Home > EH National Bank > Income and Expense

EH National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,866,0002,304
Total interest expense$8,559,0001,436
Net interest income$6,307,0003,044
Provision for loan and lease losses$03,275
Total noninterest income$177,0004,081
Gross Fiduciary activities income$0981
Service charges on deposit accounts$39,0003,954
Trading account gains and feesNANA
Additional Noninterest Income$138,0003,864
Total noninterest expense$10,649,0001,969
Salaries and employee benefits$6,391,0001,868
Premises and equipment expense$1,668,0001,420
Additional noninterest expense$138,0003,864
Pre-tax net operating income$-4,165,0004,563
Securities gains (losses)$0988
Applicable income taxes$7,150,000435
Income before extraordinary items$-11,315,0004,571
Extraordinary gains, net$054
Net income$-11,315,0004,571
Minority interest net income$088
Net income of bank and minority interests.$-11,315,0004,572
Net charge-offs$-303,0004,500
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-11,315,0004,575
2023-09-30 (YTD Data)Rank
Total interest income$11,128,0002,266
Total interest expense$6,254,0001,370
Net interest income$4,874,0003,018
Provision for loan and lease losses$03,085
Total noninterest income$130,0004,107
Gross Fiduciary activities income$0950
Service charges on deposit accounts$29,0003,973
Trading account gains and feesNANA
Additional Noninterest Income$101,0003,882
Total noninterest expense$8,060,0001,952
Salaries and employee benefits$4,834,0001,871
Premises and equipment expense$1,275,0001,391
Additional noninterest expense$101,0003,880
Pre-tax net operating income$-3,056,0004,560
Securities gains (losses)$0849
Applicable income taxes$-917,0004,588
Income before extraordinary items$-2,139,0004,566
Extraordinary gains, net$052
Net income$-2,139,0004,564
Minority interest net income$081
Net income of bank and minority interests.$-2,139,0004,566
Net charge-offs$-399,0004,540
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-2,139,0004,571
2023-06-30 (YTD Data)Rank
Total interest income$7,446,0002,230
Total interest expense$4,085,0001,287
Net interest income$3,361,0002,983
Provision for loan and lease losses$02,940
Total noninterest income$95,0004,072
Gross Fiduciary activities income$0931
Service charges on deposit accounts$21,0003,945
Trading account gains and feesNANA
Additional Noninterest Income$74,0003,860
Total noninterest expense$5,427,0001,925
Salaries and employee benefits$3,250,0001,857
Premises and equipment expense$839,0001,400
Additional noninterest expense$74,0003,842
Pre-tax net operating income$-1,971,0004,588
Securities gains (losses)$0938
Applicable income taxes$-591,0004,613
Income before extraordinary items$-1,380,0004,597
Extraordinary gains, net$051
Net income$-1,380,0004,596
Minority interest net income$081
Net income of bank and minority interests.$-1,380,0004,596
Net charge-offs$-219,0004,546
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-1,380,0004,599
2023-03-31 (YTD Data)Rank
Total interest income$3,656,0002,231
Total interest expense$1,844,0001,263
Net interest income$1,812,0002,890
Provision for loan and lease losses$02,612
Total noninterest income$72,0003,845
Gross Fiduciary activities income$0913
Service charges on deposit accounts$10,0004,002
Trading account gains and feesNANA
Additional Noninterest Income$62,0003,542
Total noninterest expense$2,728,0001,935
Salaries and employee benefits$1,630,0001,884
Premises and equipment expense$429,0001,405
Additional noninterest expense$62,0003,542
Pre-tax net operating income$-844,0004,636
Securities gains (losses)$0950
Applicable income taxes$-253,0004,618
Income before extraordinary items$-591,0004,600
Extraordinary gains, net$04
Net income$-591,0004,600
Minority interest net income$048
Net income of bank and minority interests.$-591,0004,600
Net charge-offs$-92,0004,538
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-591,0004,610
2022-12-31 (YTD Data)Rank
Total interest income$13,477,0002,102
Total interest expense$2,529,0001,344
Net interest income$10,948,0002,241
Provision for loan and lease losses$03,012
Total noninterest income$369,0003,772
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$31,0004,175
Trading account gains and feesNANA
Additional Noninterest Income$338,0003,423
Total noninterest expense$10,416,0001,957
Salaries and employee benefits$6,435,0001,863
Premises and equipment expense$1,663,0001,424
Additional noninterest expense$338,0003,423
Pre-tax net operating income$901,0003,837
Securities gains (losses)$0691
Applicable income taxes$270,0002,486
Income before extraordinary items$631,0003,983
Extraordinary gains, net$05
Net income$631,0003,982
Minority interest net income$063
Net income of bank and minority interests.$631,0003,983
Net charge-offs$-298,0004,515
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$631,0004,003
2022-09-30 (YTD Data)Rank
Total interest income$9,748,0002,099
Total interest expense$1,215,0001,544
Net interest income$8,533,0002,160
Provision for loan and lease losses$02,835
Total noninterest income$339,0003,625
Gross Fiduciary activities income$0968
Service charges on deposit accounts$23,0004,214
Trading account gains and feesNANA
Additional Noninterest Income$316,0003,241
Total noninterest expense$7,671,0001,972
Salaries and employee benefits$4,806,0001,857
Premises and equipment expense$1,180,0001,489
Additional noninterest expense$316,0003,241
Pre-tax net operating income$1,201,0003,362
Securities gains (losses)$0740
Applicable income taxes$360,0002,063
Income before extraordinary items$841,0003,552
Extraordinary gains, net$04
Net income$841,0003,550
Minority interest net income$057
Net income of bank and minority interests.$841,0003,551
Net charge-offs$-191,0004,462
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$841,0003,582
2022-06-30 (YTD Data)Rank
Total interest income$6,236,0002,125
Total interest expense$533,0001,878
Net interest income$5,703,0002,121
Provision for loan and lease losses$02,599
Total noninterest income$53,0004,428
Gross Fiduciary activities income$0925
Service charges on deposit accounts$16,0004,234
Trading account gains and feesNANA
Additional Noninterest Income$37,0004,314
Total noninterest expense$5,056,0001,975
Salaries and employee benefits$3,190,0001,861
Premises and equipment expense$781,0001,494
Additional noninterest expense$1,085,0002,475
Pre-tax net operating income$700,0003,392
Securities gains (losses)$0687
Applicable income taxes$210,0002,088
Income before extraordinary items$490,0003,564
Extraordinary gains, net$04
Net income$490,0003,562
Minority interest net income$060
Net income of bank and minority interests.$490,0003,564
Net charge-offs$-207,0004,555
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$490,0003,596
2022-03-31 (YTD Data)Rank
Total interest income$3,282,0001,996
Total interest expense$249,0001,922
Net interest income$3,033,0001,976
Provision for loan and lease losses$02,285
Total noninterest income$45,0004,215
Gross Fiduciary activities income$0892
Service charges on deposit accounts$7,0004,296
Trading account gains and feesNANA
Additional Noninterest Income$38,0003,978
Total noninterest expense$2,478,0001,994
Salaries and employee benefits$1,572,0001,871
Premises and equipment expense$383,0001,535
Additional noninterest expense$523,0002,514
Pre-tax net operating income$600,0002,714
Securities gains (losses)$0623
Applicable income taxes$180,0001,678
Income before extraordinary items$420,0002,930
Extraordinary gains, net$04
Net income$420,0002,928
Minority interest net income$050
Net income of bank and minority interests.$420,0002,930
Net charge-offs$-44,0004,368
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$420,0002,959
2021-12-31 (YTD Data)Rank
Total interest income$11,954,0002,207
Total interest expense$1,033,0002,161
Net interest income$10,921,0002,190
Provision for loan and lease losses$03,064
Total noninterest income$644,0003,408
Gross Fiduciary activities income$0994
Service charges on deposit accounts$27,0004,342
Trading account gains and feesNANA
Additional Noninterest Income$617,0003,080
Total noninterest expense$10,067,0001,967
Salaries and employee benefits$6,117,0001,903
Premises and equipment expense$1,591,0001,449
Additional noninterest expense$2,359,0002,331
Pre-tax net operating income$1,498,0003,476
Securities gains (losses)$02,062
Applicable income taxes$449,0002,169
Income before extraordinary items$1,049,0003,716
Extraordinary gains, net$010
Net income$1,049,0003,716
Minority interest net income$074
Net income of bank and minority interests.$1,049,0003,716
Net charge-offs$-584,0004,735
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,049,0003,693
2021-09-30 (YTD Data)Rank
Total interest income$8,965,0002,254
Total interest expense$787,0002,234
Net interest income$8,178,0002,228
Provision for loan and lease losses$02,963
Total noninterest income$598,0003,257
Gross Fiduciary activities income$0957
Service charges on deposit accounts$19,0004,424
Trading account gains and feesNANA
Additional Noninterest Income$579,0002,913
Total noninterest expense$7,567,0001,971
Salaries and employee benefits$4,604,0001,906
Premises and equipment expense$1,215,0001,453
Additional noninterest expense$1,748,0002,349
Pre-tax net operating income$1,209,0003,531
Securities gains (losses)$02,015
Applicable income taxes$363,0002,194
Income before extraordinary items$846,0003,783
Extraordinary gains, net$08
Net income$846,0003,783
Minority interest net income$069
Net income of bank and minority interests.$846,0003,783
Net charge-offs$-798,0004,851
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$846,0003,758
2021-06-30 (YTD Data)Rank
Total interest income$5,820,0002,289
Total interest expense$542,0002,238
Net interest income$5,278,0002,257
Provision for loan and lease losses$02,862
Total noninterest income$533,0002,926
Gross Fiduciary activities income$0951
Service charges on deposit accounts$13,0004,409
Trading account gains and feesNANA
Additional Noninterest Income$520,0002,595
Total noninterest expense$5,017,0001,973
Salaries and employee benefits$3,033,0001,909
Premises and equipment expense$806,0001,462
Additional noninterest expense$1,178,0002,317
Pre-tax net operating income$794,0003,537
Securities gains (losses)$01,818
Applicable income taxes$238,0002,185
Income before extraordinary items$556,0003,785
Extraordinary gains, net$06
Net income$556,0003,785
Minority interest net income$067
Net income of bank and minority interests.$556,0003,785
Net charge-offs$-342,0004,834
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$556,0003,765
2021-03-31 (YTD Data)Rank
Total interest income$2,889,0002,285
Total interest expense$291,0002,220
Net interest income$2,598,0002,260
Provision for loan and lease losses$02,741
Total noninterest income$309,0002,774
Gross Fiduciary activities income$0922
Service charges on deposit accounts$7,0004,369
Trading account gains and feesNANA
Additional Noninterest Income$302,0002,446
Total noninterest expense$2,503,0001,964
Salaries and employee benefits$1,534,0001,875
Premises and equipment expense$406,0001,469
Additional noninterest expense$563,0002,364
Pre-tax net operating income$404,0003,484
Securities gains (losses)$01,392
Applicable income taxes$121,0002,162
Income before extraordinary items$283,0003,737
Extraordinary gains, net$03
Net income$283,0003,737
Minority interest net income$055
Net income of bank and minority interests.$283,0003,737
Net charge-offs$-33,0004,492
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$283,0003,707
2020-12-31 (YTD Data)Rank
Total interest income$10,763,0002,410
Total interest expense$1,920,0002,026
Net interest income$8,843,0002,452
Provision for loan and lease losses$181,0003,123
Total noninterest income$682,0003,306
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$14,0004,692
Trading account gains and feesNANA
Additional Noninterest Income$668,0002,861
Total noninterest expense$9,281,0002,051
Salaries and employee benefits$5,417,0002,037
Premises and equipment expense$1,598,0001,447
Additional noninterest expense$2,266,0002,332
Pre-tax net operating income$63,0004,672
Securities gains (losses)$02,675
Applicable income taxes$19,0003,408
Income before extraordinary items$44,0004,728
Extraordinary gains, net$04
Net income$44,0004,728
Minority interest net income$072
Net income of bank and minority interests.$44,0004,728
Net charge-offs$114,0001,917
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$44,0004,689
2020-09-30 (YTD Data)Rank
Total interest income$7,844,0002,466
Total interest expense$1,600,0001,981
Net interest income$6,244,0002,560
Provision for loan and lease losses$166,0002,934
Total noninterest income$380,0003,590
Gross Fiduciary activities income$0981
Service charges on deposit accounts$8,0004,781
Trading account gains and feesNANA
Additional Noninterest Income$372,0003,118
Total noninterest expense$6,872,0002,049
Salaries and employee benefits$4,022,0002,034
Premises and equipment expense$1,177,0001,468
Additional noninterest expense$1,673,0002,335
Pre-tax net operating income$-414,0004,888
Securities gains (losses)$02,494
Applicable income taxes$-124,0004,932
Income before extraordinary items$-290,0004,882
Extraordinary gains, net$04
Net income$-290,0004,882
Minority interest net income$065
Net income of bank and minority interests.$-290,0004,882
Net charge-offs$-12,0004,294
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-290,0004,876
2020-06-30 (YTD Data)Rank
Total interest income$5,268,0002,486
Total interest expense$1,213,0001,904
Net interest income$4,055,0002,611
Provision for loan and lease losses$166,0002,574
Total noninterest income$228,0003,689
Gross Fiduciary activities income$0970
Service charges on deposit accounts$5,0004,815
Trading account gains and feesNANA
Additional Noninterest Income$223,0003,205
Total noninterest expense$4,601,0002,044
Salaries and employee benefits$2,702,0002,027
Premises and equipment expense$766,0001,486
Additional noninterest expense$1,133,0002,302
Pre-tax net operating income$-484,0004,933
Securities gains (losses)$02,249
Applicable income taxes$-145,0004,948
Income before extraordinary items$-339,0004,907
Extraordinary gains, net$04
Net income$-339,0004,907
Minority interest net income$065
Net income of bank and minority interests.$-339,0004,907
Net charge-offs$36,0001,908
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-339,0004,912
2020-03-31 (YTD Data)Rank
Total interest income$2,632,0002,481
Total interest expense$695,0001,856
Net interest income$1,937,0002,652
Provision for loan and lease losses$03,711
Total noninterest income$69,0004,118
Gross Fiduciary activities income$0941
Service charges on deposit accounts$3,0004,858
Trading account gains and feesNANA
Additional Noninterest Income$66,0003,612
Total noninterest expense$2,296,0002,070
Salaries and employee benefits$1,342,0002,045
Premises and equipment expense$379,0001,506
Additional noninterest expense$575,0002,316
Pre-tax net operating income$-290,0004,940
Securities gains (losses)$01,705
Applicable income taxes$-87,0004,945
Income before extraordinary items$-203,0004,887
Extraordinary gains, net$04
Net income$-203,0004,887
Minority interest net income$056
Net income of bank and minority interests.$-203,0004,887
Net charge-offs$72,0001,035
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-203,0004,916
2019-12-31 (YTD Data)Rank
Total interest income$11,251,0002,393
Total interest expense$3,161,0001,743
Net interest income$8,090,0002,609
Provision for loan and lease losses$-225,0005,050
Total noninterest income$215,0004,411
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$11,0004,952
Trading account gains and feesNANA
Additional Noninterest Income$204,0003,930
Total noninterest expense$8,771,0002,112
Salaries and employee benefits$5,110,0002,079
Premises and equipment expense$1,510,0001,490
Additional noninterest expense$2,151,0002,441
Pre-tax net operating income$-241,0005,040
Securities gains (losses)$02,379
Applicable income taxes$-72,0005,080
Income before extraordinary items$-169,0005,029
Extraordinary gains, net$011
Net income$-169,0005,031
Minority interest net income$076
Net income of bank and minority interests.$-169,0005,031
Net charge-offs$-180,0004,980
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-169,0005,024
2019-09-30 (YTD Data)Rank
Total interest income$8,195,0002,463
Total interest expense$2,382,0001,744
Net interest income$5,813,0002,721
Provision for loan and lease losses$-225,0005,147
Total noninterest income$122,0004,640
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$7,0005,049
Trading account gains and feesNANA
Additional Noninterest Income$115,0004,195
Total noninterest expense$6,534,0002,123
Salaries and employee benefits$3,886,0002,062
Premises and equipment expense$1,120,0001,517
Additional noninterest expense$1,528,0002,532
Pre-tax net operating income$-374,0005,145
Securities gains (losses)$02,167
Applicable income taxes$-112,0005,192
Income before extraordinary items$-262,0005,139
Extraordinary gains, net$011
Net income$-262,0005,139
Minority interest net income$072
Net income of bank and minority interests.$-262,0005,139
Net charge-offs$-116,0004,999
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-262,0005,133
2019-06-30 (YTD Data)Rank
Total interest income$5,572,0002,434
Total interest expense$1,536,0001,758
Net interest income$4,036,0002,642
Provision for loan and lease losses$-225,0005,218
Total noninterest income$74,0004,723
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$4,0005,095
Trading account gains and feesNANA
Additional Noninterest Income$70,0004,278
Total noninterest expense$4,312,0002,149
Salaries and employee benefits$2,632,0002,038
Premises and equipment expense$739,0001,538
Additional noninterest expense$941,0002,703
Pre-tax net operating income$23,0005,070
Securities gains (losses)$01,702
Applicable income taxes$7,0003,681
Income before extraordinary items$16,0005,088
Extraordinary gains, net$011
Net income$16,0005,087
Minority interest net income$069
Net income of bank and minority interests.$16,0005,086
Net charge-offs$-501,0005,256
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$16,0005,077
2019-03-31 (YTD Data)Rank
Total interest income$2,273,0002,797
Total interest expense$696,0001,848
Net interest income$1,577,0003,091
Provision for loan and lease losses$-225,0005,304
Total noninterest income$104,0003,897
Gross Fiduciary activities income$0972
Service charges on deposit accounts$2,0005,150
Trading account gains and feesNANA
Additional Noninterest Income$102,0003,199
Total noninterest expense$2,210,0002,122
Salaries and employee benefits$1,310,0002,064
Premises and equipment expense$366,0001,574
Additional noninterest expense$534,0002,476
Pre-tax net operating income$-304,0005,293
Securities gains (losses)$01,087
Applicable income taxes$-91,0005,295
Income before extraordinary items$-213,0005,275
Extraordinary gains, net$05
Net income$-213,0005,273
Minority interest net income$052
Net income of bank and minority interests.$-213,0005,273
Net charge-offs$-135,0005,231
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-213,0005,276
2018-12-31 (YTD Data)Rank
Total interest income$11,158,0002,338
Total interest expense$1,676,0002,174
Net interest income$9,482,0002,342
Provision for loan and lease losses$04,082
Total noninterest income$506,0003,756
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$10,0005,190
Trading account gains and feesNANA
Additional Noninterest Income$496,0003,075
Total noninterest expense$8,972,0002,069
Salaries and employee benefits$4,561,0002,251
Premises and equipment expense$1,464,0001,534
Additional noninterest expense$2,947,0001,948
Pre-tax net operating income$1,016,0004,000
Securities gains (losses)$01,125
Applicable income taxes$-7,242,0005,402
Income before extraordinary items$8,258,0001,073
Extraordinary gains, net$06
Net income$8,258,0001,072
Minority interest net income$072
Net income of bank and minority interests.$8,258,0001,072
Net charge-offs$98,0002,158
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$5,000653
Net operating income$8,258,0001,072
2018-09-30 (YTD Data)Rank
Total interest income$8,160,0002,372
Total interest expense$1,156,0002,223
Net interest income$7,004,0002,379
Provision for loan and lease losses$03,948
Total noninterest income$380,0003,793
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$8,0005,254
Trading account gains and feesNANA
Additional Noninterest Income$372,0003,107
Total noninterest expense$6,639,0002,084
Salaries and employee benefits$3,401,0002,255
Premises and equipment expense$1,090,0001,556
Additional noninterest expense$2,148,0002,000
Pre-tax net operating income$745,0004,110
Securities gains (losses)$01,118
Applicable income taxes$-1,0005,309
Income before extraordinary items$746,0003,975
Extraordinary gains, net$05
Net income$746,0003,974
Minority interest net income$066
Net income of bank and minority interests.$746,0003,974
Net charge-offs$369,000871
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$5,000610
Net operating income$746,0003,973
2018-06-30 (YTD Data)Rank
Total interest income$5,604,0002,307
Total interest expense$756,0002,164
Net interest income$4,848,0002,306
Provision for loan and lease losses$03,782
Total noninterest income$412,0003,149
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$5,0005,311
Trading account gains and feesNANA
Additional Noninterest Income$407,0002,498
Total noninterest expense$4,484,0002,080
Salaries and employee benefits$2,239,0002,282
Premises and equipment expense$706,0001,605
Additional noninterest expense$1,539,0001,881
Pre-tax net operating income$776,0003,528
Securities gains (losses)$0961
Applicable income taxes$-1,0005,353
Income before extraordinary items$777,0003,343
Extraordinary gains, net$06
Net income$777,0003,342
Minority interest net income$065
Net income of bank and minority interests.$777,0003,342
Net charge-offs$576,000481
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$5,000595
Net operating income$777,0003,341
2018-03-31 (YTD Data)Rank
Total interest income$3,218,0002,065
Total interest expense$356,0002,187
Net interest income$2,862,0002,020
Provision for loan and lease losses$03,508
Total noninterest income$234,0002,954
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$2,0005,381
Trading account gains and feesNANA
Additional Noninterest Income$232,0002,312
Total noninterest expense$2,390,0001,997
Salaries and employee benefits$1,101,0002,343
Premises and equipment expense$337,0001,692
Additional noninterest expense$952,0001,582
Pre-tax net operating income$706,0002,581
Securities gains (losses)$0735
Applicable income taxes$44,0002,787
Income before extraordinary items$662,0002,454
Extraordinary gains, net$07
Net income$662,0002,453
Minority interest net income$052
Net income of bank and minority interests.$662,0002,454
Net charge-offs$46,0001,241
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$2,000558
Net operating income$662,0002,448
2017-12-31 (YTD Data)Rank
Total interest income$10,494,0002,349
Total interest expense$1,598,0001,823
Net interest income$8,896,0002,433
Provision for loan and lease losses$04,227
Total noninterest income$1,635,0002,290
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$14,0005,399
Trading account gains and feesNANA
Additional Noninterest Income$1,621,0001,730
Total noninterest expense$9,083,0002,063
Salaries and employee benefits$4,240,0002,374
Premises and equipment expense$1,492,0001,525
Additional noninterest expense$3,351,0001,778
Pre-tax net operating income$1,448,0003,576
Securities gains (losses)$02,243
Applicable income taxes$135,0003,157
Income before extraordinary items$1,313,0003,356
Extraordinary gains, net$09
Net income$1,313,0003,354
Minority interest net income$076
Net income of bank and minority interests.$1,313,0003,356
Net charge-offs$349,0001,363
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$-27,0005,603
Net operating income$1,313,0003,335
2017-09-30 (YTD Data)Rank
Total interest income$7,747,0002,391
Total interest expense$1,240,0001,761
Net interest income$6,507,0002,495
Provision for loan and lease losses$04,088
Total noninterest income$1,369,0002,171
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$11,0005,452
Trading account gains and feesNANA
Additional Noninterest Income$1,358,0001,644
Total noninterest expense$6,665,0002,100
Salaries and employee benefits$3,079,0002,434
Premises and equipment expense$1,114,0001,538
Additional noninterest expense$2,472,0001,797
Pre-tax net operating income$1,211,0003,478
Securities gains (losses)$02,274
Applicable income taxes$90,0003,203
Income before extraordinary items$1,121,0003,331
Extraordinary gains, net$09
Net income$1,121,0003,330
Minority interest net income$071
Net income of bank and minority interests.$1,121,0003,331
Net charge-offs$-446,0005,631
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$-30,0005,677
Net operating income$1,121,0003,307
2017-06-30 (YTD Data)Rank
Total interest income$5,350,0002,301
Total interest expense$857,0001,680
Net interest income$4,493,0002,408
Provision for loan and lease losses$03,871
Total noninterest income$975,0002,086
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$7,0005,491
Trading account gains and feesNANA
Additional Noninterest Income$968,0001,576
Total noninterest expense$4,035,0002,269
Salaries and employee benefits$1,973,0002,518
Premises and equipment expense$758,0001,519
Additional noninterest expense$1,304,0002,169
Pre-tax net operating income$1,433,0002,566
Securities gains (losses)$01,906
Applicable income taxes$60,0003,218
Income before extraordinary items$1,373,0002,307
Extraordinary gains, net$011
Net income$1,373,0002,308
Minority interest net income$071
Net income of bank and minority interests.$1,373,0002,308
Net charge-offs$-346,0005,684
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$-32,0005,739
Net operating income$1,373,0002,273
2017-03-31 (YTD Data)Rank
Total interest income$2,823,0002,217
Total interest expense$441,0001,616
Net interest income$2,382,0002,305
Provision for loan and lease losses$03,537
Total noninterest income$456,0002,159
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$4,0005,526
Trading account gains and feesNANA
Additional Noninterest Income$452,0001,630
Total noninterest expense$2,120,0002,210
Salaries and employee benefits$1,031,0002,470
Premises and equipment expense$384,0001,517
Additional noninterest expense$705,0002,035
Pre-tax net operating income$718,0002,489
Securities gains (losses)$01,153
Applicable income taxes$30,0003,166
Income before extraordinary items$688,0002,226
Extraordinary gains, net$08
Net income$688,0002,227
Minority interest net income$055
Net income of bank and minority interests.$688,0002,227
Net charge-offs$-76,0005,566
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$2,000601
Net operating income$688,0002,200
2016-12-31 (YTD Data)Rank
Total interest income$12,045,0002,070
Total interest expense$1,936,0001,456
Net interest income$10,109,0002,166
Provision for loan and lease losses$715,0001,177
Total noninterest income$1,573,0002,422
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$17,0005,600
Trading account gains and fees$0170
Additional Noninterest Income$1,556,0001,838
Total noninterest expense$9,988,0001,913
Salaries and employee benefits$4,954,0002,100
Premises and equipment expense$1,618,0001,411
Additional noninterest expense$3,416,0001,749
Pre-tax net operating income$979,0004,102
Securities gains (losses)$03,212
Applicable income taxes$89,0003,364
Income before extraordinary items$890,0004,049
Extraordinary gains, net$05
Net income$890,0004,047
Minority interest net income$082
Net income of bank and minority interests.$890,0004,048
Net charge-offs$1,539,000471
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$8,000715
Net operating income$890,0003,979
2016-09-30 (YTD Data)Rank
Total interest income$8,654,0002,148
Total interest expense$1,468,0001,441
Net interest income$7,186,0002,268
Provision for loan and lease losses$1,216,000600
Total noninterest income$1,093,0002,524
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$12,0005,673
Trading account gains and fees$0169
Additional Noninterest Income$1,081,0001,940
Total noninterest expense$7,350,0001,940
Salaries and employee benefits$3,715,0002,094
Premises and equipment expense$1,218,0001,408
Additional noninterest expense$2,417,0001,854
Pre-tax net operating income$-287,0005,845
Securities gains (losses)$03,160
Applicable income taxes$25,0003,806
Income before extraordinary items$-312,0005,861
Extraordinary gains, net$05
Net income$-312,0005,861
Minority interest net income$071
Net income of bank and minority interests.$-312,0005,861
Net charge-offs$1,536,000355
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$6,000673
Net operating income$-312,0005,853
2016-06-30 (YTD Data)Rank
Total interest income$5,708,0002,168
Total interest expense$973,0001,446
Net interest income$4,735,0002,299
Provision for loan and lease losses$1,351,000399
Total noninterest income$640,0002,668
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$7,0005,753
Trading account gains and fees$0157
Additional Noninterest Income$633,0002,078
Total noninterest expense$4,897,0001,950
Salaries and employee benefits$2,483,0002,102
Premises and equipment expense$779,0001,466
Additional noninterest expense$1,635,0001,836
Pre-tax net operating income$-873,0006,012
Securities gains (losses)$02,835
Applicable income taxes$1,0004,252
Income before extraordinary items$-874,0006,010
Extraordinary gains, net$016
Net income$-874,0006,009
Minority interest net income$071
Net income of bank and minority interests.$-874,0006,009
Net charge-offs$1,206,000310
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$4,000662
Net operating income$-874,0006,006
2016-03-31 (YTD Data)Rank
Total interest income$2,787,0002,207
Total interest expense$468,0001,496
Net interest income$2,319,0002,335
Provision for loan and lease losses$1,351,000231
Total noninterest income$376,0002,435
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$3,0005,820
Trading account gains and fees$0142
Additional Noninterest Income$373,0001,834
Total noninterest expense$2,473,0001,941
Salaries and employee benefits$1,289,0002,045
Premises and equipment expense$391,0001,478
Additional noninterest expense$793,0001,874
Pre-tax net operating income$-1,129,0006,096
Securities gains (losses)$02,077
Applicable income taxes$1,0004,176
Income before extraordinary items$-1,130,0006,093
Extraordinary gains, net$012
Net income$-1,130,0006,093
Minority interest net income$062
Net income of bank and minority interests.$-1,130,0006,093
Net charge-offs$1,371,000180
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$2,000618
Net operating income$-1,130,0006,091
2015-12-31 (YTD Data)Rank
Total interest income$10,275,0002,316
Total interest expense$1,650,0001,635
Net interest income$8,625,0002,422
Provision for loan and lease losses$5,414,000200
Total noninterest income$3,075,0001,574
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$22,0005,793
Trading account gains and fees$0159
Additional Noninterest Income$3,053,0001,146
Total noninterest expense$11,354,0001,678
Salaries and employee benefits$5,677,0001,839
Premises and equipment expense$1,737,0001,339
Additional noninterest expense$3,940,0001,553
Pre-tax net operating income$-5,068,0006,170
Securities gains (losses)$03,216
Applicable income taxes$4,0004,225
Income before extraordinary items$-5,072,0006,163
Extraordinary gains, net$023
Net income$-5,072,0006,163
Minority interest net income$081
Net income of bank and minority interests.$-5,072,0006,163
Net charge-offs$4,090,000218
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$-180,0006,114
Net operating income$-5,072,0006,163
2015-09-30 (YTD Data)Rank
Total interest income$7,562,0002,371
Total interest expense$1,220,0001,682
Net interest income$6,342,0002,473
Provision for loan and lease losses$5,314,000159
Total noninterest income$2,482,0001,515
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$17,0005,862
Trading account gains and fees$0153
Additional Noninterest Income$2,465,0001,112
Total noninterest expense$8,884,0001,631
Salaries and employee benefits$4,394,0001,782
Premises and equipment expense$1,307,0001,351
Additional noninterest expense$3,183,0001,460
Pre-tax net operating income$-5,374,0006,259
Securities gains (losses)$03,031
Applicable income taxes$4,0004,294
Income before extraordinary items$-5,378,0006,255
Extraordinary gains, net$021
Net income$-5,378,0006,256
Minority interest net income$078
Net income of bank and minority interests.$-5,378,0006,256
Net charge-offs$4,231,000163
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$-182,0006,214
Net operating income$-5,378,0006,253
2015-06-30 (YTD Data)Rank
Total interest income$5,032,0002,375
Total interest expense$804,0001,712
Net interest income$4,228,0002,475
Provision for loan and lease losses$5,094,000124
Total noninterest income$1,771,0001,436
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$14,0005,846
Trading account gains and fees$0157
Additional Noninterest Income$1,757,0001,064
Total noninterest expense$6,329,0001,545
Salaries and employee benefits$3,050,0001,737
Premises and equipment expense$890,0001,335
Additional noninterest expense$2,389,0001,316
Pre-tax net operating income$-5,424,0006,343
Securities gains (losses)$02,636
Applicable income taxes$2,0004,347
Income before extraordinary items$-5,426,0006,339
Extraordinary gains, net$022
Net income$-5,426,0006,338
Minority interest net income$075
Net income of bank and minority interests.$-5,426,0006,338
Net charge-offs$3,572,000132
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$-145,0006,303
Net operating income$-5,426,0006,337
2015-03-31 (YTD Data)Rank
Total interest income$2,630,0002,286
Total interest expense$387,0001,772
Net interest income$2,243,0002,376
Provision for loan and lease losses$2,954,000115
Total noninterest income$998,0001,300
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$7,0005,879
Trading account gains and fees$0152
Additional Noninterest Income$991,000932
Total noninterest expense$3,089,0001,570
Salaries and employee benefits$1,613,0001,659
Premises and equipment expense$430,0001,398
Additional noninterest expense$1,046,0001,473
Pre-tax net operating income$-2,802,0006,410
Securities gains (losses)$02,027
Applicable income taxes$2,0004,215
Income before extraordinary items$-2,804,0006,402
Extraordinary gains, net$013
Net income$-2,804,0006,403
Minority interest net income$064
Net income of bank and minority interests.$-2,804,0006,403
Net charge-offs$2,083,000130
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$-147,0006,393
Net operating income$-2,804,0006,402
2014-12-31 (YTD Data)Rank
Total interest income$8,765,0002,702
Total interest expense$1,447,0001,952
Net interest income$7,318,0002,802
Provision for loan and lease losses$-261,0006,171
Total noninterest income$4,793,0001,133
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$22,0006,105
Trading account gains and fees$0180
Additional Noninterest Income$4,771,000784
Total noninterest expense$12,442,0001,534
Salaries and employee benefits$6,149,0001,686
Premises and equipment expense$1,881,0001,276
Additional noninterest expense$4,412,0001,441
Pre-tax net operating income$-70,0006,143
Securities gains (losses)$03,259
Applicable income taxes$1,0004,463
Income before extraordinary items$-71,0006,165
Extraordinary gains, net$017
Net income$-71,0006,164
Minority interest net income$084
Net income of bank and minority interests.$-71,0006,165
Net charge-offs$497,0001,467
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$10,311,00046
Net operating income$-71,0006,152
2014-09-30 (YTD Data)Rank
Total interest income$6,496,0002,742
Total interest expense$1,085,0001,980
Net interest income$5,411,0002,852
Provision for loan and lease losses$04,401
Total noninterest income$3,971,0001,061
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$16,0006,192
Trading account gains and fees$0174
Additional Noninterest Income$3,955,000723
Total noninterest expense$9,502,0001,511
Salaries and employee benefits$4,665,0001,668
Premises and equipment expense$1,341,0001,339
Additional noninterest expense$3,496,0001,384
Pre-tax net operating income$-120,0006,271
Securities gains (losses)$02,980
Applicable income taxes$1,0004,504
Income before extraordinary items$-121,0006,290
Extraordinary gains, net$015
Net income$-121,0006,290
Minority interest net income$081
Net income of bank and minority interests.$-121,0006,290
Net charge-offs$352,0001,462
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$10,266,00039
Net operating income$-121,0006,280
2014-06-30 (YTD Data)Rank
Total interest income$4,215,0002,806
Total interest expense$724,0001,991
Net interest income$3,491,0002,927
Provision for loan and lease losses$04,196
Total noninterest income$2,891,000971
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$12,0006,209
Trading account gains and fees$0172
Additional Noninterest Income$2,879,000672
Total noninterest expense$6,508,0001,473
Salaries and employee benefits$3,303,0001,573
Premises and equipment expense$831,0001,439
Additional noninterest expense$2,374,0001,356
Pre-tax net operating income$-126,0006,349
Securities gains (losses)$02,580
Applicable income taxes$1,0004,472
Income before extraordinary items$-127,0006,368
Extraordinary gains, net$020
Net income$-127,0006,369
Minority interest net income$080
Net income of bank and minority interests.$-127,0006,370
Net charge-offs$489,000886
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$10,245,00021
Net operating income$-127,0006,355
2014-03-31 (YTD Data)Rank
Total interest income$1,908,0003,024
Total interest expense$380,0001,956
Net interest income$1,528,0003,224
Provision for loan and lease losses$03,817
Total noninterest income$1,315,0001,011
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$4,0006,347
Trading account gains and fees$0147
Additional Noninterest Income$1,311,000689
Total noninterest expense$2,974,0001,618
Salaries and employee benefits$1,686,0001,560
Premises and equipment expense$337,0001,789
Additional noninterest expense$951,0001,614
Pre-tax net operating income$-131,0006,478
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-131,0006,485
Extraordinary gains, net$016
Net income$-131,0006,485
Minority interest net income$066
Net income of bank and minority interests.$-131,0006,486
Net charge-offs$294,000722
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$10,124,00011
Net operating income$-131,0006,481
2013-12-31 (YTD Data)Rank
Total interest income$9,488,0002,542
Total interest expense$1,426,0002,248
Net interest income$8,062,0002,586
Provision for loan and lease losses$05,091
Total noninterest income$2,457,0001,866
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$8,0006,553
Trading account gains and fees$0184
Additional Noninterest Income$2,449,0001,311
Total noninterest expense$12,379,0001,564
Salaries and employee benefits$6,329,0001,633
Premises and equipment expense$1,616,0001,471
Additional noninterest expense$4,434,0001,492
Pre-tax net operating income$-1,860,0006,648
Securities gains (losses)$03,182
Applicable income taxes$1,0004,552
Income before extraordinary items$-1,861,0006,663
Extraordinary gains, net$029
Net income$-1,861,0006,663
Minority interest net income$090
Net income of bank and minority interests.$-1,861,0006,663
Net charge-offs$2,259,000684
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$482,000292
Net operating income$-1,861,0006,655
2013-09-30 (YTD Data)Rank
Total interest income$7,545,0002,425
Total interest expense$1,029,0002,395
Net interest income$6,516,0002,433
Provision for loan and lease losses$04,941
Total noninterest income$730,0003,300
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$6,0006,623
Trading account gains and fees$0180
Additional Noninterest Income$724,0002,464
Total noninterest expense$8,848,0001,640
Salaries and employee benefits$4,526,0001,708
Premises and equipment expense$1,051,0001,685
Additional noninterest expense$3,271,0001,515
Pre-tax net operating income$-1,602,0006,764
Securities gains (losses)$03,040
Applicable income taxes$1,0004,622
Income before extraordinary items$-1,603,0006,770
Extraordinary gains, net$025
Net income$-1,603,0006,771
Minority interest net income$084
Net income of bank and minority interests.$-1,603,0006,771
Net charge-offs$2,277,000546
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$362,000265
Net operating income$-1,603,0006,764
2013-06-30 (YTD Data)Rank
Total interest income$4,682,0002,596
Total interest expense$661,0002,509
Net interest income$4,021,0002,602
Provision for loan and lease losses$04,788
Total noninterest income$783,0002,579
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$3,0006,691
Trading account gains and fees$0157
Additional Noninterest Income$780,0001,881
Total noninterest expense$5,831,0001,650
Salaries and employee benefits$2,966,0001,741
Premises and equipment expense$680,0001,732
Additional noninterest expense$2,185,0001,495
Pre-tax net operating income$-1,027,0006,794
Securities gains (losses)$02,791
Applicable income taxes$1,0004,582
Income before extraordinary items$-1,028,0006,816
Extraordinary gains, net$022
Net income$-1,028,0006,817
Minority interest net income$082
Net income of bank and minority interests.$-1,028,0006,817
Net charge-offs$1,885,000477
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$241,000245
Net operating income$-1,028,0006,802
2013-03-31 (YTD Data)Rank
Total interest income$2,333,0002,612
Total interest expense$325,0002,611
Net interest income$2,008,0002,606
Provision for loan and lease losses$04,409
Total noninterest income$550,0002,072
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,0006,720
Trading account gains and fees$0148
Additional Noninterest Income$548,0001,473
Total noninterest expense$2,909,0001,662
Salaries and employee benefits$1,447,0001,801
Premises and equipment expense$336,0001,771
Additional noninterest expense$1,126,0001,445
Pre-tax net operating income$-351,0006,814
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-351,0006,834
Extraordinary gains, net$010
Net income$-351,0006,835
Minority interest net income$076
Net income of bank and minority interests.$-351,0006,835
Net charge-offs$1,263,000386
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$120,000217
Net operating income$-351,0006,819
2012-12-31 (YTD Data)Rank
Total interest income$9,473,0002,697
Total interest expense$1,359,0002,922
Net interest income$8,114,0002,637
Provision for loan and lease losses$760,0002,146
Total noninterest income$4,246,0001,268
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$6,0006,832
Trading account gains and fees$0166
Additional Noninterest Income$4,240,000921
Total noninterest expense$11,136,0001,731
Salaries and employee benefits$5,268,0001,909
Premises and equipment expense$1,245,0001,892
Additional noninterest expense$4,623,0001,459
Pre-tax net operating income$464,0004,997
Securities gains (losses)$03,810
Applicable income taxes$-7,0006,521
Income before extraordinary items$471,0005,014
Extraordinary gains, net$029
Net income$471,0005,012
Minority interest net income$093
Net income of bank and minority interests.$471,0005,013
Net charge-offs$3,093,000829
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$363,000353
Net operating income$471,0004,813
2012-09-30 (YTD Data)Rank
Total interest income$7,002,0002,797
Total interest expense$1,047,0002,969
Net interest income$5,955,0002,729
Provision for loan and lease losses$760,0001,759
Total noninterest income$3,174,0001,293
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$5,0006,916
Trading account gains and fees$0157
Additional Noninterest Income$3,169,000909
Total noninterest expense$8,097,0001,775
Salaries and employee benefits$3,875,0001,952
Premises and equipment expense$936,0001,902
Additional noninterest expense$3,286,0001,536
Pre-tax net operating income$272,0005,407
Securities gains (losses)$03,575
Applicable income taxes$-6,0006,736
Income before extraordinary items$278,0005,410
Extraordinary gains, net$020
Net income$278,0005,409
Minority interest net income$086
Net income of bank and minority interests.$278,0005,409
Net charge-offs$2,129,000887
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$242,000325
Net operating income$278,0005,215
2012-06-30 (YTD Data)Rank
Total interest income$4,617,0002,849
Total interest expense$726,0002,973
Net interest income$3,891,0002,776
Provision for loan and lease losses$760,0001,338
Total noninterest income$1,886,0001,378
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$3,0006,976
Trading account gains and fees$0153
Additional Noninterest Income$1,883,000963
Total noninterest expense$5,414,0001,780
Salaries and employee benefits$2,516,0001,997
Premises and equipment expense$606,0001,948
Additional noninterest expense$2,292,0001,478
Pre-tax net operating income$-397,0006,755
Securities gains (losses)$03,178
Applicable income taxes$-6,0006,808
Income before extraordinary items$-391,0006,822
Extraordinary gains, net$019
Net income$-391,0006,823
Minority interest net income$084
Net income of bank and minority interests.$-391,0006,823
Net charge-offs$1,962,000704
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$121,000334
Net operating income$-391,0006,771
2012-03-31 (YTD Data)Rank
Total interest income$2,253,0002,938
Total interest expense$372,0003,019
Net interest income$1,881,0002,863
Provision for loan and lease losses$656,000861
Total noninterest income$997,0001,328
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,0007,039
Trading account gains and fees$0148
Additional Noninterest Income$996,000904
Total noninterest expense$2,613,0001,832
Salaries and employee benefits$1,203,0002,080
Premises and equipment expense$294,0002,005
Additional noninterest expense$1,116,0001,503
Pre-tax net operating income$-391,0006,998
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-391,0007,036
Extraordinary gains, net$019
Net income$-391,0007,035
Minority interest net income$078
Net income of bank and minority interests.$-391,0007,036
Net charge-offs$1,358,000545
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-391,0007,014
2011-12-31 (YTD Data)Rank
Total interest income$9,171,0002,987
Total interest expense$1,827,0002,958
Net interest income$7,344,0002,945
Provision for loan and lease losses$9,614,000432
Total noninterest income$3,630,0001,318
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$6,0006,902
Trading account gains and fees$0146
Additional Noninterest Income$3,624,000909
Total noninterest expense$12,182,0001,611
Salaries and employee benefits$4,289,0002,262
Premises and equipment expense$1,245,0001,987
Additional noninterest expense$6,648,0001,048
Pre-tax net operating income$-10,822,0007,226
Securities gains (losses)$03,838
Applicable income taxes$-88,0006,797
Income before extraordinary items$-10,734,0007,221
Extraordinary gains, net$029
Net income$-10,734,0007,221
Minority interest net income$096
Net income of bank and minority interests.$-10,734,0007,221
Net charge-offs$6,972,000613
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$20,068,00038
Net operating income$-10,734,0007,219
2011-09-30 (YTD Data)Rank
Total interest income$6,926,0003,002
Total interest expense$1,443,0002,945
Net interest income$5,483,0002,966
Provision for loan and lease losses$8,913,000352
Total noninterest income$3,099,0001,213
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,0006,959
Trading account gains and fees$0145
Additional Noninterest Income$3,095,000817
Total noninterest expense$9,301,0001,574
Salaries and employee benefits$3,272,0002,216
Premises and equipment expense$946,0001,986
Additional noninterest expense$5,083,0001,035
Pre-tax net operating income$-9,632,0007,334
Securities gains (losses)$03,555
Applicable income taxes$-68,0006,960
Income before extraordinary items$-9,564,0007,335
Extraordinary gains, net$021
Net income$-9,564,0007,336
Minority interest net income$087
Net income of bank and minority interests.$-9,564,0007,336
Net charge-offs$6,223,000523
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$20,062,00030
Net operating income$-9,564,0007,330
2011-06-30 (YTD Data)Rank
Total interest income$4,704,0002,964
Total interest expense$1,033,0002,884
Net interest income$3,671,0002,958
Provision for loan and lease losses$4,760,000463
Total noninterest income$1,539,0001,453
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$3,0006,994
Trading account gains and fees$0153
Additional Noninterest Income$1,536,0001,001
Total noninterest expense$6,406,0001,535
Salaries and employee benefits$2,208,0002,205
Premises and equipment expense$646,0001,953
Additional noninterest expense$3,552,0001,019
Pre-tax net operating income$-5,956,0007,390
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-5,956,0007,393
Extraordinary gains, net$015
Net income$-5,956,0007,393
Minority interest net income$089
Net income of bank and minority interests.$-5,956,0007,393
Net charge-offs$3,321,000631
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$10,050,00036
Net operating income$-5,956,0007,393
2011-03-31 (YTD Data)Rank
Total interest income$2,371,0002,964
Total interest expense$580,0002,704
Net interest income$1,791,0003,008
Provision for loan and lease losses$2,844,000386
Total noninterest income$1,116,0001,123
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,0007,020
Trading account gains and fees$0158
Additional Noninterest Income$1,115,000765
Total noninterest expense$2,461,0001,968
Salaries and employee benefits$1,026,0002,377
Premises and equipment expense$330,0001,951
Additional noninterest expense$1,105,0001,567
Pre-tax net operating income$-2,398,0007,416
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-2,398,0007,420
Extraordinary gains, net$09
Net income$-2,398,0007,419
Minority interest net income$086
Net income of bank and minority interests.$-2,398,0007,420
Net charge-offs$1,504,000649
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$10,026,00018
Net operating income$-2,398,0007,420
2010-12-31 (YTD Data)Rank
Total interest income$11,642,0002,570
Total interest expense$3,199,0002,463
Net interest income$8,443,0002,596
Provision for loan and lease losses$9,469,000696
Total noninterest income$4,324,0001,197
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$15,0006,676
Trading account gains and fees$0175
Additional Noninterest Income$4,309,000825
Total noninterest expense$10,902,0001,803
Salaries and employee benefits$5,258,0001,848
Premises and equipment expense$1,523,0001,689
Additional noninterest expense$4,121,0001,744
Pre-tax net operating income$-7,604,0007,259
Securities gains (losses)$03,793
Applicable income taxes$1,403,000947
Income before extraordinary items$-9,007,0007,351
Extraordinary gains, net$029
Net income$-9,007,0007,351
Minority interest net income$0111
Net income of bank and minority interests.$-9,007,0007,351
Net charge-offs$6,009,000880
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$91,000808
Net operating income$-9,007,0007,337
2010-09-30 (YTD Data)Rank
Total interest income$8,839,0002,599
Total interest expense$2,539,0002,434
Net interest income$6,300,0002,635
Provision for loan and lease losses$8,831,000551
Total noninterest income$3,114,0001,227
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$11,0006,768
Trading account gains and fees$0165
Additional Noninterest Income$3,103,000809
Total noninterest expense$8,898,0001,656
Salaries and employee benefits$4,315,0001,699
Premises and equipment expense$1,175,0001,665
Additional noninterest expense$3,408,0001,559
Pre-tax net operating income$-8,315,0007,514
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-8,315,0007,542
Extraordinary gains, net$023
Net income$-8,315,0007,542
Minority interest net income$0110
Net income of bank and minority interests.$-8,315,0007,542
Net charge-offs$5,371,000740
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$74,000733
Net operating income$-8,315,0007,534
2010-06-30 (YTD Data)Rank
Total interest income$6,018,0002,581
Total interest expense$1,739,0002,462
Net interest income$4,279,0002,593
Provision for loan and lease losses$5,606,000586
Total noninterest income$2,982,000901
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$12,0006,717
Trading account gains and fees$0152
Additional Noninterest Income$2,970,000602
Total noninterest expense$6,950,0001,424
Salaries and employee benefits$3,256,0001,521
Premises and equipment expense$813,0001,613
Additional noninterest expense$2,881,0001,241
Pre-tax net operating income$-5,295,0007,567
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-5,295,0007,601
Extraordinary gains, net$019
Net income$-5,295,0007,601
Minority interest net income$0105
Net income of bank and minority interests.$-5,295,0007,601
Net charge-offs$3,976,000669
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$50,000672
Net operating income$-5,295,0007,589
2010-03-31 (YTD Data)Rank
Total interest income$3,000,0002,637
Total interest expense$869,0002,579
Net interest income$2,131,0002,629
Provision for loan and lease losses$1,893,000781
Total noninterest income$1,459,000906
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$6,0006,781
Trading account gains and fees$0175
Additional Noninterest Income$1,453,000607
Total noninterest expense$3,325,0001,515
Salaries and employee benefits$1,750,0001,431
Premises and equipment expense$408,0001,659
Additional noninterest expense$1,167,0001,520
Pre-tax net operating income$-1,628,0007,545
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-1,628,0007,594
Extraordinary gains, net$016
Net income$-1,628,0007,595
Minority interest net income$091
Net income of bank and minority interests.$-1,628,0007,595
Net charge-offs$1,493,000796
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$25,000610
Net operating income$-1,628,0007,590
2009-12-31 (YTD Data)Rank
Total interest income$12,180,0002,708
Total interest expense$4,582,0002,442
Net interest income$7,598,0002,853
Provision for loan and lease losses$5,865,0001,264
Total noninterest income$12,148,000565
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$18,0006,922
Trading account gains and fees$0211
Additional Noninterest Income$12,130,000396
Total noninterest expense$13,672,0001,507
Salaries and employee benefits$7,606,0001,301
Premises and equipment expense$1,667,0001,610
Additional noninterest expense$4,399,0001,685
Pre-tax net operating income$209,0004,784
Securities gains (losses)$29,0002,891
Applicable income taxes$1,0004,275
Income before extraordinary items$237,0004,689
Extraordinary gains, net$034
Net income$237,0004,688
Minority interest net income$0115
Net income of bank and minority interests.$237,0004,689
Net charge-offs$4,000,0001,343
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$8,299,000113
Net operating income$208,0004,714
2009-09-30 (YTD Data)Rank
Total interest income$8,927,0002,819
Total interest expense$3,650,0002,418
Net interest income$5,277,0003,047
Provision for loan and lease losses$4,728,0001,093
Total noninterest income$8,928,000577
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$12,0006,996
Trading account gains and fees$0212
Additional Noninterest Income$8,916,000398
Total noninterest expense$10,485,0001,464
Salaries and employee benefits$5,828,0001,291
Premises and equipment expense$1,226,0001,670
Additional noninterest expense$3,431,0001,577
Pre-tax net operating income$-1,008,0006,655
Securities gains (losses)$29,0002,577
Applicable income taxes$1,0004,465
Income before extraordinary items$-980,0006,738
Extraordinary gains, net$027
Net income$-980,0006,739
Minority interest net income$0118
Net income of bank and minority interests.$-980,0006,739
Net charge-offs$2,563,0001,302
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$5,049,000149
Net operating income$-1,009,0006,750
2009-06-30 (YTD Data)Rank
Total interest income$5,315,0003,144
Total interest expense$2,568,0002,388
Net interest income$2,747,0003,703
Provision for loan and lease losses$1,462,0001,670
Total noninterest income$4,896,000660
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$10,0006,998
Trading account gains and fees$0193
Additional Noninterest Income$4,886,000458
Total noninterest expense$7,083,0001,466
Salaries and employee benefits$3,989,0001,280
Premises and equipment expense$828,0001,674
Additional noninterest expense$2,266,0001,613
Pre-tax net operating income$-902,0006,959
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-902,0007,100
Extraordinary gains, net$021
Net income$-902,0007,100
Minority interest net income$0112
Net income of bank and minority interests.$-902,0007,100
Net charge-offs$1,222,0001,497
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$5,000,000107
Net operating income$-902,0007,080
2009-03-31 (YTD Data)Rank
Total interest income$2,575,0003,257
Total interest expense$1,510,0002,158
Net interest income$1,065,0004,383
Provision for loan and lease losses$461,0001,854
Total noninterest income$1,875,000778
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$8,0006,838
Trading account gains and fees$0171
Additional Noninterest Income$1,867,000531
Total noninterest expense$3,401,0001,470
Salaries and employee benefits$1,894,0001,374
Premises and equipment expense$407,0001,734
Additional noninterest expense$1,100,0001,472
Pre-tax net operating income$-922,0007,608
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-922,0007,678
Extraordinary gains, net$015
Net income$-922,0007,679
Minority interest net income$0102
Net income of bank and minority interests.$-922,0007,679
Net charge-offs$546,0001,308
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$5,000,00058
Net operating income$-922,0007,676
2008-12-31 (YTD Data)Rank
Total interest income$9,073,0003,783
Total interest expense$4,256,0003,355
Net interest income$4,817,0004,052
Provision for loan and lease losses$1,604,0002,070
Total noninterest income$11,189,000540
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$22,0007,014
Trading account gains and fees$0154
Additional Noninterest Income$11,167,000365
Total noninterest expense$17,714,0001,110
Salaries and employee benefits$10,496,000953
Premises and equipment expense$1,503,0001,812
Additional noninterest expense$5,715,0001,123
Pre-tax net operating income$-3,312,0007,640
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-3,312,0007,659
Extraordinary gains, net$039
Net income$-3,312,0007,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$581,0002,597
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,312,0007,725
2008-09-30 (YTD Data)Rank
Total interest income$5,832,0004,279
Total interest expense$2,638,0003,941
Net interest income$3,194,0004,416
Provision for loan and lease losses$748,0002,182
Total noninterest income$9,438,000525
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$16,0007,073
Trading account gains and fees$0148
Additional Noninterest Income$9,422,000360
Total noninterest expense$13,081,0001,117
Salaries and employee benefits$7,863,000977
Premises and equipment expense$1,095,0001,862
Additional noninterest expense$4,123,0001,114
Pre-tax net operating income$-1,197,0007,627
Securities gains (losses)$03,106
Applicable income taxes$-497,0007,881
Income before extraordinary items$-700,0007,338
Extraordinary gains, net$031
Net income$-700,0007,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0002,171
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-700,0007,463
2008-06-30 (YTD Data)Rank
Total interest income$3,579,0004,543
Total interest expense$1,577,0004,370
Net interest income$2,002,0004,622
Provision for loan and lease losses$300,0002,524
Total noninterest income$5,932,000566
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$10,0007,141
Trading account gains and fees$0149
Additional Noninterest Income$5,922,000393
Total noninterest expense$8,246,0001,181
Salaries and employee benefits$4,954,0001,039
Premises and equipment expense$710,0001,909
Additional noninterest expense$2,582,0001,153
Pre-tax net operating income$-612,0007,688
Securities gains (losses)$03,233
Applicable income taxes$-254,0008,037
Income before extraordinary items$-358,0007,581
Extraordinary gains, net$021
Net income$-358,0007,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,888
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-358,0007,562
2008-03-31 (YTD Data)Rank
Total interest income$1,658,0004,874
Total interest expense$734,0004,755
Net interest income$924,0004,875
Provision for loan and lease losses$138,0002,289
Total noninterest income$2,816,000587
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$5,0007,144
Trading account gains and fees$0158
Additional Noninterest Income$2,811,000411
Total noninterest expense$3,867,0001,252
Salaries and employee benefits$2,390,0001,086
Premises and equipment expense$359,0001,893
Additional noninterest expense$1,118,0001,283
Pre-tax net operating income$-265,0007,862
Securities gains (losses)$02,688
Applicable income taxes$-110,0008,162
Income before extraordinary items$-155,0007,763
Extraordinary gains, net$015
Net income$-155,0007,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-155,0007,722
2007-12-31 (YTD Data)Rank
Total interest income$6,905,0004,770
Total interest expense$3,262,0004,537
Net interest income$3,643,0004,895
Provision for loan and lease losses$382,0002,767
Total noninterest income$10,236,000603
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$25,0007,085
Trading account gains and fees$0178
Additional Noninterest Income$10,211,000404
Total noninterest expense$12,675,0001,458
Salaries and employee benefits$7,527,0001,335
Premises and equipment expense$1,367,0001,910
Additional noninterest expense$3,781,0001,467
Pre-tax net operating income$822,0005,127
Securities gains (losses)$02,146
Applicable income taxes$-1,146,0008,416
Income before extraordinary items$1,968,0002,856
Extraordinary gains, net$039
Net income$1,968,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,544
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$6,095,000249
Net operating income$1,968,0002,839
2007-09-30 (YTD Data)Rank
Total interest income$4,907,0004,954
Total interest expense$2,384,0004,628
Net interest income$2,523,0005,185
Provision for loan and lease losses$265,0002,516
Total noninterest income$7,310,000623
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$19,0007,117
Trading account gains and fees$0184
Additional Noninterest Income$7,291,000424
Total noninterest expense$9,007,0001,512
Salaries and employee benefits$5,516,0001,373
Premises and equipment expense$969,0001,999
Additional noninterest expense$2,522,0001,615
Pre-tax net operating income$561,0005,561
Securities gains (losses)$01,655
Applicable income taxes$-864,0008,486
Income before extraordinary items$1,425,0003,084
Extraordinary gains, net$033
Net income$1,425,0003,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$95,000771
Net operating income$1,425,0003,065
2007-06-30 (YTD Data)Rank
Total interest income$2,810,0005,456
Total interest expense$1,361,0005,068
Net interest income$1,449,0005,661
Provision for loan and lease losses$139,0002,774
Total noninterest income$4,983,000640
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$15,0007,097
Trading account gains and fees$0168
Additional Noninterest Income$4,968,000437
Total noninterest expense$5,849,0001,579
Salaries and employee benefits$3,644,0001,412
Premises and equipment expense$612,0002,120
Additional noninterest expense$1,593,0001,711
Pre-tax net operating income$444,0005,295
Securities gains (losses)$01,444
Applicable income taxes$-915,0008,574
Income before extraordinary items$1,359,0002,388
Extraordinary gains, net$029
Net income$1,359,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$15,000936
Net operating income$1,359,0002,370
2007-03-31 (YTD Data)Rank
Total interest income$1,257,0005,760
Total interest expense$608,0005,348
Net interest income$649,0005,958
Provision for loan and lease losses$72,0002,558
Total noninterest income$2,173,000707
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$9,0007,042
Trading account gains and fees$0195
Additional Noninterest Income$2,164,000472
Total noninterest expense$2,661,0001,740
Salaries and employee benefits$1,635,0001,586
Premises and equipment expense$298,0002,198
Additional noninterest expense$728,0001,841
Pre-tax net operating income$89,0006,800
Securities gains (losses)$01,187
Applicable income taxes$-688,0008,622
Income before extraordinary items$777,0002,115
Extraordinary gains, net$022
Net income$777,0002,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$15,000712
Net operating income$777,0002,105
2006-12-31 (YTD Data)Rank
Total interest income$3,428,0006,464
Total interest expense$1,656,0005,887
Net interest income$1,772,0006,834
Provision for loan and lease losses$136,0004,204
Total noninterest income$6,350,000899
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$22,0007,249
Trading account gains and fees$0130
Additional Noninterest Income$6,328,000570
Total noninterest expense$8,643,0002,038
Salaries and employee benefits$5,239,0001,861
Premises and equipment expense$1,113,0002,236
Additional noninterest expense$2,291,0002,271
Pre-tax net operating income$-657,0008,326
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-657,0008,355
Extraordinary gains, net$051
Net income$-657,0008,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-657,0008,350
2006-09-30 (YTD Data)Rank
Total interest income$2,312,0006,750
Total interest expense$1,043,0006,234
Net interest income$1,269,0007,022
Provision for loan and lease losses$100,0004,067
Total noninterest income$4,061,0001,040
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$16,0007,330
Trading account gains and fees$0126
Additional Noninterest Income$4,045,000648
Total noninterest expense$5,974,0002,209
Salaries and employee benefits$3,610,0002,027
Premises and equipment expense$821,0002,264
Additional noninterest expense$1,543,0002,482
Pre-tax net operating income$-744,0008,519
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-744,0008,550
Extraordinary gains, net$045
Net income$-744,0008,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-744,0008,544
2006-06-30 (YTD Data)Rank
Total interest income$1,307,0007,105
Total interest expense$573,0006,587
Net interest income$734,0007,345
Provision for loan and lease losses$49,0004,503
Total noninterest income$2,824,000997
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$9,0007,424
Trading account gains and fees$0126
Additional Noninterest Income$2,815,000620
Total noninterest expense$3,822,0002,317
Salaries and employee benefits$2,329,0002,106
Premises and equipment expense$526,0002,352
Additional noninterest expense$967,0002,647
Pre-tax net operating income$-313,0008,479
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-313,0008,503
Extraordinary gains, net$039
Net income$-313,0008,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-313,0008,501
2006-03-31 (YTD Data)Rank
Total interest income$540,0007,463
Total interest expense$197,0007,248
Net interest income$343,0007,483
Provision for loan and lease losses$46,0003,241
Total noninterest income$1,313,0001,037
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,0007,476
Trading account gains and fees$0115
Additional Noninterest Income$1,309,000658
Total noninterest expense$1,779,0002,491
Salaries and employee benefits$1,063,0002,315
Premises and equipment expense$244,0002,516
Additional noninterest expense$472,0002,670
Pre-tax net operating income$-169,0008,518
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-169,0008,538
Extraordinary gains, net$021
Net income$-169,0008,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-169,0008,526
2005-12-31 (YTD Data)Rank
Total interest income$808,0008,476
Total interest expense$238,0008,352
Net interest income$570,0008,474
Provision for loan and lease losses$157,0004,048
Total noninterest income$2,184,0002,076
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,0007,685
Trading account gains and fees$0138
Additional Noninterest Income$2,181,0001,277
Total noninterest expense$5,590,0002,932
Salaries and employee benefits$3,232,0002,779
Premises and equipment expense$948,0002,481
Additional noninterest expense$1,410,0003,392
Pre-tax net operating income$-2,993,0008,798
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-2,993,0008,802
Extraordinary gains, net$046
Net income$-2,993,0008,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$10,029,000190
Net operating income$-2,993,0008,792
2005-09-30 (YTD Data)Rank
Total interest income$466,0008,623
Total interest expense$128,0008,530
Net interest income$338,0008,625
Provision for loan and lease losses$32,0005,761
Total noninterest income$1,014,0002,882
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,0007,737
Trading account gains and fees$0126
Additional Noninterest Income$1,012,0001,807
Total noninterest expense$3,902,0003,095
Salaries and employee benefits$2,272,0002,910
Premises and equipment expense$697,0002,518
Additional noninterest expense$933,0003,701
Pre-tax net operating income$-2,582,0008,829
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-2,582,0008,836
Extraordinary gains, net$035
Net income$-2,582,0008,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$10,029,000131
Net operating income$-2,582,0008,821
2005-06-30 (YTD Data)Rank
Total interest income$226,0008,728
Total interest expense$52,0008,667
Net interest income$174,0008,714
Provision for loan and lease losses$11,0006,083
Total noninterest income$495,0003,549
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$495,0002,199
Total noninterest expense$2,636,0003,047
Salaries and employee benefits$1,528,0002,881
Premises and equipment expense$465,0002,491
Additional noninterest expense$643,0003,602
Pre-tax net operating income$-1,978,0008,836
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-1,978,0008,846
Extraordinary gains, net$030
Net income$-1,978,0008,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$10,029,00087
Net operating income$-1,978,0008,830
2005-03-31 (YTD Data)Rank
Total interest income$87,0008,847
Total interest expense$5,0008,861
Net interest income$82,0008,812
Provision for loan and lease losses$06,226
Total noninterest income$202,0003,954
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$202,0002,467
Total noninterest expense$1,667,0002,460
Salaries and employee benefits$987,0002,307
Premises and equipment expense$241,0002,430
Additional noninterest expense$439,0002,757
Pre-tax net operating income$-1,383,0008,909
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-1,383,0008,912
Extraordinary gains, net$024
Net income$-1,383,0008,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$10,029,00041
Net operating income$-1,383,0008,903

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.