Home > Cumberland Valley National Bank & Trust Company > Net charge- offs to loans
Cumberland Valley National Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3110% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1840% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7464% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0941% | 2,231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0793% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0367% | 267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4359% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2242% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9419% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1046% | 2,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7571% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1525% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8660% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0276% | 2,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1293% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1000% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1168% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6550% | 219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1691% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9490% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0285% | 1,762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0258% | 4,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0414% | 4,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 3,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1359% | 4,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1597% | 4,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2413% | 1,572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8093% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1205% | 1,955 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0748% | 4,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0882% | 4,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1869% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5418% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1082% | 1,813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 3,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 3,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 3,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2618% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0535% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0761% | 1,793 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 3,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0179% | 4,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 4,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 3,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5176% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1138% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1212% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3135% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 3,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,438 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0667% | 4,105 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4760% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0310% | 2,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4259% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 3,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,429 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1124% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7020% | 848 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0278% | 2,073 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0534% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0430% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6296% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 3,496 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2861% | 4,406 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6124% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0207% | 1,831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1969% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2107% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,520 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6534% | 4,599 |
| Percentage Net Loans Charged-off: Credit card loans | -3.1887% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0801% | 3,898 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0588% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1089% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 4,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6457% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9924% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5497% | 1,037 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1449% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 4,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 4,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 3,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5608% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2876% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6409% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1184% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2176% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 3,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8334% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8766% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5172% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2338% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2440% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4313% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 4,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2972% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4850% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9277% | 750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 4,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0286% | 4,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5416% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3377% | 1,977 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2036% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0412% | 3,078 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0876% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0518% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 4,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7157% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3610% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2372% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0561% | 2,801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0131% | 4,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0499% | 4,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0773% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0730% | 4,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1319% | 4,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3392% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3006% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0435% | 4,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0214% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1045% | 5,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1238% | 5,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2553% | 4,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0424% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4835% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1151% | 4,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 3,674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 4,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0077% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0624% | 4,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0077% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0759% | 5,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1223% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1149% | 2,836 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3887% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5897% | 5,118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0103% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 4,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0104% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1755% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8367% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6181% | 5,167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 4,228 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0154% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0229% | 4,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0159% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 4,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1129% | 4,775 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5021% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1994% | 5,298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0637% | 5,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 4,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0513% | 5,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0610% | 5,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6223% | 5,400 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8620% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.6217% | 5,405 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 3,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 4,988 |
| Percentage Net Loans Charged-off:Construction & development | -0.1289% | 4,822 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0524% | 5,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0626% | 5,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9300% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3556% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6621% | 1,272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 2,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 5,040 |
| Percentage Net Loans Charged-off:Construction & development | -0.1694% | 4,912 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0634% | 5,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0758% | 5,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9089% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2251% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1030% | 2,791 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 4,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0847% | 5,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1013% | 5,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3599% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0740% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1545% | 2,326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0329% | 4,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0478% | 5,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1490% | 5,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1775% | 5,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1629% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3617% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1051% | 2,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 2,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0881% | 5,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1591% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1124% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1664% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 4,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5277% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2583% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3432% | 2,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0242% | 5,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0527% | 5,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1194% | 5,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 2,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1603% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 2,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 4,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4891% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5207% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2367% | 2,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0378% | 5,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0610% | 5,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1836% | 5,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2570% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0796% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0182% | 4,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3087% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2656% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0767% | 2,661 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0291% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1227% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5307% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0383% | 4,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3335% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5648% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2071% | 5,234 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1010% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0107% | 5,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 2,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0241% | 732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 5,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1416% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 5,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0490% | 4,833 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6174% | 5,874 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9176% | 1,184 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5452% | 5,815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0397% | 5,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 3,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0345% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 1,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 5,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1958% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0391% | 5,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0528% | 4,842 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8537% | 5,980 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3068% | 1,192 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7456% | 5,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0363% | 5,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 2,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0531% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 2,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0529% | 4,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9145% | 6,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3232% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2104% | 6,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 2,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0668% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1313% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2899% | 5,636 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4254% | 1,135 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2571% | 5,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2972% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 2,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1931% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 4,954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0330% | 1,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4879% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5315% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0577% | 5,156 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0104% | 5,344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3819% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1022% | 5,614 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 1,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2559% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 5,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0441% | 1,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6484% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7045% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0556% | 5,098 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0698% | 5,500 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3697% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1720% | 5,722 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 3,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 5,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0668% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1077% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1167% | 1,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0626% | 5,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2566% | 5,894 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4413% | 1,214 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2122% | 5,769 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 1,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0659% | 5,196 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2572% | 5,826 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3183% | 5,872 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1523% | 3,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1146% | 3,031 |
| Percentage Net Loans Charged-off:Construction & development | -0.2464% | 5,732 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 5,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4171% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4518% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 5,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4977% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0634% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3669% | 729 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 3,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1662% | 2,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.3260% | 5,838 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 5,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5998% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6499% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0593% | 5,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1950% | 2,930 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2249% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1880% | 2,806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 4,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 3,582 |
| Percentage Net Loans Charged-off:Construction & development | -0.5003% | 5,946 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 5,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1913% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2071% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0601% | 5,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0839% | 3,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1136% | 665 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0772% | 3,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0394% | 6,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0556% | 6,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.7036% | 6,041 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 6,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 2,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0495% | 5,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2893% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6853% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2018% | 2,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 5,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 4,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0830% | 2,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1656% | 3,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1795% | 2,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1599% | 6,178 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0893% | 6,206 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1088% | 1,300 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0849% | 6,132 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 4,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0772% | 4,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.1661% | 1,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1138% | 2,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 4,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 3,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1054% | 6,072 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1844% | 6,392 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3603% | 1,303 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1450% | 6,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 4,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0588% | 3,913 |
| Percentage Net Loans Charged-off:Construction & development | 0.1791% | 1,744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 2,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 3,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 3,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0483% | 5,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3331% | 6,527 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4187% | 1,287 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3134% | 6,437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 2,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.3423% | 1,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1072% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 2,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 2,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0388% | 5,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4650% | 6,572 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6168% | 1,280 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4298% | 6,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 5,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 5,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.3782% | 2,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 3,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 6,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 6,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2329% | 3,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0521% | 1,375 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0111% | 4,794 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 5,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 4,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.4843% | 2,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 3,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0723% | 7,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0788% | 7,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 3,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0705% | 900 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0147% | 6,147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 4,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 4,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.7321% | 1,781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 2,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0622% | 7,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0677% | 7,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1875% | 2,736 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0369% | 6,153 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0429% | 6,149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0738% | 6,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0941% | 7,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2683% | 7,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2915% | 7,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0992% | 6,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2907% | 2,608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4291% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2464% | 2,420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3219% | 4,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2691% | 3,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.1347% | 3,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1790% | 2,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2152% | 320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 4,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2587% | 1,537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 7,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0142% | 2,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3152% | 4,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3445% | 1,014 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2952% | 4,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2830% | 3,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.1877% | 2,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0552% | 2,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4986% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 4,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3461% | 1,263 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 7,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8719% | 2,378 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2145% | 7,188 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7036% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3558% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4219% | 2,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.2814% | 2,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 2,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.8632% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 3,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5411% | 924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 3,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4351% | 2,748 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6248% | 7,422 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7092% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3573% | 2,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4804% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.2395% | 1,826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 1,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.5531% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1779% | 2,340 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0759% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1049% | 2,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3344% | 2,187 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4064% | 7,614 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5825% | 3,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6814% | 2,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.7863% | 2,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1726% | 2,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4993% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5272% | 1,196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4970% | 2,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0631% | 4,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3534% | 4,586 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4622% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 6,624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2821% | 4,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3312% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.2578% | 2,744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2290% | 1,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5639% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6990% | 875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5526% | 1,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0745% | 7,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4052% | 4,051 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8268% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0161% | 6,646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4101% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4723% | 2,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.3636% | 2,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3285% | 1,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8035% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0209% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7849% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0489% | 7,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6777% | 3,004 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8152% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0239% | 6,694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3347% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.2120% | 1,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 1,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8391% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9128% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0520% | 7,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3831% | 3,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4902% | 780 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 6,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 4,977 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 7,538 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 7,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 2,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1186% | 1,169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 2,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 7,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4601% | 3,864 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5731% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0106% | 6,722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 6,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 4,360 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 7,551 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0233% | 7,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 2,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1570% | 870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0755% | 2,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 6,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0966% | 5,017 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4961% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0139% | 6,734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 4,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 3,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 7,573 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0353% | 7,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1790% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2329% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1741% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2484% | 2,168 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0291% | 7,198 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8633% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0213% | 6,795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0360% | 7,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0423% | 8,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 7,559 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 7,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0987% | 8,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5260% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1563% | 8,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 6,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0291% | 3,947 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9431% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0357% | 8,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0285% | 8,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.0496% | 7,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0780% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0908% | 8,174 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0402% | 6,016 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0957% | 8,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1124% | 7,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2503% | 4,283 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2736% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 6,874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0531% | 7,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0686% | 8,163 |
| Percentage Net Loans Charged-off:Construction & development | -0.0779% | 7,693 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 7,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0982% | 8,180 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 6,000 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1043% | 8,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1027% | 7,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2950% | 3,600 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7009% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0207% | 6,909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0755% | 8,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0492% | 8,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 7,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1319% | 8,222 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0547% | 6,005 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1390% | 8,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2093% | 7,619 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1854% | 7,621 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7332% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0733% | 7,926 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0617% | 8,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 7,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0734% | 8,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0559% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0750% | 8,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4096% | 7,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5135% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9113% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0218% | 7,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0026% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0962% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0439% | 8,178 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0708% | 6,072 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0417% | 8,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0486% | 7,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3041% | 8,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8683% | 951 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0746% | 8,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0563% | 8,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.0221% | 7,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0957% | 8,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0755% | 6,065 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0973% | 8,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 2,707 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6610% | 8,303 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3610% | 1,911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1029% | 8,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0566% | 8,267 |
| Percentage Net Loans Charged-off:Construction & development | -0.0349% | 7,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0710% | 8,280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1137% | 6,046 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0676% | 8,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0592% | 7,150 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9468% | 8,376 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3517% | 1,969 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1498% | 8,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1299% | 8,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0600% | 7,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1902% | 8,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0575% | 5,995 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2005% | 8,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0266% | 1,645 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9097% | 8,233 |
| Percentage Net Loans Charged-off: Credit card loans | -2.9770% | 1,977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1830% | 2,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1743% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0497% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0963% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2882% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0495% | 6,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3093% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5599% | 1,771 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4245% | 8,383 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0992% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1589% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1118% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.1227% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2030% | 8,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3222% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0456% | 6,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3440% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7643% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3985% | 8,293 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1410% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2195% | 1,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.3086% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3061% | 8,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2558% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 5,938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2724% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3661% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0656% | 7,460 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6554% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4797% | 730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0889% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 0.6690% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9131% | 8,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5988% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0698% | 5,958 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6370% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8983% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8595% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | 14.7080% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8745% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1454% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 1.0741% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3809% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2335% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2735% | 6,085 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3105% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1687% | 8,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8425% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1626% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0820% | 1,364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8381% | 500 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0030% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 0.8131% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 1,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3018% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3432% | 6,059 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3842% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4468% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0146% | 7,791 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4241% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1078% | 1,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0370% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0071% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 1.3223% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 8,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1381% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5015% | 6,041 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2216% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9800% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1048% | 7,911 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6261% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1628% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7135% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7733% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 1.6741% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1635% | 8,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9721% | 160 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9358% | 5,996 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0750% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2431% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0302% | 1,756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5371% | 1,045 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3240% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7912% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7582% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0372% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6127% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5634% | 6,543 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7552% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2500% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7721% | 267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5831% | 2,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4281% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2329% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0423% | 7,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7733% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6412% | 252 |
| Percentage Net Loans Charged-off:Construction & development | -0.0259% | 7,988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4499% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7016% | 6,530 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5768% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3797% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5824% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5365% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8862% | 2,463 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6370% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0572% | 7,450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9346% | 577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6354% | 255 |
| Percentage Net Loans Charged-off:Construction & development | -0.0399% | 7,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2630% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0012% | 6,470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7434% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6702% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7451% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3029% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4767% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9760% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0875% | 7,543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5070% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4929% | 319 |
| Percentage Net Loans Charged-off:Construction & development | -0.0815% | 7,960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1403% | 6,400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8447% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7905% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8284% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2043% | 8,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4692% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5000% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1657% | 7,640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7785% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9064% | 203 |
| Percentage Net Loans Charged-off:Construction & development | 0.4698% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2082% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1452% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2236% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0081% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2112% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5716% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7225% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1441% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0562% | 1,758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8118% | 301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5943% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 1.1011% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7196% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7210% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8738% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2849% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1889% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2427% | 8,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4884% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0884% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1236% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1369% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1369% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2777% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8618% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9225% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6115% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5066% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3732% | 61 |
| Percentage Net Loans Charged-off:Construction & development | 0.0208% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3028% | 11 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1466% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1466% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3050% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0299% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1787% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 4,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1379% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0731% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9853% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1672% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0122% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2638% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1956% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0897% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1577% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1577% | 1,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7796% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7787% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8576% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3063% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3860% | 2,252 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2390% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3492% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6239% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |