Home > Cross River Bank > Income and Expense

Cross River Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$715,742,000118
Total interest expense$239,291,000131
Net interest income$476,451,000116
Provision for loan and lease losses$86,514,00056
Total noninterest income$-33,749,0004,593
Gross Fiduciary activities income$0981
Service charges on deposit accounts$60,0003,712
Trading account gains and fees$0123
Additional Noninterest Income$-33,809,0004,609
Total noninterest expense$396,172,000112
Salaries and employee benefits$173,859,000116
Premises and equipment expense$24,012,000145
Additional noninterest expense$-33,809,0004,609
Pre-tax net operating income$-39,984,0004,602
Securities gains (losses)$270,000135
Applicable income taxes$-29,901,0004,588
Income before extraordinary items$-9,813,0004,567
Extraordinary gains, net$054
Net income$-9,813,0004,567
Minority interest net income$088
Net income of bank and minority interests.$-9,813,0004,568
Net charge-offs$58,079,00057
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-10,026,3004,572
2023-09-30 (YTD Data)Rank
Total interest income$517,396,000124
Total interest expense$167,051,000132
Net interest income$350,345,000119
Provision for loan and lease losses$80,673,00051
Total noninterest income$-15,002,0004,620
Gross Fiduciary activities income$0950
Service charges on deposit accounts$88,0003,247
Trading account gains and fees$0125
Additional Noninterest Income$-15,090,0004,635
Total noninterest expense$292,162,000116
Salaries and employee benefits$135,749,000116
Premises and equipment expense$18,252,000146
Additional noninterest expense$-15,090,0004,635
Pre-tax net operating income$-37,492,0004,596
Securities gains (losses)$-259,0004,254
Applicable income taxes$-9,898,0004,616
Income before extraordinary items$-27,853,0004,612
Extraordinary gains, net$052
Net income$-27,853,0004,612
Minority interest net income$081
Net income of bank and minority interests.$-27,853,0004,612
Net charge-offs$35,127,00067
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$-8,500,0004,619
Net operating income$-27,648,3904,616
2023-06-30 (YTD Data)Rank
Total interest income$349,112,000117
Total interest expense$100,562,000129
Net interest income$248,550,000117
Provision for loan and lease losses$22,005,00085
Total noninterest income$9,995,000446
Gross Fiduciary activities income$0931
Service charges on deposit accounts$10,0004,224
Trading account gains and fees$0112
Additional Noninterest Income$9,985,000321
Total noninterest expense$190,429,000116
Salaries and employee benefits$88,738,000114
Premises and equipment expense$11,963,000142
Additional noninterest expense$9,985,000321
Pre-tax net operating income$46,111,000228
Securities gains (losses)$89,000185
Applicable income taxes$12,684,000192
Income before extraordinary items$33,516,000238
Extraordinary gains, net$051
Net income$33,516,000242
Minority interest net income$081
Net income of bank and minority interests.$33,516,000238
Net charge-offs$22,463,00059
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$33,445,690243
2023-03-31 (YTD Data)Rank
Total interest income$179,576,000115
Total interest expense$45,740,000132
Net interest income$133,836,000111
Provision for loan and lease losses$-3,102,0004,668
Total noninterest income$-22,191,0004,671
Gross Fiduciary activities income$0913
Service charges on deposit accounts$89,0002,036
Trading account gains and fees$097
Additional Noninterest Income$-22,280,0004,688
Total noninterest expense$86,726,000132
Salaries and employee benefits$44,221,000121
Premises and equipment expense$5,233,000166
Additional noninterest expense$-22,280,0004,688
Pre-tax net operating income$28,021,000205
Securities gains (losses)$183,000118
Applicable income taxes$7,710,000172
Income before extraordinary items$20,494,000211
Extraordinary gains, net$04
Net income$20,494,000211
Minority interest net income$048
Net income of bank and minority interests.$20,494,000211
Net charge-offs$-1,447,0004,670
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$20,349,430215
2022-12-31 (YTD Data)Rank
Total interest income$585,549,000111
Total interest expense$72,681,000107
Net interest income$512,868,000111
Provision for loan and lease losses$61,432,00066
Total noninterest income$-184,0004,696
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$-1,721,0004,709
Trading account gains and fees$0116
Additional Noninterest Income$1,537,0001,879
Total noninterest expense$311,814,000139
Salaries and employee benefits$157,546,000127
Premises and equipment expense$15,783,000203
Additional noninterest expense$1,537,0001,879
Pre-tax net operating income$139,438,000186
Securities gains (losses)$-1,009,0004,460
Applicable income taxes$37,657,000163
Income before extraordinary items$100,772,000197
Extraordinary gains, net$05
Net income$100,772,000197
Minority interest net income$063
Net income of bank and minority interests.$100,772,000197
Net charge-offs$29,158,00059
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$101,569,110196
2022-09-30 (YTD Data)Rank
Total interest income$445,141,000106
Total interest expense$39,404,00098
Net interest income$405,737,000107
Provision for loan and lease losses$43,763,00057
Total noninterest income$36,551,000261
Gross Fiduciary activities income$0968
Service charges on deposit accounts$-590,0004,748
Trading account gains and fees$0111
Additional Noninterest Income$37,141,000187
Total noninterest expense$229,113,000141
Salaries and employee benefits$114,308,000128
Premises and equipment expense$10,679,000222
Additional noninterest expense$37,141,000187
Pre-tax net operating income$169,412,000130
Securities gains (losses)$0740
Applicable income taxes$45,150,000119
Income before extraordinary items$124,262,000133
Extraordinary gains, net$04
Net income$124,262,000133
Minority interest net income$057
Net income of bank and minority interests.$124,262,000133
Net charge-offs$21,948,00058
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$124,262,000132
2022-06-30 (YTD Data)Rank
Total interest income$280,544,000106
Total interest expense$19,127,00098
Net interest income$261,417,000108
Provision for loan and lease losses$15,231,00071
Total noninterest income$30,681,000218
Gross Fiduciary activities income$0925
Service charges on deposit accounts$-76,0004,771
Trading account gains and fees$-342,0001,202
Additional Noninterest Income$31,099,000166
Total noninterest expense$145,593,000140
Salaries and employee benefits$68,950,000135
Premises and equipment expense$6,512,000239
Additional noninterest expense$70,131,000114
Pre-tax net operating income$131,274,000116
Securities gains (losses)$0687
Applicable income taxes$35,086,00097
Income before extraordinary items$96,188,000123
Extraordinary gains, net$04
Net income$96,188,000123
Minority interest net income$060
Net income of bank and minority interests.$96,188,000123
Net charge-offs$7,685,00069
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$96,188,000122
2022-03-31 (YTD Data)Rank
Total interest income$139,747,000105
Total interest expense$8,607,00091
Net interest income$131,140,000107
Provision for loan and lease losses$3,278,00087
Total noninterest income$29,002,000140
Gross Fiduciary activities income$0892
Service charges on deposit accounts$253,000997
Trading account gains and fees$0103
Additional Noninterest Income$28,749,000112
Total noninterest expense$71,531,000139
Salaries and employee benefits$32,298,000143
Premises and equipment expense$2,930,000262
Additional noninterest expense$36,303,000111
Pre-tax net operating income$85,333,00089
Securities gains (losses)$0623
Applicable income taxes$23,496,00072
Income before extraordinary items$61,837,00096
Extraordinary gains, net$04
Net income$61,837,00096
Minority interest net income$050
Net income of bank and minority interests.$61,837,00096
Net charge-offs$3,352,00085
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$61,837,00096
2021-12-31 (YTD Data)Rank
Total interest income$675,456,00091
Total interest expense$58,520,00071
Net interest income$616,936,00094
Provision for loan and lease losses$10,677,00051
Total noninterest income$106,937,000168
Gross Fiduciary activities income$0994
Service charges on deposit accounts$451,0001,715
Trading account gains and fees$0132
Additional Noninterest Income$106,486,000126
Total noninterest expense$249,655,000156
Salaries and employee benefits$97,300,000186
Premises and equipment expense$10,286,000290
Additional noninterest expense$142,069,000111
Pre-tax net operating income$463,541,00081
Securities gains (losses)$214,000585
Applicable income taxes$94,224,00086
Income before extraordinary items$369,531,00080
Extraordinary gains, net$010
Net income$369,531,00080
Minority interest net income$074
Net income of bank and minority interests.$369,531,00080
Net charge-offs$19,499,00076
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$369,359,80080
2021-09-30 (YTD Data)Rank
Total interest income$517,772,00090
Total interest expense$47,541,00067
Net interest income$470,231,00093
Provision for loan and lease losses$5,524,00069
Total noninterest income$76,681,000179
Gross Fiduciary activities income$0957
Service charges on deposit accounts$298,0001,864
Trading account gains and fees$0132
Additional Noninterest Income$76,383,000138
Total noninterest expense$176,212,000160
Salaries and employee benefits$66,903,000203
Premises and equipment expense$7,549,000295
Additional noninterest expense$101,760,000115
Pre-tax net operating income$365,176,00081
Securities gains (losses)$214,000536
Applicable income taxes$93,818,00075
Income before extraordinary items$271,572,00085
Extraordinary gains, net$08
Net income$271,572,00085
Minority interest net income$069
Net income of bank and minority interests.$271,572,00085
Net charge-offs$16,326,00075
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$271,402,94084
2021-06-30 (YTD Data)Rank
Total interest income$275,139,000107
Total interest expense$33,408,00068
Net interest income$241,731,000112
Provision for loan and lease losses$-4,146,0004,792
Total noninterest income$45,925,000197
Gross Fiduciary activities income$0951
Service charges on deposit accounts$194,0001,845
Trading account gains and fees$0133
Additional Noninterest Income$45,731,000155
Total noninterest expense$97,834,000179
Salaries and employee benefits$42,757,000213
Premises and equipment expense$4,850,000303
Additional noninterest expense$50,227,000138
Pre-tax net operating income$193,968,00099
Securities gains (losses)$214,000450
Applicable income taxes$49,903,00088
Income before extraordinary items$144,279,000104
Extraordinary gains, net$06
Net income$144,279,000104
Minority interest net income$067
Net income of bank and minority interests.$144,279,000104
Net charge-offs$13,662,00066
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$144,109,940103
2021-03-31 (YTD Data)Rank
Total interest income$111,786,000122
Total interest expense$18,161,00067
Net interest income$93,625,000133
Provision for loan and lease losses$-15,890,0004,921
Total noninterest income$17,401,000232
Gross Fiduciary activities income$0922
Service charges on deposit accounts$76,0002,119
Trading account gains and fees$0127
Additional Noninterest Income$17,325,000191
Total noninterest expense$43,451,000191
Salaries and employee benefits$19,817,000230
Premises and equipment expense$2,481,000304
Additional noninterest expense$21,153,000151
Pre-tax net operating income$83,465,000111
Securities gains (losses)$145,000386
Applicable income taxes$20,498,000102
Income before extraordinary items$63,112,000110
Extraordinary gains, net$03
Net income$63,112,000110
Minority interest net income$055
Net income of bank and minority interests.$63,112,000110
Net charge-offs$7,080,00077
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$62,997,450110
2020-12-31 (YTD Data)Rank
Total interest income$318,461,000154
Total interest expense$67,764,000110
Net interest income$250,697,000164
Provision for loan and lease losses$44,465,000147
Total noninterest income$39,490,000319
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$320,0002,157
Trading account gains and fees$0133
Additional Noninterest Income$39,170,000255
Total noninterest expense$129,527,000238
Salaries and employee benefits$66,879,000244
Premises and equipment expense$7,396,000375
Additional noninterest expense$55,252,000193
Pre-tax net operating income$116,195,000153
Securities gains (losses)$439,000652
Applicable income taxes$30,058,000131
Income before extraordinary items$86,576,000162
Extraordinary gains, net$04
Net income$86,576,000162
Minority interest net income$072
Net income of bank and minority interests.$86,576,000162
Net charge-offs$31,426,00088
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$86,229,190159
2020-09-30 (YTD Data)Rank
Total interest income$203,912,000176
Total interest expense$46,478,000128
Net interest income$157,434,000182
Provision for loan and lease losses$57,340,000118
Total noninterest income$25,684,000332
Gross Fiduciary activities income$0981
Service charges on deposit accounts$241,0002,141
Trading account gains and fees$0125
Additional Noninterest Income$25,443,000272
Total noninterest expense$84,788,000254
Salaries and employee benefits$43,792,000269
Premises and equipment expense$5,487,000372
Additional noninterest expense$35,509,000209
Pre-tax net operating income$40,990,000254
Securities gains (losses)$02,494
Applicable income taxes$11,356,000198
Income before extraordinary items$29,634,000281
Extraordinary gains, net$04
Net income$29,634,000278
Minority interest net income$065
Net income of bank and minority interests.$29,634,000281
Net charge-offs$23,790,00093
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$29,634,000276
2020-06-30 (YTD Data)Rank
Total interest income$114,056,000206
Total interest expense$24,912,000166
Net interest income$89,144,000211
Provision for loan and lease losses$39,709,000130
Total noninterest income$16,316,000328
Gross Fiduciary activities income$0970
Service charges on deposit accounts$184,0002,010
Trading account gains and fees$0123
Additional Noninterest Income$16,132,000261
Total noninterest expense$51,583,000273
Salaries and employee benefits$29,048,000260
Premises and equipment expense$3,625,000373
Additional noninterest expense$18,910,000241
Pre-tax net operating income$14,168,000378
Securities gains (losses)$02,249
Applicable income taxes$4,065,000291
Income before extraordinary items$10,103,000443
Extraordinary gains, net$04
Net income$10,103,000442
Minority interest net income$065
Net income of bank and minority interests.$10,103,000443
Net charge-offs$14,759,00096
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,103,000427
2020-03-31 (YTD Data)Rank
Total interest income$48,803,000231
Total interest expense$8,702,000235
Net interest income$40,101,000224
Provision for loan and lease losses$26,980,000115
Total noninterest income$7,932,000304
Gross Fiduciary activities income$0941
Service charges on deposit accounts$101,0002,119
Trading account gains and fees$0106
Additional Noninterest Income$7,831,000231
Total noninterest expense$23,699,000291
Salaries and employee benefits$13,651,000274
Premises and equipment expense$1,792,000378
Additional noninterest expense$8,256,000271
Pre-tax net operating income$-2,646,0005,068
Securities gains (losses)$01,705
Applicable income taxes$-540,0005,031
Income before extraordinary items$-2,106,0005,041
Extraordinary gains, net$04
Net income$-2,106,0005,041
Minority interest net income$056
Net income of bank and minority interests.$-2,106,0005,041
Net charge-offs$7,940,00083
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-2,106,0005,057
2019-12-31 (YTD Data)Rank
Total interest income$156,069,000274
Total interest expense$26,142,000312
Net interest income$129,927,000260
Provision for loan and lease losses$38,735,00070
Total noninterest income$40,032,000278
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$324,0002,489
Trading account gains and fees$0135
Additional Noninterest Income$39,708,000206
Total noninterest expense$73,307,000338
Salaries and employee benefits$41,760,000331
Premises and equipment expense$6,037,000446
Additional noninterest expense$25,510,000324
Pre-tax net operating income$57,917,000286
Securities gains (losses)$324,000490
Applicable income taxes$14,549,000259
Income before extraordinary items$43,692,000302
Extraordinary gains, net$011
Net income$43,692,000303
Minority interest net income$076
Net income of bank and minority interests.$43,692,000303
Net charge-offs$20,225,00098
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$43,436,040296
2019-09-30 (YTD Data)Rank
Total interest income$108,306,000294
Total interest expense$17,728,000340
Net interest income$90,578,000284
Provision for loan and lease losses$31,357,00071
Total noninterest income$26,027,000296
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$243,0002,519
Trading account gains and fees$0129
Additional Noninterest Income$25,784,000217
Total noninterest expense$49,601,000362
Salaries and employee benefits$28,047,000359
Premises and equipment expense$4,296,000468
Additional noninterest expense$17,258,000346
Pre-tax net operating income$35,647,000326
Securities gains (losses)$324,000397
Applicable income taxes$9,073,000292
Income before extraordinary items$26,898,000346
Extraordinary gains, net$011
Net income$26,898,000347
Minority interest net income$072
Net income of bank and minority interests.$26,898,000347
Net charge-offs$13,667,000106
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$26,642,040344
2019-06-30 (YTD Data)Rank
Total interest income$66,718,000309
Total interest expense$10,736,000363
Net interest income$55,982,000295
Provision for loan and lease losses$18,713,00079
Total noninterest income$16,203,000304
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$142,0002,718
Trading account gains and fees$0131
Additional Noninterest Income$16,061,000229
Total noninterest expense$31,109,000380
Salaries and employee benefits$17,393,000388
Premises and equipment expense$2,737,000488
Additional noninterest expense$10,979,000364
Pre-tax net operating income$22,363,000334
Securities gains (losses)$01,702
Applicable income taxes$5,595,000308
Income before extraordinary items$16,768,000356
Extraordinary gains, net$011
Net income$16,768,000357
Minority interest net income$069
Net income of bank and minority interests.$16,768,000357
Net charge-offs$8,303,000107
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$16,768,000348
2019-03-31 (YTD Data)Rank
Total interest income$29,972,000326
Total interest expense$4,573,000410
Net interest income$25,399,000317
Provision for loan and lease losses$8,095,00079
Total noninterest income$7,347,000307
Gross Fiduciary activities income$0972
Service charges on deposit accounts$74,0002,647
Trading account gains and fees$0126
Additional Noninterest Income$7,273,000225
Total noninterest expense$15,143,000391
Salaries and employee benefits$8,344,000401
Premises and equipment expense$1,342,000501
Additional noninterest expense$5,457,000357
Pre-tax net operating income$9,508,000369
Securities gains (losses)$01,087
Applicable income taxes$2,313,000333
Income before extraordinary items$7,195,000388
Extraordinary gains, net$05
Net income$7,195,000387
Minority interest net income$052
Net income of bank and minority interests.$7,195,000388
Net charge-offs$4,035,000103
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,195,000384
2018-12-31 (YTD Data)Rank
Total interest income$93,952,000374
Total interest expense$10,152,000512
Net interest income$83,800,000357
Provision for loan and lease losses$19,132,000108
Total noninterest income$35,586,000289
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$142,0003,743
Trading account gains and feesNANA
Additional Noninterest Income$35,444,000214
Total noninterest expense$51,786,000446
Salaries and employee benefits$29,712,000427
Premises and equipment expense$3,942,000634
Additional noninterest expense$18,132,000415
Pre-tax net operating income$48,468,000322
Securities gains (losses)$01,125
Applicable income taxes$8,772,000332
Income before extraordinary items$39,696,000312
Extraordinary gains, net$06
Net income$39,696,000312
Minority interest net income$072
Net income of bank and minority interests.$39,696,000312
Net charge-offs$10,226,000139
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$39,696,000311
2018-09-30 (YTD Data)Rank
Total interest income$66,888,000384
Total interest expense$6,510,000556
Net interest income$60,378,000365
Provision for loan and lease losses$13,289,000113
Total noninterest income$27,424,000285
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$104,0003,795
Trading account gains and feesNANA
Additional Noninterest Income$27,320,000214
Total noninterest expense$36,715,000463
Salaries and employee benefits$21,916,000429
Premises and equipment expense$2,763,000691
Additional noninterest expense$12,036,000446
Pre-tax net operating income$37,798,000316
Securities gains (losses)$01,118
Applicable income taxes$7,948,000296
Income before extraordinary items$29,850,000318
Extraordinary gains, net$05
Net income$29,850,000318
Minority interest net income$066
Net income of bank and minority interests.$29,850,000318
Net charge-offs$7,073,000139
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$29,850,000318
2018-06-30 (YTD Data)Rank
Total interest income$42,738,000390
Total interest expense$3,643,000608
Net interest income$39,095,000370
Provision for loan and lease losses$8,476,000114
Total noninterest income$19,123,000269
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$67,0003,851
Trading account gains and feesNANA
Additional Noninterest Income$19,056,000203
Total noninterest expense$23,934,000474
Salaries and employee benefits$13,980,000451
Premises and equipment expense$1,713,000740
Additional noninterest expense$8,241,000439
Pre-tax net operating income$25,808,000300
Securities gains (losses)$0961
Applicable income taxes$6,233,000262
Income before extraordinary items$19,575,000310
Extraordinary gains, net$06
Net income$19,575,000310
Minority interest net income$065
Net income of bank and minority interests.$19,575,000310
Net charge-offs$4,510,000137
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$19,575,000310
2018-03-31 (YTD Data)Rank
Total interest income$21,012,000392
Total interest expense$1,712,000605
Net interest income$19,300,000373
Provision for loan and lease losses$4,245,000115
Total noninterest income$10,448,000255
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$44,0003,522
Trading account gains and feesNANA
Additional Noninterest Income$10,404,000189
Total noninterest expense$11,708,000489
Salaries and employee benefits$6,870,000457
Premises and equipment expense$791,000804
Additional noninterest expense$4,047,000443
Pre-tax net operating income$13,795,000278
Securities gains (losses)$0735
Applicable income taxes$3,555,000244
Income before extraordinary items$10,240,000294
Extraordinary gains, net$07
Net income$10,240,000294
Minority interest net income$052
Net income of bank and minority interests.$10,240,000294
Net charge-offs$2,060,000141
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$10,240,000293
2017-12-31 (YTD Data)Rank
Total interest income$66,527,000437
Total interest expense$5,079,000671
Net interest income$61,448,000422
Provision for loan and lease losses$15,863,000120
Total noninterest income$32,418,000299
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$147,0003,856
Trading account gains and feesNANA
Additional Noninterest Income$32,271,000223
Total noninterest expense$35,309,000624
Salaries and employee benefits$20,341,000588
Premises and equipment expense$2,425,000980
Additional noninterest expense$12,543,000547
Pre-tax net operating income$42,694,000324
Securities gains (losses)$-123,0005,444
Applicable income taxes$16,288,000301
Income before extraordinary items$26,283,000337
Extraordinary gains, net$09
Net income$26,283,000337
Minority interest net income$076
Net income of bank and minority interests.$26,283,000337
Net charge-offs$12,178,000122
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$26,361,720332
2017-09-30 (YTD Data)Rank
Total interest income$45,407,000483
Total interest expense$3,426,000728
Net interest income$41,981,000461
Provision for loan and lease losses$10,201,000128
Total noninterest income$21,777,000326
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$122,0003,756
Trading account gains and feesNANA
Additional Noninterest Income$21,655,000245
Total noninterest expense$23,339,000704
Salaries and employee benefits$13,861,000662
Premises and equipment expense$1,651,0001,084
Additional noninterest expense$7,827,000654
Pre-tax net operating income$30,218,000337
Securities gains (losses)$02,274
Applicable income taxes$11,093,000292
Income before extraordinary items$19,125,000374
Extraordinary gains, net$09
Net income$19,125,000374
Minority interest net income$071
Net income of bank and minority interests.$19,125,000374
Net charge-offs$7,101,000131
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$19,125,000370
2017-06-30 (YTD Data)Rank
Total interest income$26,909,000530
Total interest expense$1,956,000815
Net interest income$24,953,000507
Provision for loan and lease losses$5,257,000154
Total noninterest income$14,118,000334
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$91,0003,601
Trading account gains and feesNANA
Additional Noninterest Income$14,027,000245
Total noninterest expense$14,173,000771
Salaries and employee benefits$8,672,000713
Premises and equipment expense$900,0001,314
Additional noninterest expense$4,601,000733
Pre-tax net operating income$19,641,000339
Securities gains (losses)$01,906
Applicable income taxes$7,358,000289
Income before extraordinary items$12,283,000384
Extraordinary gains, net$011
Net income$12,283,000384
Minority interest net income$071
Net income of bank and minority interests.$12,283,000384
Net charge-offs$2,907,000179
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$12,283,000381
2017-03-31 (YTD Data)Rank
Total interest income$11,393,000606
Total interest expense$799,000959
Net interest income$10,594,000583
Provision for loan and lease losses$2,765,000146
Total noninterest income$7,005,000338
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$61,0003,198
Trading account gains and feesNANA
Additional Noninterest Income$6,944,000252
Total noninterest expense$6,542,000839
Salaries and employee benefits$4,092,000761
Premises and equipment expense$440,0001,342
Additional noninterest expense$2,010,000816
Pre-tax net operating income$8,292,000377
Securities gains (losses)$01,153
Applicable income taxes$3,092,000326
Income before extraordinary items$5,200,000427
Extraordinary gains, net$08
Net income$5,200,000426
Minority interest net income$055
Net income of bank and minority interests.$5,200,000427
Net charge-offs$1,365,000186
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,200,000420
2016-12-31 (YTD Data)Rank
Total interest income$32,629,000824
Total interest expense$2,544,0001,135
Net interest income$30,085,000795
Provision for loan and lease losses$4,349,000287
Total noninterest income$17,255,000469
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$140,0004,093
Trading account gains and fees$0170
Additional Noninterest Income$17,115,000352
Total noninterest expense$21,146,0001,004
Salaries and employee benefits$13,045,000913
Premises and equipment expense$1,440,0001,581
Additional noninterest expense$6,661,000989
Pre-tax net operating income$21,845,000471
Securities gains (losses)$-216,0005,844
Applicable income taxes$8,106,000387
Income before extraordinary items$13,523,000571
Extraordinary gains, net$05
Net income$13,523,000570
Minority interest net income$082
Net income of bank and minority interests.$13,523,000570
Net charge-offs$2,599,000327
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,661,240552
2016-09-30 (YTD Data)Rank
Total interest income$22,457,000900
Total interest expense$1,791,0001,203
Net interest income$20,666,000862
Provision for loan and lease losses$2,643,000336
Total noninterest income$12,276,000480
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$83,0004,420
Trading account gains and fees$0169
Additional Noninterest Income$12,193,000353
Total noninterest expense$15,337,0001,031
Salaries and employee benefits$9,563,000932
Premises and equipment expense$922,0001,831
Additional noninterest expense$4,852,0001,013
Pre-tax net operating income$14,962,000514
Securities gains (losses)$03,160
Applicable income taxes$5,656,000420
Income before extraordinary items$9,306,000634
Extraordinary gains, net$05
Net income$9,306,000634
Minority interest net income$071
Net income of bank and minority interests.$9,306,000634
Net charge-offs$1,413,000370
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$5,652,00059
Net operating income$9,306,000610
2016-06-30 (YTD Data)Rank
Total interest income$14,256,000954
Total interest expense$1,174,0001,221
Net interest income$13,082,000913
Provision for loan and lease losses$1,333,000407
Total noninterest income$8,371,000469
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$60,0004,336
Trading account gains and fees$0157
Additional Noninterest Income$8,311,000351
Total noninterest expense$10,114,0001,040
Salaries and employee benefits$6,469,000914
Premises and equipment expense$565,0001,948
Additional noninterest expense$3,080,0001,067
Pre-tax net operating income$10,006,000507
Securities gains (losses)$02,835
Applicable income taxes$3,817,000415
Income before extraordinary items$6,189,000625
Extraordinary gains, net$016
Net income$6,189,000623
Minority interest net income$071
Net income of bank and minority interests.$6,189,000624
Net charge-offs$758,000439
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$1,834,00086
Net operating income$6,189,000604
2016-03-31 (YTD Data)Rank
Total interest income$6,489,0001,037
Total interest expense$589,0001,210
Net interest income$5,900,0001,019
Provision for loan and lease losses$770,000342
Total noninterest income$4,114,000463
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$27,0004,472
Trading account gains and fees$0142
Additional Noninterest Income$4,087,000347
Total noninterest expense$4,900,0001,070
Salaries and employee benefits$3,182,000937
Premises and equipment expense$247,0002,174
Additional noninterest expense$1,471,0001,109
Pre-tax net operating income$4,344,000551
Securities gains (losses)$02,077
Applicable income taxes$1,630,000453
Income before extraordinary items$2,714,000675
Extraordinary gains, net$012
Net income$2,714,000674
Minority interest net income$062
Net income of bank and minority interests.$2,714,000675
Net charge-offs$470,000359
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$1,786,00051
Net operating income$2,714,000661
2015-12-31 (YTD Data)Rank
Total interest income$22,822,0001,120
Total interest expense$2,559,0001,095
Net interest income$20,263,0001,127
Provision for loan and lease losses$2,721,000341
Total noninterest income$15,286,000500
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$115,0004,514
Trading account gains and fees$0159
Additional Noninterest Income$15,171,000370
Total noninterest expense$15,854,0001,249
Salaries and employee benefits$10,165,0001,101
Premises and equipment expense$846,0002,446
Additional noninterest expense$4,843,0001,305
Pre-tax net operating income$16,974,000556
Securities gains (losses)$03,216
Applicable income taxes$6,140,000455
Income before extraordinary items$10,834,000681
Extraordinary gains, net$023
Net income$10,834,000680
Minority interest net income$081
Net income of bank and minority interests.$10,834,000681
Net charge-offs$1,333,000549
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$214,000418
Net operating income$10,834,000671
2015-09-30 (YTD Data)Rank
Total interest income$17,234,0001,119
Total interest expense$1,924,0001,109
Net interest income$15,310,0001,115
Provision for loan and lease losses$2,227,000308
Total noninterest income$10,643,000528
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$83,0004,623
Trading account gains and fees$0153
Additional Noninterest Income$10,560,000395
Total noninterest expense$11,333,0001,308
Salaries and employee benefits$7,431,0001,148
Premises and equipment expense$556,0002,744
Additional noninterest expense$3,346,0001,401
Pre-tax net operating income$12,393,000579
Securities gains (losses)$03,031
Applicable income taxes$4,568,000473
Income before extraordinary items$7,825,000701
Extraordinary gains, net$021
Net income$7,825,000699
Minority interest net income$078
Net income of bank and minority interests.$7,825,000701
Net charge-offs$730,000654
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$212,000349
Net operating income$7,825,000686
2015-06-30 (YTD Data)Rank
Total interest income$10,558,0001,210
Total interest expense$1,269,0001,121
Net interest income$9,289,0001,227
Provision for loan and lease losses$1,690,000279
Total noninterest income$6,281,000584
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$54,0004,660
Trading account gains and fees$0157
Additional Noninterest Income$6,227,000433
Total noninterest expense$7,194,0001,370
Salaries and employee benefits$4,831,0001,169
Premises and equipment expense$326,0002,991
Additional noninterest expense$2,037,0001,515
Pre-tax net operating income$6,686,000705
Securities gains (losses)$02,636
Applicable income taxes$2,558,000550
Income before extraordinary items$4,128,000873
Extraordinary gains, net$022
Net income$4,128,000873
Minority interest net income$075
Net income of bank and minority interests.$4,128,000873
Net charge-offs$286,000935
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$210,000282
Net operating income$4,128,000852
2015-03-31 (YTD Data)Rank
Total interest income$5,007,0001,264
Total interest expense$621,0001,142
Net interest income$4,386,0001,294
Provision for loan and lease losses$970,000232
Total noninterest income$2,908,000603
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$28,0004,610
Trading account gains and fees$0152
Additional Noninterest Income$2,880,000435
Total noninterest expense$3,485,0001,407
Salaries and employee benefits$2,376,0001,187
Premises and equipment expense$154,0003,140
Additional noninterest expense$955,0001,590
Pre-tax net operating income$2,839,000782
Securities gains (losses)$02,027
Applicable income taxes$1,069,000606
Income before extraordinary items$1,770,000969
Extraordinary gains, net$013
Net income$1,770,000969
Minority interest net income$064
Net income of bank and minority interests.$1,770,000970
Net charge-offs$38,0001,762
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$177,000197
Net operating income$1,770,000934
2014-12-31 (YTD Data)Rank
Total interest income$13,694,0001,832
Total interest expense$2,534,0001,157
Net interest income$11,160,0001,940
Provision for loan and lease losses$771,0001,050
Total noninterest income$8,929,000698
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$137,0004,527
Trading account gains and fees$0180
Additional Noninterest Income$8,792,000504
Total noninterest expense$11,478,0001,668
Salaries and employee benefits$7,009,0001,488
Premises and equipment expense$688,0002,951
Additional noninterest expense$3,781,0001,646
Pre-tax net operating income$7,840,0001,045
Securities gains (losses)$195,000818
Applicable income taxes$2,691,000782
Income before extraordinary items$5,344,0001,226
Extraordinary gains, net$017
Net income$5,344,0001,223
Minority interest net income$084
Net income of bank and minority interests.$5,344,0001,225
Net charge-offs$04,970
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$693,000252
Net operating income$5,213,3501,222
2014-09-30 (YTD Data)Rank
Total interest income$9,771,0001,923
Total interest expense$1,893,0001,170
Net interest income$7,878,0002,041
Provision for loan and lease losses$396,0001,395
Total noninterest income$5,775,000797
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$99,0004,647
Trading account gains and fees$0174
Additional Noninterest Income$5,676,000565
Total noninterest expense$7,323,0001,943
Salaries and employee benefits$4,794,0001,618
Premises and equipment expense$459,0003,230
Additional noninterest expense$2,070,0002,176
Pre-tax net operating income$5,934,0001,057
Securities gains (losses)$02,980
Applicable income taxes$2,074,000779
Income before extraordinary items$3,860,0001,254
Extraordinary gains, net$015
Net income$3,860,0001,251
Minority interest net income$081
Net income of bank and minority interests.$3,860,0001,253
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$5,000771
Net operating income$3,860,0001,238
2014-06-30 (YTD Data)Rank
Total interest income$6,270,0001,971
Total interest expense$1,280,0001,157
Net interest income$4,990,0002,128
Provision for loan and lease losses$201,0001,632
Total noninterest income$2,799,000995
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$68,0004,595
Trading account gains and fees$0172
Additional Noninterest Income$2,731,000694
Total noninterest expense$4,561,0002,076
Salaries and employee benefits$2,946,0001,753
Premises and equipment expense$285,0003,409
Additional noninterest expense$1,330,0002,237
Pre-tax net operating income$3,027,0001,277
Securities gains (losses)$02,580
Applicable income taxes$1,044,000940
Income before extraordinary items$1,983,0001,557
Extraordinary gains, net$020
Net income$1,983,0001,560
Minority interest net income$080
Net income of bank and minority interests.$1,983,0001,559
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$3,000746
Net operating income$1,983,0001,526
2014-03-31 (YTD Data)Rank
Total interest income$3,048,0002,018
Total interest expense$657,0001,143
Net interest income$2,391,0002,214
Provision for loan and lease losses$150,0001,189
Total noninterest income$841,0001,407
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$34,0004,570
Trading account gains and fees$0147
Additional Noninterest Income$807,0001,001
Total noninterest expense$2,088,0002,247
Salaries and employee benefits$1,358,0001,918
Premises and equipment expense$138,0003,531
Additional noninterest expense$592,0002,512
Pre-tax net operating income$994,0001,777
Securities gains (losses)$01,715
Applicable income taxes$334,0001,243
Income before extraordinary items$660,0002,101
Extraordinary gains, net$016
Net income$660,0002,103
Minority interest net income$066
Net income of bank and minority interests.$660,0002,103
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$1,000714
Net operating income$660,0002,061
2013-12-31 (YTD Data)Rank
Total interest income$10,096,0002,404
Total interest expense$2,383,0001,429
Net interest income$7,713,0002,697
Provision for loan and lease losses$301,0002,423
Total noninterest income$4,671,0001,192
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$64,0005,756
Trading account gains and fees$0184
Additional Noninterest Income$4,607,000860
Total noninterest expense$8,372,0002,256
Salaries and employee benefits$5,468,0001,869
Premises and equipment expense$510,0003,693
Additional noninterest expense$2,394,0002,558
Pre-tax net operating income$3,711,0001,825
Securities gains (losses)$36,0002,016
Applicable income taxes$1,180,0001,318
Income before extraordinary items$2,567,0002,154
Extraordinary gains, net$029
Net income$2,567,0002,159
Minority interest net income$090
Net income of bank and minority interests.$2,567,0002,158
Net charge-offs$05,475
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$6,000867
Net operating income$2,542,1602,119
2013-09-30 (YTD Data)Rank
Total interest income$7,474,0002,451
Total interest expense$1,805,0001,456
Net interest income$5,669,0002,748
Provision for loan and lease losses$164,0002,844
Total noninterest income$3,755,0001,156
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$41,0005,967
Trading account gains and fees$0180
Additional Noninterest Income$3,714,000829
Total noninterest expense$6,190,0002,290
Salaries and employee benefits$4,136,0001,859
Premises and equipment expense$381,0003,733
Additional noninterest expense$1,673,0002,732
Pre-tax net operating income$3,070,0001,704
Securities gains (losses)$17,0002,288
Applicable income taxes$958,0001,293
Income before extraordinary items$2,129,0002,016
Extraordinary gains, net$025
Net income$2,129,0002,023
Minority interest net income$084
Net income of bank and minority interests.$2,129,0002,022
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$5,000810
Net operating income$2,117,2701,974
2013-06-30 (YTD Data)Rank
Total interest income$4,900,0002,479
Total interest expense$1,233,0001,448
Net interest income$3,667,0002,809
Provision for loan and lease losses$-90,0006,670
Total noninterest income$2,749,0001,088
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$28,0005,967
Trading account gains and fees$0157
Additional Noninterest Income$2,721,000792
Total noninterest expense$4,162,0002,281
Salaries and employee benefits$2,778,0001,856
Premises and equipment expense$241,0003,875
Additional noninterest expense$1,143,0002,652
Pre-tax net operating income$2,344,0001,516
Securities gains (losses)$17,0002,091
Applicable income taxes$886,0001,028
Income before extraordinary items$1,475,0001,952
Extraordinary gains, net$022
Net income$1,475,0001,958
Minority interest net income$082
Net income of bank and minority interests.$1,475,0001,958
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$3,000789
Net operating income$1,464,1201,886
2013-03-31 (YTD Data)Rank
Total interest income$2,352,0002,592
Total interest expense$618,0001,497
Net interest income$1,734,0002,936
Provision for loan and lease losses$53,0002,763
Total noninterest income$737,0001,663
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$8,0006,381
Trading account gains and fees$0148
Additional Noninterest Income$729,0001,224
Total noninterest expense$1,920,0002,463
Salaries and employee benefits$1,284,0002,019
Premises and equipment expense$115,0003,997
Additional noninterest expense$521,0002,882
Pre-tax net operating income$498,0002,876
Securities gains (losses)$17,0001,320
Applicable income taxes$205,0001,687
Income before extraordinary items$310,0003,518
Extraordinary gains, net$010
Net income$310,0003,519
Minority interest net income$076
Net income of bank and minority interests.$310,0003,520
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$2,000740
Net operating income$299,1203,477
2012-12-31 (YTD Data)Rank
Total interest income$9,655,0002,651
Total interest expense$2,701,0001,641
Net interest income$6,954,0002,993
Provision for loan and lease losses$121,0004,459
Total noninterest income$3,413,0001,494
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$27,0006,569
Trading account gains and fees$0166
Additional Noninterest Income$3,386,0001,074
Total noninterest expense$7,740,0002,442
Salaries and employee benefits$4,542,0002,199
Premises and equipment expense$422,0004,198
Additional noninterest expense$2,776,0002,338
Pre-tax net operating income$2,506,0002,403
Securities gains (losses)$1,135,000462
Applicable income taxes$1,420,0001,141
Income before extraordinary items$2,221,0002,399
Extraordinary gains, net$029
Net income$2,221,0002,399
Minority interest net income$093
Net income of bank and minority interests.$2,221,0002,400
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$4,974,00086
Net operating income$1,494,6002,999
2012-09-30 (YTD Data)Rank
Total interest income$7,398,0002,655
Total interest expense$2,082,0001,665
Net interest income$5,316,0002,992
Provision for loan and lease losses$20,0005,381
Total noninterest income$2,655,0001,440
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$15,0006,750
Trading account gains and fees$0157
Additional Noninterest Income$2,640,0001,042
Total noninterest expense$5,656,0002,506
Salaries and employee benefits$3,348,0002,221
Premises and equipment expense$310,0004,282
Additional noninterest expense$1,998,0002,423
Pre-tax net operating income$2,295,0002,121
Securities gains (losses)$636,000627
Applicable income taxes$1,228,0001,052
Income before extraordinary items$1,703,0002,425
Extraordinary gains, net$020
Net income$1,703,0002,426
Minority interest net income$086
Net income of bank and minority interests.$1,703,0002,426
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$4,974,00056
Net operating income$1,295,9602,778
2012-06-30 (YTD Data)Rank
Total interest income$4,856,0002,698
Total interest expense$1,398,0001,709
Net interest income$3,458,0003,066
Provision for loan and lease losses$73,0004,207
Total noninterest income$1,396,0001,715
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$9,0006,823
Trading account gains and fees$0153
Additional Noninterest Income$1,387,0001,201
Total noninterest expense$3,571,0002,635
Salaries and employee benefits$2,150,0002,306
Premises and equipment expense$196,0004,417
Additional noninterest expense$1,225,0002,634
Pre-tax net operating income$1,210,0002,503
Securities gains (losses)$318,000815
Applicable income taxes$638,0001,262
Income before extraordinary items$890,0002,829
Extraordinary gains, net$019
Net income$890,0002,830
Minority interest net income$084
Net income of bank and minority interests.$890,0002,830
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$4,974,00039
Net operating income$686,4803,194
2012-03-31 (YTD Data)Rank
Total interest income$2,471,0002,686
Total interest expense$705,0001,747
Net interest income$1,766,0003,043
Provision for loan and lease losses$65,0003,389
Total noninterest income$729,0001,638
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$6,0006,762
Trading account gains and fees$0148
Additional Noninterest Income$723,0001,149
Total noninterest expense$1,513,0003,030
Salaries and employee benefits$1,006,0002,455
Premises and equipment expense$90,0004,629
Additional noninterest expense$417,0003,539
Pre-tax net operating income$917,0001,809
Securities gains (losses)$-9,0007,037
Applicable income taxes$380,0001,115
Income before extraordinary items$528,0002,494
Extraordinary gains, net$019
Net income$528,0002,495
Minority interest net income$078
Net income of bank and minority interests.$528,0002,497
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$4,974,00020
Net operating income$533,7602,355
2011-12-31 (YTD Data)Rank
Total interest income$8,605,0003,128
Total interest expense$2,433,0002,374
Net interest income$6,172,0003,394
Provision for loan and lease losses$595,0003,216
Total noninterest income$1,481,0002,472
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$19,0006,748
Trading account gains and fees$0146
Additional Noninterest Income$1,462,0001,674
Total noninterest expense$4,976,0003,553
Salaries and employee benefits$2,879,0003,218
Premises and equipment expense$287,0005,334
Additional noninterest expense$1,810,0003,391
Pre-tax net operating income$2,082,0002,428
Securities gains (losses)$1,225,000355
Applicable income taxes$1,293,0001,110
Income before extraordinary items$2,014,0002,256
Extraordinary gains, net$-8,0007,340
Net income$2,006,0002,265
Minority interest net income$096
Net income of bank and minority interests.$2,006,0002,265
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,230,0003,060
2011-09-30 (YTD Data)Rank
Total interest income$6,143,0003,297
Total interest expense$1,751,0002,548
Net interest income$4,392,0003,541
Provision for loan and lease losses$452,0003,013
Total noninterest income$711,0003,231
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$14,0006,802
Trading account gains and fees$0145
Additional Noninterest Income$697,0002,223
Total noninterest expense$3,396,0003,801
Salaries and employee benefits$1,936,0003,476
Premises and equipment expense$309,0004,539
Additional noninterest expense$1,151,0003,794
Pre-tax net operating income$1,255,0002,918
Securities gains (losses)$1,142,000307
Applicable income taxes$1,006,0001,086
Income before extraordinary items$1,391,0002,460
Extraordinary gains, net$-8,0007,423
Net income$1,383,0002,473
Minority interest net income$087
Net income of bank and minority interests.$1,383,0002,473
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$660,1203,750
2011-06-30 (YTD Data)Rank
Total interest income$3,917,0003,460
Total interest expense$1,079,0002,791
Net interest income$2,838,0003,633
Provision for loan and lease losses$368,0002,705
Total noninterest income$319,0003,992
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$8,0006,873
Trading account gains and fees$0153
Additional Noninterest Income$311,0002,820
Total noninterest expense$2,076,0004,062
Salaries and employee benefits$1,097,0003,957
Premises and equipment expense$196,0004,700
Additional noninterest expense$783,0003,799
Pre-tax net operating income$713,0003,156
Securities gains (losses)$1,191,000171
Applicable income taxes$830,000894
Income before extraordinary items$1,074,0002,140
Extraordinary gains, net$-8,0007,503
Net income$1,066,0002,166
Minority interest net income$089
Net income of bank and minority interests.$1,066,0002,166
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$311,7604,305
2011-03-31 (YTD Data)Rank
Total interest income$2,018,0003,386
Total interest expense$453,0003,292
Net interest income$1,565,0003,356
Provision for loan and lease losses$167,0002,649
Total noninterest income$72,0005,434
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$4,0006,879
Trading account gains and fees$0158
Additional Noninterest Income$68,0004,183
Total noninterest expense$1,108,0003,919
Salaries and employee benefits$509,0004,179
Premises and equipment expense$89,0004,984
Additional noninterest expense$510,0003,129
Pre-tax net operating income$362,0003,177
Securities gains (losses)$490,000157
Applicable income taxes$339,0001,008
Income before extraordinary items$513,0002,207
Extraordinary gains, net$-6,0007,563
Net income$507,0002,223
Minority interest net income$086
Net income of bank and minority interests.$507,0002,224
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$199,4003,941
2010-12-31 (YTD Data)Rank
Total interest income$6,286,0004,178
Total interest expense$1,607,0004,096
Net interest income$4,679,0004,136
Provision for loan and lease losses$388,0004,495
Total noninterest income$48,0007,056
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,0006,764
Trading account gains and fees$0175
Additional Noninterest Income$44,0006,204
Total noninterest expense$3,425,0004,650
Salaries and employee benefits$1,899,0004,381
Premises and equipment expense$287,0005,513
Additional noninterest expense$1,239,0004,526
Pre-tax net operating income$914,0003,536
Securities gains (losses)$843,000569
Applicable income taxes$-297,0007,049
Income before extraordinary items$2,054,0001,976
Extraordinary gains, net$-41,0007,643
Net income$2,013,0002,014
Minority interest net income$0111
Net income of bank and minority interests.$2,013,0002,015
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$4,710,000150
Net operating income$1,211,0002,786
2010-09-30 (YTD Data)Rank
Total interest income$4,694,0004,278
Total interest expense$1,171,0004,313
Net interest income$3,523,0004,185
Provision for loan and lease losses$273,0004,445
Total noninterest income$30,0007,247
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,0006,877
Trading account gains and fees$0165
Additional Noninterest Income$29,0006,448
Total noninterest expense$2,367,0004,895
Salaries and employee benefits$1,330,0004,611
Premises and equipment expense$205,0005,691
Additional noninterest expense$832,0004,807
Pre-tax net operating income$913,0003,254
Securities gains (losses)$493,000748
Applicable income taxes$11,0004,212
Income before extraordinary items$1,395,0002,284
Extraordinary gains, net$-35,0007,751
Net income$1,360,0002,334
Minority interest net income$0110
Net income of bank and minority interests.$1,360,0002,338
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,309,000149
Net operating income$906,9302,935
2010-06-30 (YTD Data)Rank
Total interest income$3,022,0004,427
Total interest expense$783,0004,405
Net interest income$2,239,0004,317
Provision for loan and lease losses$167,0004,484
Total noninterest income$1,0007,511
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,0006,923
Trading account gains and fees$0152
Additional Noninterest Income$07,234
Total noninterest expense$1,502,0005,067
Salaries and employee benefits$872,0004,680
Premises and equipment expense$126,0005,870
Additional noninterest expense$504,0005,063
Pre-tax net operating income$571,0003,402
Securities gains (losses)$353,000626
Applicable income taxes$2,0004,454
Income before extraordinary items$922,0002,268
Extraordinary gains, net$-29,0007,824
Net income$893,0002,312
Minority interest net income$0105
Net income of bank and minority interests.$893,0002,315
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$3,326,000107
Net operating income$569,0003,063
2010-03-31 (YTD Data)Rank
Total interest income$1,405,0004,679
Total interest expense$417,0004,368
Net interest income$988,0004,723
Provision for loan and lease losses$83,0004,218
Total noninterest income$07,655
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$07,418
Total noninterest expense$687,0005,353
Salaries and employee benefits$385,0005,104
Premises and equipment expense$56,0006,192
Additional noninterest expense$246,0005,161
Pre-tax net operating income$218,0003,908
Securities gains (losses)$128,000691
Applicable income taxes$2,0004,347
Income before extraordinary items$344,0002,858
Extraordinary gains, net$016
Net income$344,0002,855
Minority interest net income$091
Net income of bank and minority interests.$344,0002,858
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$3,448,00060
Net operating income$217,2803,600
2009-12-31 (YTD Data)Rank
Total interest income$1,874,0007,156
Total interest expense$1,075,0005,879
Net interest income$799,0007,623
Provision for loan and lease losses$337,0005,115
Total noninterest income$-12,0007,722
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,0007,098
Trading account gains and fees$0211
Additional Noninterest Income$-13,0007,475
Total noninterest expense$2,065,0006,155
Salaries and employee benefits$1,199,0005,847
Premises and equipment expense$188,0006,579
Additional noninterest expense$678,0006,205
Pre-tax net operating income$-1,615,0006,491
Securities gains (losses)$419,000990
Applicable income taxes$2,0004,160
Income before extraordinary items$-1,198,0006,445
Extraordinary gains, net$-38,0007,987
Net income$-1,236,0006,462
Minority interest net income$0115
Net income of bank and minority interests.$-1,236,0006,462
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$4,0001,315
Net operating income$-1,617,0006,608
2009-09-30 (YTD Data)Rank
Total interest income$1,137,0007,499
Total interest expense$580,0006,663
Net interest income$557,0007,733
Provision for loan and lease losses$217,0005,059
Total noninterest income$-12,0007,866
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,0007,158
Trading account gains and fees$0212
Additional Noninterest Income$-13,0007,681
Total noninterest expense$1,483,0006,274
Salaries and employee benefits$872,0005,937
Premises and equipment expense$122,0006,862
Additional noninterest expense$489,0006,301
Pre-tax net operating income$-1,155,0006,732
Securities gains (losses)$03,497
Applicable income taxes$2,0004,371
Income before extraordinary items$-1,157,0006,828
Extraordinary gains, net$-38,0008,082
Net income$-1,195,0006,851
Minority interest net income$0118
Net income of bank and minority interests.$-1,195,0006,851
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,157,0006,817
2009-06-30 (YTD Data)Rank
Total interest income$490,0007,891
Total interest expense$264,0007,294
Net interest income$226,0008,017
Provision for loan and lease losses$125,0004,998
Total noninterest income$1,0007,920
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,0007,215
Trading account gains and fees$0193
Additional Noninterest Income$07,720
Total noninterest expense$948,0006,421
Salaries and employee benefits$580,0006,009
Premises and equipment expense$63,0007,259
Additional noninterest expense$305,0006,460
Pre-tax net operating income$-846,0006,933
Securities gains (losses)$03,136
Applicable income taxes$2,0004,423
Income before extraordinary items$-848,0007,057
Extraordinary gains, net$-38,0008,184
Net income$-886,0007,085
Minority interest net income$0112
Net income of bank and minority interests.$-886,0007,085
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-848,0007,044
2009-03-31 (YTD Data)Rank
Total interest income$208,0008,030
Total interest expense$106,0007,603
Net interest income$102,0008,097
Provision for loan and lease losses$28,0005,652
Total noninterest income$08,039
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$07,833
Total noninterest expense$487,0006,326
Salaries and employee benefits$301,0005,967
Premises and equipment expense$33,0007,236
Additional noninterest expense$153,0006,259
Pre-tax net operating income$-413,0007,216
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-413,0007,358
Extraordinary gains, net$015
Net income$-413,0007,359
Minority interest net income$0102
Net income of bank and minority interests.$-413,0007,359
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-413,0007,322
2008-12-31 (YTD Data)Rank
Total interest income$303,0008,229
Total interest expense$24,0008,250
Net interest income$279,0008,201
Provision for loan and lease losses$50,0006,569
Total noninterest income$1,0008,094
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$1,0007,912
Total noninterest expense$1,671,0006,651
Salaries and employee benefits$653,0007,274
Premises and equipment expense$79,0007,807
Additional noninterest expense$939,0005,014
Pre-tax net operating income$-1,441,0007,197
Securities gains (losses)$4,0002,823
Applicable income taxes$04,979
Income before extraordinary items$-1,437,0007,192
Extraordinary gains, net$039
Net income$-1,437,0007,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$9,797,000166
Net operating income$-1,441,0007,303
2008-09-30 (YTD Data)Rank
Total interest income$157,0008,346
Total interest expense$2,0008,366
Net interest income$155,0008,320
Provision for loan and lease losses$4,0006,911
Total noninterest income$08,226
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$08,105
Total noninterest expense$1,214,0006,718
Salaries and employee benefits$424,0007,531
Premises and equipment expense$47,0008,013
Additional noninterest expense$743,0004,771
Pre-tax net operating income$-1,063,0007,564
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,063,0007,538
Extraordinary gains, net$031
Net income$-1,063,0007,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$9,796,000111
Net operating income$-1,063,0007,647
2008-06-30 (YTD Data)Rank
Total interest income$107,0008,415
Total interest expense$08,437
Net interest income$107,0008,384
Provision for loan and lease losses$06,671
Total noninterest income$08,311
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$08,191
Total noninterest expense$758,0006,904
Salaries and employee benefits$200,0007,984
Premises and equipment expense$17,0008,293
Additional noninterest expense$541,0004,501
Pre-tax net operating income$-651,0007,716
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-651,0007,807
Extraordinary gains, net$021
Net income$-651,0007,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$9,923,00079
Net operating income$-651,0007,785

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.