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Cowboy Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$19,681,0001,914
Total interest expense$4,321,0002,193
Net interest income$15,360,0001,773
Provision for loan and lease losses$4,0003,227
Total noninterest income$1,405,0002,366
Gross Fiduciary activities income$0981
Service charges on deposit accounts$493,0001,656
Trading account gains and feesNANA
Additional Noninterest Income$912,0002,384
Total noninterest expense$7,670,0002,410
Salaries and employee benefits$4,239,0002,438
Premises and equipment expense$454,0003,084
Additional noninterest expense$912,0002,384
Pre-tax net operating income$9,091,0001,254
Securities gains (losses)$25,000600
Applicable income taxes$416,0002,025
Income before extraordinary items$8,700,0001,137
Extraordinary gains, net$054
Net income$8,700,0001,151
Minority interest net income$088
Net income of bank and minority interests.$8,700,0001,140
Net charge-offs$-93,0004,321
Cash dividends$8,000,000571
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,676,2501,158
2023-09-30 (YTD Data)Rank
Total interest income$14,468,0001,905
Total interest expense$2,926,0002,187
Net interest income$11,542,0001,779
Provision for loan and lease losses$3,0003,033
Total noninterest income$1,028,0002,390
Gross Fiduciary activities income$0950
Service charges on deposit accounts$375,0001,646
Trading account gains and feesNANA
Additional Noninterest Income$653,0002,410
Total noninterest expense$5,591,0002,440
Salaries and employee benefits$3,088,0002,465
Premises and equipment expense$322,0003,172
Additional noninterest expense$653,0002,409
Pre-tax net operating income$6,976,0001,290
Securities gains (losses)$23,000419
Applicable income taxes$218,0002,302
Income before extraordinary items$6,781,0001,138
Extraordinary gains, net$052
Net income$6,781,0001,144
Minority interest net income$081
Net income of bank and minority interests.$6,781,0001,138
Net charge-offs$-95,0004,351
Cash dividends$4,000,000715
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,758,6901,160
2023-06-30 (YTD Data)Rank
Total interest income$9,608,0001,889
Total interest expense$1,777,0002,156
Net interest income$7,831,0001,777
Provision for loan and lease losses$3,0002,874
Total noninterest income$675,0002,356
Gross Fiduciary activities income$0931
Service charges on deposit accounts$241,0001,673
Trading account gains and feesNANA
Additional Noninterest Income$434,0002,345
Total noninterest expense$3,667,0002,451
Salaries and employee benefits$2,062,0002,465
Premises and equipment expense$201,0003,264
Additional noninterest expense$434,0002,341
Pre-tax net operating income$4,836,0001,234
Securities gains (losses)$22,000449
Applicable income taxes$146,0002,337
Income before extraordinary items$4,712,0001,103
Extraordinary gains, net$051
Net income$4,712,0001,116
Minority interest net income$081
Net income of bank and minority interests.$4,712,0001,103
Net charge-offs$-93,0004,443
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,690,6601,119
2023-03-31 (YTD Data)Rank
Total interest income$4,784,0001,868
Total interest expense$844,0002,040
Net interest income$3,940,0001,777
Provision for loan and lease losses$3,0002,523
Total noninterest income$319,0002,425
Gross Fiduciary activities income$0913
Service charges on deposit accounts$122,0001,675
Trading account gains and feesNANA
Additional Noninterest Income$197,0002,456
Total noninterest expense$1,811,0002,497
Salaries and employee benefits$1,049,0002,476
Premises and equipment expense$92,0003,419
Additional noninterest expense$197,0002,456
Pre-tax net operating income$2,445,0001,249
Securities gains (losses)$0950
Applicable income taxes$78,0002,321
Income before extraordinary items$2,367,0001,121
Extraordinary gains, net$04
Net income$2,367,0001,120
Minority interest net income$048
Net income of bank and minority interests.$2,367,0001,120
Net charge-offs$-92,0004,538
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,367,0001,140
2022-12-31 (YTD Data)Rank
Total interest income$15,618,0001,893
Total interest expense$1,370,0002,022
Net interest income$14,248,0001,850
Provision for loan and lease losses$600,0001,102
Total noninterest income$1,677,0002,221
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$496,0001,686
Trading account gains and feesNANA
Additional Noninterest Income$1,181,0002,164
Total noninterest expense$7,854,0002,327
Salaries and employee benefits$4,529,0002,322
Premises and equipment expense$443,0003,154
Additional noninterest expense$1,181,0002,164
Pre-tax net operating income$7,471,0001,563
Securities gains (losses)$20,000340
Applicable income taxes$336,0002,322
Income before extraordinary items$7,155,0001,418
Extraordinary gains, net$05
Net income$7,155,0001,418
Minority interest net income$063
Net income of bank and minority interests.$7,155,0001,418
Net charge-offs$-10,0003,632
Cash dividends$7,000,000599
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,135,8001,443
2022-09-30 (YTD Data)Rank
Total interest income$10,878,0001,945
Total interest expense$838,0001,988
Net interest income$10,040,0001,922
Provision for loan and lease losses$02,835
Total noninterest income$1,348,0002,183
Gross Fiduciary activities income$0968
Service charges on deposit accounts$373,0001,701
Trading account gains and feesNANA
Additional Noninterest Income$975,0002,087
Total noninterest expense$5,641,0002,388
Salaries and employee benefits$3,209,0002,391
Premises and equipment expense$309,0003,263
Additional noninterest expense$975,0002,087
Pre-tax net operating income$5,747,0001,528
Securities gains (losses)$16,000367
Applicable income taxes$227,0002,412
Income before extraordinary items$5,536,0001,379
Extraordinary gains, net$04
Net income$5,536,0001,378
Minority interest net income$057
Net income of bank and minority interests.$5,536,0001,379
Net charge-offs$-7,0003,496
Cash dividends$3,000,000841
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,520,6401,413
2022-06-30 (YTD Data)Rank
Total interest income$7,021,0001,938
Total interest expense$496,0001,968
Net interest income$6,525,0001,923
Provision for loan and lease losses$02,599
Total noninterest income$959,0002,113
Gross Fiduciary activities income$0925
Service charges on deposit accounts$236,0001,748
Trading account gains and feesNANA
Additional Noninterest Income$723,0002,028
Total noninterest expense$3,774,0002,373
Salaries and employee benefits$2,150,0002,396
Premises and equipment expense$200,0003,331
Additional noninterest expense$1,424,0002,075
Pre-tax net operating income$3,710,0001,489
Securities gains (losses)$13,000366
Applicable income taxes$154,0002,325
Income before extraordinary items$3,569,0001,337
Extraordinary gains, net$04
Net income$3,569,0001,336
Minority interest net income$060
Net income of bank and minority interests.$3,569,0001,337
Net charge-offs$-11,0003,693
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,556,5201,377
2022-03-31 (YTD Data)Rank
Total interest income$3,536,0001,876
Total interest expense$226,0002,046
Net interest income$3,310,0001,855
Provision for loan and lease losses$02,285
Total noninterest income$277,0002,687
Gross Fiduciary activities income$0892
Service charges on deposit accounts$117,0001,745
Trading account gains and feesNANA
Additional Noninterest Income$160,0002,827
Total noninterest expense$1,873,0002,395
Salaries and employee benefits$1,102,0002,359
Premises and equipment expense$94,0003,429
Additional noninterest expense$677,0002,136
Pre-tax net operating income$1,714,0001,498
Securities gains (losses)$1,000563
Applicable income taxes$645,000843
Income before extraordinary items$1,070,0001,839
Extraordinary gains, net$04
Net income$1,070,0001,838
Minority interest net income$050
Net income of bank and minority interests.$1,070,0001,839
Net charge-offs$-1,0003,005
Cash dividends$3,000,000350
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,069,2101,862
2021-12-31 (YTD Data)Rank
Total interest income$14,651,0001,903
Total interest expense$1,010,0002,201
Net interest income$13,641,0001,864
Provision for loan and lease losses$614,000867
Total noninterest income$1,372,0002,639
Gross Fiduciary activities income$0994
Service charges on deposit accounts$446,0001,730
Trading account gains and feesNANA
Additional Noninterest Income$926,0002,692
Total noninterest expense$7,355,0002,402
Salaries and employee benefits$4,178,0002,424
Premises and equipment expense$450,0003,168
Additional noninterest expense$2,727,0002,119
Pre-tax net operating income$7,044,0001,632
Securities gains (losses)$29,0001,353
Applicable income taxes$330,0002,401
Income before extraordinary items$6,743,0001,545
Extraordinary gains, net$010
Net income$6,743,0001,545
Minority interest net income$074
Net income of bank and minority interests.$6,743,0001,545
Net charge-offs$1,0002,638
Cash dividends$3,000,0001,157
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,715,4501,519
2021-09-30 (YTD Data)Rank
Total interest income$11,327,0001,889
Total interest expense$781,0002,248
Net interest income$10,546,0001,842
Provision for loan and lease losses$400,000973
Total noninterest income$997,0002,708
Gross Fiduciary activities income$0957
Service charges on deposit accounts$337,0001,708
Trading account gains and feesNANA
Additional Noninterest Income$660,0002,777
Total noninterest expense$5,437,0002,435
Salaries and employee benefits$3,106,0002,462
Premises and equipment expense$342,0003,187
Additional noninterest expense$1,989,0002,166
Pre-tax net operating income$5,706,0001,607
Securities gains (losses)$02,015
Applicable income taxes$122,0002,838
Income before extraordinary items$5,584,0001,497
Extraordinary gains, net$08
Net income$5,584,0001,497
Minority interest net income$069
Net income of bank and minority interests.$5,584,0001,497
Net charge-offs$1,0002,373
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,584,0001,466
2021-06-30 (YTD Data)Rank
Total interest income$8,120,0001,789
Total interest expense$511,0002,345
Net interest income$7,609,0001,720
Provision for loan and lease losses$200,0001,183
Total noninterest income$613,0002,769
Gross Fiduciary activities income$0951
Service charges on deposit accounts$214,0001,717
Trading account gains and feesNANA
Additional Noninterest Income$399,0002,846
Total noninterest expense$3,615,0002,438
Salaries and employee benefits$2,068,0002,458
Premises and equipment expense$230,0003,173
Additional noninterest expense$1,317,0002,150
Pre-tax net operating income$4,407,0001,430
Securities gains (losses)$01,818
Applicable income taxes$85,0002,804
Income before extraordinary items$4,322,0001,314
Extraordinary gains, net$06
Net income$4,322,0001,314
Minority interest net income$067
Net income of bank and minority interests.$4,322,0001,314
Net charge-offs$1,0002,145
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,322,0001,285
2021-03-31 (YTD Data)Rank
Total interest income$4,512,0001,636
Total interest expense$264,0002,362
Net interest income$4,248,0001,570
Provision for loan and lease losses$200,000806
Total noninterest income$287,0002,849
Gross Fiduciary activities income$0922
Service charges on deposit accounts$112,0001,658
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,972
Total noninterest expense$1,779,0002,450
Salaries and employee benefits$1,084,0002,366
Premises and equipment expense$97,0003,461
Additional noninterest expense$598,0002,267
Pre-tax net operating income$2,556,0001,288
Securities gains (losses)$01,392
Applicable income taxes$964,000771
Income before extraordinary items$1,592,0001,661
Extraordinary gains, net$03
Net income$1,592,0001,661
Minority interest net income$055
Net income of bank and minority interests.$1,592,0001,661
Net charge-offs$1,0001,805
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,592,0001,613
2020-12-31 (YTD Data)Rank
Total interest income$15,052,0001,884
Total interest expense$2,046,0001,956
Net interest income$13,006,0001,838
Provision for loan and lease losses$1,098,0001,512
Total noninterest income$1,228,0002,654
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$463,0001,691
Trading account gains and feesNANA
Additional Noninterest Income$765,0002,719
Total noninterest expense$7,362,0002,393
Salaries and employee benefits$4,465,0002,302
Premises and equipment expense$461,0003,180
Additional noninterest expense$2,436,0002,242
Pre-tax net operating income$5,774,0001,607
Securities gains (losses)$38,0001,846
Applicable income taxes$140,0002,756
Income before extraordinary items$5,672,0001,488
Extraordinary gains, net$04
Net income$5,672,0001,487
Minority interest net income$072
Net income of bank and minority interests.$5,672,0001,488
Net charge-offs$03,443
Cash dividends$5,500,000701
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,634,7601,449
2020-09-30 (YTD Data)Rank
Total interest income$11,833,0001,823
Total interest expense$1,723,0001,885
Net interest income$10,110,0001,802
Provision for loan and lease losses$982,0001,389
Total noninterest income$882,0002,660
Gross Fiduciary activities income$0981
Service charges on deposit accounts$348,0001,692
Trading account gains and feesNANA
Additional Noninterest Income$534,0002,774
Total noninterest expense$5,585,0002,360
Salaries and employee benefits$3,406,0002,256
Premises and equipment expense$336,0003,228
Additional noninterest expense$1,843,0002,198
Pre-tax net operating income$4,425,0001,548
Securities gains (losses)$38,0001,662
Applicable income taxes$100,0002,800
Income before extraordinary items$4,363,0001,409
Extraordinary gains, net$04
Net income$4,363,0001,410
Minority interest net income$065
Net income of bank and minority interests.$4,363,0001,410
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,325,7601,376
2020-06-30 (YTD Data)Rank
Total interest income$7,441,0001,931
Total interest expense$1,284,0001,840
Net interest income$6,157,0001,913
Provision for loan and lease losses$690,0001,344
Total noninterest income$1,486,0001,633
Gross Fiduciary activities income$0970
Service charges on deposit accounts$229,0001,732
Trading account gains and feesNANA
Additional Noninterest Income$1,257,0001,471
Total noninterest expense$3,783,0002,333
Salaries and employee benefits$2,315,0002,238
Premises and equipment expense$219,0003,272
Additional noninterest expense$1,249,0002,168
Pre-tax net operating income$3,170,0001,382
Securities gains (losses)$3,0002,083
Applicable income taxes$23,0003,178
Income before extraordinary items$3,150,0001,258
Extraordinary gains, net$04
Net income$3,150,0001,258
Minority interest net income$065
Net income of bank and minority interests.$3,150,0001,258
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,147,0301,225
2020-03-31 (YTD Data)Rank
Total interest income$3,897,0001,851
Total interest expense$720,0001,816
Net interest income$3,177,0001,837
Provision for loan and lease losses$529,000859
Total noninterest income$324,0002,421
Gross Fiduciary activities income$0941
Service charges on deposit accounts$135,0001,748
Trading account gains and feesNANA
Additional Noninterest Income$189,0002,500
Total noninterest expense$1,894,0002,347
Salaries and employee benefits$1,167,0002,238
Premises and equipment expense$115,0003,212
Additional noninterest expense$612,0002,216
Pre-tax net operating income$1,078,0001,729
Securities gains (losses)$3,0001,525
Applicable income taxes$03,513
Income before extraordinary items$1,081,0001,567
Extraordinary gains, net$04
Net income$1,081,0001,566
Minority interest net income$056
Net income of bank and minority interests.$1,081,0001,567
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,078,0001,536
2019-12-31 (YTD Data)Rank
Total interest income$2,493,0004,561
Total interest expense$635,0003,927
Net interest income$1,858,0004,673
Provision for loan and lease losses$215,0002,291
Total noninterest income$214,0004,417
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$99,0003,939
Trading account gains and feesNANA
Additional Noninterest Income$115,0004,337
Total noninterest expense$1,288,0004,799
Salaries and employee benefits$715,0004,795
Premises and equipment expense$82,0004,944
Additional noninterest expense$491,0004,643
Pre-tax net operating income$569,0004,367
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$569,0004,301
Extraordinary gains, net$011
Net income$569,0004,303
Minority interest net income$076
Net income of bank and minority interests.$569,0004,303
Net charge-offs$03,726
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$569,0004,279
2019-09-30 (YTD Data)Rank
Total interest income$11,097,0001,965
Total interest expense$2,339,0001,762
Net interest income$8,758,0001,993
Provision for loan and lease losses$96,0002,631
Total noninterest income$1,080,0002,351
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$445,0001,697
Trading account gains and feesNANA
Additional Noninterest Income$635,0002,432
Total noninterest expense$5,192,0002,481
Salaries and employee benefits$3,763,0002,105
Premises and equipment expense$250,0003,795
Additional noninterest expense$1,179,0003,007
Pre-tax net operating income$4,550,0001,563
Securities gains (losses)$8,0001,718
Applicable income taxes$03,902
Income before extraordinary items$4,558,0001,395
Extraordinary gains, net$011
Net income$4,558,0001,395
Minority interest net income$072
Net income of bank and minority interests.$4,558,0001,397
Net charge-offs$72,0001,978
Cash dividends$2,359,0001,057
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,550,0001,370
2019-06-30 (YTD Data)Rank
Total interest income$7,426,0001,950
Total interest expense$1,592,0001,720
Net interest income$5,834,0001,997
Provision for loan and lease losses$03,685
Total noninterest income$703,0002,347
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$292,0001,692
Trading account gains and feesNANA
Additional Noninterest Income$411,0002,446
Total noninterest expense$3,318,0002,567
Salaries and employee benefits$2,372,0002,206
Premises and equipment expense$161,0003,876
Additional noninterest expense$785,0003,041
Pre-tax net operating income$3,219,0001,458
Securities gains (losses)$7,0001,296
Applicable income taxes$03,901
Income before extraordinary items$3,226,0001,316
Extraordinary gains, net$011
Net income$3,226,0001,315
Minority interest net income$069
Net income of bank and minority interests.$3,226,0001,316
Net charge-offs$51,0001,810
Cash dividends$1,690,0001,008
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,219,0001,289
2019-03-31 (YTD Data)Rank
Total interest income$3,669,0001,972
Total interest expense$780,0001,708
Net interest income$2,889,0002,016
Provision for loan and lease losses$03,406
Total noninterest income$343,0002,352
Gross Fiduciary activities income$0972
Service charges on deposit accounts$142,0001,716
Trading account gains and feesNANA
Additional Noninterest Income$201,0002,399
Total noninterest expense$1,617,0002,628
Salaries and employee benefits$1,161,0002,251
Premises and equipment expense$81,0003,889
Additional noninterest expense$375,0003,151
Pre-tax net operating income$1,615,0001,434
Securities gains (losses)$4,000883
Applicable income taxes$03,800
Income before extraordinary items$1,619,0001,285
Extraordinary gains, net$05
Net income$1,619,0001,284
Minority interest net income$052
Net income of bank and minority interests.$1,619,0001,284
Net charge-offs$-8,0004,574
Cash dividends$1,030,000792
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,615,0001,268
2018-12-31 (YTD Data)Rank
Total interest income$13,392,0002,029
Total interest expense$2,374,0001,714
Net interest income$11,018,0002,077
Provision for loan and lease losses$752,0001,094
Total noninterest income$1,493,0002,344
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$612,0001,715
Trading account gains and feesNANA
Additional Noninterest Income$881,0002,380
Total noninterest expense$6,990,0002,473
Salaries and employee benefits$4,987,0002,093
Premises and equipment expense$412,0003,475
Additional noninterest expense$1,591,0003,055
Pre-tax net operating income$4,769,0001,841
Securities gains (losses)$2,000956
Applicable income taxes$03,978
Income before extraordinary items$4,771,0001,640
Extraordinary gains, net$06
Net income$4,771,0001,639
Minority interest net income$072
Net income of bank and minority interests.$4,771,0001,639
Net charge-offs$537,000907
Cash dividends$3,445,000985
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,769,0001,635
2018-09-30 (YTD Data)Rank
Total interest income$9,904,0002,037
Total interest expense$1,685,0001,708
Net interest income$8,219,0002,087
Provision for loan and lease losses$600,000982
Total noninterest income$1,103,0002,371
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$455,0001,744
Trading account gains and feesNANA
Additional Noninterest Income$648,0002,425
Total noninterest expense$4,909,0002,581
Salaries and employee benefits$3,486,0002,212
Premises and equipment expense$263,0003,801
Additional noninterest expense$1,160,0003,116
Pre-tax net operating income$3,813,0001,781
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,813,0001,581
Extraordinary gains, net$05
Net income$3,813,0001,580
Minority interest net income$066
Net income of bank and minority interests.$3,813,0001,580
Net charge-offs$544,000685
Cash dividends$2,785,000829
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,813,0001,567
2018-06-30 (YTD Data)Rank
Total interest income$6,588,0002,031
Total interest expense$1,109,0001,645
Net interest income$5,479,0002,094
Provision for loan and lease losses$250,0001,331
Total noninterest income$735,0002,380
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$305,0001,719
Trading account gains and feesNANA
Additional Noninterest Income$430,0002,434
Total noninterest expense$3,382,0002,540
Salaries and employee benefits$2,410,0002,166
Premises and equipment expense$172,0003,857
Additional noninterest expense$800,0003,058
Pre-tax net operating income$2,582,0001,721
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,582,0001,538
Extraordinary gains, net$06
Net income$2,582,0001,537
Minority interest net income$065
Net income of bank and minority interests.$2,582,0001,537
Net charge-offs$278,000768
Cash dividends$2,125,000721
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,582,0001,520
2018-03-31 (YTD Data)Rank
Total interest income$3,221,0002,063
Total interest expense$536,0001,619
Net interest income$2,685,0002,129
Provision for loan and lease losses$03,508
Total noninterest income$354,0002,403
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$158,0001,668
Trading account gains and feesNANA
Additional Noninterest Income$196,0002,513
Total noninterest expense$1,611,0002,643
Salaries and employee benefits$1,135,0002,282
Premises and equipment expense$90,0003,823
Additional noninterest expense$386,0003,142
Pre-tax net operating income$1,428,0001,543
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,428,0001,380
Extraordinary gains, net$07
Net income$1,428,0001,380
Minority interest net income$052
Net income of bank and minority interests.$1,428,0001,380
Net charge-offs$-18,0004,945
Cash dividends$825,000831
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,428,0001,373
2017-12-31 (YTD Data)Rank
Total interest income$11,740,0002,165
Total interest expense$1,539,0001,877
Net interest income$10,201,0002,189
Provision for loan and lease losses$102,0003,033
Total noninterest income$1,545,0002,360
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$543,0001,915
Trading account gains and feesNANA
Additional Noninterest Income$1,002,0002,288
Total noninterest expense$7,140,0002,481
Salaries and employee benefits$5,015,0002,083
Premises and equipment expense$498,0003,276
Additional noninterest expense$1,627,0003,049
Pre-tax net operating income$4,504,0001,872
Securities gains (losses)$16,0001,414
Applicable income taxes$04,135
Income before extraordinary items$4,520,0001,458
Extraordinary gains, net$09
Net income$4,520,0001,457
Minority interest net income$076
Net income of bank and minority interests.$4,520,0001,458
Net charge-offs$718,000864
Cash dividends$3,429,000929
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,504,0001,452
2017-09-30 (YTD Data)Rank
Total interest income$8,751,0002,183
Total interest expense$1,089,0001,948
Net interest income$7,662,0002,197
Provision for loan and lease losses$04,088
Total noninterest income$1,174,0002,355
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$400,0001,954
Trading account gains and feesNANA
Additional Noninterest Income$774,0002,286
Total noninterest expense$5,050,0002,575
Salaries and employee benefits$3,531,0002,185
Premises and equipment expense$321,0003,568
Additional noninterest expense$1,198,0003,103
Pre-tax net operating income$3,786,0001,724
Securities gains (losses)$14,0001,480
Applicable income taxes$04,172
Income before extraordinary items$3,800,0001,434
Extraordinary gains, net$09
Net income$3,800,0001,433
Minority interest net income$071
Net income of bank and minority interests.$3,800,0001,434
Net charge-offs$689,000640
Cash dividends$2,604,000855
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,786,0001,421
2017-06-30 (YTD Data)Rank
Total interest income$5,781,0002,181
Total interest expense$714,0001,936
Net interest income$5,067,0002,200
Provision for loan and lease losses$03,871
Total noninterest income$790,0002,371
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$262,0001,967
Trading account gains and feesNANA
Additional Noninterest Income$528,0002,260
Total noninterest expense$3,478,0002,526
Salaries and employee benefits$2,479,0002,120
Premises and equipment expense$218,0003,560
Additional noninterest expense$781,0003,160
Pre-tax net operating income$2,379,0001,781
Securities gains (losses)$13,0001,152
Applicable income taxes$04,189
Income before extraordinary items$2,392,0001,479
Extraordinary gains, net$011
Net income$2,392,0001,478
Minority interest net income$071
Net income of bank and minority interests.$2,392,0001,479
Net charge-offs$-42,0005,244
Cash dividends$1,950,000795
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,379,0001,469
2017-03-31 (YTD Data)Rank
Total interest income$2,901,0002,171
Total interest expense$349,0001,955
Net interest income$2,552,0002,187
Provision for loan and lease losses$03,537
Total noninterest income$332,0002,581
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$136,0001,910
Trading account gains and feesNANA
Additional Noninterest Income$196,0002,602
Total noninterest expense$1,628,0002,673
Salaries and employee benefits$1,176,0002,243
Premises and equipment expense$99,0003,755
Additional noninterest expense$353,0003,364
Pre-tax net operating income$1,256,0001,657
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,256,0001,410
Extraordinary gains, net$08
Net income$1,256,0001,410
Minority interest net income$055
Net income of bank and minority interests.$1,256,0001,410
Net charge-offs$-8,0004,903
Cash dividends$650,0001,001
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,256,0001,392
2016-12-31 (YTD Data)Rank
Total interest income$11,051,0002,221
Total interest expense$1,174,0002,172
Net interest income$9,877,0002,209
Provision for loan and lease losses$453,0001,575
Total noninterest income$1,410,0002,568
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$532,0001,981
Trading account gains and fees$0170
Additional Noninterest Income$878,0002,555
Total noninterest expense$6,880,0002,591
Salaries and employee benefits$4,697,0002,194
Premises and equipment expense$539,0003,216
Additional noninterest expense$1,644,0003,141
Pre-tax net operating income$3,954,0001,955
Securities gains (losses)$35,0002,061
Applicable income taxes$04,278
Income before extraordinary items$3,989,0001,661
Extraordinary gains, net$05
Net income$3,989,0001,658
Minority interest net income$082
Net income of bank and minority interests.$3,989,0001,660
Net charge-offs$421,0001,204
Cash dividends$4,156,000792
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,954,0001,635
2016-09-30 (YTD Data)Rank
Total interest income$8,218,0002,236
Total interest expense$863,0002,200
Net interest income$7,355,0002,220
Provision for loan and lease losses$450,0001,227
Total noninterest income$1,067,0002,554
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$405,0001,962
Trading account gains and fees$0169
Additional Noninterest Income$662,0002,552
Total noninterest expense$4,932,0002,677
Salaries and employee benefits$3,365,0002,274
Premises and equipment expense$305,0003,765
Additional noninterest expense$1,262,0003,106
Pre-tax net operating income$3,040,0001,942
Securities gains (losses)$20,0002,307
Applicable income taxes$04,325
Income before extraordinary items$3,060,0001,658
Extraordinary gains, net$05
Net income$3,060,0001,658
Minority interest net income$071
Net income of bank and minority interests.$3,060,0001,658
Net charge-offs$61,0002,449
Cash dividends$4,156,000583
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,040,0001,618
2016-06-30 (YTD Data)Rank
Total interest income$5,485,0002,233
Total interest expense$579,0002,202
Net interest income$4,906,0002,223
Provision for loan and lease losses$250,0001,404
Total noninterest income$716,0002,521
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$262,0001,998
Trading account gains and fees$0157
Additional Noninterest Income$454,0002,497
Total noninterest expense$3,278,0002,693
Salaries and employee benefits$2,230,0002,296
Premises and equipment expense$198,0003,837
Additional noninterest expense$850,0003,098
Pre-tax net operating income$2,094,0001,865
Securities gains (losses)$20,0001,940
Applicable income taxes$04,338
Income before extraordinary items$2,114,0001,577
Extraordinary gains, net$016
Net income$2,114,0001,578
Minority interest net income$071
Net income of bank and minority interests.$2,114,0001,578
Net charge-offs$43,0002,261
Cash dividends$1,997,000779
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,094,0001,547
2016-03-31 (YTD Data)Rank
Total interest income$2,687,0002,268
Total interest expense$298,0002,149
Net interest income$2,389,0002,277
Provision for loan and lease losses$250,000792
Total noninterest income$345,0002,537
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$131,0001,977
Trading account gains and fees$0142
Additional Noninterest Income$214,0002,537
Total noninterest expense$1,606,0002,732
Salaries and employee benefits$1,091,0002,340
Premises and equipment expense$111,0003,664
Additional noninterest expense$404,0003,209
Pre-tax net operating income$878,0002,123
Securities gains (losses)$20,0001,229
Applicable income taxes$04,259
Income before extraordinary items$898,0001,784
Extraordinary gains, net$012
Net income$898,0001,785
Minority interest net income$062
Net income of bank and minority interests.$898,0001,785
Net charge-offs$48,0001,450
Cash dividends$663,000997
Sale, conversion, retirement of capital stock, net$0659
Net operating income$878,0001,774
2015-12-31 (YTD Data)Rank
Total interest income$10,835,0002,214
Total interest expense$1,063,0002,323
Net interest income$9,772,0002,193
Provision for loan and lease losses$561,0001,235
Total noninterest income$1,429,0002,545
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$537,0002,013
Trading account gains and fees$0159
Additional Noninterest Income$892,0002,523
Total noninterest expense$6,423,0002,726
Salaries and employee benefits$4,399,0002,291
Premises and equipment expense$409,0003,866
Additional noninterest expense$1,615,0003,252
Pre-tax net operating income$4,217,0001,797
Securities gains (losses)$-41,0006,009
Applicable income taxes$04,402
Income before extraordinary items$4,176,0001,550
Extraordinary gains, net$023
Net income$4,176,0001,550
Minority interest net income$081
Net income of bank and minority interests.$4,176,0001,550
Net charge-offs$261,0001,734
Cash dividends$2,655,0001,087
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,217,0001,511
2015-09-30 (YTD Data)Rank
Total interest income$8,045,0002,245
Total interest expense$781,0002,381
Net interest income$7,264,0002,219
Provision for loan and lease losses$100,0002,641
Total noninterest income$1,071,0002,570
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$390,0002,074
Trading account gains and fees$0153
Additional Noninterest Income$681,0002,509
Total noninterest expense$4,530,0002,863
Salaries and employee benefits$3,105,0002,420
Premises and equipment expense$242,0004,374
Additional noninterest expense$1,183,0003,307
Pre-tax net operating income$3,705,0001,616
Securities gains (losses)$18,0002,073
Applicable income taxes$04,489
Income before extraordinary items$3,723,0001,372
Extraordinary gains, net$021
Net income$3,723,0001,372
Minority interest net income$078
Net income of bank and minority interests.$3,723,0001,372
Net charge-offs$171,0001,687
Cash dividends$2,655,000791
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,705,0001,346
2015-06-30 (YTD Data)Rank
Total interest income$5,356,0002,252
Total interest expense$515,0002,416
Net interest income$4,841,0002,212
Provision for loan and lease losses$100,0002,201
Total noninterest income$708,0002,600
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$246,0002,130
Trading account gains and fees$0157
Additional Noninterest Income$462,0002,501
Total noninterest expense$2,946,0002,926
Salaries and employee benefits$2,025,0002,490
Premises and equipment expense$159,0004,432
Additional noninterest expense$762,0003,399
Pre-tax net operating income$2,503,0001,578
Securities gains (losses)$19,0001,735
Applicable income taxes$04,497
Income before extraordinary items$2,522,0001,334
Extraordinary gains, net$022
Net income$2,522,0001,336
Minority interest net income$075
Net income of bank and minority interests.$2,522,0001,335
Net charge-offs$185,0001,238
Cash dividends$1,995,000720
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,503,0001,309
2015-03-31 (YTD Data)Rank
Total interest income$2,675,0002,252
Total interest expense$249,0002,487
Net interest income$2,426,0002,190
Provision for loan and lease losses$100,0001,425
Total noninterest income$316,0002,716
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$122,0002,139
Trading account gains and fees$0152
Additional Noninterest Income$194,0002,676
Total noninterest expense$1,454,0002,963
Salaries and employee benefits$1,007,0002,511
Premises and equipment expense$89,0004,259
Additional noninterest expense$358,0003,534
Pre-tax net operating income$1,188,0001,611
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,188,0001,390
Extraordinary gains, net$013
Net income$1,188,0001,392
Minority interest net income$064
Net income of bank and minority interests.$1,188,0001,392
Net charge-offs$196,000745
Cash dividends$662,000905
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,188,0001,348
2014-12-31 (YTD Data)Rank
Total interest income$10,196,0002,356
Total interest expense$969,0002,632
Net interest income$9,227,0002,301
Provision for loan and lease losses$221,0002,369
Total noninterest income$1,637,0002,391
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$539,0002,160
Trading account gains and fees$0180
Additional Noninterest Income$1,098,0002,199
Total noninterest expense$6,037,0002,906
Salaries and employee benefits$4,053,0002,465
Premises and equipment expense$451,0003,855
Additional noninterest expense$1,533,0003,506
Pre-tax net operating income$4,606,0001,635
Securities gains (losses)$18,0002,377
Applicable income taxes$04,531
Income before extraordinary items$4,624,0001,396
Extraordinary gains, net$017
Net income$4,624,0001,395
Minority interest net income$084
Net income of bank and minority interests.$4,624,0001,395
Net charge-offs$221,0002,352
Cash dividends$2,466,0001,093
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,606,0001,375
2014-09-30 (YTD Data)Rank
Total interest income$7,578,0002,388
Total interest expense$733,0002,648
Net interest income$6,845,0002,326
Provision for loan and lease losses$150,0002,373
Total noninterest income$1,285,0002,332
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$405,0002,167
Trading account gains and fees$0174
Additional Noninterest Income$880,0002,110
Total noninterest expense$4,270,0003,041
Salaries and employee benefits$2,863,0002,600
Premises and equipment expense$265,0004,392
Additional noninterest expense$1,142,0003,526
Pre-tax net operating income$3,710,0001,551
Securities gains (losses)$47,0001,482
Applicable income taxes$04,583
Income before extraordinary items$3,757,0001,289
Extraordinary gains, net$015
Net income$3,757,0001,289
Minority interest net income$081
Net income of bank and minority interests.$3,757,0001,289
Net charge-offs$227,0001,868
Cash dividends$2,466,000798
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,710,0001,289
2014-06-30 (YTD Data)Rank
Total interest income$5,092,0002,364
Total interest expense$491,0002,662
Net interest income$4,601,0002,304
Provision for loan and lease losses$150,0001,864
Total noninterest income$705,0002,590
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$266,0002,163
Trading account gains and fees$0172
Additional Noninterest Income$439,0002,489
Total noninterest expense$2,867,0003,035
Salaries and employee benefits$1,952,0002,567
Premises and equipment expense$174,0004,472
Additional noninterest expense$741,0003,610
Pre-tax net operating income$2,289,0001,624
Securities gains (losses)$46,0001,209
Applicable income taxes$04,568
Income before extraordinary items$2,335,0001,341
Extraordinary gains, net$020
Net income$2,335,0001,343
Minority interest net income$080
Net income of bank and minority interests.$2,335,0001,343
Net charge-offs$250,0001,402
Cash dividends$1,789,000717
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,289,0001,348
2014-03-31 (YTD Data)Rank
Total interest income$2,578,0002,340
Total interest expense$248,0002,696
Net interest income$2,330,0002,266
Provision for loan and lease losses$150,0001,189
Total noninterest income$295,0002,827
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$141,0002,043
Trading account gains and fees$0147
Additional Noninterest Income$154,0002,936
Total noninterest expense$1,391,0003,136
Salaries and employee benefits$947,0002,641
Premises and equipment expense$81,0004,681
Additional noninterest expense$363,0003,631
Pre-tax net operating income$1,084,0001,649
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,084,0001,396
Extraordinary gains, net$016
Net income$1,084,0001,397
Minority interest net income$066
Net income of bank and minority interests.$1,084,0001,398
Net charge-offs$-36,0006,214
Cash dividends$595,000932
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,084,0001,373
2013-12-31 (YTD Data)Rank
Total interest income$10,370,0002,346
Total interest expense$1,122,0002,702
Net interest income$9,248,0002,256
Provision for loan and lease losses$502,0001,827
Total noninterest income$1,108,0003,021
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$620,0002,005
Trading account gains and fees$0184
Additional Noninterest Income$488,0003,382
Total noninterest expense$5,863,0003,043
Salaries and employee benefits$3,969,0002,492
Premises and equipment expense$393,0004,256
Additional noninterest expense$1,501,0003,657
Pre-tax net operating income$3,991,0001,730
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,991,0001,513
Extraordinary gains, net$029
Net income$3,991,0001,515
Minority interest net income$090
Net income of bank and minority interests.$3,991,0001,517
Net charge-offs$502,0002,017
Cash dividends$2,102,0001,159
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,991,0001,477
2013-09-30 (YTD Data)Rank
Total interest income$7,558,0002,422
Total interest expense$868,0002,718
Net interest income$6,690,0002,366
Provision for loan and lease losses$200,0002,567
Total noninterest income$811,0003,115
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$471,0001,993
Trading account gains and fees$0180
Additional Noninterest Income$340,0003,558
Total noninterest expense$4,156,0003,168
Salaries and employee benefits$2,807,0002,635
Premises and equipment expense$252,0004,624
Additional noninterest expense$1,097,0003,718
Pre-tax net operating income$3,145,0001,671
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$3,145,0001,437
Extraordinary gains, net$025
Net income$3,145,0001,440
Minority interest net income$084
Net income of bank and minority interests.$3,145,0001,439
Net charge-offs$522,0001,547
Cash dividends$2,102,000845
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,145,0001,410
2013-06-30 (YTD Data)Rank
Total interest income$5,135,0002,370
Total interest expense$598,0002,711
Net interest income$4,537,0002,298
Provision for loan and lease losses$200,0002,092
Total noninterest income$546,0003,136
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$315,0001,957
Trading account gains and fees$0157
Additional Noninterest Income$231,0003,566
Total noninterest expense$2,767,0003,180
Salaries and employee benefits$1,852,0002,685
Premises and equipment expense$178,0004,527
Additional noninterest expense$737,0003,695
Pre-tax net operating income$2,116,0001,645
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,116,0001,429
Extraordinary gains, net$022
Net income$2,116,0001,432
Minority interest net income$082
Net income of bank and minority interests.$2,116,0001,432
Net charge-offs$515,0001,236
Cash dividends$2,102,000596
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,116,0001,377
2013-03-31 (YTD Data)Rank
Total interest income$2,576,0002,401
Total interest expense$311,0002,712
Net interest income$2,265,0002,315
Provision for loan and lease losses$04,409
Total noninterest income$255,0003,238
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$154,0001,989
Trading account gains and fees$0148
Additional Noninterest Income$101,0003,730
Total noninterest expense$1,341,0003,270
Salaries and employee benefits$899,0002,770
Premises and equipment expense$85,0004,659
Additional noninterest expense$357,0003,791
Pre-tax net operating income$1,179,0001,492
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,179,0001,269
Extraordinary gains, net$010
Net income$1,179,0001,271
Minority interest net income$076
Net income of bank and minority interests.$1,179,0001,271
Net charge-offs$-95,0006,834
Cash dividends$756,000681
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,179,0001,212
2012-12-31 (YTD Data)Rank
Total interest income$10,154,0002,538
Total interest expense$1,697,0002,468
Net interest income$8,457,0002,543
Provision for loan and lease losses$425,0002,942
Total noninterest income$1,232,0002,918
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$700,0001,898
Trading account gains and fees$0166
Additional Noninterest Income$532,0003,265
Total noninterest expense$5,769,0003,121
Salaries and employee benefits$3,736,0002,614
Premises and equipment expense$408,0004,270
Additional noninterest expense$1,625,0003,589
Pre-tax net operating income$3,495,0001,822
Securities gains (losses)$186,0001,774
Applicable income taxes$04,751
Income before extraordinary items$3,681,0001,556
Extraordinary gains, net$029
Net income$3,681,0001,557
Minority interest net income$093
Net income of bank and minority interests.$3,681,0001,557
Net charge-offs$426,0002,860
Cash dividends$2,263,0001,105
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,495,0001,544
2012-09-30 (YTD Data)Rank
Total interest income$7,707,0002,555
Total interest expense$1,345,0002,444
Net interest income$6,362,0002,567
Provision for loan and lease losses$160,0003,797
Total noninterest income$918,0002,951
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$505,0001,984
Trading account gains and fees$0157
Additional Noninterest Income$413,0003,226
Total noninterest expense$4,153,0003,244
Salaries and employee benefits$2,698,0002,731
Premises and equipment expense$262,0004,684
Additional noninterest expense$1,193,0003,678
Pre-tax net operating income$2,967,0001,720
Securities gains (losses)$159,0001,618
Applicable income taxes$04,802
Income before extraordinary items$3,126,0001,434
Extraordinary gains, net$020
Net income$3,126,0001,435
Minority interest net income$086
Net income of bank and minority interests.$3,126,0001,435
Net charge-offs$424,0002,391
Cash dividends$2,241,000713
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,967,0001,411
2012-06-30 (YTD Data)Rank
Total interest income$5,291,0002,500
Total interest expense$960,0002,368
Net interest income$4,331,0002,513
Provision for loan and lease losses$160,0003,267
Total noninterest income$610,0002,904
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$327,0002,009
Trading account gains and fees$0153
Additional Noninterest Income$283,0003,145
Total noninterest expense$2,796,0003,241
Salaries and employee benefits$1,794,0002,741
Premises and equipment expense$179,0004,631
Additional noninterest expense$823,0003,596
Pre-tax net operating income$1,985,0001,691
Securities gains (losses)$159,0001,278
Applicable income taxes$04,770
Income before extraordinary items$2,144,0001,385
Extraordinary gains, net$019
Net income$2,144,0001,385
Minority interest net income$084
Net income of bank and minority interests.$2,144,0001,385
Net charge-offs$124,0003,221
Cash dividends$1,471,000713
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,985,0001,402
2012-03-31 (YTD Data)Rank
Total interest income$2,745,0002,440
Total interest expense$517,0002,306
Net interest income$2,228,0002,457
Provision for loan and lease losses$160,0002,234
Total noninterest income$324,0002,821
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$161,0002,017
Trading account gains and fees$0148
Additional Noninterest Income$163,0002,952
Total noninterest expense$1,340,0003,357
Salaries and employee benefits$885,0002,783
Premises and equipment expense$84,0004,824
Additional noninterest expense$371,0003,821
Pre-tax net operating income$1,052,0001,608
Securities gains (losses)$28,0001,460
Applicable income taxes$04,704
Income before extraordinary items$1,080,0001,346
Extraordinary gains, net$019
Net income$1,080,0001,347
Minority interest net income$078
Net income of bank and minority interests.$1,080,0001,347
Net charge-offs$147,0002,113
Cash dividends$986,000492
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,052,0001,310
2011-12-31 (YTD Data)Rank
Total interest income$11,876,0002,341
Total interest expense$2,453,0002,358
Net interest income$9,423,0002,321
Provision for loan and lease losses$2,061,0001,538
Total noninterest income$1,184,0002,825
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$749,0001,878
Trading account gains and fees$0146
Additional Noninterest Income$435,0003,314
Total noninterest expense$5,563,0003,246
Salaries and employee benefits$3,508,0002,743
Premises and equipment expense$505,0004,015
Additional noninterest expense$1,550,0003,776
Pre-tax net operating income$2,983,0001,842
Securities gains (losses)$4,0003,534
Applicable income taxes$04,719
Income before extraordinary items$2,987,0001,623
Extraordinary gains, net$029
Net income$2,987,0001,624
Minority interest net income$096
Net income of bank and minority interests.$2,987,0001,624
Net charge-offs$1,810,0001,653
Cash dividends$2,604,000749
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,983,0001,546
2011-09-30 (YTD Data)Rank
Total interest income$9,031,0002,335
Total interest expense$1,884,0002,394
Net interest income$7,147,0002,301
Provision for loan and lease losses$800,0002,262
Total noninterest income$849,0002,890
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$565,0001,876
Trading account gains and fees$0145
Additional Noninterest Income$284,0003,539
Total noninterest expense$3,904,0003,428
Salaries and employee benefits$2,497,0002,861
Premises and equipment expense$283,0004,756
Additional noninterest expense$1,124,0003,861
Pre-tax net operating income$3,292,0001,369
Securities gains (losses)$4,0003,259
Applicable income taxes$04,740
Income before extraordinary items$3,296,0001,162
Extraordinary gains, net$021
Net income$3,296,0001,161
Minority interest net income$087
Net income of bank and minority interests.$3,296,0001,162
Net charge-offs$786,0002,165
Cash dividends$2,466,000544
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,292,0001,109
2011-06-30 (YTD Data)Rank
Total interest income$6,170,0002,307
Total interest expense$1,284,0002,433
Net interest income$4,886,0002,247
Provision for loan and lease losses$400,0002,592
Total noninterest income$559,0002,919
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$371,0001,874
Trading account gains and fees$0153
Additional Noninterest Income$188,0003,592
Total noninterest expense$2,585,0003,488
Salaries and employee benefits$1,654,0002,896
Premises and equipment expense$184,0004,849
Additional noninterest expense$747,0003,910
Pre-tax net operating income$2,460,0001,211
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,460,000998
Extraordinary gains, net$015
Net income$2,460,000996
Minority interest net income$089
Net income of bank and minority interests.$2,460,000998
Net charge-offs$517,0002,106
Cash dividends$2,010,000423
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,460,000967
2011-03-31 (YTD Data)Rank
Total interest income$3,164,0002,258
Total interest expense$632,0002,530
Net interest income$2,532,0002,146
Provision for loan and lease losses$100,0003,337
Total noninterest income$291,0002,882
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$190,0001,817
Trading account gains and fees$0158
Additional Noninterest Income$101,0003,554
Total noninterest expense$1,228,0003,636
Salaries and employee benefits$806,0002,981
Premises and equipment expense$82,0005,167
Additional noninterest expense$340,0004,175
Pre-tax net operating income$1,495,0001,011
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,495,000826
Extraordinary gains, net$09
Net income$1,495,000824
Minority interest net income$086
Net income of bank and minority interests.$1,495,000826
Net charge-offs$5,0004,645
Cash dividends$514,000711
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,495,000813
2010-12-31 (YTD Data)Rank
Total interest income$11,758,0002,539
Total interest expense$2,307,0003,187
Net interest income$9,451,0002,306
Provision for loan and lease losses$1,387,0002,569
Total noninterest income$1,461,0002,561
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$882,0001,675
Trading account gains and fees$0175
Additional Noninterest Income$579,0002,973
Total noninterest expense$5,235,0003,480
Salaries and employee benefits$3,274,0002,887
Premises and equipment expense$508,0004,139
Additional noninterest expense$1,453,0004,089
Pre-tax net operating income$4,290,0001,182
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$4,290,0001,007
Extraordinary gains, net$029
Net income$4,290,0001,009
Minority interest net income$0111
Net income of bank and minority interests.$4,290,0001,010
Net charge-offs$741,0003,097
Cash dividends$2,117,000773
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,290,000969
2010-09-30 (YTD Data)Rank
Total interest income$8,724,0002,639
Total interest expense$1,721,0003,326
Net interest income$7,003,0002,381
Provision for loan and lease losses$750,0002,938
Total noninterest income$1,155,0002,489
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$672,0001,693
Trading account gains and fees$0165
Additional Noninterest Income$483,0002,810
Total noninterest expense$3,647,0003,708
Salaries and employee benefits$2,315,0003,056
Premises and equipment expense$300,0004,842
Additional noninterest expense$1,032,0004,218
Pre-tax net operating income$3,761,0001,081
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$3,761,000923
Extraordinary gains, net$023
Net income$3,761,000925
Minority interest net income$0110
Net income of bank and minority interests.$3,761,000925
Net charge-offs$195,0004,258
Cash dividends$2,090,000508
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,761,000881
2010-06-30 (YTD Data)Rank
Total interest income$5,758,0002,690
Total interest expense$1,133,0003,455
Net interest income$4,625,0002,402
Provision for loan and lease losses$450,0002,998
Total noninterest income$602,0002,859
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$463,0001,658
Trading account gains and fees$0152
Additional Noninterest Income$139,0004,106
Total noninterest expense$2,388,0003,750
Salaries and employee benefits$1,521,0003,112
Premises and equipment expense$197,0004,909
Additional noninterest expense$670,0004,288
Pre-tax net operating income$2,389,0001,116
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$2,389,000946
Extraordinary gains, net$019
Net income$2,389,000946
Minority interest net income$0105
Net income of bank and minority interests.$2,389,000947
Net charge-offs$204,0003,519
Cash dividends$1,248,000565
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,389,000913
2010-03-31 (YTD Data)Rank
Total interest income$2,850,0002,768
Total interest expense$565,0003,596
Net interest income$2,285,0002,460
Provision for loan and lease losses$250,0002,660
Total noninterest income$278,0003,018
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$233,0001,643
Trading account gains and fees$0175
Additional Noninterest Income$45,0004,859
Total noninterest expense$1,135,0003,910
Salaries and employee benefits$730,0003,273
Premises and equipment expense$96,0005,057
Additional noninterest expense$309,0004,501
Pre-tax net operating income$1,178,0001,124
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,178,000924
Extraordinary gains, net$016
Net income$1,178,000928
Minority interest net income$091
Net income of bank and minority interests.$1,178,000928
Net charge-offs$-9,0007,459
Cash dividends$687,000489
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,178,000903
2009-12-31 (YTD Data)Rank
Total interest income$11,166,0002,929
Total interest expense$3,049,0003,377
Net interest income$8,117,0002,689
Provision for loan and lease losses$1,106,0003,345
Total noninterest income$1,477,0002,573
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$921,0001,808
Trading account gains and fees$0211
Additional Noninterest Income$556,0003,029
Total noninterest expense$5,442,0003,435
Salaries and employee benefits$3,139,0003,048
Premises and equipment expense$686,0003,518
Additional noninterest expense$1,617,0003,885
Pre-tax net operating income$3,046,0001,306
Securities gains (losses)$16,0003,123
Applicable income taxes$04,388
Income before extraordinary items$3,062,0001,102
Extraordinary gains, net$034
Net income$3,062,0001,100
Minority interest net income$0115
Net income of bank and minority interests.$3,062,0001,101
Net charge-offs$752,0003,265
Cash dividends$2,189,000835
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,046,0001,100
2009-09-30 (YTD Data)Rank
Total interest income$8,368,0002,983
Total interest expense$2,399,0003,385
Net interest income$5,969,0002,751
Provision for loan and lease losses$450,0003,968
Total noninterest income$983,0002,852
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$673,0001,865
Trading account gains and fees$0212
Additional Noninterest Income$310,0003,571
Total noninterest expense$3,773,0003,666
Salaries and employee benefits$2,245,0003,209
Premises and equipment expense$310,0004,939
Additional noninterest expense$1,218,0003,836
Pre-tax net operating income$2,729,0001,188
Securities gains (losses)$20,0002,745
Applicable income taxes$04,592
Income before extraordinary items$2,749,000987
Extraordinary gains, net$027
Net income$2,749,000986
Minority interest net income$0118
Net income of bank and minority interests.$2,749,000987
Net charge-offs$145,0004,654
Cash dividends$2,156,000593
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,729,000978
2009-06-30 (YTD Data)Rank
Total interest income$5,557,0003,021
Total interest expense$1,725,0003,329
Net interest income$3,832,0002,833
Provision for loan and lease losses$300,0003,683
Total noninterest income$638,0002,922
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$432,0001,895
Trading account gains and fees$0193
Additional Noninterest Income$206,0003,614
Total noninterest expense$2,507,0003,712
Salaries and employee benefits$1,468,0003,295
Premises and equipment expense$209,0004,956
Additional noninterest expense$830,0003,774
Pre-tax net operating income$1,663,0001,378
Securities gains (losses)$20,0002,324
Applicable income taxes$04,657
Income before extraordinary items$1,683,0001,123
Extraordinary gains, net$021
Net income$1,683,0001,121
Minority interest net income$0112
Net income of bank and minority interests.$1,683,0001,123
Net charge-offs$116,0004,083
Cash dividends$1,480,000616
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,663,0001,104
2009-03-31 (YTD Data)Rank
Total interest income$2,766,0003,072
Total interest expense$914,0003,293
Net interest income$1,852,0002,904
Provision for loan and lease losses$300,0002,285
Total noninterest income$310,0002,962
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$202,0001,949
Trading account gains and fees$0171
Additional Noninterest Income$108,0003,540
Total noninterest expense$1,186,0003,798
Salaries and employee benefits$733,0003,339
Premises and equipment expense$104,0005,010
Additional noninterest expense$349,0003,962
Pre-tax net operating income$676,0001,857
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$676,0001,591
Extraordinary gains, net$015
Net income$676,0001,592
Minority interest net income$0102
Net income of bank and minority interests.$676,0001,593
Net charge-offs$107,0002,796
Cash dividends$566,000765
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$676,0001,509
2008-12-31 (YTD Data)Rank
Total interest income$11,848,0003,078
Total interest expense$5,050,0002,940
Net interest income$6,798,0003,140
Provision for loan and lease losses$1,012,0002,691
Total noninterest income$1,247,0002,969
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$866,0001,982
Trading account gains and fees$0154
Additional Noninterest Income$381,0003,664
Total noninterest expense$4,800,0003,678
Salaries and employee benefits$2,942,0003,311
Premises and equipment expense$652,0003,681
Additional noninterest expense$1,206,0004,279
Pre-tax net operating income$2,233,0002,276
Securities gains (losses)$74,0001,338
Applicable income taxes$04,979
Income before extraordinary items$2,307,0001,723
Extraordinary gains, net$039
Net income$2,307,0001,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0003,274
Cash dividends$2,264,0001,200
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,233,0001,907
2008-09-30 (YTD Data)Rank
Total interest income$9,133,0003,064
Total interest expense$4,030,0002,887
Net interest income$5,103,0003,149
Provision for loan and lease losses$425,0002,979
Total noninterest income$926,0003,047
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$645,0002,008
Trading account gains and fees$0148
Additional Noninterest Income$281,0003,789
Total noninterest expense$3,382,0003,866
Salaries and employee benefits$2,146,0003,423
Premises and equipment expense$370,0004,514
Additional noninterest expense$866,0004,325
Pre-tax net operating income$2,222,0002,125
Securities gains (losses)$40,0001,574
Applicable income taxes$05,372
Income before extraordinary items$2,262,0001,602
Extraordinary gains, net$031
Net income$2,262,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,991
Cash dividends$2,065,000987
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,222,0001,715
2008-06-30 (YTD Data)Rank
Total interest income$6,309,0003,004
Total interest expense$2,855,0002,836
Net interest income$3,454,0003,097
Provision for loan and lease losses$300,0002,524
Total noninterest income$610,0003,109
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$379,0002,215
Trading account gains and fees$0149
Additional Noninterest Income$231,0003,489
Total noninterest expense$2,237,0003,905
Salaries and employee benefits$1,423,0003,479
Premises and equipment expense$239,0004,627
Additional noninterest expense$575,0004,312
Pre-tax net operating income$1,527,0002,156
Securities gains (losses)$37,0001,654
Applicable income taxes$05,627
Income before extraordinary items$1,564,0001,731
Extraordinary gains, net$021
Net income$1,564,0001,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,328
Cash dividends$1,755,000875
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,527,0001,744
2008-03-31 (YTD Data)Rank
Total interest income$3,337,0002,930
Total interest expense$1,520,0002,855
Net interest income$1,817,0002,957
Provision for loan and lease losses$06,080
Total noninterest income$286,0003,230
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$179,0002,275
Trading account gains and fees$0158
Additional Noninterest Income$107,0003,641
Total noninterest expense$1,121,0003,902
Salaries and employee benefits$706,0003,521
Premises and equipment expense$124,0004,535
Additional noninterest expense$291,0004,212
Pre-tax net operating income$982,0001,814
Securities gains (losses)$10,0001,965
Applicable income taxes$05,622
Income before extraordinary items$992,0001,506
Extraordinary gains, net$015
Net income$992,0001,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,531
Cash dividends$715,0001,005
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$982,0001,458
2007-12-31 (YTD Data)Rank
Total interest income$14,100,0002,842
Total interest expense$6,067,0002,977
Net interest income$8,033,0002,717
Provision for loan and lease losses$326,0003,045
Total noninterest income$1,146,0003,234
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$728,0002,298
Trading account gains and fees$0178
Additional Noninterest Income$418,0003,651
Total noninterest expense$4,806,0003,561
Salaries and employee benefits$2,864,0003,344
Premises and equipment expense$720,0003,373
Additional noninterest expense$1,222,0004,029
Pre-tax net operating income$4,047,0001,964
Securities gains (losses)$2,0001,832
Applicable income taxes$06,070
Income before extraordinary items$4,049,0001,575
Extraordinary gains, net$039
Net income$4,049,0001,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,712
Cash dividends$2,014,0001,588
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,047,0001,559
2007-09-30 (YTD Data)Rank
Total interest income$10,616,0002,841
Total interest expense$4,531,0002,980
Net interest income$6,085,0002,701
Provision for loan and lease losses$159,0003,401
Total noninterest income$843,0003,282
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$546,0002,277
Trading account gains and fees$0184
Additional Noninterest Income$297,0003,757
Total noninterest expense$3,390,0003,725
Salaries and employee benefits$2,039,0003,475
Premises and equipment expense$441,0003,886
Additional noninterest expense$910,0003,981
Pre-tax net operating income$3,379,0001,907
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,379,0001,503
Extraordinary gains, net$033
Net income$3,379,0001,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,412
Cash dividends$1,974,0001,247
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,379,0001,498
2007-06-30 (YTD Data)Rank
Total interest income$6,974,0002,886
Total interest expense$2,953,0003,048
Net interest income$4,021,0002,743
Provision for loan and lease losses$150,0002,579
Total noninterest income$572,0003,262
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$350,0002,358
Trading account gains and fees$0168
Additional Noninterest Income$222,0003,585
Total noninterest expense$2,242,0003,780
Salaries and employee benefits$1,326,0003,584
Premises and equipment expense$284,0003,995
Additional noninterest expense$632,0003,860
Pre-tax net operating income$2,201,0001,993
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,201,0001,590
Extraordinary gains, net$029
Net income$2,201,0001,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,130
Cash dividends$1,342,0001,226
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,201,0001,571
2007-03-31 (YTD Data)Rank
Total interest income$3,347,0002,992
Total interest expense$1,366,0003,212
Net interest income$1,981,0002,778
Provision for loan and lease losses$05,779
Total noninterest income$273,0003,326
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$170,0002,357
Trading account gains and fees$0195
Additional Noninterest Income$103,0003,716
Total noninterest expense$1,075,0003,913
Salaries and employee benefits$624,0003,780
Premises and equipment expense$141,0004,032
Additional noninterest expense$310,0003,875
Pre-tax net operating income$1,179,0001,890
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,179,0001,468
Extraordinary gains, net$022
Net income$1,179,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,440
Cash dividends$374,0001,746
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,179,0001,459
2006-12-31 (YTD Data)Rank
Total interest income$12,499,0002,977
Total interest expense$4,770,0003,149
Net interest income$7,729,0002,843
Provision for loan and lease losses$587,0001,662
Total noninterest income$998,0003,551
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$615,0002,635
Trading account gains and fees$0130
Additional Noninterest Income$383,0003,811
Total noninterest expense$4,304,0003,760
Salaries and employee benefits$2,566,0003,550
Premises and equipment expense$521,0004,159
Additional noninterest expense$1,217,0003,887
Pre-tax net operating income$3,836,0002,328
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,836,0001,858
Extraordinary gains, net$051
Net income$3,836,0001,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$588,0001,036
Cash dividends$2,514,0001,285
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,836,0001,840
2006-09-30 (YTD Data)Rank
Total interest income$9,260,0002,988
Total interest expense$3,460,0003,138
Net interest income$5,800,0002,862
Provision for loan and lease losses$504,0001,382
Total noninterest income$741,0003,584
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$457,0002,652
Trading account gains and fees$0126
Additional Noninterest Income$284,0003,833
Total noninterest expense$3,004,0003,976
Salaries and employee benefits$1,799,0003,729
Premises and equipment expense$300,0004,946
Additional noninterest expense$905,0003,908
Pre-tax net operating income$3,033,0002,308
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,033,0001,816
Extraordinary gains, net$045
Net income$3,033,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$551,000745
Cash dividends$2,475,000972
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,033,0001,798
2006-06-30 (YTD Data)Rank
Total interest income$6,073,0002,992
Total interest expense$2,263,0003,076
Net interest income$3,810,0002,910
Provision for loan and lease losses$504,000967
Total noninterest income$526,0003,404
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$305,0002,625
Trading account gains and fees$0126
Additional Noninterest Income$221,0003,549
Total noninterest expense$1,882,0004,170
Salaries and employee benefits$1,141,0003,886
Premises and equipment expense$187,0005,145
Additional noninterest expense$554,0004,160
Pre-tax net operating income$1,950,0002,357
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,950,0001,875
Extraordinary gains, net$039
Net income$1,950,0001,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$443,000620
Cash dividends$1,529,0001,014
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,950,0001,856
2006-03-31 (YTD Data)Rank
Total interest income$2,984,0002,984
Total interest expense$1,103,0003,017
Net interest income$1,881,0002,936
Provision for loan and lease losses$250,000918
Total noninterest income$281,0003,216
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$157,0002,502
Trading account gains and fees$0115
Additional Noninterest Income$124,0003,323
Total noninterest expense$931,0004,212
Salaries and employee benefits$551,0003,996
Premises and equipment expense$86,0005,415
Additional noninterest expense$294,0003,959
Pre-tax net operating income$981,0002,311
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$981,0001,826
Extraordinary gains, net$021
Net income$981,0001,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,000504
Cash dividends$363,0001,732
Sale, conversion, retirement of capital stock, net$0648
Net operating income$981,0001,812
2005-12-31 (YTD Data)Rank
Total interest income$9,971,0003,163
Total interest expense$3,134,0003,214
Net interest income$6,837,0003,100
Provision for loan and lease losses$472,0001,997
Total noninterest income$1,109,0003,311
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$665,0002,441
Trading account gains and fees$0138
Additional Noninterest Income$444,0003,589
Total noninterest expense$3,608,0004,194
Salaries and employee benefits$2,185,0003,862
Premises and equipment expense$181,0006,935
Additional noninterest expense$1,242,0003,758
Pre-tax net operating income$3,866,0002,279
Securities gains (losses)$2,0001,993
Applicable income taxes$06,964
Income before extraordinary items$3,868,0001,789
Extraordinary gains, net$046
Net income$3,868,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,044
Cash dividends$1,925,0001,521
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,866,0001,763
2005-09-30 (YTD Data)Rank
Total interest income$7,186,0003,206
Total interest expense$2,160,0003,284
Net interest income$5,026,0003,131
Provision for loan and lease losses$125,0003,813
Total noninterest income$857,0003,260
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$495,0002,468
Trading account gains and fees$0126
Additional Noninterest Income$362,0003,462
Total noninterest expense$2,575,0004,322
Salaries and employee benefits$1,553,0003,983
Premises and equipment expense$257,0005,347
Additional noninterest expense$765,0004,330
Pre-tax net operating income$3,183,0002,129
Securities gains (losses)$2,0002,008
Applicable income taxes$06,976
Income before extraordinary items$3,185,0001,651
Extraordinary gains, net$035
Net income$3,185,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,901
Cash dividends$1,848,0001,137
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,183,0001,611
2005-06-30 (YTD Data)Rank
Total interest income$4,753,0003,171
Total interest expense$1,387,0003,248
Net interest income$3,366,0003,095
Provision for loan and lease losses$125,0002,939
Total noninterest income$578,0003,186
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$312,0002,545
Trading account gains and fees$0116
Additional Noninterest Income$266,0003,275
Total noninterest expense$1,674,0004,388
Salaries and employee benefits$1,021,0004,011
Premises and equipment expense$155,0005,616
Additional noninterest expense$498,0004,387
Pre-tax net operating income$2,145,0002,074
Securities gains (losses)$2,0001,855
Applicable income taxes$06,961
Income before extraordinary items$2,147,0001,603
Extraordinary gains, net$030
Net income$2,147,0001,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,307
Cash dividends$1,573,000898
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,145,0001,581
2005-03-31 (YTD Data)Rank
Total interest income$2,345,0003,170
Total interest expense$683,0003,179
Net interest income$1,662,0003,115
Provision for loan and lease losses$125,0001,680
Total noninterest income$318,0002,919
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$149,0002,576
Trading account gains and fees$0115
Additional Noninterest Income$169,0002,768
Total noninterest expense$832,0004,432
Salaries and employee benefits$508,0004,045
Premises and equipment expense$82,0005,496
Additional noninterest expense$242,0004,456
Pre-tax net operating income$1,023,0002,129
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,023,0001,631
Extraordinary gains, net$024
Net income$1,023,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,003
Cash dividends$258,0001,922
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,023,0001,608
2004-12-31 (YTD Data)Rank
Total interest income$7,480,0003,599
Total interest expense$1,830,0003,927
Net interest income$5,650,0003,461
Provision for loan and lease losses$200,0003,677
Total noninterest income$993,0003,575
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$705,0002,358
Trading account gains and fees$0138
Additional Noninterest Income$288,0004,339
Total noninterest expense$3,554,0004,124
Salaries and employee benefits$2,005,0003,996
Premises and equipment expense$586,0003,599
Additional noninterest expense$963,0004,484
Pre-tax net operating income$2,889,0002,676
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$2,889,0002,152
Extraordinary gains, net$034
Net income$2,889,0002,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,628
Cash dividends$1,337,0001,883
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,889,0002,104
2004-09-30 (YTD Data)Rank
Total interest income$5,409,0003,696
Total interest expense$1,295,0004,049
Net interest income$4,114,0003,516
Provision for loan and lease losses$50,0005,368
Total noninterest income$764,0003,520
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$542,0002,337
Trading account gains and fees$0134
Additional Noninterest Income$222,0004,298
Total noninterest expense$2,460,0004,354
Salaries and employee benefits$1,470,0004,012
Premises and equipment expense$277,0005,014
Additional noninterest expense$713,0004,459
Pre-tax net operating income$2,368,0002,507
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,368,0001,987
Extraordinary gains, net$026
Net income$2,368,0001,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,887
Cash dividends$979,0001,751
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,368,0001,935
2004-06-30 (YTD Data)Rank
Total interest income$3,582,0003,711
Total interest expense$857,0004,070
Net interest income$2,725,0003,522
Provision for loan and lease losses$25,0005,618
Total noninterest income$523,0003,467
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$364,0002,320
Trading account gains and fees$0130
Additional Noninterest Income$159,0004,193
Total noninterest expense$1,598,0004,456
Salaries and employee benefits$981,0004,047
Premises and equipment expense$173,0005,252
Additional noninterest expense$444,0004,721
Pre-tax net operating income$1,625,0002,417
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,625,0001,925
Extraordinary gains, net$021
Net income$1,625,0001,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,529
Cash dividends$979,0001,322
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,625,0001,875
2004-03-31 (YTD Data)Rank
Total interest income$1,831,0003,652
Total interest expense$430,0004,105
Net interest income$1,401,0003,446
Provision for loan and lease losses$25,0004,502
Total noninterest income$244,0003,582
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$173,0002,365
Trading account gains and fees$0121
Additional Noninterest Income$71,0004,413
Total noninterest expense$807,0004,442
Salaries and employee benefits$501,0003,997
Premises and equipment expense$85,0005,341
Additional noninterest expense$221,0004,708
Pre-tax net operating income$813,0002,392
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$813,0001,927
Extraordinary gains, net$016
Net income$813,0001,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,469
Cash dividends$154,0002,458
Sale, conversion, retirement of capital stock, net$0464
Net operating income$813,0001,838
2003-12-31 (YTD Data)Rank
Total interest income$6,758,0003,931
Total interest expense$1,945,0004,115
Net interest income$4,813,0003,787
Provision for loan and lease losses$384,0002,672
Total noninterest income$877,0004,012
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$690,0002,387
Trading account gains and fees$0160
Additional Noninterest Income$187,0005,428
Total noninterest expense$3,098,0004,509
Salaries and employee benefits$1,715,0004,410
Premises and equipment expense$463,0004,300
Additional noninterest expense$920,0004,554
Pre-tax net operating income$2,208,0003,158
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,208,0002,654
Extraordinary gains, net$054
Net income$2,208,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,949
Cash dividends$1,111,0002,164
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,208,0002,528
2003-09-30 (YTD Data)Rank
Total interest income$5,039,0004,003
Total interest expense$1,523,0004,091
Net interest income$3,516,0003,887
Provision for loan and lease losses$325,0002,361
Total noninterest income$633,0004,157
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$501,0002,470
Trading account gains and fees$0153
Additional Noninterest Income$132,0005,579
Total noninterest expense$2,256,0004,582
Salaries and employee benefits$1,291,0004,386
Premises and equipment expense$283,0004,924
Additional noninterest expense$682,0004,550
Pre-tax net operating income$1,568,0003,430
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,568,0002,870
Extraordinary gains, net$040
Net income$1,568,0002,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,229
Cash dividends$963,0001,804
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,568,0002,728
2003-06-30 (YTD Data)Rank
Total interest income$3,409,0003,994
Total interest expense$1,068,0004,039
Net interest income$2,341,0003,899
Provision for loan and lease losses$225,0002,308
Total noninterest income$416,0004,157
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$332,0002,447
Trading account gains and fees$0150
Additional Noninterest Income$84,0005,643
Total noninterest expense$1,500,0004,590
Salaries and employee benefits$854,0004,416
Premises and equipment expense$187,0004,922
Additional noninterest expense$459,0004,524
Pre-tax net operating income$1,032,0003,451
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,032,0002,904
Extraordinary gains, net$030
Net income$1,032,0002,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,041
Cash dividends$754,0001,615
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,032,0002,744
2003-03-31 (YTD Data)Rank
Total interest income$1,714,0003,992
Total interest expense$533,0004,137
Net interest income$1,181,0003,876
Provision for loan and lease losses$225,0001,208
Total noninterest income$231,0003,812
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$168,0002,355
Trading account gains and fees$0134
Additional Noninterest Income$63,0004,821
Total noninterest expense$756,0004,547
Salaries and employee benefits$429,0004,403
Premises and equipment expense$92,0004,977
Additional noninterest expense$235,0004,421
Pre-tax net operating income$431,0003,863
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$431,0003,291
Extraordinary gains, net$021
Net income$431,0003,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0001,134
Cash dividends$105,0002,837
Sale, conversion, retirement of capital stock, net$0419
Net operating income$431,0003,120
2002-12-31 (YTD Data)Rank
Total interest income$6,632,0004,228
Total interest expense$2,369,0004,275
Net interest income$4,263,0004,142
Provision for loan and lease losses$598,0002,097
Total noninterest income$883,0003,751
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$695,0002,261
Trading account gains and fees$0153
Additional Noninterest Income$188,0005,152
Total noninterest expense$2,835,0004,645
Salaries and employee benefits$1,547,0004,580
Premises and equipment expense$444,0004,304
Additional noninterest expense$844,0004,750
Pre-tax net operating income$1,713,0003,773
Securities gains (losses)$2,0004,234
Applicable income taxes$07,681
Income before extraordinary items$1,715,0003,156
Extraordinary gains, net$070
Net income$1,715,0003,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$802,0001,158
Cash dividends$1,073,0002,122
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,713,0003,052
2001-12-31 (YTD Data)Rank
Total interest income$8,107,0003,980
Total interest expense$3,960,0003,829
Net interest income$4,147,0004,018
Provision for loan and lease losses$407,0002,586
Total noninterest income$933,0003,503
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$694,0002,158
Trading account gains and fees$0177
Additional Noninterest Income$239,0004,574
Total noninterest expense$2,753,0004,630
Salaries and employee benefits$1,613,0004,282
Premises and equipment expense$340,0005,136
Additional noninterest expense$800,0004,781
Pre-tax net operating income$1,920,0003,274
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,920,0002,628
Extraordinary gains, net$0105
Net income$1,920,0002,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$573,0001,410
Cash dividends$1,670,0001,532
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,920,0002,548
2000-12-31 (YTD Data)Rank
Total interest income$8,707,0003,843
Total interest expense$4,041,0003,940
Net interest income$4,666,0003,681
Provision for loan and lease losses$339,0002,634
Total noninterest income$761,0003,777
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$581,0002,364
Trading account gains and feesNANA
Additional Noninterest Income$180,0005,028
Total noninterest expense$2,625,0004,694
Salaries and employee benefits$1,624,0004,103
Premises and equipment expense$356,0004,874
Additional noninterest expense$645,0005,504
Pre-tax net operating income$2,463,0002,791
Securities gains (losses)$-19,0008,710
Applicable income taxes$76,0006,846
Income before extraordinary items$2,368,0002,190
Extraordinary gains, net$038
Net income$2,368,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,265
Cash dividends$1,019,0002,225
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,386,4302,176
1999-12-31 (YTD Data)Rank
Total interest income$7,714,0004,062
Total interest expense$3,519,0004,025
Net interest income$4,195,0004,008
Provision for loan and lease losses$182,0003,748
Total noninterest income$624,0004,313
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$446,0002,921
Trading account gains and feesNANA
Additional Noninterest Income$178,0005,203
Total noninterest expense$2,532,0004,835
Salaries and employee benefits$1,538,0004,246
Premises and equipment expense$362,0004,853
Additional noninterest expense$632,0005,632
Pre-tax net operating income$2,105,0003,204
Securities gains (losses)$03,155
Applicable income taxes$738,0002,806
Income before extraordinary items$1,367,0003,485
Extraordinary gains, net$035
Net income$1,367,0003,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,174
Cash dividends$466,0003,658
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,367,0003,452
1998-12-31 (YTD Data)Rank
Total interest income$6,597,0004,618
Total interest expense$3,164,0004,521
Net interest income$3,433,0004,666
Provision for loan and lease losses$180,0003,728
Total noninterest income$493,0004,977
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$313,0003,816
Trading account gains and feesNANA
Additional Noninterest Income$180,0005,229
Total noninterest expense$2,159,0005,291
Salaries and employee benefits$1,245,0004,929
Premises and equipment expense$303,0005,351
Additional noninterest expense$611,0005,688
Pre-tax net operating income$1,587,0004,008
Securities gains (losses)$-3,0009,968
Applicable income taxes$513,0003,769
Income before extraordinary items$1,071,0004,270
Extraordinary gains, net$032
Net income$1,071,0004,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,985
Cash dividends$556,0003,287
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,073,0404,167
1997-12-31 (YTD Data)Rank
Total interest income$5,980,0005,094
Total interest expense$2,900,0004,863
Net interest income$3,080,0005,195
Provision for loan and lease losses$189,0003,574
Total noninterest income$422,0005,550
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$297,0004,110
Trading account gains and feesNANA
Additional Noninterest Income$125,0006,172
Total noninterest expense$1,996,0005,667
Salaries and employee benefits$1,116,0005,404
Premises and equipment expense$292,0005,523
Additional noninterest expense$588,0005,883
Pre-tax net operating income$1,317,0004,916
Securities gains (losses)$7,0002,566
Applicable income taxes$451,0004,531
Income before extraordinary items$868,0005,189
Extraordinary gains, net$044
Net income$868,0005,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,544
Cash dividends$627,0002,991
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$863,3805,151
1996-12-31 (YTD Data)Rank
Total interest income$5,089,0005,863
Total interest expense$2,566,0005,410
Net interest income$2,523,0006,155
Provision for loan and lease losses$180,0003,640
Total noninterest income$519,0005,036
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$292,0004,304
Trading account gains and feesNANA
Additional Noninterest Income$227,0004,833
Total noninterest expense$1,642,0006,731
Salaries and employee benefits$1,028,0005,876
Premises and equipment expense$201,0007,007
Additional noninterest expense$413,0007,768
Pre-tax net operating income$1,220,0005,065
Securities gains (losses)$04,148
Applicable income taxes$324,0005,572
Income before extraordinary items$896,0004,887
Extraordinary gains, net$053
Net income$896,0004,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0004,017
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$896,0004,833
1995-12-31 (YTD Data)Rank
Total interest income$4,745,0006,207
Total interest expense$2,431,0005,690
Net interest income$2,314,0006,653
Provision for loan and lease losses$405,0001,845
Total noninterest income$346,0006,529
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$263,0004,768
Trading account gains and feesNANA
Additional Noninterest Income$83,0007,842
Total noninterest expense$1,521,0007,201
Salaries and employee benefits$882,0006,646
Premises and equipment expense$225,0006,752
Additional noninterest expense$414,0008,050
Pre-tax net operating income$734,0007,140
Securities gains (losses)$-12,00010,219
Applicable income taxes$198,0007,450
Income before extraordinary items$524,0007,077
Extraordinary gains, net$065
Net income$524,0007,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0001,339
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$532,7606,996
1994-12-31 (YTD Data)Rank
Total interest income$3,860,0006,875
Total interest expense$1,664,0006,431
Net interest income$2,196,0007,097
Provision for loan and lease losses$490,0001,569
Total noninterest income$214,0008,501
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0006,386
Trading account gains and feesNANA
Additional Noninterest Income$41,00010,081
Total noninterest expense$1,354,0008,063
Salaries and employee benefits$707,0007,816
Premises and equipment expense$234,0006,793
Additional noninterest expense$413,0008,695
Pre-tax net operating income$566,0008,205
Securities gains (losses)$17,0001,895
Applicable income taxes$149,0008,321
Income before extraordinary items$434,0007,854
Extraordinary gains, net$0249
Net income$434,0007,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,783
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$421,4208,026
1993-12-31 (YTD Data)Rank
Total interest income$3,041,0008,266
Total interest expense$1,294,0007,904
Net interest income$1,747,0008,374
Provision for loan and lease losses$210,0003,794
Total noninterest income$223,0008,807
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$117,0007,920
Trading account gains and feesNANA
Additional Noninterest Income$106,0007,681
Total noninterest expense$1,014,0009,672
Salaries and employee benefits$537,0009,325
Premises and equipment expense$144,0009,078
Additional noninterest expense$333,00010,035
Pre-tax net operating income$746,0007,114
Securities gains (losses)$36,0003,866
Applicable income taxes$193,0007,749
Income before extraordinary items$589,0006,868
Extraordinary gains, net$03,149
Net income$589,0007,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0002,671
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$562,0006,804
1992-12-31 (YTD Data)Rank
Total interest income$2,799,0009,332
Total interest expense$1,385,0008,912
Net interest income$1,414,0009,572
Provision for loan and lease losses$150,0006,067
Total noninterest income$147,00010,553
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0008,390
Trading account gains and feesNANA
Additional Noninterest Income$43,00010,841
Total noninterest expense$754,00011,236
Salaries and employee benefits$402,00010,833
Premises and equipment expense$100,00010,743
Additional noninterest expense$252,00011,503
Pre-tax net operating income$657,0007,344
Securities gains (losses)$12,0006,245
Applicable income taxes$165,0008,276
Income before extraordinary items$504,0007,294
Extraordinary gains, net$01,422
Net income$504,0007,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0005,008
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$495,0006,989

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.