Home > Cross County Savings Bank > Income and Expense
Cross County Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $24,649,000 | 1,636 |
| Total interest expense | $4,790,000 | 2,065 |
| Net interest income | $19,859,000 | 1,446 |
| Provision for loan and lease losses | $149,000 | 2,210 |
| Total noninterest income | $1,100,000 | 2,631 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $254,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 2,449 |
| Total noninterest expense | $16,545,000 | 1,400 |
| Salaries and employee benefits | $9,754,000 | 1,366 |
| Premises and equipment expense | $2,697,000 | 952 |
| Additional noninterest expense | $846,000 | 2,449 |
| Pre-tax net operating income | $4,265,000 | 2,099 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $752,000 | 1,625 |
| Income before extraordinary items | $3,513,000 | 2,148 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,513,000 | 2,172 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,513,000 | 2,151 |
| Net charge-offs | $11,000 | 2,397 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,513,000 | 2,176 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $18,390,000 | 1,603 |
| Total interest expense | $3,230,000 | 2,080 |
| Net interest income | $15,160,000 | 1,437 |
| Provision for loan and lease losses | $146,000 | 1,900 |
| Total noninterest income | $815,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $188,000 | 2,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 2,454 |
| Total noninterest expense | $12,425,000 | 1,395 |
| Salaries and employee benefits | $7,292,000 | 1,365 |
| Premises and equipment expense | $2,025,000 | 954 |
| Additional noninterest expense | $627,000 | 2,453 |
| Pre-tax net operating income | $3,404,000 | 2,077 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $565,000 | 1,667 |
| Income before extraordinary items | $2,839,000 | 2,116 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,839,000 | 2,136 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,839,000 | 2,118 |
| Net charge-offs | $10,000 | 2,131 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,839,000 | 2,139 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,234,000 | 1,574 |
| Total interest expense | $1,791,000 | 2,150 |
| Net interest income | $10,443,000 | 1,412 |
| Provision for loan and lease losses | $79,000 | 1,963 |
| Total noninterest income | $536,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $123,000 | 2,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 2,410 |
| Total noninterest expense | $8,332,000 | 1,377 |
| Salaries and employee benefits | $4,933,000 | 1,349 |
| Premises and equipment expense | $1,323,000 | 962 |
| Additional noninterest expense | $413,000 | 2,406 |
| Pre-tax net operating income | $2,568,000 | 1,928 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $389,000 | 1,666 |
| Income before extraordinary items | $2,179,000 | 1,952 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,179,000 | 1,976 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,179,000 | 1,952 |
| Net charge-offs | $8,000 | 1,884 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,179,000 | 1,960 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 1,598 |
| Total interest expense | $740,000 | 2,177 |
| Net interest income | $5,161,000 | 1,437 |
| Provision for loan and lease losses | $58,000 | 1,630 |
| Total noninterest income | $265,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $63,000 | 2,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 2,432 |
| Total noninterest expense | $4,209,000 | 1,383 |
| Salaries and employee benefits | $2,540,000 | 1,343 |
| Premises and equipment expense | $676,000 | 965 |
| Additional noninterest expense | $202,000 | 2,432 |
| Pre-tax net operating income | $1,159,000 | 2,121 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $92,000 | 2,197 |
| Income before extraordinary items | $1,067,000 | 2,020 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,067,000 | 2,019 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,067,000 | 2,020 |
| Net charge-offs | $3,000 | 1,707 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,067,000 | 2,038 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,833,000 | 1,465 |
| Total interest expense | $1,874,000 | 1,671 |
| Net interest income | $19,959,000 | 1,439 |
| Provision for loan and lease losses | $62,000 | 2,448 |
| Total noninterest income | $1,089,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $292,000 | 2,283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $797,000 | 2,583 |
| Total noninterest expense | $15,968,000 | 1,406 |
| Salaries and employee benefits | $9,284,000 | 1,394 |
| Premises and equipment expense | $2,578,000 | 987 |
| Additional noninterest expense | $797,000 | 2,583 |
| Pre-tax net operating income | $5,018,000 | 2,041 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,163,000 | 1,439 |
| Income before extraordinary items | $3,855,000 | 2,154 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,855,000 | 2,153 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,855,000 | 2,153 |
| Net charge-offs | $15,000 | 2,017 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,855,000 | 2,181 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,889,000 | 1,441 |
| Total interest expense | $1,381,000 | 1,398 |
| Net interest income | $14,508,000 | 1,451 |
| Provision for loan and lease losses | $54,000 | 2,208 |
| Total noninterest income | $810,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $226,000 | 2,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $584,000 | 2,630 |
| Total noninterest expense | $12,189,000 | 1,380 |
| Salaries and employee benefits | $7,113,000 | 1,367 |
| Premises and equipment expense | $1,910,000 | 984 |
| Additional noninterest expense | $584,000 | 2,630 |
| Pre-tax net operating income | $3,075,000 | 2,250 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $720,000 | 1,582 |
| Income before extraordinary items | $2,355,000 | 2,372 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,355,000 | 2,371 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,355,000 | 2,371 |
| Net charge-offs | $11,000 | 1,790 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,355,000 | 2,411 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,230,000 | 1,445 |
| Total interest expense | $902,000 | 1,236 |
| Net interest income | $9,328,000 | 1,462 |
| Provision for loan and lease losses | $6,000 | 2,475 |
| Total noninterest income | $529,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $154,000 | 2,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 2,710 |
| Total noninterest expense | $8,037,000 | 1,385 |
| Salaries and employee benefits | $4,651,000 | 1,384 |
| Premises and equipment expense | $1,286,000 | 972 |
| Additional noninterest expense | $2,100,000 | 1,547 |
| Pre-tax net operating income | $1,814,000 | 2,329 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $430,000 | 1,589 |
| Income before extraordinary items | $1,384,000 | 2,447 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,384,000 | 2,447 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,384,000 | 2,447 |
| Net charge-offs | $6,000 | 1,731 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,384,000 | 2,487 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 1,410 |
| Total interest expense | $469,000 | 1,155 |
| Net interest income | $4,616,000 | 1,445 |
| Provision for loan and lease losses | $5,000 | 2,136 |
| Total noninterest income | $259,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $77,000 | 2,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 2,677 |
| Total noninterest expense | $4,003,000 | 1,390 |
| Salaries and employee benefits | $2,340,000 | 1,383 |
| Premises and equipment expense | $636,000 | 994 |
| Additional noninterest expense | $1,027,000 | 1,539 |
| Pre-tax net operating income | $867,000 | 2,295 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $205,000 | 1,594 |
| Income before extraordinary items | $662,000 | 2,424 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $662,000 | 2,422 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $662,000 | 2,424 |
| Net charge-offs | $5,000 | 1,366 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $662,000 | 2,447 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,888,000 | 1,492 |
| Total interest expense | $2,285,000 | 1,178 |
| Net interest income | $17,603,000 | 1,513 |
| Provision for loan and lease losses | $70,000 | 2,383 |
| Total noninterest income | $1,002,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $309,000 | 2,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $693,000 | 2,979 |
| Total noninterest expense | $15,509,000 | 1,408 |
| Salaries and employee benefits | $9,071,000 | 1,404 |
| Premises and equipment expense | $2,648,000 | 955 |
| Additional noninterest expense | $3,790,000 | 1,649 |
| Pre-tax net operating income | $3,026,000 | 2,676 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $727,000 | 1,842 |
| Income before extraordinary items | $2,299,000 | 2,853 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,299,000 | 2,854 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,299,000 | 2,854 |
| Net charge-offs | $7,000 | 2,374 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,299,000 | 2,830 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,869,000 | 1,523 |
| Total interest expense | $1,777,000 | 1,208 |
| Net interest income | $13,092,000 | 1,551 |
| Provision for loan and lease losses | $64,000 | 2,237 |
| Total noninterest income | $742,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $229,000 | 2,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 3,041 |
| Total noninterest expense | $11,696,000 | 1,412 |
| Salaries and employee benefits | $6,844,000 | 1,398 |
| Premises and equipment expense | $1,982,000 | 971 |
| Additional noninterest expense | $2,870,000 | 1,644 |
| Pre-tax net operating income | $2,074,000 | 2,894 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $498,000 | 1,979 |
| Income before extraordinary items | $1,576,000 | 3,069 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,576,000 | 3,069 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,576,000 | 3,069 |
| Net charge-offs | $2,000 | 2,301 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,576,000 | 3,050 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,909,000 | 1,514 |
| Total interest expense | $1,230,000 | 1,215 |
| Net interest income | $8,679,000 | 1,540 |
| Provision for loan and lease losses | $35,000 | 2,321 |
| Total noninterest income | $493,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $151,000 | 2,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,018 |
| Total noninterest expense | $7,761,000 | 1,411 |
| Salaries and employee benefits | $4,556,000 | 1,397 |
| Premises and equipment expense | $1,306,000 | 978 |
| Additional noninterest expense | $1,899,000 | 1,643 |
| Pre-tax net operating income | $1,376,000 | 2,877 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $322,000 | 1,973 |
| Income before extraordinary items | $1,054,000 | 3,075 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,054,000 | 3,073 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,054,000 | 3,075 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,054,000 | 3,049 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,979,000 | 1,515 |
| Total interest expense | $652,000 | 1,214 |
| Net interest income | $4,327,000 | 1,542 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $236,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $74,000 | 2,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 3,055 |
| Total noninterest expense | $3,866,000 | 1,409 |
| Salaries and employee benefits | $2,280,000 | 1,392 |
| Premises and equipment expense | $653,000 | 978 |
| Additional noninterest expense | $933,000 | 1,621 |
| Pre-tax net operating income | $697,000 | 2,844 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $164,000 | 1,948 |
| Income before extraordinary items | $533,000 | 3,040 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $533,000 | 3,038 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $533,000 | 3,040 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $533,000 | 3,015 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $19,429,000 | 1,539 |
| Total interest expense | $3,327,000 | 1,368 |
| Net interest income | $16,102,000 | 1,556 |
| Provision for loan and lease losses | $-177,000 | 4,972 |
| Total noninterest income | $866,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $243,000 | 2,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $623,000 | 2,925 |
| Total noninterest expense | $14,895,000 | 1,417 |
| Salaries and employee benefits | $8,434,000 | 1,442 |
| Premises and equipment expense | $2,906,000 | 881 |
| Additional noninterest expense | $3,555,000 | 1,677 |
| Pre-tax net operating income | $2,250,000 | 2,808 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $527,000 | 1,906 |
| Income before extraordinary items | $1,723,000 | 3,012 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,723,000 | 3,011 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,723,000 | 3,012 |
| Net charge-offs | $4,000 | 3,213 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,723,000 | 2,960 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,452,000 | 1,553 |
| Total interest expense | $2,580,000 | 1,396 |
| Net interest income | $11,872,000 | 1,569 |
| Provision for loan and lease losses | $-177,000 | 5,010 |
| Total noninterest income | $619,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $165,000 | 2,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 2,922 |
| Total noninterest expense | $10,908,000 | 1,424 |
| Salaries and employee benefits | $6,136,000 | 1,468 |
| Premises and equipment expense | $2,175,000 | 877 |
| Additional noninterest expense | $2,597,000 | 1,695 |
| Pre-tax net operating income | $1,760,000 | 2,759 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $413,000 | 1,851 |
| Income before extraordinary items | $1,347,000 | 2,976 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,347,000 | 2,975 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,347,000 | 2,976 |
| Net charge-offs | $3,000 | 3,032 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,347,000 | 2,930 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,709,000 | 1,556 |
| Total interest expense | $1,779,000 | 1,449 |
| Net interest income | $7,930,000 | 1,560 |
| Provision for loan and lease losses | $-271,000 | 5,052 |
| Total noninterest income | $380,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $96,000 | 2,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 2,962 |
| Total noninterest expense | $7,269,000 | 1,416 |
| Salaries and employee benefits | $4,059,000 | 1,471 |
| Premises and equipment expense | $1,452,000 | 880 |
| Additional noninterest expense | $1,758,000 | 1,667 |
| Pre-tax net operating income | $1,312,000 | 2,575 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $306,000 | 1,731 |
| Income before extraordinary items | $1,006,000 | 2,803 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,006,000 | 2,802 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,006,000 | 2,803 |
| Net charge-offs | $3,000 | 2,778 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,006,000 | 2,754 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,014,000 | 1,510 |
| Total interest expense | $942,000 | 1,490 |
| Net interest income | $4,072,000 | 1,484 |
| Provision for loan and lease losses | $52,000 | 2,484 |
| Total noninterest income | $215,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $67,000 | 2,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 2,785 |
| Total noninterest expense | $3,799,000 | 1,383 |
| Salaries and employee benefits | $2,166,000 | 1,407 |
| Premises and equipment expense | $740,000 | 876 |
| Additional noninterest expense | $893,000 | 1,669 |
| Pre-tax net operating income | $436,000 | 2,954 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $108,000 | 1,879 |
| Income before extraordinary items | $328,000 | 3,175 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $328,000 | 3,175 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $328,000 | 3,176 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $328,000 | 3,147 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,360,000 | 1,555 |
| Total interest expense | $3,268,000 | 1,704 |
| Net interest income | $16,092,000 | 1,500 |
| Provision for loan and lease losses | $78,000 | 3,108 |
| Total noninterest income | $870,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $282,000 | 2,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $588,000 | 2,860 |
| Total noninterest expense | $14,445,000 | 1,406 |
| Salaries and employee benefits | $8,222,000 | 1,423 |
| Premises and equipment expense | $2,629,000 | 941 |
| Additional noninterest expense | $3,594,000 | 1,641 |
| Pre-tax net operating income | $2,439,000 | 2,775 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $573,000 | 1,879 |
| Income before extraordinary items | $1,866,000 | 2,992 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,866,000 | 2,991 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,866,000 | 2,993 |
| Net charge-offs | $6,000 | 3,456 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,866,000 | 2,957 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,373,000 | 1,585 |
| Total interest expense | $2,342,000 | 1,760 |
| Net interest income | $12,031,000 | 1,526 |
| Provision for loan and lease losses | $24,000 | 3,479 |
| Total noninterest income | $651,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $210,000 | 2,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 2,868 |
| Total noninterest expense | $10,811,000 | 1,407 |
| Salaries and employee benefits | $6,136,000 | 1,435 |
| Premises and equipment expense | $1,973,000 | 948 |
| Additional noninterest expense | $2,702,000 | 1,635 |
| Pre-tax net operating income | $1,847,000 | 2,851 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $432,000 | 1,926 |
| Income before extraordinary items | $1,415,000 | 3,031 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,415,000 | 3,031 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,415,000 | 3,031 |
| Net charge-offs | $5,000 | 3,150 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,415,000 | 3,006 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,542,000 | 1,593 |
| Total interest expense | $1,470,000 | 1,821 |
| Net interest income | $8,072,000 | 1,514 |
| Provision for loan and lease losses | $8,000 | 3,538 |
| Total noninterest income | $430,000 | 3,002 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $137,000 | 2,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 2,832 |
| Total noninterest expense | $7,187,000 | 1,420 |
| Salaries and employee benefits | $4,096,000 | 1,431 |
| Premises and equipment expense | $1,333,000 | 938 |
| Additional noninterest expense | $1,758,000 | 1,682 |
| Pre-tax net operating income | $1,307,000 | 2,729 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $306,000 | 1,841 |
| Income before extraordinary items | $1,001,000 | 2,947 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,001,000 | 2,946 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,001,000 | 2,946 |
| Net charge-offs | $3,000 | 2,936 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,001,000 | 2,924 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 1,592 |
| Total interest expense | $692,000 | 1,858 |
| Net interest income | $4,055,000 | 1,499 |
| Provision for loan and lease losses | $24,000 | 2,664 |
| Total noninterest income | $214,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $72,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,812 |
| Total noninterest expense | $3,611,000 | 1,421 |
| Salaries and employee benefits | $2,101,000 | 1,403 |
| Premises and equipment expense | $680,000 | 925 |
| Additional noninterest expense | $830,000 | 1,764 |
| Pre-tax net operating income | $634,000 | 2,723 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $149,000 | 1,842 |
| Income before extraordinary items | $485,000 | 2,938 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $485,000 | 2,936 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $485,000 | 2,937 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $485,000 | 2,926 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,780,000 | 1,599 |
| Total interest expense | $2,073,000 | 1,894 |
| Net interest income | $15,707,000 | 1,530 |
| Provision for loan and lease losses | $22,000 | 3,804 |
| Total noninterest income | $925,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $298,000 | 2,753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 2,797 |
| Total noninterest expense | $13,672,000 | 1,456 |
| Salaries and employee benefits | $7,911,000 | 1,436 |
| Premises and equipment expense | $2,176,000 | 1,095 |
| Additional noninterest expense | $3,585,000 | 1,647 |
| Pre-tax net operating income | $2,938,000 | 2,530 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $728,000 | 1,659 |
| Income before extraordinary items | $2,210,000 | 2,780 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,210,000 | 2,779 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,210,000 | 2,779 |
| Net charge-offs | $12,000 | 3,283 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,210,000 | 2,773 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,045,000 | 1,618 |
| Total interest expense | $1,428,000 | 1,929 |
| Net interest income | $11,617,000 | 1,553 |
| Provision for loan and lease losses | $6,000 | 3,852 |
| Total noninterest income | $709,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $237,000 | 2,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $472,000 | 2,827 |
| Total noninterest expense | $10,050,000 | 1,480 |
| Salaries and employee benefits | $5,864,000 | 1,448 |
| Premises and equipment expense | $1,505,000 | 1,164 |
| Additional noninterest expense | $2,681,000 | 1,652 |
| Pre-tax net operating income | $2,270,000 | 2,535 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $574,000 | 1,670 |
| Income before extraordinary items | $1,696,000 | 2,801 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,696,000 | 2,800 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,696,000 | 2,800 |
| Net charge-offs | $9,000 | 3,032 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,696,000 | 2,788 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,542,000 | 1,628 |
| Total interest expense | $864,000 | 1,980 |
| Net interest income | $7,678,000 | 1,556 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $479,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $164,000 | 2,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 2,830 |
| Total noninterest expense | $6,699,000 | 1,482 |
| Salaries and employee benefits | $3,835,000 | 1,467 |
| Premises and equipment expense | $1,011,000 | 1,171 |
| Additional noninterest expense | $1,853,000 | 1,609 |
| Pre-tax net operating income | $1,458,000 | 2,565 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $388,000 | 1,639 |
| Income before extraordinary items | $1,070,000 | 2,852 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,070,000 | 2,853 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,070,000 | 2,852 |
| Net charge-offs | $33,000 | 1,990 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,070,000 | 2,846 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 1,633 |
| Total interest expense | $362,000 | 2,166 |
| Net interest income | $3,866,000 | 1,544 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $240,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $83,000 | 2,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 2,783 |
| Total noninterest expense | $3,372,000 | 1,496 |
| Salaries and employee benefits | $1,919,000 | 1,487 |
| Premises and equipment expense | $514,000 | 1,166 |
| Additional noninterest expense | $939,000 | 1,600 |
| Pre-tax net operating income | $734,000 | 2,522 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $196,000 | 1,593 |
| Income before extraordinary items | $538,000 | 2,779 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $538,000 | 2,779 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $538,000 | 2,779 |
| Net charge-offs | $33,000 | 1,406 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $538,000 | 2,768 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,693,000 | 1,682 |
| Total interest expense | $1,110,000 | 2,378 |
| Net interest income | $14,583,000 | 1,609 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,055,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $431,000 | 2,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $624,000 | 2,875 |
| Total noninterest expense | $12,591,000 | 1,564 |
| Salaries and employee benefits | $7,315,000 | 1,519 |
| Premises and equipment expense | $1,922,000 | 1,209 |
| Additional noninterest expense | $3,354,000 | 1,774 |
| Pre-tax net operating income | $3,047,000 | 2,457 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,712,000 | 1,423 |
| Income before extraordinary items | $1,335,000 | 3,325 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,335,000 | 3,324 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,335,000 | 3,325 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,335,000 | 3,301 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,573,000 | 1,706 |
| Total interest expense | $791,000 | 2,433 |
| Net interest income | $10,782,000 | 1,631 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $807,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $301,000 | 2,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,796 |
| Total noninterest expense | $9,260,000 | 1,604 |
| Salaries and employee benefits | $5,341,000 | 1,562 |
| Premises and equipment expense | $1,416,000 | 1,240 |
| Additional noninterest expense | $2,503,000 | 1,776 |
| Pre-tax net operating income | $2,329,000 | 2,477 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $900,000 | 1,556 |
| Income before extraordinary items | $1,429,000 | 2,931 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,429,000 | 2,930 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,429,000 | 2,931 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,429,000 | 2,913 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,513,000 | 1,742 |
| Total interest expense | $517,000 | 2,428 |
| Net interest income | $6,996,000 | 1,661 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $546,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $197,000 | 2,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 2,760 |
| Total noninterest expense | $6,117,000 | 1,612 |
| Salaries and employee benefits | $3,533,000 | 1,581 |
| Premises and equipment expense | $948,000 | 1,247 |
| Additional noninterest expense | $1,636,000 | 1,797 |
| Pre-tax net operating income | $1,425,000 | 2,576 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $563,000 | 1,589 |
| Income before extraordinary items | $862,000 | 3,051 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $862,000 | 3,050 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $862,000 | 3,051 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $862,000 | 3,033 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 1,745 |
| Total interest expense | $251,000 | 2,450 |
| Net interest income | $3,477,000 | 1,666 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $289,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $101,000 | 2,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 2,661 |
| Total noninterest expense | $3,059,000 | 1,626 |
| Salaries and employee benefits | $1,789,000 | 1,569 |
| Premises and equipment expense | $471,000 | 1,256 |
| Additional noninterest expense | $799,000 | 1,844 |
| Pre-tax net operating income | $707,000 | 2,518 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $280,000 | 1,548 |
| Income before extraordinary items | $427,000 | 3,012 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $427,000 | 3,012 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $427,000 | 3,012 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $427,000 | 2,992 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,034,000 | 1,675 |
| Total interest expense | $1,031,000 | 2,372 |
| Net interest income | $14,003,000 | 1,607 |
| Provision for loan and lease losses | $-69,000 | 5,557 |
| Total noninterest income | $978,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $365,000 | 2,611 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $613,000 | 2,994 |
| Total noninterest expense | $11,985,000 | 1,620 |
| Salaries and employee benefits | $6,756,000 | 1,600 |
| Premises and equipment expense | $1,876,000 | 1,252 |
| Additional noninterest expense | $3,353,000 | 1,788 |
| Pre-tax net operating income | $3,065,000 | 2,364 |
| Securities gains (losses) | $-125,000 | 5,815 |
| Applicable income taxes | $1,170,000 | 1,502 |
| Income before extraordinary items | $1,770,000 | 2,990 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,770,000 | 2,989 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,770,000 | 2,989 |
| Net charge-offs | $-69,000 | 5,431 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,850,000 | 2,867 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,260,000 | 1,680 |
| Total interest expense | $777,000 | 2,365 |
| Net interest income | $10,483,000 | 1,600 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $736,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $273,000 | 2,626 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $463,000 | 3,000 |
| Total noninterest expense | $8,958,000 | 1,615 |
| Salaries and employee benefits | $5,038,000 | 1,609 |
| Premises and equipment expense | $1,401,000 | 1,261 |
| Additional noninterest expense | $2,519,000 | 1,787 |
| Pre-tax net operating income | $2,261,000 | 2,422 |
| Securities gains (losses) | $-125,000 | 5,927 |
| Applicable income taxes | $854,000 | 1,569 |
| Income before extraordinary items | $1,282,000 | 3,075 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,282,000 | 3,075 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,282,000 | 3,075 |
| Net charge-offs | $-69,000 | 5,470 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,362,000 | 2,925 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,487,000 | 1,696 |
| Total interest expense | $519,000 | 2,373 |
| Net interest income | $6,968,000 | 1,608 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $495,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $187,000 | 2,549 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $308,000 | 2,988 |
| Total noninterest expense | $6,005,000 | 1,616 |
| Salaries and employee benefits | $3,371,000 | 1,614 |
| Premises and equipment expense | $940,000 | 1,256 |
| Additional noninterest expense | $1,694,000 | 1,784 |
| Pre-tax net operating income | $1,458,000 | 2,448 |
| Securities gains (losses) | $-125,000 | 6,017 |
| Applicable income taxes | $530,000 | 1,604 |
| Income before extraordinary items | $803,000 | 3,186 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $803,000 | 3,183 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $803,000 | 3,184 |
| Net charge-offs | $-69,000 | 5,599 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $883,000 | 2,943 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 1,691 |
| Total interest expense | $261,000 | 2,376 |
| Net interest income | $3,490,000 | 1,613 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $250,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $108,000 | 2,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $142,000 | 3,047 |
| Total noninterest expense | $3,092,000 | 1,581 |
| Salaries and employee benefits | $1,728,000 | 1,582 |
| Premises and equipment expense | $457,000 | 1,280 |
| Additional noninterest expense | $907,000 | 1,671 |
| Pre-tax net operating income | $648,000 | 2,611 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $239,000 | 1,693 |
| Income before extraordinary items | $409,000 | 3,086 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $409,000 | 3,084 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $409,000 | 3,085 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $409,000 | 3,029 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,241,000 | 1,637 |
| Total interest expense | $1,096,000 | 2,270 |
| Net interest income | $14,145,000 | 1,550 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,022,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $396,000 | 2,536 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $626,000 | 2,985 |
| Total noninterest expense | $11,913,000 | 1,611 |
| Salaries and employee benefits | $6,639,000 | 1,583 |
| Premises and equipment expense | $1,820,000 | 1,284 |
| Additional noninterest expense | $3,454,000 | 1,753 |
| Pre-tax net operating income | $3,254,000 | 2,193 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,221,000 | 1,410 |
| Income before extraordinary items | $2,033,000 | 2,705 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,033,000 | 2,706 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,033,000 | 2,707 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,033,000 | 2,651 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,367,000 | 1,658 |
| Total interest expense | $830,000 | 2,279 |
| Net interest income | $10,537,000 | 1,573 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $772,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $299,000 | 2,532 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $473,000 | 2,983 |
| Total noninterest expense | $8,886,000 | 1,630 |
| Salaries and employee benefits | $4,971,000 | 1,593 |
| Premises and equipment expense | $1,368,000 | 1,307 |
| Additional noninterest expense | $2,547,000 | 1,774 |
| Pre-tax net operating income | $2,423,000 | 2,236 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $933,000 | 1,437 |
| Income before extraordinary items | $1,490,000 | 2,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,490,000 | 2,785 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,490,000 | 2,786 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,490,000 | 2,733 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,564,000 | 1,665 |
| Total interest expense | $557,000 | 2,277 |
| Net interest income | $7,007,000 | 1,578 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $513,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $196,000 | 2,532 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $317,000 | 3,003 |
| Total noninterest expense | $5,920,000 | 1,636 |
| Salaries and employee benefits | $3,311,000 | 1,609 |
| Premises and equipment expense | $885,000 | 1,342 |
| Additional noninterest expense | $1,724,000 | 1,756 |
| Pre-tax net operating income | $1,600,000 | 2,227 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $633,000 | 1,415 |
| Income before extraordinary items | $967,000 | 2,810 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $967,000 | 2,810 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $967,000 | 2,812 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $967,000 | 2,758 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 1,658 |
| Total interest expense | $282,000 | 2,276 |
| Net interest income | $3,493,000 | 1,582 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $244,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $100,000 | 2,472 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $144,000 | 3,083 |
| Total noninterest expense | $2,919,000 | 1,667 |
| Salaries and employee benefits | $1,644,000 | 1,625 |
| Premises and equipment expense | $442,000 | 1,362 |
| Additional noninterest expense | $833,000 | 1,801 |
| Pre-tax net operating income | $818,000 | 2,175 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $317,000 | 1,388 |
| Income before extraordinary items | $501,000 | 2,723 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $501,000 | 2,726 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $501,000 | 2,726 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $501,000 | 2,643 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,175,000 | 1,649 |
| Total interest expense | $1,193,000 | 2,273 |
| Net interest income | $13,982,000 | 1,576 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,098,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $433,000 | 2,539 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $665,000 | 2,900 |
| Total noninterest expense | $11,069,000 | 1,734 |
| Salaries and employee benefits | $6,122,000 | 1,691 |
| Premises and equipment expense | $1,672,000 | 1,421 |
| Additional noninterest expense | $3,275,000 | 1,880 |
| Pre-tax net operating income | $4,011,000 | 1,828 |
| Securities gains (losses) | $-78,000 | 6,307 |
| Applicable income taxes | $1,351,000 | 1,281 |
| Income before extraordinary items | $2,582,000 | 2,253 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,582,000 | 2,253 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,582,000 | 2,253 |
| Net charge-offs | $70,000 | 3,501 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,633,480 | 2,170 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,419,000 | 1,645 |
| Total interest expense | $900,000 | 2,295 |
| Net interest income | $10,519,000 | 1,583 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $839,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $327,000 | 2,549 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $512,000 | 2,872 |
| Total noninterest expense | $8,293,000 | 1,729 |
| Salaries and employee benefits | $4,576,000 | 1,696 |
| Premises and equipment expense | $1,255,000 | 1,424 |
| Additional noninterest expense | $2,462,000 | 1,872 |
| Pre-tax net operating income | $3,065,000 | 1,809 |
| Securities gains (losses) | $-78,000 | 6,416 |
| Applicable income taxes | $1,241,000 | 1,129 |
| Income before extraordinary items | $1,746,000 | 2,451 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,746,000 | 2,452 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,746,000 | 2,451 |
| Net charge-offs | $13,000 | 4,044 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,795,920 | 2,355 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,700,000 | 1,617 |
| Total interest expense | $604,000 | 2,313 |
| Net interest income | $7,096,000 | 1,561 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $565,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $218,000 | 2,517 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $347,000 | 2,843 |
| Total noninterest expense | $5,522,000 | 1,720 |
| Salaries and employee benefits | $3,058,000 | 1,680 |
| Premises and equipment expense | $818,000 | 1,463 |
| Additional noninterest expense | $1,646,000 | 1,864 |
| Pre-tax net operating income | $2,139,000 | 1,721 |
| Securities gains (losses) | $-30,000 | 6,425 |
| Applicable income taxes | $866,000 | 1,073 |
| Income before extraordinary items | $1,243,000 | 2,280 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,243,000 | 2,283 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,243,000 | 2,283 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,262,200 | 2,208 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 1,590 |
| Total interest expense | $306,000 | 2,315 |
| Net interest income | $3,597,000 | 1,526 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $256,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $116,000 | 2,377 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $140,000 | 3,070 |
| Total noninterest expense | $2,778,000 | 1,718 |
| Salaries and employee benefits | $1,548,000 | 1,681 |
| Premises and equipment expense | $409,000 | 1,496 |
| Additional noninterest expense | $821,000 | 1,849 |
| Pre-tax net operating income | $1,075,000 | 1,660 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $383,000 | 1,121 |
| Income before extraordinary items | $692,000 | 2,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $692,000 | 2,026 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $692,000 | 2,026 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $692,000 | 1,984 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,070,000 | 1,653 |
| Total interest expense | $1,486,000 | 2,184 |
| Net interest income | $13,584,000 | 1,600 |
| Provision for loan and lease losses | $25,000 | 4,614 |
| Total noninterest income | $1,507,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $438,000 | 2,635 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,069,000 | 2,290 |
| Total noninterest expense | $10,861,000 | 1,773 |
| Salaries and employee benefits | $5,856,000 | 1,753 |
| Premises and equipment expense | $1,712,000 | 1,389 |
| Additional noninterest expense | $3,293,000 | 1,925 |
| Pre-tax net operating income | $4,205,000 | 1,661 |
| Securities gains (losses) | $33,000 | 2,070 |
| Applicable income taxes | $1,776,000 | 989 |
| Income before extraordinary items | $2,462,000 | 2,217 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,462,000 | 2,220 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,462,000 | 2,220 |
| Net charge-offs | $74,000 | 4,037 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,440,880 | 2,188 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,126,000 | 1,688 |
| Total interest expense | $1,161,000 | 2,161 |
| Net interest income | $9,965,000 | 1,628 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,166,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $319,000 | 2,710 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $847,000 | 2,277 |
| Total noninterest expense | $8,037,000 | 1,793 |
| Salaries and employee benefits | $4,397,000 | 1,759 |
| Premises and equipment expense | $1,249,000 | 1,437 |
| Additional noninterest expense | $2,391,000 | 1,961 |
| Pre-tax net operating income | $3,094,000 | 1,693 |
| Securities gains (losses) | $33,000 | 1,935 |
| Applicable income taxes | $1,286,000 | 1,049 |
| Income before extraordinary items | $1,841,000 | 2,281 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,841,000 | 2,286 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,841,000 | 2,286 |
| Net charge-offs | $74,000 | 3,547 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,819,880 | 2,239 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,376,000 | 1,698 |
| Total interest expense | $805,000 | 2,122 |
| Net interest income | $6,571,000 | 1,639 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $668,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $194,000 | 2,859 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $474,000 | 2,551 |
| Total noninterest expense | $5,338,000 | 1,798 |
| Salaries and employee benefits | $2,927,000 | 1,757 |
| Premises and equipment expense | $852,000 | 1,417 |
| Additional noninterest expense | $1,559,000 | 2,004 |
| Pre-tax net operating income | $1,901,000 | 1,807 |
| Securities gains (losses) | $8,000 | 2,354 |
| Applicable income taxes | $819,000 | 1,081 |
| Income before extraordinary items | $1,090,000 | 2,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,090,000 | 2,460 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,090,000 | 2,459 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,084,880 | 2,375 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 1,711 |
| Total interest expense | $420,000 | 2,100 |
| Net interest income | $3,270,000 | 1,657 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $282,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $96,000 | 2,862 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $186,000 | 2,881 |
| Total noninterest expense | $2,710,000 | 1,786 |
| Salaries and employee benefits | $1,512,000 | 1,731 |
| Premises and equipment expense | $432,000 | 1,411 |
| Additional noninterest expense | $766,000 | 2,044 |
| Pre-tax net operating income | $842,000 | 1,961 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $334,000 | 1,229 |
| Income before extraordinary items | $508,000 | 2,555 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $508,000 | 2,558 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $508,000 | 2,557 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $508,000 | 2,466 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,641,000 | 1,698 |
| Total interest expense | $2,424,000 | 1,801 |
| Net interest income | $13,217,000 | 1,675 |
| Provision for loan and lease losses | $230,000 | 3,753 |
| Total noninterest income | $1,244,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $502,000 | 2,477 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $742,000 | 2,812 |
| Total noninterest expense | $10,650,000 | 1,802 |
| Salaries and employee benefits | $6,074,000 | 1,664 |
| Premises and equipment expense | $1,753,000 | 1,355 |
| Additional noninterest expense | $2,823,000 | 2,296 |
| Pre-tax net operating income | $3,581,000 | 1,785 |
| Securities gains (losses) | $-262,000 | 6,977 |
| Applicable income taxes | $1,507,000 | 1,097 |
| Income before extraordinary items | $1,812,000 | 2,765 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,812,000 | 2,768 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,812,000 | 2,767 |
| Net charge-offs | $502,000 | 2,646 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,979,680 | 2,481 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,757,000 | 1,720 |
| Total interest expense | $1,916,000 | 1,785 |
| Net interest income | $9,841,000 | 1,705 |
| Provision for loan and lease losses | $230,000 | 3,306 |
| Total noninterest income | $994,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $415,000 | 2,322 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $579,000 | 2,727 |
| Total noninterest expense | $7,974,000 | 1,799 |
| Salaries and employee benefits | $4,590,000 | 1,647 |
| Premises and equipment expense | $1,316,000 | 1,368 |
| Additional noninterest expense | $2,068,000 | 2,345 |
| Pre-tax net operating income | $2,631,000 | 1,885 |
| Securities gains (losses) | $-262,000 | 7,083 |
| Applicable income taxes | $1,025,000 | 1,205 |
| Income before extraordinary items | $1,344,000 | 2,848 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,344,000 | 2,849 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,344,000 | 2,848 |
| Net charge-offs | $502,000 | 2,184 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,511,680 | 2,510 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,916,000 | 1,709 |
| Total interest expense | $1,372,000 | 1,735 |
| Net interest income | $6,544,000 | 1,701 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $659,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $281,000 | 2,273 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $378,000 | 2,725 |
| Total noninterest expense | $5,174,000 | 1,852 |
| Salaries and employee benefits | $3,047,000 | 1,647 |
| Premises and equipment expense | $870,000 | 1,368 |
| Additional noninterest expense | $1,257,000 | 2,567 |
| Pre-tax net operating income | $1,849,000 | 1,790 |
| Securities gains (losses) | $-262,000 | 7,163 |
| Applicable income taxes | $655,000 | 1,236 |
| Income before extraordinary items | $932,000 | 2,741 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $932,000 | 2,742 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $932,000 | 2,742 |
| Net charge-offs | $833,000 | 1,300 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,099,680 | 2,305 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 1,720 |
| Total interest expense | $718,000 | 1,734 |
| Net interest income | $3,256,000 | 1,713 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $326,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $148,000 | 2,157 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $178,000 | 2,819 |
| Total noninterest expense | $2,767,000 | 1,747 |
| Salaries and employee benefits | $1,504,000 | 1,672 |
| Premises and equipment expense | $438,000 | 1,356 |
| Additional noninterest expense | $825,000 | 1,980 |
| Pre-tax net operating income | $740,000 | 2,162 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $336,000 | 1,205 |
| Income before extraordinary items | $404,000 | 3,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $404,000 | 3,040 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $404,000 | 3,041 |
| Net charge-offs | $412,000 | 1,228 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $404,000 | 2,883 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,934,000 | 1,673 |
| Total interest expense | $3,319,000 | 1,777 |
| Net interest income | $13,615,000 | 1,634 |
| Provision for loan and lease losses | $380,000 | 3,815 |
| Total noninterest income | $1,409,000 | 2,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 6,669 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,383,000 | 1,736 |
| Total noninterest expense | $11,116,000 | 1,746 |
| Salaries and employee benefits | $6,149,000 | 1,596 |
| Premises and equipment expense | $2,362,000 | 1,048 |
| Additional noninterest expense | $2,605,000 | 2,512 |
| Pre-tax net operating income | $3,528,000 | 1,584 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,425,000 | 1,037 |
| Income before extraordinary items | $2,103,000 | 2,157 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,103,000 | 2,158 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,103,000 | 2,158 |
| Net charge-offs | $145,000 | 4,632 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,103,000 | 2,085 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,855,000 | 1,669 |
| Total interest expense | $2,571,000 | 1,790 |
| Net interest income | $10,284,000 | 1,630 |
| Provision for loan and lease losses | $305,000 | 3,578 |
| Total noninterest income | $936,000 | 2,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 6,773 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $920,000 | 1,859 |
| Total noninterest expense | $8,305,000 | 1,745 |
| Salaries and employee benefits | $4,630,000 | 1,597 |
| Premises and equipment expense | $1,755,000 | 1,077 |
| Additional noninterest expense | $1,920,000 | 2,554 |
| Pre-tax net operating income | $2,610,000 | 1,670 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,067,000 | 1,034 |
| Income before extraordinary items | $1,543,000 | 2,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,543,000 | 2,259 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,543,000 | 2,260 |
| Net charge-offs | $145,000 | 4,054 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,543,000 | 2,170 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,632,000 | 1,676 |
| Total interest expense | $1,751,000 | 1,825 |
| Net interest income | $6,881,000 | 1,633 |
| Provision for loan and lease losses | $210,000 | 3,454 |
| Total noninterest income | $604,000 | 2,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 6,846 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $595,000 | 1,878 |
| Total noninterest expense | $5,485,000 | 1,779 |
| Salaries and employee benefits | $3,096,000 | 1,597 |
| Premises and equipment expense | $1,155,000 | 1,103 |
| Additional noninterest expense | $1,234,000 | 2,677 |
| Pre-tax net operating income | $1,790,000 | 1,601 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $735,000 | 978 |
| Income before extraordinary items | $1,055,000 | 2,183 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,055,000 | 2,183 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,055,000 | 2,183 |
| Net charge-offs | $60,000 | 4,307 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,055,000 | 2,107 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,295,000 | 1,698 |
| Total interest expense | $885,000 | 1,869 |
| Net interest income | $3,410,000 | 1,641 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $297,000 | 2,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $288,000 | 1,960 |
| Total noninterest expense | $2,723,000 | 1,811 |
| Salaries and employee benefits | $1,532,000 | 1,624 |
| Premises and equipment expense | $569,000 | 1,159 |
| Additional noninterest expense | $622,000 | 2,649 |
| Pre-tax net operating income | $879,000 | 1,627 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $359,000 | 969 |
| Income before extraordinary items | $520,000 | 2,185 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $520,000 | 2,184 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $520,000 | 2,185 |
| Net charge-offs | $30,000 | 3,773 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $520,000 | 2,138 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,993,000 | 1,680 |
| Total interest expense | $4,042,000 | 1,981 |
| Net interest income | $13,951,000 | 1,603 |
| Provision for loan and lease losses | $465,000 | 4,245 |
| Total noninterest income | $1,281,000 | 2,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,281,000 | 1,877 |
| Total noninterest expense | $10,596,000 | 1,853 |
| Salaries and employee benefits | $5,755,000 | 1,689 |
| Premises and equipment expense | $2,300,000 | 1,132 |
| Additional noninterest expense | $2,541,000 | 2,648 |
| Pre-tax net operating income | $4,171,000 | 1,216 |
| Securities gains (losses) | $-595,000 | 7,446 |
| Applicable income taxes | $1,681,000 | 835 |
| Income before extraordinary items | $1,895,000 | 2,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,895,000 | 2,125 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,895,000 | 2,126 |
| Net charge-offs | $130,000 | 5,185 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,275,800 | 1,735 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,610,000 | 1,701 |
| Total interest expense | $3,111,000 | 2,011 |
| Net interest income | $10,499,000 | 1,618 |
| Provision for loan and lease losses | $305,000 | 4,289 |
| Total noninterest income | $965,000 | 2,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $965,000 | 1,837 |
| Total noninterest expense | $7,892,000 | 1,857 |
| Salaries and employee benefits | $4,364,000 | 1,680 |
| Premises and equipment expense | $1,684,000 | 1,168 |
| Additional noninterest expense | $1,844,000 | 2,676 |
| Pre-tax net operating income | $3,267,000 | 1,212 |
| Securities gains (losses) | $-681,000 | 7,617 |
| Applicable income taxes | $1,400,000 | 782 |
| Income before extraordinary items | $1,186,000 | 2,570 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,186,000 | 2,567 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,186,000 | 2,571 |
| Net charge-offs | $100,000 | 4,897 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,621,840 | 1,918 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,164,000 | 1,707 |
| Total interest expense | $2,161,000 | 2,007 |
| Net interest income | $7,003,000 | 1,613 |
| Provision for loan and lease losses | $210,000 | 4,142 |
| Total noninterest income | $643,000 | 2,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $643,000 | 1,780 |
| Total noninterest expense | $5,172,000 | 1,902 |
| Salaries and employee benefits | $2,957,000 | 1,671 |
| Premises and equipment expense | $1,102,000 | 1,203 |
| Additional noninterest expense | $1,113,000 | 2,910 |
| Pre-tax net operating income | $2,264,000 | 1,164 |
| Securities gains (losses) | $-681,000 | 7,713 |
| Applicable income taxes | $940,000 | 760 |
| Income before extraordinary items | $643,000 | 2,931 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $643,000 | 2,924 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $643,000 | 2,929 |
| Net charge-offs | $90,000 | 4,353 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,078,840 | 1,892 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,590,000 | 1,749 |
| Total interest expense | $1,164,000 | 1,972 |
| Net interest income | $3,426,000 | 1,653 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $319,000 | 2,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $319,000 | 1,767 |
| Total noninterest expense | $2,568,000 | 1,931 |
| Salaries and employee benefits | $1,479,000 | 1,691 |
| Premises and equipment expense | $550,000 | 1,241 |
| Additional noninterest expense | $539,000 | 2,973 |
| Pre-tax net operating income | $1,072,000 | 1,223 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $507,000 | 699 |
| Income before extraordinary items | $565,000 | 1,929 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $565,000 | 1,927 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $565,000 | 1,929 |
| Net charge-offs | $30,000 | 4,145 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $565,000 | 1,860 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,095,000 | 1,875 |
| Total interest expense | $5,424,000 | 2,103 |
| Net interest income | $12,671,000 | 1,759 |
| Provision for loan and lease losses | $255,000 | 5,487 |
| Total noninterest income | $1,414,000 | 2,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,414,000 | 1,718 |
| Total noninterest expense | $9,900,000 | 2,046 |
| Salaries and employee benefits | $5,576,000 | 1,779 |
| Premises and equipment expense | $2,162,000 | 1,261 |
| Additional noninterest expense | $2,162,000 | 3,124 |
| Pre-tax net operating income | $3,930,000 | 1,059 |
| Securities gains (losses) | $-4,411,000 | 7,880 |
| Applicable income taxes | $1,625,000 | 660 |
| Income before extraordinary items | $-2,106,000 | 6,788 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,106,000 | 6,786 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,106,000 | 6,786 |
| Net charge-offs | $176,000 | 5,145 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,305,000 | 1,419 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,391,000 | 1,927 |
| Total interest expense | $4,149,000 | 2,145 |
| Net interest income | $9,242,000 | 1,808 |
| Provision for loan and lease losses | $175,000 | 5,339 |
| Total noninterest income | $1,070,000 | 2,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,070,000 | 1,740 |
| Total noninterest expense | $7,478,000 | 2,020 |
| Salaries and employee benefits | $4,192,000 | 1,794 |
| Premises and equipment expense | $1,640,000 | 1,258 |
| Additional noninterest expense | $1,646,000 | 3,053 |
| Pre-tax net operating income | $2,659,000 | 1,218 |
| Securities gains (losses) | $-4,411,000 | 7,997 |
| Applicable income taxes | $1,089,000 | 791 |
| Income before extraordinary items | $-2,841,000 | 7,351 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,841,000 | 7,351 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,841,000 | 7,351 |
| Net charge-offs | $40,000 | 5,835 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,570,000 | 1,666 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,799,000 | 1,994 |
| Total interest expense | $2,812,000 | 2,207 |
| Net interest income | $5,987,000 | 1,854 |
| Provision for loan and lease losses | $80,000 | 5,568 |
| Total noninterest income | $711,000 | 2,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $711,000 | 1,795 |
| Total noninterest expense | $4,998,000 | 2,034 |
| Salaries and employee benefits | $2,770,000 | 1,836 |
| Premises and equipment expense | $1,083,000 | 1,297 |
| Additional noninterest expense | $1,145,000 | 2,945 |
| Pre-tax net operating income | $1,620,000 | 1,408 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $647,000 | 881 |
| Income before extraordinary items | $973,000 | 1,879 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $973,000 | 1,876 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $973,000 | 1,878 |
| Net charge-offs | $20,000 | 5,615 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $973,000 | 1,827 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 2,054 |
| Total interest expense | $1,450,000 | 2,221 |
| Net interest income | $2,875,000 | 1,905 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $352,000 | 2,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $352,000 | 1,760 |
| Total noninterest expense | $2,346,000 | 2,114 |
| Salaries and employee benefits | $1,382,000 | 1,875 |
| Premises and equipment expense | $553,000 | 1,292 |
| Additional noninterest expense | $411,000 | 3,496 |
| Pre-tax net operating income | $851,000 | 1,508 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $334,000 | 965 |
| Income before extraordinary items | $517,000 | 2,070 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $517,000 | 2,071 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $517,000 | 2,071 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $517,000 | 1,945 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,102,000 | 2,105 |
| Total interest expense | $6,597,000 | 2,311 |
| Net interest income | $11,505,000 | 1,930 |
| Provision for loan and lease losses | $3,276,000 | 1,308 |
| Total noninterest income | $1,507,000 | 2,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,507,000 | 1,589 |
| Total noninterest expense | $9,128,000 | 2,105 |
| Salaries and employee benefits | $5,303,000 | 1,905 |
| Premises and equipment expense | $2,149,000 | 1,277 |
| Additional noninterest expense | $1,676,000 | 3,336 |
| Pre-tax net operating income | $608,000 | 4,597 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,465,000 | 888 |
| Income before extraordinary items | $-857,000 | 6,927 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-857,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-857,000 | 7,044 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,506,000 | 2,159 |
| Total interest expense | $5,046,000 | 2,362 |
| Net interest income | $8,460,000 | 1,989 |
| Provision for loan and lease losses | $3,276,000 | 849 |
| Total noninterest income | $1,113,000 | 2,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,113,000 | 1,683 |
| Total noninterest expense | $6,811,000 | 2,117 |
| Salaries and employee benefits | $3,973,000 | 1,948 |
| Premises and equipment expense | $1,606,000 | 1,287 |
| Additional noninterest expense | $1,232,000 | 3,315 |
| Pre-tax net operating income | $-514,000 | 7,278 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,027,000 | 1,129 |
| Income before extraordinary items | $-1,541,000 | 7,716 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,541,000 | 7,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,541,000 | 7,811 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,001,000 | 2,186 |
| Total interest expense | $3,472,000 | 2,391 |
| Net interest income | $5,529,000 | 2,019 |
| Provision for loan and lease losses | $52,000 | 5,140 |
| Total noninterest income | $709,000 | 2,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $709,000 | 1,768 |
| Total noninterest expense | $4,509,000 | 2,132 |
| Salaries and employee benefits | $2,646,000 | 1,970 |
| Premises and equipment expense | $1,055,000 | 1,305 |
| Additional noninterest expense | $808,000 | 3,336 |
| Pre-tax net operating income | $1,677,000 | 1,983 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $625,000 | 1,352 |
| Income before extraordinary items | $1,052,000 | 2,474 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,052,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,052,000 | 2,426 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,548,000 | 2,214 |
| Total interest expense | $1,832,000 | 2,417 |
| Net interest income | $2,716,000 | 2,051 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $355,000 | 2,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $355,000 | 1,760 |
| Total noninterest expense | $2,231,000 | 2,147 |
| Salaries and employee benefits | $1,319,000 | 1,994 |
| Premises and equipment expense | $535,000 | 1,289 |
| Additional noninterest expense | $377,000 | 3,465 |
| Pre-tax net operating income | $815,000 | 2,119 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $315,000 | 1,427 |
| Income before extraordinary items | $500,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $500,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $500,000 | 2,617 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,191,000 | 2,148 |
| Total interest expense | $7,133,000 | 2,575 |
| Net interest income | $12,058,000 | 1,876 |
| Provision for loan and lease losses | $110,000 | 4,771 |
| Total noninterest income | $1,471,000 | 2,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,471,000 | 1,692 |
| Total noninterest expense | $8,797,000 | 2,094 |
| Salaries and employee benefits | $5,159,000 | 1,951 |
| Premises and equipment expense | $2,078,000 | 1,276 |
| Additional noninterest expense | $1,560,000 | 3,307 |
| Pre-tax net operating income | $4,622,000 | 1,758 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,791,000 | 1,238 |
| Income before extraordinary items | $2,831,000 | 2,131 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,831,000 | 2,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,831,000 | 2,114 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,467,000 | 2,153 |
| Total interest expense | $5,316,000 | 2,586 |
| Net interest income | $9,151,000 | 1,859 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $1,090,000 | 2,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,090,000 | 1,712 |
| Total noninterest expense | $6,602,000 | 2,068 |
| Salaries and employee benefits | $3,892,000 | 1,932 |
| Premises and equipment expense | $1,557,000 | 1,272 |
| Additional noninterest expense | $1,153,000 | 3,298 |
| Pre-tax net operating income | $3,549,000 | 1,835 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,369,000 | 1,308 |
| Income before extraordinary items | $2,180,000 | 2,210 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,180,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,180,000 | 2,196 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,634,000 | 2,173 |
| Total interest expense | $3,522,000 | 2,603 |
| Net interest income | $6,112,000 | 1,884 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $733,000 | 2,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $733,000 | 1,710 |
| Total noninterest expense | $4,413,000 | 2,086 |
| Salaries and employee benefits | $2,597,000 | 1,959 |
| Premises and equipment expense | $1,026,000 | 1,304 |
| Additional noninterest expense | $790,000 | 3,228 |
| Pre-tax net operating income | $2,372,000 | 1,887 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $903,000 | 1,370 |
| Income before extraordinary items | $1,469,000 | 2,241 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,469,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,469,000 | 2,227 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,797,000 | 2,177 |
| Total interest expense | $1,734,000 | 2,632 |
| Net interest income | $3,063,000 | 1,879 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $339,000 | 2,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $339,000 | 1,792 |
| Total noninterest expense | $2,222,000 | 2,076 |
| Salaries and employee benefits | $1,294,000 | 1,987 |
| Premises and equipment expense | $512,000 | 1,311 |
| Additional noninterest expense | $416,000 | 3,066 |
| Pre-tax net operating income | $1,150,000 | 1,930 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $443,000 | 1,407 |
| Income before extraordinary items | $707,000 | 2,303 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $707,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $707,000 | 2,280 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,654,000 | 2,112 |
| Total interest expense | $6,183,000 | 2,529 |
| Net interest income | $12,471,000 | 1,849 |
| Provision for loan and lease losses | $110,000 | 4,597 |
| Total noninterest income | $1,456,000 | 2,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,456,000 | 1,710 |
| Total noninterest expense | $8,944,000 | 1,973 |
| Salaries and employee benefits | $5,241,000 | 1,860 |
| Premises and equipment expense | $2,084,000 | 1,236 |
| Additional noninterest expense | $1,619,000 | 3,089 |
| Pre-tax net operating income | $4,873,000 | 1,931 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,829,000 | 1,423 |
| Income before extraordinary items | $3,044,000 | 2,253 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,044,000 | 2,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,967 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,044,000 | 2,238 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,814,000 | 2,125 |
| Total interest expense | $4,443,000 | 2,551 |
| Net interest income | $9,371,000 | 1,859 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $1,095,000 | 2,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,095,000 | 1,698 |
| Total noninterest expense | $6,769,000 | 1,949 |
| Salaries and employee benefits | $3,976,000 | 1,836 |
| Premises and equipment expense | $1,571,000 | 1,234 |
| Additional noninterest expense | $1,222,000 | 3,077 |
| Pre-tax net operating income | $3,607,000 | 2,011 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,354,000 | 1,504 |
| Income before extraordinary items | $2,253,000 | 2,352 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,253,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,253,000 | 2,339 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,117,000 | 2,112 |
| Total interest expense | $2,854,000 | 2,546 |
| Net interest income | $6,263,000 | 1,854 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $721,000 | 2,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $721,000 | 1,727 |
| Total noninterest expense | $4,511,000 | 1,960 |
| Salaries and employee benefits | $2,640,000 | 1,858 |
| Premises and equipment expense | $1,047,000 | 1,236 |
| Additional noninterest expense | $824,000 | 3,059 |
| Pre-tax net operating income | $2,413,000 | 2,016 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $972,000 | 1,434 |
| Income before extraordinary items | $1,441,000 | 2,416 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,441,000 | 2,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,441,000 | 2,400 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,536,000 | 2,074 |
| Total interest expense | $1,392,000 | 2,480 |
| Net interest income | $3,144,000 | 1,838 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $347,000 | 2,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $347,000 | 1,736 |
| Total noninterest expense | $2,326,000 | 1,919 |
| Salaries and employee benefits | $1,329,000 | 1,852 |
| Premises and equipment expense | $545,000 | 1,184 |
| Additional noninterest expense | $452,000 | 2,795 |
| Pre-tax net operating income | $1,135,000 | 2,070 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $456,000 | 1,494 |
| Income before extraordinary items | $679,000 | 2,503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $679,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $679,000 | 2,486 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,619,000 | 1,905 |
| Total interest expense | $5,148,000 | 2,142 |
| Net interest income | $12,471,000 | 1,758 |
| Provision for loan and lease losses | $135,000 | 4,293 |
| Total noninterest income | $1,537,000 | 2,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,537,000 | 1,628 |
| Total noninterest expense | $8,968,000 | 1,883 |
| Salaries and employee benefits | $5,236,000 | 1,775 |
| Premises and equipment expense | $1,965,000 | 1,249 |
| Additional noninterest expense | $1,767,000 | 2,800 |
| Pre-tax net operating income | $4,905,000 | 1,898 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,993,000 | 1,366 |
| Income before extraordinary items | $2,912,000 | 2,314 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,912,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,820 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,912,000 | 2,277 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,101,000 | 1,875 |
| Total interest expense | $3,769,000 | 2,087 |
| Net interest income | $9,332,000 | 1,751 |
| Provision for loan and lease losses | $105,000 | 4,091 |
| Total noninterest income | $1,151,000 | 2,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,151,000 | 1,635 |
| Total noninterest expense | $6,644,000 | 1,890 |
| Salaries and employee benefits | $3,923,000 | 1,768 |
| Premises and equipment expense | $1,425,000 | 1,282 |
| Additional noninterest expense | $1,296,000 | 2,830 |
| Pre-tax net operating income | $3,734,000 | 1,873 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,524,000 | 1,366 |
| Income before extraordinary items | $2,210,000 | 2,308 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,210,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,057 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,210,000 | 2,265 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,662,000 | 1,843 |
| Total interest expense | $2,415,000 | 2,048 |
| Net interest income | $6,247,000 | 1,718 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $752,000 | 2,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $752,000 | 1,654 |
| Total noninterest expense | $4,375,000 | 1,894 |
| Salaries and employee benefits | $2,601,000 | 1,762 |
| Premises and equipment expense | $928,000 | 1,295 |
| Additional noninterest expense | $846,000 | 2,865 |
| Pre-tax net operating income | $2,549,000 | 1,810 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,046,000 | 1,326 |
| Income before extraordinary items | $1,503,000 | 2,224 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,503,000 | 2,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,503,000 | 2,187 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 1,830 |
| Total interest expense | $1,152,000 | 2,049 |
| Net interest income | $3,129,000 | 1,710 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $367,000 | 2,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $367,000 | 1,652 |
| Total noninterest expense | $2,176,000 | 1,904 |
| Salaries and employee benefits | $1,304,000 | 1,772 |
| Premises and equipment expense | $462,000 | 1,309 |
| Additional noninterest expense | $410,000 | 2,956 |
| Pre-tax net operating income | $1,275,000 | 1,782 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $512,000 | 1,328 |
| Income before extraordinary items | $763,000 | 2,172 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $763,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $763,000 | 2,135 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,875,000 | 1,811 |
| Total interest expense | $4,693,000 | 1,739 |
| Net interest income | $11,182,000 | 1,809 |
| Provision for loan and lease losses | $96,000 | 5,072 |
| Total noninterest income | $1,604,000 | 2,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,604,000 | 1,558 |
| Total noninterest expense | $8,588,000 | 1,881 |
| Salaries and employee benefits | $4,802,000 | 1,827 |
| Premises and equipment expense | $1,804,000 | 1,272 |
| Additional noninterest expense | $1,982,000 | 2,448 |
| Pre-tax net operating income | $4,102,000 | 2,022 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $1,668,000 | 1,479 |
| Income before extraordinary items | $2,438,000 | 2,481 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,438,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,435,440 | 2,431 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,730,000 | 1,811 |
| Total interest expense | $3,530,000 | 1,712 |
| Net interest income | $8,200,000 | 1,835 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $1,206,000 | 2,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,206,000 | 1,560 |
| Total noninterest expense | $6,381,000 | 1,876 |
| Salaries and employee benefits | $3,571,000 | 1,827 |
| Premises and equipment expense | $1,311,000 | 1,310 |
| Additional noninterest expense | $1,499,000 | 2,393 |
| Pre-tax net operating income | $2,955,000 | 2,098 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $1,201,000 | 1,539 |
| Income before extraordinary items | $1,758,000 | 2,604 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,758,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,755,440 | 2,537 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,766,000 | 1,808 |
| Total interest expense | $2,351,000 | 1,696 |
| Net interest income | $5,415,000 | 1,843 |
| Provision for loan and lease losses | $48,000 | 4,777 |
| Total noninterest income | $778,000 | 2,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $778,000 | 1,575 |
| Total noninterest expense | $4,218,000 | 1,892 |
| Salaries and employee benefits | $2,363,000 | 1,843 |
| Premises and equipment expense | $852,000 | 1,352 |
| Additional noninterest expense | $1,003,000 | 2,379 |
| Pre-tax net operating income | $1,927,000 | 2,105 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $774,000 | 1,564 |
| Income before extraordinary items | $1,157,000 | 2,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,157,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,154,440 | 2,543 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 1,793 |
| Total interest expense | $1,184,000 | 1,701 |
| Net interest income | $2,751,000 | 1,806 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $373,000 | 2,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $373,000 | 1,606 |
| Total noninterest expense | $2,088,000 | 1,922 |
| Salaries and employee benefits | $1,166,000 | 1,878 |
| Premises and equipment expense | $422,000 | 1,380 |
| Additional noninterest expense | $500,000 | 2,359 |
| Pre-tax net operating income | $1,012,000 | 1,990 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $399,000 | 1,553 |
| Income before extraordinary items | $613,000 | 2,446 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $613,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $613,000 | 2,364 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,918,000 | 1,897 |
| Total interest expense | $5,138,000 | 1,747 |
| Net interest income | $9,780,000 | 2,007 |
| Provision for loan and lease losses | $55,000 | 6,156 |
| Total noninterest income | $1,479,000 | 2,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,479,000 | 1,843 |
| Total noninterest expense | $8,105,000 | 1,964 |
| Salaries and employee benefits | $4,470,000 | 1,925 |
| Premises and equipment expense | $1,572,000 | 1,442 |
| Additional noninterest expense | $2,063,000 | 2,338 |
| Pre-tax net operating income | $3,099,000 | 2,435 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,169,000 | 1,965 |
| Income before extraordinary items | $1,930,000 | 2,946 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,930,000 | 2,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,930,000 | 2,822 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,168,000 | 1,935 |
| Total interest expense | $3,932,000 | 1,777 |
| Net interest income | $7,236,000 | 2,041 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $1,096,000 | 2,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,096,000 | 1,920 |
| Total noninterest expense | $5,991,000 | 1,989 |
| Salaries and employee benefits | $3,328,000 | 1,934 |
| Premises and equipment expense | $1,177,000 | 1,466 |
| Additional noninterest expense | $1,486,000 | 2,420 |
| Pre-tax net operating income | $2,296,000 | 2,555 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $863,000 | 2,089 |
| Income before extraordinary items | $1,433,000 | 3,069 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,433,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,433,000 | 2,921 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,654,000 | 1,907 |
| Total interest expense | $2,711,000 | 1,782 |
| Net interest income | $4,943,000 | 1,978 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $694,000 | 3,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $694,000 | 1,983 |
| Total noninterest expense | $3,919,000 | 2,012 |
| Salaries and employee benefits | $2,215,000 | 1,922 |
| Premises and equipment expense | $766,000 | 1,498 |
| Additional noninterest expense | $938,000 | 2,517 |
| Pre-tax net operating income | $1,688,000 | 2,361 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $635,000 | 1,965 |
| Income before extraordinary items | $1,053,000 | 2,865 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,053,000 | 2,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,053,000 | 2,694 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,902,000 | 1,886 |
| Total interest expense | $1,409,000 | 1,765 |
| Net interest income | $2,493,000 | 1,960 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $328,000 | 3,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $328,000 | 1,986 |
| Total noninterest expense | $1,898,000 | 2,062 |
| Salaries and employee benefits | $1,104,000 | 1,929 |
| Premises and equipment expense | $367,000 | 1,575 |
| Additional noninterest expense | $427,000 | 2,696 |
| Pre-tax net operating income | $908,000 | 2,223 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $340,000 | 1,866 |
| Income before extraordinary items | $568,000 | 2,666 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $568,000 | 2,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $568,000 | 2,530 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,543,000 | 1,864 |
| Total interest expense | $6,363,000 | 1,793 |
| Net interest income | $10,180,000 | 1,909 |
| Provision for loan and lease losses | $31,000 | 7,177 |
| Total noninterest income | $1,310,000 | 2,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,310,000 | 1,829 |
| Total noninterest expense | $7,131,000 | 2,105 |
| Salaries and employee benefits | $4,186,000 | 1,925 |
| Premises and equipment expense | $1,296,000 | 1,698 |
| Additional noninterest expense | $1,649,000 | 2,739 |
| Pre-tax net operating income | $4,328,000 | 1,863 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,650,000 | 1,518 |
| Income before extraordinary items | $2,678,000 | 2,228 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,678,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,678,000 | 2,152 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,399,000 | 2,094 |
| Total interest expense | $7,184,000 | 2,231 |
| Net interest income | $9,215,000 | 1,934 |
| Provision for loan and lease losses | $67,000 | 6,261 |
| Total noninterest income | $1,615,000 | 2,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,615,000 | 1,440 |
| Total noninterest expense | $6,986,000 | 2,058 |
| Salaries and employee benefits | $4,089,000 | 1,828 |
| Premises and equipment expense | $1,350,000 | 1,595 |
| Additional noninterest expense | $1,547,000 | 2,801 |
| Pre-tax net operating income | $3,777,000 | 1,862 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,442,000 | 1,541 |
| Income before extraordinary items | $2,335,000 | 2,219 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,335,000 | 2,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,335,000 | 2,147 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,705,000 | 2,234 |
| Total interest expense | $6,883,000 | 2,446 |
| Net interest income | $8,822,000 | 2,010 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $1,166,000 | 2,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,166,000 | 1,677 |
| Total noninterest expense | $6,705,000 | 2,054 |
| Salaries and employee benefits | $3,947,000 | 1,824 |
| Premises and equipment expense | $1,318,000 | 1,570 |
| Additional noninterest expense | $1,440,000 | 2,922 |
| Pre-tax net operating income | $3,203,000 | 2,253 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,203,000 | 1,822 |
| Income before extraordinary items | $2,000,000 | 2,570 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,000,000 | 2,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,000,000 | 2,568 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,399,000 | 2,263 |
| Total interest expense | $6,234,000 | 2,353 |
| Net interest income | $8,165,000 | 2,155 |
| Provision for loan and lease losses | $23,000 | 7,570 |
| Total noninterest income | $1,002,000 | 3,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,002,000 | 1,863 |
| Total noninterest expense | $6,595,000 | 2,062 |
| Salaries and employee benefits | $3,673,000 | 1,904 |
| Premises and equipment expense | $1,283,000 | 1,596 |
| Additional noninterest expense | $1,639,000 | 2,629 |
| Pre-tax net operating income | $2,549,000 | 2,749 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,002,000 | 2,215 |
| Income before extraordinary items | $1,547,000 | 3,163 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,547,000 | 3,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,547,000 | 3,128 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,732,000 | 2,372 |
| Total interest expense | $6,214,000 | 2,430 |
| Net interest income | $7,518,000 | 2,273 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $1,013,000 | 3,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,013,000 | 1,838 |
| Total noninterest expense | $6,490,000 | 2,018 |
| Salaries and employee benefits | $3,624,000 | 1,848 |
| Premises and equipment expense | $1,151,000 | 1,713 |
| Additional noninterest expense | $1,715,000 | 2,426 |
| Pre-tax net operating income | $1,971,000 | 3,381 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $907,000 | 2,484 |
| Income before extraordinary items | $1,064,000 | 4,291 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,064,000 | 4,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,064,000 | 4,196 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,730,000 | 2,583 |
| Total interest expense | $5,922,000 | 2,518 |
| Net interest income | $6,808,000 | 2,550 |
| Provision for loan and lease losses | $56,000 | 6,449 |
| Total noninterest income | $583,000 | 4,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $583,000 | 2,536 |
| Total noninterest expense | $6,078,000 | 2,114 |
| Salaries and employee benefits | $3,588,000 | 1,820 |
| Premises and equipment expense | $1,023,000 | 1,935 |
| Additional noninterest expense | $1,467,000 | 2,787 |
| Pre-tax net operating income | $1,257,000 | 5,085 |
| Securities gains (losses) | $171,000 | 779 |
| Applicable income taxes | $728,000 | 3,141 |
| Income before extraordinary items | $700,000 | 5,908 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $700,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $590,560 | 6,375 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,845,000 | 2,783 |
| Total interest expense | $5,553,000 | 2,732 |
| Net interest income | $6,292,000 | 2,807 |
| Provision for loan and lease losses | $118,000 | 4,759 |
| Total noninterest income | $421,000 | 5,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $421,000 | 3,296 |
| Total noninterest expense | $6,102,000 | 2,250 |
| Salaries and employee benefits | $3,033,000 | 2,206 |
| Premises and equipment expense | $906,000 | 2,194 |
| Additional noninterest expense | $2,163,000 | 2,283 |
| Pre-tax net operating income | $493,000 | 7,977 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $269,000 | 6,193 |
| Income before extraordinary items | $225,000 | 9,053 |
| Extraordinary gains, net | $179,000 | 17 |
| Net income | $404,000 | 7,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $224,360 | 8,997 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,103,000 | 3,257 |
| Total interest expense | $4,174,000 | 3,554 |
| Net interest income | $5,929,000 | 3,007 |
| Provision for loan and lease losses | $114,000 | 4,327 |
| Total noninterest income | $356,000 | 6,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $356,000 | 3,566 |
| Total noninterest expense | $4,754,000 | 2,843 |
| Salaries and employee benefits | $2,726,000 | 2,445 |
| Premises and equipment expense | $822,000 | 2,423 |
| Additional noninterest expense | $1,206,000 | 3,721 |
| Pre-tax net operating income | $1,417,000 | 4,650 |
| Securities gains (losses) | $37,000 | 1,505 |
| Applicable income taxes | $-348,000 | 11,849 |
| Income before extraordinary items | $1,802,000 | 2,737 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,802,000 | 2,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,765,000 | 2,759 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,886,000 | 3,376 |
| Total interest expense | $3,494,000 | 3,458 |
| Net interest income | $5,392,000 | 3,326 |
| Provision for loan and lease losses | $-7,000 | 11,737 |
| Total noninterest income | $219,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $219,000 | 4,985 |
| Total noninterest expense | $4,192,000 | 3,281 |
| Salaries and employee benefits | $2,322,000 | 2,848 |
| Premises and equipment expense | $741,000 | 2,697 |
| Additional noninterest expense | $1,129,000 | 4,273 |
| Pre-tax net operating income | $1,426,000 | 4,609 |
| Securities gains (losses) | $227,000 | 458 |
| Applicable income taxes | $621,000 | 3,409 |
| Income before extraordinary items | $1,032,000 | 4,421 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,032,000 | 4,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,802 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $886,720 | 5,027 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,026,000 | 3,403 |
| Total interest expense | $3,721,000 | 3,387 |
| Net interest income | $5,305,000 | 3,379 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $244,000 | 8,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $244,000 | 5,071 |
| Total noninterest expense | $3,739,000 | 3,705 |
| Salaries and employee benefits | $1,866,000 | 3,495 |
| Premises and equipment expense | $683,000 | 2,950 |
| Additional noninterest expense | $1,190,000 | 4,216 |
| Pre-tax net operating income | $1,810,000 | 3,657 |
| Securities gains (losses) | $450,000 | 967 |
| Applicable income taxes | $1,263,000 | 1,848 |
| Income before extraordinary items | $997,000 | 4,721 |
| Extraordinary gains, net | $253,000 | 830 |
| Net income | $1,250,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $709,000 | 5,786 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,790,000 | 3,563 |
| Total interest expense | $4,747,000 | 3,457 |
| Net interest income | $5,043,000 | 3,600 |
| Provision for loan and lease losses | $427,000 | 3,314 |
| Total noninterest income | $166,000 | 10,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $166,000 | 6,287 |
| Total noninterest expense | $3,197,000 | 4,263 |
| Salaries and employee benefits | $1,662,000 | 3,869 |
| Premises and equipment expense | $628,000 | 3,213 |
| Additional noninterest expense | $907,000 | 5,487 |
| Pre-tax net operating income | $1,585,000 | 3,847 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $913,000 | 2,288 |
| Income before extraordinary items | $676,000 | 6,065 |
| Extraordinary gains, net | $234,000 | 371 |
| Net income | $910,000 | 4,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $673,440 | 5,738 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.