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CrossFirst Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$435,146,000179
Total interest expense$209,619,000144
Net interest income$225,527,000208
Provision for loan and lease losses$14,489,000173
Total noninterest income$21,577,000429
Gross Fiduciary activities income$0981
Service charges on deposit accounts$8,185,000192
Trading account gains and fees$13,000107
Additional Noninterest Income$13,379,000441
Total noninterest expense$146,201,000235
Salaries and employee benefits$84,898,000216
Premises and equipment expense$13,019,000243
Additional noninterest expense$13,379,000441
Pre-tax net operating income$86,414,000228
Securities gains (losses)$-1,039,0004,300
Applicable income taxes$17,551,000232
Income before extraordinary items$67,824,000225
Extraordinary gains, net$054
Net income$67,824,000228
Minority interest net income$088
Net income of bank and minority interests.$67,824,000227
Net charge-offs$5,406,000227
Cash dividends$17,063,000330
Sale, conversion, retirement of capital stock, net$0540
Net operating income$68,644,810233
2023-09-30 (YTD Data)Rank
Total interest income$317,336,000177
Total interest expense$148,864,000144
Net interest income$168,472,000209
Provision for loan and lease losses$10,390,000174
Total noninterest income$15,985,000432
Gross Fiduciary activities income$0950
Service charges on deposit accounts$6,188,000190
Trading account gains and fees$15,000104
Additional Noninterest Income$9,782,000453
Total noninterest expense$111,085,000231
Salaries and employee benefits$65,404,000211
Premises and equipment expense$9,749,000244
Additional noninterest expense$9,782,000453
Pre-tax net operating income$62,982,000241
Securities gains (losses)$73,000203
Applicable income taxes$12,908,000243
Income before extraordinary items$50,147,000235
Extraordinary gains, net$052
Net income$50,147,000237
Minority interest net income$081
Net income of bank and minority interests.$50,147,000236
Net charge-offs$3,513,000220
Cash dividends$9,050,000396
Sale, conversion, retirement of capital stock, net$0507
Net operating income$50,088,600239
2023-06-30 (YTD Data)Rank
Total interest income$204,682,000174
Total interest expense$91,559,000139
Net interest income$113,123,000208
Provision for loan and lease losses$7,061,000170
Total noninterest income$10,043,000444
Gross Fiduciary activities income$0931
Service charges on deposit accounts$3,939,000191
Trading account gains and fees$17,00099
Additional Noninterest Income$6,087,000463
Total noninterest expense$75,032,000226
Salaries and employee benefits$44,310,000207
Premises and equipment expense$6,436,000237
Additional noninterest expense$6,087,000463
Pre-tax net operating income$41,073,000246
Securities gains (losses)$78,000207
Applicable income taxes$8,306,000247
Income before extraordinary items$32,845,000241
Extraordinary gains, net$051
Net income$32,845,000245
Minority interest net income$081
Net income of bank and minority interests.$32,845,000241
Net charge-offs$2,244,000216
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$32,782,600246
2023-03-31 (YTD Data)Rank
Total interest income$97,535,000182
Total interest expense$39,163,000148
Net interest income$58,372,000204
Provision for loan and lease losses$4,421,000148
Total noninterest income$4,239,000505
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,829,000206
Trading account gains and fees$097
Additional Noninterest Income$2,410,000539
Total noninterest expense$37,723,000233
Salaries and employee benefits$21,502,000222
Premises and equipment expense$3,209,000247
Additional noninterest expense$2,410,000539
Pre-tax net operating income$20,467,000250
Securities gains (losses)$73,000211
Applicable income taxes$4,088,000258
Income before extraordinary items$16,452,000244
Extraordinary gains, net$04
Net income$16,452,000244
Minority interest net income$048
Net income of bank and minority interests.$16,452,000244
Net charge-offs$1,641,000162
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$16,393,600254
2022-12-31 (YTD Data)Rank
Total interest income$248,493,000210
Total interest expense$54,837,000141
Net interest income$193,656,000227
Provision for loan and lease losses$11,500,000160
Total noninterest income$17,340,000526
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$6,228,000234
Trading account gains and fees$17,000109
Additional Noninterest Income$11,095,000529
Total noninterest expense$119,891,000273
Salaries and employee benefits$71,016,000249
Premises and equipment expense$11,625,000269
Additional noninterest expense$11,095,000529
Pre-tax net operating income$79,605,000279
Securities gains (losses)$-131,0003,993
Applicable income taxes$16,359,000279
Income before extraordinary items$63,115,000276
Extraordinary gains, net$05
Net income$63,115,000276
Minority interest net income$063
Net income of bank and minority interests.$63,115,000276
Net charge-offs$3,765,000190
Cash dividends$32,847,000218
Sale, conversion, retirement of capital stock, net$0568
Net operating income$63,218,490280
2022-09-30 (YTD Data)Rank
Total interest income$166,143,000218
Total interest expense$26,536,000134
Net interest income$139,607,000232
Provision for loan and lease losses$4,844,000212
Total noninterest income$13,288,000515
Gross Fiduciary activities income$0968
Service charges on deposit accounts$4,520,000250
Trading account gains and fees$17,000104
Additional Noninterest Income$8,751,000518
Total noninterest expense$83,802,000284
Salaries and employee benefits$50,196,000258
Premises and equipment expense$8,471,000273
Additional noninterest expense$8,751,000518
Pre-tax net operating income$64,249,000264
Securities gains (losses)$-304,0004,417
Applicable income taxes$12,965,000275
Income before extraordinary items$50,980,000263
Extraordinary gains, net$04
Net income$50,980,000263
Minority interest net income$057
Net income of bank and minority interests.$50,980,000263
Net charge-offs$4,061,000141
Cash dividends$25,003,000202
Sale, conversion, retirement of capital stock, net$0519
Net operating income$51,223,200260
2022-06-30 (YTD Data)Rank
Total interest income$100,599,000221
Total interest expense$10,720,000144
Net interest income$89,879,000230
Provision for loan and lease losses$1,510,000311
Total noninterest income$9,416,000490
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,953,000250
Trading account gains and fees$15,000101
Additional Noninterest Income$6,448,000496
Total noninterest expense$55,304,000277
Salaries and employee benefits$32,949,000255
Premises and equipment expense$5,539,000272
Additional noninterest expense$16,816,000300
Pre-tax net operating income$42,481,000248
Securities gains (losses)$-212,0004,473
Applicable income taxes$8,564,000265
Income before extraordinary items$33,705,000253
Extraordinary gains, net$04
Net income$33,705,000253
Minority interest net income$060
Net income of bank and minority interests.$33,705,000253
Net charge-offs$2,186,000160
Cash dividends$25,003,000156
Sale, conversion, retirement of capital stock, net$0494
Net operating income$33,874,600254
2022-03-31 (YTD Data)Rank
Total interest income$47,759,000222
Total interest expense$4,619,000140
Net interest income$43,140,000229
Provision for loan and lease losses$-625,0004,653
Total noninterest income$5,133,000481
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,407,000260
Trading account gains and fees$12,00095
Additional Noninterest Income$3,714,000469
Total noninterest expense$27,596,000279
Salaries and employee benefits$16,879,000259
Premises and equipment expense$2,734,000279
Additional noninterest expense$7,983,000309
Pre-tax net operating income$21,302,000248
Securities gains (losses)$-129,0004,557
Applicable income taxes$4,278,000256
Income before extraordinary items$16,895,000249
Extraordinary gains, net$04
Net income$16,895,000250
Minority interest net income$050
Net income of bank and minority interests.$16,895,000249
Net charge-offs$1,081,000153
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$16,998,200249
2021-12-31 (YTD Data)Rank
Total interest income$193,149,000217
Total interest expense$24,362,000136
Net interest income$168,787,000228
Provision for loan and lease losses$-4,000,0004,656
Total noninterest income$18,400,000544
Gross Fiduciary activities income$0994
Service charges on deposit accounts$4,579,000281
Trading account gains and fees$343,000102
Additional Noninterest Income$13,478,000546
Total noninterest expense$96,206,000317
Salaries and employee benefits$54,969,000303
Premises and equipment expense$10,716,000282
Additional noninterest expense$30,521,000319
Pre-tax net operating income$94,981,000241
Securities gains (losses)$-5,302,0004,832
Applicable income taxes$18,151,000271
Income before extraordinary items$71,528,000254
Extraordinary gains, net$010
Net income$71,528,000254
Minority interest net income$074
Net income of bank and minority interests.$71,528,000254
Net charge-offs$12,920,00097
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$75,769,600241
2021-09-30 (YTD Data)Rank
Total interest income$143,946,000220
Total interest expense$18,630,000140
Net interest income$125,316,000228
Provision for loan and lease losses$1,000,000440
Total noninterest income$13,503,000569
Gross Fiduciary activities income$0957
Service charges on deposit accounts$3,330,000291
Trading account gains and fees$156,000108
Additional Noninterest Income$10,017,000576
Total noninterest expense$70,140,000321
Salaries and employee benefits$39,824,000309
Premises and equipment expense$8,085,000280
Additional noninterest expense$22,231,000321
Pre-tax net operating income$67,679,000250
Securities gains (losses)$-5,202,0004,908
Applicable income taxes$12,294,000285
Income before extraordinary items$50,183,000269
Extraordinary gains, net$08
Net income$50,183,000269
Minority interest net income$069
Net income of bank and minority interests.$50,183,000269
Net charge-offs$12,143,00088
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$54,344,600250
2021-06-30 (YTD Data)Rank
Total interest income$96,636,000219
Total interest expense$13,144,000140
Net interest income$83,492,000231
Provision for loan and lease losses$11,000,00025
Total noninterest income$9,386,000554
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,134,000289
Trading account gains and fees$125,000106
Additional Noninterest Income$7,127,000556
Total noninterest expense$46,524,000325
Salaries and employee benefits$25,977,000315
Premises and equipment expense$5,409,000282
Additional noninterest expense$15,138,000316
Pre-tax net operating income$35,354,000300
Securities gains (losses)$-36,0004,772
Applicable income taxes$6,533,000337
Income before extraordinary items$28,785,000302
Extraordinary gains, net$06
Net income$28,785,000302
Minority interest net income$067
Net income of bank and minority interests.$28,785,000302
Net charge-offs$10,803,00081
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$28,814,520293
2021-03-31 (YTD Data)Rank
Total interest income$48,152,000220
Total interest expense$7,012,000141
Net interest income$41,140,000230
Provision for loan and lease losses$7,500,00022
Total noninterest income$4,175,000609
Gross Fiduciary activities income$0922
Service charges on deposit accounts$956,000306
Trading account gains and fees$155,00095
Additional Noninterest Income$3,064,000612
Total noninterest expense$22,892,000329
Salaries and employee benefits$12,473,000327
Premises and equipment expense$2,766,000275
Additional noninterest expense$7,653,000297
Pre-tax net operating income$14,923,000341
Securities gains (losses)$-29,0004,774
Applicable income taxes$2,883,000366
Income before extraordinary items$12,011,000346
Extraordinary gains, net$03
Net income$12,011,000344
Minority interest net income$055
Net income of bank and minority interests.$12,011,000346
Net charge-offs$8,244,00071
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$12,034,490339
2020-12-31 (YTD Data)Rank
Total interest income$203,446,000218
Total interest expense$43,092,000156
Net interest income$160,354,000225
Provision for loan and lease losses$56,700,000129
Total noninterest income$8,854,000865
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,803,000407
Trading account gains and fees$-290,0001,333
Additional Noninterest Income$6,341,000874
Total noninterest expense$97,679,000296
Salaries and employee benefits$52,604,000304
Premises and equipment expense$9,748,000303
Additional noninterest expense$35,327,000266
Pre-tax net operating income$14,829,000752
Securities gains (losses)$1,751,000238
Applicable income taxes$2,898,000712
Income before extraordinary items$13,682,000719
Extraordinary gains, net$04
Net income$13,682,000719
Minority interest net income$072
Net income of bank and minority interests.$13,682,000719
Net charge-offs$38,301,00076
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,228,670762
2020-09-30 (YTD Data)Rank
Total interest income$153,913,000217
Total interest expense$35,121,000157
Net interest income$118,792,000227
Provision for loan and lease losses$45,825,000139
Total noninterest income$5,916,000923
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,947,000425
Trading account gains and fees$-7,0001,331
Additional Noninterest Income$3,976,000942
Total noninterest expense$74,519,000277
Salaries and employee benefits$39,456,000300
Premises and equipment expense$7,074,000307
Additional noninterest expense$27,989,000248
Pre-tax net operating income$4,364,0001,565
Securities gains (losses)$1,778,000197
Applicable income taxes$1,029,0001,161
Income before extraordinary items$5,113,0001,242
Extraordinary gains, net$04
Net income$5,113,0001,242
Minority interest net income$065
Net income of bank and minority interests.$5,113,0001,242
Net charge-offs$26,686,00085
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,637,2601,596
2020-06-30 (YTD Data)Rank
Total interest income$105,461,000216
Total interest expense$26,019,000161
Net interest income$79,442,000225
Provision for loan and lease losses$34,950,000147
Total noninterest income$2,845,0001,072
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,155,000466
Trading account gains and fees$-60,0001,342
Additional Noninterest Income$1,750,0001,189
Total noninterest expense$51,885,000271
Salaries and employee benefits$26,174,000292
Premises and equipment expense$4,642,000310
Additional noninterest expense$21,069,000225
Pre-tax net operating income$-4,548,0005,029
Securities gains (losses)$767,000272
Applicable income taxes$-551,0004,997
Income before extraordinary items$-3,230,0005,018
Extraordinary gains, net$04
Net income$-3,230,0005,018
Minority interest net income$065
Net income of bank and minority interests.$-3,230,0005,018
Net charge-offs$20,661,00071
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-3,881,9505,020
2020-03-31 (YTD Data)Rank
Total interest income$54,207,000218
Total interest expense$15,946,000157
Net interest income$38,261,000235
Provision for loan and lease losses$13,950,000164
Total noninterest income$1,667,000920
Gross Fiduciary activities income$0941
Service charges on deposit accounts$508,000594
Trading account gains and fees$-28,0001,345
Additional Noninterest Income$1,187,000859
Total noninterest expense$22,232,000307
Salaries and employee benefits$13,248,000287
Premises and equipment expense$2,315,000316
Additional noninterest expense$6,669,000325
Pre-tax net operating income$3,746,000600
Securities gains (losses)$428,000211
Applicable income taxes$280,0001,129
Income before extraordinary items$3,894,000511
Extraordinary gains, net$04
Net income$3,894,000511
Minority interest net income$056
Net income of bank and minority interests.$3,894,000511
Net charge-offs$19,387,00051
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,495,960541
2019-12-31 (YTD Data)Rank
Total interest income$216,214,000220
Total interest expense$74,626,000156
Net interest income$141,588,000244
Provision for loan and lease losses$13,900,000135
Total noninterest income$7,673,000845
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$604,0001,661
Trading account gains and fees$16,000128
Additional Noninterest Income$7,053,000658
Total noninterest expense$87,392,000303
Salaries and employee benefits$52,530,000281
Premises and equipment expense$9,565,000307
Additional noninterest expense$25,297,000326
Pre-tax net operating income$47,969,000324
Securities gains (losses)$1,049,000219
Applicable income taxes$8,120,000363
Income before extraordinary items$40,898,000313
Extraordinary gains, net$011
Net income$40,898,000314
Minority interest net income$076
Net income of bank and minority interests.$40,898,000314
Net charge-offs$10,829,000130
Cash dividends$175,0003,594
Sale, conversion, retirement of capital stock, net$0626
Net operating income$40,027,330314
2019-09-30 (YTD Data)Rank
Total interest income$161,035,000224
Total interest expense$56,660,000161
Net interest income$104,375,000252
Provision for loan and lease losses$10,550,000134
Total noninterest income$5,997,000815
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$441,0001,706
Trading account gains and fees$38,000125
Additional Noninterest Income$5,518,000651
Total noninterest expense$65,313,000307
Salaries and employee benefits$39,497,000283
Premises and equipment expense$7,230,000303
Additional noninterest expense$18,586,000320
Pre-tax net operating income$34,509,000333
Securities gains (losses)$539,000297
Applicable income taxes$5,415,000395
Income before extraordinary items$29,633,000323
Extraordinary gains, net$011
Net income$29,633,000324
Minority interest net income$072
Net income of bank and minority interests.$29,633,000324
Net charge-offs$5,381,000165
Cash dividends$175,0003,173
Sale, conversion, retirement of capital stock, net$0590
Net operating income$29,174,850319
2019-06-30 (YTD Data)Rank
Total interest income$105,507,000227
Total interest expense$36,955,000162
Net interest income$68,552,000253
Provision for loan and lease losses$5,700,000145
Total noninterest income$2,836,0001,003
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$369,0001,420
Trading account gains and fees$-762,0001,680
Additional Noninterest Income$3,229,000686
Total noninterest expense$43,969,000305
Salaries and employee benefits$26,498,000276
Premises and equipment expense$4,863,000301
Additional noninterest expense$12,608,000328
Pre-tax net operating income$21,719,000340
Securities gains (losses)$489,000228
Applicable income taxes$2,858,000465
Income before extraordinary items$19,350,000325
Extraordinary gains, net$011
Net income$19,350,000327
Minority interest net income$069
Net income of bank and minority interests.$19,350,000327
Net charge-offs$674,000474
Cash dividends$175,0002,929
Sale, conversion, retirement of capital stock, net$0573
Net operating income$18,924,570322
2019-03-31 (YTD Data)Rank
Total interest income$51,316,000229
Total interest expense$17,674,000163
Net interest income$33,642,000259
Provision for loan and lease losses$2,850,000151
Total noninterest income$1,600,000906
Gross Fiduciary activities income$0972
Service charges on deposit accounts$158,0001,604
Trading account gains and fees$-251,0001,704
Additional Noninterest Income$1,693,000636
Total noninterest expense$22,063,000303
Salaries and employee benefits$13,244,000275
Premises and equipment expense$2,491,000298
Additional noninterest expense$6,328,000326
Pre-tax net operating income$10,329,000340
Securities gains (losses)$53,000376
Applicable income taxes$541,000855
Income before extraordinary items$9,841,000314
Extraordinary gains, net$05
Net income$9,841,000314
Minority interest net income$052
Net income of bank and minority interests.$9,841,000314
Net charge-offs$675,000276
Cash dividends$175,0002,118
Sale, conversion, retirement of capital stock, net$0529
Net operating income$9,790,650306
2018-12-31 (YTD Data)Rank
Total interest income$156,876,000263
Total interest expense$46,281,000173
Net interest income$110,595,000298
Provision for loan and lease losses$13,500,000137
Total noninterest income$5,546,0001,023
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$444,0002,163
Trading account gains and fees$-85,0001,784
Additional Noninterest Income$5,187,000782
Total noninterest expense$79,745,000327
Salaries and employee benefits$47,979,000294
Premises and equipment expense$9,361,000306
Additional noninterest expense$22,405,000357
Pre-tax net operating income$22,896,000535
Securities gains (losses)$538,000119
Applicable income taxes$-896,0005,373
Income before extraordinary items$24,330,000444
Extraordinary gains, net$06
Net income$24,330,000443
Minority interest net income$072
Net income of bank and minority interests.$24,330,000443
Net charge-offs$1,765,000392
Cash dividends$2,100,0001,411
Sale, conversion, retirement of capital stock, net$0671
Net operating income$23,792,000451
2018-09-30 (YTD Data)Rank
Total interest income$109,810,000276
Total interest expense$31,575,000176
Net interest income$78,235,000311
Provision for loan and lease losses$9,000,000144
Total noninterest income$4,280,0001,009
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$506,0001,588
Trading account gains and fees$-37,0001,821
Additional Noninterest Income$3,811,000805
Total noninterest expense$59,093,000329
Salaries and employee benefits$35,686,000299
Premises and equipment expense$7,002,000308
Additional noninterest expense$16,405,000356
Pre-tax net operating income$14,422,000610
Securities gains (losses)$608,000114
Applicable income taxes$691,0001,509
Income before extraordinary items$14,339,000537
Extraordinary gains, net$05
Net income$14,339,000535
Minority interest net income$066
Net income of bank and minority interests.$14,339,000536
Net charge-offs$1,551,000329
Cash dividends$1,575,0001,258
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,761,400552
2018-06-30 (YTD Data)Rank
Total interest income$69,036,000284
Total interest expense$19,821,000170
Net interest income$49,215,000320
Provision for loan and lease losses$6,000,000141
Total noninterest income$3,290,000923
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$606,000981
Trading account gains and fees$-17,0001,840
Additional Noninterest Income$2,701,000770
Total noninterest expense$39,296,000333
Salaries and employee benefits$23,755,000297
Premises and equipment expense$4,514,000318
Additional noninterest expense$11,027,000358
Pre-tax net operating income$7,209,000757
Securities gains (losses)$413,000117
Applicable income taxes$-256,0005,503
Income before extraordinary items$7,878,000615
Extraordinary gains, net$06
Net income$7,878,000613
Minority interest net income$065
Net income of bank and minority interests.$7,878,000614
Net charge-offs$1,894,000225
Cash dividends$1,050,0001,252
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,465,000640
2018-03-31 (YTD Data)Rank
Total interest income$32,131,000294
Total interest expense$8,958,000170
Net interest income$23,173,000334
Provision for loan and lease losses$3,000,000136
Total noninterest income$1,641,000914
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$388,000797
Trading account gains and fees$-16,0001,861
Additional Noninterest Income$1,269,000784
Total noninterest expense$19,580,000331
Salaries and employee benefits$11,919,000298
Premises and equipment expense$2,236,000323
Additional noninterest expense$5,425,000352
Pre-tax net operating income$2,234,0001,097
Securities gains (losses)$331,00089
Applicable income taxes$-482,0005,588
Income before extraordinary items$3,047,000744
Extraordinary gains, net$07
Net income$3,047,000744
Minority interest net income$052
Net income of bank and minority interests.$3,047,000744
Net charge-offs$1,273,000191
Cash dividends$525,0001,136
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,716,000804
2017-12-31 (YTD Data)Rank
Total interest income$97,814,000336
Total interest expense$22,875,000191
Net interest income$74,939,000370
Provision for loan and lease losses$12,000,000139
Total noninterest income$3,265,0001,490
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,201,0001,010
Trading account gains and fees$0151
Additional Noninterest Income$2,064,0001,501
Total noninterest expense$60,551,000383
Salaries and employee benefits$36,297,000354
Premises and equipment expense$6,441,000411
Additional noninterest expense$17,813,000411
Pre-tax net operating income$5,653,0001,553
Securities gains (losses)$406,000254
Applicable income taxes$-882,0005,623
Income before extraordinary items$6,941,0001,030
Extraordinary gains, net$09
Net income$6,941,0001,030
Minority interest net income$076
Net income of bank and minority interests.$6,941,0001,030
Net charge-offs$6,695,000184
Cash dividends$2,100,0001,362
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,535,0001,079
2017-09-30 (YTD Data)Rank
Total interest income$68,868,000352
Total interest expense$15,552,000206
Net interest income$53,316,000383
Provision for loan and lease losses$9,000,000137
Total noninterest income$2,537,0001,459
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$860,0001,064
Trading account gains and fees$0145
Additional Noninterest Income$1,677,0001,442
Total noninterest expense$42,957,000405
Salaries and employee benefits$25,924,000377
Premises and equipment expense$4,333,000449
Additional noninterest expense$12,700,000418
Pre-tax net operating income$3,896,0001,685
Securities gains (losses)$330,000276
Applicable income taxes$-2,738,0005,730
Income before extraordinary items$6,964,000858
Extraordinary gains, net$09
Net income$6,964,000859
Minority interest net income$071
Net income of bank and minority interests.$6,964,000858
Net charge-offs$1,742,000331
Cash dividends$1,575,0001,261
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,634,000875
2017-06-30 (YTD Data)Rank
Total interest income$43,320,000366
Total interest expense$9,527,000212
Net interest income$33,793,000396
Provision for loan and lease losses$6,000,000137
Total noninterest income$2,422,0001,156
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$565,0001,058
Trading account gains and fees$0139
Additional Noninterest Income$1,857,0001,022
Total noninterest expense$26,528,000436
Salaries and employee benefits$16,202,000401
Premises and equipment expense$2,258,000553
Additional noninterest expense$8,068,000440
Pre-tax net operating income$3,687,0001,269
Securities gains (losses)$111,000411
Applicable income taxes$-1,476,0005,776
Income before extraordinary items$5,274,000764
Extraordinary gains, net$011
Net income$5,274,000763
Minority interest net income$071
Net income of bank and minority interests.$5,274,000764
Net charge-offs$770,000425
Cash dividends$1,050,0001,253
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,163,000761
2017-03-31 (YTD Data)Rank
Total interest income$20,635,000379
Total interest expense$4,531,000213
Net interest income$16,104,000405
Provision for loan and lease losses$3,000,000136
Total noninterest income$1,274,0001,111
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$287,0001,039
Trading account gains and fees$0142
Additional Noninterest Income$987,000963
Total noninterest expense$12,198,000473
Salaries and employee benefits$7,521,000434
Premises and equipment expense$940,000678
Additional noninterest expense$3,737,000469
Pre-tax net operating income$2,180,0001,091
Securities gains (losses)$124,000209
Applicable income taxes$-633,0005,837
Income before extraordinary items$2,937,000676
Extraordinary gains, net$08
Net income$2,937,000676
Minority interest net income$055
Net income of bank and minority interests.$2,937,000676
Net charge-offs$-315,0005,778
Cash dividends$525,0001,157
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,813,000686
2016-12-31 (YTD Data)Rank
Total interest income$69,067,000409
Total interest expense$14,895,000229
Net interest income$54,172,000446
Provision for loan and lease losses$6,500,000217
Total noninterest income$3,445,0001,494
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$881,0001,342
Trading account gains and fees$0170
Additional Noninterest Income$2,564,0001,353
Total noninterest expense$38,612,000559
Salaries and employee benefits$22,847,000518
Premises and equipment expense$3,725,000673
Additional noninterest expense$12,040,000573
Pre-tax net operating income$12,505,000760
Securities gains (losses)$-39,0005,728
Applicable income taxes$760,0001,893
Income before extraordinary items$11,706,000667
Extraordinary gains, net$05
Net income$11,706,000666
Minority interest net income$082
Net income of bank and minority interests.$11,706,000666
Net charge-offs$1,240,000558
Cash dividends$2,100,0001,339
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,742,660651
2016-09-30 (YTD Data)Rank
Total interest income$50,310,000415
Total interest expense$11,073,000226
Net interest income$39,237,000463
Provision for loan and lease losses$5,000,000206
Total noninterest income$2,439,0001,544
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$641,0001,376
Trading account gains and fees$0169
Additional Noninterest Income$1,798,0001,410
Total noninterest expense$27,604,000587
Salaries and employee benefits$16,236,000546
Premises and equipment expense$2,793,000667
Additional noninterest expense$8,575,000601
Pre-tax net operating income$9,072,000778
Securities gains (losses)$12,0002,520
Applicable income taxes$652,0001,826
Income before extraordinary items$8,432,000688
Extraordinary gains, net$05
Net income$8,432,000688
Minority interest net income$071
Net income of bank and minority interests.$8,432,000688
Net charge-offs$787,000573
Cash dividends$1,575,0001,236
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,420,840674
2016-06-30 (YTD Data)Rank
Total interest income$32,475,000422
Total interest expense$7,403,000229
Net interest income$25,072,000476
Provision for loan and lease losses$3,500,000195
Total noninterest income$1,507,0001,619
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$410,0001,398
Trading account gains and fees$0157
Additional Noninterest Income$1,097,0001,457
Total noninterest expense$17,713,000611
Salaries and employee benefits$10,322,000572
Premises and equipment expense$1,864,000664
Additional noninterest expense$5,527,000624
Pre-tax net operating income$5,366,000877
Securities gains (losses)$203,000594
Applicable income taxes$325,0002,066
Income before extraordinary items$5,244,000722
Extraordinary gains, net$016
Net income$5,244,000721
Minority interest net income$071
Net income of bank and minority interests.$5,244,000721
Net charge-offs$247,000988
Cash dividends$1,050,0001,260
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,053,180729
2016-03-31 (YTD Data)Rank
Total interest income$15,626,000432
Total interest expense$3,505,000232
Net interest income$12,121,000488
Provision for loan and lease losses$2,000,000177
Total noninterest income$692,0001,681
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$207,0001,395
Trading account gains and fees$0142
Additional Noninterest Income$485,0001,535
Total noninterest expense$8,480,000636
Salaries and employee benefits$4,829,000610
Premises and equipment expense$931,000670
Additional noninterest expense$2,720,000625
Pre-tax net operating income$2,333,000954
Securities gains (losses)$226,000269
Applicable income taxes$128,0002,249
Income before extraordinary items$2,431,000752
Extraordinary gains, net$012
Net income$2,431,000752
Minority interest net income$062
Net income of bank and minority interests.$2,431,000752
Net charge-offs$170,000744
Cash dividends$525,0001,158
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,216,300796
2015-12-31 (YTD Data)Rank
Total interest income$54,107,000475
Total interest expense$11,732,000247
Net interest income$42,375,000541
Provision for loan and lease losses$5,975,000188
Total noninterest income$2,250,0001,957
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$663,0001,726
Trading account gains and fees$0159
Additional Noninterest Income$1,587,0001,789
Total noninterest expense$29,685,000696
Salaries and employee benefits$16,186,000704
Premises and equipment expense$3,011,000825
Additional noninterest expense$10,488,000652
Pre-tax net operating income$8,965,000982
Securities gains (losses)$98,0001,191
Applicable income taxes$917,0001,661
Income before extraordinary items$8,146,000869
Extraordinary gains, net$023
Net income$8,146,000870
Minority interest net income$081
Net income of bank and minority interests.$8,146,000869
Net charge-offs$354,0001,470
Cash dividends$2,067,0001,309
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,057,800869
2015-09-30 (YTD Data)Rank
Total interest income$39,501,000487
Total interest expense$8,506,000247
Net interest income$30,995,000556
Provision for loan and lease losses$4,700,000172
Total noninterest income$1,781,0001,909
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$461,0001,829
Trading account gains and fees$0153
Additional Noninterest Income$1,320,0001,687
Total noninterest expense$21,539,000729
Salaries and employee benefits$11,933,000732
Premises and equipment expense$2,151,000870
Additional noninterest expense$7,455,000679
Pre-tax net operating income$6,537,0001,023
Securities gains (losses)$95,0001,071
Applicable income taxes$733,0001,659
Income before extraordinary items$5,899,000909
Extraordinary gains, net$021
Net income$5,899,000909
Minority interest net income$078
Net income of bank and minority interests.$5,899,000909
Net charge-offs$53,0002,731
Cash dividends$1,542,0001,180
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,814,450893
2015-06-30 (YTD Data)Rank
Total interest income$25,364,000497
Total interest expense$5,458,000258
Net interest income$19,906,000570
Provision for loan and lease losses$3,100,000177
Total noninterest income$1,176,0001,940
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$294,0001,858
Trading account gains and fees$0157
Additional Noninterest Income$882,0001,688
Total noninterest expense$14,176,000733
Salaries and employee benefits$7,820,000751
Premises and equipment expense$1,400,000887
Additional noninterest expense$4,956,000685
Pre-tax net operating income$3,806,0001,126
Securities gains (losses)$70,0001,032
Applicable income taxes$338,0002,010
Income before extraordinary items$3,538,0001,002
Extraordinary gains, net$022
Net income$3,538,0001,002
Minority interest net income$075
Net income of bank and minority interests.$3,538,0001,002
Net charge-offs$47,0002,361
Cash dividends$1,017,0001,197
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,474,300991
2015-03-31 (YTD Data)Rank
Total interest income$12,286,000517
Total interest expense$2,642,000271
Net interest income$9,644,000588
Provision for loan and lease losses$1,125,000206
Total noninterest income$544,0002,000
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$140,0001,910
Trading account gains and fees$0152
Additional Noninterest Income$404,0001,762
Total noninterest expense$7,147,000726
Salaries and employee benefits$4,010,000733
Premises and equipment expense$650,000957
Additional noninterest expense$2,487,000663
Pre-tax net operating income$1,916,0001,097
Securities gains (losses)$101,000583
Applicable income taxes$219,0001,733
Income before extraordinary items$1,798,000957
Extraordinary gains, net$013
Net income$1,798,000958
Minority interest net income$064
Net income of bank and minority interests.$1,798,000958
Net charge-offs$47,0001,607
Cash dividends$503,0001,089
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,708,110970
2014-12-31 (YTD Data)Rank
Total interest income$39,311,000638
Total interest expense$8,129,000343
Net interest income$31,182,000709
Provision for loan and lease losses$3,900,000256
Total noninterest income$1,480,0002,532
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$578,0002,031
Trading account gains and fees$0180
Additional Noninterest Income$902,0002,468
Total noninterest expense$22,652,000892
Salaries and employee benefits$12,232,000897
Premises and equipment expense$2,167,0001,102
Additional noninterest expense$8,253,000786
Pre-tax net operating income$6,110,0001,285
Securities gains (losses)$353,000544
Applicable income taxes$953,0001,599
Income before extraordinary items$5,510,0001,195
Extraordinary gains, net$017
Net income$5,510,0001,193
Minority interest net income$084
Net income of bank and minority interests.$5,510,0001,194
Net charge-offs$82,0003,377
Cash dividends$1,482,0001,584
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,209,9501,225
2014-09-30 (YTD Data)Rank
Total interest income$27,900,000675
Total interest expense$5,686,000367
Net interest income$22,214,000742
Provision for loan and lease losses$1,650,000406
Total noninterest income$1,035,0002,656
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$432,0002,045
Trading account gains and fees$0174
Additional Noninterest Income$603,0002,635
Total noninterest expense$15,961,000946
Salaries and employee benefits$8,507,000957
Premises and equipment expense$1,577,0001,144
Additional noninterest expense$5,877,000834
Pre-tax net operating income$5,638,0001,096
Securities gains (losses)$372,000401
Applicable income taxes$1,214,0001,144
Income before extraordinary items$4,796,0001,042
Extraordinary gains, net$015
Net income$4,796,0001,042
Minority interest net income$081
Net income of bank and minority interests.$4,796,0001,042
Net charge-offs$-41,0005,982
Cash dividends$1,038,0001,484
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,498,4001,079
2014-06-30 (YTD Data)Rank
Total interest income$17,997,000695
Total interest expense$3,600,000391
Net interest income$14,397,000761
Provision for loan and lease losses$1,100,000418
Total noninterest income$629,0002,762
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$292,0001,990
Trading account gains and fees$0172
Additional Noninterest Income$337,0002,875
Total noninterest expense$10,139,000996
Salaries and employee benefits$5,367,0001,006
Premises and equipment expense$1,001,0001,216
Additional noninterest expense$3,771,000860
Pre-tax net operating income$3,787,0001,069
Securities gains (losses)$404,000278
Applicable income taxes$953,0001,008
Income before extraordinary items$3,238,000998
Extraordinary gains, net$020
Net income$3,238,000999
Minority interest net income$080
Net income of bank and minority interests.$3,238,000999
Net charge-offs$-42,0006,106
Cash dividends$692,0001,511
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,926,9201,080
2014-03-31 (YTD Data)Rank
Total interest income$8,784,000713
Total interest expense$1,688,000418
Net interest income$7,096,000772
Provision for loan and lease losses$650,000360
Total noninterest income$323,0002,699
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$151,0001,921
Trading account gains and fees$0147
Additional Noninterest Income$172,0002,770
Total noninterest expense$4,930,0001,042
Salaries and employee benefits$2,601,0001,052
Premises and equipment expense$494,0001,249
Additional noninterest expense$1,835,000868
Pre-tax net operating income$1,839,0001,050
Securities gains (losses)$354,000176
Applicable income taxes$521,000906
Income before extraordinary items$1,672,000940
Extraordinary gains, net$016
Net income$1,672,000940
Minority interest net income$066
Net income of bank and minority interests.$1,672,000941
Net charge-offs$-4,0005,342
Cash dividends$346,0001,344
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,402,9601,092
2013-12-31 (YTD Data)Rank
Total interest income$27,089,000932
Total interest expense$5,770,000554
Net interest income$21,319,0001,029
Provision for loan and lease losses$1,400,000835
Total noninterest income$1,289,0002,810
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$408,0002,765
Trading account gains and fees$0184
Additional Noninterest Income$881,0002,537
Total noninterest expense$15,995,0001,257
Salaries and employee benefits$8,371,0001,271
Premises and equipment expense$1,289,0001,801
Additional noninterest expense$6,335,0001,065
Pre-tax net operating income$5,213,0001,386
Securities gains (losses)$281,000724
Applicable income taxes$943,0001,523
Income before extraordinary items$4,551,0001,336
Extraordinary gains, net$029
Net income$4,551,0001,339
Minority interest net income$090
Net income of bank and minority interests.$4,551,0001,339
Net charge-offs$164,0003,237
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,317,7701,374
2013-09-30 (YTD Data)Rank
Total interest income$18,353,0001,040
Total interest expense$4,177,000591
Net interest income$14,176,0001,162
Provision for loan and lease losses$950,000922
Total noninterest income$824,0003,083
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$255,0003,163
Trading account gains and fees$0180
Additional Noninterest Income$569,0002,823
Total noninterest expense$11,172,0001,335
Salaries and employee benefits$5,907,0001,350
Premises and equipment expense$863,0002,001
Additional noninterest expense$4,402,0001,143
Pre-tax net operating income$2,878,0001,805
Securities gains (losses)$2,0002,831
Applicable income taxes$272,0002,508
Income before extraordinary items$2,608,0001,717
Extraordinary gains, net$025
Net income$2,608,0001,718
Minority interest net income$084
Net income of bank and minority interests.$2,608,0001,721
Net charge-offs$49,0003,878
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,606,1801,665
2013-06-30 (YTD Data)Rank
Total interest income$11,497,0001,108
Total interest expense$2,731,000628
Net interest income$8,766,0001,243
Provision for loan and lease losses$500,0001,162
Total noninterest income$502,0003,293
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$160,0003,240
Trading account gains and fees$0157
Additional Noninterest Income$342,0003,020
Total noninterest expense$7,161,0001,376
Salaries and employee benefits$3,829,0001,375
Premises and equipment expense$522,0002,197
Additional noninterest expense$2,810,0001,184
Pre-tax net operating income$1,607,0002,092
Securities gains (losses)$02,791
Applicable income taxes$146,0002,715
Income before extraordinary items$1,461,0001,963
Extraordinary gains, net$022
Net income$1,461,0001,969
Minority interest net income$082
Net income of bank and minority interests.$1,461,0001,969
Net charge-offs$46,0003,420
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,461,0001,891
2013-03-31 (YTD Data)Rank
Total interest income$5,597,0001,151
Total interest expense$1,381,000642
Net interest income$4,216,0001,285
Provision for loan and lease losses$333,000918
Total noninterest income$375,0002,646
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$75,0003,336
Trading account gains and fees$0148
Additional Noninterest Income$300,0002,224
Total noninterest expense$3,570,0001,400
Salaries and employee benefits$1,928,0001,384
Premises and equipment expense$248,0002,329
Additional noninterest expense$1,394,0001,183
Pre-tax net operating income$688,0002,299
Securities gains (losses)$6,0001,600
Applicable income taxes$35,0003,248
Income before extraordinary items$659,0002,097
Extraordinary gains, net$010
Net income$659,0002,099
Minority interest net income$076
Net income of bank and minority interests.$659,0002,099
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$653,3002,027
2012-12-31 (YTD Data)Rank
Total interest income$18,790,0001,416
Total interest expense$4,471,0001,015
Net interest income$14,319,0001,536
Provision for loan and lease losses$2,459,000903
Total noninterest income$1,043,0003,193
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$288,0003,564
Trading account gains and fees$0166
Additional Noninterest Income$755,0002,772
Total noninterest expense$11,862,0001,625
Salaries and employee benefits$6,003,0001,681
Premises and equipment expense$925,0002,415
Additional noninterest expense$4,934,0001,375
Pre-tax net operating income$1,041,0003,961
Securities gains (losses)$846,000617
Applicable income taxes$-114,0006,720
Income before extraordinary items$2,001,0002,589
Extraordinary gains, net$029
Net income$2,001,0002,591
Minority interest net income$093
Net income of bank and minority interests.$2,001,0002,590
Net charge-offs$91,0004,497
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,155,0003,479
2012-09-30 (YTD Data)Rank
Total interest income$13,592,0001,486
Total interest expense$3,218,0001,099
Net interest income$10,374,0001,605
Provision for loan and lease losses$1,570,0001,040
Total noninterest income$469,0004,129
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$215,0003,610
Trading account gains and fees$0157
Additional Noninterest Income$254,0003,917
Total noninterest expense$8,506,0001,705
Salaries and employee benefits$4,343,0001,737
Premises and equipment expense$685,0002,477
Additional noninterest expense$3,478,0001,464
Pre-tax net operating income$767,0004,094
Securities gains (losses)$556,000691
Applicable income taxes$-95,0006,910
Income before extraordinary items$1,418,0002,745
Extraordinary gains, net$020
Net income$1,418,0002,746
Minority interest net income$086
Net income of bank and minority interests.$1,418,0002,745
Net charge-offs$79,0004,188
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$862,0003,565
2012-06-30 (YTD Data)Rank
Total interest income$8,712,0001,564
Total interest expense$2,155,0001,139
Net interest income$6,557,0001,698
Provision for loan and lease losses$900,0001,191
Total noninterest income$193,0004,926
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$145,0003,583
Trading account gains and fees$0153
Additional Noninterest Income$48,0005,495
Total noninterest expense$5,286,0001,817
Salaries and employee benefits$2,602,0001,931
Premises and equipment expense$442,0002,561
Additional noninterest expense$2,242,0001,510
Pre-tax net operating income$564,0003,907
Securities gains (losses)$523,000522
Applicable income taxes$12,0004,173
Income before extraordinary items$1,075,0002,478
Extraordinary gains, net$019
Net income$1,075,0002,478
Minority interest net income$084
Net income of bank and minority interests.$1,075,0002,478
Net charge-offs$49,0004,051
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$557,2303,600
2012-03-31 (YTD Data)Rank
Total interest income$4,217,0001,634
Total interest expense$1,083,0001,174
Net interest income$3,134,0001,787
Provision for loan and lease losses$300,0001,500
Total noninterest income$98,0004,966
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$71,0003,613
Trading account gains and fees$0148
Additional Noninterest Income$27,0005,460
Total noninterest expense$2,561,0001,865
Salaries and employee benefits$1,266,0001,981
Premises and equipment expense$218,0002,611
Additional noninterest expense$1,077,0001,562
Pre-tax net operating income$371,0003,444
Securities gains (losses)$42,0001,300
Applicable income taxes$-48,0007,110
Income before extraordinary items$461,0002,775
Extraordinary gains, net$019
Net income$461,0002,777
Minority interest net income$078
Net income of bank and minority interests.$461,0002,778
Net charge-offs$-5,0006,379
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$419,0002,811
2011-12-31 (YTD Data)Rank
Total interest income$15,862,0001,776
Total interest expense$4,276,0001,417
Net interest income$11,586,0001,899
Provision for loan and lease losses$965,0002,469
Total noninterest income$758,0003,622
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$245,0004,006
Trading account gains and fees$0146
Additional Noninterest Income$513,0003,085
Total noninterest expense$8,487,0002,240
Salaries and employee benefits$3,777,0002,538
Premises and equipment expense$533,0003,866
Additional noninterest expense$4,177,0001,641
Pre-tax net operating income$2,892,0001,904
Securities gains (losses)$-134,0007,114
Applicable income taxes$-3,341,0007,284
Income before extraordinary items$6,099,000812
Extraordinary gains, net$029
Net income$6,099,000809
Minority interest net income$096
Net income of bank and minority interests.$6,099,000812
Net charge-offs$331,0003,688
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$-22,0007,271
Net operating income$6,233,000767
2011-09-30 (YTD Data)Rank
Total interest income$8,153,0002,587
Total interest expense$2,257,0002,038
Net interest income$5,896,0002,792
Provision for loan and lease losses$450,0003,020
Total noninterest income$302,0004,813
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$140,0004,522
Trading account gains and fees$0145
Additional Noninterest Income$162,0004,409
Total noninterest expense$4,825,0002,889
Salaries and employee benefits$2,251,0003,129
Premises and equipment expense$349,0004,258
Additional noninterest expense$2,225,0002,232
Pre-tax net operating income$923,0003,466
Securities gains (losses)$-92,0007,214
Applicable income taxes$-1,551,0007,347
Income before extraordinary items$2,382,0001,601
Extraordinary gains, net$021
Net income$2,382,0001,601
Minority interest net income$087
Net income of bank and minority interests.$2,382,0001,601
Net charge-offs$-26,0007,158
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$17,000879
Net operating income$2,474,0001,454
2011-06-30 (YTD Data)Rank
Total interest income$5,325,0002,661
Total interest expense$1,506,0002,094
Net interest income$3,819,0002,851
Provision for loan and lease losses$300,0002,953
Total noninterest income$172,0005,083
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$82,0004,746
Trading account gains and fees$0153
Additional Noninterest Income$90,0004,703
Total noninterest expense$3,036,0003,070
Salaries and employee benefits$1,432,0003,249
Premises and equipment expense$199,0004,664
Additional noninterest expense$1,405,0002,392
Pre-tax net operating income$655,0003,299
Securities gains (losses)$-114,0007,331
Applicable income taxes$-1,471,0007,437
Income before extraordinary items$2,012,0001,246
Extraordinary gains, net$015
Net income$2,012,0001,246
Minority interest net income$089
Net income of bank and minority interests.$2,012,0001,246
Net charge-offs$-14,0007,086
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$22,000722
Net operating income$2,126,0001,131
2011-03-31 (YTD Data)Rank
Total interest income$2,578,0002,757
Total interest expense$747,0002,183
Net interest income$1,831,0002,956
Provision for loan and lease losses$150,0002,750
Total noninterest income$89,0005,106
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$31,0005,167
Trading account gains and fees$0158
Additional Noninterest Income$58,0004,429
Total noninterest expense$1,423,0003,244
Salaries and employee benefits$720,0003,256
Premises and equipment expense$68,0005,570
Additional noninterest expense$635,0002,603
Pre-tax net operating income$347,0003,262
Securities gains (losses)$-109,0007,410
Applicable income taxes$-1,473,0007,536
Income before extraordinary items$1,711,000747
Extraordinary gains, net$09
Net income$1,711,000747
Minority interest net income$086
Net income of bank and minority interests.$1,711,000747
Net charge-offs$-1,0006,209
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$11,000675
Net operating income$1,820,000696
2010-12-31 (YTD Data)Rank
Total interest income$8,896,0003,249
Total interest expense$3,167,0002,489
Net interest income$5,729,0003,596
Provision for loan and lease losses$1,165,0002,827
Total noninterest income$94,0006,716
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$119,0005,262
Trading account gains and fees$0175
Additional Noninterest Income$-25,0007,071
Total noninterest expense$4,184,0004,089
Salaries and employee benefits$2,045,0004,157
Premises and equipment expense$276,0005,598
Additional noninterest expense$1,863,0003,451
Pre-tax net operating income$474,0004,434
Securities gains (losses)$195,0001,606
Applicable income taxes$04,655
Income before extraordinary items$669,0003,917
Extraordinary gains, net$029
Net income$669,0003,916
Minority interest net income$0111
Net income of bank and minority interests.$669,0003,918
Net charge-offs$852,0002,899
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$7,022,000107
Net operating income$474,0004,255
2010-09-30 (YTD Data)Rank
Total interest income$6,280,0003,502
Total interest expense$2,332,0002,620
Net interest income$3,948,0003,871
Provision for loan and lease losses$665,0003,112
Total noninterest income$83,0006,727
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$86,0005,378
Trading account gains and fees$0165
Additional Noninterest Income$-3,0007,194
Total noninterest expense$3,050,0004,176
Salaries and employee benefits$1,533,0004,209
Premises and equipment expense$204,0005,703
Additional noninterest expense$1,313,0003,583
Pre-tax net operating income$316,0004,794
Securities gains (losses)$198,0001,383
Applicable income taxes$04,726
Income before extraordinary items$514,0004,061
Extraordinary gains, net$023
Net income$514,0004,064
Minority interest net income$0110
Net income of bank and minority interests.$514,0004,064
Net charge-offs$601,0002,825
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,510,000243
Net operating income$316,0004,600
2010-06-30 (YTD Data)Rank
Total interest income$3,859,0003,757
Total interest expense$1,503,0002,786
Net interest income$2,356,0004,177
Provision for loan and lease losses$315,0003,528
Total noninterest income$73,0006,468
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$57,0005,405
Trading account gains and fees$0152
Additional Noninterest Income$16,0006,606
Total noninterest expense$1,889,0004,403
Salaries and employee benefits$930,0004,491
Premises and equipment expense$138,0005,696
Additional noninterest expense$821,0003,735
Pre-tax net operating income$225,0004,789
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$225,0004,729
Extraordinary gains, net$019
Net income$225,0004,729
Minority interest net income$0105
Net income of bank and minority interests.$225,0004,729
Net charge-offs$174,0003,677
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$1,500,000171
Net operating income$225,0004,585
2010-03-31 (YTD Data)Rank
Total interest income$1,794,0004,011
Total interest expense$715,0003,011
Net interest income$1,079,0004,446
Provision for loan and lease losses$100,0003,933
Total noninterest income$40,0006,408
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$28,0005,463
Trading account gains and fees$0175
Additional Noninterest Income$12,0006,461
Total noninterest expense$930,0004,488
Salaries and employee benefits$469,0004,531
Premises and equipment expense$70,0005,752
Additional noninterest expense$391,0003,846
Pre-tax net operating income$89,0005,178
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$89,0005,128
Extraordinary gains, net$016
Net income$89,0005,129
Minority interest net income$091
Net income of bank and minority interests.$89,0005,128
Net charge-offs$19,0004,462
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$89,0005,008
2009-12-31 (YTD Data)Rank
Total interest income$5,618,0004,815
Total interest expense$2,665,0003,735
Net interest income$2,953,0005,419
Provision for loan and lease losses$631,0004,179
Total noninterest income$115,0006,870
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$89,0005,905
Trading account gains and fees$0211
Additional Noninterest Income$26,0006,817
Total noninterest expense$2,993,0005,186
Salaries and employee benefits$1,520,0005,150
Premises and equipment expense$258,0005,991
Additional noninterest expense$1,215,0004,709
Pre-tax net operating income$-556,0006,029
Securities gains (losses)$286,0001,282
Applicable income taxes$04,388
Income before extraordinary items$-270,0005,895
Extraordinary gains, net$034
Net income$-270,0005,894
Minority interest net income$0115
Net income of bank and minority interests.$-270,0005,894
Net charge-offs$294,0004,510
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$2,965,000271
Net operating income$-556,0006,118
2009-09-30 (YTD Data)Rank
Total interest income$3,977,0005,030
Total interest expense$1,912,0003,965
Net interest income$2,065,0005,622
Provision for loan and lease losses$531,0003,712
Total noninterest income$86,0006,980
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$65,0005,987
Trading account gains and fees$0212
Additional Noninterest Income$21,0006,957
Total noninterest expense$2,079,0005,407
Salaries and employee benefits$1,126,0005,239
Premises and equipment expense$189,0006,088
Additional noninterest expense$764,0005,183
Pre-tax net operating income$-459,0006,296
Securities gains (losses)$138,0001,575
Applicable income taxes$04,592
Income before extraordinary items$-321,0006,264
Extraordinary gains, net$027
Net income$-321,0006,265
Minority interest net income$0118
Net income of bank and minority interests.$-321,0006,264
Net charge-offs$226,0004,115
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$3,047,000211
Net operating income$-459,0006,384
2009-06-30 (YTD Data)Rank
Total interest income$2,418,0005,336
Total interest expense$1,206,0004,234
Net interest income$1,212,0005,943
Provision for loan and lease losses$351,0003,466
Total noninterest income$45,0007,253
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$38,0006,142
Trading account gains and fees$0193
Additional Noninterest Income$7,0007,375
Total noninterest expense$1,374,0005,476
Salaries and employee benefits$735,0005,345
Premises and equipment expense$127,0006,125
Additional noninterest expense$512,0005,181
Pre-tax net operating income$-468,0006,608
Securities gains (losses)$138,0001,253
Applicable income taxes$04,657
Income before extraordinary items$-330,0006,577
Extraordinary gains, net$021
Net income$-330,0006,577
Minority interest net income$0112
Net income of bank and minority interests.$-330,0006,577
Net charge-offs$132,0003,924
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$31,000922
Net operating income$-468,0006,711
2009-03-31 (YTD Data)Rank
Total interest income$1,143,0005,552
Total interest expense$556,0004,542
Net interest income$587,0006,032
Provision for loan and lease losses$251,0002,546
Total noninterest income$21,0007,376
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$18,0006,172
Trading account gains and fees$0171
Additional Noninterest Income$3,0007,508
Total noninterest expense$649,0005,595
Salaries and employee benefits$367,0005,408
Premises and equipment expense$68,0006,010
Additional noninterest expense$214,0005,416
Pre-tax net operating income$-292,0007,050
Securities gains (losses)$140,000830
Applicable income taxes$04,835
Income before extraordinary items$-152,0006,944
Extraordinary gains, net$015
Net income$-152,0006,945
Minority interest net income$0102
Net income of bank and minority interests.$-152,0006,945
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$16,000797
Net operating income$-292,0007,130
2008-12-31 (YTD Data)Rank
Total interest income$3,114,0006,545
Total interest expense$1,469,0006,029
Net interest income$1,645,0006,831
Provision for loan and lease losses$1,071,0002,600
Total noninterest income$139,0006,964
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$27,0006,952
Trading account gains and fees$0154
Additional Noninterest Income$112,0005,767
Total noninterest expense$2,235,0005,935
Salaries and employee benefits$1,284,0005,785
Premises and equipment expense$255,0006,201
Additional noninterest expense$696,0005,828
Pre-tax net operating income$-1,522,0007,221
Securities gains (losses)$03,220
Applicable income taxes$230,0002,681
Income before extraordinary items$-1,752,0007,304
Extraordinary gains, net$039
Net income$-1,752,0007,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0004,406
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$240,000717
Net operating income$-1,752,0007,402
2008-09-30 (YTD Data)Rank
Total interest income$2,095,0006,832
Total interest expense$959,0006,429
Net interest income$1,136,0007,030
Provision for loan and lease losses$848,0002,022
Total noninterest income$17,0008,047
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$13,0007,126
Trading account gains and fees$0148
Additional Noninterest Income$4,0007,959
Total noninterest expense$1,607,0006,039
Salaries and employee benefits$1,024,0005,616
Premises and equipment expense$180,0006,350
Additional noninterest expense$403,0006,451
Pre-tax net operating income$-1,302,0007,667
Securities gains (losses)$03,106
Applicable income taxes$-325,0007,767
Income before extraordinary items$-977,0007,491
Extraordinary gains, net$031
Net income$-977,0007,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,708
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$205,000567
Net operating income$-977,0007,607
2008-06-30 (YTD Data)Rank
Total interest income$1,174,0007,237
Total interest expense$511,0006,970
Net interest income$663,0007,296
Provision for loan and lease losses$396,0002,177
Total noninterest income$6,0008,201
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$4,0007,287
Trading account gains and fees$0149
Additional Noninterest Income$2,0008,087
Total noninterest expense$1,069,0006,093
Salaries and employee benefits$700,0005,599
Premises and equipment expense$119,0006,405
Additional noninterest expense$250,0006,648
Pre-tax net operating income$-796,0007,792
Securities gains (losses)$03,233
Applicable income taxes$-199,0007,982
Income before extraordinary items$-597,0007,759
Extraordinary gains, net$021
Net income$-597,0007,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$205,000406
Net operating income$-597,0007,741
2008-03-31 (YTD Data)Rank
Total interest income$490,0007,596
Total interest expense$216,0007,378
Net interest income$274,0007,630
Provision for loan and lease losses$162,0002,053
Total noninterest income$7,0008,144
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,0007,305
Trading account gains and fees$0158
Additional Noninterest Income$5,0007,707
Total noninterest expense$534,0006,129
Salaries and employee benefits$352,0005,614
Premises and equipment expense$60,0006,417
Additional noninterest expense$122,0006,687
Pre-tax net operating income$-415,0008,015
Securities gains (losses)$02,688
Applicable income taxes$-104,0008,149
Income before extraordinary items$-311,0007,992
Extraordinary gains, net$015
Net income$-311,0007,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$200,000213
Net operating income$-311,0007,965
2007-12-31 (YTD Data)Rank
Total interest income$540,0008,383
Total interest expense$46,0008,430
Net interest income$494,0008,282
Provision for loan and lease losses$187,0003,973
Total noninterest income$08,422
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$1,256,0007,270
Salaries and employee benefits$397,0008,065
Premises and equipment expense$67,0008,101
Additional noninterest expense$792,0005,381
Pre-tax net operating income$-949,0008,031
Securities gains (losses)$02,146
Applicable income taxes$-231,0008,147
Income before extraordinary items$-718,0008,003
Extraordinary gains, net$039
Net income$-718,0008,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$14,977,000132
Net operating income$-718,0007,997

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.