Home > Crews Bank & Trust > Net charge- offs to loans
Crews Bank & Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0473% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 1.0921% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 3,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 4,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 4,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1074% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9521% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9521% | 621 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 1.5223% | 11 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0182% | 4,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 4,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1221% | 4,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6117% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6117% | 857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0500% | 4,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0523% | 4,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1274% | 4,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4558% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4558% | 1,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 4,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0657% | 4,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0687% | 4,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1217% | 4,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7455% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7455% | 665 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0327% | 4,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0499% | 4,406 |
| Percentage Net Loans Charged-off:Construction & development | -0.1051% | 4,579 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0307% | 4,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1192% | 4,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1240% | 4,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1068% | 4,218 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0832% | 4,324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0832% | 4,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0337% | 4,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0544% | 4,446 |
| Percentage Net Loans Charged-off:Construction & development | -0.1385% | 4,636 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0419% | 4,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1096% | 4,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1139% | 4,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1019% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0317% | 4,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0619% | 4,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.1992% | 4,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1992% | 4,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2066% | 4,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 3,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2115% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2115% | 362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0568% | 4,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0772% | 4,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.3957% | 4,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2188% | 4,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2296% | 4,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2181% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2181% | 1,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0570% | 4,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0634% | 4,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1491% | 4,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1606% | 4,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1683% | 4,302 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0588% | 4,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0588% | 4,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0714% | 4,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0730% | 4,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1538% | 4,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1666% | 4,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1936% | 4,403 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1994% | 4,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1994% | 4,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0688% | 4,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0613% | 4,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0511% | 4,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0556% | 4,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2675% | 4,545 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3566% | 4,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3566% | 4,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0939% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1100% | 4,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0475% | 4,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0522% | 4,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0983% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3539% | 4,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3539% | 4,377 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.7459% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1566% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3464% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1351% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2183% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1546% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1271% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 0.8237% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2385% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4490% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2146% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3249% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2060% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2060% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 2,488 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 4,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0318% | 4,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0156% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0374% | 4,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 3,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3518% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3518% | 1,423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 4,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0427% | 4,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0481% | 4,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1536% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5921% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5921% | 1,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0862% | 1,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.1237% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0370% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1330% | 4,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1115% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1627% | 4,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1168% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0427% | 4,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0427% | 4,539 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0900% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0578% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1675% | 5,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1515% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2054% | 5,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1861% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1385% | 4,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1385% | 4,717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0637% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0855% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2310% | 5,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2281% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2851% | 5,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3022% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2444% | 4,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2444% | 4,807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0801% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4732% | 5,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4479% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5828% | 5,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0455% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1060% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0553% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1149% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0633% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1220% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6753% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7549% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7549% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 4,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 4,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1077% | 5,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 4,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 4,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6734% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3511% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3511% | 1,662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0226% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0640% | 5,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1641% | 5,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9174% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0299% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0299% | 2,683 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0837% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0961% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1192% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5154% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5154% | 1,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4474% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5396% | 148 |
| Percentage Net Loans Charged-off:Construction & development | 1.6846% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4074% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7726% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8877% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6722% | 5,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5522% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5522% | 1,495 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 2,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 816 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 4,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4183% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4807% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2372% | 5,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7572% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7572% | 1,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0172% | 4,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1061% | 725 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 4,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4850% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5552% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3973% | 5,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2475% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2475% | 2,028 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1657% | 5,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | -0.0121% | 4,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0473% | 5,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0542% | 5,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.1073% | 5,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6470% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6470% | 1,079 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1277% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1046% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4403% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4648% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4648% | 1,776 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2120% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 4,792 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 4,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 4,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1426% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 5,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2366% | 174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4034% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4034% | 1,679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2118% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1693% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,316 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 1,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2157% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 5,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0042% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1960% | 2,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1960% | 2,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0489% | 992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2624% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0844% | 5,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.0128% | 4,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5708% | 66 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5068% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5068% | 1,242 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4430% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4621% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0747% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1498% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1446% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1639% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0529% | 4,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5988% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5988% | 1,296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4573% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5537% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5781% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0728% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1700% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1927% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2179% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 4,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5117% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5117% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6100% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8072% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8402% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 0.1442% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2246% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2188% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2460% | 841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6788% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6788% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9506% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2130% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2343% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.3088% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1093% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4227% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4758% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1888% | 5,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1185% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1185% | 2,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1031% | 663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1938% | 226 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2385% | 144 |
| Percentage Net Loans Charged-off:Construction & development | 2.4446% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5613% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0207% | 4,960 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7102% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 13.5320% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1339% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5895% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7164% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7164% | 1,241 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2726% | 796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2272% | 219 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2638% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 3.1157% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8075% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5384% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 17.4774% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2992% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9077% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4951% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4951% | 1,543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2975% | 699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3484% | 219 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4422% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 2.2371% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3448% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6397% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 25.1464% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2696% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2376% | 5,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5376% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5376% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0944% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1508% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1712% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.3457% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5132% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0809% | 5,136 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0445% | 6,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0522% | 6,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5113% | 6,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5016% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5016% | 1,350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1867% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6973% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6688% | 203 |
| Percentage Net Loans Charged-off:Construction & development | 5.2612% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4551% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3282% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3645% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7648% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6395% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6586% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6586% | 556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5490% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8379% | 222 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7940% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 6.0638% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3314% | 1,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7363% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6575% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0993% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2408% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6339% | 609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6339% | 554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5805% | 571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5201% | 149 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4736% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 8.8251% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1812% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.3208% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8653% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5056% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7077% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2331% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2331% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2022% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0303% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0121% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 0.2465% | 776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.7361% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6079% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8735% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7872% | 324 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4604% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4604% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0727% | 819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0982% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1795% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.8385% | 1,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4207% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6463% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2317% | 1,365 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8684% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3833% | 2,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6247% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6247% | 1,883 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0835% | 6,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4338% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5381% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 1.1225% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5714% | 1,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1396% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3089% | 1,124 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4259% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5892% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9851% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9852% | 1,170 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7994% | 6,439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7481% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8316% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.4986% | 1,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7227% | 1,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5799% | 526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4630% | 879 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7535% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2408% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7784% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7784% | 1,392 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.7000% | 6,475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5697% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6935% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4795% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4484% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2564% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6336% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4648% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4648% | 1,718 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.3674% | 6,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1708% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2071% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 6.7591% | 721 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2492% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1690% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9467% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0497% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9499% | 2,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8287% | 1,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7528% | 1,853 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2027% | 1,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9560% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9933% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 2.5507% | 1,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4506% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3402% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7325% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2804% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5333% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8483% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7517% | 1,661 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2335% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1680% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2046% | 1,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0806% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6331% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0972% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5632% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7900% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7235% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6234% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8946% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1677% | 1,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2429% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9092% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8499% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0543% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5314% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6761% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0446% | 3,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0363% | 3,161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0660% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4854% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4983% | 1,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0670% | 3,295 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3487% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3782% | 384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6214% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3581% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7937% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5166% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7631% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1461% | 1,494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3776% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3565% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0854% | 2,959 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1884% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4503% | 277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2048% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8397% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2534% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8220% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8174% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1715% | 1,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3352% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3624% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6688% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1194% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7800% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1641% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4034% | 1,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9893% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5384% | 2,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5987% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0788% | 7,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6424% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2403% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4344% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0622% | 6,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3663% | 2,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2183% | 6,666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7722% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8045% | 2,207 |
| Percentage Net Loans Charged-off:Construction & development | 1.1960% | 2,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6320% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7740% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2244% | 5,843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9271% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4733% | 3,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6639% | 3,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2867% | 1,475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4741% | 3,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4919% | 2,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.2808% | 2,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6176% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7831% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2820% | 5,877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9531% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0801% | 4,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7543% | 3,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5124% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2885% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3007% | 2,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.4225% | 2,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 2,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7111% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4056% | 5,928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8975% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0399% | 7,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8161% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 5,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 1,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 7,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 7,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 6,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4255% | 1,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0633% | 6,783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3931% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3753% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3696% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6816% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5607% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7023% | 841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2950% | 3,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9320% | 2,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8338% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 4,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1139% | 2,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1794% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1603% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1249% | 911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1662% | 1,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1191% | 3,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3803% | 3,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4998% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 4,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 3,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0877% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 2,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0627% | 823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1284% | 2,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2002% | 4,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4928% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 4,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 2,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 6,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1088% | 3,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3478% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0777% | 8,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1189% | 8,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0525% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2510% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2925% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1366% | 3,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2388% | 4,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4810% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2282% | 8,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2963% | 8,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 1,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2004% | 2,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2586% | 3,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4616% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 5,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 2,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0935% | 7,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2310% | 3,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3745% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 3,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2660% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3592% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0544% | 7,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0314% | 8,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0643% | 8,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0421% | 6,257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 2,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 2,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1976% | 2,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0638% | 5,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3732% | 884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0886% | 8,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0934% | 8,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2069% | 7,728 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0977% | 7,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4081% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 6,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0283% | 6,216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 1,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0562% | 7,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2209% | 7,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3205% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0299% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1137% | 7,392 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9229% | 8,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2886% | 642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 5,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0276% | 6,342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 3,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 2,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1391% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2799% | 4,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1767% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 5,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0366% | 6,319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 2,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 3,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0910% | 5,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 7,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0264% | 6,256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 6,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0198% | 5,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 6,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 5,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0591% | 8,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1870% | 8,565 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0130% | 6,400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 2,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 2,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9638% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2897% | 4,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 5,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0792% | 8,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2563% | 8,626 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0174% | 6,357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 2,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1155% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3606% | 4,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 5,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1211% | 8,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3944% | 8,695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0273% | 6,327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 1,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 1,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7177% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4371% | 3,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 3,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0561% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1270% | 7,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7992% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4408% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4907% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0124% | 6,476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 3,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 3,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1047% | 8,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9003% | 2,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5887% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6662% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 2,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 2,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2029% | 8,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0527% | 2,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 5,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 2,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1548% | 2,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5207% | 3,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0384% | 8,169 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 8,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3303% | 8,252 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2768% | 8,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0250% | 8,761 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0947% | 8,989 |
| Percentage Net Loans Charged-off:Construction & development | -1.0248% | 8,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 1,547 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0144% | 6,538 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 2,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 2,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3120% | 3,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6373% | 3,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2066% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2512% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0242% | 6,619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 2,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0581% | 4,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1074% | 6,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 4,153 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 4,520 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 5,825 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0815% | 5,918 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3011% | 2,840 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4659% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6694% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3184% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |