Home > Eaton Community Bank > Income and Expense
Eaton Community Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,543,000 | 1,855 |
| Total interest expense | $4,995,000 | 2,014 |
| Net interest income | $15,548,000 | 1,753 |
| Provision for loan and lease losses | $673,000 | 1,070 |
| Total noninterest income | $2,509,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $485,000 | 1,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,024,000 | 1,612 |
| Total noninterest expense | $12,828,000 | 1,724 |
| Salaries and employee benefits | $6,994,000 | 1,774 |
| Premises and equipment expense | $1,558,000 | 1,494 |
| Additional noninterest expense | $2,024,000 | 1,612 |
| Pre-tax net operating income | $4,556,000 | 2,029 |
| Securities gains (losses) | $-234,000 | 3,996 |
| Applicable income taxes | $732,000 | 1,641 |
| Income before extraordinary items | $3,590,000 | 2,124 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,590,000 | 2,148 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,590,000 | 2,127 |
| Net charge-offs | $53,000 | 1,783 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,784,220 | 2,085 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $15,096,000 | 1,851 |
| Total interest expense | $3,511,000 | 1,973 |
| Net interest income | $11,585,000 | 1,771 |
| Provision for loan and lease losses | $1,029,000 | 643 |
| Total noninterest income | $1,937,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $362,000 | 1,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,575,000 | 1,569 |
| Total noninterest expense | $9,436,000 | 1,748 |
| Salaries and employee benefits | $5,150,000 | 1,787 |
| Premises and equipment expense | $1,133,000 | 1,533 |
| Additional noninterest expense | $1,575,000 | 1,569 |
| Pre-tax net operating income | $3,057,000 | 2,199 |
| Securities gains (losses) | $-234,000 | 4,230 |
| Applicable income taxes | $437,000 | 1,849 |
| Income before extraordinary items | $2,386,000 | 2,298 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,386,000 | 2,320 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,386,000 | 2,300 |
| Net charge-offs | $32,000 | 1,679 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,584,900 | 2,245 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,915,000 | 1,840 |
| Total interest expense | $2,149,000 | 1,929 |
| Net interest income | $7,766,000 | 1,792 |
| Provision for loan and lease losses | $609,000 | 679 |
| Total noninterest income | $1,360,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $243,000 | 1,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,117,000 | 1,438 |
| Total noninterest expense | $6,303,000 | 1,736 |
| Salaries and employee benefits | $3,468,000 | 1,776 |
| Premises and equipment expense | $741,000 | 1,551 |
| Additional noninterest expense | $1,117,000 | 1,437 |
| Pre-tax net operating income | $2,214,000 | 2,115 |
| Securities gains (losses) | $-234,000 | 4,367 |
| Applicable income taxes | $313,000 | 1,817 |
| Income before extraordinary items | $1,667,000 | 2,270 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,667,000 | 2,297 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,667,000 | 2,270 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,863,560 | 2,159 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 1,849 |
| Total interest expense | $979,000 | 1,856 |
| Net interest income | $3,858,000 | 1,801 |
| Provision for loan and lease losses | $417,000 | 567 |
| Total noninterest income | $556,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $116,000 | 1,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 1,636 |
| Total noninterest expense | $3,067,000 | 1,799 |
| Salaries and employee benefits | $1,757,000 | 1,785 |
| Premises and equipment expense | $327,000 | 1,731 |
| Additional noninterest expense | $440,000 | 1,636 |
| Pre-tax net operating income | $930,000 | 2,386 |
| Securities gains (losses) | $-234,000 | 4,461 |
| Applicable income taxes | $97,000 | 2,161 |
| Income before extraordinary items | $599,000 | 2,697 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $599,000 | 2,697 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $599,000 | 2,697 |
| Net charge-offs | $-13,000 | 4,126 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $800,240 | 2,403 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,166,000 | 1,941 |
| Total interest expense | $1,690,000 | 1,777 |
| Net interest income | $13,476,000 | 1,936 |
| Provision for loan and lease losses | $180,000 | 1,851 |
| Total noninterest income | $3,210,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $445,000 | 1,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,765,000 | 1,327 |
| Total noninterest expense | $12,197,000 | 1,758 |
| Salaries and employee benefits | $6,486,000 | 1,849 |
| Premises and equipment expense | $1,149,000 | 1,870 |
| Additional noninterest expense | $2,765,000 | 1,327 |
| Pre-tax net operating income | $4,309,000 | 2,208 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $539,000 | 1,973 |
| Income before extraordinary items | $3,770,000 | 2,180 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,770,000 | 2,179 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,770,000 | 2,179 |
| Net charge-offs | $-30,000 | 3,945 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,770,000 | 2,205 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,633,000 | 1,985 |
| Total interest expense | $1,203,000 | 1,554 |
| Net interest income | $9,430,000 | 2,020 |
| Provision for loan and lease losses | $135,000 | 1,699 |
| Total noninterest income | $2,142,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $323,000 | 1,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,819,000 | 1,468 |
| Total noninterest expense | $8,917,000 | 1,784 |
| Salaries and employee benefits | $4,687,000 | 1,893 |
| Premises and equipment expense | $796,000 | 1,960 |
| Additional noninterest expense | $1,819,000 | 1,468 |
| Pre-tax net operating income | $2,520,000 | 2,517 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $258,000 | 2,322 |
| Income before extraordinary items | $2,262,000 | 2,433 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,262,000 | 2,432 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,262,000 | 2,432 |
| Net charge-offs | $-11,000 | 3,629 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,262,000 | 2,470 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,773,000 | 2,007 |
| Total interest expense | $818,000 | 1,334 |
| Net interest income | $5,955,000 | 2,054 |
| Provision for loan and lease losses | $90,000 | 1,575 |
| Total noninterest income | $1,673,000 | 1,543 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $228,000 | 1,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,445,000 | 1,345 |
| Total noninterest expense | $5,823,000 | 1,799 |
| Salaries and employee benefits | $3,193,000 | 1,860 |
| Premises and equipment expense | $443,000 | 2,175 |
| Additional noninterest expense | $2,187,000 | 1,508 |
| Pre-tax net operating income | $1,715,000 | 2,397 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $147,000 | 2,366 |
| Income before extraordinary items | $1,568,000 | 2,288 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,568,000 | 2,288 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,568,000 | 2,288 |
| Net charge-offs | $-24,000 | 3,945 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,568,000 | 2,324 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 1,990 |
| Total interest expense | $415,000 | 1,284 |
| Net interest income | $2,885,000 | 2,050 |
| Provision for loan and lease losses | $45,000 | 1,393 |
| Total noninterest income | $1,137,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $112,000 | 1,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,025,000 | 1,067 |
| Total noninterest expense | $2,753,000 | 1,860 |
| Salaries and employee benefits | $1,456,000 | 1,973 |
| Premises and equipment expense | $231,000 | 2,135 |
| Additional noninterest expense | $1,066,000 | 1,502 |
| Pre-tax net operating income | $1,224,000 | 1,894 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $162,000 | 1,752 |
| Income before extraordinary items | $1,062,000 | 1,848 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,062,000 | 1,847 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,062,000 | 1,848 |
| Net charge-offs | $-6,000 | 3,738 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,062,000 | 1,868 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,079,000 | 2,062 |
| Total interest expense | $2,094,000 | 1,283 |
| Net interest income | $10,985,000 | 2,184 |
| Provision for loan and lease losses | $176,000 | 1,842 |
| Total noninterest income | $2,976,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $372,000 | 1,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,604,000 | 1,625 |
| Total noninterest expense | $15,201,000 | 1,434 |
| Salaries and employee benefits | $10,036,000 | 1,290 |
| Premises and equipment expense | $834,000 | 2,254 |
| Additional noninterest expense | $4,331,000 | 1,495 |
| Pre-tax net operating income | $-1,416,000 | 4,808 |
| Securities gains (losses) | $7,000 | 1,785 |
| Applicable income taxes | $342,000 | 2,370 |
| Income before extraordinary items | $-1,751,000 | 4,814 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,751,000 | 4,814 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-1,751,000 | 4,814 |
| Net charge-offs | $-32,000 | 3,976 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $-1,758,000 | 4,812 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,794,000 | 2,104 |
| Total interest expense | $1,623,000 | 1,318 |
| Net interest income | $8,171,000 | 2,229 |
| Provision for loan and lease losses | $132,000 | 1,785 |
| Total noninterest income | $2,670,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $265,000 | 2,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,405,000 | 1,480 |
| Total noninterest expense | $7,934,000 | 1,910 |
| Salaries and employee benefits | $4,237,000 | 2,010 |
| Premises and equipment expense | $656,000 | 2,226 |
| Additional noninterest expense | $3,041,000 | 1,581 |
| Pre-tax net operating income | $2,775,000 | 2,533 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $400,000 | 2,126 |
| Income before extraordinary items | $2,375,000 | 2,579 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,375,000 | 2,579 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,375,000 | 2,579 |
| Net charge-offs | $-29,000 | 4,016 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,375,000 | 2,550 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,474,000 | 2,108 |
| Total interest expense | $1,119,000 | 1,333 |
| Net interest income | $5,355,000 | 2,234 |
| Provision for loan and lease losses | $86,000 | 1,825 |
| Total noninterest income | $2,001,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $169,000 | 2,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,832,000 | 1,362 |
| Total noninterest expense | $5,328,000 | 1,893 |
| Salaries and employee benefits | $2,911,000 | 1,966 |
| Premises and equipment expense | $446,000 | 2,192 |
| Additional noninterest expense | $1,971,000 | 1,589 |
| Pre-tax net operating income | $1,942,000 | 2,435 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $314,000 | 1,987 |
| Income before extraordinary items | $1,628,000 | 2,518 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,628,000 | 2,518 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,628,000 | 2,518 |
| Net charge-offs | $-6,000 | 3,611 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,628,000 | 2,480 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 2,136 |
| Total interest expense | $576,000 | 1,359 |
| Net interest income | $2,583,000 | 2,271 |
| Provision for loan and lease losses | $44,000 | 1,856 |
| Total noninterest income | $917,000 | 1,606 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $81,000 | 2,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $836,000 | 1,430 |
| Total noninterest expense | $2,744,000 | 1,836 |
| Salaries and employee benefits | $1,490,000 | 1,916 |
| Premises and equipment expense | $240,000 | 2,113 |
| Additional noninterest expense | $1,014,000 | 1,534 |
| Pre-tax net operating income | $712,000 | 2,814 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $94,000 | 2,317 |
| Income before extraordinary items | $618,000 | 2,872 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $618,000 | 2,871 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $618,000 | 2,872 |
| Net charge-offs | $-17,000 | 4,270 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $618,000 | 2,827 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,488,000 | 2,042 |
| Total interest expense | $2,482,000 | 1,712 |
| Net interest income | $11,006,000 | 2,094 |
| Provision for loan and lease losses | $291,000 | 2,722 |
| Total noninterest income | $2,883,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $373,000 | 1,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,510,000 | 1,586 |
| Total noninterest expense | $10,582,000 | 1,877 |
| Salaries and employee benefits | $5,864,000 | 1,931 |
| Premises and equipment expense | $848,000 | 2,262 |
| Additional noninterest expense | $3,870,000 | 1,571 |
| Pre-tax net operating income | $3,016,000 | 2,416 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $460,000 | 2,013 |
| Income before extraordinary items | $2,556,000 | 2,523 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,556,000 | 2,523 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,556,000 | 2,523 |
| Net charge-offs | $-50,000 | 4,599 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,556,000 | 2,472 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 2,049 |
| Total interest expense | $1,879,000 | 1,783 |
| Net interest income | $8,260,000 | 2,087 |
| Provision for loan and lease losses | $202,000 | 2,741 |
| Total noninterest income | $1,942,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $277,000 | 1,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,665,000 | 1,655 |
| Total noninterest expense | $7,785,000 | 1,879 |
| Salaries and employee benefits | $4,336,000 | 1,925 |
| Premises and equipment expense | $622,000 | 2,287 |
| Additional noninterest expense | $2,827,000 | 1,580 |
| Pre-tax net operating income | $2,215,000 | 2,440 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $325,000 | 2,035 |
| Income before extraordinary items | $1,890,000 | 2,516 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,890,000 | 2,516 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,890,000 | 2,516 |
| Net charge-offs | $-51,000 | 4,659 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,890,000 | 2,470 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,820,000 | 2,060 |
| Total interest expense | $1,264,000 | 1,855 |
| Net interest income | $5,556,000 | 2,086 |
| Provision for loan and lease losses | $114,000 | 2,872 |
| Total noninterest income | $1,222,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $183,000 | 2,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,039,000 | 1,636 |
| Total noninterest expense | $5,195,000 | 1,883 |
| Salaries and employee benefits | $2,951,000 | 1,899 |
| Premises and equipment expense | $387,000 | 2,378 |
| Additional noninterest expense | $1,857,000 | 1,592 |
| Pre-tax net operating income | $1,469,000 | 2,412 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $219,000 | 1,985 |
| Income before extraordinary items | $1,250,000 | 2,493 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,250,000 | 2,492 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,250,000 | 2,493 |
| Net charge-offs | $-44,000 | 4,717 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,250,000 | 2,458 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 2,029 |
| Total interest expense | $640,000 | 1,954 |
| Net interest income | $2,825,000 | 2,016 |
| Provision for loan and lease losses | $43,000 | 2,690 |
| Total noninterest income | $571,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $102,000 | 2,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 1,580 |
| Total noninterest expense | $2,693,000 | 1,841 |
| Salaries and employee benefits | $1,534,000 | 1,854 |
| Premises and equipment expense | $204,000 | 2,319 |
| Additional noninterest expense | $955,000 | 1,580 |
| Pre-tax net operating income | $660,000 | 2,422 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $94,000 | 1,988 |
| Income before extraordinary items | $566,000 | 2,485 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $566,000 | 2,485 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $566,000 | 2,486 |
| Net charge-offs | $-41,000 | 4,826 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $566,000 | 2,458 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,087,000 | 2,022 |
| Total interest expense | $2,642,000 | 1,967 |
| Net interest income | $11,445,000 | 1,999 |
| Provision for loan and lease losses | $-1,000 | 4,897 |
| Total noninterest income | $2,115,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $491,000 | 1,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,624,000 | 1,731 |
| Total noninterest expense | $10,859,000 | 1,793 |
| Salaries and employee benefits | $6,060,000 | 1,828 |
| Premises and equipment expense | $911,000 | 2,165 |
| Additional noninterest expense | $3,888,000 | 1,549 |
| Pre-tax net operating income | $2,702,000 | 2,616 |
| Securities gains (losses) | $-232,000 | 5,115 |
| Applicable income taxes | $326,000 | 2,304 |
| Income before extraordinary items | $2,144,000 | 2,793 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,144,000 | 2,794 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,144,000 | 2,795 |
| Net charge-offs | $22,000 | 3,083 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,345,840 | 2,632 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,560,000 | 2,048 |
| Total interest expense | $1,937,000 | 2,021 |
| Net interest income | $8,623,000 | 2,020 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,526,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $364,000 | 1,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,162,000 | 1,757 |
| Total noninterest expense | $8,050,000 | 1,809 |
| Salaries and employee benefits | $4,518,000 | 1,842 |
| Premises and equipment expense | $654,000 | 2,231 |
| Additional noninterest expense | $2,878,000 | 1,555 |
| Pre-tax net operating income | $2,099,000 | 2,640 |
| Securities gains (losses) | $-232,000 | 5,196 |
| Applicable income taxes | $249,000 | 2,358 |
| Income before extraordinary items | $1,618,000 | 2,859 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,618,000 | 2,860 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,618,000 | 2,860 |
| Net charge-offs | $-34,000 | 4,735 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,819,840 | 2,639 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 2,087 |
| Total interest expense | $1,243,000 | 2,050 |
| Net interest income | $5,651,000 | 2,047 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $986,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $241,000 | 1,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $745,000 | 1,784 |
| Total noninterest expense | $5,293,000 | 1,837 |
| Salaries and employee benefits | $3,049,000 | 1,831 |
| Premises and equipment expense | $434,000 | 2,260 |
| Additional noninterest expense | $1,810,000 | 1,643 |
| Pre-tax net operating income | $1,344,000 | 2,680 |
| Securities gains (losses) | $-294,000 | 5,255 |
| Applicable income taxes | $130,000 | 2,500 |
| Income before extraordinary items | $920,000 | 3,065 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $920,000 | 3,063 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $920,000 | 3,063 |
| Net charge-offs | $-14,000 | 4,574 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,178,720 | 2,667 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 2,103 |
| Total interest expense | $570,000 | 2,125 |
| Net interest income | $2,815,000 | 2,060 |
| Provision for loan and lease losses | $-3,000 | 5,196 |
| Total noninterest income | $501,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $113,000 | 2,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 1,694 |
| Total noninterest expense | $2,435,000 | 1,976 |
| Salaries and employee benefits | $1,342,000 | 2,023 |
| Premises and equipment expense | $222,000 | 2,251 |
| Additional noninterest expense | $871,000 | 1,690 |
| Pre-tax net operating income | $884,000 | 2,228 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $113,000 | 2,059 |
| Income before extraordinary items | $771,000 | 2,238 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $771,000 | 2,237 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $771,000 | 2,237 |
| Net charge-offs | $-10,000 | 4,659 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $771,000 | 2,217 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,242,000 | 2,320 |
| Total interest expense | $1,552,000 | 2,291 |
| Net interest income | $9,690,000 | 2,300 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,888,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $440,000 | 2,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,448,000 | 1,837 |
| Total noninterest expense | $10,576,000 | 1,812 |
| Salaries and employee benefits | $5,917,000 | 1,836 |
| Premises and equipment expense | $809,000 | 2,348 |
| Additional noninterest expense | $3,850,000 | 1,556 |
| Pre-tax net operating income | $1,002,000 | 4,020 |
| Securities gains (losses) | $-130,000 | 5,081 |
| Applicable income taxes | $107,000 | 3,056 |
| Income before extraordinary items | $765,000 | 4,188 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $765,000 | 4,187 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $765,000 | 4,187 |
| Net charge-offs | $-38,000 | 4,825 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $879,400 | 4,049 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,115,000 | 2,390 |
| Total interest expense | $1,145,000 | 2,241 |
| Net interest income | $6,970,000 | 2,392 |
| Provision for loan and lease losses | $-2,000 | 5,190 |
| Total noninterest income | $1,320,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $311,000 | 2,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,009,000 | 1,924 |
| Total noninterest expense | $7,535,000 | 1,896 |
| Salaries and employee benefits | $4,430,000 | 1,834 |
| Premises and equipment expense | $602,000 | 2,379 |
| Additional noninterest expense | $2,503,000 | 1,752 |
| Pre-tax net operating income | $757,000 | 4,094 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $109,000 | 2,950 |
| Income before extraordinary items | $647,000 | 4,126 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $647,000 | 4,125 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $647,000 | 4,125 |
| Net charge-offs | $-62,000 | 4,986 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $647,860 | 4,129 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,981,000 | 2,514 |
| Total interest expense | $734,000 | 2,209 |
| Net interest income | $4,247,000 | 2,557 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $794,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $146,000 | 2,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $648,000 | 1,964 |
| Total noninterest expense | $4,295,000 | 2,146 |
| Salaries and employee benefits | $2,392,000 | 2,180 |
| Premises and equipment expense | $392,000 | 2,444 |
| Additional noninterest expense | $1,511,000 | 1,909 |
| Pre-tax net operating income | $746,000 | 3,599 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $131,000 | 2,530 |
| Income before extraordinary items | $615,000 | 3,695 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $615,000 | 3,693 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $615,000 | 3,694 |
| Net charge-offs | $-7,000 | 4,412 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $615,000 | 3,694 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 2,516 |
| Total interest expense | $367,000 | 2,145 |
| Net interest income | $2,115,000 | 2,567 |
| Provision for loan and lease losses | $1,000 | 3,464 |
| Total noninterest income | $341,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $72,000 | 2,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 2,141 |
| Total noninterest expense | $2,079,000 | 2,212 |
| Salaries and employee benefits | $1,159,000 | 2,247 |
| Premises and equipment expense | $206,000 | 2,400 |
| Additional noninterest expense | $714,000 | 2,000 |
| Pre-tax net operating income | $376,000 | 3,528 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $67,000 | 2,481 |
| Income before extraordinary items | $309,000 | 3,626 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $309,000 | 3,626 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $309,000 | 3,626 |
| Net charge-offs | $18,000 | 1,708 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $309,000 | 3,630 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,884,000 | 2,464 |
| Total interest expense | $1,474,000 | 1,954 |
| Net interest income | $8,410,000 | 2,544 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,526,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $315,000 | 2,778 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,211,000 | 2,056 |
| Total noninterest expense | $8,201,000 | 2,222 |
| Salaries and employee benefits | $4,792,000 | 2,146 |
| Premises and equipment expense | $674,000 | 2,713 |
| Additional noninterest expense | $2,735,000 | 2,099 |
| Pre-tax net operating income | $1,735,000 | 3,331 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $390,000 | 2,596 |
| Income before extraordinary items | $1,345,000 | 3,311 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,345,000 | 3,309 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,345,000 | 3,311 |
| Net charge-offs | $-121,000 | 5,344 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,345,000 | 3,285 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,401,000 | 2,479 |
| Total interest expense | $1,107,000 | 1,919 |
| Net interest income | $6,294,000 | 2,563 |
| Provision for loan and lease losses | $-1,000 | 5,428 |
| Total noninterest income | $1,141,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $236,000 | 2,803 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $905,000 | 2,096 |
| Total noninterest expense | $5,826,000 | 2,334 |
| Salaries and employee benefits | $3,348,000 | 2,296 |
| Premises and equipment expense | $512,000 | 2,726 |
| Additional noninterest expense | $1,966,000 | 2,161 |
| Pre-tax net operating income | $1,610,000 | 3,050 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $421,000 | 2,216 |
| Income before extraordinary items | $1,189,000 | 3,224 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,189,000 | 3,223 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,189,000 | 3,224 |
| Net charge-offs | $-54,000 | 5,183 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,189,000 | 3,200 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,944,000 | 2,458 |
| Total interest expense | $739,000 | 1,891 |
| Net interest income | $4,205,000 | 2,546 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $732,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $159,000 | 2,778 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $573,000 | 2,161 |
| Total noninterest expense | $3,855,000 | 2,348 |
| Salaries and employee benefits | $2,207,000 | 2,328 |
| Premises and equipment expense | $351,000 | 2,678 |
| Additional noninterest expense | $1,297,000 | 2,179 |
| Pre-tax net operating income | $1,082,000 | 2,998 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $279,000 | 2,206 |
| Income before extraordinary items | $803,000 | 3,161 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $803,000 | 3,160 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $803,000 | 3,161 |
| Net charge-offs | $-39,000 | 5,218 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $803,000 | 3,144 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 2,465 |
| Total interest expense | $368,000 | 1,871 |
| Net interest income | $2,089,000 | 2,553 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $358,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $75,000 | 2,881 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $283,000 | 2,175 |
| Total noninterest expense | $1,882,000 | 2,407 |
| Salaries and employee benefits | $1,109,000 | 2,335 |
| Premises and equipment expense | $175,000 | 2,733 |
| Additional noninterest expense | $598,000 | 2,329 |
| Pre-tax net operating income | $565,000 | 2,890 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $165,000 | 2,030 |
| Income before extraordinary items | $400,000 | 3,136 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $400,000 | 3,134 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $400,000 | 3,136 |
| Net charge-offs | $37,000 | 1,511 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $400,000 | 3,119 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,779,000 | 2,444 |
| Total interest expense | $1,429,000 | 1,863 |
| Net interest income | $8,350,000 | 2,528 |
| Provision for loan and lease losses | $9,000 | 4,211 |
| Total noninterest income | $2,224,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $327,000 | 2,805 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,897,000 | 1,644 |
| Total noninterest expense | $8,219,000 | 2,240 |
| Salaries and employee benefits | $4,775,000 | 2,164 |
| Premises and equipment expense | $678,000 | 2,790 |
| Additional noninterest expense | $2,766,000 | 2,115 |
| Pre-tax net operating income | $2,346,000 | 2,782 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $482,000 | 2,281 |
| Income before extraordinary items | $1,864,000 | 2,905 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,864,000 | 2,904 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,864,000 | 2,904 |
| Net charge-offs | $-70,000 | 5,437 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,864,000 | 2,855 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 2,442 |
| Total interest expense | $1,074,000 | 1,869 |
| Net interest income | $6,294,000 | 2,533 |
| Provision for loan and lease losses | $2,000 | 4,155 |
| Total noninterest income | $1,830,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $239,000 | 2,859 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,591,000 | 1,528 |
| Total noninterest expense | $6,055,000 | 2,268 |
| Salaries and employee benefits | $3,381,000 | 2,262 |
| Premises and equipment expense | $539,000 | 2,690 |
| Additional noninterest expense | $2,135,000 | 2,065 |
| Pre-tax net operating income | $2,067,000 | 2,558 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $400,000 | 2,241 |
| Income before extraordinary items | $1,667,000 | 2,637 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,667,000 | 2,638 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,667,000 | 2,638 |
| Net charge-offs | $-31,000 | 5,226 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,667,000 | 2,575 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 2,422 |
| Total interest expense | $720,000 | 1,865 |
| Net interest income | $4,232,000 | 2,517 |
| Provision for loan and lease losses | $2,000 | 3,970 |
| Total noninterest income | $674,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $158,000 | 2,863 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $516,000 | 2,332 |
| Total noninterest expense | $3,906,000 | 2,343 |
| Salaries and employee benefits | $2,240,000 | 2,286 |
| Premises and equipment expense | $369,000 | 2,666 |
| Additional noninterest expense | $1,297,000 | 2,247 |
| Pre-tax net operating income | $998,000 | 3,078 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $267,000 | 2,233 |
| Income before extraordinary items | $731,000 | 3,351 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $731,000 | 3,349 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $731,000 | 3,349 |
| Net charge-offs | $16,000 | 2,882 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $731,000 | 3,292 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 2,416 |
| Total interest expense | $361,000 | 1,869 |
| Net interest income | $2,130,000 | 2,503 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $309,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $85,000 | 2,699 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $224,000 | 2,488 |
| Total noninterest expense | $1,938,000 | 2,366 |
| Salaries and employee benefits | $1,122,000 | 2,284 |
| Premises and equipment expense | $184,000 | 2,699 |
| Additional noninterest expense | $632,000 | 2,289 |
| Pre-tax net operating income | $501,000 | 3,041 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $134,000 | 2,194 |
| Income before extraordinary items | $367,000 | 3,283 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $367,000 | 3,280 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $367,000 | 3,281 |
| Net charge-offs | $12,000 | 2,244 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $367,000 | 3,219 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,973,000 | 2,371 |
| Total interest expense | $1,492,000 | 1,784 |
| Net interest income | $8,481,000 | 2,457 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,236,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $343,000 | 2,789 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $893,000 | 2,522 |
| Total noninterest expense | $8,027,000 | 2,294 |
| Salaries and employee benefits | $4,553,000 | 2,222 |
| Premises and equipment expense | $705,000 | 2,805 |
| Additional noninterest expense | $2,769,000 | 2,153 |
| Pre-tax net operating income | $1,690,000 | 3,297 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $446,000 | 2,325 |
| Income before extraordinary items | $1,244,000 | 3,571 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,244,000 | 3,569 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,244,000 | 3,571 |
| Net charge-offs | $73,000 | 2,941 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,244,000 | 3,519 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,487,000 | 2,390 |
| Total interest expense | $1,120,000 | 1,798 |
| Net interest income | $6,367,000 | 2,465 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $901,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $259,000 | 2,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $642,000 | 2,586 |
| Total noninterest expense | $5,909,000 | 2,323 |
| Salaries and employee benefits | $3,286,000 | 2,310 |
| Premises and equipment expense | $537,000 | 2,823 |
| Additional noninterest expense | $2,086,000 | 2,127 |
| Pre-tax net operating income | $1,359,000 | 3,252 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $369,000 | 2,287 |
| Income before extraordinary items | $990,000 | 3,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $990,000 | 3,519 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $990,000 | 3,520 |
| Net charge-offs | $94,000 | 2,227 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $990,000 | 3,462 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 2,370 |
| Total interest expense | $745,000 | 1,805 |
| Net interest income | $4,302,000 | 2,442 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $561,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $167,000 | 2,831 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $394,000 | 2,696 |
| Total noninterest expense | $3,920,000 | 2,346 |
| Salaries and employee benefits | $2,185,000 | 2,319 |
| Premises and equipment expense | $349,000 | 2,874 |
| Additional noninterest expense | $1,386,000 | 2,136 |
| Pre-tax net operating income | $943,000 | 3,168 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $261,000 | 2,230 |
| Income before extraordinary items | $682,000 | 3,456 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $682,000 | 3,456 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $682,000 | 3,457 |
| Net charge-offs | $63,000 | 2,134 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $682,000 | 3,392 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 2,350 |
| Total interest expense | $374,000 | 1,806 |
| Net interest income | $2,166,000 | 2,437 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $312,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $83,000 | 2,821 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $229,000 | 2,458 |
| Total noninterest expense | $1,976,000 | 2,336 |
| Salaries and employee benefits | $1,096,000 | 2,329 |
| Premises and equipment expense | $176,000 | 2,888 |
| Additional noninterest expense | $704,000 | 2,094 |
| Pre-tax net operating income | $502,000 | 3,010 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $140,000 | 2,154 |
| Income before extraordinary items | $362,000 | 3,317 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $362,000 | 3,320 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $362,000 | 3,320 |
| Net charge-offs | $-16,000 | 5,599 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $362,000 | 3,234 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,474,000 | 2,301 |
| Total interest expense | $1,896,000 | 1,559 |
| Net interest income | $8,578,000 | 2,471 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,568,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $371,000 | 2,813 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,197,000 | 2,073 |
| Total noninterest expense | $7,705,000 | 2,382 |
| Salaries and employee benefits | $4,396,000 | 2,298 |
| Premises and equipment expense | $717,000 | 2,884 |
| Additional noninterest expense | $2,592,000 | 2,336 |
| Pre-tax net operating income | $2,441,000 | 2,629 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $699,000 | 1,901 |
| Income before extraordinary items | $1,742,000 | 2,957 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,742,000 | 2,956 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,742,000 | 2,957 |
| Net charge-offs | $724,000 | 1,135 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,742,000 | 2,914 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,910,000 | 2,297 |
| Total interest expense | $1,487,000 | 1,514 |
| Net interest income | $6,423,000 | 2,484 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,239,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $273,000 | 2,900 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $966,000 | 1,977 |
| Total noninterest expense | $5,647,000 | 2,441 |
| Salaries and employee benefits | $3,185,000 | 2,369 |
| Premises and equipment expense | $548,000 | 2,860 |
| Additional noninterest expense | $1,914,000 | 2,353 |
| Pre-tax net operating income | $2,015,000 | 2,497 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $586,000 | 1,819 |
| Income before extraordinary items | $1,429,000 | 2,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,429,000 | 2,816 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,429,000 | 2,816 |
| Net charge-offs | $552,000 | 1,070 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,429,000 | 2,769 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,348,000 | 2,254 |
| Total interest expense | $1,002,000 | 1,501 |
| Net interest income | $4,346,000 | 2,445 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $739,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $174,000 | 2,964 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $565,000 | 2,149 |
| Total noninterest expense | $3,782,000 | 2,446 |
| Salaries and employee benefits | $2,116,000 | 2,373 |
| Premises and equipment expense | $378,000 | 2,819 |
| Additional noninterest expense | $1,288,000 | 2,326 |
| Pre-tax net operating income | $1,303,000 | 2,495 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $378,000 | 1,826 |
| Income before extraordinary items | $925,000 | 2,804 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $925,000 | 2,808 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $925,000 | 2,808 |
| Net charge-offs | $491,000 | 884 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $925,000 | 2,750 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 2,255 |
| Total interest expense | $509,000 | 1,488 |
| Net interest income | $2,169,000 | 2,432 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $372,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $78,000 | 3,119 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $294,000 | 2,029 |
| Total noninterest expense | $1,869,000 | 2,484 |
| Salaries and employee benefits | $1,059,000 | 2,382 |
| Premises and equipment expense | $184,000 | 2,918 |
| Additional noninterest expense | $626,000 | 2,389 |
| Pre-tax net operating income | $672,000 | 2,395 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $188,000 | 1,777 |
| Income before extraordinary items | $484,000 | 2,636 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $484,000 | 2,639 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $484,000 | 2,639 |
| Net charge-offs | $238,000 | 840 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $484,000 | 2,589 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,806,000 | 2,247 |
| Total interest expense | $2,241,000 | 1,521 |
| Net interest income | $8,565,000 | 2,448 |
| Provision for loan and lease losses | $750,000 | 1,404 |
| Total noninterest income | $1,711,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $391,000 | 2,865 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,320,000 | 2,005 |
| Total noninterest expense | $7,339,000 | 2,516 |
| Salaries and employee benefits | $4,191,000 | 2,381 |
| Premises and equipment expense | $652,000 | 3,107 |
| Additional noninterest expense | $2,496,000 | 2,468 |
| Pre-tax net operating income | $2,187,000 | 2,688 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $580,000 | 2,004 |
| Income before extraordinary items | $1,607,000 | 3,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,607,000 | 3,032 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,607,000 | 3,033 |
| Net charge-offs | $867,000 | 1,408 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,607,000 | 2,964 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,089,000 | 2,266 |
| Total interest expense | $1,698,000 | 1,549 |
| Net interest income | $6,391,000 | 2,460 |
| Provision for loan and lease losses | $750,000 | 1,115 |
| Total noninterest income | $1,333,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $291,000 | 2,892 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,042,000 | 1,993 |
| Total noninterest expense | $5,301,000 | 2,616 |
| Salaries and employee benefits | $2,954,000 | 2,513 |
| Premises and equipment expense | $470,000 | 3,250 |
| Additional noninterest expense | $1,877,000 | 2,444 |
| Pre-tax net operating income | $1,673,000 | 2,733 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $463,000 | 1,988 |
| Income before extraordinary items | $1,210,000 | 3,066 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,210,000 | 3,070 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,210,000 | 3,070 |
| Net charge-offs | $761,000 | 1,221 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,210,000 | 2,991 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,403,000 | 2,264 |
| Total interest expense | $1,134,000 | 1,579 |
| Net interest income | $4,269,000 | 2,450 |
| Provision for loan and lease losses | $600,000 | 990 |
| Total noninterest income | $940,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $190,000 | 2,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $750,000 | 1,925 |
| Total noninterest expense | $3,551,000 | 2,605 |
| Salaries and employee benefits | $1,970,000 | 2,525 |
| Premises and equipment expense | $310,000 | 3,286 |
| Additional noninterest expense | $1,271,000 | 2,403 |
| Pre-tax net operating income | $1,058,000 | 2,781 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $291,000 | 2,048 |
| Income before extraordinary items | $767,000 | 3,148 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $767,000 | 3,150 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $767,000 | 3,151 |
| Net charge-offs | $629,000 | 1,067 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $767,000 | 3,051 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 2,294 |
| Total interest expense | $562,000 | 1,645 |
| Net interest income | $2,133,000 | 2,463 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $556,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $96,000 | 2,862 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $460,000 | 1,664 |
| Total noninterest expense | $1,745,000 | 2,685 |
| Salaries and employee benefits | $977,000 | 2,560 |
| Premises and equipment expense | $159,000 | 3,251 |
| Additional noninterest expense | $609,000 | 2,508 |
| Pre-tax net operating income | $644,000 | 2,423 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $175,000 | 1,834 |
| Income before extraordinary items | $469,000 | 2,709 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $469,000 | 2,712 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $469,000 | 2,711 |
| Net charge-offs | $343,000 | 966 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $469,000 | 2,631 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,978,000 | 2,184 |
| Total interest expense | $2,948,000 | 1,500 |
| Net interest income | $9,030,000 | 2,381 |
| Provision for loan and lease losses | $1,830,000 | 1,146 |
| Total noninterest income | $1,868,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $414,000 | 2,862 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,454,000 | 1,886 |
| Total noninterest expense | $7,306,000 | 2,572 |
| Salaries and employee benefits | $4,184,000 | 2,354 |
| Premises and equipment expense | $612,000 | 3,339 |
| Additional noninterest expense | $2,510,000 | 2,552 |
| Pre-tax net operating income | $1,762,000 | 3,047 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $419,000 | 2,348 |
| Income before extraordinary items | $1,343,000 | 3,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,343,000 | 3,328 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,343,000 | 3,328 |
| Net charge-offs | $2,053,000 | 1,135 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,343,000 | 3,186 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,151,000 | 2,177 |
| Total interest expense | $2,329,000 | 1,502 |
| Net interest income | $6,822,000 | 2,404 |
| Provision for loan and lease losses | $1,410,000 | 1,133 |
| Total noninterest income | $1,273,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $310,000 | 2,894 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $963,000 | 2,042 |
| Total noninterest expense | $5,483,000 | 2,578 |
| Salaries and employee benefits | $3,119,000 | 2,364 |
| Premises and equipment expense | $479,000 | 3,273 |
| Additional noninterest expense | $1,885,000 | 2,559 |
| Pre-tax net operating income | $1,202,000 | 3,316 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $306,000 | 2,449 |
| Income before extraordinary items | $896,000 | 3,648 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $896,000 | 3,648 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $896,000 | 3,650 |
| Net charge-offs | $1,674,000 | 1,037 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $896,000 | 3,494 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 2,152 |
| Total interest expense | $1,641,000 | 1,475 |
| Net interest income | $4,556,000 | 2,399 |
| Provision for loan and lease losses | $1,290,000 | 899 |
| Total noninterest income | $902,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $204,000 | 2,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $698,000 | 1,918 |
| Total noninterest expense | $3,686,000 | 2,557 |
| Salaries and employee benefits | $2,104,000 | 2,348 |
| Premises and equipment expense | $321,000 | 3,272 |
| Additional noninterest expense | $1,261,000 | 2,556 |
| Pre-tax net operating income | $482,000 | 4,169 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $115,000 | 2,954 |
| Income before extraordinary items | $367,000 | 4,497 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $367,000 | 4,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $367,000 | 4,501 |
| Net charge-offs | $1,351,000 | 925 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $367,000 | 4,315 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 2,165 |
| Total interest expense | $900,000 | 1,396 |
| Net interest income | $2,219,000 | 2,467 |
| Provision for loan and lease losses | $670,000 | 853 |
| Total noninterest income | $401,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $175,000 | 1,902 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $226,000 | 2,478 |
| Total noninterest expense | $1,797,000 | 2,603 |
| Salaries and employee benefits | $1,066,000 | 2,341 |
| Premises and equipment expense | $157,000 | 3,345 |
| Additional noninterest expense | $574,000 | 2,756 |
| Pre-tax net operating income | $153,000 | 4,906 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $48,000 | 3,100 |
| Income before extraordinary items | $105,000 | 5,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $105,000 | 5,299 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $105,000 | 5,299 |
| Net charge-offs | $920,000 | 709 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $105,000 | 5,157 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,896,000 | 2,016 |
| Total interest expense | $4,017,000 | 1,511 |
| Net interest income | $9,879,000 | 2,209 |
| Provision for loan and lease losses | $1,885,000 | 1,640 |
| Total noninterest income | $717,000 | 3,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 2,995 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $311,000 | 3,805 |
| Total noninterest expense | $7,592,000 | 2,486 |
| Salaries and employee benefits | $4,382,000 | 2,207 |
| Premises and equipment expense | $1,170,000 | 2,108 |
| Additional noninterest expense | $2,040,000 | 3,084 |
| Pre-tax net operating income | $1,119,000 | 3,505 |
| Securities gains (losses) | $279,000 | 1,180 |
| Applicable income taxes | $441,000 | 2,150 |
| Income before extraordinary items | $957,000 | 3,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $957,000 | 3,641 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $957,000 | 3,640 |
| Net charge-offs | $2,292,000 | 1,432 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $767,280 | 3,881 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,596,000 | 2,008 |
| Total interest expense | $3,058,000 | 1,548 |
| Net interest income | $7,538,000 | 2,184 |
| Provision for loan and lease losses | $735,000 | 2,382 |
| Total noninterest income | $323,000 | 4,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 3,080 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $28,000 | 6,205 |
| Total noninterest expense | $5,060,000 | 2,749 |
| Salaries and employee benefits | $3,042,000 | 2,375 |
| Premises and equipment expense | $885,000 | 2,110 |
| Additional noninterest expense | $1,133,000 | 3,838 |
| Pre-tax net operating income | $2,066,000 | 2,033 |
| Securities gains (losses) | $158,000 | 1,389 |
| Applicable income taxes | $770,000 | 1,331 |
| Income before extraordinary items | $1,454,000 | 2,385 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,454,000 | 2,386 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,454,000 | 2,386 |
| Net charge-offs | $857,000 | 2,065 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,351,300 | 2,416 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,126,000 | 2,008 |
| Total interest expense | $2,051,000 | 1,595 |
| Net interest income | $5,075,000 | 2,154 |
| Provision for loan and lease losses | $615,000 | 2,021 |
| Total noninterest income | $336,000 | 3,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 3,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 3,974 |
| Total noninterest expense | $3,340,000 | 2,799 |
| Salaries and employee benefits | $2,003,000 | 2,418 |
| Premises and equipment expense | $587,000 | 2,144 |
| Additional noninterest expense | $750,000 | 3,900 |
| Pre-tax net operating income | $1,456,000 | 1,930 |
| Securities gains (losses) | $92,000 | 1,200 |
| Applicable income taxes | $544,000 | 1,245 |
| Income before extraordinary items | $1,004,000 | 2,270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,004,000 | 2,270 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,004,000 | 2,270 |
| Net charge-offs | $646,000 | 1,872 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $944,200 | 2,296 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 2,026 |
| Total interest expense | $1,041,000 | 1,627 |
| Net interest income | $2,498,000 | 2,187 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $181,000 | 3,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 3,297 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,654 |
| Total noninterest expense | $1,614,000 | 2,908 |
| Salaries and employee benefits | $1,011,000 | 2,410 |
| Premises and equipment expense | $273,000 | 2,307 |
| Additional noninterest expense | $330,000 | 4,268 |
| Pre-tax net operating income | $945,000 | 1,531 |
| Securities gains (losses) | $61,000 | 695 |
| Applicable income taxes | $347,000 | 991 |
| Income before extraordinary items | $659,000 | 1,770 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $659,000 | 1,770 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $659,000 | 1,770 |
| Net charge-offs | $129,000 | 2,493 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $618,740 | 1,816 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,244,000 | 1,981 |
| Total interest expense | $5,450,000 | 1,532 |
| Net interest income | $9,794,000 | 2,244 |
| Provision for loan and lease losses | $1,980,000 | 2,089 |
| Total noninterest income | $892,000 | 3,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $892,000 | 2,341 |
| Total noninterest expense | $6,851,000 | 2,774 |
| Salaries and employee benefits | $3,952,000 | 2,425 |
| Premises and equipment expense | $1,196,000 | 2,115 |
| Additional noninterest expense | $1,703,000 | 3,673 |
| Pre-tax net operating income | $1,855,000 | 2,382 |
| Securities gains (losses) | $301,000 | 1,266 |
| Applicable income taxes | $726,000 | 1,519 |
| Income before extraordinary items | $1,430,000 | 2,593 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,430,000 | 2,588 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,430,000 | 2,594 |
| Net charge-offs | $1,653,000 | 2,065 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,231,340 | 2,756 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,603,000 | 1,999 |
| Total interest expense | $4,203,000 | 1,547 |
| Net interest income | $7,400,000 | 2,258 |
| Provision for loan and lease losses | $1,860,000 | 1,739 |
| Total noninterest income | $598,000 | 3,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $598,000 | 2,486 |
| Total noninterest expense | $4,924,000 | 2,879 |
| Salaries and employee benefits | $2,793,000 | 2,590 |
| Premises and equipment expense | $903,000 | 2,121 |
| Additional noninterest expense | $1,228,000 | 3,743 |
| Pre-tax net operating income | $1,214,000 | 2,754 |
| Securities gains (losses) | $159,000 | 1,552 |
| Applicable income taxes | $473,000 | 1,728 |
| Income before extraordinary items | $900,000 | 3,076 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $900,000 | 3,075 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $900,000 | 3,077 |
| Net charge-offs | $1,649,000 | 1,692 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $795,060 | 3,170 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,830,000 | 1,997 |
| Total interest expense | $2,904,000 | 1,549 |
| Net interest income | $4,926,000 | 2,256 |
| Provision for loan and lease losses | $1,340,000 | 1,636 |
| Total noninterest income | $423,000 | 3,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $423,000 | 2,336 |
| Total noninterest expense | $3,202,000 | 2,951 |
| Salaries and employee benefits | $1,818,000 | 2,656 |
| Premises and equipment expense | $613,000 | 2,108 |
| Additional noninterest expense | $771,000 | 3,891 |
| Pre-tax net operating income | $807,000 | 2,783 |
| Securities gains (losses) | $63,000 | 1,740 |
| Applicable income taxes | $302,000 | 1,734 |
| Income before extraordinary items | $568,000 | 3,173 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $568,000 | 3,168 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $568,000 | 3,171 |
| Net charge-offs | $1,211,000 | 1,546 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $527,050 | 3,203 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 2,023 |
| Total interest expense | $1,534,000 | 1,536 |
| Net interest income | $2,428,000 | 2,317 |
| Provision for loan and lease losses | $520,000 | 1,782 |
| Total noninterest income | $205,000 | 3,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $205,000 | 2,361 |
| Total noninterest expense | $1,568,000 | 3,035 |
| Salaries and employee benefits | $906,000 | 2,705 |
| Premises and equipment expense | $306,000 | 2,167 |
| Additional noninterest expense | $356,000 | 4,103 |
| Pre-tax net operating income | $545,000 | 2,259 |
| Securities gains (losses) | $34,000 | 1,304 |
| Applicable income taxes | $146,000 | 1,761 |
| Income before extraordinary items | $433,000 | 2,417 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $433,000 | 2,416 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $433,000 | 2,417 |
| Net charge-offs | $752,000 | 1,262 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $407,500 | 2,426 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,614,000 | 2,050 |
| Total interest expense | $7,483,000 | 1,572 |
| Net interest income | $9,131,000 | 2,388 |
| Provision for loan and lease losses | $1,330,000 | 3,055 |
| Total noninterest income | $1,000,000 | 3,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,000,000 | 2,140 |
| Total noninterest expense | $7,448,000 | 2,648 |
| Salaries and employee benefits | $3,962,000 | 2,465 |
| Premises and equipment expense | $1,184,000 | 2,244 |
| Additional noninterest expense | $2,302,000 | 2,946 |
| Pre-tax net operating income | $1,353,000 | 2,516 |
| Securities gains (losses) | $153,000 | 1,777 |
| Applicable income taxes | $572,000 | 1,426 |
| Income before extraordinary items | $934,000 | 2,880 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $934,000 | 2,879 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $934,000 | 2,880 |
| Net charge-offs | $887,000 | 3,015 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $836,080 | 3,009 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,567,000 | 2,062 |
| Total interest expense | $5,749,000 | 1,613 |
| Net interest income | $6,818,000 | 2,396 |
| Provision for loan and lease losses | $1,210,000 | 2,506 |
| Total noninterest income | $643,000 | 3,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $643,000 | 2,420 |
| Total noninterest expense | $4,844,000 | 3,000 |
| Salaries and employee benefits | $2,794,000 | 2,641 |
| Premises and equipment expense | $896,000 | 2,249 |
| Additional noninterest expense | $1,154,000 | 3,984 |
| Pre-tax net operating income | $1,407,000 | 2,157 |
| Securities gains (losses) | $117,000 | 1,699 |
| Applicable income taxes | $982,000 | 859 |
| Income before extraordinary items | $542,000 | 3,549 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $542,000 | 3,546 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $542,000 | 3,549 |
| Net charge-offs | $548,000 | 2,912 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $467,120 | 3,718 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,413,000 | 2,087 |
| Total interest expense | $3,915,000 | 1,664 |
| Net interest income | $4,498,000 | 2,399 |
| Provision for loan and lease losses | $490,000 | 2,998 |
| Total noninterest income | $411,000 | 3,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $411,000 | 2,517 |
| Total noninterest expense | $3,250,000 | 3,011 |
| Salaries and employee benefits | $1,919,000 | 2,594 |
| Premises and equipment expense | $606,000 | 2,250 |
| Additional noninterest expense | $725,000 | 4,162 |
| Pre-tax net operating income | $1,169,000 | 1,862 |
| Securities gains (losses) | $117,000 | 1,371 |
| Applicable income taxes | $647,000 | 881 |
| Income before extraordinary items | $639,000 | 2,657 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $639,000 | 2,654 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $639,000 | 2,656 |
| Net charge-offs | $324,000 | 2,846 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $564,120 | 2,764 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 2,093 |
| Total interest expense | $1,997,000 | 1,701 |
| Net interest income | $2,251,000 | 2,406 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $183,000 | 3,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $183,000 | 2,635 |
| Total noninterest expense | $1,546,000 | 3,057 |
| Salaries and employee benefits | $935,000 | 2,699 |
| Premises and equipment expense | $318,000 | 2,190 |
| Additional noninterest expense | $293,000 | 4,492 |
| Pre-tax net operating income | $768,000 | 1,665 |
| Securities gains (losses) | $27,000 | 1,565 |
| Applicable income taxes | $330,000 | 978 |
| Income before extraordinary items | $465,000 | 2,267 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $465,000 | 2,267 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $465,000 | 2,269 |
| Net charge-offs | $33,000 | 3,934 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $447,720 | 2,206 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,627,000 | 2,154 |
| Total interest expense | $9,175,000 | 1,759 |
| Net interest income | $8,452,000 | 2,565 |
| Provision for loan and lease losses | $750,000 | 3,141 |
| Total noninterest income | $1,496,000 | 2,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,496,000 | 1,602 |
| Total noninterest expense | $7,198,000 | 2,620 |
| Salaries and employee benefits | $4,544,000 | 2,232 |
| Premises and equipment expense | $1,219,000 | 2,210 |
| Additional noninterest expense | $1,435,000 | 3,744 |
| Pre-tax net operating income | $2,000,000 | 2,451 |
| Securities gains (losses) | $37,000 | 1,803 |
| Applicable income taxes | $548,000 | 1,755 |
| Income before extraordinary items | $1,489,000 | 2,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,489,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,268 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,461,990 | 2,708 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,272,000 | 2,200 |
| Total interest expense | $7,030,000 | 1,798 |
| Net interest income | $6,242,000 | 2,632 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $315,000 | 5,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $315,000 | 3,606 |
| Total noninterest expense | $5,212,000 | 2,684 |
| Salaries and employee benefits | $3,147,000 | 2,427 |
| Premises and equipment expense | $921,000 | 2,198 |
| Additional noninterest expense | $1,144,000 | 3,505 |
| Pre-tax net operating income | $1,345,000 | 3,069 |
| Securities gains (losses) | $34,000 | 1,677 |
| Applicable income taxes | $544,000 | 1,800 |
| Income before extraordinary items | $835,000 | 3,482 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $835,000 | 3,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,429 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $813,240 | 3,673 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,956,000 | 2,194 |
| Total interest expense | $4,782,000 | 1,830 |
| Net interest income | $4,174,000 | 2,612 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $346,000 | 4,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $346,000 | 2,794 |
| Total noninterest expense | $3,221,000 | 2,867 |
| Salaries and employee benefits | $2,192,000 | 2,360 |
| Premises and equipment expense | $608,000 | 2,227 |
| Additional noninterest expense | $421,000 | 5,262 |
| Pre-tax net operating income | $1,299,000 | 2,472 |
| Securities gains (losses) | $21,000 | 2,006 |
| Applicable income taxes | $503,000 | 1,590 |
| Income before extraordinary items | $817,000 | 2,999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $817,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,916 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $803,560 | 2,991 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 2,236 |
| Total interest expense | $2,461,000 | 1,888 |
| Net interest income | $2,047,000 | 2,657 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $160,000 | 4,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $160,000 | 2,933 |
| Total noninterest expense | $1,611,000 | 2,868 |
| Salaries and employee benefits | $1,119,000 | 2,343 |
| Premises and equipment expense | $294,000 | 2,307 |
| Additional noninterest expense | $198,000 | 5,404 |
| Pre-tax net operating income | $596,000 | 2,716 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $240,000 | 1,729 |
| Income before extraordinary items | $369,000 | 3,363 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $369,000 | 3,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,916 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $360,680 | 3,328 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,404,000 | 2,239 |
| Total interest expense | $9,990,000 | 1,950 |
| Net interest income | $8,414,000 | 2,604 |
| Provision for loan and lease losses | $1,149,000 | 1,289 |
| Total noninterest income | $759,000 | 4,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $759,000 | 2,628 |
| Total noninterest expense | $6,455,000 | 2,767 |
| Salaries and employee benefits | $4,326,000 | 2,329 |
| Premises and equipment expense | $1,187,000 | 2,188 |
| Additional noninterest expense | $942,000 | 4,827 |
| Pre-tax net operating income | $1,569,000 | 3,826 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $902,000 | 1,982 |
| Income before extraordinary items | $679,000 | 5,114 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $679,000 | 5,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 1,802 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $671,320 | 5,125 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,815,000 | 2,244 |
| Total interest expense | $7,440,000 | 1,964 |
| Net interest income | $6,375,000 | 2,595 |
| Provision for loan and lease losses | $649,000 | 1,272 |
| Total noninterest income | $514,000 | 4,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $514,000 | 2,801 |
| Total noninterest expense | $4,673,000 | 2,843 |
| Salaries and employee benefits | $3,117,000 | 2,419 |
| Premises and equipment expense | $871,000 | 2,221 |
| Additional noninterest expense | $685,000 | 4,859 |
| Pre-tax net operating income | $1,567,000 | 3,374 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $866,000 | 1,795 |
| Income before extraordinary items | $706,000 | 4,639 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $706,000 | 4,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,982 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $702,800 | 4,646 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,198,000 | 2,261 |
| Total interest expense | $4,926,000 | 1,985 |
| Net interest income | $4,272,000 | 2,614 |
| Provision for loan and lease losses | $555,000 | 937 |
| Total noninterest income | $372,000 | 4,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $372,000 | 2,673 |
| Total noninterest expense | $3,091,000 | 2,895 |
| Salaries and employee benefits | $2,079,000 | 2,450 |
| Premises and equipment expense | $564,000 | 2,297 |
| Additional noninterest expense | $448,000 | 4,927 |
| Pre-tax net operating income | $998,000 | 3,537 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $591,000 | 1,860 |
| Income before extraordinary items | $409,000 | 5,017 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $409,000 | 5,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,568 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $407,720 | 5,026 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 2,291 |
| Total interest expense | $2,409,000 | 1,999 |
| Net interest income | $2,114,000 | 2,633 |
| Provision for loan and lease losses | $510,000 | 513 |
| Total noninterest income | $170,000 | 4,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $170,000 | 2,796 |
| Total noninterest expense | $1,541,000 | 2,908 |
| Salaries and employee benefits | $1,051,000 | 2,446 |
| Premises and equipment expense | $272,000 | 2,394 |
| Additional noninterest expense | $218,000 | 4,976 |
| Pre-tax net operating income | $233,000 | 5,198 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $280,000 | 1,942 |
| Income before extraordinary items | $-47,000 | 8,042 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-47,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,387 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-47,000 | 8,029 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,303,000 | 2,149 |
| Total interest expense | $9,024,000 | 1,844 |
| Net interest income | $9,279,000 | 2,448 |
| Provision for loan and lease losses | $168,000 | 3,878 |
| Total noninterest income | $819,000 | 3,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $819,000 | 2,553 |
| Total noninterest expense | $6,258,000 | 2,780 |
| Salaries and employee benefits | $4,291,000 | 2,279 |
| Premises and equipment expense | $1,041,000 | 2,374 |
| Additional noninterest expense | $926,000 | 4,767 |
| Pre-tax net operating income | $3,672,000 | 2,394 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,350,000 | 1,814 |
| Income before extraordinary items | $2,322,000 | 2,773 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,322,000 | 2,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,322,000 | 2,763 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,770,000 | 2,132 |
| Total interest expense | $6,634,000 | 1,828 |
| Net interest income | $7,136,000 | 2,418 |
| Provision for loan and lease losses | $108,000 | 3,967 |
| Total noninterest income | $612,000 | 4,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $612,000 | 2,537 |
| Total noninterest expense | $4,613,000 | 2,808 |
| Salaries and employee benefits | $3,140,000 | 2,345 |
| Premises and equipment expense | $778,000 | 2,393 |
| Additional noninterest expense | $695,000 | 4,735 |
| Pre-tax net operating income | $3,027,000 | 2,311 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,071,000 | 1,795 |
| Income before extraordinary items | $1,956,000 | 2,615 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,956,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,956,000 | 2,602 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,122,000 | 2,111 |
| Total interest expense | $4,328,000 | 1,780 |
| Net interest income | $4,794,000 | 2,412 |
| Provision for loan and lease losses | $72,000 | 3,866 |
| Total noninterest income | $419,000 | 3,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $419,000 | 2,491 |
| Total noninterest expense | $3,000,000 | 2,881 |
| Salaries and employee benefits | $2,064,000 | 2,376 |
| Premises and equipment expense | $512,000 | 2,419 |
| Additional noninterest expense | $424,000 | 5,011 |
| Pre-tax net operating income | $2,141,000 | 2,195 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $815,000 | 1,641 |
| Income before extraordinary items | $1,326,000 | 2,579 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,326,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,326,000 | 2,561 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 2,089 |
| Total interest expense | $2,094,000 | 1,750 |
| Net interest income | $2,411,000 | 2,395 |
| Provision for loan and lease losses | $36,000 | 3,658 |
| Total noninterest income | $185,000 | 4,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $185,000 | 2,627 |
| Total noninterest expense | $1,515,000 | 2,854 |
| Salaries and employee benefits | $1,027,000 | 2,393 |
| Premises and equipment expense | $262,000 | 2,379 |
| Additional noninterest expense | $226,000 | 4,786 |
| Pre-tax net operating income | $1,045,000 | 2,205 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $395,000 | 1,672 |
| Income before extraordinary items | $650,000 | 2,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $650,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $650,000 | 2,567 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,735,000 | 1,896 |
| Total interest expense | $8,083,000 | 1,405 |
| Net interest income | $9,652,000 | 2,292 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $816,000 | 4,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $816,000 | 2,503 |
| Total noninterest expense | $6,342,000 | 2,610 |
| Salaries and employee benefits | $4,410,000 | 2,092 |
| Premises and equipment expense | $1,117,000 | 2,148 |
| Additional noninterest expense | $815,000 | 5,104 |
| Pre-tax net operating income | $4,126,000 | 2,176 |
| Securities gains (losses) | $-108,000 | 8,450 |
| Applicable income taxes | $1,333,000 | 1,855 |
| Income before extraordinary items | $2,685,000 | 2,451 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,685,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,757,360 | 2,379 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,237,000 | 1,855 |
| Total interest expense | $6,003,000 | 1,335 |
| Net interest income | $7,234,000 | 2,263 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $612,000 | 4,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $612,000 | 2,527 |
| Total noninterest expense | $4,574,000 | 2,677 |
| Salaries and employee benefits | $3,154,000 | 2,161 |
| Premises and equipment expense | $815,000 | 2,193 |
| Additional noninterest expense | $605,000 | 5,096 |
| Pre-tax net operating income | $3,272,000 | 2,088 |
| Securities gains (losses) | $-108,000 | 8,639 |
| Applicable income taxes | $1,191,000 | 1,662 |
| Income before extraordinary items | $1,973,000 | 2,510 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,973,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,042,120 | 2,415 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,779,000 | 1,814 |
| Total interest expense | $3,993,000 | 1,253 |
| Net interest income | $4,786,000 | 2,266 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $422,000 | 3,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $422,000 | 2,450 |
| Total noninterest expense | $2,992,000 | 2,699 |
| Salaries and employee benefits | $2,075,000 | 2,179 |
| Premises and equipment expense | $525,000 | 2,241 |
| Additional noninterest expense | $392,000 | 5,159 |
| Pre-tax net operating income | $2,216,000 | 2,020 |
| Securities gains (losses) | $-108,000 | 8,717 |
| Applicable income taxes | $796,000 | 1,622 |
| Income before extraordinary items | $1,312,000 | 2,469 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,312,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,381,120 | 2,335 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 1,828 |
| Total interest expense | $1,917,000 | 1,236 |
| Net interest income | $2,370,000 | 2,269 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $165,000 | 4,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $165,000 | 2,803 |
| Total noninterest expense | $1,521,000 | 2,679 |
| Salaries and employee benefits | $1,025,000 | 2,216 |
| Premises and equipment expense | $262,000 | 2,255 |
| Additional noninterest expense | $234,000 | 4,589 |
| Pre-tax net operating income | $1,014,000 | 2,148 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $377,000 | 1,680 |
| Income before extraordinary items | $637,000 | 2,483 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $637,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $637,000 | 2,448 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,710,000 | 1,715 |
| Total interest expense | $8,023,000 | 1,008 |
| Net interest income | $8,687,000 | 2,355 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $594,000 | 4,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $594,000 | 3,004 |
| Total noninterest expense | $5,665,000 | 2,796 |
| Salaries and employee benefits | $3,892,000 | 2,236 |
| Premises and equipment expense | $1,043,000 | 2,193 |
| Additional noninterest expense | $730,000 | 5,384 |
| Pre-tax net operating income | $3,616,000 | 2,218 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,187,000 | 1,917 |
| Income before extraordinary items | $2,429,000 | 2,491 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,429,000 | 2,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,429,000 | 2,439 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,440,000 | 1,703 |
| Total interest expense | $6,106,000 | 975 |
| Net interest income | $6,334,000 | 2,392 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $419,000 | 5,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $419,000 | 3,114 |
| Total noninterest expense | $4,045,000 | 2,887 |
| Salaries and employee benefits | $2,699,000 | 2,398 |
| Premises and equipment expense | $802,000 | 2,139 |
| Additional noninterest expense | $544,000 | 5,379 |
| Pre-tax net operating income | $2,708,000 | 2,240 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $994,000 | 1,787 |
| Income before extraordinary items | $1,714,000 | 2,652 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,714,000 | 2,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,714,000 | 2,588 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,286,000 | 1,698 |
| Total interest expense | $4,166,000 | 944 |
| Net interest income | $4,120,000 | 2,430 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $283,000 | 4,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $283,000 | 3,087 |
| Total noninterest expense | $2,675,000 | 2,910 |
| Salaries and employee benefits | $1,837,000 | 2,350 |
| Premises and equipment expense | $512,000 | 2,235 |
| Additional noninterest expense | $326,000 | 5,717 |
| Pre-tax net operating income | $1,728,000 | 2,299 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $630,000 | 1,854 |
| Income before extraordinary items | $1,098,000 | 2,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,098,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,098,000 | 2,646 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 1,675 |
| Total interest expense | $2,194,000 | 907 |
| Net interest income | $2,014,000 | 2,479 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $150,000 | 4,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $150,000 | 2,948 |
| Total noninterest expense | $1,362,000 | 2,874 |
| Salaries and employee benefits | $913,000 | 2,375 |
| Premises and equipment expense | $263,000 | 2,185 |
| Additional noninterest expense | $186,000 | 5,320 |
| Pre-tax net operating income | $802,000 | 2,424 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $290,000 | 1,981 |
| Income before extraordinary items | $512,000 | 2,886 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $512,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $512,000 | 2,789 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,292,000 | 1,652 |
| Total interest expense | $10,199,000 | 869 |
| Net interest income | $7,093,000 | 2,727 |
| Provision for loan and lease losses | $22,000 | 7,018 |
| Total noninterest income | $542,000 | 5,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $542,000 | 3,449 |
| Total noninterest expense | $5,108,000 | 2,990 |
| Salaries and employee benefits | $3,433,000 | 2,454 |
| Premises and equipment expense | $1,053,000 | 2,158 |
| Additional noninterest expense | $622,000 | 5,865 |
| Pre-tax net operating income | $2,505,000 | 2,880 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,019,000 | 2,155 |
| Income before extraordinary items | $1,486,000 | 3,582 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,486,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,486,000 | 3,429 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,147,000 | 1,660 |
| Total interest expense | $7,898,000 | 874 |
| Net interest income | $5,249,000 | 2,775 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $398,000 | 5,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 3,539 |
| Total noninterest expense | $3,726,000 | 3,055 |
| Salaries and employee benefits | $2,498,000 | 2,522 |
| Premises and equipment expense | $848,000 | 2,024 |
| Additional noninterest expense | $380,000 | 6,480 |
| Pre-tax net operating income | $1,901,000 | 2,949 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $971,000 | 1,901 |
| Income before extraordinary items | $930,000 | 4,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $930,000 | 4,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $930,000 | 4,014 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,002,000 | 1,631 |
| Total interest expense | $5,372,000 | 891 |
| Net interest income | $3,630,000 | 2,684 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $269,000 | 5,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $269,000 | 3,496 |
| Total noninterest expense | $2,452,000 | 3,096 |
| Salaries and employee benefits | $1,629,000 | 2,574 |
| Premises and equipment expense | $588,000 | 1,936 |
| Additional noninterest expense | $235,000 | 6,706 |
| Pre-tax net operating income | $1,427,000 | 2,699 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $699,000 | 1,823 |
| Income before extraordinary items | $728,000 | 3,756 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $728,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $728,000 | 3,561 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 1,621 |
| Total interest expense | $2,702,000 | 905 |
| Net interest income | $1,870,000 | 2,587 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $130,000 | 5,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $130,000 | 3,466 |
| Total noninterest expense | $1,222,000 | 3,088 |
| Salaries and employee benefits | $812,000 | 2,581 |
| Premises and equipment expense | $274,000 | 2,079 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $758,000 | 2,577 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $286,000 | 2,121 |
| Income before extraordinary items | $472,000 | 3,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $472,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $472,000 | 2,916 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,050,000 | 1,615 |
| Total interest expense | $12,084,000 | 924 |
| Net interest income | $6,966,000 | 2,751 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $546,000 | 4,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $546,000 | 3,127 |
| Total noninterest expense | $5,090,000 | 2,880 |
| Salaries and employee benefits | $3,624,000 | 2,213 |
| Premises and equipment expense | $926,000 | 2,343 |
| Additional noninterest expense | $540,000 | 6,280 |
| Pre-tax net operating income | $2,422,000 | 2,957 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $841,000 | 2,509 |
| Income before extraordinary items | $1,581,000 | 3,366 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,581,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,581,000 | 3,263 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,932,000 | 1,706 |
| Total interest expense | $12,791,000 | 1,271 |
| Net interest income | $7,141,000 | 2,505 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $639,000 | 4,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $639,000 | 2,723 |
| Total noninterest expense | $4,474,000 | 3,106 |
| Salaries and employee benefits | $3,022,000 | 2,491 |
| Premises and equipment expense | $814,000 | 2,583 |
| Additional noninterest expense | $638,000 | 5,620 |
| Pre-tax net operating income | $3,186,000 | 2,149 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,203,000 | 1,803 |
| Income before extraordinary items | $1,983,000 | 2,560 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,983,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,983,000 | 2,472 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,597,000 | 1,881 |
| Total interest expense | $11,365,000 | 1,508 |
| Net interest income | $7,232,000 | 2,455 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $547,000 | 4,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $547,000 | 2,804 |
| Total noninterest expense | $4,400,000 | 3,060 |
| Salaries and employee benefits | $2,871,000 | 2,482 |
| Premises and equipment expense | $984,000 | 2,096 |
| Additional noninterest expense | $545,000 | 6,103 |
| Pre-tax net operating income | $3,259,000 | 2,208 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,224,000 | 1,792 |
| Income before extraordinary items | $2,035,000 | 2,521 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,035,000 | 2,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,035,000 | 2,524 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,754,000 | 1,945 |
| Total interest expense | $10,508,000 | 1,427 |
| Net interest income | $6,246,000 | 2,816 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $389,000 | 5,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $389,000 | 3,492 |
| Total noninterest expense | $3,983,000 | 3,328 |
| Salaries and employee benefits | $2,598,000 | 2,704 |
| Premises and equipment expense | $843,000 | 2,395 |
| Additional noninterest expense | $542,000 | 6,205 |
| Pre-tax net operating income | $2,627,000 | 2,692 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $978,000 | 2,249 |
| Income before extraordinary items | $1,649,000 | 3,013 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,649,000 | 3,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,649,000 | 2,977 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,158,000 | 2,013 |
| Total interest expense | $9,939,000 | 1,532 |
| Net interest income | $6,219,000 | 2,761 |
| Provision for loan and lease losses | $98,000 | 5,179 |
| Total noninterest income | $398,000 | 5,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $398,000 | 3,454 |
| Total noninterest expense | $3,572,000 | 3,545 |
| Salaries and employee benefits | $2,455,000 | 2,769 |
| Premises and equipment expense | $754,000 | 2,581 |
| Additional noninterest expense | $363,000 | 7,534 |
| Pre-tax net operating income | $2,947,000 | 2,420 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,113,000 | 2,119 |
| Income before extraordinary items | $1,834,000 | 2,752 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,834,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,834,000 | 2,680 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,290,000 | 2,138 |
| Total interest expense | $9,460,000 | 1,633 |
| Net interest income | $5,830,000 | 2,999 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $390,000 | 5,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $390,000 | 3,337 |
| Total noninterest expense | $3,462,000 | 3,645 |
| Salaries and employee benefits | $2,186,000 | 3,035 |
| Premises and equipment expense | $758,000 | 2,548 |
| Additional noninterest expense | $518,000 | 6,361 |
| Pre-tax net operating income | $2,742,000 | 2,702 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,050,000 | 2,335 |
| Income before extraordinary items | $1,692,000 | 3,005 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,692,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,692,000 | 2,949 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,867,000 | 2,413 |
| Total interest expense | $8,433,000 | 1,872 |
| Net interest income | $5,434,000 | 3,257 |
| Provision for loan and lease losses | $13,000 | 8,331 |
| Total noninterest income | $412,000 | 5,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $412,000 | 3,349 |
| Total noninterest expense | $4,430,000 | 3,059 |
| Salaries and employee benefits | $2,106,000 | 3,178 |
| Premises and equipment expense | $729,000 | 2,684 |
| Additional noninterest expense | $1,595,000 | 2,975 |
| Pre-tax net operating income | $1,403,000 | 4,574 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $418,000 | 4,754 |
| Income before extraordinary items | $985,000 | 4,571 |
| Extraordinary gains, net | $-356,000 | 11,442 |
| Net income | $629,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $985,000 | 4,517 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,869,000 | 2,597 |
| Total interest expense | $7,343,000 | 2,125 |
| Net interest income | $5,526,000 | 3,216 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $346,000 | 6,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $346,000 | 3,639 |
| Total noninterest expense | $3,340,000 | 3,909 |
| Salaries and employee benefits | $1,896,000 | 3,481 |
| Premises and equipment expense | $733,000 | 2,688 |
| Additional noninterest expense | $711,000 | 5,767 |
| Pre-tax net operating income | $2,468,000 | 2,884 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $787,000 | 2,912 |
| Income before extraordinary items | $1,681,000 | 2,929 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,681,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,681,000 | 2,886 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,848,000 | 2,805 |
| Total interest expense | $5,594,000 | 2,225 |
| Net interest income | $5,254,000 | 3,407 |
| Provision for loan and lease losses | $33,000 | 6,965 |
| Total noninterest income | $351,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $351,000 | 3,713 |
| Total noninterest expense | $3,146,000 | 4,238 |
| Salaries and employee benefits | $1,760,000 | 3,706 |
| Premises and equipment expense | $823,000 | 2,467 |
| Additional noninterest expense | $563,000 | 7,317 |
| Pre-tax net operating income | $2,426,000 | 2,907 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $791,000 | 2,797 |
| Income before extraordinary items | $1,635,000 | 2,942 |
| Extraordinary gains, net | $-190,000 | 12,556 |
| Net income | $1,445,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,635,000 | 2,967 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,741,000 | 2,886 |
| Total interest expense | $6,004,000 | 2,167 |
| Net interest income | $4,737,000 | 3,756 |
| Provision for loan and lease losses | $37,000 | 8,073 |
| Total noninterest income | $399,000 | 6,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $399,000 | 3,761 |
| Total noninterest expense | $3,036,000 | 4,462 |
| Salaries and employee benefits | $1,786,000 | 3,633 |
| Premises and equipment expense | $682,000 | 2,954 |
| Additional noninterest expense | $568,000 | 7,614 |
| Pre-tax net operating income | $2,063,000 | 3,215 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $719,000 | 3,038 |
| Income before extraordinary items | $1,344,000 | 3,591 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,344,000 | 3,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,344,000 | 3,401 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,160,000 | 3,144 |
| Total interest expense | $6,920,000 | 2,430 |
| Net interest income | $4,240,000 | 4,217 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $373,000 | 6,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $373,000 | 3,867 |
| Total noninterest expense | $2,450,000 | 5,403 |
| Salaries and employee benefits | $1,510,000 | 4,211 |
| Premises and equipment expense | $541,000 | 3,710 |
| Additional noninterest expense | $399,000 | 9,583 |
| Pre-tax net operating income | $2,085,000 | 2,987 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $672,000 | 3,106 |
| Income before extraordinary items | $1,413,000 | 3,248 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,413,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,413,000 | 3,017 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.