Home > DR Bank > Income and Expense

DR Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,270,0001,428
Total interest expense$14,522,000998
Net interest income$14,748,0001,832
Provision for loan and lease losses$-44,0004,263
Total noninterest income$932,0002,817
Gross Fiduciary activities income$0981
Service charges on deposit accounts$82,0003,518
Trading account gains and feesNANA
Additional Noninterest Income$850,0002,442
Total noninterest expense$17,361,0001,360
Salaries and employee benefits$9,989,0001,338
Premises and equipment expense$1,369,0001,647
Additional noninterest expense$850,0002,442
Pre-tax net operating income$-1,637,0004,524
Securities gains (losses)$0988
Applicable income taxes$-437,0004,502
Income before extraordinary items$-1,200,0004,485
Extraordinary gains, net$054
Net income$-1,200,0004,484
Minority interest net income$088
Net income of bank and minority interests.$-1,200,0004,485
Net charge-offs$315,000942
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$432,000284
Net operating income$-1,200,0004,501
2023-09-30 (YTD Data)Rank
Total interest income$20,387,0001,487
Total interest expense$9,750,0001,007
Net interest income$10,637,0001,909
Provision for loan and lease losses$514,000992
Total noninterest income$623,0002,947
Gross Fiduciary activities income$0950
Service charges on deposit accounts$74,0003,392
Trading account gains and feesNANA
Additional Noninterest Income$549,0002,597
Total noninterest expense$12,348,0001,403
Salaries and employee benefits$7,046,0001,403
Premises and equipment expense$1,057,0001,602
Additional noninterest expense$549,0002,596
Pre-tax net operating income$-1,602,0004,529
Securities gains (losses)$0849
Applicable income taxes$-427,0004,561
Income before extraordinary items$-1,175,0004,539
Extraordinary gains, net$052
Net income$-1,175,0004,537
Minority interest net income$081
Net income of bank and minority interests.$-1,175,0004,539
Net charge-offs$304,000719
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$330,000275
Net operating income$-1,175,0004,545
2023-06-30 (YTD Data)Rank
Total interest income$12,823,0001,521
Total interest expense$5,804,0001,001
Net interest income$7,019,0001,937
Provision for loan and lease losses$231,0001,241
Total noninterest income$248,0003,403
Gross Fiduciary activities income$0931
Service charges on deposit accounts$62,0003,194
Trading account gains and feesNANA
Additional Noninterest Income$186,0003,236
Total noninterest expense$7,769,0001,458
Salaries and employee benefits$4,328,0001,489
Premises and equipment expense$727,0001,572
Additional noninterest expense$186,0003,228
Pre-tax net operating income$-733,0004,556
Securities gains (losses)$0938
Applicable income taxes$-194,0004,576
Income before extraordinary items$-539,0004,562
Extraordinary gains, net$051
Net income$-539,0004,560
Minority interest net income$081
Net income of bank and minority interests.$-539,0004,561
Net charge-offs$235,000625
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$228,000259
Net operating income$-539,0004,568
2023-03-31 (YTD Data)Rank
Total interest income$6,273,0001,522
Total interest expense$2,677,000960
Net interest income$3,596,0001,907
Provision for loan and lease losses$125,0001,142
Total noninterest income$199,0002,953
Gross Fiduciary activities income$0913
Service charges on deposit accounts$33,0003,139
Trading account gains and feesNANA
Additional Noninterest Income$166,0002,636
Total noninterest expense$3,819,0001,496
Salaries and employee benefits$2,139,0001,541
Premises and equipment expense$350,0001,645
Additional noninterest expense$166,0002,636
Pre-tax net operating income$-149,0004,566
Securities gains (losses)$0950
Applicable income taxes$-39,0004,552
Income before extraordinary items$-110,0004,534
Extraordinary gains, net$04
Net income$-110,0004,534
Minority interest net income$048
Net income of bank and minority interests.$-110,0004,534
Net charge-offs$171,000461
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$126,000225
Net operating income$-110,0004,550
2022-12-31 (YTD Data)Rank
Total interest income$19,714,0001,596
Total interest expense$4,077,000919
Net interest income$15,637,0001,736
Provision for loan and lease losses$316,0001,493
Total noninterest income$212,0004,133
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$152,0003,042
Trading account gains and feesNANA
Additional Noninterest Income$60,0004,324
Total noninterest expense$15,086,0001,470
Salaries and employee benefits$8,871,0001,452
Premises and equipment expense$1,315,0001,688
Additional noninterest expense$60,0004,324
Pre-tax net operating income$447,0004,217
Securities gains (losses)$17,000362
Applicable income taxes$51,0003,251
Income before extraordinary items$413,0004,193
Extraordinary gains, net$05
Net income$413,0004,192
Minority interest net income$063
Net income of bank and minority interests.$413,0004,193
Net charge-offs$167,0001,007
Cash dividends$545,0002,648
Sale, conversion, retirement of capital stock, net$0568
Net operating income$397,8704,221
2022-09-30 (YTD Data)Rank
Total interest income$13,778,0001,643
Total interest expense$1,969,0001,036
Net interest income$11,809,0001,710
Provision for loan and lease losses$191,0001,498
Total noninterest income$122,0004,270
Gross Fiduciary activities income$0968
Service charges on deposit accounts$68,0003,563
Trading account gains and feesNANA
Additional Noninterest Income$54,0004,292
Total noninterest expense$11,141,0001,484
Salaries and employee benefits$6,558,0001,463
Premises and equipment expense$993,0001,693
Additional noninterest expense$54,0004,292
Pre-tax net operating income$599,0003,930
Securities gains (losses)$17,000360
Applicable income taxes$153,0002,635
Income before extraordinary items$463,0003,980
Extraordinary gains, net$04
Net income$463,0003,979
Minority interest net income$057
Net income of bank and minority interests.$463,0003,979
Net charge-offs$72,0001,065
Cash dividends$409,0002,332
Sale, conversion, retirement of capital stock, net$0519
Net operating income$449,5704,039
2022-06-30 (YTD Data)Rank
Total interest income$8,970,0001,619
Total interest expense$877,0001,265
Net interest income$8,093,0001,651
Provision for loan and lease losses$116,0001,472
Total noninterest income$58,0004,399
Gross Fiduciary activities income$0925
Service charges on deposit accounts$14,0004,301
Trading account gains and feesNANA
Additional Noninterest Income$44,0004,251
Total noninterest expense$7,354,0001,484
Salaries and employee benefits$4,316,0001,472
Premises and equipment expense$666,0001,692
Additional noninterest expense$2,372,0001,411
Pre-tax net operating income$681,0003,425
Securities gains (losses)$17,000325
Applicable income taxes$159,0002,304
Income before extraordinary items$539,0003,484
Extraordinary gains, net$04
Net income$539,0003,483
Minority interest net income$060
Net income of bank and minority interests.$539,0003,484
Net charge-offs$-46,0004,157
Cash dividends$136,0002,627
Sale, conversion, retirement of capital stock, net$0494
Net operating income$525,5703,546
2022-03-31 (YTD Data)Rank
Total interest income$4,377,0001,602
Total interest expense$415,0001,284
Net interest income$3,962,0001,634
Provision for loan and lease losses$75,0001,098
Total noninterest income$-37,0004,779
Gross Fiduciary activities income$0892
Service charges on deposit accounts$4,0004,474
Trading account gains and feesNANA
Additional Noninterest Income$-41,0004,777
Total noninterest expense$3,603,0001,500
Salaries and employee benefits$2,152,0001,483
Premises and equipment expense$338,0001,692
Additional noninterest expense$1,113,0001,461
Pre-tax net operating income$247,0003,606
Securities gains (losses)$0623
Applicable income taxes$63,0002,380
Income before extraordinary items$184,0003,696
Extraordinary gains, net$04
Net income$184,0003,695
Minority interest net income$050
Net income of bank and minority interests.$184,0003,696
Net charge-offs$-18,0004,112
Cash dividends$136,0001,893
Sale, conversion, retirement of capital stock, net$0453
Net operating income$184,0003,723
2021-12-31 (YTD Data)Rank
Total interest income$17,346,0001,666
Total interest expense$2,291,0001,176
Net interest income$15,055,0001,721
Provision for loan and lease losses$500,0001,035
Total noninterest income$1,284,0002,712
Gross Fiduciary activities income$0994
Service charges on deposit accounts$27,0004,342
Trading account gains and feesNANA
Additional Noninterest Income$1,257,0002,402
Total noninterest expense$13,596,0001,576
Salaries and employee benefits$7,877,0001,582
Premises and equipment expense$1,329,0001,677
Additional noninterest expense$4,390,0001,479
Pre-tax net operating income$2,243,0003,008
Securities gains (losses)$-3,0004,291
Applicable income taxes$405,0002,244
Income before extraordinary items$1,835,0003,131
Extraordinary gains, net$010
Net income$1,835,0003,131
Minority interest net income$074
Net income of bank and minority interests.$1,835,0003,131
Net charge-offs$248,000922
Cash dividends$545,0002,748
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,837,4603,109
2021-09-30 (YTD Data)Rank
Total interest income$12,497,0001,743
Total interest expense$1,828,0001,181
Net interest income$10,669,0001,820
Provision for loan and lease losses$225,0001,362
Total noninterest income$495,0003,437
Gross Fiduciary activities income$0957
Service charges on deposit accounts$19,0004,424
Trading account gains and feesNANA
Additional Noninterest Income$476,0003,112
Total noninterest expense$9,357,0001,698
Salaries and employee benefits$5,294,0001,708
Premises and equipment expense$1,012,0001,680
Additional noninterest expense$3,051,0001,577
Pre-tax net operating income$1,582,0003,190
Securities gains (losses)$-3,0004,477
Applicable income taxes$385,0002,149
Income before extraordinary items$1,194,0003,411
Extraordinary gains, net$08
Net income$1,194,0003,411
Minority interest net income$069
Net income of bank and minority interests.$1,194,0003,411
Net charge-offs$38,0001,481
Cash dividends$409,0002,463
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,196,3703,385
2021-06-30 (YTD Data)Rank
Total interest income$8,164,0001,779
Total interest expense$1,333,0001,118
Net interest income$6,831,0001,863
Provision for loan and lease losses$150,0001,356
Total noninterest income$472,0003,062
Gross Fiduciary activities income$0951
Service charges on deposit accounts$11,0004,489
Trading account gains and feesNANA
Additional Noninterest Income$461,0002,712
Total noninterest expense$6,092,0001,714
Salaries and employee benefits$3,381,0001,758
Premises and equipment expense$686,0001,651
Additional noninterest expense$2,025,0001,558
Pre-tax net operating income$1,061,0003,185
Securities gains (losses)$01,818
Applicable income taxes$257,0002,135
Income before extraordinary items$804,0003,387
Extraordinary gains, net$06
Net income$804,0003,386
Minority interest net income$067
Net income of bank and minority interests.$804,0003,387
Net charge-offs$74,0001,021
Cash dividends$272,0002,450
Sale, conversion, retirement of capital stock, net$0517
Net operating income$804,0003,360
2021-03-31 (YTD Data)Rank
Total interest income$4,067,0001,784
Total interest expense$713,0001,114
Net interest income$3,354,0001,861
Provision for loan and lease losses$75,0001,426
Total noninterest income$204,0003,208
Gross Fiduciary activities income$0922
Service charges on deposit accounts$6,0004,455
Trading account gains and feesNANA
Additional Noninterest Income$198,0002,848
Total noninterest expense$2,984,0001,729
Salaries and employee benefits$1,653,0001,771
Premises and equipment expense$358,0001,616
Additional noninterest expense$973,0001,573
Pre-tax net operating income$499,0003,241
Securities gains (losses)$01,392
Applicable income taxes$120,0002,165
Income before extraordinary items$379,0003,438
Extraordinary gains, net$03
Net income$379,0003,439
Minority interest net income$055
Net income of bank and minority interests.$379,0003,438
Net charge-offs$53,000809
Cash dividends$136,0002,004
Sale, conversion, retirement of capital stock, net$0482
Net operating income$379,0003,411
2020-12-31 (YTD Data)Rank
Total interest income$15,833,0001,814
Total interest expense$4,562,0001,032
Net interest income$11,271,0002,055
Provision for loan and lease losses$932,0001,676
Total noninterest income$-858,0004,993
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$39,0004,329
Trading account gains and feesNANA
Additional Noninterest Income$-897,0005,000
Total noninterest expense$13,105,0001,585
Salaries and employee benefits$7,219,0001,646
Premises and equipment expense$1,956,0001,206
Additional noninterest expense$3,930,0001,553
Pre-tax net operating income$-3,624,0004,964
Securities gains (losses)$-21,0004,874
Applicable income taxes$-2,860,0004,983
Income before extraordinary items$-785,0004,900
Extraordinary gains, net$04
Net income$-785,0004,900
Minority interest net income$072
Net income of bank and minority interests.$-785,0004,900
Net charge-offs$401,0001,124
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-768,4104,888
2020-09-30 (YTD Data)Rank
Total interest income$11,690,0001,849
Total interest expense$3,698,0001,027
Net interest income$7,992,0002,144
Provision for loan and lease losses$572,0001,864
Total noninterest income$-22,0005,005
Gross Fiduciary activities income$0981
Service charges on deposit accounts$30,0004,353
Trading account gains and feesNANA
Additional Noninterest Income$-52,0005,003
Total noninterest expense$8,765,0001,725
Salaries and employee benefits$4,673,0001,815
Premises and equipment expense$1,252,0001,395
Additional noninterest expense$2,840,0001,577
Pre-tax net operating income$-1,367,0004,954
Securities gains (losses)$-21,0004,863
Applicable income taxes$-322,0004,969
Income before extraordinary items$-1,066,0004,942
Extraordinary gains, net$04
Net income$-1,066,0004,942
Minority interest net income$065
Net income of bank and minority interests.$-1,066,0004,942
Net charge-offs$407,000856
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-1,049,4104,940
2020-06-30 (YTD Data)Rank
Total interest income$7,750,0001,876
Total interest expense$2,676,0001,024
Net interest income$5,074,0002,250
Provision for loan and lease losses$450,0001,684
Total noninterest income$327,0003,292
Gross Fiduciary activities income$0970
Service charges on deposit accounts$22,0004,330
Trading account gains and feesNANA
Additional Noninterest Income$305,0002,898
Total noninterest expense$5,797,0001,723
Salaries and employee benefits$3,097,0001,829
Premises and equipment expense$798,0001,431
Additional noninterest expense$1,902,0001,573
Pre-tax net operating income$-846,0004,963
Securities gains (losses)$-21,0004,864
Applicable income taxes$-202,0004,960
Income before extraordinary items$-665,0004,949
Extraordinary gains, net$04
Net income$-665,0004,949
Minority interest net income$065
Net income of bank and minority interests.$-665,0004,949
Net charge-offs$282,000842
Cash dividends$272,0002,484
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-648,4104,952
2020-03-31 (YTD Data)Rank
Total interest income$3,862,0001,864
Total interest expense$1,527,0001,003
Net interest income$2,335,0002,339
Provision for loan and lease losses$275,0001,250
Total noninterest income$490,0001,962
Gross Fiduciary activities income$0941
Service charges on deposit accounts$18,0004,102
Trading account gains and feesNANA
Additional Noninterest Income$472,0001,577
Total noninterest expense$2,973,0001,704
Salaries and employee benefits$1,584,0001,812
Premises and equipment expense$400,0001,441
Additional noninterest expense$989,0001,530
Pre-tax net operating income$-423,0004,973
Securities gains (losses)$-21,0004,884
Applicable income taxes$-107,0004,955
Income before extraordinary items$-337,0004,924
Extraordinary gains, net$04
Net income$-337,0004,925
Minority interest net income$056
Net income of bank and minority interests.$-337,0004,924
Net charge-offs$255,000547
Cash dividends$136,0002,154
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-320,4104,952
2019-12-31 (YTD Data)Rank
Total interest income$18,364,0001,629
Total interest expense$7,323,000897
Net interest income$11,041,0002,070
Provision for loan and lease losses$2,634,000421
Total noninterest income$1,069,0002,730
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$50,0004,487
Trading account gains and feesNANA
Additional Noninterest Income$1,019,0002,225
Total noninterest expense$14,216,0001,424
Salaries and employee benefits$7,506,0001,543
Premises and equipment expense$1,685,0001,361
Additional noninterest expense$5,025,0001,239
Pre-tax net operating income$-4,740,0005,168
Securities gains (losses)$-60,0005,034
Applicable income taxes$-769,0005,152
Income before extraordinary items$-4,031,0005,159
Extraordinary gains, net$119,637,0001
Net income$115,606,000151
Minority interest net income$076
Net income of bank and minority interests.$115,606,000151
Net charge-offs$1,194,000584
Cash dividends$92,520,000132
Sale, conversion, retirement of capital stock, net$4,069,000105
Net operating income$-3,980,6005,157
2019-09-30 (YTD Data)Rank
Total interest income$14,281,0001,599
Total interest expense$5,678,000877
Net interest income$8,603,0002,024
Provision for loan and lease losses$1,825,000438
Total noninterest income$1,744,0001,823
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$40,0004,517
Trading account gains and feesNANA
Additional Noninterest Income$1,704,0001,420
Total noninterest expense$10,146,0001,480
Salaries and employee benefits$5,059,0001,701
Premises and equipment expense$1,275,0001,353
Additional noninterest expense$3,812,0001,223
Pre-tax net operating income$-1,624,0005,219
Securities gains (losses)$-49,0005,103
Applicable income taxes$-2,143,0005,254
Income before extraordinary items$470,0004,336
Extraordinary gains, net$116,378,0001
Net income$116,848,000137
Minority interest net income$072
Net income of bank and minority interests.$116,848,000137
Net charge-offs$1,233,000436
Cash dividends$92,384,000113
Sale, conversion, retirement of capital stock, net$5,922,00066
Net operating income$508,7104,240
2019-06-30 (YTD Data)Rank
Total interest income$9,947,0001,541
Total interest expense$3,999,000811
Net interest income$5,948,0001,963
Provision for loan and lease losses$1,300,000397
Total noninterest income$1,925,0001,310
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$24,0004,607
Trading account gains and feesNANA
Additional Noninterest Income$1,901,000966
Total noninterest expense$7,174,0001,422
Salaries and employee benefits$3,537,0001,617
Premises and equipment expense$835,0001,376
Additional noninterest expense$2,802,0001,147
Pre-tax net operating income$-601,0005,239
Securities gains (losses)$7,0001,296
Applicable income taxes$-1,925,0005,299
Income before extraordinary items$1,331,0002,494
Extraordinary gains, net$116,068,0001
Net income$117,399,000100
Minority interest net income$069
Net income of bank and minority interests.$117,399,000100
Net charge-offs$945,000352
Cash dividends$92,248,00075
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,325,4702,472
2019-03-31 (YTD Data)Rank
Total interest income$4,979,0001,526
Total interest expense$2,249,000723
Net interest income$2,730,0002,129
Provision for loan and lease losses$1,000,000282
Total noninterest income$1,122,0001,146
Gross Fiduciary activities income$0972
Service charges on deposit accounts$7,0004,897
Trading account gains and feesNANA
Additional Noninterest Income$1,115,000833
Total noninterest expense$3,651,0001,405
Salaries and employee benefits$1,621,0001,752
Premises and equipment expense$428,0001,369
Additional noninterest expense$1,602,0001,021
Pre-tax net operating income$-799,0005,334
Securities gains (losses)$7,000777
Applicable income taxes$-603,0005,342
Income before extraordinary items$-189,0005,267
Extraordinary gains, net$-2,302,0005,361
Net income$-2,491,0005,348
Minority interest net income$052
Net income of bank and minority interests.$-2,491,0005,348
Net charge-offs$337,000442
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-194,5305,268
2018-12-31 (YTD Data)Rank
Total interest income$27,062,0001,099
Total interest expense$9,370,000555
Net interest income$17,692,0001,376
Provision for loan and lease losses$134,0002,759
Total noninterest income$22,440,000385
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$54,0004,680
Trading account gains and feesNANA
Additional Noninterest Income$22,386,000292
Total noninterest expense$56,815,000412
Salaries and employee benefits$21,673,000578
Premises and equipment expense$5,709,000469
Additional noninterest expense$29,433,000290
Pre-tax net operating income$-16,817,0005,413
Securities gains (losses)$-130,0005,081
Applicable income taxes$-4,831,0005,400
Income before extraordinary items$-12,116,0005,403
Extraordinary gains, net$06
Net income$-12,116,0005,402
Minority interest net income$072
Net income of bank and minority interests.$-12,116,0005,402
Net charge-offs$545,000896
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-12,013,3005,403
2018-09-30 (YTD Data)Rank
Total interest income$20,104,0001,100
Total interest expense$6,781,000536
Net interest income$13,323,0001,369
Provision for loan and lease losses$83,0002,851
Total noninterest income$20,152,000345
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$43,0004,686
Trading account gains and feesNANA
Additional Noninterest Income$20,109,000257
Total noninterest expense$43,029,000408
Salaries and employee benefits$16,632,000565
Premises and equipment expense$4,219,000475
Additional noninterest expense$22,178,000285
Pre-tax net operating income$-9,637,0005,484
Securities gains (losses)$39,000458
Applicable income taxes$-2,743,0005,473
Income before extraordinary items$-6,855,0005,475
Extraordinary gains, net$05
Net income$-6,855,0005,474
Minority interest net income$066
Net income of bank and minority interests.$-6,855,0005,474
Net charge-offs$560,000669
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-6,885,8105,475
2018-06-30 (YTD Data)Rank
Total interest income$12,975,0001,122
Total interest expense$4,649,000485
Net interest income$8,326,0001,445
Provision for loan and lease losses$273,0001,281
Total noninterest income$15,587,000318
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$30,0004,696
Trading account gains and feesNANA
Additional Noninterest Income$15,557,000235
Total noninterest expense$28,002,000420
Salaries and employee benefits$11,010,000567
Premises and equipment expense$2,805,000479
Additional noninterest expense$14,187,000289
Pre-tax net operating income$-4,362,0005,542
Securities gains (losses)$39,000367
Applicable income taxes$-1,037,0005,522
Income before extraordinary items$-3,286,0005,531
Extraordinary gains, net$06
Net income$-3,286,0005,530
Minority interest net income$065
Net income of bank and minority interests.$-3,286,0005,530
Net charge-offs$79,0001,470
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-3,316,8105,530
2018-03-31 (YTD Data)Rank
Total interest income$6,494,0001,117
Total interest expense$2,461,000444
Net interest income$4,033,0001,488
Provision for loan and lease losses$54,0002,026
Total noninterest income$8,260,000308
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$14,0004,792
Trading account gains and feesNANA
Additional Noninterest Income$8,246,000228
Total noninterest expense$12,607,000455
Salaries and employee benefits$5,361,000593
Premises and equipment expense$1,275,000517
Additional noninterest expense$5,971,000327
Pre-tax net operating income$-368,0005,559
Securities gains (losses)$39,000254
Applicable income taxes$-103,0005,559
Income before extraordinary items$-226,0005,522
Extraordinary gains, net$07
Net income$-226,0005,522
Minority interest net income$052
Net income of bank and minority interests.$-226,0005,522
Net charge-offs$-2,0004,048
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-256,8105,534
2017-12-31 (YTD Data)Rank
Total interest income$21,100,0001,293
Total interest expense$6,132,000574
Net interest income$14,968,0001,558
Provision for loan and lease losses$1,247,000751
Total noninterest income$32,333,000301
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$71,0004,703
Trading account gains and feesNANA
Additional Noninterest Income$32,262,000224
Total noninterest expense$47,123,000468
Salaries and employee benefits$20,015,000601
Premises and equipment expense$3,880,000639
Additional noninterest expense$23,228,000344
Pre-tax net operating income$-1,069,0005,612
Securities gains (losses)$02,243
Applicable income taxes$1,578,0001,494
Income before extraordinary items$-2,647,0005,627
Extraordinary gains, net$09
Net income$-2,647,0005,627
Minority interest net income$076
Net income of bank and minority interests.$-2,647,0005,627
Net charge-offs$1,070,000659
Cash dividends$545,0002,872
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-2,647,0005,627
2017-09-30 (YTD Data)Rank
Total interest income$15,385,0001,324
Total interest expense$4,501,000566
Net interest income$10,884,0001,611
Provision for loan and lease losses$1,032,000671
Total noninterest income$21,952,000323
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$56,0004,681
Trading account gains and feesNANA
Additional Noninterest Income$21,896,000242
Total noninterest expense$34,568,000481
Salaries and employee benefits$14,878,000606
Premises and equipment expense$2,745,000693
Additional noninterest expense$16,945,000344
Pre-tax net operating income$-2,764,0005,725
Securities gains (losses)$02,274
Applicable income taxes$-1,050,0005,720
Income before extraordinary items$-1,714,0005,701
Extraordinary gains, net$09
Net income$-1,714,0005,701
Minority interest net income$071
Net income of bank and minority interests.$-1,714,0005,701
Net charge-offs$931,000520
Cash dividends$407,0002,600
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-1,714,0005,701
2017-06-30 (YTD Data)Rank
Total interest income$9,930,0001,348
Total interest expense$2,780,000594
Net interest income$7,150,0001,626
Provision for loan and lease losses$250,0001,362
Total noninterest income$12,598,000357
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$43,0004,547
Trading account gains and feesNANA
Additional Noninterest Income$12,555,000266
Total noninterest expense$22,870,000492
Salaries and employee benefits$9,383,000657
Premises and equipment expense$1,457,000855
Additional noninterest expense$12,030,000326
Pre-tax net operating income$-3,372,0005,782
Securities gains (losses)$01,906
Applicable income taxes$-1,317,0005,774
Income before extraordinary items$-2,055,0005,766
Extraordinary gains, net$011
Net income$-2,055,0005,766
Minority interest net income$071
Net income of bank and minority interests.$-2,055,0005,766
Net charge-offs$56,0001,916
Cash dividends$272,0002,595
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-2,055,0005,766
2017-03-31 (YTD Data)Rank
Total interest income$4,986,0001,335
Total interest expense$1,464,000543
Net interest income$3,522,0001,636
Provision for loan and lease losses$156,0001,089
Total noninterest income$5,979,000366
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$19,0004,687
Trading account gains and feesNANA
Additional Noninterest Income$5,960,000271
Total noninterest expense$10,368,000529
Salaries and employee benefits$4,039,000770
Premises and equipment expense$715,000878
Additional noninterest expense$5,614,000342
Pre-tax net operating income$-1,023,0005,831
Securities gains (losses)$01,153
Applicable income taxes$-398,0005,832
Income before extraordinary items$-625,0005,814
Extraordinary gains, net$08
Net income$-625,0005,814
Minority interest net income$055
Net income of bank and minority interests.$-625,0005,814
Net charge-offs$59,0001,222
Cash dividends$137,0002,208
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-625,0005,814
2016-12-31 (YTD Data)Rank
Total interest income$19,264,0001,329
Total interest expense$5,573,000533
Net interest income$13,691,0001,635
Provision for loan and lease losses$285,0002,064
Total noninterest income$20,997,000407
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$74,0004,857
Trading account gains and fees$0170
Additional Noninterest Income$20,923,000305
Total noninterest expense$29,602,000728
Salaries and employee benefits$10,464,0001,108
Premises and equipment expense$2,224,0001,069
Additional noninterest expense$16,914,000428
Pre-tax net operating income$4,801,0001,674
Securities gains (losses)$03,212
Applicable income taxes$1,875,0001,098
Income before extraordinary items$2,926,0002,154
Extraordinary gains, net$05
Net income$2,926,0002,152
Minority interest net income$082
Net income of bank and minority interests.$2,926,0002,153
Net charge-offs$117,0002,469
Cash dividends$546,0002,871
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,926,0002,096
2016-09-30 (YTD Data)Rank
Total interest income$14,930,0001,312
Total interest expense$4,111,000538
Net interest income$10,819,0001,556
Provision for loan and lease losses$322,0001,554
Total noninterest income$11,657,000501
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$58,0004,862
Trading account gains and fees$0169
Additional Noninterest Income$11,599,000374
Total noninterest expense$19,341,000828
Salaries and employee benefits$7,136,0001,200
Premises and equipment expense$1,428,0001,241
Additional noninterest expense$10,777,000486
Pre-tax net operating income$2,813,0002,055
Securities gains (losses)$03,160
Applicable income taxes$1,099,0001,321
Income before extraordinary items$1,714,0002,588
Extraordinary gains, net$05
Net income$1,714,0002,589
Minority interest net income$071
Net income of bank and minority interests.$1,714,0002,589
Net charge-offs$140,0001,755
Cash dividends$409,0002,608
Sale, conversion, retirement of capital stock, net$211,000328
Net operating income$1,714,0002,532
2016-06-30 (YTD Data)Rank
Total interest income$9,550,0001,355
Total interest expense$2,713,000538
Net interest income$6,837,0001,639
Provision for loan and lease losses$173,0001,783
Total noninterest income$6,447,000574
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$88,0003,769
Trading account gains and fees$0157
Additional Noninterest Income$6,359,000420
Total noninterest expense$11,244,000940
Salaries and employee benefits$4,283,0001,307
Premises and equipment expense$892,0001,311
Additional noninterest expense$6,069,000571
Pre-tax net operating income$1,867,0002,051
Securities gains (losses)$02,835
Applicable income taxes$731,0001,320
Income before extraordinary items$1,136,0002,575
Extraordinary gains, net$016
Net income$1,136,0002,574
Minority interest net income$071
Net income of bank and minority interests.$1,136,0002,574
Net charge-offs$-1,0004,332
Cash dividends$273,0002,612
Sale, conversion, retirement of capital stock, net$211,000270
Net operating income$1,136,0002,512
2016-03-31 (YTD Data)Rank
Total interest income$4,780,0001,349
Total interest expense$1,333,000543
Net interest income$3,447,0001,630
Provision for loan and lease losses$40,0002,355
Total noninterest income$2,707,000629
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$51,0003,568
Trading account gains and fees$0142
Additional Noninterest Income$2,656,000453
Total noninterest expense$5,449,000966
Salaries and employee benefits$2,119,0001,320
Premises and equipment expense$393,0001,474
Additional noninterest expense$2,937,000582
Pre-tax net operating income$665,0002,560
Securities gains (losses)$02,077
Applicable income taxes$263,0001,602
Income before extraordinary items$402,0003,127
Extraordinary gains, net$012
Net income$402,0003,125
Minority interest net income$062
Net income of bank and minority interests.$402,0003,126
Net charge-offs$03,094
Cash dividends$137,0002,205
Sale, conversion, retirement of capital stock, net$87,000275
Net operating income$402,0003,068
2015-12-31 (YTD Data)Rank
Total interest income$24,535,0001,057
Total interest expense$5,298,000517
Net interest income$19,237,0001,190
Provision for loan and lease losses$-709,0005,999
Total noninterest income$-4,022,0006,177
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$181,0003,849
Trading account gains and fees$0159
Additional Noninterest Income$-4,203,0006,183
Total noninterest expense$14,207,0001,380
Salaries and employee benefits$5,057,0002,031
Premises and equipment expense$1,580,0001,463
Additional noninterest expense$7,570,000861
Pre-tax net operating income$1,717,0003,272
Securities gains (losses)$245,000644
Applicable income taxes$1,104,0001,511
Income before extraordinary items$858,0004,147
Extraordinary gains, net$023
Net income$858,0004,146
Minority interest net income$081
Net income of bank and minority interests.$858,0004,147
Net charge-offs$230,0001,856
Cash dividends$374,0003,213
Sale, conversion, retirement of capital stock, net$14,805,00039
Net operating income$701,2004,364
2015-09-30 (YTD Data)Rank
Total interest income$17,698,0001,095
Total interest expense$3,754,000555
Net interest income$13,944,0001,233
Provision for loan and lease losses$-860,0006,140
Total noninterest income$687,0003,231
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$142,0003,820
Trading account gains and fees$0153
Additional Noninterest Income$545,0002,798
Total noninterest expense$14,944,0001,044
Salaries and employee benefits$4,271,0001,837
Premises and equipment expense$1,223,0001,419
Additional noninterest expense$9,450,000543
Pre-tax net operating income$547,0004,625
Securities gains (losses)$545,000285
Applicable income taxes$426,0002,142
Income before extraordinary items$666,0004,179
Extraordinary gains, net$021
Net income$666,0004,179
Minority interest net income$078
Net income of bank and minority interests.$666,0004,182
Net charge-offs$169,0001,694
Cash dividends$236,0003,006
Sale, conversion, retirement of capital stock, net$15,407,00026
Net operating income$317,2005,023
2015-06-30 (YTD Data)Rank
Total interest income$9,912,0001,293
Total interest expense$2,237,000626
Net interest income$7,675,0001,462
Provision for loan and lease losses$-792,0006,242
Total noninterest income$1,049,0002,075
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$102,0003,696
Trading account gains and fees$0157
Additional Noninterest Income$947,0001,614
Total noninterest expense$6,843,0001,431
Salaries and employee benefits$1,976,0002,541
Premises and equipment expense$773,0001,511
Additional noninterest expense$4,094,000806
Pre-tax net operating income$2,673,0001,500
Securities gains (losses)$544,000235
Applicable income taxes$1,272,000860
Income before extraordinary items$1,945,0001,651
Extraordinary gains, net$022
Net income$1,945,0001,655
Minority interest net income$075
Net income of bank and minority interests.$1,945,0001,655
Net charge-offs$175,0001,279
Cash dividends$112,0003,164
Sale, conversion, retirement of capital stock, net$14,867,00022
Net operating income$1,596,8401,898
2015-03-31 (YTD Data)Rank
Total interest income$4,270,0001,461
Total interest expense$1,035,000676
Net interest income$3,235,0001,704
Provision for loan and lease losses$-549,0006,334
Total noninterest income$-189,0006,401
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$52,0003,639
Trading account gains and fees$0152
Additional Noninterest Income$-241,0006,405
Total noninterest expense$2,972,0001,641
Salaries and employee benefits$914,0002,699
Premises and equipment expense$347,0001,694
Additional noninterest expense$1,711,000933
Pre-tax net operating income$623,0002,618
Securities gains (losses)$544,000154
Applicable income taxes$408,0001,175
Income before extraordinary items$759,0001,999
Extraordinary gains, net$013
Net income$759,0002,001
Minority interest net income$064
Net income of bank and minority interests.$759,0002,001
Net charge-offs$03,288
Cash dividends$112,0002,247
Sale, conversion, retirement of capital stock, net$705,000101
Net operating income$405,4003,036
2014-12-31 (YTD Data)Rank
Total interest income$14,869,0001,686
Total interest expense$3,048,000986
Net interest income$11,821,0001,855
Provision for loan and lease losses$554,0001,362
Total noninterest income$2,996,0001,574
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$193,0003,967
Trading account gains and fees$0180
Additional Noninterest Income$2,803,0001,140
Total noninterest expense$11,365,0001,686
Salaries and employee benefits$4,379,0002,301
Premises and equipment expense$1,413,0001,656
Additional noninterest expense$5,573,0001,177
Pre-tax net operating income$2,898,0002,327
Securities gains (losses)$1,705,000119
Applicable income taxes$-1,728,0006,449
Income before extraordinary items$6,331,0001,039
Extraordinary gains, net$017
Net income$6,331,0001,038
Minority interest net income$084
Net income of bank and minority interests.$6,331,0001,038
Net charge-offs$148,0002,794
Cash dividends$56,0004,170
Sale, conversion, retirement of capital stock, net$9,139,00052
Net operating income$4,626,0001,371
2014-09-30 (YTD Data)Rank
Total interest income$10,702,0001,770
Total interest expense$2,106,0001,074
Net interest income$8,596,0001,907
Provision for loan and lease losses$315,0001,583
Total noninterest income$2,663,0001,397
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$142,0004,052
Trading account gains and fees$0174
Additional Noninterest Income$2,521,0001,031
Total noninterest expense$7,994,0001,789
Salaries and employee benefits$3,442,0002,219
Premises and equipment expense$1,074,0001,649
Additional noninterest expense$3,478,0001,389
Pre-tax net operating income$2,950,0001,889
Securities gains (losses)$261,000526
Applicable income taxes$-765,0006,535
Income before extraordinary items$3,976,0001,225
Extraordinary gains, net$015
Net income$3,976,0001,222
Minority interest net income$081
Net income of bank and minority interests.$3,976,0001,224
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$5,336,00061
Net operating income$3,715,0001,286
2014-06-30 (YTD Data)Rank
Total interest income$6,526,0001,913
Total interest expense$1,331,0001,125
Net interest income$5,195,0002,046
Provision for loan and lease losses$195,0001,685
Total noninterest income$1,416,0001,614
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$87,0004,188
Trading account gains and fees$0172
Additional Noninterest Income$1,329,0001,188
Total noninterest expense$5,306,0001,792
Salaries and employee benefits$2,745,0001,879
Premises and equipment expense$732,0001,624
Additional noninterest expense$1,829,0001,690
Pre-tax net operating income$1,110,0002,783
Securities gains (losses)$893,000136
Applicable income taxes$461,0001,616
Income before extraordinary items$1,542,0001,937
Extraordinary gains, net$020
Net income$1,542,0001,941
Minority interest net income$080
Net income of bank and minority interests.$1,542,0001,940
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$4,037,00051
Net operating income$854,3902,904
2014-03-31 (YTD Data)Rank
Total interest income$2,839,0002,139
Total interest expense$666,0001,132
Net interest income$2,173,0002,427
Provision for loan and lease losses$85,0001,736
Total noninterest income$1,111,0001,148
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$41,0004,270
Trading account gains and fees$0147
Additional Noninterest Income$1,070,000797
Total noninterest expense$2,498,0001,895
Salaries and employee benefits$1,364,0001,906
Premises and equipment expense$349,0001,724
Additional noninterest expense$785,0001,915
Pre-tax net operating income$701,0002,318
Securities gains (losses)$83,000498
Applicable income taxes$80,0002,554
Income before extraordinary items$704,0001,988
Extraordinary gains, net$016
Net income$704,0001,991
Minority interest net income$066
Net income of bank and minority interests.$704,0001,991
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$2,618,00038
Net operating income$629,3002,154
2013-12-31 (YTD Data)Rank
Total interest income$9,926,0002,446
Total interest expense$2,456,0001,384
Net interest income$7,470,0002,778
Provision for loan and lease losses$200,0002,943
Total noninterest income$1,431,0002,669
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$220,0003,944
Trading account gains and fees$0184
Additional Noninterest Income$1,211,0002,126
Total noninterest expense$9,099,0002,078
Salaries and employee benefits$4,984,0002,047
Premises and equipment expense$1,239,0001,858
Additional noninterest expense$2,876,0002,174
Pre-tax net operating income$-398,0006,443
Securities gains (losses)$1,357,000178
Applicable income taxes$18,0004,138
Income before extraordinary items$941,0004,009
Extraordinary gains, net$029
Net income$941,0004,013
Minority interest net income$090
Net income of bank and minority interests.$941,0004,013
Net charge-offs$05,475
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$4,137,00096
Net operating income$-388,8606,453
2013-09-30 (YTD Data)Rank
Total interest income$6,964,0002,617
Total interest expense$1,833,0001,440
Net interest income$5,131,0002,981
Provision for loan and lease losses$04,941
Total noninterest income$1,278,0002,432
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$168,0003,944
Trading account gains and fees$0180
Additional Noninterest Income$1,110,0001,907
Total noninterest expense$6,557,0002,150
Salaries and employee benefits$3,663,0002,086
Premises and equipment expense$890,0001,949
Additional noninterest expense$2,004,0002,303
Pre-tax net operating income$-148,0006,453
Securities gains (losses)$2,052,000113
Applicable income taxes$53,0003,695
Income before extraordinary items$1,851,0002,276
Extraordinary gains, net$025
Net income$1,851,0002,281
Minority interest net income$084
Net income of bank and minority interests.$1,851,0002,281
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,826,000116
Net operating income$-139,4406,458
2013-06-30 (YTD Data)Rank
Total interest income$4,434,0002,720
Total interest expense$1,153,0001,548
Net interest income$3,281,0003,078
Provision for loan and lease losses$04,788
Total noninterest income$794,0002,561
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$111,0003,926
Trading account gains and fees$0157
Additional Noninterest Income$683,0002,061
Total noninterest expense$4,243,0002,228
Salaries and employee benefits$2,406,0002,132
Premises and equipment expense$574,0002,010
Additional noninterest expense$1,263,0002,423
Pre-tax net operating income$-168,0006,529
Securities gains (losses)$1,752,000114
Applicable income taxes$17,0004,005
Income before extraordinary items$1,567,0001,854
Extraordinary gains, net$022
Net income$1,567,0001,859
Minority interest net income$082
Net income of bank and minority interests.$1,567,0001,860
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$291,000224
Net operating income$-167,4806,546
2013-03-31 (YTD Data)Rank
Total interest income$2,336,0002,611
Total interest expense$537,0001,713
Net interest income$1,799,0002,863
Provision for loan and lease losses$04,409
Total noninterest income$501,0002,225
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$52,0004,025
Trading account gains and fees$0148
Additional Noninterest Income$449,0001,700
Total noninterest expense$2,038,0002,330
Salaries and employee benefits$1,123,0002,278
Premises and equipment expense$372,0001,622
Additional noninterest expense$543,0002,772
Pre-tax net operating income$262,0004,045
Securities gains (losses)$936,000114
Applicable income taxes$16,0003,717
Income before extraordinary items$1,182,0001,264
Extraordinary gains, net$010
Net income$1,182,0001,266
Minority interest net income$076
Net income of bank and minority interests.$1,182,0001,266
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$266,000134
Net operating income$255,3603,749
2012-12-31 (YTD Data)Rank
Total interest income$8,044,0003,092
Total interest expense$2,022,0002,119
Net interest income$6,022,0003,362
Provision for loan and lease losses$333,0003,245
Total noninterest income$1,990,0002,190
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$156,0004,711
Trading account gains and fees$0166
Additional Noninterest Income$1,834,0001,617
Total noninterest expense$6,977,0002,662
Salaries and employee benefits$3,697,0002,643
Premises and equipment expense$1,158,0002,009
Additional noninterest expense$2,122,0002,953
Pre-tax net operating income$702,0004,510
Securities gains (losses)$1,256,000417
Applicable income taxes$72,0003,714
Income before extraordinary items$1,886,0002,688
Extraordinary gains, net$029
Net income$1,886,0002,692
Minority interest net income$093
Net income of bank and minority interests.$1,886,0002,690
Net charge-offs$84,0004,557
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$1,537,000178
Net operating income$680,2404,337
2012-09-30 (YTD Data)Rank
Total interest income$5,801,0003,256
Total interest expense$1,479,0002,235
Net interest income$4,322,0003,528
Provision for loan and lease losses$273,0003,102
Total noninterest income$1,518,0002,162
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$160,0004,193
Trading account gains and fees$0157
Additional Noninterest Income$1,358,0001,624
Total noninterest expense$5,002,0002,786
Salaries and employee benefits$2,673,0002,755
Premises and equipment expense$822,0002,118
Additional noninterest expense$1,507,0003,100
Pre-tax net operating income$565,0004,550
Securities gains (losses)$440,000828
Applicable income taxes$40,0003,887
Income before extraordinary items$965,0003,499
Extraordinary gains, net$020
Net income$965,0003,499
Minority interest net income$086
Net income of bank and minority interests.$965,0003,501
Net charge-offs$84,0004,133
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$1,496,000132
Net operating income$542,6004,364
2012-06-30 (YTD Data)Rank
Total interest income$3,852,0003,297
Total interest expense$948,0002,400
Net interest income$2,904,0003,519
Provision for loan and lease losses$248,0002,703
Total noninterest income$910,0002,305
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$104,0004,226
Trading account gains and fees$0153
Additional Noninterest Income$806,0001,744
Total noninterest expense$3,061,0003,009
Salaries and employee benefits$1,586,0003,037
Premises and equipment expense$521,0002,210
Additional noninterest expense$954,0003,248
Pre-tax net operating income$505,0004,103
Securities gains (losses)$139,0001,366
Applicable income taxes$15,0004,095
Income before extraordinary items$629,0003,541
Extraordinary gains, net$019
Net income$629,0003,541
Minority interest net income$084
Net income of bank and minority interests.$629,0003,542
Net charge-offs$83,0003,591
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$1,058,000115
Net operating income$492,7803,824
2012-03-31 (YTD Data)Rank
Total interest income$1,950,0003,285
Total interest expense$447,0002,630
Net interest income$1,503,0003,452
Provision for loan and lease losses$120,0002,650
Total noninterest income$337,0002,755
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$46,0004,450
Trading account gains and fees$0148
Additional Noninterest Income$291,0002,142
Total noninterest expense$1,444,0003,147
Salaries and employee benefits$723,0003,266
Premises and equipment expense$254,0002,276
Additional noninterest expense$467,0003,258
Pre-tax net operating income$276,0003,980
Securities gains (losses)$103,000897
Applicable income taxes$04,704
Income before extraordinary items$379,0003,184
Extraordinary gains, net$019
Net income$379,0003,188
Minority interest net income$078
Net income of bank and minority interests.$379,0003,188
Net charge-offs$-2,0006,038
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$524,00094
Net operating income$276,0003,624
2011-12-31 (YTD Data)Rank
Total interest income$6,183,0003,972
Total interest expense$1,552,0003,364
Net interest income$4,631,0004,123
Provision for loan and lease losses$780,0002,777
Total noninterest income$474,0004,483
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$193,0004,443
Trading account gains and fees$0146
Additional Noninterest Income$281,0003,971
Total noninterest expense$6,082,0003,026
Salaries and employee benefits$3,014,0003,108
Premises and equipment expense$1,104,0002,203
Additional noninterest expense$1,964,0003,191
Pre-tax net operating income$-1,757,0006,752
Securities gains (losses)$28,0002,935
Applicable income taxes$04,719
Income before extraordinary items$-1,729,0006,794
Extraordinary gains, net$029
Net income$-1,729,0006,794
Minority interest net income$096
Net income of bank and minority interests.$-1,729,0006,794
Net charge-offs$610,0002,933
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$5,356,000124
Net operating income$-1,757,0006,772
2011-09-30 (YTD Data)Rank
Total interest income$4,411,0004,178
Total interest expense$1,139,0003,539
Net interest income$3,272,0004,321
Provision for loan and lease losses$470,0002,949
Total noninterest income$247,0005,137
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$141,0004,507
Trading account gains and fees$0145
Additional Noninterest Income$106,0005,026
Total noninterest expense$4,581,0003,009
Salaries and employee benefits$2,310,0003,061
Premises and equipment expense$811,0002,268
Additional noninterest expense$1,460,0003,227
Pre-tax net operating income$-1,532,0006,926
Securities gains (losses)$28,0002,663
Applicable income taxes$04,740
Income before extraordinary items$-1,504,0006,983
Extraordinary gains, net$021
Net income$-1,504,0006,984
Minority interest net income$087
Net income of bank and minority interests.$-1,504,0006,984
Net charge-offs$581,0002,506
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$2,957,000172
Net operating income$-1,532,0006,961
2011-06-30 (YTD Data)Rank
Total interest income$2,789,0004,364
Total interest expense$714,0003,761
Net interest income$2,075,0004,479
Provision for loan and lease losses$35,0005,367
Total noninterest income$74,0006,221
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$92,0004,547
Trading account gains and fees$0153
Additional Noninterest Income$-18,0007,057
Total noninterest expense$2,951,0003,140
Salaries and employee benefits$1,500,0003,143
Premises and equipment expense$522,0002,366
Additional noninterest expense$929,0003,370
Pre-tax net operating income$-837,0006,924
Securities gains (losses)$20,0002,091
Applicable income taxes$04,697
Income before extraordinary items$-817,0006,971
Extraordinary gains, net$015
Net income$-817,0006,970
Minority interest net income$089
Net income of bank and minority interests.$-817,0006,971
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$2,000,000113
Net operating income$-837,0006,964
2011-03-31 (YTD Data)Rank
Total interest income$1,275,0004,628
Total interest expense$328,0004,077
Net interest income$947,0004,738
Provision for loan and lease losses$05,840
Total noninterest income$45,0006,063
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$45,0004,534
Trading account gains and fees$0158
Additional Noninterest Income$07,066
Total noninterest expense$1,443,0003,206
Salaries and employee benefits$722,0003,245
Premises and equipment expense$268,0002,338
Additional noninterest expense$453,0003,428
Pre-tax net operating income$-451,0007,059
Securities gains (losses)$20,0001,097
Applicable income taxes$04,545
Income before extraordinary items$-431,0007,092
Extraordinary gains, net$09
Net income$-431,0007,093
Minority interest net income$086
Net income of bank and minority interests.$-431,0007,093
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$35,000421
Net operating income$-451,0007,094
2010-12-31 (YTD Data)Rank
Total interest income$4,032,0005,378
Total interest expense$1,323,0004,566
Net interest income$2,709,0005,592
Provision for loan and lease losses$1,030,0003,000
Total noninterest income$-242,0007,437
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$157,0004,829
Trading account gains and fees$0175
Additional Noninterest Income$-399,0007,372
Total noninterest expense$5,040,0003,592
Salaries and employee benefits$2,303,0003,822
Premises and equipment expense$1,001,0002,477
Additional noninterest expense$1,736,0003,620
Pre-tax net operating income$-3,603,0006,994
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-3,603,0007,059
Extraordinary gains, net$029
Net income$-3,603,0007,060
Minority interest net income$0111
Net income of bank and minority interests.$-3,603,0007,060
Net charge-offs$296,0004,312
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$14,428,00059
Net operating income$-3,603,0007,045
2010-09-30 (YTD Data)Rank
Total interest income$2,807,0005,662
Total interest expense$1,021,0004,645
Net interest income$1,786,0005,960
Provision for loan and lease losses$260,0004,530
Total noninterest income$109,0006,448
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$108,0005,060
Trading account gains and fees$0165
Additional Noninterest Income$1,0007,117
Total noninterest expense$3,777,0003,594
Salaries and employee benefits$1,664,0003,974
Premises and equipment expense$763,0002,486
Additional noninterest expense$1,350,0003,510
Pre-tax net operating income$-2,142,0007,093
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-2,142,0007,159
Extraordinary gains, net$023
Net income$-2,142,0007,157
Minority interest net income$0110
Net income of bank and minority interests.$-2,142,0007,159
Net charge-offs$-92,0007,686
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$14,412,00050
Net operating income$-2,142,0007,137
2010-06-30 (YTD Data)Rank
Total interest income$1,710,0005,916
Total interest expense$704,0004,675
Net interest income$1,006,0006,356
Provision for loan and lease losses$150,0004,587
Total noninterest income$69,0006,545
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$68,0005,167
Trading account gains and fees$0152
Additional Noninterest Income$1,0007,201
Total noninterest expense$2,561,0003,559
Salaries and employee benefits$1,112,0003,985
Premises and equipment expense$512,0002,490
Additional noninterest expense$937,0003,380
Pre-tax net operating income$-1,636,0007,200
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-1,636,0007,281
Extraordinary gains, net$019
Net income$-1,636,0007,280
Minority interest net income$0105
Net income of bank and minority interests.$-1,636,0007,281
Net charge-offs$8,0005,913
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$12,412,00040
Net operating income$-1,636,0007,265
2010-03-31 (YTD Data)Rank
Total interest income$835,0006,036
Total interest expense$372,0004,663
Net interest income$463,0006,565
Provision for loan and lease losses$50,0004,831
Total noninterest income$32,0006,672
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$31,0005,310
Trading account gains and fees$0175
Additional Noninterest Income$1,0007,328
Total noninterest expense$1,238,0003,681
Salaries and employee benefits$530,0004,186
Premises and equipment expense$267,0002,450
Additional noninterest expense$441,0003,529
Pre-tax net operating income$-793,0007,343
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-793,0007,410
Extraordinary gains, net$016
Net income$-793,0007,410
Minority interest net income$091
Net income of bank and minority interests.$-793,0007,411
Net charge-offs$8,0004,945
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$10,216,00030
Net operating income$-793,0007,394
2009-12-31 (YTD Data)Rank
Total interest income$4,066,0005,675
Total interest expense$2,357,0004,050
Net interest income$1,709,0006,670
Provision for loan and lease losses$567,0004,349
Total noninterest income$113,0006,885
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$111,0005,614
Trading account gains and fees$0211
Additional Noninterest Income$2,0007,361
Total noninterest expense$4,631,0003,905
Salaries and employee benefits$1,929,0004,473
Premises and equipment expense$1,009,0002,551
Additional noninterest expense$1,693,0003,758
Pre-tax net operating income$-3,376,0006,961
Securities gains (losses)$322,0001,176
Applicable income taxes$04,388
Income before extraordinary items$-3,054,0007,004
Extraordinary gains, net$034
Net income$-3,054,0007,002
Minority interest net income$0115
Net income of bank and minority interests.$-3,054,0007,003
Net charge-offs$322,0004,393
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$100,000894
Net operating income$-3,376,0007,061
2009-09-30 (YTD Data)Rank
Total interest income$3,181,0005,631
Total interest expense$1,919,0003,958
Net interest income$1,262,0006,741
Provision for loan and lease losses$230,0004,952
Total noninterest income$82,0007,026
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$81,0005,686
Trading account gains and fees$0212
Additional Noninterest Income$1,0007,551
Total noninterest expense$3,407,0003,976
Salaries and employee benefits$1,488,0004,413
Premises and equipment expense$769,0002,551
Additional noninterest expense$1,150,0003,996
Pre-tax net operating income$-2,293,0007,132
Securities gains (losses)$322,000951
Applicable income taxes$04,592
Income before extraordinary items$-1,971,0007,161
Extraordinary gains, net$027
Net income$-1,971,0007,161
Minority interest net income$0118
Net income of bank and minority interests.$-1,971,0007,160
Net charge-offs$133,0004,768
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$77,000824
Net operating income$-2,293,0007,239
2009-06-30 (YTD Data)Rank
Total interest income$2,266,0005,519
Total interest expense$1,365,0003,909
Net interest income$901,0006,624
Provision for loan and lease losses$210,0004,245
Total noninterest income$53,0007,119
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$52,0005,748
Trading account gains and fees$0193
Additional Noninterest Income$1,0007,675
Total noninterest expense$2,357,0003,906
Salaries and employee benefits$1,019,0004,380
Premises and equipment expense$504,0002,624
Additional noninterest expense$834,0003,759
Pre-tax net operating income$-1,613,0007,276
Securities gains (losses)$236,000917
Applicable income taxes$04,657
Income before extraordinary items$-1,377,0007,292
Extraordinary gains, net$021
Net income$-1,377,0007,292
Minority interest net income$0112
Net income of bank and minority interests.$-1,377,0007,291
Net charge-offs$133,0003,913
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$59,000753
Net operating income$-1,613,0007,369
2009-03-31 (YTD Data)Rank
Total interest income$1,103,0005,637
Total interest expense$709,0003,908
Net interest income$394,0006,894
Provision for loan and lease losses$80,0004,216
Total noninterest income$23,0007,294
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$22,0005,942
Trading account gains and fees$0171
Additional Noninterest Income$1,0007,715
Total noninterest expense$1,139,0003,929
Salaries and employee benefits$512,0004,384
Premises and equipment expense$262,0002,583
Additional noninterest expense$365,0003,836
Pre-tax net operating income$-802,0007,547
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-802,0007,627
Extraordinary gains, net$015
Net income$-802,0007,628
Minority interest net income$0102
Net income of bank and minority interests.$-802,0007,628
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$31,000634
Net operating income$-802,0007,623
2008-12-31 (YTD Data)Rank
Total interest income$2,589,0006,908
Total interest expense$1,336,0006,212
Net interest income$1,253,0007,305
Provision for loan and lease losses$751,0003,139
Total noninterest income$60,0007,665
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$59,0006,504
Trading account gains and fees$0154
Additional Noninterest Income$1,0007,912
Total noninterest expense$4,188,0004,100
Salaries and employee benefits$1,766,0004,853
Premises and equipment expense$1,116,0002,388
Additional noninterest expense$1,306,0004,011
Pre-tax net operating income$-3,626,0007,687
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-3,626,0007,697
Extraordinary gains, net$039
Net income$-3,626,0007,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0003,646
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$263,000700
Net operating income$-3,626,0007,763
2008-09-30 (YTD Data)Rank
Total interest income$1,672,0007,249
Total interest expense$692,0007,024
Net interest income$980,0007,298
Provision for loan and lease losses$316,0003,464
Total noninterest income$38,0007,868
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$38,0006,673
Trading account gains and fees$0148
Additional Noninterest Income$08,105
Total noninterest expense$2,989,0004,233
Salaries and employee benefits$1,229,0005,086
Premises and equipment expense$847,0002,375
Additional noninterest expense$913,0004,163
Pre-tax net operating income$-2,287,0007,916
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-2,287,0007,916
Extraordinary gains, net$031
Net income$-2,287,0007,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$227,000540
Net operating income$-2,287,0007,989
2008-06-30 (YTD Data)Rank
Total interest income$1,046,0007,432
Total interest expense$420,0007,282
Net interest income$626,0007,401
Provision for loan and lease losses$186,0003,272
Total noninterest income$22,0007,986
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$22,0006,802
Trading account gains and fees$0149
Additional Noninterest Income$08,191
Total noninterest expense$1,860,0004,472
Salaries and employee benefits$745,0005,422
Premises and equipment expense$540,0002,469
Additional noninterest expense$575,0004,312
Pre-tax net operating income$-1,398,0008,055
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,398,0008,126
Extraordinary gains, net$021
Net income$-1,398,0008,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,608
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$157,000456
Net operating income$-1,398,0008,116
2008-03-31 (YTD Data)Rank
Total interest income$509,0007,532
Total interest expense$218,0007,357
Net interest income$291,0007,544
Provision for loan and lease losses$99,0002,759
Total noninterest income$10,0008,048
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$10,0006,870
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$892,0004,594
Salaries and employee benefits$363,0005,536
Premises and equipment expense$271,0002,484
Additional noninterest expense$258,0004,583
Pre-tax net operating income$-690,0008,191
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-690,0008,235
Extraordinary gains, net$015
Net income$-690,0008,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$61,000427
Net operating income$-690,0008,223
2007-12-31 (YTD Data)Rank
Total interest income$1,795,0007,699
Total interest expense$866,0007,383
Net interest income$929,0007,830
Provision for loan and lease losses$119,0004,697
Total noninterest income$30,0008,175
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$30,0007,022
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$3,257,0004,749
Salaries and employee benefits$1,522,0005,260
Premises and equipment expense$781,0003,142
Additional noninterest expense$954,0004,797
Pre-tax net operating income$-2,417,0008,330
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-2,417,0008,366
Extraordinary gains, net$039
Net income$-2,417,0008,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,483
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$352,000609
Net operating income$-2,417,0008,354
2007-09-30 (YTD Data)Rank
Total interest income$1,266,0007,830
Total interest expense$596,0007,557
Net interest income$670,0007,927
Provision for loan and lease losses$16,0005,978
Total noninterest income$21,0008,245
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$20,0007,098
Trading account gains and fees$0184
Additional Noninterest Income$1,0008,340
Total noninterest expense$2,380,0004,810
Salaries and employee benefits$1,159,0005,203
Premises and equipment expense$503,0003,533
Additional noninterest expense$718,0004,723
Pre-tax net operating income$-1,705,0008,410
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-1,705,0008,437
Extraordinary gains, net$033
Net income$-1,705,0008,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$278,000523
Net operating income$-1,705,0008,425
2007-06-30 (YTD Data)Rank
Total interest income$754,0008,005
Total interest expense$338,0007,773
Net interest income$416,0008,067
Provision for loan and lease losses$105,0003,205
Total noninterest income$14,0008,305
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$13,0007,146
Trading account gains and fees$0168
Additional Noninterest Income$1,0008,368
Total noninterest expense$1,781,0004,467
Salaries and employee benefits$723,0005,450
Premises and equipment expense$664,0001,962
Additional noninterest expense$394,0005,347
Pre-tax net operating income$-1,456,0008,521
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-1,456,0008,541
Extraordinary gains, net$029
Net income$-1,456,0008,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$86,000632
Net operating income$-1,456,0008,530
2007-03-31 (YTD Data)Rank
Total interest income$342,0008,145
Total interest expense$147,0007,951
Net interest income$195,0008,192
Provision for loan and lease losses$46,0003,181
Total noninterest income$5,0008,391
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,0007,501
Trading account gains and fees$0195
Additional Noninterest Income$4,0008,000
Total noninterest expense$799,0004,812
Salaries and employee benefits$351,0005,579
Premises and equipment expense$337,0001,938
Additional noninterest expense$111,0006,884
Pre-tax net operating income$-645,0008,553
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-645,0008,566
Extraordinary gains, net$022
Net income$-645,0008,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$37,000555
Net operating income$-645,0008,559
2006-12-31 (YTD Data)Rank
Total interest income$992,0008,283
Total interest expense$580,0007,757
Net interest income$412,0008,483
Provision for loan and lease losses$37,0005,861
Total noninterest income$18,0008,424
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,0007,567
Trading account gains and fees$0130
Additional Noninterest Income$16,0008,092
Total noninterest expense$2,793,0005,132
Salaries and employee benefits$1,174,0005,982
Premises and equipment expense$942,0002,611
Additional noninterest expense$677,0005,733
Pre-tax net operating income$-2,400,0008,606
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-2,400,0008,616
Extraordinary gains, net$051
Net income$-2,400,0008,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$12,025,000178
Net operating income$-2,400,0008,609
2006-09-30 (YTD Data)Rank
Total interest income$331,0008,626
Total interest expense$88,0008,576
Net interest income$243,0008,612
Provision for loan and lease losses$64,0004,788
Total noninterest income$7,0008,574
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$7,0008,342
Total noninterest expense$1,030,0007,103
Salaries and employee benefits$451,0007,576
Premises and equipment expense$186,0006,261
Additional noninterest expense$393,0006,430
Pre-tax net operating income$-844,0008,546
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-844,0008,577
Extraordinary gains, net$045
Net income$-844,0008,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$11,571,000138
Net operating income$-844,0008,569
2006-06-30 (YTD Data)Rank
Total interest income$129,0008,724
Total interest expense$39,0008,653
Net interest income$90,0008,726
Provision for loan and lease losses$06,419
Total noninterest income$5,0008,619
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$5,0008,374
Total noninterest expense$530,0007,638
Salaries and employee benefits$187,0008,269
Premises and equipment expense$92,0006,935
Additional noninterest expense$251,0006,562
Pre-tax net operating income$-435,0008,542
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-435,0008,558
Extraordinary gains, net$039
Net income$-435,0008,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$11,476,00087
Net operating income$-435,0008,556

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.