| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0254% | 4,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0395% | 4,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0822% | 4,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 4,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1951% | 4,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1951% | 4,444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0348% | 4,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0505% | 4,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1124% | 4,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 4,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0323% | 4,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2659% | 4,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2659% | 4,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0412% | 4,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0574% | 4,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1505% | 4,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0216% | 4,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 4,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3861% | 4,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3861% | 4,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0826% | 4,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1066% | 4,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3040% | 4,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0241% | 4,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0088% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0337% | 4,231 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 4,378 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 4,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 3,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2309% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2309% | 1,521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0113% | 3,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0379% | 4,282 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 4,390 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0389% | 4,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0442% | 3,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6621% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6621% | 691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0199% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0277% | 4,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0519% | 4,276 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0197% | 3,266 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0532% | 4,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0658% | 3,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0412% | 4,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0492% | 4,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0957% | 4,466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0412% | 3,368 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0978% | 4,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1273% | 4,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0185% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 4,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0555% | 4,289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0275% | 3,292 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 4,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 3,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4027% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4027% | 926 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0243% | 4,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0367% | 4,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0687% | 4,426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0238% | 3,338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0707% | 4,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 3,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4879% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4879% | 695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0374% | 4,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0472% | 4,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0887% | 4,550 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 3,365 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0918% | 4,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0294% | 3,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7101% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7101% | 466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0788% | 4,561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0891% | 4,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1667% | 4,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1740% | 4,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0586% | 4,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0028% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0791% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,703 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0532% | 3,526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1910% | 4,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0408% | 4,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,503 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0591% | 3,562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0376% | 4,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2546% | 4,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0476% | 4,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0722% | 3,604 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4781% | 4,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0080% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 3,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0226% | 2,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 4,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5006% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 4,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2573% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0163% | 4,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 4,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0344% | 4,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0361% | 4,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 4,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0232% | 4,598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0276% | 4,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0459% | 4,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0482% | 4,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 4,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0345% | 4,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0417% | 4,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0713% | 4,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0750% | 4,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 4,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0705% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 968 |
| Percentage Net Loans Charged-off:Construction & development | -0.2172% | 4,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0742% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5200% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0770% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 4,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2763% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2763% | 2,046 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0526% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 996 |
| Percentage Net Loans Charged-off:Construction & development | -0.0498% | 4,554 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0969% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1553% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0932% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 4,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1875% | 2,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1875% | 2,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0666% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0430% | 4,593 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1179% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 4,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2834% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2834% | 1,744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0680% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 600 |
| Percentage Net Loans Charged-off:Construction & development | -0.0353% | 4,674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1275% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0210% | 3,777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1379% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0992% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 989 |
| Percentage Net Loans Charged-off:Construction & development | -0.0522% | 4,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3412% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0896% | 4,489 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1873% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 2,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0583% | 4,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8409% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8409% | 175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1013% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1041% | 788 |
| Percentage Net Loans Charged-off:Construction & development | -0.0572% | 4,735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3566% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1364% | 4,538 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2504% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 1,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0714% | 4,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3618% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3618% | 241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1521% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1622% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0698% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4971% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3793% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 4,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0760% | 4,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2218% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2218% | 147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3034% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3337% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 0.1369% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9990% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7685% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0318% | 4,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2547% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1974% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.1122% | 390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2933% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6136% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 1,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2347% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 1,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0120% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4821% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4821% | 1,727 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1651% | 1,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1818% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1492% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 0.1492% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3241% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3150% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 1,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6056% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1208% | 5,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1208% | 5,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1718% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1450% | 1,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1582% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0966% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3883% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 1,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2553% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 1,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0194% | 4,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1665% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0368% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 5,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1134% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0474% | 4,753 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3752% | 5,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3752% | 5,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1392% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2224% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2488% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 0.6389% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1332% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0464% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2646% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5282% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1145% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0275% | 4,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2287% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2287% | 2,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1553% | 912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1871% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2104% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1032% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0611% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3363% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8305% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1518% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 4,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1453% | 853 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1808% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2033% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3904% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4949% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1233% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 4,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1449% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1449% | 2,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1165% | 795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0957% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1060% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0228% | 5,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2216% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6398% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1661% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5735% | 5,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5735% | 5,868 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1266% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2301% | 1,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2180% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.4541% | 617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 1,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3130% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0436% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2047% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3372% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6085% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6085% | 1,442 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1940% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2562% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2366% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.5944% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 1,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3386% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0487% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2315% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4526% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4211% | 1,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4211% | 1,717 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1759% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1841% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 1,752 |
| Percentage Net Loans Charged-off:Construction & development | -0.0769% | 5,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 1,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2866% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4990% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1016% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6617% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1901% | 6,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1901% | 6,316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1769% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2846% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1749% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.7625% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 5,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1807% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2083% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4002% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8344% | 6,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8344% | 6,429 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0571% | 797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3061% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2696% | 1,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.5923% | 1,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2978% | 1,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1336% | 490 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1811% | 2,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3337% | 843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1577% | 2,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1866% | 2,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0788% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.0788% | 46 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2740% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2083% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1424% | 2,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.2989% | 1,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0723% | 1,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1812% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1449% | 2,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3142% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1188% | 2,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1728% | 2,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.1279% | 36 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.1279% | 36 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1313% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1560% | 2,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 2,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.2057% | 1,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1099% | 1,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2795% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 3,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3045% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 6,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1409% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.3993% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.3993% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0750% | 987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0159% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 2,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1912% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0890% | 6,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1025% | 6,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0801% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5407% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5159% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.1388% | 2,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 3,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5054% | 566 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8503% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0952% | 1,612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9574% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8247% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3922% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3922% | 2,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1709% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5763% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5215% | 1,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.1904% | 1,924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0470% | 2,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6708% | 462 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8260% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0658% | 1,469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9321% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0979% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0389% | 4,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0389% | 3,865 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1924% | 954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5893% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5708% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.2917% | 1,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0727% | 2,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9974% | 339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8594% | 1,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0984% | 1,230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9646% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8491% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0568% | 3,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0568% | 3,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2073% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1844% | 3,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2106% | 2,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1482% | 1,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0199% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1961% | 2,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2229% | 1,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2314% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2314% | 2,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1815% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3224% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3506% | 3,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.4069% | 6,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1303% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1056% | 4,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1026% | 1,784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1060% | 3,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1125% | 3,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3695% | 3,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3603% | 3,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2446% | 1,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1698% | 103 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0157% | 5,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 5,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.3019% | 6,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 4,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1368% | 1,515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 3,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0635% | 3,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4812% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4655% | 2,357 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2290% | 992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2263% | 91 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0554% | 5,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 4,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 3,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2005% | 1,237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0624% | 3,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0968% | 2,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4515% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4318% | 2,292 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0823% | 1,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3360% | 81 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0677% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0928% | 3,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 6,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1599% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4138% | 778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1257% | 2,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 5,746 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4844% | 7,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5712% | 7,303 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2371% | 4,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2187% | 4,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.1594% | 6,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3858% | 2,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0307% | 1,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4293% | 2,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2131% | 3,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1047% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4974% | 1,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1995% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1744% | 4,023 |
| Percentage Net Loans Charged-off:Construction & development | -0.2112% | 7,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3188% | 2,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0412% | 1,655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3521% | 2,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2583% | 3,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7006% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6411% | 901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3060% | 3,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3131% | 3,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.1077% | 2,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4891% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0625% | 1,357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5391% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0467% | 3,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2560% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7386% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3434% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3402% | 2,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.2056% | 1,855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5145% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1259% | 908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5594% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 6,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5822% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6549% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1579% | 5,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 4,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.7356% | 2,747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 4,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 3,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 5,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4543% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8587% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2804% | 173 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1411% | 5,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1060% | 4,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.5493% | 2,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0686% | 3,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 3,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 4,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0558% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6426% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0199% | 6,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 4,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0222% | 2,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0307% | 3,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9286% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6216% | 896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0038% | 5,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0179% | 6,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5202% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6544% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7160% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 5.7641% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 3,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1701% | 1,068 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 7,220 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0182% | 7,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6904% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1624% | 3,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 4,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 3,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2250% | 777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0733% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0966% | 7,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6564% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.3804% | 25 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0353% | 4,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 3,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0182% | 870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4317% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1476% | 7,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5061% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0024% | 4,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,678 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 5,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 6,783 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2222% | 7,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5250% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0860% | 8,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 3,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 3,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1775% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6420% | 8,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4775% | 3,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9532% | 642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1339% | 8,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2241% | 8,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3383% | 3,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9040% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2094% | 8,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3345% | 8,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3102% | 3,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6807% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.4247% | 8,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.7970% | 8,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5482% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8526% | 435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0233% | 5,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 2,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2473% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 6,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0738% | 5,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9169% | 391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0091% | 5,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 7,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1204% | 4,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5077% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0079% | 4,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0417% | 7,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1769% | 3,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2435% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0066% | 4,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 6,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2736% | 2,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6455% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0942% | 3,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0978% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3445% | 4,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8117% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0255% | 5,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2104% | 2,297 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2433% | 8,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0969% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0109% | 5,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0330% | 2,705 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3386% | 8,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0970% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0035% | 4,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6005% | 8,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8518% | 125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0138% | 6,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 4,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9517% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0200% | 5,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0639% | 3,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0841% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0059% | 5,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0888% | 2,619 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1053% | 7,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0239% | 4,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2139% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4206% | 3,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0220% | 8,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5356% | 8,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0974% | 2,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0434% | 5,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2055% | 3,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3311% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0782% | 4,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5033% | 1,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0511% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1162% | 3,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2096% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4249% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1573% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4036% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2572% | 5,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0288% | 6,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 3,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 2,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0324% | 8,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8764% | 2,625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0199% | 6,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3353% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1787% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9557% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0429% | 6,263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | -5.8107% | 1,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2623% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4196% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6918% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1640% | 3,987 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6637% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0912% | 10,753 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0038% | 8,730 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6030% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7184% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6490% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
