Home > Crestar Bank > Income and Expense

Crestar Bank, Income and Expense

1999-12-31 (YTD Data)		Rank
Total interest income	$1,791,299,000	44
Total interest expense	$837,231,000	42
Net interest income	$954,068,000	41
Provision for loan and lease losses	$33,993,000	99
Total noninterest income	$570,898,000	47
Gross Fiduciary activities income	$86,469,000	39
Service charges on deposit accounts	$152,930,000	26
Trading account gains and fees	$2,893,000	62
Additional Noninterest Income	$328,606,000	54
Total noninterest expense	$916,541,000	41
Salaries and employee benefits	$463,727,000	34
Premises and equipment expense	$116,553,000	41
Additional noninterest expense	$336,261,000	49
Pre-tax net operating income	$574,432,000	43
Securities gains (losses)	$-53,408,000	10,217
Applicable income taxes	$180,106,000	45
Income before extraordinary items	$340,918,000	48
Extraordinary gains, net	$66,424,000	2
Net income	$407,342,000	42
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,775,000	67
Cash dividends	$272,000,000	40
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$375,633,200	42
1998-12-31 (YTD Data)		Rank
Total interest income	$1,732,851,000	40
Total interest expense	$829,771,000	42
Net interest income	$903,080,000	36
Provision for loan and lease losses	$82,877,000	50
Total noninterest income	$490,847,000	46
Gross Fiduciary activities income	$56,036,000	49
Service charges on deposit accounts	$141,283,000	20
Trading account gains and fees	$1,997,000	79
Additional Noninterest Income	$291,531,000	53
Total noninterest expense	$853,393,000	39
Salaries and employee benefits	$412,182,000	31
Premises and equipment expense	$104,484,000	42
Additional noninterest expense	$336,727,000	47
Pre-tax net operating income	$457,657,000	44
Securities gains (losses)	$5,985,000	110
Applicable income taxes	$165,400,000	42
Income before extraordinary items	$298,242,000	45
Extraordinary gains, net	$0	32
Net income	$298,242,000	46
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,807,000	53
Cash dividends	$157,812,000	54
Sale, conversion, retirement of capital stock, net	$8,557,000	122
Net operating income	$294,411,600	47
1997-12-31 (YTD Data)		Rank
Total interest income	$1,570,212,000	43
Total interest expense	$682,208,000	44
Net interest income	$888,004,000	37
Provision for loan and lease losses	$107,867,000	44
Total noninterest income	$401,771,000	47
Gross Fiduciary activities income	$50,874,000	53
Service charges on deposit accounts	$127,164,000	24
Trading account gains and fees	$1,513,000	79
Additional Noninterest Income	$222,220,000	58
Total noninterest expense	$716,714,000	44
Salaries and employee benefits	$371,232,000	29
Premises and equipment expense	$103,144,000	35
Additional noninterest expense	$242,338,000	57
Pre-tax net operating income	$465,194,000	37
Securities gains (losses)	$5,265,000	87
Applicable income taxes	$164,330,000	41
Income before extraordinary items	$306,129,000	36
Extraordinary gains, net	$0	44
Net income	$306,129,000	36
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,396,000	45
Cash dividends	$105,639,000	78
Sale, conversion, retirement of capital stock, net	$-191,409,000	10,922
Net operating income	$302,706,750	35
1996-12-31 (YTD Data)		Rank
Total interest income	$1,314,557,000	42
Total interest expense	$550,435,000	47
Net interest income	$764,122,000	38
Provision for loan and lease losses	$90,282,000	42
Total noninterest income	$327,098,000	54
Gross Fiduciary activities income	$47,316,000	50
Service charges on deposit accounts	$94,309,000	27
Trading account gains and fees	$415,000	129
Additional Noninterest Income	$185,058,000	57
Total noninterest expense	$705,425,000	37
Salaries and employee benefits	$314,018,000	32
Premises and equipment expense	$82,574,000	44
Additional noninterest expense	$308,833,000	46
Pre-tax net operating income	$295,513,000	47
Securities gains (losses)	$3,376,000	107
Applicable income taxes	$97,103,000	52
Income before extraordinary items	$201,786,000	47
Extraordinary gains, net	$0	53
Net income	$201,786,000	46
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,183,000	38
Cash dividends	$127,175,000	69
Sale, conversion, retirement of capital stock, net	$1,732,000	319
Net operating income	$199,490,320	47
1995-12-31 (YTD Data)		Rank
Total interest income	$92,947,000	474
Total interest expense	$41,477,000	514
Net interest income	$51,470,000	445
Provision for loan and lease losses	$0	8,958
Total noninterest income	$30,557,000	318
Gross Fiduciary activities income	$9,732,000	156
Service charges on deposit accounts	$11,680,000	198
Trading account gains and fees	$455,000	184
Additional Noninterest Income	$8,690,000	464
Total noninterest expense	$53,836,000	373
Salaries and employee benefits	$16,459,000	464
Premises and equipment expense	$6,429,000	414
Additional noninterest expense	$30,948,000	320
Pre-tax net operating income	$28,191,000	373
Securities gains (losses)	$395,000	416
Applicable income taxes	$10,921,000	354
Income before extraordinary items	$17,665,000	383
Extraordinary gains, net	$0	65
Net income	$17,665,000	381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$662,000	1,159
Cash dividends	$8,198,000	446
Sale, conversion, retirement of capital stock, net	$50,000	647
Net operating income	$17,412,200	389
1994-12-31 (YTD Data)		Rank
Total interest income	$78,379,000	483
Total interest expense	$28,723,000	544
Net interest income	$49,656,000	443
Provision for loan and lease losses	$-4,000,000	12,575
Total noninterest income	$24,246,000	344
Gross Fiduciary activities income	$7,965,000	176
Service charges on deposit accounts	$10,300,000	216
Trading account gains and fees	$483,000	147
Additional Noninterest Income	$5,498,000	604
Total noninterest expense	$55,470,000	376
Salaries and employee benefits	$17,178,000	449
Premises and equipment expense	$6,331,000	416
Additional noninterest expense	$31,961,000	318
Pre-tax net operating income	$22,432,000	426
Securities gains (losses)	$49,000	1,164
Applicable income taxes	$7,532,000	418
Income before extraordinary items	$14,949,000	414
Extraordinary gains, net	$0	249
Net income	$14,949,000	415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,045,000	12,593
Cash dividends	$15,325,000	256
Sale, conversion, retirement of capital stock, net	$94,000	826
Net operating income	$14,916,660	423
1993-12-31 (YTD Data)		Rank
Total interest income	$73,817,000	504
Total interest expense	$27,374,000	565
Net interest income	$46,443,000	463
Provision for loan and lease losses	$0	10,371
Total noninterest income	$25,813,000	330
Gross Fiduciary activities income	$9,145,000	159
Service charges on deposit accounts	$10,328,000	213
Trading account gains and fees	$434,000	180
Additional Noninterest Income	$5,906,000	599
Total noninterest expense	$49,378,000	407
Salaries and employee benefits	$14,741,000	518
Premises and equipment expense	$6,354,000	415
Additional noninterest expense	$28,283,000	365
Pre-tax net operating income	$22,878,000	368
Securities gains (losses)	$87,000	2,698
Applicable income taxes	$7,311,000	402
Income before extraordinary items	$15,654,000	375
Extraordinary gains, net	$2,838,000	105
Net income	$18,492,000	340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,340,000	932
Cash dividends	$7,361,000	356
Sale, conversion, retirement of capital stock, net	$32,000	1,028
Net operating income	$15,594,840	353
1992-12-31 (YTD Data)		Rank
Total interest income	$80,238,000	532
Total interest expense	$37,084,000	564
Net interest income	$43,154,000	500
Provision for loan and lease losses	$1,770,000	1,260
Total noninterest income	$22,213,000	361
Gross Fiduciary activities income	$7,465,000	175
Service charges on deposit accounts	$9,706,000	212
Trading account gains and fees	$473,000	175
Additional Noninterest Income	$4,569,000	719
Total noninterest expense	$44,665,000	450
Salaries and employee benefits	$13,733,000	534
Premises and equipment expense	$6,125,000	433
Additional noninterest expense	$24,807,000	394
Pre-tax net operating income	$18,932,000	357
Securities gains (losses)	$-87,000	13,762
Applicable income taxes	$5,127,000	468
Income before extraordinary items	$13,718,000	377
Extraordinary gains, net	$0	1,422
Net income	$13,718,000	379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,750,000	632
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$7,031,000	126
Net operating income	$13,781,510	337

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.