Home > County National Bank > Net charge- offs to loans
County National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0152% | 4,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 4,311 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 4,214 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 4,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1392% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0382% | 2,642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0382% | 2,508 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 3,924 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 4,264 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 3,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0778% | 987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0102% | 2,525 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0102% | 2,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 747.0000% | 7 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 136.0000% | 5 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0116% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8477% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 21,662.0000% | 4 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 21.4869% | 28 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0142% | 3,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0624% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0624% | 1,695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0874% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 3,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 3,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0368% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0368% | 2,372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1172% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 3,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 3,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0810% | 2,019 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0810% | 1,942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1208% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 3,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0427% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0427% | 1,933 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 1,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2545% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,341 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0541% | 3,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0541% | 3,904 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | -0.0764% | 4,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0008% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0193% | 3,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0193% | 3,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,251 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,499 |
| Percentage Net Loans Charged-off:Construction & development | -0.1001% | 4,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0134% | 3,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 3,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0022% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0184% | 3,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0184% | 3,731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 3,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.1429% | 4,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 3,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 4,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0031% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0167% | 3,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0167% | 3,656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0471% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 4,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 4,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 2,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0767% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1579% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1097% | 4,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1351% | 4,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 4,015 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0321% | 4,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0321% | 4,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 4,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.1045% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1227% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1293% | 4,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1601% | 4,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 4,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0819% | 4,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0819% | 4,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0096% | 4,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1870% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1959% | 4,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2444% | 4,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0440% | 4,224 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1079% | 4,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1079% | 4,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0269% | 4,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0806% | 4,330 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1461% | 4,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1461% | 4,454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 2,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0815% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 3,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1282% | 2,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1282% | 2,626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 3,428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0327% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0712% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0712% | 2,723 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0275% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 3,476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0881% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 4,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2353% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2353% | 1,881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0601% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1388% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 3,588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1825% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0649% | 4,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5259% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5259% | 1,160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 1,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 1,746 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0441% | 3,734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 4,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0200% | 3,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0200% | 3,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 2,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0586% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 1,620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0589% | 3,806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 3,931 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0110% | 4,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0110% | 4,472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 2,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0829% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0838% | 3,884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0401% | 4,344 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0258% | 4,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0258% | 4,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1663% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,425 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1685% | 4,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0545% | 2,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0545% | 2,202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0160% | 4,895 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,728 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1084% | 4,579 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1299% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 2,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0586% | 4,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2779% | 2,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2779% | 2,262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0256% | 4,933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 5,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,825 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5174% | 4,611 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1158% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 1,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0714% | 4,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3720% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3720% | 1,785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 4,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 4,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 1,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0585% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1066% | 4,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5426% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5426% | 1,299 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 5,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1386% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1680% | 5,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2134% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2134% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0671% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0683% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0779% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0751% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0787% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0832% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2291% | 2,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2291% | 2,515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0714% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0593% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1224% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1224% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1224% | 2,659 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0950% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1638% | 5,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0564% | 2,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0564% | 2,735 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 2,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 1,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2311% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 4,207 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1671% | 5,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1671% | 5,161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1843% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | -0.0590% | 4,927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1202% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8544% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2366% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0217% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2973% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 4,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2460% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2460% | 2,332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1681% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2121% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1627% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3520% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2418% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0327% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3017% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 4,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2022% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2022% | 2,316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2452% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2171% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1128% | 4,898 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3040% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 4,150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3939% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 4,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2224% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2224% | 2,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3147% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4395% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2313% | 4,958 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2706% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3497% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0298% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0298% | 2,344 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3066% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 3,404 |
| Percentage Net Loans Charged-off:Construction & development | -0.2550% | 5,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 2,184 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0875% | 5,039 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 2,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2201% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 3,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6250% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4044% | 2,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4044% | 1,945 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1176% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 3,102 |
| Percentage Net Loans Charged-off:Construction & development | -0.3620% | 5,598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 1,836 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0849% | 5,086 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 2,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2537% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4782% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4972% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4971% | 1,539 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 2,803 |
| Percentage Net Loans Charged-off:Construction & development | -0.5820% | 5,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 1,533 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0862% | 5,111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1067% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 2,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0749% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6139% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6139% | 1,201 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 2,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | -1.2768% | 5,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0960% | 5,144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0727% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1078% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0620% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1590% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0585% | 5,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0585% | 5,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 3,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1172% | 3,006 |
| Percentage Net Loans Charged-off:Construction & development | -2.9581% | 6,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2264% | 1,617 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0149% | 5,171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2782% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1550% | 1,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3188% | 1,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1221% | 2,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2220% | 3,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2220% | 2,910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 3,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1337% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | -3.1686% | 6,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1637% | 1,626 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0195% | 5,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3806% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2114% | 948 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4371% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1679% | 2,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3699% | 2,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3699% | 2,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1852% | 2,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1808% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | -3.0893% | 6,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1700% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0298% | 5,259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4685% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3165% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5203% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2576% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0527% | 3,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0527% | 3,154 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2421% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2091% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0692% | 6,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4720% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5594% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4417% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5311% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1312% | 5,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1312% | 5,698 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4233% | 2,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5399% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | -0.1910% | 6,111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7542% | 1,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5123% | 563 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4806% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1385% | 1,530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6117% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 3,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0854% | 4,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0854% | 3,865 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3216% | 2,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4141% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | -0.3426% | 6,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4900% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6802% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4254% | 1,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1831% | 1,286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5201% | 1,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0180% | 5,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0960% | 3,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0961% | 3,566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 4,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1017% | 3,546 |
| Percentage Net Loans Charged-off:Construction & development | -0.4863% | 6,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1318% | 1,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1518% | 2,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2503% | 1,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1128% | 2,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0273% | 5,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1079% | 3,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1079% | 3,187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 4,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0901% | 3,037 |
| Percentage Net Loans Charged-off:Construction & development | -0.9456% | 6,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2701% | 1,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3260% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2474% | 1,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2980% | 6,427 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1895% | 6,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1895% | 6,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3606% | 3,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4160% | 2,910 |
| Percentage Net Loans Charged-off:Construction & development | 3.1523% | 1,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4930% | 2,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1576% | 3,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1885% | 1,641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1436% | 3,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2266% | 3,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1121% | 4,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0995% | 4,291 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 4,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1297% | 4,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1238% | 2,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1625% | 3,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2395% | 1,376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 3,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1795% | 3,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0609% | 4,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0526% | 4,212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0506% | 5,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 4,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1351% | 3,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0332% | 1,409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1826% | 2,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 5,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0090% | 4,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0074% | 3,948 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 4,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 3,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0636% | 2,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0775% | 972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 2,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 5,837 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0527% | 6,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0397% | 5,960 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1998% | 5,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1485% | 4,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.3406% | 2,989 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 7,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2767% | 3,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1424% | 1,712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3434% | 2,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4673% | 3,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2535% | 4,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2334% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1624% | 4,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.4556% | 2,611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 7,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2985% | 2,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1914% | 1,454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3524% | 2,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6555% | 2,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2124% | 4,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2833% | 3,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1699% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.6839% | 2,165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0708% | 7,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3247% | 2,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0406% | 1,375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4680% | 1,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9212% | 2,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3022% | 3,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3276% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1538% | 3,107 |
| Percentage Net Loans Charged-off:Construction & development | 1.3424% | 1,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1449% | 7,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2853% | 2,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4295% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2341% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4503% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2910% | 4,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2750% | 3,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.2041% | 3,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1358% | 2,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3976% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0730% | 1,809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5493% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2800% | 4,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4878% | 4,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2434% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2557% | 3,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0914% | 2,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4572% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0984% | 1,494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6215% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1055% | 4,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3957% | 4,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2764% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3218% | 2,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5855% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8526% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1424% | 3,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1915% | 4,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 4,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 3,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1323% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1922% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3496% | 3,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1875% | 4,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1401% | 3,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2527% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3577% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2183% | 3,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5477% | 3,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 4,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1574% | 1,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2216% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2364% | 2,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2543% | 4,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 3,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1340% | 2,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2392% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3346% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2956% | 2,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3111% | 3,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4041% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3798% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6717% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9287% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6112% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3924% | 2,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1473% | 3,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1340% | 1,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2362% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3228% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1132% | 3,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3360% | 3,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1147% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1236% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2178% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2968% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0305% | 7,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2721% | 3,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1352% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2388% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3258% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0400% | 7,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2074% | 3,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2278% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3129% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 6,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 4,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 2,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0397% | 2,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0323% | 7,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2474% | 4,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 1,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0436% | 7,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1365% | 4,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 4,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0931% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0584% | 7,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0363% | 4,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0282% | 7,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 7,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 7,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 7,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1346% | 7,469 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0742% | 6,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 5,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 2,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1061% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1663% | 7,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2103% | 5,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 5,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1232% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3111% | 7,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1645% | 4,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 5,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1226% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1725% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5267% | 8,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2406% | 3,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 7,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 7,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4490% | 2,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1476% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 2,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1065% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 2,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2561% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7495% | 2,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 2,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 2,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2102% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 2,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0743% | 7,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9864% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0490% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3293% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 8,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0481% | 7,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7314% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 2,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1042% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 8,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0960% | 7,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7508% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1628% | 3,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 3,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 2,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 2,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5636% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3961% | 4,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2265% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 2,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 2,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8266% | 1,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4745% | 3,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2373% | 2,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1610% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2491% | 4,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3029% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5733% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2334% | 4,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2201% | 3,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1940% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8753% | 2,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1843% | 6,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 5,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1106% | 4,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2438% | 5,689 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 6,695 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1218% | 4,410 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 5,248 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 6,677 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 6,439 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2305% | 3,521 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 6,493 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2595% | 4,662 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3552% | 5,480 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |