Home > Crestar Bank > Net charge- offs to loans
Crestar Bank, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2785% | 2,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0914% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.4039% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0988% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 1,324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0902% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5617% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6292% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5982% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0101% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4013% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 0.6704% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0566% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6287% | 1,363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1716% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5731% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1227% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0440% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6479% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 0.4115% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2153% | 1,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0026% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1133% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0462% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2897% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5902% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0853% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7803% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.1196% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3517% | 1,442 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1236% | 1,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2253% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0643% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8254% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2958% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0190% | 414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1645% | 4,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2190% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4393% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3766% | 1,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3180% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9271% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7338% | 31 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4810% | 12,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6365% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.7199% | 1,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6967% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3041% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5884% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1508% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4274% | 3,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2639% | 1,518 |
| Percentage Net Loans Charged-off:Construction & development | -18.2971% | 1,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0143% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6239% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1701% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0187% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9072% | 282 |
| Percentage Net Loans Charged-off:Construction & development | -3.5397% | 1,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7253% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7172% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0799% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1161% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3459% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1130% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2568% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6829% | 70 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |