,000 | 2,479 |
| Total noninterest income | $275,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $235,000 | 3,185 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 6,712 |
| Total noninterest expense | $3,595,000 | 2,458 |
| Salaries and employee benefits | $2,295,000 | 2,143 |
| Premises and equipment expense | $382,000 | 3,112 |
| Additional noninterest expense | $918,000 | 2,769 |
| Pre-tax net operating income | $2,215,000 | 2,144 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $753,000 | 1,755 |
| Income before extraordinary items | $1,462,000 | 2,382 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,462,000 | 2,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,462,000 | 2,369 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 2,407 |
| Total interest expense | $1,137,000 | 2,926 |
| Net interest income | $2,708,000 | 2,143 |
| Provision for loan and lease losses | $80,000 | 2,332 |
| Total noninterest income | $134,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $113,000 | 3,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $1,853,000 | 2,383 |
| Salaries and employee benefits | $1,083,000 | 2,278 |
| Premises and equipment expense | $183,000 | 3,224 |
| Additional noninterest expense | $587,000 | 2,206 |
| Pre-tax net operating income | $909,000 | 2,446 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $309,000 | 1,981 |
| Income before extraordinary items | $600,000 | 2,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $600,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $600,000 | 2,726 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,327,000 | 2,841 |
| Total interest expense | $2,902,000 | 3,430 |
| Net interest income | $8,425,000 | 2,577 |
| Provision for loan and lease losses | $630,000 | 1,567 |
| Total noninterest income | $512,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $441,000 | 3,328 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $71,000 | 6,919 |
| Total noninterest expense | $6,201,000 | 2,669 |
| Salaries and employee benefits | $3,802,000 | 2,402 |
| Premises and equipment expense | $711,000 | 3,185 |
| Additional noninterest expense | $1,688,000 | 2,934 |
| Pre-tax net operating income | $2,106,000 | 3,562 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $716,000 | 2,776 |
| Income before extraordinary items | $1,390,000 | 3,971 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,390,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,889 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,390,000 | 3,943 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,826,000 | 2,984 |
| Total interest expense | $1,904,000 | 3,638 |
| Net interest income | $5,922,000 | 2,719 |
| Provision for loan and lease losses | $495,000 | 1,421 |
| Total noninterest income | $372,000 | 5,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $319,000 | 3,423 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $4,562,000 | 2,686 |
| Salaries and employee benefits | $2,770,000 | 2,433 |
| Premises and equipment expense | $521,000 | 3,245 |
| Additional noninterest expense | $1,271,000 | 2,890 |
| Pre-tax net operating income | $1,237,000 | 4,237 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $421,000 | 3,248 |
| Income before extraordinary items | $816,000 | 4,704 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $816,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,672 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $816,000 | 4,668 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 3,130 |
| Total interest expense | $1,104,000 | 3,857 |
| Net interest income | $3,738,000 | 2,819 |
| Provision for loan and lease losses | $345,000 | 1,356 |
| Total noninterest income | $240,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $199,000 | 3,528 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $41,000 | 6,734 |
| Total noninterest expense | $2,896,000 | 2,793 |
| Salaries and employee benefits | $1,776,000 | 2,513 |
| Premises and equipment expense | $330,000 | 3,358 |
| Additional noninterest expense | $790,000 | 3,050 |
| Pre-tax net operating income | $737,000 | 4,480 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $250,000 | 3,411 |
| Income before extraordinary items | $487,000 | 4,948 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $487,000 | 4,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $487,000 | 4,899 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 3,367 |
| Total interest expense | $472,000 | 4,194 |
| Net interest income | $1,702,000 | 3,060 |
| Provision for loan and lease losses | $135,000 | 1,592 |
| Total noninterest income | $130,000 | 5,081 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $1,358,000 | 2,973 |
| Salaries and employee benefits | $825,000 | 2,705 |
| Premises and equipment expense | $167,000 | 3,348 |
| Additional noninterest expense | $366,000 | 3,246 |
| Pre-tax net operating income | $339,000 | 4,677 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $115,000 | 3,530 |
| Income before extraordinary items | $224,000 | 5,139 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $224,000 | 5,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $224,000 | 5,113 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,765,000 | 3,908 |
| Total interest expense | $1,167,000 | 5,194 |
| Net interest income | $5,598,000 | 3,494 |
| Provision for loan and lease losses | $228,000 | 3,473 |
| Total noninterest income | $475,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $402,000 | 3,639 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $73,000 | 6,924 |
| Total noninterest expense | $4,735,000 | 3,284 |
| Salaries and employee benefits | $2,730,000 | 3,106 |
| Premises and equipment expense | $527,000 | 3,922 |
| Additional noninterest expense | $1,478,000 | 3,160 |
| Pre-tax net operating income | $1,110,000 | 4,977 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $341,000 | 3,975 |
| Income before extraordinary items | $769,000 | 5,353 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $769,000 | 5,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,147 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $769,000 | 5,274 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 4,068 |
| Total interest expense | $773,000 | 5,545 |
| Net interest income | $4,001,000 | 3,601 |
| Provision for loan and lease losses | $164,000 | 3,382 |
| Total noninterest income | $346,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $302,000 | 3,659 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 7,229 |
| Total noninterest expense | $3,452,000 | 3,327 |
| Salaries and employee benefits | $1,978,000 | 3,161 |
| Premises and equipment expense | $349,000 | 4,296 |
| Additional noninterest expense | $1,125,000 | 3,108 |
| Pre-tax net operating income | $731,000 | 5,414 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $221,000 | 4,294 |
| Income before extraordinary items | $510,000 | 5,768 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $510,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $510,000 | 5,704 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,148,000 | 4,103 |
| Total interest expense | $468,000 | 5,841 |
| Net interest income | $2,680,000 | 3,573 |
| Provision for loan and lease losses | $110,000 | 3,324 |
| Total noninterest income | $226,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $200,000 | 3,646 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,425 |
| Total noninterest expense | $2,142,000 | 3,544 |
| Salaries and employee benefits | $1,243,000 | 3,341 |
| Premises and equipment expense | $213,000 | 4,576 |
| Additional noninterest expense | $686,000 | 3,355 |
| Pre-tax net operating income | $654,000 | 4,616 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $204,000 | 3,735 |
| Income before extraordinary items | $450,000 | 5,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $450,000 | 5,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $450,000 | 4,916 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 4,046 |
| Total interest expense | $234,000 | 5,889 |
| Net interest income | $1,375,000 | 3,496 |
| Provision for loan and lease losses | $46,000 | 3,418 |
| Total noninterest income | $114,000 | 5,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $99,000 | 3,616 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $1,073,000 | 3,560 |
| Salaries and employee benefits | $615,000 | 3,389 |
| Premises and equipment expense | $112,000 | 4,455 |
| Additional noninterest expense | $346,000 | 3,320 |
| Pre-tax net operating income | $370,000 | 4,284 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $116,000 | 3,541 |
| Income before extraordinary items | $254,000 | 4,707 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $254,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $254,000 | 4,582 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 5,413 |
| Total interest expense | $1,039,000 | 6,006 |
| Net interest income | $3,231,000 | 5,068 |
| Provision for loan and lease losses | $227,000 | 3,789 |
| Total noninterest income | $427,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $379,000 | 3,767 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $48,000 | 7,613 |
| Total noninterest expense | $2,775,000 | 4,856 |
| Salaries and employee benefits | $1,495,000 | 4,858 |
| Premises and equipment expense | $287,000 | 5,793 |
| Additional noninterest expense | $993,000 | 4,301 |
| Pre-tax net operating income | $656,000 | 6,140 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $202,000 | 4,917 |
| Income before extraordinary items | $454,000 | 6,553 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $454,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,406 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $454,000 | 6,384 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 5,763 |
| Total interest expense | $777,000 | 6,151 |
| Net interest income | $2,178,000 | 5,433 |
| Provision for loan and lease losses | $96,000 | 4,730 |
| Total noninterest income | $317,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $289,000 | 3,737 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $1,640,000 | 5,675 |
| Salaries and employee benefits | $838,000 | 5,856 |
| Premises and equipment expense | $200,000 | 6,009 |
| Additional noninterest expense | $602,000 | 4,990 |
| Pre-tax net operating income | $759,000 | 5,296 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $260,000 | 4,200 |
| Income before extraordinary items | $499,000 | 5,867 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $499,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,279 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $499,000 | 5,689 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 5,745 |
| Total interest expense | $558,000 | 6,059 |
| Net interest income | $1,445,000 | 5,448 |
| Provision for loan and lease losses | $71,000 | 4,513 |
| Total noninterest income | $215,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $199,000 | 3,639 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $1,089,000 | 5,691 |
| Salaries and employee benefits | $559,000 | 5,852 |
| Premises and equipment expense | $129,000 | 6,077 |
| Additional noninterest expense | $401,000 | 4,997 |
| Pre-tax net operating income | $500,000 | 5,310 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $171,000 | 4,268 |
| Income before extraordinary items | $329,000 | 5,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $329,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,426 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $329,000 | 5,660 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 5,777 |
| Total interest expense | $307,000 | 5,874 |
| Net interest income | $691,000 | 5,587 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $96,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $94,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $540,000 | 5,707 |
| Salaries and employee benefits | $282,000 | 5,818 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $196,000 | 5,029 |
| Pre-tax net operating income | $232,000 | 5,470 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $79,000 | 4,379 |
| Income before extraordinary items | $153,000 | 5,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $153,000 | 5,776 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 5,798 |
| Total interest expense | $1,408,000 | 5,915 |
| Net interest income | $2,728,000 | 5,617 |
| Provision for loan and lease losses | $302,000 | 3,398 |
| Total noninterest income | $439,000 | 5,554 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $406,000 | 3,505 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 8,097 |
| Total noninterest expense | $1,927,000 | 6,003 |
| Salaries and employee benefits | $1,003,000 | 6,137 |
| Premises and equipment expense | $257,000 | 6,043 |
| Additional noninterest expense | $667,000 | 5,566 |
| Pre-tax net operating income | $938,000 | 5,373 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $319,000 | 4,337 |
| Income before extraordinary items | $619,000 | 5,889 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $619,000 | 5,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,640 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $619,000 | 5,755 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 6,016 |
| Total interest expense | $2,124,000 | 5,918 |
| Net interest income | $2,294,000 | 6,005 |
| Provision for loan and lease losses | $185,000 | 4,295 |
| Total noninterest income | $428,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $404,000 | 3,367 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $24,000 | 8,562 |
| Total noninterest expense | $1,692,000 | 6,354 |
| Salaries and employee benefits | $882,000 | 6,445 |
| Premises and equipment expense | $249,000 | 6,100 |
| Additional noninterest expense | $561,000 | 6,093 |
| Pre-tax net operating income | $845,000 | 5,347 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $287,000 | 4,355 |
| Income before extraordinary items | $558,000 | 5,801 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $558,000 | 5,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,951 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $558,000 | 5,681 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,656,000 | 6,775 |
| Total interest expense | $1,610,000 | 6,945 |
| Net interest income | $2,046,000 | 6,497 |
| Provision for loan and lease losses | $171,000 | 4,128 |
| Total noninterest income | $355,000 | 5,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $1,461,000 | 6,847 |
| Salaries and employee benefits | $763,000 | 6,902 |
| Premises and equipment expense | $229,000 | 6,328 |
| Additional noninterest expense | $469,000 | 6,645 |
| Pre-tax net operating income | $769,000 | 5,975 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $261,000 | 4,889 |
| Income before extraordinary items | $508,000 | 6,267 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $508,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $508,000 | 6,290 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 7,648 |
| Total interest expense | $1,195,000 | 7,659 |
| Net interest income | $1,559,000 | 7,477 |
| Provision for loan and lease losses | $121,000 | 4,708 |
| Total noninterest income | $271,000 | 6,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $1,422,000 | 6,987 |
| Salaries and employee benefits | $717,000 | 7,152 |
| Premises and equipment expense | $211,000 | 6,631 |
| Additional noninterest expense | $494,000 | 6,564 |
| Pre-tax net operating income | $287,000 | 8,166 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $47,000 | 7,686 |
| Income before extraordinary items | $240,000 | 8,002 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $240,000 | 8,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,540 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $240,000 | 7,976 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 8,477 |
| Total interest expense | $1,006,000 | 8,406 |
| Net interest income | $1,171,000 | 8,395 |
| Provision for loan and lease losses | $165,000 | 3,956 |
| Total noninterest income | $189,000 | 7,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $1,296,000 | 7,256 |
| Salaries and employee benefits | $619,000 | 7,651 |
| Premises and equipment expense | $164,000 | 7,353 |
| Additional noninterest expense | $513,000 | 6,347 |
| Pre-tax net operating income | $-101,000 | 9,914 |
| Securities gains (losses) | $-23,000 | 10,305 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-124,000 | 9,976 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-124,000 | 9,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,467,000 | 424 |
| Net operating income | $-101,000 | 9,922 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 9,386 |
| Total interest expense | $896,000 | 8,978 |
| Net interest income | $832,000 | 9,597 |
| Provision for loan and lease losses | $74,000 | 5,820 |
| Total noninterest income | $271,000 | 6,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $843,000 | 8,881 |
| Salaries and employee benefits | $369,000 | 9,463 |
| Premises and equipment expense | $73,000 | 9,616 |
| Additional noninterest expense | $401,000 | 7,347 |
| Pre-tax net operating income | $186,000 | 9,650 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $63,000 | 9,033 |
| Income before extraordinary items | $128,000 | 9,776 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $128,000 | 9,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $275,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $124,650 | 9,758 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 9,671 |
| Total interest expense | $906,000 | 9,313 |
| Net interest income | $883,000 | 9,872 |
| Provision for loan and lease losses | $98,000 | 5,180 |
| Total noninterest income | $159,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $684,000 | 9,861 |
| Salaries and employee benefits | $300,000 | 10,345 |
| Premises and equipment expense | $60,000 | 10,351 |
| Additional noninterest expense | $324,000 | 8,626 |
| Pre-tax net operating income | $260,000 | 9,409 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $90,000 | 8,931 |
| Income before extraordinary items | $170,000 | 9,600 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $170,000 | 9,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,846 |
| Cash dividends | $167,000 | 5,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $170,000 | 9,539 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 10,018 |
| Total interest expense | $750,000 | 10,121 |
| Net interest income | $1,064,000 | 9,734 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $113,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $911,000 | 9,318 |
| Salaries and employee benefits | $304,000 | 10,711 |
| Premises and equipment expense | $75,000 | 10,348 |
| Additional noninterest expense | $532,000 | 7,016 |
| Pre-tax net operating income | $246,000 | 10,147 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $72,000 | 9,749 |
| Income before extraordinary items | $174,000 | 10,223 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $174,000 | 10,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $405,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $174,000 | 10,193 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 10,767 |
| Total interest expense | $504,000 | 11,080 |
| Net interest income | $977,000 | 10,469 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $81,000 | 11,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $640,000 | 10,944 |
| Salaries and employee benefits | $249,000 | 11,671 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $339,000 | 9,479 |
| Pre-tax net operating income | $418,000 | 9,223 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $146,000 | 8,391 |
| Income before extraordinary items | $272,000 | 9,466 |
| Extraordinary gains, net | $1,000 | 245 |
| Net income | $273,000 | 9,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $181,000 | 5,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $272,000 | 9,514 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 11,667 |
| Total interest expense | $446,000 | 11,970 |
| Net interest income | $863,000 | 11,304 |
| Provision for loan and lease losses | $-40,000 | 12,687 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $571,000 | 11,794 |
| Salaries and employee benefits | $234,000 | 12,337 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $278,000 | 10,714 |
| Pre-tax net operating income | $435,000 | 9,142 |
| Securities gains (losses) | $47,000 | 3,500 |
| Applicable income taxes | $171,000 | 8,187 |
| Income before extraordinary items | $311,000 | 9,358 |
| Extraordinary gains, net | $6,000 | 3,038 |
| Net income | $317,000 | 9,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,983 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $280,450 | 9,433 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 11,949 |
| Total interest expense | $582,000 | 12,383 |
| Net interest income | $927,000 | 11,399 |
| Provision for loan and lease losses | $-15,000 | 13,503 |
| Total noninterest income | $167,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $682,000 | 11,606 |
| Salaries and employee benefits | $191,000 | 13,243 |
| Premises and equipment expense | $63,000 | 12,143 |
| Additional noninterest expense | $428,000 | 9,222 |
| Pre-tax net operating income | $427,000 | 8,996 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $148,000 | 8,666 |
| Income before extraordinary items | $303,000 | 9,276 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $303,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $112,000 | 6,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $286,920 | 9,090 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.