Home > Crystal Lake Bank and Trust Company > Net charge- offs to loans
Crystal Lake Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0984% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0004% | 4,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0004% | 4,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0644% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0005% | 4,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0005% | 4,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 1,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0693% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0008% | 4,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0008% | 4,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 3,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 3,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0557% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0471% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0763% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 4,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0918% | 4,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1215% | 4,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0689% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0025% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0025% | 2,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 4,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1258% | 4,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1691% | 4,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0766% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0035% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0035% | 2,185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0369% | 4,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1981% | 4,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2656% | 4,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1138% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0043% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0043% | 1,878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1871% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0043% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0043% | 1,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0179% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1021% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0056% | 2,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0056% | 2,878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0237% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1143% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0076% | 2,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0076% | 2,697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0867% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0046% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0046% | 2,517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0046% | 2,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0046% | 2,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 2,894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,170 |
| Percentage Net Loans Charged-off:Construction & development | -0.1091% | 4,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0099% | 4,109 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0677% | 4,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1069% | 4,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0662% | 1,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0011% | 3,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0011% | 3,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 2,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.1482% | 4,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0399% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1019% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0008% | 3,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0008% | 3,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0296% | 4,711 |
| Percentage Net Loans Charged-off:Construction & development | -0.2292% | 4,708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1184% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0011% | 2,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0011% | 2,709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 4,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1690% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0023% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0023% | 2,281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 3,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0725% | 5,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.0198% | 4,385 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1037% | 5,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0341% | 4,781 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0717% | 3,798 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0955% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0023% | 3,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0023% | 3,280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1389% | 5,219 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 4,432 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2093% | 5,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0454% | 4,891 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0934% | 3,864 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 4,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1242% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0500% | 4,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2032% | 5,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.0173% | 4,485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3175% | 5,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0423% | 4,882 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0919% | 3,893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0939% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | -0.0175% | 4,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 4,412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 3,764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0589% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 1,877 |
| Percentage Net Loans Charged-off:Construction & development | -0.0223% | 4,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,632 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 3,819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0774% | 1,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0036% | 3,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0036% | 3,492 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 4,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 3,834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0903% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0032% | 3,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0032% | 3,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0305% | 4,680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0443% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,574 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 3,837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1154% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0012% | 3,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0012% | 2,921 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.0369% | 4,819 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,633 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 3,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2155% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0023% | 4,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0023% | 4,653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2150% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3372% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0519% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3667% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1174% | 4,672 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6090% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0527% | 4,114 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1737% | 85 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2250% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0006% | 3,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0006% | 3,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3961% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2377% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3821% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0899% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4379% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1563% | 4,709 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5869% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0644% | 4,156 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1456% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2421% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0007% | 3,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0007% | 3,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3849% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2653% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5358% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 0.1523% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6034% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2394% | 4,745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8493% | 125 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 4,094 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6155% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1303% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0021% | 3,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0021% | 2,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3628% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2263% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.3946% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3649% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4744% | 4,788 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,862 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 4,050 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2890% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2402% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2834% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4889% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 0.1302% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4455% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9741% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8735% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2033% | 1,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0030% | 3,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0030% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3127% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6217% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 0.1801% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6268% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0070% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8643% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2323% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1193% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0044% | 3,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0044% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0731% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.2851% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0410% | 5,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4484% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0256% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0823% | 5,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0017% | 3,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0017% | 2,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1198% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1954% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.5499% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0423% | 5,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9972% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1169% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 5,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0885% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0036% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0036% | 2,378 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8696% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8596% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 4.5012% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1689% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0106% | 4,936 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5801% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3274% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8067% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1163% | 2,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0049% | 3,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0049% | 3,782 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7609% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6479% | 95 |
| Percentage Net Loans Charged-off:Construction & development | 4.5024% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7736% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0140% | 5,002 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7592% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4413% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0439% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0672% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0040% | 3,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0040% | 3,471 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6158% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2998% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 6.1158% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9576% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0107% | 5,028 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8207% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 4,441 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5611% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0827% | 1,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0020% | 3,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0020% | 3,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4225% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8819% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 0.1913% | 461 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0448% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0465% | 5,118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0078% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 4,455 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9246% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0698% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2288% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4810% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 9.0863% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9647% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5535% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1345% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2279% | 1,003 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6684% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1656% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0011% | 4,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0011% | 4,055 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3448% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7105% | 82 |
| Percentage Net Loans Charged-off:Construction & development | 9.7748% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7176% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5639% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0740% | 43 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3137% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 7.3188% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1446% | 2,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3971% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7430% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 12.7613% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3595% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6640% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6010% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2713% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5683% | 63 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1631% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0023% | 5,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0023% | 5,354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9501% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6877% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.9431% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7521% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4261% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 8.4758% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2888% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0048% | 5,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0048% | 5,361 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7118% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0347% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 1.8610% | 1,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2248% | 2,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1464% | 307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2074% | 286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9851% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2923% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5439% | 2,014 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0134% | 5,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0134% | 5,855 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5042% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6416% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.8519% | 1,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 2,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6810% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2403% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7105% | 768 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7189% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5259% | 1,824 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0179% | 5,875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0178% | 5,781 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7315% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9377% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 1.2708% | 1,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 2,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8003% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7760% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8861% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5865% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7411% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0173% | 5,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0173% | 5,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3252% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4929% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3321% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4344% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2151% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0344% | 5,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0344% | 5,575 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2926% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7838% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 1.7254% | 1,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7660% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.0844% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4836% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7865% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2011% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3360% | 3,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0568% | 4,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0566% | 4,561 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5269% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0929% | 157 |
| Percentage Net Loans Charged-off:Construction & development | 2.2843% | 1,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0254% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.4604% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9090% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4506% | 1,137 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3389% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3489% | 2,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0732% | 4,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0729% | 4,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0697% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3649% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 3.0219% | 1,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4312% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.2632% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3767% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6817% | 863 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0297% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0997% | 2,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1298% | 3,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1288% | 3,398 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5508% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5834% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 5.7099% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0080% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.7330% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1315% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1688% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0616% | 6,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0170% | 3,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0168% | 3,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4775% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0689% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 8.1782% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3952% | 2,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4467% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3888% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5083% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6090% | 3,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0583% | 5,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7581% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4007% | 672 |
| Percentage Net Loans Charged-off:Construction & development | 10.2707% | 514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4959% | 1,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6960% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8274% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5540% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8074% | 2,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0831% | 4,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8825% | 983 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4411% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 9.5888% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7536% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1195% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3343% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1950% | 1,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0746% | 4,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6722% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2887% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 10.5779% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1347% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2780% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8545% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2641% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0268% | 6,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8096% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9315% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 1.7686% | 2,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7666% | 1,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5460% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0096% | 1,907 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1653% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5466% | 3,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4705% | 4,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5540% | 3,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6398% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 2.1915% | 1,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0873% | 2,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1956% | 2,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4200% | 1,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3678% | 3,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2787% | 4,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 4,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1405% | 3,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.2738% | 2,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1326% | 1,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4283% | 2,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3912% | 3,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2447% | 3,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2855% | 2,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.5146% | 1,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2796% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 2,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1022% | 4,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 5,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 5,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 2,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2355% | 3,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3413% | 4,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 4,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2908% | 2,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2002% | 4,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2776% | 2,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2427% | 3,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 2,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4566% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2568% | 3,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 4,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0718% | 2,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.2248% | 956 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0653% | 3,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0760% | 5,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 4,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0493% | 2,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1001% | 4,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 5,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 2,580 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0240% | 7,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 4,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0429% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0594% | 6,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 3,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2003% | 2,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1082% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2456% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1519% | 4,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1408% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3667% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1779% | 3,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2408% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6559% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2009% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 5,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1115% | 3,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0176% | 6,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 5,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 3,287 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0120% | 7,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 5,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0341% | 2,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0063% | 5,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 4,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0179% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0511% | 7,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 5,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1165% | 3,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0918% | 6,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 4,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 3,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0599% | 5,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 4,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0475% | 2,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1061% | 5,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 4,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0235% | 2,080 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0382% | 7,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 4,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 8,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4326% | 6,541 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1992% | 3,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3154% | 5,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 3,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 8,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5342% | 6,527 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2451% | 2,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4228% | 4,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1283% | 3,550 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0330% | 8,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7618% | 6,466 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2271% | 2,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5192% | 3,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 3,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 8,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2825% | 6,383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1355% | 2,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5475% | 3,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2761% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2485% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 30.4220% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 3,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 2,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2580% | 3,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4286% | 4,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2921% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 2,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2822% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4386% | 2,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5555% | 3,897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2548% | 2,588 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1394% | 4,076 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 6,446 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |