CUSB Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $33,463,000 | 1,280 |
| Total interest expense | $14,730,000 | 989 |
| Net interest income | $18,733,000 | 1,518 |
| Provision for loan and lease losses | $284,000 | 1,725 |
| Total noninterest income | $3,734,000 | 1,424 |
| Gross Fiduciary activities income | $4,000 | 902 |
| Service charges on deposit accounts | $1,510,000 | 727 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,220,000 | 1,529 |
| Total noninterest expense | $14,401,000 | 1,582 |
| Salaries and employee benefits | $8,518,000 | 1,521 |
| Premises and equipment expense | $1,174,000 | 1,835 |
| Additional noninterest expense | $2,220,000 | 1,529 |
| Pre-tax net operating income | $7,782,000 | 1,425 |
| Securities gains (losses) | $-495,000 | 4,182 |
| Applicable income taxes | $345,000 | 2,140 |
| Income before extraordinary items | $6,942,000 | 1,350 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,942,000 | 1,365 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,942,000 | 1,352 |
| Net charge-offs | $1,870,000 | 396 |
| Cash dividends | $1,500,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,412,250 | 1,302 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $24,469,000 | 1,282 |
| Total interest expense | $10,414,000 | 966 |
| Net interest income | $14,055,000 | 1,529 |
| Provision for loan and lease losses | $765,000 | 779 |
| Total noninterest income | $2,838,000 | 1,412 |
| Gross Fiduciary activities income | $3,000 | 875 |
| Service charges on deposit accounts | $1,141,000 | 724 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,694,000 | 1,491 |
| Total noninterest expense | $10,990,000 | 1,546 |
| Salaries and employee benefits | $6,717,000 | 1,460 |
| Premises and equipment expense | $849,000 | 1,886 |
| Additional noninterest expense | $1,694,000 | 1,491 |
| Pre-tax net operating income | $5,138,000 | 1,626 |
| Securities gains (losses) | $31,000 | 356 |
| Applicable income taxes | $243,000 | 2,234 |
| Income before extraordinary items | $4,926,000 | 1,467 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,926,000 | 1,478 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,926,000 | 1,466 |
| Net charge-offs | $527,000 | 563 |
| Cash dividends | $1,500,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,896,550 | 1,496 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $15,840,000 | 1,288 |
| Total interest expense | $6,347,000 | 942 |
| Net interest income | $9,493,000 | 1,527 |
| Provision for loan and lease losses | $735,000 | 618 |
| Total noninterest income | $1,864,000 | 1,362 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $760,000 | 718 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,104,000 | 1,446 |
| Total noninterest expense | $7,332,000 | 1,526 |
| Salaries and employee benefits | $4,437,000 | 1,457 |
| Premises and equipment expense | $547,000 | 1,909 |
| Additional noninterest expense | $1,104,000 | 1,444 |
| Pre-tax net operating income | $3,290,000 | 1,658 |
| Securities gains (losses) | $26,000 | 399 |
| Applicable income taxes | $166,000 | 2,246 |
| Income before extraordinary items | $3,150,000 | 1,507 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,150,000 | 1,525 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,150,000 | 1,507 |
| Net charge-offs | $103,000 | 906 |
| Cash dividends | $1,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,125,300 | 1,528 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,641,000 | 1,303 |
| Total interest expense | $2,771,000 | 942 |
| Net interest income | $4,870,000 | 1,503 |
| Provision for loan and lease losses | $255,000 | 762 |
| Total noninterest income | $731,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $363,000 | 753 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $368,000 | 1,827 |
| Total noninterest expense | $3,705,000 | 1,534 |
| Salaries and employee benefits | $2,348,000 | 1,431 |
| Premises and equipment expense | $266,000 | 1,974 |
| Additional noninterest expense | $368,000 | 1,827 |
| Pre-tax net operating income | $1,641,000 | 1,682 |
| Securities gains (losses) | $13,000 | 528 |
| Applicable income taxes | $81,000 | 2,293 |
| Income before extraordinary items | $1,573,000 | 1,550 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,573,000 | 1,550 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,573,000 | 1,550 |
| Net charge-offs | $-60,000 | 4,477 |
| Cash dividends | $1,500,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,560,650 | 1,574 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $24,291,000 | 1,341 |
| Total interest expense | $3,526,000 | 1,036 |
| Net interest income | $20,765,000 | 1,388 |
| Provision for loan and lease losses | $530,000 | 1,196 |
| Total noninterest income | $2,809,000 | 1,701 |
| Gross Fiduciary activities income | $4,000 | 937 |
| Service charges on deposit accounts | $1,419,000 | 778 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,386,000 | 1,986 |
| Total noninterest expense | $13,705,000 | 1,605 |
| Salaries and employee benefits | $8,141,000 | 1,543 |
| Premises and equipment expense | $1,151,000 | 1,866 |
| Additional noninterest expense | $1,386,000 | 1,986 |
| Pre-tax net operating income | $9,339,000 | 1,335 |
| Securities gains (losses) | $-15,000 | 3,522 |
| Applicable income taxes | $569,000 | 1,940 |
| Income before extraordinary items | $8,755,000 | 1,223 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,755,000 | 1,222 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $8,755,000 | 1,223 |
| Net charge-offs | $116,000 | 1,166 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $-45,000 | 4,653 |
| Net operating income | $8,769,100 | 1,243 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $17,072,000 | 1,363 |
| Total interest expense | $1,671,000 | 1,196 |
| Net interest income | $15,401,000 | 1,382 |
| Provision for loan and lease losses | $150,000 | 1,628 |
| Total noninterest income | $2,258,000 | 1,651 |
| Gross Fiduciary activities income | $4,000 | 907 |
| Service charges on deposit accounts | $1,040,000 | 796 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,214,000 | 1,861 |
| Total noninterest expense | $9,814,000 | 1,649 |
| Salaries and employee benefits | $5,984,000 | 1,583 |
| Premises and equipment expense | $826,000 | 1,924 |
| Additional noninterest expense | $1,214,000 | 1,861 |
| Pre-tax net operating income | $7,695,000 | 1,241 |
| Securities gains (losses) | $-20,000 | 3,940 |
| Applicable income taxes | $419,000 | 1,953 |
| Income before extraordinary items | $7,256,000 | 1,121 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,256,000 | 1,120 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,256,000 | 1,121 |
| Net charge-offs | $153,000 | 775 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $-45,000 | 4,698 |
| Net operating income | $7,275,000 | 1,142 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,655,000 | 1,398 |
| Total interest expense | $778,000 | 1,386 |
| Net interest income | $9,877,000 | 1,397 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $1,421,000 | 1,704 |
| Gross Fiduciary activities income | $4,000 | 852 |
| Service charges on deposit accounts | $646,000 | 835 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $771,000 | 1,951 |
| Total noninterest expense | $6,336,000 | 1,676 |
| Salaries and employee benefits | $3,759,000 | 1,635 |
| Premises and equipment expense | $537,000 | 1,948 |
| Additional noninterest expense | $2,040,000 | 1,583 |
| Pre-tax net operating income | $4,812,000 | 1,238 |
| Securities gains (losses) | $-20,000 | 4,087 |
| Applicable income taxes | $206,000 | 2,106 |
| Income before extraordinary items | $4,586,000 | 1,113 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,586,000 | 1,112 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,586,000 | 1,113 |
| Net charge-offs | $92,000 | 757 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $-45,000 | 4,728 |
| Net operating income | $4,605,200 | 1,138 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,852,000 | 1,477 |
| Total interest expense | $308,000 | 1,634 |
| Net interest income | $4,544,000 | 1,462 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $695,000 | 1,730 |
| Gross Fiduciary activities income | $3,000 | 826 |
| Service charges on deposit accounts | $304,000 | 858 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $388,000 | 1,937 |
| Total noninterest expense | $3,160,000 | 1,674 |
| Salaries and employee benefits | $1,914,000 | 1,622 |
| Premises and equipment expense | $264,000 | 1,978 |
| Additional noninterest expense | $982,000 | 1,597 |
| Pre-tax net operating income | $1,929,000 | 1,383 |
| Securities gains (losses) | $-7,000 | 4,205 |
| Applicable income taxes | $83,000 | 2,193 |
| Income before extraordinary items | $1,839,000 | 1,273 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,839,000 | 1,272 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,839,000 | 1,273 |
| Net charge-offs | $-205,000 | 4,671 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,845,720 | 1,283 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,717,000 | 1,437 |
| Total interest expense | $1,308,000 | 1,837 |
| Net interest income | $19,409,000 | 1,406 |
| Provision for loan and lease losses | $800,000 | 720 |
| Total noninterest income | $3,390,000 | 1,664 |
| Gross Fiduciary activities income | $4,000 | 915 |
| Service charges on deposit accounts | $1,116,000 | 893 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,270,000 | 1,792 |
| Total noninterest expense | $11,164,000 | 1,832 |
| Salaries and employee benefits | $7,151,000 | 1,683 |
| Premises and equipment expense | $1,065,000 | 1,959 |
| Additional noninterest expense | $2,948,000 | 2,015 |
| Pre-tax net operating income | $10,835,000 | 1,212 |
| Securities gains (losses) | $45,000 | 1,172 |
| Applicable income taxes | $466,000 | 2,146 |
| Income before extraordinary items | $10,414,000 | 1,119 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,414,000 | 1,119 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $10,414,000 | 1,119 |
| Net charge-offs | $764,000 | 501 |
| Cash dividends | $4,725,000 | 833 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $10,370,800 | 1,108 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,980,000 | 1,425 |
| Total interest expense | $1,009,000 | 1,881 |
| Net interest income | $14,971,000 | 1,387 |
| Provision for loan and lease losses | $800,000 | 547 |
| Total noninterest income | $2,560,000 | 1,705 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $805,000 | 918 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,755,000 | 1,810 |
| Total noninterest expense | $8,323,000 | 1,841 |
| Salaries and employee benefits | $5,381,000 | 1,689 |
| Premises and equipment expense | $784,000 | 2,007 |
| Additional noninterest expense | $2,158,000 | 2,049 |
| Pre-tax net operating income | $8,408,000 | 1,225 |
| Securities gains (losses) | $32,000 | 1,234 |
| Applicable income taxes | $352,000 | 2,219 |
| Income before extraordinary items | $8,088,000 | 1,122 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $8,088,000 | 1,123 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $8,088,000 | 1,123 |
| Net charge-offs | $55,000 | 1,315 |
| Cash dividends | $2,750,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $8,057,280 | 1,113 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,531,000 | 1,443 |
| Total interest expense | $702,000 | 1,892 |
| Net interest income | $9,829,000 | 1,395 |
| Provision for loan and lease losses | $600,000 | 497 |
| Total noninterest income | $1,752,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $491,000 | 949 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,261,000 | 1,685 |
| Total noninterest expense | $5,422,000 | 1,860 |
| Salaries and employee benefits | $3,560,000 | 1,697 |
| Premises and equipment expense | $513,000 | 2,024 |
| Additional noninterest expense | $1,349,000 | 2,111 |
| Pre-tax net operating income | $5,559,000 | 1,222 |
| Securities gains (losses) | $21,000 | 1,163 |
| Applicable income taxes | $207,000 | 2,283 |
| Income before extraordinary items | $5,373,000 | 1,121 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,373,000 | 1,122 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,373,000 | 1,122 |
| Net charge-offs | $35,000 | 1,274 |
| Cash dividends | $1,250,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,352,840 | 1,107 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,843,000 | 1,549 |
| Total interest expense | $360,000 | 1,937 |
| Net interest income | $4,483,000 | 1,497 |
| Provision for loan and lease losses | $300,000 | 548 |
| Total noninterest income | $878,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $236,000 | 960 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $642,000 | 1,660 |
| Total noninterest expense | $2,659,000 | 1,873 |
| Salaries and employee benefits | $1,758,000 | 1,694 |
| Premises and equipment expense | $243,000 | 2,102 |
| Additional noninterest expense | $658,000 | 2,119 |
| Pre-tax net operating income | $2,402,000 | 1,338 |
| Securities gains (losses) | $20,000 | 880 |
| Applicable income taxes | $94,000 | 2,317 |
| Income before extraordinary items | $2,328,000 | 1,249 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,328,000 | 1,249 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,328,000 | 1,249 |
| Net charge-offs | $14,000 | 1,259 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,308,800 | 1,225 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,509,000 | 1,392 |
| Total interest expense | $2,464,000 | 1,721 |
| Net interest income | $19,045,000 | 1,346 |
| Provision for loan and lease losses | $1,605,000 | 1,200 |
| Total noninterest income | $3,760,000 | 1,521 |
| Gross Fiduciary activities income | $1,000 | 991 |
| Service charges on deposit accounts | $1,203,000 | 806 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $2,556,000 | 1,569 |
| Total noninterest expense | $11,552,000 | 1,749 |
| Salaries and employee benefits | $6,885,000 | 1,695 |
| Premises and equipment expense | $1,029,000 | 2,005 |
| Additional noninterest expense | $3,638,000 | 1,652 |
| Pre-tax net operating income | $9,648,000 | 1,092 |
| Securities gains (losses) | $-4,000 | 4,727 |
| Applicable income taxes | $407,000 | 2,090 |
| Income before extraordinary items | $9,237,000 | 1,029 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,237,000 | 1,029 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,237,000 | 1,029 |
| Net charge-offs | $648,000 | 841 |
| Cash dividends | $3,000,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $9,240,840 | 990 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,402,000 | 1,384 |
| Total interest expense | $2,065,000 | 1,668 |
| Net interest income | $14,337,000 | 1,330 |
| Provision for loan and lease losses | $1,020,000 | 1,346 |
| Total noninterest income | $2,563,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $894,000 | 805 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,669,000 | 1,653 |
| Total noninterest expense | $8,318,000 | 1,783 |
| Salaries and employee benefits | $5,088,000 | 1,711 |
| Premises and equipment expense | $758,000 | 2,014 |
| Additional noninterest expense | $2,472,000 | 1,751 |
| Pre-tax net operating income | $7,562,000 | 1,019 |
| Securities gains (losses) | $-13,000 | 4,815 |
| Applicable income taxes | $321,000 | 2,045 |
| Income before extraordinary items | $7,228,000 | 957 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,228,000 | 957 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,228,000 | 957 |
| Net charge-offs | $84,000 | 1,770 |
| Cash dividends | $1,500,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $7,240,480 | 920 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,258,000 | 1,375 |
| Total interest expense | $1,609,000 | 1,563 |
| Net interest income | $9,649,000 | 1,318 |
| Provision for loan and lease losses | $585,000 | 1,502 |
| Total noninterest income | $1,662,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $593,000 | 819 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,069,000 | 1,610 |
| Total noninterest expense | $5,302,000 | 1,849 |
| Salaries and employee benefits | $3,259,000 | 1,758 |
| Premises and equipment expense | $520,000 | 1,976 |
| Additional noninterest expense | $1,523,000 | 1,859 |
| Pre-tax net operating income | $5,424,000 | 891 |
| Securities gains (losses) | $-15,000 | 4,830 |
| Applicable income taxes | $220,000 | 1,983 |
| Income before extraordinary items | $5,189,000 | 827 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,189,000 | 827 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,189,000 | 827 |
| Net charge-offs | $5,000 | 2,656 |
| Cash dividends | $1,500,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $5,203,400 | 786 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 1,402 |
| Total interest expense | $1,005,000 | 1,413 |
| Net interest income | $4,451,000 | 1,381 |
| Provision for loan and lease losses | $150,000 | 1,627 |
| Total noninterest income | $693,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $354,000 | 820 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $339,000 | 1,879 |
| Total noninterest expense | $2,739,000 | 1,816 |
| Salaries and employee benefits | $1,739,000 | 1,684 |
| Premises and equipment expense | $257,000 | 2,013 |
| Additional noninterest expense | $743,000 | 1,941 |
| Pre-tax net operating income | $2,255,000 | 949 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $100,000 | 1,936 |
| Income before extraordinary items | $2,155,000 | 872 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,155,000 | 871 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,155,000 | 872 |
| Net charge-offs | $10,000 | 1,869 |
| Cash dividends | $1,500,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,155,000 | 859 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,808,000 | 1,470 |
| Total interest expense | $5,021,000 | 1,237 |
| Net interest income | $15,787,000 | 1,527 |
| Provision for loan and lease losses | $850,000 | 1,023 |
| Total noninterest income | $2,629,000 | 1,699 |
| Gross Fiduciary activities income | $3,000 | 975 |
| Service charges on deposit accounts | $1,494,000 | 802 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,132,000 | 2,116 |
| Total noninterest expense | $10,275,000 | 1,878 |
| Salaries and employee benefits | $6,085,000 | 1,823 |
| Premises and equipment expense | $1,049,000 | 1,977 |
| Additional noninterest expense | $3,141,000 | 1,845 |
| Pre-tax net operating income | $7,291,000 | 1,318 |
| Securities gains (losses) | $2,000 | 2,225 |
| Applicable income taxes | $306,000 | 2,350 |
| Income before extraordinary items | $6,987,000 | 1,248 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,987,000 | 1,249 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,987,000 | 1,250 |
| Net charge-offs | $347,000 | 1,269 |
| Cash dividends | $2,500,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,985,080 | 1,219 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,441,000 | 1,500 |
| Total interest expense | $3,910,000 | 1,205 |
| Net interest income | $11,531,000 | 1,574 |
| Provision for loan and lease losses | $550,000 | 1,073 |
| Total noninterest income | $1,834,000 | 1,764 |
| Gross Fiduciary activities income | $3,000 | 943 |
| Service charges on deposit accounts | $1,100,000 | 816 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $731,000 | 2,275 |
| Total noninterest expense | $7,298,000 | 1,970 |
| Salaries and employee benefits | $4,482,000 | 1,855 |
| Premises and equipment expense | $783,000 | 2,001 |
| Additional noninterest expense | $2,033,000 | 2,094 |
| Pre-tax net operating income | $5,517,000 | 1,344 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $234,000 | 2,409 |
| Income before extraordinary items | $5,285,000 | 1,254 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,285,000 | 1,255 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,285,000 | 1,256 |
| Net charge-offs | $12,000 | 2,893 |
| Cash dividends | $1,250,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $5,283,080 | 1,229 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,188,000 | 1,509 |
| Total interest expense | $2,634,000 | 1,172 |
| Net interest income | $7,554,000 | 1,599 |
| Provision for loan and lease losses | $550,000 | 798 |
| Total noninterest income | $1,083,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $708,000 | 838 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $375,000 | 2,568 |
| Total noninterest expense | $4,956,000 | 1,948 |
| Salaries and employee benefits | $3,058,000 | 1,827 |
| Premises and equipment expense | $523,000 | 1,998 |
| Additional noninterest expense | $1,375,000 | 2,079 |
| Pre-tax net operating income | $3,131,000 | 1,499 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $130,000 | 2,500 |
| Income before extraordinary items | $3,003,000 | 1,384 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,003,000 | 1,383 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,003,000 | 1,384 |
| Net charge-offs | $207,000 | 972 |
| Cash dividends | $1,250,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,001,080 | 1,361 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 1,517 |
| Total interest expense | $1,266,000 | 1,182 |
| Net interest income | $3,767,000 | 1,618 |
| Provision for loan and lease losses | $300,000 | 677 |
| Total noninterest income | $546,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $336,000 | 866 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 2,351 |
| Total noninterest expense | $2,436,000 | 1,975 |
| Salaries and employee benefits | $1,471,000 | 1,888 |
| Premises and equipment expense | $263,000 | 2,011 |
| Additional noninterest expense | $702,000 | 2,021 |
| Pre-tax net operating income | $1,577,000 | 1,457 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $65,000 | 2,461 |
| Income before extraordinary items | $1,512,000 | 1,352 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,512,000 | 1,351 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,512,000 | 1,351 |
| Net charge-offs | $80,000 | 989 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,512,000 | 1,327 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,059,000 | 1,450 |
| Total interest expense | $3,992,000 | 1,134 |
| Net interest income | $16,067,000 | 1,496 |
| Provision for loan and lease losses | $2,085,000 | 492 |
| Total noninterest income | $2,671,000 | 1,674 |
| Gross Fiduciary activities income | $3,000 | 1,019 |
| Service charges on deposit accounts | $1,539,000 | 801 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,129,000 | 2,106 |
| Total noninterest expense | $9,698,000 | 1,946 |
| Salaries and employee benefits | $5,607,000 | 1,912 |
| Premises and equipment expense | $1,094,000 | 1,924 |
| Additional noninterest expense | $2,997,000 | 1,922 |
| Pre-tax net operating income | $6,955,000 | 1,355 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $308,000 | 2,373 |
| Income before extraordinary items | $6,647,000 | 1,275 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,647,000 | 1,274 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,647,000 | 1,274 |
| Net charge-offs | $977,000 | 597 |
| Cash dividends | $2,250,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,647,000 | 1,267 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,982,000 | 1,442 |
| Total interest expense | $2,781,000 | 1,147 |
| Net interest income | $12,201,000 | 1,478 |
| Provision for loan and lease losses | $1,575,000 | 458 |
| Total noninterest income | $1,794,000 | 1,811 |
| Gross Fiduciary activities income | $3,000 | 975 |
| Service charges on deposit accounts | $1,127,000 | 815 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $664,000 | 2,399 |
| Total noninterest expense | $7,302,000 | 1,945 |
| Salaries and employee benefits | $4,412,000 | 1,843 |
| Premises and equipment expense | $774,000 | 2,010 |
| Additional noninterest expense | $2,116,000 | 2,018 |
| Pre-tax net operating income | $5,118,000 | 1,397 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $213,000 | 2,499 |
| Income before extraordinary items | $4,905,000 | 1,299 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,905,000 | 1,298 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,905,000 | 1,298 |
| Net charge-offs | $954,000 | 456 |
| Cash dividends | $1,000,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,905,000 | 1,287 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,061,000 | 1,400 |
| Total interest expense | $1,759,000 | 1,136 |
| Net interest income | $8,302,000 | 1,447 |
| Provision for loan and lease losses | $1,050,000 | 448 |
| Total noninterest income | $1,088,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $726,000 | 832 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $362,000 | 2,653 |
| Total noninterest expense | $4,889,000 | 1,954 |
| Salaries and employee benefits | $2,963,000 | 1,840 |
| Premises and equipment expense | $508,000 | 2,049 |
| Additional noninterest expense | $1,418,000 | 2,024 |
| Pre-tax net operating income | $3,451,000 | 1,355 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $138,000 | 2,493 |
| Income before extraordinary items | $3,313,000 | 1,248 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,313,000 | 1,247 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,313,000 | 1,247 |
| Net charge-offs | $619,000 | 459 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,313,000 | 1,243 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 1,469 |
| Total interest expense | $842,000 | 1,121 |
| Net interest income | $3,922,000 | 1,522 |
| Provision for loan and lease losses | $525,000 | 436 |
| Total noninterest income | $656,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $351,000 | 862 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $305,000 | 2,001 |
| Total noninterest expense | $2,291,000 | 2,066 |
| Salaries and employee benefits | $1,360,000 | 1,994 |
| Premises and equipment expense | $253,000 | 2,100 |
| Additional noninterest expense | $678,000 | 2,090 |
| Pre-tax net operating income | $1,762,000 | 1,317 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $72,000 | 2,432 |
| Income before extraordinary items | $1,690,000 | 1,197 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,690,000 | 1,195 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,690,000 | 1,197 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,690,000 | 1,188 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,274,000 | 1,471 |
| Total interest expense | $3,043,000 | 1,070 |
| Net interest income | $15,231,000 | 1,536 |
| Provision for loan and lease losses | $2,400,000 | 452 |
| Total noninterest income | $2,744,000 | 1,681 |
| Gross Fiduciary activities income | $3,000 | 1,058 |
| Service charges on deposit accounts | $1,481,000 | 827 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,260,000 | 2,018 |
| Total noninterest expense | $9,104,000 | 2,059 |
| Salaries and employee benefits | $5,438,000 | 1,964 |
| Premises and equipment expense | $944,000 | 2,195 |
| Additional noninterest expense | $2,722,000 | 2,110 |
| Pre-tax net operating income | $6,471,000 | 1,390 |
| Securities gains (losses) | $25,000 | 1,241 |
| Applicable income taxes | $275,000 | 2,799 |
| Income before extraordinary items | $6,221,000 | 1,131 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,221,000 | 1,131 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,221,000 | 1,131 |
| Net charge-offs | $3,703,000 | 256 |
| Cash dividends | $4,350,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,197,000 | 1,122 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,612,000 | 1,471 |
| Total interest expense | $2,284,000 | 1,047 |
| Net interest income | $11,328,000 | 1,547 |
| Provision for loan and lease losses | $1,800,000 | 439 |
| Total noninterest income | $2,065,000 | 1,693 |
| Gross Fiduciary activities income | $3,000 | 1,012 |
| Service charges on deposit accounts | $1,110,000 | 833 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $952,000 | 2,026 |
| Total noninterest expense | $6,808,000 | 2,067 |
| Salaries and employee benefits | $3,993,000 | 2,009 |
| Premises and equipment expense | $720,000 | 2,179 |
| Additional noninterest expense | $2,095,000 | 2,045 |
| Pre-tax net operating income | $4,785,000 | 1,416 |
| Securities gains (losses) | $25,000 | 1,221 |
| Applicable income taxes | $200,000 | 2,764 |
| Income before extraordinary items | $4,610,000 | 1,234 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,610,000 | 1,234 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,610,000 | 1,234 |
| Net charge-offs | $1,656,000 | 347 |
| Cash dividends | $3,350,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,586,000 | 1,223 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,000,000 | 1,472 |
| Total interest expense | $1,494,000 | 1,038 |
| Net interest income | $7,506,000 | 1,543 |
| Provision for loan and lease losses | $1,200,000 | 428 |
| Total noninterest income | $1,345,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $735,000 | 836 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $610,000 | 2,095 |
| Total noninterest expense | $4,726,000 | 2,000 |
| Salaries and employee benefits | $2,770,000 | 1,946 |
| Premises and equipment expense | $485,000 | 2,167 |
| Additional noninterest expense | $1,471,000 | 1,972 |
| Pre-tax net operating income | $2,925,000 | 1,493 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $122,000 | 2,813 |
| Income before extraordinary items | $2,803,000 | 1,314 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,803,000 | 1,313 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,803,000 | 1,314 |
| Net charge-offs | $1,651,000 | 250 |
| Cash dividends | $2,650,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,803,000 | 1,294 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 1,498 |
| Total interest expense | $697,000 | 1,087 |
| Net interest income | $3,680,000 | 1,560 |
| Provision for loan and lease losses | $600,000 | 393 |
| Total noninterest income | $602,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $350,000 | 866 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $252,000 | 2,306 |
| Total noninterest expense | $2,337,000 | 2,045 |
| Salaries and employee benefits | $1,338,000 | 2,029 |
| Premises and equipment expense | $217,000 | 2,380 |
| Additional noninterest expense | $782,000 | 1,874 |
| Pre-tax net operating income | $1,345,000 | 1,560 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $56,000 | 2,824 |
| Income before extraordinary items | $1,289,000 | 1,373 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,289,000 | 1,372 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,289,000 | 1,373 |
| Net charge-offs | $1,049,000 | 217 |
| Cash dividends | $1,650,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,289,000 | 1,356 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,936,000 | 1,421 |
| Total interest expense | $2,748,000 | 1,052 |
| Net interest income | $15,188,000 | 1,476 |
| Provision for loan and lease losses | $2,877,000 | 401 |
| Total noninterest income | $2,764,000 | 1,738 |
| Gross Fiduciary activities income | $3,000 | 1,090 |
| Service charges on deposit accounts | $1,489,000 | 845 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,272,000 | 2,103 |
| Total noninterest expense | $8,809,000 | 2,126 |
| Salaries and employee benefits | $5,255,000 | 2,018 |
| Premises and equipment expense | $750,000 | 2,603 |
| Additional noninterest expense | $2,804,000 | 2,090 |
| Pre-tax net operating income | $6,266,000 | 1,354 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $266,000 | 2,737 |
| Income before extraordinary items | $6,000,000 | 1,200 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,000,000 | 1,199 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,000,000 | 1,199 |
| Net charge-offs | $372,000 | 1,329 |
| Cash dividends | $750,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $6,000,000 | 1,170 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,455,000 | 1,417 |
| Total interest expense | $2,015,000 | 1,070 |
| Net interest income | $11,440,000 | 1,472 |
| Provision for loan and lease losses | $1,424,000 | 529 |
| Total noninterest income | $2,000,000 | 1,781 |
| Gross Fiduciary activities income | $4,000 | 1,030 |
| Service charges on deposit accounts | $1,107,000 | 850 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $889,000 | 2,185 |
| Total noninterest expense | $6,709,000 | 2,088 |
| Salaries and employee benefits | $4,084,000 | 1,944 |
| Premises and equipment expense | $528,000 | 2,731 |
| Additional noninterest expense | $2,097,000 | 2,097 |
| Pre-tax net operating income | $5,307,000 | 1,248 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $225,000 | 2,723 |
| Income before extraordinary items | $5,082,000 | 1,101 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,082,000 | 1,101 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,082,000 | 1,101 |
| Net charge-offs | $302,000 | 1,122 |
| Cash dividends | $750,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $5,082,000 | 1,076 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,964,000 | 1,419 |
| Total interest expense | $1,318,000 | 1,092 |
| Net interest income | $7,646,000 | 1,481 |
| Provision for loan and lease losses | $955,000 | 525 |
| Total noninterest income | $1,224,000 | 1,874 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $691,000 | 901 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $532,000 | 2,296 |
| Total noninterest expense | $4,565,000 | 2,072 |
| Salaries and employee benefits | $2,787,000 | 1,913 |
| Premises and equipment expense | $392,000 | 2,547 |
| Additional noninterest expense | $1,386,000 | 2,127 |
| Pre-tax net operating income | $3,350,000 | 1,307 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $141,000 | 2,752 |
| Income before extraordinary items | $3,209,000 | 1,139 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,209,000 | 1,139 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,209,000 | 1,139 |
| Net charge-offs | $280,000 | 906 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,209,000 | 1,112 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 1,422 |
| Total interest expense | $651,000 | 1,106 |
| Net interest income | $3,807,000 | 1,479 |
| Provision for loan and lease losses | $328,000 | 632 |
| Total noninterest income | $551,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $329,000 | 934 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $222,000 | 2,500 |
| Total noninterest expense | $2,244,000 | 2,102 |
| Salaries and employee benefits | $1,341,000 | 1,987 |
| Premises and equipment expense | $230,000 | 2,296 |
| Additional noninterest expense | $673,000 | 2,161 |
| Pre-tax net operating income | $1,786,000 | 1,203 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $80,000 | 2,641 |
| Income before extraordinary items | $1,706,000 | 1,050 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,706,000 | 1,051 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,706,000 | 1,051 |
| Net charge-offs | $65,000 | 1,273 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,706,000 | 1,024 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,479,000 | 1,416 |
| Total interest expense | $2,434,000 | 1,143 |
| Net interest income | $15,045,000 | 1,467 |
| Provision for loan and lease losses | $1,825,000 | 488 |
| Total noninterest income | $3,000,000 | 1,606 |
| Gross Fiduciary activities income | $8,000 | 1,058 |
| Service charges on deposit accounts | $1,529,000 | 845 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,463,000 | 1,886 |
| Total noninterest expense | $9,527,000 | 1,981 |
| Salaries and employee benefits | $5,576,000 | 1,870 |
| Premises and equipment expense | $922,000 | 2,303 |
| Additional noninterest expense | $3,029,000 | 1,989 |
| Pre-tax net operating income | $6,693,000 | 1,245 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $104,000 | 3,300 |
| Income before extraordinary items | $6,593,000 | 1,073 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,593,000 | 1,072 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,593,000 | 1,073 |
| Net charge-offs | $1,205,000 | 585 |
| Cash dividends | $2,700,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,589,080 | 1,052 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,019,000 | 1,437 |
| Total interest expense | $1,807,000 | 1,169 |
| Net interest income | $11,212,000 | 1,483 |
| Provision for loan and lease losses | $994,000 | 598 |
| Total noninterest income | $2,369,000 | 1,568 |
| Gross Fiduciary activities income | $8,000 | 1,020 |
| Service charges on deposit accounts | $1,155,000 | 843 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,206,000 | 1,794 |
| Total noninterest expense | $6,827,000 | 2,074 |
| Salaries and employee benefits | $4,072,000 | 1,922 |
| Premises and equipment expense | $737,000 | 2,228 |
| Additional noninterest expense | $2,018,000 | 2,190 |
| Pre-tax net operating income | $5,760,000 | 1,129 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $244,000 | 2,661 |
| Income before extraordinary items | $5,520,000 | 968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,520,000 | 968 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,520,000 | 968 |
| Net charge-offs | $90,000 | 2,267 |
| Cash dividends | $2,000,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,516,160 | 943 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,618,000 | 1,452 |
| Total interest expense | $1,185,000 | 1,196 |
| Net interest income | $7,433,000 | 1,497 |
| Provision for loan and lease losses | $662,000 | 603 |
| Total noninterest income | $1,265,000 | 1,832 |
| Gross Fiduciary activities income | $1,000 | 1,108 |
| Service charges on deposit accounts | $739,000 | 859 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $525,000 | 2,363 |
| Total noninterest expense | $4,551,000 | 2,078 |
| Salaries and employee benefits | $2,782,000 | 1,891 |
| Premises and equipment expense | $479,000 | 2,289 |
| Additional noninterest expense | $1,290,000 | 2,281 |
| Pre-tax net operating income | $3,485,000 | 1,209 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $181,000 | 2,565 |
| Income before extraordinary items | $3,304,000 | 1,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,304,000 | 1,067 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,304,000 | 1,069 |
| Net charge-offs | $65,000 | 2,105 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,304,000 | 1,041 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 1,485 |
| Total interest expense | $588,000 | 1,200 |
| Net interest income | $3,609,000 | 1,528 |
| Provision for loan and lease losses | $331,000 | 579 |
| Total noninterest income | $590,000 | 1,895 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $347,000 | 885 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $242,000 | 2,396 |
| Total noninterest expense | $2,245,000 | 2,110 |
| Salaries and employee benefits | $1,367,000 | 1,919 |
| Premises and equipment expense | $237,000 | 2,333 |
| Additional noninterest expense | $641,000 | 2,275 |
| Pre-tax net operating income | $1,623,000 | 1,250 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $77,000 | 2,673 |
| Income before extraordinary items | $1,546,000 | 1,105 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,546,000 | 1,106 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,546,000 | 1,106 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,546,000 | 1,074 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,457,000 | 1,519 |
| Total interest expense | $2,421,000 | 1,205 |
| Net interest income | $14,036,000 | 1,573 |
| Provision for loan and lease losses | $1,105,000 | 806 |
| Total noninterest income | $2,496,000 | 1,800 |
| Gross Fiduciary activities income | $5,000 | 1,119 |
| Service charges on deposit accounts | $1,532,000 | 867 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $959,000 | 2,378 |
| Total noninterest expense | $8,855,000 | 2,133 |
| Salaries and employee benefits | $5,433,000 | 1,896 |
| Premises and equipment expense | $932,000 | 2,369 |
| Additional noninterest expense | $2,490,000 | 2,426 |
| Pre-tax net operating income | $6,572,000 | 1,216 |
| Securities gains (losses) | $27,000 | 2,144 |
| Applicable income taxes | $337,000 | 2,537 |
| Income before extraordinary items | $6,262,000 | 1,047 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,262,000 | 1,046 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,262,000 | 1,046 |
| Net charge-offs | $1,807,000 | 557 |
| Cash dividends | $2,188,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,236,350 | 1,034 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,206,000 | 1,543 |
| Total interest expense | $1,816,000 | 1,217 |
| Net interest income | $10,390,000 | 1,595 |
| Provision for loan and lease losses | $679,000 | 908 |
| Total noninterest income | $1,854,000 | 1,829 |
| Gross Fiduciary activities income | $5,000 | 1,081 |
| Service charges on deposit accounts | $1,141,000 | 883 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $708,000 | 2,420 |
| Total noninterest expense | $6,636,000 | 2,138 |
| Salaries and employee benefits | $4,030,000 | 1,918 |
| Premises and equipment expense | $746,000 | 2,271 |
| Additional noninterest expense | $1,860,000 | 2,415 |
| Pre-tax net operating income | $4,929,000 | 1,235 |
| Securities gains (losses) | $27,000 | 1,839 |
| Applicable income taxes | $246,000 | 2,639 |
| Income before extraordinary items | $4,710,000 | 1,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,710,000 | 1,059 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,710,000 | 1,059 |
| Net charge-offs | $1,608,000 | 465 |
| Cash dividends | $1,000,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,684,350 | 1,042 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,070,000 | 1,545 |
| Total interest expense | $1,214,000 | 1,228 |
| Net interest income | $6,856,000 | 1,601 |
| Provision for loan and lease losses | $453,000 | 904 |
| Total noninterest income | $1,223,000 | 1,815 |
| Gross Fiduciary activities income | $1,000 | 1,132 |
| Service charges on deposit accounts | $741,000 | 892 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $481,000 | 2,353 |
| Total noninterest expense | $4,420,000 | 2,137 |
| Salaries and employee benefits | $2,666,000 | 1,942 |
| Premises and equipment expense | $513,000 | 2,228 |
| Additional noninterest expense | $1,241,000 | 2,410 |
| Pre-tax net operating income | $3,206,000 | 1,232 |
| Securities gains (losses) | $27,000 | 1,498 |
| Applicable income taxes | $162,000 | 2,616 |
| Income before extraordinary items | $3,071,000 | 1,047 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,071,000 | 1,047 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,071,000 | 1,048 |
| Net charge-offs | $1,487,000 | 373 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,045,350 | 1,040 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,013,000 | 1,543 |
| Total interest expense | $617,000 | 1,228 |
| Net interest income | $3,396,000 | 1,614 |
| Provision for loan and lease losses | $226,000 | 905 |
| Total noninterest income | $547,000 | 1,912 |
| Gross Fiduciary activities income | $1,000 | 1,081 |
| Service charges on deposit accounts | $354,000 | 916 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $192,000 | 2,620 |
| Total noninterest expense | $2,331,000 | 2,034 |
| Salaries and employee benefits | $1,442,000 | 1,792 |
| Premises and equipment expense | $256,000 | 2,264 |
| Additional noninterest expense | $633,000 | 2,367 |
| Pre-tax net operating income | $1,386,000 | 1,344 |
| Securities gains (losses) | $27,000 | 855 |
| Applicable income taxes | $69,000 | 2,696 |
| Income before extraordinary items | $1,344,000 | 1,150 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,344,000 | 1,151 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,344,000 | 1,151 |
| Net charge-offs | $1,424,000 | 221 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,318,350 | 1,147 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,711,000 | 1,587 |
| Total interest expense | $2,684,000 | 1,254 |
| Net interest income | $13,027,000 | 1,657 |
| Provision for loan and lease losses | $650,000 | 1,542 |
| Total noninterest income | $2,693,000 | 1,751 |
| Gross Fiduciary activities income | $3,000 | 1,205 |
| Service charges on deposit accounts | $1,627,000 | 854 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,063,000 | 2,300 |
| Total noninterest expense | $8,677,000 | 2,172 |
| Salaries and employee benefits | $5,395,000 | 1,890 |
| Premises and equipment expense | $984,000 | 2,284 |
| Additional noninterest expense | $2,298,000 | 2,669 |
| Pre-tax net operating income | $6,393,000 | 1,156 |
| Securities gains (losses) | $60,000 | 1,671 |
| Applicable income taxes | $327,000 | 2,550 |
| Income before extraordinary items | $6,126,000 | 1,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,126,000 | 1,015 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,126,000 | 1,015 |
| Net charge-offs | $283,000 | 2,639 |
| Cash dividends | $3,300,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,069,000 | 995 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,700,000 | 1,617 |
| Total interest expense | $2,042,000 | 1,280 |
| Net interest income | $9,658,000 | 1,673 |
| Provision for loan and lease losses | $488,000 | 1,546 |
| Total noninterest income | $2,040,000 | 1,772 |
| Gross Fiduciary activities income | $3,000 | 1,137 |
| Service charges on deposit accounts | $1,225,000 | 848 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $812,000 | 2,329 |
| Total noninterest expense | $6,580,000 | 2,141 |
| Salaries and employee benefits | $4,124,000 | 1,861 |
| Premises and equipment expense | $742,000 | 2,299 |
| Additional noninterest expense | $1,714,000 | 2,674 |
| Pre-tax net operating income | $4,630,000 | 1,227 |
| Securities gains (losses) | $60,000 | 1,538 |
| Applicable income taxes | $236,000 | 2,635 |
| Income before extraordinary items | $4,454,000 | 1,055 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,454,000 | 1,058 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,454,000 | 1,058 |
| Net charge-offs | $148,000 | 2,881 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,397,000 | 1,044 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 1,623 |
| Total interest expense | $1,381,000 | 1,293 |
| Net interest income | $6,350,000 | 1,683 |
| Provision for loan and lease losses | $325,000 | 1,567 |
| Total noninterest income | $1,348,000 | 1,791 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $788,000 | 857 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $559,000 | 2,322 |
| Total noninterest expense | $4,323,000 | 2,179 |
| Salaries and employee benefits | $2,709,000 | 1,900 |
| Premises and equipment expense | $499,000 | 2,294 |
| Additional noninterest expense | $1,115,000 | 2,710 |
| Pre-tax net operating income | $3,050,000 | 1,215 |
| Securities gains (losses) | $60,000 | 1,408 |
| Applicable income taxes | $153,000 | 2,675 |
| Income before extraordinary items | $2,957,000 | 1,051 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,957,000 | 1,052 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,957,000 | 1,054 |
| Net charge-offs | $113,000 | 2,644 |
| Cash dividends | $1,500,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,900,000 | 1,031 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 1,633 |
| Total interest expense | $693,000 | 1,338 |
| Net interest income | $3,180,000 | 1,701 |
| Provision for loan and lease losses | $163,000 | 1,543 |
| Total noninterest income | $646,000 | 1,856 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $372,000 | 896 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $273,000 | 2,350 |
| Total noninterest expense | $2,178,000 | 2,178 |
| Salaries and employee benefits | $1,338,000 | 1,942 |
| Premises and equipment expense | $252,000 | 2,301 |
| Additional noninterest expense | $588,000 | 2,594 |
| Pre-tax net operating income | $1,485,000 | 1,225 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $70,000 | 2,737 |
| Income before extraordinary items | $1,415,000 | 1,076 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,415,000 | 1,078 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,415,000 | 1,078 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,415,000 | 1,026 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,871,000 | 1,672 |
| Total interest expense | $2,934,000 | 1,508 |
| Net interest income | $12,937,000 | 1,706 |
| Provision for loan and lease losses | $620,000 | 2,413 |
| Total noninterest income | $2,822,000 | 1,711 |
| Gross Fiduciary activities income | $4,000 | 1,203 |
| Service charges on deposit accounts | $1,481,000 | 972 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,337,000 | 1,992 |
| Total noninterest expense | $8,435,000 | 2,241 |
| Salaries and employee benefits | $5,209,000 | 1,932 |
| Premises and equipment expense | $1,049,000 | 2,186 |
| Additional noninterest expense | $2,177,000 | 2,894 |
| Pre-tax net operating income | $6,704,000 | 1,064 |
| Securities gains (losses) | $33,000 | 2,972 |
| Applicable income taxes | $319,000 | 2,603 |
| Income before extraordinary items | $6,418,000 | 947 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,418,000 | 947 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,418,000 | 947 |
| Net charge-offs | $289,000 | 3,340 |
| Cash dividends | $3,400,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,386,650 | 880 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,911,000 | 1,702 |
| Total interest expense | $2,219,000 | 1,566 |
| Net interest income | $9,692,000 | 1,726 |
| Provision for loan and lease losses | $465,000 | 2,371 |
| Total noninterest income | $2,016,000 | 1,779 |
| Gross Fiduciary activities income | $4,000 | 1,161 |
| Service charges on deposit accounts | $1,052,000 | 1,019 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $960,000 | 2,046 |
| Total noninterest expense | $6,412,000 | 2,234 |
| Salaries and employee benefits | $3,939,000 | 1,913 |
| Premises and equipment expense | $833,000 | 2,100 |
| Additional noninterest expense | $1,640,000 | 2,887 |
| Pre-tax net operating income | $4,831,000 | 1,117 |
| Securities gains (losses) | $33,000 | 2,668 |
| Applicable income taxes | $231,000 | 2,710 |
| Income before extraordinary items | $4,633,000 | 995 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,633,000 | 995 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,633,000 | 995 |
| Net charge-offs | $208,000 | 3,264 |
| Cash dividends | $2,350,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,601,650 | 950 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,899,000 | 1,713 |
| Total interest expense | $1,501,000 | 1,600 |
| Net interest income | $6,398,000 | 1,741 |
| Provision for loan and lease losses | $310,000 | 2,350 |
| Total noninterest income | $1,319,000 | 1,790 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $673,000 | 1,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $645,000 | 2,018 |
| Total noninterest expense | $4,246,000 | 2,254 |
| Salaries and employee benefits | $2,584,000 | 1,943 |
| Premises and equipment expense | $567,000 | 2,056 |
| Additional noninterest expense | $1,095,000 | 2,904 |
| Pre-tax net operating income | $3,161,000 | 1,129 |
| Securities gains (losses) | $13,000 | 2,658 |
| Applicable income taxes | $150,000 | 2,714 |
| Income before extraordinary items | $3,024,000 | 1,006 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,024,000 | 1,006 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,024,000 | 1,006 |
| Net charge-offs | $142,000 | 3,103 |
| Cash dividends | $1,400,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,011,650 | 949 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 1,728 |
| Total interest expense | $766,000 | 1,636 |
| Net interest income | $3,180,000 | 1,757 |
| Provision for loan and lease losses | $155,000 | 2,270 |
| Total noninterest income | $691,000 | 1,721 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $321,000 | 1,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $369,000 | 1,853 |
| Total noninterest expense | $2,251,000 | 2,126 |
| Salaries and employee benefits | $1,377,000 | 1,821 |
| Premises and equipment expense | $305,000 | 1,949 |
| Additional noninterest expense | $569,000 | 2,778 |
| Pre-tax net operating income | $1,465,000 | 1,200 |
| Securities gains (losses) | $9,000 | 1,794 |
| Applicable income taxes | $64,000 | 2,841 |
| Income before extraordinary items | $1,410,000 | 1,058 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,410,000 | 1,059 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,410,000 | 1,059 |
| Net charge-offs | $19,000 | 3,713 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,401,360 | 995 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,491,000 | 1,710 |
| Total interest expense | $3,536,000 | 1,689 |
| Net interest income | $12,955,000 | 1,730 |
| Provision for loan and lease losses | $680,000 | 2,983 |
| Total noninterest income | $2,437,000 | 1,746 |
| Gross Fiduciary activities income | $4,000 | 1,181 |
| Service charges on deposit accounts | $1,513,000 | 970 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $920,000 | 2,253 |
| Total noninterest expense | $8,265,000 | 2,293 |
| Salaries and employee benefits | $4,889,000 | 1,975 |
| Premises and equipment expense | $1,045,000 | 2,324 |
| Additional noninterest expense | $2,331,000 | 2,738 |
| Pre-tax net operating income | $6,447,000 | 930 |
| Securities gains (losses) | $16,000 | 3,164 |
| Applicable income taxes | $330,000 | 2,440 |
| Income before extraordinary items | $6,133,000 | 803 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,133,000 | 800 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,133,000 | 803 |
| Net charge-offs | $176,000 | 4,451 |
| Cash dividends | $3,575,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $6,117,800 | 788 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,574,000 | 1,705 |
| Total interest expense | $2,721,000 | 1,717 |
| Net interest income | $9,853,000 | 1,709 |
| Provision for loan and lease losses | $510,000 | 2,846 |
| Total noninterest income | $1,793,000 | 1,752 |
| Gross Fiduciary activities income | $4,000 | 1,120 |
| Service charges on deposit accounts | $1,149,000 | 960 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $640,000 | 2,337 |
| Total noninterest expense | $6,210,000 | 2,305 |
| Salaries and employee benefits | $3,773,000 | 1,925 |
| Premises and equipment expense | $864,000 | 2,152 |
| Additional noninterest expense | $1,573,000 | 3,013 |
| Pre-tax net operating income | $4,926,000 | 939 |
| Securities gains (losses) | $16,000 | 2,895 |
| Applicable income taxes | $239,000 | 2,499 |
| Income before extraordinary items | $4,703,000 | 816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,703,000 | 815 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,703,000 | 816 |
| Net charge-offs | $91,000 | 4,521 |
| Cash dividends | $1,800,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,687,800 | 786 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,387,000 | 1,725 |
| Total interest expense | $1,862,000 | 1,731 |
| Net interest income | $6,525,000 | 1,720 |
| Provision for loan and lease losses | $340,000 | 2,801 |
| Total noninterest income | $1,168,000 | 1,790 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $743,000 | 975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $424,000 | 2,359 |
| Total noninterest expense | $4,250,000 | 2,257 |
| Salaries and employee benefits | $2,497,000 | 1,952 |
| Premises and equipment expense | $578,000 | 2,168 |
| Additional noninterest expense | $1,175,000 | 2,784 |
| Pre-tax net operating income | $3,103,000 | 976 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $154,000 | 2,481 |
| Income before extraordinary items | $2,954,000 | 847 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,954,000 | 846 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,954,000 | 847 |
| Net charge-offs | $66,000 | 4,241 |
| Cash dividends | $1,300,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,949,250 | 817 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 1,756 |
| Total interest expense | $957,000 | 1,747 |
| Net interest income | $3,184,000 | 1,753 |
| Provision for loan and lease losses | $170,000 | 2,631 |
| Total noninterest income | $572,000 | 1,810 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $351,000 | 1,025 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $220,000 | 2,343 |
| Total noninterest expense | $2,249,000 | 2,147 |
| Salaries and employee benefits | $1,353,000 | 1,834 |
| Premises and equipment expense | $298,000 | 2,152 |
| Additional noninterest expense | $598,000 | 2,728 |
| Pre-tax net operating income | $1,337,000 | 1,098 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $67,000 | 2,595 |
| Income before extraordinary items | $1,273,000 | 951 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,273,000 | 951 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,273,000 | 951 |
| Net charge-offs | $20,000 | 4,032 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,270,150 | 932 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,637,000 | 1,819 |
| Total interest expense | $4,429,000 | 1,818 |
| Net interest income | $12,208,000 | 1,808 |
| Provision for loan and lease losses | $830,000 | 3,353 |
| Total noninterest income | $2,634,000 | 1,698 |
| Gross Fiduciary activities income | $3,000 | 1,259 |
| Service charges on deposit accounts | $1,713,000 | 887 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $918,000 | 2,292 |
| Total noninterest expense | $8,579,000 | 2,255 |
| Salaries and employee benefits | $4,819,000 | 2,006 |
| Premises and equipment expense | $984,000 | 2,510 |
| Additional noninterest expense | $2,776,000 | 2,441 |
| Pre-tax net operating income | $5,433,000 | 953 |
| Securities gains (losses) | $-88,000 | 7,214 |
| Applicable income taxes | $244,000 | 2,551 |
| Income before extraordinary items | $5,101,000 | 868 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,101,000 | 868 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,101,000 | 869 |
| Net charge-offs | $360,000 | 4,065 |
| Cash dividends | $2,275,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,184,600 | 818 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,436,000 | 1,871 |
| Total interest expense | $3,436,000 | 1,834 |
| Net interest income | $9,000,000 | 1,864 |
| Provision for loan and lease losses | $660,000 | 3,122 |
| Total noninterest income | $1,930,000 | 1,742 |
| Gross Fiduciary activities income | $4,000 | 1,188 |
| Service charges on deposit accounts | $1,306,000 | 903 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $620,000 | 2,433 |
| Total noninterest expense | $6,510,000 | 2,228 |
| Salaries and employee benefits | $3,757,000 | 1,926 |
| Premises and equipment expense | $729,000 | 2,579 |
| Additional noninterest expense | $2,024,000 | 2,458 |
| Pre-tax net operating income | $3,760,000 | 1,082 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $191,000 | 2,602 |
| Income before extraordinary items | $3,569,000 | 971 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,569,000 | 974 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,569,000 | 974 |
| Net charge-offs | $263,000 | 3,898 |
| Cash dividends | $1,010,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,569,000 | 927 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,221,000 | 1,911 |
| Total interest expense | $2,316,000 | 1,880 |
| Net interest income | $5,905,000 | 1,896 |
| Provision for loan and lease losses | $315,000 | 3,528 |
| Total noninterest income | $1,174,000 | 1,802 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $845,000 | 937 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $328,000 | 2,713 |
| Total noninterest expense | $4,274,000 | 2,262 |
| Salaries and employee benefits | $2,470,000 | 1,969 |
| Premises and equipment expense | $476,000 | 2,624 |
| Additional noninterest expense | $1,328,000 | 2,489 |
| Pre-tax net operating income | $2,490,000 | 1,073 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $122,000 | 2,607 |
| Income before extraordinary items | $2,368,000 | 958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,368,000 | 958 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,368,000 | 959 |
| Net charge-offs | $178,000 | 3,659 |
| Cash dividends | $430,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,368,000 | 919 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 1,972 |
| Total interest expense | $1,173,000 | 1,952 |
| Net interest income | $2,886,000 | 1,963 |
| Provision for loan and lease losses | $155,000 | 3,289 |
| Total noninterest income | $555,000 | 1,876 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $412,000 | 950 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $142,000 | 2,939 |
| Total noninterest expense | $2,335,000 | 2,090 |
| Salaries and employee benefits | $1,329,000 | 1,884 |
| Premises and equipment expense | $254,000 | 2,562 |
| Additional noninterest expense | $752,000 | 2,249 |
| Pre-tax net operating income | $951,000 | 1,372 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $47,000 | 2,839 |
| Income before extraordinary items | $904,000 | 1,207 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $904,000 | 1,210 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $904,000 | 1,209 |
| Net charge-offs | $151,000 | 2,715 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $904,000 | 1,181 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,365,000 | 2,079 |
| Total interest expense | $5,697,000 | 2,011 |
| Net interest income | $10,668,000 | 2,054 |
| Provision for loan and lease losses | $745,000 | 3,949 |
| Total noninterest income | $2,247,000 | 1,962 |
| Gross Fiduciary activities income | $4,000 | 1,267 |
| Service charges on deposit accounts | $1,746,000 | 994 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $497,000 | 3,205 |
| Total noninterest expense | $7,876,000 | 2,502 |
| Salaries and employee benefits | $4,729,000 | 2,075 |
| Premises and equipment expense | $944,000 | 2,717 |
| Additional noninterest expense | $2,203,000 | 3,074 |
| Pre-tax net operating income | $4,294,000 | 978 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $175,000 | 2,497 |
| Income before extraordinary items | $4,119,000 | 839 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,119,000 | 837 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,119,000 | 838 |
| Net charge-offs | $685,000 | 3,376 |
| Cash dividends | $1,705,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,119,000 | 826 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,246,000 | 2,111 |
| Total interest expense | $4,410,000 | 2,040 |
| Net interest income | $7,836,000 | 2,093 |
| Provision for loan and lease losses | $301,000 | 4,580 |
| Total noninterest income | $1,840,000 | 1,892 |
| Gross Fiduciary activities income | $1,000 | 1,297 |
| Service charges on deposit accounts | $1,290,000 | 1,004 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $549,000 | 2,664 |
| Total noninterest expense | $6,233,000 | 2,370 |
| Salaries and employee benefits | $3,609,000 | 2,054 |
| Premises and equipment expense | $736,000 | 2,652 |
| Additional noninterest expense | $1,888,000 | 2,692 |
| Pre-tax net operating income | $3,142,000 | 1,045 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $155,000 | 2,551 |
| Income before extraordinary items | $2,987,000 | 910 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,987,000 | 911 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,987,000 | 911 |
| Net charge-offs | $292,000 | 3,741 |
| Cash dividends | $255,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,987,000 | 904 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,207,000 | 2,142 |
| Total interest expense | $3,026,000 | 2,083 |
| Net interest income | $5,181,000 | 2,109 |
| Provision for loan and lease losses | $234,000 | 4,129 |
| Total noninterest income | $1,195,000 | 1,918 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $805,000 | 1,065 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $389,000 | 2,594 |
| Total noninterest expense | $4,182,000 | 2,396 |
| Salaries and employee benefits | $2,422,000 | 2,080 |
| Premises and equipment expense | $492,000 | 2,676 |
| Additional noninterest expense | $1,268,000 | 2,703 |
| Pre-tax net operating income | $1,960,000 | 1,166 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $100,000 | 2,632 |
| Income before extraordinary items | $1,860,000 | 1,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,860,000 | 1,023 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,860,000 | 1,024 |
| Net charge-offs | $161,000 | 3,695 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,860,000 | 992 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,116,000 | 2,155 |
| Total interest expense | $1,558,000 | 2,098 |
| Net interest income | $2,558,000 | 2,139 |
| Provision for loan and lease losses | $141,000 | 3,407 |
| Total noninterest income | $575,000 | 1,929 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $379,000 | 1,100 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $195,000 | 2,552 |
| Total noninterest expense | $2,123,000 | 2,296 |
| Salaries and employee benefits | $1,318,000 | 1,952 |
| Premises and equipment expense | $258,000 | 2,615 |
| Additional noninterest expense | $547,000 | 2,792 |
| Pre-tax net operating income | $869,000 | 1,485 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $49,000 | 2,899 |
| Income before extraordinary items | $820,000 | 1,344 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $820,000 | 1,344 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $820,000 | 1,346 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $820,000 | 1,269 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,684,000 | 2,150 |
| Total interest expense | $7,869,000 | 2,000 |
| Net interest income | $9,815,000 | 2,265 |
| Provision for loan and lease losses | $584,000 | 3,560 |
| Total noninterest income | $2,220,000 | 1,980 |
| Gross Fiduciary activities income | $4,000 | 1,304 |
| Service charges on deposit accounts | $1,670,000 | 1,064 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $546,000 | 3,037 |
| Total noninterest expense | $7,331,000 | 2,579 |
| Salaries and employee benefits | $4,527,000 | 2,241 |
| Premises and equipment expense | $917,000 | 2,830 |
| Additional noninterest expense | $1,887,000 | 3,014 |
| Pre-tax net operating income | $4,120,000 | 1,323 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $189,000 | 2,868 |
| Income before extraordinary items | $3,931,000 | 1,062 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,931,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 2,891 |
| Cash dividends | $1,560,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,931,000 | 1,134 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,295,000 | 2,196 |
| Total interest expense | $6,129,000 | 2,019 |
| Net interest income | $7,166,000 | 2,316 |
| Provision for loan and lease losses | $294,000 | 3,593 |
| Total noninterest income | $1,641,000 | 2,072 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $1,223,000 | 1,107 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $414,000 | 3,125 |
| Total noninterest expense | $5,547,000 | 2,551 |
| Salaries and employee benefits | $3,444,000 | 2,239 |
| Premises and equipment expense | $697,000 | 2,809 |
| Additional noninterest expense | $1,406,000 | 2,943 |
| Pre-tax net operating income | $2,966,000 | 1,644 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $153,000 | 3,208 |
| Income before extraordinary items | $2,813,000 | 1,321 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,813,000 | 1,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 2,452 |
| Cash dividends | $850,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,813,000 | 1,395 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,848,000 | 2,226 |
| Total interest expense | $4,198,000 | 2,052 |
| Net interest income | $4,650,000 | 2,358 |
| Provision for loan and lease losses | $180,000 | 3,306 |
| Total noninterest income | $1,052,000 | 2,157 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $769,000 | 1,162 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $282,000 | 3,135 |
| Total noninterest expense | $3,741,000 | 2,525 |
| Salaries and employee benefits | $2,270,000 | 2,289 |
| Premises and equipment expense | $481,000 | 2,724 |
| Additional noninterest expense | $990,000 | 2,768 |
| Pre-tax net operating income | $1,781,000 | 1,878 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $86,000 | 3,602 |
| Income before extraordinary items | $1,695,000 | 1,608 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,695,000 | 1,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,765 |
| Cash dividends | $400,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,695,000 | 1,576 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 2,274 |
| Total interest expense | $2,170,000 | 2,099 |
| Net interest income | $2,264,000 | 2,423 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $512,000 | 2,207 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $386,000 | 1,135 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $125,000 | 3,374 |
| Total noninterest expense | $1,916,000 | 2,463 |
| Salaries and employee benefits | $1,097,000 | 2,383 |
| Premises and equipment expense | $249,000 | 2,673 |
| Additional noninterest expense | $570,000 | 2,416 |
| Pre-tax net operating income | $770,000 | 2,241 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $39,000 | 3,818 |
| Income before extraordinary items | $731,000 | 1,951 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $731,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $731,000 | 1,894 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,751,000 | 2,321 |
| Total interest expense | $9,419,000 | 2,033 |
| Net interest income | $8,332,000 | 2,631 |
| Provision for loan and lease losses | $343,000 | 2,954 |
| Total noninterest income | $1,915,000 | 2,281 |
| Gross Fiduciary activities income | $4,000 | 1,355 |
| Service charges on deposit accounts | $1,592,000 | 1,119 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $319,000 | 4,126 |
| Total noninterest expense | $6,387,000 | 2,801 |
| Salaries and employee benefits | $4,001,000 | 2,494 |
| Premises and equipment expense | $908,000 | 2,786 |
| Additional noninterest expense | $1,478,000 | 3,465 |
| Pre-tax net operating income | $3,517,000 | 2,186 |
| Securities gains (losses) | $-31,000 | 7,884 |
| Applicable income taxes | $174,000 | 3,996 |
| Income before extraordinary items | $3,312,000 | 1,885 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,312,000 | 1,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,018 |
| Cash dividends | $1,455,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,341,450 | 1,857 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,194,000 | 2,346 |
| Total interest expense | $7,067,000 | 2,029 |
| Net interest income | $6,127,000 | 2,681 |
| Provision for loan and lease losses | $257,000 | 2,566 |
| Total noninterest income | $1,430,000 | 2,291 |
| Gross Fiduciary activities income | $4,000 | 1,292 |
| Service charges on deposit accounts | $1,183,000 | 1,115 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $243,000 | 4,140 |
| Total noninterest expense | $4,693,000 | 2,829 |
| Salaries and employee benefits | $2,858,000 | 2,594 |
| Premises and equipment expense | $711,000 | 2,677 |
| Additional noninterest expense | $1,124,000 | 3,361 |
| Pre-tax net operating income | $2,607,000 | 2,362 |
| Securities gains (losses) | $-30,000 | 8,064 |
| Applicable income taxes | $125,000 | 4,230 |
| Income before extraordinary items | $2,452,000 | 2,038 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,452,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,644 |
| Cash dividends | $1,080,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,480,500 | 2,007 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,650,000 | 2,399 |
| Total interest expense | $4,600,000 | 2,072 |
| Net interest income | $4,050,000 | 2,722 |
| Provision for loan and lease losses | $171,000 | 2,424 |
| Total noninterest income | $906,000 | 2,379 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $736,000 | 1,203 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $169,000 | 4,107 |
| Total noninterest expense | $3,206,000 | 2,790 |
| Salaries and employee benefits | $1,940,000 | 2,590 |
| Premises and equipment expense | $478,000 | 2,682 |
| Additional noninterest expense | $788,000 | 3,233 |
| Pre-tax net operating income | $1,579,000 | 2,590 |
| Securities gains (losses) | $-32,000 | 8,226 |
| Applicable income taxes | $74,000 | 4,429 |
| Income before extraordinary items | $1,473,000 | 2,237 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,473,000 | 2,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $705,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,503,400 | 2,190 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 2,435 |
| Total interest expense | $2,243,000 | 2,110 |
| Net interest income | $1,988,000 | 2,772 |
| Provision for loan and lease losses | $86,000 | 2,275 |
| Total noninterest income | $411,000 | 2,512 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $347,000 | 1,245 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $1,578,000 | 2,850 |
| Salaries and employee benefits | $890,000 | 2,808 |
| Premises and equipment expense | $242,000 | 2,662 |
| Additional noninterest expense | $446,000 | 2,882 |
| Pre-tax net operating income | $735,000 | 2,709 |
| Securities gains (losses) | $-32,000 | 8,438 |
| Applicable income taxes | $34,000 | 4,512 |
| Income before extraordinary items | $669,000 | 2,419 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $669,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $699,400 | 2,313 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,419,000 | 2,367 |
| Total interest expense | $8,273,000 | 1,996 |
| Net interest income | $8,146,000 | 2,709 |
| Provision for loan and lease losses | $397,000 | 2,293 |
| Total noninterest income | $1,623,000 | 2,565 |
| Gross Fiduciary activities income | $5,000 | 1,355 |
| Service charges on deposit accounts | $1,357,000 | 1,310 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $261,000 | 4,569 |
| Total noninterest expense | $6,019,000 | 2,865 |
| Salaries and employee benefits | $3,594,000 | 2,686 |
| Premises and equipment expense | $903,000 | 2,712 |
| Additional noninterest expense | $1,522,000 | 3,262 |
| Pre-tax net operating income | $3,353,000 | 2,572 |
| Securities gains (losses) | $-29,000 | 7,704 |
| Applicable income taxes | $165,000 | 4,502 |
| Income before extraordinary items | $3,159,000 | 2,186 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,159,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,393 |
| Cash dividends | $1,075,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,186,550 | 2,158 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,161,000 | 2,383 |
| Total interest expense | $6,047,000 | 1,974 |
| Net interest income | $6,114,000 | 2,740 |
| Provision for loan and lease losses | $298,000 | 2,170 |
| Total noninterest income | $1,201,000 | 2,599 |
| Gross Fiduciary activities income | $5,000 | 1,291 |
| Service charges on deposit accounts | $980,000 | 1,363 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $216,000 | 4,379 |
| Total noninterest expense | $4,522,000 | 2,857 |
| Salaries and employee benefits | $2,684,000 | 2,694 |
| Premises and equipment expense | $710,000 | 2,600 |
| Additional noninterest expense | $1,128,000 | 3,284 |
| Pre-tax net operating income | $2,495,000 | 2,657 |
| Securities gains (losses) | $-29,000 | 7,976 |
| Applicable income taxes | $121,000 | 4,734 |
| Income before extraordinary items | $2,345,000 | 2,267 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,345,000 | 2,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $750,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,372,550 | 2,233 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,917,000 | 2,396 |
| Total interest expense | $3,848,000 | 1,969 |
| Net interest income | $4,069,000 | 2,747 |
| Provision for loan and lease losses | $199,000 | 2,134 |
| Total noninterest income | $774,000 | 2,654 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $630,000 | 1,410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $142,000 | 4,398 |
| Total noninterest expense | $3,057,000 | 2,840 |
| Salaries and employee benefits | $1,834,000 | 2,634 |
| Premises and equipment expense | $470,000 | 2,609 |
| Additional noninterest expense | $753,000 | 3,289 |
| Pre-tax net operating income | $1,587,000 | 2,769 |
| Securities gains (losses) | $-34,000 | 8,254 |
| Applicable income taxes | $76,000 | 4,830 |
| Income before extraordinary items | $1,477,000 | 2,366 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,477,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $525,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,509,300 | 2,316 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 2,439 |
| Total interest expense | $1,847,000 | 1,959 |
| Net interest income | $1,944,000 | 2,845 |
| Provision for loan and lease losses | $99,000 | 2,041 |
| Total noninterest income | $362,000 | 2,716 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $295,000 | 1,450 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,564 |
| Total noninterest expense | $1,519,000 | 2,846 |
| Salaries and employee benefits | $861,000 | 2,794 |
| Premises and equipment expense | $248,000 | 2,481 |
| Additional noninterest expense | $410,000 | 3,054 |
| Pre-tax net operating income | $688,000 | 3,005 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $653,000 | 2,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $653,000 | 2,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $325,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $652,050 | 2,558 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,530,000 | 2,616 |
| Total interest expense | $5,046,000 | 2,179 |
| Net interest income | $7,484,000 | 2,868 |
| Provision for loan and lease losses | $281,000 | 2,971 |
| Total noninterest income | $1,298,000 | 2,961 |
| Gross Fiduciary activities income | $7,000 | 1,349 |
| Service charges on deposit accounts | $1,070,000 | 1,627 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $221,000 | 4,978 |
| Total noninterest expense | $5,459,000 | 3,002 |
| Salaries and employee benefits | $3,249,000 | 2,765 |
| Premises and equipment expense | $974,000 | 2,428 |
| Additional noninterest expense | $1,236,000 | 3,781 |
| Pre-tax net operating income | $3,042,000 | 2,727 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $117,000 | 5,236 |
| Income before extraordinary items | $2,927,000 | 2,299 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,927,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,619 |
| Cash dividends | $1,129,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,925,080 | 2,261 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,994,000 | 2,653 |
| Total interest expense | $3,432,000 | 2,266 |
| Net interest income | $5,562,000 | 2,876 |
| Provision for loan and lease losses | $191,000 | 3,034 |
| Total noninterest income | $949,000 | 3,015 |
| Gross Fiduciary activities income | $7,000 | 1,273 |
| Service charges on deposit accounts | $729,000 | 1,767 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $213,000 | 4,469 |
| Total noninterest expense | $4,142,000 | 2,927 |
| Salaries and employee benefits | $2,415,000 | 2,754 |
| Premises and equipment expense | $822,000 | 2,175 |
| Additional noninterest expense | $905,000 | 3,787 |
| Pre-tax net operating income | $2,178,000 | 2,866 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $89,000 | 5,351 |
| Income before extraordinary items | $2,089,000 | 2,404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,089,000 | 2,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,945 |
| Cash dividends | $729,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,089,000 | 2,375 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,847,000 | 2,661 |
| Total interest expense | $2,147,000 | 2,280 |
| Net interest income | $3,700,000 | 2,853 |
| Provision for loan and lease losses | $128,000 | 2,917 |
| Total noninterest income | $580,000 | 3,177 |
| Gross Fiduciary activities income | $2,000 | 1,342 |
| Service charges on deposit accounts | $459,000 | 1,825 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $119,000 | 4,831 |
| Total noninterest expense | $2,779,000 | 2,904 |
| Salaries and employee benefits | $1,652,000 | 2,686 |
| Premises and equipment expense | $548,000 | 2,167 |
| Additional noninterest expense | $579,000 | 3,911 |
| Pre-tax net operating income | $1,373,000 | 2,943 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $49,000 | 5,534 |
| Income before extraordinary items | $1,324,000 | 2,443 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,324,000 | 2,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $529,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,324,000 | 2,413 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 2,705 |
| Total interest expense | $997,000 | 2,339 |
| Net interest income | $1,834,000 | 2,869 |
| Provision for loan and lease losses | $64,000 | 2,777 |
| Total noninterest income | $270,000 | 3,293 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $229,000 | 1,770 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $1,380,000 | 2,921 |
| Salaries and employee benefits | $802,000 | 2,760 |
| Premises and equipment expense | $263,000 | 2,250 |
| Additional noninterest expense | $315,000 | 3,652 |
| Pre-tax net operating income | $660,000 | 3,004 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $636,000 | 2,486 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $636,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $636,000 | 2,451 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,015,000 | 2,587 |
| Total interest expense | $3,609,000 | 2,243 |
| Net interest income | $7,406,000 | 2,735 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $1,142,000 | 3,236 |
| Gross Fiduciary activities income | $18,000 | 1,217 |
| Service charges on deposit accounts | $871,000 | 1,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $253,000 | 4,613 |
| Total noninterest expense | $5,091,000 | 3,061 |
| Salaries and employee benefits | $3,086,000 | 2,777 |
| Premises and equipment expense | $967,000 | 2,365 |
| Additional noninterest expense | $1,038,000 | 4,209 |
| Pre-tax net operating income | $3,217,000 | 2,435 |
| Securities gains (losses) | $19,000 | 2,428 |
| Applicable income taxes | $162,000 | 5,000 |
| Income before extraordinary items | $3,074,000 | 2,033 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,074,000 | 2,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,234 |
| Cash dividends | $1,404,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,055,950 | 1,998 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,187,000 | 2,571 |
| Total interest expense | $2,672,000 | 2,220 |
| Net interest income | $5,515,000 | 2,721 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $827,000 | 3,334 |
| Gross Fiduciary activities income | $18,000 | 1,153 |
| Service charges on deposit accounts | $638,000 | 2,045 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $171,000 | 4,827 |
| Total noninterest expense | $3,796,000 | 3,047 |
| Salaries and employee benefits | $2,269,000 | 2,794 |
| Premises and equipment expense | $765,000 | 2,244 |
| Additional noninterest expense | $762,000 | 4,230 |
| Pre-tax net operating income | $2,366,000 | 2,508 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $114,000 | 5,197 |
| Income before extraordinary items | $2,252,000 | 2,084 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,252,000 | 2,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,278 |
| Cash dividends | $1,404,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,252,000 | 2,028 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 2,581 |
| Total interest expense | $1,767,000 | 2,217 |
| Net interest income | $3,647,000 | 2,727 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $553,000 | 3,350 |
| Gross Fiduciary activities income | $14,000 | 1,146 |
| Service charges on deposit accounts | $424,000 | 2,038 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 4,884 |
| Total noninterest expense | $2,591,000 | 2,984 |
| Salaries and employee benefits | $1,548,000 | 2,754 |
| Premises and equipment expense | $519,000 | 2,207 |
| Additional noninterest expense | $524,000 | 4,164 |
| Pre-tax net operating income | $1,489,000 | 2,605 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $76,000 | 5,175 |
| Income before extraordinary items | $1,413,000 | 2,181 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,413,000 | 2,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $1,104,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,413,000 | 2,122 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 2,544 |
| Total interest expense | $877,000 | 2,257 |
| Net interest income | $1,871,000 | 2,646 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $240,000 | 3,622 |
| Gross Fiduciary activities income | $14,000 | 1,054 |
| Service charges on deposit accounts | $202,000 | 2,061 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $1,290,000 | 3,007 |
| Salaries and employee benefits | $756,000 | 2,830 |
| Premises and equipment expense | $276,000 | 2,100 |
| Additional noninterest expense | $258,000 | 4,212 |
| Pre-tax net operating income | $761,000 | 2,523 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $40,000 | 5,105 |
| Income before extraordinary items | $721,000 | 2,117 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $721,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $350,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $721,000 | 2,036 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,483,000 | 2,476 |
| Total interest expense | $4,081,000 | 2,175 |
| Net interest income | $7,402,000 | 2,611 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $974,000 | 3,784 |
| Gross Fiduciary activities income | $33,000 | 1,161 |
| Service charges on deposit accounts | $849,000 | 2,018 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $92,000 | 6,661 |
| Total noninterest expense | $4,924,000 | 3,088 |
| Salaries and employee benefits | $3,047,000 | 2,729 |
| Premises and equipment expense | $929,000 | 2,419 |
| Additional noninterest expense | $948,000 | 4,442 |
| Pre-tax net operating income | $3,092,000 | 2,438 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $155,000 | 5,234 |
| Income before extraordinary items | $2,938,000 | 2,073 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,938,000 | 2,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,973 |
| Cash dividends | $1,402,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,937,050 | 1,985 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,758,000 | 2,477 |
| Total interest expense | $3,170,000 | 2,187 |
| Net interest income | $5,588,000 | 2,603 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $744,000 | 3,799 |
| Gross Fiduciary activities income | $33,000 | 1,088 |
| Service charges on deposit accounts | $634,000 | 2,035 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,529 |
| Total noninterest expense | $3,689,000 | 3,084 |
| Salaries and employee benefits | $2,229,000 | 2,795 |
| Premises and equipment expense | $740,000 | 2,291 |
| Additional noninterest expense | $720,000 | 4,386 |
| Pre-tax net operating income | $2,373,000 | 2,488 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $120,000 | 5,369 |
| Income before extraordinary items | $2,254,000 | 2,093 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,254,000 | 2,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,146 |
| Cash dividends | $1,114,000 | 1,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,253,050 | 1,987 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,866,000 | 2,488 |
| Total interest expense | $2,191,000 | 2,179 |
| Net interest income | $3,675,000 | 2,650 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $500,000 | 3,739 |
| Gross Fiduciary activities income | $29,000 | 1,057 |
| Service charges on deposit accounts | $415,000 | 2,026 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $56,000 | 6,368 |
| Total noninterest expense | $2,463,000 | 3,082 |
| Salaries and employee benefits | $1,505,000 | 2,771 |
| Premises and equipment expense | $489,000 | 2,296 |
| Additional noninterest expense | $469,000 | 4,451 |
| Pre-tax net operating income | $1,532,000 | 2,540 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $79,000 | 5,430 |
| Income before extraordinary items | $1,453,000 | 2,167 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,453,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,910 |
| Cash dividends | $976,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,453,000 | 2,050 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 2,514 |
| Total interest expense | $1,120,000 | 2,177 |
| Net interest income | $1,792,000 | 2,695 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $258,000 | 3,567 |
| Gross Fiduciary activities income | $24,000 | 989 |
| Service charges on deposit accounts | $200,000 | 2,019 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $1,261,000 | 3,010 |
| Salaries and employee benefits | $756,000 | 2,747 |
| Premises and equipment expense | $259,000 | 2,185 |
| Additional noninterest expense | $246,000 | 4,267 |
| Pre-tax net operating income | $699,000 | 2,737 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $31,000 | 5,692 |
| Income before extraordinary items | $668,000 | 2,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $668,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $668,000 | 2,170 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,232,000 | 2,520 |
| Total interest expense | $5,330,000 | 2,110 |
| Net interest income | $6,902,000 | 2,772 |
| Provision for loan and lease losses | $390,000 | 2,895 |
| Total noninterest income | $902,000 | 3,698 |
| Gross Fiduciary activities income | $8,000 | 1,447 |
| Service charges on deposit accounts | $781,000 | 2,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 6,196 |
| Total noninterest expense | $4,797,000 | 3,031 |
| Salaries and employee benefits | $2,860,000 | 2,757 |
| Premises and equipment expense | $935,000 | 2,323 |
| Additional noninterest expense | $1,002,000 | 4,169 |
| Pre-tax net operating income | $2,617,000 | 2,795 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $156,000 | 5,471 |
| Income before extraordinary items | $2,467,000 | 2,382 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,467,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 2,108 |
| Cash dividends | $1,280,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,461,360 | 2,305 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,425,000 | 2,733 |
| Total interest expense | $6,606,000 | 2,432 |
| Net interest income | $5,819,000 | 3,016 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $802,000 | 3,844 |
| Gross Fiduciary activities income | $53,000 | 1,123 |
| Service charges on deposit accounts | $635,000 | 2,328 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $114,000 | 6,118 |
| Total noninterest expense | $4,008,000 | 3,422 |
| Salaries and employee benefits | $2,306,000 | 3,185 |
| Premises and equipment expense | $861,000 | 2,456 |
| Additional noninterest expense | $841,000 | 4,628 |
| Pre-tax net operating income | $2,463,000 | 2,694 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $144,000 | 5,510 |
| Income before extraordinary items | $2,319,000 | 2,236 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,319,000 | 2,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,963 |
| Cash dividends | $530,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,319,000 | 2,164 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,496,000 | 2,800 |
| Total interest expense | $7,341,000 | 2,311 |
| Net interest income | $5,155,000 | 3,374 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $718,000 | 3,932 |
| Gross Fiduciary activities income | $49,000 | 1,054 |
| Service charges on deposit accounts | $533,000 | 2,539 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $136,000 | 5,716 |
| Total noninterest expense | $3,540,000 | 3,668 |
| Salaries and employee benefits | $2,075,000 | 3,364 |
| Premises and equipment expense | $715,000 | 2,832 |
| Additional noninterest expense | $750,000 | 4,937 |
| Pre-tax net operating income | $2,273,000 | 3,014 |
| Securities gains (losses) | $-49,000 | 9,197 |
| Applicable income taxes | $114,000 | 6,341 |
| Income before extraordinary items | $2,110,000 | 2,427 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,110,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $1,345,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,156,550 | 2,380 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,901,000 | 2,717 |
| Total interest expense | $6,428,000 | 2,292 |
| Net interest income | $5,473,000 | 3,169 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $693,000 | 4,021 |
| Gross Fiduciary activities income | $64,000 | 1,060 |
| Service charges on deposit accounts | $493,000 | 2,669 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $136,000 | 5,845 |
| Total noninterest expense | $3,070,000 | 4,132 |
| Salaries and employee benefits | $1,941,000 | 3,541 |
| Premises and equipment expense | $455,000 | 4,083 |
| Additional noninterest expense | $674,000 | 5,387 |
| Pre-tax net operating income | $2,946,000 | 2,455 |
| Securities gains (losses) | $-96,000 | 9,943 |
| Applicable income taxes | $149,000 | 6,291 |
| Income before extraordinary items | $2,701,000 | 1,968 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,701,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 9,813 |
| Cash dividends | $1,420,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,792,200 | 1,869 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,364,000 | 2,837 |
| Total interest expense | $6,297,000 | 2,394 |
| Net interest income | $5,067,000 | 3,345 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $874,000 | 3,383 |
| Gross Fiduciary activities income | $67,000 | 1,068 |
| Service charges on deposit accounts | $511,000 | 2,511 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $296,000 | 4,062 |
| Total noninterest expense | $3,015,000 | 4,098 |
| Salaries and employee benefits | $1,839,000 | 3,607 |
| Premises and equipment expense | $493,000 | 3,754 |
| Additional noninterest expense | $683,000 | 5,259 |
| Pre-tax net operating income | $2,716,000 | 2,595 |
| Securities gains (losses) | $-20,000 | 10,293 |
| Applicable income taxes | $127,000 | 7,143 |
| Income before extraordinary items | $2,569,000 | 2,036 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,569,000 | 2,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $1,453,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,588,000 | 1,943 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,556,000 | 3,075 |
| Total interest expense | $5,532,000 | 2,704 |
| Net interest income | $5,024,000 | 3,466 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $656,000 | 4,167 |
| Gross Fiduciary activities income | $77,000 | 1,102 |
| Service charges on deposit accounts | $398,000 | 3,235 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $181,000 | 5,198 |
| Total noninterest expense | $3,131,000 | 3,958 |
| Salaries and employee benefits | $1,791,000 | 3,656 |
| Premises and equipment expense | $494,000 | 3,751 |
| Additional noninterest expense | $846,000 | 4,534 |
| Pre-tax net operating income | $2,339,000 | 3,083 |
| Securities gains (losses) | $-59,000 | 10,676 |
| Applicable income taxes | $541,000 | 3,983 |
| Income before extraordinary items | $1,739,000 | 2,931 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,739,000 | 2,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,367 |
| Cash dividends | $1,619,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,783,840 | 2,801 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,858,000 | 3,321 |
| Total interest expense | $5,104,000 | 2,942 |
| Net interest income | $4,754,000 | 3,714 |
| Provision for loan and lease losses | $201,000 | 3,389 |
| Total noninterest income | $573,000 | 4,711 |
| Gross Fiduciary activities income | $40,000 | 1,272 |
| Service charges on deposit accounts | $403,000 | 3,318 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $130,000 | 6,382 |
| Total noninterest expense | $3,214,000 | 4,079 |
| Salaries and employee benefits | $1,915,000 | 3,470 |
| Premises and equipment expense | $459,000 | 4,047 |
| Additional noninterest expense | $840,000 | 5,013 |
| Pre-tax net operating income | $1,912,000 | 3,524 |
| Securities gains (losses) | $50,000 | 1,326 |
| Applicable income taxes | $513,000 | 4,074 |
| Income before extraordinary items | $1,449,000 | 3,307 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,449,000 | 3,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,412,000 | 3,340 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,366,000 | 3,486 |
| Total interest expense | $5,013,000 | 3,021 |
| Net interest income | $4,353,000 | 4,021 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $630,000 | 4,425 |
| Gross Fiduciary activities income | $31,000 | 1,362 |
| Service charges on deposit accounts | $415,000 | 3,245 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $184,000 | 5,355 |
| Total noninterest expense | $3,145,000 | 4,112 |
| Salaries and employee benefits | $1,849,000 | 3,560 |
| Premises and equipment expense | $401,000 | 4,527 |
| Additional noninterest expense | $895,000 | 4,791 |
| Pre-tax net operating income | $1,538,000 | 4,366 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $323,000 | 5,746 |
| Income before extraordinary items | $1,221,000 | 3,907 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,221,000 | 3,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,764 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,216,260 | 3,904 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,191,000 | 3,663 |
| Total interest expense | $3,905,000 | 3,122 |
| Net interest income | $4,286,000 | 4,100 |
| Provision for loan and lease losses | $260,000 | 2,513 |
| Total noninterest income | $729,000 | 3,988 |
| Gross Fiduciary activities income | $48,000 | 1,311 |
| Service charges on deposit accounts | $478,000 | 2,895 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $203,000 | 5,218 |
| Total noninterest expense | $3,262,000 | 4,104 |
| Salaries and employee benefits | $1,816,000 | 3,585 |
| Premises and equipment expense | $441,000 | 4,233 |
| Additional noninterest expense | $1,005,000 | 4,690 |
| Pre-tax net operating income | $1,493,000 | 4,424 |
| Securities gains (losses) | $29,000 | 1,487 |
| Applicable income taxes | $303,000 | 5,839 |
| Income before extraordinary items | $1,219,000 | 3,800 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,219,000 | 3,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,011 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,195,800 | 3,901 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,814,000 | 3,892 |
| Total interest expense | $3,739,000 | 3,366 |
| Net interest income | $4,075,000 | 4,324 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $677,000 | 4,544 |
| Gross Fiduciary activities income | $38,000 | 1,383 |
| Service charges on deposit accounts | $429,000 | 3,236 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $210,000 | 5,508 |
| Total noninterest expense | $3,139,000 | 4,336 |
| Salaries and employee benefits | $1,705,000 | 3,808 |
| Premises and equipment expense | $453,000 | 4,242 |
| Additional noninterest expense | $981,000 | 4,999 |
| Pre-tax net operating income | $1,313,000 | 4,823 |
| Securities gains (losses) | $246,000 | 1,469 |
| Applicable income taxes | $304,000 | 6,031 |
| Income before extraordinary items | $1,255,000 | 3,846 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,255,000 | 3,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,055,740 | 4,247 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 4,195 |
| Total interest expense | $4,429,000 | 3,701 |
| Net interest income | $3,798,000 | 4,661 |
| Provision for loan and lease losses | $230,000 | 4,844 |
| Total noninterest income | $597,000 | 4,971 |
| Gross Fiduciary activities income | $47,000 | 1,375 |
| Service charges on deposit accounts | $406,000 | 3,429 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $144,000 | 6,792 |
| Total noninterest expense | $3,013,000 | 4,516 |
| Salaries and employee benefits | $1,591,000 | 4,009 |
| Premises and equipment expense | $452,000 | 4,332 |
| Additional noninterest expense | $970,000 | 5,178 |
| Pre-tax net operating income | $1,152,000 | 5,088 |
| Securities gains (losses) | $281,000 | 1,600 |
| Applicable income taxes | $296,000 | 5,981 |
| Income before extraordinary items | $1,137,000 | 3,998 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,137,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 3,309 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $915,010 | 4,547 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.