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DMB Community Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$33,390,000	1,284
Total interest expense	$23,578,000	704
Net interest income	$9,812,000	2,415
Provision for loan and lease losses	$-400,000	4,450
Total noninterest income	$1,263,000	2,485
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$135,000	3,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,128,000	2,164
Total noninterest expense	$11,200,000	1,901
Salaries and employee benefits	$7,183,000	1,734
Premises and equipment expense	$1,401,000	1,621
Additional noninterest expense	$1,128,000	2,164
Pre-tax net operating income	$275,000	4,127
Securities gains (losses)	$132,000	210
Applicable income taxes	$786,000	1,593
Income before extraordinary items	$-379,000	4,434
Extraordinary gains, net	$0	54
Net income	$-379,000	4,433
Minority interest net income	$0	88
Net income of bank and minority interests.	$-379,000	4,434
Net charge-offs	$-4,000	3,689
Cash dividends	$5,450,000	763
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$-483,280	4,453
2023-09-30 (YTD Data)		Rank
Total interest income	$-400,000	4,622
Total interest expense	$10,000	4,506
Net interest income	$1,000,000	4,388
Provision for loan and lease losses	NA	NA
Total noninterest income	$1,804	4,553
Gross Fiduciary activities income	$97	936
Service charges on deposit accounts	$266	4,432
Trading account gains and fees	$0	125
Additional Noninterest Income	$0	4,497
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,553
Additional noninterest expense	$36,613	4,235
Pre-tax net operating income	NA	NA
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$2,000	4,379
Extraordinary gains, net	$14,769,000	27
Net income	$1,165,000	3,155
Minority interest net income	$304,000	37
Net income of bank and minority interests.	$0	4,357
Net charge-offs	$0	2,641
Cash dividends	$463,000	2,300
Sale, conversion, retirement of capital stock, net	$-7	4,562
Net operating income	$0	4,379
2023-06-30 (YTD Data)		Rank
Total interest income	$15,932,000	1,284
Total interest expense	$10,058,000	679
Net interest income	$5,874,000	2,171
Provision for loan and lease losses	$-400,000	4,540
Total noninterest income	$667,000	2,369
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$80,000	2,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$587,000	2,034
Total noninterest expense	$5,738,000	1,862
Salaries and employee benefits	$3,673,000	1,706
Premises and equipment expense	$753,000	1,526
Additional noninterest expense	$587,000	2,031
Pre-tax net operating income	$1,203,000	2,842
Securities gains (losses)	$113,000	159
Applicable income taxes	$78,000	2,661
Income before extraordinary items	$1,238,000	2,620
Extraordinary gains, net	$0	51
Net income	$1,238,000	2,650
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,238,000	2,620
Net charge-offs	$0	2,431
Cash dividends	$1,300,000	1,193
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,131,780	2,735
2023-03-31 (YTD Data)		Rank
Total interest income	$7,717,000	1,293
Total interest expense	$4,425,000	677
Net interest income	$3,292,000	2,037
Provision for loan and lease losses	$0	2,612
Total noninterest income	$316,000	2,434
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$51,000	2,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$265,000	2,130
Total noninterest expense	$2,768,000	1,916
Salaries and employee benefits	$1,795,000	1,760
Premises and equipment expense	$364,000	1,595
Additional noninterest expense	$265,000	2,130
Pre-tax net operating income	$840,000	2,508
Securities gains (losses)	$105,000	162
Applicable income taxes	$246,000	1,539
Income before extraordinary items	$699,000	2,533
Extraordinary gains, net	$0	4
Net income	$699,000	2,534
Minority interest net income	$0	48
Net income of bank and minority interests.	$699,000	2,533
Net charge-offs	$-1,000	3,238
Cash dividends	$300,000	1,564
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$616,050	2,708
2022-12-31 (YTD Data)		Rank
Total interest income	$26,244,000	1,271
Total interest expense	$5,148,000	771
Net interest income	$21,096,000	1,368
Provision for loan and lease losses	$1,850,000	543
Total noninterest income	$2,259,000	1,916
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$147,000	3,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,112,000	1,570
Total noninterest expense	$11,386,000	1,844
Salaries and employee benefits	$8,291,000	1,516
Premises and equipment expense	$932,000	2,097
Additional noninterest expense	$2,112,000	1,570
Pre-tax net operating income	$10,119,000	1,272
Securities gains (losses)	$136,000	143
Applicable income taxes	$2,668,000	892
Income before extraordinary items	$7,587,000	1,362
Extraordinary gains, net	$0	5
Net income	$7,587,000	1,362
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,587,000	1,362
Net charge-offs	$-18,000	3,793
Cash dividends	$1,790,000	1,619
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,479,560	1,399
2022-09-30 (YTD Data)		Rank
Total interest income	$18,727,000	1,276
Total interest expense	$2,243,000	912
Net interest income	$16,484,000	1,318
Provision for loan and lease losses	$750,000	755
Total noninterest income	$1,359,000	2,171
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$116,000	3,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,243,000	1,835
Total noninterest expense	$8,427,000	1,861
Salaries and employee benefits	$6,339,000	1,504
Premises and equipment expense	$527,000	2,488
Additional noninterest expense	$1,243,000	1,835
Pre-tax net operating income	$8,666,000	1,132
Securities gains (losses)	$137,000	136
Applicable income taxes	$2,295,000	830
Income before extraordinary items	$6,508,000	1,213
Extraordinary gains, net	$0	4
Net income	$6,508,000	1,212
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,508,000	1,213
Net charge-offs	$-9,000	3,567
Cash dividends	$790,000	1,852
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,399,770	1,251
2022-06-30 (YTD Data)		Rank
Total interest income	$11,711,000	1,295
Total interest expense	$874,000	1,273
Net interest income	$10,837,000	1,295
Provision for loan and lease losses	$750,000	513
Total noninterest income	$1,042,000	2,023
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$85,000	2,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$957,000	1,715
Total noninterest expense	$5,607,000	1,853
Salaries and employee benefits	$4,300,000	1,479
Premises and equipment expense	$297,000	2,738
Additional noninterest expense	$1,010,000	2,606
Pre-tax net operating income	$5,522,000	1,122
Securities gains (losses)	$133,000	129
Applicable income taxes	$1,457,000	808
Income before extraordinary items	$4,198,000	1,189
Extraordinary gains, net	$0	4
Net income	$4,198,000	1,188
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,198,000	1,189
Net charge-offs	$-8,000	3,588
Cash dividends	$440,000	1,994
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,092,930	1,243
2022-03-31 (YTD Data)		Rank
Total interest income	$5,486,000	1,325
Total interest expense	$341,000	1,497
Net interest income	$5,145,000	1,316
Provision for loan and lease losses	$0	2,285
Total noninterest income	$485,000	2,099
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$52,000	2,697
Trading account gains and fees	NA	NA
Additional Noninterest Income	$433,000	1,833
Total noninterest expense	$2,746,000	1,867
Salaries and employee benefits	$2,127,000	1,499
Premises and equipment expense	$142,000	2,830
Additional noninterest expense	$477,000	2,672
Pre-tax net operating income	$2,884,000	1,039
Securities gains (losses)	$120,000	119
Applicable income taxes	$806,000	738
Income before extraordinary items	$2,198,000	1,120
Extraordinary gains, net	$0	4
Net income	$2,198,000	1,119
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,198,000	1,120
Net charge-offs	$-6,000	3,738
Cash dividends	$200,000	1,712
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,103,200	1,168
2021-12-31 (YTD Data)		Rank
Total interest income	$20,355,000	1,462
Total interest expense	$1,661,000	1,542
Net interest income	$18,694,000	1,447
Provision for loan and lease losses	$900,000	663
Total noninterest income	$3,274,000	1,698
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$166,000	2,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,108,000	1,453
Total noninterest expense	$10,186,000	1,952
Salaries and employee benefits	$7,682,000	1,608
Premises and equipment expense	$544,000	2,899
Additional noninterest expense	$1,960,000	2,625
Pre-tax net operating income	$10,882,000	1,210
Securities gains (losses)	$220,000	572
Applicable income taxes	$2,912,000	880
Income before extraordinary items	$8,190,000	1,323
Extraordinary gains, net	$0	10
Net income	$8,190,000	1,323
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,190,000	1,323
Net charge-offs	$-9,000	3,637
Cash dividends	$2,200,000	1,439
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$8,016,200	1,322
2021-09-30 (YTD Data)		Rank
Total interest income	$15,009,000	1,512
Total interest expense	$1,337,000	1,532
Net interest income	$13,672,000	1,500
Provision for loan and lease losses	$300,000	1,152
Total noninterest income	$2,226,000	1,863
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$133,000	2,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,093,000	1,621
Total noninterest expense	$7,469,000	1,987
Salaries and employee benefits	$5,637,000	1,641
Premises and equipment expense	$386,000	3,007
Additional noninterest expense	$1,446,000	2,664
Pre-tax net operating income	$8,129,000	1,261
Securities gains (losses)	$213,000	537
Applicable income taxes	$2,222,000	913
Income before extraordinary items	$6,120,000	1,372
Extraordinary gains, net	$0	8
Net income	$6,120,000	1,372
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,120,000	1,372
Net charge-offs	$-42,000	4,149
Cash dividends	$1,200,000	1,567
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,951,730	1,401
2021-06-30 (YTD Data)		Rank
Total interest income	$9,790,000	1,526
Total interest expense	$971,000	1,496
Net interest income	$8,819,000	1,518
Provision for loan and lease losses	$300,000	865
Total noninterest income	$1,549,000	1,774
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$92,000	2,757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,457,000	1,538
Total noninterest expense	$4,961,000	1,987
Salaries and employee benefits	$3,745,000	1,640
Premises and equipment expense	$249,000	3,054
Additional noninterest expense	$967,000	2,649
Pre-tax net operating income	$5,107,000	1,293
Securities gains (losses)	$221,000	444
Applicable income taxes	$1,422,000	921
Income before extraordinary items	$3,906,000	1,431
Extraordinary gains, net	$0	6
Net income	$3,906,000	1,431
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,906,000	1,431
Net charge-offs	$-7,000	3,675
Cash dividends	$1,100,000	1,291
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,731,410	1,438
2021-03-31 (YTD Data)		Rank
Total interest income	$4,808,000	1,557
Total interest expense	$552,000	1,406
Net interest income	$4,256,000	1,563
Provision for loan and lease losses	$0	2,741
Total noninterest income	$854,000	1,674
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$57,000	2,465
Trading account gains and fees	NA	NA
Additional Noninterest Income	$797,000	1,474
Total noninterest expense	$2,390,000	2,022
Salaries and employee benefits	$1,790,000	1,677
Premises and equipment expense	$129,000	3,015
Additional noninterest expense	$471,000	2,645
Pre-tax net operating income	$2,720,000	1,231
Securities gains (losses)	$218,000	312
Applicable income taxes	$789,000	861
Income before extraordinary items	$2,149,000	1,322
Extraordinary gains, net	$0	3
Net income	$2,149,000	1,322
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,149,000	1,322
Net charge-offs	$-4,000	3,680
Cash dividends	$200,000	1,798
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,976,780	1,371
2020-12-31 (YTD Data)		Rank
Total interest income	$19,927,000	1,508
Total interest expense	$4,879,000	978
Net interest income	$15,048,000	1,649
Provision for loan and lease losses	$500,000	2,227
Total noninterest income	$3,249,000	1,653
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$191,000	2,822
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,058,000	1,418
Total noninterest expense	$9,151,000	2,074
Salaries and employee benefits	$6,651,000	1,749
Premises and equipment expense	$515,000	3,004
Additional noninterest expense	$1,985,000	2,545
Pre-tax net operating income	$8,646,000	1,188
Securities gains (losses)	$112,000	1,327
Applicable income taxes	$2,317,000	843
Income before extraordinary items	$6,441,000	1,346
Extraordinary gains, net	$0	4
Net income	$6,441,000	1,347
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,441,000	1,347
Net charge-offs	$-11,000	4,267
Cash dividends	$1,600,000	1,715
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,352,520	1,319
2020-09-30 (YTD Data)		Rank
Total interest income	$15,072,000	1,498
Total interest expense	$4,072,000	936
Net interest income	$11,000,000	1,674
Provision for loan and lease losses	$0	4,239
Total noninterest income	$2,401,000	1,617
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$152,000	2,766
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,249,000	1,389
Total noninterest expense	$6,639,000	2,112
Salaries and employee benefits	$4,886,000	1,762
Premises and equipment expense	$364,000	3,122
Additional noninterest expense	$1,389,000	2,642
Pre-tax net operating income	$6,762,000	1,116
Securities gains (losses)	$109,000	1,171
Applicable income taxes	$1,822,000	791
Income before extraordinary items	$5,049,000	1,256
Extraordinary gains, net	$0	4
Net income	$5,049,000	1,256
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,049,000	1,256
Net charge-offs	$0	3,243
Cash dividends	$700,000	2,029
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,962,890	1,240
2020-06-30 (YTD Data)		Rank
Total interest income	$10,097,000	1,505
Total interest expense	$2,996,000	925
Net interest income	$7,101,000	1,718
Provision for loan and lease losses	$0	4,134
Total noninterest income	$1,435,000	1,668
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$108,000	2,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,327,000	1,415
Total noninterest expense	$4,452,000	2,093
Salaries and employee benefits	$3,265,000	1,753
Premises and equipment expense	$240,000	3,134
Additional noninterest expense	$947,000	2,609
Pre-tax net operating income	$4,084,000	1,152
Securities gains (losses)	$109,000	950
Applicable income taxes	$1,112,000	759
Income before extraordinary items	$3,081,000	1,273
Extraordinary gains, net	$0	4
Net income	$3,081,000	1,273
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,081,000	1,273
Net charge-offs	$-3,000	3,999
Cash dividends	$650,000	1,704
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,994,890	1,269
2020-03-31 (YTD Data)		Rank
Total interest income	$4,991,000	1,517
Total interest expense	$1,647,000	930
Net interest income	$3,344,000	1,758
Provision for loan and lease losses	$0	3,711
Total noninterest income	$454,000	2,042
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$76,000	2,498
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	1,792
Total noninterest expense	$2,229,000	2,103
Salaries and employee benefits	$1,641,000	1,763
Premises and equipment expense	$123,000	3,112
Additional noninterest expense	$465,000	2,659
Pre-tax net operating income	$1,569,000	1,279
Securities gains (losses)	$103,000	597
Applicable income taxes	$443,000	809
Income before extraordinary items	$1,229,000	1,399
Extraordinary gains, net	$0	4
Net income	$1,229,000	1,397
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,229,000	1,399
Net charge-offs	$1,000	2,430
Cash dividends	$200,000	1,912
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,147,630	1,462
2019-12-31 (YTD Data)		Rank
Total interest income	$20,547,000	1,491
Total interest expense	$7,010,000	926
Net interest income	$13,537,000	1,755
Provision for loan and lease losses	$300,000	1,946
Total noninterest income	$1,695,000	2,157
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$260,000	2,821
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,435,000	1,840
Total noninterest expense	$8,221,000	2,207
Salaries and employee benefits	$5,857,000	1,884
Premises and equipment expense	$552,000	2,951
Additional noninterest expense	$1,812,000	2,731
Pre-tax net operating income	$6,711,000	1,412
Securities gains (losses)	$741,000	279
Applicable income taxes	$1,948,000	916
Income before extraordinary items	$5,504,000	1,474
Extraordinary gains, net	$0	11
Net income	$5,504,000	1,475
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,504,000	1,476
Net charge-offs	$-394,000	5,087
Cash dividends	$1,910,000	1,626
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,918,610	1,583
2019-09-30 (YTD Data)		Rank
Total interest income	$15,454,000	1,498
Total interest expense	$5,281,000	930
Net interest income	$10,173,000	1,777
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,223,000	2,203
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$203,000	2,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,020,000	1,897
Total noninterest expense	$6,127,000	2,224
Salaries and employee benefits	$4,393,000	1,884
Premises and equipment expense	$405,000	2,990
Additional noninterest expense	$1,329,000	2,786
Pre-tax net operating income	$5,269,000	1,390
Securities gains (losses)	$234,000	484
Applicable income taxes	$1,440,000	961
Income before extraordinary items	$4,063,000	1,527
Extraordinary gains, net	$0	11
Net income	$4,063,000	1,528
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,063,000	1,529
Net charge-offs	$-404,000	5,169
Cash dividends	$950,000	1,881
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,878,140	1,550
2019-06-30 (YTD Data)		Rank
Total interest income	$10,287,000	1,497
Total interest expense	$3,477,000	924
Net interest income	$6,810,000	1,771
Provision for loan and lease losses	$0	3,685
Total noninterest income	$767,000	2,240
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$143,000	2,706
Trading account gains and fees	NA	NA
Additional Noninterest Income	$624,000	1,969
Total noninterest expense	$4,144,000	2,208
Salaries and employee benefits	$2,929,000	1,888
Premises and equipment expense	$255,000	3,107
Additional noninterest expense	$960,000	2,666
Pre-tax net operating income	$3,433,000	1,389
Securities gains (losses)	$234,000	347
Applicable income taxes	$956,000	938
Income before extraordinary items	$2,711,000	1,499
Extraordinary gains, net	$0	11
Net income	$2,711,000	1,499
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,711,000	1,499
Net charge-offs	$-20,000	4,677
Cash dividends	$550,000	2,012
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,526,140	1,556
2019-03-31 (YTD Data)		Rank
Total interest income	$5,039,000	1,516
Total interest expense	$1,665,000	933
Net interest income	$3,374,000	1,793
Provision for loan and lease losses	$0	3,406
Total noninterest income	$378,000	2,237
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$80,000	2,519
Trading account gains and fees	NA	NA
Additional Noninterest Income	$298,000	1,969
Total noninterest expense	$2,012,000	2,258
Salaries and employee benefits	$1,423,000	1,947
Premises and equipment expense	$127,000	3,145
Additional noninterest expense	$462,000	2,736
Pre-tax net operating income	$1,740,000	1,349
Securities gains (losses)	$234,000	179
Applicable income taxes	$509,000	901
Income before extraordinary items	$1,465,000	1,380
Extraordinary gains, net	$0	5
Net income	$1,465,000	1,378
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,465,000	1,379
Net charge-offs	$-10,000	4,659
Cash dividends	$300,000	1,718
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,280,140	1,517
2018-12-31 (YTD Data)		Rank
Total interest income	$19,197,000	1,497
Total interest expense	$5,322,000	875
Net interest income	$13,875,000	1,722
Provision for loan and lease losses	$250,000	2,131
Total noninterest income	$1,574,000	2,277
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$304,000	2,725
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,270,000	1,979
Total noninterest expense	$8,095,000	2,223
Salaries and employee benefits	$5,618,000	1,908
Premises and equipment expense	$497,000	3,162
Additional noninterest expense	$1,980,000	2,606
Pre-tax net operating income	$7,104,000	1,331
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,806,000	938
Income before extraordinary items	$5,298,000	1,505
Extraordinary gains, net	$0	6
Net income	$5,298,000	1,503
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,298,000	1,504
Net charge-offs	$41,000	2,735
Cash dividends	$1,630,000	1,648
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,298,000	1,498
2018-09-30 (YTD Data)		Rank
Total interest income	$14,205,000	1,494
Total interest expense	$3,763,000	876
Net interest income	$10,442,000	1,716
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,136,000	2,336
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$234,000	2,704
Trading account gains and fees	NA	NA
Additional Noninterest Income	$902,000	2,047
Total noninterest expense	$6,193,000	2,189
Salaries and employee benefits	$4,286,000	1,886
Premises and equipment expense	$369,000	3,217
Additional noninterest expense	$1,538,000	2,560
Pre-tax net operating income	$5,385,000	1,336
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,309,000	981
Income before extraordinary items	$4,076,000	1,484
Extraordinary gains, net	$0	5
Net income	$4,076,000	1,482
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,076,000	1,483
Net charge-offs	$54,000	2,153
Cash dividends	$830,000	1,861
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,076,000	1,470
2018-06-30 (YTD Data)		Rank
Total interest income	$9,311,000	1,505
Total interest expense	$2,341,000	863
Net interest income	$6,970,000	1,711
Provision for loan and lease losses	$0	3,782
Total noninterest income	$773,000	2,318
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$161,000	2,656
Trading account gains and fees	NA	NA
Additional Noninterest Income	$612,000	2,040
Total noninterest expense	$4,196,000	2,178
Salaries and employee benefits	$2,883,000	1,888
Premises and equipment expense	$248,000	3,224
Additional noninterest expense	$1,065,000	2,501
Pre-tax net operating income	$3,547,000	1,327
Securities gains (losses)	$0	961
Applicable income taxes	$863,000	971
Income before extraordinary items	$2,684,000	1,479
Extraordinary gains, net	$0	6
Net income	$2,684,000	1,478
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,684,000	1,478
Net charge-offs	$3,000	2,950
Cash dividends	$630,000	1,729
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,684,000	1,462
2018-03-31 (YTD Data)		Rank
Total interest income	$4,587,000	1,512
Total interest expense	$1,102,000	867
Net interest income	$3,485,000	1,705
Provision for loan and lease losses	$0	3,508
Total noninterest income	$379,000	2,330
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$92,000	2,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$287,000	2,074
Total noninterest expense	$2,122,000	2,179
Salaries and employee benefits	$1,428,000	1,919
Premises and equipment expense	$131,000	3,148
Additional noninterest expense	$563,000	2,411
Pre-tax net operating income	$1,742,000	1,332
Securities gains (losses)	$0	735
Applicable income taxes	$423,000	973
Income before extraordinary items	$1,319,000	1,463
Extraordinary gains, net	$0	7
Net income	$1,319,000	1,463
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,319,000	1,463
Net charge-offs	$14,000	1,828
Cash dividends	$330,000	1,518
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,319,000	1,453
2017-12-31 (YTD Data)		Rank
Total interest income	$18,119,000	1,476
Total interest expense	$3,436,000	951
Net interest income	$14,683,000	1,594
Provision for loan and lease losses	$1,350,000	704
Total noninterest income	$1,689,000	2,242
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$349,000	2,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,340,000	1,946
Total noninterest expense	$8,564,000	2,160
Salaries and employee benefits	$5,815,000	1,859
Premises and equipment expense	$577,000	2,994
Additional noninterest expense	$2,172,000	2,509
Pre-tax net operating income	$6,458,000	1,392
Securities gains (losses)	$-81,000	5,373
Applicable income taxes	$2,728,000	1,032
Income before extraordinary items	$3,649,000	1,731
Extraordinary gains, net	$0	9
Net income	$3,649,000	1,731
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,649,000	1,731
Net charge-offs	$941,000	722
Cash dividends	$1,000,000	2,186
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,700,840	1,690
2017-09-30 (YTD Data)		Rank
Total interest income	$13,462,000	1,488
Total interest expense	$2,448,000	983
Net interest income	$11,014,000	1,588
Provision for loan and lease losses	$950,000	726
Total noninterest income	$1,263,000	2,272
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$269,000	2,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$994,000	1,978
Total noninterest expense	$6,651,000	2,102
Salaries and employee benefits	$4,506,000	1,826
Premises and equipment expense	$444,000	2,976
Additional noninterest expense	$1,701,000	2,428
Pre-tax net operating income	$4,676,000	1,441
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,557,000	1,086
Income before extraordinary items	$3,119,000	1,682
Extraordinary gains, net	$0	9
Net income	$3,119,000	1,683
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,119,000	1,683
Net charge-offs	$943,000	515
Cash dividends	$350,000	2,747
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,119,000	1,659
2017-06-30 (YTD Data)		Rank
Total interest income	$8,789,000	1,499
Total interest expense	$1,541,000	1,013
Net interest income	$7,248,000	1,597
Provision for loan and lease losses	$450,000	912
Total noninterest income	$857,000	2,259
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$189,000	2,477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$668,000	1,983
Total noninterest expense	$4,494,000	2,088
Salaries and employee benefits	$3,017,000	1,823
Premises and equipment expense	$303,000	2,937
Additional noninterest expense	$1,174,000	2,368
Pre-tax net operating income	$3,161,000	1,404
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,052,000	1,067
Income before extraordinary items	$2,109,000	1,627
Extraordinary gains, net	$0	11
Net income	$2,109,000	1,627
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,109,000	1,627
Net charge-offs	$-44,000	5,254
Cash dividends	$200,000	2,811
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,109,000	1,607
2017-03-31 (YTD Data)		Rank
Total interest income	$4,289,000	1,518
Total interest expense	$722,000	1,045
Net interest income	$3,567,000	1,612
Provision for loan and lease losses	$100,000	1,432
Total noninterest income	$432,000	2,220
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$100,000	2,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	1,962
Total noninterest expense	$2,287,000	2,083
Salaries and employee benefits	$1,489,000	1,859
Premises and equipment expense	$163,000	2,851
Additional noninterest expense	$635,000	2,210
Pre-tax net operating income	$1,612,000	1,372
Securities gains (losses)	$0	1,153
Applicable income taxes	$539,000	1,024
Income before extraordinary items	$1,073,000	1,586
Extraordinary gains, net	$0	8
Net income	$1,073,000	1,585
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,073,000	1,586
Net charge-offs	$-37,000	5,415
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,073,000	1,567
2016-12-31 (YTD Data)		Rank
Total interest income	$16,381,000	1,548
Total interest expense	$2,435,000	1,178
Net interest income	$13,946,000	1,613
Provision for loan and lease losses	$500,000	1,458
Total noninterest income	$1,829,000	2,226
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$364,000	2,618
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,465,000	1,924
Total noninterest expense	$8,236,000	2,236
Salaries and employee benefits	$5,519,000	1,938
Premises and equipment expense	$616,000	2,963
Additional noninterest expense	$2,101,000	2,663
Pre-tax net operating income	$7,039,000	1,238
Securities gains (losses)	$1,000	3,113
Applicable income taxes	$2,410,000	919
Income before extraordinary items	$4,630,000	1,474
Extraordinary gains, net	$0	5
Net income	$4,630,000	1,473
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,630,000	1,473
Net charge-offs	$42,000	3,261
Cash dividends	$600,000	2,761
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,629,340	1,446
2016-09-30 (YTD Data)		Rank
Total interest income	$12,078,000	1,570
Total interest expense	$1,757,000	1,237
Net interest income	$10,321,000	1,630
Provision for loan and lease losses	$300,000	1,615
Total noninterest income	$1,353,000	2,243
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$274,000	2,619
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,079,000	1,943
Total noninterest expense	$6,189,000	2,230
Salaries and employee benefits	$4,164,000	1,913
Premises and equipment expense	$464,000	2,981
Additional noninterest expense	$1,561,000	2,688
Pre-tax net operating income	$5,185,000	1,287
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,770,000	950
Income before extraordinary items	$3,415,000	1,513
Extraordinary gains, net	$0	5
Net income	$3,415,000	1,512
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,415,000	1,513
Net charge-offs	$-30,000	5,213
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,415,000	1,474
2016-06-30 (YTD Data)		Rank
Total interest income	$7,964,000	1,594
Total interest expense	$1,143,000	1,254
Net interest income	$6,821,000	1,648
Provision for loan and lease losses	$200,000	1,606
Total noninterest income	$847,000	2,312
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$183,000	2,589
Trading account gains and fees	$0	157
Additional Noninterest Income	$664,000	2,017
Total noninterest expense	$4,128,000	2,246
Salaries and employee benefits	$2,762,000	1,933
Premises and equipment expense	$298,000	3,060
Additional noninterest expense	$1,068,000	2,654
Pre-tax net operating income	$3,340,000	1,312
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,139,000	978
Income before extraordinary items	$2,201,000	1,537
Extraordinary gains, net	$0	16
Net income	$2,201,000	1,536
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,201,000	1,537
Net charge-offs	$-23,000	5,254
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,201,000	1,497
2016-03-31 (YTD Data)		Rank
Total interest income	$3,934,000	1,615
Total interest expense	$557,000	1,277
Net interest income	$3,377,000	1,665
Provision for loan and lease losses	$100,000	1,495
Total noninterest income	$370,000	2,454
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$94,000	2,518
Trading account gains and fees	$0	142
Additional Noninterest Income	$276,000	2,194
Total noninterest expense	$2,046,000	2,266
Salaries and employee benefits	$1,343,000	1,983
Premises and equipment expense	$160,000	2,945
Additional noninterest expense	$543,000	2,602
Pre-tax net operating income	$1,601,000	1,331
Securities gains (losses)	$0	2,077
Applicable income taxes	$548,000	989
Income before extraordinary items	$1,053,000	1,554
Extraordinary gains, net	$0	12
Net income	$1,053,000	1,554
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,053,000	1,555
Net charge-offs	$-11,000	5,222
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,053,000	1,513
2015-12-31 (YTD Data)		Rank
Total interest income	$14,928,000	1,663
Total interest expense	$1,935,000	1,434
Net interest income	$12,993,000	1,681
Provision for loan and lease losses	$400,000	1,583
Total noninterest income	$1,511,000	2,470
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$333,000	2,835
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,178,000	2,169
Total noninterest expense	$7,812,000	2,340
Salaries and employee benefits	$5,011,000	2,052
Premises and equipment expense	$608,000	3,072
Additional noninterest expense	$2,193,000	2,596
Pre-tax net operating income	$6,292,000	1,315
Securities gains (losses)	$5,000	2,832
Applicable income taxes	$2,207,000	942
Income before extraordinary items	$4,090,000	1,573
Extraordinary gains, net	$0	23
Net income	$4,090,000	1,574
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,090,000	1,574
Net charge-offs	$39,000	3,421
Cash dividends	$750,000	2,459
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,086,750	1,541
2015-09-30 (YTD Data)		Rank
Total interest income	$11,077,000	1,687
Total interest expense	$1,422,000	1,469
Net interest income	$9,655,000	1,713
Provision for loan and lease losses	$250,000	1,694
Total noninterest income	$1,193,000	2,434
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$259,000	2,794
Trading account gains and fees	$0	153
Additional Noninterest Income	$934,000	2,115
Total noninterest expense	$5,685,000	2,417
Salaries and employee benefits	$3,737,000	2,079
Premises and equipment expense	$436,000	3,214
Additional noninterest expense	$1,512,000	2,768
Pre-tax net operating income	$4,913,000	1,297
Securities gains (losses)	$5,000	2,620
Applicable income taxes	$1,738,000	931
Income before extraordinary items	$3,180,000	1,550
Extraordinary gains, net	$0	21
Net income	$3,180,000	1,550
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,180,000	1,551
Net charge-offs	$-4,000	4,929
Cash dividends	$200,000	3,103
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,176,750	1,521
2015-06-30 (YTD Data)		Rank
Total interest income	$7,176,000	1,738
Total interest expense	$924,000	1,507
Net interest income	$6,252,000	1,769
Provision for loan and lease losses	$100,000	2,201
Total noninterest income	$794,000	2,429
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$183,000	2,668
Trading account gains and fees	$0	157
Additional Noninterest Income	$611,000	2,153
Total noninterest expense	$3,841,000	2,384
Salaries and employee benefits	$2,506,000	2,078
Premises and equipment expense	$296,000	3,200
Additional noninterest expense	$1,039,000	2,722
Pre-tax net operating income	$3,105,000	1,337
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,100,000	967
Income before extraordinary items	$2,005,000	1,613
Extraordinary gains, net	$0	22
Net income	$2,005,000	1,616
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,005,000	1,616
Net charge-offs	$-25,000	5,541
Cash dividends	$200,000	2,758
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,005,000	1,565
2015-03-31 (YTD Data)		Rank
Total interest income	$3,510,000	1,778
Total interest expense	$459,000	1,515
Net interest income	$3,051,000	1,811
Provision for loan and lease losses	$100,000	1,425
Total noninterest income	$406,000	2,380
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$106,000	2,376
Trading account gains and fees	$0	152
Additional Noninterest Income	$300,000	2,129
Total noninterest expense	$1,883,000	2,439
Salaries and employee benefits	$1,228,000	2,116
Premises and equipment expense	$155,000	3,125
Additional noninterest expense	$500,000	2,796
Pre-tax net operating income	$1,474,000	1,360
Securities gains (losses)	$0	2,027
Applicable income taxes	$521,000	986
Income before extraordinary items	$953,000	1,673
Extraordinary gains, net	$0	13
Net income	$953,000	1,675
Minority interest net income	$0	64
Net income of bank and minority interests.	$953,000	1,675
Net charge-offs	$74,000	1,302
Cash dividends	$200,000	1,824
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$953,000	1,607
2014-12-31 (YTD Data)		Rank
Total interest income	$13,812,000	1,816
Total interest expense	$2,081,000	1,413
Net interest income	$11,731,000	1,864
Provision for loan and lease losses	$100,000	3,178
Total noninterest income	$1,349,000	2,664
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$383,000	2,767
Trading account gains and fees	$0	180
Additional Noninterest Income	$966,000	2,368
Total noninterest expense	$6,965,000	2,630
Salaries and employee benefits	$4,267,000	2,354
Premises and equipment expense	$618,000	3,155
Additional noninterest expense	$2,080,000	2,793
Pre-tax net operating income	$6,015,000	1,306
Securities gains (losses)	$0	3,259
Applicable income taxes	$2,169,000	924
Income before extraordinary items	$3,846,000	1,639
Extraordinary gains, net	$0	17
Net income	$3,846,000	1,639
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,846,000	1,638
Net charge-offs	$653,000	1,225
Cash dividends	$750,000	2,380
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,846,000	1,613
2014-09-30 (YTD Data)		Rank
Total interest income	$10,320,000	1,834
Total interest expense	$1,627,000	1,358
Net interest income	$8,693,000	1,890
Provision for loan and lease losses	$0	4,401
Total noninterest income	$962,000	2,752
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$288,000	2,789
Trading account gains and fees	$0	174
Additional Noninterest Income	$674,000	2,486
Total noninterest expense	$5,074,000	2,685
Salaries and employee benefits	$3,128,000	2,393
Premises and equipment expense	$450,000	3,287
Additional noninterest expense	$1,496,000	2,876
Pre-tax net operating income	$4,581,000	1,300
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,657,000	927
Income before extraordinary items	$2,924,000	1,615
Extraordinary gains, net	$0	15
Net income	$2,924,000	1,615
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,924,000	1,615
Net charge-offs	$460,000	1,226
Cash dividends	$200,000	3,059
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,924,000	1,594
2014-06-30 (YTD Data)		Rank
Total interest income	$6,830,000	1,837
Total interest expense	$1,171,000	1,264
Net interest income	$5,659,000	1,916
Provision for loan and lease losses	$0	4,196
Total noninterest income	$719,000	2,556
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$194,000	2,754
Trading account gains and fees	$0	172
Additional Noninterest Income	$525,000	2,249
Total noninterest expense	$3,306,000	2,752
Salaries and employee benefits	$2,061,000	2,431
Premises and equipment expense	$302,000	3,277
Additional noninterest expense	$943,000	3,030
Pre-tax net operating income	$3,072,000	1,266
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,101,000	900
Income before extraordinary items	$1,971,000	1,565
Extraordinary gains, net	$0	20
Net income	$1,971,000	1,568
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,971,000	1,567
Net charge-offs	$246,000	1,418
Cash dividends	$200,000	2,696
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,971,000	1,536
2014-03-31 (YTD Data)		Rank
Total interest income	$3,392,000	1,846
Total interest expense	$622,000	1,220
Net interest income	$2,770,000	1,946
Provision for loan and lease losses	$0	3,817
Total noninterest income	$332,000	2,656
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$108,000	2,513
Trading account gains and fees	$0	147
Additional Noninterest Income	$224,000	2,397
Total noninterest expense	$1,636,000	2,780
Salaries and employee benefits	$1,017,000	2,465
Premises and equipment expense	$147,000	3,389
Additional noninterest expense	$472,000	3,016
Pre-tax net operating income	$1,466,000	1,274
Securities gains (losses)	$0	1,715
Applicable income taxes	$535,000	889
Income before extraordinary items	$931,000	1,581
Extraordinary gains, net	$0	16
Net income	$931,000	1,584
Minority interest net income	$0	66
Net income of bank and minority interests.	$931,000	1,584
Net charge-offs	$45,000	1,951
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$931,000	1,550
2013-12-31 (YTD Data)		Rank
Total interest income	$13,786,000	1,813
Total interest expense	$3,642,000	936
Net interest income	$10,144,000	2,070
Provision for loan and lease losses	$560,000	1,713
Total noninterest income	$1,632,000	2,446
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$384,000	2,901
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,248,000	2,077
Total noninterest expense	$7,104,000	2,599
Salaries and employee benefits	$3,933,000	2,511
Premises and equipment expense	$697,000	2,978
Additional noninterest expense	$2,474,000	2,495
Pre-tax net operating income	$4,112,000	1,688
Securities gains (losses)	$217,000	844
Applicable income taxes	$1,587,000	1,084
Income before extraordinary items	$2,742,000	2,031
Extraordinary gains, net	$0	29
Net income	$2,742,000	2,035
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,742,000	2,035
Net charge-offs	$1,652,000	878
Cash dividends	$500,000	2,742
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,603,120	2,079
2013-09-30 (YTD Data)		Rank
Total interest income	$10,400,000	1,812
Total interest expense	$2,865,000	928
Net interest income	$7,535,000	2,089
Provision for loan and lease losses	$560,000	1,403
Total noninterest income	$1,185,000	2,551
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$312,000	2,753
Trading account gains and fees	$0	180
Additional Noninterest Income	$873,000	2,237
Total noninterest expense	$5,456,000	2,547
Salaries and employee benefits	$3,001,000	2,489
Premises and equipment expense	$494,000	3,124
Additional noninterest expense	$1,961,000	2,345
Pre-tax net operating income	$2,704,000	1,914
Securities gains (losses)	$217,000	783
Applicable income taxes	$1,062,000	1,195
Income before extraordinary items	$1,859,000	2,264
Extraordinary gains, net	$0	25
Net income	$1,859,000	2,269
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,859,000	2,269
Net charge-offs	$1,392,000	784
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,720,120	2,319
2013-06-30 (YTD Data)		Rank
Total interest income	$6,980,000	1,792
Total interest expense	$1,941,000	932
Net interest income	$5,039,000	2,078
Provision for loan and lease losses	$560,000	1,066
Total noninterest income	$824,000	2,512
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$206,000	2,733
Trading account gains and fees	$0	157
Additional Noninterest Income	$618,000	2,193
Total noninterest expense	$3,714,000	2,495
Salaries and employee benefits	$1,969,000	2,528
Premises and equipment expense	$330,000	3,140
Additional noninterest expense	$1,415,000	2,192
Pre-tax net operating income	$1,589,000	2,108
Securities gains (losses)	$217,000	705
Applicable income taxes	$640,000	1,277
Income before extraordinary items	$1,166,000	2,339
Extraordinary gains, net	$0	22
Net income	$1,166,000	2,349
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,166,000	2,347
Net charge-offs	$1,031,000	745
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,024,950	2,493
2013-03-31 (YTD Data)		Rank
Total interest income	$3,492,000	1,809
Total interest expense	$1,005,000	931
Net interest income	$2,487,000	2,109
Provision for loan and lease losses	$20,000	3,573
Total noninterest income	$461,000	2,339
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$113,000	2,561
Trading account gains and fees	$0	148
Additional Noninterest Income	$348,000	2,023
Total noninterest expense	$1,990,000	2,379
Salaries and employee benefits	$1,038,000	2,445
Premises and equipment expense	$170,000	3,091
Additional noninterest expense	$782,000	2,000
Pre-tax net operating income	$938,000	1,807
Securities gains (losses)	$217,000	431
Applicable income taxes	$420,000	1,049
Income before extraordinary items	$735,000	1,931
Extraordinary gains, net	$0	10
Net income	$735,000	1,932
Minority interest net income	$0	76
Net income of bank and minority interests.	$735,000	1,933
Net charge-offs	$820,000	550
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$596,120	2,183
2012-12-31 (YTD Data)		Rank
Total interest income	$15,704,000	1,689
Total interest expense	$5,008,000	899
Net interest income	$10,696,000	2,031
Provision for loan and lease losses	$865,000	1,953
Total noninterest income	$1,970,000	2,203
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$423,000	2,815
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,547,000	1,822
Total noninterest expense	$7,392,000	2,540
Salaries and employee benefits	$3,883,000	2,524
Premises and equipment expense	$686,000	3,078
Additional noninterest expense	$2,823,000	2,296
Pre-tax net operating income	$4,409,000	1,536
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,572,000	1,057
Income before extraordinary items	$2,837,000	1,957
Extraordinary gains, net	$0	29
Net income	$2,837,000	1,956
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,837,000	1,958
Net charge-offs	$1,549,000	1,378
Cash dividends	$224,000	3,530
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,837,000	1,849
2012-09-30 (YTD Data)		Rank
Total interest income	$11,965,000	1,694
Total interest expense	$3,902,000	910
Net interest income	$8,063,000	2,048
Provision for loan and lease losses	$755,000	1,767
Total noninterest income	$1,281,000	2,428
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$320,000	2,834
Trading account gains and fees	$0	157
Additional Noninterest Income	$961,000	2,045
Total noninterest expense	$5,326,000	2,640
Salaries and employee benefits	$2,896,000	2,552
Premises and equipment expense	$447,000	3,455
Additional noninterest expense	$1,983,000	2,439
Pre-tax net operating income	$3,263,000	1,584
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,157,000	1,098
Income before extraordinary items	$2,106,000	2,015
Extraordinary gains, net	$0	20
Net income	$2,106,000	2,013
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,106,000	2,016
Net charge-offs	$1,244,000	1,262
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,106,000	1,890
2012-06-30 (YTD Data)		Rank
Total interest income	$8,129,000	1,675
Total interest expense	$2,685,000	910
Net interest income	$5,444,000	2,032
Provision for loan and lease losses	$390,000	2,110
Total noninterest income	$833,000	2,434
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$219,000	2,762
Trading account gains and fees	$0	153
Additional Noninterest Income	$614,000	2,069
Total noninterest expense	$3,581,000	2,631
Salaries and employee benefits	$1,889,000	2,612
Premises and equipment expense	$298,000	3,450
Additional noninterest expense	$1,394,000	2,324
Pre-tax net operating income	$2,306,000	1,506
Securities gains (losses)	$0	3,178
Applicable income taxes	$815,000	1,046
Income before extraordinary items	$1,491,000	1,897
Extraordinary gains, net	$0	19
Net income	$1,491,000	1,896
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,491,000	1,897
Net charge-offs	$881,000	1,251
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,491,000	1,808
2012-03-31 (YTD Data)		Rank
Total interest income	$4,259,000	1,620
Total interest expense	$1,414,000	895
Net interest income	$2,845,000	1,950
Provision for loan and lease losses	$240,000	1,789
Total noninterest income	$498,000	2,153
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$121,000	2,532
Trading account gains and fees	$0	148
Additional Noninterest Income	$377,000	1,832
Total noninterest expense	$1,738,000	2,696
Salaries and employee benefits	$1,018,000	2,435
Premises and equipment expense	$147,000	3,517
Additional noninterest expense	$573,000	2,759
Pre-tax net operating income	$1,365,000	1,280
Securities gains (losses)	$0	2,210
Applicable income taxes	$501,000	880
Income before extraordinary items	$864,000	1,683
Extraordinary gains, net	$0	19
Net income	$864,000	1,683
Minority interest net income	$0	78
Net income of bank and minority interests.	$864,000	1,684
Net charge-offs	$291,000	1,518
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$864,000	1,580
2011-12-31 (YTD Data)		Rank
Total interest income	$17,234,000	1,651
Total interest expense	$6,362,000	954
Net interest income	$10,872,000	2,006
Provision for loan and lease losses	$3,570,000	1,037
Total noninterest income	$1,690,000	2,265
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$414,000	2,961
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,276,000	1,826
Total noninterest expense	$6,688,000	2,766
Salaries and employee benefits	$3,621,000	2,666
Premises and equipment expense	$575,000	3,687
Additional noninterest expense	$2,492,000	2,598
Pre-tax net operating income	$2,304,000	2,250
Securities gains (losses)	$31,000	2,879
Applicable income taxes	$791,000	1,566
Income before extraordinary items	$1,544,000	2,720
Extraordinary gains, net	$0	29
Net income	$1,544,000	2,722
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,544,000	2,722
Net charge-offs	$4,262,000	912
Cash dividends	$113,000	3,703
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,523,540	2,655
2011-09-30 (YTD Data)		Rank
Total interest income	$13,064,000	1,644
Total interest expense	$4,884,000	978
Net interest income	$8,180,000	2,014
Provision for loan and lease losses	$2,010,000	1,232
Total noninterest income	$1,232,000	2,287
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$321,000	2,896
Trading account gains and fees	$0	145
Additional Noninterest Income	$911,000	1,869
Total noninterest expense	$4,865,000	2,864
Salaries and employee benefits	$2,726,000	2,645
Premises and equipment expense	$480,000	3,453
Additional noninterest expense	$1,659,000	2,869
Pre-tax net operating income	$2,537,000	1,710
Securities gains (losses)	$31,000	2,625
Applicable income taxes	$853,000	1,228
Income before extraordinary items	$1,715,000	2,075
Extraordinary gains, net	$0	21
Net income	$1,715,000	2,074
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,715,000	2,075
Net charge-offs	$2,541,000	1,042
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,694,230	2,004
2011-06-30 (YTD Data)		Rank
Total interest income	$8,786,000	1,648
Total interest expense	$3,333,000	996
Net interest income	$5,453,000	2,020
Provision for loan and lease losses	$1,390,000	1,203
Total noninterest income	$776,000	2,363
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$213,000	2,888
Trading account gains and fees	$0	153
Additional Noninterest Income	$563,000	1,938
Total noninterest expense	$3,284,000	2,850
Salaries and employee benefits	$1,803,000	2,688
Premises and equipment expense	$280,000	3,826
Additional noninterest expense	$1,201,000	2,749
Pre-tax net operating income	$1,555,000	1,821
Securities gains (losses)	$0	2,914
Applicable income taxes	$545,000	1,243
Income before extraordinary items	$1,010,000	2,254
Extraordinary gains, net	$0	15
Net income	$1,010,000	2,254
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,010,000	2,254
Net charge-offs	$1,389,000	1,191
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,010,000	2,178
2011-03-31 (YTD Data)		Rank
Total interest income	$4,405,000	1,655
Total interest expense	$1,691,000	1,015
Net interest income	$2,714,000	2,013
Provision for loan and lease losses	$480,000	1,455
Total noninterest income	$389,000	2,395
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$119,000	2,627
Trading account gains and fees	$0	158
Additional Noninterest Income	$270,000	2,048
Total noninterest expense	$1,737,000	2,726
Salaries and employee benefits	$941,000	2,575
Premises and equipment expense	$145,000	3,791
Additional noninterest expense	$651,000	2,548
Pre-tax net operating income	$886,000	1,612
Securities gains (losses)	$0	1,772
Applicable income taxes	$314,000	1,084
Income before extraordinary items	$572,000	1,999
Extraordinary gains, net	$0	9
Net income	$572,000	1,998
Minority interest net income	$0	86
Net income of bank and minority interests.	$572,000	1,999
Net charge-offs	$449,000	1,426
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$572,000	1,957
2010-12-31 (YTD Data)		Rank
Total interest income	$18,796,000	1,621
Total interest expense	$7,827,000	1,058
Net interest income	$10,969,000	1,982
Provision for loan and lease losses	$3,385,000	1,493
Total noninterest income	$2,695,000	1,674
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$408,000	3,040
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,287,000	1,287
Total noninterest expense	$7,572,000	2,563
Salaries and employee benefits	$3,442,000	2,773
Premises and equipment expense	$570,000	3,850
Additional noninterest expense	$3,560,000	1,980
Pre-tax net operating income	$2,707,000	1,773
Securities gains (losses)	$700,000	667
Applicable income taxes	$1,195,000	1,071
Income before extraordinary items	$2,212,000	1,856
Extraordinary gains, net	$0	29
Net income	$2,212,000	1,857
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,212,000	1,858
Net charge-offs	$1,210,000	2,434
Cash dividends	$150,000	3,487
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,757,000	2,148
2010-09-30 (YTD Data)		Rank
Total interest income	$14,211,000	1,646
Total interest expense	$6,028,000	1,067
Net interest income	$8,183,000	2,021
Provision for loan and lease losses	$2,840,000	1,317
Total noninterest income	$1,964,000	1,713
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$311,000	3,083
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,653,000	1,257
Total noninterest expense	$5,481,000	2,632
Salaries and employee benefits	$2,565,000	2,795
Premises and equipment expense	$400,000	4,097
Additional noninterest expense	$2,516,000	2,051
Pre-tax net operating income	$1,826,000	2,037
Securities gains (losses)	$700,000	560
Applicable income taxes	$832,000	1,163
Income before extraordinary items	$1,694,000	1,947
Extraordinary gains, net	$0	23
Net income	$1,694,000	1,948
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,694,000	1,949
Net charge-offs	$972,000	2,222
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,225,000	2,379
2010-06-30 (YTD Data)		Rank
Total interest income	$9,523,000	1,662
Total interest expense	$4,065,000	1,098
Net interest income	$5,458,000	2,028
Provision for loan and lease losses	$2,540,000	1,068
Total noninterest income	$1,447,000	1,540
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$208,000	3,079
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,239,000	1,124
Total noninterest expense	$3,618,000	2,660
Salaries and employee benefits	$1,570,000	3,022
Premises and equipment expense	$278,000	4,012
Additional noninterest expense	$1,770,000	1,950
Pre-tax net operating income	$747,000	2,911
Securities gains (losses)	$700,000	354
Applicable income taxes	$467,000	1,286
Income before extraordinary items	$980,000	2,159
Extraordinary gains, net	$0	19
Net income	$980,000	2,157
Minority interest net income	$0	105
Net income of bank and minority interests.	$980,000	2,161
Net charge-offs	$874,000	1,862
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$504,000	3,284
2010-03-31 (YTD Data)		Rank
Total interest income	$4,803,000	1,681
Total interest expense	$2,051,000	1,148
Net interest income	$2,752,000	2,031
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$1,082,000	1,144
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$103,000	3,095
Trading account gains and fees	$0	175
Additional Noninterest Income	$979,000	807
Total noninterest expense	$2,011,000	2,435
Salaries and employee benefits	$768,000	3,121
Premises and equipment expense	$148,000	3,919
Additional noninterest expense	$1,095,000	1,605
Pre-tax net operating income	$1,763,000	774
Securities gains (losses)	$700,000	177
Applicable income taxes	$865,000	425
Income before extraordinary items	$1,598,000	691
Extraordinary gains, net	$0	16
Net income	$1,598,000	693
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,598,000	695
Net charge-offs	$389,000	1,801
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,143,000	930
2009-12-31 (YTD Data)		Rank
Total interest income	$20,010,000	1,708
Total interest expense	$9,681,000	1,231
Net interest income	$10,329,000	2,127
Provision for loan and lease losses	$2,760,000	2,083
Total noninterest income	$1,773,000	2,304
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$480,000	2,981
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,293,000	1,823
Total noninterest expense	$5,881,000	3,233
Salaries and employee benefits	$3,361,000	2,892
Premises and equipment expense	$601,000	3,870
Additional noninterest expense	$1,919,000	3,418
Pre-tax net operating income	$3,461,000	1,169
Securities gains (losses)	$138,000	1,855
Applicable income taxes	$1,107,000	889
Income before extraordinary items	$2,492,000	1,347
Extraordinary gains, net	$0	34
Net income	$2,492,000	1,345
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,492,000	1,346
Net charge-offs	$782,000	3,208
Cash dividends	$349,000	3,044
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,396,780	1,369
2009-09-30 (YTD Data)		Rank
Total interest income	$15,075,000	1,723
Total interest expense	$7,447,000	1,265
Net interest income	$7,628,000	2,152
Provision for loan and lease losses	$2,490,000	1,668
Total noninterest income	$1,513,000	2,160
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$372,000	2,914
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,141,000	1,665
Total noninterest expense	$4,244,000	3,341
Salaries and employee benefits	$2,340,000	3,090
Premises and equipment expense	$459,000	3,854
Additional noninterest expense	$1,445,000	3,379
Pre-tax net operating income	$2,407,000	1,344
Securities gains (losses)	$138,000	1,575
Applicable income taxes	$835,000	969
Income before extraordinary items	$1,710,000	1,573
Extraordinary gains, net	$0	27
Net income	$1,710,000	1,571
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,710,000	1,573
Net charge-offs	$645,000	2,721
Cash dividends	$349,000	2,459
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,617,540	1,611
2009-06-30 (YTD Data)		Rank
Total interest income	$9,908,000	1,776
Total interest expense	$4,945,000	1,337
Net interest income	$4,963,000	2,216
Provision for loan and lease losses	$1,600,000	1,593
Total noninterest income	$1,082,000	2,056
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$231,000	3,044
Trading account gains and fees	$0	193
Additional Noninterest Income	$851,000	1,571
Total noninterest expense	$2,824,000	3,377
Salaries and employee benefits	$1,570,000	3,109
Premises and equipment expense	$312,000	3,831
Additional noninterest expense	$942,000	3,430
Pre-tax net operating income	$1,621,000	1,407
Securities gains (losses)	$0	3,136
Applicable income taxes	$520,000	1,054
Income before extraordinary items	$1,101,000	1,686
Extraordinary gains, net	$0	21
Net income	$1,101,000	1,683
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,101,000	1,685
Net charge-offs	$531,000	2,285
Cash dividends	$200,000	2,647
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,101,000	1,649
2009-03-31 (YTD Data)		Rank
Total interest income	$4,776,000	1,876
Total interest expense	$2,427,000	1,418
Net interest income	$2,349,000	2,318
Provision for loan and lease losses	$500,000	1,760
Total noninterest income	$500,000	2,142
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$102,000	3,223
Trading account gains and fees	$0	171
Additional Noninterest Income	$398,000	1,623
Total noninterest expense	$1,387,000	3,349
Salaries and employee benefits	$834,000	2,994
Premises and equipment expense	$171,000	3,628
Additional noninterest expense	$382,000	3,717
Pre-tax net operating income	$962,000	1,338
Securities gains (losses)	$0	2,434
Applicable income taxes	$312,000	1,023
Income before extraordinary items	$650,000	1,659
Extraordinary gains, net	$0	15
Net income	$650,000	1,660
Minority interest net income	$0	102
Net income of bank and minority interests.	$650,000	1,661
Net charge-offs	$120,000	2,670
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$650,000	1,579
2008-12-31 (YTD Data)		Rank
Total interest income	$15,785,000	2,362
Total interest expense	$7,910,000	1,993
Net interest income	$7,875,000	2,753
Provision for loan and lease losses	$450,000	3,957
Total noninterest income	$1,448,000	2,699
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$450,000	3,230
Trading account gains and fees	$0	154
Additional Noninterest Income	$998,000	2,121
Total noninterest expense	$5,575,000	3,287
Salaries and employee benefits	$3,263,000	3,025
Premises and equipment expense	$725,000	3,419
Additional noninterest expense	$1,587,000	3,481
Pre-tax net operating income	$3,298,000	1,645
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,127,000	1,092
Income before extraordinary items	$2,171,000	1,844
Extraordinary gains, net	$0	39
Net income	$2,171,000	1,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$592,000	2,571
Cash dividends	$1,000,000	2,281
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,171,000	1,964
2008-09-30 (YTD Data)		Rank
Total interest income	$11,390,000	2,487
Total interest expense	$5,692,000	2,138
Net interest income	$5,698,000	2,865
Provision for loan and lease losses	$225,000	4,003
Total noninterest income	$1,227,000	2,538
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$336,000	3,272
Trading account gains and fees	$0	148
Additional Noninterest Income	$891,000	1,977
Total noninterest expense	$3,965,000	3,404
Salaries and employee benefits	$2,290,000	3,229
Premises and equipment expense	$536,000	3,477
Additional noninterest expense	$1,139,000	3,518
Pre-tax net operating income	$2,735,000	1,780
Securities gains (losses)	$0	3,106
Applicable income taxes	$917,000	1,236
Income before extraordinary items	$1,818,000	1,940
Extraordinary gains, net	$0	31
Net income	$1,818,000	1,940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$562,000	1,834
Cash dividends	$400,000	3,014
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,818,000	2,044
2008-06-30 (YTD Data)		Rank
Total interest income	$7,536,000	2,535
Total interest expense	$3,762,000	2,227
Net interest income	$3,774,000	2,858
Provision for loan and lease losses	$150,000	3,592
Total noninterest income	$981,000	2,262
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$219,000	3,299
Trading account gains and fees	$0	149
Additional Noninterest Income	$762,000	1,685
Total noninterest expense	$2,727,000	3,337
Salaries and employee benefits	$1,494,000	3,342
Premises and equipment expense	$353,000	3,527
Additional noninterest expense	$880,000	3,074
Pre-tax net operating income	$1,878,000	1,775
Securities gains (losses)	$0	3,233
Applicable income taxes	$651,000	1,301
Income before extraordinary items	$1,227,000	2,148
Extraordinary gains, net	$0	21
Net income	$1,227,000	2,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$429,000	1,456
Cash dividends	$200,000	3,405
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,227,000	2,106
2008-03-31 (YTD Data)		Rank
Total interest income	$3,807,000	2,581
Total interest expense	$1,943,000	2,296
Net interest income	$1,864,000	2,884
Provision for loan and lease losses	$75,000	3,123
Total noninterest income	$368,000	2,756
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$103,000	3,386
Trading account gains and fees	$0	158
Additional Noninterest Income	$265,000	2,132
Total noninterest expense	$1,282,000	3,512
Salaries and employee benefits	$673,000	3,652
Premises and equipment expense	$162,000	3,751
Additional noninterest expense	$447,000	2,994
Pre-tax net operating income	$875,000	2,011
Securities gains (losses)	$0	2,688
Applicable income taxes	$268,000	1,599
Income before extraordinary items	$607,000	2,289
Extraordinary gains, net	$0	15
Net income	$607,000	2,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,100
Cash dividends	$200,000	2,298
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$607,000	2,216
2007-12-31 (YTD Data)		Rank
Total interest income	$15,799,000	2,563
Total interest expense	$7,867,000	2,349
Net interest income	$7,932,000	2,745
Provision for loan and lease losses	$900,000	1,538
Total noninterest income	$1,103,000	3,342
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$305,000	4,046
Trading account gains and fees	$0	178
Additional Noninterest Income	$798,000	2,560
Total noninterest expense	$4,760,000	3,579
Salaries and employee benefits	$2,718,000	3,492
Premises and equipment expense	$559,000	4,044
Additional noninterest expense	$1,483,000	3,447
Pre-tax net operating income	$3,375,000	2,251
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,145,000	1,697
Income before extraordinary items	$2,230,000	2,603
Extraordinary gains, net	$0	39
Net income	$2,230,000	2,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,216
Cash dividends	$5,765,000	658
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,230,000	2,594
2007-09-30 (YTD Data)		Rank
Total interest income	$11,942,000	2,551
Total interest expense	$5,931,000	2,331
Net interest income	$6,011,000	2,717
Provision for loan and lease losses	$750,000	1,146
Total noninterest income	$848,000	3,269
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$213,000	4,215
Trading account gains and fees	$0	184
Additional Noninterest Income	$635,000	2,478
Total noninterest expense	$3,421,000	3,692
Salaries and employee benefits	$2,054,000	3,455
Premises and equipment expense	$412,000	4,076
Additional noninterest expense	$955,000	3,841
Pre-tax net operating income	$2,688,000	2,298
Securities gains (losses)	$0	1,655
Applicable income taxes	$901,000	1,761
Income before extraordinary items	$1,787,000	2,601
Extraordinary gains, net	$0	33
Net income	$1,787,000	2,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-33,000	8,168
Cash dividends	$550,000	2,802
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,787,000	2,579
2007-06-30 (YTD Data)		Rank
Total interest income	$7,993,000	2,566
Total interest expense	$3,982,000	2,336
Net interest income	$4,011,000	2,750
Provision for loan and lease losses	$450,000	1,118
Total noninterest income	$557,000	3,322
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$138,000	4,271
Trading account gains and fees	$0	168
Additional Noninterest Income	$419,000	2,507
Total noninterest expense	$2,424,000	3,528
Salaries and employee benefits	$1,461,000	3,321
Premises and equipment expense	$258,000	4,285
Additional noninterest expense	$705,000	3,542
Pre-tax net operating income	$1,694,000	2,467
Securities gains (losses)	$0	1,444
Applicable income taxes	$531,000	1,980
Income before extraordinary items	$1,163,000	2,701
Extraordinary gains, net	$0	29
Net income	$1,163,000	2,700
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	8,207
Cash dividends	$350,000	2,931
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,163,000	2,688
2007-03-31 (YTD Data)		Rank
Total interest income	$3,942,000	2,592
Total interest expense	$1,957,000	2,353
Net interest income	$1,985,000	2,776
Provision for loan and lease losses	$150,000	1,427
Total noninterest income	$263,000	3,402
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$61,000	4,494
Trading account gains and fees	$0	195
Additional Noninterest Income	$202,000	2,533
Total noninterest expense	$1,238,000	3,477
Salaries and employee benefits	$761,000	3,227
Premises and equipment expense	$127,000	4,340
Additional noninterest expense	$350,000	3,536
Pre-tax net operating income	$860,000	2,431
Securities gains (losses)	$0	1,187
Applicable income taxes	$290,000	1,892
Income before extraordinary items	$570,000	2,751
Extraordinary gains, net	$0	22
Net income	$570,000	2,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-79,000	8,473
Cash dividends	$350,000	1,794
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$570,000	2,733
2006-12-31 (YTD Data)		Rank
Total interest income	$11,569,000	3,198
Total interest expense	$5,038,000	3,009
Net interest income	$6,531,000	3,297
Provision for loan and lease losses	$390,000	2,314
Total noninterest income	$1,111,000	3,304
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$257,000	4,431
Trading account gains and fees	$0	130
Additional Noninterest Income	$854,000	2,477
Total noninterest expense	$4,592,000	3,579
Salaries and employee benefits	$2,592,000	3,518
Premises and equipment expense	$606,000	3,739
Additional noninterest expense	$1,394,000	3,494
Pre-tax net operating income	$2,660,000	3,001
Securities gains (losses)	$18,000	936
Applicable income taxes	$814,000	2,450
Income before extraordinary items	$1,864,000	3,250
Extraordinary gains, net	$0	51
Net income	$1,864,000	3,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,000
Cash dividends	$925,000	2,702
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,851,400	3,265
2006-09-30 (YTD Data)		Rank
Total interest income	$7,947,000	3,397
Total interest expense	$3,267,000	3,281
Net interest income	$4,680,000	3,439
Provision for loan and lease losses	$240,000	2,508
Total noninterest income	$829,000	3,315
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$193,000	4,471
Trading account gains and fees	$0	126
Additional Noninterest Income	$636,000	2,481
Total noninterest expense	$3,308,000	3,687
Salaries and employee benefits	$1,828,000	3,676
Premises and equipment expense	$481,000	3,579
Additional noninterest expense	$999,000	3,613
Pre-tax net operating income	$1,961,000	3,157
Securities gains (losses)	$0	1,388
Applicable income taxes	$615,000	2,558
Income before extraordinary items	$1,346,000	3,440
Extraordinary gains, net	$0	45
Net income	$1,346,000	3,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,924
Cash dividends	$200,000	4,136
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,346,000	3,432
2006-06-30 (YTD Data)		Rank
Total interest income	$4,807,000	3,605
Total interest expense	$1,905,000	3,521
Net interest income	$2,902,000	3,636
Provision for loan and lease losses	$120,000	2,983
Total noninterest income	$553,000	3,291
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$122,000	4,569
Trading account gains and fees	$0	126
Additional Noninterest Income	$431,000	2,441
Total noninterest expense	$2,116,000	3,825
Salaries and employee benefits	$1,133,000	3,909
Premises and equipment expense	$291,000	3,855
Additional noninterest expense	$692,000	3,522
Pre-tax net operating income	$1,219,000	3,325
Securities gains (losses)	$0	1,185
Applicable income taxes	$363,000	2,770
Income before extraordinary items	$856,000	3,574
Extraordinary gains, net	$0	39
Net income	$856,000	3,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,343
Cash dividends	$200,000	3,653
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$856,000	3,559
2006-03-31 (YTD Data)		Rank
Total interest income	$2,295,000	3,675
Total interest expense	$917,000	3,487
Net interest income	$1,378,000	3,776
Provision for loan and lease losses	$60,000	2,788
Total noninterest income	$306,000	3,053
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$59,000	4,577
Trading account gains and fees	$0	115
Additional Noninterest Income	$247,000	2,210
Total noninterest expense	$1,054,000	3,846
Salaries and employee benefits	$577,000	3,869
Premises and equipment expense	$136,000	4,066
Additional noninterest expense	$341,000	3,517
Pre-tax net operating income	$570,000	3,441
Securities gains (losses)	$0	955
Applicable income taxes	$165,000	2,890
Income before extraordinary items	$405,000	3,684
Extraordinary gains, net	$0	21
Net income	$405,000	3,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,102
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$405,000	3,666
2005-12-31 (YTD Data)		Rank
Total interest income	$8,310,000	3,646
Total interest expense	$2,693,000	3,621
Net interest income	$5,617,000	3,623
Provision for loan and lease losses	$310,000	2,744
Total noninterest income	$1,287,000	2,979
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$260,000	4,501
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,027,000	2,175
Total noninterest expense	$3,773,000	4,043
Salaries and employee benefits	$2,276,000	3,755
Premises and equipment expense	$488,000	4,262
Additional noninterest expense	$1,009,000	4,394
Pre-tax net operating income	$2,821,000	2,903
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,016,000	2,242
Income before extraordinary items	$1,805,000	3,349
Extraordinary gains, net	$0	46
Net income	$1,805,000	3,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,178
Cash dividends	$975,000	2,537
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,805,000	3,319
2005-09-30 (YTD Data)		Rank
Total interest income	$6,043,000	3,686
Total interest expense	$1,899,000	3,643
Net interest income	$4,144,000	3,658
Provision for loan and lease losses	$250,000	2,545
Total noninterest income	$1,046,000	2,814
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$189,000	4,590
Trading account gains and fees	$0	126
Additional Noninterest Income	$857,000	2,026
Total noninterest expense	$2,883,000	3,950
Salaries and employee benefits	$1,693,000	3,756
Premises and equipment expense	$384,000	4,087
Additional noninterest expense	$806,000	4,159
Pre-tax net operating income	$2,057,000	2,990
Securities gains (losses)	$0	2,317
Applicable income taxes	$694,000	2,401
Income before extraordinary items	$1,363,000	3,373
Extraordinary gains, net	$0	35
Net income	$1,363,000	3,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	8,428
Cash dividends	$325,000	3,400
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,363,000	3,334
2005-06-30 (YTD Data)		Rank
Total interest income	$3,908,000	3,708
Total interest expense	$1,168,000	3,692
Net interest income	$2,740,000	3,658
Provision for loan and lease losses	$180,000	2,307
Total noninterest income	$627,000	2,997
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$124,000	4,588
Trading account gains and fees	$0	116
Additional Noninterest Income	$503,000	2,168
Total noninterest expense	$1,971,000	3,852
Salaries and employee benefits	$1,137,000	3,719
Premises and equipment expense	$295,000	3,678
Additional noninterest expense	$539,000	4,118
Pre-tax net operating income	$1,216,000	3,209
Securities gains (losses)	$0	2,146
Applicable income taxes	$429,000	2,497
Income before extraordinary items	$787,000	3,668
Extraordinary gains, net	$0	30
Net income	$787,000	3,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,136
Cash dividends	$200,000	3,480
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$787,000	3,618
2005-03-31 (YTD Data)		Rank
Total interest income	$1,886,000	3,768
Total interest expense	$552,000	3,743
Net interest income	$1,334,000	3,736
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$363,000	2,663
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$62,000	4,532
Trading account gains and fees	$0	115
Additional Noninterest Income	$301,000	1,886
Total noninterest expense	$970,000	3,933
Salaries and employee benefits	$570,000	3,711
Premises and equipment expense	$141,000	3,820
Additional noninterest expense	$259,000	4,244
Pre-tax net operating income	$637,000	3,086
Securities gains (losses)	$0	1,685
Applicable income taxes	$170,000	2,867
Income before extraordinary items	$467,000	3,212
Extraordinary gains, net	$0	24
Net income	$467,000	3,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,869
Cash dividends	$200,000	2,181
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$467,000	3,170
2004-12-31 (YTD Data)		Rank
Total interest income	$7,494,000	3,593
Total interest expense	$2,054,000	3,569
Net interest income	$5,440,000	3,566
Provision for loan and lease losses	$360,000	2,548
Total noninterest income	$1,296,000	2,962
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$330,000	4,092
Trading account gains and fees	$0	138
Additional Noninterest Income	$966,000	2,195
Total noninterest expense	$3,867,000	3,873
Salaries and employee benefits	$2,184,000	3,713
Premises and equipment expense	$620,000	3,439
Additional noninterest expense	$1,063,000	4,134
Pre-tax net operating income	$2,509,000	3,001
Securities gains (losses)	$0	3,819
Applicable income taxes	$624,000	2,966
Income before extraordinary items	$1,885,000	3,077
Extraordinary gains, net	$0	34
Net income	$1,885,000	3,077
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$180,000	2,743
Cash dividends	$874,000	2,580
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,885,000	3,009
2004-09-30 (YTD Data)		Rank
Total interest income	$5,623,000	3,574
Total interest expense	$1,537,000	3,538
Net interest income	$4,086,000	3,539
Provision for loan and lease losses	$315,000	2,173
Total noninterest income	$1,013,000	2,898
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$254,000	4,058
Trading account gains and fees	$0	134
Additional Noninterest Income	$759,000	2,147
Total noninterest expense	$2,882,000	3,838
Salaries and employee benefits	$1,648,000	3,686
Premises and equipment expense	$499,000	3,256
Additional noninterest expense	$735,000	4,358
Pre-tax net operating income	$1,902,000	3,006
Securities gains (losses)	$0	3,710
Applicable income taxes	$490,000	2,940
Income before extraordinary items	$1,412,000	3,119
Extraordinary gains, net	$0	26
Net income	$1,412,000	3,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	2,096
Cash dividends	$274,000	3,586
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,412,000	3,050
2004-06-30 (YTD Data)		Rank
Total interest income	$3,684,000	3,624
Total interest expense	$1,037,000	3,500
Net interest income	$2,647,000	3,613
Provision for loan and lease losses	$210,000	2,090
Total noninterest income	$706,000	2,819
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$165,000	4,114
Trading account gains and fees	$0	130
Additional Noninterest Income	$541,000	2,069
Total noninterest expense	$1,944,000	3,826
Salaries and employee benefits	$1,085,000	3,737
Premises and equipment expense	$360,000	3,058
Additional noninterest expense	$499,000	4,316
Pre-tax net operating income	$1,199,000	3,111
Securities gains (losses)	$0	3,413
Applicable income taxes	$306,000	3,050
Income before extraordinary items	$893,000	3,241
Extraordinary gains, net	$0	21
Net income	$893,000	3,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$183,000	1,468
Cash dividends	$99,000	4,246
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$893,000	3,152
2004-03-31 (YTD Data)		Rank
Total interest income	$1,839,000	3,633
Total interest expense	$549,000	3,356
Net interest income	$1,290,000	3,674
Provision for loan and lease losses	$105,000	2,016
Total noninterest income	$456,000	2,311
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$74,000	4,298
Trading account gains and fees	$0	121
Additional Noninterest Income	$382,000	1,581
Total noninterest expense	$975,000	3,838
Salaries and employee benefits	$542,000	3,768
Premises and equipment expense	$198,000	2,838
Additional noninterest expense	$235,000	4,516
Pre-tax net operating income	$666,000	2,815
Securities gains (losses)	$0	2,934
Applicable income taxes	$137,000	3,251
Income before extraordinary items	$529,000	2,808
Extraordinary gains, net	$0	16
Net income	$529,000	2,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	1,280
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$529,000	2,714
2003-12-31 (YTD Data)		Rank
Total interest income	$6,567,000	4,014
Total interest expense	$1,954,000	4,098
Net interest income	$4,613,000	3,929
Provision for loan and lease losses	$365,000	2,754
Total noninterest income	$1,804,000	2,489
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$271,000	4,543
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,533,000	1,792
Total noninterest expense	$3,644,000	3,974
Salaries and employee benefits	$2,033,000	3,871
Premises and equipment expense	$578,000	3,636
Additional noninterest expense	$1,033,000	4,167
Pre-tax net operating income	$2,408,000	2,974
Securities gains (losses)	$46,000	2,589
Applicable income taxes	$763,000	2,620
Income before extraordinary items	$1,691,000	3,253
Extraordinary gains, net	$0	54
Net income	$1,691,000	3,255
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	2,623
Cash dividends	$490,000	3,588
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,659,260	3,153
2003-09-30 (YTD Data)		Rank
Total interest income	$4,889,000	4,079
Total interest expense	$1,459,000	4,235
Net interest income	$3,430,000	3,967
Provision for loan and lease losses	$260,000	2,790
Total noninterest income	$1,561,000	2,290
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$192,000	4,720
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,369,000	1,636
Total noninterest expense	$2,671,000	4,030
Salaries and employee benefits	$1,514,000	3,880
Premises and equipment expense	$462,000	3,445
Additional noninterest expense	$695,000	4,490
Pre-tax net operating income	$2,060,000	2,783
Securities gains (losses)	$46,000	2,381
Applicable income taxes	$654,000	2,502
Income before extraordinary items	$1,452,000	3,030
Extraordinary gains, net	$0	40
Net income	$1,452,000	3,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$218,000	2,091
Cash dividends	$50,000	5,093
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,420,260	2,940
2003-06-30 (YTD Data)		Rank
Total interest income	$3,117,000	4,285
Total interest expense	$954,000	4,402
Net interest income	$2,163,000	4,147
Provision for loan and lease losses	$160,000	2,893
Total noninterest income	$1,033,000	2,300
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$112,000	4,996
Trading account gains and fees	$0	150
Additional Noninterest Income	$921,000	1,611
Total noninterest expense	$1,732,000	4,135
Salaries and employee benefits	$970,000	4,009
Premises and equipment expense	$300,000	3,489
Additional noninterest expense	$462,000	4,505
Pre-tax net operating income	$1,304,000	2,903
Securities gains (losses)	$0	3,782
Applicable income taxes	$390,000	2,738
Income before extraordinary items	$914,000	3,175
Extraordinary gains, net	$0	30
Net income	$914,000	3,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$199,000	1,664
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$914,000	3,004
2003-03-31 (YTD Data)		Rank
Total interest income	$1,595,000	4,242
Total interest expense	$505,000	4,320
Net interest income	$1,090,000	4,127
Provision for loan and lease losses	$70,000	3,059
Total noninterest income	$542,000	2,158
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$53,000	5,050
Trading account gains and fees	$0	134
Additional Noninterest Income	$489,000	1,506
Total noninterest expense	$894,000	4,009
Salaries and employee benefits	$497,000	3,921
Premises and equipment expense	$152,000	3,453
Additional noninterest expense	$245,000	4,281
Pre-tax net operating income	$668,000	2,843
Securities gains (losses)	$0	2,891
Applicable income taxes	$191,000	2,777
Income before extraordinary items	$477,000	3,048
Extraordinary gains, net	$0	21
Net income	$477,000	3,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$477,000	2,900
2002-12-31 (YTD Data)		Rank
Total interest income	$6,638,000	4,225
Total interest expense	$2,427,000	4,196
Net interest income	$4,211,000	4,187
Provision for loan and lease losses	$285,000	3,576
Total noninterest income	$1,316,000	2,882
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$266,000	4,535
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,050,000	2,107
Total noninterest expense	$3,251,000	4,187
Salaries and employee benefits	$1,787,000	4,118
Premises and equipment expense	$481,000	4,052
Additional noninterest expense	$983,000	4,235
Pre-tax net operating income	$1,991,000	3,438
Securities gains (losses)	$0	4,537
Applicable income taxes	$584,000	3,164
Income before extraordinary items	$1,407,000	3,663
Extraordinary gains, net	$0	70
Net income	$1,407,000	3,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,979
Cash dividends	$400,000	3,806
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,407,000	3,559
2001-12-31 (YTD Data)		Rank
Total interest income	$6,903,000	4,479
Total interest expense	$3,191,000	4,502
Net interest income	$3,712,000	4,374
Provision for loan and lease losses	$38,000	7,009
Total noninterest income	$1,022,000	3,289
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$283,000	4,314
Trading account gains and fees	$0	177
Additional Noninterest Income	$739,000	2,499
Total noninterest expense	$2,743,000	4,642
Salaries and employee benefits	$1,461,000	4,609
Premises and equipment expense	$422,000	4,425
Additional noninterest expense	$860,000	4,550
Pre-tax net operating income	$1,953,000	3,225
Securities gains (losses)	$0	4,612
Applicable income taxes	$474,000	3,414
Income before extraordinary items	$1,479,000	3,255
Extraordinary gains, net	$0	105
Net income	$1,479,000	3,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-42,000	9,370
Cash dividends	$535,000	3,347
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,479,000	3,151
2000-12-31 (YTD Data)		Rank
Total interest income	$6,113,000	5,013
Total interest expense	$3,032,000	4,883
Net interest income	$3,081,000	5,057
Provision for loan and lease losses	$192,000	3,840
Total noninterest income	$840,000	3,546
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$271,000	4,317
Trading account gains and fees	NA	NA
Additional Noninterest Income	$569,000	2,717
Total noninterest expense	$2,560,000	4,779
Salaries and employee benefits	$1,290,000	4,929
Premises and equipment expense	$331,000	5,126
Additional noninterest expense	$939,000	4,190
Pre-tax net operating income	$1,169,000	4,797
Securities gains (losses)	$0	1,956
Applicable income taxes	$357,000	4,230
Income before extraordinary items	$812,000	5,000
Extraordinary gains, net	$0	38
Net income	$812,000	4,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,263
Cash dividends	$427,000	3,825
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$812,000	4,993
1999-12-31 (YTD Data)		Rank
Total interest income	$5,258,000	5,394
Total interest expense	$2,285,000	5,505
Net interest income	$2,973,000	5,196
Provision for loan and lease losses	$336,000	2,433
Total noninterest income	$703,000	3,984
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$257,000	4,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$446,000	3,182
Total noninterest expense	$2,593,000	4,745
Salaries and employee benefits	$1,311,000	4,841
Premises and equipment expense	$347,000	4,990
Additional noninterest expense	$935,000	4,241
Pre-tax net operating income	$747,000	6,136
Securities gains (losses)	$0	3,155
Applicable income taxes	$230,000	5,400
Income before extraordinary items	$517,000	6,313
Extraordinary gains, net	$0	35
Net income	$517,000	6,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$345,000	1,633
Cash dividends	$230,000	5,001
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$517,000	6,299
1998-12-31 (YTD Data)		Rank
Total interest income	$5,121,000	5,593
Total interest expense	$2,302,000	5,653
Net interest income	$2,819,000	5,379
Provision for loan and lease losses	$96,000	5,205
Total noninterest income	$764,000	3,746
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$245,000	4,554
Trading account gains and fees	NA	NA
Additional Noninterest Income	$519,000	2,910
Total noninterest expense	$2,342,000	4,991
Salaries and employee benefits	$1,264,000	4,872
Premises and equipment expense	$418,000	4,270
Additional noninterest expense	$660,000	5,389
Pre-tax net operating income	$1,145,000	5,028
Securities gains (losses)	$0	4,449
Applicable income taxes	$324,000	4,965
Income before extraordinary items	$821,000	5,112
Extraordinary gains, net	$0	32
Net income	$821,000	5,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	9,653
Cash dividends	$255,000	4,899
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$821,000	5,023
1997-12-31 (YTD Data)		Rank
Total interest income	$5,043,000	5,775
Total interest expense	$2,134,000	6,018
Net interest income	$2,909,000	5,434
Provision for loan and lease losses	$96,000	5,266
Total noninterest income	$565,000	4,604
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$215,000	5,116
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	3,586
Total noninterest expense	$2,201,000	5,291
Salaries and employee benefits	$1,226,000	5,000
Premises and equipment expense	$359,000	4,802
Additional noninterest expense	$616,000	5,709
Pre-tax net operating income	$1,177,000	5,299
Securities gains (losses)	$0	3,944
Applicable income taxes	$352,000	5,279
Income before extraordinary items	$825,000	5,358
Extraordinary gains, net	$0	44
Net income	$825,000	5,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	9,945
Cash dividends	$155,000	5,831
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$825,000	5,303
1996-12-31 (YTD Data)		Rank
Total interest income	$4,822,000	6,090
Total interest expense	$2,081,000	6,266
Net interest income	$2,741,000	5,820
Provision for loan and lease losses	$96,000	5,205
Total noninterest income	$588,000	4,631
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$211,000	5,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$377,000	3,514
Total noninterest expense	$2,170,000	5,598
Salaries and employee benefits	$1,188,000	5,257
Premises and equipment expense	$317,000	5,368
Additional noninterest expense	$665,000	5,943
Pre-tax net operating income	$1,063,000	5,529
Securities gains (losses)	$0	4,148
Applicable income taxes	$351,000	5,316
Income before extraordinary items	$712,000	5,712
Extraordinary gains, net	$0	53
Net income	$712,000	5,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	2,808
Cash dividends	$145,000	6,112
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$712,000	5,653
1995-12-31 (YTD Data)		Rank
Total interest income	$4,735,000	6,212
Total interest expense	$2,041,000	6,371
Net interest income	$2,694,000	5,971
Provision for loan and lease losses	$48,000	6,309
Total noninterest income	$523,000	5,025
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$226,000	5,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$297,000	4,024
Total noninterest expense	$2,140,000	5,701
Salaries and employee benefits	$1,163,000	5,361
Premises and equipment expense	$319,000	5,376
Additional noninterest expense	$658,000	6,140
Pre-tax net operating income	$1,029,000	5,877
Securities gains (losses)	$-11,000	10,162
Applicable income taxes	$311,000	5,867
Income before extraordinary items	$707,000	5,944
Extraordinary gains, net	$0	65
Net income	$707,000	5,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	3,821
Cash dividends	$140,000	6,201
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$714,590	5,875
1994-12-31 (YTD Data)		Rank
Total interest income	$4,081,000	6,595
Total interest expense	$1,463,000	7,003
Net interest income	$2,618,000	6,233
Provision for loan and lease losses	$72,000	5,248
Total noninterest income	$527,000	5,100
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$243,000	5,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$284,000	4,253
Total noninterest expense	$2,160,000	5,843
Salaries and employee benefits	$1,108,000	5,611
Premises and equipment expense	$353,000	5,063
Additional noninterest expense	$699,000	6,322
Pre-tax net operating income	$913,000	6,331
Securities gains (losses)	$-37,000	10,819
Applicable income taxes	$268,000	6,277
Income before extraordinary items	$608,000	6,482
Extraordinary gains, net	$0	249
Net income	$608,000	6,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,413
Cash dividends	$108,000	6,729
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$633,530	6,390
1993-12-31 (YTD Data)		Rank
Total interest income	$4,034,000	6,845
Total interest expense	$1,582,000	6,933
Net interest income	$2,452,000	6,637
Provision for loan and lease losses	$96,000	5,869
Total noninterest income	$714,000	4,375
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$238,000	5,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$476,000	3,365
Total noninterest expense	$2,123,000	6,045
Salaries and employee benefits	$973,000	6,290
Premises and equipment expense	$393,000	4,785
Additional noninterest expense	$757,000	6,193
Pre-tax net operating income	$947,000	6,126
Securities gains (losses)	$0	7,477
Applicable income taxes	$308,000	5,974
Income before extraordinary items	$639,000	6,502
Extraordinary gains, net	$54,000	2,110
Net income	$693,000	6,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	11,785
Cash dividends	$100,000	6,847
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$639,000	6,256
1992-12-31 (YTD Data)		Rank
Total interest income	$4,147,000	7,323
Total interest expense	$1,857,000	7,456
Net interest income	$2,290,000	7,033
Provision for loan and lease losses	$90,000	7,540
Total noninterest income	$519,000	5,508
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$250,000	5,136
Trading account gains and fees	NA	NA
Additional Noninterest Income	$269,000	4,742
Total noninterest expense	$1,816,000	6,895
Salaries and employee benefits	$862,000	6,858
Premises and equipment expense	$293,000	6,087
Additional noninterest expense	$661,000	7,027
Pre-tax net operating income	$903,000	6,084
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$296,000	5,981
Income before extraordinary items	$608,000	6,518
Extraordinary gains, net	$0	1,422
Net income	$608,000	6,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	7,980
Cash dividends	$54,000	7,596
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$607,330	6,155

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.