Home > Cypress Bank & Trust > Income and Expense
Cypress Bank & Trust, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,225,000 | 3,430 |
| Total interest expense | $1,981,000 | 3,053 |
| Net interest income | $4,244,000 | 3,545 |
| Provision for loan and lease losses | $204,000 | 1,979 |
| Total noninterest income | $9,022,000 | 792 |
| Gross Fiduciary activities income | $8,824,000 | 194 |
| Service charges on deposit accounts | $23,000 | 4,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 3,743 |
| Total noninterest expense | $12,725,000 | 1,738 |
| Salaries and employee benefits | $7,687,000 | 1,655 |
| Premises and equipment expense | $1,149,000 | 1,866 |
| Additional noninterest expense | $175,000 | 3,743 |
| Pre-tax net operating income | $337,000 | 4,083 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $81,000 | 2,885 |
| Income before extraordinary items | $256,000 | 4,106 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $256,000 | 4,145 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $256,000 | 4,108 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $256,000 | 4,125 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 3,448 |
| Total interest expense | $1,340,000 | 3,063 |
| Net interest income | $3,189,000 | 3,559 |
| Provision for loan and lease losses | $204,000 | 1,639 |
| Total noninterest income | $6,613,000 | 817 |
| Gross Fiduciary activities income | $6,462,000 | 194 |
| Service charges on deposit accounts | $14,000 | 4,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 3,721 |
| Total noninterest expense | $9,361,000 | 1,760 |
| Salaries and employee benefits | $5,673,000 | 1,674 |
| Premises and equipment expense | $850,000 | 1,883 |
| Additional noninterest expense | $137,000 | 3,719 |
| Pre-tax net operating income | $237,000 | 4,162 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $56,000 | 2,965 |
| Income before extraordinary items | $181,000 | 4,185 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $181,000 | 4,223 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $181,000 | 4,184 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $181,000 | 4,207 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 3,464 |
| Total interest expense | $779,000 | 3,059 |
| Net interest income | $2,148,000 | 3,574 |
| Provision for loan and lease losses | $164,000 | 1,476 |
| Total noninterest income | $4,365,000 | 802 |
| Gross Fiduciary activities income | $4,277,000 | 189 |
| Service charges on deposit accounts | $9,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,827 |
| Total noninterest expense | $6,177,000 | 1,765 |
| Salaries and employee benefits | $3,674,000 | 1,705 |
| Premises and equipment expense | $575,000 | 1,851 |
| Additional noninterest expense | $79,000 | 3,809 |
| Pre-tax net operating income | $172,000 | 4,189 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $41,000 | 2,965 |
| Income before extraordinary items | $131,000 | 4,214 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $131,000 | 4,256 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $131,000 | 4,213 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $131,000 | 4,232 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 3,559 |
| Total interest expense | $341,000 | 3,037 |
| Net interest income | $1,031,000 | 3,641 |
| Provision for loan and lease losses | $65,000 | 1,542 |
| Total noninterest income | $1,982,000 | 843 |
| Gross Fiduciary activities income | $1,938,000 | 211 |
| Service charges on deposit accounts | $4,000 | 4,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 3,818 |
| Total noninterest expense | $2,977,000 | 1,843 |
| Salaries and employee benefits | $1,861,000 | 1,715 |
| Premises and equipment expense | $272,000 | 1,948 |
| Additional noninterest expense | $40,000 | 3,818 |
| Pre-tax net operating income | $-29,000 | 4,514 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $-10,000 | 4,497 |
| Income before extraordinary items | $-19,000 | 4,482 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-19,000 | 4,482 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-19,000 | 4,482 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-19,000 | 4,497 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 4,071 |
| Total interest expense | $346,000 | 3,612 |
| Net interest income | $2,403,000 | 4,088 |
| Provision for loan and lease losses | $673,000 | 1,043 |
| Total noninterest income | $8,100,000 | 877 |
| Gross Fiduciary activities income | $8,041,000 | 209 |
| Service charges on deposit accounts | $10,000 | 4,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,381 |
| Total noninterest expense | $12,220,000 | 1,756 |
| Salaries and employee benefits | $7,925,000 | 1,593 |
| Premises and equipment expense | $958,000 | 2,058 |
| Additional noninterest expense | $49,000 | 4,381 |
| Pre-tax net operating income | $-2,390,000 | 4,680 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $-590,000 | 4,664 |
| Income before extraordinary items | $-1,800,000 | 4,656 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,800,000 | 4,655 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-1,800,000 | 4,656 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $-1,800,000 | 4,661 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 4,283 |
| Total interest expense | $145,000 | 3,974 |
| Net interest income | $1,383,000 | 4,283 |
| Provision for loan and lease losses | $483,000 | 983 |
| Total noninterest income | $5,973,000 | 905 |
| Gross Fiduciary activities income | $5,940,000 | 213 |
| Service charges on deposit accounts | $6,000 | 4,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,466 |
| Total noninterest expense | $8,920,000 | 1,782 |
| Salaries and employee benefits | $5,738,000 | 1,623 |
| Premises and equipment expense | $691,000 | 2,122 |
| Additional noninterest expense | $27,000 | 4,466 |
| Pre-tax net operating income | $-2,047,000 | 4,733 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $-508,000 | 4,703 |
| Income before extraordinary items | $-1,539,000 | 4,694 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,539,000 | 4,694 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-1,539,000 | 4,694 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $-1,539,000 | 4,711 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $632,000 | 4,541 |
| Total interest expense | $46,000 | 4,445 |
| Net interest income | $586,000 | 4,528 |
| Provision for loan and lease losses | $330,000 | 876 |
| Total noninterest income | $3,984,000 | 887 |
| Gross Fiduciary activities income | $3,961,000 | 183 |
| Service charges on deposit accounts | $3,000 | 4,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,482 |
| Total noninterest expense | $5,900,000 | 1,775 |
| Salaries and employee benefits | $3,798,000 | 1,623 |
| Premises and equipment expense | $434,000 | 2,215 |
| Additional noninterest expense | $1,668,000 | 1,844 |
| Pre-tax net operating income | $-1,660,000 | 4,749 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $-414,000 | 4,720 |
| Income before extraordinary items | $-1,246,000 | 4,717 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,246,000 | 4,717 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-1,246,000 | 4,717 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-1,246,000 | 4,736 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $180,000 | 4,694 |
| Total interest expense | $14,000 | 4,583 |
| Net interest income | $166,000 | 4,687 |
| Provision for loan and lease losses | $175,000 | 708 |
| Total noninterest income | $1,967,000 | 896 |
| Gross Fiduciary activities income | $1,953,000 | 189 |
| Service charges on deposit accounts | $1,000 | 4,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,415 |
| Total noninterest expense | $2,825,000 | 1,832 |
| Salaries and employee benefits | $1,859,000 | 1,650 |
| Premises and equipment expense | $207,000 | 2,292 |
| Additional noninterest expense | $759,000 | 1,953 |
| Pre-tax net operating income | $-867,000 | 4,771 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-216,000 | 4,745 |
| Income before extraordinary items | $-651,000 | 4,745 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-651,000 | 4,745 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-651,000 | 4,745 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-651,000 | 4,757 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $121,000 | 4,821 |
| Total interest expense | $23,000 | 4,766 |
| Net interest income | $98,000 | 4,819 |
| Provision for loan and lease losses | $186,000 | 1,782 |
| Total noninterest income | $8,141,000 | 972 |
| Gross Fiduciary activities income | $7,064,000 | 201 |
| Service charges on deposit accounts | $1,000 | 4,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,076,000 | 2,555 |
| Total noninterest expense | $9,372,000 | 2,061 |
| Salaries and employee benefits | $5,517,000 | 2,050 |
| Premises and equipment expense | $729,000 | 2,455 |
| Additional noninterest expense | $3,126,000 | 1,913 |
| Pre-tax net operating income | $-1,319,000 | 4,803 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $-745,000 | 4,821 |
| Income before extraordinary items | $-574,000 | 4,771 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-574,000 | 4,771 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-574,000 | 4,771 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $17,438,000 | 47 |
| Net operating income | $-574,000 | 4,767 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $50,000 | 4,902 |
| Total interest expense | $15,000 | 4,854 |
| Net interest income | $35,000 | 4,901 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $6,157,000 | 987 |
| Gross Fiduciary activities income | $5,198,000 | 203 |
| Service charges on deposit accounts | $0 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $959,000 | 2,433 |
| Total noninterest expense | $6,489,000 | 2,181 |
| Salaries and employee benefits | $3,649,000 | 2,210 |
| Premises and equipment expense | $496,000 | 2,621 |
| Additional noninterest expense | $2,344,000 | 1,918 |
| Pre-tax net operating income | $-297,000 | 4,831 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $-297,000 | 4,831 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-297,000 | 4,831 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-297,000 | 4,831 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $17,438,000 | 39 |
| Net operating income | $-297,000 | 4,825 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.