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Dime Community Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$609,090,000	138
Total interest expense	$282,577,000	116
Net interest income	$326,513,000	159
Provision for loan and lease losses	$2,770,000	470
Total noninterest income	$38,104,000	295
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$8,125,000	193
Trading account gains and fees	$7,081,000	34
Additional Noninterest Income	$22,898,000	287
Total noninterest expense	$211,754,000	179
Salaries and employee benefits	$126,530,000	151
Premises and equipment expense	$28,748,000	122
Additional noninterest expense	$22,898,000	287
Pre-tax net operating income	$150,093,000	165
Securities gains (losses)	$-2,205,000	4,416
Applicable income taxes	$48,607,000	109
Income before extraordinary items	$99,281,000	177
Extraordinary gains, net	$0	54
Net income	$99,281,000	181
Minority interest net income	$0	88
Net income of bank and minority interests.	$99,281,000	180
Net charge-offs	$14,639,000	130
Cash dividends	$60,016,000	145
Sale, conversion, retirement of capital stock, net	$4,639,000	96
Net operating income	$101,022,950	181
2023-09-30 (YTD Data)		Rank
Total interest income	$450,400,000	137
Total interest expense	$200,495,000	115
Net interest income	$249,905,000	158
Provision for loan and lease losses	$-950,000	4,537
Total noninterest income	$29,633,000	296
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$6,032,000	194
Trading account gains and fees	$6,353,000	31
Additional Noninterest Income	$17,248,000	294
Total noninterest expense	$158,119,000	174
Salaries and employee benefits	$96,122,000	151
Premises and equipment expense	$21,567,000	123
Additional noninterest expense	$17,248,000	294
Pre-tax net operating income	$122,369,000	163
Securities gains (losses)	$-2,526,000	4,524
Applicable income taxes	$37,714,000	117
Income before extraordinary items	$82,129,000	175
Extraordinary gains, net	$0	52
Net income	$82,129,000	174
Minority interest net income	$0	81
Net income of bank and minority interests.	$82,129,000	175
Net charge-offs	$10,084,000	126
Cash dividends	$50,016,000	132
Sale, conversion, retirement of capital stock, net	$3,221,000	97
Net operating income	$84,124,540	176
2023-06-30 (YTD Data)		Rank
Total interest income	$-2,641,000	4,651
Total interest expense	$10,000	4,534
Net interest income	$46,314,000	395
Provision for loan and lease losses	$1,000	2,913
Total noninterest income	$1,065	4,615
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$294	4,462
Trading account gains and fees	$4,076	107
Additional Noninterest Income	$487,000	2,220
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,583
Additional noninterest expense	$23,305	4,265
Pre-tax net operating income	$213,782,000	73
Securities gains (losses)	$349,000	84
Applicable income taxes	$119,000	2,460
Income before extraordinary items	$26,000	4,385
Extraordinary gains, net	$6,976,000	39
Net income	$67,008,000	150
Minority interest net income	$3,840,000	13
Net income of bank and minority interests.	$57,000	4,331
Net charge-offs	$0	2,431
Cash dividends	$14,149,000	228
Sale, conversion, retirement of capital stock, net	$123	470
Net operating income	$0	4,423
2023-03-31 (YTD Data)		Rank
Total interest income	$140,615,000	137
Total interest expense	$52,366,000	118
Net interest income	$88,249,000	152
Provision for loan and lease losses	$-3,648,000	4,670
Total noninterest income	$10,367,000	272
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$1,981,000	198
Trading account gains and fees	$3,133,000	35
Additional Noninterest Income	$5,253,000	310
Total noninterest expense	$47,224,000	196
Salaries and employee benefits	$26,659,000	186
Premises and equipment expense	$7,293,000	125
Additional noninterest expense	$5,253,000	310
Pre-tax net operating income	$55,040,000	131
Securities gains (losses)	$-1,447,000	4,598
Applicable income taxes	$14,769,000	111
Income before extraordinary items	$38,824,000	140
Extraordinary gains, net	$0	4
Net income	$38,824,000	140
Minority interest net income	$0	48
Net income of bank and minority interests.	$38,824,000	140
Net charge-offs	$1,541,000	169
Cash dividends	$10,000,000	173
Sale, conversion, retirement of capital stock, net	$1,325,000	61
Net operating income	$39,967,130	141
2022-12-31 (YTD Data)		Rank
Total interest income	$439,003,000	143
Total interest expense	$48,746,000	151
Net interest income	$390,257,000	134
Provision for loan and lease losses	$5,374,000	266
Total noninterest income	$37,754,000	307
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$7,490,000	207
Trading account gains and fees	$3,637,000	53
Additional Noninterest Income	$26,627,000	278
Total noninterest expense	$198,608,000	177
Salaries and employee benefits	$122,307,000	154
Premises and equipment expense	$29,818,000	126
Additional noninterest expense	$26,627,000	278
Pre-tax net operating income	$224,029,000	132
Securities gains (losses)	$0	691
Applicable income taxes	$63,361,000	112
Income before extraordinary items	$160,668,000	137
Extraordinary gains, net	$0	5
Net income	$160,668,000	137
Minority interest net income	$0	63
Net income of bank and minority interests.	$160,668,000	137
Net charge-offs	$7,256,000	113
Cash dividends	$95,000,000	116
Sale, conversion, retirement of capital stock, net	$4,299,000	127
Net operating income	$160,668,000	136
2022-09-30 (YTD Data)		Rank
Total interest income	$309,201,000	140
Total interest expense	$18,234,000	171
Net interest income	$290,967,000	134
Provision for loan and lease losses	$5,039,000	200
Total noninterest income	$28,393,000	317
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$5,591,000	207
Trading account gains and fees	$2,240,000	59
Additional Noninterest Income	$20,562,000	281
Total noninterest expense	$148,210,000	178
Salaries and employee benefits	$90,669,000	159
Premises and equipment expense	$22,567,000	126
Additional noninterest expense	$20,562,000	281
Pre-tax net operating income	$166,111,000	132
Securities gains (losses)	$0	740
Applicable income taxes	$46,945,000	114
Income before extraordinary items	$119,166,000	138
Extraordinary gains, net	$0	4
Net income	$119,166,000	138
Minority interest net income	$0	57
Net income of bank and minority interests.	$119,166,000	138
Net charge-offs	$7,070,000	92
Cash dividends	$85,000,000	99
Sale, conversion, retirement of capital stock, net	$3,249,000	114
Net operating income	$119,166,000	138
2022-06-30 (YTD Data)		Rank
Total interest income	$194,731,000	140
Total interest expense	$6,699,000	206
Net interest income	$188,032,000	137
Provision for loan and lease losses	$-1,548,000	4,695
Total noninterest income	$19,107,000	304
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$3,660,000	211
Trading account gains and fees	$0	108
Additional Noninterest Income	$15,447,000	269
Total noninterest expense	$100,215,000	171
Salaries and employee benefits	$61,481,000	148
Premises and equipment expense	$14,759,000	127
Additional noninterest expense	$23,975,000	223
Pre-tax net operating income	$108,472,000	135
Securities gains (losses)	$0	687
Applicable income taxes	$30,684,000	110
Income before extraordinary items	$77,788,000	140
Extraordinary gains, net	$0	4
Net income	$77,788,000	140
Minority interest net income	$0	60
Net income of bank and minority interests.	$77,788,000	140
Net charge-offs	$3,139,000	133
Cash dividends	$55,000,000	93
Sale, conversion, retirement of capital stock, net	$2,187,000	98
Net operating income	$77,788,000	140
2022-03-31 (YTD Data)		Rank
Total interest income	$93,871,000	139
Total interest expense	$2,609,000	224
Net interest income	$91,262,000	135
Provision for loan and lease losses	$-1,592,000	4,713
Total noninterest income	$7,101,000	387
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$1,712,000	228
Trading account gains and fees	$0	103
Additional Noninterest Income	$5,389,000	368
Total noninterest expense	$49,545,000	175
Salaries and employee benefits	$30,834,000	151
Premises and equipment expense	$7,482,000	131
Additional noninterest expense	$11,229,000	234
Pre-tax net operating income	$50,410,000	132
Securities gains (losses)	$0	623
Applicable income taxes	$14,168,000	115
Income before extraordinary items	$36,242,000	141
Extraordinary gains, net	$0	4
Net income	$36,242,000	141
Minority interest net income	$0	50
Net income of bank and minority interests.	$36,242,000	141
Net charge-offs	$2,584,000	98
Cash dividends	$20,000,000	111
Sale, conversion, retirement of capital stock, net	$1,235,000	72
Net operating income	$36,242,000	143
2021-12-31 (YTD Data)		Rank
Total interest income	$384,530,000	139
Total interest expense	$18,494,000	163
Net interest income	$366,036,000	139
Provision for loan and lease losses	$6,212,000	87
Total noninterest income	$40,375,000	320
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$5,165,000	263
Trading account gains and fees	$0	132
Additional Noninterest Income	$35,210,000	281
Total noninterest expense	$240,587,000	158
Salaries and employee benefits	$126,083,000	146
Premises and equipment expense	$30,347,000	129
Additional noninterest expense	$84,157,000	157
Pre-tax net operating income	$159,612,000	169
Securities gains (losses)	$1,207,000	191
Applicable income taxes	$48,221,000	136
Income before extraordinary items	$112,598,000	185
Extraordinary gains, net	$0	10
Net income	$112,598,000	185
Minority interest net income	$0	74
Net income of bank and minority interests.	$112,598,000	185
Net charge-offs	$9,276,000	118
Cash dividends	$20,003,000	296
Sale, conversion, retirement of capital stock, net	$5,290,000	104
Net operating income	$111,644,470	185
2021-09-30 (YTD Data)		Rank
Total interest income	$287,767,000	137
Total interest expense	$15,572,000	155
Net interest income	$272,195,000	138
Provision for loan and lease losses	$6,344,000	63
Total noninterest income	$30,296,000	326
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$3,739,000	270
Trading account gains and fees	$0	132
Additional Noninterest Income	$26,557,000	282
Total noninterest expense	$190,144,000	152
Salaries and employee benefits	$97,536,000	144
Premises and equipment expense	$22,663,000	129
Additional noninterest expense	$69,945,000	147
Pre-tax net operating income	$106,003,000	183
Securities gains (losses)	$1,207,000	175
Applicable income taxes	$31,957,000	154
Income before extraordinary items	$75,253,000	198
Extraordinary gains, net	$0	8
Net income	$75,253,000	198
Minority interest net income	$0	69
Net income of bank and minority interests.	$75,253,000	198
Net charge-offs	$9,383,000	106
Cash dividends	$10,003,000	377
Sale, conversion, retirement of capital stock, net	$3,768,000	98
Net operating income	$74,299,470	198
2021-06-30 (YTD Data)		Rank
Total interest income	$187,154,000	141
Total interest expense	$11,947,000	148
Net interest income	$175,207,000	139
Provision for loan and lease losses	$11,531,000	22
Total noninterest income	$20,660,000	320
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$2,344,000	273
Trading account gains and fees	$0	133
Additional Noninterest Income	$18,316,000	283
Total noninterest expense	$133,819,000	145
Salaries and employee benefits	$68,188,000	141
Premises and equipment expense	$14,936,000	130
Additional noninterest expense	$50,695,000	137
Pre-tax net operating income	$50,517,000	233
Securities gains (losses)	$1,207,000	140
Applicable income taxes	$16,699,000	183
Income before extraordinary items	$35,025,000	265
Extraordinary gains, net	$0	6
Net income	$35,025,000	264
Minority interest net income	$0	67
Net income of bank and minority interests.	$35,025,000	265
Net charge-offs	$5,192,000	123
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$2,351,000	83
Net operating income	$34,071,470	260
2021-03-31 (YTD Data)		Rank
Total interest income	$86,753,000	149
Total interest expense	$7,012,000	141
Net interest income	$79,741,000	146
Provision for loan and lease losses	$15,779,000	12
Total noninterest income	$-8,768,000	4,977
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$875,000	335
Trading account gains and fees	$0	127
Additional Noninterest Income	$-9,643,000	4,986
Total noninterest expense	$79,131,000	131
Salaries and employee benefits	$36,916,000	134
Premises and equipment expense	$6,909,000	133
Additional noninterest expense	$35,306,000	113
Pre-tax net operating income	$-23,937,000	4,984
Securities gains (losses)	$1,187,000	94
Applicable income taxes	$-4,819,000	4,977
Income before extraordinary items	$-17,931,000	4,975
Extraordinary gains, net	$0	3
Net income	$-17,931,000	4,975
Minority interest net income	$0	55
Net income of bank and minority interests.	$-17,931,000	4,975
Net charge-offs	$4,275,000	100
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$836,000	88
Net operating income	$-18,868,730	4,975
2020-12-31 (YTD Data)		Rank
Total interest income	$184,232,000	227
Total interest expense	$19,050,000	280
Net interest income	$165,182,000	219
Provision for loan and lease losses	$11,500,000	309
Total noninterest income	$16,036,000	576
Gross Fiduciary activities income	$1,000	991
Service charges on deposit accounts	$3,462,000	338
Trading account gains and fees	$0	133
Additional Noninterest Income	$12,573,000	558
Total noninterest expense	$112,863,000	261
Salaries and employee benefits	$67,159,000	243
Premises and equipment expense	$15,698,000	209
Additional noninterest expense	$30,006,000	313
Pre-tax net operating income	$56,855,000	264
Securities gains (losses)	$3,525,000	143
Applicable income taxes	$14,965,000	222
Income before extraordinary items	$45,415,000	270
Extraordinary gains, net	$0	4
Net income	$45,415,000	269
Minority interest net income	$0	72
Net income of bank and minority interests.	$45,415,000	270
Net charge-offs	$1,711,000	461
Cash dividends	$26,500,000	231
Sale, conversion, retirement of capital stock, net	$7,639,000	73
Net operating income	$42,630,250	277
2020-09-30 (YTD Data)		Rank
Total interest income	$136,748,000	230
Total interest expense	$15,554,000	283
Net interest income	$121,194,000	223
Provision for loan and lease losses	$11,000,000	290
Total noninterest income	$10,623,000	613
Gross Fiduciary activities income	$1,000	952
Service charges on deposit accounts	$2,626,000	327
Trading account gains and fees	$0	125
Additional Noninterest Income	$7,996,000	587
Total noninterest expense	$77,986,000	272
Salaries and employee benefits	$45,874,000	258
Premises and equipment expense	$11,610,000	208
Additional noninterest expense	$20,502,000	321
Pre-tax net operating income	$42,831,000	243
Securities gains (losses)	$3,525,000	116
Applicable income taxes	$10,633,000	213
Income before extraordinary items	$35,723,000	240
Extraordinary gains, net	$0	4
Net income	$35,723,000	240
Minority interest net income	$0	65
Net income of bank and minority interests.	$35,723,000	240
Net charge-offs	$1,937,000	332
Cash dividends	$21,000,000	220
Sale, conversion, retirement of capital stock, net	$3,086,000	94
Net operating income	$32,938,250	247
2020-06-30 (YTD Data)		Rank
Total interest income	$90,452,000	237
Total interest expense	$11,100,000	293
Net interest income	$79,352,000	226
Provision for loan and lease losses	$9,500,000	268
Total noninterest income	$7,413,000	560
Gross Fiduciary activities income	$1,000	937
Service charges on deposit accounts	$1,882,000	311
Trading account gains and fees	$0	123
Additional Noninterest Income	$5,530,000	534
Total noninterest expense	$49,114,000	282
Salaries and employee benefits	$29,468,000	254
Premises and equipment expense	$7,640,000	210
Additional noninterest expense	$12,006,000	348
Pre-tax net operating income	$28,151,000	219
Securities gains (losses)	$-15,000	4,830
Applicable income taxes	$6,362,000	204
Income before extraordinary items	$21,774,000	233
Extraordinary gains, net	$0	4
Net income	$21,774,000	233
Minority interest net income	$0	65
Net income of bank and minority interests.	$21,774,000	233
Net charge-offs	$510,000	586
Cash dividends	$15,000,000	213
Sale, conversion, retirement of capital stock, net	$2,004,000	85
Net operating income	$21,785,850	227
2020-03-31 (YTD Data)		Rank
Total interest income	$44,602,000	246
Total interest expense	$6,817,000	285
Net interest income	$37,785,000	239
Provision for loan and lease losses	$5,000,000	256
Total noninterest income	$5,194,000	414
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$1,269,000	280
Trading account gains and fees	$0	106
Additional Noninterest Income	$3,925,000	377
Total noninterest expense	$24,775,000	280
Salaries and employee benefits	$15,549,000	250
Premises and equipment expense	$3,797,000	216
Additional noninterest expense	$5,429,000	369
Pre-tax net operating income	$13,204,000	207
Securities gains (losses)	$-15,000	4,851
Applicable income taxes	$2,935,000	199
Income before extraordinary items	$10,254,000	219
Extraordinary gains, net	$0	4
Net income	$10,254,000	219
Minority interest net income	$0	56
Net income of bank and minority interests.	$10,254,000	219
Net charge-offs	$196,000	641
Cash dividends	$15,000,000	144
Sale, conversion, retirement of capital stock, net	$1,022,000	86
Net operating income	$10,265,850	209
2019-12-31 (YTD Data)		Rank
Total interest income	$181,541,000	244
Total interest expense	$34,799,000	264
Net interest income	$146,742,000	239
Provision for loan and lease losses	$5,700,000	239
Total noninterest income	$25,039,000	360
Gross Fiduciary activities income	$2,000	989
Service charges on deposit accounts	$5,197,000	278
Trading account gains and fees	$0	135
Additional Noninterest Income	$19,840,000	324
Total noninterest expense	$95,888,000	281
Salaries and employee benefits	$56,244,000	259
Premises and equipment expense	$15,395,000	209
Additional noninterest expense	$24,249,000	336
Pre-tax net operating income	$70,193,000	248
Securities gains (losses)	$201,000	636
Applicable income taxes	$15,054,000	252
Income before extraordinary items	$55,340,000	255
Extraordinary gains, net	$0	11
Net income	$55,340,000	256
Minority interest net income	$0	76
Net income of bank and minority interests.	$55,340,000	256
Net charge-offs	$4,332,000	239
Cash dividends	$24,500,000	269
Sale, conversion, retirement of capital stock, net	$3,694,000	113
Net operating income	$55,181,210	250
2019-09-30 (YTD Data)		Rank
Total interest income	$137,221,000	245
Total interest expense	$27,261,000	255
Net interest income	$109,960,000	238
Provision for loan and lease losses	$5,100,000	206
Total noninterest income	$16,647,000	399
Gross Fiduciary activities income	$1,000	975
Service charges on deposit accounts	$3,918,000	279
Trading account gains and fees	$0	129
Additional Noninterest Income	$12,728,000	362
Total noninterest expense	$70,615,000	285
Salaries and employee benefits	$41,233,000	266
Premises and equipment expense	$11,324,000	216
Additional noninterest expense	$18,058,000	332
Pre-tax net operating income	$50,892,000	255
Securities gains (losses)	$201,000	529
Applicable income taxes	$10,868,000	254
Income before extraordinary items	$40,225,000	263
Extraordinary gains, net	$0	11
Net income	$40,225,000	265
Minority interest net income	$0	72
Net income of bank and minority interests.	$40,225,000	265
Net charge-offs	$4,345,000	191
Cash dividends	$20,000,000	244
Sale, conversion, retirement of capital stock, net	$2,755,000	101
Net operating income	$40,066,210	259
2019-06-30 (YTD Data)		Rank
Total interest income	$90,867,000	248
Total interest expense	$18,757,000	247
Net interest income	$72,110,000	243
Provision for loan and lease losses	$4,100,000	182
Total noninterest income	$10,448,000	401
Gross Fiduciary activities income	$1,000	961
Service charges on deposit accounts	$2,631,000	275
Trading account gains and fees	$0	131
Additional Noninterest Income	$7,816,000	375
Total noninterest expense	$46,483,000	288
Salaries and employee benefits	$26,939,000	273
Premises and equipment expense	$7,583,000	216
Additional noninterest expense	$11,961,000	342
Pre-tax net operating income	$31,975,000	264
Securities gains (losses)	$201,000	376
Applicable income taxes	$6,762,000	271
Income before extraordinary items	$25,414,000	263
Extraordinary gains, net	$0	11
Net income	$25,414,000	265
Minority interest net income	$0	69
Net income of bank and minority interests.	$25,414,000	265
Net charge-offs	$4,347,000	149
Cash dividends	$14,000,000	233
Sale, conversion, retirement of capital stock, net	$1,849,000	85
Net operating income	$25,255,210	262
2019-03-31 (YTD Data)		Rank
Total interest income	$44,515,000	251
Total interest expense	$9,057,000	248
Net interest income	$35,458,000	246
Provision for loan and lease losses	$600,000	408
Total noninterest income	$5,182,000	390
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,356,000	265
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,826,000	359
Total noninterest expense	$22,537,000	294
Salaries and employee benefits	$13,280,000	274
Premises and equipment expense	$3,778,000	218
Additional noninterest expense	$5,479,000	356
Pre-tax net operating income	$17,503,000	243
Securities gains (losses)	$0	1,087
Applicable income taxes	$3,660,000	250
Income before extraordinary items	$13,843,000	247
Extraordinary gains, net	$0	5
Net income	$13,843,000	247
Minority interest net income	$0	52
Net income of bank and minority interests.	$13,843,000	247
Net charge-offs	$234,000	552
Cash dividends	$6,000,000	231
Sale, conversion, retirement of capital stock, net	$954,000	68
Net operating income	$13,843,000	243
2018-12-31 (YTD Data)		Rank
Total interest income	$168,984,000	246
Total interest expense	$27,664,000	241
Net interest income	$141,320,000	245
Provision for loan and lease losses	$1,800,000	555
Total noninterest income	$19,382,000	424
Gross Fiduciary activities income	$2,000	1,038
Service charges on deposit accounts	$5,347,000	283
Trading account gains and fees	$0	126
Additional Noninterest Income	$14,033,000	400
Total noninterest expense	$97,937,000	277
Salaries and employee benefits	$50,458,000	280
Premises and equipment expense	$14,230,000	220
Additional noninterest expense	$33,249,000	269
Pre-tax net operating income	$60,965,000	274
Securities gains (losses)	$-7,921,000	5,385
Applicable income taxes	$10,148,000	308
Income before extraordinary items	$42,896,000	296
Extraordinary gains, net	$0	6
Net income	$42,896,000	296
Minority interest net income	$0	72
Net income of bank and minority interests.	$42,896,000	296
Net charge-offs	$2,089,000	348
Cash dividends	$15,000,000	318
Sale, conversion, retirement of capital stock, net	$3,486,000	131
Net operating income	$49,312,010	274
2018-09-30 (YTD Data)		Rank
Total interest income	$125,504,000	243
Total interest expense	$19,418,000	243
Net interest income	$106,086,000	245
Provision for loan and lease losses	$1,400,000	500
Total noninterest income	$14,289,000	431
Gross Fiduciary activities income	$1,000	1,014
Service charges on deposit accounts	$3,991,000	281
Trading account gains and fees	$0	138
Additional Noninterest Income	$10,297,000	407
Total noninterest expense	$75,917,000	268
Salaries and employee benefits	$38,001,000	278
Premises and equipment expense	$10,528,000	221
Additional noninterest expense	$27,388,000	249
Pre-tax net operating income	$43,058,000	283
Securities gains (losses)	$-7,921,000	5,466
Applicable income taxes	$7,055,000	327
Income before extraordinary items	$28,082,000	332
Extraordinary gains, net	$0	5
Net income	$28,082,000	332
Minority interest net income	$0	66
Net income of bank and minority interests.	$28,082,000	332
Net charge-offs	$1,238,000	373
Cash dividends	$15,000,000	244
Sale, conversion, retirement of capital stock, net	$2,689,000	120
Net operating income	$34,418,800	288
2018-06-30 (YTD Data)		Rank
Total interest income	$82,915,000	238
Total interest expense	$12,177,000	232
Net interest income	$70,738,000	237
Provision for loan and lease losses	$1,200,000	411
Total noninterest income	$9,393,000	438
Gross Fiduciary activities income	$1,000	997
Service charges on deposit accounts	$2,684,000	278
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,708,000	414
Total noninterest expense	$44,971,000	295
Salaries and employee benefits	$25,867,000	275
Premises and equipment expense	$6,943,000	221
Additional noninterest expense	$12,161,000	327
Pre-tax net operating income	$33,960,000	249
Securities gains (losses)	$-7,921,000	5,538
Applicable income taxes	$5,408,000	282
Income before extraordinary items	$20,631,000	300
Extraordinary gains, net	$0	6
Net income	$20,631,000	300
Minority interest net income	$0	65
Net income of bank and minority interests.	$20,631,000	300
Net charge-offs	$1,255,000	289
Cash dividends	$10,000,000	228
Sale, conversion, retirement of capital stock, net	$1,786,000	103
Net operating income	$26,888,590	244
2018-03-31 (YTD Data)		Rank
Total interest income	$41,364,000	235
Total interest expense	$5,690,000	234
Net interest income	$35,674,000	230
Provision for loan and lease losses	$800,000	321
Total noninterest income	$4,081,000	484
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$1,320,000	285
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,761,000	460
Total noninterest expense	$22,532,000	291
Salaries and employee benefits	$12,812,000	273
Premises and equipment expense	$3,491,000	223
Additional noninterest expense	$6,229,000	316
Pre-tax net operating income	$16,423,000	247
Securities gains (losses)	$0	735
Applicable income taxes	$3,421,000	248
Income before extraordinary items	$13,002,000	252
Extraordinary gains, net	$0	7
Net income	$13,002,000	251
Minority interest net income	$0	52
Net income of bank and minority interests.	$13,002,000	252
Net charge-offs	$-305,000	5,522
Cash dividends	$5,000,000	206
Sale, conversion, retirement of capital stock, net	$784,000	92
Net operating income	$13,002,000	252
2017-12-31 (YTD Data)		Rank
Total interest income	$149,849,000	240
Total interest expense	$18,101,000	228
Net interest income	$131,748,000	237
Provision for loan and lease losses	$14,050,000	125
Total noninterest income	$17,947,000	456
Gross Fiduciary activities income	$2,000	1,075
Service charges on deposit accounts	$4,980,000	294
Trading account gains and fees	$0	151
Additional Noninterest Income	$12,965,000	426
Total noninterest expense	$91,463,000	279
Salaries and employee benefits	$45,766,000	293
Premises and equipment expense	$14,948,000	203
Additional noninterest expense	$30,749,000	272
Pre-tax net operating income	$44,182,000	317
Securities gains (losses)	$38,000	1,020
Applicable income taxes	$20,720,000	254
Income before extraordinary items	$23,500,000	368
Extraordinary gains, net	$0	9
Net income	$23,500,000	368
Minority interest net income	$0	76
Net income of bank and minority interests.	$23,500,000	369
Net charge-offs	$8,247,000	159
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$2,584,000	148
Net operating income	$23,475,680	366
2017-09-30 (YTD Data)		Rank
Total interest income	$109,889,000	244
Total interest expense	$12,838,000	232
Net interest income	$97,051,000	240
Provision for loan and lease losses	$3,650,000	251
Total noninterest income	$13,253,000	471
Gross Fiduciary activities income	$1,000	1,049
Service charges on deposit accounts	$3,644,000	304
Trading account gains and fees	$0	145
Additional Noninterest Income	$9,608,000	434
Total noninterest expense	$62,372,000	299
Salaries and employee benefits	$34,467,000	291
Premises and equipment expense	$11,058,000	203
Additional noninterest expense	$16,847,000	346
Pre-tax net operating income	$44,282,000	256
Securities gains (losses)	$260,000	314
Applicable income taxes	$14,867,000	236
Income before extraordinary items	$29,675,000	264
Extraordinary gains, net	$0	9
Net income	$29,675,000	264
Minority interest net income	$0	71
Net income of bank and minority interests.	$29,675,000	264
Net charge-offs	$281,000	1,162
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$1,971,000	144
Net operating income	$29,500,800	266
2017-06-30 (YTD Data)		Rank
Total interest income	$71,451,000	249
Total interest expense	$7,879,000	246
Net interest income	$63,572,000	244
Provision for loan and lease losses	$1,750,000	313
Total noninterest income	$8,571,000	476
Gross Fiduciary activities income	$1,000	1,033
Service charges on deposit accounts	$2,401,000	302
Trading account gains and fees	$0	139
Additional Noninterest Income	$6,169,000	448
Total noninterest expense	$41,166,000	303
Salaries and employee benefits	$22,701,000	292
Premises and equipment expense	$7,313,000	203
Additional noninterest expense	$11,152,000	349
Pre-tax net operating income	$29,227,000	254
Securities gains (losses)	$0	1,906
Applicable income taxes	$9,774,000	236
Income before extraordinary items	$19,453,000	272
Extraordinary gains, net	$0	11
Net income	$19,453,000	272
Minority interest net income	$0	71
Net income of bank and minority interests.	$19,453,000	272
Net charge-offs	$110,000	1,451
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$1,324,000	123
Net operating income	$19,453,000	269
2017-03-31 (YTD Data)		Rank
Total interest income	$35,217,000	245
Total interest expense	$3,573,000	258
Net interest income	$31,644,000	243
Provision for loan and lease losses	$800,000	311
Total noninterest income	$4,092,000	487
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$1,179,000	305
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,913,000	460
Total noninterest expense	$20,222,000	311
Salaries and employee benefits	$11,304,000	301
Premises and equipment expense	$3,642,000	207
Additional noninterest expense	$5,276,000	366
Pre-tax net operating income	$14,714,000	248
Securities gains (losses)	$0	1,153
Applicable income taxes	$4,798,000	237
Income before extraordinary items	$9,916,000	264
Extraordinary gains, net	$0	8
Net income	$9,916,000	264
Minority interest net income	$0	55
Net income of bank and minority interests.	$9,916,000	264
Net charge-offs	$86,000	1,009
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$609,000	108
Net operating income	$9,916,000	261
2016-12-31 (YTD Data)		Rank
Total interest income	$137,716,000	237
Total interest expense	$10,941,000	290
Net interest income	$126,775,000	230
Provision for loan and lease losses	$5,550,000	238
Total noninterest income	$15,482,000	502
Gross Fiduciary activities income	$1,000	1,131
Service charges on deposit accounts	$4,187,000	342
Trading account gains and fees	$0	170
Additional Noninterest Income	$11,294,000	471
Total noninterest expense	$76,707,000	321
Salaries and employee benefits	$40,913,000	321
Premises and equipment expense	$13,782,000	211
Additional noninterest expense	$22,012,000	348
Pre-tax net operating income	$60,000,000	240
Securities gains (losses)	$449,000	475
Applicable income taxes	$20,921,000	219
Income before extraordinary items	$39,528,000	255
Extraordinary gains, net	$0	5
Net income	$39,528,000	253
Minority interest net income	$0	82
Net income of bank and minority interests.	$39,528,000	254
Net charge-offs	$390,000	1,286
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$2,143,000	146
Net operating income	$39,236,150	252
2016-09-30 (YTD Data)		Rank
Total interest income	$103,101,000	233
Total interest expense	$7,965,000	291
Net interest income	$95,136,000	228
Provision for loan and lease losses	$4,150,000	226
Total noninterest income	$11,763,000	498
Gross Fiduciary activities income	$1,000	1,085
Service charges on deposit accounts	$3,113,000	345
Trading account gains and fees	$0	169
Additional Noninterest Income	$8,649,000	458
Total noninterest expense	$58,260,000	314
Salaries and employee benefits	$31,483,000	313
Premises and equipment expense	$10,177,000	209
Additional noninterest expense	$16,600,000	346
Pre-tax net operating income	$44,489,000	233
Securities gains (losses)	$449,000	430
Applicable income taxes	$15,576,000	214
Income before extraordinary items	$29,362,000	252
Extraordinary gains, net	$0	5
Net income	$29,362,000	252
Minority interest net income	$0	71
Net income of bank and minority interests.	$29,362,000	252
Net charge-offs	$586,000	701
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$1,597,000	127
Net operating income	$29,070,150	251
2016-06-30 (YTD Data)		Rank
Total interest income	$68,340,000	237
Total interest expense	$5,364,000	292
Net interest income	$62,976,000	231
Provision for loan and lease losses	$2,150,000	274
Total noninterest income	$7,759,000	492
Gross Fiduciary activities income	$1,000	1,067
Service charges on deposit accounts	$2,133,000	333
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,625,000	457
Total noninterest expense	$39,114,000	317
Salaries and employee benefits	$21,153,000	309
Premises and equipment expense	$6,668,000	213
Additional noninterest expense	$11,293,000	345
Pre-tax net operating income	$29,471,000	225
Securities gains (losses)	$449,000	303
Applicable income taxes	$10,396,000	214
Income before extraordinary items	$19,524,000	246
Extraordinary gains, net	$0	16
Net income	$19,524,000	245
Minority interest net income	$0	71
Net income of bank and minority interests.	$19,524,000	245
Net charge-offs	$186,000	1,180
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$1,067,000	119
Net operating income	$19,232,150	248
2016-03-31 (YTD Data)		Rank
Total interest income	$33,607,000	239
Total interest expense	$2,699,000	288
Net interest income	$30,908,000	232
Provision for loan and lease losses	$1,250,000	235
Total noninterest income	$3,902,000	479
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$1,073,000	326
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,829,000	438
Total noninterest expense	$18,860,000	324
Salaries and employee benefits	$10,537,000	307
Premises and equipment expense	$3,154,000	225
Additional noninterest expense	$5,169,000	364
Pre-tax net operating income	$14,700,000	224
Securities gains (losses)	$66,000	701
Applicable income taxes	$5,168,000	217
Income before extraordinary items	$9,598,000	246
Extraordinary gains, net	$0	12
Net income	$9,598,000	246
Minority interest net income	$0	62
Net income of bank and minority interests.	$9,598,000	246
Net charge-offs	$195,000	674
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$506,000	103
Net operating income	$9,555,100	243
2015-12-31 (YTD Data)		Rank
Total interest income	$106,240,000	275
Total interest expense	$7,503,000	362
Net interest income	$98,737,000	269
Provision for loan and lease losses	$4,000,000	253
Total noninterest income	$12,563,000	579
Gross Fiduciary activities income	$1,000	1,155
Service charges on deposit accounts	$3,737,000	376
Trading account gains and fees	$0	159
Additional Noninterest Income	$8,825,000	542
Total noninterest expense	$72,703,000	317
Salaries and employee benefits	$33,871,000	366
Premises and equipment expense	$11,761,000	237
Additional noninterest expense	$27,071,000	294
Pre-tax net operating income	$34,597,000	319
Securities gains (losses)	$-8,000	5,844
Applicable income taxes	$11,712,000	284
Income before extraordinary items	$22,877,000	344
Extraordinary gains, net	$0	23
Net income	$22,877,000	344
Minority interest net income	$0	81
Net income of bank and minority interests.	$22,877,000	344
Net charge-offs	$893,000	754
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$1,689,000	165
Net operating income	$22,882,280	340
2015-09-30 (YTD Data)		Rank
Total interest income	$74,631,000	294
Total interest expense	$5,274,000	386
Net interest income	$69,357,000	295
Provision for loan and lease losses	$3,000,000	240
Total noninterest income	$9,182,000	598
Gross Fiduciary activities income	$1,000	1,117
Service charges on deposit accounts	$2,693,000	393
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,488,000	562
Total noninterest expense	$54,583,000	327
Salaries and employee benefits	$25,056,000	371
Premises and equipment expense	$8,173,000	259
Additional noninterest expense	$21,354,000	288
Pre-tax net operating income	$20,956,000	383
Securities gains (losses)	$-10,000	5,996
Applicable income taxes	$7,052,000	339
Income before extraordinary items	$13,894,000	420
Extraordinary gains, net	$0	21
Net income	$13,894,000	419
Minority interest net income	$0	78
Net income of bank and minority interests.	$13,894,000	420
Net charge-offs	$450,000	931
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$1,218,000	154
Net operating income	$13,900,600	416
2015-06-30 (YTD Data)		Rank
Total interest income	$42,887,000	327
Total interest expense	$3,082,000	443
Net interest income	$39,805,000	321
Provision for loan and lease losses	$1,500,000	301
Total noninterest income	$5,285,000	658
Gross Fiduciary activities income	$1,000	1,108
Service charges on deposit accounts	$1,716,000	402
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,568,000	642
Total noninterest expense	$35,257,000	337
Salaries and employee benefits	$15,080,000	407
Premises and equipment expense	$4,769,000	285
Additional noninterest expense	$15,408,000	278
Pre-tax net operating income	$8,333,000	571
Securities gains (losses)	$-10,000	6,114
Applicable income taxes	$2,634,000	529
Income before extraordinary items	$5,689,000	650
Extraordinary gains, net	$0	22
Net income	$5,689,000	647
Minority interest net income	$0	75
Net income of bank and minority interests.	$5,689,000	650
Net charge-offs	$319,000	868
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$752,000	151
Net operating income	$5,695,800	632
2015-03-31 (YTD Data)		Rank
Total interest income	$20,507,000	343
Total interest expense	$1,471,000	459
Net interest income	$19,036,000	334
Provision for loan and lease losses	$800,000	266
Total noninterest income	$2,786,000	619
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$853,000	400
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,933,000	588
Total noninterest expense	$13,266,000	428
Salaries and employee benefits	$7,523,000	409
Premises and equipment expense	$2,363,000	289
Additional noninterest expense	$3,380,000	495
Pre-tax net operating income	$7,756,000	344
Securities gains (losses)	$-10,000	6,254
Applicable income taxes	$2,752,000	307
Income before extraordinary items	$4,994,000	390
Extraordinary gains, net	$0	13
Net income	$4,994,000	390
Minority interest net income	$0	64
Net income of bank and minority interests.	$4,994,000	390
Net charge-offs	$177,000	799
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$350,000	137
Net operating income	$5,000,400	383
2014-12-31 (YTD Data)		Rank
Total interest income	$74,910,000	365
Total interest expense	$6,095,000	457
Net interest income	$68,815,000	358
Provision for loan and lease losses	$2,200,000	438
Total noninterest income	$9,143,000	689
Gross Fiduciary activities income	$1,000	1,202
Service charges on deposit accounts	$3,206,000	433
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,936,000	677
Total noninterest expense	$52,215,000	425
Salaries and employee benefits	$26,011,000	437
Premises and equipment expense	$8,251,000	322
Additional noninterest expense	$17,953,000	406
Pre-tax net operating income	$23,543,000	404
Securities gains (losses)	$-1,090,000	6,475
Applicable income taxes	$7,702,000	372
Income before extraordinary items	$14,751,000	478
Extraordinary gains, net	$0	17
Net income	$14,751,000	477
Minority interest net income	$0	84
Net income of bank and minority interests.	$14,751,000	478
Net charge-offs	$564,000	1,353
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$1,234,000	177
Net operating income	$15,470,400	455
2014-09-30 (YTD Data)		Rank
Total interest income	$55,307,000	369
Total interest expense	$4,570,000	461
Net interest income	$50,737,000	363
Provision for loan and lease losses	$1,700,000	400
Total noninterest income	$6,689,000	695
Gross Fiduciary activities income	$1,000	1,152
Service charges on deposit accounts	$2,442,000	432
Trading account gains and fees	$0	174
Additional Noninterest Income	$4,246,000	695
Total noninterest expense	$39,074,000	421
Salaries and employee benefits	$19,274,000	436
Premises and equipment expense	$5,930,000	343
Additional noninterest expense	$13,870,000	385
Pre-tax net operating income	$16,652,000	422
Securities gains (losses)	$-1,119,000	6,555
Applicable income taxes	$5,174,000	401
Income before extraordinary items	$10,359,000	489
Extraordinary gains, net	$0	15
Net income	$10,359,000	488
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,359,000	489
Net charge-offs	$684,000	906
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$916,000	155
Net operating income	$11,108,730	457
2014-06-30 (YTD Data)		Rank
Total interest income	$36,088,000	375
Total interest expense	$3,054,000	462
Net interest income	$33,034,000	368
Provision for loan and lease losses	$1,200,000	387
Total noninterest income	$4,165,000	728
Gross Fiduciary activities income	$1,000	1,132
Service charges on deposit accounts	$1,677,000	417
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,487,000	737
Total noninterest expense	$27,028,000	408
Salaries and employee benefits	$12,618,000	447
Premises and equipment expense	$3,802,000	353
Additional noninterest expense	$10,608,000	347
Pre-tax net operating income	$8,971,000	491
Securities gains (losses)	$-1,128,000	6,632
Applicable income taxes	$2,594,000	477
Income before extraordinary items	$5,249,000	624
Extraordinary gains, net	$0	20
Net income	$5,249,000	623
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,249,000	624
Net charge-offs	$521,000	842
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$593,000	145
Net operating income	$6,004,760	544
2014-03-31 (YTD Data)		Rank
Total interest income	$17,358,000	384
Total interest expense	$1,481,000	479
Net interest income	$15,877,000	376
Provision for loan and lease losses	$700,000	340
Total noninterest income	$1,890,000	762
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$799,000	428
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,091,000	784
Total noninterest expense	$14,968,000	373
Salaries and employee benefits	$6,206,000	455
Premises and equipment expense	$1,742,000	395
Additional noninterest expense	$7,020,000	278
Pre-tax net operating income	$2,099,000	937
Securities gains (losses)	$-1,112,000	6,717
Applicable income taxes	$304,000	1,336
Income before extraordinary items	$683,000	2,045
Extraordinary gains, net	$0	16
Net income	$683,000	2,048
Minority interest net income	$0	66
Net income of bank and minority interests.	$683,000	2,048
Net charge-offs	$332,000	665
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$291,000	142
Net operating income	$1,450,280	1,061
2013-12-31 (YTD Data)		Rank
Total interest income	$58,430,000	427
Total interest expense	$5,907,000	538
Net interest income	$52,523,000	421
Provision for loan and lease losses	$2,350,000	546
Total noninterest income	$8,143,000	782
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$3,174,000	447
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,969,000	806
Total noninterest expense	$37,779,000	548
Salaries and employee benefits	$21,532,000	509
Premises and equipment expense	$5,879,000	431
Additional noninterest expense	$10,368,000	669
Pre-tax net operating income	$20,537,000	434
Securities gains (losses)	$659,000	346
Applicable income taxes	$7,152,000	358
Income before extraordinary items	$14,044,000	489
Extraordinary gains, net	$0	29
Net income	$14,044,000	489
Minority interest net income	$0	90
Net income of bank and minority interests.	$14,044,000	490
Net charge-offs	$788,000	1,504
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$1,296,000	190
Net operating income	$13,609,060	491
2013-09-30 (YTD Data)		Rank
Total interest income	$42,752,000	439
Total interest expense	$4,446,000	550
Net interest income	$38,306,000	428
Provision for loan and lease losses	$1,650,000	585
Total noninterest income	$5,914,000	816
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$2,424,000	441
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,490,000	877
Total noninterest expense	$28,016,000	554
Salaries and employee benefits	$16,012,000	515
Premises and equipment expense	$4,393,000	435
Additional noninterest expense	$7,611,000	682
Pre-tax net operating income	$14,554,000	460
Securities gains (losses)	$659,000	319
Applicable income taxes	$5,006,000	393
Income before extraordinary items	$10,207,000	509
Extraordinary gains, net	$0	25
Net income	$10,207,000	508
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,207,000	511
Net charge-offs	$606,000	1,417
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$976,000	161
Net operating income	$9,765,470	516
2013-06-30 (YTD Data)		Rank
Total interest income	$27,839,000	448
Total interest expense	$2,922,000	577
Net interest income	$24,917,000	438
Provision for loan and lease losses	$1,150,000	606
Total noninterest income	$3,889,000	831
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,647,000	433
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,242,000	907
Total noninterest expense	$18,196,000	571
Salaries and employee benefits	$10,720,000	513
Premises and equipment expense	$2,852,000	444
Additional noninterest expense	$4,624,000	740
Pre-tax net operating income	$9,460,000	460
Securities gains (losses)	$648,000	291
Applicable income taxes	$3,258,000	398
Income before extraordinary items	$6,850,000	499
Extraordinary gains, net	$0	22
Net income	$6,850,000	497
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,850,000	501
Net charge-offs	$459,000	1,319
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$661,000	145
Net operating income	$6,409,360	515
2013-03-31 (YTD Data)		Rank
Total interest income	$13,731,000	455
Total interest expense	$1,462,000	598
Net interest income	$12,269,000	444
Provision for loan and lease losses	$550,000	643
Total noninterest income	$1,748,000	909
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$801,000	441
Trading account gains and fees	$0	148
Additional Noninterest Income	$947,000	1,031
Total noninterest expense	$8,884,000	596
Salaries and employee benefits	$5,394,000	520
Premises and equipment expense	$1,295,000	486
Additional noninterest expense	$2,195,000	781
Pre-tax net operating income	$4,583,000	469
Securities gains (losses)	$338,000	299
Applicable income taxes	$1,572,000	408
Income before extraordinary items	$3,349,000	501
Extraordinary gains, net	$0	10
Net income	$3,349,000	500
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,349,000	502
Net charge-offs	$65,000	2,229
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$338,000	116
Net operating income	$3,119,160	511
2012-12-31 (YTD Data)		Rank
Total interest income	$54,514,000	481
Total interest expense	$6,190,000	696
Net interest income	$48,324,000	465
Provision for loan and lease losses	$5,000,000	504
Total noninterest income	$7,924,000	805
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$3,313,000	447
Trading account gains and fees	$0	166
Additional Noninterest Income	$4,611,000	867
Total noninterest expense	$33,596,000	623
Salaries and employee benefits	$20,705,000	521
Premises and equipment expense	$4,382,000	551
Additional noninterest expense	$8,509,000	830
Pre-tax net operating income	$17,652,000	468
Securities gains (losses)	$2,647,000	194
Applicable income taxes	$6,546,000	365
Income before extraordinary items	$13,753,000	485
Extraordinary gains, net	$0	29
Net income	$13,753,000	482
Minority interest net income	$0	93
Net income of bank and minority interests.	$13,753,000	485
Net charge-offs	$1,398,000	1,454
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$1,342,000	188
Net operating income	$11,953,040	529
2012-09-30 (YTD Data)		Rank
Total interest income	$40,682,000	485
Total interest expense	$4,635,000	742
Net interest income	$36,047,000	468
Provision for loan and lease losses	$3,925,000	493
Total noninterest income	$5,730,000	816
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$2,492,000	451
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,238,000	888
Total noninterest expense	$25,126,000	623
Salaries and employee benefits	$15,584,000	517
Premises and equipment expense	$3,199,000	568
Additional noninterest expense	$6,343,000	822
Pre-tax net operating income	$12,726,000	490
Securities gains (losses)	$2,179,000	185
Applicable income taxes	$4,806,000	373
Income before extraordinary items	$10,099,000	501
Extraordinary gains, net	$0	20
Net income	$10,099,000	497
Minority interest net income	$0	86
Net income of bank and minority interests.	$10,099,000	501
Net charge-offs	$718,000	1,787
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$1,030,000	162
Net operating income	$8,617,280	549
2012-06-30 (YTD Data)		Rank
Total interest income	$26,975,000	495
Total interest expense	$3,087,000	769
Net interest income	$23,888,000	476
Provision for loan and lease losses	$3,325,000	419
Total noninterest income	$3,708,000	835
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,665,000	438
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,043,000	899
Total noninterest expense	$16,695,000	623
Salaries and employee benefits	$10,373,000	514
Premises and equipment expense	$2,106,000	573
Additional noninterest expense	$4,216,000	825
Pre-tax net operating income	$7,576,000	524
Securities gains (losses)	$1,993,000	139
Applicable income taxes	$3,074,000	379
Income before extraordinary items	$6,495,000	504
Extraordinary gains, net	$0	19
Net income	$6,495,000	503
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,495,000	504
Net charge-offs	$606,000	1,591
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$698,000	143
Net operating income	$5,139,760	593
2012-03-31 (YTD Data)		Rank
Total interest income	$13,298,000	501
Total interest expense	$1,557,000	800
Net interest income	$11,741,000	480
Provision for loan and lease losses	$825,000	712
Total noninterest income	$1,656,000	892
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$809,000	443
Trading account gains and fees	$0	148
Additional Noninterest Income	$847,000	1,032
Total noninterest expense	$8,183,000	629
Salaries and employee benefits	$5,111,000	516
Premises and equipment expense	$1,063,000	568
Additional noninterest expense	$2,009,000	841
Pre-tax net operating income	$4,389,000	464
Securities gains (losses)	$272,000	481
Applicable income taxes	$1,479,000	388
Income before extraordinary items	$3,182,000	508
Extraordinary gains, net	$0	19
Net income	$3,182,000	509
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,182,000	509
Net charge-offs	$346,000	1,366
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$366,000	117
Net operating income	$2,997,040	515
2011-12-31 (YTD Data)		Rank
Total interest income	$50,426,000	547
Total interest expense	$6,250,000	975
Net interest income	$44,176,000	496
Provision for loan and lease losses	$3,900,000	968
Total noninterest income	$6,814,000	814
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$3,137,000	480
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,677,000	892
Total noninterest expense	$30,769,000	648
Salaries and employee benefits	$18,036,000	540
Premises and equipment expense	$4,325,000	582
Additional noninterest expense	$8,408,000	848
Pre-tax net operating income	$16,321,000	427
Securities gains (losses)	$135,000	1,797
Applicable income taxes	$5,107,000	407
Income before extraordinary items	$11,349,000	484
Extraordinary gains, net	$0	29
Net income	$11,349,000	485
Minority interest net income	$0	96
Net income of bank and minority interests.	$11,349,000	485
Net charge-offs	$1,560,000	1,824
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$1,047,000	318
Net operating income	$11,255,850	473
2011-09-30 (YTD Data)		Rank
Total interest income	$37,400,000	558
Total interest expense	$4,608,000	1,029
Net interest income	$32,792,000	505
Provision for loan and lease losses	$3,050,000	919
Total noninterest income	$4,910,000	850
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$2,342,000	490
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,568,000	938
Total noninterest expense	$22,968,000	654
Salaries and employee benefits	$13,389,000	546
Premises and equipment expense	$3,221,000	592
Additional noninterest expense	$6,358,000	839
Pre-tax net operating income	$11,684,000	457
Securities gains (losses)	$135,000	1,512
Applicable income taxes	$3,670,000	414
Income before extraordinary items	$8,149,000	506
Extraordinary gains, net	$0	21
Net income	$8,149,000	505
Minority interest net income	$0	87
Net income of bank and minority interests.	$8,149,000	506
Net charge-offs	$1,385,000	1,572
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$773,000	299
Net operating income	$8,055,850	496
2011-06-30 (YTD Data)		Rank
Total interest income	$23,929,000	592
Total interest expense	$3,001,000	1,084
Net interest income	$20,928,000	532
Provision for loan and lease losses	$1,600,000	1,064
Total noninterest income	$3,144,000	882
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,566,000	488
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,578,000	980
Total noninterest expense	$15,160,000	666
Salaries and employee benefits	$8,574,000	563
Premises and equipment expense	$2,119,000	608
Additional noninterest expense	$4,467,000	804
Pre-tax net operating income	$7,312,000	464
Securities gains (losses)	$135,000	933
Applicable income taxes	$2,319,000	418
Income before extraordinary items	$5,128,000	523
Extraordinary gains, net	$0	15
Net income	$5,128,000	522
Minority interest net income	$0	89
Net income of bank and minority interests.	$5,128,000	523
Net charge-offs	$603,000	1,950
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$512,000	220
Net operating income	$5,034,850	521
2011-03-31 (YTD Data)		Rank
Total interest income	$11,596,000	622
Total interest expense	$1,470,000	1,141
Net interest income	$10,126,000	549
Provision for loan and lease losses	$700,000	1,128
Total noninterest income	$1,454,000	931
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$733,000	513
Trading account gains and fees	$0	158
Additional Noninterest Income	$721,000	1,043
Total noninterest expense	$7,396,000	685
Salaries and employee benefits	$4,175,000	581
Premises and equipment expense	$1,068,000	623
Additional noninterest expense	$2,153,000	829
Pre-tax net operating income	$3,484,000	486
Securities gains (losses)	$0	1,772
Applicable income taxes	$1,080,000	426
Income before extraordinary items	$2,404,000	552
Extraordinary gains, net	$0	9
Net income	$2,404,000	551
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,404,000	552
Net charge-offs	$182,000	2,193
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$258,000	181
Net operating income	$2,404,000	539
2010-12-31 (YTD Data)		Rank
Total interest income	$44,899,000	666
Total interest expense	$6,375,000	1,300
Net interest income	$38,524,000	568
Provision for loan and lease losses	$3,500,000	1,457
Total noninterest income	$6,130,000	914
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,756,000	547
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,374,000	976
Total noninterest expense	$27,836,000	717
Salaries and employee benefits	$15,978,000	597
Premises and equipment expense	$3,975,000	652
Additional noninterest expense	$7,883,000	941
Pre-tax net operating income	$13,318,000	422
Securities gains (losses)	$1,303,000	391
Applicable income taxes	$4,478,000	393
Income before extraordinary items	$10,143,000	457
Extraordinary gains, net	$0	29
Net income	$10,143,000	455
Minority interest net income	$0	111
Net income of bank and minority interests.	$10,143,000	457
Net charge-offs	$1,048,000	2,626
Cash dividends	$1,700,000	945
Sale, conversion, retirement of capital stock, net	$881,000	383
Net operating income	$9,243,930	467
2010-09-30 (YTD Data)		Rank
Total interest income	$33,132,000	682
Total interest expense	$4,884,000	1,324
Net interest income	$28,248,000	574
Provision for loan and lease losses	$2,600,000	1,396
Total noninterest income	$4,601,000	898
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$2,125,000	537
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,476,000	955
Total noninterest expense	$20,627,000	716
Salaries and employee benefits	$11,926,000	591
Premises and equipment expense	$2,920,000	662
Additional noninterest expense	$5,781,000	923
Pre-tax net operating income	$9,622,000	441
Securities gains (losses)	$1,303,000	332
Applicable income taxes	$3,442,000	386
Income before extraordinary items	$7,483,000	461
Extraordinary gains, net	$0	23
Net income	$7,483,000	463
Minority interest net income	$0	110
Net income of bank and minority interests.	$7,483,000	463
Net charge-offs	$853,000	2,381
Cash dividends	$1,700,000	632
Sale, conversion, retirement of capital stock, net	$655,000	339
Net operating income	$6,596,960	498
2010-06-30 (YTD Data)		Rank
Total interest income	$21,755,000	702
Total interest expense	$3,288,000	1,363
Net interest income	$18,467,000	591
Provision for loan and lease losses	$2,000,000	1,278
Total noninterest income	$2,928,000	912
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,404,000	546
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,524,000	964
Total noninterest expense	$13,580,000	722
Salaries and employee benefits	$7,815,000	609
Premises and equipment expense	$2,011,000	646
Additional noninterest expense	$3,754,000	951
Pre-tax net operating income	$5,815,000	474
Securities gains (losses)	$1,303,000	202
Applicable income taxes	$2,251,000	367
Income before extraordinary items	$4,867,000	449
Extraordinary gains, net	$0	19
Net income	$4,867,000	450
Minority interest net income	$0	105
Net income of bank and minority interests.	$4,867,000	450
Net charge-offs	$614,000	2,212
Cash dividends	$1,700,000	404
Sale, conversion, retirement of capital stock, net	$430,000	285
Net operating income	$3,980,960	534
2010-03-31 (YTD Data)		Rank
Total interest income	$10,798,000	722
Total interest expense	$1,626,000	1,450
Net interest income	$9,172,000	601
Provision for loan and lease losses	$1,300,000	978
Total noninterest income	$1,310,000	975
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$622,000	613
Trading account gains and fees	$0	175
Additional Noninterest Income	$688,000	1,027
Total noninterest expense	$6,591,000	756
Salaries and employee benefits	$3,837,000	631
Premises and equipment expense	$976,000	686
Additional noninterest expense	$1,778,000	985
Pre-tax net operating income	$2,591,000	530
Securities gains (losses)	$891,000	141
Applicable income taxes	$1,114,000	352
Income before extraordinary items	$2,368,000	462
Extraordinary gains, net	$0	16
Net income	$2,368,000	463
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,368,000	464
Net charge-offs	$313,000	1,993
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$208,000	224
Net operating income	$1,762,120	617
2009-12-31 (YTD Data)		Rank
Total interest income	$43,367,000	768
Total interest expense	$7,625,000	1,539
Net interest income	$35,742,000	601
Provision for loan and lease losses	$4,150,000	1,628
Total noninterest income	$5,645,000	988
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$2,997,000	558
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,648,000	1,127
Total noninterest expense	$24,730,000	852
Salaries and employee benefits	$14,083,000	675
Premises and equipment expense	$3,344,000	805
Additional noninterest expense	$7,303,000	1,063
Pre-tax net operating income	$12,507,000	337
Securities gains (losses)	$529,000	846
Applicable income taxes	$4,118,000	307
Income before extraordinary items	$8,918,000	363
Extraordinary gains, net	$0	34
Net income	$8,918,000	362
Minority interest net income	$0	115
Net income of bank and minority interests.	$8,918,000	363
Net charge-offs	$2,058,000	1,996
Cash dividends	$4,500,000	389
Sale, conversion, retirement of capital stock, net	$751,000	469
Net operating income	$8,558,280	380
2009-09-30 (YTD Data)		Rank
Total interest income	$32,614,000	786
Total interest expense	$5,791,000	1,599
Net interest income	$26,823,000	608
Provision for loan and lease losses	$3,200,000	1,424
Total noninterest income	$4,140,000	1,019
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$2,216,000	562
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,924,000	1,179
Total noninterest expense	$18,577,000	839
Salaries and employee benefits	$10,714,000	685
Premises and equipment expense	$2,491,000	829
Additional noninterest expense	$5,372,000	1,051
Pre-tax net operating income	$9,186,000	363
Securities gains (losses)	$529,000	665
Applicable income taxes	$3,145,000	319
Income before extraordinary items	$6,570,000	400
Extraordinary gains, net	$0	27
Net income	$6,570,000	398
Minority interest net income	$0	118
Net income of bank and minority interests.	$6,570,000	400
Net charge-offs	$1,668,000	1,677
Cash dividends	$4,500,000	284
Sale, conversion, retirement of capital stock, net	$469,000	448
Net operating income	$6,210,280	424
2009-06-30 (YTD Data)		Rank
Total interest income	$21,887,000	803
Total interest expense	$3,875,000	1,682
Net interest income	$18,012,000	611
Provision for loan and lease losses	$2,300,000	1,288
Total noninterest income	$2,575,000	1,083
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,435,000	577
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,140,000	1,303
Total noninterest expense	$12,520,000	851
Salaries and employee benefits	$7,100,000	704
Premises and equipment expense	$1,627,000	867
Additional noninterest expense	$3,793,000	1,009
Pre-tax net operating income	$5,767,000	390
Securities gains (losses)	$529,000	483
Applicable income taxes	$2,052,000	336
Income before extraordinary items	$4,244,000	406
Extraordinary gains, net	$0	21
Net income	$4,244,000	404
Minority interest net income	$0	112
Net income of bank and minority interests.	$4,244,000	406
Net charge-offs	$1,230,000	1,493
Cash dividends	$4,500,000	195
Sale, conversion, retirement of capital stock, net	$304,000	414
Net operating income	$3,889,570	434
2009-03-31 (YTD Data)		Rank
Total interest income	$11,023,000	796
Total interest expense	$1,940,000	1,745
Net interest income	$9,083,000	599
Provision for loan and lease losses	$900,000	1,253
Total noninterest income	$1,179,000	1,124
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$630,000	646
Trading account gains and fees	$0	171
Additional Noninterest Income	$549,000	1,311
Total noninterest expense	$6,080,000	838
Salaries and employee benefits	$3,612,000	688
Premises and equipment expense	$807,000	882
Additional noninterest expense	$1,661,000	1,017
Pre-tax net operating income	$3,282,000	373
Securities gains (losses)	$0	2,434
Applicable income taxes	$1,067,000	334
Income before extraordinary items	$2,215,000	442
Extraordinary gains, net	$0	15
Net income	$2,215,000	443
Minority interest net income	$0	102
Net income of bank and minority interests.	$2,215,000	444
Net charge-offs	$293,000	1,799
Cash dividends	$4,500,000	105
Sale, conversion, retirement of capital stock, net	$148,000	310
Net operating income	$2,215,000	412
2008-12-31 (YTD Data)		Rank
Total interest income	$39,620,000	942
Total interest expense	$9,488,000	1,707
Net interest income	$30,132,000	721
Provision for loan and lease losses	$2,000,000	1,789
Total noninterest income	$6,064,000	908
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$3,067,000	562
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,997,000	965
Total noninterest expense	$21,009,000	949
Salaries and employee benefits	$12,710,000	782
Premises and equipment expense	$2,720,000	1,026
Additional noninterest expense	$5,579,000	1,149
Pre-tax net operating income	$13,187,000	403
Securities gains (losses)	$0	3,220
Applicable income taxes	$4,338,000	357
Income before extraordinary items	$8,849,000	435
Extraordinary gains, net	$0	39
Net income	$8,849,000	435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,001,000	1,961
Cash dividends	$3,000,000	908
Sale, conversion, retirement of capital stock, net	$639,000	498
Net operating income	$8,849,000	461
2008-09-30 (YTD Data)		Rank
Total interest income	$28,827,000	1,005
Total interest expense	$7,060,000	1,789
Net interest income	$21,767,000	764
Provision for loan and lease losses	$1,075,000	1,751
Total noninterest income	$4,732,000	915
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$2,302,000	565
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,430,000	957
Total noninterest expense	$15,531,000	958
Salaries and employee benefits	$9,404,000	812
Premises and equipment expense	$2,009,000	1,046
Additional noninterest expense	$4,118,000	1,116
Pre-tax net operating income	$9,893,000	512
Securities gains (losses)	$0	3,106
Applicable income taxes	$3,236,000	428
Income before extraordinary items	$6,657,000	546
Extraordinary gains, net	$0	31
Net income	$6,657,000	545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$395,000	2,230
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$6,657,000	573
2008-06-30 (YTD Data)		Rank
Total interest income	$18,752,000	1,045
Total interest expense	$4,794,000	1,825
Net interest income	$13,958,000	788
Provision for loan and lease losses	$525,000	1,859
Total noninterest income	$3,055,000	952
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,504,000	567
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,551,000	1,023
Total noninterest expense	$10,140,000	976
Salaries and employee benefits	$6,139,000	847
Premises and equipment expense	$1,316,000	1,061
Additional noninterest expense	$2,685,000	1,114
Pre-tax net operating income	$6,348,000	558
Securities gains (losses)	$0	3,233
Applicable income taxes	$2,055,000	505
Income before extraordinary items	$4,293,000	647
Extraordinary gains, net	$0	21
Net income	$4,293,000	646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	2,515
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$4,293,000	622
2008-03-31 (YTD Data)		Rank
Total interest income	$9,170,000	1,105
Total interest expense	$2,546,000	1,842
Net interest income	$6,624,000	824
Provision for loan and lease losses	$200,000	1,810
Total noninterest income	$1,470,000	984
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$699,000	607
Trading account gains and fees	$0	158
Additional Noninterest Income	$771,000	1,024
Total noninterest expense	$4,989,000	972
Salaries and employee benefits	$3,058,000	854
Premises and equipment expense	$672,000	1,037
Additional noninterest expense	$1,259,000	1,148
Pre-tax net operating income	$2,905,000	667
Securities gains (losses)	$0	2,688
Applicable income taxes	$935,000	616
Income before extraordinary items	$1,970,000	769
Extraordinary gains, net	$0	15
Net income	$1,970,000	770
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	2,916
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,970,000	734
2007-12-31 (YTD Data)		Rank
Total interest income	$35,864,000	1,174
Total interest expense	$10,437,000	1,897
Net interest income	$25,427,000	862
Provision for loan and lease losses	$600,000	2,040
Total noninterest income	$5,779,000	976
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$2,540,000	698
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,239,000	953
Total noninterest expense	$18,167,000	1,029
Salaries and employee benefits	$10,755,000	924
Premises and equipment expense	$2,567,000	1,031
Additional noninterest expense	$4,845,000	1,174
Pre-tax net operating income	$12,439,000	690
Securities gains (losses)	$-101,000	8,148
Applicable income taxes	$4,043,000	632
Income before extraordinary items	$8,295,000	784
Extraordinary gains, net	$0	39
Net income	$8,295,000	782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	3,163
Cash dividends	$11,029,000	388
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$8,362,670	763
2007-09-30 (YTD Data)		Rank
Total interest income	$26,728,000	1,188
Total interest expense	$7,973,000	1,867
Net interest income	$18,755,000	880
Provision for loan and lease losses	$245,000	2,643
Total noninterest income	$4,417,000	961
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,870,000	692
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,547,000	929
Total noninterest expense	$13,481,000	1,035
Salaries and employee benefits	$7,905,000	941
Premises and equipment expense	$1,908,000	1,028
Additional noninterest expense	$3,668,000	1,125
Pre-tax net operating income	$9,446,000	736
Securities gains (losses)	$-101,000	8,288
Applicable income taxes	$3,066,000	687
Income before extraordinary items	$6,279,000	829
Extraordinary gains, net	$0	33
Net income	$6,279,000	827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,960
Cash dividends	$5,700,000	510
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$6,346,670	807
2007-06-30 (YTD Data)		Rank
Total interest income	$17,418,000	1,224
Total interest expense	$5,476,000	1,821
Net interest income	$11,942,000	943
Provision for loan and lease losses	$95,000	3,362
Total noninterest income	$2,876,000	996
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,216,000	718
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,660,000	974
Total noninterest expense	$8,855,000	1,067
Salaries and employee benefits	$5,204,000	968
Premises and equipment expense	$1,266,000	1,045
Additional noninterest expense	$2,385,000	1,170
Pre-tax net operating income	$5,868,000	821
Securities gains (losses)	$-101,000	8,396
Applicable income taxes	$1,810,000	791
Income before extraordinary items	$3,957,000	921
Extraordinary gains, net	$0	29
Net income	$3,957,000	920
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-31,000	8,154
Cash dividends	$3,799,000	531
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$4,026,690	898
2007-03-31 (YTD Data)		Rank
Total interest income	$8,556,000	1,239
Total interest expense	$2,769,000	1,789
Net interest income	$5,787,000	965
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$1,335,000	1,046
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$561,000	748
Trading account gains and fees	$0	195
Additional Noninterest Income	$774,000	1,013
Total noninterest expense	$4,479,000	1,052
Salaries and employee benefits	$2,681,000	950
Premises and equipment expense	$659,000	1,004
Additional noninterest expense	$1,139,000	1,193
Pre-tax net operating income	$2,598,000	907
Securities gains (losses)	$-101,000	8,551
Applicable income taxes	$747,000	927
Income before extraordinary items	$1,750,000	1,008
Extraordinary gains, net	$0	22
Net income	$1,750,000	1,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,992
Cash dividends	$1,898,000	489
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,820,700	951
2006-12-31 (YTD Data)		Rank
Total interest income	$32,030,000	1,222
Total interest expense	$8,337,000	1,977
Net interest income	$23,693,000	937
Provision for loan and lease losses	$85,000	4,954
Total noninterest income	$4,702,000	1,157
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$2,069,000	851
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,633,000	1,093
Total noninterest expense	$16,001,000	1,128
Salaries and employee benefits	$9,187,000	1,053
Premises and equipment expense	$2,156,000	1,190
Additional noninterest expense	$4,658,000	1,155
Pre-tax net operating income	$12,309,000	809
Securities gains (losses)	$-289,000	8,438
Applicable income taxes	$3,851,000	780
Income before extraordinary items	$8,169,000	922
Extraordinary gains, net	$0	51
Net income	$8,169,000	922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	8,337
Cash dividends	$9,468,000	416
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$8,365,520	888
2006-09-30 (YTD Data)		Rank
Total interest income	$23,510,000	1,251
Total interest expense	$5,725,000	2,074
Net interest income	$17,785,000	958
Provision for loan and lease losses	$0	6,685
Total noninterest income	$3,488,000	1,169
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,581,000	835
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,907,000	1,135
Total noninterest expense	$11,978,000	1,140
Salaries and employee benefits	$6,946,000	1,050
Premises and equipment expense	$1,616,000	1,204
Additional noninterest expense	$3,416,000	1,183
Pre-tax net operating income	$9,295,000	837
Securities gains (losses)	$-289,000	8,582
Applicable income taxes	$2,876,000	817
Income before extraordinary items	$6,130,000	948
Extraordinary gains, net	$0	45
Net income	$6,130,000	947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,201
Cash dividends	$7,811,000	362
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$6,326,520	912
2006-06-30 (YTD Data)		Rank
Total interest income	$15,229,000	1,266
Total interest expense	$3,458,000	2,151
Net interest income	$11,771,000	964
Provision for loan and lease losses	$0	6,419
Total noninterest income	$2,256,000	1,201
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,090,000	804
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,166,000	1,218
Total noninterest expense	$7,841,000	1,160
Salaries and employee benefits	$4,489,000	1,094
Premises and equipment expense	$1,071,000	1,210
Additional noninterest expense	$2,281,000	1,192
Pre-tax net operating income	$6,186,000	839
Securities gains (losses)	$-257,000	8,652
Applicable income taxes	$1,951,000	810
Income before extraordinary items	$3,978,000	970
Extraordinary gains, net	$0	39
Net income	$3,978,000	971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,236
Cash dividends	$4,631,000	404
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$4,150,190	914
2006-03-31 (YTD Data)		Rank
Total interest income	$7,555,000	1,257
Total interest expense	$1,576,000	2,229
Net interest income	$5,979,000	946
Provision for loan and lease losses	$0	6,013
Total noninterest income	$996,000	1,282
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$504,000	834
Trading account gains and fees	$0	115
Additional Noninterest Income	$492,000	1,355
Total noninterest expense	$3,768,000	1,214
Salaries and employee benefits	$2,209,000	1,127
Premises and equipment expense	$533,000	1,212
Additional noninterest expense	$1,026,000	1,293
Pre-tax net operating income	$3,207,000	806
Securities gains (losses)	$-257,000	8,725
Applicable income taxes	$1,010,000	781
Income before extraordinary items	$1,940,000	983
Extraordinary gains, net	$0	21
Net income	$1,940,000	982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,605
Cash dividends	$1,703,000	476
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$2,109,620	880
2005-12-31 (YTD Data)		Rank
Total interest income	$28,713,000	1,153
Total interest expense	$4,319,000	2,491
Net interest income	$24,394,000	882
Provision for loan and lease losses	$300,000	2,799
Total noninterest income	$4,989,000	1,088
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$2,104,000	824
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,885,000	1,042
Total noninterest expense	$14,647,000	1,184
Salaries and employee benefits	$8,347,000	1,111
Premises and equipment expense	$2,091,000	1,177
Additional noninterest expense	$4,209,000	1,237
Pre-tax net operating income	$14,436,000	690
Securities gains (losses)	$116,000	660
Applicable income taxes	$4,929,000	650
Income before extraordinary items	$9,623,000	752
Extraordinary gains, net	$0	46
Net income	$9,623,000	754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,271
Cash dividends	$6,390,000	531
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$9,546,440	745
2005-09-30 (YTD Data)		Rank
Total interest income	$21,289,000	1,132
Total interest expense	$3,067,000	2,493
Net interest income	$18,222,000	872
Provision for loan and lease losses	$300,000	2,192
Total noninterest income	$3,636,000	1,124
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,632,000	799
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,004,000	1,116
Total noninterest expense	$10,984,000	1,168
Salaries and employee benefits	$6,327,000	1,088
Premises and equipment expense	$1,657,000	1,088
Additional noninterest expense	$3,000,000	1,280
Pre-tax net operating income	$10,574,000	696
Securities gains (losses)	$115,000	618
Applicable income taxes	$3,640,000	662
Income before extraordinary items	$7,049,000	761
Extraordinary gains, net	$0	35
Net income	$7,049,000	762
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	2,622
Cash dividends	$4,844,000	497
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$6,973,100	757
2005-06-30 (YTD Data)		Rank
Total interest income	$13,916,000	1,121
Total interest expense	$1,949,000	2,469
Net interest income	$11,967,000	873
Provision for loan and lease losses	$150,000	2,598
Total noninterest income	$2,245,000	1,166
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$1,144,000	738
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,101,000	1,245
Total noninterest expense	$7,213,000	1,166
Salaries and employee benefits	$4,183,000	1,085
Premises and equipment expense	$1,126,000	1,054
Additional noninterest expense	$1,904,000	1,313
Pre-tax net operating income	$6,849,000	712
Securities gains (losses)	$115,000	530
Applicable income taxes	$2,389,000	661
Income before extraordinary items	$4,575,000	773
Extraordinary gains, net	$0	30
Net income	$4,575,000	773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	8,580
Cash dividends	$3,414,000	458
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$4,499,100	768
2005-03-31 (YTD Data)		Rank
Total interest income	$6,912,000	1,096
Total interest expense	$916,000	2,507
Net interest income	$5,996,000	866
Provision for loan and lease losses	$0	6,226
Total noninterest income	$958,000	1,286
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$551,000	735
Trading account gains and fees	$0	115
Additional Noninterest Income	$407,000	1,535
Total noninterest expense	$3,568,000	1,185
Salaries and employee benefits	$2,091,000	1,091
Premises and equipment expense	$589,000	1,010
Additional noninterest expense	$888,000	1,401
Pre-tax net operating income	$3,386,000	721
Securities gains (losses)	$63,000	486
Applicable income taxes	$1,199,000	664
Income before extraordinary items	$2,250,000	782
Extraordinary gains, net	$0	24
Net income	$2,250,000	783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-114,000	8,809
Cash dividends	$1,378,000	504
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,209,050	775
2004-12-31 (YTD Data)		Rank
Total interest income	$26,923,000	1,046
Total interest expense	$2,351,000	3,201
Net interest income	$24,572,000	809
Provision for loan and lease losses	$300,000	2,900
Total noninterest income	$4,706,000	1,139
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$2,328,000	754
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,378,000	1,167
Total noninterest expense	$13,564,000	1,203
Salaries and employee benefits	$7,456,000	1,161
Premises and equipment expense	$2,263,000	1,013
Additional noninterest expense	$3,845,000	1,290
Pre-tax net operating income	$15,414,000	600
Securities gains (losses)	$734,000	350
Applicable income taxes	$5,771,000	542
Income before extraordinary items	$10,377,000	651
Extraordinary gains, net	$0	34
Net income	$10,377,000	652
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$256,000	2,216
Cash dividends	$5,114,000	603
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$9,907,240	647
2004-09-30 (YTD Data)		Rank
Total interest income	$20,049,000	1,039
Total interest expense	$1,702,000	3,238
Net interest income	$18,347,000	804
Provision for loan and lease losses	$150,000	3,509
Total noninterest income	$3,466,000	1,163
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,799,000	735
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,667,000	1,220
Total noninterest expense	$10,082,000	1,212
Salaries and employee benefits	$5,543,000	1,175
Premises and equipment expense	$1,711,000	1,007
Additional noninterest expense	$2,828,000	1,310
Pre-tax net operating income	$11,581,000	605
Securities gains (losses)	$624,000	367
Applicable income taxes	$4,375,000	537
Income before extraordinary items	$7,830,000	653
Extraordinary gains, net	$0	26
Net income	$7,830,000	654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	2,279
Cash dividends	$3,500,000	615
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$7,430,640	656
2004-06-30 (YTD Data)		Rank
Total interest income	$13,094,000	1,055
Total interest expense	$1,102,000	3,304
Net interest income	$11,992,000	813
Provision for loan and lease losses	$50,000	4,677
Total noninterest income	$2,180,000	1,204
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,239,000	700
Trading account gains and fees	$0	130
Additional Noninterest Income	$941,000	1,385
Total noninterest expense	$6,699,000	1,207
Salaries and employee benefits	$3,697,000	1,180
Premises and equipment expense	$1,126,000	1,020
Additional noninterest expense	$1,876,000	1,298
Pre-tax net operating income	$7,423,000	614
Securities gains (losses)	$626,000	302
Applicable income taxes	$2,882,000	538
Income before extraordinary items	$5,167,000	649
Extraordinary gains, net	$0	21
Net income	$5,167,000	649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,035
Cash dividends	$2,178,000	653
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$4,766,360	672
2004-03-31 (YTD Data)		Rank
Total interest income	$6,443,000	1,084
Total interest expense	$539,000	3,411
Net interest income	$5,904,000	839
Provision for loan and lease losses	$0	6,501
Total noninterest income	$937,000	1,319
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$582,000	731
Trading account gains and fees	$0	121
Additional Noninterest Income	$355,000	1,669
Total noninterest expense	$3,370,000	1,203
Salaries and employee benefits	$1,915,000	1,143
Premises and equipment expense	$574,000	1,020
Additional noninterest expense	$881,000	1,374
Pre-tax net operating income	$3,471,000	640
Securities gains (losses)	$621,000	223
Applicable income taxes	$1,467,000	539
Income before extraordinary items	$2,625,000	640
Extraordinary gains, net	$0	16
Net income	$2,625,000	639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,804
Cash dividends	$1,011,000	656
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$2,227,560	699
2003-12-31 (YTD Data)		Rank
Total interest income	$25,968,000	1,092
Total interest expense	$2,601,000	3,241
Net interest income	$23,367,000	816
Provision for loan and lease losses	$0	7,651
Total noninterest income	$3,890,000	1,378
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$2,278,000	749
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,612,000	1,731
Total noninterest expense	$12,997,000	1,241
Salaries and employee benefits	$6,900,000	1,238
Premises and equipment expense	$2,239,000	1,023
Additional noninterest expense	$3,858,000	1,290
Pre-tax net operating income	$14,260,000	627
Securities gains (losses)	$826,000	545
Applicable income taxes	$5,487,000	579
Income before extraordinary items	$9,599,000	679
Extraordinary gains, net	$0	54
Net income	$9,599,000	681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	3,366
Cash dividends	$4,893,000	669
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$9,070,360	669
2003-09-30 (YTD Data)		Rank
Total interest income	$19,278,000	1,124
Total interest expense	$2,044,000	3,229
Net interest income	$17,234,000	846
Provision for loan and lease losses	$0	7,481
Total noninterest income	$2,904,000	1,406
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,722,000	749
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,182,000	1,832
Total noninterest expense	$9,735,000	1,257
Salaries and employee benefits	$5,301,000	1,224
Premises and equipment expense	$1,690,000	1,025
Additional noninterest expense	$2,744,000	1,346
Pre-tax net operating income	$10,403,000	659
Securities gains (losses)	$1,200,000	394
Applicable income taxes	$4,232,000	590
Income before extraordinary items	$7,371,000	698
Extraordinary gains, net	$0	40
Net income	$7,371,000	699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	2,176
Cash dividends	$2,280,000	908
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$6,603,000	723
2003-06-30 (YTD Data)		Rank
Total interest income	$12,790,000	1,141
Total interest expense	$1,484,000	3,079
Net interest income	$11,306,000	862
Provision for loan and lease losses	$0	7,324
Total noninterest income	$1,819,000	1,471
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$1,164,000	735
Trading account gains and fees	$0	150
Additional Noninterest Income	$655,000	2,069
Total noninterest expense	$6,436,000	1,265
Salaries and employee benefits	$3,526,000	1,219
Premises and equipment expense	$1,147,000	1,001
Additional noninterest expense	$1,763,000	1,404
Pre-tax net operating income	$6,689,000	685
Securities gains (losses)	$1,200,000	325
Applicable income taxes	$2,876,000	567
Income before extraordinary items	$5,013,000	679
Extraordinary gains, net	$0	30
Net income	$5,013,000	679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	2,259
Cash dividends	$1,449,000	970
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$4,245,000	735
2003-03-31 (YTD Data)		Rank
Total interest income	$6,568,000	1,121
Total interest expense	$769,000	3,044
Net interest income	$5,799,000	838
Provision for loan and lease losses	$0	6,934
Total noninterest income	$848,000	1,513
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$550,000	760
Trading account gains and fees	$0	134
Additional Noninterest Income	$298,000	2,117
Total noninterest expense	$3,289,000	1,223
Salaries and employee benefits	$1,814,000	1,173
Premises and equipment expense	$593,000	971
Additional noninterest expense	$882,000	1,369
Pre-tax net operating income	$3,358,000	680
Securities gains (losses)	$634,000	299
Applicable income taxes	$1,454,000	580
Income before extraordinary items	$2,538,000	677
Extraordinary gains, net	$0	21
Net income	$2,538,000	676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	1,943
Cash dividends	$702,000	910
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$2,132,240	727
2002-12-31 (YTD Data)		Rank
Total interest income	$26,486,000	1,159
Total interest expense	$4,490,000	2,476
Net interest income	$21,996,000	887
Provision for loan and lease losses	$220,000	4,159
Total noninterest income	$3,405,000	1,417
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$2,024,000	798
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,381,000	1,760
Total noninterest expense	$11,942,000	1,287
Salaries and employee benefits	$6,365,000	1,275
Premises and equipment expense	$2,110,000	1,043
Additional noninterest expense	$3,467,000	1,371
Pre-tax net operating income	$13,239,000	668
Securities gains (losses)	$0	4,537
Applicable income taxes	$4,722,000	621
Income before extraordinary items	$8,517,000	746
Extraordinary gains, net	$0	70
Net income	$8,517,000	747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	3,452
Cash dividends	$3,585,000	809
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$8,517,000	711
2001-12-31 (YTD Data)		Rank
Total interest income	$27,009,000	1,272
Total interest expense	$7,868,000	2,055
Net interest income	$19,141,000	931
Provision for loan and lease losses	$323,000	3,057
Total noninterest income	$2,341,000	1,785
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,362,000	1,091
Trading account gains and fees	$0	177
Additional Noninterest Income	$979,000	2,072
Total noninterest expense	$11,196,000	1,299
Salaries and employee benefits	$6,145,000	1,210
Premises and equipment expense	$1,912,000	1,110
Additional noninterest expense	$3,139,000	1,487
Pre-tax net operating income	$9,963,000	768
Securities gains (losses)	$78,000	1,967
Applicable income taxes	$3,292,000	774
Income before extraordinary items	$6,749,000	821
Extraordinary gains, net	$0	105
Net income	$6,749,000	821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,516
Cash dividends	$2,312,000	1,164
Sale, conversion, retirement of capital stock, net	$-940,000	9,573
Net operating income	$6,696,740	792
2000-12-31 (YTD Data)		Rank
Total interest income	$25,458,000	1,377
Total interest expense	$8,753,000	1,973
Net interest income	$16,705,000	1,050
Provision for loan and lease losses	$105,000	5,193
Total noninterest income	$2,546,000	1,562
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,057,000	1,289
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,489,000	1,384
Total noninterest expense	$10,790,000	1,279
Salaries and employee benefits	$5,396,000	1,318
Premises and equipment expense	$1,702,000	1,187
Additional noninterest expense	$3,692,000	1,237
Pre-tax net operating income	$8,356,000	927
Securities gains (losses)	$-255,000	9,615
Applicable income taxes	$2,464,000	976
Income before extraordinary items	$5,637,000	945
Extraordinary gains, net	$0	38
Net income	$5,637,000	945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	9,448
Cash dividends	$2,076,000	1,310
Sale, conversion, retirement of capital stock, net	$-332,000	9,818
Net operating income	$5,815,500	910
1999-12-31 (YTD Data)		Rank
Total interest income	$21,056,000	1,558
Total interest expense	$6,135,000	2,397
Net interest income	$14,921,000	1,177
Provision for loan and lease losses	$420,000	2,015
Total noninterest income	$2,668,000	1,495
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$980,000	1,334
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,688,000	1,300
Total noninterest expense	$10,016,000	1,385
Salaries and employee benefits	$4,862,000	1,416
Premises and equipment expense	$1,537,000	1,320
Additional noninterest expense	$3,617,000	1,268
Pre-tax net operating income	$7,153,000	1,084
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$2,387,000	1,058
Income before extraordinary items	$4,767,000	1,151
Extraordinary gains, net	$0	35
Net income	$4,767,000	1,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	2,719
Cash dividends	$1,786,000	1,491
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$4,766,330	1,133
1998-12-31 (YTD Data)		Rank
Total interest income	$19,019,000	1,708
Total interest expense	$5,978,000	2,532
Net interest income	$13,041,000	1,303
Provision for loan and lease losses	$425,000	1,959
Total noninterest income	$2,958,000	1,361
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$839,000	1,503
Trading account gains and fees	$0	224
Additional Noninterest Income	$2,119,000	1,112
Total noninterest expense	$9,633,000	1,364
Salaries and employee benefits	$4,801,000	1,368
Premises and equipment expense	$1,435,000	1,360
Additional noninterest expense	$3,397,000	1,304
Pre-tax net operating income	$5,941,000	1,266
Securities gains (losses)	$47,000	1,787
Applicable income taxes	$2,091,000	1,211
Income before extraordinary items	$3,897,000	1,364
Extraordinary gains, net	$0	32
Net income	$3,897,000	1,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,569
Cash dividends	$1,482,000	1,691
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,866,450	1,314
1997-12-31 (YTD Data)		Rank
Total interest income	$17,222,000	1,916
Total interest expense	$5,543,000	2,695
Net interest income	$11,679,000	1,479
Provision for loan and lease losses	$410,000	2,057
Total noninterest income	$4,219,000	1,039
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$806,000	1,609
Trading account gains and fees	$0	239
Additional Noninterest Income	$3,413,000	780
Total noninterest expense	$9,054,000	1,448
Salaries and employee benefits	$4,625,000	1,411
Premises and equipment expense	$1,283,000	1,512
Additional noninterest expense	$3,146,000	1,379
Pre-tax net operating income	$6,434,000	1,221
Securities gains (losses)	$106,000	962
Applicable income taxes	$2,337,000	1,158
Income before extraordinary items	$4,203,000	1,298
Extraordinary gains, net	$0	44
Net income	$4,203,000	1,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$255,000	2,179
Cash dividends	$1,984,000	1,335
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$4,135,160	1,281
1996-12-31 (YTD Data)		Rank
Total interest income	$15,501,000	2,178
Total interest expense	$5,072,000	2,963
Net interest income	$10,429,000	1,694
Provision for loan and lease losses	$330,000	2,402
Total noninterest income	$2,354,000	1,614
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$698,000	1,948
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,656,000	1,321
Total noninterest expense	$7,959,000	1,782
Salaries and employee benefits	$4,017,000	1,653
Premises and equipment expense	$1,072,000	1,880
Additional noninterest expense	$2,870,000	1,809
Pre-tax net operating income	$4,494,000	1,613
Securities gains (losses)	$68,000	1,155
Applicable income taxes	$1,555,000	1,557
Income before extraordinary items	$3,007,000	1,658
Extraordinary gains, net	$0	53
Net income	$3,007,000	1,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	3,444
Cash dividends	$987,000	2,193
Sale, conversion, retirement of capital stock, net	$-621,000	11,412
Net operating income	$2,962,120	1,648
1995-12-31 (YTD Data)		Rank
Total interest income	$14,384,000	2,342
Total interest expense	$5,258,000	2,900
Net interest income	$9,126,000	1,967
Provision for loan and lease losses	$268,000	2,449
Total noninterest income	$1,666,000	2,123
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$705,000	1,922
Trading account gains and fees	$0	522
Additional Noninterest Income	$961,000	1,845
Total noninterest expense	$7,024,000	1,969
Salaries and employee benefits	$3,419,000	1,937
Premises and equipment expense	$973,000	2,070
Additional noninterest expense	$2,632,000	1,895
Pre-tax net operating income	$3,500,000	2,103
Securities gains (losses)	$31,000	1,605
Applicable income taxes	$1,148,000	2,103
Income before extraordinary items	$2,383,000	2,125
Extraordinary gains, net	$0	65
Net income	$2,383,000	2,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	2,743
Cash dividends	$768,000	2,500
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,362,230	2,109
1994-12-31 (YTD Data)		Rank
Total interest income	$11,187,000	2,717
Total interest expense	$3,270,000	3,669
Net interest income	$7,917,000	2,276
Provision for loan and lease losses	$333,000	2,097
Total noninterest income	$1,435,000	2,382
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$605,000	2,258
Trading account gains and fees	$0	475
Additional Noninterest Income	$830,000	2,088
Total noninterest expense	$6,318,000	2,230
Salaries and employee benefits	$3,051,000	2,177
Premises and equipment expense	$734,000	2,717
Additional noninterest expense	$2,533,000	2,119
Pre-tax net operating income	$2,701,000	2,621
Securities gains (losses)	$77,000	902
Applicable income taxes	$845,000	2,640
Income before extraordinary items	$1,933,000	2,510
Extraordinary gains, net	$0	249
Net income	$1,933,000	2,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	3,153
Cash dividends	$624,000	2,728
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,879,100	2,605
1993-12-31 (YTD Data)		Rank
Total interest income	$10,405,000	2,981
Total interest expense	$3,363,000	3,725
Net interest income	$7,042,000	2,555
Provision for loan and lease losses	$44,000	7,799
Total noninterest income	$1,102,000	3,106
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$571,000	2,417
Trading account gains and fees	$0	532
Additional Noninterest Income	$531,000	3,134
Total noninterest expense	$5,688,000	2,519
Salaries and employee benefits	$2,872,000	2,325
Premises and equipment expense	$689,000	2,927
Additional noninterest expense	$2,127,000	2,585
Pre-tax net operating income	$2,412,000	2,797
Securities gains (losses)	$0	7,477
Applicable income taxes	$662,000	3,286
Income before extraordinary items	$1,750,000	2,829
Extraordinary gains, net	$63,000	1,988
Net income	$1,813,000	2,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	3,785
Cash dividends	$576,000	2,743
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,750,000	2,680
1992-12-31 (YTD Data)		Rank
Total interest income	$10,449,000	3,344
Total interest expense	$4,096,000	3,994
Net interest income	$6,353,000	2,879
Provision for loan and lease losses	$136,000	6,368
Total noninterest income	$928,000	3,530
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$510,000	2,716
Trading account gains and fees	$0	504
Additional Noninterest Income	$418,000	3,598
Total noninterest expense	$4,885,000	2,930
Salaries and employee benefits	$2,520,000	2,574
Premises and equipment expense	$598,000	3,365
Additional noninterest expense	$1,767,000	3,108
Pre-tax net operating income	$2,260,000	2,761
Securities gains (losses)	$90,000	3,184
Applicable income taxes	$662,000	3,139
Income before extraordinary items	$1,688,000	2,729
Extraordinary gains, net	$0	1,422
Net income	$1,688,000	2,768
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	5,216
Cash dividends	$528,000	2,655
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,623,200	2,618

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.