Home > Eclipse Bank, Inc. > Income and Expense

Eclipse Bank, Inc., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$23,484,0001,685
Total interest expense$14,470,0001,000
Net interest income$9,014,0002,517
Provision for loan and lease losses$876,000905
Total noninterest income$940,0002,799
Gross Fiduciary activities income$0981
Service charges on deposit accounts$189,0002,744
Trading account gains and feesNANA
Additional Noninterest Income$751,0002,581
Total noninterest expense$10,407,0001,998
Salaries and employee benefits$6,357,0001,882
Premises and equipment expense$1,010,0002,015
Additional noninterest expense$751,0002,581
Pre-tax net operating income$-1,329,0004,511
Securities gains (losses)$0988
Applicable income taxes$-514,0004,513
Income before extraordinary items$-815,0004,468
Extraordinary gains, net$054
Net income$-815,0004,467
Minority interest net income$088
Net income of bank and minority interests.$-815,0004,468
Net charge-offs$102,0001,489
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-815,0004,480
2023-09-30 (YTD Data)Rank
Total interest income$17,219,0001,680
Total interest expense$10,043,000992
Net interest income$7,176,0002,464
Provision for loan and lease losses$387,0001,165
Total noninterest income$835,0002,609
Gross Fiduciary activities income$0950
Service charges on deposit accounts$136,0002,803
Trading account gains and feesNANA
Additional Noninterest Income$699,0002,327
Total noninterest expense$7,784,0001,993
Salaries and employee benefits$4,807,0001,881
Premises and equipment expense$657,0002,188
Additional noninterest expense$699,0002,326
Pre-tax net operating income$-160,0004,444
Securities gains (losses)$0849
Applicable income taxes$-164,0004,528
Income before extraordinary items$4,0004,370
Extraordinary gains, net$052
Net income$4,0004,392
Minority interest net income$081
Net income of bank and minority interests.$4,0004,352
Net charge-offs$88,0001,225
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,0004,373
2023-06-30 (YTD Data)Rank
Total interest income$11,048,0001,704
Total interest expense$5,846,000996
Net interest income$5,202,0002,364
Provision for loan and lease losses$386,000902
Total noninterest income$544,0002,605
Gross Fiduciary activities income$0931
Service charges on deposit accounts$87,0002,833
Trading account gains and feesNANA
Additional Noninterest Income$457,0002,295
Total noninterest expense$5,229,0001,983
Salaries and employee benefits$3,312,0001,836
Premises and equipment expense$433,0002,194
Additional noninterest expense$457,0002,291
Pre-tax net operating income$131,0004,257
Securities gains (losses)$0938
Applicable income taxes$-54,0004,535
Income before extraordinary items$185,0004,113
Extraordinary gains, net$051
Net income$185,0004,153
Minority interest net income$081
Net income of bank and minority interests.$185,0004,112
Net charge-offs$71,0001,055
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$185,0004,133
2023-03-31 (YTD Data)Rank
Total interest income$5,166,0001,757
Total interest expense$2,316,0001,064
Net interest income$2,850,0002,222
Provision for loan and lease losses$02,612
Total noninterest income$235,0002,769
Gross Fiduciary activities income$0913
Service charges on deposit accounts$42,0002,896
Trading account gains and feesNANA
Additional Noninterest Income$193,0002,479
Total noninterest expense$2,685,0001,960
Salaries and employee benefits$1,709,0001,820
Premises and equipment expense$228,0002,169
Additional noninterest expense$193,0002,479
Pre-tax net operating income$400,0003,335
Securities gains (losses)$0950
Applicable income taxes$57,0002,498
Income before extraordinary items$343,0003,344
Extraordinary gains, net$04
Net income$343,0003,342
Minority interest net income$048
Net income of bank and minority interests.$343,0003,344
Net charge-offs$72,000684
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$343,0003,373
2022-12-31 (YTD Data)Rank
Total interest income$14,187,0002,042
Total interest expense$3,281,0001,100
Net interest income$10,906,0002,250
Provision for loan and lease losses$801,000937
Total noninterest income$773,0003,091
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$159,0002,992
Trading account gains and feesNANA
Additional Noninterest Income$614,0002,843
Total noninterest expense$9,648,0002,062
Salaries and employee benefits$6,405,0001,868
Premises and equipment expense$709,0002,470
Additional noninterest expense$614,0002,843
Pre-tax net operating income$1,230,0003,620
Securities gains (losses)$0691
Applicable income taxes$153,0002,786
Income before extraordinary items$1,077,0003,598
Extraordinary gains, net$05
Net income$1,077,0003,596
Minority interest net income$063
Net income of bank and minority interests.$1,077,0003,597
Net charge-offs$-11,0003,661
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,077,0003,617
2022-09-30 (YTD Data)Rank
Total interest income$9,779,0002,097
Total interest expense$1,858,0001,083
Net interest income$7,921,0002,266
Provision for loan and lease losses$801,000719
Total noninterest income$742,0002,856
Gross Fiduciary activities income$0968
Service charges on deposit accounts$121,0003,001
Trading account gains and feesNANA
Additional Noninterest Income$621,0002,563
Total noninterest expense$7,179,0002,064
Salaries and employee benefits$4,750,0001,879
Premises and equipment expense$490,0002,592
Additional noninterest expense$621,0002,563
Pre-tax net operating income$683,0003,845
Securities gains (losses)$0740
Applicable income taxes$60,0003,089
Income before extraordinary items$623,0003,789
Extraordinary gains, net$04
Net income$623,0003,788
Minority interest net income$057
Net income of bank and minority interests.$623,0003,788
Net charge-offs$1,0002,255
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$623,0003,818
2022-06-30 (YTD Data)Rank
Total interest income$5,818,0002,220
Total interest expense$875,0001,270
Net interest income$4,943,0002,326
Provision for loan and lease losses$801,000494
Total noninterest income$544,0002,736
Gross Fiduciary activities income$0925
Service charges on deposit accounts$76,0003,060
Trading account gains and feesNANA
Additional Noninterest Income$468,0002,462
Total noninterest expense$4,642,0002,088
Salaries and employee benefits$3,106,0001,896
Premises and equipment expense$314,0002,660
Additional noninterest expense$1,222,0002,279
Pre-tax net operating income$44,0004,503
Securities gains (losses)$0687
Applicable income taxes$-67,0004,673
Income before extraordinary items$111,0004,309
Extraordinary gains, net$04
Net income$111,0004,309
Minority interest net income$060
Net income of bank and minority interests.$111,0004,309
Net charge-offs$1,0002,041
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$111,0004,339
2022-03-31 (YTD Data)Rank
Total interest income$2,661,0002,312
Total interest expense$388,0001,339
Net interest income$2,273,0002,407
Provision for loan and lease losses$02,285
Total noninterest income$380,0002,325
Gross Fiduciary activities income$0892
Service charges on deposit accounts$42,0002,953
Trading account gains and feesNANA
Additional Noninterest Income$338,0002,058
Total noninterest expense$2,331,0002,072
Salaries and employee benefits$1,511,0001,927
Premises and equipment expense$174,0002,522
Additional noninterest expense$646,0002,192
Pre-tax net operating income$322,0003,343
Securities gains (losses)$0623
Applicable income taxes$54,0002,469
Income before extraordinary items$268,0003,381
Extraordinary gains, net$04
Net income$268,0003,380
Minority interest net income$050
Net income of bank and minority interests.$268,0003,381
Net charge-offs$1,0001,671
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$268,0003,405
2021-12-31 (YTD Data)Rank
Total interest income$9,735,0002,500
Total interest expense$1,550,0001,618
Net interest income$8,185,0002,616
Provision for loan and lease losses$346,0001,307
Total noninterest income$2,609,0001,959
Gross Fiduciary activities income$0994
Service charges on deposit accounts$131,0003,155
Trading account gains and feesNANA
Additional Noninterest Income$2,478,0001,690
Total noninterest expense$8,084,0002,270
Salaries and employee benefits$5,469,0002,060
Premises and equipment expense$599,0002,741
Additional noninterest expense$2,016,0002,586
Pre-tax net operating income$2,364,0002,964
Securities gains (losses)$20,0001,501
Applicable income taxes$483,0002,125
Income before extraordinary items$1,901,0003,095
Extraordinary gains, net$010
Net income$1,901,0003,095
Minority interest net income$074
Net income of bank and minority interests.$1,901,0003,095
Net charge-offs$-8,0003,604
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,885,0003,083
2021-09-30 (YTD Data)Rank
Total interest income$7,155,0002,573
Total interest expense$1,155,0001,714
Net interest income$6,000,0002,695
Provision for loan and lease losses$246,0001,312
Total noninterest income$2,255,0001,848
Gross Fiduciary activities income$0957
Service charges on deposit accounts$92,0003,247
Trading account gains and feesNANA
Additional Noninterest Income$2,163,0001,592
Total noninterest expense$6,038,0002,287
Salaries and employee benefits$4,122,0002,052
Premises and equipment expense$402,0002,947
Additional noninterest expense$1,514,0002,572
Pre-tax net operating income$1,971,0002,954
Securities gains (losses)$20,0001,394
Applicable income taxes$394,0002,133
Income before extraordinary items$1,597,0003,057
Extraordinary gains, net$08
Net income$1,597,0003,057
Minority interest net income$069
Net income of bank and minority interests.$1,597,0003,057
Net charge-offs$-8,0003,588
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,581,0003,045
2021-06-30 (YTD Data)Rank
Total interest income$4,552,0002,662
Total interest expense$789,0001,749
Net interest income$3,763,0002,792
Provision for loan and lease losses$46,0002,199
Total noninterest income$1,690,0001,680
Gross Fiduciary activities income$0951
Service charges on deposit accounts$62,0003,192
Trading account gains and feesNANA
Additional Noninterest Income$1,628,0001,444
Total noninterest expense$3,985,0002,300
Salaries and employee benefits$2,731,0002,049
Premises and equipment expense$275,0002,898
Additional noninterest expense$979,0002,619
Pre-tax net operating income$1,422,0002,837
Securities gains (losses)$20,0001,185
Applicable income taxes$290,0002,045
Income before extraordinary items$1,152,0002,971
Extraordinary gains, net$06
Net income$1,152,0002,970
Minority interest net income$067
Net income of bank and minority interests.$1,152,0002,971
Net charge-offs$-8,0003,728
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,136,0002,960
2021-03-31 (YTD Data)Rank
Total interest income$2,222,0002,686
Total interest expense$404,0001,783
Net interest income$1,818,0002,819
Provision for loan and lease losses$25,0002,154
Total noninterest income$1,103,0001,436
Gross Fiduciary activities income$0922
Service charges on deposit accounts$28,0003,295
Trading account gains and feesNANA
Additional Noninterest Income$1,075,0001,216
Total noninterest expense$2,042,0002,236
Salaries and employee benefits$1,401,0002,009
Premises and equipment expense$155,0002,724
Additional noninterest expense$486,0002,589
Pre-tax net operating income$854,0002,580
Securities gains (losses)$01,392
Applicable income taxes$195,0001,827
Income before extraordinary items$659,0002,779
Extraordinary gains, net$03
Net income$659,0002,778
Minority interest net income$055
Net income of bank and minority interests.$659,0002,779
Net charge-offs$-3,0003,553
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$659,0002,743
2020-12-31 (YTD Data)Rank
Total interest income$8,420,0002,791
Total interest expense$1,998,0001,985
Net interest income$6,422,0002,949
Provision for loan and lease losses$404,0002,438
Total noninterest income$1,261,0002,627
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$92,0003,641
Trading account gains and feesNANA
Additional Noninterest Income$1,169,0002,326
Total noninterest expense$5,418,0002,855
Salaries and employee benefits$3,097,0002,893
Premises and equipment expense$393,0003,436
Additional noninterest expense$1,928,0002,594
Pre-tax net operating income$1,861,0003,034
Securities gains (losses)$23,0002,058
Applicable income taxes$369,0002,152
Income before extraordinary items$1,515,0003,180
Extraordinary gains, net$04
Net income$1,515,0003,179
Minority interest net income$072
Net income of bank and minority interests.$1,515,0003,180
Net charge-offs$03,443
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,496,6003,130
2020-09-30 (YTD Data)Rank
Total interest income$6,305,0002,811
Total interest expense$1,535,0002,031
Net interest income$4,770,0002,976
Provision for loan and lease losses$155,0002,962
Total noninterest income$607,0003,097
Gross Fiduciary activities income$0981
Service charges on deposit accounts$71,0003,644
Trading account gains and feesNANA
Additional Noninterest Income$536,0002,771
Total noninterest expense$3,853,0002,950
Salaries and employee benefits$2,209,0002,945
Premises and equipment expense$278,0003,519
Additional noninterest expense$1,366,0002,683
Pre-tax net operating income$1,369,0003,074
Securities gains (losses)$23,0001,862
Applicable income taxes$276,0002,162
Income before extraordinary items$1,116,0003,213
Extraordinary gains, net$04
Net income$1,116,0003,212
Minority interest net income$065
Net income of bank and minority interests.$1,116,0003,213
Net charge-offs$-19,0004,420
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,097,6003,173
2020-06-30 (YTD Data)Rank
Total interest income$4,139,0002,881
Total interest expense$1,055,0002,077
Net interest income$3,084,0003,045
Provision for loan and lease losses$110,0002,887
Total noninterest income$258,0003,563
Gross Fiduciary activities income$0970
Service charges on deposit accounts$32,0004,031
Trading account gains and feesNANA
Additional Noninterest Income$226,0003,189
Total noninterest expense$2,434,0003,055
Salaries and employee benefits$1,403,0003,037
Premises and equipment expense$176,0003,613
Additional noninterest expense$855,0002,790
Pre-tax net operating income$798,0003,238
Securities gains (losses)$23,0001,627
Applicable income taxes$154,0002,254
Income before extraordinary items$667,0003,354
Extraordinary gains, net$04
Net income$667,0003,353
Minority interest net income$065
Net income of bank and minority interests.$667,0003,354
Net charge-offs$-18,0004,488
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$648,3703,334
2020-03-31 (YTD Data)Rank
Total interest income$2,020,0002,915
Total interest expense$561,0002,138
Net interest income$1,459,0003,098
Provision for loan and lease losses$50,0002,502
Total noninterest income$90,0003,896
Gross Fiduciary activities income$0941
Service charges on deposit accounts$25,0003,805
Trading account gains and feesNANA
Additional Noninterest Income$65,0003,620
Total noninterest expense$1,205,0003,093
Salaries and employee benefits$711,0003,035
Premises and equipment expense$90,0003,591
Additional noninterest expense$404,0002,916
Pre-tax net operating income$294,0003,423
Securities gains (losses)$23,0001,095
Applicable income taxes$67,0002,211
Income before extraordinary items$250,0003,484
Extraordinary gains, net$04
Net income$250,0003,485
Minority interest net income$056
Net income of bank and minority interests.$250,0003,485
Net charge-offs$-18,0004,636
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$231,8303,539
2019-12-31 (YTD Data)Rank
Total interest income$7,278,0003,121
Total interest expense$1,990,0002,347
Net interest income$5,288,0003,320
Provision for loan and lease losses$03,973
Total noninterest income$190,0004,489
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$38,0004,636
Trading account gains and feesNANA
Additional Noninterest Income$152,0004,152
Total noninterest expense$4,051,0003,397
Salaries and employee benefits$2,192,0003,450
Premises and equipment expense$324,0003,791
Additional noninterest expense$1,535,0003,044
Pre-tax net operating income$1,427,0003,462
Securities gains (losses)$02,379
Applicable income taxes$262,0002,452
Income before extraordinary items$1,165,0003,608
Extraordinary gains, net$011
Net income$1,165,0003,608
Minority interest net income$076
Net income of bank and minority interests.$1,165,0003,609
Net charge-offs$-48,0004,764
Cash dividends$193,0003,567
Sale, conversion, retirement of capital stock, net$1,000620
Net operating income$1,165,0003,574
2019-09-30 (YTD Data)Rank
Total interest income$5,375,0003,183
Total interest expense$1,463,0002,390
Net interest income$3,912,0003,381
Provision for loan and lease losses$03,836
Total noninterest income$118,0004,663
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$28,0004,715
Trading account gains and feesNANA
Additional Noninterest Income$90,0004,361
Total noninterest expense$2,908,0003,493
Salaries and employee benefits$1,562,0003,552
Premises and equipment expense$239,0003,869
Additional noninterest expense$1,107,0003,138
Pre-tax net operating income$1,122,0003,489
Securities gains (losses)$02,167
Applicable income taxes$197,0002,516
Income before extraordinary items$925,0003,612
Extraordinary gains, net$011
Net income$925,0003,612
Minority interest net income$072
Net income of bank and minority interests.$925,0003,612
Net charge-offs$-64,0004,875
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$1,000585
Net operating income$925,0003,575
2019-06-30 (YTD Data)Rank
Total interest income$3,570,0003,196
Total interest expense$947,0002,415
Net interest income$2,623,0003,389
Provision for loan and lease losses$03,685
Total noninterest income$66,0004,771
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$18,0004,765
Trading account gains and feesNANA
Additional Noninterest Income$48,0004,526
Total noninterest expense$1,943,0003,520
Salaries and employee benefits$1,014,0003,626
Premises and equipment expense$122,0004,242
Additional noninterest expense$807,0002,984
Pre-tax net operating income$746,0003,480
Securities gains (losses)$01,702
Applicable income taxes$118,0002,564
Income before extraordinary items$628,0003,578
Extraordinary gains, net$011
Net income$628,0003,577
Minority interest net income$069
Net income of bank and minority interests.$628,0003,577
Net charge-offs$-83,0005,022
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$1,000568
Net operating income$628,0003,553
2019-03-31 (YTD Data)Rank
Total interest income$1,763,0003,237
Total interest expense$462,0002,422
Net interest income$1,301,0003,440
Provision for loan and lease losses$03,406
Total noninterest income$33,0004,812
Gross Fiduciary activities income$0972
Service charges on deposit accounts$9,0004,801
Trading account gains and feesNANA
Additional Noninterest Income$24,0004,542
Total noninterest expense$995,0003,508
Salaries and employee benefits$525,0003,610
Premises and equipment expense$61,0004,282
Additional noninterest expense$409,0002,958
Pre-tax net operating income$339,0003,606
Securities gains (losses)$01,087
Applicable income taxes$71,0002,405
Income before extraordinary items$268,0003,760
Extraordinary gains, net$05
Net income$268,0003,759
Minority interest net income$052
Net income of bank and minority interests.$268,0003,759
Net charge-offs$-72,0005,145
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$1,000520
Net operating income$268,0003,751
2018-12-31 (YTD Data)Rank
Total interest income$6,416,0003,325
Total interest expense$1,257,0002,603
Net interest income$5,159,0003,446
Provision for loan and lease losses$04,082
Total noninterest income$168,0004,760
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$49,0004,729
Trading account gains and feesNANA
Additional Noninterest Income$119,0004,476
Total noninterest expense$3,838,0003,571
Salaries and employee benefits$2,110,0003,590
Premises and equipment expense$259,0004,233
Additional noninterest expense$1,469,0003,208
Pre-tax net operating income$1,489,0003,540
Securities gains (losses)$-6,0004,285
Applicable income taxes$326,0002,320
Income before extraordinary items$1,157,0003,716
Extraordinary gains, net$06
Net income$1,157,0003,713
Minority interest net income$072
Net income of bank and minority interests.$1,157,0003,715
Net charge-offs$-16,0004,627
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$7,000646
Net operating income$1,161,7403,711
2018-09-30 (YTD Data)Rank
Total interest income$4,750,0003,353
Total interest expense$894,0002,604
Net interest income$3,856,0003,481
Provision for loan and lease losses$03,948
Total noninterest income$127,0004,819
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$37,0004,785
Trading account gains and feesNANA
Additional Noninterest Income$90,0004,525
Total noninterest expense$2,911,0003,564
Salaries and employee benefits$1,614,0003,557
Premises and equipment expense$217,0004,108
Additional noninterest expense$1,080,0003,249
Pre-tax net operating income$1,072,0003,666
Securities gains (losses)$-6,0004,655
Applicable income taxes$226,0002,443
Income before extraordinary items$840,0003,811
Extraordinary gains, net$05
Net income$840,0003,809
Minority interest net income$066
Net income of bank and minority interests.$840,0003,810
Net charge-offs$-17,0004,623
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$7,000603
Net operating income$844,7403,810
2018-06-30 (YTD Data)Rank
Total interest income$3,156,0003,353
Total interest expense$567,0002,607
Net interest income$2,589,0003,467
Provision for loan and lease losses$03,782
Total noninterest income$87,0004,843
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$26,0004,793
Trading account gains and feesNANA
Additional Noninterest Income$61,0004,541
Total noninterest expense$1,917,0003,604
Salaries and employee benefits$1,050,0003,615
Premises and equipment expense$119,0004,410
Additional noninterest expense$748,0003,192
Pre-tax net operating income$759,0003,563
Securities gains (losses)$-6,0004,894
Applicable income taxes$159,0002,389
Income before extraordinary items$594,0003,747
Extraordinary gains, net$06
Net income$594,0003,745
Minority interest net income$065
Net income of bank and minority interests.$594,0003,746
Net charge-offs$-18,0004,712
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$3,000605
Net operating income$598,7403,738
2018-03-31 (YTD Data)Rank
Total interest income$1,573,0003,358
Total interest expense$285,0002,547
Net interest income$1,288,0003,481
Provision for loan and lease losses$03,508
Total noninterest income$42,0004,896
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$13,0004,843
Trading account gains and feesNANA
Additional Noninterest Income$29,0004,612
Total noninterest expense$982,0003,595
Salaries and employee benefits$545,0003,591
Premises and equipment expense$104,0003,571
Additional noninterest expense$333,0003,444
Pre-tax net operating income$348,0003,642
Securities gains (losses)$0735
Applicable income taxes$74,0002,409
Income before extraordinary items$274,0003,808
Extraordinary gains, net$07
Net income$274,0003,808
Minority interest net income$052
Net income of bank and minority interests.$274,0003,808
Net charge-offs$-19,0004,967
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$2,000558
Net operating income$274,0003,809
2017-12-31 (YTD Data)Rank
Total interest income$6,375,0003,296
Total interest expense$1,008,0002,532
Net interest income$5,367,0003,396
Provision for loan and lease losses$360,0001,763
Total noninterest income$305,0004,475
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$54,0004,910
Trading account gains and feesNANA
Additional Noninterest Income$251,0003,982
Total noninterest expense$4,459,0003,338
Salaries and employee benefits$2,585,0003,267
Premises and equipment expense$244,0004,479
Additional noninterest expense$1,630,0003,041
Pre-tax net operating income$853,0004,249
Securities gains (losses)$02,243
Applicable income taxes$504,0002,411
Income before extraordinary items$349,0004,760
Extraordinary gains, net$09
Net income$349,0004,760
Minority interest net income$076
Net income of bank and minority interests.$349,0004,760
Net charge-offs$-26,0004,996
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$133,000460
Net operating income$349,0004,751
2017-09-30 (YTD Data)Rank
Total interest income$4,697,0003,346
Total interest expense$728,0002,581
Net interest income$3,969,0003,452
Provision for loan and lease losses$360,0001,438
Total noninterest income$254,0004,417
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$41,0004,953
Trading account gains and feesNANA
Additional Noninterest Income$213,0003,900
Total noninterest expense$3,484,0003,263
Salaries and employee benefits$2,096,0003,139
Premises and equipment expense$185,0004,493
Additional noninterest expense$1,203,0003,092
Pre-tax net operating income$379,0004,815
Securities gains (losses)$02,274
Applicable income taxes$143,0002,965
Income before extraordinary items$236,0005,042
Extraordinary gains, net$09
Net income$236,0005,042
Minority interest net income$071
Net income of bank and minority interests.$236,0005,042
Net charge-offs$-24,0004,979
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$131,000394
Net operating income$236,0005,027
2017-06-30 (YTD Data)Rank
Total interest income$3,085,0003,366
Total interest expense$452,0002,659
Net interest income$2,633,0003,464
Provision for loan and lease losses$360,0001,056
Total noninterest income$196,0004,284
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$27,0004,991
Trading account gains and feesNANA
Additional Noninterest Income$169,0003,698
Total noninterest expense$2,447,0003,169
Salaries and employee benefits$1,529,0002,984
Premises and equipment expense$214,0003,592
Additional noninterest expense$704,0003,383
Pre-tax net operating income$22,0005,509
Securities gains (losses)$01,906
Applicable income taxes$19,0003,654
Income before extraordinary items$3,0005,549
Extraordinary gains, net$011
Net income$3,0005,549
Minority interest net income$071
Net income of bank and minority interests.$3,0005,549
Net charge-offs$-18,0004,977
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$129,000322
Net operating income$3,0005,547
2017-03-31 (YTD Data)Rank
Total interest income$1,530,0003,394
Total interest expense$217,0002,700
Net interest income$1,313,0003,481
Provision for loan and lease losses$360,000578
Total noninterest income$56,0004,876
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$16,0004,894
Trading account gains and feesNANA
Additional Noninterest Income$40,0004,538
Total noninterest expense$1,344,0003,036
Salaries and employee benefits$884,0002,752
Premises and equipment expense$107,0003,623
Additional noninterest expense$353,0003,364
Pre-tax net operating income$-335,0005,796
Securities gains (losses)$01,153
Applicable income taxes$-106,0005,803
Income before extraordinary items$-229,0005,775
Extraordinary gains, net$08
Net income$-229,0005,775
Minority interest net income$055
Net income of bank and minority interests.$-229,0005,775
Net charge-offs$-17,0005,196
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$18,000441
Net operating income$-229,0005,774
2016-12-31 (YTD Data)Rank
Total interest income$6,051,0003,410
Total interest expense$729,0002,970
Net interest income$5,322,0003,437
Provision for loan and lease losses$108,0003,056
Total noninterest income$315,0004,626
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$55,0005,103
Trading account gains and fees$0170
Additional Noninterest Income$260,0004,103
Total noninterest expense$4,846,0003,242
Salaries and employee benefits$2,843,0003,128
Premises and equipment expense$419,0003,699
Additional noninterest expense$1,584,0003,223
Pre-tax net operating income$683,0004,535
Securities gains (losses)$03,212
Applicable income taxes$260,0002,752
Income before extraordinary items$423,0004,881
Extraordinary gains, net$05
Net income$423,0004,880
Minority interest net income$082
Net income of bank and minority interests.$423,0004,880
Net charge-offs$-12,0005,026
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$127,000467
Net operating income$423,0004,833
2016-09-30 (YTD Data)Rank
Total interest income$4,379,0003,507
Total interest expense$536,0003,001
Net interest income$3,843,0003,541
Provision for loan and lease losses$77,0002,992
Total noninterest income$258,0004,570
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$43,0005,124
Trading account gains and fees$0169
Additional Noninterest Income$215,0004,015
Total noninterest expense$3,558,0003,295
Salaries and employee benefits$2,047,0003,227
Premises and equipment expense$318,0003,700
Additional noninterest expense$1,193,0003,233
Pre-tax net operating income$466,0004,712
Securities gains (losses)$03,160
Applicable income taxes$177,0002,890
Income before extraordinary items$289,0005,019
Extraordinary gains, net$05
Net income$289,0005,019
Minority interest net income$071
Net income of bank and minority interests.$289,0005,019
Net charge-offs$-12,0004,973
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$100,000422
Net operating income$289,0004,960
2016-06-30 (YTD Data)Rank
Total interest income$2,819,0003,593
Total interest expense$357,0003,019
Net interest income$2,462,0003,643
Provision for loan and lease losses$43,0003,065
Total noninterest income$191,0004,470
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$27,0005,202
Trading account gains and fees$0157
Additional Noninterest Income$164,0003,874
Total noninterest expense$2,389,0003,297
Salaries and employee benefits$1,364,0003,241
Premises and equipment expense$211,0003,729
Additional noninterest expense$814,0003,190
Pre-tax net operating income$221,0005,023
Securities gains (losses)$02,835
Applicable income taxes$87,0003,078
Income before extraordinary items$134,0005,304
Extraordinary gains, net$016
Net income$134,0005,303
Minority interest net income$071
Net income of bank and minority interests.$134,0005,303
Net charge-offs$-9,0004,932
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$84,000384
Net operating income$134,0005,241
2016-03-31 (YTD Data)Rank
Total interest income$1,406,0003,609
Total interest expense$178,0003,047
Net interest income$1,228,0003,647
Provision for loan and lease losses$43,0002,339
Total noninterest income$97,0004,431
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$14,0005,188
Trading account gains and fees$0142
Additional Noninterest Income$83,0003,818
Total noninterest expense$1,224,0003,269
Salaries and employee benefits$701,0003,206
Premises and equipment expense$105,0003,775
Additional noninterest expense$418,0003,134
Pre-tax net operating income$58,0005,408
Securities gains (losses)$02,077
Applicable income taxes$26,0003,362
Income before extraordinary items$32,0005,607
Extraordinary gains, net$012
Net income$32,0005,606
Minority interest net income$062
Net income of bank and minority interests.$32,0005,606
Net charge-offs$-15,0005,360
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$38,000366
Net operating income$32,0005,563
2015-12-31 (YTD Data)Rank
Total interest income$5,866,0003,488
Total interest expense$752,0002,930
Net interest income$5,114,0003,538
Provision for loan and lease losses$-44,0005,669
Total noninterest income$376,0004,551
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$58,0005,275
Trading account gains and fees$0159
Additional Noninterest Income$318,0003,903
Total noninterest expense$4,343,0003,533
Salaries and employee benefits$2,531,0003,396
Premises and equipment expense$397,0003,914
Additional noninterest expense$1,415,0003,543
Pre-tax net operating income$1,191,0003,847
Securities gains (losses)$13,0002,458
Applicable income taxes$450,0002,315
Income before extraordinary items$754,0004,321
Extraordinary gains, net$023
Net income$754,0004,319
Minority interest net income$081
Net income of bank and minority interests.$754,0004,321
Net charge-offs$174,0002,119
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$79,000548
Net operating income$745,6804,290
2015-09-30 (YTD Data)Rank
Total interest income$4,471,0003,489
Total interest expense$565,0002,969
Net interest income$3,906,0003,528
Provision for loan and lease losses$-28,0005,842
Total noninterest income$200,0004,979
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$42,0005,374
Trading account gains and fees$0153
Additional Noninterest Income$158,0004,434
Total noninterest expense$3,243,0003,552
Salaries and employee benefits$1,861,0003,436
Premises and equipment expense$287,0004,040
Additional noninterest expense$1,095,0003,473
Pre-tax net operating income$891,0003,928
Securities gains (losses)$13,0002,219
Applicable income taxes$338,0002,366
Income before extraordinary items$566,0004,413
Extraordinary gains, net$021
Net income$566,0004,415
Minority interest net income$078
Net income of bank and minority interests.$566,0004,416
Net charge-offs$62,0002,611
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$60,000516
Net operating income$557,6804,378
2015-06-30 (YTD Data)Rank
Total interest income$2,999,0003,485
Total interest expense$374,0002,999
Net interest income$2,625,0003,515
Provision for loan and lease losses$36,0003,109
Total noninterest income$130,0005,024
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$25,0005,502
Trading account gains and fees$0157
Additional Noninterest Income$105,0004,459
Total noninterest expense$2,158,0003,594
Salaries and employee benefits$1,200,0003,538
Premises and equipment expense$188,0004,107
Additional noninterest expense$770,0003,376
Pre-tax net operating income$561,0004,016
Securities gains (losses)$02,636
Applicable income taxes$212,0002,423
Income before extraordinary items$349,0004,509
Extraordinary gains, net$022
Net income$349,0004,510
Minority interest net income$075
Net income of bank and minority interests.$349,0004,511
Net charge-offs$64,0002,120
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$41,000494
Net operating income$349,0004,439
2015-03-31 (YTD Data)Rank
Total interest income$1,482,0003,523
Total interest expense$186,0003,040
Net interest income$1,296,0003,547
Provision for loan and lease losses$24,0002,747
Total noninterest income$51,0005,292
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$12,0005,557
Trading account gains and fees$0152
Additional Noninterest Income$39,0004,780
Total noninterest expense$1,193,0003,380
Salaries and employee benefits$702,0003,233
Premises and equipment expense$96,0004,109
Additional noninterest expense$395,0003,330
Pre-tax net operating income$130,0005,001
Securities gains (losses)$02,027
Applicable income taxes$56,0002,907
Income before extraordinary items$74,0005,381
Extraordinary gains, net$013
Net income$74,0005,384
Minority interest net income$064
Net income of bank and minority interests.$74,0005,384
Net charge-offs$68,0001,349
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$21,000468
Net operating income$74,0005,315
2014-12-31 (YTD Data)Rank
Total interest income$5,863,0003,584
Total interest expense$807,0003,017
Net interest income$5,056,0003,613
Provision for loan and lease losses$-70,0005,994
Total noninterest income$429,0004,511
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$55,0005,612
Trading account gains and fees$0180
Additional Noninterest Income$374,0003,697
Total noninterest expense$4,517,0003,540
Salaries and employee benefits$2,729,0003,282
Premises and equipment expense$408,0004,052
Additional noninterest expense$1,380,0003,732
Pre-tax net operating income$1,038,0004,073
Securities gains (losses)$4,0002,934
Applicable income taxes$394,0002,427
Income before extraordinary items$648,0004,587
Extraordinary gains, net$017
Net income$648,0004,588
Minority interest net income$084
Net income of bank and minority interests.$648,0004,588
Net charge-offs$73,0003,459
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$45,000654
Net operating income$645,4404,540
2014-09-30 (YTD Data)Rank
Total interest income$4,432,0003,601
Total interest expense$613,0003,044
Net interest income$3,819,0003,621
Provision for loan and lease losses$-45,0006,133
Total noninterest income$305,0004,645
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$42,0005,676
Trading account gains and fees$0174
Additional Noninterest Income$263,0003,828
Total noninterest expense$3,335,0003,591
Salaries and employee benefits$1,994,0003,357
Premises and equipment expense$306,0004,095
Additional noninterest expense$1,035,0003,747
Pre-tax net operating income$834,0004,061
Securities gains (losses)$4,0002,611
Applicable income taxes$315,0002,414
Income before extraordinary items$523,0004,543
Extraordinary gains, net$015
Net income$523,0004,543
Minority interest net income$081
Net income of bank and minority interests.$523,0004,544
Net charge-offs$77,0002,932
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$24,000658
Net operating income$520,4404,509
2014-06-30 (YTD Data)Rank
Total interest income$2,978,0003,579
Total interest expense$412,0003,065
Net interest income$2,566,0003,613
Provision for loan and lease losses$-12,0006,229
Total noninterest income$241,0004,379
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$28,0005,701
Trading account gains and fees$0172
Additional Noninterest Income$213,0003,532
Total noninterest expense$2,220,0003,612
Salaries and employee benefits$1,320,0003,389
Premises and equipment expense$206,0004,113
Additional noninterest expense$694,0003,756
Pre-tax net operating income$599,0003,875
Securities gains (losses)$02,580
Applicable income taxes$221,0002,319
Income before extraordinary items$378,0004,398
Extraordinary gains, net$020
Net income$378,0004,400
Minority interest net income$080
Net income of bank and minority interests.$378,0004,402
Net charge-offs$65,0002,560
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$4,000738
Net operating income$378,0004,348
2014-03-31 (YTD Data)Rank
Total interest income$1,511,0003,564
Total interest expense$206,0003,104
Net interest income$1,305,0003,585
Provision for loan and lease losses$03,817
Total noninterest income$58,0005,344
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$15,0005,639
Trading account gains and fees$0147
Additional Noninterest Income$43,0004,740
Total noninterest expense$1,115,0003,627
Salaries and employee benefits$681,0003,349
Premises and equipment expense$103,0004,146
Additional noninterest expense$331,0003,889
Pre-tax net operating income$248,0004,114
Securities gains (losses)$01,715
Applicable income taxes$87,0002,474
Income before extraordinary items$161,0004,579
Extraordinary gains, net$016
Net income$161,0004,583
Minority interest net income$066
Net income of bank and minority interests.$161,0004,583
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$2,000699
Net operating income$161,0004,528
2013-12-31 (YTD Data)Rank
Total interest income$6,238,0003,528
Total interest expense$856,0003,293
Net interest income$5,382,0003,529
Provision for loan and lease losses$85,0003,859
Total noninterest income$144,0005,942
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$65,0005,745
Trading account gains and fees$0184
Additional Noninterest Income$79,0005,566
Total noninterest expense$4,293,0003,752
Salaries and employee benefits$2,571,0003,472
Premises and equipment expense$411,0004,161
Additional noninterest expense$1,311,0003,987
Pre-tax net operating income$1,148,0003,854
Securities gains (losses)$-15,0006,292
Applicable income taxes$396,0002,373
Income before extraordinary items$737,0004,369
Extraordinary gains, net$029
Net income$737,0004,373
Minority interest net income$090
Net income of bank and minority interests.$737,0004,374
Net charge-offs$69,0004,106
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$20,000786
Net operating income$746,7504,299
2013-09-30 (YTD Data)Rank
Total interest income$4,782,0003,505
Total interest expense$658,0003,321
Net interest income$4,124,0003,492
Provision for loan and lease losses$72,0003,695
Total noninterest income$-3,0006,761
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$49,0005,796
Trading account gains and fees$0180
Additional Noninterest Income$-52,0006,693
Total noninterest expense$3,130,0003,841
Salaries and employee benefits$1,865,0003,578
Premises and equipment expense$309,0004,190
Additional noninterest expense$956,0004,050
Pre-tax net operating income$919,0003,827
Securities gains (losses)$-15,0006,541
Applicable income taxes$316,0002,386
Income before extraordinary items$588,0004,344
Extraordinary gains, net$025
Net income$588,0004,347
Minority interest net income$084
Net income of bank and minority interests.$588,0004,348
Net charge-offs$79,0003,480
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$18,000720
Net operating income$597,7504,240
2013-06-30 (YTD Data)Rank
Total interest income$3,353,0003,407
Total interest expense$454,0003,306
Net interest income$2,899,0003,375
Provision for loan and lease losses$93,0003,016
Total noninterest income$-23,0006,826
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$34,0005,767
Trading account gains and fees$0157
Additional Noninterest Income$-57,0006,765
Total noninterest expense$2,108,0003,835
Salaries and employee benefits$1,234,0003,611
Premises and equipment expense$212,0004,163
Additional noninterest expense$662,0003,971
Pre-tax net operating income$675,0003,631
Securities gains (losses)$-15,0006,691
Applicable income taxes$232,0002,293
Income before extraordinary items$428,0004,201
Extraordinary gains, net$022
Net income$428,0004,203
Minority interest net income$082
Net income of bank and minority interests.$428,0004,204
Net charge-offs$121,0002,568
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$16,000656
Net operating income$437,7504,063
2013-03-31 (YTD Data)Rank
Total interest income$1,470,0003,738
Total interest expense$225,0003,404
Net interest income$1,245,0003,743
Provision for loan and lease losses$93,0002,151
Total noninterest income$62,0005,499
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$16,0005,831
Trading account gains and fees$0148
Additional Noninterest Income$46,0004,816
Total noninterest expense$1,046,0003,890
Salaries and employee benefits$594,0003,735
Premises and equipment expense$112,0004,062
Additional noninterest expense$340,0003,926
Pre-tax net operating income$168,0004,726
Securities gains (losses)$-15,0006,844
Applicable income taxes$56,0002,917
Income before extraordinary items$97,0005,283
Extraordinary gains, net$010
Net income$97,0005,285
Minority interest net income$076
Net income of bank and minority interests.$97,0005,285
Net charge-offs$155,0001,552
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$8,000608
Net operating income$106,6005,074
2012-12-31 (YTD Data)Rank
Total interest income$5,678,0003,979
Total interest expense$1,149,0003,287
Net interest income$4,529,0004,081
Provision for loan and lease losses$234,0003,743
Total noninterest income$173,0005,849
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$68,0005,929
Trading account gains and fees$0166
Additional Noninterest Income$105,0005,297
Total noninterest expense$4,028,0004,020
Salaries and employee benefits$2,044,0004,085
Premises and equipment expense$500,0003,828
Additional noninterest expense$1,484,0003,818
Pre-tax net operating income$440,0005,051
Securities gains (losses)$195,0001,720
Applicable income taxes$248,0002,831
Income before extraordinary items$387,0005,235
Extraordinary gains, net$029
Net income$387,0005,232
Minority interest net income$093
Net income of bank and minority interests.$387,0005,233
Net charge-offs$820,0002,033
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$33,000768
Net operating income$262,2005,392
2012-09-30 (YTD Data)Rank
Total interest income$4,284,0004,028
Total interest expense$907,0003,298
Net interest income$3,377,0004,154
Provision for loan and lease losses$93,0004,431
Total noninterest income$172,0005,592
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$50,0006,028
Trading account gains and fees$0157
Additional Noninterest Income$122,0004,873
Total noninterest expense$2,994,0004,074
Salaries and employee benefits$1,498,0004,146
Premises and equipment expense$378,0003,838
Additional noninterest expense$1,118,0003,824
Pre-tax net operating income$462,0004,808
Securities gains (losses)$03,575
Applicable income taxes$164,0003,005
Income before extraordinary items$298,0005,333
Extraordinary gains, net$020
Net income$298,0005,332
Minority interest net income$086
Net income of bank and minority interests.$298,0005,332
Net charge-offs$443,0002,338
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$24,000737
Net operating income$298,0005,137
2012-06-30 (YTD Data)Rank
Total interest income$2,856,0004,063
Total interest expense$627,0003,308
Net interest income$2,229,0004,195
Provision for loan and lease losses$82,0004,095
Total noninterest income$109,0005,694
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$35,0005,993
Trading account gains and fees$0153
Additional Noninterest Income$74,0005,029
Total noninterest expense$2,007,0004,080
Salaries and employee benefits$1,000,0004,168
Premises and equipment expense$252,0003,847
Additional noninterest expense$755,0003,810
Pre-tax net operating income$249,0005,060
Securities gains (losses)$03,178
Applicable income taxes$89,0003,152
Income before extraordinary items$160,0005,578
Extraordinary gains, net$019
Net income$160,0005,577
Minority interest net income$084
Net income of bank and minority interests.$160,0005,577
Net charge-offs$423,0001,941
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$13,000737
Net operating income$160,0005,394
2012-03-31 (YTD Data)Rank
Total interest income$1,413,0004,141
Total interest expense$319,0003,380
Net interest income$1,094,0004,273
Provision for loan and lease losses$05,254
Total noninterest income$60,0005,640
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$17,0006,021
Trading account gains and fees$0148
Additional Noninterest Income$43,0004,943
Total noninterest expense$1,019,0004,055
Salaries and employee benefits$495,0004,226
Premises and equipment expense$121,0003,968
Additional noninterest expense$403,0003,616
Pre-tax net operating income$135,0005,065
Securities gains (losses)$02,210
Applicable income taxes$48,0003,100
Income before extraordinary items$87,0005,535
Extraordinary gains, net$019
Net income$87,0005,535
Minority interest net income$078
Net income of bank and minority interests.$87,0005,535
Net charge-offs$341,0001,382
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$7,000673
Net operating income$87,0005,375
2011-12-31 (YTD Data)Rank
Total interest income$5,853,0004,148
Total interest expense$1,647,0003,198
Net interest income$4,206,0004,400
Provision for loan and lease losses$339,0003,955
Total noninterest income$211,0005,671
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$73,0005,923
Trading account gains and fees$0146
Additional Noninterest Income$138,0004,947
Total noninterest expense$3,748,0004,300
Salaries and employee benefits$1,785,0004,471
Premises and equipment expense$459,0004,262
Additional noninterest expense$1,504,0003,863
Pre-tax net operating income$330,0005,151
Securities gains (losses)$43,0002,681
Applicable income taxes$137,0003,176
Income before extraordinary items$236,0005,438
Extraordinary gains, net$029
Net income$236,0005,440
Minority interest net income$096
Net income of bank and minority interests.$236,0005,440
Net charge-offs$-40,0007,155
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$29,000897
Net operating income$208,4805,414
2011-09-30 (YTD Data)Rank
Total interest income$4,460,0004,130
Total interest expense$1,287,0003,218
Net interest income$3,173,0004,416
Provision for loan and lease losses$39,0005,726
Total noninterest income$161,0005,741
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$57,0005,906
Trading account gains and fees$0145
Additional Noninterest Income$104,0005,049
Total noninterest expense$2,878,0004,234
Salaries and employee benefits$1,387,0004,368
Premises and equipment expense$341,0004,327
Additional noninterest expense$1,150,0003,799
Pre-tax net operating income$417,0004,716
Securities gains (losses)$19,0002,840
Applicable income taxes$156,0002,880
Income before extraordinary items$280,0005,148
Extraordinary gains, net$021
Net income$280,0005,149
Minority interest net income$087
Net income of bank and minority interests.$280,0005,149
Net charge-offs$-74,0007,294
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$23,000840
Net operating income$267,8405,083
2011-06-30 (YTD Data)Rank
Total interest income$3,003,0004,140
Total interest expense$873,0003,275
Net interest income$2,130,0004,403
Provision for loan and lease losses$39,0005,309
Total noninterest income$120,0005,635
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$39,0005,861
Trading account gains and fees$0153
Additional Noninterest Income$81,0004,876
Total noninterest expense$1,901,0004,305
Salaries and employee benefits$919,0004,425
Premises and equipment expense$227,0004,368
Additional noninterest expense$755,0003,893
Pre-tax net operating income$310,0004,570
Securities gains (losses)$19,0002,117
Applicable income taxes$118,0002,725
Income before extraordinary items$211,0004,947
Extraordinary gains, net$015
Net income$211,0004,947
Minority interest net income$089
Net income of bank and minority interests.$211,0004,947
Net charge-offs$-74,0007,350
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$16,000777
Net operating income$198,8404,938
2011-03-31 (YTD Data)Rank
Total interest income$1,535,0004,097
Total interest expense$440,0003,377
Net interest income$1,095,0004,310
Provision for loan and lease losses$4,0005,671
Total noninterest income$65,0005,583
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$21,0005,734
Trading account gains and fees$0158
Additional Noninterest Income$44,0004,863
Total noninterest expense$941,0004,363
Salaries and employee benefits$466,0004,418
Premises and equipment expense$119,0004,293
Additional noninterest expense$356,0004,048
Pre-tax net operating income$215,0004,114
Securities gains (losses)$01,772
Applicable income taxes$76,0002,483
Income before extraordinary items$139,0004,571
Extraordinary gains, net$09
Net income$139,0004,570
Minority interest net income$086
Net income of bank and minority interests.$139,0004,571
Net charge-offs$-74,0007,406
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$8,000722
Net operating income$139,0004,515
2010-12-31 (YTD Data)Rank
Total interest income$5,835,0004,404
Total interest expense$2,036,0003,512
Net interest income$3,799,0004,726
Provision for loan and lease losses$275,0004,962
Total noninterest income$288,0005,459
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$88,0005,650
Trading account gains and fees$0175
Additional Noninterest Income$200,0004,593
Total noninterest expense$3,828,0004,336
Salaries and employee benefits$1,740,0004,620
Premises and equipment expense$520,0004,076
Additional noninterest expense$1,568,0003,882
Pre-tax net operating income$-16,0005,809
Securities gains (losses)$182,0001,672
Applicable income taxes$-2,609,0007,503
Income before extraordinary items$2,775,0001,498
Extraordinary gains, net$029
Net income$2,775,0001,500
Minority interest net income$0111
Net income of bank and minority interests.$2,775,0001,501
Net charge-offs$1,0006,818
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$2,424,000235
Net operating income$2,593,0001,539
2010-09-30 (YTD Data)Rank
Total interest income$4,290,0004,540
Total interest expense$1,544,0003,632
Net interest income$2,746,0004,888
Provision for loan and lease losses$235,0004,655
Total noninterest income$222,0005,509
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$66,0005,729
Trading account gains and fees$0165
Additional Noninterest Income$156,0004,593
Total noninterest expense$2,897,0004,323
Salaries and employee benefits$1,340,0004,579
Premises and equipment expense$396,0004,117
Additional noninterest expense$1,161,0003,890
Pre-tax net operating income$-164,0006,253
Securities gains (losses)$166,0001,520
Applicable income taxes$04,726
Income before extraordinary items$2,0006,114
Extraordinary gains, net$023
Net income$2,0006,115
Minority interest net income$0110
Net income of bank and minority interests.$2,0006,115
Net charge-offs$2,0006,555
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,785,000222
Net operating income$-164,0006,300
2010-06-30 (YTD Data)Rank
Total interest income$2,804,0004,634
Total interest expense$1,050,0003,673
Net interest income$1,754,0005,021
Provision for loan and lease losses$230,0004,028
Total noninterest income$82,0006,339
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$43,0005,791
Trading account gains and fees$0152
Additional Noninterest Income$39,0005,874
Total noninterest expense$1,907,0004,373
Salaries and employee benefits$915,0004,527
Premises and equipment expense$271,0004,070
Additional noninterest expense$721,0004,060
Pre-tax net operating income$-301,0006,576
Securities gains (losses)$166,0001,064
Applicable income taxes$04,691
Income before extraordinary items$-135,0006,473
Extraordinary gains, net$019
Net income$-135,0006,475
Minority interest net income$0105
Net income of bank and minority interests.$-135,0006,473
Net charge-offs$2,0006,208
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$1,777,000154
Net operating income$-301,0006,646
2010-03-31 (YTD Data)Rank
Total interest income$1,335,0004,832
Total interest expense$571,0003,562
Net interest income$764,0005,428
Provision for loan and lease losses$139,0003,561
Total noninterest income$40,0006,408
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$21,0005,847
Trading account gains and fees$0175
Additional Noninterest Income$19,0005,996
Total noninterest expense$979,0004,338
Salaries and employee benefits$540,0004,125
Premises and equipment expense$130,0004,266
Additional noninterest expense$309,0004,501
Pre-tax net operating income$-314,0006,986
Securities gains (losses)$166,000585
Applicable income taxes$04,611
Income before extraordinary items$-148,0006,849
Extraordinary gains, net$016
Net income$-148,0006,850
Minority interest net income$091
Net income of bank and minority interests.$-148,0006,849
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$1,696,00096
Net operating income$-314,0007,056
2009-12-31 (YTD Data)Rank
Total interest income$4,735,0005,283
Total interest expense$2,370,0004,038
Net interest income$2,365,0005,973
Provision for loan and lease losses$735,0003,963
Total noninterest income$230,0006,037
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$93,0005,844
Trading account gains and fees$0211
Additional Noninterest Income$137,0005,224
Total noninterest expense$3,798,0004,481
Salaries and employee benefits$1,675,0004,873
Premises and equipment expense$521,0004,264
Additional noninterest expense$1,602,0003,902
Pre-tax net operating income$-1,938,0006,619
Securities gains (losses)$46,0002,675
Applicable income taxes$04,388
Income before extraordinary items$-1,892,0006,715
Extraordinary gains, net$034
Net income$-1,892,0006,713
Minority interest net income$0115
Net income of bank and minority interests.$-1,892,0006,713
Net charge-offs$781,0003,210
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$2,299,000311
Net operating income$-1,938,0006,733
2009-09-30 (YTD Data)Rank
Total interest income$3,442,0005,439
Total interest expense$1,779,0004,157
Net interest income$1,663,0006,144
Provision for loan and lease losses$516,0003,753
Total noninterest income$194,0005,941
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$75,0005,800
Trading account gains and fees$0212
Additional Noninterest Income$119,0005,142
Total noninterest expense$2,616,0004,738
Salaries and employee benefits$1,265,0004,874
Premises and equipment expense$392,0004,313
Additional noninterest expense$959,0004,529
Pre-tax net operating income$-1,275,0006,774
Securities gains (losses)$46,0002,351
Applicable income taxes$04,592
Income before extraordinary items$-1,229,0006,869
Extraordinary gains, net$027
Net income$-1,229,0006,871
Minority interest net income$0118
Net income of bank and minority interests.$-1,229,0006,871
Net charge-offs$281,0003,810
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$18,0001,109
Net operating income$-1,275,0006,877
2009-06-30 (YTD Data)Rank
Total interest income$2,217,0005,575
Total interest expense$1,178,0004,303
Net interest income$1,039,0006,308
Provision for loan and lease losses$115,0005,173
Total noninterest income$132,0005,937
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$53,0005,721
Trading account gains and fees$0193
Additional Noninterest Income$79,0005,184
Total noninterest expense$1,733,0004,807
Salaries and employee benefits$843,0004,938
Premises and equipment expense$265,0004,296
Additional noninterest expense$625,0004,608
Pre-tax net operating income$-677,0006,786
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-677,0006,928
Extraordinary gains, net$021
Net income$-677,0006,928
Minority interest net income$0112
Net income of bank and minority interests.$-677,0006,928
Net charge-offs$144,0003,824
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$12,0001,077
Net operating income$-677,0006,908
2009-03-31 (YTD Data)Rank
Total interest income$1,087,0005,671
Total interest expense$582,0004,427
Net interest income$505,0006,381
Provision for loan and lease losses$80,0004,216
Total noninterest income$59,0006,125
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$27,0005,653
Trading account gains and fees$0171
Additional Noninterest Income$32,0005,513
Total noninterest expense$873,0004,699
Salaries and employee benefits$445,0004,833
Premises and equipment expense$138,0004,229
Additional noninterest expense$290,0004,517
Pre-tax net operating income$-389,0007,189
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-389,0007,326
Extraordinary gains, net$015
Net income$-389,0007,327
Minority interest net income$0102
Net income of bank and minority interests.$-389,0007,327
Net charge-offs$31,0003,989
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$6,000955
Net operating income$-389,0007,286
2008-12-31 (YTD Data)Rank
Total interest income$4,572,0005,697
Total interest expense$2,785,0004,464
Net interest income$1,787,0006,659
Provision for loan and lease losses$1,743,0001,976
Total noninterest income$197,0006,507
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$90,0006,037
Trading account gains and fees$0154
Additional Noninterest Income$107,0005,830
Total noninterest expense$3,708,0004,465
Salaries and employee benefits$2,050,0004,366
Premises and equipment expense$508,0004,419
Additional noninterest expense$1,150,0004,420
Pre-tax net operating income$-3,467,0007,668
Securities gains (losses)$14,0002,367
Applicable income taxes$04,979
Income before extraordinary items$-3,453,0007,680
Extraordinary gains, net$039
Net income$-3,453,0007,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,113,0001,843
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$31,0001,203
Net operating income$-3,467,0007,748
2008-09-30 (YTD Data)Rank
Total interest income$3,411,0005,790
Total interest expense$2,126,0004,524
Net interest income$1,285,0006,796
Provision for loan and lease losses$1,522,0001,412
Total noninterest income$125,0006,849
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$61,0006,207
Trading account gains and fees$0148
Additional Noninterest Income$64,0006,278
Total noninterest expense$2,925,0004,303
Salaries and employee benefits$1,718,0004,051
Premises and equipment expense$397,0004,335
Additional noninterest expense$810,0004,530
Pre-tax net operating income$-3,037,0008,022
Securities gains (losses)$14,0002,218
Applicable income taxes$05,372
Income before extraordinary items$-3,023,0008,016
Extraordinary gains, net$031
Net income$-3,023,0008,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$785,0001,508
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$25,0001,054
Net operating income$-3,037,0008,075
2008-06-30 (YTD Data)Rank
Total interest income$2,305,0005,823
Total interest expense$1,423,0004,660
Net interest income$882,0006,754
Provision for loan and lease losses$1,333,0001,022
Total noninterest income$61,0007,268
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$36,0006,359
Trading account gains and fees$0149
Additional Noninterest Income$25,0006,995
Total noninterest expense$1,726,0004,698
Salaries and employee benefits$1,001,0004,517
Premises and equipment expense$243,0004,586
Additional noninterest expense$482,0004,852
Pre-tax net operating income$-2,116,0008,173
Securities gains (losses)$14,0002,273
Applicable income taxes$05,627
Income before extraordinary items$-2,102,0008,224
Extraordinary gains, net$021
Net income$-2,102,0008,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0003,388
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$18,000970
Net operating income$-2,116,0008,215
2008-03-31 (YTD Data)Rank
Total interest income$1,184,0005,832
Total interest expense$733,0004,758
Net interest income$451,0006,751
Provision for loan and lease losses$714,000788
Total noninterest income$25,0007,510
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$14,0006,612
Trading account gains and fees$0158
Additional Noninterest Income$11,0007,150
Total noninterest expense$861,0004,720
Salaries and employee benefits$502,0004,540
Premises and equipment expense$116,0004,734
Additional noninterest expense$243,0004,780
Pre-tax net operating income$-1,099,0008,288
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-1,099,0008,317
Extraordinary gains, net$015
Net income$-1,099,0008,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,080
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$12,000800
Net operating income$-1,099,0008,310
2007-12-31 (YTD Data)Rank
Total interest income$4,426,0006,015
Total interest expense$2,485,0005,285
Net interest income$1,941,0006,571
Provision for loan and lease losses$106,0004,827
Total noninterest income$102,0007,535
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$49,0006,764
Trading account gains and fees$0178
Additional Noninterest Income$53,0007,043
Total noninterest expense$2,515,0005,595
Salaries and employee benefits$1,480,0005,344
Premises and equipment expense$301,0005,764
Additional noninterest expense$734,0005,603
Pre-tax net operating income$-578,0007,852
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-578,0007,929
Extraordinary gains, net$039
Net income$-578,0007,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-578,0007,920
2007-09-30 (YTD Data)Rank
Total interest income$3,183,0006,141
Total interest expense$1,743,0005,470
Net interest income$1,440,0006,635
Provision for loan and lease losses$58,0004,907
Total noninterest income$72,0007,647
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$30,0006,928
Trading account gains and fees$0184
Additional Noninterest Income$42,0006,996
Total noninterest expense$1,666,0005,905
Salaries and employee benefits$968,0005,739
Premises and equipment expense$178,0006,364
Additional noninterest expense$520,0005,712
Pre-tax net operating income$-212,0007,897
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-212,0007,943
Extraordinary gains, net$033
Net income$-212,0007,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-212,0007,926
2007-06-30 (YTD Data)Rank
Total interest income$2,066,0006,234
Total interest expense$1,120,0005,575
Net interest income$946,0006,706
Provision for loan and lease losses$70,0003,835
Total noninterest income$51,0007,637
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$17,0007,048
Trading account gains and fees$0168
Additional Noninterest Income$34,0006,824
Total noninterest expense$1,003,0006,248
Salaries and employee benefits$556,0006,243
Premises and equipment expense$110,0006,565
Additional noninterest expense$337,0005,787
Pre-tax net operating income$-76,0007,936
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-76,0007,953
Extraordinary gains, net$029
Net income$-76,0007,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-76,0007,947
2007-03-31 (YTD Data)Rank
Total interest income$991,0006,345
Total interest expense$533,0005,704
Net interest income$458,0006,806
Provision for loan and lease losses$22,0004,272
Total noninterest income$27,0007,566
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$8,0007,097
Trading account gains and fees$0195
Additional Noninterest Income$19,0006,688
Total noninterest expense$484,0006,367
Salaries and employee benefits$282,0006,238
Premises and equipment expense$51,0006,759
Additional noninterest expense$151,0006,100
Pre-tax net operating income$-21,0007,953
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-21,0007,959
Extraordinary gains, net$022
Net income$-21,0007,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-21,0007,948
2006-12-31 (YTD Data)Rank
Total interest income$1,562,0007,888
Total interest expense$480,0007,958
Net interest income$1,082,0007,720
Provision for loan and lease losses$390,0002,314
Total noninterest income$45,0008,244
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$10,0007,420
Trading account gains and fees$0130
Additional Noninterest Income$35,0007,597
Total noninterest expense$1,869,0006,339
Salaries and employee benefits$1,089,0006,187
Premises and equipment expense$216,0006,563
Additional noninterest expense$564,0006,234
Pre-tax net operating income$-1,132,0008,458
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,132,0008,489
Extraordinary gains, net$051
Net income$-1,132,0008,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-1,132,0008,481
2006-09-30 (YTD Data)Rank
Total interest income$858,0008,236
Total interest expense$174,0008,435
Net interest income$684,0008,039
Provision for loan and lease losses$229,0002,581
Total noninterest income$24,0008,422
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,0007,568
Trading account gains and fees$0126
Additional Noninterest Income$20,0007,827
Total noninterest expense$1,220,0006,706
Salaries and employee benefits$666,0006,691
Premises and equipment expense$156,0006,662
Additional noninterest expense$398,0006,406
Pre-tax net operating income$-741,0008,517
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-741,0008,548
Extraordinary gains, net$045
Net income$-741,0008,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-741,0008,542
2006-06-30 (YTD Data)Rank
Total interest income$421,0008,494
Total interest expense$59,0008,618
Net interest income$362,0008,310
Provision for loan and lease losses$132,0002,859
Total noninterest income$16,0008,473
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,0007,616
Trading account gains and fees$0126
Additional Noninterest Income$14,0007,856
Total noninterest expense$786,0006,822
Salaries and employee benefits$434,0006,782
Premises and equipment expense$95,0006,871
Additional noninterest expense$257,0006,501
Pre-tax net operating income$-540,0008,578
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-540,0008,601
Extraordinary gains, net$039
Net income$-540,0008,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-540,0008,596
2006-03-31 (YTD Data)Rank
Total interest income$161,0008,609
Total interest expense$19,0008,675
Net interest income$142,0008,511
Provision for loan and lease losses$5,0005,672
Total noninterest income$2,0008,640
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,0007,643
Trading account gains and fees$0115
Additional Noninterest Income$1,0008,494
Total noninterest expense$388,0006,852
Salaries and employee benefits$206,0006,914
Premises and equipment expense$48,0006,838
Additional noninterest expense$134,0006,380
Pre-tax net operating income$-249,0008,585
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-249,0008,610
Extraordinary gains, net$021
Net income$-249,0008,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-249,0008,602
2005-12-31 (YTD Data)Rank
Total interest income$116,0008,789
Total interest expense$3,0008,807
Net interest income$113,0008,777
Provision for loan and lease losses$07,120
Total noninterest income$08,769
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$08,688
Total noninterest expense$989,0007,774
Salaries and employee benefits$129,0008,766
Premises and equipment expense$44,0008,540
Additional noninterest expense$816,0005,098
Pre-tax net operating income$-876,0008,611
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-876,0008,645
Extraordinary gains, net$046
Net income$-876,0008,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$14,835,000118
Net operating income$-876,0008,626

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.