Home > East West Bank > Net charge- offs to loans
East West Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0924% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 1.4563% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0448% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0126% | 4,519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2940% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5966% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9694% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0682% | 4,596 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 1.9435% | 7 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0150% | 4,561 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0074% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1516% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0725% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6749% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 506 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,565 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0082% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1272% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5385% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4501% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,760 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,415 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,279 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 4,634 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0158% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0348% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4433% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1683% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0511% | 366 |
| Percentage Net Loans Charged-off:Construction & development | -0.0153% | 4,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0681% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1756% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0036% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0263% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9903% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4867% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0953% | 15 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 402 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 4,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1932% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0096% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1259% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9380% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1331% | 11 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,431 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 4,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0293% | 3,846 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0148% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 3,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6487% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2209% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,360 |
| Percentage Net Loans Charged-off:Construction & development | -0.0562% | 4,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0141% | 3,848 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 3,234 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3374% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8773% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8517% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1018% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 0.5230% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2236% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0651% | 3,956 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2132% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.6748% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5531% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 15.9917% | 15 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3252% | 12 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1324% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1302% | 261 |
| Percentage Net Loans Charged-off:Construction & development | 0.6609% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2774% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0838% | 3,998 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0004% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1917% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4139% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1855% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0411% | 3,848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4444% | 7 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1332% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0715% | 415 |
| Percentage Net Loans Charged-off:Construction & development | -0.0217% | 4,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1837% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0816% | 4,005 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0001% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0027% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3393% | 381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4518% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5751% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0601% | 3,846 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5590% | 6 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1355% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 310 |
| Percentage Net Loans Charged-off:Construction & development | -0.1944% | 4,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2419% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1798% | 4,004 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 3,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0101% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 4,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3101% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0323% | 3,787 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0399% | 3,761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5955% | 5 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1716% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,716 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0725% | 4,048 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 4,025 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 3,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 4,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5843% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5275% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8912% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0068% | 2,872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1369% | 31 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1627% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0568% | 4,707 |
| Percentage Net Loans Charged-off:Construction & development | -0.0123% | 4,210 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0921% | 4,754 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0889% | 4,066 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,056 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 3,327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 4,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6864% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6421% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0055% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0171% | 2,660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0867% | 4,822 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,219 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1562% | 4,853 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0850% | 4,081 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 4,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 4,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5584% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5645% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8759% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0119% | 4,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 2,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1678% | 4,927 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3199% | 4,934 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0798% | 4,102 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 4,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4336% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4711% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3127% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0213% | 4,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0406% | 4,722 |
| Percentage Net Loans Charged-off:Construction & development | -0.0792% | 4,489 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0380% | 4,701 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0764% | 4,167 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0307% | 4,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0378% | 4,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6406% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0718% | 3,035 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3574% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0073% | 3,211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1785% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0360% | 4,730 |
| Percentage Net Loans Charged-off:Construction & development | -0.1024% | 4,587 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0346% | 4,760 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0212% | 4,186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0366% | 4,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0455% | 4,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6994% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0735% | 2,829 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8542% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0029% | 4,390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0357% | 4,777 |
| Percentage Net Loans Charged-off:Construction & development | -0.1525% | 4,663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 4,856 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0284% | 4,220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0324% | 4,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0406% | 4,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5322% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0932% | 2,486 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4343% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0044% | 4,360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,572 |
| Percentage Net Loans Charged-off:Construction & development | -0.0399% | 4,603 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0484% | 4,280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 4,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6320% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1236% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9312% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1312% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0444% | 4,881 |
| Percentage Net Loans Charged-off:Construction & development | -0.1160% | 4,652 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0517% | 4,916 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0838% | 4,319 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0185% | 4,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0243% | 4,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5421% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3275% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1445% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2677% | 2,078 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,634 |
| Percentage Net Loans Charged-off:Construction & development | -0.1473% | 4,735 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,575 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0962% | 4,359 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 4,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4035% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4077% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6951% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3376% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1374% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0349% | 4,850 |
| Percentage Net Loans Charged-off:Construction & development | -0.2125% | 4,832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1391% | 4,403 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 4,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0304% | 4,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5303% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5560% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4240% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4753% | 1,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1335% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 4,879 |
| Percentage Net Loans Charged-off:Construction & development | -0.2607% | 4,913 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 4,985 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0675% | 4,427 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 4,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 4,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5085% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0990% | 2,209 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8735% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0064% | 4,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 4,827 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0236% | 4,971 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0392% | 4,464 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 4,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0017% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 4,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3167% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1799% | 5,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0749% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1845% | 5,166 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 2,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 4,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 4,457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0239% | 5,002 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0991% | 4,524 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0023% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1666% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2196% | 5,259 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0029% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2388% | 5,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 4,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0111% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 5,080 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0791% | 4,554 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 4,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 3,722 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1221% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3418% | 5,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5115% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3549% | 5,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 5,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0734% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0272% | 5,255 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1344% | 4,613 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 4,446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 3,852 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 4,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3325% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5652% | 5,457 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5740% | 5,421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1458% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 4,978 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,557 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 5,005 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0971% | 4,662 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 4,845 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 3,867 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5121% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3608% | 5,559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3664% | 5,522 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1548% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,770 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 4,575 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,876 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0767% | 4,677 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 4,648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0002% | 3,885 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5253% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4082% | 5,592 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4146% | 5,554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0075% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,832 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0308% | 4,664 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 4,677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0001% | 3,917 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 4,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1610% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3600% | 5,552 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1563% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3684% | 5,514 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0000% | 4,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.0422% | 4,958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0206% | 4,688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2830% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3354% | 5,492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3412% | 5,445 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 4,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0596% | 5,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.7040% | 5,430 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 5,268 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1751% | 4,845 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 5,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0028% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 5,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1577% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2185% | 2,601 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7787% | 1,181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2450% | 2,337 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 5,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0778% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 5,033 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2480% | 4,905 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 2,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0039% | 824 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 5,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1757% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3417% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0168% | 1,184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3823% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 3,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 5,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0796% | 461 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 5,122 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2266% | 4,929 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 5,060 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 4,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 5,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0959% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9332% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1369% | 1,118 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9987% | 288 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0543% | 5,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 1,645 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 5,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.1327% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1881% | 4,954 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 5,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 5,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3511% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7749% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8837% | 142 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0007% | 5,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1744% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 3,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.1010% | 936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 2,016 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0878% | 5,041 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 5,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 4,404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 3,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4733% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0847% | 839 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0761% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0847% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1743% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 3,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.1042% | 806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 1,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0021% | 351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0117% | 1,009 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 3,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5309% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0179% | 3,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0179% | 3,427 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 2,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 3,109 |
| Percentage Net Loans Charged-off:Construction & development | -0.3556% | 5,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0157% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,907 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 4,394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 2,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3936% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0215% | 3,259 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1642% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0218% | 3,113 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 2,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 5,519 |
| Percentage Net Loans Charged-off:Construction & development | -0.2752% | 5,683 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 5,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0477% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 5,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 4,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 2,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3186% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0005% | 2,714 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0005% | 2,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 4,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 4,291 |
| Percentage Net Loans Charged-off:Construction & development | -0.3843% | 5,812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 2,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0957% | 510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 3,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2652% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 6,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0845% | 2,632 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0531% | 5,780 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8516% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0541% | 5,712 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 4,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 3,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.2494% | 1,150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 2,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0518% | 455 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 5,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0368% | 1,209 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 5,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1412% | 2,126 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0754% | 5,757 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2244% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0767% | 5,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0767% | 3,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 3,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.2966% | 995 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0000% | 5,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0495% | 386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 3,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0622% | 1,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 3,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2078% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0985% | 5,700 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1968% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1008% | 5,649 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 3,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.1105% | 846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0476% | 1,276 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0186% | 5,282 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 6,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6307% | 5,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0741% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3323% | 6,172 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7064% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3356% | 6,118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3316% | 2,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2606% | 2,929 |
| Percentage Net Loans Charged-off:Construction & development | 1.6910% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1539% | 2,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1693% | 703 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1463% | 3,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1128% | 1,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1510% | 3,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5234% | 2,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2355% | 3,282 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0887% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2263% | 3,149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3572% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2879% | 2,641 |
| Percentage Net Loans Charged-off:Construction & development | 1.3679% | 1,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2055% | 2,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2334% | 592 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1871% | 2,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1301% | 1,367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1952% | 2,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5526% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2747% | 2,874 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1801% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2620% | 2,761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3008% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2920% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | 1.0644% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2739% | 1,640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2134% | 489 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1630% | 2,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1957% | 1,131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1582% | 2,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3480% | 1,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2341% | 2,836 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4492% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2294% | 2,681 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2804% | 2,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4025% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 1.6993% | 792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3610% | 1,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1835% | 339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2444% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0441% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2739% | 1,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0230% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0299% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4608% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0244% | 2,828 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7912% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8779% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 5.9499% | 825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2842% | 2,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4927% | 754 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2438% | 3,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5223% | 1,207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1969% | 3,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7239% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0082% | 4,942 |
| Percentage Net Loans Charged-off: Credit card loans | 16.0681% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0057% | 6,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8611% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8741% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 5.9410% | 746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2304% | 2,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3792% | 664 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3323% | 2,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6552% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2762% | 2,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0150% | 1,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0117% | 4,563 |
| Percentage Net Loans Charged-off: Credit card loans | 21.3115% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0060% | 6,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9498% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9688% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 6.3982% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2746% | 1,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3436% | 557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3326% | 2,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8194% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2444% | 2,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1230% | 1,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0140% | 4,097 |
| Percentage Net Loans Charged-off: Credit card loans | 30.0002% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0089% | 6,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9977% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0200% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 5.8400% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3731% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4536% | 341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4042% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3577% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2252% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1828% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0129% | 5,959 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7279% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0158% | 5,910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4732% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6616% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 5.4656% | 1,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8858% | 1,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2531% | 641 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3320% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5886% | 1,174 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4683% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0361% | 2,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0036% | 5,351 |
| Percentage Net Loans Charged-off: Credit card loans | -4.8833% | 1,561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5903% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7685% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 5.9411% | 962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8223% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3255% | 526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5379% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 5,528 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8210% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1017% | 2,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3990% | 3,473 |
| Percentage Net Loans Charged-off: Credit card loans | -7.8239% | 1,558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7206% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8404% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 7.4803% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7713% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2304% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7287% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0271% | 5,545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8619% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4562% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5118% | 2,901 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8374% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0926% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 9.5321% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6261% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9620% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7610% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 5,564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8893% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0090% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4704% | 2,681 |
| Percentage Net Loans Charged-off: Credit card loans | 219.5489% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0238% | 259 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4478% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 19.7900% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3287% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7921% | 448 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4282% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4934% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9307% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4395% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8810% | 2,991 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6213% | 7,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.5347% | 175 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7884% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 19.3471% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4507% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7366% | 348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0239% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3362% | 1,198 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1063% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5445% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9938% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5815% | 7,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6753% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7354% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 14.9024% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8487% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9783% | 318 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5702% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4624% | 885 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8968% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3774% | 654 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9011% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5787% | 7,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9216% | 439 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3703% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 6.9756% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3200% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9512% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4261% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5142% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1827% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1622% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.3597% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9939% | 7,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6367% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6194% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 5.0566% | 502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 2,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2768% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5953% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0783% | 1,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7879% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7939% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2202% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | 17.2684% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0482% | 6,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5245% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5792% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 4.9178% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 1,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2674% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3947% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0284% | 1,062 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5288% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3941% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0309% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | 23.0928% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0519% | 6,900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3676% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3318% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 4.1827% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1197% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2425% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3309% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5569% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0931% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | 33.3333% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1422% | 7,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1483% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7787% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 2.4940% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 1,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6520% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4328% | 2,651 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7491% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7049% | 7,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 4,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 2,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.1462% | 1,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 2,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0935% | 1,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2425% | 2,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2303% | 4,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9567% | 939 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5371% | 7,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 4,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 3,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0371% | 918 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1055% | 2,596 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0199% | 7,229 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2668% | 1,067 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7726% | 7,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 4,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1110% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1256% | 4,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3148% | 933 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2887% | 7,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 4,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0476% | 1,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6367% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2359% | 7,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 7,665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 7,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0228% | 7,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0001% | 2,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 2,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 3,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3355% | 3,709 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0397% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2139% | 7,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 5,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0000% | 7,384 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 7,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0469% | 2,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4267% | 2,833 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8183% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1697% | 7,333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 4,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 7,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 7,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 2,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6810% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5793% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1163% | 7,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 6,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 6,721 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0455% | 6,823 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3728% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2208% | 7,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0790% | 4,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 2,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0737% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0074% | 6,322 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 7,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 7,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3908% | 2,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0376% | 6,058 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4049% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2624% | 1,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 3,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 6,296 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 7,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 7,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7403% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1752% | 4,755 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5492% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 2,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 7,980 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0128% | 6,250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 7,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0718% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0815% | 4,849 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2163% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0582% | 3,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 8,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 8,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4769% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5130% | 2,535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7856% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 3,802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 8,085 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 6,384 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 7,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0696% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3294% | 8,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1266% | 1,623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 6,339 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 7,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2555% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3001% | 8,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1751% | 1,496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 4,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 6,305 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 8,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 8,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4619% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0876% | 7,859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2746% | 1,330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0972% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 8,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 8,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8202% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7852% | 8,571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5525% | 1,040 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0619% | 809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 5,767 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 8,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 8,509 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0275% | 6,486 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 8,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 8,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4906% | 2,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8532% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4865% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 4,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0295% | 8,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 8,599 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0379% | 6,476 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 8,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0360% | 8,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6472% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6862% | 3,078 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 3,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 8,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 8,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0582% | 8,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0118% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6448% | 3,031 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 8,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0770% | 8,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1330% | 8,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2855% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0192% | 4,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7828% | 1,153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1073% | 5,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0358% | 8,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 8,615 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1032% | 6,573 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 8,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 8,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9397% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2751% | 5,546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2039% | 3,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0887% | 9,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 8,758 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3675% | 6,677 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 8,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0246% | 8,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5630% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0369% | 7,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2176% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 1,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0541% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0586% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2885% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0478% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5993% | 1,320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 1,214 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0661% | 1,363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0246% | 209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0607% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0107% | 404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 4,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2500% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3836% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7245% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0506% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2255% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3728% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3081% | 103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2992% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9062% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1136% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0042% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1904% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | -3.2609% | 1,303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3699% | 2,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3764% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4024% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1890% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1089% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1089% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2652% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3573% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4233% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4696% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5077% | 42 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6909% | 22 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3821% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3326% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3326% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6382% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9860% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5567% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4456% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3301% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3579% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1930% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1930% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5295% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.1922% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7694% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4085% | 3,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4133% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 0.4224% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6519% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2209% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1361% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1361% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1409% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1006% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8443% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4034% | 5,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4293% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 1.9296% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6782% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1158% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3467% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2162% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0162% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |