Home > Cortland Savings Bank > Net Loans and Leases
Cortland Savings Bank, Net Loans and Leases
| 2001-12-31 | Rank | |
| Net loans and leases | $177,801,000 | 1,844 |
| Loan loss allowance | $2,413,000 | 1,679 |
| Total loans and leases | $180,214,000 | 1,848 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $180,214,000 | 1,848 |
| All real estate loans | $140,017,000 | 1,682 |
| Real estate loans in domestic offices | $140,017,000 | 1,681 |
| Construction and development loans | $0 | 8,160 |
| Commercial RE | $25,143,000 | 2,573 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $12,137,000 | 723 |
| 1-4 family residential loans | $102,737,000 | 1,166 |
| Farmland loans | $0 | 6,538 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $9,332,000 | 3,886 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $29,200,000 | 953 |
| Credit card loans | $508,000 | 1,240 |
| Related Plans | $461,000 | 1,141 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $28,231,000 | 873 |
| All other loans & leases | $1,665,000 | 1,881 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $764,000 | 1,463 |
| Other loans | $104,000 | 3,256 |
| Lease financing receivables | $797,000 | 776 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $679,000 | 372 |
| Non 1-4 family restructured loans & leases | $679,000 | 372 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,054,000 | 1,718 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $181,810,000 | 1,744 |
| Loan loss allowance | $2,374,000 | 1,626 |
| Total loans and leases | $184,184,000 | 1,747 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $184,184,000 | 1,749 |
| All real estate loans | $148,277,000 | 1,535 |
| Real estate loans in domestic offices | $148,277,000 | 1,534 |
| Construction and development loans | $0 | 8,220 |
| Commercial RE | $23,196,000 | 2,516 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,899,000 | 709 |
| 1-4 family residential loans | $113,182,000 | 1,091 |
| Farmland loans | $0 | 6,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $5,692,000 | 5,128 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $28,688,000 | 1,023 |
| Credit card loans | $1,091,000 | 1,224 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $27,597,000 | 954 |
| All other loans & leases | $1,527,000 | 1,957 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $828,000 | 1,392 |
| Other loans | $130,000 | 2,996 |
| Lease financing receivables | $569,000 | 842 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $699,000 | 383 |
| Non 1-4 family restructured loans & leases | $699,000 | 383 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $166,594,000 | 1,809 |
| Loan loss allowance | $2,430,000 | 1,530 |
| Total loans and leases | $169,024,000 | 1,805 |
| Unearned income | $110,000 | 1,973 |
| Loans and leases, gross | $169,134,000 | 1,806 |
| All real estate loans | $145,805,000 | 1,491 |
| Real estate loans in domestic offices | $145,805,000 | 1,491 |
| Construction and development loans | $1,790,000 | 4,447 |
| Commercial RE | $24,884,000 | 2,236 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,437,000 | 1,054 |
| 1-4 family residential loans | $112,694,000 | 1,089 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $4,797,000 | 5,475 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $17,562,000 | 1,647 |
| Credit card loans | $1,271,000 | 1,129 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $16,291,000 | 1,626 |
| All other loans & leases | $970,000 | 2,498 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $878,000 | 1,318 |
| Other loans | $32,000 | 5,001 |
| Lease financing receivables | $60,000 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $227,000 | 941 |
| Non 1-4 family restructured loans & leases | $227,000 | 941 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $159,149,000 | 1,763 |
| Loan loss allowance | $2,494,000 | 1,456 |
| Total loans and leases | $161,643,000 | 1,758 |
| Unearned income | $121,000 | 2,353 |
| Loans and leases, gross | $161,764,000 | 1,759 |
| All real estate loans | $139,978,000 | 1,433 |
| Real estate loans in domestic offices | $139,978,000 | 1,433 |
| Construction and development loans | $145,000 | 7,659 |
| Commercial RE | $23,017,000 | 2,122 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,207,000 | 1,008 |
| 1-4 family residential loans | $110,609,000 | 1,073 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $4,415,000 | 5,500 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $16,409,000 | 1,737 |
| Credit card loans | $1,292,000 | 1,163 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,117,000 | 1,734 |
| All other loans & leases | $962,000 | 2,490 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $930,000 | 1,213 |
| Other loans | $32,000 | 5,041 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $236,000 | 1,045 |
| Non 1-4 family restructured loans & leases | $236,000 | 1,045 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $157,923,000 | 1,796 |
| Loan loss allowance | $2,143,000 | 1,676 |
| Total loans and leases | $160,066,000 | 1,797 |
| Unearned income | $241,000 | 1,935 |
| Loans and leases, gross | $160,307,000 | 1,799 |
| All real estate loans | $137,727,000 | 1,471 |
| Real estate loans in domestic offices | $137,727,000 | 1,470 |
| Construction and development loans | $56,000 | 8,503 |
| Commercial RE | $23,764,000 | 2,030 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,890,000 | 991 |
| 1-4 family residential loans | $107,017,000 | 1,154 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $6,147,000 | 4,592 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $15,423,000 | 1,976 |
| Credit card loans | $1,437,000 | 1,178 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,986,000 | 1,974 |
| All other loans & leases | $1,010,000 | 2,444 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $978,000 | 1,219 |
| Other loans | $32,000 | 5,244 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $753,000 | 556 |
| Non 1-4 family restructured loans & leases | $753,000 | 556 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $158,535,000 | 1,824 |
| Loan loss allowance | $1,951,000 | 1,944 |
| Total loans and leases | $160,486,000 | 1,831 |
| Unearned income | $316,000 | 2,733 |
| Loans and leases, gross | $160,486,000 | 1,845 |
| All real estate loans | $138,772,000 | 1,491 |
| Real estate loans in domestic offices | $138,772,000 | 1,490 |
| Construction and development loans | $239,000 | 7,663 |
| Commercial RE | $26,608,000 | 1,876 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,143,000 | 1,052 |
| 1-4 family residential loans | $104,782,000 | 1,228 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $6,898,000 | 4,275 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $14,082,000 | 2,264 |
| Credit card loans | $1,646,000 | 1,208 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,436,000 | 2,321 |
| All other loans & leases | $1,050,000 | 2,524 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $1,019,000 | 1,258 |
| Other loans | $31,000 | 5,583 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $606,000 | 810 |
| Non 1-4 family restructured loans & leases | $606,000 | 810 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $158,460,000 | 1,791 |
| Loan loss allowance | $2,003,000 | 1,932 |
| Total loans and leases | $160,463,000 | 1,798 |
| Unearned income | $355,000 | 2,793 |
| Loans and leases, gross | $160,463,000 | 1,805 |
| All real estate loans | $138,212,000 | 1,472 |
| Real estate loans in domestic offices | $138,212,000 | 1,472 |
| Construction and development loans | $63,000 | 9,038 |
| Commercial RE | $26,140,000 | 1,830 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,663,000 | 1,043 |
| 1-4 family residential loans | $104,346,000 | 1,222 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $8,140,000 | 3,706 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $13,360,000 | 2,377 |
| Credit card loans | $1,912,000 | 1,165 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,448,000 | 2,528 |
| All other loans & leases | $1,106,000 | 2,484 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $1,064,000 | 1,283 |
| Other loans | $42,000 | 5,180 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $208,000 | 1,683 |
| Non 1-4 family restructured loans & leases | $208,000 | 1,683 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $152,500,000 | 1,824 |
| Loan loss allowance | $1,609,000 | 2,374 |
| Total loans and leases | $154,109,000 | 1,830 |
| Unearned income | $305,000 | 3,258 |
| Loans and leases, gross | $154,109,000 | 1,839 |
| All real estate loans | $135,290,000 | 1,454 |
| Real estate loans in domestic offices | $135,290,000 | 1,453 |
| Construction and development loans | $294,000 | 7,609 |
| Commercial RE | $25,024,000 | 1,840 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,607,000 | 1,057 |
| 1-4 family residential loans | $102,365,000 | 1,225 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $6,548,000 | 4,196 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $12,522,000 | 2,490 |
| Credit card loans | $1,920,000 | 1,168 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,602,000 | 2,654 |
| All other loans & leases | $54,000 | 7,631 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $54,000 | 4,887 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $210,000 | 2,023 |
| Non 1-4 family restructured loans & leases | $210,000 | 2,023 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $142,628,000 | 1,913 |
| Loan loss allowance | $1,469,000 | 2,679 |
| Total loans and leases | $144,097,000 | 1,929 |
| Unearned income | $367,000 | 3,205 |
| Loans and leases, gross | $144,097,000 | 1,943 |
| All real estate loans | $127,007,000 | 1,512 |
| Real estate loans in domestic offices | $127,007,000 | 1,511 |
| Construction and development loans | $534,000 | 6,521 |
| Commercial RE | $22,795,000 | 1,946 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,826,000 | 1,084 |
| 1-4 family residential loans | $95,852,000 | 1,299 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $5,427,000 | 4,737 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $11,967,000 | 2,501 |
| Credit card loans | $1,898,000 | 1,165 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,069,000 | 2,682 |
| All other loans & leases | $63,000 | 7,750 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $63,000 | 4,842 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $141,204,000 | 1,978 |
| Loan loss allowance | $1,223,000 | 3,176 |
| Total loans and leases | $142,427,000 | 1,996 |
| Unearned income | $380,000 | 3,543 |
| Loans and leases, gross | $142,427,000 | 2,008 |
| All real estate loans | $124,276,000 | 1,568 |
| Real estate loans in domestic offices | $124,276,000 | 1,567 |
| Construction and development loans | $1,594,000 | 4,207 |
| Commercial RE | $23,919,000 | 1,861 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,991,000 | 1,008 |
| 1-4 family residential loans | $89,772,000 | 1,410 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $6,585,000 | 4,256 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $11,886,000 | 2,591 |
| Credit card loans | $2,018,000 | 1,171 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,868,000 | 2,841 |
| All other loans & leases | $60,000 | 8,141 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $60,000 | 5,017 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |